First Bank
HMDA Loan Application Totals
and Mortgage Lending Details
for 2019
First Bank 2019 HMDA loan application data provides key insights into its mortgage lending trends, applicant demographics, and loan distribution.
The Home Mortgage Disclosure Act (HMDA) requires lenders to report detailed loan application data, offering transparency into lending patterns.
The data reveals trends in average loan size, applicant income, and mortgage approval rates, helping consumers and analysts understand lending accessibility.
Below, explore a breakdown of loan applications by county, metro area, loan purpose, applicant race, loan type, and more.
Whether you're an industry professional, homebuyer, or researcher,
this information provides valuable insights into mortgage lending activity.
Scroll down to view the full dataset and analyze lending trends in greater detail.
| Mortgage Company & Address | First Bank 600 James Mcdonnell Blvd Creve Coeur, MO 63042 Tel #: available with data download |
| Federal Regulator | * available with data download |
| Years | 2023 2022 2021 2020 2019 2018 2017 2016 2015 2014 2013 2012 2011 2010 2009 2008 2007 2006 2005 2004 2003 |
| Total Number of Mortgage Applications | 5,478 |
| Total Mortgage Loan Application Amount | $1,447,540,000 |
| Average Mortgage Loan Application Amount | $373,000 |
| Highest Mortgage Loan Application Amount | $16,525,000 |
| Average Applicant Income | $116,666 |
| Highest Applicant Income | $4,701,000 |
Explore comprehensive HMDA mortgage statistics and lending trends for 2019 with First Bank. Below, you'll find key insights into this lender's mortgage activity, including total loan applications, average mortgage amounts, highest application values, and income levels of top applicants. Whether you're analyzing First Bank's lending patterns or researching mortgage trends, these statistics provide valuable transparency into their loan activity.
Our HMDA dataset for 2019 breaks down First Bank's mortgage applications by loan purpose, applicant race, loan type, approval outcomes, and reasons for denial. These insights help homebuyers, financial analysts, and industry professionals assess borrower demographics and lending practices, offering a clearer view of how First Bank serves its applicants.
Each category highlights the total number of mortgage applications processed by First Bank, total loan amounts, average mortgage values, and the highest mortgage amounts recorded. You can also review borrower income trends, including the average and highest reported applicant incomes for loans issued by this lender. Whether you're evaluating lender performance, comparing mortgage approval rates, or exploring loan options, this HMDA-backed data offers a crucial look at First Bank's mortgage activity for 2019.
| County | Total Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loans Applications | Average Mortgage Loan Application Amount | Average Applicant Income |
|---|---|---|---|---|
| St. Louis County Missouri | 599 | $ 126,535,000 | $ 211,000 | $ 124,000 |
| Los Angeles County California | 592 | $ 223,210,000 | $ 377,000 | $ 218,000 |
| Douglas County Nebraska | 288 | $ 60,050,000 | $ 208,000 | $ 114,000 |
| St. Charles County Missouri | 261 | $ 39,625,000 | $ 151,000 | $ 103,000 |
| Johnson County Kansas | 255 | $ 72,255,000 | $ 283,000 | $ 119,000 |
| Orange County California | 227 | $ 81,935,000 | $ 360,000 | $ 258,000 |
| Lancaster County Nebraska | 179 | $ 35,815,000 | $ 200,000 | $ 104,000 |
| Contra Costa County California | 142 | $ 50,660,000 | $ 356,000 | $ 167,000 |
| Jackson County Missouri | 137 | $ 23,985,000 | $ 175,000 | $ 103,000 |
| Sarpy County Nebraska | 134 | $ 30,950,000 | $ 230,000 | $ 106,000 |
| San Mateo County California | 122 | $ 79,330,000 | $ 650,000 | $ 207,000 |
| Solano County California | 120 | $ 35,400,000 | $ 295,000 | $ 128,000 |
| St. Louis City County Missouri | 117 | $ 15,885,000 | $ 135,000 | $ 91,000 |
| Jefferson County Missouri | 106 | $ 11,740,000 | $ 110,000 | $ 73,000 |
| St. Clair County Illinois | 103 | $ 9,295,000 | $ 90,000 | $ 85,000 |
| Santa Barbara County California | 97 | $ 30,985,000 | $ 319,000 | $ 178,000 |
| Alameda County California | 93 | $ 38,715,000 | $ 416,000 | $ 161,000 |
| Riverside County California | 90 | $ 17,900,000 | $ 198,000 | $ 122,000 |
| Santa Clara County California | 84 | $ 39,600,000 | $ 471,000 | $ 204,000 |
| Warren County Missouri | 82 | $ 10,290,000 | $ 125,000 | $ 86,000 |
| Franklin County Missouri | 75 | $ 8,845,000 | $ 117,000 | $ 79,000 |
| Ventura County California | 74 | $ 22,490,000 | $ 303,000 | $ 181,000 |
| San Diego County California | 72 | $ 19,230,000 | $ 267,000 | $ 133,000 |
| Clay County Missouri | 66 | $ 13,630,000 | $ 206,000 | $ 98,000 |
| Sacramento County California | 60 | $ 20,050,000 | $ 334,000 | $ 138,000 |
| Placer County California | 58 | $ 11,370,000 | $ 196,000 | $ 117,000 |
| Monroe County Illinois | 50 | $ 4,800,000 | $ 96,000 | $ 81,000 |
| San Bernardino County California | 47 | $ 26,915,000 | $ 572,000 | $ 117,000 |
| Gasconade County Missouri | 44 | $ 4,470,000 | $ 101,000 | $ 74,000 |
| Randolph County Illinois | 42 | $ 3,270,000 | $ 77,000 | $ 68,000 |
| Middlesex County Massachusetts | 41 | $ 22,065,000 | $ 538,000 | $ 0 |
| Jersey County Illinois | 40 | $ 3,070,000 | $ 76,000 | $ 60,000 |
| Platte County Missouri | 40 | $ 10,090,000 | $ 252,000 | $ 106,000 |
| San Francisco County California | 39 | $ 15,415,000 | $ 395,000 | $ 153,000 |
| Ste. Genevieve County Missouri | 38 | $ 2,190,000 | $ 57,000 | $ 76,000 |
| Madison County Illinois | 36 | $ 4,270,000 | $ 118,000 | $ 103,000 |
| Wyandotte County Kansas | 33 | $ 4,565,000 | $ 138,000 | $ 56,000 |
| Clinton County Illinois | 30 | $ 2,740,000 | $ 91,000 | $ 72,000 |
| Cass County Missouri | 22 | $ 6,020,000 | $ 273,000 | $ 131,000 |
| Lincoln County Missouri | 20 | $ 3,270,000 | $ 163,000 | $ 88,000 |
| Maricopa County Arizona | 19 | $ 4,855,000 | $ 255,000 | $ 153,000 |
| Clark County Nevada | 18 | $ 7,010,000 | $ 389,000 | $ 230,000 |
| San Joaquin County California | 16 | $ 4,150,000 | $ 259,000 | $ 95,000 |
| Montgomery County Missouri | 15 | $ 1,295,000 | $ 86,000 | $ 63,000 |
| Saunders County Nebraska | 13 | $ 2,745,000 | $ 211,000 | $ 84,000 |
| Stanislaus County California | 12 | $ 1,660,000 | $ 138,000 | $ 98,000 |
| Leavenworth County Kansas | 11 | $ 1,865,000 | $ 169,000 | $ 76,000 |
| Suffolk County Massachusetts | 11 | $ 8,395,000 | $ 763,000 | $ 0 |
| Cass County Nebraska | 11 | $ 1,695,000 | $ 154,000 | $ 86,000 |
| Macoupin County Illinois | 10 | $ 1,090,000 | $ 109,000 | $ 62,000 |
| El Dorado County California | 9 | $ 4,135,000 | $ 459,000 | $ 321,000 |
| Marin County California | 9 | $ 3,645,000 | $ 405,000 | $ 397,000 |
| San Benito County California | 9 | $ 3,045,000 | $ 338,000 | $ 133,000 |
| Washington County Nebraska | 9 | $ 2,515,000 | $ 279,000 | $ 187,000 |
| Douglas County Kansas | 8 | $ 2,350,000 | $ 293,000 | $ 115,000 |
| St. Francois County Missouri | 8 | $ 650,000 | $ 81,000 | $ 61,000 |
| Dodge County Nebraska | 8 | $ 940,000 | $ 117,000 | $ 63,000 |
| San Luis Obispo County California | 7 | $ 1,365,000 | $ 195,000 | $ 116,000 |
| Santa Cruz County California | 7 | $ 1,325,000 | $ 189,000 | $ 161,000 |
| Pinellas County Florida | 7 | $ 695,000 | $ 99,000 | $ 77,000 |
| Greene County Illinois | 7 | $ 375,000 | $ 53,000 | $ 38,000 |
| Cook County Illinois | 6 | $ 950,000 | $ 158,000 | $ 119,000 |
| Pottawattamie County Iowa | 6 | $ 1,230,000 | $ 205,000 | $ 70,000 |
| Norfolk County Massachusetts | 6 | $ 2,660,000 | $ 443,000 | $ 0 |
| Crawford County Missouri | 6 | $ 920,000 | $ 153,000 | $ 74,000 |
| Gage County Nebraska | 6 | $ 1,370,000 | $ 228,000 | $ 105,000 |
| Lake County California | 5 | $ 1,425,000 | $ 285,000 | $ 102,000 |
| Napa County California | 5 | $ 2,055,000 | $ 411,000 | $ 126,000 |
| Bond County Illinois | 5 | $ 525,000 | $ 105,000 | $ 64,000 |
| Miami County Kansas | 5 | $ 1,665,000 | $ 333,000 | $ 75,000 |
| Nevada County California | 4 | $ 1,260,000 | $ 315,000 | $ 192,000 |
| Sonoma County California | 4 | $ 1,610,000 | $ 402,000 | $ 1,052,000 |
| Lee County Florida | 4 | $ 1,290,000 | $ 322,000 | $ 142,000 |
| DuPage County Illinois | 4 | $ 1,040,000 | $ 260,000 | $ 156,000 |
| Essex County Massachusetts | 4 | $ 1,150,000 | $ 287,000 | $ 0 |
| Osage County Missouri | 4 | $ 170,000 | $ 42,000 | $ 43,000 |
| Saline County Nebraska | 4 | $ 440,000 | $ 110,000 | $ 64,000 |
| Cumberland County North Carolina | 4 | $ 350,000 | $ 87,000 | $ 225,000 |
| Cuyahoga County Ohio | 4 | $ 740,000 | $ 185,000 | $ 130,000 |
| Collin County Texas | 4 | $ 1,060,000 | $ 265,000 | $ 77,000 |
| Fresno County California | 3 | $ 1,655,000 | $ 551,000 | $ 48,000 |
| Kern County California | 3 | $ 725,000 | $ 241,000 | $ 149,000 |
| Monterey County California | 3 | $ 2,065,000 | $ 688,000 | $ 468,000 |
| El Paso County Colorado | 3 | $ 935,000 | $ 311,000 | $ 64,000 |
| Miami-Dade County Florida | 3 | $ 1,545,000 | $ 515,000 | $ 240,000 |
| Palm Beach County Florida | 3 | $ 435,000 | $ 145,000 | $ 129,000 |
| Franklin County Illinois | 3 | $ 555,000 | $ 185,000 | $ 40,000 |
| Mills County Iowa | 3 | $ 635,000 | $ 211,000 | $ 90,000 |
| Worcester County Massachusetts | 3 | $ 515,000 | $ 171,000 | $ 0 |
| Callaway County Missouri | 3 | $ 485,000 | $ 161,000 | $ 61,000 |
| Johnson County Missouri | 3 | $ 505,000 | $ 168,000 | $ 64,000 |
| Seward County Nebraska | 3 | $ 275,000 | $ 91,000 | $ 60,000 |
| Washoe County Nevada | 3 | $ 645,000 | $ 215,000 | $ 268,000 |
| Lexington County South Carolina | 3 | $ 625,000 | $ 208,000 | $ 81,000 |
| Harris County Texas | 3 | $ 3,005,000 | $ 1,001,000 | $ 284,000 |
| Baldwin County Alabama | 2 | $ 390,000 | $ 195,000 | $ 107,000 |
| Elmore County Alabama | 2 | $ 420,000 | $ 210,000 | $ 90,000 |
| Talladega County Alabama | 2 | $ 470,000 | $ 235,000 | $ 80,000 |
| Merced County California | 2 | $ 270,000 | $ 135,000 | $ 127,000 |
| Mono County California | 2 | $ 810,000 | $ 405,000 | $ 382,000 |
| Jefferson County Colorado | 2 | $ 680,000 | $ 340,000 | $ 86,000 |
| Summit County Colorado | 2 | $ 1,130,000 | $ 565,000 | $ 299,000 |
| Lake County Florida | 2 | $ 380,000 | $ 190,000 | $ 51,000 |
| Fulton County Georgia | 2 | $ 1,390,000 | $ 695,000 | $ 223,000 |
| Effingham County Illinois | 2 | $ 330,000 | $ 165,000 | $ 70,000 |
| Jackson County Illinois | 2 | $ 170,000 | $ 85,000 | $ 55,000 |
| Lake County Illinois | 2 | $ 470,000 | $ 235,000 | $ 106,000 |
| Marion County Illinois | 2 | $ 220,000 | $ 110,000 | $ 262,000 |
| Marion County Indiana | 2 | $ 300,000 | $ 150,000 | $ 55,000 |
| Polk County Iowa | 2 | $ 340,000 | $ 170,000 | $ 102,000 |
| Knox County Maine | 2 | $ 480,000 | $ 240,000 | $ 98,000 |
| Plymouth County Massachusetts | 2 | $ 940,000 | $ 470,000 | $ 0 |
| Oakland County Michigan | 2 | $ 250,000 | $ 125,000 | $ 103,000 |
| Hennepin County Minnesota | 2 | $ 580,000 | $ 290,000 | $ 157,000 |
| Camden County Missouri | 2 | $ 350,000 | $ 175,000 | $ 128,000 |
| Iron County Missouri | 2 | $ 430,000 | $ 215,000 | $ 86,000 |
| Lafayette County Missouri | 2 | $ 380,000 | $ 190,000 | $ 73,000 |
| Phelps County Missouri | 2 | $ 550,000 | $ 275,000 | $ 87,000 |
| Stone County Missouri | 2 | $ 640,000 | $ 320,000 | $ 2,326,000 |
| Wayne County Missouri | 2 | $ 70,000 | $ 35,000 | $ 113,000 |
| Otoe County Nebraska | 2 | $ 590,000 | $ 295,000 | $ 157,000 |
| Onslow County North Carolina | 2 | $ 210,000 | $ 105,000 | $ 105,000 |
| Richland County South Carolina | 2 | $ 560,000 | $ 280,000 | $ 147,000 |
| Williamson County Tennessee | 2 | $ 780,000 | $ 390,000 | $ 270,000 |
| Denton County Texas | 2 | $ 570,000 | $ 285,000 | $ 75,000 |
| Hays County Texas | 2 | $ 680,000 | $ 340,000 | $ 53,000 |
| Parker County Texas | 2 | $ 390,000 | $ 195,000 | $ 199,000 |
| Tom Green County Texas | 2 | $ 480,000 | $ 240,000 | $ 120,000 |
| Travis County Texas | 2 | $ 620,000 | $ 310,000 | $ 162,000 |
| Windsor County Vermont | 2 | $ 450,000 | $ 225,000 | $ 134,000 |
| King County Washington | 2 | $ 660,000 | $ 330,000 | $ 98,000 |
| Pierce County Washington | 2 | $ 840,000 | $ 420,000 | $ 144,000 |
| Lee County Alabama | 1 | $ 185,000 | $ 185,000 | $ 82,000 |
| Shelby County Alabama | 1 | $ 605,000 | $ 605,000 | $ 422,000 |
| Tuscaloosa County Alabama | 1 | $ 175,000 | $ 175,000 | $ 412,000 |
| Mohave County Arizona | 1 | $ 135,000 | $ 135,000 | $ 189,000 |
| Navajo County Arizona | 1 | $ 285,000 | $ 285,000 | $ 116,000 |
| Pima County Arizona | 1 | $ 145,000 | $ 145,000 | $ 256,000 |
| Benton County Arkansas | 1 | $ 335,000 | $ 335,000 | $ 128,000 |
| Washington County Arkansas | 1 | $ 295,000 | $ 295,000 | $ 300,000 |
| Imperial County California | 1 | $ 305,000 | $ 305,000 | $ 368,000 |
| Madera County California | 1 | $ 125,000 | $ 125,000 | $ 108,000 |
| Plumas County California | 1 | $ 855,000 | $ 855,000 | $ 303,000 |
| Siskiyou County California | 1 | $ 165,000 | $ 165,000 | $ 169,000 |
| Tulare County California | 1 | $ 65,000 | $ 65,000 | $ 56,000 |
| Tuolumne County California | 1 | $ 145,000 | $ 145,000 | $ 257,000 |
| Yolo County California | 1 | $ 445,000 | $ 445,000 | $ 138,000 |
| Yuba County California | 1 | $ 115,000 | $ 115,000 | $ 79,000 |
| Arapahoe County Colorado | 1 | $ 375,000 | $ 375,000 | $ 0 |
| Gunnison County Colorado | 1 | $ 195,000 | $ 195,000 | $ 71,000 |
| Teller County Colorado | 1 | $ 245,000 | $ 245,000 | $ 94,000 |
| Bay County Florida | 1 | $ 175,000 | $ 175,000 | $ 115,000 |
| Brevard County Florida | 1 | $ 285,000 | $ 285,000 | $ 262,000 |
| Broward County Florida | 1 | $ 195,000 | $ 195,000 | $ 104,000 |
| Collier County Florida | 1 | $ 255,000 | $ 255,000 | $ 197,000 |
| Martin County Florida | 1 | $ 65,000 | $ 65,000 | $ 86,000 |
| Monroe County Florida | 1 | $ 375,000 | $ 375,000 | $ 121,000 |
| Osceola County Florida | 1 | $ 175,000 | $ 175,000 | $ 197,000 |
| Pasco County Florida | 1 | $ 235,000 | $ 235,000 | $ 130,000 |
| Sarasota County Florida | 1 | $ 615,000 | $ 615,000 | $ 225,000 |
| St. Lucie County Florida | 1 | $ 175,000 | $ 175,000 | $ 71,000 |
| Volusia County Florida | 1 | $ 155,000 | $ 155,000 | $ 63,000 |
| Berrien County Georgia | 1 | $ 235,000 | $ 235,000 | $ 59,000 |
| Cobb County Georgia | 1 | $ 205,000 | $ 205,000 | $ 84,000 |
| Douglas County Georgia | 1 | $ 245,000 | $ 245,000 | $ 79,000 |
| Gwinnett County Georgia | 1 | $ 325,000 | $ 325,000 | $ 78,000 |
| Maui County Hawaii | 1 | $ 195,000 | $ 195,000 | $ 364,000 |
| Canyon County Idaho | 1 | $ 205,000 | $ 205,000 | $ 118,000 |
| Kane County Illinois | 1 | $ 155,000 | $ 155,000 | $ 76,000 |
| Knox County Illinois | 1 | $ 245,000 | $ 245,000 | $ 223,000 |
| Macon County Illinois | 1 | $ 85,000 | $ 85,000 | $ 31,000 |
| McHenry County Illinois | 1 | $ 85,000 | $ 85,000 | $ 127,000 |
| Peoria County Illinois | 1 | $ 115,000 | $ 115,000 | $ 70,000 |
| Rock Island County Illinois | 1 | $ 55,000 | $ 55,000 | $ 62,000 |
| Sangamon County Illinois | 1 | $ 65,000 | $ 65,000 | $ 55,000 |
| Tazewell County Illinois | 1 | $ 195,000 | $ 195,000 | $ 58,000 |
| Union County Illinois | 1 | $ 75,000 | $ 75,000 | $ 57,000 |
| Washington County Illinois | 1 | $ 135,000 | $ 135,000 | $ 161,000 |
| Whiteside County Illinois | 1 | $ 65,000 | $ 65,000 | $ 28,000 |
| Winnebago County Illinois | 1 | $ 115,000 | $ 115,000 | $ 74,000 |
| Allen County Indiana | 1 | $ 75,000 | $ 75,000 | $ 31,000 |
| Boone County Indiana | 1 | $ 225,000 | $ 225,000 | $ 158,000 |
| Johnson County Indiana | 1 | $ 355,000 | $ 355,000 | $ 140,000 |
| Dallas County Iowa | 1 | $ 365,000 | $ 365,000 | $ 140,000 |
| Harrison County Iowa | 1 | $ 225,000 | $ 225,000 | $ 64,000 |
| Osceola County Iowa | 1 | $ 85,000 | $ 85,000 | $ 169,000 |
| Franklin County Kansas | 1 | $ 235,000 | $ 235,000 | $ 109,000 |
| Hodgeman County Kansas | 1 | $ 65,000 | $ 65,000 | $ 40,000 |
| Pottawatomie County Kansas | 1 | $ 385,000 | $ 385,000 | $ 172,000 |
| Riley County Kansas | 1 | $ 185,000 | $ 185,000 | $ 0 |
| Sedgwick County Kansas | 1 | $ 275,000 | $ 275,000 | $ 67,000 |
| Calloway County Kentucky | 1 | $ 45,000 | $ 45,000 | $ 166,000 |
| Oldham County Kentucky | 1 | $ 455,000 | $ 455,000 | $ 141,000 |
| Lafayette County Louisiana | 1 | $ 135,000 | $ 135,000 | $ 76,000 |
| Bristol County Massachusetts | 1 | $ 525,000 | $ 525,000 | $ 0 |
| Houghton County Michigan | 1 | $ 55,000 | $ 55,000 | $ 97,000 |
| Kalamazoo County Michigan | 1 | $ 205,000 | $ 205,000 | $ 105,000 |
| Lenawee County Michigan | 1 | $ 245,000 | $ 245,000 | $ 93,000 |
| DeSoto County Mississippi | 1 | $ 135,000 | $ 135,000 | $ 125,000 |
| Lee County Mississippi | 1 | $ 85,000 | $ 85,000 | $ 58,000 |
| Audrain County Missouri | 1 | $ 115,000 | $ 115,000 | $ 44,000 |
| Benton County Missouri | 1 | $ 165,000 | $ 165,000 | $ 129,000 |
| Bollinger County Missouri | 1 | $ 15,000 | $ 15,000 | $ 17,000 |
| Boone County Missouri | 1 | $ 245,000 | $ 245,000 | $ 139,000 |
| Buchanan County Missouri | 1 | $ 65,000 | $ 65,000 | $ 48,000 |
| Cape Girardeau County Missouri | 1 | $ 155,000 | $ 155,000 | $ 48,000 |
| Cedar County Missouri | 1 | $ 95,000 | $ 95,000 | $ 167,000 |
| Clinton County Missouri | 1 | $ 135,000 | $ 135,000 | $ 46,000 |
| Howell County Missouri | 1 | $ 85,000 | $ 85,000 | $ 54,000 |
| Lawrence County Missouri | 1 | $ 225,000 | $ 225,000 | $ 104,000 |
| Marion County Missouri | 1 | $ 125,000 | $ 125,000 | $ 29,000 |
| Monroe County Missouri | 1 | $ 35,000 | $ 35,000 | $ 169,000 |
| Morgan County Missouri | 1 | $ 55,000 | $ 55,000 | $ 283,000 |
| Newton County Missouri | 1 | $ 305,000 | $ 305,000 | $ 129,000 |
| Pulaski County Missouri | 1 | $ 165,000 | $ 165,000 | $ 123,000 |
| Ray County Missouri | 1 | $ 145,000 | $ 145,000 | $ 48,000 |
| Stoddard County Missouri | 1 | $ 295,000 | $ 295,000 | $ 112,000 |
| Washington County Missouri | 1 | $ 255,000 | $ 255,000 | $ 138,000 |
| Hall County Nebraska | 1 | $ 315,000 | $ 315,000 | $ 1,443,000 |
| Johnson County Nebraska | 1 | $ 175,000 | $ 175,000 | $ 70,000 |
| Madison County Nebraska | 1 | $ 85,000 | $ 85,000 | $ 49,000 |
| Nuckolls County Nebraska | 1 | $ 55,000 | $ 55,000 | $ 156,000 |
| Pierce County Nebraska | 1 | $ 245,000 | $ 245,000 | $ 50,000 |
| Scotts Bluff County Nebraska | 1 | $ 305,000 | $ 305,000 | $ 201,000 |
| Douglas County Nevada | 1 | $ 625,000 | $ 625,000 | $ 130,000 |
| Monroe County New York | 1 | $ 55,000 | $ 55,000 | $ 82,000 |
| Westchester County New York | 1 | $ 155,000 | $ 155,000 | $ 373,000 |
| Wake County North Carolina | 1 | $ 415,000 | $ 415,000 | $ 405,000 |
| Erie County Ohio | 1 | $ 235,000 | $ 235,000 | $ 50,000 |
| Franklin County Ohio | 1 | $ 235,000 | $ 235,000 | $ 108,000 |
| Hamilton County Ohio | 1 | $ 95,000 | $ 95,000 | $ 111,000 |
| Oklahoma County Oklahoma | 1 | $ 405,000 | $ 405,000 | $ 504,000 |
| Josephine County Oregon | 1 | $ 455,000 | $ 455,000 | $ 99,000 |
| Centre County Pennsylvania | 1 | $ 165,000 | $ 165,000 | $ 162,000 |
| Lancaster County Pennsylvania | 1 | $ 165,000 | $ 165,000 | $ 66,000 |
| Northampton County Pennsylvania | 1 | $ 85,000 | $ 85,000 | $ 42,000 |
| Newport County Rhode Island | 1 | $ 735,000 | $ 735,000 | $ 0 |
| Greenville County South Carolina | 1 | $ 425,000 | $ 425,000 | $ 114,000 |
| Horry County South Carolina | 1 | $ 215,000 | $ 215,000 | $ 185,000 |
| Spartanburg County South Carolina | 1 | $ 375,000 | $ 375,000 | $ 155,000 |
| Grainger County Tennessee | 1 | $ 415,000 | $ 415,000 | $ 130,000 |
| Shelby County Tennessee | 1 | $ 215,000 | $ 215,000 | $ 85,000 |
| Dallas County Texas | 1 | $ 955,000 | $ 955,000 | $ 400,000 |
| Grimes County Texas | 1 | $ 85,000 | $ 85,000 | $ 43,000 |
| McLennan County Texas | 1 | $ 165,000 | $ 165,000 | $ 224,000 |
| Smith County Texas | 1 | $ 105,000 | $ 105,000 | $ 46,000 |
| Tarrant County Texas | 1 | $ 625,000 | $ 625,000 | $ 319,000 |
| Salt Lake County Utah | 1 | $ 235,000 | $ 235,000 | $ 53,000 |
| Weber County Utah | 1 | $ 35,000 | $ 35,000 | $ 82,000 |
| Montgomery County Virginia | 1 | $ 265,000 | $ 265,000 | $ 127,000 |
| Spokane County Washington | 1 | $ 135,000 | $ 135,000 | $ 26,000 |
| Thurston County Washington | 1 | $ 435,000 | $ 435,000 | $ 145,000 |
| Jefferson County West Virginia | 1 | $ 385,000 | $ 385,000 | $ 140,000 |
| Racine County Wisconsin | 1 | $ 185,000 | $ 185,000 | $ 47,000 |
Mortgage Loan Application Detail Totals for First Bank in 2019
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Home Purchase | 1,990 | $535,840,000 | $269,000 | $10,505,000 | $112,000 | $1,443,000 |
| Refinancing | 1,604 | $501,070,000 | $312,000 | $7,435,000 | $164,000 | $4,701,000 |
| Other Purpose | 962 | $147,530,000 | $153,000 | $1,505,000 | $162,000 | $4,568,000 |
| Cash-out Refinancing | 615 | $194,355,000 | $316,000 | $2,405,000 | $128,000 | $2,285,000 |
| Home Improvement | 275 | $34,755,000 | $126,000 | $1,005,000 | $134,000 | $1,770,000 |
| Not Applicable | 32 | $33,990,000 | $1,062,000 | $16,525,000 | $0 | $0 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| White | 3,670 | $858,340,000 | $233,000 | $3,555,000 | $135,000 | $4,701,000 |
| Asian | 590 | $223,270,000 | $378,000 | $2,665,000 | $175,000 | $2,285,000 |
| Hispanic | 446 | $123,850,000 | $277,000 | $1,445,000 | $124,000 | $1,040,000 |
| Black or African American | 310 | $54,670,000 | $176,000 | $1,565,000 | $86,000 | $698,000 |
| Not Provided | 297 | $78,165,000 | $263,000 | $1,305,000 | $185,000 | $3,867,000 |
| Not applicable | 92 | $87,420,000 | $950,000 | $16,525,000 | $0 | $0 |
| Native Hawaiian or Other Pacific Islander | 15 | $6,135,000 | $409,000 | $1,395,000 | $137,000 | $326,000 |
| American Indian or Alaskan Native | 14 | $2,580,000 | $184,000 | $415,000 | $98,000 | $267,000 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 4,770 | $1,277,660,000 | $267,000 | $16,525,000 | $147,000 | $4,701,000 |
| FHA-insured (Federal Housing Administration) | 452 | $101,020,000 | $223,000 | $985,000 | $75,000 | $372,000 |
| VA-guaranteed (Veterans Administration) | 243 | $67,065,000 | $275,000 | $1,035,000 | $95,000 | $375,000 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 13 | $1,795,000 | $138,000 | $205,000 | $50,000 | $74,000 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Loan Originated | 3,466 | $879,290,000 | $253,000 | $10,505,000 | $144,000 | $4,701,000 |
| Application Denied By Financial Institution | 1,095 | $251,175,000 | $229,000 | $1,565,000 | $121,000 | $3,867,000 |
| Application Withdrawn By Applicant | 394 | $114,420,000 | $290,000 | $1,995,000 | $140,000 | $4,568,000 |
| Application Approved But Not Accepted | 285 | $84,115,000 | $295,000 | $2,555,000 | $146,000 | $1,186,000 |
| Preapproval Approved but not Accepted | 149 | $55,745,000 | $374,000 | $1,495,000 | $124,000 | $632,000 |
| Loan Purchased By The Institution | 70 | $53,510,000 | $764,000 | $16,525,000 | $0 | $0 |
| Preapproval Denied by Financial Institution | 19 | $9,285,000 | $488,000 | $2,005,000 | $104,000 | $746,000 |
| File Closed For Incompleteness | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Not applicable | 4,364 | $1,187,080,000 | $272,000 | $16,525,000 | $143,000 | $4,701,000 |
| Debt-To-Income Ratio | 688 | $172,310,000 | $250,000 | $1,565,000 | $104,000 | $2,742,000 |
| Collateral | 135 | $23,105,000 | $171,000 | $1,435,000 | $168,000 | $1,770,000 |
| Credit History | 127 | $14,855,000 | $116,000 | $1,205,000 | $118,000 | $3,867,000 |
| Credit Application Incomplete | 77 | $24,985,000 | $324,000 | $1,405,000 | $147,000 | $1,040,000 |
| Other | 40 | $12,730,000 | $318,000 | $2,005,000 | $151,000 | $746,000 |
| Unverifiable Information | 30 | $9,560,000 | $318,000 | $1,005,000 | $196,000 | $1,144,000 |
| Employment History | 13 | $2,405,000 | $185,000 | $505,000 | $157,000 | $365,000 |
| Insufficient Cash (Downpayment, Closing Cost) | 4 | $510,000 | $127,000 | $285,000 | $48,000 | $56,000 |
| Mortgage Insurance Denied | 0 | $0 | $0 | $0 | $0 | $0 |
Our comprehensive HMDA mortgage statistics provide invaluable insights into First Bank's 2019 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.
This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics,
and assess First Bank's mortgage approval patterns.
Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
For a list of all lenders in Missouri, download the full spreadsheet
with aggregated HMDA statistics today.