First Bank Mortgage Lending & HMDA Data, 2019
In 2019, First Bank of Saint Louis, MO reported 5,478 mortgage applications totaling $1.4 billion, up 13% from 2018. The average application was for $264,246, and applicants reported an average income of $139,065. 63% of its applications resulted in an originated loan and 20% were denied. Its largest markets were St. Louis, MO-IL (1,534), Los Angeles-Long Beach-Glendale, CA (592) and Kansas City, MO-KS (573) (applications in parentheses).
| Mortgage Company & Address | First Bank 11901 Olive Boulevard Saint Louis, MO 63141 Tel #: available with data download |
| Federal Regulator | * available with data download |
| Years | 2025 2024 2023 2022 2021 2020 2019 2018 2017 2016 2015 2014 2013 2012 2011 2010 2009 2008 2007 2006 2005 2004 2003 |
| Total Number of Mortgage Applications | 5,478 |
| Total Mortgage Loan Application Amount | $1,447,540,000 |
| Average Mortgage Loan Application Amount | $264,246 |
| Highest Mortgage Loan Application Amount | $16,525,000 |
| Average Applicant Income | $139,065 |
| Highest Applicant Income | $4,701,000 |
About this data: figures come from the Home Mortgage Disclosure Act (HMDA) records First Bank filed with the FFIEC and count every application it reported (approved, denied, withdrawn or purchased), not just closed loans. Applications reported at $100 million or more are left out of these totals.
| County | Total Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loans Applications | Average Mortgage Loan Application Amount | Average Applicant Income |
|---|---|---|---|---|
| St. Louis, Missouri | 599 | $ 126,535,000 | $ 211,243 | $ 124,000 |
| Los Angeles, California | 592 | $ 223,210,000 | $ 377,043 | $ 218,000 |
| Douglas, Nebraska | 288 | $ 60,050,000 | $ 208,506 | $ 114,000 |
| St. Charles, Missouri | 261 | $ 39,625,000 | $ 151,819 | $ 103,000 |
| Johnson, Kansas | 255 | $ 72,255,000 | $ 283,352 | $ 119,000 |
| Orange, California | 227 | $ 81,935,000 | $ 360,947 | $ 258,000 |
| Lancaster, Nebraska | 179 | $ 35,815,000 | $ 200,083 | $ 104,000 |
| Contra Costa, California | 142 | $ 50,660,000 | $ 356,760 | $ 167,000 |
| Jackson, Missouri | 137 | $ 23,985,000 | $ 175,072 | $ 103,000 |
| Sarpy, Nebraska | 134 | $ 30,950,000 | $ 230,970 | $ 106,000 |
| San Mateo, California | 122 | $ 79,330,000 | $ 650,245 | $ 207,000 |
| Solano, California | 120 | $ 35,400,000 | $ 295,000 | $ 128,000 |
| St. Louis City, Missouri | 117 | $ 15,885,000 | $ 135,769 | $ 91,000 |
| Jefferson, Missouri | 106 | $ 11,740,000 | $ 110,754 | $ 73,000 |
| St. Clair, Illinois | 103 | $ 9,295,000 | $ 90,242 | $ 85,000 |
| Santa Barbara, California | 97 | $ 30,985,000 | $ 319,432 | $ 178,000 |
| Alameda, California | 93 | $ 38,715,000 | $ 416,290 | $ 161,000 |
| Riverside, California | 90 | $ 17,900,000 | $ 198,888 | $ 122,000 |
| Santa Clara, California | 84 | $ 39,600,000 | $ 471,428 | $ 204,000 |
| Warren, Missouri | 82 | $ 10,290,000 | $ 125,487 | $ 86,000 |
| Franklin, Missouri | 75 | $ 8,845,000 | $ 117,933 | $ 79,000 |
| Ventura, California | 74 | $ 22,490,000 | $ 303,918 | $ 181,000 |
| San Diego, California | 72 | $ 19,230,000 | $ 267,083 | $ 133,000 |
| Clay, Missouri | 66 | $ 13,630,000 | $ 206,515 | $ 98,000 |
| Sacramento, California | 60 | $ 20,050,000 | $ 334,166 | $ 138,000 |
| Placer, California | 58 | $ 11,370,000 | $ 196,034 | $ 117,000 |
| Monroe, Illinois | 50 | $ 4,800,000 | $ 96,000 | $ 81,000 |
| San Bernardino, California | 47 | $ 26,915,000 | $ 572,659 | $ 117,000 |
| Gasconade, Missouri | 44 | $ 4,470,000 | $ 101,590 | $ 74,000 |
| Randolph, Illinois | 42 | $ 3,270,000 | $ 77,857 | $ 68,000 |
| Middlesex, Massachusetts | 41 | $ 22,065,000 | $ 538,170 | $ 0 |
| Jersey, Illinois | 40 | $ 3,070,000 | $ 76,750 | $ 60,000 |
| Platte, Missouri | 40 | $ 10,090,000 | $ 252,250 | $ 106,000 |
| San Francisco, California | 39 | $ 15,415,000 | $ 395,256 | $ 153,000 |
| Ste. Genevieve, Missouri | 38 | $ 2,190,000 | $ 57,631 | $ 76,000 |
| Madison, Illinois | 36 | $ 4,270,000 | $ 118,611 | $ 103,000 |
| Wyandotte, Kansas | 33 | $ 4,565,000 | $ 138,333 | $ 56,000 |
| Clinton, Illinois | 30 | $ 2,740,000 | $ 91,333 | $ 72,000 |
| Cass, Missouri | 22 | $ 6,020,000 | $ 273,636 | $ 131,000 |
| Lincoln, Missouri | 20 | $ 3,270,000 | $ 163,500 | $ 88,000 |
| Maricopa, Arizona | 19 | $ 4,855,000 | $ 255,526 | $ 153,000 |
| Clark, Nevada | 18 | $ 7,010,000 | $ 389,444 | $ 230,000 |
| San Joaquin, California | 16 | $ 4,150,000 | $ 259,375 | $ 95,000 |
| Montgomery, Missouri | 15 | $ 1,295,000 | $ 86,333 | $ 63,000 |
| Saunders, Nebraska | 13 | $ 2,745,000 | $ 211,153 | $ 84,000 |
| Stanislaus, California | 12 | $ 1,660,000 | $ 138,333 | $ 98,000 |
| Leavenworth, Kansas | 11 | $ 1,865,000 | $ 169,545 | $ 76,000 |
| Suffolk, Massachusetts | 11 | $ 8,395,000 | $ 763,181 | $ 0 |
| Cass, Nebraska | 11 | $ 1,695,000 | $ 154,090 | $ 86,000 |
| Macoupin, Illinois | 10 | $ 1,090,000 | $ 109,000 | $ 62,000 |
| El Dorado, California | 9 | $ 4,135,000 | $ 459,444 | $ 321,000 |
| Marin, California | 9 | $ 3,645,000 | $ 405,000 | $ 397,000 |
| San Benito, California | 9 | $ 3,045,000 | $ 338,333 | $ 133,000 |
| Washington, Nebraska | 9 | $ 2,515,000 | $ 279,444 | $ 187,000 |
| Douglas, Kansas | 8 | $ 2,350,000 | $ 293,750 | $ 115,000 |
| St. Francois, Missouri | 8 | $ 650,000 | $ 81,250 | $ 61,000 |
| Dodge, Nebraska | 8 | $ 940,000 | $ 117,500 | $ 63,000 |
| San Luis Obispo, California | 7 | $ 1,365,000 | $ 195,000 | $ 116,000 |
| Santa Cruz, California | 7 | $ 1,325,000 | $ 189,285 | $ 161,000 |
| Pinellas, Florida | 7 | $ 695,000 | $ 99,285 | $ 77,000 |
| Greene, Illinois | 7 | $ 375,000 | $ 53,571 | $ 38,000 |
| Cook, Illinois | 6 | $ 950,000 | $ 158,333 | $ 119,000 |
| Pottawattamie, Iowa | 6 | $ 1,230,000 | $ 205,000 | $ 70,000 |
| Norfolk, Massachusetts | 6 | $ 2,660,000 | $ 443,333 | $ 0 |
| Crawford, Missouri | 6 | $ 920,000 | $ 153,333 | $ 74,000 |
| Gage, Nebraska | 6 | $ 1,370,000 | $ 228,333 | $ 105,000 |
| Lake, California | 5 | $ 1,425,000 | $ 285,000 | $ 102,000 |
| Napa, California | 5 | $ 2,055,000 | $ 411,000 | $ 126,000 |
| Bond, Illinois | 5 | $ 525,000 | $ 105,000 | $ 64,000 |
| Miami, Kansas | 5 | $ 1,665,000 | $ 333,000 | $ 75,000 |
| Nevada, California | 4 | $ 1,260,000 | $ 315,000 | $ 192,000 |
| Sonoma, California | 4 | $ 1,610,000 | $ 402,500 | $ 1,052,000 |
| Lee, Florida | 4 | $ 1,290,000 | $ 322,500 | $ 142,000 |
| DuPage, Illinois | 4 | $ 1,040,000 | $ 260,000 | $ 156,000 |
| Essex, Massachusetts | 4 | $ 1,150,000 | $ 287,500 | $ 0 |
| Osage, Missouri | 4 | $ 170,000 | $ 42,500 | $ 43,000 |
| Saline, Nebraska | 4 | $ 440,000 | $ 110,000 | $ 64,000 |
| Cumberland, North Carolina | 4 | $ 350,000 | $ 87,500 | $ 225,000 |
| Cuyahoga, Ohio | 4 | $ 740,000 | $ 185,000 | $ 130,000 |
| Collin, Texas | 4 | $ 1,060,000 | $ 265,000 | $ 77,000 |
| Fresno, California | 3 | $ 1,655,000 | $ 551,666 | $ 48,000 |
| Kern, California | 3 | $ 725,000 | $ 241,666 | $ 149,000 |
| Monterey, California | 3 | $ 2,065,000 | $ 688,333 | $ 468,000 |
| El Paso, Colorado | 3 | $ 935,000 | $ 311,666 | $ 64,000 |
| Miami-Dade, Florida | 3 | $ 1,545,000 | $ 515,000 | $ 240,000 |
| Palm Beach, Florida | 3 | $ 435,000 | $ 145,000 | $ 129,000 |
| Franklin, Illinois | 3 | $ 555,000 | $ 185,000 | $ 40,000 |
| Mills, Iowa | 3 | $ 635,000 | $ 211,666 | $ 90,000 |
| Worcester, Massachusetts | 3 | $ 515,000 | $ 171,666 | $ 0 |
| Callaway, Missouri | 3 | $ 485,000 | $ 161,666 | $ 61,000 |
| Johnson, Missouri | 3 | $ 505,000 | $ 168,333 | $ 64,000 |
| Seward, Nebraska | 3 | $ 275,000 | $ 91,666 | $ 60,000 |
| Washoe, Nevada | 3 | $ 645,000 | $ 215,000 | $ 268,000 |
| Lexington, South Carolina | 3 | $ 625,000 | $ 208,333 | $ 81,000 |
| Harris, Texas | 3 | $ 3,005,000 | $ 1,001,666 | $ 284,000 |
| Baldwin, Alabama | 2 | $ 390,000 | $ 195,000 | $ 107,000 |
| Elmore, Alabama | 2 | $ 420,000 | $ 210,000 | $ 90,000 |
| Talladega, Alabama | 2 | $ 470,000 | $ 235,000 | $ 80,000 |
| Merced, California | 2 | $ 270,000 | $ 135,000 | $ 127,000 |
| Mono, California | 2 | $ 810,000 | $ 405,000 | $ 382,000 |
| Jefferson, Colorado | 2 | $ 680,000 | $ 340,000 | $ 86,000 |
| Summit, Colorado | 2 | $ 1,130,000 | $ 565,000 | $ 299,000 |
| Lake, Florida | 2 | $ 380,000 | $ 190,000 | $ 51,000 |
| Fulton, Georgia | 2 | $ 1,390,000 | $ 695,000 | $ 223,000 |
| Effingham, Illinois | 2 | $ 330,000 | $ 165,000 | $ 70,000 |
| Jackson, Illinois | 2 | $ 170,000 | $ 85,000 | $ 55,000 |
| Lake, Illinois | 2 | $ 470,000 | $ 235,000 | $ 106,000 |
| Marion, Illinois | 2 | $ 220,000 | $ 110,000 | $ 262,000 |
| Marion, Indiana | 2 | $ 300,000 | $ 150,000 | $ 55,000 |
| Polk, Iowa | 2 | $ 340,000 | $ 170,000 | $ 102,000 |
| Knox, Maine | 2 | $ 480,000 | $ 240,000 | $ 98,000 |
| Plymouth, Massachusetts | 2 | $ 940,000 | $ 470,000 | $ 0 |
| Oakland, Michigan | 2 | $ 250,000 | $ 125,000 | $ 103,000 |
| Hennepin, Minnesota | 2 | $ 580,000 | $ 290,000 | $ 157,000 |
| Camden, Missouri | 2 | $ 350,000 | $ 175,000 | $ 128,000 |
| Iron, Missouri | 2 | $ 430,000 | $ 215,000 | $ 86,000 |
| Lafayette, Missouri | 2 | $ 380,000 | $ 190,000 | $ 73,000 |
| Phelps, Missouri | 2 | $ 550,000 | $ 275,000 | $ 87,000 |
| Stone, Missouri | 2 | $ 640,000 | $ 320,000 | $ 2,326,000 |
| Wayne, Missouri | 2 | $ 70,000 | $ 35,000 | $ 113,000 |
| Otoe, Nebraska | 2 | $ 590,000 | $ 295,000 | $ 157,000 |
| Onslow, North Carolina | 2 | $ 210,000 | $ 105,000 | $ 105,000 |
| Richland, South Carolina | 2 | $ 560,000 | $ 280,000 | $ 147,000 |
| Williamson, Tennessee | 2 | $ 780,000 | $ 390,000 | $ 270,000 |
| Denton, Texas | 2 | $ 570,000 | $ 285,000 | $ 75,000 |
| Hays, Texas | 2 | $ 680,000 | $ 340,000 | $ 53,000 |
| Parker, Texas | 2 | $ 390,000 | $ 195,000 | $ 199,000 |
| Tom Green, Texas | 2 | $ 480,000 | $ 240,000 | $ 120,000 |
| Travis, Texas | 2 | $ 620,000 | $ 310,000 | $ 162,000 |
| Windsor, Vermont | 2 | $ 450,000 | $ 225,000 | $ 134,000 |
| King, Washington | 2 | $ 660,000 | $ 330,000 | $ 98,000 |
| Pierce, Washington | 2 | $ 840,000 | $ 420,000 | $ 144,000 |
| Lee, Alabama | 1 | $ 185,000 | $ 185,000 | $ 82,000 |
| Shelby, Alabama | 1 | $ 605,000 | $ 605,000 | $ 422,000 |
| Tuscaloosa, Alabama | 1 | $ 175,000 | $ 175,000 | $ 412,000 |
| Mohave, Arizona | 1 | $ 135,000 | $ 135,000 | $ 189,000 |
| Navajo, Arizona | 1 | $ 285,000 | $ 285,000 | $ 116,000 |
| Pima, Arizona | 1 | $ 145,000 | $ 145,000 | $ 256,000 |
| Benton, Arkansas | 1 | $ 335,000 | $ 335,000 | $ 128,000 |
| Washington, Arkansas | 1 | $ 295,000 | $ 295,000 | $ 300,000 |
| Imperial, California | 1 | $ 305,000 | $ 305,000 | $ 368,000 |
| Madera, California | 1 | $ 125,000 | $ 125,000 | $ 108,000 |
| Plumas, California | 1 | $ 855,000 | $ 855,000 | $ 303,000 |
| Siskiyou, California | 1 | $ 165,000 | $ 165,000 | $ 169,000 |
| Tulare, California | 1 | $ 65,000 | $ 65,000 | $ 56,000 |
| Tuolumne, California | 1 | $ 145,000 | $ 145,000 | $ 257,000 |
| Yolo, California | 1 | $ 445,000 | $ 445,000 | $ 138,000 |
| Yuba, California | 1 | $ 115,000 | $ 115,000 | $ 79,000 |
| Arapahoe, Colorado | 1 | $ 375,000 | $ 375,000 | $ 0 |
| Gunnison, Colorado | 1 | $ 195,000 | $ 195,000 | $ 71,000 |
| Teller, Colorado | 1 | $ 245,000 | $ 245,000 | $ 94,000 |
| Bay, Florida | 1 | $ 175,000 | $ 175,000 | $ 115,000 |
| Brevard, Florida | 1 | $ 285,000 | $ 285,000 | $ 262,000 |
| Broward, Florida | 1 | $ 195,000 | $ 195,000 | $ 104,000 |
| Collier, Florida | 1 | $ 255,000 | $ 255,000 | $ 197,000 |
| Martin, Florida | 1 | $ 65,000 | $ 65,000 | $ 86,000 |
| Monroe, Florida | 1 | $ 375,000 | $ 375,000 | $ 121,000 |
| Osceola, Florida | 1 | $ 175,000 | $ 175,000 | $ 197,000 |
| Pasco, Florida | 1 | $ 235,000 | $ 235,000 | $ 130,000 |
| Sarasota, Florida | 1 | $ 615,000 | $ 615,000 | $ 225,000 |
| St. Lucie, Florida | 1 | $ 175,000 | $ 175,000 | $ 71,000 |
| Volusia, Florida | 1 | $ 155,000 | $ 155,000 | $ 63,000 |
| Berrien, Georgia | 1 | $ 235,000 | $ 235,000 | $ 59,000 |
| Cobb, Georgia | 1 | $ 205,000 | $ 205,000 | $ 84,000 |
| Douglas, Georgia | 1 | $ 245,000 | $ 245,000 | $ 79,000 |
| Gwinnett, Georgia | 1 | $ 325,000 | $ 325,000 | $ 78,000 |
| Maui, Hawaii | 1 | $ 195,000 | $ 195,000 | $ 364,000 |
| Canyon, Idaho | 1 | $ 205,000 | $ 205,000 | $ 118,000 |
| Kane, Illinois | 1 | $ 155,000 | $ 155,000 | $ 76,000 |
| Knox, Illinois | 1 | $ 245,000 | $ 245,000 | $ 223,000 |
| Macon, Illinois | 1 | $ 85,000 | $ 85,000 | $ 31,000 |
| McHenry, Illinois | 1 | $ 85,000 | $ 85,000 | $ 127,000 |
| Peoria, Illinois | 1 | $ 115,000 | $ 115,000 | $ 70,000 |
| Rock Island, Illinois | 1 | $ 55,000 | $ 55,000 | $ 62,000 |
| Sangamon, Illinois | 1 | $ 65,000 | $ 65,000 | $ 55,000 |
| Tazewell, Illinois | 1 | $ 195,000 | $ 195,000 | $ 58,000 |
| Union, Illinois | 1 | $ 75,000 | $ 75,000 | $ 57,000 |
| Washington, Illinois | 1 | $ 135,000 | $ 135,000 | $ 161,000 |
| Whiteside, Illinois | 1 | $ 65,000 | $ 65,000 | $ 28,000 |
| Winnebago, Illinois | 1 | $ 115,000 | $ 115,000 | $ 74,000 |
| Allen, Indiana | 1 | $ 75,000 | $ 75,000 | $ 31,000 |
| Boone, Indiana | 1 | $ 225,000 | $ 225,000 | $ 158,000 |
| Johnson, Indiana | 1 | $ 355,000 | $ 355,000 | $ 140,000 |
| Dallas, Iowa | 1 | $ 365,000 | $ 365,000 | $ 140,000 |
| Harrison, Iowa | 1 | $ 225,000 | $ 225,000 | $ 64,000 |
| Osceola, Iowa | 1 | $ 85,000 | $ 85,000 | $ 169,000 |
| Franklin, Kansas | 1 | $ 235,000 | $ 235,000 | $ 109,000 |
| Hodgeman, Kansas | 1 | $ 65,000 | $ 65,000 | $ 40,000 |
| Pottawatomie, Kansas | 1 | $ 385,000 | $ 385,000 | $ 172,000 |
| Riley, Kansas | 1 | $ 185,000 | $ 185,000 | $ 0 |
| Sedgwick, Kansas | 1 | $ 275,000 | $ 275,000 | $ 67,000 |
| Calloway, Kentucky | 1 | $ 45,000 | $ 45,000 | $ 166,000 |
| Oldham, Kentucky | 1 | $ 455,000 | $ 455,000 | $ 141,000 |
| Lafayette, Louisiana | 1 | $ 135,000 | $ 135,000 | $ 76,000 |
| Bristol, Massachusetts | 1 | $ 525,000 | $ 525,000 | $ 0 |
| Houghton, Michigan | 1 | $ 55,000 | $ 55,000 | $ 97,000 |
| Kalamazoo, Michigan | 1 | $ 205,000 | $ 205,000 | $ 105,000 |
| Lenawee, Michigan | 1 | $ 245,000 | $ 245,000 | $ 93,000 |
| DeSoto, Mississippi | 1 | $ 135,000 | $ 135,000 | $ 125,000 |
| Lee, Mississippi | 1 | $ 85,000 | $ 85,000 | $ 58,000 |
| Audrain, Missouri | 1 | $ 115,000 | $ 115,000 | $ 44,000 |
| Benton, Missouri | 1 | $ 165,000 | $ 165,000 | $ 129,000 |
| Bollinger, Missouri | 1 | $ 15,000 | $ 15,000 | $ 17,000 |
| Boone, Missouri | 1 | $ 245,000 | $ 245,000 | $ 139,000 |
| Buchanan, Missouri | 1 | $ 65,000 | $ 65,000 | $ 48,000 |
| Cape Girardeau, Missouri | 1 | $ 155,000 | $ 155,000 | $ 48,000 |
| Cedar, Missouri | 1 | $ 95,000 | $ 95,000 | $ 167,000 |
| Clinton, Missouri | 1 | $ 135,000 | $ 135,000 | $ 46,000 |
| Howell, Missouri | 1 | $ 85,000 | $ 85,000 | $ 54,000 |
| Lawrence, Missouri | 1 | $ 225,000 | $ 225,000 | $ 104,000 |
| Marion, Missouri | 1 | $ 125,000 | $ 125,000 | $ 29,000 |
| Monroe, Missouri | 1 | $ 35,000 | $ 35,000 | $ 169,000 |
| Morgan, Missouri | 1 | $ 55,000 | $ 55,000 | $ 283,000 |
| Newton, Missouri | 1 | $ 305,000 | $ 305,000 | $ 129,000 |
| Pulaski, Missouri | 1 | $ 165,000 | $ 165,000 | $ 123,000 |
| Ray, Missouri | 1 | $ 145,000 | $ 145,000 | $ 48,000 |
| Stoddard, Missouri | 1 | $ 295,000 | $ 295,000 | $ 112,000 |
| Washington, Missouri | 1 | $ 255,000 | $ 255,000 | $ 138,000 |
| Hall, Nebraska | 1 | $ 315,000 | $ 315,000 | $ 1,443,000 |
| Johnson, Nebraska | 1 | $ 175,000 | $ 175,000 | $ 70,000 |
| Madison, Nebraska | 1 | $ 85,000 | $ 85,000 | $ 49,000 |
| Nuckolls, Nebraska | 1 | $ 55,000 | $ 55,000 | $ 156,000 |
| Pierce, Nebraska | 1 | $ 245,000 | $ 245,000 | $ 50,000 |
| Scotts Bluff, Nebraska | 1 | $ 305,000 | $ 305,000 | $ 201,000 |
| Douglas, Nevada | 1 | $ 625,000 | $ 625,000 | $ 130,000 |
| Monroe, New York | 1 | $ 55,000 | $ 55,000 | $ 82,000 |
| Westchester, New York | 1 | $ 155,000 | $ 155,000 | $ 373,000 |
| Wake, North Carolina | 1 | $ 415,000 | $ 415,000 | $ 405,000 |
| Erie, Ohio | 1 | $ 235,000 | $ 235,000 | $ 50,000 |
| Franklin, Ohio | 1 | $ 235,000 | $ 235,000 | $ 108,000 |
| Hamilton, Ohio | 1 | $ 95,000 | $ 95,000 | $ 111,000 |
| Oklahoma, Oklahoma | 1 | $ 405,000 | $ 405,000 | $ 504,000 |
| Josephine, Oregon | 1 | $ 455,000 | $ 455,000 | $ 99,000 |
| Centre, Pennsylvania | 1 | $ 165,000 | $ 165,000 | $ 162,000 |
| Lancaster, Pennsylvania | 1 | $ 165,000 | $ 165,000 | $ 66,000 |
| Northampton, Pennsylvania | 1 | $ 85,000 | $ 85,000 | $ 42,000 |
| Newport, Rhode Island | 1 | $ 735,000 | $ 735,000 | $ 0 |
| Greenville, South Carolina | 1 | $ 425,000 | $ 425,000 | $ 114,000 |
| Horry, South Carolina | 1 | $ 215,000 | $ 215,000 | $ 185,000 |
| Spartanburg, South Carolina | 1 | $ 375,000 | $ 375,000 | $ 155,000 |
| Grainger, Tennessee | 1 | $ 415,000 | $ 415,000 | $ 130,000 |
| Shelby, Tennessee | 1 | $ 215,000 | $ 215,000 | $ 85,000 |
| Dallas, Texas | 1 | $ 955,000 | $ 955,000 | $ 400,000 |
| Grimes, Texas | 1 | $ 85,000 | $ 85,000 | $ 43,000 |
| McLennan, Texas | 1 | $ 165,000 | $ 165,000 | $ 224,000 |
| Smith, Texas | 1 | $ 105,000 | $ 105,000 | $ 46,000 |
| Tarrant, Texas | 1 | $ 625,000 | $ 625,000 | $ 319,000 |
| Salt Lake, Utah | 1 | $ 235,000 | $ 235,000 | $ 53,000 |
| Weber, Utah | 1 | $ 35,000 | $ 35,000 | $ 82,000 |
| Montgomery, Virginia | 1 | $ 265,000 | $ 265,000 | $ 127,000 |
| Spokane, Washington | 1 | $ 135,000 | $ 135,000 | $ 26,000 |
| Thurston, Washington | 1 | $ 435,000 | $ 435,000 | $ 145,000 |
| Jefferson, West Virginia | 1 | $ 385,000 | $ 385,000 | $ 140,000 |
| Racine, Wisconsin | 1 | $ 185,000 | $ 185,000 | $ 47,000 |
Mortgage Loan Application Detail Totals for First Bank in 2019
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Home Purchase | 1,990 | $535,840,000 | $269,000 | $10,505,000 | $112,000 | $1,443,000 |
| Refinancing | 1,604 | $501,070,000 | $312,000 | $7,435,000 | $164,000 | $4,701,000 |
| Other Purpose | 962 | $147,530,000 | $153,000 | $1,505,000 | $162,000 | $4,568,000 |
| Cash-out Refinancing | 615 | $194,355,000 | $316,000 | $2,405,000 | $128,000 | $2,285,000 |
| Home Improvement | 275 | $34,755,000 | $126,000 | $1,005,000 | $134,000 | $1,770,000 |
| Not Applicable | 32 | $33,990,000 | $1,062,000 | $16,525,000 | $0 | $0 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| White | 3,670 | $858,340,000 | $233,000 | $3,555,000 | $135,000 | $4,701,000 |
| Asian | 590 | $223,270,000 | $378,000 | $2,665,000 | $175,000 | $2,285,000 |
| Hispanic | 446 | $123,850,000 | $277,000 | $1,445,000 | $124,000 | $1,040,000 |
| Black or African American | 310 | $54,670,000 | $176,000 | $1,565,000 | $86,000 | $698,000 |
| Not Provided | 297 | $78,165,000 | $263,000 | $1,305,000 | $185,000 | $3,867,000 |
| Not applicable | 92 | $87,420,000 | $950,000 | $16,525,000 | $0 | $0 |
| Native Hawaiian or Other Pacific Islander | 15 | $6,135,000 | $409,000 | $1,395,000 | $137,000 | $326,000 |
| American Indian or Alaskan Native | 14 | $2,580,000 | $184,000 | $415,000 | $98,000 | $267,000 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 4,770 | $1,277,660,000 | $267,000 | $16,525,000 | $147,000 | $4,701,000 |
| FHA-insured (Federal Housing Administration) | 452 | $101,020,000 | $223,000 | $985,000 | $75,000 | $372,000 |
| VA-guaranteed (Veterans Administration) | 243 | $67,065,000 | $275,000 | $1,035,000 | $95,000 | $375,000 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 13 | $1,795,000 | $138,000 | $205,000 | $50,000 | $74,000 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Loan Originated | 3,466 | $879,290,000 | $253,000 | $10,505,000 | $144,000 | $4,701,000 |
| Application Denied By Financial Institution | 1,095 | $251,175,000 | $229,000 | $1,565,000 | $121,000 | $3,867,000 |
| Application Withdrawn By Applicant | 394 | $114,420,000 | $290,000 | $1,995,000 | $140,000 | $4,568,000 |
| Application Approved But Not Accepted | 285 | $84,115,000 | $295,000 | $2,555,000 | $146,000 | $1,186,000 |
| Preapproval Approved but not Accepted | 149 | $55,745,000 | $374,000 | $1,495,000 | $124,000 | $632,000 |
| Loan Purchased By The Institution | 70 | $53,510,000 | $764,000 | $16,525,000 | $0 | $0 |
| Preapproval Denied by Financial Institution | 19 | $9,285,000 | $488,000 | $2,005,000 | $104,000 | $746,000 |
| File Closed For Incompleteness | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Not applicable | 4,364 | $1,187,080,000 | $272,000 | $16,525,000 | $143,000 | $4,701,000 |
| Debt-To-Income Ratio | 688 | $172,310,000 | $250,000 | $1,565,000 | $104,000 | $2,742,000 |
| Collateral | 135 | $23,105,000 | $171,000 | $1,435,000 | $168,000 | $1,770,000 |
| Credit History | 127 | $14,855,000 | $116,000 | $1,205,000 | $118,000 | $3,867,000 |
| Credit Application Incomplete | 77 | $24,985,000 | $324,000 | $1,405,000 | $147,000 | $1,040,000 |
| Other | 40 | $12,730,000 | $318,000 | $2,005,000 | $151,000 | $746,000 |
| Unverifiable Information | 30 | $9,560,000 | $318,000 | $1,005,000 | $196,000 | $1,144,000 |
| Employment History | 13 | $2,405,000 | $185,000 | $505,000 | $157,000 | $365,000 |
| Insufficient Cash (Downpayment, Closing Cost) | 4 | $510,000 | $127,000 | $285,000 | $48,000 | $56,000 |
| Mortgage Insurance Denied | 0 | $0 | $0 | $0 | $0 | $0 |
Our comprehensive HMDA mortgage statistics provide invaluable insights into First Bank's 2019 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.
This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics,
and assess First Bank's mortgage approval patterns.
Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
For a list of all lenders in Missouri, download the full spreadsheet
with aggregated HMDA statistics today.
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