First Bank
HMDA Loan Application Totals
and Mortgage Lending Details
for 2022
First Bank 2022 HMDA loan application data provides key insights into its mortgage lending trends, applicant demographics, and loan distribution.
The Home Mortgage Disclosure Act (HMDA) requires lenders to report detailed loan application data, offering transparency into lending patterns.
The data reveals trends in average loan size, applicant income, and mortgage approval rates, helping consumers and analysts understand lending accessibility.
Below, explore a breakdown of loan applications by county, metro area, loan purpose, applicant race, loan type, and more.
Whether you're an industry professional, homebuyer, or researcher,
this information provides valuable insights into mortgage lending activity.
Scroll down to view the full dataset and analyze lending trends in greater detail.
| Mortgage Company & Address | First Bank 600 James Mcdonnell Blvd Creve Coeur, MO 63042 Tel #: available with data download |
| Federal Regulator | * available with data download |
| Years | 2023 2022 2021 2020 2019 2018 2017 2016 2015 2014 2013 2012 2011 2010 2009 2008 2007 2006 2005 2004 2003 |
| Total Number of Mortgage Applications | 4,186 |
| Total Mortgage Loan Application Amount | $1,185,330,000 |
| Average Mortgage Loan Application Amount | $294,600 |
| Highest Mortgage Loan Application Amount | $4,725,000 |
| Average Applicant Income | $176,800 |
| Highest Applicant Income | $6,013,000 |
Explore comprehensive HMDA mortgage statistics and lending trends for 2022 with First Bank. Below, you'll find key insights into this lender's mortgage activity, including total loan applications, average mortgage amounts, highest application values, and income levels of top applicants. Whether you're analyzing First Bank's lending patterns or researching mortgage trends, these statistics provide valuable transparency into their loan activity.
Our HMDA dataset for 2022 breaks down First Bank's mortgage applications by loan purpose, applicant race, loan type, approval outcomes, and reasons for denial. These insights help homebuyers, financial analysts, and industry professionals assess borrower demographics and lending practices, offering a clearer view of how First Bank serves its applicants.
Each category highlights the total number of mortgage applications processed by First Bank, total loan amounts, average mortgage values, and the highest mortgage amounts recorded. You can also review borrower income trends, including the average and highest reported applicant incomes for loans issued by this lender. Whether you're evaluating lender performance, comparing mortgage approval rates, or exploring loan options, this HMDA-backed data offers a crucial look at First Bank's mortgage activity for 2022.
| Metro Area | Total Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Application Amount | Average Applicant Income |
|---|---|---|---|---|
| ST. LOUIS, MO-IL | 919 | $ 159,515,000 | $ 144,500 | $ 107,500 |
| LOS ANGELES-LONG BEACH-GLENDALE, CA | 634 | $ 213,450,000 | $ 336,000 | $ 237,000 |
| KANSAS CITY, MO-KS | 417 | $ 116,435,000 | $ 285,500 | $ 125,500 |
| ANAHEIM-SANTA ANA-IRVINE, CA | 327 | $ 111,275,000 | $ 340,000 | $ 265,000 |
| RIVERSIDE-SAN BERNARDINO-ONTARIO, CA | 187 | $ 44,765,000 | $ 239,000 | $ 159,000 |
| SACRAMENTO--ROSEVILLE--ARDEN-ARCADE, CA | 155 | $ 36,645,000 | $ 236,000 | $ 194,000 |
| OMAHA-COUNCIL BLUFFS, NE-IA | 151 | $ 38,065,000 | $ 219,000 | $ 92,500 |
| OAKLAND-HAYWARD-BERKELEY, CA | 148 | $ 53,350,000 | $ 360,000 | $ 242,000 |
| LINCOLN, NE | 133 | $ 34,015,000 | $ 255,000 | $ 107,000 |
| NA (OUTSIDE OF MSA/MD) | 129 | $ 30,975,000 | $ 346,300 | $ 252,850 |
| SANTA MARIA-SANTA BARBARA, CA | 122 | $ 26,510,000 | $ 217,000 | $ 163,000 |
| SAN FRANCISCO-REDWOOD CITY-SOUTH SAN FRANCISCO, CA | 115 | $ 61,425,000 | $ 534,000 | $ 230,000 |
| SAN DIEGO-CARLSBAD, CA | 99 | $ 25,455,000 | $ 257,000 | $ 183,000 |
| OXNARD-THOUSAND OAKS-VENTURA, CA | 89 | $ 27,385,000 | $ 307,000 | $ 217,000 |
| VALLEJO-FAIRFIELD, CA | 85 | $ 21,555,000 | $ 253,000 | $ 154,000 |
| SAN JOSE-SUNNYVALE-SANTA CLARA, CA | 58 | $ 34,710,000 | $ 598,000 | $ 276,000 |
| PHOENIX-MESA-SCOTTSDALE, AZ | 15 | $ 5,305,000 | $ 353,000 | $ 391,000 |
| STOCKTON-LODI, CA | 15 | $ 4,905,000 | $ 327,000 | $ 175,000 |
| SAN LUIS OBISPO-PASO ROBLES-ARROYO GRANDE, CA | 14 | $ 3,800,000 | $ 271,000 | $ 200,000 |
| LAS VEGAS-HENDERSON-PARADISE, NV | 10 | $ 4,830,000 | $ 483,000 | $ 238,000 |
| HOUSTON-THE WOODLANDS-SUGAR LAND, TX | 9 | $ 3,215,000 | $ 357,000 | $ 121,000 |
| MODESTO, CA | 9 | $ 2,255,000 | $ 250,000 | $ 113,000 |
| CHICAGO-NAPERVILLE, IL | 8 | $ 2,400,000 | $ 300,000 | $ 136,000 |
| SALINAS, CA | 8 | $ 1,980,000 | $ 247,000 | $ 290,000 |
| BAKERSFIELD, CA | 7 | $ 695,000 | $ 99,000 | $ 127,000 |
| SAN RAFAEL, CA | 7 | $ 4,785,000 | $ 683,000 | $ 436,000 |
| CAPE CORAL-FORT MYERS, FL | 6 | $ 1,850,000 | $ 308,000 | $ 131,000 |
| DENVER-AURORA-LAKEWOOD, CO | 6 | $ 2,600,000 | $ 433,000 | $ 131,000 |
| NAPA, CA | 5 | $ 1,385,000 | $ 277,000 | $ 324,000 |
| TAMPA-ST. PETERSBURG-CLEARWATER, FL | 5 | $ 1,565,000 | $ 313,000 | $ 90,000 |
| COLUMBIA, MO | 4 | $ 980,000 | $ 245,000 | $ 125,000 |
| FAYETTEVILLE, NC | 4 | $ 630,000 | $ 157,000 | $ 292,000 |
| MERCED, CA | 4 | $ 940,000 | $ 235,000 | $ 132,000 |
| NEW YORK-JERSEY CITY-WHITE PLAINS, NY-NJ | 4 | $ 2,570,000 | $ 642,000 | $ 378,000 |
| NORTH PORT-SARASOTA-BRADENTON, FL | 4 | $ 1,340,000 | $ 335,000 | $ 278,000 |
| THE VILLAGES, FL | 4 | $ 1,250,000 | $ 312,000 | $ 129,000 |
| VISALIA-PORTERVILLE, CA | 4 | $ 510,000 | $ 127,000 | $ 110,000 |
| ATLANTA-SANDY SPRINGS-ROSWELL, GA | 3 | $ 1,155,000 | $ 385,000 | $ 130,000 |
| CHICO, CA | 3 | $ 605,000 | $ 201,000 | $ 122,000 |
| DALLAS-PLANO-IRVING, TX | 3 | $ 1,665,000 | $ 555,000 | $ 210,000 |
| NAPLES-IMMOKALEE-MARCO ISLAND, FL | 3 | $ 1,775,000 | $ 591,000 | $ 371,000 |
| NASSAU COUNTY-SUFFOLK COUNTY, NY | 3 | $ 2,535,000 | $ 845,000 | $ 364,000 |
| YUBA CITY, CA | 3 | $ 895,000 | $ 298,000 | $ 90,000 |
| BOISE CITY, ID | 2 | $ 700,000 | $ 350,000 | $ 145,000 |
| CAPE GIRARDEAU, MO-IL | 2 | $ 650,000 | $ 325,000 | $ 145,000 |
| CARBONDALE-MARION, IL | 2 | $ 190,000 | $ 95,000 | $ 122,000 |
| CHARLOTTE-CONCORD-GASTONIA, NC-SC | 2 | $ 180,000 | $ 90,000 | $ 61,000 |
| COEUR D'ALENE, ID | 2 | $ 1,770,000 | $ 885,000 | $ 547,000 |
| DAPHNE-FAIRHOPE-FOLEY, AL | 2 | $ 670,000 | $ 335,000 | $ 155,000 |
| DELTONA-DAYTONA BEACH-ORMOND BEACH, FL | 2 | $ 1,180,000 | $ 590,000 | $ 180,000 |
| DURHAM-CHAPEL HILL, NC | 2 | $ 340,000 | $ 170,000 | $ 105,000 |
| FORT WORTH-ARLINGTON, TX | 2 | $ 970,000 | $ 485,000 | $ 202,000 |
| FRESNO, CA | 2 | $ 500,000 | $ 250,000 | $ 38,000 |
| JACKSONVILLE, FL | 2 | $ 500,000 | $ 250,000 | $ 163,000 |
| LAWRENCE, KS | 2 | $ 490,000 | $ 245,000 | $ 79,000 |
| PEORIA, IL | 2 | $ 190,000 | $ 95,000 | $ 66,000 |
| ROCKINGHAM COUNTY-STRAFFORD COUNTY, NH | 2 | $ 1,830,000 | $ 915,000 | $ 191,000 |
| SANTA CRUZ-WATSONVILLE, CA | 2 | $ 600,000 | $ 300,000 | $ 337,000 |
| SEATTLE-BELLEVUE-EVERETT, WA | 2 | $ 1,290,000 | $ 645,000 | $ 129,000 |
| SIOUX FALLS, SD | 2 | $ 690,000 | $ 345,000 | $ 88,000 |
| ST. GEORGE, UT | 2 | $ 790,000 | $ 395,000 | $ 174,000 |
| ST. JOSEPH, MO-KS | 2 | $ 580,000 | $ 290,000 | $ 108,000 |
| TOPEKA, KS | 2 | $ 710,000 | $ 355,000 | $ 136,000 |
| WICHITA, KS | 2 | $ 890,000 | $ 445,000 | $ 136,000 |
| AUSTIN-ROUND ROCK, TX | 1 | $ 165,000 | $ 165,000 | $ 64,000 |
| BATON ROUGE, LA | 1 | $ 85,000 | $ 85,000 | $ 61,000 |
| BLOOMINGTON, IL | 1 | $ 85,000 | $ 85,000 | $ 52,000 |
| CASPER, WY | 1 | $ 275,000 | $ 275,000 | $ 65,000 |
| COLORADO SPRINGS, CO | 1 | $ 135,000 | $ 135,000 | $ 107,000 |
| CRESTVIEW-FORT WALTON BEACH-DESTIN, FL | 1 | $ 505,000 | $ 505,000 | $ 164,000 |
| FAYETTEVILLE-SPRINGDALE-ROGERS, AR-MO | 1 | $ 395,000 | $ 395,000 | $ 134,000 |
| GRAND ISLAND, NE | 1 | $ 175,000 | $ 175,000 | $ 127,000 |
| GREELEY, CO | 1 | $ 565,000 | $ 565,000 | $ 200,000 |
| GREENSBORO-HIGH POINT, NC | 1 | $ 545,000 | $ 545,000 | $ 237,000 |
| GULFPORT-BILOXI-PASCAGOULA, MS | 1 | $ 185,000 | $ 185,000 | $ 459,000 |
| HILTON HEAD ISLAND-BLUFFTON-BEAUFORT, SC | 1 | $ 645,000 | $ 645,000 | $ 230,000 |
| INDIANAPOLIS-CARMEL-ANDERSON, IN | 1 | $ 115,000 | $ 115,000 | $ 64,000 |
| JEFFERSON CITY, MO | 1 | $ 185,000 | $ 185,000 | $ 95,000 |
| KALAMAZOO-PORTAGE, MI | 1 | $ 165,000 | $ 165,000 | $ 200,000 |
| KILLEEN-TEMPLE, TX | 1 | $ 305,000 | $ 305,000 | $ 128,000 |
| LAKE COUNTY-KENOSHA COUNTY, IL-WI | 1 | $ 385,000 | $ 385,000 | $ 110,000 |
| LAKE HAVASU CITY-KINGMAN, AZ | 1 | $ 165,000 | $ 165,000 | $ 50,000 |
| LYNCHBURG, VA | 1 | $ 165,000 | $ 165,000 | $ 34,000 |
| MACON-BIBB COUNTY, GA | 1 | $ 105,000 | $ 105,000 | $ 238,000 |
| MADERA, CA | 1 | $ 205,000 | $ 205,000 | $ 140,000 |
| MANHATTAN, KS | 1 | $ 195,000 | $ 195,000 | $ 82,000 |
| MINNEAPOLIS-ST. PAUL-BLOOMINGTON, MN-WI | 1 | $ 215,000 | $ 215,000 | $ 66,000 |
| MORGANTOWN, WV | 1 | $ 275,000 | $ 275,000 | $ 342,000 |
| NASHVILLE-DAVIDSON--MURFREESBORO--FRANKLIN, TN | 1 | $ 325,000 | $ 325,000 | $ 57,000 |
| OKLAHOMA CITY, OK | 1 | $ 415,000 | $ 415,000 | $ 109,000 |
| ORLANDO-KISSIMMEE-SANFORD, FL | 1 | $ 285,000 | $ 285,000 | $ 92,000 |
| PENSACOLA-FERRY PASS-BRENT, FL | 1 | $ 355,000 | $ 355,000 | $ 69,000 |
| PRESCOTT VALLEY-PRESCOTT, AZ | 1 | $ 385,000 | $ 385,000 | $ 205,000 |
| PUNTA GORDA, FL | 1 | $ 375,000 | $ 375,000 | $ 198,000 |
| REDDING, CA | 1 | $ 155,000 | $ 155,000 | $ 208,000 |
| RENO, NV | 1 | $ 265,000 | $ 265,000 | $ 59,000 |
| SALEM, OR | 1 | $ 355,000 | $ 355,000 | $ 124,000 |
| SALT LAKE CITY, UT | 1 | $ 455,000 | $ 455,000 | $ 208,000 |
| SAN ANTONIO-NEW BRAUNFELS, TX | 1 | $ 105,000 | $ 105,000 | $ 40,000 |
| SANTA ROSA, CA | 1 | $ 655,000 | $ 655,000 | $ 166,000 |
| SPOKANE-SPOKANE VALLEY, WA | 1 | $ 555,000 | $ 555,000 | $ 152,000 |
| SPRINGFIELD, IL | 1 | $ 115,000 | $ 115,000 | $ 86,000 |
| TUCSON, AZ | 1 | $ 115,000 | $ 115,000 | $ 22,000 |
| WARNER ROBINS, GA | 1 | $ 125,000 | $ 125,000 | $ 48,000 |
Mortgage Loan Application Detail Totals for First Bank in 2022
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Home Purchase | 1,420 | $477,410,000 | $336,000 | $4,725,000 | $141,000 | $2,412,000 |
| Other Purpose | 1,291 | $277,695,000 | $215,000 | $1,705,000 | $201,000 | $5,773,000 |
| Home Improvement | 585 | $105,105,000 | $179,000 | $1,005,000 | $174,000 | $1,500,000 |
| Refinancing | 582 | $203,770,000 | $350,000 | $3,135,000 | $215,000 | $1,836,000 |
| Cash-out Refinancing | 308 | $121,350,000 | $393,000 | $2,795,000 | $153,000 | $6,013,000 |
| Not Applicable | 0 | $0 | $0 | $0 | $0 | $0 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| White | 2,369 | $654,795,000 | $276,000 | $4,725,000 | $178,000 | $6,013,000 |
| Asian | 506 | $182,400,000 | $360,000 | $4,355,000 | $203,000 | $1,500,000 |
| Not Provided | 497 | $138,455,000 | $278,000 | $1,605,000 | $193,000 | $5,773,000 |
| Hispanic | 447 | $118,625,000 | $265,000 | $2,505,000 | $147,000 | $1,502,000 |
| Black or African American | 282 | $58,350,000 | $206,000 | $2,105,000 | $114,000 | $2,412,000 |
| American Indian or Alaskan Native | 16 | $3,390,000 | $211,000 | $505,000 | $148,000 | $749,000 |
| Native Hawaiian or Other Pacific Islander | 10 | $4,320,000 | $432,000 | $2,105,000 | $202,000 | $995,000 |
| Not applicable | 10 | $7,150,000 | $715,000 | $2,905,000 | $0 | $0 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 3,887 | $1,098,075,000 | $282,000 | $4,725,000 | $182,000 | $6,013,000 |
| FHA-insured (Federal Housing Administration) | 216 | $58,550,000 | $271,000 | $1,065,000 | $84,000 | $316,000 |
| VA-guaranteed (Veterans Administration) | 80 | $28,240,000 | $353,000 | $1,005,000 | $95,000 | $236,000 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 3 | $465,000 | $155,000 | $165,000 | $38,000 | $47,000 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Loan Originated | 2,731 | $780,845,000 | $285,000 | $4,725,000 | $190,000 | $6,013,000 |
| Application Denied By Financial Institution | 877 | $215,085,000 | $245,000 | $2,705,000 | $144,000 | $2,712,000 |
| Application Withdrawn By Applicant | 313 | $101,705,000 | $324,000 | $2,015,000 | $161,000 | $1,855,000 |
| Preapproval Approved but not Accepted | 137 | $54,695,000 | $399,000 | $2,505,000 | $138,000 | $1,041,000 |
| Application Approved But Not Accepted | 98 | $23,050,000 | $235,000 | $995,000 | $174,000 | $700,000 |
| Preapproval Denied by Financial Institution | 29 | $9,695,000 | $334,000 | $1,005,000 | $107,000 | $688,000 |
| File Closed For Incompleteness | 1 | $255,000 | $255,000 | $255,000 | $82,000 | $82,000 |
| Loan Purchased By The Institution | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Not applicable | 3,280 | $960,550,000 | $292,000 | $4,725,000 | $184,000 | $6,013,000 |
| Debt-To-Income Ratio | 504 | $139,450,000 | $276,000 | $2,705,000 | $123,000 | $1,168,000 |
| Credit History | 141 | $21,355,000 | $151,000 | $1,055,000 | $114,000 | $1,510,000 |
| Collateral | 100 | $19,140,000 | $191,000 | $655,000 | $200,000 | $1,120,000 |
| Credit Application Incomplete | 89 | $24,345,000 | $273,000 | $1,005,000 | $193,000 | $1,500,000 |
| Other | 44 | $11,900,000 | $270,000 | $1,505,000 | $222,000 | $2,712,000 |
| Employment History | 17 | $4,945,000 | $290,000 | $1,005,000 | $166,000 | $430,000 |
| Unverifiable Information | 9 | $2,655,000 | $295,000 | $505,000 | $188,000 | $585,000 |
| Insufficient Cash (Downpayment, Closing Cost) | 2 | $990,000 | $495,000 | $715,000 | $137,000 | $222,000 |
| Mortgage Insurance Denied | 0 | $0 | $0 | $0 | $0 | $0 |
Our comprehensive HMDA mortgage statistics provide invaluable insights into First Bank's 2022 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.
This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics,
and assess First Bank's mortgage approval patterns.
Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
For a list of all lenders in Missouri, download the full spreadsheet
with aggregated HMDA statistics today.