First Bank
HMDA Loan Application Totals
and Mortgage Lending Details
for 2022
First Bank 2022 HMDA loan application data provides key insights into its mortgage lending trends, applicant demographics, and loan distribution.
The Home Mortgage Disclosure Act (HMDA) requires lenders to report detailed loan application data, offering transparency into lending patterns.
The data reveals trends in average loan size, applicant income, and mortgage approval rates, helping consumers and analysts understand lending accessibility.
Below, explore a breakdown of loan applications by county, metro area, loan purpose, applicant race, loan type, and more.
Whether you're an industry professional, homebuyer, or researcher,
this information provides valuable insights into mortgage lending activity.
Scroll down to view the full dataset and analyze lending trends in greater detail.
| Mortgage Company & Address | First Bank 600 James Mcdonnell Blvd Creve Coeur, MO 63042 Tel #: available with data download |
| Federal Regulator | * available with data download |
| Years | 2023 2022 2021 2020 2019 2018 2017 2016 2015 2014 2013 2012 2011 2010 2009 2008 2007 2006 2005 2004 2003 |
| Total Number of Mortgage Applications | 4,186 |
| Total Mortgage Loan Application Amount | $1,185,330,000 |
| Average Mortgage Loan Application Amount | $294,600 |
| Highest Mortgage Loan Application Amount | $4,725,000 |
| Average Applicant Income | $176,800 |
| Highest Applicant Income | $6,013,000 |
Explore comprehensive HMDA mortgage statistics and lending trends for 2022 with First Bank. Below, you'll find key insights into this lender's mortgage activity, including total loan applications, average mortgage amounts, highest application values, and income levels of top applicants. Whether you're analyzing First Bank's lending patterns or researching mortgage trends, these statistics provide valuable transparency into their loan activity.
Our HMDA dataset for 2022 breaks down First Bank's mortgage applications by loan purpose, applicant race, loan type, approval outcomes, and reasons for denial. These insights help homebuyers, financial analysts, and industry professionals assess borrower demographics and lending practices, offering a clearer view of how First Bank serves its applicants.
Each category highlights the total number of mortgage applications processed by First Bank, total loan amounts, average mortgage values, and the highest mortgage amounts recorded. You can also review borrower income trends, including the average and highest reported applicant incomes for loans issued by this lender. Whether you're evaluating lender performance, comparing mortgage approval rates, or exploring loan options, this HMDA-backed data offers a crucial look at First Bank's mortgage activity for 2022.
| County | Total Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loans Applications | Average Mortgage Loan Application Amount | Average Applicant Income |
|---|---|---|---|---|
| Los Angeles County California | 634 | $ 213,450,000 | $ 336,000 | $ 237,000 |
| St. Louis County Missouri | 409 | $ 77,085,000 | $ 188,000 | $ 138,000 |
| Orange County California | 327 | $ 111,275,000 | $ 340,000 | $ 265,000 |
| St. Charles County Missouri | 215 | $ 37,925,000 | $ 176,000 | $ 114,000 |
| Johnson County Kansas | 132 | $ 47,810,000 | $ 362,000 | $ 146,000 |
| Jackson County Missouri | 130 | $ 28,770,000 | $ 221,000 | $ 106,000 |
| Lancaster County Nebraska | 130 | $ 33,480,000 | $ 257,000 | $ 107,000 |
| Riverside County California | 129 | $ 31,085,000 | $ 240,000 | $ 161,000 |
| Santa Barbara County California | 122 | $ 26,510,000 | $ 217,000 | $ 163,000 |
| Douglas County Nebraska | 111 | $ 26,815,000 | $ 241,000 | $ 116,000 |
| San Diego County California | 99 | $ 25,455,000 | $ 257,000 | $ 183,000 |
| Ventura County California | 89 | $ 27,385,000 | $ 307,000 | $ 217,000 |
| St. Louis City County Missouri | 87 | $ 15,175,000 | $ 174,000 | $ 121,000 |
| Solano County California | 85 | $ 21,555,000 | $ 253,000 | $ 154,000 |
| Contra Costa County California | 82 | $ 25,610,000 | $ 312,000 | $ 217,000 |
| Sacramento County California | 82 | $ 19,240,000 | $ 234,000 | $ 157,000 |
| San Mateo County California | 81 | $ 42,515,000 | $ 524,000 | $ 242,000 |
| Jefferson County Missouri | 70 | $ 10,100,000 | $ 144,000 | $ 85,000 |
| Alameda County California | 66 | $ 27,740,000 | $ 420,000 | $ 274,000 |
| Clay County Missouri | 66 | $ 15,840,000 | $ 240,000 | $ 115,000 |
| San Bernardino County California | 58 | $ 13,680,000 | $ 235,000 | $ 155,000 |
| St. Clair County Illinois | 58 | $ 5,310,000 | $ 91,000 | $ 85,000 |
| Santa Clara County California | 57 | $ 34,295,000 | $ 601,000 | $ 279,000 |
| Placer County California | 53 | $ 12,085,000 | $ 228,000 | $ 255,000 |
| San Francisco County California | 34 | $ 18,910,000 | $ 556,000 | $ 200,000 |
| Warren County Missouri | 29 | $ 5,105,000 | $ 176,000 | $ 122,000 |
| Platte County Missouri | 28 | $ 9,840,000 | $ 351,000 | $ 157,000 |
| Wyandotte County Kansas | 27 | $ 5,405,000 | $ 200,000 | $ 81,000 |
| Sarpy County Nebraska | 22 | $ 6,750,000 | $ 306,000 | $ 107,000 |
| San Joaquin County California | 15 | $ 4,905,000 | $ 327,000 | $ 175,000 |
| San Luis Obispo County California | 14 | $ 3,800,000 | $ 271,000 | $ 200,000 |
| Cass County Missouri | 13 | $ 4,025,000 | $ 309,000 | $ 173,000 |
| Franklin County Missouri | 13 | $ 2,335,000 | $ 179,000 | $ 80,000 |
| Maricopa County Arizona | 12 | $ 4,630,000 | $ 385,000 | $ 459,000 |
| El Dorado County California | 12 | $ 1,930,000 | $ 160,000 | $ 177,000 |
| Madison County Illinois | 11 | $ 2,225,000 | $ 202,000 | $ 75,000 |
| Camden County Missouri | 10 | $ 2,460,000 | $ 246,000 | $ 246,000 |
| Clark County Nevada | 10 | $ 4,830,000 | $ 483,000 | $ 238,000 |
| Stanislaus County California | 9 | $ 2,255,000 | $ 250,000 | $ 113,000 |
| Leavenworth County Kansas | 9 | $ 2,425,000 | $ 269,000 | $ 145,000 |
| Lincoln County Missouri | 9 | $ 2,275,000 | $ 252,000 | $ 87,000 |
| Monterey County California | 8 | $ 1,980,000 | $ 247,000 | $ 290,000 |
| Nevada County California | 8 | $ 3,160,000 | $ 395,000 | $ 233,000 |
| Yolo County California | 8 | $ 3,390,000 | $ 423,000 | $ 191,000 |
| Monroe County Illinois | 8 | $ 1,140,000 | $ 142,000 | $ 112,000 |
| St. Francois County Missouri | 8 | $ 1,300,000 | $ 162,000 | $ 96,000 |
| Kern County California | 7 | $ 695,000 | $ 99,000 | $ 127,000 |
| Marin County California | 7 | $ 4,785,000 | $ 683,000 | $ 436,000 |
| Randolph County Illinois | 7 | $ 695,000 | $ 99,000 | $ 90,000 |
| Gage County Nebraska | 7 | $ 1,435,000 | $ 205,000 | $ 199,000 |
| Lee County Florida | 6 | $ 1,850,000 | $ 308,000 | $ 131,000 |
| Napa County California | 5 | $ 1,385,000 | $ 277,000 | $ 324,000 |
| Cook County Illinois | 5 | $ 1,195,000 | $ 239,000 | $ 97,000 |
| Washington County Nebraska | 5 | $ 1,745,000 | $ 349,000 | $ 149,000 |
| Harris County Texas | 5 | $ 2,025,000 | $ 405,000 | $ 147,000 |
| Calaveras County California | 4 | $ 310,000 | $ 77,000 | $ 87,000 |
| Merced County California | 4 | $ 940,000 | $ 235,000 | $ 132,000 |
| Tulare County California | 4 | $ 510,000 | $ 127,000 | $ 110,000 |
| Sumter County Florida | 4 | $ 1,250,000 | $ 312,000 | $ 129,000 |
| Pottawattamie County Iowa | 4 | $ 700,000 | $ 175,000 | $ 86,000 |
| Boone County Missouri | 4 | $ 980,000 | $ 245,000 | $ 125,000 |
| Gasconade County Missouri | 4 | $ 520,000 | $ 130,000 | $ 122,000 |
| Pinal County Arizona | 3 | $ 675,000 | $ 225,000 | $ 120,000 |
| Butte County California | 3 | $ 605,000 | $ 201,000 | $ 122,000 |
| Mono County California | 3 | $ 855,000 | $ 285,000 | $ 309,000 |
| Yuba County California | 3 | $ 895,000 | $ 298,000 | $ 90,000 |
| Adams County Colorado | 3 | $ 1,725,000 | $ 575,000 | $ 158,000 |
| Collier County Florida | 3 | $ 1,775,000 | $ 591,000 | $ 371,000 |
| Clinton County Illinois | 3 | $ 475,000 | $ 158,000 | $ 204,000 |
| Jersey County Illinois | 3 | $ 235,000 | $ 78,000 | $ 79,000 |
| Harrison County Iowa | 3 | $ 585,000 | $ 195,000 | $ 52,000 |
| Miami County Kansas | 3 | $ 525,000 | $ 175,000 | $ 47,000 |
| Audrain County Missouri | 3 | $ 255,000 | $ 85,000 | $ 653,000 |
| Clinton County Missouri | 3 | $ 975,000 | $ 325,000 | $ 112,000 |
| Montgomery County Missouri | 3 | $ 575,000 | $ 191,000 | $ 654,000 |
| Ste. Genevieve County Missouri | 3 | $ 885,000 | $ 295,000 | $ 85,000 |
| Cass County Nebraska | 3 | $ 855,000 | $ 285,000 | $ 101,000 |
| Dodge County Nebraska | 3 | $ 685,000 | $ 228,000 | $ 79,000 |
| Saunders County Nebraska | 3 | $ 615,000 | $ 205,000 | $ 72,000 |
| Seward County Nebraska | 3 | $ 535,000 | $ 178,000 | $ 87,000 |
| Suffolk County New York | 3 | $ 2,535,000 | $ 845,000 | $ 364,000 |
| Cumberland County North Carolina | 3 | $ 345,000 | $ 115,000 | $ 352,000 |
| Montgomery County Texas | 3 | $ 875,000 | $ 291,000 | $ 74,000 |
| Baldwin County Alabama | 2 | $ 670,000 | $ 335,000 | $ 155,000 |
| Fresno County California | 2 | $ 500,000 | $ 250,000 | $ 38,000 |
| Lake County California | 2 | $ 470,000 | $ 235,000 | $ 99,000 |
| Santa Cruz County California | 2 | $ 600,000 | $ 300,000 | $ 337,000 |
| Summit County Colorado | 2 | $ 1,330,000 | $ 665,000 | $ 286,000 |
| Manatee County Florida | 2 | $ 440,000 | $ 220,000 | $ 60,000 |
| Pasco County Florida | 2 | $ 580,000 | $ 290,000 | $ 93,000 |
| Pinellas County Florida | 2 | $ 780,000 | $ 390,000 | $ 109,000 |
| Sarasota County Florida | 2 | $ 900,000 | $ 450,000 | $ 496,000 |
| Volusia County Florida | 2 | $ 1,180,000 | $ 590,000 | $ 180,000 |
| Gwinnett County Georgia | 2 | $ 480,000 | $ 240,000 | $ 62,000 |
| Hawaii County Hawaii | 2 | $ 1,810,000 | $ 905,000 | $ 353,000 |
| Canyon County Idaho | 2 | $ 700,000 | $ 350,000 | $ 145,000 |
| Kootenai County Idaho | 2 | $ 1,770,000 | $ 885,000 | $ 547,000 |
| Calhoun County Illinois | 2 | $ 50,000 | $ 25,000 | $ 148,000 |
| DuPage County Illinois | 2 | $ 770,000 | $ 385,000 | $ 144,000 |
| Fayette County Illinois | 2 | $ 160,000 | $ 80,000 | $ 57,000 |
| Franklin County Illinois | 2 | $ 240,000 | $ 120,000 | $ 43,000 |
| Dickinson County Iowa | 2 | $ 690,000 | $ 345,000 | $ 306,000 |
| Fremont County Iowa | 2 | $ 480,000 | $ 240,000 | $ 326,000 |
| Atchison County Kansas | 2 | $ 260,000 | $ 130,000 | $ 50,000 |
| Douglas County Kansas | 2 | $ 490,000 | $ 245,000 | $ 79,000 |
| Linn County Kansas | 2 | $ 380,000 | $ 190,000 | $ 108,000 |
| Sedgwick County Kansas | 2 | $ 890,000 | $ 445,000 | $ 136,000 |
| Buchanan County Missouri | 2 | $ 580,000 | $ 290,000 | $ 108,000 |
| Cape Girardeau County Missouri | 2 | $ 650,000 | $ 325,000 | $ 145,000 |
| Johnson County Missouri | 2 | $ 320,000 | $ 160,000 | $ 33,000 |
| Ray County Missouri | 2 | $ 290,000 | $ 145,000 | $ 41,000 |
| Taney County Missouri | 2 | $ 460,000 | $ 230,000 | $ 164,000 |
| Fillmore County Nebraska | 2 | $ 110,000 | $ 55,000 | $ 64,000 |
| Otoe County Nebraska | 2 | $ 290,000 | $ 145,000 | $ 186,000 |
| Saline County Nebraska | 2 | $ 460,000 | $ 230,000 | $ 102,000 |
| Rockingham County New Hampshire | 2 | $ 1,830,000 | $ 915,000 | $ 191,000 |
| Durham County North Carolina | 2 | $ 340,000 | $ 170,000 | $ 105,000 |
| Rowan County North Carolina | 2 | $ 180,000 | $ 90,000 | $ 61,000 |
| Delaware County Oklahoma | 2 | $ 700,000 | $ 350,000 | $ 196,000 |
| Denton County Texas | 2 | $ 1,150,000 | $ 575,000 | $ 243,000 |
| Tarrant County Texas | 2 | $ 970,000 | $ 485,000 | $ 202,000 |
| Washington County Utah | 2 | $ 790,000 | $ 395,000 | $ 174,000 |
| King County Washington | 2 | $ 1,290,000 | $ 645,000 | $ 129,000 |
| Mohave County Arizona | 1 | $ 165,000 | $ 165,000 | $ 50,000 |
| Pima County Arizona | 1 | $ 115,000 | $ 115,000 | $ 22,000 |
| Yavapai County Arizona | 1 | $ 385,000 | $ 385,000 | $ 205,000 |
| Benton County Arkansas | 1 | $ 395,000 | $ 395,000 | $ 134,000 |
| Marion County Arkansas | 1 | $ 155,000 | $ 155,000 | $ 239,000 |
| Searcy County Arkansas | 1 | $ 165,000 | $ 165,000 | $ 92,000 |
| Amador County California | 1 | $ 115,000 | $ 115,000 | $ 43,000 |
| Colusa County California | 1 | $ 465,000 | $ 465,000 | $ 197,000 |
| Madera County California | 1 | $ 205,000 | $ 205,000 | $ 140,000 |
| San Benito County California | 1 | $ 415,000 | $ 415,000 | $ 68,000 |
| Shasta County California | 1 | $ 155,000 | $ 155,000 | $ 208,000 |
| Sonoma County California | 1 | $ 655,000 | $ 655,000 | $ 166,000 |
| Denver County Colorado | 1 | $ 245,000 | $ 245,000 | $ 0 |
| Douglas County Colorado | 1 | $ 325,000 | $ 325,000 | $ 100,000 |
| El Paso County Colorado | 1 | $ 135,000 | $ 135,000 | $ 107,000 |
| Jefferson County Colorado | 1 | $ 305,000 | $ 305,000 | $ 82,000 |
| Weld County Colorado | 1 | $ 565,000 | $ 565,000 | $ 200,000 |
| Charlotte County Florida | 1 | $ 375,000 | $ 375,000 | $ 198,000 |
| Duval County Florida | 1 | $ 315,000 | $ 315,000 | $ 157,000 |
| Hillsborough County Florida | 1 | $ 205,000 | $ 205,000 | $ 45,000 |
| Nassau County Florida | 1 | $ 185,000 | $ 185,000 | $ 170,000 |
| Okaloosa County Florida | 1 | $ 505,000 | $ 505,000 | $ 164,000 |
| Santa Rosa County Florida | 1 | $ 355,000 | $ 355,000 | $ 69,000 |
| Seminole County Florida | 1 | $ 285,000 | $ 285,000 | $ 92,000 |
| Bibb County Georgia | 1 | $ 105,000 | $ 105,000 | $ 238,000 |
| Dodge County Georgia | 1 | $ 135,000 | $ 135,000 | $ 79,000 |
| Fulton County Georgia | 1 | $ 675,000 | $ 675,000 | $ 268,000 |
| Houston County Georgia | 1 | $ 125,000 | $ 125,000 | $ 48,000 |
| Bond County Illinois | 1 | $ 25,000 | $ 25,000 | $ 100,000 |
| Fulton County Illinois | 1 | $ 135,000 | $ 135,000 | $ 86,000 |
| Jackson County Illinois | 1 | $ 55,000 | $ 55,000 | $ 102,000 |
| Knox County Illinois | 1 | $ 115,000 | $ 115,000 | $ 67,000 |
| Lake County Illinois | 1 | $ 385,000 | $ 385,000 | $ 110,000 |
| Macoupin County Illinois | 1 | $ 55,000 | $ 55,000 | $ 59,000 |
| Marion County Illinois | 1 | $ 195,000 | $ 195,000 | $ 72,000 |
| McLean County Illinois | 1 | $ 85,000 | $ 85,000 | $ 52,000 |
| Peoria County Illinois | 1 | $ 55,000 | $ 55,000 | $ 46,000 |
| Sangamon County Illinois | 1 | $ 115,000 | $ 115,000 | $ 86,000 |
| Schuyler County Illinois | 1 | $ 105,000 | $ 105,000 | $ 124,000 |
| Warren County Illinois | 1 | $ 55,000 | $ 55,000 | $ 77,000 |
| Washington County Illinois | 1 | $ 145,000 | $ 145,000 | $ 47,000 |
| Will County Illinois | 1 | $ 435,000 | $ 435,000 | $ 279,000 |
| Williamson County Illinois | 1 | $ 135,000 | $ 135,000 | $ 143,000 |
| Marion County Indiana | 1 | $ 115,000 | $ 115,000 | $ 64,000 |
| Barton County Kansas | 1 | $ 165,000 | $ 165,000 | $ 50,000 |
| Crawford County Kansas | 1 | $ 545,000 | $ 545,000 | $ 274,000 |
| Franklin County Kansas | 1 | $ 205,000 | $ 205,000 | $ 90,000 |
| Geary County Kansas | 1 | $ 195,000 | $ 195,000 | $ 82,000 |
| Jefferson County Kansas | 1 | $ 285,000 | $ 285,000 | $ 159,000 |
| Neosho County Kansas | 1 | $ 65,000 | $ 65,000 | $ 132,000 |
| Shawnee County Kansas | 1 | $ 425,000 | $ 425,000 | $ 113,000 |
| East Baton Rouge County Louisiana | 1 | $ 85,000 | $ 85,000 | $ 61,000 |
| Knox County Maine | 1 | $ 305,000 | $ 305,000 | $ 64,000 |
| Kalamazoo County Michigan | 1 | $ 165,000 | $ 165,000 | $ 200,000 |
| Washington County Minnesota | 1 | $ 215,000 | $ 215,000 | $ 66,000 |
| Harrison County Mississippi | 1 | $ 185,000 | $ 185,000 | $ 459,000 |
| Lauderdale County Mississippi | 1 | $ 285,000 | $ 285,000 | $ 55,000 |
| Bates County Missouri | 1 | $ 85,000 | $ 85,000 | $ 96,000 |
| Callaway County Missouri | 1 | $ 185,000 | $ 185,000 | $ 95,000 |
| Henry County Missouri | 1 | $ 75,000 | $ 75,000 | $ 32,000 |
| Howell County Missouri | 1 | $ 375,000 | $ 375,000 | $ 220,000 |
| Lafayette County Missouri | 1 | $ 65,000 | $ 65,000 | $ 37,000 |
| Livingston County Missouri | 1 | $ 245,000 | $ 245,000 | $ 138,000 |
| Miller County Missouri | 1 | $ 515,000 | $ 515,000 | $ 584,000 |
| Phelps County Missouri | 1 | $ 145,000 | $ 145,000 | $ 106,000 |
| Pike County Missouri | 1 | $ 95,000 | $ 95,000 | $ 114,000 |
| Scott County Missouri | 1 | $ 865,000 | $ 865,000 | $ 143,000 |
| St. Clair County Missouri | 1 | $ 165,000 | $ 165,000 | $ 113,000 |
| Stoddard County Missouri | 1 | $ 155,000 | $ 155,000 | $ 41,000 |
| Stone County Missouri | 1 | $ 385,000 | $ 385,000 | $ 141,000 |
| Washington County Missouri | 1 | $ 25,000 | $ 25,000 | $ 46,000 |
| Flathead County Montana | 1 | $ 1,005,000 | $ 1,005,000 | $ 469,000 |
| Burt County Nebraska | 1 | $ 225,000 | $ 225,000 | $ 294,000 |
| Hall County Nebraska | 1 | $ 175,000 | $ 175,000 | $ 127,000 |
| Hamilton County Nebraska | 1 | $ 115,000 | $ 115,000 | $ 785,000 |
| Stanton County Nebraska | 1 | $ 385,000 | $ 385,000 | $ 108,000 |
| York County Nebraska | 1 | $ 245,000 | $ 245,000 | $ 96,000 |
| Lyon County Nevada | 1 | $ 225,000 | $ 225,000 | $ 302,000 |
| Washoe County Nevada | 1 | $ 265,000 | $ 265,000 | $ 59,000 |
| Taos County New Mexico | 1 | $ 355,000 | $ 355,000 | $ 301,000 |
| Kings County New York | 1 | $ 655,000 | $ 655,000 | $ 120,000 |
| New York County New York | 1 | $ 905,000 | $ 905,000 | $ 909,000 |
| Queens County New York | 1 | $ 485,000 | $ 485,000 | $ 304,000 |
| Rockland County New York | 1 | $ 525,000 | $ 525,000 | $ 179,000 |
| Carteret County North Carolina | 1 | $ 495,000 | $ 495,000 | $ 1,196,000 |
| Guilford County North Carolina | 1 | $ 545,000 | $ 545,000 | $ 237,000 |
| Hoke County North Carolina | 1 | $ 285,000 | $ 285,000 | $ 114,000 |
| Oklahoma County Oklahoma | 1 | $ 415,000 | $ 415,000 | $ 109,000 |
| Marion County Oregon | 1 | $ 355,000 | $ 355,000 | $ 124,000 |
| Beaufort County South Carolina | 1 | $ 645,000 | $ 645,000 | $ 230,000 |
| Douglas County South Dakota | 1 | $ 175,000 | $ 175,000 | $ 125,000 |
| Lincoln County South Dakota | 1 | $ 305,000 | $ 305,000 | $ 68,000 |
| Minnehaha County South Dakota | 1 | $ 385,000 | $ 385,000 | $ 109,000 |
| Dyer County Tennessee | 1 | $ 315,000 | $ 315,000 | $ 138,000 |
| Rutherford County Tennessee | 1 | $ 325,000 | $ 325,000 | $ 57,000 |
| Bell County Texas | 1 | $ 305,000 | $ 305,000 | $ 128,000 |
| Chambers County Texas | 1 | $ 315,000 | $ 315,000 | $ 135,000 |
| Collin County Texas | 1 | $ 515,000 | $ 515,000 | $ 145,000 |
| Guadalupe County Texas | 1 | $ 105,000 | $ 105,000 | $ 40,000 |
| Williamson County Texas | 1 | $ 165,000 | $ 165,000 | $ 64,000 |
| Iron County Utah | 1 | $ 255,000 | $ 255,000 | $ 238,000 |
| Salt Lake County Utah | 1 | $ 455,000 | $ 455,000 | $ 208,000 |
| Lynchburg County Virginia | 1 | $ 165,000 | $ 165,000 | $ 34,000 |
| Spokane County Washington | 1 | $ 555,000 | $ 555,000 | $ 152,000 |
| Monongalia County West Virginia | 1 | $ 275,000 | $ 275,000 | $ 342,000 |
| Natrona County Wyoming | 1 | $ 275,000 | $ 275,000 | $ 65,000 |
Mortgage Loan Application Detail Totals for First Bank in 2022
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Home Purchase | 1,420 | $477,410,000 | $336,000 | $4,725,000 | $141,000 | $2,412,000 |
| Other Purpose | 1,291 | $277,695,000 | $215,000 | $1,705,000 | $201,000 | $5,773,000 |
| Home Improvement | 585 | $105,105,000 | $179,000 | $1,005,000 | $174,000 | $1,500,000 |
| Refinancing | 582 | $203,770,000 | $350,000 | $3,135,000 | $215,000 | $1,836,000 |
| Cash-out Refinancing | 308 | $121,350,000 | $393,000 | $2,795,000 | $153,000 | $6,013,000 |
| Not Applicable | 0 | $0 | $0 | $0 | $0 | $0 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| White | 2,369 | $654,795,000 | $276,000 | $4,725,000 | $178,000 | $6,013,000 |
| Asian | 506 | $182,400,000 | $360,000 | $4,355,000 | $203,000 | $1,500,000 |
| Not Provided | 497 | $138,455,000 | $278,000 | $1,605,000 | $193,000 | $5,773,000 |
| Hispanic | 447 | $118,625,000 | $265,000 | $2,505,000 | $147,000 | $1,502,000 |
| Black or African American | 282 | $58,350,000 | $206,000 | $2,105,000 | $114,000 | $2,412,000 |
| American Indian or Alaskan Native | 16 | $3,390,000 | $211,000 | $505,000 | $148,000 | $749,000 |
| Native Hawaiian or Other Pacific Islander | 10 | $4,320,000 | $432,000 | $2,105,000 | $202,000 | $995,000 |
| Not applicable | 10 | $7,150,000 | $715,000 | $2,905,000 | $0 | $0 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 3,887 | $1,098,075,000 | $282,000 | $4,725,000 | $182,000 | $6,013,000 |
| FHA-insured (Federal Housing Administration) | 216 | $58,550,000 | $271,000 | $1,065,000 | $84,000 | $316,000 |
| VA-guaranteed (Veterans Administration) | 80 | $28,240,000 | $353,000 | $1,005,000 | $95,000 | $236,000 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 3 | $465,000 | $155,000 | $165,000 | $38,000 | $47,000 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Loan Originated | 2,731 | $780,845,000 | $285,000 | $4,725,000 | $190,000 | $6,013,000 |
| Application Denied By Financial Institution | 877 | $215,085,000 | $245,000 | $2,705,000 | $144,000 | $2,712,000 |
| Application Withdrawn By Applicant | 313 | $101,705,000 | $324,000 | $2,015,000 | $161,000 | $1,855,000 |
| Preapproval Approved but not Accepted | 137 | $54,695,000 | $399,000 | $2,505,000 | $138,000 | $1,041,000 |
| Application Approved But Not Accepted | 98 | $23,050,000 | $235,000 | $995,000 | $174,000 | $700,000 |
| Preapproval Denied by Financial Institution | 29 | $9,695,000 | $334,000 | $1,005,000 | $107,000 | $688,000 |
| File Closed For Incompleteness | 1 | $255,000 | $255,000 | $255,000 | $82,000 | $82,000 |
| Loan Purchased By The Institution | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Not applicable | 3,280 | $960,550,000 | $292,000 | $4,725,000 | $184,000 | $6,013,000 |
| Debt-To-Income Ratio | 504 | $139,450,000 | $276,000 | $2,705,000 | $123,000 | $1,168,000 |
| Credit History | 141 | $21,355,000 | $151,000 | $1,055,000 | $114,000 | $1,510,000 |
| Collateral | 100 | $19,140,000 | $191,000 | $655,000 | $200,000 | $1,120,000 |
| Credit Application Incomplete | 89 | $24,345,000 | $273,000 | $1,005,000 | $193,000 | $1,500,000 |
| Other | 44 | $11,900,000 | $270,000 | $1,505,000 | $222,000 | $2,712,000 |
| Employment History | 17 | $4,945,000 | $290,000 | $1,005,000 | $166,000 | $430,000 |
| Unverifiable Information | 9 | $2,655,000 | $295,000 | $505,000 | $188,000 | $585,000 |
| Insufficient Cash (Downpayment, Closing Cost) | 2 | $990,000 | $495,000 | $715,000 | $137,000 | $222,000 |
| Mortgage Insurance Denied | 0 | $0 | $0 | $0 | $0 | $0 |
Our comprehensive HMDA mortgage statistics provide invaluable insights into First Bank's 2022 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.
This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics,
and assess First Bank's mortgage approval patterns.
Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
For a list of all lenders in Missouri, download the full spreadsheet
with aggregated HMDA statistics today.