First Bank & Trust
Mortgage Loan Application
Totals and Details
for 2020

Find mortgage loan statistics, lending data, and loan application totals for South Dakota.
The mortgage statistics and data below are specific to mortgage loan applications for First Bank & Trust.
Search for mortgage lenders by state, county, or metropolitan area
and explore the loan application details and stats broken down by several loan categories from 2003-2022.

Mortgage Company & Address First Bank & Trust
520 6Th Street
Brookings, SD 57006
Tel #: available with data download
Federal Regulator * available with data download
Years 2022  2021  2020  2019  2018  2017  2012  2011  2010  2009  2008  2007  2006  2005  2004  
Total Number of Mortgage Applications 2,118
Total Mortgage Loan Application Amount $534,500,000
Average Mortgage Loan Application Amount $191,000
Highest Mortgage Loan Application Amount $28,805,000
Average Applicant Income $125,000
Highest Applicant Income $2,082,000

Overall mortgage application loan totals and averages for this lender are provided for each year by county, metro area, and the entire US.
The loan data is broken down by loan purpose, loan type, applicant race, application outcome, and denial reason. With this information, you can get a detailed view of locations where the mortgage lender is actively processing applications as well as the types and outcomes of loans from these applications.
As you search for mortgage loan stats and lending data in SD, the totals and averages will help you understand where the lender does business as well as the volume of business they do.

Mortgage Loan Application Totals for First Bank & Trust by County in 2020

County Total Number of Mortgage Loan Applications Total Dollar Amount of Mortgage Loans Applications Average Mortgage Loan Application Amount Average Applicant Income
Brookings County South Dakota 605 $ 137,275,000 $ 226,000 $ 114,000
Minnehaha County South Dakota 235 $ 81,535,000 $ 346,000 $ 114,000
Pipestone County Minnesota 137 $ 19,745,000 $ 144,000 $ 106,000
Lincoln County South Dakota 105 $ 27,825,000 $ 265,000 $ 165,000
Hennepin County Minnesota 97 $ 34,015,000 $ 350,000 $ 166,000
Scott County Minnesota 91 $ 22,295,000 $ 245,000 $ 118,000
Grant County South Dakota 86 $ 14,080,000 $ 163,000 $ 91,000
Le Sueur County Minnesota 79 $ 16,215,000 $ 205,000 $ 107,000
Isanti County Minnesota 67 $ 17,055,000 $ 254,000 $ 108,000
Clay County South Dakota 37 $ 7,365,000 $ 199,000 $ 111,000
Anoka County Minnesota 34 $ 8,960,000 $ 263,000 $ 113,000
Rice County Minnesota 31 $ 6,885,000 $ 222,000 $ 139,000
Codington County South Dakota 28 $ 6,460,000 $ 230,000 $ 113,000
Dakota County Minnesota 26 $ 6,690,000 $ 257,000 $ 146,000
Lincoln County Minnesota 25 $ 3,365,000 $ 134,000 $ 121,000
Deuel County South Dakota 25 $ 3,315,000 $ 132,000 $ 104,000
Moody County South Dakota 25 $ 5,305,000 $ 212,000 $ 117,000
Carver County Minnesota 23 $ 8,525,000 $ 370,000 $ 226,000
Kingsbury County South Dakota 18 $ 2,960,000 $ 164,000 $ 69,000
Hamlin County South Dakota 17 $ 4,305,000 $ 253,000 $ 164,000
Chisago County Minnesota 16 $ 3,350,000 $ 209,000 $ 121,000
Washington County Minnesota 16 $ 4,380,000 $ 273,000 $ 151,000
Sherburne County Minnesota 15 $ 2,375,000 $ 158,000 $ 116,000
Lake County South Dakota 15 $ 3,885,000 $ 259,000 $ 187,000
Roberts County South Dakota 15 $ 2,615,000 $ 174,000 $ 104,000
Ramsey County Minnesota 13 $ 2,885,000 $ 221,000 $ 115,000
Wright County Minnesota 13 $ 15,495,000 $ 1,191,000 $ 150,000
Big Stone County Minnesota 11 $ 1,965,000 $ 178,000 $ 87,000
Lyon County Minnesota 10 $ 1,650,000 $ 165,000 $ 93,000
Douglas County Minnesota 7 $ 1,695,000 $ 242,000 $ 157,000
Mille Lacs County Minnesota 7 $ 1,155,000 $ 165,000 $ 62,000
Murray County Minnesota 7 $ 1,265,000 $ 180,000 $ 103,000
Hughes County South Dakota 7 $ 1,915,000 $ 273,000 $ 229,000
Rock County Minnesota 6 $ 1,030,000 $ 171,000 $ 85,000
Turner County South Dakota 6 $ 710,000 $ 118,000 $ 73,000
Union County South Dakota 6 $ 1,190,000 $ 198,000 $ 98,000
Day County South Dakota 5 $ 1,205,000 $ 241,000 $ 92,000
Maricopa County Arizona 4 $ 1,440,000 $ 360,000 $ 437,000
Dickinson County Iowa 4 $ 1,150,000 $ 287,000 $ 390,000
Crow Wing County Minnesota 4 $ 810,000 $ 202,000 $ 163,000
Kandiyohi County Minnesota 4 $ 1,760,000 $ 440,000 $ 392,000
Sibley County Minnesota 4 $ 990,000 $ 247,000 $ 109,000
Lawrence County South Dakota 4 $ 1,240,000 $ 310,000 $ 307,000
Pennington County South Dakota 4 $ 870,000 $ 217,000 $ 84,000
Stanley County South Dakota 4 $ 660,000 $ 165,000 $ 67,000
St. Croix County Wisconsin 4 $ 2,580,000 $ 645,000 $ 0
Blue Earth County Minnesota 3 $ 665,000 $ 221,000 $ 84,000
Chippewa County Minnesota 3 $ 185,000 $ 61,000 $ 36,000
Hubbard County Minnesota 3 $ 235,000 $ 78,000 $ 68,000
Kanabec County Minnesota 3 $ 435,000 $ 145,000 $ 66,000
Lac qui Parle County Minnesota 3 $ 405,000 $ 135,000 $ 61,000
Steele County Minnesota 3 $ 535,000 $ 178,000 $ 96,000
Yellow Medicine County Minnesota 3 $ 165,000 $ 55,000 $ 90,000
Lyman County South Dakota 3 $ 625,000 $ 208,000 $ 91,000
Yankton County South Dakota 3 $ 935,000 $ 311,000 $ 131,000
Lee County Florida 2 $ 400,000 $ 200,000 $ 102,000
Cook County Illinois 2 $ 560,000 $ 280,000 $ 82,000
Aitkin County Minnesota 2 $ 450,000 $ 225,000 $ 150,000
Cottonwood County Minnesota 2 $ 100,000 $ 50,000 $ 35,000
Lake County Minnesota 2 $ 490,000 $ 245,000 $ 218,000
Pine County Minnesota 2 $ 470,000 $ 235,000 $ 100,000
Winona County Minnesota 2 $ 530,000 $ 265,000 $ 96,000
Grand Forks County North Dakota 2 $ 550,000 $ 275,000 $ 258,000
Providence County Rhode Island 2 $ 620,000 $ 310,000 $ 94,000
Beadle County South Dakota 2 $ 280,000 $ 140,000 $ 64,000
Brown County South Dakota 2 $ 280,000 $ 140,000 $ 96,000
Davison County South Dakota 2 $ 290,000 $ 145,000 $ 104,000
Hutchinson County South Dakota 2 $ 340,000 $ 170,000 $ 90,000
Sawyer County Wisconsin 2 $ 1,030,000 $ 515,000 $ 133,000
Tuscaloosa County Alabama 1 $ 85,000 $ 85,000 $ 69,000
Anchorage County Alaska 1 $ 225,000 $ 225,000 $ 53,000
Mohave County Arizona 1 $ 385,000 $ 385,000 $ 220,000
Pima County Arizona 1 $ 105,000 $ 105,000 $ 0
Arapahoe County Colorado 1 $ 125,000 $ 125,000 $ 42,000
Broomfield County Colorado 1 $ 275,000 $ 275,000 $ 68,000
Collier County Florida 1 $ 515,000 $ 515,000 $ 377,000
Hillsborough County Florida 1 $ 215,000 $ 215,000 $ 242,000
Dallas County Iowa 1 $ 325,000 $ 325,000 $ 0
Linn County Iowa 1 $ 245,000 $ 245,000 $ 122,000
Lyon County Iowa 1 $ 485,000 $ 485,000 $ 82,000
Anne Arundel County Maryland 1 $ 305,000 $ 305,000 $ 290,000
Bristol County Massachusetts 1 $ 285,000 $ 285,000 $ 250,000
Essex County Massachusetts 1 $ 455,000 $ 455,000 $ 147,000
Benton County Minnesota 1 $ 515,000 $ 515,000 $ 38,000
Brown County Minnesota 1 $ 305,000 $ 305,000 $ 115,000
Cass County Minnesota 1 $ 335,000 $ 335,000 $ 133,000
Martin County Minnesota 1 $ 75,000 $ 75,000 $ 195,000
McLeod County Minnesota 1 $ 245,000 $ 245,000 $ 98,000
Meeker County Minnesota 1 $ 175,000 $ 175,000 $ 53,000
Morrison County Minnesota 1 $ 115,000 $ 115,000 $ 188,000
Mower County Minnesota 1 $ 3,405,000 $ 3,405,000 $ 0
Nicollet County Minnesota 1 $ 75,000 $ 75,000 $ 32,000
Nobles County Minnesota 1 $ 3,395,000 $ 3,395,000 $ 0
Otter Tail County Minnesota 1 $ 305,000 $ 305,000 $ 164,000
St. Louis County Minnesota 1 $ 125,000 $ 125,000 $ 70,000
Stearns County Minnesota 1 $ 8,505,000 $ 8,505,000 $ 0
Stevens County Minnesota 1 $ 435,000 $ 435,000 $ 304,000
Traverse County Minnesota 1 $ 275,000 $ 275,000 $ 131,000
Waseca County Minnesota 1 $ 155,000 $ 155,000 $ 68,000
Cascade County Montana 1 $ 255,000 $ 255,000 $ 91,000
Douglas County Nebraska 1 $ 315,000 $ 315,000 $ 286,000
Sarpy County Nebraska 1 $ 215,000 $ 215,000 $ 70,000
Sandoval County New Mexico 1 $ 295,000 $ 295,000 $ 106,000
Johnston County North Carolina 1 $ 105,000 $ 105,000 $ 190,000
Cass County North Dakota 1 $ 155,000 $ 155,000 $ 95,000
Franklin County Ohio 1 $ 265,000 $ 265,000 $ 57,000
Warren County Ohio 1 $ 305,000 $ 305,000 $ 267,000
Pickens County South Carolina 1 $ 85,000 $ 85,000 $ 71,000
Aurora County South Dakota 1 $ 265,000 $ 265,000 $ 89,000
Clark County South Dakota 1 $ 195,000 $ 195,000 $ 112,000
Custer County South Dakota 1 $ 235,000 $ 235,000 $ 132,000
Edmunds County South Dakota 1 $ 25,000 $ 25,000 $ 42,000
Gregory County South Dakota 1 $ 225,000 $ 225,000 $ 55,000
Marshall County South Dakota 1 $ 265,000 $ 265,000 $ 96,000
McCook County South Dakota 1 $ 165,000 $ 165,000 $ 100,000
Meade County South Dakota 1 $ 265,000 $ 265,000 $ 112,000
Spink County South Dakota 1 $ 75,000 $ 75,000 $ 62,000
Tripp County South Dakota 1 $ 335,000 $ 335,000 $ 223,000
Montgomery County Tennessee 1 $ 195,000 $ 195,000 $ 61,000
Shelby County Tennessee 1 $ 155,000 $ 155,000 $ 107,000
Chambers County Texas 1 $ 445,000 $ 445,000 $ 190,000
Harris County Texas 1 $ 325,000 $ 325,000 $ 102,000
Montgomery County Texas 1 $ 285,000 $ 285,000 $ 88,000
Gloucester County Virginia 1 $ 325,000 $ 325,000 $ 143,000
Burnett County Wisconsin 1 $ 265,000 $ 265,000 $ 206,000
Eau Claire County Wisconsin 1 $ 145,000 $ 145,000 $ 62,000
Oneida County Wisconsin 1 $ 225,000 $ 225,000 $ 267,000
Pierce County Wisconsin 1 $ 45,000 $ 45,000 $ 0
Washburn County Wisconsin 1 $ 145,000 $ 145,000 $ 134,000

The mortgage data stats below are displayed in sortable categories such as loan purpose, race of mortgage applicant, loan type, the outcome of the application, and reason for denial.
Each category breaks down the total number of mortgage applications, the total dollar amount for those applications, the average mortgage amount, the highest mortgage loan applied for within that category, the average income of the mortgage applicants, and the highest income of the mortgage applicants.
You can also download the entire list of mortgage lenders along with their aggregated lending data for the state of South Dakota, and search the same numbers and information back through 2003.

Mortgage Loan Application Detail Totals for First Bank & Trust in 2020

Loan Purpose

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Refinancing 900 $216,110,000 $240,000 $9,725,000 $127,000 $1,285,000
Home Purchase 677 $205,295,000 $303,000 $28,805,000 $117,000 $2,082,000
Cash-out Refinancing 499 $109,005,000 $218,000 $635,000 $120,000 $1,199,000
Other Purpose 24 $2,340,000 $97,000 $255,000 $148,000 $552,000
Home Improvement 18 $1,750,000 $97,000 $305,000 $113,000 $430,000
Not Applicable 0 $0 $0 $0 $0 $0

Applicant Race

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
White 1,862 $401,040,000 $215,000 $1,445,000 $123,000 $2,082,000
Not Provided 124 $24,990,000 $201,000 $515,000 $114,000 $585,000
Not applicable 71 $94,975,000 $1,337,000 $28,805,000 $0 $0
Asian 23 $5,905,000 $256,000 $505,000 $154,000 $481,000
Hispanic 22 $4,190,000 $190,000 $515,000 $112,000 $425,000
Black or African American 9 $2,245,000 $249,000 $385,000 $102,000 $183,000
American Indian or Alaskan Native 7 $1,155,000 $165,000 $345,000 $68,000 $130,000
Native Hawaiian or Other Pacific Islander 0 $0 $0 $0 $0 $0

Loan Type

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Conventional (any loan other than FHA, VA, FSA, or RHS loans) 1,965 $505,165,000 $257,000 $28,805,000 $126,000 $2,082,000
VA-guaranteed (Veterans Administration) 64 $16,440,000 $256,000 $515,000 $102,000 $845,000
FSA/RHS (Farm Service Agency or Rural Housing Service) 62 $8,220,000 $132,000 $245,000 $50,000 $87,000
FHA-insured (Federal Housing Administration) 27 $4,675,000 $173,000 $315,000 $73,000 $156,000

Outcome

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Loan Originated 1,789 $468,295,000 $261,000 $28,805,000 $125,000 $2,082,000
Application Withdrawn By Applicant 214 $45,150,000 $210,000 $1,405,000 $118,000 $1,103,000
Application Denied By Financial Institution 105 $18,935,000 $180,000 $1,445,000 $82,000 $1,199,000
Application Approved But Not Accepted 10 $2,120,000 $212,000 $485,000 $138,000 $430,000
File Closed For Incompleteness 0 $0 $0 $0 $0 $0
Loan Purchased By The Institution 0 $0 $0 $0 $0 $0
Preapproval Approved but not Accepted 0 $0 $0 $0 $0 $0
Preapproval Denied by Financial Institution 0 $0 $0 $0 $0 $0

Denial Reason

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Not applicable 2,013 $515,565,000 $256,000 $28,805,000 $124,000 $2,082,000
Credit History 59 $8,835,000 $149,000 $365,000 $75,000 $180,000
Debt-To-Income Ratio 36 $8,260,000 $229,000 $1,445,000 $62,000 $474,000
Unverifiable Information 4 $650,000 $162,000 $275,000 $134,000 $134,000
Collateral 3 $635,000 $211,000 $515,000 $424,000 $1,199,000
Employment History 2 $270,000 $135,000 $205,000 $71,000 $74,000
Other 1 $285,000 $285,000 $285,000 $0 $0
Credit Application Incomplete 0 $0 $0 $0 $0 $0
Insufficient Cash (Downpayment, Closing Cost) 0 $0 $0 $0 $0 $0
Mortgage Insurance Denied 0 $0 $0 $0 $0 $0

These totals and details for mortgage applications will give you a better idea of what to expect when researching mortgage lenders. Whether you are looking for a home loan, for home refinancing, or for home improvement loan statistics, we have the information you need. This mortgage loan data gives you everything you need to know as you start your search for the best lenders in SD, and gives you an idea of what the best mortgage lenders really are.

If you prefer, you can download a copy of the entire list of mortgage lenders in South Dakota, and search similar information at your convenience.

Download the South Dakota Lender List