First Capital Financial Servic
HMDA Loan Application Totals
and Mortgage Lending Details
for 2005
First Capital Financial Servic 2005 HMDA loan application data provides key insights into its mortgage lending trends, applicant demographics, and loan distribution.
The Home Mortgage Disclosure Act (HMDA) requires lenders to report detailed loan application data, offering transparency into lending patterns.
The data reveals trends in average loan size, applicant income, and mortgage approval rates, helping consumers and analysts understand lending accessibility.
Below, explore a breakdown of loan applications by county, metro area, loan purpose, applicant race, loan type, and more.
Whether you're an industry professional, homebuyer, or researcher,
this information provides valuable insights into mortgage lending activity.
Scroll down to view the full dataset and analyze lending trends in greater detail.
| Mortgage Company & Address | First Capital Financial Servic 5600 W. Grande Market Drive Appleton, WI 54913 Tel #: available with data download |
| Federal Regulator | * available with data download |
| Years | 2005 2004 2003 |
| Total Number of Mortgage Applications | 2,570 |
| Total Mortgage Loan Application Amount | $335,832,000 |
| Average Mortgage Loan Application Amount | $126,408 |
| Highest Mortgage Loan Application Amount | $1,260,000 |
| Average Applicant Income | $34,408 |
| Highest Applicant Income | $1,620,000 |
Explore comprehensive HMDA mortgage statistics and lending trends for 2005 with First Capital Financial Servic. Below, you'll find key insights into this lender's mortgage activity, including total loan applications, average mortgage amounts, highest application values, and income levels of top applicants. Whether you're analyzing First Capital Financial Servic's lending patterns or researching mortgage trends, these statistics provide valuable transparency into their loan activity.
Our HMDA dataset for 2005 breaks down First Capital Financial Servic's mortgage applications by loan purpose, applicant race, loan type, approval outcomes, and reasons for denial. These insights help homebuyers, financial analysts, and industry professionals assess borrower demographics and lending practices, offering a clearer view of how First Capital Financial Servic serves its applicants.
Each category highlights the total number of mortgage applications processed by First Capital Financial Servic, total loan amounts, average mortgage values, and the highest mortgage amounts recorded. You can also review borrower income trends, including the average and highest reported applicant incomes for loans issued by this lender. Whether you're evaluating lender performance, comparing mortgage approval rates, or exploring loan options, this HMDA-backed data offers a crucial look at First Capital Financial Servic's mortgage activity for 2005.
| County | Total Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loans Applications | Average Mortgage Loan Application Amount | Average Applicant Income |
|---|---|---|---|---|
| Fresno County California | 404 | $ 75,776,000 | $ 187,000 | $ 65,000 |
| Outagamie County Wisconsin | 112 | $ 16,910,000 | $ 150,000 | $ 118,000 |
| Winnebago County Wisconsin | 110 | $ 11,852,000 | $ 107,000 | $ 59,000 |
| Scott County Iowa | 75 | $ 6,201,000 | $ 82,000 | $ 27,000 |
| Cook County Illinois | 72 | $ 10,645,000 | $ 147,000 | $ 78,000 |
| Rock Island County Illinois | 54 | $ 4,806,000 | $ 89,000 | $ 36,000 |
| Milwaukee County Wisconsin | 48 | $ 4,635,000 | $ 96,000 | $ 40,000 |
| Waupaca County Wisconsin | 40 | $ 5,889,000 | $ 147,000 | $ 105,000 |
| Polk County Iowa | 37 | $ 4,848,000 | $ 131,000 | $ 12,000 |
| Dallas County Texas | 36 | $ 4,587,000 | $ 127,000 | $ 79,000 |
| Calumet County Wisconsin | 35 | $ 4,508,000 | $ 128,000 | $ 71,000 |
| Lake County Indiana | 33 | $ 3,108,000 | $ 94,000 | $ 23,000 |
| Marion County Indiana | 29 | $ 2,501,000 | $ 86,000 | $ 26,000 |
| Harris County Texas | 29 | $ 3,494,000 | $ 120,000 | $ 10,000 |
| Brown County Wisconsin | 27 | $ 3,265,000 | $ 120,000 | $ 32,000 |
| Fond du Lac County Wisconsin | 27 | $ 3,981,000 | $ 147,000 | $ 100,000 |
| Los Angeles County California | 25 | $ 5,877,000 | $ 235,000 | $ 70,000 |
| Green Lake County Wisconsin | 20 | $ 2,146,000 | $ 107,000 | $ 162,000 |
| Shawano County Wisconsin | 18 | $ 1,891,000 | $ 105,000 | $ 34,000 |
| Henry County Illinois | 16 | $ 1,442,000 | $ 90,000 | $ 37,000 |
| Buchanan County Missouri | 16 | $ 1,142,000 | $ 71,000 | $ 14,000 |
| Marathon County Wisconsin | 16 | $ 2,691,000 | $ 168,000 | $ 125,000 |
| Madison County Indiana | 15 | $ 1,282,000 | $ 85,000 | $ 39,000 |
| Waushara County Wisconsin | 15 | $ 1,601,000 | $ 106,000 | $ 28,000 |
| Clinton County Iowa | 14 | $ 899,000 | $ 64,000 | $ 30,000 |
| Dane County Wisconsin | 14 | $ 2,294,000 | $ 163,000 | $ 25,000 |
| Madera County California | 13 | $ 2,502,000 | $ 192,000 | $ 56,000 |
| Tarrant County Texas | 13 | $ 1,961,000 | $ 150,000 | $ 27,000 |
| Will County Illinois | 12 | $ 2,268,000 | $ 189,000 | $ 24,000 |
| Sheboygan County Wisconsin | 12 | $ 2,052,000 | $ 171,000 | $ 62,000 |
| Wood County Wisconsin | 12 | $ 973,000 | $ 81,000 | $ 21,000 |
| San Bernardino County California | 11 | $ 1,773,000 | $ 161,000 | $ 136,000 |
| Tulare County California | 11 | $ 1,876,000 | $ 170,000 | $ 60,000 |
| Linn County Iowa | 11 | $ 1,156,000 | $ 105,000 | $ 16,000 |
| Manitowoc County Wisconsin | 11 | $ 983,000 | $ 89,000 | $ 188,000 |
| DuPage County Illinois | 10 | $ 2,030,000 | $ 203,000 | $ 33,000 |
| Oklahoma County Oklahoma | 10 | $ 983,000 | $ 98,000 | $ 14,000 |
| Lake County Illinois | 9 | $ 1,725,000 | $ 191,000 | $ 8,000 |
| Mercer County Illinois | 9 | $ 721,000 | $ 80,000 | $ 22,000 |
| Whiteside County Illinois | 8 | $ 617,000 | $ 77,000 | $ 21,000 |
| Cedar County Iowa | 8 | $ 915,000 | $ 114,000 | $ 9,000 |
| Muscatine County Iowa | 8 | $ 726,000 | $ 90,000 | $ 38,000 |
| Waukesha County Wisconsin | 8 | $ 1,335,000 | $ 166,000 | $ 99,000 |
| Allen County Indiana | 7 | $ 558,000 | $ 79,000 | $ 12,000 |
| Hennepin County Minnesota | 7 | $ 1,285,000 | $ 183,000 | $ 42,000 |
| Oconto County Wisconsin | 7 | $ 656,000 | $ 93,000 | $ 37,000 |
| Racine County Wisconsin | 7 | $ 1,172,000 | $ 167,000 | $ 21,000 |
| El Paso County Colorado | 6 | $ 692,000 | $ 115,000 | $ 123,000 |
| Bureau County Illinois | 6 | $ 407,000 | $ 67,000 | $ 19,000 |
| Hinds County Mississippi | 6 | $ 550,000 | $ 91,000 | $ 43,000 |
| Washington County Mississippi | 6 | $ 376,000 | $ 62,000 | $ 0 |
| Cass County North Dakota | 6 | $ 646,000 | $ 107,000 | $ 27,000 |
| Door County Wisconsin | 6 | $ 513,000 | $ 85,000 | $ 25,000 |
| Washington County Wisconsin | 6 | $ 1,119,000 | $ 186,000 | $ 30,000 |
| Kings County California | 5 | $ 823,000 | $ 164,000 | $ 47,000 |
| Merced County California | 5 | $ 1,113,000 | $ 222,000 | $ 97,000 |
| New Haven County Connecticut | 5 | $ 1,104,000 | $ 220,000 | $ 35,000 |
| Lee County Florida | 5 | $ 637,000 | $ 127,000 | $ 49,000 |
| Kane County Illinois | 5 | $ 804,000 | $ 160,000 | $ 57,000 |
| Vigo County Indiana | 5 | $ 308,000 | $ 61,000 | $ 27,000 |
| Dallas County Iowa | 5 | $ 603,000 | $ 120,000 | $ 22,000 |
| Franklin County Ohio | 5 | $ 369,000 | $ 73,000 | $ 42,000 |
| Summit County Ohio | 5 | $ 226,000 | $ 45,000 | $ 31,000 |
| Delaware County Oklahoma | 5 | $ 381,000 | $ 76,000 | $ 0 |
| Ellis County Texas | 5 | $ 889,000 | $ 177,000 | $ 28,000 |
| Raleigh County West Virginia | 5 | $ 409,000 | $ 81,000 | $ 27,000 |
| Wood County West Virginia | 5 | $ 376,000 | $ 75,000 | $ 0 |
| Rock County Wisconsin | 5 | $ 479,000 | $ 95,000 | $ 7,000 |
| Kern County California | 4 | $ 966,000 | $ 241,000 | $ 87,000 |
| Sacramento County California | 4 | $ 864,000 | $ 216,000 | $ 110,000 |
| LaSalle County Illinois | 4 | $ 245,000 | $ 61,000 | $ 0 |
| McHenry County Illinois | 4 | $ 701,000 | $ 175,000 | $ 13,000 |
| St. Clair County Illinois | 4 | $ 405,000 | $ 101,000 | $ 15,000 |
| Porter County Indiana | 4 | $ 447,000 | $ 111,000 | $ 75,000 |
| Dubuque County Iowa | 4 | $ 326,000 | $ 81,000 | $ 21,000 |
| Poweshiek County Iowa | 4 | $ 205,000 | $ 51,000 | $ 0 |
| Jackson County Missouri | 4 | $ 403,000 | $ 100,000 | $ 0 |
| Burleigh County North Dakota | 4 | $ 491,000 | $ 122,000 | $ 14,000 |
| Bell County Texas | 4 | $ 449,000 | $ 112,000 | $ 12,000 |
| Fort Bend County Texas | 4 | $ 630,000 | $ 157,000 | $ 0 |
| Kanawha County West Virginia | 4 | $ 420,000 | $ 105,000 | $ 15,000 |
| Upshur County West Virginia | 4 | $ 365,000 | $ 91,000 | $ 0 |
| Barron County Wisconsin | 4 | $ 803,000 | $ 200,000 | $ 81,000 |
| Chippewa County Wisconsin | 4 | $ 294,000 | $ 73,000 | $ 41,000 |
| Clark County Wisconsin | 4 | $ 357,000 | $ 89,000 | $ 38,000 |
| Dodge County Wisconsin | 4 | $ 644,000 | $ 161,000 | $ 97,000 |
| Jefferson County Wisconsin | 4 | $ 606,000 | $ 151,000 | $ 0 |
| Juneau County Wisconsin | 4 | $ 453,000 | $ 113,000 | $ 12,000 |
| La Crosse County Wisconsin | 4 | $ 524,000 | $ 131,000 | $ 340,000 |
| Marinette County Wisconsin | 4 | $ 756,000 | $ 189,000 | $ 221,000 |
| Oneida County Wisconsin | 4 | $ 342,000 | $ 85,000 | $ 0 |
| Ozaukee County Wisconsin | 4 | $ 494,000 | $ 123,000 | $ 34,000 |
| Portage County Wisconsin | 4 | $ 463,000 | $ 115,000 | $ 26,000 |
| Champaign County Illinois | 3 | $ 136,000 | $ 45,000 | $ 24,000 |
| Kankakee County Illinois | 3 | $ 199,000 | $ 66,000 | $ 33,000 |
| Warren County Illinois | 3 | $ 262,000 | $ 87,000 | $ 7,000 |
| Cass County Indiana | 3 | $ 224,000 | $ 74,000 | $ 21,000 |
| Miami County Indiana | 3 | $ 127,000 | $ 42,000 | $ 11,000 |
| Wabash County Indiana | 3 | $ 227,000 | $ 75,000 | $ 0 |
| Buchanan County Iowa | 3 | $ 273,000 | $ 91,000 | $ 23,000 |
| Des Moines County Iowa | 3 | $ 164,000 | $ 54,000 | $ 20,000 |
| Jasper County Iowa | 3 | $ 324,000 | $ 108,000 | $ 9,000 |
| Johnson County Iowa | 3 | $ 703,000 | $ 234,000 | $ 32,000 |
| Jones County Iowa | 3 | $ 157,000 | $ 52,000 | $ 7,000 |
| Warren County Iowa | 3 | $ 398,000 | $ 132,000 | $ 25,000 |
| Aitkin County Minnesota | 3 | $ 256,000 | $ 85,000 | $ 0 |
| Anoka County Minnesota | 3 | $ 618,000 | $ 206,000 | $ 33,000 |
| Carlton County Minnesota | 3 | $ 296,000 | $ 98,000 | $ 37,000 |
| Cuyahoga County Ohio | 3 | $ 312,000 | $ 104,000 | $ 41,000 |
| Shelby County Tennessee | 3 | $ 329,000 | $ 109,000 | $ 0 |
| Washington County Tennessee | 3 | $ 199,000 | $ 66,000 | $ 18,000 |
| Cherokee County Texas | 3 | $ 243,000 | $ 81,000 | $ 0 |
| Kaufman County Texas | 3 | $ 415,000 | $ 138,000 | $ 0 |
| Montgomery County Texas | 3 | $ 318,000 | $ 106,000 | $ 6,000 |
| Cabell County West Virginia | 3 | $ 279,000 | $ 93,000 | $ 16,000 |
| Harrison County West Virginia | 3 | $ 251,000 | $ 83,000 | $ 0 |
| Marshall County West Virginia | 3 | $ 224,000 | $ 74,000 | $ 0 |
| Preston County West Virginia | 3 | $ 181,000 | $ 60,000 | $ 0 |
| Columbia County Wisconsin | 3 | $ 279,000 | $ 93,000 | $ 28,000 |
| Douglas County Wisconsin | 3 | $ 243,000 | $ 81,000 | $ 20,000 |
| Kewaunee County Wisconsin | 3 | $ 501,000 | $ 167,000 | $ 16,000 |
| Langlade County Wisconsin | 3 | $ 733,000 | $ 244,000 | $ 306,000 |
| Monroe County Wisconsin | 3 | $ 291,000 | $ 97,000 | $ 454,000 |
| Sauk County Wisconsin | 3 | $ 197,000 | $ 65,000 | $ 0 |
| St. Croix County Wisconsin | 3 | $ 392,000 | $ 130,000 | $ 0 |
| Taylor County Wisconsin | 3 | $ 193,000 | $ 64,000 | $ 33,000 |
| Walworth County Wisconsin | 3 | $ 312,000 | $ 104,000 | $ 210,000 |
| Contra Costa County California | 2 | $ 522,000 | $ 261,000 | $ 114,000 |
| San Luis Obispo County California | 2 | $ 816,000 | $ 408,000 | $ 390,000 |
| Santa Barbara County California | 2 | $ 910,000 | $ 455,000 | $ 45,000 |
| Stanislaus County California | 2 | $ 495,000 | $ 247,000 | $ 108,000 |
| Broomfield County Colorado | 2 | $ 160,000 | $ 80,000 | $ 37,000 |
| New London County Connecticut | 2 | $ 644,000 | $ 322,000 | $ 29,000 |
| Broward County Florida | 2 | $ 163,000 | $ 81,000 | $ 0 |
| Miami-Dade County Florida | 2 | $ 245,000 | $ 122,000 | $ 49,000 |
| Pinellas County Florida | 2 | $ 132,000 | $ 66,000 | $ 0 |
| Carroll County Illinois | 2 | $ 138,000 | $ 69,000 | $ 52,000 |
| Madison County Illinois | 2 | $ 135,000 | $ 67,000 | $ 42,000 |
| Peoria County Illinois | 2 | $ 121,000 | $ 60,000 | $ 0 |
| Benton County Indiana | 2 | $ 90,000 | $ 45,000 | $ 0 |
| Henry County Indiana | 2 | $ 520,000 | $ 260,000 | $ 13,000 |
| Huntington County Indiana | 2 | $ 95,000 | $ 47,000 | $ 0 |
| Noble County Indiana | 2 | $ 81,000 | $ 40,000 | $ 24,000 |
| Whitley County Indiana | 2 | $ 172,000 | $ 86,000 | $ 0 |
| Benton County Iowa | 2 | $ 32,000 | $ 16,000 | $ 10,000 |
| Delaware County Iowa | 2 | $ 141,000 | $ 70,000 | $ 15,000 |
| Hamilton County Iowa | 2 | $ 89,000 | $ 44,000 | $ 0 |
| Jackson County Iowa | 2 | $ 120,000 | $ 60,000 | $ 15,000 |
| Mahaska County Iowa | 2 | $ 156,000 | $ 78,000 | $ 0 |
| Marion County Iowa | 2 | $ 306,000 | $ 153,000 | $ 0 |
| Marshall County Iowa | 2 | $ 215,000 | $ 107,000 | $ 0 |
| Shelby County Iowa | 2 | $ 120,000 | $ 60,000 | $ 17,000 |
| Tama County Iowa | 2 | $ 143,000 | $ 71,000 | $ 0 |
| Hubbard County Minnesota | 2 | $ 221,000 | $ 110,000 | $ 0 |
| St. Louis County Minnesota | 2 | $ 206,000 | $ 103,000 | $ 20,000 |
| Washington County Minnesota | 2 | $ 346,000 | $ 173,000 | $ 0 |
| Andrew County Missouri | 2 | $ 296,000 | $ 148,000 | $ 22,000 |
| Nodaway County Missouri | 2 | $ 134,000 | $ 67,000 | $ 0 |
| St. Louis City County Missouri | 2 | $ 244,000 | $ 122,000 | $ 0 |
| Kings County New York | 2 | $ 733,000 | $ 366,000 | $ 40,000 |
| Monroe County New York | 2 | $ 119,000 | $ 59,000 | $ 36,000 |
| Richmond County New York | 2 | $ 500,000 | $ 250,000 | $ 64,000 |
| Clark County Ohio | 2 | $ 119,000 | $ 59,000 | $ 34,000 |
| Columbiana County Ohio | 2 | $ 151,000 | $ 75,000 | $ 25,000 |
| Guernsey County Ohio | 2 | $ 136,000 | $ 68,000 | $ 20,000 |
| Mahoning County Ohio | 2 | $ 150,000 | $ 75,000 | $ 55,000 |
| York County South Carolina | 2 | $ 519,000 | $ 259,000 | $ 114,000 |
| Sullivan County Tennessee | 2 | $ 142,000 | $ 71,000 | $ 37,000 |
| Collin County Texas | 2 | $ 289,000 | $ 144,000 | $ 50,000 |
| Denton County Texas | 2 | $ 272,000 | $ 136,000 | $ 35,000 |
| Henderson County Texas | 2 | $ 104,000 | $ 52,000 | $ 0 |
| Hood County Texas | 2 | $ 151,000 | $ 75,000 | $ 21,000 |
| Johnson County Texas | 2 | $ 222,000 | $ 111,000 | $ 0 |
| Parker County Texas | 2 | $ 78,000 | $ 39,000 | $ 0 |
| Halifax County Virginia | 2 | $ 106,000 | $ 53,000 | $ 18,000 |
| King George County Virginia | 2 | $ 536,000 | $ 268,000 | $ 0 |
| Greenbrier County West Virginia | 2 | $ 147,000 | $ 73,000 | $ 0 |
| Jackson County West Virginia | 2 | $ 126,000 | $ 63,000 | $ 0 |
| Jefferson County West Virginia | 2 | $ 210,000 | $ 105,000 | $ 0 |
| Mercer County West Virginia | 2 | $ 142,000 | $ 71,000 | $ 40,000 |
| Monongalia County West Virginia | 2 | $ 461,000 | $ 230,000 | $ 0 |
| Tyler County West Virginia | 2 | $ 129,000 | $ 64,000 | $ 0 |
| Wayne County West Virginia | 2 | $ 184,000 | $ 92,000 | $ 0 |
| Wyoming County West Virginia | 2 | $ 155,000 | $ 77,000 | $ 0 |
| Burnett County Wisconsin | 2 | $ 310,000 | $ 155,000 | $ 0 |
| Green County Wisconsin | 2 | $ 558,000 | $ 279,000 | $ 112,000 |
| Kenosha County Wisconsin | 2 | $ 267,000 | $ 133,000 | $ 61,000 |
| Price County Wisconsin | 2 | $ 204,000 | $ 102,000 | $ 31,000 |
| Richland County Wisconsin | 2 | $ 291,000 | $ 145,000 | $ 16,000 |
| Butte County California | 1 | $ 173,000 | $ 173,000 | $ 0 |
| Orange County California | 1 | $ 94,000 | $ 94,000 | $ 84,000 |
| Riverside County California | 1 | $ 134,000 | $ 134,000 | $ 0 |
| San Diego County California | 1 | $ 400,000 | $ 400,000 | $ 0 |
| Solano County California | 1 | $ 400,000 | $ 400,000 | $ 0 |
| Yuba County California | 1 | $ 120,000 | $ 120,000 | $ 0 |
| Adams County Colorado | 1 | $ 188,000 | $ 188,000 | $ 60,000 |
| Arapahoe County Colorado | 1 | $ 336,000 | $ 336,000 | $ 81,000 |
| Denver County Colorado | 1 | $ 298,000 | $ 298,000 | $ 0 |
| Jefferson County Colorado | 1 | $ 218,000 | $ 218,000 | $ 0 |
| Mesa County Colorado | 1 | $ 145,000 | $ 145,000 | $ 0 |
| Montrose County Colorado | 1 | $ 197,000 | $ 197,000 | $ 144,000 |
| Fairfield County Connecticut | 1 | $ 848,000 | $ 848,000 | $ 0 |
| Hillsborough County Florida | 1 | $ 30,000 | $ 30,000 | $ 0 |
| Suwannee County Florida | 1 | $ 65,000 | $ 65,000 | $ 0 |
| Wakulla County Florida | 1 | $ 62,000 | $ 62,000 | $ 0 |
| Canyon County Idaho | 1 | $ 160,000 | $ 160,000 | $ 156,000 |
| Christian County Illinois | 1 | $ 51,000 | $ 51,000 | $ 75,000 |
| Iroquois County Illinois | 1 | $ 160,000 | $ 160,000 | $ 85,000 |
| Knox County Illinois | 1 | $ 37,000 | $ 37,000 | $ 0 |
| Lee County Illinois | 1 | $ 37,000 | $ 37,000 | $ 18,000 |
| Logan County Illinois | 1 | $ 56,000 | $ 56,000 | $ 0 |
| Macoupin County Illinois | 1 | $ 70,000 | $ 70,000 | $ 50,000 |
| Stephenson County Illinois | 1 | $ 102,000 | $ 102,000 | $ 0 |
| Tazewell County Illinois | 1 | $ 58,000 | $ 58,000 | $ 27,000 |
| Vermilion County Illinois | 1 | $ 43,000 | $ 43,000 | $ 0 |
| Winnebago County Illinois | 1 | $ 31,000 | $ 31,000 | $ 0 |
| Woodford County Illinois | 1 | $ 76,000 | $ 76,000 | $ 0 |
| Boone County Indiana | 1 | $ 140,000 | $ 140,000 | $ 0 |
| Elkhart County Indiana | 1 | $ 123,000 | $ 123,000 | $ 0 |
| Grant County Indiana | 1 | $ 85,000 | $ 85,000 | $ 0 |
| Hamilton County Indiana | 1 | $ 120,000 | $ 120,000 | $ 0 |
| Hancock County Indiana | 1 | $ 82,000 | $ 82,000 | $ 57,000 |
| Howard County Indiana | 1 | $ 120,000 | $ 120,000 | $ 70,000 |
| Jasper County Indiana | 1 | $ 78,000 | $ 78,000 | $ 0 |
| Marshall County Indiana | 1 | $ 75,000 | $ 75,000 | $ 0 |
| Morgan County Indiana | 1 | $ 94,000 | $ 94,000 | $ 0 |
| Randolph County Indiana | 1 | $ 68,000 | $ 68,000 | $ 0 |
| St. Joseph County Indiana | 1 | $ 61,000 | $ 61,000 | $ 30,000 |
| Allamakee County Iowa | 1 | $ 82,000 | $ 82,000 | $ 0 |
| Bremer County Iowa | 1 | $ 50,000 | $ 50,000 | $ 0 |
| Guthrie County Iowa | 1 | $ 82,000 | $ 82,000 | $ 0 |
| Howard County Iowa | 1 | $ 137,000 | $ 137,000 | $ 0 |
| Jefferson County Iowa | 1 | $ 75,000 | $ 75,000 | $ 0 |
| Keokuk County Iowa | 1 | $ 145,000 | $ 145,000 | $ 0 |
| Louisa County Iowa | 1 | $ 83,000 | $ 83,000 | $ 25,000 |
| Madison County Iowa | 1 | $ 139,000 | $ 139,000 | $ 0 |
| Mills County Iowa | 1 | $ 77,000 | $ 77,000 | $ 0 |
| Montgomery County Iowa | 1 | $ 74,000 | $ 74,000 | $ 0 |
| Pottawattamie County Iowa | 1 | $ 75,000 | $ 75,000 | $ 30,000 |
| Story County Iowa | 1 | $ 76,000 | $ 76,000 | $ 36,000 |
| Union County Iowa | 1 | $ 76,000 | $ 76,000 | $ 30,000 |
| Wayne County Iowa | 1 | $ 57,000 | $ 57,000 | $ 0 |
| Woodbury County Iowa | 1 | $ 130,000 | $ 130,000 | $ 0 |
| Worth County Iowa | 1 | $ 62,000 | $ 62,000 | $ 0 |
| Hampden County Massachusetts | 1 | $ 100,000 | $ 100,000 | $ 54,000 |
| Iron County Michigan | 1 | $ 68,000 | $ 68,000 | $ 0 |
| Lenawee County Michigan | 1 | $ 155,000 | $ 155,000 | $ 0 |
| Dakota County Minnesota | 1 | $ 167,000 | $ 167,000 | $ 0 |
| Isanti County Minnesota | 1 | $ 160,000 | $ 160,000 | $ 0 |
| Ramsey County Minnesota | 1 | $ 108,000 | $ 108,000 | $ 0 |
| Sherburne County Minnesota | 1 | $ 50,000 | $ 50,000 | $ 0 |
| Winona County Minnesota | 1 | $ 100,000 | $ 100,000 | $ 28,000 |
| Attala County Mississippi | 1 | $ 52,000 | $ 52,000 | $ 0 |
| Bolivar County Mississippi | 1 | $ 96,000 | $ 96,000 | $ 0 |
| Harrison County Mississippi | 1 | $ 75,000 | $ 75,000 | $ 0 |
| Humphreys County Mississippi | 1 | $ 50,000 | $ 50,000 | $ 0 |
| Jackson County Mississippi | 1 | $ 63,000 | $ 63,000 | $ 0 |
| Lee County Mississippi | 1 | $ 77,000 | $ 77,000 | $ 0 |
| Madison County Mississippi | 1 | $ 155,000 | $ 155,000 | $ 0 |
| Marshall County Mississippi | 1 | $ 59,000 | $ 59,000 | $ 0 |
| Pearl River County Mississippi | 1 | $ 99,000 | $ 99,000 | $ 0 |
| Rankin County Mississippi | 1 | $ 118,000 | $ 118,000 | $ 0 |
| Sharkey County Mississippi | 1 | $ 62,000 | $ 62,000 | $ 0 |
| Tunica County Mississippi | 1 | $ 158,000 | $ 158,000 | $ 0 |
| Union County Mississippi | 1 | $ 77,000 | $ 77,000 | $ 58,000 |
| Cass County Missouri | 1 | $ 95,000 | $ 95,000 | $ 0 |
| Livingston County Missouri | 1 | $ 50,000 | $ 50,000 | $ 0 |
| St. Charles County Missouri | 1 | $ 101,000 | $ 101,000 | $ 50,000 |
| Taney County Missouri | 1 | $ 64,000 | $ 64,000 | $ 0 |
| Nye County Nevada | 1 | $ 100,000 | $ 100,000 | $ 29,000 |
| Albany County New York | 1 | $ 193,000 | $ 193,000 | $ 0 |
| Ontario County New York | 1 | $ 73,000 | $ 73,000 | $ 0 |
| Grand Forks County North Dakota | 1 | $ 68,000 | $ 68,000 | $ 0 |
| McHenry County North Dakota | 1 | $ 88,000 | $ 88,000 | $ 70,000 |
| Morton County North Dakota | 1 | $ 113,000 | $ 113,000 | $ 0 |
| Stark County North Dakota | 1 | $ 76,000 | $ 76,000 | $ 0 |
| Ward County North Dakota | 1 | $ 72,000 | $ 72,000 | $ 0 |
| Carroll County Ohio | 1 | $ 123,000 | $ 123,000 | $ 40,000 |
| Geauga County Ohio | 1 | $ 166,000 | $ 166,000 | $ 42,000 |
| Knox County Ohio | 1 | $ 245,000 | $ 245,000 | $ 128,000 |
| Meigs County Ohio | 1 | $ 78,000 | $ 78,000 | $ 43,000 |
| Portage County Ohio | 1 | $ 50,000 | $ 50,000 | $ 34,000 |
| Scioto County Ohio | 1 | $ 80,000 | $ 80,000 | $ 0 |
| Stark County Ohio | 1 | $ 59,000 | $ 59,000 | $ 0 |
| Trumbull County Ohio | 1 | $ 60,000 | $ 60,000 | $ 0 |
| Craig County Oklahoma | 1 | $ 68,000 | $ 68,000 | $ 0 |
| Hughes County Oklahoma | 1 | $ 80,000 | $ 80,000 | $ 0 |
| Payne County Oklahoma | 1 | $ 79,000 | $ 79,000 | $ 0 |
| Tulsa County Oklahoma | 1 | $ 60,000 | $ 60,000 | $ 0 |
| Bennett County South Dakota | 1 | $ 69,000 | $ 69,000 | $ 0 |
| Blount County Tennessee | 1 | $ 103,000 | $ 103,000 | $ 0 |
| Carter County Tennessee | 1 | $ 58,000 | $ 58,000 | $ 36,000 |
| Hamilton County Tennessee | 1 | $ 56,000 | $ 56,000 | $ 22,000 |
| Humphreys County Tennessee | 1 | $ 60,000 | $ 60,000 | $ 25,000 |
| Jefferson County Tennessee | 1 | $ 85,000 | $ 85,000 | $ 0 |
| Knox County Tennessee | 1 | $ 128,000 | $ 128,000 | $ 50,000 |
| Montgomery County Tennessee | 1 | $ 108,000 | $ 108,000 | $ 0 |
| Austin County Texas | 1 | $ 110,000 | $ 110,000 | $ 0 |
| Brazoria County Texas | 1 | $ 80,000 | $ 80,000 | $ 0 |
| Coryell County Texas | 1 | $ 72,000 | $ 72,000 | $ 0 |
| Grimes County Texas | 1 | $ 76,000 | $ 76,000 | $ 0 |
| Jefferson County Texas | 1 | $ 70,000 | $ 70,000 | $ 36,000 |
| Smith County Texas | 1 | $ 75,000 | $ 75,000 | $ 47,000 |
| Albemarle County Virginia | 1 | $ 84,000 | $ 84,000 | $ 0 |
| Culpeper County Virginia | 1 | $ 233,000 | $ 233,000 | $ 94,000 |
| Hampton County Virginia | 1 | $ 84,000 | $ 84,000 | $ 0 |
| Hanover County Virginia | 1 | $ 344,000 | $ 344,000 | $ 48,000 |
| Hopewell County Virginia | 1 | $ 63,000 | $ 63,000 | $ 0 |
| Newport News County Virginia | 1 | $ 62,000 | $ 62,000 | $ 0 |
| Northumberland County Virginia | 1 | $ 75,000 | $ 75,000 | $ 0 |
| Prince William County Virginia | 1 | $ 198,000 | $ 198,000 | $ 0 |
| Berkeley County West Virginia | 1 | $ 122,000 | $ 122,000 | $ 0 |
| Fayette County West Virginia | 1 | $ 49,000 | $ 49,000 | $ 0 |
| Hampshire County West Virginia | 1 | $ 98,000 | $ 98,000 | $ 50,000 |
| Lewis County West Virginia | 1 | $ 60,000 | $ 60,000 | $ 0 |
| Lincoln County West Virginia | 1 | $ 95,000 | $ 95,000 | $ 0 |
| Logan County West Virginia | 1 | $ 64,000 | $ 64,000 | $ 0 |
| Marion County West Virginia | 1 | $ 45,000 | $ 45,000 | $ 0 |
| Mingo County West Virginia | 1 | $ 62,000 | $ 62,000 | $ 0 |
| Nicholas County West Virginia | 1 | $ 64,000 | $ 64,000 | $ 0 |
| Ohio County West Virginia | 1 | $ 122,000 | $ 122,000 | $ 0 |
| Putnam County West Virginia | 1 | $ 406,000 | $ 406,000 | $ 0 |
| Randolph County West Virginia | 1 | $ 71,000 | $ 71,000 | $ 45,000 |
| Webster County West Virginia | 1 | $ 55,000 | $ 55,000 | $ 57,000 |
| Ashland County Wisconsin | 1 | $ 176,000 | $ 176,000 | $ 0 |
| Dunn County Wisconsin | 1 | $ 105,000 | $ 105,000 | $ 0 |
| Eau Claire County Wisconsin | 1 | $ 72,000 | $ 72,000 | $ 0 |
| Florence County Wisconsin | 1 | $ 37,000 | $ 37,000 | $ 0 |
| Forest County Wisconsin | 1 | $ 140,000 | $ 140,000 | $ 48,000 |
| Iron County Wisconsin | 1 | $ 38,000 | $ 38,000 | $ 0 |
| Jackson County Wisconsin | 1 | $ 153,000 | $ 153,000 | $ 0 |
| Lincoln County Wisconsin | 1 | $ 139,000 | $ 139,000 | $ 0 |
| Marquette County Wisconsin | 1 | $ 110,000 | $ 110,000 | $ 62,000 |
| Menominee County Wisconsin | 1 | $ 225,000 | $ 225,000 | $ 0 |
| Pierce County Wisconsin | 1 | $ 177,000 | $ 177,000 | $ 59,000 |
| Sawyer County Wisconsin | 1 | $ 92,000 | $ 92,000 | $ 0 |
| Vilas County Wisconsin | 1 | $ 45,000 | $ 45,000 | $ 0 |
Mortgage Loan Application Detail Totals for First Capital Financial Servic in 2005
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Refinancing | 1,303 | $169,901,000 | $136,708 | $1,260,000 | $33,833 | $983,000 |
| Home Purchase | 1,264 | $165,718,000 | $120,695 | $988,000 | $37,608 | $1,620,000 |
| Home Improvement | 3 | $213,000 | $68,500 | $115,000 | $4,500 | $18,000 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Not Provided | 1,319 | $155,190,000 | $129,739 | $848,000 | $10,086 | $960,000 |
| White | 878 | $121,984,000 | $124,772 | $1,260,000 | $69,545 | $1,620,000 |
| Hispanic | 292 | $45,434,000 | $122,300 | $775,000 | $75,600 | $720,000 |
| Asian | 42 | $7,606,000 | $143,250 | $686,000 | $61,500 | $300,000 |
| Black or African American | 36 | $4,967,000 | $125,142 | $383,000 | $67,857 | $983,000 |
| American Indian or Alaskan Native | 2 | $541,000 | $270,000 | $360,000 | $108,000 | $144,000 |
| Native Hawaiian or Other Pacific Islander | 1 | $110,000 | $110,000 | $110,000 | $55,000 | $55,000 |
| Not applicable | 0 | $0 | $0 | $0 | $0 | $0 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 2,555 | $334,360,000 | $128,846 | $1,260,000 | $35,923 | $1,620,000 |
| FHA-insured (Federal Housing Administration) | 15 | $1,472,000 | $87,500 | $189,000 | $51,000 | $108,000 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 0 | $0 | $0 | $0 | $0 | $0 |
| VA-guaranteed (Veterans Administration) | 0 | $0 | $0 | $0 | $0 | $0 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Application Withdrawn By Applicant | 1,020 | $124,580,000 | $128,045 | $650,000 | $20,909 | $780,000 |
| Application Denied By Financial Institution | 491 | $62,618,000 | $136,095 | $988,000 | $27,333 | $1,620,000 |
| Loan Purchased By The Institution | 312 | $61,370,000 | $207,444 | $775,000 | $73,111 | $480,000 |
| Application Approved But Not Accepted | 290 | $33,723,000 | $118,600 | $1,260,000 | $32,300 | $412,000 |
| File Closed For Incompleteness | 251 | $32,154,000 | $132,263 | $475,000 | $28,052 | $156,000 |
| Loan Originated | 206 | $21,387,000 | $105,800 | $400,000 | $60,400 | $256,000 |
| Preapproval Approved but not Accepted | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Denied by Financial Institution | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Credit History | 132 | $14,223,000 | $101,333 | $340,000 | $70,583 | $1,224,000 |
| Other | 77 | $17,344,000 | $141,111 | $988,000 | $47,666 | $1,620,000 |
| Collateral | 22 | $2,313,000 | $98,888 | $380,000 | $11,888 | $90,000 |
| Debt-To-Income Ratio | 17 | $2,702,000 | $157,625 | $344,000 | $35,125 | $156,000 |
| Employment History | 7 | $1,206,000 | $183,000 | $768,000 | $155,833 | $983,000 |
| Insufficient Cash (Downpayment, Closing Cost) | 7 | $787,000 | $123,600 | $300,000 | $8,200 | $83,000 |
| Mortgage Insurance Denied | 0 | $0 | $0 | $0 | $0 | $0 |
| Credit Application Incomplete | 0 | $0 | $0 | $0 | $0 | $0 |
| Unverifiable Information | 0 | $0 | $0 | $0 | $0 | $0 |
Our comprehensive HMDA mortgage statistics provide invaluable insights into First Capital Financial Servic's 2005 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.
This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics,
and assess First Capital Financial Servic's mortgage approval patterns.
Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
For a list of all lenders in Wisconsin, download the full spreadsheet
with aggregated HMDA statistics today.