First Century Bank, National Association
HMDA Loan Application Totals
and Mortgage Lending Details
for 2009
First Century Bank, National Association 2009 HMDA loan application data provides key insights into its mortgage lending trends, applicant demographics, and loan distribution.
The Home Mortgage Disclosure Act (HMDA) requires lenders to report detailed loan application data, offering transparency into lending patterns.
The data reveals trends in average loan size, applicant income, and mortgage approval rates, helping consumers and analysts understand lending accessibility.
Below, explore a breakdown of loan applications by county, metro area, loan purpose, applicant race, loan type, and more.
Whether you're an industry professional, homebuyer, or researcher,
this information provides valuable insights into mortgage lending activity.
Scroll down to view the full dataset and analyze lending trends in greater detail.
| Mortgage Company & Address | First Century Bank, National Association 807 Dorsey St Gainesville, GA 30501 Tel #: available with data download |
| Federal Regulator | * available with data download |
| Years | 2017 2016 2015 2014 2013 2012 2011 2010 2009 2008 2007 2006 2005 2004 2003 |
| Total Number of Mortgage Applications | 1,077 |
| Total Mortgage Loan Application Amount | $219,641,000 |
| Average Mortgage Loan Application Amount | $197,666 |
| Highest Mortgage Loan Application Amount | $512,000 |
| Average Applicant Income | $102,333 |
| Highest Applicant Income | $1,217,000 |
Explore comprehensive HMDA mortgage statistics and lending trends for 2009 with First Century Bank, National Association. Below, you'll find key insights into this lender's mortgage activity, including total loan applications, average mortgage amounts, highest application values, and income levels of top applicants. Whether you're analyzing First Century Bank, National Association's lending patterns or researching mortgage trends, these statistics provide valuable transparency into their loan activity.
Our HMDA dataset for 2009 breaks down First Century Bank, National Association's mortgage applications by loan purpose, applicant race, loan type, approval outcomes, and reasons for denial. These insights help homebuyers, financial analysts, and industry professionals assess borrower demographics and lending practices, offering a clearer view of how First Century Bank, National Association serves its applicants.
Each category highlights the total number of mortgage applications processed by First Century Bank, National Association, total loan amounts, average mortgage values, and the highest mortgage amounts recorded. You can also review borrower income trends, including the average and highest reported applicant incomes for loans issued by this lender. Whether you're evaluating lender performance, comparing mortgage approval rates, or exploring loan options, this HMDA-backed data offers a crucial look at First Century Bank, National Association's mortgage activity for 2009.
| County | Total Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loans Applications | Average Mortgage Loan Application Amount | Average Applicant Income |
|---|---|---|---|---|
| Hall County Georgia | 44 | $ 6,496,000 | $ 147,000 | $ 64,000 |
| Fulton County Georgia | 42 | $ 10,108,000 | $ 240,000 | $ 115,000 |
| Cobb County Georgia | 32 | $ 6,392,000 | $ 199,000 | $ 101,000 |
| Gwinnett County Georgia | 32 | $ 5,746,000 | $ 179,000 | $ 76,000 |
| Forsyth County Georgia | 28 | $ 6,363,000 | $ 227,000 | $ 114,000 |
| Cherokee County Georgia | 19 | $ 3,647,000 | $ 191,000 | $ 87,000 |
| DeKalb County Georgia | 18 | $ 3,499,000 | $ 194,000 | $ 87,000 |
| Los Angeles County California | 16 | $ 4,166,000 | $ 260,000 | $ 101,000 |
| Jackson County Georgia | 15 | $ 2,379,000 | $ 158,000 | $ 79,000 |
| Maricopa County Arizona | 11 | $ 2,882,000 | $ 262,000 | $ 106,000 |
| Wake County North Carolina | 11 | $ 2,651,000 | $ 241,000 | $ 93,000 |
| King County Washington | 11 | $ 3,253,000 | $ 295,000 | $ 194,000 |
| Sacramento County California | 10 | $ 2,229,000 | $ 222,000 | $ 90,000 |
| Middlesex County Massachusetts | 10 | $ 2,017,000 | $ 201,000 | $ 113,000 |
| Orange County California | 9 | $ 2,763,000 | $ 307,000 | $ 141,000 |
| Clark County Nevada | 9 | $ 1,653,000 | $ 183,000 | $ 80,000 |
| Alameda County California | 8 | $ 2,317,000 | $ 289,000 | $ 148,000 |
| Riverside County California | 7 | $ 1,528,000 | $ 218,000 | $ 89,000 |
| Multnomah County Oregon | 7 | $ 1,681,000 | $ 240,000 | $ 93,000 |
| Harris County Texas | 7 | $ 1,454,000 | $ 207,000 | $ 121,000 |
| Salt Lake County Utah | 7 | $ 1,560,000 | $ 222,000 | $ 102,000 |
| San Diego County California | 6 | $ 1,850,000 | $ 308,000 | $ 122,000 |
| Jefferson County Colorado | 6 | $ 1,606,000 | $ 267,000 | $ 99,000 |
| New London County Connecticut | 6 | $ 1,631,000 | $ 271,000 | $ 112,000 |
| Cook County Illinois | 6 | $ 1,349,000 | $ 224,000 | $ 104,000 |
| Oakland County Michigan | 6 | $ 1,403,000 | $ 233,000 | $ 121,000 |
| Washington County Minnesota | 6 | $ 1,317,000 | $ 219,000 | $ 134,000 |
| St. Louis County Missouri | 6 | $ 952,000 | $ 158,000 | $ 96,000 |
| Clarke County Georgia | 5 | $ 682,000 | $ 136,000 | $ 70,000 |
| Baltimore County Maryland | 5 | $ 1,042,000 | $ 208,000 | $ 78,000 |
| Douglas County Nebraska | 5 | $ 948,000 | $ 189,000 | $ 99,000 |
| Washoe County Nevada | 5 | $ 839,000 | $ 167,000 | $ 70,000 |
| Bergen County New Jersey | 5 | $ 1,414,000 | $ 282,000 | $ 110,000 |
| Monmouth County New Jersey | 5 | $ 1,412,000 | $ 282,000 | $ 284,000 |
| Bernalillo County New Mexico | 5 | $ 895,000 | $ 179,000 | $ 106,000 |
| Cuyahoga County Ohio | 5 | $ 1,011,000 | $ 202,000 | $ 121,000 |
| Franklin County Ohio | 5 | $ 678,000 | $ 135,000 | $ 109,000 |
| Utah County Utah | 5 | $ 1,418,000 | $ 283,000 | $ 178,000 |
| Fairfax County Virginia | 5 | $ 1,401,000 | $ 280,000 | $ 128,000 |
| Pierce County Washington | 5 | $ 1,603,000 | $ 320,000 | $ 142,000 |
| Pulaski County Arkansas | 4 | $ 816,000 | $ 204,000 | $ 120,000 |
| El Paso County Colorado | 4 | $ 1,027,000 | $ 256,000 | $ 75,000 |
| New Haven County Connecticut | 4 | $ 1,182,000 | $ 295,000 | $ 136,000 |
| Walton County Georgia | 4 | $ 545,000 | $ 136,000 | $ 111,000 |
| Jefferson County Kentucky | 4 | $ 794,000 | $ 198,000 | $ 72,000 |
| Jefferson County Louisiana | 4 | $ 565,000 | $ 141,000 | $ 117,000 |
| Anne Arundel County Maryland | 4 | $ 1,210,000 | $ 302,000 | $ 123,000 |
| Essex County Massachusetts | 4 | $ 877,000 | $ 219,000 | $ 101,000 |
| Washtenaw County Michigan | 4 | $ 828,000 | $ 207,000 | $ 87,000 |
| Wayne County Michigan | 4 | $ 700,000 | $ 175,000 | $ 112,000 |
| Hennepin County Minnesota | 4 | $ 575,000 | $ 143,000 | $ 85,000 |
| Middlesex County New Jersey | 4 | $ 1,130,000 | $ 282,000 | $ 130,000 |
| Union County North Carolina | 4 | $ 931,000 | $ 232,000 | $ 80,000 |
| Summit County Ohio | 4 | $ 920,000 | $ 230,000 | $ 124,000 |
| Tulsa County Oklahoma | 4 | $ 415,000 | $ 103,000 | $ 86,000 |
| Allegheny County Pennsylvania | 4 | $ 644,000 | $ 161,000 | $ 85,000 |
| Montgomery County Pennsylvania | 4 | $ 1,060,000 | $ 265,000 | $ 144,000 |
| Providence County Rhode Island | 4 | $ 760,000 | $ 190,000 | $ 62,000 |
| Collin County Texas | 4 | $ 1,204,000 | $ 301,000 | $ 181,000 |
| Fort Bend County Texas | 4 | $ 753,000 | $ 188,000 | $ 133,000 |
| Tarrant County Texas | 4 | $ 818,000 | $ 204,000 | $ 112,000 |
| Henrico County Virginia | 4 | $ 533,000 | $ 133,000 | $ 52,000 |
| Madison County Alabama | 3 | $ 597,000 | $ 199,000 | $ 145,000 |
| San Bernardino County California | 3 | $ 620,000 | $ 206,000 | $ 114,000 |
| Hartford County Connecticut | 3 | $ 505,000 | $ 168,000 | $ 190,000 |
| District of Columbia County District Of Columbia | 3 | $ 797,000 | $ 265,000 | $ 142,000 |
| Fayette County Georgia | 3 | $ 571,000 | $ 190,000 | $ 130,000 |
| Houston County Georgia | 3 | $ 453,000 | $ 151,000 | $ 63,000 |
| Oconee County Georgia | 3 | $ 353,000 | $ 117,000 | $ 65,000 |
| DuPage County Illinois | 3 | $ 666,000 | $ 222,000 | $ 77,000 |
| Kane County Illinois | 3 | $ 848,000 | $ 282,000 | $ 120,000 |
| Marion County Indiana | 3 | $ 528,000 | $ 176,000 | $ 73,000 |
| St. Joseph County Indiana | 3 | $ 303,000 | $ 101,000 | $ 122,000 |
| St. Tammany County Louisiana | 3 | $ 437,000 | $ 145,000 | $ 109,000 |
| Cumberland County Maine | 3 | $ 728,000 | $ 242,000 | $ 94,000 |
| Frederick County Maryland | 3 | $ 712,000 | $ 237,000 | $ 73,000 |
| Bristol County Massachusetts | 3 | $ 692,000 | $ 230,000 | $ 116,000 |
| Worcester County Massachusetts | 3 | $ 754,000 | $ 251,000 | $ 158,000 |
| Missoula County Montana | 3 | $ 492,000 | $ 164,000 | $ 114,000 |
| Hillsborough County New Hampshire | 3 | $ 545,000 | $ 181,000 | $ 116,000 |
| Cape May County New Jersey | 3 | $ 685,000 | $ 228,000 | $ 105,000 |
| Mercer County New Jersey | 3 | $ 615,000 | $ 205,000 | $ 99,000 |
| Suffolk County New York | 3 | $ 884,000 | $ 294,000 | $ 119,000 |
| Catawba County North Carolina | 3 | $ 239,000 | $ 79,000 | $ 19,000 |
| Guilford County North Carolina | 3 | $ 610,000 | $ 203,000 | $ 69,000 |
| Mecklenburg County North Carolina | 3 | $ 744,000 | $ 248,000 | $ 94,000 |
| Bucks County Pennsylvania | 3 | $ 884,000 | $ 294,000 | $ 131,000 |
| Chester County Pennsylvania | 3 | $ 746,000 | $ 248,000 | $ 177,000 |
| Northampton County Pennsylvania | 3 | $ 622,000 | $ 207,000 | $ 61,000 |
| Philadelphia County Pennsylvania | 3 | $ 674,000 | $ 224,000 | $ 109,000 |
| Lexington County South Carolina | 3 | $ 561,000 | $ 187,000 | $ 73,000 |
| Brazoria County Texas | 3 | $ 564,000 | $ 188,000 | $ 108,000 |
| Clark County Washington | 3 | $ 536,000 | $ 178,000 | $ 50,000 |
| Etowah County Alabama | 2 | $ 118,000 | $ 59,000 | $ 39,000 |
| Navajo County Arizona | 2 | $ 215,000 | $ 107,000 | $ 76,000 |
| Pima County Arizona | 2 | $ 212,000 | $ 106,000 | $ 121,000 |
| Yavapai County Arizona | 2 | $ 220,000 | $ 110,000 | $ 71,000 |
| Clay County Arkansas | 2 | $ 593,000 | $ 296,000 | $ 133,000 |
| Garland County Arkansas | 2 | $ 346,000 | $ 173,000 | $ 174,000 |
| Del Norte County California | 2 | $ 767,000 | $ 383,000 | $ 211,000 |
| Lake County California | 2 | $ 193,000 | $ 96,000 | $ 38,000 |
| Placer County California | 2 | $ 594,000 | $ 297,000 | $ 100,000 |
| Santa Clara County California | 2 | $ 615,000 | $ 307,000 | $ 96,000 |
| Ventura County California | 2 | $ 377,000 | $ 188,000 | $ 116,000 |
| Boulder County Colorado | 2 | $ 575,000 | $ 287,000 | $ 150,000 |
| Larimer County Colorado | 2 | $ 632,000 | $ 316,000 | $ 90,000 |
| Weld County Colorado | 2 | $ 237,000 | $ 118,000 | $ 81,000 |
| Banks County Georgia | 2 | $ 278,000 | $ 139,000 | $ 113,000 |
| Douglas County Georgia | 2 | $ 361,000 | $ 180,000 | $ 66,000 |
| Franklin County Georgia | 2 | $ 232,000 | $ 116,000 | $ 85,000 |
| Habersham County Georgia | 2 | $ 232,000 | $ 116,000 | $ 39,000 |
| Henry County Georgia | 2 | $ 200,000 | $ 100,000 | $ 38,000 |
| Oglethorpe County Georgia | 2 | $ 230,000 | $ 115,000 | $ 46,000 |
| Paulding County Georgia | 2 | $ 424,000 | $ 212,000 | $ 27,000 |
| Rabun County Georgia | 2 | $ 607,000 | $ 303,000 | $ 105,000 |
| Troup County Georgia | 2 | $ 282,000 | $ 141,000 | $ 36,000 |
| Wilkes County Georgia | 2 | $ 114,000 | $ 57,000 | $ 43,000 |
| Ada County Idaho | 2 | $ 349,000 | $ 174,000 | $ 30,000 |
| Will County Illinois | 2 | $ 533,000 | $ 266,000 | $ 74,000 |
| LaPorte County Indiana | 2 | $ 215,000 | $ 107,000 | $ 59,000 |
| Johnson County Kansas | 2 | $ 482,000 | $ 241,000 | $ 124,000 |
| Hardin County Kentucky | 2 | $ 382,000 | $ 191,000 | $ 126,000 |
| Bossier County Louisiana | 2 | $ 227,000 | $ 113,000 | $ 79,000 |
| East Baton Rouge County Louisiana | 2 | $ 387,000 | $ 193,000 | $ 95,000 |
| Livingston County Louisiana | 2 | $ 339,000 | $ 169,000 | $ 104,000 |
| Howard County Maryland | 2 | $ 502,000 | $ 251,000 | $ 129,000 |
| Montgomery County Maryland | 2 | $ 515,000 | $ 257,000 | $ 198,000 |
| Prince George's County Maryland | 2 | $ 353,000 | $ 176,000 | $ 77,000 |
| Barnstable County Massachusetts | 2 | $ 585,000 | $ 292,000 | $ 135,000 |
| Plymouth County Massachusetts | 2 | $ 727,000 | $ 363,000 | $ 127,000 |
| Macomb County Michigan | 2 | $ 301,000 | $ 150,000 | $ 106,000 |
| Wexford County Michigan | 2 | $ 327,000 | $ 163,000 | $ 123,000 |
| Harrison County Mississippi | 2 | $ 195,000 | $ 97,000 | $ 118,000 |
| Rockingham County New Hampshire | 2 | $ 365,000 | $ 182,000 | $ 52,000 |
| Burlington County New Jersey | 2 | $ 620,000 | $ 310,000 | $ 118,000 |
| Passaic County New Jersey | 2 | $ 449,000 | $ 224,000 | $ 126,000 |
| Somerset County New Jersey | 2 | $ 639,000 | $ 319,000 | $ 98,000 |
| Eddy County New Mexico | 2 | $ 321,000 | $ 160,000 | $ 69,000 |
| Dutchess County New York | 2 | $ 462,000 | $ 231,000 | $ 86,000 |
| Nassau County New York | 2 | $ 490,000 | $ 245,000 | $ 94,000 |
| Orange County New York | 2 | $ 355,000 | $ 177,000 | $ 62,000 |
| Richmond County New York | 2 | $ 540,000 | $ 270,000 | $ 70,000 |
| Cabarrus County North Carolina | 2 | $ 374,000 | $ 187,000 | $ 75,000 |
| Cumberland County North Carolina | 2 | $ 511,000 | $ 255,000 | $ 149,000 |
| Durham County North Carolina | 2 | $ 553,000 | $ 276,000 | $ 145,000 |
| Hamilton County Ohio | 2 | $ 462,000 | $ 231,000 | $ 148,000 |
| Kingfisher County Oklahoma | 2 | $ 209,000 | $ 104,000 | $ 73,000 |
| Lackawanna County Pennsylvania | 2 | $ 232,000 | $ 116,000 | $ 107,000 |
| Washington County Rhode Island | 2 | $ 337,000 | $ 168,000 | $ 169,000 |
| Clarendon County South Carolina | 2 | $ 173,000 | $ 86,000 | $ 52,000 |
| Pickens County South Carolina | 2 | $ 591,000 | $ 295,000 | $ 228,000 |
| Richland County South Carolina | 2 | $ 275,000 | $ 137,000 | $ 86,000 |
| Knox County Tennessee | 2 | $ 351,000 | $ 175,000 | $ 76,000 |
| Shelby County Tennessee | 2 | $ 527,000 | $ 263,000 | $ 141,000 |
| Dallas County Texas | 2 | $ 312,000 | $ 156,000 | $ 66,000 |
| Denton County Texas | 2 | $ 375,000 | $ 187,000 | $ 81,000 |
| Montgomery County Texas | 2 | $ 669,000 | $ 334,000 | $ 110,000 |
| Rockwall County Texas | 2 | $ 362,000 | $ 181,000 | $ 55,000 |
| Travis County Texas | 2 | $ 286,000 | $ 143,000 | $ 60,000 |
| Williamson County Texas | 2 | $ 302,000 | $ 151,000 | $ 66,000 |
| Washington County Utah | 2 | $ 409,000 | $ 204,000 | $ 79,000 |
| Loudoun County Virginia | 2 | $ 547,000 | $ 273,000 | $ 631,000 |
| Benton County Washington | 2 | $ 550,000 | $ 275,000 | $ 120,000 |
| Snohomish County Washington | 2 | $ 592,000 | $ 296,000 | $ 73,000 |
| Spokane County Washington | 2 | $ 193,000 | $ 96,000 | $ 108,000 |
| Thurston County Washington | 2 | $ 388,000 | $ 194,000 | $ 92,000 |
| Greenbrier County West Virginia | 2 | $ 257,000 | $ 128,000 | $ 67,000 |
| Raleigh County West Virginia | 2 | $ 160,000 | $ 80,000 | $ 28,000 |
| Waukesha County Wisconsin | 2 | $ 478,000 | $ 239,000 | $ 67,000 |
| Laramie County Wyoming | 2 | $ 436,000 | $ 218,000 | $ 104,000 |
| Baldwin County Alabama | 1 | $ 111,000 | $ 111,000 | $ 84,000 |
| Chilton County Alabama | 1 | $ 125,000 | $ 125,000 | $ 52,000 |
| Elmore County Alabama | 1 | $ 190,000 | $ 190,000 | $ 111,000 |
| Houston County Alabama | 1 | $ 151,000 | $ 151,000 | $ 52,000 |
| Jefferson County Alabama | 1 | $ 155,000 | $ 155,000 | $ 123,000 |
| Limestone County Alabama | 1 | $ 150,000 | $ 150,000 | $ 123,000 |
| Mobile County Alabama | 1 | $ 179,000 | $ 179,000 | $ 90,000 |
| Montgomery County Alabama | 1 | $ 155,000 | $ 155,000 | $ 91,000 |
| Shelby County Alabama | 1 | $ 169,000 | $ 169,000 | $ 121,000 |
| Coconino County Arizona | 1 | $ 160,000 | $ 160,000 | $ 66,000 |
| Mohave County Arizona | 1 | $ 400,000 | $ 400,000 | $ 95,000 |
| Ashley County Arkansas | 1 | $ 149,000 | $ 149,000 | $ 125,000 |
| Pike County Arkansas | 1 | $ 285,000 | $ 285,000 | $ 125,000 |
| Sebastian County Arkansas | 1 | $ 104,000 | $ 104,000 | $ 107,000 |
| Washington County Arkansas | 1 | $ 124,000 | $ 124,000 | $ 55,000 |
| Butte County California | 1 | $ 305,000 | $ 305,000 | $ 113,000 |
| Calaveras County California | 1 | $ 202,000 | $ 202,000 | $ 215,000 |
| Fresno County California | 1 | $ 300,000 | $ 300,000 | $ 87,000 |
| Madera County California | 1 | $ 218,000 | $ 218,000 | $ 92,000 |
| Mono County California | 1 | $ 250,000 | $ 250,000 | $ 206,000 |
| San Luis Obispo County California | 1 | $ 248,000 | $ 248,000 | $ 59,000 |
| San Mateo County California | 1 | $ 396,000 | $ 396,000 | $ 415,000 |
| Solano County California | 1 | $ 288,000 | $ 288,000 | $ 81,000 |
| Sutter County California | 1 | $ 216,000 | $ 216,000 | $ 146,000 |
| Tehama County California | 1 | $ 185,000 | $ 185,000 | $ 72,000 |
| Yolo County California | 1 | $ 316,000 | $ 316,000 | $ 136,000 |
| Adams County Colorado | 1 | $ 273,000 | $ 273,000 | $ 70,000 |
| Denver County Colorado | 1 | $ 205,000 | $ 205,000 | $ 68,000 |
| Douglas County Colorado | 1 | $ 210,000 | $ 210,000 | $ 144,000 |
| Mesa County Colorado | 1 | $ 279,000 | $ 279,000 | $ 155,000 |
| Teller County Colorado | 1 | $ 178,000 | $ 178,000 | $ 102,000 |
| Fairfield County Connecticut | 1 | $ 200,000 | $ 200,000 | $ 110,000 |
| Middlesex County Connecticut | 1 | $ 265,000 | $ 265,000 | $ 54,000 |
| Windham County Connecticut | 1 | $ 184,000 | $ 184,000 | $ 127,000 |
| Kent County Delaware | 1 | $ 213,000 | $ 213,000 | $ 86,000 |
| New Castle County Delaware | 1 | $ 250,000 | $ 250,000 | $ 190,000 |
| Sussex County Delaware | 1 | $ 300,000 | $ 300,000 | $ 269,000 |
| Bay County Florida | 1 | $ 349,000 | $ 349,000 | $ 855,000 |
| Duval County Florida | 1 | $ 118,000 | $ 118,000 | $ 85,000 |
| Hillsborough County Florida | 1 | $ 169,000 | $ 169,000 | $ 43,000 |
| Lee County Florida | 1 | $ 85,000 | $ 85,000 | $ 82,000 |
| Leon County Florida | 1 | $ 115,000 | $ 115,000 | $ 123,000 |
| Miami-Dade County Florida | 1 | $ 100,000 | $ 100,000 | $ 138,000 |
| Orange County Florida | 1 | $ 136,000 | $ 136,000 | $ 159,000 |
| Pinellas County Florida | 1 | $ 187,000 | $ 187,000 | $ 180,000 |
| Sarasota County Florida | 1 | $ 136,000 | $ 136,000 | $ 35,000 |
| Seminole County Florida | 1 | $ 142,000 | $ 142,000 | $ 120,000 |
| Volusia County Florida | 1 | $ 127,000 | $ 127,000 | $ 48,000 |
| Barrow County Georgia | 1 | $ 217,000 | $ 217,000 | $ 86,000 |
| Berrien County Georgia | 1 | $ 80,000 | $ 80,000 | $ 40,000 |
| Catoosa County Georgia | 1 | $ 85,000 | $ 85,000 | $ 58,000 |
| Clayton County Georgia | 1 | $ 45,000 | $ 45,000 | $ 14,000 |
| Coweta County Georgia | 1 | $ 233,000 | $ 233,000 | $ 92,000 |
| Monroe County Georgia | 1 | $ 171,000 | $ 171,000 | $ 53,000 |
| Newton County Georgia | 1 | $ 122,000 | $ 122,000 | $ 144,000 |
| Rockdale County Georgia | 1 | $ 75,000 | $ 75,000 | $ 12,000 |
| Spalding County Georgia | 1 | $ 154,000 | $ 154,000 | $ 37,000 |
| Stephens County Georgia | 1 | $ 113,000 | $ 113,000 | $ 46,000 |
| Wayne County Georgia | 1 | $ 115,000 | $ 115,000 | $ 67,000 |
| Honolulu County Hawaii | 1 | $ 310,000 | $ 310,000 | $ 187,000 |
| Maui County Hawaii | 1 | $ 309,000 | $ 309,000 | $ 60,000 |
| Boise County Idaho | 1 | $ 252,000 | $ 252,000 | $ 83,000 |
| Latah County Idaho | 1 | $ 200,000 | $ 200,000 | $ 182,000 |
| Payette County Idaho | 1 | $ 255,000 | $ 255,000 | $ 72,000 |
| Champaign County Illinois | 1 | $ 151,000 | $ 151,000 | $ 75,000 |
| Edgar County Illinois | 1 | $ 189,000 | $ 189,000 | $ 84,000 |
| Lake County Illinois | 1 | $ 264,000 | $ 264,000 | $ 159,000 |
| Macon County Illinois | 1 | $ 225,000 | $ 225,000 | $ 91,000 |
| St. Clair County Illinois | 1 | $ 128,000 | $ 128,000 | $ 71,000 |
| Benton County Indiana | 1 | $ 56,000 | $ 56,000 | $ 23,000 |
| Hendricks County Indiana | 1 | $ 100,000 | $ 100,000 | $ 60,000 |
| Jackson County Indiana | 1 | $ 87,000 | $ 87,000 | $ 64,000 |
| Lake County Indiana | 1 | $ 83,000 | $ 83,000 | $ 39,000 |
| Switzerland County Indiana | 1 | $ 117,000 | $ 117,000 | $ 39,000 |
| Wabash County Indiana | 1 | $ 135,000 | $ 135,000 | $ 36,000 |
| Madison County Iowa | 1 | $ 140,000 | $ 140,000 | $ 27,000 |
| Butler County Kansas | 1 | $ 75,000 | $ 75,000 | $ 164,000 |
| Finney County Kansas | 1 | $ 166,000 | $ 166,000 | $ 114,000 |
| Gove County Kansas | 1 | $ 79,000 | $ 79,000 | $ 88,000 |
| Bourbon County Kentucky | 1 | $ 102,000 | $ 102,000 | $ 44,000 |
| Fayette County Kentucky | 1 | $ 190,000 | $ 190,000 | $ 84,000 |
| Franklin County Kentucky | 1 | $ 105,000 | $ 105,000 | $ 43,000 |
| Caddo County Louisiana | 1 | $ 162,000 | $ 162,000 | $ 38,000 |
| Calcasieu County Louisiana | 1 | $ 175,000 | $ 175,000 | $ 72,000 |
| Lafayette County Louisiana | 1 | $ 188,000 | $ 188,000 | $ 66,000 |
| Orleans County Louisiana | 1 | $ 356,000 | $ 356,000 | $ 129,000 |
| Ouachita County Louisiana | 1 | $ 105,000 | $ 105,000 | $ 83,000 |
| Plaquemines County Louisiana | 1 | $ 344,000 | $ 344,000 | $ 83,000 |
| St. John the Baptist County Louisiana | 1 | $ 224,000 | $ 224,000 | $ 62,000 |
| St. Martin County Louisiana | 1 | $ 93,000 | $ 93,000 | $ 120,000 |
| Vernon County Louisiana | 1 | $ 58,000 | $ 58,000 | $ 22,000 |
| Knox County Maine | 1 | $ 242,000 | $ 242,000 | $ 60,000 |
| Lincoln County Maine | 1 | $ 295,000 | $ 295,000 | $ 230,000 |
| Baltimore City County Maryland | 1 | $ 113,000 | $ 113,000 | $ 43,000 |
| Carroll County Maryland | 1 | $ 360,000 | $ 360,000 | $ 176,000 |
| Cecil County Maryland | 1 | $ 297,000 | $ 297,000 | $ 91,000 |
| Charles County Maryland | 1 | $ 200,000 | $ 200,000 | $ 100,000 |
| Dorchester County Maryland | 1 | $ 76,000 | $ 76,000 | $ 34,000 |
| Queen Anne's County Maryland | 1 | $ 350,000 | $ 350,000 | $ 180,000 |
| St. Mary's County Maryland | 1 | $ 125,000 | $ 125,000 | $ 55,000 |
| Worcester County Maryland | 1 | $ 375,000 | $ 375,000 | $ 118,000 |
| Hampden County Massachusetts | 1 | $ 232,000 | $ 232,000 | $ 73,000 |
| Norfolk County Massachusetts | 1 | $ 193,000 | $ 193,000 | $ 53,000 |
| Allegan County Michigan | 1 | $ 240,000 | $ 240,000 | $ 187,000 |
| Lapeer County Michigan | 1 | $ 128,000 | $ 128,000 | $ 85,000 |
| Ottawa County Michigan | 1 | $ 209,000 | $ 209,000 | $ 85,000 |
| Carver County Minnesota | 1 | $ 290,000 | $ 290,000 | $ 113,000 |
| Douglas County Minnesota | 1 | $ 125,000 | $ 125,000 | $ 75,000 |
| Otter Tail County Minnesota | 1 | $ 120,000 | $ 120,000 | $ 144,000 |
| Ramsey County Minnesota | 1 | $ 100,000 | $ 100,000 | $ 98,000 |
| Rice County Minnesota | 1 | $ 115,000 | $ 115,000 | $ 108,000 |
| Newton County Mississippi | 1 | $ 276,000 | $ 276,000 | $ 178,000 |
| Panola County Mississippi | 1 | $ 75,000 | $ 75,000 | $ 77,000 |
| Pontotoc County Mississippi | 1 | $ 103,000 | $ 103,000 | $ 44,000 |
| Warren County Mississippi | 1 | $ 344,000 | $ 344,000 | $ 102,000 |
| Boone County Missouri | 1 | $ 276,000 | $ 276,000 | $ 105,000 |
| Cole County Missouri | 1 | $ 82,000 | $ 82,000 | $ 45,000 |
| Jackson County Missouri | 1 | $ 233,000 | $ 233,000 | $ 120,000 |
| Flathead County Montana | 1 | $ 386,000 | $ 386,000 | $ 132,000 |
| Sanders County Montana | 1 | $ 141,000 | $ 141,000 | $ 61,000 |
| Valley County Montana | 1 | $ 240,000 | $ 240,000 | $ 106,000 |
| Yellowstone County Montana | 1 | $ 128,000 | $ 128,000 | $ 25,000 |
| Lancaster County Nebraska | 1 | $ 144,000 | $ 144,000 | $ 76,000 |
| Elko County Nevada | 1 | $ 265,000 | $ 265,000 | $ 78,000 |
| Lyon County Nevada | 1 | $ 105,000 | $ 105,000 | $ 73,000 |
| Cheshire County New Hampshire | 1 | $ 171,000 | $ 171,000 | $ 135,000 |
| Grafton County New Hampshire | 1 | $ 249,000 | $ 249,000 | $ 76,000 |
| Merrimack County New Hampshire | 1 | $ 154,000 | $ 154,000 | $ 63,000 |
| Camden County New Jersey | 1 | $ 140,000 | $ 140,000 | $ 94,000 |
| Gloucester County New Jersey | 1 | $ 85,000 | $ 85,000 | $ 22,000 |
| Hudson County New Jersey | 1 | $ 512,000 | $ 512,000 | $ 93,000 |
| Hunterdon County New Jersey | 1 | $ 221,000 | $ 221,000 | $ 144,000 |
| Morris County New Jersey | 1 | $ 417,000 | $ 417,000 | $ 79,000 |
| Ocean County New Jersey | 1 | $ 332,000 | $ 332,000 | $ 192,000 |
| Salem County New Jersey | 1 | $ 204,000 | $ 204,000 | $ 150,000 |
| Sussex County New Jersey | 1 | $ 400,000 | $ 400,000 | $ 60,000 |
| Union County New Jersey | 1 | $ 234,000 | $ 234,000 | $ 85,000 |
| Warren County New Jersey | 1 | $ 204,000 | $ 204,000 | $ 120,000 |
| Dona Ana County New Mexico | 1 | $ 384,000 | $ 384,000 | $ 151,000 |
| Santa Fe County New Mexico | 1 | $ 150,000 | $ 150,000 | $ 154,000 |
| Erie County New York | 1 | $ 135,000 | $ 135,000 | $ 90,000 |
| Herkimer County New York | 1 | $ 117,000 | $ 117,000 | $ 46,000 |
| Kings County New York | 1 | $ 405,000 | $ 405,000 | $ 97,000 |
| Queens County New York | 1 | $ 353,000 | $ 353,000 | $ 104,000 |
| Saratoga County New York | 1 | $ 211,000 | $ 211,000 | $ 189,000 |
| St. Lawrence County New York | 1 | $ 206,000 | $ 206,000 | $ 88,000 |
| Ulster County New York | 1 | $ 207,000 | $ 207,000 | $ 120,000 |
| Warren County New York | 1 | $ 207,000 | $ 207,000 | $ 108,000 |
| Westchester County New York | 1 | $ 416,000 | $ 416,000 | $ 300,000 |
| Buncombe County North Carolina | 1 | $ 112,000 | $ 112,000 | $ 67,000 |
| Dare County North Carolina | 1 | $ 184,000 | $ 184,000 | $ 105,000 |
| Davidson County North Carolina | 1 | $ 103,000 | $ 103,000 | $ 26,000 |
| Forsyth County North Carolina | 1 | $ 123,000 | $ 123,000 | $ 117,000 |
| Johnston County North Carolina | 1 | $ 126,000 | $ 126,000 | $ 115,000 |
| Lincoln County North Carolina | 1 | $ 75,000 | $ 75,000 | $ 51,000 |
| Madison County North Carolina | 1 | $ 200,000 | $ 200,000 | $ 78,000 |
| Mitchell County North Carolina | 1 | $ 90,000 | $ 90,000 | $ 79,000 |
| Orange County North Carolina | 1 | $ 225,000 | $ 225,000 | $ 52,000 |
| Rowan County North Carolina | 1 | $ 88,000 | $ 88,000 | $ 71,000 |
| Transylvania County North Carolina | 1 | $ 392,000 | $ 392,000 | $ 105,000 |
| Cass County North Dakota | 1 | $ 175,000 | $ 175,000 | $ 48,000 |
| Walsh County North Dakota | 1 | $ 184,000 | $ 184,000 | $ 72,000 |
| Butler County Ohio | 1 | $ 273,000 | $ 273,000 | $ 105,000 |
| Clermont County Ohio | 1 | $ 77,000 | $ 77,000 | $ 207,000 |
| Delaware County Ohio | 1 | $ 244,000 | $ 244,000 | $ 88,000 |
| Jackson County Ohio | 1 | $ 64,000 | $ 64,000 | $ 27,000 |
| Lake County Ohio | 1 | $ 190,000 | $ 190,000 | $ 60,000 |
| Logan County Ohio | 1 | $ 80,000 | $ 80,000 | $ 48,000 |
| Lorain County Ohio | 1 | $ 102,000 | $ 102,000 | $ 71,000 |
| Lucas County Ohio | 1 | $ 131,000 | $ 131,000 | $ 73,000 |
| Medina County Ohio | 1 | $ 184,000 | $ 184,000 | $ 130,000 |
| Pickaway County Ohio | 1 | $ 107,000 | $ 107,000 | $ 66,000 |
| Portage County Ohio | 1 | $ 85,000 | $ 85,000 | $ 29,000 |
| Stark County Ohio | 1 | $ 105,000 | $ 105,000 | $ 61,000 |
| Warren County Ohio | 1 | $ 80,000 | $ 80,000 | $ 53,000 |
| Wood County Ohio | 1 | $ 203,000 | $ 203,000 | $ 80,000 |
| Canadian County Oklahoma | 1 | $ 255,000 | $ 255,000 | $ 139,000 |
| Cleveland County Oklahoma | 1 | $ 92,000 | $ 92,000 | $ 51,000 |
| Kay County Oklahoma | 1 | $ 80,000 | $ 80,000 | $ 623,000 |
| Oklahoma County Oklahoma | 1 | $ 75,000 | $ 75,000 | $ 75,000 |
| Benton County Oregon | 1 | $ 199,000 | $ 199,000 | $ 105,000 |
| Jackson County Oregon | 1 | $ 154,000 | $ 154,000 | $ 54,000 |
| Lane County Oregon | 1 | $ 150,000 | $ 150,000 | $ 36,000 |
| Marion County Oregon | 1 | $ 303,000 | $ 303,000 | $ 83,000 |
| Berks County Pennsylvania | 1 | $ 75,000 | $ 75,000 | $ 64,000 |
| Clarion County Pennsylvania | 1 | $ 190,000 | $ 190,000 | $ 156,000 |
| Cumberland County Pennsylvania | 1 | $ 285,000 | $ 285,000 | $ 124,000 |
| Dauphin County Pennsylvania | 1 | $ 140,000 | $ 140,000 | $ 48,000 |
| Delaware County Pennsylvania | 1 | $ 90,000 | $ 90,000 | $ 45,000 |
| Huntingdon County Pennsylvania | 1 | $ 94,000 | $ 94,000 | $ 48,000 |
| Lancaster County Pennsylvania | 1 | $ 160,000 | $ 160,000 | $ 50,000 |
| Lehigh County Pennsylvania | 1 | $ 210,000 | $ 210,000 | $ 75,000 |
| Mercer County Pennsylvania | 1 | $ 75,000 | $ 75,000 | $ 92,000 |
| Tioga County Pennsylvania | 1 | $ 220,000 | $ 220,000 | $ 79,000 |
| Wayne County Pennsylvania | 1 | $ 350,000 | $ 350,000 | $ 38,000 |
| Wyoming County Pennsylvania | 1 | $ 85,000 | $ 85,000 | $ 51,000 |
| York County Pennsylvania | 1 | $ 85,000 | $ 85,000 | $ 144,000 |
| Kent County Rhode Island | 1 | $ 158,000 | $ 158,000 | $ 84,000 |
| Aiken County South Carolina | 1 | $ 82,000 | $ 82,000 | $ 44,000 |
| Edgefield County South Carolina | 1 | $ 104,000 | $ 104,000 | $ 80,000 |
| Fairfield County South Carolina | 1 | $ 267,000 | $ 267,000 | $ 77,000 |
| Greenville County South Carolina | 1 | $ 138,000 | $ 138,000 | $ 42,000 |
| Lancaster County South Carolina | 1 | $ 98,000 | $ 98,000 | $ 32,000 |
| Laurens County South Carolina | 1 | $ 124,000 | $ 124,000 | $ 53,000 |
| Oconee County South Carolina | 1 | $ 305,000 | $ 305,000 | $ 69,000 |
| York County South Carolina | 1 | $ 202,000 | $ 202,000 | $ 96,000 |
| Pennington County South Dakota | 1 | $ 128,000 | $ 128,000 | $ 97,000 |
| Anderson County Tennessee | 1 | $ 80,000 | $ 80,000 | $ 62,000 |
| Bradley County Tennessee | 1 | $ 90,000 | $ 90,000 | $ 104,000 |
| Davidson County Tennessee | 1 | $ 170,000 | $ 170,000 | $ 68,000 |
| Hamilton County Tennessee | 1 | $ 243,000 | $ 243,000 | $ 592,000 |
| Lincoln County Tennessee | 1 | $ 100,000 | $ 100,000 | $ 40,000 |
| Maury County Tennessee | 1 | $ 232,000 | $ 232,000 | $ 94,000 |
| Morgan County Tennessee | 1 | $ 265,000 | $ 265,000 | $ 107,000 |
| Rhea County Tennessee | 1 | $ 104,000 | $ 104,000 | $ 46,000 |
| Williamson County Tennessee | 1 | $ 165,000 | $ 165,000 | $ 132,000 |
| Brazos County Texas | 1 | $ 75,000 | $ 75,000 | $ 64,000 |
| El Paso County Texas | 1 | $ 137,000 | $ 137,000 | $ 76,000 |
| Hidalgo County Texas | 1 | $ 322,000 | $ 322,000 | $ 60,000 |
| Hutchinson County Texas | 1 | $ 87,000 | $ 87,000 | $ 38,000 |
| Matagorda County Texas | 1 | $ 210,000 | $ 210,000 | $ 58,000 |
| McLennan County Texas | 1 | $ 146,000 | $ 146,000 | $ 96,000 |
| Nacogdoches County Texas | 1 | $ 195,000 | $ 195,000 | $ 47,000 |
| San Patricio County Texas | 1 | $ 207,000 | $ 207,000 | $ 140,000 |
| Walker County Texas | 1 | $ 116,000 | $ 116,000 | $ 94,000 |
| Davis County Utah | 1 | $ 191,000 | $ 191,000 | $ 117,000 |
| San Juan County Utah | 1 | $ 125,000 | $ 125,000 | $ 81,000 |
| Wasatch County Utah | 1 | $ 235,000 | $ 235,000 | $ 74,000 |
| Addison County Vermont | 1 | $ 199,000 | $ 199,000 | $ 80,000 |
| Bennington County Vermont | 1 | $ 310,000 | $ 310,000 | $ 126,000 |
| Caledonia County Vermont | 1 | $ 97,000 | $ 97,000 | $ 38,000 |
| Albemarle County Virginia | 1 | $ 201,000 | $ 201,000 | $ 41,000 |
| Alexandria County Virginia | 1 | $ 370,000 | $ 370,000 | $ 128,000 |
| Arlington County Virginia | 1 | $ 350,000 | $ 350,000 | $ 54,000 |
| Chesterfield County Virginia | 1 | $ 232,000 | $ 232,000 | $ 98,000 |
| Franklin County Virginia | 1 | $ 340,000 | $ 340,000 | $ 279,000 |
| James City County Virginia | 1 | $ 131,000 | $ 131,000 | $ 69,000 |
| King William County Virginia | 1 | $ 92,000 | $ 92,000 | $ 52,000 |
| Montgomery County Virginia | 1 | $ 182,000 | $ 182,000 | $ 63,000 |
| Newport News County Virginia | 1 | $ 140,000 | $ 140,000 | $ 94,000 |
| Norfolk County Virginia | 1 | $ 140,000 | $ 140,000 | $ 133,000 |
| Pittsylvania County Virginia | 1 | $ 261,000 | $ 261,000 | $ 162,000 |
| Richmond City County Virginia | 1 | $ 295,000 | $ 295,000 | $ 92,000 |
| York County Virginia | 1 | $ 415,000 | $ 415,000 | $ 153,000 |
| Kitsap County Washington | 1 | $ 410,000 | $ 410,000 | $ 152,000 |
| Klickitat County Washington | 1 | $ 190,000 | $ 190,000 | $ 127,000 |
| San Juan County Washington | 1 | $ 140,000 | $ 140,000 | $ 95,000 |
| Walla Walla County Washington | 1 | $ 171,000 | $ 171,000 | $ 75,000 |
| Whatcom County Washington | 1 | $ 134,000 | $ 134,000 | $ 64,000 |
| Cabell County West Virginia | 1 | $ 124,000 | $ 124,000 | $ 56,000 |
| Hardy County West Virginia | 1 | $ 249,000 | $ 249,000 | $ 134,000 |
| Harrison County West Virginia | 1 | $ 175,000 | $ 175,000 | $ 25,000 |
| Jackson County West Virginia | 1 | $ 151,000 | $ 151,000 | $ 74,000 |
| Jefferson County West Virginia | 1 | $ 311,000 | $ 311,000 | $ 98,000 |
| Door County Wisconsin | 1 | $ 220,000 | $ 220,000 | $ 59,000 |
| Jefferson County Wisconsin | 1 | $ 204,000 | $ 204,000 | $ 49,000 |
| Outagamie County Wisconsin | 1 | $ 237,000 | $ 237,000 | $ 111,000 |
| Washington County Wisconsin | 1 | $ 145,000 | $ 145,000 | $ 46,000 |
| Teton County Wyoming | 1 | $ 400,000 | $ 400,000 | $ 90,000 |
Mortgage Loan Application Detail Totals for First Century Bank, National Association in 2009
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Refinancing | 841 | $175,718,000 | $208,000 | $512,000 | $106,000 | $1,217,000 |
| Home Purchase | 234 | $43,523,000 | $185,000 | $484,000 | $85,000 | $900,000 |
| Home Improvement | 2 | $400,000 | $200,000 | $200,000 | $116,000 | $140,000 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Hispanic | 629 | $122,589,000 | $194,000 | $484,000 | $97,000 | $900,000 |
| Not Provided | 247 | $56,755,000 | $229,000 | $512,000 | $109,000 | $623,000 |
| White | 155 | $32,319,000 | $208,000 | $417,000 | $119,000 | $1,217,000 |
| Black or African American | 19 | $3,142,000 | $165,000 | $417,000 | $57,000 | $146,000 |
| Asian | 15 | $3,308,000 | $220,000 | $417,000 | $108,000 | $248,000 |
| Not applicable | 11 | $1,298,000 | $118,000 | $320,000 | $0 | $0 |
| Native Hawaiian or Other Pacific Islander | 1 | $230,000 | $230,000 | $230,000 | $100,000 | $100,000 |
| American Indian or Alaskan Native | 0 | $0 | $0 | $0 | $0 | $0 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 973 | $202,437,000 | $208,000 | $512,000 | $105,000 | $1,217,000 |
| FHA-insured (Federal Housing Administration) | 101 | $16,787,000 | $166,000 | $352,000 | $68,000 | $900,000 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 3 | $417,000 | $139,000 | $142,000 | $55,000 | $55,000 |
| VA-guaranteed (Veterans Administration) | 0 | $0 | $0 | $0 | $0 | $0 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Loan Originated | 642 | $132,161,000 | $205,000 | $484,000 | $107,000 | $1,217,000 |
| Application Denied By Financial Institution | 167 | $31,228,000 | $186,000 | $405,000 | $86,000 | $900,000 |
| Application Withdrawn By Applicant | 138 | $29,791,000 | $215,000 | $512,000 | $104,000 | $470,000 |
| File Closed For Incompleteness | 99 | $20,677,000 | $208,000 | $417,000 | $98,000 | $623,000 |
| Preapproval Denied by Financial Institution | 21 | $3,594,000 | $171,000 | $425,000 | $77,000 | $390,000 |
| Application Approved But Not Accepted | 9 | $2,072,000 | $230,000 | $415,000 | $92,000 | $135,000 |
| Preapproval Approved but not Accepted | 1 | $118,000 | $118,000 | $118,000 | $30,000 | $30,000 |
| Loan Purchased By The Institution | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Collateral | 74 | $14,859,000 | $200,000 | $405,000 | $94,000 | $248,000 |
| Credit History | 61 | $10,032,000 | $164,000 | $405,000 | $86,000 | $900,000 |
| Debt-To-Income Ratio | 31 | $6,005,000 | $193,000 | $425,000 | $53,000 | $200,000 |
| Other | 8 | $1,234,000 | $154,000 | $376,000 | $78,000 | $160,000 |
| Unverifiable Information | 7 | $1,130,000 | $161,000 | $360,000 | $113,000 | $390,000 |
| Employment History | 3 | $561,000 | $187,000 | $242,000 | $70,000 | $106,000 |
| Credit Application Incomplete | 2 | $524,000 | $262,000 | $370,000 | $110,000 | $120,000 |
| Insufficient Cash (Downpayment, Closing Cost) | 1 | $293,000 | $293,000 | $293,000 | $78,000 | $78,000 |
| Mortgage Insurance Denied | 1 | $184,000 | $184,000 | $184,000 | $130,000 | $130,000 |
Our comprehensive HMDA mortgage statistics provide invaluable insights into First Century Bank, National Association's 2009 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.
This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics,
and assess First Century Bank, National Association's mortgage approval patterns.
Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
For a list of all lenders in Georgia, download the full spreadsheet
with aggregated HMDA statistics today.