First-Citizens Bank & Trust Company
HMDA Loan Application Totals
and Mortgage Lending Details
for 2013
First-Citizens Bank & Trust Company 2013 HMDA loan application data provides key insights into its mortgage lending trends, applicant demographics, and loan distribution.
The Home Mortgage Disclosure Act (HMDA) requires lenders to report detailed loan application data, offering transparency into lending patterns.
The data reveals trends in average loan size, applicant income, and mortgage approval rates, helping consumers and analysts understand lending accessibility.
Below, explore a breakdown of loan applications by county, metro area, loan purpose, applicant race, loan type, and more.
Whether you're an industry professional, homebuyer, or researcher,
this information provides valuable insights into mortgage lending activity.
Scroll down to view the full dataset and analyze lending trends in greater detail.
| Mortgage Company & Address | First-Citizens Bank & Trust Company 4300 Six Forks Road Fcc 21 Raleigh, NC 27609 Tel #: available with data download |
| Federal Regulator | * available with data download |
| Years | 2023 2022 2021 2020 2019 2018 2017 2016 2015 2014 2013 2012 2011 |
| Total Number of Mortgage Applications | 6,594 |
| Total Mortgage Loan Application Amount | $1,151,664,000 |
| Average Mortgage Loan Application Amount | $147,000 |
| Highest Mortgage Loan Application Amount | $2,300,000 |
| Average Applicant Income | $128,000 |
| Highest Applicant Income | $8,300,000 |
Explore comprehensive HMDA mortgage statistics and lending trends for 2013 with First-Citizens Bank & Trust Company. Below, you'll find key insights into this lender's mortgage activity, including total loan applications, average mortgage amounts, highest application values, and income levels of top applicants. Whether you're analyzing First-Citizens Bank & Trust Company's lending patterns or researching mortgage trends, these statistics provide valuable transparency into their loan activity.
Our HMDA dataset for 2013 breaks down First-Citizens Bank & Trust Company's mortgage applications by loan purpose, applicant race, loan type, approval outcomes, and reasons for denial. These insights help homebuyers, financial analysts, and industry professionals assess borrower demographics and lending practices, offering a clearer view of how First-Citizens Bank & Trust Company serves its applicants.
Each category highlights the total number of mortgage applications processed by First-Citizens Bank & Trust Company, total loan amounts, average mortgage values, and the highest mortgage amounts recorded. You can also review borrower income trends, including the average and highest reported applicant incomes for loans issued by this lender. Whether you're evaluating lender performance, comparing mortgage approval rates, or exploring loan options, this HMDA-backed data offers a crucial look at First-Citizens Bank & Trust Company's mortgage activity for 2013.
| County | Total Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loans Applications | Average Mortgage Loan Application Amount | Average Applicant Income |
|---|---|---|---|---|
| Wake County North Carolina | 955 | $ 192,700,000 | $ 201,000 | $ 156,000 |
| Mecklenburg County North Carolina | 429 | $ 62,340,000 | $ 145,000 | $ 127,000 |
| Guilford County North Carolina | 190 | $ 33,695,000 | $ 177,000 | $ 101,000 |
| Buncombe County North Carolina | 184 | $ 38,619,000 | $ 209,000 | $ 131,000 |
| New Hanover County North Carolina | 180 | $ 41,450,000 | $ 230,000 | $ 162,000 |
| Craven County North Carolina | 167 | $ 31,967,000 | $ 191,000 | $ 142,000 |
| Durham County North Carolina | 161 | $ 32,077,000 | $ 199,000 | $ 162,000 |
| Carteret County North Carolina | 155 | $ 34,455,000 | $ 222,000 | $ 162,000 |
| Forsyth County North Carolina | 153 | $ 21,451,000 | $ 140,000 | $ 84,000 |
| Union County North Carolina | 152 | $ 25,169,000 | $ 165,000 | $ 124,000 |
| Henderson County North Carolina | 144 | $ 30,127,000 | $ 209,000 | $ 96,000 |
| Pitt County North Carolina | 117 | $ 20,588,000 | $ 175,000 | $ 148,000 |
| Cumberland County North Carolina | 112 | $ 12,861,000 | $ 114,000 | $ 118,000 |
| Brunswick County North Carolina | 111 | $ 23,732,000 | $ 213,000 | $ 201,000 |
| Moore County North Carolina | 111 | $ 34,140,000 | $ 307,000 | $ 250,000 |
| Johnston County North Carolina | 102 | $ 12,452,000 | $ 122,000 | $ 114,000 |
| Orange County North Carolina | 94 | $ 26,607,000 | $ 283,000 | $ 237,000 |
| Roanoke County Virginia | 85 | $ 15,163,000 | $ 178,000 | $ 107,000 |
| Pittsylvania County Virginia | 80 | $ 9,950,000 | $ 124,000 | $ 73,000 |
| Caldwell County North Carolina | 77 | $ 9,672,000 | $ 125,000 | $ 64,000 |
| Onslow County North Carolina | 77 | $ 13,253,000 | $ 172,000 | $ 112,000 |
| Iredell County North Carolina | 75 | $ 13,626,000 | $ 181,000 | $ 144,000 |
| Watauga County North Carolina | 72 | $ 18,631,000 | $ 258,000 | $ 149,000 |
| Burke County North Carolina | 67 | $ 9,341,000 | $ 139,000 | $ 109,000 |
| Fairfax County Virginia | 66 | $ 7,935,000 | $ 120,000 | $ 197,000 |
| Chatham County North Carolina | 57 | $ 12,711,000 | $ 223,000 | $ 170,000 |
| Wilson County North Carolina | 56 | $ 8,228,000 | $ 146,000 | $ 85,000 |
| Danville County Virginia | 56 | $ 5,822,000 | $ 103,000 | $ 77,000 |
| Catawba County North Carolina | 55 | $ 6,608,000 | $ 120,000 | $ 120,000 |
| Transylvania County North Carolina | 54 | $ 8,960,000 | $ 165,000 | $ 73,000 |
| Roanoke City County Virginia | 48 | $ 7,024,000 | $ 146,000 | $ 76,000 |
| Lenoir County North Carolina | 44 | $ 4,396,000 | $ 99,000 | $ 97,000 |
| Pender County North Carolina | 43 | $ 9,010,000 | $ 209,000 | $ 133,000 |
| Cabarrus County North Carolina | 41 | $ 6,955,000 | $ 169,000 | $ 109,000 |
| Wayne County North Carolina | 41 | $ 5,524,000 | $ 134,000 | $ 97,000 |
| Franklin County North Carolina | 39 | $ 5,016,000 | $ 128,000 | $ 67,000 |
| Beaufort County North Carolina | 38 | $ 5,317,000 | $ 139,000 | $ 112,000 |
| Harnett County North Carolina | 38 | $ 4,987,000 | $ 131,000 | $ 96,000 |
| Albemarle County Virginia | 38 | $ 9,333,000 | $ 245,000 | $ 207,000 |
| Jackson County North Carolina | 33 | $ 5,971,000 | $ 180,000 | $ 108,000 |
| Bedford County Virginia | 33 | $ 5,158,000 | $ 156,000 | $ 93,000 |
| Loudoun County Virginia | 33 | $ 2,816,000 | $ 85,000 | $ 161,000 |
| Pocahontas County West Virginia | 33 | $ 2,808,000 | $ 85,000 | $ 68,000 |
| Rockingham County North Carolina | 32 | $ 4,048,000 | $ 126,000 | $ 87,000 |
| Sampson County North Carolina | 32 | $ 3,670,000 | $ 114,000 | $ 86,000 |
| Greenbrier County West Virginia | 31 | $ 2,503,000 | $ 80,000 | $ 269,000 |
| Pamlico County North Carolina | 30 | $ 5,856,000 | $ 195,000 | $ 120,000 |
| Swain County North Carolina | 30 | $ 3,637,000 | $ 121,000 | $ 76,000 |
| Rockingham County Virginia | 29 | $ 5,840,000 | $ 201,000 | $ 124,000 |
| Surry County North Carolina | 26 | $ 2,567,000 | $ 98,000 | $ 77,000 |
| Stokes County North Carolina | 25 | $ 2,677,000 | $ 107,000 | $ 56,000 |
| York County South Carolina | 25 | $ 3,898,000 | $ 155,000 | $ 140,000 |
| Brunswick County Virginia | 25 | $ 1,857,000 | $ 74,000 | $ 45,000 |
| Mecklenburg County Virginia | 25 | $ 2,781,000 | $ 111,000 | $ 66,000 |
| Haywood County North Carolina | 24 | $ 5,398,000 | $ 224,000 | $ 98,000 |
| Lincoln County North Carolina | 24 | $ 3,647,000 | $ 151,000 | $ 92,000 |
| Davidson County North Carolina | 23 | $ 4,523,000 | $ 196,000 | $ 208,000 |
| Augusta County Virginia | 23 | $ 3,030,000 | $ 131,000 | $ 120,000 |
| Randolph County North Carolina | 22 | $ 2,886,000 | $ 131,000 | $ 69,000 |
| Yadkin County North Carolina | 21 | $ 2,065,000 | $ 98,000 | $ 72,000 |
| Fulton County Georgia | 20 | $ 3,478,000 | $ 173,000 | $ 197,000 |
| Alamance County North Carolina | 19 | $ 2,592,000 | $ 136,000 | $ 78,000 |
| Ashe County North Carolina | 19 | $ 2,982,000 | $ 156,000 | $ 121,000 |
| Lee County North Carolina | 19 | $ 1,705,000 | $ 89,000 | $ 47,000 |
| Wilkes County North Carolina | 19 | $ 2,319,000 | $ 122,000 | $ 68,000 |
| Lee County Florida | 18 | $ 4,814,000 | $ 267,000 | $ 99,000 |
| Bladen County North Carolina | 18 | $ 1,202,000 | $ 66,000 | $ 87,000 |
| Rutherford County North Carolina | 18 | $ 2,011,000 | $ 111,000 | $ 66,000 |
| Macon County North Carolina | 17 | $ 3,479,000 | $ 204,000 | $ 97,000 |
| Vance County North Carolina | 17 | $ 1,867,000 | $ 109,000 | $ 60,000 |
| Orange County California | 16 | $ 2,795,000 | $ 174,000 | $ 41,000 |
| Cobb County Georgia | 16 | $ 2,001,000 | $ 125,000 | $ 65,000 |
| Nash County North Carolina | 16 | $ 2,134,000 | $ 133,000 | $ 84,000 |
| Arlington County Virginia | 16 | $ 1,763,000 | $ 110,000 | $ 190,000 |
| Gwinnett County Georgia | 15 | $ 2,227,000 | $ 148,000 | $ 80,000 |
| Avery County North Carolina | 15 | $ 3,571,000 | $ 238,000 | $ 156,000 |
| Halifax County North Carolina | 15 | $ 2,872,000 | $ 191,000 | $ 134,000 |
| Stanly County North Carolina | 15 | $ 1,572,000 | $ 104,000 | $ 1,024,000 |
| Botetourt County Virginia | 15 | $ 3,543,000 | $ 236,000 | $ 162,000 |
| Montgomery County Virginia | 15 | $ 2,575,000 | $ 171,000 | $ 165,000 |
| Prince William County Virginia | 15 | $ 1,748,000 | $ 116,000 | $ 198,000 |
| Warren County North Carolina | 14 | $ 2,890,000 | $ 206,000 | $ 306,000 |
| Davidson County Tennessee | 14 | $ 1,773,000 | $ 126,000 | $ 70,000 |
| King County Washington | 14 | $ 2,261,000 | $ 161,000 | $ 80,000 |
| District of Columbia County District Of Columbia | 13 | $ 1,852,000 | $ 142,000 | $ 108,000 |
| DeKalb County Georgia | 13 | $ 1,495,000 | $ 115,000 | $ 167,000 |
| Cherokee County North Carolina | 13 | $ 1,060,000 | $ 81,000 | $ 74,000 |
| Dare County North Carolina | 13 | $ 2,837,000 | $ 218,000 | $ 259,000 |
| Horry County South Carolina | 13 | $ 2,976,000 | $ 228,000 | $ 811,000 |
| Alexandria County Virginia | 13 | $ 1,683,000 | $ 129,000 | $ 215,000 |
| Greensville County Virginia | 13 | $ 1,579,000 | $ 121,000 | $ 49,000 |
| Maricopa County Arizona | 12 | $ 1,241,000 | $ 103,000 | $ 41,000 |
| Riverside County California | 12 | $ 3,042,000 | $ 253,000 | $ 82,000 |
| Broward County Florida | 12 | $ 2,244,000 | $ 187,000 | $ 110,000 |
| Alexander County North Carolina | 12 | $ 1,305,000 | $ 108,000 | $ 108,000 |
| Alleghany County North Carolina | 12 | $ 924,000 | $ 77,000 | $ 79,000 |
| Columbus County North Carolina | 12 | $ 1,381,000 | $ 115,000 | $ 66,000 |
| Duplin County North Carolina | 12 | $ 795,000 | $ 66,000 | $ 73,000 |
| Palm Beach County Florida | 11 | $ 1,426,000 | $ 129,000 | $ 49,000 |
| Gaston County North Carolina | 11 | $ 1,189,000 | $ 108,000 | $ 80,000 |
| Graham County North Carolina | 11 | $ 1,790,000 | $ 162,000 | $ 100,000 |
| Alleghany County Virginia | 11 | $ 695,000 | $ 63,000 | $ 54,000 |
| Charlottesville County Virginia | 11 | $ 1,703,000 | $ 154,000 | $ 76,000 |
| Pasquotank County North Carolina | 10 | $ 1,141,000 | $ 114,000 | $ 217,000 |
| Hamilton County Tennessee | 10 | $ 2,760,000 | $ 276,000 | $ 204,000 |
| Harris County Texas | 10 | $ 1,419,000 | $ 141,000 | $ 281,000 |
| Franklin County Virginia | 10 | $ 1,421,000 | $ 142,000 | $ 96,000 |
| Sacramento County California | 9 | $ 1,432,000 | $ 159,000 | $ 63,000 |
| Anne Arundel County Maryland | 9 | $ 1,036,000 | $ 115,000 | $ 153,000 |
| Williamson County Tennessee | 9 | $ 1,273,000 | $ 141,000 | $ 177,000 |
| Lynchburg County Virginia | 9 | $ 1,058,000 | $ 117,000 | $ 56,000 |
| Cherokee County Georgia | 8 | $ 932,000 | $ 116,000 | $ 61,000 |
| Davie County North Carolina | 8 | $ 1,311,000 | $ 163,000 | $ 114,000 |
| Granville County North Carolina | 8 | $ 1,158,000 | $ 144,000 | $ 111,000 |
| Hoke County North Carolina | 8 | $ 811,000 | $ 101,000 | $ 78,000 |
| Jones County North Carolina | 8 | $ 1,419,000 | $ 177,000 | $ 182,000 |
| Dallas County Texas | 8 | $ 1,487,000 | $ 185,000 | $ 70,000 |
| Travis County Texas | 8 | $ 1,141,000 | $ 142,000 | $ 51,000 |
| Campbell County Virginia | 8 | $ 1,133,000 | $ 141,000 | $ 59,000 |
| Carroll County Virginia | 8 | $ 648,000 | $ 81,000 | $ 80,000 |
| Salem County Virginia | 8 | $ 1,530,000 | $ 191,000 | $ 114,000 |
| Los Angeles County California | 7 | $ 738,000 | $ 105,000 | $ 41,000 |
| Arapahoe County Colorado | 7 | $ 1,000,000 | $ 142,000 | $ 46,000 |
| Forsyth County Georgia | 7 | $ 1,194,000 | $ 170,000 | $ 299,000 |
| Bernalillo County New Mexico | 7 | $ 677,000 | $ 96,000 | $ 39,000 |
| McDowell County North Carolina | 7 | $ 744,000 | $ 106,000 | $ 69,000 |
| Polk County North Carolina | 7 | $ 1,437,000 | $ 205,000 | $ 122,000 |
| Robeson County North Carolina | 7 | $ 1,188,000 | $ 169,000 | $ 171,000 |
| Lancaster County South Carolina | 7 | $ 940,000 | $ 134,000 | $ 383,000 |
| Nottoway County Virginia | 7 | $ 601,000 | $ 85,000 | $ 77,000 |
| Staunton County Virginia | 7 | $ 699,000 | $ 99,000 | $ 53,000 |
| Madison County North Carolina | 6 | $ 966,000 | $ 161,000 | $ 68,000 |
| Person County North Carolina | 6 | $ 1,573,000 | $ 262,000 | $ 144,000 |
| Chesterfield County Virginia | 6 | $ 973,000 | $ 162,000 | $ 148,000 |
| Floyd County Virginia | 6 | $ 823,000 | $ 137,000 | $ 86,000 |
| Frederick County Virginia | 6 | $ 1,041,000 | $ 173,000 | $ 190,000 |
| Harrisonburg County Virginia | 6 | $ 962,000 | $ 160,000 | $ 251,000 |
| Henrico County Virginia | 6 | $ 493,000 | $ 82,000 | $ 112,000 |
| Thurston County Washington | 6 | $ 1,056,000 | $ 176,000 | $ 109,000 |
| San Diego County California | 5 | $ 962,000 | $ 192,000 | $ 185,000 |
| Montgomery County Maryland | 5 | $ 2,459,000 | $ 491,000 | $ 247,000 |
| Currituck County North Carolina | 5 | $ 895,000 | $ 179,000 | $ 332,000 |
| Greene County North Carolina | 5 | $ 1,668,000 | $ 333,000 | $ 47,000 |
| Multnomah County Oregon | 5 | $ 532,000 | $ 106,000 | $ 34,000 |
| Charleston County South Carolina | 5 | $ 2,370,000 | $ 474,000 | $ 413,000 |
| Greenville County South Carolina | 5 | $ 2,001,000 | $ 400,000 | $ 187,000 |
| Knox County Tennessee | 5 | $ 683,000 | $ 136,000 | $ 260,000 |
| Fauquier County Virginia | 5 | $ 1,028,000 | $ 205,000 | $ 75,000 |
| Pierce County Washington | 5 | $ 635,000 | $ 127,000 | $ 267,000 |
| Duval County Florida | 4 | $ 929,000 | $ 232,000 | $ 88,000 |
| Clay County North Carolina | 4 | $ 629,000 | $ 157,000 | $ 66,000 |
| Cleveland County North Carolina | 4 | $ 104,000 | $ 26,000 | $ 111,000 |
| Oklahoma County Oklahoma | 4 | $ 836,000 | $ 209,000 | $ 24,000 |
| Charlotte County Virginia | 4 | $ 350,000 | $ 87,000 | $ 42,000 |
| Galax County Virginia | 4 | $ 575,000 | $ 143,000 | $ 135,000 |
| Grayson County Virginia | 4 | $ 338,000 | $ 84,000 | $ 73,000 |
| Halifax County Virginia | 4 | $ 358,000 | $ 89,000 | $ 95,000 |
| Lunenburg County Virginia | 4 | $ 436,000 | $ 109,000 | $ 78,000 |
| Richmond City County Virginia | 4 | $ 972,000 | $ 243,000 | $ 108,000 |
| San Bernardino County California | 3 | $ 183,000 | $ 61,000 | $ 157,000 |
| Denver County Colorado | 3 | $ 245,000 | $ 81,000 | $ 37,000 |
| Larimer County Colorado | 3 | $ 323,000 | $ 107,000 | $ 40,000 |
| Collier County Florida | 3 | $ 536,000 | $ 178,000 | $ 305,000 |
| Miami-Dade County Florida | 3 | $ 335,000 | $ 111,000 | $ 71,000 |
| Pinellas County Florida | 3 | $ 158,000 | $ 52,000 | $ 152,000 |
| St. Johns County Florida | 3 | $ 561,000 | $ 187,000 | $ 130,000 |
| Clayton County Georgia | 3 | $ 188,000 | $ 62,000 | $ 97,000 |
| Towns County Georgia | 3 | $ 520,000 | $ 173,000 | $ 86,000 |
| Jackson County Missouri | 3 | $ 243,000 | $ 81,000 | $ 73,000 |
| Santa Fe County New Mexico | 3 | $ 360,000 | $ 120,000 | $ 31,000 |
| Camden County North Carolina | 3 | $ 292,000 | $ 97,000 | $ 35,000 |
| Montgomery County North Carolina | 3 | $ 741,000 | $ 247,000 | $ 293,000 |
| Yancey County North Carolina | 3 | $ 497,000 | $ 165,000 | $ 108,000 |
| Beaufort County South Carolina | 3 | $ 957,000 | $ 319,000 | $ 399,000 |
| Oconee County South Carolina | 3 | $ 597,000 | $ 199,000 | $ 316,000 |
| Pickens County South Carolina | 3 | $ 4,268,000 | $ 1,422,000 | $ 660,000 |
| Johnson County Tennessee | 3 | $ 703,000 | $ 234,000 | $ 90,000 |
| Washington County Tennessee | 3 | $ 702,000 | $ 234,000 | $ 163,000 |
| Fort Bend County Texas | 3 | $ 356,000 | $ 118,000 | $ 78,000 |
| Clarke County Virginia | 3 | $ 1,053,000 | $ 351,000 | $ 76,000 |
| Covington County Virginia | 3 | $ 121,000 | $ 40,000 | $ 42,000 |
| Fairfax City County Virginia | 3 | $ 248,000 | $ 82,000 | $ 235,000 |
| Fluvanna County Virginia | 3 | $ 585,000 | $ 195,000 | $ 119,000 |
| Radford County Virginia | 3 | $ 1,078,000 | $ 359,000 | $ 20,000 |
| Spotsylvania County Virginia | 3 | $ 620,000 | $ 206,000 | $ 206,000 |
| El Paso County Colorado | 2 | $ 477,000 | $ 238,000 | $ 58,000 |
| Jefferson County Colorado | 2 | $ 629,000 | $ 314,000 | $ 1,136,000 |
| Johnson County Kansas | 2 | $ 227,000 | $ 113,000 | $ 40,000 |
| Caswell County North Carolina | 2 | $ 276,000 | $ 138,000 | $ 41,000 |
| Edgecombe County North Carolina | 2 | $ 311,000 | $ 155,000 | $ 19,000 |
| Gates County North Carolina | 2 | $ 286,000 | $ 143,000 | $ 53,000 |
| Hyde County North Carolina | 2 | $ 348,000 | $ 174,000 | $ 107,000 |
| Martin County North Carolina | 2 | $ 113,000 | $ 56,000 | $ 37,000 |
| Mitchell County North Carolina | 2 | $ 298,000 | $ 149,000 | $ 78,000 |
| Rowan County North Carolina | 2 | $ 396,000 | $ 198,000 | $ 40,000 |
| Anderson County South Carolina | 2 | $ 198,000 | $ 99,000 | $ 251,000 |
| Chesterfield County South Carolina | 2 | $ 710,000 | $ 355,000 | $ 112,000 |
| Florence County South Carolina | 2 | $ 183,000 | $ 91,000 | $ 44,000 |
| Georgetown County South Carolina | 2 | $ 552,000 | $ 276,000 | $ 523,000 |
| Blount County Tennessee | 2 | $ 174,000 | $ 87,000 | $ 128,000 |
| Carter County Tennessee | 2 | $ 459,000 | $ 229,000 | $ 277,000 |
| Jefferson County Tennessee | 2 | $ 297,000 | $ 148,000 | $ 161,000 |
| Loudon County Tennessee | 2 | $ 1,088,000 | $ 544,000 | $ 317,000 |
| Sevier County Tennessee | 2 | $ 244,000 | $ 122,000 | $ 64,000 |
| Amherst County Virginia | 2 | $ 168,000 | $ 84,000 | $ 84,000 |
| Bedford City County Virginia | 2 | $ 115,000 | $ 57,000 | $ 47,000 |
| Chesapeake County Virginia | 2 | $ 473,000 | $ 236,000 | $ 98,000 |
| Emporia County Virginia | 2 | $ 138,000 | $ 69,000 | $ 52,000 |
| Greene County Virginia | 2 | $ 131,000 | $ 65,000 | $ 167,000 |
| Louisa County Virginia | 2 | $ 492,000 | $ 246,000 | $ 129,000 |
| Nelson County Virginia | 2 | $ 412,000 | $ 206,000 | $ 246,000 |
| Patrick County Virginia | 2 | $ 397,000 | $ 198,000 | $ 224,000 |
| Prince Edward County Virginia | 2 | $ 94,000 | $ 47,000 | $ 51,000 |
| Shenandoah County Virginia | 2 | $ 355,000 | $ 177,000 | $ 49,000 |
| Stafford County Virginia | 2 | $ 98,000 | $ 49,000 | $ 158,000 |
| Sussex County Virginia | 2 | $ 207,000 | $ 103,000 | $ 100,000 |
| Warren County Virginia | 2 | $ 77,000 | $ 38,000 | $ 96,000 |
| Clark County Washington | 2 | $ 814,000 | $ 407,000 | $ 216,000 |
| Pima County Arizona | 1 | $ 160,000 | $ 160,000 | $ 50,000 |
| El Dorado County California | 1 | $ 415,000 | $ 415,000 | $ 130,000 |
| Placer County California | 1 | $ 152,000 | $ 152,000 | $ 57,000 |
| Boulder County Colorado | 1 | $ 85,000 | $ 85,000 | $ 20,000 |
| Eagle County Colorado | 1 | $ 759,000 | $ 759,000 | $ 0 |
| Gunnison County Colorado | 1 | $ 211,000 | $ 211,000 | $ 797,000 |
| Teller County Colorado | 1 | $ 120,000 | $ 120,000 | $ 124,000 |
| Alachua County Florida | 1 | $ 145,000 | $ 145,000 | $ 32,000 |
| Bay County Florida | 1 | $ 91,000 | $ 91,000 | $ 99,000 |
| Charlotte County Florida | 1 | $ 139,000 | $ 139,000 | $ 127,000 |
| Hillsborough County Florida | 1 | $ 123,000 | $ 123,000 | $ 152,000 |
| Leon County Florida | 1 | $ 96,000 | $ 96,000 | $ 75,000 |
| Marion County Florida | 1 | $ 79,000 | $ 79,000 | $ 163,000 |
| Monroe County Florida | 1 | $ 1,330,000 | $ 1,330,000 | $ 0 |
| St. Lucie County Florida | 1 | $ 53,000 | $ 53,000 | $ 52,000 |
| Walton County Florida | 1 | $ 2,210,000 | $ 2,210,000 | $ 957,000 |
| Dawson County Georgia | 1 | $ 406,000 | $ 406,000 | $ 325,000 |
| Fayette County Georgia | 1 | $ 163,000 | $ 163,000 | $ 300,000 |
| Glynn County Georgia | 1 | $ 400,000 | $ 400,000 | $ 264,000 |
| Habersham County Georgia | 1 | $ 248,000 | $ 248,000 | $ 86,000 |
| Hall County Georgia | 1 | $ 124,000 | $ 124,000 | $ 225,000 |
| Henry County Georgia | 1 | $ 51,000 | $ 51,000 | $ 120,000 |
| Jackson County Georgia | 1 | $ 132,000 | $ 132,000 | $ 178,000 |
| Lumpkin County Georgia | 1 | $ 107,000 | $ 107,000 | $ 308,000 |
| Walton County Georgia | 1 | $ 138,000 | $ 138,000 | $ 120,000 |
| Whitfield County Georgia | 1 | $ 369,000 | $ 369,000 | $ 312,000 |
| Charles County Maryland | 1 | $ 262,000 | $ 262,000 | $ 148,000 |
| Dorchester County Maryland | 1 | $ 50,000 | $ 50,000 | $ 219,000 |
| Howard County Maryland | 1 | $ 180,000 | $ 180,000 | $ 452,000 |
| Prince George's County Maryland | 1 | $ 86,000 | $ 86,000 | $ 260,000 |
| St. Mary's County Maryland | 1 | $ 560,000 | $ 560,000 | $ 814,000 |
| Greene County Missouri | 1 | $ 122,000 | $ 122,000 | $ 72,000 |
| Dona Ana County New Mexico | 1 | $ 179,000 | $ 179,000 | $ 98,000 |
| Bertie County North Carolina | 1 | $ 239,000 | $ 239,000 | $ 277,000 |
| Chowan County North Carolina | 1 | $ 61,000 | $ 61,000 | $ 51,000 |
| Northampton County North Carolina | 1 | $ 72,000 | $ 72,000 | $ 0 |
| Scotland County North Carolina | 1 | $ 143,000 | $ 143,000 | $ 36,000 |
| Canadian County Oklahoma | 1 | $ 172,000 | $ 172,000 | $ 0 |
| Cleveland County Oklahoma | 1 | $ 350,000 | $ 350,000 | $ 244,000 |
| Clackamas County Oregon | 1 | $ 184,000 | $ 184,000 | $ 46,000 |
| Aiken County South Carolina | 1 | $ 29,000 | $ 29,000 | $ 70,000 |
| Darlington County South Carolina | 1 | $ 50,000 | $ 50,000 | $ 18,000 |
| Lexington County South Carolina | 1 | $ 18,000 | $ 18,000 | $ 21,000 |
| Spartanburg County South Carolina | 1 | $ 257,000 | $ 257,000 | $ 91,000 |
| Grainger County Tennessee | 1 | $ 95,000 | $ 95,000 | $ 268,000 |
| Roane County Tennessee | 1 | $ 210,000 | $ 210,000 | $ 203,000 |
| Shelby County Tennessee | 1 | $ 56,000 | $ 56,000 | $ 98,000 |
| Sullivan County Tennessee | 1 | $ 245,000 | $ 245,000 | $ 151,000 |
| Sumner County Tennessee | 1 | $ 34,000 | $ 34,000 | $ 106,000 |
| Denton County Texas | 1 | $ 59,000 | $ 59,000 | $ 287,000 |
| Amelia County Virginia | 1 | $ 219,000 | $ 219,000 | $ 61,000 |
| Bath County Virginia | 1 | $ 130,000 | $ 130,000 | $ 92,000 |
| Craig County Virginia | 1 | $ 179,000 | $ 179,000 | $ 88,000 |
| Fredericksburg County Virginia | 1 | $ 82,000 | $ 82,000 | $ 290,000 |
| Goochland County Virginia | 1 | $ 343,000 | $ 343,000 | $ 180,000 |
| Henry County Virginia | 1 | $ 75,000 | $ 75,000 | $ 0 |
| Martinsville County Virginia | 1 | $ 56,000 | $ 56,000 | $ 0 |
| Mathews County Virginia | 1 | $ 383,000 | $ 383,000 | $ 521,000 |
| Middlesex County Virginia | 1 | $ 404,000 | $ 404,000 | $ 291,000 |
| Norfolk County Virginia | 1 | $ 800,000 | $ 800,000 | $ 0 |
| Page County Virginia | 1 | $ 170,000 | $ 170,000 | $ 58,000 |
| Poquoson County Virginia | 1 | $ 49,000 | $ 49,000 | $ 173,000 |
| Powhatan County Virginia | 1 | $ 591,000 | $ 591,000 | $ 275,000 |
| Pulaski County Virginia | 1 | $ 50,000 | $ 50,000 | $ 84,000 |
| Rappahannock County Virginia | 1 | $ 63,000 | $ 63,000 | $ 115,000 |
| Virginia Beach County Virginia | 1 | $ 95,000 | $ 95,000 | $ 450,000 |
| Washington County Virginia | 1 | $ 160,000 | $ 160,000 | $ 51,000 |
| Waynesboro County Virginia | 1 | $ 275,000 | $ 275,000 | $ 144,000 |
| Kitsap County Washington | 1 | $ 265,000 | $ 265,000 | $ 448,000 |
| Gilmer County West Virginia | 1 | $ 116,000 | $ 116,000 | $ 100,000 |
| Kanawha County West Virginia | 1 | $ 305,000 | $ 305,000 | $ 118,000 |
| Mason County West Virginia | 1 | $ 126,000 | $ 126,000 | $ 71,000 |
| Monongalia County West Virginia | 1 | $ 84,000 | $ 84,000 | $ 278,000 |
| Monroe County West Virginia | 1 | $ 35,000 | $ 35,000 | $ 20,000 |
| Nicholas County West Virginia | 1 | $ 44,000 | $ 44,000 | $ 159,000 |
| Tucker County West Virginia | 1 | $ 400,000 | $ 400,000 | $ 971,000 |
Mortgage Loan Application Detail Totals for First-Citizens Bank & Trust Company in 2013
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Home Purchase | 3,190 | $558,642,000 | $175,000 | $1,908,000 | $135,000 | $6,486,000 |
| Refinancing | 2,989 | $559,887,000 | $187,000 | $2,300,000 | $139,000 | $8,300,000 |
| Home Improvement | 415 | $33,135,000 | $79,000 | $965,000 | $110,000 | $1,529,000 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| White | 4,844 | $884,607,000 | $182,000 | $2,300,000 | $148,000 | $8,300,000 |
| Black or African American | 490 | $70,459,000 | $143,000 | $960,000 | $77,000 | $1,570,000 |
| Not Provided | 412 | $62,030,000 | $150,000 | $1,806,000 | $180,000 | $1,975,000 |
| Not applicable | 392 | $65,155,000 | $166,000 | $1,330,000 | $23,000 | $216,000 |
| Asian | 211 | $34,044,000 | $161,000 | $1,015,000 | $167,000 | $6,484,000 |
| Hispanic | 171 | $24,544,000 | $143,000 | $485,000 | $76,000 | $554,000 |
| American Indian or Alaskan Native | 47 | $5,137,000 | $109,000 | $290,000 | $65,000 | $172,000 |
| Native Hawaiian or Other Pacific Islander | 27 | $5,688,000 | $210,000 | $840,000 | $124,000 | $1,130,000 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 6,192 | $1,087,253,000 | $175,000 | $2,300,000 | $140,000 | $8,300,000 |
| FHA-insured (Federal Housing Administration) | 158 | $21,928,000 | $138,000 | $343,000 | $62,000 | $237,000 |
| VA-guaranteed (Veterans Administration) | 129 | $27,810,000 | $215,000 | $839,000 | $96,000 | $879,000 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 115 | $14,673,000 | $127,000 | $254,000 | $42,000 | $72,000 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Loan Originated | 4,222 | $771,211,000 | $182,000 | $2,210,000 | $147,000 | $8,300,000 |
| Application Denied By Financial Institution | 1,005 | $137,304,000 | $136,000 | $1,840,000 | $97,000 | $2,440,000 |
| Application Withdrawn By Applicant | 574 | $110,359,000 | $192,000 | $2,300,000 | $139,000 | $1,975,000 |
| Application Approved But Not Accepted | 276 | $38,812,000 | $140,000 | $1,170,000 | $146,000 | $6,281,000 |
| File Closed For Incompleteness | 260 | $60,678,000 | $233,000 | $1,470,000 | $157,000 | $5,123,000 |
| Loan Purchased By The Institution | 215 | $26,755,000 | $124,000 | $394,000 | $42,000 | $216,000 |
| Preapproval Denied by Financial Institution | 42 | $6,545,000 | $155,000 | $495,000 | $52,000 | $186,000 |
| Preapproval Approved but not Accepted | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Collateral | 0 | $0 | $0 | $0 | $0 | $0 |
| Credit Application Incomplete | 0 | $0 | $0 | $0 | $0 | $0 |
| Credit History | 0 | $0 | $0 | $0 | $0 | $0 |
| Debt-To-Income Ratio | 0 | $0 | $0 | $0 | $0 | $0 |
| Employment History | 0 | $0 | $0 | $0 | $0 | $0 |
| Insufficient Cash (Downpayment, Closing Cost) | 0 | $0 | $0 | $0 | $0 | $0 |
| Mortgage Insurance Denied | 0 | $0 | $0 | $0 | $0 | $0 |
| Other | 0 | $0 | $0 | $0 | $0 | $0 |
| Unverifiable Information | 0 | $0 | $0 | $0 | $0 | $0 |
Our comprehensive HMDA mortgage statistics provide invaluable insights into First-Citizens Bank & Trust Company's 2013 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.
This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics,
and assess First-Citizens Bank & Trust Company's mortgage approval patterns.
Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
For a list of all lenders in North Carolina, download the full spreadsheet
with aggregated HMDA statistics today.