First Community Bank
HMDA Loan Application Totals
and Mortgage Lending Details
for 2011
First Community Bank 2011 HMDA loan application data provides key insights into its mortgage lending trends, applicant demographics, and loan distribution.
The Home Mortgage Disclosure Act (HMDA) requires lenders to report detailed loan application data, offering transparency into lending patterns.
The data reveals trends in average loan size, applicant income, and mortgage approval rates, helping consumers and analysts understand lending accessibility.
Below, explore a breakdown of loan applications by county, metro area, loan purpose, applicant race, loan type, and more.
Whether you're an industry professional, homebuyer, or researcher,
this information provides valuable insights into mortgage lending activity.
Scroll down to view the full dataset and analyze lending trends in greater detail.
| Mortgage Company & Address | First Community Bank 29 College Dr Bluefield, VA 24605 Tel #: available with data download |
| Federal Regulator | * available with data download |
| Years | 2023 2022 2021 2020 2019 2018 2017 2016 2015 2014 2013 2012 2011 |
| Total Number of Mortgage Applications | 1,711 |
| Total Mortgage Loan Application Amount | $222,704,000 |
| Average Mortgage Loan Application Amount | $114,666 |
| Highest Mortgage Loan Application Amount | $4,590,000 |
| Average Applicant Income | $73,666 |
| Highest Applicant Income | $2,911,000 |
Explore comprehensive HMDA mortgage statistics and lending trends for 2011 with First Community Bank. Below, you'll find key insights into this lender's mortgage activity, including total loan applications, average mortgage amounts, highest application values, and income levels of top applicants. Whether you're analyzing First Community Bank's lending patterns or researching mortgage trends, these statistics provide valuable transparency into their loan activity.
Our HMDA dataset for 2011 breaks down First Community Bank's mortgage applications by loan purpose, applicant race, loan type, approval outcomes, and reasons for denial. These insights help homebuyers, financial analysts, and industry professionals assess borrower demographics and lending practices, offering a clearer view of how First Community Bank serves its applicants.
Each category highlights the total number of mortgage applications processed by First Community Bank, total loan amounts, average mortgage values, and the highest mortgage amounts recorded. You can also review borrower income trends, including the average and highest reported applicant incomes for loans issued by this lender. Whether you're evaluating lender performance, comparing mortgage approval rates, or exploring loan options, this HMDA-backed data offers a crucial look at First Community Bank's mortgage activity for 2011.
| County | Total Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loans Applications | Average Mortgage Loan Application Amount | Average Applicant Income |
|---|---|---|---|---|
| Mercer County West Virginia | 321 | $ 34,732,000 | $ 108,000 | $ 71,000 |
| Nicholas County West Virginia | 147 | $ 11,316,000 | $ 76,000 | $ 75,000 |
| Raleigh County West Virginia | 127 | $ 15,186,000 | $ 119,000 | $ 79,000 |
| Upshur County West Virginia | 109 | $ 8,868,000 | $ 81,000 | $ 60,000 |
| Tazewell County Virginia | 103 | $ 13,029,000 | $ 126,000 | $ 74,000 |
| Forsyth County North Carolina | 83 | $ 16,131,000 | $ 194,000 | $ 73,000 |
| Washington County Tennessee | 63 | $ 11,909,000 | $ 189,000 | $ 73,000 |
| Iredell County North Carolina | 57 | $ 12,207,000 | $ 214,000 | $ 122,000 |
| Wyoming County West Virginia | 50 | $ 2,757,000 | $ 55,000 | $ 62,000 |
| Alexander County North Carolina | 39 | $ 4,132,000 | $ 105,000 | $ 65,000 |
| Taylor County West Virginia | 34 | $ 2,310,000 | $ 67,000 | $ 48,000 |
| Alleghany County North Carolina | 26 | $ 2,479,000 | $ 95,000 | $ 41,000 |
| Logan County West Virginia | 26 | $ 1,521,000 | $ 58,000 | $ 48,000 |
| Sullivan County Tennessee | 24 | $ 4,905,000 | $ 204,000 | $ 54,000 |
| Webster County West Virginia | 24 | $ 1,675,000 | $ 69,000 | $ 51,000 |
| Mecklenburg County North Carolina | 23 | $ 8,821,000 | $ 383,000 | $ 236,000 |
| Monroe County West Virginia | 20 | $ 1,690,000 | $ 84,000 | $ 52,000 |
| Fayette County West Virginia | 19 | $ 1,822,000 | $ 95,000 | $ 65,000 |
| Guilford County North Carolina | 18 | $ 3,077,000 | $ 170,000 | $ 68,000 |
| Richmond City County Virginia | 18 | $ 5,128,000 | $ 284,000 | $ 105,000 |
| Wilkes County North Carolina | 17 | $ 1,674,000 | $ 98,000 | $ 56,000 |
| Henrico County Virginia | 16 | $ 2,539,000 | $ 158,000 | $ 402,000 |
| Wythe County Virginia | 16 | $ 1,319,000 | $ 82,000 | $ 50,000 |
| Summers County West Virginia | 16 | $ 1,178,000 | $ 73,000 | $ 48,000 |
| Carter County Tennessee | 14 | $ 1,774,000 | $ 126,000 | $ 61,000 |
| Rowan County North Carolina | 12 | $ 1,437,000 | $ 119,000 | $ 67,000 |
| Davidson County North Carolina | 11 | $ 1,243,000 | $ 113,000 | $ 42,000 |
| Surry County North Carolina | 11 | $ 1,700,000 | $ 154,000 | $ 76,000 |
| Bland County Virginia | 10 | $ 874,000 | $ 87,000 | $ 49,000 |
| Chesterfield County Virginia | 10 | $ 1,368,000 | $ 136,000 | $ 194,000 |
| Greenbrier County West Virginia | 9 | $ 1,872,000 | $ 208,000 | $ 131,000 |
| Harrison County West Virginia | 9 | $ 736,000 | $ 81,000 | $ 74,000 |
| McDowell County West Virginia | 9 | $ 623,000 | $ 69,000 | $ 73,000 |
| Braxton County West Virginia | 8 | $ 728,000 | $ 91,000 | $ 49,000 |
| Greensville County Virginia | 7 | $ 471,000 | $ 67,000 | $ 52,000 |
| Lewis County West Virginia | 7 | $ 272,000 | $ 38,000 | $ 49,000 |
| Cabarrus County North Carolina | 6 | $ 916,000 | $ 152,000 | $ 64,000 |
| Caldwell County North Carolina | 6 | $ 686,000 | $ 114,000 | $ 47,000 |
| Davie County North Carolina | 6 | $ 1,167,000 | $ 194,000 | $ 72,000 |
| Pulaski County Virginia | 6 | $ 644,000 | $ 107,000 | $ 66,000 |
| Barbour County West Virginia | 6 | $ 572,000 | $ 95,000 | $ 78,000 |
| Mingo County West Virginia | 6 | $ 375,000 | $ 62,000 | $ 53,000 |
| Stokes County North Carolina | 5 | $ 465,000 | $ 93,000 | $ 75,000 |
| Emporia County Virginia | 5 | $ 374,000 | $ 74,000 | $ 72,000 |
| Hanover County Virginia | 5 | $ 1,071,000 | $ 214,000 | $ 84,000 |
| Kanawha County West Virginia | 5 | $ 1,080,000 | $ 216,000 | $ 92,000 |
| Monongalia County West Virginia | 5 | $ 670,000 | $ 134,000 | $ 139,000 |
| Brunswick County North Carolina | 4 | $ 1,021,000 | $ 255,000 | $ 52,000 |
| Catawba County North Carolina | 4 | $ 900,000 | $ 225,000 | $ 73,000 |
| New Hanover County North Carolina | 4 | $ 1,177,000 | $ 294,000 | $ 210,000 |
| Watauga County North Carolina | 4 | $ 1,588,000 | $ 397,000 | $ 327,000 |
| Yadkin County North Carolina | 4 | $ 456,000 | $ 114,000 | $ 56,000 |
| Greene County Tennessee | 4 | $ 1,024,000 | $ 256,000 | $ 40,000 |
| Wise County Virginia | 4 | $ 338,000 | $ 84,000 | $ 32,000 |
| Randolph County West Virginia | 4 | $ 798,000 | $ 199,000 | $ 53,000 |
| Volusia County Florida | 3 | $ 344,000 | $ 114,000 | $ 73,000 |
| Horry County South Carolina | 3 | $ 559,000 | $ 186,000 | $ 71,000 |
| Knox County Tennessee | 3 | $ 434,000 | $ 144,000 | $ 54,000 |
| Carroll County Virginia | 3 | $ 120,000 | $ 40,000 | $ 80,000 |
| Goochland County Virginia | 3 | $ 921,000 | $ 307,000 | $ 56,000 |
| Montgomery County Virginia | 3 | $ 563,000 | $ 187,000 | $ 96,000 |
| Roanoke City County Virginia | 3 | $ 320,000 | $ 106,000 | $ 13,000 |
| Cabell County West Virginia | 3 | $ 226,000 | $ 75,000 | $ 33,000 |
| Chatham County North Carolina | 2 | $ 397,000 | $ 198,000 | $ 54,000 |
| Lincoln County North Carolina | 2 | $ 1,378,000 | $ 689,000 | $ 165,000 |
| Randolph County North Carolina | 2 | $ 157,000 | $ 78,000 | $ 63,000 |
| Union County North Carolina | 2 | $ 679,000 | $ 339,000 | $ 174,000 |
| York County South Carolina | 2 | $ 493,000 | $ 246,000 | $ 70,000 |
| Hawkins County Tennessee | 2 | $ 122,000 | $ 61,000 | $ 38,000 |
| Robertson County Tennessee | 2 | $ 74,000 | $ 37,000 | $ 41,000 |
| Caroline County Virginia | 2 | $ 109,000 | $ 54,000 | $ 95,000 |
| Dickenson County Virginia | 2 | $ 70,000 | $ 35,000 | $ 77,000 |
| Giles County Virginia | 2 | $ 195,000 | $ 97,000 | $ 54,000 |
| Grayson County Virginia | 2 | $ 491,000 | $ 245,000 | $ 59,000 |
| Halifax County Virginia | 2 | $ 180,000 | $ 90,000 | $ 79,000 |
| Mecklenburg County Virginia | 2 | $ 604,000 | $ 302,000 | $ 115,000 |
| Radford County Virginia | 2 | $ 4,693,000 | $ 2,346,000 | $ 94,000 |
| Clay County West Virginia | 2 | $ 65,000 | $ 32,000 | $ 70,000 |
| Marion County West Virginia | 2 | $ 83,000 | $ 41,000 | $ 95,000 |
| Preston County West Virginia | 2 | $ 109,000 | $ 54,000 | $ 52,000 |
| Collier County Florida | 1 | $ 160,000 | $ 160,000 | $ 95,000 |
| Monroe County Florida | 1 | $ 767,000 | $ 767,000 | $ 540,000 |
| Orange County Florida | 1 | $ 400,000 | $ 400,000 | $ 300,000 |
| Kane County Illinois | 1 | $ 915,000 | $ 915,000 | $ 613,000 |
| Johnson County Iowa | 1 | $ 104,000 | $ 104,000 | $ 130,000 |
| Linn County Iowa | 1 | $ 171,000 | $ 171,000 | $ 35,000 |
| St. Charles County Missouri | 1 | $ 98,000 | $ 98,000 | $ 75,000 |
| Gallatin County Montana | 1 | $ 218,000 | $ 218,000 | $ 156,000 |
| Tompkins County New York | 1 | $ 59,000 | $ 59,000 | $ 20,000 |
| Buncombe County North Carolina | 1 | $ 160,000 | $ 160,000 | $ 96,000 |
| Burke County North Carolina | 1 | $ 67,000 | $ 67,000 | $ 101,000 |
| Gaston County North Carolina | 1 | $ 106,000 | $ 106,000 | $ 172,000 |
| Harnett County North Carolina | 1 | $ 26,000 | $ 26,000 | $ 91,000 |
| Hyde County North Carolina | 1 | $ 301,000 | $ 301,000 | $ 135,000 |
| Lenoir County North Carolina | 1 | $ 188,000 | $ 188,000 | $ 57,000 |
| Montgomery County North Carolina | 1 | $ 900,000 | $ 900,000 | $ 312,000 |
| Northampton County North Carolina | 1 | $ 123,000 | $ 123,000 | $ 53,000 |
| Rockingham County North Carolina | 1 | $ 200,000 | $ 200,000 | $ 110,000 |
| Rutherford County North Carolina | 1 | $ 33,000 | $ 33,000 | $ 52,000 |
| Wake County North Carolina | 1 | $ 185,000 | $ 185,000 | $ 50,000 |
| Yancey County North Carolina | 1 | $ 406,000 | $ 406,000 | $ 0 |
| Allegheny County Pennsylvania | 1 | $ 228,000 | $ 228,000 | $ 65,000 |
| Berkeley County South Carolina | 1 | $ 45,000 | $ 45,000 | $ 0 |
| Charleston County South Carolina | 1 | $ 468,000 | $ 468,000 | $ 390,000 |
| Georgetown County South Carolina | 1 | $ 234,000 | $ 234,000 | $ 131,000 |
| Spartanburg County South Carolina | 1 | $ 284,000 | $ 284,000 | $ 196,000 |
| Johnson County Tennessee | 1 | $ 48,000 | $ 48,000 | $ 23,000 |
| Sevier County Tennessee | 1 | $ 118,000 | $ 118,000 | $ 0 |
| Tarrant County Texas | 1 | $ 91,000 | $ 91,000 | $ 65,000 |
| Albemarle County Virginia | 1 | $ 400,000 | $ 400,000 | $ 0 |
| Bedford County Virginia | 1 | $ 127,000 | $ 127,000 | $ 48,000 |
| Buchanan County Virginia | 1 | $ 86,000 | $ 86,000 | $ 61,000 |
| Fluvanna County Virginia | 1 | $ 142,000 | $ 142,000 | $ 0 |
| Galax County Virginia | 1 | $ 160,000 | $ 160,000 | $ 52,000 |
| Lancaster County Virginia | 1 | $ 440,000 | $ 440,000 | $ 756,000 |
| Louisa County Virginia | 1 | $ 150,000 | $ 150,000 | $ 0 |
| Norfolk County Virginia | 1 | $ 200,000 | $ 200,000 | $ 39,000 |
| Patrick County Virginia | 1 | $ 296,000 | $ 296,000 | $ 2,911,000 |
| Pittsylvania County Virginia | 1 | $ 195,000 | $ 195,000 | $ 65,000 |
| Powhatan County Virginia | 1 | $ 412,000 | $ 412,000 | $ 0 |
| Russell County Virginia | 1 | $ 57,000 | $ 57,000 | $ 27,000 |
| Scott County Virginia | 1 | $ 96,000 | $ 96,000 | $ 73,000 |
| Smyth County Virginia | 1 | $ 72,000 | $ 72,000 | $ 50,000 |
| Spotsylvania County Virginia | 1 | $ 110,000 | $ 110,000 | $ 195,000 |
| Washington County Virginia | 1 | $ 72,000 | $ 72,000 | $ 56,000 |
| Jackson County West Virginia | 1 | $ 248,000 | $ 248,000 | $ 52,000 |
| Putnam County West Virginia | 1 | $ 127,000 | $ 127,000 | $ 69,000 |
Mortgage Loan Application Detail Totals for First Community Bank in 2011
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Refinancing | 885 | $130,123,000 | $147,000 | $2,000,000 | $90,000 | $2,911,000 |
| Home Purchase | 694 | $82,131,000 | $118,000 | $4,590,000 | $71,000 | $756,000 |
| Home Improvement | 132 | $10,450,000 | $79,000 | $770,000 | $60,000 | $303,000 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| White | 1,529 | $182,346,000 | $119,000 | $1,300,000 | $85,000 | $2,911,000 |
| Not applicable | 110 | $28,891,000 | $262,000 | $4,590,000 | $0 | $74,000 |
| Black or African American | 30 | $3,260,000 | $108,000 | $404,000 | $68,000 | $300,000 |
| Hispanic | 19 | $1,452,000 | $76,000 | $255,000 | $52,000 | $125,000 |
| Asian | 10 | $1,859,000 | $185,000 | $400,000 | $101,000 | $360,000 |
| Not Provided | 10 | $1,270,000 | $127,000 | $328,000 | $100,000 | $219,000 |
| Native Hawaiian or Other Pacific Islander | 3 | $3,626,000 | $1,208,000 | $1,800,000 | $731,000 | $1,770,000 |
| American Indian or Alaskan Native | 0 | $0 | $0 | $0 | $0 | $0 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 1,663 | $216,992,000 | $130,000 | $4,590,000 | $81,000 | $2,911,000 |
| FHA-insured (Federal Housing Administration) | 32 | $3,836,000 | $119,000 | $237,000 | $48,000 | $87,000 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 9 | $1,005,000 | $111,000 | $171,000 | $50,000 | $67,000 |
| VA-guaranteed (Veterans Administration) | 7 | $871,000 | $124,000 | $188,000 | $59,000 | $103,000 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Loan Originated | 1,150 | $151,011,000 | $131,000 | $4,590,000 | $82,000 | $2,911,000 |
| Application Denied By Financial Institution | 307 | $39,537,000 | $128,000 | $1,770,000 | $72,000 | $1,770,000 |
| Application Withdrawn By Applicant | 131 | $19,939,000 | $152,000 | $1,800,000 | $95,000 | $743,000 |
| Application Approved But Not Accepted | 111 | $10,537,000 | $94,000 | $720,000 | $64,000 | $300,000 |
| File Closed For Incompleteness | 12 | $1,680,000 | $140,000 | $360,000 | $80,000 | $194,000 |
| Loan Purchased By The Institution | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Approved but not Accepted | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Denied by Financial Institution | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Debt-To-Income Ratio | 120 | $13,389,000 | $111,000 | $520,000 | $53,000 | $435,000 |
| Credit History | 100 | $9,574,000 | $95,000 | $750,000 | $60,000 | $370,000 |
| Collateral | 45 | $6,044,000 | $134,000 | $569,000 | $74,000 | $419,000 |
| Other | 21 | $3,902,000 | $185,000 | $770,000 | $104,000 | $575,000 |
| Unverifiable Information | 6 | $1,807,000 | $301,000 | $724,000 | $184,000 | $390,000 |
| Credit Application Incomplete | 6 | $3,977,000 | $662,000 | $1,770,000 | $454,000 | $1,770,000 |
| Employment History | 5 | $424,000 | $84,000 | $149,000 | $47,000 | $71,000 |
| Insufficient Cash (Downpayment, Closing Cost) | 2 | $180,000 | $90,000 | $92,000 | $35,000 | $48,000 |
| Mortgage Insurance Denied | 0 | $0 | $0 | $0 | $0 | $0 |
Our comprehensive HMDA mortgage statistics provide invaluable insights into First Community Bank's 2011 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.
This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics,
and assess First Community Bank's mortgage approval patterns.
Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
For a list of all lenders in Virginia, download the full spreadsheet
with aggregated HMDA statistics today.