First Community Mortgage, Inc.
HMDA Loan Application Totals
and Mortgage Lending Details
for 2014
First Community Mortgage, Inc. 2014 HMDA loan application data provides key insights into its mortgage lending trends, applicant demographics, and loan distribution.
The Home Mortgage Disclosure Act (HMDA) requires lenders to report detailed loan application data, offering transparency into lending patterns.
The data reveals trends in average loan size, applicant income, and mortgage approval rates, helping consumers and analysts understand lending accessibility.
Below, explore a breakdown of loan applications by county, metro area, loan purpose, applicant race, loan type, and more.
Whether you're an industry professional, homebuyer, or researcher,
this information provides valuable insights into mortgage lending activity.
Scroll down to view the full dataset and analyze lending trends in greater detail.
| Mortgage Company & Address | First Community Mortgage, Inc. 275 Robert Rose Drive Nashville, TN 37129 Tel #: available with data download |
| Federal Regulator | * available with data download |
| Years | 2023 2022 2021 2020 2019 2018 2017 2016 2015 2014 2013 2012 2011 2010 2009 2008 2007 2006 2005 |
| Total Number of Mortgage Applications | 7,772 |
| Total Mortgage Loan Application Amount | $1,309,502,000 |
| Average Mortgage Loan Application Amount | $174,000 |
| Highest Mortgage Loan Application Amount | $1,150,000 |
| Average Applicant Income | $70,000 |
| Highest Applicant Income | $1,319,000 |
Explore comprehensive HMDA mortgage statistics and lending trends for 2014 with First Community Mortgage, Inc.. Below, you'll find key insights into this lender's mortgage activity, including total loan applications, average mortgage amounts, highest application values, and income levels of top applicants. Whether you're analyzing First Community Mortgage, Inc.'s lending patterns or researching mortgage trends, these statistics provide valuable transparency into their loan activity.
Our HMDA dataset for 2014 breaks down First Community Mortgage, Inc.'s mortgage applications by loan purpose, applicant race, loan type, approval outcomes, and reasons for denial. These insights help homebuyers, financial analysts, and industry professionals assess borrower demographics and lending practices, offering a clearer view of how First Community Mortgage, Inc. serves its applicants.
Each category highlights the total number of mortgage applications processed by First Community Mortgage, Inc., total loan amounts, average mortgage values, and the highest mortgage amounts recorded. You can also review borrower income trends, including the average and highest reported applicant incomes for loans issued by this lender. Whether you're evaluating lender performance, comparing mortgage approval rates, or exploring loan options, this HMDA-backed data offers a crucial look at First Community Mortgage, Inc.'s mortgage activity for 2014.
| Metro Area | Total Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Application Amount | Average Applicant Income |
|---|---|---|---|---|
| NASHVILLE-DAVIDSON--MURFREESBORO--FRANKLIN, TN | 2,059 | $ 371,983,000 | $ 180,000 | $ 72,000 |
| ATLANTA-SANDY SPRINGS-ROSWELL, GA | 699 | $ 120,234,000 | $ 172,000 | $ 74,000 |
| KANSAS CITY, MO-KS | 455 | $ 80,664,000 | $ 182,500 | $ 81,500 |
| LOUISVILLE/JEFFERSON COUNTY, KY-IN | 325 | $ 53,985,000 | $ 153,000 | $ 63,500 |
| KNOXVILLE, TN | 185 | $ 27,326,000 | $ 147,000 | $ 59,000 |
| INDIANAPOLIS-CARMEL-ANDERSON, IN | 133 | $ 20,013,000 | $ 150,000 | $ 67,000 |
| WASHINGTON-ARLINGTON-ALEXANDRIA, DC-VA-MD-WV | 123 | $ 48,374,000 | $ 371,666 | $ 124,333 |
| PITTSBURGH, PA | 116 | $ 18,791,000 | $ 161,000 | $ 63,000 |
| CHATTANOOGA, TN-GA | 114 | $ 15,540,000 | $ 117,000 | $ 57,500 |
| CLARKSVILLE, TN-KY | 92 | $ 15,668,000 | $ 159,000 | $ 60,000 |
| HOUSTON-THE WOODLANDS-SUGAR LAND, TX | 84 | $ 16,882,000 | $ 200,000 | $ 106,000 |
| BIRMINGHAM-HOOVER, AL | 77 | $ 13,889,000 | $ 180,000 | $ 85,000 |
| BALTIMORE-COLUMBIA-TOWSON, MD | 72 | $ 19,055,000 | $ 264,000 | $ 69,000 |
| FLORENCE-MUSCLE SHOALS, AL | 71 | $ 9,771,000 | $ 137,000 | $ 30,000 |
| CLEVELAND, TN | 69 | $ 9,924,000 | $ 143,000 | $ 49,000 |
| CHARLOTTE-CONCORD-GASTONIA, NC-SC | 61 | $ 9,990,000 | $ 184,500 | $ 85,500 |
| HUNTSVILLE, AL | 60 | $ 9,918,000 | $ 165,000 | $ 61,000 |
| WARREN-TROY-FARMINGTON HILLS, MI | 52 | $ 10,994,000 | $ 211,000 | $ 64,000 |
| RICHMOND, VA | 49 | $ 10,527,000 | $ 214,000 | $ 85,000 |
| JACKSON, TN | 47 | $ 6,160,000 | $ 131,000 | $ 67,000 |
| DECATUR, AL | 43 | $ 6,689,000 | $ 155,000 | $ 74,000 |
| SHREVEPORT-BOSSIER CITY, LA | 42 | $ 9,002,000 | $ 214,000 | $ 6,000 |
| GRAND RAPIDS-WYOMING, MI | 39 | $ 5,551,000 | $ 142,000 | $ 70,000 |
| MONTGOMERY, AL | 38 | $ 6,133,000 | $ 161,000 | $ 75,000 |
| SILVER SPRING-FREDERICK-ROCKVILLE, MD | 32 | $ 11,338,000 | $ 354,000 | $ 135,000 |
| WINSTON-SALEM, NC | 31 | $ 3,901,000 | $ 125,000 | $ 57,000 |
| CHICAGO-NAPERVILLE-ARLINGTON HEIGHTS, IL | 30 | $ 5,685,000 | $ 189,000 | $ 17,000 |
| CRESTVIEW-FORT WALTON BEACH-DESTIN, FL | 30 | $ 5,203,000 | $ 173,000 | $ 78,000 |
| KINGSPORT-BRISTOL-BRISTOL, TN-VA | 28 | $ 3,701,000 | $ 134,500 | $ 61,000 |
| HINESVILLE, GA | 27 | $ 4,179,000 | $ 154,000 | $ 65,000 |
| RALEIGH, NC | 27 | $ 6,281,000 | $ 232,000 | $ 99,000 |
| CHARLOTTESVILLE, VA | 26 | $ 7,093,000 | $ 272,000 | $ 105,000 |
| DETROIT-DEARBORN-LIVONIA, MI | 25 | $ 4,171,000 | $ 166,000 | $ 19,000 |
| FLINT, MI | 25 | $ 3,342,000 | $ 133,000 | $ 1,000 |
| MEMPHIS, TN-MS-AR | 25 | $ 3,459,000 | $ 145,500 | $ 79,000 |
| MILWAUKEE-WAUKESHA-WEST ALLIS, WI | 25 | $ 5,767,000 | $ 230,000 | $ 111,000 |
| BRUNSWICK, GA | 24 | $ 3,966,000 | $ 165,000 | $ 69,000 |
| GOLDSBORO, NC | 20 | $ 3,327,000 | $ 166,000 | $ 61,000 |
| BLOOMINGTON, IN | 19 | $ 2,807,000 | $ 147,000 | $ 5,000 |
| BOWLING GREEN, KY | 18 | $ 2,673,000 | $ 148,000 | $ 51,000 |
| MYRTLE BEACH-CONWAY-NORTH MYRTLE BEACH, SC-NC | 18 | $ 3,088,000 | $ 130,000 | $ 49,000 |
| PANAMA CITY, FL | 17 | $ 2,679,000 | $ 157,000 | $ 95,000 |
| TUSCALOOSA, AL | 17 | $ 3,031,000 | $ 178,000 | $ 89,000 |
| COLUMBUS, OH | 16 | $ 2,692,000 | $ 168,000 | $ 35,000 |
| MORRISTOWN, TN | 15 | $ 2,579,000 | $ 171,000 | $ 69,000 |
| VIRGINIA BEACH-NORFOLK-NEWPORT NEWS, VA-NC | 15 | $ 3,280,000 | $ 218,000 | $ 57,000 |
| ORLANDO-KISSIMMEE-SANFORD, FL | 14 | $ 2,763,000 | $ 197,000 | $ 30,000 |
| DENVER-AURORA-LAKEWOOD, CO | 12 | $ 2,762,000 | $ 230,000 | $ 57,000 |
| VALDOSTA, GA | 12 | $ 1,507,000 | $ 125,000 | $ 58,000 |
| FORT WAYNE, IN | 11 | $ 1,480,000 | $ 134,000 | $ 58,000 |
| GREENSBORO-HIGH POINT, NC | 11 | $ 2,111,000 | $ 191,000 | $ 87,000 |
| LITTLE ROCK-NORTH LITTLE ROCK-CONWAY, AR | 11 | $ 1,735,000 | $ 157,000 | $ 2,000 |
| TAMPA-ST. PETERSBURG-CLEARWATER, FL | 11 | $ 2,720,000 | $ 247,000 | $ 47,000 |
| COLUMBIA, SC | 10 | $ 1,177,000 | $ 117,000 | $ 45,000 |
| EAST STROUDSBURG, PA | 10 | $ 1,193,000 | $ 119,000 | $ 66,000 |
| JOHNSON CITY, TN | 10 | $ 1,298,000 | $ 129,000 | $ 59,000 |
| DALLAS-PLANO-IRVING, TX | 9 | $ 1,781,000 | $ 197,000 | $ 94,000 |
| FORT WORTH-ARLINGTON, TX | 9 | $ 1,304,000 | $ 144,000 | $ 70,000 |
| JONESBORO, AR | 9 | $ 1,261,000 | $ 140,000 | $ 0 |
| MINNEAPOLIS-ST. PAUL-BLOOMINGTON, MN-WI | 9 | $ 1,355,000 | $ 150,000 | $ 67,000 |
| ST. CLOUD, MN | 9 | $ 1,526,000 | $ 169,000 | $ 38,000 |
| TOLEDO, OH | 9 | $ 1,442,000 | $ 160,000 | $ 71,000 |
| ELIZABETHTOWN-FORT KNOX, KY | 8 | $ 968,000 | $ 121,000 | $ 66,000 |
| LANSING-EAST LANSING, MI | 8 | $ 704,000 | $ 88,000 | $ 28,000 |
| MONTGOMERY COUNTY-BUCKS COUNTY-CHESTER COUNTY, PA | 8 | $ 2,196,000 | $ 274,000 | $ 84,000 |
| SAVANNAH, GA | 8 | $ 1,386,000 | $ 173,000 | $ 56,000 |
| ST. LOUIS, MO-IL | 8 | $ 1,242,000 | $ 155,000 | $ 85,000 |
| CINCINNATI, OH-KY-IN | 7 | $ 778,000 | $ 110,500 | $ 38,500 |
| COLUMBUS, GA-AL | 7 | $ 907,000 | $ 129,000 | $ 57,000 |
| EVANSVILLE, IN-KY | 7 | $ 977,000 | $ 139,000 | $ 10,000 |
| GARY, IN | 7 | $ 1,564,000 | $ 223,000 | $ 84,000 |
| ROME, GA | 7 | $ 626,000 | $ 89,000 | $ 43,000 |
| ANNISTON-OXFORD-JACKSONVILLE, AL | 6 | $ 755,000 | $ 125,000 | $ 55,000 |
| KANKAKEE, IL | 6 | $ 760,000 | $ 126,000 | $ 0 |
| WICHITA, KS | 6 | $ 698,000 | $ 116,000 | $ 50,000 |
| WILMINGTON, NC | 6 | $ 1,470,000 | $ 245,000 | $ 129,000 |
| ATHENS-CLARKE COUNTY, GA | 5 | $ 572,000 | $ 114,000 | $ 77,000 |
| AUGUSTA-RICHMOND COUNTY, GA-SC | 5 | $ 649,000 | $ 129,000 | $ 61,000 |
| GULFPORT-BILOXI-PASCAGOULA, MS | 5 | $ 709,000 | $ 141,000 | $ 15,000 |
| JACKSONVILLE, FL | 5 | $ 914,000 | $ 182,000 | $ 69,000 |
| LAKE COUNTY-KENOSHA COUNTY, IL-WI | 5 | $ 1,080,000 | $ 187,500 | $ 43,500 |
| LAWRENCE, KS | 5 | $ 695,000 | $ 139,000 | $ 51,000 |
| LEXINGTON-FAYETTE, KY | 5 | $ 795,000 | $ 159,000 | $ 145,000 |
| LYNCHBURG, VA | 5 | $ 989,000 | $ 197,000 | $ 40,000 |
| AUBURN-OPELIKA, AL | 4 | $ 477,000 | $ 119,000 | $ 316,000 |
| CAPE CORAL-FORT MYERS, FL | 4 | $ 799,000 | $ 199,000 | $ 39,000 |
| COLUMBIA, MO | 4 | $ 613,000 | $ 153,000 | $ 75,000 |
| GREELEY, CO | 4 | $ 616,000 | $ 154,000 | $ 81,000 |
| HAGERSTOWN-MARTINSBURG, MD-WV | 4 | $ 910,000 | $ 227,000 | $ 57,000 |
| PALM BAY-MELBOURNE-TITUSVILLE, FL | 4 | $ 638,000 | $ 159,000 | $ 52,000 |
| ST. JOSEPH, MO-KS | 4 | $ 688,000 | $ 172,000 | $ 45,000 |
| WARNER ROBINS, GA | 4 | $ 414,000 | $ 103,000 | $ 34,000 |
| BURLINGTON, NC | 3 | $ 516,000 | $ 172,000 | $ 80,000 |
| DALTON, GA | 3 | $ 239,000 | $ 79,000 | $ 39,000 |
| DELTONA-DAYTONA BEACH-ORMOND BEACH, FL | 3 | $ 623,000 | $ 207,000 | $ 59,000 |
| DOTHAN, AL | 3 | $ 417,000 | $ 139,000 | $ 52,000 |
| DURHAM-CHAPEL HILL, NC | 3 | $ 875,000 | $ 291,000 | $ 129,000 |
| ELKHART-GOSHEN, IN | 3 | $ 344,000 | $ 114,000 | $ 37,000 |
| GAINESVILLE, GA | 3 | $ 609,000 | $ 203,000 | $ 99,000 |
| GREENVILLE-ANDERSON-MAULDIN, SC | 3 | $ 342,000 | $ 114,000 | $ 21,000 |
| HOT SPRINGS, AR | 3 | $ 679,000 | $ 226,000 | $ 47,000 |
| JACKSON, MS | 3 | $ 509,000 | $ 169,000 | $ 78,000 |
| MACON, GA | 3 | $ 571,000 | $ 190,000 | $ 64,000 |
| MICHIGAN CITY-LA PORTE, IN | 3 | $ 323,000 | $ 107,000 | $ 31,000 |
| MOBILE, AL | 3 | $ 270,000 | $ 90,000 | $ 44,000 |
| NORTH PORT-SARASOTA-BRADENTON, FL | 3 | $ 381,000 | $ 127,000 | $ 59,000 |
| SCRANTON--WILKES-BARRE--HAZLETON, PA | 3 | $ 317,000 | $ 105,000 | $ 64,000 |
| TOPEKA, KS | 3 | $ 422,000 | $ 140,000 | $ 59,000 |
| WILMINGTON, DE-MD-NJ | 3 | $ 555,000 | $ 185,000 | $ 39,000 |
| AMES, IA | 2 | $ 295,000 | $ 147,000 | $ 93,000 |
| ASHEVILLE, NC | 2 | $ 220,000 | $ 110,000 | $ 71,000 |
| BOULDER, CO | 2 | $ 712,000 | $ 356,000 | $ 0 |
| CAPE GIRARDEAU, MO-IL | 2 | $ 409,000 | $ 204,000 | $ 27,000 |
| CHEYENNE, WY | 2 | $ 388,000 | $ 194,000 | $ 30,000 |
| CLEVELAND-ELYRIA, OH | 2 | $ 410,000 | $ 205,000 | $ 0 |
| COLUMBUS, IN | 2 | $ 246,000 | $ 123,000 | $ 41,000 |
| DAPHNE-FAIRHOPE-FOLEY, AL | 2 | $ 263,000 | $ 131,000 | $ 40,000 |
| DES MOINES-WEST DES MOINES, IA | 2 | $ 411,000 | $ 205,000 | $ 51,000 |
| ELGIN, IL | 2 | $ 521,000 | $ 260,000 | $ 86,000 |
| FARGO, ND-MN | 2 | $ 230,000 | $ 115,000 | $ 41,000 |
| GADSDEN, AL | 2 | $ 376,000 | $ 188,000 | $ 65,000 |
| HATTIESBURG, MS | 2 | $ 550,000 | $ 275,000 | $ 147,000 |
| KALAMAZOO-PORTAGE, MI | 2 | $ 320,000 | $ 160,000 | $ 109,000 |
| LAFAYETTE-WEST LAFAYETTE, IN | 2 | $ 226,000 | $ 113,000 | $ 24,000 |
| MONROE, MI | 2 | $ 257,000 | $ 128,000 | $ 0 |
| MUSKEGON, MI | 2 | $ 303,000 | $ 151,000 | $ 57,000 |
| OWENSBORO, KY | 2 | $ 316,000 | $ 158,000 | $ 51,000 |
| PORT ST. LUCIE, FL | 2 | $ 439,000 | $ 219,000 | $ 214,000 |
| ROANOKE, VA | 2 | $ 512,000 | $ 256,000 | $ 148,000 |
| SAGINAW, MI | 2 | $ 184,000 | $ 92,000 | $ 0 |
| STAUNTON-WAYNESBORO, VA | 2 | $ 373,000 | $ 186,000 | $ 84,000 |
| TERRE HAUTE, IN | 2 | $ 383,000 | $ 191,000 | $ 19,000 |
| ABILENE, TX | 1 | $ 125,000 | $ 125,000 | $ 95,000 |
| AKRON, OH | 1 | $ 80,000 | $ 80,000 | $ 39,000 |
| ALBANY, GA | 1 | $ 119,000 | $ 119,000 | $ 51,000 |
| ALEXANDRIA, LA | 1 | $ 285,000 | $ 285,000 | $ 0 |
| ALTOONA, PA | 1 | $ 113,000 | $ 113,000 | $ 26,000 |
| AMARILLO, TX | 1 | $ 417,000 | $ 417,000 | $ 130,000 |
| ANN ARBOR, MI | 1 | $ 128,000 | $ 128,000 | $ 0 |
| AUSTIN-ROUND ROCK, TX | 1 | $ 370,000 | $ 370,000 | $ 224,000 |
| CANTON-MASSILLON, OH | 1 | $ 207,000 | $ 207,000 | $ 0 |
| CHARLESTON-NORTH CHARLESTON, SC | 1 | $ 171,000 | $ 171,000 | $ 38,000 |
| CUMBERLAND, MD-WV | 1 | $ 389,000 | $ 389,000 | $ 223,000 |
| DAYTON, OH | 1 | $ 116,000 | $ 116,000 | $ 136,000 |
| DULUTH, MN-WI | 1 | $ 69,000 | $ 69,000 | $ 43,000 |
| ERIE, PA | 1 | $ 128,000 | $ 128,000 | $ 32,000 |
| FLORENCE, SC | 1 | $ 120,000 | $ 120,000 | $ 80,000 |
| FORT SMITH, AR-OK | 1 | $ 188,000 | $ 188,000 | $ 153,000 |
| HARRISBURG-CARLISLE, PA | 1 | $ 167,000 | $ 167,000 | $ 86,000 |
| HILTON HEAD ISLAND-BLUFFTON-BEAUFORT, SC | 1 | $ 180,000 | $ 180,000 | $ 0 |
| JACKSON, MI | 1 | $ 127,000 | $ 127,000 | $ 67,000 |
| JOHNSTOWN, PA | 1 | $ 41,000 | $ 41,000 | $ 38,000 |
| JOPLIN, MO | 1 | $ 114,000 | $ 114,000 | $ 29,000 |
| KINGSTON, NY | 1 | $ 178,000 | $ 178,000 | $ 83,000 |
| MADISON, WI | 1 | $ 209,000 | $ 209,000 | $ 84,000 |
| MANHATTAN, KS | 1 | $ 136,000 | $ 136,000 | $ 70,000 |
| MUNCIE, IN | 1 | $ 104,000 | $ 104,000 | $ 42,000 |
| NAPLES-IMMOKALEE-MARCO ISLAND, FL | 1 | $ 200,000 | $ 200,000 | $ 113,000 |
| NEW BERN, NC | 1 | $ 171,000 | $ 171,000 | $ 50,000 |
| NEW ORLEANS-METAIRIE, LA | 1 | $ 283,000 | $ 283,000 | $ 0 |
| NILES-BENTON HARBOR, MI | 1 | $ 74,000 | $ 74,000 | $ 0 |
| OMAHA-COUNCIL BLUFFS, NE-IA | 1 | $ 134,000 | $ 134,000 | $ 39,000 |
| PENSACOLA-FERRY PASS-BRENT, FL | 1 | $ 78,000 | $ 78,000 | $ 91,000 |
| PHILADELPHIA, PA | 1 | $ 89,000 | $ 89,000 | $ 51,000 |
| ROCHESTER, MN | 1 | $ 331,000 | $ 331,000 | $ 172,000 |
| ROCKY MOUNT, NC | 1 | $ 195,000 | $ 195,000 | $ 104,000 |
| SAN ANTONIO-NEW BRAUNFELS, TX | 1 | $ 252,000 | $ 252,000 | $ 108,000 |
| SEBRING, FL | 1 | $ 111,000 | $ 111,000 | $ 0 |
| SHEBOYGAN, WI | 1 | $ 176,000 | $ 176,000 | $ 103,000 |
| SOUTH BEND-MISHAWAKA, IN-MI | 1 | $ 72,000 | $ 72,000 | $ 0 |
| SPARTANBURG, SC | 1 | $ 65,000 | $ 65,000 | $ 27,000 |
| TALLAHASSEE, FL | 1 | $ 150,000 | $ 150,000 | $ 0 |
| UTICA-ROME, NY | 1 | $ 105,000 | $ 105,000 | $ 51,000 |
| WATERTOWN-FORT DRUM, NY | 1 | $ 90,000 | $ 90,000 | $ 28,000 |
| WEIRTON-STEUBENVILLE, WV-OH | 1 | $ 248,000 | $ 248,000 | $ 0 |
| WEST PALM BEACH-BOCA RATON-DELRAY BEACH, FL | 1 | $ 198,000 | $ 198,000 | $ 65,000 |
| YORK-HANOVER, PA | 1 | $ 206,000 | $ 206,000 | $ 0 |
Mortgage Loan Application Detail Totals for First Community Mortgage, Inc. in 2014
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Home Purchase | 5,707 | $925,071,000 | $162,000 | $863,000 | $65,000 | $1,319,000 |
| Refinancing | 2,065 | $384,431,000 | $186,000 | $1,150,000 | $75,000 | $893,000 |
| Home Improvement | 0 | $0 | $0 | $0 | $0 | $0 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| White | 5,954 | $982,910,000 | $165,000 | $1,000,000 | $73,000 | $1,319,000 |
| Black or African American | 636 | $99,108,000 | $155,000 | $606,000 | $60,000 | $411,000 |
| Not applicable | 535 | $91,652,000 | $171,000 | $429,000 | $0 | $0 |
| Asian | 248 | $61,383,000 | $247,000 | $1,150,000 | $101,000 | $617,000 |
| Not Provided | 191 | $41,585,000 | $217,000 | $806,000 | $78,000 | $286,000 |
| Hispanic | 188 | $29,303,000 | $155,000 | $850,000 | $63,000 | $353,000 |
| American Indian or Alaskan Native | 11 | $2,069,000 | $188,000 | $360,000 | $67,000 | $105,000 |
| Native Hawaiian or Other Pacific Islander | 9 | $1,492,000 | $165,000 | $346,000 | $73,000 | $162,000 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 4,048 | $762,489,000 | $188,000 | $1,150,000 | $83,000 | $1,319,000 |
| FHA-insured (Federal Housing Administration) | 1,429 | $208,812,000 | $146,000 | $449,000 | $54,000 | $620,000 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 1,425 | $173,961,000 | $122,000 | $337,000 | $41,000 | $110,000 |
| VA-guaranteed (Veterans Administration) | 870 | $164,240,000 | $188,000 | $725,000 | $63,000 | $293,000 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Loan Originated | 5,645 | $955,247,000 | $169,000 | $1,150,000 | $73,000 | $1,319,000 |
| Application Denied By Financial Institution | 1,168 | $190,279,000 | $162,000 | $863,000 | $68,000 | $893,000 |
| Loan Purchased By The Institution | 535 | $91,652,000 | $171,000 | $429,000 | $0 | $0 |
| File Closed For Incompleteness | 209 | $36,487,000 | $174,000 | $643,000 | $73,000 | $366,000 |
| Application Withdrawn By Applicant | 143 | $24,076,000 | $168,000 | $1,000,000 | $70,000 | $397,000 |
| Application Approved But Not Accepted | 72 | $11,761,000 | $163,000 | $524,000 | $68,000 | $269,000 |
| Preapproval Approved but not Accepted | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Denied by Financial Institution | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Collateral | 0 | $0 | $0 | $0 | $0 | $0 |
| Credit Application Incomplete | 0 | $0 | $0 | $0 | $0 | $0 |
| Credit History | 0 | $0 | $0 | $0 | $0 | $0 |
| Debt-To-Income Ratio | 0 | $0 | $0 | $0 | $0 | $0 |
| Employment History | 0 | $0 | $0 | $0 | $0 | $0 |
| Insufficient Cash (Downpayment, Closing Cost) | 0 | $0 | $0 | $0 | $0 | $0 |
| Mortgage Insurance Denied | 0 | $0 | $0 | $0 | $0 | $0 |
| Other | 0 | $0 | $0 | $0 | $0 | $0 |
| Unverifiable Information | 0 | $0 | $0 | $0 | $0 | $0 |
Our comprehensive HMDA mortgage statistics provide invaluable insights into First Community Mortgage, Inc.'s 2014 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.
This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics,
and assess First Community Mortgage, Inc.'s mortgage approval patterns.
Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
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