First Direct Lending LLC Mortgage Lending & HMDA Data, 2015
In 2015, First Direct Lending LLC of Irvine, CA reported 19,054 mortgage applications totaling $4.5 billion. The average application was for $234,218, and applicants reported an average income of $61,024. 4% of its applications resulted in an originated loan and 71% were denied. Its largest markets were Los Angeles-Long Beach-Glendale, CA (1,824), Riverside-San Bernardino-Ontario, CA (1,595) and Washington-Arlington-Alexandria, DC-VA-MD-WV (741) (applications in parentheses).
| Mortgage Company & Address | First Direct Lending LLC 15261 Laguna Canyon Road, Suite 200 Irvine, CA 92618 Tel #: available with data download |
| Federal Regulator | * available with data download |
| Years | 2017 2015 |
| Total Number of Mortgage Applications | 19,054 |
| Total Mortgage Loan Application Amount | $4,462,802,000 |
| Average Mortgage Loan Application Amount | $234,218 |
| Highest Mortgage Loan Application Amount | $18,824,000 |
| Average Applicant Income | $61,024 |
| Highest Applicant Income | $2,500,000 |
About this data: figures come from the Home Mortgage Disclosure Act (HMDA) records First Direct Lending LLC filed with the FFIEC and count every application it reported (approved, denied, withdrawn or purchased), not just closed loans. Applications reported at $100 million or more are left out of these totals.
| County | Total Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loans Applications | Average Mortgage Loan Application Amount | Average Applicant Income |
|---|---|---|---|---|
| Los Angeles, California | 1,824 | $ 582,529,000 | $ 319,368 | $ 68,000 |
| Riverside, California | 845 | $ 200,394,000 | $ 237,152 | $ 62,000 |
| San Bernardino, California | 750 | $ 170,752,000 | $ 227,669 | $ 64,000 |
| San Diego, California | 525 | $ 163,689,000 | $ 311,788 | $ 75,000 |
| Orange, California | 483 | $ 179,371,000 | $ 371,368 | $ 83,000 |
| Sacramento, California | 454 | $ 100,709,000 | $ 221,825 | $ 58,000 |
| Maricopa, Arizona | 397 | $ 73,382,000 | $ 184,841 | $ 51,000 |
| Contra Costa, California | 326 | $ 96,579,000 | $ 296,254 | $ 66,000 |
| King, Washington | 254 | $ 70,426,000 | $ 277,267 | $ 67,000 |
| Alameda, California | 250 | $ 83,231,000 | $ 332,924 | $ 77,000 |
| San Joaquin, California | 234 | $ 53,411,000 | $ 228,252 | $ 60,000 |
| Santa Clara, California | 231 | $ 98,097,000 | $ 424,662 | $ 89,000 |
| Philadelphia, Pennsylvania | 228 | $ 35,254,000 | $ 154,622 | $ 42,000 |
| Kern, California | 222 | $ 40,340,000 | $ 181,711 | $ 58,000 |
| Fresno, California | 195 | $ 36,796,000 | $ 188,697 | $ 56,000 |
| Broward, Florida | 195 | $ 59,958,000 | $ 307,476 | $ 58,000 |
| Prince George's, Maryland | 188 | $ 41,975,000 | $ 223,271 | $ 67,000 |
| Ventura, California | 186 | $ 64,440,000 | $ 346,451 | $ 68,000 |
| Miami-Dade, Florida | 183 | $ 38,411,000 | $ 209,896 | $ 60,000 |
| Stanislaus, California | 167 | $ 32,519,000 | $ 194,724 | $ 52,000 |
| Snohomish, Washington | 162 | $ 39,590,000 | $ 244,382 | $ 69,000 |
| Pierce, Washington | 161 | $ 33,449,000 | $ 207,757 | $ 60,000 |
| Solano, California | 159 | $ 40,400,000 | $ 254,088 | $ 66,000 |
| Palm Beach, Florida | 146 | $ 30,712,000 | $ 210,356 | $ 61,000 |
| Fairfax, Virginia | 146 | $ 48,998,000 | $ 335,602 | $ 68,000 |
| Arapahoe, Colorado | 142 | $ 28,540,000 | $ 200,985 | $ 64,000 |
| Prince William, Virginia | 125 | $ 32,768,000 | $ 262,144 | $ 65,000 |
| Mecklenburg, North Carolina | 124 | $ 22,348,000 | $ 180,225 | $ 50,000 |
| Wake, North Carolina | 124 | $ 23,534,000 | $ 189,790 | $ 46,000 |
| Orange, Florida | 117 | $ 21,001,000 | $ 179,495 | $ 55,000 |
| Montgomery, Pennsylvania | 115 | $ 25,381,000 | $ 220,704 | $ 71,000 |
| New Haven, Connecticut | 112 | $ 21,657,000 | $ 193,366 | $ 54,000 |
| Adams, Colorado | 109 | $ 20,734,000 | $ 190,220 | $ 53,000 |
| Ocean, New Jersey | 107 | $ 22,636,000 | $ 211,551 | $ 57,000 |
| Tulare, California | 106 | $ 19,265,000 | $ 181,745 | $ 63,000 |
| Jefferson, Colorado | 105 | $ 21,275,000 | $ 202,619 | $ 54,000 |
| Middlesex, New Jersey | 105 | $ 24,965,000 | $ 237,761 | $ 79,000 |
| Placer, California | 100 | $ 28,394,000 | $ 283,940 | $ 88,000 |
| Sonoma, California | 98 | $ 31,518,000 | $ 321,612 | $ 59,000 |
| Denver, Colorado | 93 | $ 17,467,000 | $ 187,817 | $ 51,000 |
| Hartford, Connecticut | 92 | $ 16,551,000 | $ 179,902 | $ 46,000 |
| Baltimore, Maryland | 92 | $ 18,638,000 | $ 202,586 | $ 53,000 |
| Fairfield, Connecticut | 91 | $ 23,503,000 | $ 258,274 | $ 65,000 |
| Bucks, Pennsylvania | 91 | $ 18,824,000 | $ 206,857 | $ 53,000 |
| El Paso, Colorado | 90 | $ 16,953,000 | $ 188,366 | $ 56,000 |
| Montgomery, Maryland | 90 | $ 25,284,000 | $ 280,933 | $ 64,000 |
| Hillsborough, Florida | 88 | $ 16,060,000 | $ 182,500 | $ 58,000 |
| Chesterfield, Virginia | 88 | $ 16,056,000 | $ 182,454 | $ 49,000 |
| San Mateo, California | 85 | $ 33,457,000 | $ 393,611 | $ 79,000 |
| Monmouth, New Jersey | 82 | $ 22,161,000 | $ 270,256 | $ 81,000 |
| Multnomah, Oregon | 82 | $ 16,145,000 | $ 196,890 | $ 37,000 |
| Clark, Washington | 81 | $ 16,305,000 | $ 201,296 | $ 78,000 |
| Lancaster, Pennsylvania | 78 | $ 13,575,000 | $ 174,038 | $ 53,000 |
| Merced, California | 76 | $ 13,935,000 | $ 183,355 | $ 52,000 |
| Allegheny, Pennsylvania | 76 | $ 12,522,000 | $ 164,763 | $ 53,000 |
| Virginia Beach, Virginia | 76 | $ 15,493,000 | $ 203,855 | $ 41,000 |
| Bergen, New Jersey | 70 | $ 21,378,000 | $ 305,400 | $ 93,000 |
| Camden, New Jersey | 67 | $ 11,665,000 | $ 174,104 | $ 50,000 |
| Weld, Colorado | 66 | $ 12,514,000 | $ 189,606 | $ 66,000 |
| Essex, New Jersey | 66 | $ 14,578,000 | $ 220,878 | $ 84,000 |
| Spokane, Washington | 65 | $ 10,871,000 | $ 167,246 | $ 52,000 |
| Santa Barbara, California | 64 | $ 19,488,000 | $ 304,500 | $ 57,000 |
| Delaware, Pennsylvania | 64 | $ 10,670,000 | $ 166,718 | $ 45,000 |
| Douglas, Colorado | 63 | $ 16,571,000 | $ 263,031 | $ 96,000 |
| Chesapeake, Virginia | 63 | $ 13,529,000 | $ 214,746 | $ 49,000 |
| Chester, Pennsylvania | 61 | $ 13,022,000 | $ 213,475 | $ 57,000 |
| San Francisco, California | 60 | $ 25,038,000 | $ 417,300 | $ 64,000 |
| Lee, Florida | 60 | $ 10,145,000 | $ 169,083 | $ 47,000 |
| Monterey, California | 59 | $ 15,703,000 | $ 266,152 | $ 56,000 |
| Osceola, Florida | 59 | $ 10,292,000 | $ 174,440 | $ 53,000 |
| Lehigh, Pennsylvania | 58 | $ 9,577,000 | $ 165,120 | $ 47,000 |
| York, Pennsylvania | 57 | $ 10,015,000 | $ 175,701 | $ 44,000 |
| Washington, Oregon | 56 | $ 12,636,000 | $ 225,642 | $ 43,000 |
| Anne Arundel, Maryland | 55 | $ 15,080,000 | $ 274,181 | $ 64,000 |
| Burlington, New Jersey | 55 | $ 11,010,000 | $ 200,181 | $ 81,000 |
| Loudoun, Virginia | 55 | $ 17,415,000 | $ 316,636 | $ 64,000 |
| Morris, New Jersey | 54 | $ 15,488,000 | $ 286,814 | $ 70,000 |
| Shasta, California | 53 | $ 9,622,000 | $ 181,547 | $ 46,000 |
| Berks, Pennsylvania | 53 | $ 9,283,000 | $ 175,150 | $ 52,000 |
| Duval, Florida | 52 | $ 8,145,000 | $ 156,634 | $ 43,000 |
| El Dorado, California | 51 | $ 13,495,000 | $ 264,607 | $ 54,000 |
| Pinellas, Florida | 51 | $ 8,278,000 | $ 162,313 | $ 51,000 |
| St. Lucie, Florida | 50 | $ 7,551,000 | $ 151,020 | $ 50,000 |
| Pima, Arizona | 49 | $ 8,197,000 | $ 167,285 | $ 69,000 |
| Union, New Jersey | 49 | $ 10,232,000 | $ 208,816 | $ 53,000 |
| Northampton, Pennsylvania | 48 | $ 8,295,000 | $ 172,812 | $ 55,000 |
| Spotsylvania, Virginia | 48 | $ 10,240,000 | $ 213,333 | $ 43,000 |
| Clackamas, Oregon | 47 | $ 11,241,000 | $ 239,170 | $ 68,000 |
| Monroe, Pennsylvania | 47 | $ 8,014,000 | $ 170,510 | $ 50,000 |
| Henrico, Virginia | 47 | $ 9,641,000 | $ 205,127 | $ 46,000 |
| San Luis Obispo, California | 46 | $ 15,346,000 | $ 333,608 | $ 77,000 |
| Baltimore City, Maryland | 45 | $ 6,982,000 | $ 155,155 | $ 68,000 |
| Hudson, New Jersey | 45 | $ 11,124,000 | $ 247,200 | $ 57,000 |
| Volusia, Florida | 44 | $ 7,710,000 | $ 175,227 | $ 35,000 |
| Larimer, Colorado | 43 | $ 9,333,000 | $ 217,046 | $ 62,000 |
| Gloucester, New Jersey | 43 | $ 8,404,000 | $ 195,441 | $ 70,000 |
| Passaic, New Jersey | 43 | $ 11,193,000 | $ 260,302 | $ 109,000 |
| Lake, Florida | 42 | $ 7,451,000 | $ 177,404 | $ 40,000 |
| Atlantic, New Jersey | 42 | $ 7,469,000 | $ 177,833 | $ 51,000 |
| Luzerne, Pennsylvania | 42 | $ 6,386,000 | $ 152,047 | $ 48,000 |
| Yakima, Washington | 42 | $ 6,279,000 | $ 149,500 | $ 48,000 |
| Butte, California | 41 | $ 7,569,000 | $ 184,609 | $ 69,000 |
| Mercer, New Jersey | 41 | $ 9,238,000 | $ 225,317 | $ 64,000 |
| Cumberland, North Carolina | 41 | $ 6,065,000 | $ 147,926 | $ 78,000 |
| Union, North Carolina | 40 | $ 6,899,000 | $ 172,475 | $ 52,000 |
| Forsyth, North Carolina | 39 | $ 5,383,000 | $ 138,025 | $ 46,000 |
| New London, Connecticut | 38 | $ 7,394,000 | $ 194,578 | $ 42,000 |
| Westmoreland, Pennsylvania | 38 | $ 6,940,000 | $ 182,631 | $ 54,000 |
| Guilford, North Carolina | 37 | $ 5,718,000 | $ 154,540 | $ 36,000 |
| Benton, Washington | 37 | $ 6,678,000 | $ 180,486 | $ 61,000 |
| Kings, California | 36 | $ 6,429,000 | $ 178,583 | $ 56,000 |
| Sutter, California | 36 | $ 6,946,000 | $ 192,944 | $ 49,000 |
| Cumberland, Pennsylvania | 36 | $ 6,346,000 | $ 176,277 | $ 49,000 |
| Kitsap, Washington | 36 | $ 7,582,000 | $ 210,611 | $ 79,000 |
| Thurston, Washington | 36 | $ 6,674,000 | $ 185,388 | $ 73,000 |
| Brevard, Florida | 35 | $ 6,243,000 | $ 178,371 | $ 52,000 |
| Polk, Florida | 35 | $ 5,216,000 | $ 149,028 | $ 37,000 |
| Yolo, California | 34 | $ 8,724,000 | $ 256,588 | $ 52,000 |
| Stafford, Virginia | 34 | $ 8,792,000 | $ 258,588 | $ 69,000 |
| Seminole, Florida | 33 | $ 5,944,000 | $ 180,121 | $ 64,000 |
| Lane, Oregon | 33 | $ 5,697,000 | $ 172,636 | $ 42,000 |
| Norfolk, Virginia | 33 | $ 4,867,000 | $ 147,484 | $ 48,000 |
| Whatcom, Washington | 33 | $ 7,456,000 | $ 225,939 | $ 53,000 |
| Madera, California | 32 | $ 6,284,000 | $ 196,375 | $ 69,000 |
| Collier, Florida | 32 | $ 7,984,000 | $ 249,500 | $ 63,000 |
| Sarasota, Florida | 32 | $ 5,705,000 | $ 178,281 | $ 77,000 |
| Pueblo, Colorado | 31 | $ 5,013,000 | $ 161,709 | $ 40,000 |
| Harris, Texas | 31 | $ 4,857,000 | $ 156,677 | $ 82,000 |
| Harford, Maryland | 30 | $ 7,515,000 | $ 250,500 | $ 62,000 |
| Imperial, California | 29 | $ 5,025,000 | $ 173,275 | $ 44,000 |
| Napa, California | 29 | $ 9,261,000 | $ 319,344 | $ 57,000 |
| Santa Cruz, California | 29 | $ 10,908,000 | $ 376,137 | $ 67,000 |
| Marion, Oregon | 29 | $ 4,963,000 | $ 171,137 | $ 47,000 |
| Lackawanna, Pennsylvania | 29 | $ 4,018,000 | $ 138,551 | $ 42,000 |
| Hampton, Virginia | 29 | $ 5,382,000 | $ 185,586 | $ 41,000 |
| Portsmouth, Virginia | 29 | $ 4,903,000 | $ 169,068 | $ 42,000 |
| Pinal, Arizona | 28 | $ 4,711,000 | $ 168,250 | $ 45,000 |
| Yavapai, Arizona | 28 | $ 5,619,000 | $ 200,678 | $ 45,000 |
| San Benito, California | 27 | $ 9,408,000 | $ 348,444 | $ 91,000 |
| Frederick, Maryland | 27 | $ 5,709,000 | $ 211,444 | $ 53,000 |
| Buncombe, North Carolina | 27 | $ 5,257,000 | $ 194,703 | $ 46,000 |
| Cowlitz, Washington | 27 | $ 4,703,000 | $ 174,185 | $ 86,000 |
| Nevada, California | 26 | $ 6,960,000 | $ 267,692 | $ 86,000 |
| Marion, Florida | 26 | $ 4,533,000 | $ 174,346 | $ 55,000 |
| Dauphin, Pennsylvania | 26 | $ 4,153,000 | $ 159,730 | $ 54,000 |
| Suffolk, Virginia | 26 | $ 5,781,000 | $ 222,346 | $ 63,000 |
| Middlesex, Connecticut | 25 | $ 4,949,000 | $ 197,960 | $ 75,000 |
| Charles, Maryland | 25 | $ 6,297,000 | $ 251,880 | $ 55,000 |
| Cape May, New Jersey | 25 | $ 5,619,000 | $ 224,760 | $ 59,000 |
| Somerset, New Jersey | 25 | $ 6,494,000 | $ 259,760 | $ 67,000 |
| Sussex, New Jersey | 25 | $ 5,705,000 | $ 228,200 | $ 66,000 |
| Jackson, Oregon | 25 | $ 5,165,000 | $ 206,600 | $ 79,000 |
| Pike, Pennsylvania | 25 | $ 4,510,000 | $ 180,400 | $ 42,000 |
| Pasco, Florida | 24 | $ 3,920,000 | $ 163,333 | $ 53,000 |
| Tuolumne, California | 23 | $ 4,277,000 | $ 185,956 | $ 54,000 |
| Boulder, Colorado | 23 | $ 5,057,000 | $ 219,869 | $ 51,000 |
| Durham, North Carolina | 23 | $ 3,819,000 | $ 166,043 | $ 58,000 |
| Tarrant, Texas | 23 | $ 3,788,000 | $ 164,695 | $ 75,000 |
| Calaveras, California | 22 | $ 5,192,000 | $ 236,000 | $ 97,000 |
| Humboldt, California | 22 | $ 4,181,000 | $ 190,045 | $ 41,000 |
| Litchfield, Connecticut | 22 | $ 4,537,000 | $ 206,227 | $ 49,000 |
| Bay, Florida | 22 | $ 3,761,000 | $ 170,954 | $ 51,000 |
| Charlotte, Florida | 22 | $ 3,295,000 | $ 149,772 | $ 39,000 |
| Cabarrus, North Carolina | 22 | $ 3,252,000 | $ 147,818 | $ 36,000 |
| Richmond City, Virginia | 22 | $ 3,503,000 | $ 159,227 | $ 36,000 |
| Mesa, Colorado | 21 | $ 3,527,000 | $ 167,952 | $ 49,000 |
| Washington, Pennsylvania | 21 | $ 2,964,000 | $ 141,142 | $ 45,000 |
| Fauquier, Virginia | 21 | $ 5,715,000 | $ 272,142 | $ 67,000 |
| Newport News, Virginia | 21 | $ 3,708,000 | $ 176,571 | $ 51,000 |
| Windham, Connecticut | 20 | $ 3,186,000 | $ 159,300 | $ 35,000 |
| Howard, Maryland | 20 | $ 6,035,000 | $ 301,750 | $ 68,000 |
| Washington, Maryland | 20 | $ 3,859,000 | $ 192,950 | $ 51,000 |
| Cumberland, New Jersey | 20 | $ 3,388,000 | $ 169,400 | $ 43,000 |
| Johnston, North Carolina | 20 | $ 2,988,000 | $ 149,400 | $ 36,000 |
| Franklin, Pennsylvania | 20 | $ 3,201,000 | $ 160,050 | $ 39,000 |
| Franklin, Washington | 20 | $ 3,374,000 | $ 168,700 | $ 96,000 |
| Lake, California | 19 | $ 4,153,000 | $ 218,578 | $ 47,000 |
| Butler, Pennsylvania | 19 | $ 2,710,000 | $ 142,631 | $ 51,000 |
| Erie, Pennsylvania | 19 | $ 2,414,000 | $ 127,052 | $ 53,000 |
| Lebanon, Pennsylvania | 19 | $ 3,047,000 | $ 160,368 | $ 50,000 |
| Schuylkill, Pennsylvania | 19 | $ 2,839,000 | $ 149,421 | $ 40,000 |
| Alexandria, Virginia | 19 | $ 4,751,000 | $ 250,052 | $ 74,000 |
| Yuba, California | 18 | $ 3,674,000 | $ 204,111 | $ 54,000 |
| Manatee, Florida | 18 | $ 3,422,000 | $ 190,111 | $ 43,000 |
| Okaloosa, Florida | 18 | $ 3,258,000 | $ 181,000 | $ 53,000 |
| Carroll, Maryland | 18 | $ 4,263,000 | $ 236,833 | $ 58,000 |
| Arlington, Virginia | 18 | $ 7,127,000 | $ 395,944 | $ 83,000 |
| Marin, California | 17 | $ 8,452,000 | $ 497,176 | $ 120,000 |
| Tolland, Connecticut | 17 | $ 2,933,000 | $ 172,529 | $ 41,000 |
| Adams, Pennsylvania | 17 | $ 2,783,000 | $ 163,705 | $ 53,000 |
| Beaver, Pennsylvania | 17 | $ 2,874,000 | $ 169,058 | $ 51,000 |
| Fayette, Pennsylvania | 17 | $ 2,330,000 | $ 137,058 | $ 67,000 |
| Lycoming, Pennsylvania | 17 | $ 2,471,000 | $ 145,352 | $ 47,000 |
| Collin, Texas | 17 | $ 3,323,000 | $ 195,470 | $ 73,000 |
| Frederick, Virginia | 17 | $ 3,181,000 | $ 187,117 | $ 40,000 |
| Hanover, Virginia | 17 | $ 3,999,000 | $ 235,235 | $ 73,000 |
| Island, Washington | 17 | $ 3,467,000 | $ 203,941 | $ 47,000 |
| Mendocino, California | 16 | $ 3,661,000 | $ 228,812 | $ 60,000 |
| Leon, Florida | 16 | $ 2,725,000 | $ 170,312 | $ 44,000 |
| Gaston, North Carolina | 16 | $ 2,965,000 | $ 185,312 | $ 48,000 |
| Escambia, Florida | 15 | $ 2,299,000 | $ 153,266 | $ 64,000 |
| Martin, Florida | 15 | $ 3,196,000 | $ 213,066 | $ 64,000 |
| New Hanover, North Carolina | 15 | $ 2,616,000 | $ 174,400 | $ 53,000 |
| Randolph, North Carolina | 15 | $ 2,048,000 | $ 136,533 | $ 35,000 |
| Carbon, Pennsylvania | 15 | $ 1,964,000 | $ 130,933 | $ 45,000 |
| Manassas, Virginia | 15 | $ 4,143,000 | $ 276,200 | $ 33,000 |
| Amador, California | 14 | $ 2,762,000 | $ 197,285 | $ 52,000 |
| Clay, Florida | 14 | $ 2,122,000 | $ 151,571 | $ 40,000 |
| Hernando, Florida | 14 | $ 2,100,000 | $ 150,000 | $ 44,000 |
| Indian River, Florida | 14 | $ 2,212,000 | $ 158,000 | $ 44,000 |
| St. Johns, Florida | 14 | $ 3,220,000 | $ 230,000 | $ 67,000 |
| Alamance, North Carolina | 14 | $ 1,942,000 | $ 138,714 | $ 62,000 |
| Culpeper, Virginia | 14 | $ 3,280,000 | $ 234,285 | $ 69,000 |
| Mason, Washington | 14 | $ 2,449,000 | $ 174,928 | $ 101,000 |
| Yuma, Arizona | 13 | $ 2,127,000 | $ 163,615 | $ 47,000 |
| Siskiyou, California | 13 | $ 2,216,000 | $ 170,461 | $ 50,000 |
| Calvert, Maryland | 13 | $ 3,011,000 | $ 231,615 | $ 49,000 |
| Cecil, Maryland | 13 | $ 2,339,000 | $ 179,923 | $ 31,000 |
| Warren, New Jersey | 13 | $ 2,553,000 | $ 196,384 | $ 84,000 |
| Rockingham, North Carolina | 13 | $ 2,109,000 | $ 162,230 | $ 67,000 |
| Northumberland, Pennsylvania | 13 | $ 1,783,000 | $ 137,153 | $ 50,000 |
| Perry, Pennsylvania | 13 | $ 2,087,000 | $ 160,538 | $ 46,000 |
| Albemarle, Virginia | 13 | $ 3,905,000 | $ 300,384 | $ 103,000 |
| Tehama, California | 12 | $ 2,217,000 | $ 184,750 | $ 43,000 |
| St. Mary's, Maryland | 12 | $ 2,387,000 | $ 198,916 | $ 70,000 |
| Harnett, North Carolina | 12 | $ 2,071,000 | $ 172,583 | $ 48,000 |
| Iredell, North Carolina | 12 | $ 2,261,000 | $ 188,416 | $ 48,000 |
| Onslow, North Carolina | 12 | $ 2,115,000 | $ 176,250 | $ 71,000 |
| Deschutes, Oregon | 12 | $ 2,713,000 | $ 226,083 | $ 60,000 |
| Dinwiddie, Virginia | 12 | $ 2,096,000 | $ 174,666 | $ 35,000 |
| Skagit, Washington | 12 | $ 2,369,000 | $ 197,416 | $ 39,000 |
| Coconino, Arizona | 11 | $ 2,097,000 | $ 190,636 | $ 52,000 |
| Broomfield, Colorado | 11 | $ 2,296,000 | $ 208,727 | $ 22,000 |
| La Plata, Colorado | 11 | $ 2,242,000 | $ 203,818 | $ 55,000 |
| Alachua, Florida | 11 | $ 1,918,000 | $ 174,363 | $ 47,000 |
| Josephine, Oregon | 11 | $ 1,982,000 | $ 180,181 | $ 36,000 |
| Lincoln, Oregon | 11 | $ 2,966,000 | $ 269,636 | $ 102,000 |
| Linn, Oregon | 11 | $ 1,867,000 | $ 169,727 | $ 52,000 |
| Yamhill, Oregon | 11 | $ 2,067,000 | $ 187,909 | $ 30,000 |
| Bradford, Pennsylvania | 11 | $ 1,509,000 | $ 137,181 | $ 39,000 |
| Centre, Pennsylvania | 11 | $ 1,813,000 | $ 164,818 | $ 49,000 |
| Bexar, Texas | 11 | $ 1,656,000 | $ 150,545 | $ 54,000 |
| Bedford, Virginia | 11 | $ 2,162,000 | $ 196,545 | $ 43,000 |
| Gloucester, Virginia | 11 | $ 1,929,000 | $ 175,363 | $ 39,000 |
| Roanoke, Virginia | 11 | $ 1,762,000 | $ 160,181 | $ 48,000 |
| Chelan, Washington | 11 | $ 1,920,000 | $ 174,545 | $ 38,000 |
| Lewis, Washington | 11 | $ 1,885,000 | $ 171,363 | $ 54,000 |
| Cochise, Arizona | 10 | $ 1,386,000 | $ 138,600 | $ 21,000 |
| Mohave, Arizona | 10 | $ 1,625,000 | $ 162,500 | $ 34,000 |
| Brunswick, North Carolina | 10 | $ 2,232,000 | $ 223,200 | $ 58,000 |
| Henderson, North Carolina | 10 | $ 1,736,000 | $ 173,600 | $ 31,000 |
| Moore, North Carolina | 10 | $ 1,870,000 | $ 187,000 | $ 81,000 |
| Pitt, North Carolina | 10 | $ 1,617,000 | $ 161,700 | $ 45,000 |
| Wayne, North Carolina | 10 | $ 1,502,000 | $ 150,200 | $ 45,000 |
| Columbia, Pennsylvania | 10 | $ 1,589,000 | $ 158,900 | $ 37,000 |
| Lawrence, Pennsylvania | 10 | $ 1,102,000 | $ 110,200 | $ 79,000 |
| Susquehanna, Pennsylvania | 10 | $ 1,737,000 | $ 173,700 | $ 57,000 |
| Wayne, Pennsylvania | 10 | $ 1,588,000 | $ 158,800 | $ 42,000 |
| Denton, Texas | 10 | $ 1,663,000 | $ 166,300 | $ 36,000 |
| Augusta, Virginia | 10 | $ 1,512,000 | $ 151,200 | $ 43,000 |
| Louisa, Virginia | 10 | $ 2,062,000 | $ 206,200 | $ 53,000 |
| Catawba, North Carolina | 9 | $ 1,317,000 | $ 146,333 | $ 43,000 |
| Davidson, North Carolina | 9 | $ 1,459,000 | $ 162,111 | $ 65,000 |
| Orange, North Carolina | 9 | $ 1,449,000 | $ 161,000 | $ 56,000 |
| Douglas, Oregon | 9 | $ 1,597,000 | $ 177,444 | $ 33,000 |
| Dallas, Texas | 9 | $ 1,553,000 | $ 172,555 | $ 64,000 |
| Campbell, Virginia | 9 | $ 1,544,000 | $ 171,555 | $ 41,000 |
| James City, Virginia | 9 | $ 2,243,000 | $ 249,222 | $ 71,000 |
| Roanoke City, Virginia | 9 | $ 1,208,000 | $ 134,222 | $ 38,000 |
| Walla Walla, Washington | 9 | $ 1,425,000 | $ 158,333 | $ 42,000 |
| Lassen, California | 8 | $ 1,670,000 | $ 208,750 | $ 52,000 |
| Elbert, Colorado | 8 | $ 1,842,000 | $ 230,250 | $ 89,000 |
| Fremont, Colorado | 8 | $ 1,461,000 | $ 182,625 | $ 52,000 |
| Garfield, Colorado | 8 | $ 2,282,000 | $ 285,250 | $ 40,000 |
| Montrose, Colorado | 8 | $ 1,109,000 | $ 138,625 | $ 41,000 |
| Nassau, Florida | 8 | $ 1,371,000 | $ 171,375 | $ 46,000 |
| Gwinnett, Georgia | 8 | $ 1,315,000 | $ 164,375 | $ 39,000 |
| Queen Anne's, Maryland | 8 | $ 2,052,000 | $ 256,500 | $ 35,000 |
| Wicomico, Maryland | 8 | $ 1,224,000 | $ 153,000 | $ 40,000 |
| Hunterdon, New Jersey | 8 | $ 1,588,000 | $ 198,500 | $ 44,000 |
| Currituck, North Carolina | 8 | $ 1,603,000 | $ 200,375 | $ 58,000 |
| Lincoln, North Carolina | 8 | $ 1,053,000 | $ 131,625 | $ 40,000 |
| Rowan, North Carolina | 8 | $ 1,039,000 | $ 129,875 | $ 31,000 |
| Rutherford, North Carolina | 8 | $ 1,293,000 | $ 161,625 | $ 47,000 |
| Surry, North Carolina | 8 | $ 1,004,000 | $ 125,500 | $ 32,000 |
| Coos, Oregon | 8 | $ 1,224,000 | $ 153,000 | $ 34,000 |
| Polk, Oregon | 8 | $ 1,253,000 | $ 156,625 | $ 18,000 |
| Armstrong, Pennsylvania | 8 | $ 1,086,000 | $ 135,750 | $ 36,000 |
| Cambria, Pennsylvania | 8 | $ 852,000 | $ 106,500 | $ 28,000 |
| Crawford, Pennsylvania | 8 | $ 1,306,000 | $ 163,250 | $ 22,000 |
| Fort Bend, Texas | 8 | $ 1,143,000 | $ 142,875 | $ 94,000 |
| Caroline, Virginia | 8 | $ 1,271,000 | $ 158,875 | $ 46,000 |
| Franklin, Virginia | 8 | $ 1,149,000 | $ 143,625 | $ 37,000 |
| New Kent, Virginia | 8 | $ 1,668,000 | $ 208,500 | $ 72,000 |
| Orange, Virginia | 8 | $ 1,525,000 | $ 190,625 | $ 36,000 |
| Powhatan, Virginia | 8 | $ 1,460,000 | $ 182,500 | $ 35,000 |
| Smyth, Virginia | 8 | $ 1,048,000 | $ 131,000 | $ 34,000 |
| Warren, Virginia | 8 | $ 1,483,000 | $ 185,375 | $ 47,000 |
| Clallam, Washington | 8 | $ 1,878,000 | $ 234,750 | $ 142,000 |
| Grant, Washington | 8 | $ 1,231,000 | $ 153,875 | $ 40,000 |
| Citrus, Florida | 7 | $ 1,109,000 | $ 158,428 | $ 54,000 |
| Flagler, Florida | 7 | $ 857,000 | $ 122,428 | $ 36,000 |
| Santa Rosa, Florida | 7 | $ 1,204,000 | $ 172,000 | $ 52,000 |
| Salem, New Jersey | 7 | $ 854,000 | $ 122,000 | $ 27,000 |
| Burke, North Carolina | 7 | $ 873,000 | $ 124,714 | $ 159,000 |
| Wilson, North Carolina | 7 | $ 1,138,000 | $ 162,571 | $ 69,000 |
| Klamath, Oregon | 7 | $ 1,033,000 | $ 147,571 | $ 51,000 |
| Blair, Pennsylvania | 7 | $ 1,087,000 | $ 155,285 | $ 57,000 |
| El Paso, Texas | 7 | $ 623,000 | $ 89,000 | $ 51,000 |
| Williamson, Texas | 7 | $ 1,550,000 | $ 221,428 | $ 72,000 |
| Henry, Virginia | 7 | $ 929,000 | $ 132,714 | $ 24,000 |
| Mecklenburg, Virginia | 7 | $ 1,136,000 | $ 162,285 | $ 44,000 |
| Montgomery, Virginia | 7 | $ 1,169,000 | $ 167,000 | $ 52,000 |
| Page, Virginia | 7 | $ 1,377,000 | $ 196,714 | $ 54,000 |
| Rockingham, Virginia | 7 | $ 1,142,000 | $ 163,142 | $ 46,000 |
| Russell, Virginia | 7 | $ 700,000 | $ 100,000 | $ 34,000 |
| York, Virginia | 7 | $ 1,106,000 | $ 158,000 | $ 57,000 |
| Douglas, Washington | 7 | $ 1,652,000 | $ 236,000 | $ 43,000 |
| Modoc, California | 6 | $ 715,000 | $ 119,166 | $ 20,000 |
| Cobb, Georgia | 6 | $ 876,000 | $ 146,000 | $ 64,000 |
| Fulton, Georgia | 6 | $ 798,000 | $ 133,000 | $ 93,000 |
| Caldwell, North Carolina | 6 | $ 675,000 | $ 112,500 | $ 30,000 |
| Robeson, North Carolina | 6 | $ 1,158,000 | $ 193,000 | $ 65,000 |
| Indiana, Pennsylvania | 6 | $ 937,000 | $ 156,166 | $ 205,000 |
| Somerset, Pennsylvania | 6 | $ 1,007,000 | $ 167,833 | $ 36,000 |
| Wyoming, Pennsylvania | 6 | $ 849,000 | $ 141,500 | $ 51,000 |
| Botetourt, Virginia | 6 | $ 1,309,000 | $ 218,166 | $ 57,000 |
| Lynchburg, Virginia | 6 | $ 711,000 | $ 118,500 | $ 25,000 |
| Prince George, Virginia | 6 | $ 916,000 | $ 152,666 | $ 49,000 |
| Scott, Virginia | 6 | $ 824,000 | $ 137,333 | $ 33,000 |
| Tazewell, Virginia | 6 | $ 955,000 | $ 159,166 | $ 62,000 |
| Adams, Washington | 6 | $ 820,000 | $ 136,666 | $ 13,000 |
| Asotin, Washington | 6 | $ 858,000 | $ 143,000 | $ 53,000 |
| Grays Harbor, Washington | 6 | $ 710,000 | $ 118,333 | $ 52,000 |
| Jefferson, Washington | 6 | $ 1,373,000 | $ 228,833 | $ 46,000 |
| Gila, Arizona | 5 | $ 904,000 | $ 180,800 | $ 55,000 |
| Del Norte, California | 5 | $ 834,000 | $ 166,800 | $ 64,000 |
| Teller, Colorado | 5 | $ 906,000 | $ 181,200 | $ 78,000 |
| Highlands, Florida | 5 | $ 739,000 | $ 147,800 | $ 40,000 |
| Monroe, Florida | 5 | $ 1,231,000 | $ 246,200 | $ 61,000 |
| Sumter, Florida | 5 | $ 795,000 | $ 159,000 | $ 53,000 |
| Union, Florida | 5 | $ 557,000 | $ 111,400 | $ 52,000 |
| Allegany, Maryland | 5 | $ 1,189,000 | $ 237,800 | $ 69,000 |
| Caroline, Maryland | 5 | $ 823,000 | $ 164,600 | $ 62,000 |
| Dorchester, Maryland | 5 | $ 818,000 | $ 163,600 | $ 51,000 |
| Talbot, Maryland | 5 | $ 1,048,000 | $ 209,600 | $ 45,000 |
| Carteret, North Carolina | 5 | $ 666,000 | $ 133,200 | $ 39,000 |
| Chatham, North Carolina | 5 | $ 927,000 | $ 185,400 | $ 43,000 |
| Craven, North Carolina | 5 | $ 690,000 | $ 138,000 | $ 38,000 |
| Duplin, North Carolina | 5 | $ 776,000 | $ 155,200 | $ 18,000 |
| Umatilla, Oregon | 5 | $ 753,000 | $ 150,600 | $ 35,000 |
| Greene, Pennsylvania | 5 | $ 717,000 | $ 143,400 | $ 64,000 |
| Snyder, Pennsylvania | 5 | $ 883,000 | $ 176,600 | $ 90,000 |
| Montgomery, Texas | 5 | $ 920,000 | $ 184,000 | $ 42,000 |
| Travis, Texas | 5 | $ 928,000 | $ 185,600 | $ 75,000 |
| Amelia, Virginia | 5 | $ 1,088,000 | $ 217,600 | $ 46,000 |
| Appomattox, Virginia | 5 | $ 729,000 | $ 145,800 | $ 10,000 |
| Fluvanna, Virginia | 5 | $ 1,046,000 | $ 209,200 | $ 48,000 |
| Grayson, Virginia | 5 | $ 824,000 | $ 164,800 | $ 44,000 |
| Isle of Wight, Virginia | 5 | $ 1,300,000 | $ 260,000 | $ 48,000 |
| King George, Virginia | 5 | $ 1,102,000 | $ 220,400 | $ 69,000 |
| Madison, Virginia | 5 | $ 927,000 | $ 185,400 | $ 37,000 |
| Pittsylvania, Virginia | 5 | $ 674,000 | $ 134,800 | $ 38,000 |
| Prince Edward, Virginia | 5 | $ 932,000 | $ 186,400 | $ 29,000 |
| Shenandoah, Virginia | 5 | $ 760,000 | $ 152,000 | $ 57,000 |
| Winchester, Virginia | 5 | $ 764,000 | $ 152,800 | $ 10,000 |
| Pacific, Washington | 5 | $ 741,000 | $ 148,200 | $ 290,000 |
| Stevens, Washington | 5 | $ 793,000 | $ 158,600 | $ 16,000 |
| Colusa, California | 4 | $ 788,000 | $ 197,000 | $ 42,000 |
| Mariposa, California | 4 | $ 860,000 | $ 215,000 | $ 28,000 |
| Trinity, California | 4 | $ 574,000 | $ 143,500 | $ 39,000 |
| Delta, Colorado | 4 | $ 769,000 | $ 192,250 | $ 41,000 |
| Eagle, Colorado | 4 | $ 1,207,000 | $ 301,750 | $ 76,000 |
| Lake, Colorado | 4 | $ 550,000 | $ 137,500 | $ 43,000 |
| Montezuma, Colorado | 4 | $ 644,000 | $ 161,000 | $ 28,000 |
| Summit, Colorado | 4 | $ 899,000 | $ 224,750 | $ 46,000 |
| Columbia, Florida | 4 | $ 554,000 | $ 138,500 | $ 54,000 |
| Haywood, North Carolina | 4 | $ 739,000 | $ 184,750 | $ 28,000 |
| Hoke, North Carolina | 4 | $ 518,000 | $ 129,500 | $ 57,000 |
| Lee, North Carolina | 4 | $ 482,000 | $ 120,500 | $ 33,000 |
| Pender, North Carolina | 4 | $ 749,000 | $ 187,250 | $ 55,000 |
| Transylvania, North Carolina | 4 | $ 726,000 | $ 181,500 | $ 18,000 |
| Curry, Oregon | 4 | $ 698,000 | $ 174,500 | $ 294,000 |
| Bedford, Pennsylvania | 4 | $ 596,000 | $ 149,000 | $ 49,000 |
| Huntingdon, Pennsylvania | 4 | $ 512,000 | $ 128,000 | $ 62,000 |
| Tioga, Pennsylvania | 4 | $ 596,000 | $ 149,000 | $ 40,000 |
| Bell, Texas | 4 | $ 594,000 | $ 148,500 | $ 69,000 |
| McLennan, Texas | 4 | $ 615,000 | $ 153,750 | $ 39,000 |
| Amherst, Virginia | 4 | $ 736,000 | $ 184,000 | $ 55,000 |
| Buckingham, Virginia | 4 | $ 989,000 | $ 247,250 | $ 33,000 |
| Carroll, Virginia | 4 | $ 591,000 | $ 147,750 | $ 44,000 |
| Clarke, Virginia | 4 | $ 937,000 | $ 234,250 | $ 32,000 |
| Greene, Virginia | 4 | $ 642,000 | $ 160,500 | $ 61,000 |
| King William, Virginia | 4 | $ 593,000 | $ 148,250 | $ 49,000 |
| Manassas Park, Virginia | 4 | $ 1,059,000 | $ 264,750 | $ 68,000 |
| Southampton, Virginia | 4 | $ 709,000 | $ 177,250 | $ 23,000 |
| Washington, Virginia | 4 | $ 731,000 | $ 182,750 | $ 60,000 |
| Waynesboro, Virginia | 4 | $ 618,000 | $ 154,500 | $ 28,000 |
| Wise, Virginia | 4 | $ 582,000 | $ 145,500 | $ 62,000 |
| Wythe, Virginia | 4 | $ 690,000 | $ 172,500 | $ 52,000 |
| Kittitas, Washington | 4 | $ 684,000 | $ 171,000 | $ 25,000 |
| Klickitat, Washington | 4 | $ 681,000 | $ 170,250 | $ 16,000 |
| Okanogan, Washington | 4 | $ 727,000 | $ 181,750 | $ 59,000 |
| Graham, Arizona | 3 | $ 469,000 | $ 156,333 | $ 47,000 |
| Navajo, Arizona | 3 | $ 363,000 | $ 121,000 | $ 53,000 |
| Glenn, California | 3 | $ 470,000 | $ 156,666 | $ 26,000 |
| Grand, Colorado | 3 | $ 544,000 | $ 181,333 | $ 45,000 |
| Morgan, Colorado | 3 | $ 496,000 | $ 165,333 | $ 24,000 |
| Park, Colorado | 3 | $ 685,000 | $ 228,333 | $ 70,000 |
| Yuma, Colorado | 3 | $ 325,000 | $ 108,333 | $ 31,000 |
| Chatham, Georgia | 3 | $ 378,000 | $ 126,000 | $ 35,000 |
| Henry, Georgia | 3 | $ 418,000 | $ 139,333 | $ 34,000 |
| Garrett, Maryland | 3 | $ 455,000 | $ 151,666 | $ 68,000 |
| Kent, Maryland | 3 | $ 670,000 | $ 223,333 | $ 62,000 |
| Somerset, Maryland | 3 | $ 702,000 | $ 234,000 | $ 12,000 |
| Worcester, Maryland | 3 | $ 493,000 | $ 164,333 | $ 18,000 |
| Beaufort, North Carolina | 3 | $ 444,000 | $ 148,000 | $ 72,000 |
| Clay, North Carolina | 3 | $ 519,000 | $ 173,000 | $ 45,000 |
| Dare, North Carolina | 3 | $ 477,000 | $ 159,000 | $ 10,000 |
| Davie, North Carolina | 3 | $ 384,000 | $ 128,000 | $ 45,000 |
| Edgecombe, North Carolina | 3 | $ 397,000 | $ 132,333 | $ 61,000 |
| Franklin, North Carolina | 3 | $ 509,000 | $ 169,666 | $ 31,000 |
| Granville, North Carolina | 3 | $ 388,000 | $ 129,333 | $ 6,000 |
| Macon, North Carolina | 3 | $ 516,000 | $ 172,000 | $ 70,000 |
| Mitchell, North Carolina | 3 | $ 366,000 | $ 122,000 | $ 35,000 |
| Nash, North Carolina | 3 | $ 468,000 | $ 156,000 | $ 47,000 |
| Person, North Carolina | 3 | $ 461,000 | $ 153,666 | $ 61,000 |
| Richmond, North Carolina | 3 | $ 432,000 | $ 144,000 | $ 15,000 |
| Wilkes, North Carolina | 3 | $ 414,000 | $ 138,000 | $ 35,000 |
| Benton, Oregon | 3 | $ 533,000 | $ 177,666 | $ 24,000 |
| Clatsop, Oregon | 3 | $ 502,000 | $ 167,333 | $ 27,000 |
| Columbia, Oregon | 3 | $ 534,000 | $ 178,000 | $ 71,000 |
| Hood River, Oregon | 3 | $ 907,000 | $ 302,333 | $ 84,000 |
| Wasco, Oregon | 3 | $ 405,000 | $ 135,000 | $ 14,000 |
| Clarion, Pennsylvania | 3 | $ 316,000 | $ 105,333 | $ 31,000 |
| Fulton, Pennsylvania | 3 | $ 452,000 | $ 150,666 | $ 23,000 |
| McKean, Pennsylvania | 3 | $ 331,000 | $ 110,333 | $ 359,000 |
| Union, Pennsylvania | 3 | $ 439,000 | $ 146,333 | $ 82,000 |
| Venango, Pennsylvania | 3 | $ 304,000 | $ 101,333 | $ 66,000 |
| Hidalgo, Texas | 3 | $ 414,000 | $ 138,000 | $ 61,000 |
| Smith, Texas | 3 | $ 466,000 | $ 155,333 | $ 69,000 |
| Charlottesville, Virginia | 3 | $ 625,000 | $ 208,333 | $ 58,000 |
| Cumberland, Virginia | 3 | $ 410,000 | $ 136,666 | $ 26,000 |
| Danville, Virginia | 3 | $ 464,000 | $ 154,666 | $ 109,000 |
| Dickenson, Virginia | 3 | $ 360,000 | $ 120,000 | $ 66,000 |
| Greensville, Virginia | 3 | $ 386,000 | $ 128,666 | $ 103,000 |
| Petersburg, Virginia | 3 | $ 405,000 | $ 135,000 | $ 31,000 |
| Rockbridge, Virginia | 3 | $ 443,000 | $ 147,666 | $ 47,000 |
| Staunton, Virginia | 3 | $ 346,000 | $ 115,333 | $ 20,000 |
| Ferry, Washington | 3 | $ 413,000 | $ 137,666 | $ 45,000 |
| Apache, Arizona | 2 | $ 339,000 | $ 169,500 | $ 93,000 |
| Santa Cruz, Arizona | 2 | $ 300,000 | $ 150,000 | $ 25,000 |
| Inyo, California | 2 | $ 495,000 | $ 247,500 | $ 23,000 |
| Mono, California | 2 | $ 368,000 | $ 184,000 | $ 33,000 |
| Sierra, California | 2 | $ 367,000 | $ 183,500 | $ 14,000 |
| Alamosa, Colorado | 2 | $ 290,000 | $ 145,000 | $ 46,000 |
| Chaffee, Colorado | 2 | $ 305,000 | $ 152,500 | $ 51,000 |
| Costilla, Colorado | 2 | $ 275,000 | $ 137,500 | $ 42,000 |
| Custer, Colorado | 2 | $ 393,000 | $ 196,500 | $ 46,000 |
| Las Animas, Colorado | 2 | $ 346,000 | $ 173,000 | $ 54,000 |
| Moffat, Colorado | 2 | $ 292,000 | $ 146,000 | $ 53,000 |
| Levy, Florida | 2 | $ 318,000 | $ 159,000 | $ 51,000 |
| Okeechobee, Florida | 2 | $ 270,000 | $ 135,000 | $ 61,000 |
| Putnam, Florida | 2 | $ 283,000 | $ 141,500 | $ 22,000 |
| Wakulla, Florida | 2 | $ 202,000 | $ 101,000 | $ 25,000 |
| Walton, Florida | 2 | $ 212,000 | $ 106,000 | $ 32,000 |
| Cherokee, Georgia | 2 | $ 327,000 | $ 163,500 | $ 66,000 |
| Columbia, Georgia | 2 | $ 278,000 | $ 139,000 | $ 9,000 |
| DeKalb, Georgia | 2 | $ 333,000 | $ 166,500 | $ 78,000 |
| Floyd, Georgia | 2 | $ 199,000 | $ 99,500 | $ 35,000 |
| Peach, Georgia | 2 | $ 333,000 | $ 166,500 | $ 114,000 |
| Alexander, North Carolina | 2 | $ 359,000 | $ 179,500 | $ 22,000 |
| Cherokee, North Carolina | 2 | $ 324,000 | $ 162,000 | $ 0 |
| Chowan, North Carolina | 2 | $ 272,000 | $ 136,000 | $ 41,000 |
| Cleveland, North Carolina | 2 | $ 270,000 | $ 135,000 | $ 27,000 |
| Lenoir, North Carolina | 2 | $ 328,000 | $ 164,000 | $ 88,000 |
| McDowell, North Carolina | 2 | $ 188,000 | $ 94,000 | $ 61,000 |
| Pasquotank, North Carolina | 2 | $ 275,000 | $ 137,500 | $ 62,000 |
| Scotland, North Carolina | 2 | $ 223,000 | $ 111,500 | $ 33,000 |
| Stanly, North Carolina | 2 | $ 254,000 | $ 127,000 | $ 21,000 |
| Washington, North Carolina | 2 | $ 241,000 | $ 120,500 | $ 25,000 |
| Watauga, North Carolina | 2 | $ 738,000 | $ 369,000 | $ 61,000 |
| Jefferson, Oregon | 2 | $ 267,000 | $ 133,500 | $ 20,000 |
| Tillamook, Oregon | 2 | $ 265,000 | $ 132,500 | $ 12,000 |
| Clinton, Pennsylvania | 2 | $ 277,000 | $ 138,500 | $ 15,000 |
| Elk, Pennsylvania | 2 | $ 252,000 | $ 126,000 | $ 29,000 |
| Jefferson, Pennsylvania | 2 | $ 218,000 | $ 109,000 | $ 49,000 |
| Mifflin, Pennsylvania | 2 | $ 341,000 | $ 170,500 | $ 100,000 |
| Montour, Pennsylvania | 2 | $ 222,000 | $ 111,000 | $ 163,000 |
| Potter, Pennsylvania | 2 | $ 296,000 | $ 148,000 | $ 91,000 |
| Brazoria, Texas | 2 | $ 458,000 | $ 229,000 | $ 137,000 |
| Coryell, Texas | 2 | $ 206,000 | $ 103,000 | $ 83,000 |
| Galveston, Texas | 2 | $ 397,000 | $ 198,500 | $ 72,000 |
| Guadalupe, Texas | 2 | $ 315,000 | $ 157,500 | $ 51,000 |
| Hunt, Texas | 2 | $ 433,000 | $ 216,500 | $ 95,000 |
| Kaufman, Texas | 2 | $ 269,000 | $ 134,500 | $ 10,000 |
| Nueces, Texas | 2 | $ 307,000 | $ 153,500 | $ 42,000 |
| Val Verde, Texas | 2 | $ 193,000 | $ 96,500 | $ 53,000 |
| Webb, Texas | 2 | $ 436,000 | $ 218,000 | $ 66,000 |
| Accomack, Virginia | 2 | $ 300,000 | $ 150,000 | $ 0 |
Mortgage Loan Application Detail Totals for First Direct Lending LLC in 2015
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Refinancing | 18,590 | $4,347,367,000 | $233,000 | $2,544,000 | $61,000 | $2,500,000 |
| Home Purchase | 464 | $115,435,000 | $248,000 | $18,824,000 | $62,000 | $733,000 |
| Home Improvement | 0 | $0 | $0 | $0 | $0 | $0 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Not Provided | 9,029 | $2,094,888,000 | $232,000 | $18,824,000 | $53,000 | $2,500,000 |
| White | 6,248 | $1,454,461,000 | $232,000 | $1,709,000 | $70,000 | $1,320,000 |
| Hispanic | 1,842 | $441,312,000 | $239,000 | $733,000 | $62,000 | $1,051,000 |
| Black or African American | 1,092 | $228,304,000 | $209,000 | $646,000 | $58,000 | $373,000 |
| Asian | 640 | $197,030,000 | $307,000 | $947,000 | $81,000 | $1,000,000 |
| American Indian or Alaskan Native | 104 | $21,362,000 | $205,000 | $500,000 | $86,000 | $1,043,000 |
| Native Hawaiian or Other Pacific Islander | 97 | $24,939,000 | $257,000 | $532,000 | $70,000 | $237,000 |
| Not applicable | 2 | $506,000 | $253,000 | $407,000 | $44,000 | $59,000 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| FHA-insured (Federal Housing Administration) | 15,976 | $3,663,878,000 | $229,000 | $18,824,000 | $57,000 | $2,500,000 |
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 2,643 | $690,950,000 | $261,000 | $1,709,000 | $81,000 | $1,320,000 |
| VA-guaranteed (Veterans Administration) | 434 | $107,794,000 | $248,000 | $678,000 | $74,000 | $250,000 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 1 | $180,000 | $180,000 | $180,000 | $28,000 | $28,000 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Application Denied By Financial Institution | 13,513 | $3,151,987,000 | $233,000 | $18,824,000 | $61,000 | $2,500,000 |
| Application Withdrawn By Applicant | 4,521 | $1,070,878,000 | $236,000 | $2,544,000 | $61,000 | $1,049,000 |
| Loan Originated | 767 | $177,066,000 | $230,000 | $636,000 | $69,000 | $360,000 |
| File Closed For Incompleteness | 249 | $61,978,000 | $248,000 | $837,000 | $47,000 | $1,001,000 |
| Application Approved But Not Accepted | 4 | $893,000 | $223,000 | $290,000 | $84,000 | $136,000 |
| Loan Purchased By The Institution | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Approved but not Accepted | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Denied by Financial Institution | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Credit History | 4,642 | $1,047,180,000 | $225,000 | $18,824,000 | $60,000 | $2,500,000 |
| Credit Application Incomplete | 2,274 | $545,989,000 | $240,000 | $1,709,000 | $72,000 | $1,320,000 |
| Debt-To-Income Ratio | 2,207 | $545,658,000 | $247,000 | $826,000 | $48,000 | $1,000,000 |
| Other | 1,422 | $338,278,000 | $237,000 | $947,000 | $66,000 | $1,668,000 |
| Collateral | 770 | $164,636,000 | $213,000 | $900,000 | $60,000 | $485,000 |
| Unverifiable Information | 104 | $22,198,000 | $213,000 | $573,000 | $45,000 | $312,000 |
| Employment History | 78 | $17,018,000 | $218,000 | $478,000 | $44,000 | $168,000 |
| Insufficient Cash (Downpayment, Closing Cost) | 19 | $3,111,000 | $163,000 | $635,000 | $57,000 | $204,000 |
| Mortgage Insurance Denied | 0 | $0 | $0 | $0 | $0 | $0 |
Our comprehensive HMDA mortgage statistics provide invaluable insights into First Direct Lending LLC's 2015 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.
This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics,
and assess First Direct Lending LLC's mortgage approval patterns.
Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
For a list of all lenders in California, download the full spreadsheet
with aggregated HMDA statistics today.
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