First Direct Lending Llc
HMDA Loan Application Totals
and Mortgage Lending Details
for 2015

First Direct Lending Llc 2015 HMDA loan application data provides key insights into its mortgage lending trends, applicant demographics, and loan distribution.
The Home Mortgage Disclosure Act (HMDA) requires lenders to report detailed loan application data, offering transparency into lending patterns.
The data reveals trends in average loan size, applicant income, and mortgage approval rates, helping consumers and analysts understand lending accessibility.

Below, explore a breakdown of loan applications by county, metro area, loan purpose, applicant race, loan type, and more.
Whether you're an industry professional, homebuyer, or researcher, this information provides valuable insights into mortgage lending activity.
Scroll down to view the full dataset and analyze lending trends in greater detail.

Mortgage Company & Address First Direct Lending Llc
15261 Laguna Canyon Road, Suite 200
Irvine, CA 92618
Tel #: available with data download
Federal Regulator * available with data download
Years 2017  2015  
Total Number of Mortgage Applications 19,054
Total Mortgage Loan Application Amount $4,462,802,000
Average Mortgage Loan Application Amount $240,500
Highest Mortgage Loan Application Amount $18,824,000
Average Applicant Income $61,500
Highest Applicant Income $2,500,000

Explore comprehensive HMDA mortgage statistics and lending trends for 2015 with First Direct Lending Llc. Below, you'll find key insights into this lender's mortgage activity, including total loan applications, average mortgage amounts, highest application values, and income levels of top applicants. Whether you're analyzing First Direct Lending Llc's lending patterns or researching mortgage trends, these statistics provide valuable transparency into their loan activity.

Our HMDA dataset for 2015 breaks down First Direct Lending Llc's mortgage applications by loan purpose, applicant race, loan type, approval outcomes, and reasons for denial. These insights help homebuyers, financial analysts, and industry professionals assess borrower demographics and lending practices, offering a clearer view of how First Direct Lending Llc serves its applicants.

Each category highlights the total number of mortgage applications processed by First Direct Lending Llc, total loan amounts, average mortgage values, and the highest mortgage amounts recorded. You can also review borrower income trends, including the average and highest reported applicant incomes for loans issued by this lender. Whether you're evaluating lender performance, comparing mortgage approval rates, or exploring loan options, this HMDA-backed data offers a crucial look at First Direct Lending Llc's mortgage activity for 2015.

Mortgage Loan Application Totals for First Direct Lending Llc by County in 2015

County Total Number of Mortgage Loan Applications Total Dollar Amount of Mortgage Loans Applications Average Mortgage Loan Application Amount Average Applicant Income
Los Angeles County California 1,824 $ 582,529,000 $ 319,000 $ 68,000
Riverside County California 845 $ 200,394,000 $ 237,000 $ 62,000
San Bernardino County California 750 $ 170,752,000 $ 227,000 $ 64,000
San Diego County California 525 $ 163,689,000 $ 311,000 $ 75,000
Orange County California 483 $ 179,371,000 $ 371,000 $ 83,000
Sacramento County California 454 $ 100,709,000 $ 221,000 $ 58,000
Maricopa County Arizona 397 $ 73,382,000 $ 184,000 $ 51,000
Contra Costa County California 326 $ 96,579,000 $ 296,000 $ 66,000
King County Washington 254 $ 70,426,000 $ 277,000 $ 67,000
Alameda County California 250 $ 83,231,000 $ 332,000 $ 77,000
San Joaquin County California 234 $ 53,411,000 $ 228,000 $ 60,000
Santa Clara County California 231 $ 98,097,000 $ 424,000 $ 89,000
Philadelphia County Pennsylvania 228 $ 35,254,000 $ 154,000 $ 42,000
Kern County California 222 $ 40,340,000 $ 181,000 $ 58,000
Fresno County California 195 $ 36,796,000 $ 188,000 $ 56,000
Broward County Florida 195 $ 59,958,000 $ 307,000 $ 58,000
Prince George's County Maryland 188 $ 41,975,000 $ 223,000 $ 67,000
Ventura County California 186 $ 64,440,000 $ 346,000 $ 68,000
Miami-Dade County Florida 183 $ 38,411,000 $ 209,000 $ 60,000
Stanislaus County California 167 $ 32,519,000 $ 194,000 $ 52,000
Snohomish County Washington 162 $ 39,590,000 $ 244,000 $ 69,000
Pierce County Washington 161 $ 33,449,000 $ 207,000 $ 60,000
Solano County California 159 $ 40,400,000 $ 254,000 $ 66,000
Palm Beach County Florida 146 $ 30,712,000 $ 210,000 $ 61,000
Fairfax County Virginia 146 $ 48,998,000 $ 335,000 $ 68,000
Arapahoe County Colorado 142 $ 28,540,000 $ 200,000 $ 64,000
Prince William County Virginia 125 $ 32,768,000 $ 262,000 $ 65,000
Mecklenburg County North Carolina 124 $ 22,348,000 $ 180,000 $ 50,000
Wake County North Carolina 124 $ 23,534,000 $ 189,000 $ 46,000
Orange County Florida 117 $ 21,001,000 $ 179,000 $ 55,000
Montgomery County Pennsylvania 115 $ 25,381,000 $ 220,000 $ 71,000
New Haven County Connecticut 112 $ 21,657,000 $ 193,000 $ 54,000
Adams County Colorado 109 $ 20,734,000 $ 190,000 $ 53,000
Ocean County New Jersey 107 $ 22,636,000 $ 211,000 $ 57,000
Tulare County California 106 $ 19,265,000 $ 181,000 $ 63,000
Jefferson County Colorado 105 $ 21,275,000 $ 202,000 $ 54,000
Middlesex County New Jersey 105 $ 24,965,000 $ 237,000 $ 79,000
Placer County California 100 $ 28,394,000 $ 283,000 $ 88,000
Sonoma County California 98 $ 31,518,000 $ 321,000 $ 59,000
Denver County Colorado 93 $ 17,467,000 $ 187,000 $ 51,000
Hartford County Connecticut 92 $ 16,551,000 $ 179,000 $ 46,000
Baltimore County Maryland 92 $ 18,638,000 $ 202,000 $ 53,000
Fairfield County Connecticut 91 $ 23,503,000 $ 258,000 $ 65,000
Bucks County Pennsylvania 91 $ 18,824,000 $ 206,000 $ 53,000
El Paso County Colorado 90 $ 16,953,000 $ 188,000 $ 56,000
Montgomery County Maryland 90 $ 25,284,000 $ 280,000 $ 64,000
Hillsborough County Florida 88 $ 16,060,000 $ 182,000 $ 58,000
Chesterfield County Virginia 88 $ 16,056,000 $ 182,000 $ 49,000
San Mateo County California 85 $ 33,457,000 $ 393,000 $ 79,000
Monmouth County New Jersey 82 $ 22,161,000 $ 270,000 $ 81,000
Multnomah County Oregon 82 $ 16,145,000 $ 196,000 $ 37,000
Clark County Washington 81 $ 16,305,000 $ 201,000 $ 78,000
Lancaster County Pennsylvania 78 $ 13,575,000 $ 174,000 $ 53,000
Merced County California 76 $ 13,935,000 $ 183,000 $ 52,000
Allegheny County Pennsylvania 76 $ 12,522,000 $ 164,000 $ 53,000
Virginia Beach County Virginia 76 $ 15,493,000 $ 203,000 $ 41,000
Bergen County New Jersey 70 $ 21,378,000 $ 305,000 $ 93,000
Camden County New Jersey 67 $ 11,665,000 $ 174,000 $ 50,000
Weld County Colorado 66 $ 12,514,000 $ 189,000 $ 66,000
Essex County New Jersey 66 $ 14,578,000 $ 220,000 $ 84,000
Spokane County Washington 65 $ 10,871,000 $ 167,000 $ 52,000
Santa Barbara County California 64 $ 19,488,000 $ 304,000 $ 57,000
Delaware County Pennsylvania 64 $ 10,670,000 $ 166,000 $ 45,000
Douglas County Colorado 63 $ 16,571,000 $ 263,000 $ 96,000
Chesapeake County Virginia 63 $ 13,529,000 $ 214,000 $ 49,000
Chester County Pennsylvania 61 $ 13,022,000 $ 213,000 $ 57,000
San Francisco County California 60 $ 25,038,000 $ 417,000 $ 64,000
Lee County Florida 60 $ 10,145,000 $ 169,000 $ 47,000
Monterey County California 59 $ 15,703,000 $ 266,000 $ 56,000
Osceola County Florida 59 $ 10,292,000 $ 174,000 $ 53,000
Lehigh County Pennsylvania 58 $ 9,577,000 $ 165,000 $ 47,000
York County Pennsylvania 57 $ 10,015,000 $ 175,000 $ 44,000
Washington County Oregon 56 $ 12,636,000 $ 225,000 $ 43,000
Anne Arundel County Maryland 55 $ 15,080,000 $ 274,000 $ 64,000
Burlington County New Jersey 55 $ 11,010,000 $ 200,000 $ 81,000
Loudoun County Virginia 55 $ 17,415,000 $ 316,000 $ 64,000
Morris County New Jersey 54 $ 15,488,000 $ 286,000 $ 70,000
Shasta County California 53 $ 9,622,000 $ 181,000 $ 46,000
Berks County Pennsylvania 53 $ 9,283,000 $ 175,000 $ 52,000
Duval County Florida 52 $ 8,145,000 $ 156,000 $ 43,000
El Dorado County California 51 $ 13,495,000 $ 264,000 $ 54,000
Pinellas County Florida 51 $ 8,278,000 $ 162,000 $ 51,000
St. Lucie County Florida 50 $ 7,551,000 $ 151,000 $ 50,000
Pima County Arizona 49 $ 8,197,000 $ 167,000 $ 69,000
Union County New Jersey 49 $ 10,232,000 $ 208,000 $ 53,000
Northampton County Pennsylvania 48 $ 8,295,000 $ 172,000 $ 55,000
Spotsylvania County Virginia 48 $ 10,240,000 $ 213,000 $ 43,000
Clackamas County Oregon 47 $ 11,241,000 $ 239,000 $ 68,000
Monroe County Pennsylvania 47 $ 8,014,000 $ 170,000 $ 50,000
Henrico County Virginia 47 $ 9,641,000 $ 205,000 $ 46,000
San Luis Obispo County California 46 $ 15,346,000 $ 333,000 $ 77,000
Baltimore City County Maryland 45 $ 6,982,000 $ 155,000 $ 68,000
Hudson County New Jersey 45 $ 11,124,000 $ 247,000 $ 57,000
Volusia County Florida 44 $ 7,710,000 $ 175,000 $ 35,000
Larimer County Colorado 43 $ 9,333,000 $ 217,000 $ 62,000
Gloucester County New Jersey 43 $ 8,404,000 $ 195,000 $ 70,000
Passaic County New Jersey 43 $ 11,193,000 $ 260,000 $ 109,000
Lake County Florida 42 $ 7,451,000 $ 177,000 $ 40,000
Atlantic County New Jersey 42 $ 7,469,000 $ 177,000 $ 51,000
Luzerne County Pennsylvania 42 $ 6,386,000 $ 152,000 $ 48,000
Yakima County Washington 42 $ 6,279,000 $ 149,000 $ 48,000
Butte County California 41 $ 7,569,000 $ 184,000 $ 69,000
Mercer County New Jersey 41 $ 9,238,000 $ 225,000 $ 64,000
Cumberland County North Carolina 41 $ 6,065,000 $ 147,000 $ 78,000
Union County North Carolina 40 $ 6,899,000 $ 172,000 $ 52,000
Forsyth County North Carolina 39 $ 5,383,000 $ 138,000 $ 46,000
New London County Connecticut 38 $ 7,394,000 $ 194,000 $ 42,000
Westmoreland County Pennsylvania 38 $ 6,940,000 $ 182,000 $ 54,000
Guilford County North Carolina 37 $ 5,718,000 $ 154,000 $ 36,000
Benton County Washington 37 $ 6,678,000 $ 180,000 $ 61,000
Kings County California 36 $ 6,429,000 $ 178,000 $ 56,000
Sutter County California 36 $ 6,946,000 $ 192,000 $ 49,000
Cumberland County Pennsylvania 36 $ 6,346,000 $ 176,000 $ 49,000
Kitsap County Washington 36 $ 7,582,000 $ 210,000 $ 79,000
Thurston County Washington 36 $ 6,674,000 $ 185,000 $ 73,000
Brevard County Florida 35 $ 6,243,000 $ 178,000 $ 52,000
Polk County Florida 35 $ 5,216,000 $ 149,000 $ 37,000
Yolo County California 34 $ 8,724,000 $ 256,000 $ 52,000
Stafford County Virginia 34 $ 8,792,000 $ 258,000 $ 69,000
Seminole County Florida 33 $ 5,944,000 $ 180,000 $ 64,000
Lane County Oregon 33 $ 5,697,000 $ 172,000 $ 42,000
Norfolk County Virginia 33 $ 4,867,000 $ 147,000 $ 48,000
Whatcom County Washington 33 $ 7,456,000 $ 225,000 $ 53,000
Madera County California 32 $ 6,284,000 $ 196,000 $ 69,000
Collier County Florida 32 $ 7,984,000 $ 249,000 $ 63,000
Sarasota County Florida 32 $ 5,705,000 $ 178,000 $ 77,000
Pueblo County Colorado 31 $ 5,013,000 $ 161,000 $ 40,000
Harris County Texas 31 $ 4,857,000 $ 156,000 $ 82,000
Harford County Maryland 30 $ 7,515,000 $ 250,000 $ 62,000
Imperial County California 29 $ 5,025,000 $ 173,000 $ 44,000
Napa County California 29 $ 9,261,000 $ 319,000 $ 57,000
Santa Cruz County California 29 $ 10,908,000 $ 376,000 $ 67,000
Marion County Oregon 29 $ 4,963,000 $ 171,000 $ 47,000
Lackawanna County Pennsylvania 29 $ 4,018,000 $ 138,000 $ 42,000
Hampton County Virginia 29 $ 5,382,000 $ 185,000 $ 41,000
Portsmouth County Virginia 29 $ 4,903,000 $ 169,000 $ 42,000
Pinal County Arizona 28 $ 4,711,000 $ 168,000 $ 45,000
Yavapai County Arizona 28 $ 5,619,000 $ 200,000 $ 45,000
San Benito County California 27 $ 9,408,000 $ 348,000 $ 91,000
Frederick County Maryland 27 $ 5,709,000 $ 211,000 $ 53,000
Buncombe County North Carolina 27 $ 5,257,000 $ 194,000 $ 46,000
Cowlitz County Washington 27 $ 4,703,000 $ 174,000 $ 86,000
Nevada County California 26 $ 6,960,000 $ 267,000 $ 86,000
Marion County Florida 26 $ 4,533,000 $ 174,000 $ 55,000
Dauphin County Pennsylvania 26 $ 4,153,000 $ 159,000 $ 54,000
Suffolk County Virginia 26 $ 5,781,000 $ 222,000 $ 63,000
Middlesex County Connecticut 25 $ 4,949,000 $ 197,000 $ 75,000
Charles County Maryland 25 $ 6,297,000 $ 251,000 $ 55,000
Cape May County New Jersey 25 $ 5,619,000 $ 224,000 $ 59,000
Somerset County New Jersey 25 $ 6,494,000 $ 259,000 $ 67,000
Sussex County New Jersey 25 $ 5,705,000 $ 228,000 $ 66,000
Jackson County Oregon 25 $ 5,165,000 $ 206,000 $ 79,000
Pike County Pennsylvania 25 $ 4,510,000 $ 180,000 $ 42,000
Pasco County Florida 24 $ 3,920,000 $ 163,000 $ 53,000
Tuolumne County California 23 $ 4,277,000 $ 185,000 $ 54,000
Boulder County Colorado 23 $ 5,057,000 $ 219,000 $ 51,000
Durham County North Carolina 23 $ 3,819,000 $ 166,000 $ 58,000
Tarrant County Texas 23 $ 3,788,000 $ 164,000 $ 75,000
Calaveras County California 22 $ 5,192,000 $ 236,000 $ 97,000
Humboldt County California 22 $ 4,181,000 $ 190,000 $ 41,000
Litchfield County Connecticut 22 $ 4,537,000 $ 206,000 $ 49,000
Bay County Florida 22 $ 3,761,000 $ 170,000 $ 51,000
Charlotte County Florida 22 $ 3,295,000 $ 149,000 $ 39,000
Cabarrus County North Carolina 22 $ 3,252,000 $ 147,000 $ 36,000
Richmond City County Virginia 22 $ 3,503,000 $ 159,000 $ 36,000
Mesa County Colorado 21 $ 3,527,000 $ 167,000 $ 49,000
Washington County Pennsylvania 21 $ 2,964,000 $ 141,000 $ 45,000
Fauquier County Virginia 21 $ 5,715,000 $ 272,000 $ 67,000
Newport News County Virginia 21 $ 3,708,000 $ 176,000 $ 51,000
Windham County Connecticut 20 $ 3,186,000 $ 159,000 $ 35,000
Howard County Maryland 20 $ 6,035,000 $ 301,000 $ 68,000
Washington County Maryland 20 $ 3,859,000 $ 192,000 $ 51,000
Cumberland County New Jersey 20 $ 3,388,000 $ 169,000 $ 43,000
Johnston County North Carolina 20 $ 2,988,000 $ 149,000 $ 36,000
Franklin County Pennsylvania 20 $ 3,201,000 $ 160,000 $ 39,000
Franklin County Washington 20 $ 3,374,000 $ 168,000 $ 96,000
Lake County California 19 $ 4,153,000 $ 218,000 $ 47,000
Butler County Pennsylvania 19 $ 2,710,000 $ 142,000 $ 51,000
Erie County Pennsylvania 19 $ 2,414,000 $ 127,000 $ 53,000
Lebanon County Pennsylvania 19 $ 3,047,000 $ 160,000 $ 50,000
Schuylkill County Pennsylvania 19 $ 2,839,000 $ 149,000 $ 40,000
Alexandria County Virginia 19 $ 4,751,000 $ 250,000 $ 74,000
Yuba County California 18 $ 3,674,000 $ 204,000 $ 54,000
Manatee County Florida 18 $ 3,422,000 $ 190,000 $ 43,000
Okaloosa County Florida 18 $ 3,258,000 $ 181,000 $ 53,000
Carroll County Maryland 18 $ 4,263,000 $ 236,000 $ 58,000
Arlington County Virginia 18 $ 7,127,000 $ 395,000 $ 83,000
Marin County California 17 $ 8,452,000 $ 497,000 $ 120,000
Tolland County Connecticut 17 $ 2,933,000 $ 172,000 $ 41,000
Adams County Pennsylvania 17 $ 2,783,000 $ 163,000 $ 53,000
Beaver County Pennsylvania 17 $ 2,874,000 $ 169,000 $ 51,000
Fayette County Pennsylvania 17 $ 2,330,000 $ 137,000 $ 67,000
Lycoming County Pennsylvania 17 $ 2,471,000 $ 145,000 $ 47,000
Collin County Texas 17 $ 3,323,000 $ 195,000 $ 73,000
Frederick County Virginia 17 $ 3,181,000 $ 187,000 $ 40,000
Hanover County Virginia 17 $ 3,999,000 $ 235,000 $ 73,000
Island County Washington 17 $ 3,467,000 $ 203,000 $ 47,000
Mendocino County California 16 $ 3,661,000 $ 228,000 $ 60,000
Leon County Florida 16 $ 2,725,000 $ 170,000 $ 44,000
Gaston County North Carolina 16 $ 2,965,000 $ 185,000 $ 48,000
Escambia County Florida 15 $ 2,299,000 $ 153,000 $ 64,000
Martin County Florida 15 $ 3,196,000 $ 213,000 $ 64,000
New Hanover County North Carolina 15 $ 2,616,000 $ 174,000 $ 53,000
Randolph County North Carolina 15 $ 2,048,000 $ 136,000 $ 35,000
Carbon County Pennsylvania 15 $ 1,964,000 $ 130,000 $ 45,000
Manassas County Virginia 15 $ 4,143,000 $ 276,000 $ 33,000
Amador County California 14 $ 2,762,000 $ 197,000 $ 52,000
Clay County Florida 14 $ 2,122,000 $ 151,000 $ 40,000
Hernando County Florida 14 $ 2,100,000 $ 150,000 $ 44,000
Indian River County Florida 14 $ 2,212,000 $ 158,000 $ 44,000
St. Johns County Florida 14 $ 3,220,000 $ 230,000 $ 67,000
Alamance County North Carolina 14 $ 1,942,000 $ 138,000 $ 62,000
Culpeper County Virginia 14 $ 3,280,000 $ 234,000 $ 69,000
Mason County Washington 14 $ 2,449,000 $ 174,000 $ 101,000
Yuma County Arizona 13 $ 2,127,000 $ 163,000 $ 47,000
Siskiyou County California 13 $ 2,216,000 $ 170,000 $ 50,000
Calvert County Maryland 13 $ 3,011,000 $ 231,000 $ 49,000
Cecil County Maryland 13 $ 2,339,000 $ 179,000 $ 31,000
Warren County New Jersey 13 $ 2,553,000 $ 196,000 $ 84,000
Rockingham County North Carolina 13 $ 2,109,000 $ 162,000 $ 67,000
Northumberland County Pennsylvania 13 $ 1,783,000 $ 137,000 $ 50,000
Perry County Pennsylvania 13 $ 2,087,000 $ 160,000 $ 46,000
Albemarle County Virginia 13 $ 3,905,000 $ 300,000 $ 103,000
Tehama County California 12 $ 2,217,000 $ 184,000 $ 43,000
St. Mary's County Maryland 12 $ 2,387,000 $ 198,000 $ 70,000
Harnett County North Carolina 12 $ 2,071,000 $ 172,000 $ 48,000
Iredell County North Carolina 12 $ 2,261,000 $ 188,000 $ 48,000
Onslow County North Carolina 12 $ 2,115,000 $ 176,000 $ 71,000
Deschutes County Oregon 12 $ 2,713,000 $ 226,000 $ 60,000
Dinwiddie County Virginia 12 $ 2,096,000 $ 174,000 $ 35,000
Skagit County Washington 12 $ 2,369,000 $ 197,000 $ 39,000
Coconino County Arizona 11 $ 2,097,000 $ 190,000 $ 52,000
Broomfield County Colorado 11 $ 2,296,000 $ 208,000 $ 22,000
La Plata County Colorado 11 $ 2,242,000 $ 203,000 $ 55,000
Alachua County Florida 11 $ 1,918,000 $ 174,000 $ 47,000
Josephine County Oregon 11 $ 1,982,000 $ 180,000 $ 36,000
Lincoln County Oregon 11 $ 2,966,000 $ 269,000 $ 102,000
Linn County Oregon 11 $ 1,867,000 $ 169,000 $ 52,000
Yamhill County Oregon 11 $ 2,067,000 $ 187,000 $ 30,000
Bradford County Pennsylvania 11 $ 1,509,000 $ 137,000 $ 39,000
Centre County Pennsylvania 11 $ 1,813,000 $ 164,000 $ 49,000
Bexar County Texas 11 $ 1,656,000 $ 150,000 $ 54,000
Bedford County Virginia 11 $ 2,162,000 $ 196,000 $ 43,000
Gloucester County Virginia 11 $ 1,929,000 $ 175,000 $ 39,000
Roanoke County Virginia 11 $ 1,762,000 $ 160,000 $ 48,000
Chelan County Washington 11 $ 1,920,000 $ 174,000 $ 38,000
Lewis County Washington 11 $ 1,885,000 $ 171,000 $ 54,000
Cochise County Arizona 10 $ 1,386,000 $ 138,000 $ 21,000
Mohave County Arizona 10 $ 1,625,000 $ 162,000 $ 34,000
Brunswick County North Carolina 10 $ 2,232,000 $ 223,000 $ 58,000
Henderson County North Carolina 10 $ 1,736,000 $ 173,000 $ 31,000
Moore County North Carolina 10 $ 1,870,000 $ 187,000 $ 81,000
Pitt County North Carolina 10 $ 1,617,000 $ 161,000 $ 45,000
Wayne County North Carolina 10 $ 1,502,000 $ 150,000 $ 45,000
Columbia County Pennsylvania 10 $ 1,589,000 $ 158,000 $ 37,000
Lawrence County Pennsylvania 10 $ 1,102,000 $ 110,000 $ 79,000
Susquehanna County Pennsylvania 10 $ 1,737,000 $ 173,000 $ 57,000
Wayne County Pennsylvania 10 $ 1,588,000 $ 158,000 $ 42,000
Denton County Texas 10 $ 1,663,000 $ 166,000 $ 36,000
Augusta County Virginia 10 $ 1,512,000 $ 151,000 $ 43,000
Louisa County Virginia 10 $ 2,062,000 $ 206,000 $ 53,000
Catawba County North Carolina 9 $ 1,317,000 $ 146,000 $ 43,000
Davidson County North Carolina 9 $ 1,459,000 $ 162,000 $ 65,000
Orange County North Carolina 9 $ 1,449,000 $ 161,000 $ 56,000
Douglas County Oregon 9 $ 1,597,000 $ 177,000 $ 33,000
Dallas County Texas 9 $ 1,553,000 $ 172,000 $ 64,000
Campbell County Virginia 9 $ 1,544,000 $ 171,000 $ 41,000
James City County Virginia 9 $ 2,243,000 $ 249,000 $ 71,000
Roanoke City County Virginia 9 $ 1,208,000 $ 134,000 $ 38,000
Walla Walla County Washington 9 $ 1,425,000 $ 158,000 $ 42,000
Lassen County California 8 $ 1,670,000 $ 208,000 $ 52,000
Elbert County Colorado 8 $ 1,842,000 $ 230,000 $ 89,000
Fremont County Colorado 8 $ 1,461,000 $ 182,000 $ 52,000
Garfield County Colorado 8 $ 2,282,000 $ 285,000 $ 40,000
Montrose County Colorado 8 $ 1,109,000 $ 138,000 $ 41,000
Nassau County Florida 8 $ 1,371,000 $ 171,000 $ 46,000
Gwinnett County Georgia 8 $ 1,315,000 $ 164,000 $ 39,000
Queen Anne's County Maryland 8 $ 2,052,000 $ 256,000 $ 35,000
Wicomico County Maryland 8 $ 1,224,000 $ 153,000 $ 40,000
Hunterdon County New Jersey 8 $ 1,588,000 $ 198,000 $ 44,000
Currituck County North Carolina 8 $ 1,603,000 $ 200,000 $ 58,000
Lincoln County North Carolina 8 $ 1,053,000 $ 131,000 $ 40,000
Rowan County North Carolina 8 $ 1,039,000 $ 129,000 $ 31,000
Rutherford County North Carolina 8 $ 1,293,000 $ 161,000 $ 47,000
Surry County North Carolina 8 $ 1,004,000 $ 125,000 $ 32,000
Coos County Oregon 8 $ 1,224,000 $ 153,000 $ 34,000
Polk County Oregon 8 $ 1,253,000 $ 156,000 $ 18,000
Armstrong County Pennsylvania 8 $ 1,086,000 $ 135,000 $ 36,000
Cambria County Pennsylvania 8 $ 852,000 $ 106,000 $ 28,000
Crawford County Pennsylvania 8 $ 1,306,000 $ 163,000 $ 22,000
Fort Bend County Texas 8 $ 1,143,000 $ 142,000 $ 94,000
Caroline County Virginia 8 $ 1,271,000 $ 158,000 $ 46,000
Franklin County Virginia 8 $ 1,149,000 $ 143,000 $ 37,000
New Kent County Virginia 8 $ 1,668,000 $ 208,000 $ 72,000
Orange County Virginia 8 $ 1,525,000 $ 190,000 $ 36,000
Powhatan County Virginia 8 $ 1,460,000 $ 182,000 $ 35,000
Smyth County Virginia 8 $ 1,048,000 $ 131,000 $ 34,000
Warren County Virginia 8 $ 1,483,000 $ 185,000 $ 47,000
Clallam County Washington 8 $ 1,878,000 $ 234,000 $ 142,000
Grant County Washington 8 $ 1,231,000 $ 153,000 $ 40,000
Citrus County Florida 7 $ 1,109,000 $ 158,000 $ 54,000
Flagler County Florida 7 $ 857,000 $ 122,000 $ 36,000
Santa Rosa County Florida 7 $ 1,204,000 $ 172,000 $ 52,000
Salem County New Jersey 7 $ 854,000 $ 122,000 $ 27,000
Burke County North Carolina 7 $ 873,000 $ 124,000 $ 159,000
Wilson County North Carolina 7 $ 1,138,000 $ 162,000 $ 69,000
Klamath County Oregon 7 $ 1,033,000 $ 147,000 $ 51,000
Blair County Pennsylvania 7 $ 1,087,000 $ 155,000 $ 57,000
El Paso County Texas 7 $ 623,000 $ 89,000 $ 51,000
Williamson County Texas 7 $ 1,550,000 $ 221,000 $ 72,000
Henry County Virginia 7 $ 929,000 $ 132,000 $ 24,000
Mecklenburg County Virginia 7 $ 1,136,000 $ 162,000 $ 44,000
Montgomery County Virginia 7 $ 1,169,000 $ 167,000 $ 52,000
Page County Virginia 7 $ 1,377,000 $ 196,000 $ 54,000
Rockingham County Virginia 7 $ 1,142,000 $ 163,000 $ 46,000
Russell County Virginia 7 $ 700,000 $ 100,000 $ 34,000
York County Virginia 7 $ 1,106,000 $ 158,000 $ 57,000
Douglas County Washington 7 $ 1,652,000 $ 236,000 $ 43,000
Modoc County California 6 $ 715,000 $ 119,000 $ 20,000
Cobb County Georgia 6 $ 876,000 $ 146,000 $ 64,000
Fulton County Georgia 6 $ 798,000 $ 133,000 $ 93,000
Caldwell County North Carolina 6 $ 675,000 $ 112,000 $ 30,000
Robeson County North Carolina 6 $ 1,158,000 $ 193,000 $ 65,000
Indiana County Pennsylvania 6 $ 937,000 $ 156,000 $ 205,000
Somerset County Pennsylvania 6 $ 1,007,000 $ 167,000 $ 36,000
Wyoming County Pennsylvania 6 $ 849,000 $ 141,000 $ 51,000
Botetourt County Virginia 6 $ 1,309,000 $ 218,000 $ 57,000
Lynchburg County Virginia 6 $ 711,000 $ 118,000 $ 25,000
Prince George County Virginia 6 $ 916,000 $ 152,000 $ 49,000
Scott County Virginia 6 $ 824,000 $ 137,000 $ 33,000
Tazewell County Virginia 6 $ 955,000 $ 159,000 $ 62,000
Adams County Washington 6 $ 820,000 $ 136,000 $ 13,000
Asotin County Washington 6 $ 858,000 $ 143,000 $ 53,000
Grays Harbor County Washington 6 $ 710,000 $ 118,000 $ 52,000
Jefferson County Washington 6 $ 1,373,000 $ 228,000 $ 46,000
Gila County Arizona 5 $ 904,000 $ 180,000 $ 55,000
Del Norte County California 5 $ 834,000 $ 166,000 $ 64,000
Teller County Colorado 5 $ 906,000 $ 181,000 $ 78,000
Highlands County Florida 5 $ 739,000 $ 147,000 $ 40,000
Monroe County Florida 5 $ 1,231,000 $ 246,000 $ 61,000
Sumter County Florida 5 $ 795,000 $ 159,000 $ 53,000
Union County Florida 5 $ 557,000 $ 111,000 $ 52,000
Allegany County Maryland 5 $ 1,189,000 $ 237,000 $ 69,000
Caroline County Maryland 5 $ 823,000 $ 164,000 $ 62,000
Dorchester County Maryland 5 $ 818,000 $ 163,000 $ 51,000
Talbot County Maryland 5 $ 1,048,000 $ 209,000 $ 45,000
Carteret County North Carolina 5 $ 666,000 $ 133,000 $ 39,000
Chatham County North Carolina 5 $ 927,000 $ 185,000 $ 43,000
Craven County North Carolina 5 $ 690,000 $ 138,000 $ 38,000
Duplin County North Carolina 5 $ 776,000 $ 155,000 $ 18,000
Umatilla County Oregon 5 $ 753,000 $ 150,000 $ 35,000
Greene County Pennsylvania 5 $ 717,000 $ 143,000 $ 64,000
Snyder County Pennsylvania 5 $ 883,000 $ 176,000 $ 90,000
Montgomery County Texas 5 $ 920,000 $ 184,000 $ 42,000
Travis County Texas 5 $ 928,000 $ 185,000 $ 75,000
Amelia County Virginia 5 $ 1,088,000 $ 217,000 $ 46,000
Appomattox County Virginia 5 $ 729,000 $ 145,000 $ 10,000
Fluvanna County Virginia 5 $ 1,046,000 $ 209,000 $ 48,000
Grayson County Virginia 5 $ 824,000 $ 164,000 $ 44,000
Isle of Wight County Virginia 5 $ 1,300,000 $ 260,000 $ 48,000
King George County Virginia 5 $ 1,102,000 $ 220,000 $ 69,000
Madison County Virginia 5 $ 927,000 $ 185,000 $ 37,000
Pittsylvania County Virginia 5 $ 674,000 $ 134,000 $ 38,000
Prince Edward County Virginia 5 $ 932,000 $ 186,000 $ 29,000
Shenandoah County Virginia 5 $ 760,000 $ 152,000 $ 57,000
Winchester County Virginia 5 $ 764,000 $ 152,000 $ 10,000
Pacific County Washington 5 $ 741,000 $ 148,000 $ 290,000
Stevens County Washington 5 $ 793,000 $ 158,000 $ 16,000
Colusa County California 4 $ 788,000 $ 197,000 $ 42,000
Mariposa County California 4 $ 860,000 $ 215,000 $ 28,000
Trinity County California 4 $ 574,000 $ 143,000 $ 39,000
Delta County Colorado 4 $ 769,000 $ 192,000 $ 41,000
Eagle County Colorado 4 $ 1,207,000 $ 301,000 $ 76,000
Lake County Colorado 4 $ 550,000 $ 137,000 $ 43,000
Montezuma County Colorado 4 $ 644,000 $ 161,000 $ 28,000
Summit County Colorado 4 $ 899,000 $ 224,000 $ 46,000
Columbia County Florida 4 $ 554,000 $ 138,000 $ 54,000
Haywood County North Carolina 4 $ 739,000 $ 184,000 $ 28,000
Hoke County North Carolina 4 $ 518,000 $ 129,000 $ 57,000
Lee County North Carolina 4 $ 482,000 $ 120,000 $ 33,000
Pender County North Carolina 4 $ 749,000 $ 187,000 $ 55,000
Transylvania County North Carolina 4 $ 726,000 $ 181,000 $ 18,000
Curry County Oregon 4 $ 698,000 $ 174,000 $ 294,000
Bedford County Pennsylvania 4 $ 596,000 $ 149,000 $ 49,000
Huntingdon County Pennsylvania 4 $ 512,000 $ 128,000 $ 62,000
Tioga County Pennsylvania 4 $ 596,000 $ 149,000 $ 40,000
Bell County Texas 4 $ 594,000 $ 148,000 $ 69,000
McLennan County Texas 4 $ 615,000 $ 153,000 $ 39,000
Amherst County Virginia 4 $ 736,000 $ 184,000 $ 55,000
Buckingham County Virginia 4 $ 989,000 $ 247,000 $ 33,000
Carroll County Virginia 4 $ 591,000 $ 147,000 $ 44,000
Clarke County Virginia 4 $ 937,000 $ 234,000 $ 32,000
Greene County Virginia 4 $ 642,000 $ 160,000 $ 61,000
King William County Virginia 4 $ 593,000 $ 148,000 $ 49,000
Manassas Park County Virginia 4 $ 1,059,000 $ 264,000 $ 68,000
Southampton County Virginia 4 $ 709,000 $ 177,000 $ 23,000
Washington County Virginia 4 $ 731,000 $ 182,000 $ 60,000
Waynesboro County Virginia 4 $ 618,000 $ 154,000 $ 28,000
Wise County Virginia 4 $ 582,000 $ 145,000 $ 62,000
Wythe County Virginia 4 $ 690,000 $ 172,000 $ 52,000
Kittitas County Washington 4 $ 684,000 $ 171,000 $ 25,000
Klickitat County Washington 4 $ 681,000 $ 170,000 $ 16,000
Okanogan County Washington 4 $ 727,000 $ 181,000 $ 59,000
Graham County Arizona 3 $ 469,000 $ 156,000 $ 47,000
Navajo County Arizona 3 $ 363,000 $ 121,000 $ 53,000
Glenn County California 3 $ 470,000 $ 156,000 $ 26,000
Grand County Colorado 3 $ 544,000 $ 181,000 $ 45,000
Morgan County Colorado 3 $ 496,000 $ 165,000 $ 24,000
Park County Colorado 3 $ 685,000 $ 228,000 $ 70,000
Yuma County Colorado 3 $ 325,000 $ 108,000 $ 31,000
Chatham County Georgia 3 $ 378,000 $ 126,000 $ 35,000
Henry County Georgia 3 $ 418,000 $ 139,000 $ 34,000
Garrett County Maryland 3 $ 455,000 $ 151,000 $ 68,000
Kent County Maryland 3 $ 670,000 $ 223,000 $ 62,000
Somerset County Maryland 3 $ 702,000 $ 234,000 $ 12,000
Worcester County Maryland 3 $ 493,000 $ 164,000 $ 18,000
Beaufort County North Carolina 3 $ 444,000 $ 148,000 $ 72,000
Clay County North Carolina 3 $ 519,000 $ 173,000 $ 45,000
Dare County North Carolina 3 $ 477,000 $ 159,000 $ 10,000
Davie County North Carolina 3 $ 384,000 $ 128,000 $ 45,000
Edgecombe County North Carolina 3 $ 397,000 $ 132,000 $ 61,000
Franklin County North Carolina 3 $ 509,000 $ 169,000 $ 31,000
Granville County North Carolina 3 $ 388,000 $ 129,000 $ 6,000
Macon County North Carolina 3 $ 516,000 $ 172,000 $ 70,000
Mitchell County North Carolina 3 $ 366,000 $ 122,000 $ 35,000
Nash County North Carolina 3 $ 468,000 $ 156,000 $ 47,000
Person County North Carolina 3 $ 461,000 $ 153,000 $ 61,000
Richmond County North Carolina 3 $ 432,000 $ 144,000 $ 15,000
Wilkes County North Carolina 3 $ 414,000 $ 138,000 $ 35,000
Benton County Oregon 3 $ 533,000 $ 177,000 $ 24,000
Clatsop County Oregon 3 $ 502,000 $ 167,000 $ 27,000
Columbia County Oregon 3 $ 534,000 $ 178,000 $ 71,000
Hood River County Oregon 3 $ 907,000 $ 302,000 $ 84,000
Wasco County Oregon 3 $ 405,000 $ 135,000 $ 14,000
Clarion County Pennsylvania 3 $ 316,000 $ 105,000 $ 31,000
Fulton County Pennsylvania 3 $ 452,000 $ 150,000 $ 23,000
McKean County Pennsylvania 3 $ 331,000 $ 110,000 $ 359,000
Union County Pennsylvania 3 $ 439,000 $ 146,000 $ 82,000
Venango County Pennsylvania 3 $ 304,000 $ 101,000 $ 66,000
Hidalgo County Texas 3 $ 414,000 $ 138,000 $ 61,000
Smith County Texas 3 $ 466,000 $ 155,000 $ 69,000
Charlottesville County Virginia 3 $ 625,000 $ 208,000 $ 58,000
Cumberland County Virginia 3 $ 410,000 $ 136,000 $ 26,000
Danville County Virginia 3 $ 464,000 $ 154,000 $ 109,000
Dickenson County Virginia 3 $ 360,000 $ 120,000 $ 66,000
Greensville County Virginia 3 $ 386,000 $ 128,000 $ 103,000
Petersburg County Virginia 3 $ 405,000 $ 135,000 $ 31,000
Rockbridge County Virginia 3 $ 443,000 $ 147,000 $ 47,000
Staunton County Virginia 3 $ 346,000 $ 115,000 $ 20,000
Ferry County Washington 3 $ 413,000 $ 137,000 $ 45,000
Apache County Arizona 2 $ 339,000 $ 169,000 $ 93,000
Santa Cruz County Arizona 2 $ 300,000 $ 150,000 $ 25,000
Inyo County California 2 $ 495,000 $ 247,000 $ 23,000
Mono County California 2 $ 368,000 $ 184,000 $ 33,000
Sierra County California 2 $ 367,000 $ 183,000 $ 14,000
Alamosa County Colorado 2 $ 290,000 $ 145,000 $ 46,000
Chaffee County Colorado 2 $ 305,000 $ 152,000 $ 51,000
Costilla County Colorado 2 $ 275,000 $ 137,000 $ 42,000
Custer County Colorado 2 $ 393,000 $ 196,000 $ 46,000
Las Animas County Colorado 2 $ 346,000 $ 173,000 $ 54,000
Moffat County Colorado 2 $ 292,000 $ 146,000 $ 53,000
Levy County Florida 2 $ 318,000 $ 159,000 $ 51,000
Okeechobee County Florida 2 $ 270,000 $ 135,000 $ 61,000
Putnam County Florida 2 $ 283,000 $ 141,000 $ 22,000
Wakulla County Florida 2 $ 202,000 $ 101,000 $ 25,000
Walton County Florida 2 $ 212,000 $ 106,000 $ 32,000
Cherokee County Georgia 2 $ 327,000 $ 163,000 $ 66,000
Columbia County Georgia 2 $ 278,000 $ 139,000 $ 9,000
DeKalb County Georgia 2 $ 333,000 $ 166,000 $ 78,000
Floyd County Georgia 2 $ 199,000 $ 99,000 $ 35,000
Peach County Georgia 2 $ 333,000 $ 166,000 $ 114,000
Alexander County North Carolina 2 $ 359,000 $ 179,000 $ 22,000
Cherokee County North Carolina 2 $ 324,000 $ 162,000 $ 0
Chowan County North Carolina 2 $ 272,000 $ 136,000 $ 41,000
Cleveland County North Carolina 2 $ 270,000 $ 135,000 $ 27,000
Lenoir County North Carolina 2 $ 328,000 $ 164,000 $ 88,000
McDowell County North Carolina 2 $ 188,000 $ 94,000 $ 61,000
Pasquotank County North Carolina 2 $ 275,000 $ 137,000 $ 62,000
Scotland County North Carolina 2 $ 223,000 $ 111,000 $ 33,000
Stanly County North Carolina 2 $ 254,000 $ 127,000 $ 21,000
Washington County North Carolina 2 $ 241,000 $ 120,000 $ 25,000
Watauga County North Carolina 2 $ 738,000 $ 369,000 $ 61,000
Jefferson County Oregon 2 $ 267,000 $ 133,000 $ 20,000
Tillamook County Oregon 2 $ 265,000 $ 132,000 $ 12,000
Clinton County Pennsylvania 2 $ 277,000 $ 138,000 $ 15,000
Elk County Pennsylvania 2 $ 252,000 $ 126,000 $ 29,000
Jefferson County Pennsylvania 2 $ 218,000 $ 109,000 $ 49,000
Mifflin County Pennsylvania 2 $ 341,000 $ 170,000 $ 100,000
Montour County Pennsylvania 2 $ 222,000 $ 111,000 $ 163,000
Potter County Pennsylvania 2 $ 296,000 $ 148,000 $ 91,000
Brazoria County Texas 2 $ 458,000 $ 229,000 $ 137,000
Coryell County Texas 2 $ 206,000 $ 103,000 $ 83,000
Galveston County Texas 2 $ 397,000 $ 198,000 $ 72,000
Guadalupe County Texas 2 $ 315,000 $ 157,000 $ 51,000
Hunt County Texas 2 $ 433,000 $ 216,000 $ 95,000
Kaufman County Texas 2 $ 269,000 $ 134,000 $ 10,000
Nueces County Texas 2 $ 307,000 $ 153,000 $ 42,000
Val Verde County Texas 2 $ 193,000 $ 96,000 $ 53,000
Webb County Texas 2 $ 436,000 $ 218,000 $ 66,000
Accomack County Virginia 2 $ 300,000 $ 150,000 $ 0
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Mortgage Loan Application Detail Totals for First Direct Lending Llc in 2015

Loan Purpose

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Refinancing 18,590 $4,347,367,000 $233,000 $2,544,000 $61,000 $2,500,000
Home Purchase 464 $115,435,000 $248,000 $18,824,000 $62,000 $733,000
Home Improvement 0 $0 $0 $0 $0 $0

Applicant Race

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Not Provided 9,029 $2,094,888,000 $232,000 $18,824,000 $53,000 $2,500,000
White 6,248 $1,454,461,000 $232,000 $1,709,000 $70,000 $1,320,000
Hispanic 1,842 $441,312,000 $239,000 $733,000 $62,000 $1,051,000
Black or African American 1,092 $228,304,000 $209,000 $646,000 $58,000 $373,000
Asian 640 $197,030,000 $307,000 $947,000 $81,000 $1,000,000
American Indian or Alaskan Native 104 $21,362,000 $205,000 $500,000 $86,000 $1,043,000
Native Hawaiian or Other Pacific Islander 97 $24,939,000 $257,000 $532,000 $70,000 $237,000
Not applicable 2 $506,000 $253,000 $407,000 $44,000 $59,000

Loan Type

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
FHA-insured (Federal Housing Administration) 15,976 $3,663,878,000 $229,000 $18,824,000 $57,000 $2,500,000
Conventional (any loan other than FHA, VA, FSA, or RHS loans) 2,643 $690,950,000 $261,000 $1,709,000 $81,000 $1,320,000
VA-guaranteed (Veterans Administration) 434 $107,794,000 $248,000 $678,000 $74,000 $250,000
FSA/RHS (Farm Service Agency or Rural Housing Service) 1 $180,000 $180,000 $180,000 $28,000 $28,000

Outcome

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Application Denied By Financial Institution 13,513 $3,151,987,000 $233,000 $18,824,000 $61,000 $2,500,000
Application Withdrawn By Applicant 4,521 $1,070,878,000 $236,000 $2,544,000 $61,000 $1,049,000
Loan Originated 767 $177,066,000 $230,000 $636,000 $69,000 $360,000
File Closed For Incompleteness 249 $61,978,000 $248,000 $837,000 $47,000 $1,001,000
Application Approved But Not Accepted 4 $893,000 $223,000 $290,000 $84,000 $136,000
Loan Purchased By The Institution 0 $0 $0 $0 $0 $0
Preapproval Approved but not Accepted 0 $0 $0 $0 $0 $0
Preapproval Denied by Financial Institution 0 $0 $0 $0 $0 $0

Denial Reason

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Credit History 4,642 $1,047,180,000 $225,000 $18,824,000 $60,000 $2,500,000
Credit Application Incomplete 2,274 $545,989,000 $240,000 $1,709,000 $72,000 $1,320,000
Debt-To-Income Ratio 2,207 $545,658,000 $247,000 $826,000 $48,000 $1,000,000
Other 1,422 $338,278,000 $237,000 $947,000 $66,000 $1,668,000
Collateral 770 $164,636,000 $213,000 $900,000 $60,000 $485,000
Unverifiable Information 104 $22,198,000 $213,000 $573,000 $45,000 $312,000
Employment History 78 $17,018,000 $218,000 $478,000 $44,000 $168,000
Insufficient Cash (Downpayment, Closing Cost) 19 $3,111,000 $163,000 $635,000 $57,000 $204,000
Mortgage Insurance Denied 0 $0 $0 $0 $0 $0

Our comprehensive HMDA mortgage statistics provide invaluable insights into First Direct Lending Llc's 2015 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.

This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics, and assess First Direct Lending Llc's mortgage approval patterns. Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
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