First Direct Mortgage, Inc.
Mortgage Loan Application
Totals and Details
for 2005
Find mortgage loan statistics, lending data, and loan application totals for California.
The mortgage statistics and data below are specific to mortgage loan applications for First Direct Mortgage, Inc..
Search for mortgage lenders by state, county, or metropolitan area
and explore the loan application details and stats broken down by several loan categories from 2003-2021.
| Mortgage Company & Address | First Direct Mortgage, Inc. 9500 Toledo Way Suite 2-B Irvine, CA 92618 Tel #: available with data download |
| Federal Regulator | * available with data download |
| Years | 2005 2004 |
| Total Number of Mortgage Applications | 717 |
| Total Mortgage Loan Application Amount | $133,600,000 |
| Average Mortgage Loan Application Amount | $199,636 |
| Highest Mortgage Loan Application Amount | $750,000 |
| Average Applicant Income | $86,727 |
| Highest Applicant Income | $304,000 |
Overall mortgage application loan totals and averages for this lender are provided for each year by county, metro area, and the entire US.
The loan data is broken down by loan purpose, loan type, applicant race, application outcome, and denial reason. With this information, you can get a detailed view of locations
where the mortgage lender is actively processing applications as well as the types and outcomes of loans from these applications.
As you search for mortgage loan stats and lending data in CA, the totals and averages will help you understand where the lender does business as well as the volume of business they do.
| County | Total Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loans Applications | Average Mortgage Loan Application Amount | Average Applicant Income |
|---|---|---|---|---|
| Miami-Dade County Florida | 31 | $ 5,973,000 | $ 192,000 | $ 71,000 |
| Los Angeles County California | 30 | $ 7,404,000 | $ 246,000 | $ 81,000 |
| Orange County Florida | 28 | $ 4,706,000 | $ 168,000 | $ 61,000 |
| San Bernardino County California | 24 | $ 4,192,000 | $ 174,000 | $ 81,000 |
| Wayne County Michigan | 24 | $ 3,070,000 | $ 127,000 | $ 63,000 |
| Broward County Florida | 21 | $ 4,981,000 | $ 237,000 | $ 91,000 |
| Lee County Florida | 19 | $ 3,258,000 | $ 171,000 | $ 52,000 |
| Kern County California | 17 | $ 3,142,000 | $ 184,000 | $ 88,000 |
| Orange County California | 17 | $ 5,526,000 | $ 325,000 | $ 80,000 |
| Hillsborough County Florida | 16 | $ 2,623,000 | $ 163,000 | $ 53,000 |
| Palm Beach County Florida | 15 | $ 2,750,000 | $ 183,000 | $ 67,000 |
| Duval County Florida | 14 | $ 2,082,000 | $ 148,000 | $ 74,000 |
| Macomb County Michigan | 14 | $ 2,302,000 | $ 164,000 | $ 75,000 |
| Sacramento County California | 13 | $ 3,120,000 | $ 240,000 | $ 55,000 |
| Oakland County Michigan | 13 | $ 2,050,000 | $ 157,000 | $ 94,000 |
| Riverside County California | 12 | $ 2,670,000 | $ 222,000 | $ 68,000 |
| San Diego County California | 10 | $ 3,166,000 | $ 316,000 | $ 124,000 |
| Stanislaus County California | 10 | $ 2,038,000 | $ 203,000 | $ 52,000 |
| Pinellas County Florida | 10 | $ 1,879,000 | $ 187,000 | $ 63,000 |
| Polk County Florida | 10 | $ 1,495,000 | $ 149,000 | $ 63,000 |
| Fresno County California | 9 | $ 1,617,000 | $ 179,000 | $ 65,000 |
| Tulare County California | 9 | $ 1,406,000 | $ 156,000 | $ 52,000 |
| Lake County Indiana | 9 | $ 1,207,000 | $ 134,000 | $ 59,000 |
| Osceola County Florida | 7 | $ 1,176,000 | $ 168,000 | $ 58,000 |
| Pasco County Florida | 7 | $ 1,831,000 | $ 261,000 | $ 57,000 |
| Jackson County Michigan | 7 | $ 728,000 | $ 104,000 | $ 45,000 |
| San Joaquin County California | 6 | $ 1,635,000 | $ 272,000 | $ 57,000 |
| Collier County Florida | 6 | $ 1,487,000 | $ 247,000 | $ 133,000 |
| Marion County Indiana | 6 | $ 725,000 | $ 120,000 | $ 56,000 |
| Alameda County California | 5 | $ 1,734,000 | $ 346,000 | $ 90,000 |
| Contra Costa County California | 5 | $ 1,255,000 | $ 251,000 | $ 76,000 |
| Solano County California | 5 | $ 1,285,000 | $ 257,000 | $ 87,000 |
| Ventura County California | 5 | $ 1,370,000 | $ 274,000 | $ 195,000 |
| Escambia County Florida | 5 | $ 791,000 | $ 158,000 | $ 59,000 |
| Hernando County Florida | 5 | $ 739,000 | $ 147,000 | $ 77,000 |
| Marion County Florida | 5 | $ 489,000 | $ 97,000 | $ 70,000 |
| Sarasota County Florida | 5 | $ 1,164,000 | $ 232,000 | $ 62,000 |
| St. Lucie County Florida | 5 | $ 788,000 | $ 157,000 | $ 60,000 |
| Berrien County Michigan | 5 | $ 757,000 | $ 151,000 | $ 62,000 |
| Genesee County Michigan | 5 | $ 628,000 | $ 125,000 | $ 68,000 |
| Monroe County Michigan | 5 | $ 784,000 | $ 156,000 | $ 87,000 |
| El Dorado County California | 4 | $ 948,000 | $ 237,000 | $ 56,000 |
| Lake County California | 4 | $ 691,000 | $ 172,000 | $ 63,000 |
| Merced County California | 4 | $ 726,000 | $ 181,000 | $ 37,000 |
| Tehama County California | 4 | $ 854,000 | $ 213,000 | $ 65,000 |
| Garfield County Colorado | 4 | $ 725,000 | $ 181,000 | $ 55,000 |
| Alachua County Florida | 4 | $ 482,000 | $ 120,000 | $ 62,000 |
| Brevard County Florida | 4 | $ 675,000 | $ 168,000 | $ 67,000 |
| Charlotte County Florida | 4 | $ 881,000 | $ 220,000 | $ 89,000 |
| Citrus County Florida | 4 | $ 492,000 | $ 123,000 | $ 71,000 |
| Manatee County Florida | 4 | $ 552,000 | $ 138,000 | $ 65,000 |
| Santa Rosa County Florida | 4 | $ 591,000 | $ 147,000 | $ 49,000 |
| Volusia County Florida | 4 | $ 479,000 | $ 119,000 | $ 35,000 |
| Kent County Michigan | 4 | $ 622,000 | $ 155,000 | $ 49,000 |
| Muskegon County Michigan | 4 | $ 420,000 | $ 105,000 | $ 50,000 |
| Ottawa County Michigan | 4 | $ 468,000 | $ 117,000 | $ 63,000 |
| Butte County California | 3 | $ 804,000 | $ 268,000 | $ 58,000 |
| Calaveras County California | 3 | $ 794,000 | $ 264,000 | $ 96,000 |
| Madera County California | 3 | $ 435,000 | $ 145,000 | $ 49,000 |
| Placer County California | 3 | $ 820,000 | $ 273,000 | $ 91,000 |
| Santa Clara County California | 3 | $ 1,349,000 | $ 449,000 | $ 98,000 |
| Arapahoe County Colorado | 3 | $ 473,000 | $ 157,000 | $ 63,000 |
| Jefferson County Colorado | 3 | $ 316,000 | $ 105,000 | $ 90,000 |
| Flagler County Florida | 3 | $ 364,000 | $ 121,000 | $ 36,000 |
| Lake County Florida | 3 | $ 610,000 | $ 203,000 | $ 65,000 |
| Leon County Florida | 3 | $ 455,000 | $ 151,000 | $ 54,000 |
| St. Johns County Florida | 3 | $ 449,000 | $ 149,000 | $ 85,000 |
| Elkhart County Indiana | 3 | $ 322,000 | $ 107,000 | $ 58,000 |
| Hamilton County Indiana | 3 | $ 587,000 | $ 195,000 | $ 121,000 |
| Calhoun County Michigan | 3 | $ 381,000 | $ 127,000 | $ 65,000 |
| Eaton County Michigan | 3 | $ 285,000 | $ 95,000 | $ 65,000 |
| Lapeer County Michigan | 3 | $ 477,000 | $ 159,000 | $ 69,000 |
| Livingston County Michigan | 3 | $ 550,000 | $ 183,000 | $ 111,000 |
| Saginaw County Michigan | 3 | $ 374,000 | $ 124,000 | $ 81,000 |
| Harris County Texas | 3 | $ 388,000 | $ 129,000 | $ 60,000 |
| Humboldt County California | 2 | $ 586,000 | $ 293,000 | $ 58,000 |
| Imperial County California | 2 | $ 258,000 | $ 129,000 | $ 50,000 |
| Nevada County California | 2 | $ 544,000 | $ 272,000 | $ 52,000 |
| San Francisco County California | 2 | $ 695,000 | $ 347,000 | $ 101,000 |
| Santa Barbara County California | 2 | $ 585,000 | $ 292,000 | $ 89,000 |
| Santa Cruz County California | 2 | $ 597,000 | $ 298,000 | $ 63,000 |
| Denver County Colorado | 2 | $ 474,000 | $ 237,000 | $ 38,000 |
| Mesa County Colorado | 2 | $ 428,000 | $ 214,000 | $ 58,000 |
| Bay County Florida | 2 | $ 182,000 | $ 91,000 | $ 43,000 |
| Clay County Florida | 2 | $ 275,000 | $ 137,000 | $ 48,000 |
| Putnam County Florida | 2 | $ 263,000 | $ 131,000 | $ 63,000 |
| Seminole County Florida | 2 | $ 414,000 | $ 207,000 | $ 68,000 |
| Allen County Indiana | 2 | $ 165,000 | $ 82,000 | $ 108,000 |
| Clark County Indiana | 2 | $ 148,000 | $ 74,000 | $ 48,000 |
| Hendricks County Indiana | 2 | $ 367,000 | $ 183,000 | $ 103,000 |
| Johnson County Indiana | 2 | $ 185,000 | $ 92,000 | $ 118,000 |
| Knox County Indiana | 2 | $ 80,000 | $ 40,000 | $ 39,000 |
| St. Joseph County Indiana | 2 | $ 131,000 | $ 65,000 | $ 50,000 |
| Barry County Michigan | 2 | $ 195,000 | $ 97,000 | $ 43,000 |
| Benzie County Michigan | 2 | $ 127,000 | $ 63,000 | $ 53,000 |
| Ingham County Michigan | 2 | $ 286,000 | $ 143,000 | $ 60,000 |
| Lenawee County Michigan | 2 | $ 297,000 | $ 148,000 | $ 56,000 |
| Oceana County Michigan | 2 | $ 199,000 | $ 99,000 | $ 76,000 |
| St. Clair County Michigan | 2 | $ 224,000 | $ 112,000 | $ 44,000 |
| Tuscola County Michigan | 2 | $ 221,000 | $ 110,000 | $ 33,000 |
| Van Buren County Michigan | 2 | $ 256,000 | $ 128,000 | $ 63,000 |
| Washtenaw County Michigan | 2 | $ 229,000 | $ 114,000 | $ 84,000 |
| Bexar County Texas | 2 | $ 222,000 | $ 111,000 | $ 88,000 |
| Nacogdoches County Texas | 2 | $ 210,000 | $ 105,000 | $ 145,000 |
| Inyo County California | 1 | $ 608,000 | $ 608,000 | $ 210,000 |
| Kings County California | 1 | $ 292,000 | $ 292,000 | $ 66,000 |
| Lassen County California | 1 | $ 152,000 | $ 152,000 | $ 29,000 |
| Marin County California | 1 | $ 656,000 | $ 656,000 | $ 120,000 |
| San Luis Obispo County California | 1 | $ 349,000 | $ 349,000 | $ 68,000 |
| San Mateo County California | 1 | $ 465,000 | $ 465,000 | $ 98,000 |
| Shasta County California | 1 | $ 533,000 | $ 533,000 | $ 297,000 |
| Siskiyou County California | 1 | $ 163,000 | $ 163,000 | $ 52,000 |
| Sutter County California | 1 | $ 134,000 | $ 134,000 | $ 36,000 |
| Yolo County California | 1 | $ 133,000 | $ 133,000 | $ 23,000 |
| Yuba County California | 1 | $ 240,000 | $ 240,000 | $ 90,000 |
| Archuleta County Colorado | 1 | $ 275,000 | $ 275,000 | $ 77,000 |
| Boulder County Colorado | 1 | $ 169,000 | $ 169,000 | $ 36,000 |
| Douglas County Colorado | 1 | $ 287,000 | $ 287,000 | $ 86,000 |
| Gunnison County Colorado | 1 | $ 162,000 | $ 162,000 | $ 54,000 |
| Lake County Colorado | 1 | $ 148,000 | $ 148,000 | $ 38,000 |
| Larimer County Colorado | 1 | $ 172,000 | $ 172,000 | $ 37,000 |
| Montrose County Colorado | 1 | $ 198,000 | $ 198,000 | $ 77,000 |
| Rio Blanco County Colorado | 1 | $ 122,000 | $ 122,000 | $ 88,000 |
| Rio Grande County Colorado | 1 | $ 150,000 | $ 150,000 | $ 85,000 |
| Bradford County Florida | 1 | $ 105,000 | $ 105,000 | $ 52,000 |
| DeSoto County Florida | 1 | $ 270,000 | $ 270,000 | $ 103,000 |
| Highlands County Florida | 1 | $ 106,000 | $ 106,000 | $ 47,000 |
| Jefferson County Florida | 1 | $ 153,000 | $ 153,000 | $ 55,000 |
| Levy County Florida | 1 | $ 122,000 | $ 122,000 | $ 65,000 |
| Martin County Florida | 1 | $ 205,000 | $ 205,000 | $ 96,000 |
| Monroe County Florida | 1 | $ 340,000 | $ 340,000 | $ 96,000 |
| Nassau County Florida | 1 | $ 180,000 | $ 180,000 | $ 46,000 |
| Okaloosa County Florida | 1 | $ 175,000 | $ 175,000 | $ 73,000 |
| Honolulu County Hawaii | 1 | $ 488,000 | $ 488,000 | $ 131,000 |
| Boone County Indiana | 1 | $ 181,000 | $ 181,000 | $ 98,000 |
| Clinton County Indiana | 1 | $ 79,000 | $ 79,000 | $ 59,000 |
| Fountain County Indiana | 1 | $ 81,000 | $ 81,000 | $ 36,000 |
| LaGrange County Indiana | 1 | $ 134,000 | $ 134,000 | $ 72,000 |
| Morgan County Indiana | 1 | $ 137,000 | $ 137,000 | $ 46,000 |
| Porter County Indiana | 1 | $ 160,000 | $ 160,000 | $ 52,000 |
| Ripley County Indiana | 1 | $ 168,000 | $ 168,000 | $ 71,000 |
| Allegan County Michigan | 1 | $ 111,000 | $ 111,000 | $ 45,000 |
| Antrim County Michigan | 1 | $ 215,000 | $ 215,000 | $ 90,000 |
| Arenac County Michigan | 1 | $ 50,000 | $ 50,000 | $ 28,000 |
| Cass County Michigan | 1 | $ 123,000 | $ 123,000 | $ 28,000 |
| Delta County Michigan | 1 | $ 134,000 | $ 134,000 | $ 49,000 |
| Grand Traverse County Michigan | 1 | $ 170,000 | $ 170,000 | $ 83,000 |
| Ionia County Michigan | 1 | $ 141,000 | $ 141,000 | $ 71,000 |
| Kalamazoo County Michigan | 1 | $ 98,000 | $ 98,000 | $ 32,000 |
| Kalkaska County Michigan | 1 | $ 117,000 | $ 117,000 | $ 35,000 |
| Manistee County Michigan | 1 | $ 75,000 | $ 75,000 | $ 16,000 |
| Midland County Michigan | 1 | $ 55,000 | $ 55,000 | $ 46,000 |
| Montcalm County Michigan | 1 | $ 79,000 | $ 79,000 | $ 36,000 |
| Newaygo County Michigan | 1 | $ 108,000 | $ 108,000 | $ 41,000 |
| Osceola County Michigan | 1 | $ 152,000 | $ 152,000 | $ 54,000 |
| Sanilac County Michigan | 1 | $ 228,000 | $ 228,000 | $ 59,000 |
| Shiawassee County Michigan | 1 | $ 94,000 | $ 94,000 | $ 89,000 |
| Bell County Texas | 1 | $ 128,000 | $ 128,000 | $ 42,000 |
| Comal County Texas | 1 | $ 240,000 | $ 240,000 | $ 59,000 |
| Dallas County Texas | 1 | $ 60,000 | $ 60,000 | $ 20,000 |
| Denton County Texas | 1 | $ 115,000 | $ 115,000 | $ 42,000 |
| El Paso County Texas | 1 | $ 76,000 | $ 76,000 | $ 30,000 |
| Fort Bend County Texas | 1 | $ 420,000 | $ 420,000 | $ 266,000 |
| Gillespie County Texas | 1 | $ 201,000 | $ 201,000 | $ 141,000 |
| Grayson County Texas | 1 | $ 75,000 | $ 75,000 | $ 52,000 |
| Gregg County Texas | 1 | $ 194,000 | $ 194,000 | $ 116,000 |
| Johnson County Texas | 1 | $ 100,000 | $ 100,000 | $ 84,000 |
| Kaufman County Texas | 1 | $ 278,000 | $ 278,000 | $ 92,000 |
| McLennan County Texas | 1 | $ 128,000 | $ 128,000 | $ 50,000 |
| Randall County Texas | 1 | $ 84,000 | $ 84,000 | $ 25,000 |
| Tarrant County Texas | 1 | $ 226,000 | $ 226,000 | $ 96,000 |
| Travis County Texas | 1 | $ 128,000 | $ 128,000 | $ 41,000 |
The mortgage data stats below are displayed in sortable categories such as loan purpose, race of mortgage applicant, loan type, the outcome of the application, and reason for denial.
Each category breaks down the total number of mortgage applications, the total dollar amount for those applications, the average mortgage amount, the highest mortgage loan applied for within that category,
the average income of the mortgage applicants, and the highest income of the mortgage applicants.
You can also download the entire list of mortgage lenders along with their aggregated lending data for the state of California,
and search the same numbers and information back through 2003.
Mortgage Loan Application Detail Totals for First Direct Mortgage, Inc. in 2005
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Refinancing | 684 | $126,024,000 | $212,285 | $731,000 | $76,714 | $297,000 |
| Home Purchase | 33 | $7,576,000 | $177,500 | $750,000 | $104,250 | $304,000 |
| Home Improvement | 0 | $0 | $0 | $0 | $0 | $0 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| White | 391 | $72,371,000 | $210,000 | $750,000 | $79,857 | $304,000 |
| Not Provided | 129 | $24,497,000 | $186,333 | $663,000 | $76,833 | $286,000 |
| Hispanic | 118 | $21,544,000 | $159,833 | $615,000 | $56,833 | $203,000 |
| Black or African American | 59 | $9,598,000 | $159,000 | $362,000 | $69,400 | $173,000 |
| Asian | 11 | $3,270,000 | $231,000 | $630,000 | $81,000 | $175,000 |
| Native Hawaiian or Other Pacific Islander | 6 | $1,929,000 | $321,000 | $510,000 | $93,500 | $142,000 |
| American Indian or Alaskan Native | 3 | $391,000 | $126,500 | $200,000 | $34,500 | $67,000 |
| Not applicable | 0 | $0 | $0 | $0 | $0 | $0 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 715 | $133,249,000 | $212,285 | $750,000 | $78,428 | $304,000 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 2 | $351,000 | $175,000 | $182,000 | $71,000 | $96,000 |
| VA-guaranteed (Veterans Administration) | 0 | $0 | $0 | $0 | $0 | $0 |
| FHA-insured (Federal Housing Administration) | 0 | $0 | $0 | $0 | $0 | $0 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Loan Originated | 625 | $117,091,000 | $168,166 | $750,000 | $70,500 | $304,000 |
| Application Approved But Not Accepted | 28 | $5,908,000 | $208,800 | $750,000 | $71,000 | $300,000 |
| Application Denied By Financial Institution | 26 | $4,095,000 | $175,800 | $513,000 | $61,000 | $168,000 |
| File Closed For Incompleteness | 22 | $3,315,000 | $175,600 | $327,000 | $84,200 | $145,000 |
| Application Withdrawn By Applicant | 16 | $3,191,000 | $222,000 | $488,000 | $67,666 | $131,000 |
| Loan Purchased By The Institution | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Approved but not Accepted | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Denied by Financial Institution | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Collateral | 0 | $0 | $0 | $0 | $0 | $0 |
| Credit Application Incomplete | 0 | $0 | $0 | $0 | $0 | $0 |
| Credit History | 0 | $0 | $0 | $0 | $0 | $0 |
| Debt-To-Income Ratio | 0 | $0 | $0 | $0 | $0 | $0 |
| Employment History | 0 | $0 | $0 | $0 | $0 | $0 |
| Insufficient Cash (Downpayment, Closing Cost) | 0 | $0 | $0 | $0 | $0 | $0 |
| Mortgage Insurance Denied | 0 | $0 | $0 | $0 | $0 | $0 |
| Other | 0 | $0 | $0 | $0 | $0 | $0 |
| Unverifiable Information | 0 | $0 | $0 | $0 | $0 | $0 |
These totals and details for mortgage applications will give you a better idea of what to expect when researching mortgage lenders. Whether you are looking for a home loan, for home refinancing, or for home improvement loan statistics, we have the information you need. This mortgage loan data gives you everything you need to know as you start your search for the best lenders in CA, and gives you an idea of what the best mortgage lenders really are.
If you prefer, you can download a copy of the entire list of mortgage lenders in California, and search similar information at your convenience.