First Federal Bank of Kansas City Mortgage Lending & HMDA Data, 2017
In 2017, First Federal Bank of Kansas City of Kansas City, MO reported 2,673 mortgage applications totaling $700.0 million, down 15% from 2016. The average application was for $261,885, and applicants reported an average income of $103,094. 59% of its applications resulted in an originated loan and 10% were denied. Its largest markets were Kansas City, MO-KS (997), Atlanta-Sandy Springs-Roswell, GA (54) and Washington-Arlington-Alexandria, DC-VA-MD-WV (41) (applications in parentheses).
| Mortgage Company & Address | First Federal Bank of Kansas City 6900 Executive Dr Kansas City, MO 64120 Tel #: available with data download |
| Federal Regulator | * available with data download |
| Years | 2021 2020 2019 2018 2017 2016 2015 2014 2013 2012 2011 |
| Total Number of Mortgage Applications | 2,673 |
| Total Mortgage Loan Application Amount | $700,020,000 |
| Average Mortgage Loan Application Amount | $261,885 |
| Highest Mortgage Loan Application Amount | $1,496,000 |
| Average Applicant Income | $103,094 |
| Highest Applicant Income | $6,632,000 |
About this data: figures come from the Home Mortgage Disclosure Act (HMDA) records First Federal Bank of Kansas City filed with the FFIEC and count every application it reported (approved, denied, withdrawn or purchased), not just closed loans. Applications reported at $100 million or more are left out of these totals.
| Metro Area | Total Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Application Amount | Average Applicant Income |
|---|---|---|---|---|
| Kansas City, MO-KS | 997 | $ 243,168,000 | $ 243,899 | $ 113,539 |
| Atlanta-Sandy Springs-Roswell, GA | 54 | $ 16,007,000 | $ 296,425 | $ 118,000 |
| Washington-Arlington-Alexandria, DC-VA-MD-WV | 41 | $ 15,345,000 | $ 374,268 | $ 115,975 |
| Tampa-St. Petersburg-Clearwater, FL | 37 | $ 10,842,000 | $ 293,027 | $ 109,000 |
| Houston-The Woodlands-Sugar Land, TX | 33 | $ 9,763,000 | $ 295,848 | $ 117,000 |
| Phoenix-Mesa-Scottsdale, AZ | 27 | $ 7,640,000 | $ 282,962 | $ 102,000 |
| St. Louis, MO-IL | 26 | $ 6,813,000 | $ 262,038 | $ 100,769 |
| Dallas-Plano-Irving, TX | 25 | $ 8,939,000 | $ 357,560 | $ 218,000 |
| Colorado Springs, CO | 23 | $ 8,304,000 | $ 361,043 | $ 123,000 |
| Las Vegas-Henderson-Paradise, NV | 23 | $ 7,671,000 | $ 333,521 | $ 100,000 |
| Nashville-Davidson--Murfreesboro--Franklin, TN | 22 | $ 7,022,000 | $ 319,181 | $ 106,000 |
| Baltimore-Columbia-Towson, MD | 21 | $ 7,183,000 | $ 342,047 | $ 97,000 |
| Fort Worth-Arlington, TX | 20 | $ 5,536,000 | $ 276,800 | $ 96,000 |
| Fort Lauderdale-Pompano Beach-Deerfield Beach, FL | 19 | $ 7,221,000 | $ 380,052 | $ 121,000 |
| San Antonio-New Braunfels, TX | 19 | $ 5,869,000 | $ 308,894 | $ 115,000 |
| Austin-Round Rock, TX | 17 | $ 5,567,000 | $ 327,470 | $ 123,000 |
| Jacksonville, FL | 17 | $ 4,842,000 | $ 284,823 | $ 111,000 |
| Seattle-Bellevue-Everett, WA | 17 | $ 6,972,000 | $ 410,117 | $ 129,000 |
| Riverside-San Bernardino-Ontario, CA | 16 | $ 5,512,000 | $ 344,500 | $ 100,000 |
| Boston, MA | 15 | $ 5,115,000 | $ 341,000 | $ 102,000 |
| Cambridge-Newton-Framingham, MA | 15 | $ 6,084,000 | $ 405,600 | $ 117,000 |
| Los Angeles-Long Beach-Glendale, CA | 15 | $ 5,976,000 | $ 398,400 | $ 147,000 |
| Orlando-Kissimmee-Sanford, FL | 15 | $ 4,172,000 | $ 278,133 | $ 76,000 |
| Providence-Warwick, RI-MA | 15 | $ 4,566,000 | $ 304,400 | $ 120,600 |
| Minneapolis-St. Paul-Bloomington, MN-WI | 13 | $ 3,660,000 | $ 281,538 | $ 108,076 |
| Tacoma-Lakewood, WA | 13 | $ 4,424,000 | $ 340,307 | $ 85,000 |
| Virginia Beach-Norfolk-Newport News, VA-NC | 13 | $ 4,283,000 | $ 329,461 | $ 95,076 |
| Cape Coral-Fort Myers, FL | 12 | $ 3,872,000 | $ 322,666 | $ 96,000 |
| Portland-Vancouver-Hillsboro, OR-WA | 12 | $ 3,621,000 | $ 301,750 | $ 99,333 |
| Denver-Aurora-Lakewood, CO | 11 | $ 4,022,000 | $ 365,636 | $ 128,000 |
| Sacramento--Roseville--Arden-Arcade, CA | 11 | $ 3,546,000 | $ 322,363 | $ 61,000 |
| Worcester, MA-CT | 11 | $ 3,249,000 | $ 295,363 | $ 111,000 |
| Miami-Miami Beach-Kendall, FL | 10 | $ 2,542,000 | $ 254,200 | $ 88,000 |
| Wichita, KS | 10 | $ 1,900,000 | $ 190,000 | $ 113,000 |
| Albuquerque, NM | 9 | $ 2,420,000 | $ 268,888 | $ 144,000 |
| Charleston-North Charleston, SC | 9 | $ 3,009,000 | $ 334,333 | $ 76,000 |
| Charlotte-Concord-Gastonia, NC-SC | 9 | $ 2,651,000 | $ 294,555 | $ 107,666 |
| Cincinnati, OH-KY-IN | 9 | $ 2,447,000 | $ 271,888 | $ 95,666 |
| Columbus, OH | 9 | $ 2,467,000 | $ 274,111 | $ 62,000 |
| Indianapolis-Carmel-Anderson, IN | 9 | $ 3,377,000 | $ 375,222 | $ 132,000 |
| Raleigh, NC | 9 | $ 2,706,000 | $ 300,666 | $ 103,000 |
| San Diego-Carlsbad, CA | 9 | $ 3,563,000 | $ 395,888 | $ 108,000 |
| Bremerton-Silverdale, WA | 8 | $ 2,239,000 | $ 279,875 | $ 78,000 |
| New York-Jersey City-White Plains, NY-NJ | 8 | $ 3,055,000 | $ 381,875 | $ 128,375 |
| Birmingham-Hoover, AL | 7 | $ 1,963,000 | $ 280,428 | $ 105,000 |
| Montgomery County-Bucks County-Chester County, PA | 7 | $ 1,985,000 | $ 283,571 | $ 118,000 |
| New Orleans-Metairie, LA | 7 | $ 1,733,000 | $ 247,571 | $ 84,000 |
| Ogden-Clearfield, UT | 7 | $ 1,942,000 | $ 277,428 | $ 91,000 |
| Olympia-Tumwater, WA | 7 | $ 2,089,000 | $ 298,428 | $ 92,000 |
| Silver Spring-Frederick-Rockville, MD | 7 | $ 2,514,000 | $ 359,142 | $ 129,000 |
| West Palm Beach-Boca Raton-Delray Beach, FL | 7 | $ 2,155,000 | $ 307,857 | $ 104,000 |
| Asheville, NC | 6 | $ 1,376,000 | $ 229,333 | $ 91,000 |
| Chicago-Naperville-Arlington Heights, IL | 6 | $ 1,897,000 | $ 316,166 | $ 153,000 |
| Deltona-Daytona Beach-Ormond Beach, FL | 6 | $ 1,655,000 | $ 275,833 | $ 114,000 |
| Manchester-Nashua, NH | 6 | $ 1,979,000 | $ 329,833 | $ 122,000 |
| Memphis, TN-MS-AR | 6 | $ 1,535,000 | $ 255,833 | $ 154,000 |
| Newark, NJ-PA | 6 | $ 1,759,000 | $ 293,166 | $ 107,000 |
| North Port-Sarasota-Bradenton, FL | 6 | $ 1,658,000 | $ 276,333 | $ 92,000 |
| Oklahoma City, OK | 6 | $ 1,434,000 | $ 239,000 | $ 67,000 |
| Palm Bay-Melbourne-Titusville, FL | 6 | $ 2,018,000 | $ 336,333 | $ 84,000 |
| Reno, NV | 6 | $ 2,529,000 | $ 421,500 | $ 120,000 |
| Anaheim-Santa Ana-Irvine, CA | 5 | $ 2,304,000 | $ 460,800 | $ 133,000 |
| Chattanooga, TN-GA | 5 | $ 1,536,000 | $ 307,200 | $ 82,000 |
| Hartford-West Hartford-East Hartford, CT | 5 | $ 1,170,000 | $ 234,000 | $ 40,000 |
| Huntsville, AL | 5 | $ 1,519,000 | $ 303,800 | $ 104,000 |
| Little Rock-North Little Rock-Conway, AR | 5 | $ 1,437,000 | $ 287,400 | $ 68,000 |
| Rockingham County-Strafford County, NH | 5 | $ 2,015,000 | $ 403,000 | $ 123,000 |
| St. Joseph, MO-KS | 5 | $ 1,150,000 | $ 230,000 | $ 94,000 |
| Albany-Schenectady-Troy, NY | 4 | $ 1,128,000 | $ 282,000 | $ 119,000 |
| Allentown-Bethlehem-Easton, PA-NJ | 4 | $ 1,156,000 | $ 289,000 | $ 104,000 |
| Bridgeport-Stamford-Norwalk, CT | 4 | $ 2,048,000 | $ 512,000 | $ 168,000 |
| Camden, NJ | 4 | $ 1,153,000 | $ 288,250 | $ 126,000 |
| Cheyenne, WY | 4 | $ 1,199,000 | $ 299,750 | $ 76,000 |
| Cleveland-Elyria, OH | 4 | $ 1,019,000 | $ 254,750 | $ 59,000 |
| Detroit-Dearborn-Livonia, MI | 4 | $ 1,010,000 | $ 252,500 | $ 91,000 |
| Fayetteville-Springdale-Rogers, AR-MO | 4 | $ 1,094,000 | $ 273,500 | $ 150,000 |
| Flagstaff, AZ | 4 | $ 1,553,000 | $ 388,250 | $ 99,000 |
| Greenville-Anderson-Mauldin, SC | 4 | $ 1,440,000 | $ 360,000 | $ 66,000 |
| Killeen-Temple, TX | 4 | $ 836,000 | $ 209,000 | $ 72,000 |
| Knoxville, TN | 4 | $ 1,589,000 | $ 397,250 | $ 105,000 |
| Louisville/Jefferson County, KY-IN | 4 | $ 1,251,000 | $ 312,750 | $ 87,000 |
| Naples-Immokalee-Marco Island, FL | 4 | $ 1,143,000 | $ 285,750 | $ 96,000 |
| Nassau County-Suffolk County, NY | 4 | $ 1,426,000 | $ 356,500 | $ 100,000 |
| Omaha-Council Bluffs, NE-IA | 4 | $ 1,640,000 | $ 410,000 | $ 146,000 |
| Pensacola-Ferry Pass-Brent, FL | 4 | $ 1,050,000 | $ 262,500 | $ 75,000 |
| Port St. Lucie, FL | 4 | $ 1,161,000 | $ 290,250 | $ 151,000 |
| Salisbury, MD-DE | 4 | $ 905,000 | $ 226,250 | $ 90,250 |
| Savannah, GA | 4 | $ 1,083,000 | $ 270,750 | $ 102,000 |
| Topeka, KS | 4 | $ 818,000 | $ 204,500 | $ 74,000 |
| Tucson, AZ | 4 | $ 1,137,000 | $ 284,250 | $ 80,000 |
| Vallejo-Fairfield, CA | 4 | $ 1,493,000 | $ 373,250 | $ 125,000 |
| Warner Robins, GA | 4 | $ 1,073,000 | $ 268,250 | $ 136,000 |
| Wilmington, NC | 4 | $ 1,054,000 | $ 263,500 | $ 67,000 |
| Bellingham, WA | 3 | $ 723,000 | $ 241,000 | $ 75,000 |
| Charlottesville, VA | 3 | $ 1,065,000 | $ 355,000 | $ 105,000 |
| Clarksville, TN-KY | 3 | $ 748,000 | $ 249,333 | $ 116,000 |
| Corvallis, OR | 3 | $ 794,000 | $ 264,666 | $ 63,000 |
| Duluth, MN-WI | 3 | $ 560,000 | $ 186,666 | $ 83,000 |
| Dutchess County-Putnam County, NY | 3 | $ 766,000 | $ 255,333 | $ 116,000 |
| Gulfport-Biloxi-Pascagoula, MS | 3 | $ 825,000 | $ 275,000 | $ 119,000 |
| Hagerstown-Martinsburg, MD-WV | 3 | $ 637,000 | $ 212,333 | $ 71,000 |
| Homosassa Springs, FL | 3 | $ 817,000 | $ 272,333 | $ 108,000 |
| Jackson, MS | 3 | $ 1,378,000 | $ 459,333 | $ 112,000 |
| Lakeland-Winter Haven, FL | 3 | $ 613,000 | $ 204,333 | $ 110,000 |
| Laredo, TX | 3 | $ 905,000 | $ 301,666 | $ 81,000 |
| Mankato-North Mankato, MN | 3 | $ 1,090,000 | $ 363,333 | $ 82,000 |
| Milwaukee-Waukesha-West Allis, WI | 3 | $ 795,000 | $ 265,000 | $ 60,000 |
| Ocean City, NJ | 3 | $ 990,000 | $ 330,000 | $ 120,000 |
| Oxnard-Thousand Oaks-Ventura, CA | 3 | $ 1,138,000 | $ 379,333 | $ 115,000 |
| Pittsburgh, PA | 3 | $ 914,000 | $ 304,666 | $ 144,000 |
| Salem, OR | 3 | $ 1,149,000 | $ 383,000 | $ 208,000 |
| Salinas, CA | 3 | $ 1,495,000 | $ 498,333 | $ 137,000 |
| Warren-Troy-Farmington Hills, MI | 3 | $ 591,000 | $ 197,000 | $ 93,000 |
| Wilmington, DE-MD-NJ | 3 | $ 725,000 | $ 241,666 | $ 168,666 |
| Albany, OR | 2 | $ 711,000 | $ 355,500 | $ 85,000 |
| Augusta-Richmond County, GA-SC | 2 | $ 440,000 | $ 220,000 | $ 100,000 |
| Bakersfield, CA | 2 | $ 521,000 | $ 260,500 | $ 127,000 |
| Baton Rouge, LA | 2 | $ 526,000 | $ 263,000 | $ 97,000 |
| Beaumont-Port Arthur, TX | 2 | $ 550,000 | $ 275,000 | $ 53,000 |
| Bend-Redmond, OR | 2 | $ 933,000 | $ 466,500 | $ 94,000 |
| Boise City, ID | 2 | $ 311,000 | $ 155,500 | $ 21,000 |
| Cleveland, TN | 2 | $ 279,000 | $ 139,500 | $ 93,000 |
| Columbia, SC | 2 | $ 716,000 | $ 358,000 | $ 142,000 |
| Corpus Christi, TX | 2 | $ 553,000 | $ 276,500 | $ 120,000 |
| Crestview-Fort Walton Beach-Destin, FL | 2 | $ 491,000 | $ 245,500 | $ 148,000 |
| Dayton, OH | 2 | $ 445,000 | $ 222,500 | $ 90,000 |
| El Paso, TX | 2 | $ 630,000 | $ 315,000 | $ 120,000 |
| Fargo, ND-MN | 2 | $ 748,000 | $ 374,000 | $ 136,000 |
| Farmington, NM | 2 | $ 652,000 | $ 326,000 | $ 95,000 |
| Fayetteville, NC | 2 | $ 434,000 | $ 217,000 | $ 71,000 |
| Fort Collins, CO | 2 | $ 667,000 | $ 333,500 | $ 79,000 |
| Fort Smith, AR-OK | 2 | $ 629,000 | $ 314,500 | $ 179,000 |
| Gainesville, GA | 2 | $ 833,000 | $ 416,500 | $ 132,000 |
| Grand Rapids-Wyoming, MI | 2 | $ 680,000 | $ 340,000 | $ 152,000 |
| Hilton Head Island-Bluffton-Beaufort, SC | 2 | $ 735,000 | $ 367,500 | $ 87,000 |
| Jacksonville, NC | 2 | $ 289,000 | $ 144,500 | $ 44,000 |
| Lake Charles, LA | 2 | $ 760,000 | $ 380,000 | $ 164,000 |
| Lawrence, KS | 2 | $ 535,000 | $ 267,500 | $ 114,000 |
| Lexington-Fayette, KY | 2 | $ 392,000 | $ 196,000 | $ 114,000 |
| Modesto, CA | 2 | $ 415,000 | $ 207,500 | $ 93,000 |
| Morgantown, WV | 2 | $ 506,000 | $ 253,000 | $ 76,000 |
| Myrtle Beach-Conway-North Myrtle Beach, SC-NC | 2 | $ 435,000 | $ 217,500 | $ 93,500 |
| Norwich-New London, CT | 2 | $ 535,000 | $ 267,500 | $ 91,000 |
| Oakland-Hayward-Berkeley, CA | 2 | $ 971,000 | $ 485,500 | $ 255,000 |
| Panama City, FL | 2 | $ 387,000 | $ 193,500 | $ 63,000 |
| Portland-South Portland, ME | 2 | $ 460,000 | $ 230,000 | $ 43,000 |
| Punta Gorda, FL | 2 | $ 488,000 | $ 244,000 | $ 96,000 |
| Richmond, VA | 2 | $ 618,000 | $ 309,000 | $ 97,000 |
| Rocky Mount, NC | 2 | $ 600,000 | $ 300,000 | $ 63,000 |
| San Jose-Sunnyvale-Santa Clara, CA | 2 | $ 658,000 | $ 329,000 | $ 57,000 |
| San Luis Obispo-Paso Robles-Arroyo Grande, CA | 2 | $ 759,000 | $ 379,500 | $ 88,000 |
| Scranton--Wilkes-Barre--Hazleton, PA | 2 | $ 600,000 | $ 300,000 | $ 137,000 |
| Sierra Vista-Douglas, AZ | 2 | $ 380,000 | $ 190,000 | $ 92,000 |
| Spartanburg, SC | 2 | $ 659,000 | $ 329,500 | $ 170,000 |
| Springfield, MA | 2 | $ 509,000 | $ 254,500 | $ 103,000 |
| Springfield, MO | 2 | $ 208,000 | $ 104,000 | $ 31,000 |
| Stockton-Lodi, CA | 2 | $ 539,000 | $ 269,500 | $ 67,000 |
| Tallahassee, FL | 2 | $ 544,000 | $ 272,000 | $ 68,000 |
| Tulsa, OK | 2 | $ 789,000 | $ 394,500 | $ 177,000 |
| Wichita Falls, TX | 2 | $ 409,000 | $ 204,500 | $ 105,000 |
| Youngstown-Warren-Boardman, OH-PA | 2 | $ 479,000 | $ 239,500 | $ 121,000 |
| Akron, OH | 1 | $ 161,000 | $ 161,000 | $ 82,000 |
| Amarillo, TX | 1 | $ 147,000 | $ 147,000 | $ 58,000 |
| Ann Arbor, MI | 1 | $ 246,000 | $ 246,000 | $ 0 |
| Auburn-Opelika, AL | 1 | $ 393,000 | $ 393,000 | $ 133,000 |
| Barnstable Town, MA | 1 | $ 289,000 | $ 289,000 | $ 322,000 |
| Brunswick, GA | 1 | $ 258,000 | $ 258,000 | $ 97,000 |
| Burlington-South Burlington, VT | 1 | $ 256,000 | $ 256,000 | $ 120,000 |
| California-Lexington Park, MD | 1 | $ 519,000 | $ 519,000 | $ 137,000 |
| Cape Girardeau, MO-IL | 1 | $ 181,000 | $ 181,000 | $ 84,000 |
| College Station-Bryan, TX | 1 | $ 188,000 | $ 188,000 | $ 40,000 |
| Columbia, MO | 1 | $ 217,000 | $ 217,000 | $ 89,000 |
| Columbus, GA-AL | 1 | $ 475,000 | $ 475,000 | $ 103,000 |
| Daphne-Fairhope-Foley, AL | 1 | $ 470,000 | $ 470,000 | $ 247,000 |
| Des Moines-West Des Moines, IA | 1 | $ 340,000 | $ 340,000 | $ 150,000 |
| Dover, DE | 1 | $ 325,000 | $ 325,000 | $ 69,000 |
| Eau Claire, WI | 1 | $ 300,000 | $ 300,000 | $ 214,000 |
| Elgin, IL | 1 | $ 230,000 | $ 230,000 | $ 214,000 |
| Flint, MI | 1 | $ 404,000 | $ 404,000 | $ 77,000 |
| Fort Wayne, IN | 1 | $ 241,000 | $ 241,000 | $ 90,000 |
| Fresno, CA | 1 | $ 309,000 | $ 309,000 | $ 60,000 |
| Gainesville, FL | 1 | $ 200,000 | $ 200,000 | $ 82,000 |
| Grants Pass, OR | 1 | $ 202,000 | $ 202,000 | $ 61,000 |
| Great Falls, MT | 1 | $ 50,000 | $ 50,000 | $ 48,000 |
| Greeley, CO | 1 | $ 427,000 | $ 427,000 | $ 106,000 |
| Harrisburg-Carlisle, PA | 1 | $ 330,000 | $ 330,000 | $ 97,000 |
| Hattiesburg, MS | 1 | $ 196,000 | $ 196,000 | $ 105,000 |
| Hickory-Lenoir-Morganton, NC | 1 | $ 224,000 | $ 224,000 | $ 0 |
| Iowa City, IA | 1 | $ 267,000 | $ 267,000 | $ 89,000 |
| Jefferson City, MO | 1 | $ 60,000 | $ 60,000 | $ 56,000 |
| Kankakee, IL | 1 | $ 245,000 | $ 245,000 | $ 200,000 |
| Kennewick-Richland, WA | 1 | $ 342,000 | $ 342,000 | $ 74,000 |
| Lake County-Kenosha County, IL-WI | 1 | $ 318,000 | $ 318,000 | $ 0 |
| Lake Havasu City-Kingman, AZ | 1 | $ 285,000 | $ 285,000 | $ 77,000 |
| Lancaster, PA | 1 | $ 335,000 | $ 335,000 | $ 213,000 |
| Lansing-East Lansing, MI | 1 | $ 547,000 | $ 547,000 | $ 330,000 |
| Las Cruces, NM | 1 | $ 538,000 | $ 538,000 | $ 87,000 |
| Lewiston, ID-WA | 1 | $ 319,000 | $ 319,000 | $ 83,000 |
| Madison, WI | 1 | $ 351,000 | $ 351,000 | $ 94,000 |
| Manhattan, KS | 1 | $ 198,000 | $ 198,000 | $ 93,000 |
| Medford, OR | 1 | $ 590,000 | $ 590,000 | $ 111,000 |
| Midland, TX | 1 | $ 120,000 | $ 120,000 | $ 62,000 |
| Missoula, MT | 1 | $ 223,000 | $ 223,000 | $ 141,000 |
| Montgomery, AL | 1 | $ 210,000 | $ 210,000 | $ 43,000 |
| Morristown, TN | 1 | $ 368,000 | $ 368,000 | $ 106,000 |
| Napa, CA | 1 | $ 354,000 | $ 354,000 | $ 64,000 |
| New Haven-Milford, CT | 1 | $ 379,000 | $ 379,000 | $ 133,000 |
| Pittsfield, MA | 1 | $ 400,000 | $ 400,000 | $ 80,000 |
| Pocatello, ID | 1 | $ 239,000 | $ 239,000 | $ 95,000 |
| Prescott, AZ | 1 | $ 420,000 | $ 420,000 | $ 83,000 |
| Provo-Orem, UT | 1 | $ 431,000 | $ 431,000 | $ 96,000 |
| Racine, WI | 1 | $ 215,000 | $ 215,000 | $ 66,000 |
| Redding, CA | 1 | $ 393,000 | $ 393,000 | $ 127,000 |
| Rome, GA | 1 | $ 215,000 | $ 215,000 | $ 75,000 |
| San Francisco-Redwood City-South San Francisco, CA | 1 | $ 343,000 | $ 343,000 | $ 36,000 |
| San Rafael, CA | 1 | $ 343,000 | $ 343,000 | $ 300,000 |
| Santa Fe, NM | 1 | $ 514,000 | $ 514,000 | $ 75,000 |
| Sebastian-Vero Beach, FL | 1 | $ 225,000 | $ 225,000 | $ 103,000 |
| Sebring, FL | 1 | $ 248,000 | $ 248,000 | $ 23,000 |
| Sheboygan, WI | 1 | $ 296,000 | $ 296,000 | $ 149,000 |
| Shreveport-Bossier City, LA | 1 | $ 305,000 | $ 305,000 | $ 121,000 |
| Sioux Falls, SD | 1 | $ 184,000 | $ 184,000 | $ 38,000 |
| South Bend-Mishawaka, IN-MI | 1 | $ 234,000 | $ 234,000 | $ 76,000 |
| Springfield, IL | 1 | $ 240,000 | $ 240,000 | $ 51,000 |
| State College, PA | 1 | $ 204,000 | $ 204,000 | $ 97,000 |
| Sumter, SC | 1 | $ 254,000 | $ 254,000 | $ 65,000 |
| Terre Haute, IN | 1 | $ 341,000 | $ 341,000 | $ 134,000 |
| The Villages, FL | 1 | $ 357,000 | $ 357,000 | $ 144,000 |
| Toledo, OH | 1 | $ 250,000 | $ 250,000 | $ 71,000 |
| Tuscaloosa, AL | 1 | $ 182,000 | $ 182,000 | $ 35,000 |
| Valdosta, GA | 1 | $ 304,000 | $ 304,000 | $ 107,000 |
| Wenatchee, WA | 1 | $ 393,000 | $ 393,000 | $ 35,000 |
| Yuba City, CA | 1 | $ 320,000 | $ 320,000 | $ 55,000 |
| Yuma, AZ | 1 | $ 130,000 | $ 130,000 | $ 34,000 |
Mortgage Loan Application Detail Totals for First Federal Bank of Kansas City in 2017
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Home Purchase | 1,793 | $472,724,000 | $263,000 | $1,496,000 | $106,000 | $6,632,000 |
| Refinancing | 814 | $226,264,000 | $277,000 | $947,000 | $101,000 | $1,489,000 |
| Home Improvement | 66 | $1,032,000 | $15,000 | $290,000 | $50,000 | $170,000 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| White | 1,803 | $492,574,000 | $273,000 | $1,496,000 | $111,000 | $6,632,000 |
| Not Provided | 489 | $115,059,000 | $235,000 | $932,000 | $83,000 | $682,000 |
| Black or African American | 158 | $35,148,000 | $222,000 | $697,000 | $83,000 | $1,008,000 |
| Hispanic | 141 | $32,310,000 | $229,000 | $635,000 | $91,000 | $326,000 |
| Asian | 55 | $19,135,000 | $347,000 | $736,000 | $113,000 | $490,000 |
| American Indian or Alaskan Native | 15 | $3,746,000 | $249,000 | $576,000 | $123,000 | $430,000 |
| Native Hawaiian or Other Pacific Islander | 12 | $2,048,000 | $170,000 | $335,000 | $65,000 | $124,000 |
| Not applicable | 0 | $0 | $0 | $0 | $0 | $0 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 1,375 | $355,212,000 | $258,000 | $1,496,000 | $121,000 | $6,632,000 |
| VA-guaranteed (Veterans Administration) | 917 | $284,870,000 | $310,000 | $999,000 | $96,000 | $653,000 |
| FHA-insured (Federal Housing Administration) | 372 | $58,538,000 | $157,000 | $588,000 | $59,000 | $1,008,000 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 9 | $1,400,000 | $155,000 | $237,000 | $46,000 | $73,000 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Loan Originated | 1,566 | $437,346,000 | $279,000 | $1,496,000 | $113,000 | $6,632,000 |
| Application Withdrawn By Applicant | 460 | $135,674,000 | $294,000 | $1,100,000 | $115,000 | $1,763,000 |
| Preapproval Denied by Financial Institution | 321 | $42,871,000 | $133,000 | $660,000 | $56,000 | $1,008,000 |
| Application Denied By Financial Institution | 277 | $68,407,000 | $246,000 | $740,000 | $78,000 | $469,000 |
| Application Approved But Not Accepted | 32 | $11,404,000 | $356,000 | $1,275,000 | $125,000 | $720,000 |
| File Closed For Incompleteness | 17 | $4,318,000 | $254,000 | $450,000 | $140,000 | $406,000 |
| Loan Purchased By The Institution | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Approved but not Accepted | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Credit History | 341 | $43,517,000 | $127,000 | $706,000 | $58,000 | $1,008,000 |
| Debt-To-Income Ratio | 146 | $38,062,000 | $260,000 | $697,000 | $60,000 | $384,000 |
| Collateral | 62 | $17,126,000 | $276,000 | $703,000 | $106,000 | $449,000 |
| Other | 15 | $4,317,000 | $287,000 | $511,000 | $100,000 | $225,000 |
| Employment History | 13 | $2,854,000 | $219,000 | $420,000 | $61,000 | $136,000 |
| Unverifiable Information | 10 | $3,277,000 | $327,000 | $740,000 | $112,000 | $469,000 |
| Insufficient Cash (Downpayment, Closing Cost) | 7 | $1,451,000 | $207,000 | $475,000 | $59,000 | $103,000 |
| Credit Application Incomplete | 4 | $674,000 | $168,000 | $648,000 | $85,000 | $256,000 |
| Mortgage Insurance Denied | 0 | $0 | $0 | $0 | $0 | $0 |
Our comprehensive HMDA mortgage statistics provide invaluable insights into First Federal Bank of Kansas City's 2017 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.
This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics,
and assess First Federal Bank of Kansas City's mortgage approval patterns.
Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
For a list of all lenders in Missouri, download the full spreadsheet
with aggregated HMDA statistics today.
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