First Federal Bank
Mortgage Loan Application
Totals and Details
for 2012
Find mortgage loan statistics, lending data, and loan application totals for South Carolina.
The mortgage statistics and data below are specific to mortgage loan applications for First Federal Bank.
Search for mortgage lenders by state, county, or metropolitan area
and explore the loan application details and stats broken down by several loan categories from 2003-2021.
| Mortgage Company & Address | First Federal Bank 2440 Mall Drive North Charleston, SC 29406 Tel #: available with data download |
| Federal Regulator | * available with data download |
| Years | 2012 |
| Total Number of Mortgage Applications | 8,740 |
| Total Mortgage Loan Application Amount | $1,398,064,000 |
| Average Mortgage Loan Application Amount | $250,000 |
| Highest Mortgage Loan Application Amount | $2,652,000 |
| Average Applicant Income | $154,666 |
| Highest Applicant Income | $2,625,000 |
Overall mortgage application loan totals and averages for this lender are provided for each year by county, metro area, and the entire US.
The loan data is broken down by loan purpose, loan type, applicant race, application outcome, and denial reason. With this information, you can get a detailed view of locations
where the mortgage lender is actively processing applications as well as the types and outcomes of loans from these applications.
As you search for mortgage loan stats and lending data in SC, the totals and averages will help you understand where the lender does business as well as the volume of business they do.
| County | Total Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loans Applications | Average Mortgage Loan Application Amount | Average Applicant Income |
|---|---|---|---|---|
| Waldo County Maine | 1 | $ 263,000 | $ 263,000 | $ 211,000 |
| Washington County Maine | 1 | $ 92,000 | $ 92,000 | $ 40,000 |
| Anne Arundel County Maryland | 1 | $ 186,000 | $ 186,000 | $ 107,000 |
| Calvert County Maryland | 1 | $ 367,000 | $ 367,000 | $ 96,000 |
| Montgomery County Maryland | 1 | $ 270,000 | $ 270,000 | $ 140,000 |
| Talbot County Maryland | 1 | $ 36,000 | $ 36,000 | $ 31,000 |
| Hampshire County Massachusetts | 1 | $ 185,000 | $ 185,000 | $ 87,000 |
| Benton County Mississippi | 1 | $ 72,000 | $ 72,000 | $ 41,000 |
| Bolivar County Mississippi | 1 | $ 46,000 | $ 46,000 | $ 46,000 |
| Calhoun County Mississippi | 1 | $ 57,000 | $ 57,000 | $ 46,000 |
| Choctaw County Mississippi | 1 | $ 76,000 | $ 76,000 | $ 45,000 |
| Claiborne County Mississippi | 1 | $ 115,000 | $ 115,000 | $ 73,000 |
| Clay County Mississippi | 1 | $ 57,000 | $ 57,000 | $ 29,000 |
| George County Mississippi | 1 | $ 39,000 | $ 39,000 | $ 29,000 |
| Holmes County Mississippi | 1 | $ 34,000 | $ 34,000 | $ 48,000 |
| Montgomery County Mississippi | 1 | $ 76,000 | $ 76,000 | $ 40,000 |
| Pike County Mississippi | 1 | $ 35,000 | $ 35,000 | $ 26,000 |
| Sharkey County Mississippi | 1 | $ 61,000 | $ 61,000 | $ 45,000 |
| Tallahatchie County Mississippi | 1 | $ 38,000 | $ 38,000 | $ 48,000 |
| Wilkinson County Mississippi | 1 | $ 63,000 | $ 63,000 | $ 110,000 |
| Yazoo County Mississippi | 1 | $ 65,000 | $ 65,000 | $ 38,000 |
| Cheshire County New Hampshire | 1 | $ 257,000 | $ 257,000 | $ 150,000 |
| Grafton County New Hampshire | 1 | $ 198,000 | $ 198,000 | $ 216,000 |
| Burlington County New Jersey | 1 | $ 151,000 | $ 151,000 | $ 166,000 |
| Cape May County New Jersey | 1 | $ 290,000 | $ 290,000 | $ 123,000 |
| Hudson County New Jersey | 1 | $ 200,000 | $ 200,000 | $ 96,000 |
| Mercer County New Jersey | 1 | $ 107,000 | $ 107,000 | $ 50,000 |
| Sussex County New Jersey | 1 | $ 50,000 | $ 50,000 | $ 50,000 |
| Warren County New Jersey | 1 | $ 253,000 | $ 253,000 | $ 95,000 |
| Ashe County North Carolina | 1 | $ 90,000 | $ 90,000 | $ 199,000 |
| Bertie County North Carolina | 1 | $ 43,000 | $ 43,000 | $ 107,000 |
| Camden County North Carolina | 1 | $ 37,000 | $ 37,000 | $ 34,000 |
| Currituck County North Carolina | 1 | $ 72,000 | $ 72,000 | $ 67,000 |
| Gates County North Carolina | 1 | $ 256,000 | $ 256,000 | $ 157,000 |
| Hyde County North Carolina | 1 | $ 32,000 | $ 32,000 | $ 27,000 |
| Macon County North Carolina | 1 | $ 40,000 | $ 40,000 | $ 26,000 |
| Northampton County North Carolina | 1 | $ 71,000 | $ 71,000 | $ 120,000 |
| Stokes County North Carolina | 1 | $ 264,000 | $ 264,000 | $ 135,000 |
| Transylvania County North Carolina | 1 | $ 275,000 | $ 275,000 | $ 212,000 |
| Allegheny County Pennsylvania | 1 | $ 96,000 | $ 96,000 | $ 41,000 |
| Berks County Pennsylvania | 1 | $ 388,000 | $ 388,000 | $ 101,000 |
| Butler County Pennsylvania | 1 | $ 310,000 | $ 310,000 | $ 175,000 |
| Carbon County Pennsylvania | 1 | $ 86,000 | $ 86,000 | $ 53,000 |
| Cumberland County Pennsylvania | 1 | $ 268,000 | $ 268,000 | $ 114,000 |
| Lackawanna County Pennsylvania | 1 | $ 408,000 | $ 408,000 | $ 204,000 |
| Northampton County Pennsylvania | 1 | $ 90,000 | $ 90,000 | $ 69,000 |
| Philadelphia County Pennsylvania | 1 | $ 123,000 | $ 123,000 | $ 79,000 |
| Newport County Rhode Island | 1 | $ 205,000 | $ 205,000 | $ 540,000 |
| Benton County Tennessee | 1 | $ 22,000 | $ 22,000 | $ 22,000 |
| Bledsoe County Tennessee | 1 | $ 66,000 | $ 66,000 | $ 36,000 |
| Campbell County Tennessee | 1 | $ 371,000 | $ 371,000 | $ 170,000 |
| Cannon County Tennessee | 1 | $ 33,000 | $ 33,000 | $ 35,000 |
| Cheatham County Tennessee | 1 | $ 51,000 | $ 51,000 | $ 31,000 |
| Coffee County Tennessee | 1 | $ 92,000 | $ 92,000 | $ 57,000 |
| Cumberland County Tennessee | 1 | $ 63,000 | $ 63,000 | $ 51,000 |
| Fentress County Tennessee | 1 | $ 39,000 | $ 39,000 | $ 49,000 |
| Hardeman County Tennessee | 1 | $ 29,000 | $ 29,000 | $ 155,000 |
| Hickman County Tennessee | 1 | $ 59,000 | $ 59,000 | $ 44,000 |
| Jackson County Tennessee | 1 | $ 33,000 | $ 33,000 | $ 28,000 |
| Lewis County Tennessee | 1 | $ 42,000 | $ 42,000 | $ 28,000 |
| Madison County Tennessee | 1 | $ 58,000 | $ 58,000 | $ 19,000 |
| Marion County Tennessee | 1 | $ 44,000 | $ 44,000 | $ 49,000 |
| Obion County Tennessee | 1 | $ 31,000 | $ 31,000 | $ 36,000 |
| Overton County Tennessee | 1 | $ 32,000 | $ 32,000 | $ 409,000 |
| Pickett County Tennessee | 1 | $ 70,000 | $ 70,000 | $ 32,000 |
| Sequatchie County Tennessee | 1 | $ 33,000 | $ 33,000 | $ 42,000 |
| Smith County Tennessee | 1 | $ 69,000 | $ 69,000 | $ 93,000 |
| Van Buren County Tennessee | 1 | $ 87,000 | $ 87,000 | $ 33,000 |
| White County Tennessee | 1 | $ 68,000 | $ 68,000 | $ 26,000 |
| Alleghany County Virginia | 1 | $ 161,000 | $ 161,000 | $ 96,000 |
| Bedford City County Virginia | 1 | $ 126,000 | $ 126,000 | $ 63,000 |
| Fairfax County Virginia | 1 | $ 118,000 | $ 118,000 | $ 338,000 |
| Galax County Virginia | 1 | $ 33,000 | $ 33,000 | $ 29,000 |
| Greene County Virginia | 1 | $ 329,000 | $ 329,000 | $ 71,000 |
| Henry County Virginia | 1 | $ 89,000 | $ 89,000 | $ 49,000 |
| Isle of Wight County Virginia | 1 | $ 41,000 | $ 41,000 | $ 41,000 |
| James City County Virginia | 1 | $ 197,000 | $ 197,000 | $ 75,000 |
| Louisa County Virginia | 1 | $ 181,000 | $ 181,000 | $ 82,000 |
| Nelson County Virginia | 1 | $ 100,000 | $ 100,000 | $ 93,000 |
| Powhatan County Virginia | 1 | $ 397,000 | $ 397,000 | $ 105,000 |
| Prince George County Virginia | 1 | $ 220,000 | $ 220,000 | $ 122,000 |
| Richmond City County Virginia | 1 | $ 110,000 | $ 110,000 | $ 58,000 |
| Russell County Virginia | 1 | $ 100,000 | $ 100,000 | $ 50,000 |
| Sussex County Virginia | 1 | $ 113,000 | $ 113,000 | $ 72,000 |
| Wise County Virginia | 1 | $ 232,000 | $ 232,000 | $ 68,000 |
The mortgage data stats below are displayed in sortable categories such as loan purpose, race of mortgage applicant, loan type, the outcome of the application, and reason for denial.
Each category breaks down the total number of mortgage applications, the total dollar amount for those applications, the average mortgage amount, the highest mortgage loan applied for within that category,
the average income of the mortgage applicants, and the highest income of the mortgage applicants.
You can also download the entire list of mortgage lenders along with their aggregated lending data for the state of South Carolina,
and search the same numbers and information back through 2003.
Mortgage Loan Application Detail Totals for First Federal Bank in 2012
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Home Purchase | 4,553 | $486,852,000 | $106,000 | $2,231,000 | $69,000 | $2,175,000 |
| Refinancing | 4,167 | $902,633,000 | $216,000 | $2,652,000 | $112,000 | $2,625,000 |
| Home Improvement | 20 | $8,579,000 | $428,000 | $1,280,000 | $283,000 | $2,323,000 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| White | 7,263 | $1,204,928,000 | $165,000 | $2,600,000 | $93,000 | $2,625,000 |
| Black or African American | 816 | $60,955,000 | $74,000 | $547,000 | $47,000 | $373,000 |
| Not Provided | 303 | $66,810,000 | $220,000 | $2,652,000 | $115,000 | $1,305,000 |
| Asian | 195 | $49,542,000 | $254,000 | $1,068,000 | $125,000 | $650,000 |
| Hispanic | 125 | $12,419,000 | $99,000 | $384,000 | $58,000 | $368,000 |
| American Indian or Alaskan Native | 30 | $2,383,000 | $79,000 | $417,000 | $47,000 | $296,000 |
| Native Hawaiian or Other Pacific Islander | 5 | $511,000 | $102,000 | $212,000 | $76,000 | $108,000 |
| Not applicable | 3 | $516,000 | $172,000 | $400,000 | $0 | $0 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 8,440 | $1,355,389,000 | $160,000 | $2,652,000 | $91,000 | $2,625,000 |
| FHA-insured (Federal Housing Administration) | 170 | $22,199,000 | $130,000 | $322,000 | $57,000 | $407,000 |
| VA-guaranteed (Veterans Administration) | 68 | $12,645,000 | $185,000 | $411,000 | $78,000 | $240,000 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 62 | $7,831,000 | $126,000 | $296,000 | $43,000 | $80,000 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Loan Originated | 5,058 | $959,875,000 | $189,000 | $2,550,000 | $105,000 | $2,323,000 |
| Application Denied By Financial Institution | 2,555 | $257,015,000 | $100,000 | $2,652,000 | $55,000 | $1,504,000 |
| Application Approved But Not Accepted | 607 | $66,742,000 | $109,000 | $800,000 | $75,000 | $1,074,000 |
| Application Withdrawn By Applicant | 362 | $74,813,000 | $206,000 | $1,385,000 | $117,000 | $1,320,000 |
| File Closed For Incompleteness | 158 | $39,619,000 | $250,000 | $2,600,000 | $139,000 | $2,625,000 |
| Loan Purchased By The Institution | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Approved but not Accepted | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Denied by Financial Institution | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Credit History | 1,157 | $83,375,000 | $72,000 | $1,740,000 | $51,000 | $1,504,000 |
| Debt-To-Income Ratio | 882 | $84,514,000 | $95,000 | $2,652,000 | $38,000 | $241,000 |
| Collateral | 241 | $52,875,000 | $219,000 | $1,123,000 | $114,000 | $1,000,000 |
| Other | 108 | $22,566,000 | $208,000 | $1,820,000 | $110,000 | $785,000 |
| Employment History | 82 | $4,635,000 | $56,000 | $417,000 | $44,000 | $280,000 |
| Insufficient Cash (Downpayment, Closing Cost) | 60 | $5,936,000 | $98,000 | $426,000 | $58,000 | $235,000 |
| Unverifiable Information | 16 | $1,436,000 | $89,000 | $242,000 | $60,000 | $96,000 |
| Credit Application Incomplete | 6 | $906,000 | $151,000 | $250,000 | $66,000 | $90,000 |
| Mortgage Insurance Denied | 3 | $772,000 | $257,000 | $380,000 | $210,000 | $421,000 |
These totals and details for mortgage applications will give you a better idea of what to expect when researching mortgage lenders. Whether you are looking for a home loan, for home refinancing, or for home improvement loan statistics, we have the information you need. This mortgage loan data gives you everything you need to know as you start your search for the best lenders in SC, and gives you an idea of what the best mortgage lenders really are.
If you prefer, you can download a copy of the entire list of mortgage lenders in South Carolina, and search similar information at your convenience.