First Financial Bank
HMDA Loan Application Totals
and Mortgage Lending Details
for 2022
First Financial Bank 2022 HMDA loan application data provides key insights into its mortgage lending trends, applicant demographics, and loan distribution.
The Home Mortgage Disclosure Act (HMDA) requires lenders to report detailed loan application data, offering transparency into lending patterns.
The data reveals trends in average loan size, applicant income, and mortgage approval rates, helping consumers and analysts understand lending accessibility.
Below, explore a breakdown of loan applications by county, metro area, loan purpose, applicant race, loan type, and more.
Whether you're an industry professional, homebuyer, or researcher,
this information provides valuable insights into mortgage lending activity.
Scroll down to view the full dataset and analyze lending trends in greater detail.
| Mortgage Company & Address | First Financial Bank 255 East Fifth Street Suite 900 Cincinnati, OH 45202 Tel #: available with data download |
| Federal Regulator | * available with data download |
| Years | 2023 2022 2021 2020 2019 2018 2017 2016 |
| Total Number of Mortgage Applications | 10,222 |
| Total Mortgage Loan Application Amount | $1,955,500,000 |
| Average Mortgage Loan Application Amount | $343,800 |
| Highest Mortgage Loan Application Amount | $33,425,000 |
| Average Applicant Income | $155,800 |
| Highest Applicant Income | $7,620,000 |
Explore comprehensive HMDA mortgage statistics and lending trends for 2022 with First Financial Bank. Below, you'll find key insights into this lender's mortgage activity, including total loan applications, average mortgage amounts, highest application values, and income levels of top applicants. Whether you're analyzing First Financial Bank's lending patterns or researching mortgage trends, these statistics provide valuable transparency into their loan activity.
Our HMDA dataset for 2022 breaks down First Financial Bank's mortgage applications by loan purpose, applicant race, loan type, approval outcomes, and reasons for denial. These insights help homebuyers, financial analysts, and industry professionals assess borrower demographics and lending practices, offering a clearer view of how First Financial Bank serves its applicants.
Each category highlights the total number of mortgage applications processed by First Financial Bank, total loan amounts, average mortgage values, and the highest mortgage amounts recorded. You can also review borrower income trends, including the average and highest reported applicant incomes for loans issued by this lender. Whether you're evaluating lender performance, comparing mortgage approval rates, or exploring loan options, this HMDA-backed data offers a crucial look at First Financial Bank's mortgage activity for 2022.
| County | Total Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loans Applications | Average Mortgage Loan Application Amount | Average Applicant Income |
|---|---|---|---|---|
| Hamilton County Ohio | 929 | $ 206,975,000 | $ 222,000 | $ 120,000 |
| Franklin County Ohio | 892 | $ 295,400,000 | $ 331,000 | $ 166,000 |
| Jefferson County Kentucky | 750 | $ 99,180,000 | $ 132,000 | $ 81,000 |
| Butler County Ohio | 650 | $ 93,080,000 | $ 143,000 | $ 102,000 |
| Lake County Indiana | 437 | $ 54,865,000 | $ 125,000 | $ 104,000 |
| Bartholomew County Indiana | 358 | $ 64,540,000 | $ 180,000 | $ 129,000 |
| Marion County Indiana | 357 | $ 46,665,000 | $ 130,000 | $ 113,000 |
| Montgomery County Ohio | 274 | $ 49,700,000 | $ 181,000 | $ 142,000 |
| Wayne County Indiana | 239 | $ 19,975,000 | $ 83,000 | $ 63,000 |
| Warren County Ohio | 238 | $ 41,920,000 | $ 176,000 | $ 159,000 |
| Jefferson County Indiana | 213 | $ 19,145,000 | $ 89,000 | $ 75,000 |
| Johnson County Indiana | 194 | $ 29,580,000 | $ 152,000 | $ 122,000 |
| Hamilton County Indiana | 186 | $ 45,370,000 | $ 243,000 | $ 229,000 |
| Dearborn County Indiana | 176 | $ 20,520,000 | $ 116,000 | $ 99,000 |
| Franklin County Indiana | 168 | $ 19,640,000 | $ 116,000 | $ 95,000 |
| Delaware County Ohio | 145 | $ 68,355,000 | $ 471,000 | $ 288,000 |
| Ripley County Indiana | 139 | $ 18,435,000 | $ 132,000 | $ 102,000 |
| Fayette County Indiana | 136 | $ 10,500,000 | $ 77,000 | $ 63,000 |
| Boone County Kentucky | 133 | $ 29,095,000 | $ 218,000 | $ 130,000 |
| Decatur County Indiana | 120 | $ 13,660,000 | $ 113,000 | $ 143,000 |
| Clermont County Ohio | 120 | $ 17,580,000 | $ 146,000 | $ 155,000 |
| Clark County Indiana | 117 | $ 12,925,000 | $ 110,000 | $ 81,000 |
| Floyd County Indiana | 115 | $ 15,805,000 | $ 137,000 | $ 93,000 |
| Kenton County Kentucky | 111 | $ 36,155,000 | $ 325,000 | $ 113,000 |
| Shelby County Indiana | 108 | $ 14,710,000 | $ 136,000 | $ 114,000 |
| Rush County Indiana | 99 | $ 9,305,000 | $ 93,000 | $ 89,000 |
| Jennings County Indiana | 98 | $ 9,460,000 | $ 96,000 | $ 70,000 |
| Miami County Ohio | 94 | $ 19,100,000 | $ 203,000 | $ 113,000 |
| Jackson County Indiana | 83 | $ 8,925,000 | $ 107,000 | $ 89,000 |
| Jay County Indiana | 80 | $ 6,100,000 | $ 76,000 | $ 68,000 |
| Shelby County Kentucky | 74 | $ 13,190,000 | $ 178,000 | $ 122,000 |
| Monroe County Indiana | 72 | $ 16,110,000 | $ 223,000 | $ 216,000 |
| Henry County Indiana | 70 | $ 6,030,000 | $ 86,000 | $ 87,000 |
| Greene County Ohio | 68 | $ 11,460,000 | $ 168,000 | $ 177,000 |
| Hendricks County Indiana | 66 | $ 11,110,000 | $ 168,000 | $ 147,000 |
| Campbell County Kentucky | 61 | $ 23,075,000 | $ 378,000 | $ 126,000 |
| Switzerland County Indiana | 58 | $ 4,790,000 | $ 82,000 | $ 75,000 |
| Porter County Indiana | 56 | $ 10,650,000 | $ 190,000 | $ 121,000 |
| Randolph County Indiana | 55 | $ 3,815,000 | $ 69,000 | $ 65,000 |
| Bullitt County Kentucky | 55 | $ 9,275,000 | $ 168,000 | $ 149,000 |
| Mercer County Ohio | 54 | $ 8,850,000 | $ 163,000 | $ 114,000 |
| Preble County Ohio | 51 | $ 5,905,000 | $ 115,000 | $ 80,000 |
| Montgomery County Indiana | 49 | $ 4,975,000 | $ 101,000 | $ 78,000 |
| Anderson County Kentucky | 47 | $ 5,335,000 | $ 113,000 | $ 83,000 |
| Madison County Indiana | 46 | $ 4,930,000 | $ 107,000 | $ 98,000 |
| Van Wert County Ohio | 45 | $ 3,595,000 | $ 79,000 | $ 62,000 |
| Licking County Ohio | 44 | $ 8,320,000 | $ 189,000 | $ 134,000 |
| Warren County Indiana | 43 | $ 3,085,000 | $ 71,000 | $ 73,000 |
| Mercer County Kentucky | 42 | $ 3,860,000 | $ 91,000 | $ 70,000 |
| Boone County Indiana | 41 | $ 27,215,000 | $ 663,000 | $ 268,000 |
| Kankakee County Illinois | 40 | $ 3,880,000 | $ 97,000 | $ 92,000 |
| Carroll County Indiana | 40 | $ 3,820,000 | $ 95,000 | $ 77,000 |
| Greene County Indiana | 40 | $ 2,940,000 | $ 73,000 | $ 93,000 |
| Fairfield County Ohio | 38 | $ 10,120,000 | $ 266,000 | $ 159,000 |
| Ohio County Indiana | 35 | $ 3,585,000 | $ 102,000 | $ 92,000 |
| Cook County Illinois | 34 | $ 5,360,000 | $ 157,000 | $ 163,000 |
| Oldham County Kentucky | 32 | $ 14,030,000 | $ 438,000 | $ 220,000 |
| Hancock County Indiana | 30 | $ 2,750,000 | $ 91,000 | $ 120,000 |
| Union County Ohio | 30 | $ 19,200,000 | $ 640,000 | $ 239,000 |
| Clark County Ohio | 29 | $ 3,325,000 | $ 114,000 | $ 107,000 |
| Brown County Indiana | 28 | $ 5,470,000 | $ 195,000 | $ 115,000 |
| Delaware County Indiana | 27 | $ 1,665,000 | $ 61,000 | $ 75,000 |
| Iroquois County Illinois | 26 | $ 1,810,000 | $ 69,000 | $ 64,000 |
| Newton County Indiana | 24 | $ 1,200,000 | $ 50,000 | $ 65,000 |
| Morgan County Indiana | 23 | $ 4,955,000 | $ 215,000 | $ 114,000 |
| Vermilion County Illinois | 21 | $ 1,355,000 | $ 64,000 | $ 66,000 |
| Fountain County Indiana | 20 | $ 1,670,000 | $ 83,000 | $ 90,000 |
| Wabash County Indiana | 18 | $ 1,560,000 | $ 86,000 | $ 59,000 |
| Cuyahoga County Ohio | 18 | $ 23,080,000 | $ 1,282,000 | $ 251,000 |
| Darke County Ohio | 17 | $ 2,625,000 | $ 154,000 | $ 158,000 |
| Auglaize County Ohio | 16 | $ 1,660,000 | $ 103,000 | $ 76,000 |
| Clinton County Indiana | 13 | $ 645,000 | $ 49,000 | $ 58,000 |
| Tippecanoe County Indiana | 13 | $ 2,535,000 | $ 195,000 | $ 90,000 |
| Trimble County Kentucky | 13 | $ 965,000 | $ 74,000 | $ 63,000 |
| Clinton County Ohio | 13 | $ 2,305,000 | $ 177,000 | $ 105,000 |
| Pickaway County Ohio | 13 | $ 3,865,000 | $ 297,000 | $ 147,000 |
| Summit County Ohio | 13 | $ 1,505,000 | $ 115,000 | $ 180,000 |
| Lee County Florida | 12 | $ 6,200,000 | $ 516,000 | $ 268,000 |
| Harrison County Indiana | 12 | $ 2,450,000 | $ 204,000 | $ 93,000 |
| Franklin County Kentucky | 12 | $ 1,390,000 | $ 115,000 | $ 100,000 |
| Stark County Ohio | 12 | $ 8,140,000 | $ 678,000 | $ 140,000 |
| Allen County Indiana | 10 | $ 21,990,000 | $ 2,199,000 | $ 85,000 |
| Jasper County Indiana | 10 | $ 840,000 | $ 84,000 | $ 61,000 |
| Kosciusko County Indiana | 10 | $ 1,790,000 | $ 179,000 | $ 284,000 |
| Putnam County Indiana | 10 | $ 1,350,000 | $ 135,000 | $ 96,000 |
| Scott County Indiana | 10 | $ 1,010,000 | $ 101,000 | $ 96,000 |
| Vigo County Indiana | 10 | $ 390,000 | $ 39,000 | $ 87,000 |
| Allen County Ohio | 10 | $ 1,610,000 | $ 161,000 | $ 116,000 |
| Knox County Ohio | 10 | $ 2,730,000 | $ 273,000 | $ 213,000 |
| Lucas County Ohio | 10 | $ 2,310,000 | $ 231,000 | $ 133,000 |
| Madison County Ohio | 10 | $ 2,270,000 | $ 227,000 | $ 120,000 |
| Paulding County Ohio | 10 | $ 730,000 | $ 73,000 | $ 72,000 |
| Blackford County Indiana | 9 | $ 735,000 | $ 81,000 | $ 110,000 |
| Washington County Indiana | 9 | $ 1,215,000 | $ 135,000 | $ 145,000 |
| Madison County Kentucky | 9 | $ 1,235,000 | $ 137,000 | $ 108,000 |
| Union County Indiana | 8 | $ 550,000 | $ 68,000 | $ 73,000 |
| Wells County Indiana | 8 | $ 500,000 | $ 62,000 | $ 60,000 |
| Spencer County Kentucky | 8 | $ 1,100,000 | $ 137,000 | $ 74,000 |
| Warren County Kentucky | 8 | $ 1,870,000 | $ 233,000 | $ 110,000 |
| Highland County Ohio | 8 | $ 1,790,000 | $ 223,000 | $ 431,000 |
| Lorain County Ohio | 8 | $ 3,110,000 | $ 388,000 | $ 215,000 |
| Pinellas County Florida | 7 | $ 2,015,000 | $ 287,000 | $ 439,000 |
| Grant County Indiana | 7 | $ 235,000 | $ 33,000 | $ 42,000 |
| LaPorte County Indiana | 7 | $ 3,155,000 | $ 450,000 | $ 46,000 |
| St. Joseph County Indiana | 7 | $ 1,125,000 | $ 160,000 | $ 86,000 |
| Grant County Kentucky | 7 | $ 1,485,000 | $ 212,000 | $ 159,000 |
| Hardin County Kentucky | 7 | $ 705,000 | $ 100,000 | $ 65,000 |
| Brown County Ohio | 7 | $ 515,000 | $ 73,000 | $ 80,000 |
| Erie County Ohio | 7 | $ 1,505,000 | $ 215,000 | $ 143,000 |
| Logan County Ohio | 7 | $ 1,845,000 | $ 263,000 | $ 100,000 |
| Perry County Ohio | 7 | $ 2,125,000 | $ 303,000 | $ 183,000 |
| Collier County Florida | 6 | $ 8,420,000 | $ 1,403,000 | $ 783,000 |
| Lake County Illinois | 6 | $ 1,140,000 | $ 190,000 | $ 209,000 |
| Barren County Kentucky | 6 | $ 780,000 | $ 130,000 | $ 98,000 |
| Owen County Kentucky | 6 | $ 1,050,000 | $ 175,000 | $ 90,000 |
| Defiance County Ohio | 6 | $ 480,000 | $ 80,000 | $ 52,000 |
| Morrow County Ohio | 6 | $ 680,000 | $ 113,000 | $ 150,000 |
| Adams County Indiana | 5 | $ 515,000 | $ 103,000 | $ 69,000 |
| Howard County Indiana | 5 | $ 395,000 | $ 79,000 | $ 52,000 |
| Owen County Indiana | 5 | $ 435,000 | $ 87,000 | $ 95,000 |
| Parke County Indiana | 5 | $ 475,000 | $ 95,000 | $ 132,000 |
| Vermillion County Indiana | 5 | $ 275,000 | $ 55,000 | $ 43,000 |
| Fayette County Kentucky | 5 | $ 765,000 | $ 153,000 | $ 78,000 |
| Scott County Kentucky | 5 | $ 805,000 | $ 161,000 | $ 146,000 |
| Adams County Ohio | 5 | $ 355,000 | $ 71,000 | $ 91,000 |
| Hocking County Ohio | 5 | $ 2,585,000 | $ 517,000 | $ 218,000 |
| Muskingum County Ohio | 5 | $ 355,000 | $ 71,000 | $ 84,000 |
| Sandusky County Ohio | 5 | $ 205,000 | $ 41,000 | $ 61,000 |
| Davidson County Tennessee | 5 | $ 11,985,000 | $ 2,397,000 | $ 155,000 |
| Manatee County Florida | 4 | $ 2,200,000 | $ 550,000 | $ 384,000 |
| Sarasota County Florida | 4 | $ 1,360,000 | $ 340,000 | $ 320,000 |
| Walton County Florida | 4 | $ 730,000 | $ 182,000 | $ 164,000 |
| DuPage County Illinois | 4 | $ 1,040,000 | $ 260,000 | $ 142,000 |
| Will County Illinois | 4 | $ 580,000 | $ 145,000 | $ 121,000 |
| Cass County Indiana | 4 | $ 250,000 | $ 62,000 | $ 65,000 |
| Crawford County Indiana | 4 | $ 140,000 | $ 35,000 | $ 55,000 |
| White County Indiana | 4 | $ 910,000 | $ 227,000 | $ 108,000 |
| Boyle County Kentucky | 4 | $ 430,000 | $ 107,000 | $ 80,000 |
| Gallatin County Kentucky | 4 | $ 330,000 | $ 82,000 | $ 83,000 |
| Jessamine County Kentucky | 4 | $ 1,270,000 | $ 317,000 | $ 133,000 |
| Geauga County Ohio | 4 | $ 9,450,000 | $ 2,362,000 | $ 156,000 |
| Richland County Ohio | 4 | $ 770,000 | $ 192,000 | $ 170,000 |
| Sitka County Alaska | 3 | $ 1,665,000 | $ 555,000 | $ 127,000 |
| Charlotte County Florida | 3 | $ 995,000 | $ 331,000 | $ 270,000 |
| Hillsborough County Florida | 3 | $ 1,095,000 | $ 365,000 | $ 119,000 |
| Elkhart County Indiana | 3 | $ 55,000 | $ 18,000 | $ 65,000 |
| Fulton County Indiana | 3 | $ 845,000 | $ 281,000 | $ 173,000 |
| Huntington County Indiana | 3 | $ 115,000 | $ 38,000 | $ 61,000 |
| Knox County Indiana | 3 | $ 155,000 | $ 51,000 | $ 37,000 |
| Orange County Indiana | 3 | $ 275,000 | $ 91,000 | $ 111,000 |
| Carroll County Kentucky | 3 | $ 155,000 | $ 51,000 | $ 161,000 |
| Harrison County Kentucky | 3 | $ 135,000 | $ 45,000 | $ 40,000 |
| Henry County Kentucky | 3 | $ 1,555,000 | $ 518,000 | $ 827,000 |
| Nelson County Kentucky | 3 | $ 545,000 | $ 181,000 | $ 83,000 |
| Taylor County Kentucky | 3 | $ 65,000 | $ 21,000 | $ 32,000 |
| Washington County Kentucky | 3 | $ 565,000 | $ 188,000 | $ 74,000 |
| Henderson County North Carolina | 3 | $ 995,000 | $ 331,000 | $ 114,000 |
| Ashland County Ohio | 3 | $ 105,000 | $ 35,000 | $ 107,000 |
| Athens County Ohio | 3 | $ 315,000 | $ 105,000 | $ 52,000 |
| Champaign County Ohio | 3 | $ 595,000 | $ 198,000 | $ 111,000 |
| Fayette County Ohio | 3 | $ 715,000 | $ 238,000 | $ 90,000 |
| Hardin County Ohio | 3 | $ 175,000 | $ 58,000 | $ 52,000 |
| Ross County Ohio | 3 | $ 45,000 | $ 15,000 | $ 32,000 |
| Shelby County Ohio | 3 | $ 255,000 | $ 85,000 | $ 52,000 |
| Baldwin County Alabama | 2 | $ 230,000 | $ 115,000 | $ 69,000 |
| Anchorage County Alaska | 2 | $ 600,000 | $ 300,000 | $ 193,000 |
| Leon County Florida | 2 | $ 1,510,000 | $ 755,000 | $ 2,234,000 |
| St. Lucie County Florida | 2 | $ 600,000 | $ 300,000 | $ 133,000 |
| Ford County Illinois | 2 | $ 80,000 | $ 40,000 | $ 40,000 |
| Grundy County Illinois | 2 | $ 860,000 | $ 430,000 | $ 136,000 |
| Williamson County Illinois | 2 | $ 280,000 | $ 140,000 | $ 68,000 |
| Clay County Indiana | 2 | $ 170,000 | $ 85,000 | $ 79,000 |
| Marshall County Indiana | 2 | $ 400,000 | $ 200,000 | $ 108,000 |
| Perry County Indiana | 2 | $ 170,000 | $ 85,000 | $ 20,000 |
| Steuben County Indiana | 2 | $ 120,000 | $ 60,000 | $ 142,000 |
| Sullivan County Indiana | 2 | $ 80,000 | $ 40,000 | $ 62,000 |
| Daviess County Kentucky | 2 | $ 180,000 | $ 90,000 | $ 101,000 |
| Floyd County Kentucky | 2 | $ 700,000 | $ 350,000 | $ 237,000 |
| Garrard County Kentucky | 2 | $ 180,000 | $ 90,000 | $ 92,000 |
| Hart County Kentucky | 2 | $ 830,000 | $ 415,000 | $ 209,000 |
| Lewis County Kentucky | 2 | $ 240,000 | $ 120,000 | $ 48,000 |
| Meade County Kentucky | 2 | $ 140,000 | $ 70,000 | $ 48,000 |
| Pendleton County Kentucky | 2 | $ 500,000 | $ 250,000 | $ 173,000 |
| Russell County Kentucky | 2 | $ 280,000 | $ 140,000 | $ 406,000 |
| Wayne County Kentucky | 2 | $ 140,000 | $ 70,000 | $ 68,000 |
| Woodford County Kentucky | 2 | $ 30,000 | $ 15,000 | $ 59,000 |
| Berrien County Michigan | 2 | $ 2,640,000 | $ 1,320,000 | $ 562,000 |
| Hancock County Ohio | 2 | $ 310,000 | $ 155,000 | $ 212,000 |
| Huron County Ohio | 2 | $ 420,000 | $ 210,000 | $ 94,000 |
| Medina County Ohio | 2 | $ 290,000 | $ 145,000 | $ 120,000 |
| Putnam County Ohio | 2 | $ 230,000 | $ 115,000 | $ 51,000 |
| Scioto County Ohio | 2 | $ 180,000 | $ 90,000 | $ 92,000 |
| Allegheny County Pennsylvania | 2 | $ 970,000 | $ 485,000 | $ 172,000 |
| Charleston County South Carolina | 2 | $ 1,260,000 | $ 630,000 | $ 380,000 |
| Campbell County Tennessee | 2 | $ 270,000 | $ 135,000 | $ 233,000 |
| Jefferson County Alabama | 1 | $ 35,000 | $ 35,000 | $ 52,000 |
| Benton County Arkansas | 1 | $ 355,000 | $ 355,000 | $ 105,000 |
| Union County Arkansas | 1 | $ 55,000 | $ 55,000 | $ 62,000 |
| Adams County Colorado | 1 | $ 25,000 | $ 25,000 | $ 75,000 |
| El Paso County Colorado | 1 | $ 32,255,000 | $ 32,255,000 | $ 0 |
| Alachua County Florida | 1 | $ 5,205,000 | $ 5,205,000 | $ 0 |
| Bay County Florida | 1 | $ 295,000 | $ 295,000 | $ 160,000 |
| Brevard County Florida | 1 | $ 385,000 | $ 385,000 | $ 76,000 |
| Broward County Florida | 1 | $ 365,000 | $ 365,000 | $ 253,000 |
| Lake County Florida | 1 | $ 295,000 | $ 295,000 | $ 315,000 |
| Marion County Florida | 1 | $ 15,000 | $ 15,000 | $ 29,000 |
| Monroe County Florida | 1 | $ 425,000 | $ 425,000 | $ 40,000 |
| Okaloosa County Florida | 1 | $ 1,505,000 | $ 1,505,000 | $ 420,000 |
| Orange County Florida | 1 | $ 995,000 | $ 995,000 | $ 330,000 |
| Palm Beach County Florida | 1 | $ 655,000 | $ 655,000 | $ 94,000 |
| Putnam County Florida | 1 | $ 15,000 | $ 15,000 | $ 5,000 |
| Sumter County Florida | 1 | $ 335,000 | $ 335,000 | $ 69,000 |
| Chatham County Georgia | 1 | $ 435,000 | $ 435,000 | $ 220,000 |
| DeKalb County Georgia | 1 | $ 25,000 | $ 25,000 | $ 73,000 |
| Effingham County Georgia | 1 | $ 285,000 | $ 285,000 | $ 89,000 |
| Oglethorpe County Georgia | 1 | $ 355,000 | $ 355,000 | $ 91,000 |
| White County Georgia | 1 | $ 55,000 | $ 55,000 | $ 48,000 |
| Clark County Illinois | 1 | $ 15,000 | $ 15,000 | $ 17,000 |
| Coles County Illinois | 1 | $ 35,000 | $ 35,000 | $ 92,000 |
| Edgar County Illinois | 1 | $ 15,000 | $ 15,000 | $ 24,000 |
| Lee County Illinois | 1 | $ 15,000 | $ 15,000 | $ 90,000 |
| Logan County Illinois | 1 | $ 15,000 | $ 15,000 | $ 14,000 |
| Madison County Illinois | 1 | $ 5,000 | $ 5,000 | $ 24,000 |
| McHenry County Illinois | 1 | $ 215,000 | $ 215,000 | $ 187,000 |
| Peoria County Illinois | 1 | $ 245,000 | $ 245,000 | $ 122,000 |
| Piatt County Illinois | 1 | $ 125,000 | $ 125,000 | $ 120,000 |
| Tazewell County Illinois | 1 | $ 205,000 | $ 205,000 | $ 50,000 |
| White County Illinois | 1 | $ 25,000 | $ 25,000 | $ 67,000 |
| Benton County Indiana | 1 | $ 5,000 | $ 5,000 | $ 84,000 |
| Lawrence County Indiana | 1 | $ 25,000 | $ 25,000 | $ 15,000 |
| Miami County Indiana | 1 | $ 1,205,000 | $ 1,205,000 | $ 0 |
| Noble County Indiana | 1 | $ 165,000 | $ 165,000 | $ 146,000 |
| Pike County Indiana | 1 | $ 65,000 | $ 65,000 | $ 98,000 |
| Starke County Indiana | 1 | $ 225,000 | $ 225,000 | $ 83,000 |
| Vanderburgh County Indiana | 1 | $ 205,000 | $ 205,000 | $ 79,000 |
| Warrick County Indiana | 1 | $ 55,000 | $ 55,000 | $ 2,729,000 |
| Whitley County Indiana | 1 | $ 155,000 | $ 155,000 | $ 100,000 |
| Mills County Iowa | 1 | $ 5,000 | $ 5,000 | $ 180,000 |
| Allen County Kentucky | 1 | $ 255,000 | $ 255,000 | $ 95,000 |
| Bath County Kentucky | 1 | $ 125,000 | $ 125,000 | $ 142,000 |
| Boyd County Kentucky | 1 | $ 455,000 | $ 455,000 | $ 230,000 |
| Breckinridge County Kentucky | 1 | $ 265,000 | $ 265,000 | $ 109,000 |
| Butler County Kentucky | 1 | $ 135,000 | $ 135,000 | $ 125,000 |
| Clinton County Kentucky | 1 | $ 85,000 | $ 85,000 | $ 21,000 |
| Edmonson County Kentucky | 1 | $ 105,000 | $ 105,000 | $ 106,000 |
| Grayson County Kentucky | 1 | $ 635,000 | $ 635,000 | $ 250,000 |
| Lincoln County Kentucky | 1 | $ 65,000 | $ 65,000 | $ 43,000 |
| Logan County Kentucky | 1 | $ 215,000 | $ 215,000 | $ 89,000 |
| Mason County Kentucky | 1 | $ 35,000 | $ 35,000 | $ 49,000 |
| McCreary County Kentucky | 1 | $ 35,000 | $ 35,000 | $ 35,000 |
| Menifee County Kentucky | 1 | $ 95,000 | $ 95,000 | $ 145,000 |
| Montgomery County Kentucky | 1 | $ 35,000 | $ 35,000 | $ 118,000 |
| Perry County Kentucky | 1 | $ 5,000 | $ 5,000 | $ 38,000 |
| Pike County Kentucky | 1 | $ 205,000 | $ 205,000 | $ 237,000 |
| Pulaski County Kentucky | 1 | $ 65,000 | $ 65,000 | $ 83,000 |
| Trigg County Kentucky | 1 | $ 125,000 | $ 125,000 | $ 163,000 |
| Franklin County Massachusetts | 1 | $ 25,000 | $ 25,000 | $ 97,000 |
| Antrim County Michigan | 1 | $ 65,000 | $ 65,000 | $ 20,000 |
| Charlevoix County Michigan | 1 | $ 855,000 | $ 855,000 | $ 330,000 |
| Clare County Michigan | 1 | $ 525,000 | $ 525,000 | $ 793,000 |
| Grand Traverse County Michigan | 1 | $ 105,000 | $ 105,000 | $ 345,000 |
| Kent County Michigan | 1 | $ 105,000 | $ 105,000 | $ 62,000 |
| Manistee County Michigan | 1 | $ 605,000 | $ 605,000 | $ 759,000 |
| Oakland County Michigan | 1 | $ 265,000 | $ 265,000 | $ 224,000 |
| St. Joseph County Michigan | 1 | $ 55,000 | $ 55,000 | $ 69,000 |
| Harrison County Mississippi | 1 | $ 5,000 | $ 5,000 | $ 130,000 |
| Scott County Missouri | 1 | $ 75,000 | $ 75,000 | $ 27,000 |
| Bergen County New Jersey | 1 | $ 145,000 | $ 145,000 | $ 0 |
| Alamance County North Carolina | 1 | $ 385,000 | $ 385,000 | $ 170,000 |
| Catawba County North Carolina | 1 | $ 18,405,000 | $ 18,405,000 | $ 0 |
| Davidson County North Carolina | 1 | $ 125,000 | $ 125,000 | $ 65,000 |
| Durham County North Carolina | 1 | $ 385,000 | $ 385,000 | $ 108,000 |
| Lincoln County North Carolina | 1 | $ 495,000 | $ 495,000 | $ 297,000 |
| Macon County North Carolina | 1 | $ 2,285,000 | $ 2,285,000 | $ 1,471,000 |
| McDowell County North Carolina | 1 | $ 375,000 | $ 375,000 | $ 138,000 |
| New Hanover County North Carolina | 1 | $ 315,000 | $ 315,000 | $ 305,000 |
| Columbiana County Ohio | 1 | $ 405,000 | $ 405,000 | $ 212,000 |
| Coshocton County Ohio | 1 | $ 15,000 | $ 15,000 | $ 69,000 |
| Crawford County Ohio | 1 | $ 65,000 | $ 65,000 | $ 69,000 |
| Gallia County Ohio | 1 | $ 365,000 | $ 365,000 | $ 190,000 |
| Holmes County Ohio | 1 | $ 485,000 | $ 485,000 | $ 175,000 |
| Jackson County Ohio | 1 | $ 25,000 | $ 25,000 | $ 15,000 |
| Lake County Ohio | 1 | $ 645,000 | $ 645,000 | $ 357,000 |
| Lawrence County Ohio | 1 | $ 265,000 | $ 265,000 | $ 275,000 |
| Marion County Ohio | 1 | $ 35,000 | $ 35,000 | $ 120,000 |
| Meigs County Ohio | 1 | $ 15,000 | $ 15,000 | $ 26,000 |
| Monroe County Ohio | 1 | $ 25,000 | $ 25,000 | $ 37,000 |
| Ottawa County Ohio | 1 | $ 425,000 | $ 425,000 | $ 201,000 |
| Pike County Ohio | 1 | $ 305,000 | $ 305,000 | $ 304,000 |
| Portage County Ohio | 1 | $ 5,000 | $ 5,000 | $ 18,000 |
| Seneca County Ohio | 1 | $ 95,000 | $ 95,000 | $ 84,000 |
| Trumbull County Ohio | 1 | $ 145,000 | $ 145,000 | $ 106,000 |
| Tuscarawas County Ohio | 1 | $ 505,000 | $ 505,000 | $ 161,000 |
| Wyandot County Ohio | 1 | $ 85,000 | $ 85,000 | $ 45,000 |
| Oklahoma County Oklahoma | 1 | $ 105,000 | $ 105,000 | $ 44,000 |
| Lane County Oregon | 1 | $ 585,000 | $ 585,000 | $ 298,000 |
| Philadelphia County Pennsylvania | 1 | $ 155,000 | $ 155,000 | $ 150,000 |
| Georgetown County South Carolina | 1 | $ 475,000 | $ 475,000 | $ 204,000 |
| Horry County South Carolina | 1 | $ 145,000 | $ 145,000 | $ 66,000 |
| Jasper County South Carolina | 1 | $ 375,000 | $ 375,000 | $ 145,000 |
| Orangeburg County South Carolina | 1 | $ 55,000 | $ 55,000 | $ 173,000 |
| Richland County South Carolina | 1 | $ 575,000 | $ 575,000 | $ 200,000 |
| Cheatham County Tennessee | 1 | $ 85,000 | $ 85,000 | $ 92,000 |
| Dickson County Tennessee | 1 | $ 65,000 | $ 65,000 | $ 61,000 |
| Maury County Tennessee | 1 | $ 245,000 | $ 245,000 | $ 118,000 |
| Monroe County Tennessee | 1 | $ 445,000 | $ 445,000 | $ 439,000 |
| Sevier County Tennessee | 1 | $ 435,000 | $ 435,000 | $ 221,000 |
| Sumner County Tennessee | 1 | $ 175,000 | $ 175,000 | $ 52,000 |
| Loudoun County Virginia | 1 | $ 15,000 | $ 15,000 | $ 42,000 |
| Lynchburg County Virginia | 1 | $ 355,000 | $ 355,000 | $ 165,000 |
| Rappahannock County Virginia | 1 | $ 995,000 | $ 995,000 | $ 618,000 |
| Richmond City County Virginia | 1 | $ 275,000 | $ 275,000 | $ 537,000 |
| Rockingham County Virginia | 1 | $ 325,000 | $ 325,000 | $ 120,000 |
| Berkeley County West Virginia | 1 | $ 25,000 | $ 25,000 | $ 90,000 |
| Boone County West Virginia | 1 | $ 25,000 | $ 25,000 | $ 31,000 |
| Jackson County West Virginia | 1 | $ 5,000 | $ 5,000 | $ 71,000 |
| Tyler County West Virginia | 1 | $ 45,000 | $ 45,000 | $ 30,000 |
| Milwaukee County Wisconsin | 1 | $ 65,000 | $ 65,000 | $ 119,000 |
Mortgage Loan Application Detail Totals for First Financial Bank in 2022
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Cash-out Refinancing | 4,008 | $491,220,000 | $122,000 | $3,825,000 | $122,000 | $7,620,000 |
| Home Purchase | 3,242 | $977,220,000 | $301,000 | $33,425,000 | $102,000 | $2,690,000 |
| Other Purpose | 2,372 | $233,240,000 | $98,000 | $1,265,000 | $137,000 | $2,234,000 |
| Refinancing | 470 | $135,400,000 | $288,000 | $6,805,000 | $129,000 | $1,503,000 |
| Home Improvement | 130 | $118,420,000 | $910,000 | $14,925,000 | $289,000 | $2,400,000 |
| Not Applicable | 0 | $0 | $0 | $0 | $0 | $0 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| White | 7,633 | $1,179,525,000 | $154,000 | $3,825,000 | $124,000 | $7,620,000 |
| Hispanic | 838 | $106,340,000 | $126,000 | $1,035,000 | $70,000 | $2,083,000 |
| Not Provided | 742 | $139,000,000 | $187,000 | $3,705,000 | $161,000 | $1,432,000 |
| Black or African American | 628 | $80,970,000 | $128,000 | $1,775,000 | $94,000 | $2,400,000 |
| Asian | 193 | $54,085,000 | $280,000 | $1,495,000 | $177,000 | $1,736,000 |
| Not applicable | 87 | $373,685,000 | $4,295,000 | $33,425,000 | $0 | $0 |
| American Indian or Alaskan Native | 51 | $6,335,000 | $124,000 | $1,215,000 | $127,000 | $2,184,000 |
| Native Hawaiian or Other Pacific Islander | 5 | $825,000 | $165,000 | $345,000 | $185,000 | $392,000 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 9,980 | $1,909,390,000 | $191,000 | $33,425,000 | $123,000 | $7,620,000 |
| FHA-insured (Federal Housing Administration) | 174 | $31,480,000 | $180,000 | $425,000 | $65,000 | $255,000 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 36 | $5,700,000 | $158,000 | $295,000 | $55,000 | $95,000 |
| VA-guaranteed (Veterans Administration) | 32 | $8,930,000 | $279,000 | $915,000 | $99,000 | $325,000 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Loan Originated | 6,596 | $1,484,500,000 | $225,000 | $33,425,000 | $131,000 | $2,985,000 |
| Application Denied By Financial Institution | 2,718 | $292,570,000 | $107,000 | $2,005,000 | $98,000 | $7,620,000 |
| Application Withdrawn By Applicant | 706 | $138,770,000 | $196,000 | $14,875,000 | $121,000 | $2,729,000 |
| File Closed For Incompleteness | 123 | $24,225,000 | $196,000 | $1,205,000 | $128,000 | $713,000 |
| Application Approved But Not Accepted | 79 | $15,435,000 | $195,000 | $1,575,000 | $118,000 | $591,000 |
| Loan Purchased By The Institution | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Approved but not Accepted | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Denied by Financial Institution | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Not applicable | 7,504 | $1,662,930,000 | $221,000 | $33,425,000 | $130,000 | $2,985,000 |
| Debt-To-Income Ratio | 886 | $105,850,000 | $119,000 | $2,005,000 | $60,000 | $448,000 |
| Credit History | 838 | $52,270,000 | $62,000 | $725,000 | $92,000 | $2,808,000 |
| Credit Application Incomplete | 619 | $96,315,000 | $155,000 | $2,005,000 | $148,000 | $7,620,000 |
| Collateral | 241 | $23,655,000 | $98,000 | $835,000 | $134,000 | $2,083,000 |
| Other | 68 | $6,130,000 | $90,000 | $365,000 | $100,000 | $325,000 |
| Insufficient Cash (Downpayment, Closing Cost) | 26 | $3,820,000 | $146,000 | $705,000 | $73,000 | $278,000 |
| Unverifiable Information | 20 | $2,280,000 | $114,000 | $365,000 | $86,000 | $240,000 |
| Employment History | 20 | $2,250,000 | $112,000 | $475,000 | $76,000 | $350,000 |
| Mortgage Insurance Denied | 0 | $0 | $0 | $0 | $0 | $0 |
Our comprehensive HMDA mortgage statistics provide invaluable insights into First Financial Bank's 2022 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.
This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics,
and assess First Financial Bank's mortgage approval patterns.
Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
For a list of all lenders in Ohio, download the full spreadsheet
with aggregated HMDA statistics today.