First Financial Bank Na
HMDA Loan Application Totals
and Mortgage Lending Details
for 2014
First Financial Bank Na 2014 HMDA loan application data provides key insights into its mortgage lending trends, applicant demographics, and loan distribution.
The Home Mortgage Disclosure Act (HMDA) requires lenders to report detailed loan application data, offering transparency into lending patterns.
The data reveals trends in average loan size, applicant income, and mortgage approval rates, helping consumers and analysts understand lending accessibility.
Below, explore a breakdown of loan applications by county, metro area, loan purpose, applicant race, loan type, and more.
Whether you're an industry professional, homebuyer, or researcher,
this information provides valuable insights into mortgage lending activity.
Scroll down to view the full dataset and analyze lending trends in greater detail.
| Mortgage Company & Address | First Financial Bank Na 255 East Fifth Street Suite #900 Cincinnati, OH 45202 Tel #: available with data download |
| Federal Regulator | * available with data download |
| Years | 2015 2014 2013 2012 2011 2010 2009 2008 2007 2006 2005 2004 2003 |
| Total Number of Mortgage Applications | 2,235 |
| Total Mortgage Loan Application Amount | $353,949,000 |
| Average Mortgage Loan Application Amount | $114,333 |
| Highest Mortgage Loan Application Amount | $1,278,000 |
| Average Applicant Income | $87,333 |
| Highest Applicant Income | $2,992,000 |
Explore comprehensive HMDA mortgage statistics and lending trends for 2014 with First Financial Bank Na. Below, you'll find key insights into this lender's mortgage activity, including total loan applications, average mortgage amounts, highest application values, and income levels of top applicants. Whether you're analyzing First Financial Bank Na's lending patterns or researching mortgage trends, these statistics provide valuable transparency into their loan activity.
Our HMDA dataset for 2014 breaks down First Financial Bank Na's mortgage applications by loan purpose, applicant race, loan type, approval outcomes, and reasons for denial. These insights help homebuyers, financial analysts, and industry professionals assess borrower demographics and lending practices, offering a clearer view of how First Financial Bank Na serves its applicants.
Each category highlights the total number of mortgage applications processed by First Financial Bank Na, total loan amounts, average mortgage values, and the highest mortgage amounts recorded. You can also review borrower income trends, including the average and highest reported applicant incomes for loans issued by this lender. Whether you're evaluating lender performance, comparing mortgage approval rates, or exploring loan options, this HMDA-backed data offers a crucial look at First Financial Bank Na's mortgage activity for 2014.
| County | Total Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loans Applications | Average Mortgage Loan Application Amount | Average Applicant Income |
|---|---|---|---|---|
| Franklin County Ohio | 342 | $ 68,729,000 | $ 200,000 | $ 119,000 |
| Hamilton County Ohio | 321 | $ 54,467,000 | $ 169,000 | $ 94,000 |
| Butler County Ohio | 270 | $ 32,279,000 | $ 119,000 | $ 68,000 |
| Bartholomew County Indiana | 158 | $ 20,564,000 | $ 130,000 | $ 69,000 |
| Lake County Indiana | 133 | $ 17,154,000 | $ 128,000 | $ 74,000 |
| Allen County Indiana | 70 | $ 12,543,000 | $ 179,000 | $ 90,000 |
| Montgomery County Ohio | 66 | $ 7,556,000 | $ 114,000 | $ 89,000 |
| Warren County Ohio | 65 | $ 11,686,000 | $ 179,000 | $ 97,000 |
| Delaware County Ohio | 50 | $ 14,119,000 | $ 282,000 | $ 133,000 |
| Marion County Indiana | 44 | $ 7,275,000 | $ 165,000 | $ 88,000 |
| Mercer County Ohio | 40 | $ 4,248,000 | $ 106,000 | $ 55,000 |
| Dearborn County Indiana | 34 | $ 4,037,000 | $ 118,000 | $ 62,000 |
| Clermont County Ohio | 32 | $ 6,252,000 | $ 195,000 | $ 109,000 |
| Licking County Ohio | 30 | $ 4,604,000 | $ 153,000 | $ 65,000 |
| Hamilton County Indiana | 29 | $ 6,719,000 | $ 231,000 | $ 133,000 |
| Kenton County Kentucky | 29 | $ 3,256,000 | $ 112,000 | $ 59,000 |
| Fairfield County Ohio | 27 | $ 4,480,000 | $ 165,000 | $ 83,000 |
| Boone County Kentucky | 26 | $ 3,870,000 | $ 148,000 | $ 81,000 |
| Van Wert County Ohio | 21 | $ 1,478,000 | $ 70,000 | $ 45,000 |
| Greene County Ohio | 20 | $ 3,223,000 | $ 161,000 | $ 81,000 |
| Hendricks County Indiana | 18 | $ 2,659,000 | $ 147,000 | $ 71,000 |
| Carroll County Indiana | 17 | $ 1,447,000 | $ 85,000 | $ 63,000 |
| Johnson County Indiana | 16 | $ 1,987,000 | $ 124,000 | $ 63,000 |
| Jennings County Indiana | 14 | $ 1,262,000 | $ 90,000 | $ 62,000 |
| Preble County Ohio | 14 | $ 1,132,000 | $ 80,000 | $ 61,000 |
| Jackson County Indiana | 13 | $ 1,141,000 | $ 87,000 | $ 75,000 |
| Marion County Ohio | 12 | $ 1,094,000 | $ 91,000 | $ 41,000 |
| Wabash County Indiana | 11 | $ 1,262,000 | $ 114,000 | $ 73,000 |
| Monroe County Indiana | 10 | $ 2,565,000 | $ 256,000 | $ 195,000 |
| Allen County Ohio | 10 | $ 1,614,000 | $ 161,000 | $ 210,000 |
| Highland County Ohio | 10 | $ 800,000 | $ 80,000 | $ 48,000 |
| Cook County Illinois | 9 | $ 2,188,000 | $ 243,000 | $ 281,000 |
| Porter County Indiana | 9 | $ 1,821,000 | $ 202,000 | $ 90,000 |
| Shelby County Indiana | 9 | $ 1,793,000 | $ 199,000 | $ 97,000 |
| Tippecanoe County Indiana | 9 | $ 2,166,000 | $ 240,000 | $ 203,000 |
| Campbell County Kentucky | 9 | $ 1,995,000 | $ 221,000 | $ 112,000 |
| Clark County Ohio | 9 | $ 932,000 | $ 103,000 | $ 60,000 |
| Brown County Indiana | 8 | $ 1,175,000 | $ 146,000 | $ 67,000 |
| Auglaize County Ohio | 8 | $ 644,000 | $ 80,000 | $ 39,000 |
| Williams County Ohio | 8 | $ 629,000 | $ 78,000 | $ 37,000 |
| Boone County Indiana | 7 | $ 1,859,000 | $ 265,000 | $ 159,000 |
| Clinton County Ohio | 7 | $ 825,000 | $ 117,000 | $ 57,000 |
| Blackford County Indiana | 6 | $ 333,000 | $ 55,000 | $ 39,000 |
| Morgan County Indiana | 6 | $ 519,000 | $ 86,000 | $ 57,000 |
| Pickaway County Ohio | 6 | $ 907,000 | $ 151,000 | $ 63,000 |
| Will County Illinois | 5 | $ 799,000 | $ 159,000 | $ 89,000 |
| Fayette County Indiana | 5 | $ 756,000 | $ 151,000 | $ 127,000 |
| Fulton County Indiana | 5 | $ 344,000 | $ 68,000 | $ 29,000 |
| Jay County Indiana | 5 | $ 293,000 | $ 58,000 | $ 47,000 |
| Randolph County Indiana | 5 | $ 1,149,000 | $ 229,000 | $ 109,000 |
| Miami County Ohio | 5 | $ 757,000 | $ 151,000 | $ 134,000 |
| Paulding County Ohio | 5 | $ 323,000 | $ 64,000 | $ 43,000 |
| Union County Ohio | 5 | $ 1,351,000 | $ 270,000 | $ 176,000 |
| Adams County Indiana | 4 | $ 413,000 | $ 103,000 | $ 50,000 |
| Clinton County Indiana | 4 | $ 270,000 | $ 67,000 | $ 83,000 |
| Decatur County Indiana | 4 | $ 336,000 | $ 84,000 | $ 41,000 |
| Hancock County Indiana | 4 | $ 610,000 | $ 152,000 | $ 98,000 |
| Steuben County Indiana | 4 | $ 659,000 | $ 164,000 | $ 65,000 |
| Logan County Ohio | 4 | $ 633,000 | $ 158,000 | $ 48,000 |
| Jefferson County Indiana | 3 | $ 329,000 | $ 109,000 | $ 68,000 |
| Kosciusko County Indiana | 3 | $ 426,000 | $ 142,000 | $ 72,000 |
| Lawrence County Indiana | 3 | $ 297,000 | $ 99,000 | $ 52,000 |
| Knox County Ohio | 3 | $ 337,000 | $ 112,000 | $ 62,000 |
| Madison County Ohio | 3 | $ 906,000 | $ 302,000 | $ 167,000 |
| Sandusky County Ohio | 3 | $ 174,000 | $ 58,000 | $ 55,000 |
| Riverside County California | 2 | $ 300,000 | $ 150,000 | $ 0 |
| Lee County Florida | 2 | $ 740,000 | $ 370,000 | $ 217,000 |
| DeKalb County Indiana | 2 | $ 731,000 | $ 365,000 | $ 116,000 |
| Franklin County Indiana | 2 | $ 239,000 | $ 119,000 | $ 79,000 |
| Jasper County Indiana | 2 | $ 565,000 | $ 282,000 | $ 141,000 |
| Madison County Indiana | 2 | $ 191,000 | $ 95,000 | $ 86,000 |
| Noble County Indiana | 2 | $ 266,000 | $ 133,000 | $ 52,000 |
| Ohio County Indiana | 2 | $ 217,000 | $ 108,000 | $ 63,000 |
| Switzerland County Indiana | 2 | $ 61,000 | $ 30,000 | $ 53,000 |
| Union County Indiana | 2 | $ 257,000 | $ 128,000 | $ 43,000 |
| Warrick County Indiana | 2 | $ 354,000 | $ 177,000 | $ 93,000 |
| Washington County Indiana | 2 | $ 58,000 | $ 29,000 | $ 56,000 |
| White County Indiana | 2 | $ 419,000 | $ 209,000 | $ 145,000 |
| Whitley County Indiana | 2 | $ 356,000 | $ 178,000 | $ 55,000 |
| Oakland County Michigan | 2 | $ 1,883,000 | $ 941,000 | $ 281,000 |
| Brown County Ohio | 2 | $ 179,000 | $ 89,000 | $ 48,000 |
| Lucas County Ohio | 2 | $ 298,000 | $ 149,000 | $ 58,000 |
| Stark County Ohio | 2 | $ 244,000 | $ 122,000 | $ 57,000 |
| Summit County Ohio | 2 | $ 332,000 | $ 166,000 | $ 81,000 |
| Brevard County Florida | 1 | $ 417,000 | $ 417,000 | $ 219,000 |
| Escambia County Florida | 1 | $ 187,000 | $ 187,000 | $ 49,000 |
| Manatee County Florida | 1 | $ 164,000 | $ 164,000 | $ 224,000 |
| Miami-Dade County Florida | 1 | $ 910,000 | $ 910,000 | $ 0 |
| Orange County Florida | 1 | $ 220,000 | $ 220,000 | $ 259,000 |
| Pinellas County Florida | 1 | $ 415,000 | $ 415,000 | $ 1,500,000 |
| Sarasota County Florida | 1 | $ 120,000 | $ 120,000 | $ 69,000 |
| DuPage County Illinois | 1 | $ 175,000 | $ 175,000 | $ 77,000 |
| Benton County Indiana | 1 | $ 90,000 | $ 90,000 | $ 21,000 |
| Clark County Indiana | 1 | $ 351,000 | $ 351,000 | $ 100,000 |
| Delaware County Indiana | 1 | $ 50,000 | $ 50,000 | $ 82,000 |
| Grant County Indiana | 1 | $ 156,000 | $ 156,000 | $ 39,000 |
| Henry County Indiana | 1 | $ 403,000 | $ 403,000 | $ 234,000 |
| Huntington County Indiana | 1 | $ 68,000 | $ 68,000 | $ 35,000 |
| Miami County Indiana | 1 | $ 129,000 | $ 129,000 | $ 86,000 |
| Owen County Indiana | 1 | $ 211,000 | $ 211,000 | $ 122,000 |
| Pike County Indiana | 1 | $ 184,000 | $ 184,000 | $ 45,000 |
| Ripley County Indiana | 1 | $ 73,000 | $ 73,000 | $ 19,000 |
| Rush County Indiana | 1 | $ 119,000 | $ 119,000 | $ 44,000 |
| Scott County Indiana | 1 | $ 276,000 | $ 276,000 | $ 99,000 |
| St. Joseph County Indiana | 1 | $ 148,000 | $ 148,000 | $ 45,000 |
| Starke County Indiana | 1 | $ 48,000 | $ 48,000 | $ 79,000 |
| Vigo County Indiana | 1 | $ 1,250,000 | $ 1,250,000 | $ 0 |
| Wayne County Indiana | 1 | $ 260,000 | $ 260,000 | $ 69,000 |
| Jefferson County Kentucky | 1 | $ 63,000 | $ 63,000 | $ 61,000 |
| Letcher County Kentucky | 1 | $ 30,000 | $ 30,000 | $ 38,000 |
| Pendleton County Kentucky | 1 | $ 112,000 | $ 112,000 | $ 51,000 |
| Scott County Kentucky | 1 | $ 132,000 | $ 132,000 | $ 85,000 |
| Hillsdale County Michigan | 1 | $ 19,000 | $ 19,000 | $ 0 |
| Leelanau County Michigan | 1 | $ 287,000 | $ 287,000 | $ 140,000 |
| Macomb County Michigan | 1 | $ 518,000 | $ 518,000 | $ 0 |
| St. Joseph County Michigan | 1 | $ 59,000 | $ 59,000 | $ 105,000 |
| Van Buren County Michigan | 1 | $ 118,000 | $ 118,000 | $ 46,000 |
| Wayne County Michigan | 1 | $ 440,000 | $ 440,000 | $ 218,000 |
| Mecklenburg County North Carolina | 1 | $ 356,000 | $ 356,000 | $ 99,000 |
| Wake County North Carolina | 1 | $ 216,000 | $ 216,000 | $ 1,833,000 |
| Athens County Ohio | 1 | $ 1,000,000 | $ 1,000,000 | $ 0 |
| Belmont County Ohio | 1 | $ 138,000 | $ 138,000 | $ 53,000 |
| Darke County Ohio | 1 | $ 9,000 | $ 9,000 | $ 42,000 |
| Erie County Ohio | 1 | $ 82,000 | $ 82,000 | $ 56,000 |
| Hocking County Ohio | 1 | $ 128,000 | $ 128,000 | $ 39,000 |
| Jefferson County Ohio | 1 | $ 90,000 | $ 90,000 | $ 144,000 |
| Lawrence County Ohio | 1 | $ 200,000 | $ 200,000 | $ 65,000 |
| Mahoning County Ohio | 1 | $ 54,000 | $ 54,000 | $ 74,000 |
| Medina County Ohio | 1 | $ 336,000 | $ 336,000 | $ 241,000 |
| Morrow County Ohio | 1 | $ 91,000 | $ 91,000 | $ 27,000 |
| Muskingum County Ohio | 1 | $ 92,000 | $ 92,000 | $ 26,000 |
| Ottawa County Ohio | 1 | $ 184,000 | $ 184,000 | $ 283,000 |
| Portage County Ohio | 1 | $ 102,000 | $ 102,000 | $ 92,000 |
| Shelby County Ohio | 1 | $ 88,000 | $ 88,000 | $ 17,000 |
| Wood County Ohio | 1 | $ 184,000 | $ 184,000 | $ 90,000 |
| Davidson County Tennessee | 1 | $ 99,000 | $ 99,000 | $ 52,000 |
| Pierce County Washington | 1 | $ 158,000 | $ 158,000 | $ 141,000 |
Mortgage Loan Application Detail Totals for First Financial Bank Na in 2014
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Home Purchase | 1,588 | $254,923,000 | $160,000 | $1,125,000 | $86,000 | $1,833,000 |
| Refinancing | 583 | $98,031,000 | $168,000 | $1,278,000 | $106,000 | $2,992,000 |
| Home Improvement | 64 | $995,000 | $15,000 | $90,000 | $70,000 | $268,000 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| White | 1,902 | $296,204,000 | $155,000 | $1,278,000 | $92,000 | $2,992,000 |
| Not Provided | 83 | $10,657,000 | $128,000 | $434,000 | $131,000 | $1,694,000 |
| Not applicable | 78 | $18,043,000 | $231,000 | $1,250,000 | $0 | $0 |
| Asian | 65 | $11,779,000 | $181,000 | $894,000 | $111,000 | $328,000 |
| Black or African American | 64 | $10,607,000 | $165,000 | $648,000 | $97,000 | $1,833,000 |
| Hispanic | 40 | $6,128,000 | $153,000 | $587,000 | $79,000 | $240,000 |
| Native Hawaiian or Other Pacific Islander | 3 | $531,000 | $177,000 | $228,000 | $99,000 | $144,000 |
| American Indian or Alaskan Native | 0 | $0 | $0 | $0 | $0 | $0 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 1,803 | $300,137,000 | $166,000 | $1,278,000 | $99,000 | $2,992,000 |
| FHA-insured (Federal Housing Administration) | 302 | $34,157,000 | $113,000 | $304,000 | $51,000 | $207,000 |
| VA-guaranteed (Veterans Administration) | 84 | $14,596,000 | $173,000 | $389,000 | $70,000 | $190,000 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 46 | $5,059,000 | $109,000 | $235,000 | $43,000 | $76,000 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Loan Originated | 1,746 | $285,341,000 | $163,000 | $1,250,000 | $93,000 | $2,992,000 |
| Application Denied By Financial Institution | 340 | $43,486,000 | $127,000 | $1,278,000 | $75,000 | $696,000 |
| Application Withdrawn By Applicant | 116 | $19,959,000 | $172,000 | $899,000 | $94,000 | $672,000 |
| File Closed For Incompleteness | 20 | $2,470,000 | $123,000 | $405,000 | $92,000 | $457,000 |
| Application Approved But Not Accepted | 13 | $2,693,000 | $207,000 | $720,000 | $124,000 | $431,000 |
| Loan Purchased By The Institution | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Approved but not Accepted | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Denied by Financial Institution | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Credit History | 110 | $9,865,000 | $89,000 | $340,000 | $65,000 | $300,000 |
| Collateral | 99 | $15,948,000 | $161,000 | $1,278,000 | $97,000 | $696,000 |
| Debt-To-Income Ratio | 52 | $6,597,000 | $126,000 | $580,000 | $53,000 | $194,000 |
| Credit Application Incomplete | 25 | $3,576,000 | $143,000 | $650,000 | $102,000 | $311,000 |
| Employment History | 19 | $2,174,000 | $114,000 | $320,000 | $52,000 | $145,000 |
| Insufficient Cash (Downpayment, Closing Cost) | 16 | $1,584,000 | $99,000 | $328,000 | $51,000 | $123,000 |
| Unverifiable Information | 13 | $2,085,000 | $160,000 | $352,000 | $108,000 | $397,000 |
| Other | 6 | $1,657,000 | $276,000 | $750,000 | $66,000 | $115,000 |
| Mortgage Insurance Denied | 0 | $0 | $0 | $0 | $0 | $0 |
Our comprehensive HMDA mortgage statistics provide invaluable insights into First Financial Bank Na's 2014 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.
This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics,
and assess First Financial Bank Na's mortgage approval patterns.
Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
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