First Financial Equities, Inc.
HMDA Loan Application Totals
and Mortgage Lending Details
for 2003

First Financial Equities, Inc. 2003 HMDA loan application data provides key insights into its mortgage lending trends, applicant demographics, and loan distribution.
The Home Mortgage Disclosure Act (HMDA) requires lenders to report detailed loan application data, offering transparency into lending patterns.
The data reveals trends in average loan size, applicant income, and mortgage approval rates, helping consumers and analysts understand lending accessibility.

Below, explore a breakdown of loan applications by county, metro area, loan purpose, applicant race, loan type, and more.
Whether you're an industry professional, homebuyer, or researcher, this information provides valuable insights into mortgage lending activity.
Scroll down to view the full dataset and analyze lending trends in greater detail.

Mortgage Company & Address First Financial Equities, Inc.
300 Frank Burr Blvd., 4Th Fl East
Teaneck, NJ 07666
Tel #: available with data download
Federal Regulator * available with data download
Years 2005  2004  2003  
Total Number of Mortgage Applications 6,137
Total Mortgage Loan Application Amount $1,435,312,000
Average Mortgage Loan Application Amount $222,760
Highest Mortgage Loan Application Amount $9,000,000
Average Applicant Income $115,340
Highest Applicant Income $2,675,000

Explore comprehensive HMDA mortgage statistics and lending trends for 2003 with First Financial Equities, Inc.. Below, you'll find key insights into this lender's mortgage activity, including total loan applications, average mortgage amounts, highest application values, and income levels of top applicants. Whether you're analyzing First Financial Equities, Inc.'s lending patterns or researching mortgage trends, these statistics provide valuable transparency into their loan activity.

Our HMDA dataset for 2003 breaks down First Financial Equities, Inc.'s mortgage applications by loan purpose, applicant race, loan type, approval outcomes, and reasons for denial. These insights help homebuyers, financial analysts, and industry professionals assess borrower demographics and lending practices, offering a clearer view of how First Financial Equities, Inc. serves its applicants.

Each category highlights the total number of mortgage applications processed by First Financial Equities, Inc., total loan amounts, average mortgage values, and the highest mortgage amounts recorded. You can also review borrower income trends, including the average and highest reported applicant incomes for loans issued by this lender. Whether you're evaluating lender performance, comparing mortgage approval rates, or exploring loan options, this HMDA-backed data offers a crucial look at First Financial Equities, Inc.'s mortgage activity for 2003.

Mortgage Loan Application Totals for First Financial Equities, Inc. by County in 2003

County Total Number of Mortgage Loan Applications Total Dollar Amount of Mortgage Loans Applications Average Mortgage Loan Application Amount Average Applicant Income
Bergen County New Jersey 868 $ 220,972,000 $ 254,000 $ 121,000
Kings County New York 768 $ 216,405,000 $ 281,000 $ 96,000
Ocean County New Jersey 726 $ 129,916,000 $ 178,000 $ 97,000
Passaic County New Jersey 393 $ 72,773,000 $ 185,000 $ 74,000
Westchester County New York 385 $ 102,116,000 $ 265,000 $ 97,000
Rockland County New York 321 $ 71,975,000 $ 224,000 $ 91,000
Nassau County New York 258 $ 73,565,000 $ 285,000 $ 108,000
Queens County New York 241 $ 61,001,000 $ 253,000 $ 60,000
Monmouth County New Jersey 171 $ 40,870,000 $ 239,000 $ 127,000
Middlesex County New Jersey 169 $ 31,299,000 $ 185,000 $ 82,000
Essex County New Jersey 166 $ 44,326,000 $ 267,000 $ 130,000
Richmond County New York 150 $ 33,726,000 $ 224,000 $ 83,000
Union County New Jersey 131 $ 26,381,000 $ 201,000 $ 96,000
Bronx County New York 113 $ 25,049,000 $ 221,000 $ 81,000
New York County New York 91 $ 37,526,000 $ 412,000 $ 174,000
Fairfield County Connecticut 87 $ 28,469,000 $ 327,000 $ 151,000
Morris County New Jersey 85 $ 21,004,000 $ 247,000 $ 77,000
Suffolk County New York 84 $ 22,838,000 $ 271,000 $ 82,000
Hudson County New Jersey 67 $ 13,994,000 $ 208,000 $ 85,000
Mercer County New Jersey 57 $ 7,956,000 $ 139,000 $ 96,000
Orange County New York 57 $ 10,131,000 $ 177,000 $ 58,000
King County Washington 50 $ 10,803,000 $ 216,000 $ 81,000
Miami-Dade County Florida 42 $ 8,764,000 $ 208,000 $ 111,000
Somerset County New Jersey 38 $ 10,902,000 $ 286,000 $ 84,000
Sussex County New Jersey 37 $ 7,943,000 $ 214,000 $ 88,000
Putnam County New York 31 $ 6,306,000 $ 203,000 $ 91,000
Palm Beach County Florida 25 $ 3,855,000 $ 154,000 $ 111,000
New Haven County Connecticut 24 $ 3,963,000 $ 165,000 $ 66,000
Dutchess County New York 24 $ 5,012,000 $ 208,000 $ 77,000
Denver County Colorado 20 $ 3,674,000 $ 183,000 $ 57,000
Broward County Florida 17 $ 3,333,000 $ 196,000 $ 121,000
Sullivan County New York 14 $ 1,043,000 $ 74,000 $ 58,000
Burlington County New Jersey 13 $ 1,910,000 $ 146,000 $ 75,000
Camden County New Jersey 13 $ 1,725,000 $ 132,000 $ 110,000
Hunterdon County New Jersey 13 $ 2,815,000 $ 216,000 $ 53,000
Hartford County Connecticut 12 $ 1,548,000 $ 129,000 $ 105,000
Litchfield County Connecticut 12 $ 2,908,000 $ 242,000 $ 116,000
Orange County Florida 12 $ 1,538,000 $ 128,000 $ 56,000
Pinellas County Florida 12 $ 1,450,000 $ 120,000 $ 55,000
Middlesex County Massachusetts 11 $ 2,175,000 $ 197,000 $ 70,000
Philadelphia County Pennsylvania 11 $ 1,359,000 $ 123,000 $ 108,000
Baltimore County Maryland 10 $ 1,307,000 $ 130,000 $ 38,000
Ulster County New York 10 $ 2,103,000 $ 210,000 $ 47,000
Monroe County Pennsylvania 10 $ 1,510,000 $ 151,000 $ 62,000
Los Angeles County California 9 $ 4,518,000 $ 502,000 $ 184,000
Montgomery County Maryland 9 $ 2,015,000 $ 223,000 $ 90,000
Erie County New York 9 $ 513,000 $ 57,000 $ 69,000
New London County Connecticut 8 $ 1,861,000 $ 232,000 $ 131,000
Warren County New Jersey 8 $ 1,778,000 $ 222,000 $ 122,000
Monroe County New York 8 $ 1,336,000 $ 167,000 $ 60,000
Baltimore City County Maryland 7 $ 979,000 $ 139,000 $ 62,000
Bucks County Pennsylvania 7 $ 1,235,000 $ 176,000 $ 74,000
Lehigh County Pennsylvania 7 $ 546,000 $ 78,000 $ 28,000
Hillsborough County Florida 6 $ 512,000 $ 85,000 $ 28,000
Cape May County New Jersey 6 $ 1,675,000 $ 279,000 $ 60,000
Cumberland County New Jersey 6 $ 477,000 $ 79,000 $ 51,000
Gloucester County New Jersey 6 $ 812,000 $ 135,000 $ 66,000
Wayne County Pennsylvania 6 $ 883,000 $ 147,000 $ 75,000
Greene County New York 5 $ 352,000 $ 70,000 $ 34,000
Chester County Pennsylvania 5 $ 1,039,000 $ 207,000 $ 41,000
Snohomish County Washington 5 $ 1,045,000 $ 209,000 $ 78,000
Charlotte County Florida 4 $ 353,000 $ 88,000 $ 156,000
Atlantic County New Jersey 4 $ 691,000 $ 172,000 $ 93,000
Delaware County Pennsylvania 4 $ 749,000 $ 187,000 $ 106,000
Montgomery County Pennsylvania 4 $ 855,000 $ 213,000 $ 83,000
Alameda County California 3 $ 880,000 $ 293,000 $ 225,000
New Castle County Delaware 3 $ 588,000 $ 196,000 $ 122,000
Osceola County Florida 3 $ 238,000 $ 79,000 $ 84,000
DuPage County Illinois 3 $ 699,000 $ 233,000 $ 28,000
Salem County New Jersey 3 $ 442,000 $ 147,000 $ 32,000
Columbia County New York 3 $ 454,000 $ 151,000 $ 88,000
Rowan County North Carolina 3 $ 203,000 $ 67,000 $ 144,000
Allegheny County Pennsylvania 3 $ 221,000 $ 73,000 $ 122,000
Pike County Pennsylvania 3 $ 331,000 $ 110,000 $ 67,000
San Diego County California 2 $ 648,000 $ 324,000 $ 90,000
San Joaquin County California 2 $ 583,000 $ 291,000 $ 103,000
Jefferson County Colorado 2 $ 452,000 $ 226,000 $ 77,000
Middlesex County Connecticut 2 $ 1,143,000 $ 571,000 $ 308,000
Collier County Florida 2 $ 468,000 $ 234,000 $ 124,000
Highlands County Florida 2 $ 182,000 $ 91,000 $ 34,000
Manatee County Florida 2 $ 422,000 $ 211,000 $ 101,000
Martin County Florida 2 $ 408,000 $ 204,000 $ 73,000
Polk County Florida 2 $ 105,000 $ 52,000 $ 35,000
DeKalb County Georgia 2 $ 751,000 $ 375,000 $ 104,000
Lake County Illinois 2 $ 1,634,000 $ 817,000 $ 0
Prince George's County Maryland 2 $ 477,000 $ 238,000 $ 41,000
Barnstable County Massachusetts 2 $ 684,000 $ 342,000 $ 153,000
Hampden County Massachusetts 2 $ 435,000 $ 217,000 $ 77,000
Norfolk County Massachusetts 2 $ 505,000 $ 252,000 $ 46,000
Oakland County Michigan 2 $ 294,000 $ 147,000 $ 16,000
Delaware County New York 2 $ 300,000 $ 150,000 $ 185,000
Onondaga County New York 2 $ 215,000 $ 107,000 $ 47,000
Mecklenburg County North Carolina 2 $ 249,000 $ 124,000 $ 57,000
Berks County Pennsylvania 2 $ 431,000 $ 215,000 $ 0
Susquehanna County Pennsylvania 2 $ 181,000 $ 90,000 $ 67,000
Washington County Rhode Island 2 $ 317,000 $ 158,000 $ 39,000
Fairfax County Virginia 2 $ 580,000 $ 290,000 $ 131,000
Maricopa County Arizona 1 $ 300,000 $ 300,000 $ 0
Riverside County California 1 $ 140,000 $ 140,000 $ 58,000
Santa Barbara County California 1 $ 200,000 $ 200,000 $ 85,000
Arapahoe County Colorado 1 $ 174,000 $ 174,000 $ 120,000
Larimer County Colorado 1 $ 425,000 $ 425,000 $ 0
Phillips County Colorado 1 $ 114,000 $ 114,000 $ 379,000
Tolland County Connecticut 1 $ 255,000 $ 255,000 $ 120,000
Kent County Delaware 1 $ 175,000 $ 175,000 $ 96,000
Sussex County Delaware 1 $ 750,000 $ 750,000 $ 243,000
District of Columbia County District Of Columbia 1 $ 280,000 $ 280,000 $ 0
Brevard County Florida 1 $ 112,000 $ 112,000 $ 37,000
Escambia County Florida 1 $ 88,000 $ 88,000 $ 0
Hernando County Florida 1 $ 110,000 $ 110,000 $ 0
Indian River County Florida 1 $ 90,000 $ 90,000 $ 28,000
Marion County Florida 1 $ 589,000 $ 589,000 $ 136,000
Okaloosa County Florida 1 $ 322,000 $ 322,000 $ 132,000
Sarasota County Florida 1 $ 150,000 $ 150,000 $ 59,000
St. Lucie County Florida 1 $ 123,000 $ 123,000 $ 64,000
Volusia County Florida 1 $ 140,000 $ 140,000 $ 157,000
Walton County Florida 1 $ 114,000 $ 114,000 $ 57,000
Fulton County Georgia 1 $ 250,000 $ 250,000 $ 169,000
Cook County Illinois 1 $ 260,000 $ 260,000 $ 82,000
Kane County Illinois 1 $ 173,000 $ 173,000 $ 105,000
Penobscot County Maine 1 $ 196,000 $ 196,000 $ 428,000
York County Maine 1 $ 144,000 $ 144,000 $ 46,000
Frederick County Maryland 1 $ 196,000 $ 196,000 $ 0
Garrett County Maryland 1 $ 179,000 $ 179,000 $ 66,000
Harford County Maryland 1 $ 112,000 $ 112,000 $ 58,000
Howard County Maryland 1 $ 155,000 $ 155,000 $ 58,000
Berkshire County Massachusetts 1 $ 125,000 $ 125,000 $ 42,000
Bristol County Massachusetts 1 $ 204,000 $ 204,000 $ 0
Dukes County Massachusetts 1 $ 40,000 $ 40,000 $ 90,000
Essex County Massachusetts 1 $ 290,000 $ 290,000 $ 84,000
Plymouth County Massachusetts 1 $ 360,000 $ 360,000 $ 0
Suffolk County Massachusetts 1 $ 436,000 $ 436,000 $ 171,000
Wayne County Michigan 1 $ 128,000 $ 128,000 $ 46,000
Belknap County New Hampshire 1 $ 400,000 $ 400,000 $ 147,000
Broome County New York 1 $ 186,000 $ 186,000 $ 120,000
Chenango County New York 1 $ 147,000 $ 147,000 $ 0
Franklin County New York 1 $ 60,000 $ 60,000 $ 86,000
Herkimer County New York 1 $ 128,000 $ 128,000 $ 111,000
Oneida County New York 1 $ 60,000 $ 60,000 $ 18,000
Rensselaer County New York 1 $ 40,000 $ 40,000 $ 65,000
Saratoga County New York 1 $ 177,000 $ 177,000 $ 102,000
Schenectady County New York 1 $ 97,000 $ 97,000 $ 33,000
St. Lawrence County New York 1 $ 62,000 $ 62,000 $ 80,000
Steuben County New York 1 $ 93,000 $ 93,000 $ 60,000
Tioga County New York 1 $ 70,000 $ 70,000 $ 49,000
Warren County New York 1 $ 150,000 $ 150,000 $ 165,000
Washington County New York 1 $ 95,000 $ 95,000 $ 127,000
Craven County North Carolina 1 $ 67,000 $ 67,000 $ 106,000
Dare County North Carolina 1 $ 400,000 $ 400,000 $ 98,000
Edgecombe County North Carolina 1 $ 68,000 $ 68,000 $ 0
Guilford County North Carolina 1 $ 220,000 $ 220,000 $ 118,000
Nash County North Carolina 1 $ 90,000 $ 90,000 $ 120,000
Auglaize County Ohio 1 $ 185,000 $ 185,000 $ 0
Cuyahoga County Ohio 1 $ 5,000 $ 5,000 $ 39,000
Franklin County Ohio 1 $ 194,000 $ 194,000 $ 960,000
Hamilton County Ohio 1 $ 155,000 $ 155,000 $ 75,000
Dauphin County Pennsylvania 1 $ 128,000 $ 128,000 $ 200,000
Lackawanna County Pennsylvania 1 $ 55,000 $ 55,000 $ 311,000
Lancaster County Pennsylvania 1 $ 125,000 $ 125,000 $ 57,000
Luzerne County Pennsylvania 1 $ 48,000 $ 48,000 $ 0
Northampton County Pennsylvania 1 $ 153,000 $ 153,000 $ 111,000
York County Pennsylvania 1 $ 69,000 $ 69,000 $ 29,000
Kent County Rhode Island 1 $ 311,000 $ 311,000 $ 149,000
Aiken County South Carolina 1 $ 1,000,000 $ 1,000,000 $ 300,000
Barnwell County South Carolina 1 $ 180,000 $ 180,000 $ 78,000
Horry County South Carolina 1 $ 200,000 $ 200,000 $ 225,000
York County South Carolina 1 $ 208,000 $ 208,000 $ 63,000
Hamilton County Tennessee 1 $ 114,000 $ 114,000 $ 0
Knox County Tennessee 1 $ 177,000 $ 177,000 $ 2,000
Loudon County Tennessee 1 $ 158,000 $ 158,000 $ 0
Dallas County Texas 1 $ 155,000 $ 155,000 $ 36,000
Ellis County Texas 1 $ 150,000 $ 150,000 $ 96,000
Harris County Texas 1 $ 101,000 $ 101,000 $ 54,000
Chittenden County Vermont 1 $ 90,000 $ 90,000 $ 66,000
Fairfax City County Virginia 1 $ 240,000 $ 240,000 $ 85,000
Loudoun County Virginia 1 $ 228,000 $ 228,000 $ 0
Louisa County Virginia 1 $ 121,000 $ 121,000 $ 55,000
Pierce County Washington 1 $ 144,000 $ 144,000 $ 449,000
Whatcom County Washington 1 $ 127,000 $ 127,000 $ 75,000

Mortgage Loan Application Detail Totals for First Financial Equities, Inc. in 2003

Loan Purpose

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Refinancing (home purchase or home improvement, one-to-four family) 4,003 $942,625,000 $242,791 $9,000,000 $91,625 $2,675,000
Home Purchase (one-to-four family) 2,018 $478,269,000 $208,894 $2,535,000 $116,736 $1,283,000
Home Improvement (one-to-four family) 113 $13,358,000 $102,400 $750,000 $270,000 $1,637,000
Multifamily dwelling (home purchase, home improvement, and refinancings) 3 $1,060,000 $415,000 $600,000 $0 $0

Applicant Race

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
White 5,060 $1,179,463,000 $245,916 $2,535,000 $100,291 $2,675,000
Information not provided by applicant in mail or telephone application 432 $111,629,000 $220,375 $9,000,000 $95,562 $960,000
Hispanic 262 $53,126,000 $234,000 $1,000,000 $87,875 $1,056,000
Black 171 $37,117,000 $167,250 $1,200,000 $59,000 $600,000
Asian or Pacific Islander 156 $37,213,000 $232,250 $1,000,000 $111,125 $300,000
Other 48 $11,662,000 $186,000 $800,000 $165,000 $579,000
American Indian or Alaskan Native 8 $5,102,000 $637,500 $2,225,000 $170,000 $840,000
Not applicable 0 $0 $0 $0 $0 $0

Loan Type

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Conventional (any loan other than FHA, VA, FSA, or RHS loans) 6,077 $1,421,629,000 $232,500 $9,000,000 $96,038 $2,675,000
FHA-insured (Federal Housing Administration) 58 $13,413,000 $189,000 $484,000 $49,000 $114,000
FSA/RHS (Farm Service Agency or Rural Housing Service) 1 $50,000 $50,000 $50,000 $60,000 $60,000
VA-guaranteed (Veterans Administration) 1 $220,000 $220,000 $220,000 $0 $0

Outcome

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Loan Originated 4,573 $1,046,084,000 $225,545 $2,000,000 $116,500 $2,675,000
Application Withdrawn By Applicant 962 $246,070,000 $221,523 $9,000,000 $65,857 $900,000
File Closed For Incompleteness 578 $138,885,000 $254,312 $1,950,000 $119,812 $960,000
Application Denied By Financial Institution 17 $3,376,000 $198,000 $455,000 $71,000 $166,000
Application Approved But Not Accepted 7 $897,000 $121,666 $300,000 $69,000 $191,000
Loan Purchased By The Institution 0 $0 $0 $0 $0 $0

Denial Reason

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Unverifiable Information 10 $2,176,000 $219,000 $455,000 $71,500 $166,000
Other 3 $591,000 $189,000 $250,000 $76,000 $106,000
Collateral 3 $439,000 $141,000 $189,000 $113,500 $146,000
Credit Application Incomplete 0 $0 $0 $0 $0 $0
Credit History 0 $0 $0 $0 $0 $0
Debt-To-Income Ratio 0 $0 $0 $0 $0 $0
Employment History 0 $0 $0 $0 $0 $0
Insufficient Cash (Downpayment, Closing Cost) 0 $0 $0 $0 $0 $0
Mortgage Insurance Denied 0 $0 $0 $0 $0 $0

Our comprehensive HMDA mortgage statistics provide invaluable insights into First Financial Equities, Inc.'s 2003 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.

This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics, and assess First Financial Equities, Inc.'s mortgage approval patterns. Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
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