First Financial Equities, Inc.
HMDA Loan Application Totals
and Mortgage Lending Details
for 2005
First Financial Equities, Inc. 2005 HMDA loan application data provides key insights into its mortgage lending trends, applicant demographics, and loan distribution.
The Home Mortgage Disclosure Act (HMDA) requires lenders to report detailed loan application data, offering transparency into lending patterns.
The data reveals trends in average loan size, applicant income, and mortgage approval rates, helping consumers and analysts understand lending accessibility.
Below, explore a breakdown of loan applications by county, metro area, loan purpose, applicant race, loan type, and more.
Whether you're an industry professional, homebuyer, or researcher,
this information provides valuable insights into mortgage lending activity.
Scroll down to view the full dataset and analyze lending trends in greater detail.
| Mortgage Company & Address | First Financial Equities, Inc. 300 Frank Burr Blvd., 4Th Fl East Teaneck, NJ 07666 Tel #: available with data download |
| Federal Regulator | * available with data download |
| Years | 2005 2004 2003 |
| Total Number of Mortgage Applications | 5,404 |
| Total Mortgage Loan Application Amount | $1,529,895,000 |
| Average Mortgage Loan Application Amount | $330,047 |
| Highest Mortgage Loan Application Amount | $6,000,000 |
| Average Applicant Income | $142,619 |
| Highest Applicant Income | $6,000,000 |
Explore comprehensive HMDA mortgage statistics and lending trends for 2005 with First Financial Equities, Inc.. Below, you'll find key insights into this lender's mortgage activity, including total loan applications, average mortgage amounts, highest application values, and income levels of top applicants. Whether you're analyzing First Financial Equities, Inc.'s lending patterns or researching mortgage trends, these statistics provide valuable transparency into their loan activity.
Our HMDA dataset for 2005 breaks down First Financial Equities, Inc.'s mortgage applications by loan purpose, applicant race, loan type, approval outcomes, and reasons for denial. These insights help homebuyers, financial analysts, and industry professionals assess borrower demographics and lending practices, offering a clearer view of how First Financial Equities, Inc. serves its applicants.
Each category highlights the total number of mortgage applications processed by First Financial Equities, Inc., total loan amounts, average mortgage values, and the highest mortgage amounts recorded. You can also review borrower income trends, including the average and highest reported applicant incomes for loans issued by this lender. Whether you're evaluating lender performance, comparing mortgage approval rates, or exploring loan options, this HMDA-backed data offers a crucial look at First Financial Equities, Inc.'s mortgage activity for 2005.
| Metro Area | Total Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Application Amount | Average Applicant Income |
|---|---|---|---|---|
| NEW YORK-WAYNE-WHITE PLAINS, NY-NJ | 873 | $ 325,586,000 | $ 372,000 | $ 149,000 |
| EDISON, NJ | 636 | $ 153,343,000 | $ 241,000 | $ 137,000 |
| NEWARK-UNION, NJ-PA | 415 | $ 103,145,000 | $ 248,000 | $ 109,000 |
| SAN JOSE-SUNNYVALE-SANTA CLARA, CA | 363 | $ 128,372,000 | $ 353,000 | $ 119,000 |
| NASSAU-SUFFOLK, NY | 228 | $ 83,408,000 | $ 365,000 | $ 157,000 |
| MIAMI-MIAMI BEACH-KENDALL, FL | 192 | $ 65,495,000 | $ 341,000 | $ 189,000 |
| PORT ST. LUCIE-FORT PIERCE, FL | 180 | $ 23,007,000 | $ 127,000 | $ 121,000 |
| FORT LAUDERDALE-POMPANO BEACH-DEERFIELD BEACH, FL | 173 | $ 30,931,000 | $ 178,000 | $ 113,000 |
| SACRAMENTO--ARDEN-ARCADE--ROSEVILLE, CA | 99 | $ 25,208,000 | $ 254,000 | $ 164,000 |
| STOCKTON, CA | 69 | $ 17,586,000 | $ 254,000 | $ 150,000 |
| SEATTLE-BELLEVUE-EVERETT, WA | 66 | $ 20,851,000 | $ 315,000 | $ 176,000 |
| SALINAS, CA | 64 | $ 24,819,000 | $ 387,000 | $ 138,000 |
| TRENTON-EWING, NJ | 56 | $ 5,303,000 | $ 94,000 | $ 86,000 |
| CAMDEN, NJ | 52 | $ 6,677,000 | $ 128,000 | $ 52,000 |
| ORLANDO, FL | 52 | $ 4,895,000 | $ 94,000 | $ 84,000 |
| PHILADELPHIA, PA | 51 | $ 6,570,000 | $ 128,000 | $ 92,000 |
| BRIDGEPORT-STAMFORD-NORWALK, CT | 46 | $ 44,669,000 | $ 971,000 | $ 281,000 |
| OAKLAND-FREMONT-HAYWARD, CA | 43 | $ 14,622,000 | $ 340,000 | $ 110,000 |
| NEW HAVEN-MILFORD, CT | 42 | $ 6,112,000 | $ 145,000 | $ 138,000 |
| MERCED, CA | 39 | $ 8,602,000 | $ 220,000 | $ 117,000 |
| WEST PALM BEACH-BOCA RATON-BOYNTON BEACH, FL | 38 | $ 10,328,000 | $ 271,000 | $ 178,000 |
| MODESTO, CA | 37 | $ 7,862,000 | $ 212,000 | $ 93,000 |
| POUGHKEEPSIE-NEWBURGH-MIDDLETOWN, NY | 35 | $ 7,443,000 | $ 212,000 | $ 105,000 |
| TAMPA-ST. PETERSBURG-CLEARWATER, FL | 33 | $ 4,533,000 | $ 137,000 | $ 104,000 |
| DALLAS-PLANO-IRVING, TX | 32 | $ 10,033,000 | $ 313,000 | $ 146,000 |
| BALTIMORE-TOWSON, MD | 29 | $ 3,062,000 | $ 105,000 | $ 76,000 |
| SAN FRANCISCO-SAN MATEO-REDWOOD CITY, CA | 27 | $ 10,991,000 | $ 407,000 | $ 141,000 |
| NAPA, CA | 26 | $ 9,242,000 | $ 355,000 | $ 117,000 |
| SANTA CRUZ-WATSONVILLE, CA | 23 | $ 7,083,000 | $ 307,000 | $ 108,000 |
| ATLANTA-SANDY SPRINGS-MARIETTA, GA | 19 | $ 3,084,000 | $ 162,000 | $ 79,000 |
| FRESNO, CA | 19 | $ 2,896,000 | $ 152,000 | $ 143,000 |
| LOS ANGELES-LONG BEACH-GLENDALE, CA | 17 | $ 8,526,000 | $ 501,000 | $ 199,000 |
| RIVERSIDE-SAN BERNARDINO-ONTARIO, CA | 17 | $ 3,872,000 | $ 227,000 | $ 144,000 |
| ALLENTOWN-BETHLEHEM-EASTON, PA-NJ | 13 | $ 1,481,000 | $ 113,000 | $ 60,000 |
| PALM BAY-MELBOURNE-TITUSVILLE, FL | 11 | $ 2,133,000 | $ 193,000 | $ 68,000 |
| BETHESDA-FREDERICK-GAITHERSBURG, MD | 10 | $ 3,523,000 | $ 352,000 | $ 125,000 |
| VALLEJO-FAIRFIELD, CA | 9 | $ 1,807,000 | $ 200,000 | $ 79,000 |
| CAPE CORAL-FORT MYERS, FL | 8 | $ 1,638,000 | $ 204,000 | $ 200,000 |
| DENVER-AURORA, CO | 8 | $ 2,518,000 | $ 314,000 | $ 132,000 |
| KINGSTON, NY | 8 | $ 1,711,000 | $ 213,000 | $ 111,000 |
| SANTA ROSA-PETALUMA, CA | 8 | $ 2,972,000 | $ 371,000 | $ 142,000 |
| ATLANTIC CITY, NJ | 6 | $ 1,486,000 | $ 247,000 | $ 71,000 |
| BAKERSFIELD, CA | 6 | $ 750,000 | $ 125,000 | $ 117,000 |
| HARTFORD-WEST HARTFORD-EAST HARTFORD, CT | 6 | $ 881,000 | $ 146,000 | $ 157,000 |
| JACKSONVILLE, FL | 6 | $ 814,000 | $ 135,000 | $ 127,000 |
| LAS VEGAS-PARADISE, NV | 6 | $ 829,000 | $ 138,000 | $ 157,000 |
| SCRANTON--WILKES-BARRE, PA | 6 | $ 445,000 | $ 74,000 | $ 45,000 |
| ALBANY-SCHENECTADY-TROY, NY | 5 | $ 795,000 | $ 159,000 | $ 109,000 |
| FORT WORTH-ARLINGTON, TX | 5 | $ 870,000 | $ 174,000 | $ 111,000 |
| OCEAN CITY, NJ | 5 | $ 1,012,000 | $ 202,000 | $ 220,000 |
| RENO-SPARKS, NV | 5 | $ 992,000 | $ 198,000 | $ 44,000 |
| SAN DIEGO-CARLSBAD-SAN MARCOS, CA | 5 | $ 1,283,000 | $ 256,000 | $ 178,000 |
| SANTA ANA-ANAHEIM-IRVINE, CA | 5 | $ 1,315,000 | $ 263,000 | $ 147,000 |
| SARASOTA-BRADENTON-VENICE, FL | 5 | $ 1,497,000 | $ 299,000 | $ 44,000 |
| WARREN-FARMINGTON HILLS-TROY, MI | 5 | $ 815,000 | $ 163,000 | $ 78,000 |
| WILMINGTON, DE-MD-NJ | 5 | $ 924,000 | $ 184,000 | $ 61,000 |
| BUFFALO-NIAGARA FALLS, NY | 4 | $ 311,000 | $ 77,000 | $ 165,000 |
| MADERA, CA | 4 | $ 423,000 | $ 105,000 | $ 143,000 |
| NAPLES-MARCO ISLAND, FL | 4 | $ 1,435,000 | $ 358,000 | $ 84,000 |
| SPRINGFIELD, MA | 4 | $ 584,000 | $ 146,000 | $ 52,000 |
| VINELAND-MILLVILLE-BRIDGETON, NJ | 4 | $ 578,000 | $ 144,000 | $ 67,000 |
| YUBA CITY, CA | 4 | $ 844,000 | $ 211,000 | $ 125,000 |
| AUSTIN-ROUND ROCK, TX | 3 | $ 743,000 | $ 247,000 | $ 108,000 |
| BEND, OR | 3 | $ 322,000 | $ 107,000 | $ 155,000 |
| BINGHAMTON, NY | 3 | $ 280,000 | $ 93,000 | $ 143,000 |
| CAMBRIDGE-NEWTON-FRAMINGHAM, MA | 3 | $ 1,658,000 | $ 552,000 | $ 189,000 |
| CHICO, CA | 3 | $ 480,000 | $ 160,000 | $ 48,000 |
| DELTONA-DAYTONA BEACH-ORMOND BEACH, FL | 3 | $ 1,577,000 | $ 525,000 | $ 51,000 |
| EL CENTRO, CA | 3 | $ 413,000 | $ 137,000 | $ 65,000 |
| HOUSTON-BAYTOWN-SUGAR LAND, TX | 3 | $ 504,000 | $ 168,000 | $ 154,000 |
| LANCASTER, PA | 3 | $ 246,000 | $ 82,000 | $ 201,000 |
| PITTSBURGH, PA | 3 | $ 357,000 | $ 119,000 | $ 100,000 |
| PORTLAND-VANCOUVER-BEAVERTON, OR-WA | 3 | $ 475,000 | $ 158,000 | $ 148,000 |
| TACOMA, WA | 3 | $ 614,000 | $ 204,000 | $ 91,000 |
| VISALIA-PORTERVILLE, CA | 3 | $ 495,000 | $ 165,000 | $ 174,000 |
| WASHINGTON-ARLINGTON-ALEXANDRIA, DC-VA-MD-WV | 3 | $ 2,442,000 | $ 814,000 | $ 476,000 |
| BARNSTABLE TOWN, MA | 2 | $ 961,000 | $ 480,000 | $ 198,000 |
| BOSTON-QUINCY, MA | 2 | $ 1,450,000 | $ 725,000 | $ 1,007,000 |
| CHICAGO-NAPERVILLE-JOLIET, IL | 2 | $ 1,849,000 | $ 924,000 | $ 345,000 |
| GAINESVILLE, FL | 2 | $ 283,000 | $ 141,000 | $ 77,000 |
| GREENSBORO-HIGH POINT, NC | 2 | $ 194,000 | $ 97,000 | $ 59,000 |
| HARRISONBURG, VA | 2 | $ 604,000 | $ 302,000 | $ 112,000 |
| OXNARD-THOUSAND OAKS-VENTURA, CA | 2 | $ 775,000 | $ 387,000 | $ 194,000 |
| PROVIDENCE-NEW BEDFORD-FALL RIVER, RI-MA | 2 | $ 410,000 | $ 205,000 | $ 64,000 |
| PUNTA GORDA, FL | 2 | $ 340,000 | $ 170,000 | $ 100,000 |
| REDDING, CA | 2 | $ 299,000 | $ 149,000 | $ 133,000 |
| SALEM, OR | 2 | $ 151,000 | $ 75,000 | $ 146,000 |
| SAN LUIS OBISPO-PASO ROBLES, CA | 2 | $ 898,000 | $ 449,000 | $ 43,000 |
| SAVANNAH, GA | 2 | $ 216,000 | $ 108,000 | $ 15,000 |
| WILMINGTON, NC | 2 | $ 594,000 | $ 297,000 | $ 400,000 |
| ATHENS-CLARKE COUNTY, GA | 1 | $ 67,000 | $ 67,000 | $ 80,000 |
| BREMERTON-SILVERDALE, WA | 1 | $ 225,000 | $ 225,000 | $ 127,000 |
| BROWNSVILLE-HARLINGEN, TX | 1 | $ 76,000 | $ 76,000 | $ 0 |
| DETROIT-LIVONIA-DEARBORN, MI | 1 | $ 130,000 | $ 130,000 | $ 32,000 |
| ESSEX COUNTY, MA | 1 | $ 400,000 | $ 400,000 | $ 114,000 |
| FORT WALTON BEACH-CRESTVIEW-DESTIN, FL | 1 | $ 448,000 | $ 448,000 | $ 240,000 |
| GLENS FALLS, NY | 1 | $ 180,000 | $ 180,000 | $ 86,000 |
| GRAND RAPIDS-WYOMING, MI | 1 | $ 204,000 | $ 204,000 | $ 83,000 |
| HANFORD-CORCORAN, CA | 1 | $ 200,000 | $ 200,000 | $ 96,000 |
| HARRISBURG-CARLISLE, PA | 1 | $ 228,000 | $ 228,000 | $ 100,000 |
| LAKELAND, FL | 1 | $ 169,000 | $ 169,000 | $ 200,000 |
| LUBBOCK, TX | 1 | $ 70,000 | $ 70,000 | $ 51,000 |
| PANAMA CITY-LYNN HAVEN, FL | 1 | $ 168,000 | $ 168,000 | $ 0 |
| READING, PA | 1 | $ 55,000 | $ 55,000 | $ 52,000 |
| RICHMOND, VA | 1 | $ 188,000 | $ 188,000 | $ 67,000 |
| SAN ANTONIO, TX | 1 | $ 222,000 | $ 222,000 | $ 240,000 |
| SANTA BARBARA-SANTA MARIA-GOLETA, CA | 1 | $ 258,000 | $ 258,000 | $ 67,000 |
| SPOKANE, WA | 1 | $ 105,000 | $ 105,000 | $ 18,000 |
| UTICA-ROME, NY | 1 | $ 166,000 | $ 166,000 | $ 49,000 |
Mortgage Loan Application Detail Totals for First Financial Equities, Inc. in 2005
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Home Purchase | 3,085 | $807,873,000 | $304,956 | $6,000,000 | $163,869 | $3,322,000 |
| Refinancing | 2,319 | $722,022,000 | $360,421 | $5,000,000 | $116,894 | $6,000,000 |
| Home Improvement | 0 | $0 | $0 | $0 | $0 | $0 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| White | 3,529 | $1,029,608,000 | $403,304 | $6,000,000 | $195,565 | $6,000,000 |
| Hispanic | 930 | $247,911,000 | $195,066 | $3,640,000 | $81,333 | $1,620,000 |
| Not Provided | 435 | $118,214,000 | $248,923 | $3,560,000 | $96,076 | $1,332,000 |
| Asian | 246 | $70,583,000 | $185,538 | $1,604,000 | $110,384 | $1,044,000 |
| Black or African American | 239 | $56,856,000 | $383,272 | $3,250,000 | $174,636 | $900,000 |
| Native Hawaiian or Other Pacific Islander | 19 | $4,337,000 | $248,200 | $472,000 | $91,800 | $330,000 |
| American Indian or Alaskan Native | 6 | $2,386,000 | $415,000 | $656,000 | $162,333 | $226,000 |
| Not applicable | 0 | $0 | $0 | $0 | $0 | $0 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 5,384 | $1,524,943,000 | $322,826 | $6,000,000 | $162,000 | $6,000,000 |
| FHA-insured (Federal Housing Administration) | 18 | $4,196,000 | $202,333 | $400,000 | $100,333 | $888,000 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 1 | $486,000 | $486,000 | $486,000 | $475,000 | $475,000 |
| VA-guaranteed (Veterans Administration) | 1 | $270,000 | $270,000 | $270,000 | $168,000 | $168,000 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Loan Originated | 3,760 | $1,042,268,000 | $308,047 | $5,000,000 | $167,095 | $6,000,000 |
| Application Withdrawn By Applicant | 626 | $197,507,000 | $303,882 | $6,000,000 | $136,411 | $2,500,000 |
| Application Denied By Financial Institution | 508 | $142,507,000 | $330,666 | $2,325,000 | $118,666 | $1,200,000 |
| Application Approved But Not Accepted | 413 | $114,495,000 | $184,545 | $1,440,000 | $130,909 | $1,044,000 |
| Preapproval Approved but not Accepted | 81 | $24,424,000 | $470,500 | $900,000 | $182,500 | $273,000 |
| File Closed For Incompleteness | 10 | $7,257,000 | $914,166 | $3,250,000 | $269,666 | $900,000 |
| Preapproval Denied by Financial Institution | 6 | $1,437,000 | $239,000 | $580,000 | $116,000 | $210,000 |
| Loan Purchased By The Institution | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Debt-To-Income Ratio | 185 | $67,488,000 | $375,153 | $2,325,000 | $118,615 | $960,000 |
| Credit History | 159 | $37,418,000 | $214,500 | $1,479,000 | $77,000 | $830,000 |
| Collateral | 55 | $12,204,000 | $215,000 | $561,000 | $96,250 | $408,000 |
| Employment History | 39 | $7,234,000 | $166,571 | $520,000 | $113,428 | $717,000 |
| Insufficient Cash (Downpayment, Closing Cost) | 38 | $11,368,000 | $433,500 | $1,500,000 | $121,625 | $360,000 |
| Other | 35 | $7,812,000 | $228,333 | $850,000 | $175,166 | $1,200,000 |
| Unverifiable Information | 2 | $120,000 | $60,000 | $93,000 | $95,500 | $191,000 |
| Mortgage Insurance Denied | 1 | $300,000 | $300,000 | $300,000 | $200,000 | $200,000 |
| Credit Application Incomplete | 0 | $0 | $0 | $0 | $0 | $0 |
Our comprehensive HMDA mortgage statistics provide invaluable insights into First Financial Equities, Inc.'s 2005 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.
This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics,
and assess First Financial Equities, Inc.'s mortgage approval patterns.
Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
For a list of all lenders in New Jersey, download the full spreadsheet
with aggregated HMDA statistics today.