First Financial Equities, Inc.
HMDA Loan Application Totals
and Mortgage Lending Details
for 2005
First Financial Equities, Inc. 2005 HMDA loan application data provides key insights into its mortgage lending trends, applicant demographics, and loan distribution.
The Home Mortgage Disclosure Act (HMDA) requires lenders to report detailed loan application data, offering transparency into lending patterns.
The data reveals trends in average loan size, applicant income, and mortgage approval rates, helping consumers and analysts understand lending accessibility.
Below, explore a breakdown of loan applications by county, metro area, loan purpose, applicant race, loan type, and more.
Whether you're an industry professional, homebuyer, or researcher,
this information provides valuable insights into mortgage lending activity.
Scroll down to view the full dataset and analyze lending trends in greater detail.
| Mortgage Company & Address | First Financial Equities, Inc. 300 Frank Burr Blvd., 4Th Fl East Teaneck, NJ 07666 Tel #: available with data download |
| Federal Regulator | * available with data download |
| Years | 2005 2004 2003 |
| Total Number of Mortgage Applications | 5,404 |
| Total Mortgage Loan Application Amount | $1,529,895,000 |
| Average Mortgage Loan Application Amount | $330,047 |
| Highest Mortgage Loan Application Amount | $6,000,000 |
| Average Applicant Income | $142,619 |
| Highest Applicant Income | $6,000,000 |
Explore comprehensive HMDA mortgage statistics and lending trends for 2005 with First Financial Equities, Inc.. Below, you'll find key insights into this lender's mortgage activity, including total loan applications, average mortgage amounts, highest application values, and income levels of top applicants. Whether you're analyzing First Financial Equities, Inc.'s lending patterns or researching mortgage trends, these statistics provide valuable transparency into their loan activity.
Our HMDA dataset for 2005 breaks down First Financial Equities, Inc.'s mortgage applications by loan purpose, applicant race, loan type, approval outcomes, and reasons for denial. These insights help homebuyers, financial analysts, and industry professionals assess borrower demographics and lending practices, offering a clearer view of how First Financial Equities, Inc. serves its applicants.
Each category highlights the total number of mortgage applications processed by First Financial Equities, Inc., total loan amounts, average mortgage values, and the highest mortgage amounts recorded. You can also review borrower income trends, including the average and highest reported applicant incomes for loans issued by this lender. Whether you're evaluating lender performance, comparing mortgage approval rates, or exploring loan options, this HMDA-backed data offers a crucial look at First Financial Equities, Inc.'s mortgage activity for 2005.
| County | Total Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loans Applications | Average Mortgage Loan Application Amount | Average Applicant Income |
|---|---|---|---|---|
| Ocean County New Jersey | 432 | $ 94,958,000 | $ 219,000 | $ 111,000 |
| Bergen County New Jersey | 411 | $ 121,903,000 | $ 296,000 | $ 116,000 |
| Santa Clara County California | 345 | $ 122,130,000 | $ 354,000 | $ 124,000 |
| Kings County New York | 316 | $ 123,368,000 | $ 390,000 | $ 151,000 |
| Passaic County New Jersey | 252 | $ 61,072,000 | $ 242,000 | $ 85,000 |
| Essex County New Jersey | 223 | $ 54,152,000 | $ 242,000 | $ 111,000 |
| Miami-Dade County Florida | 192 | $ 65,495,000 | $ 341,000 | $ 189,000 |
| St. Lucie County Florida | 177 | $ 21,525,000 | $ 121,000 | $ 104,000 |
| Broward County Florida | 173 | $ 30,931,000 | $ 178,000 | $ 113,000 |
| Queens County New York | 146 | $ 45,257,000 | $ 309,000 | $ 111,000 |
| Hudson County New Jersey | 142 | $ 31,611,000 | $ 222,000 | $ 106,000 |
| Nassau County New York | 137 | $ 44,403,000 | $ 324,000 | $ 146,000 |
| Union County New Jersey | 127 | $ 30,415,000 | $ 239,000 | $ 92,000 |
| Rockland County New York | 123 | $ 35,005,000 | $ 284,000 | $ 113,000 |
| Monmouth County New Jersey | 117 | $ 35,642,000 | $ 304,000 | $ 241,000 |
| New York County New York | 98 | $ 64,244,000 | $ 655,000 | $ 458,000 |
| Suffolk County New York | 91 | $ 39,005,000 | $ 428,000 | $ 170,000 |
| Sacramento County California | 84 | $ 19,886,000 | $ 236,000 | $ 110,000 |
| Westchester County New York | 81 | $ 28,378,000 | $ 350,000 | $ 129,000 |
| San Joaquin County California | 69 | $ 17,586,000 | $ 254,000 | $ 150,000 |
| Richmond County New York | 66 | $ 17,953,000 | $ 272,000 | $ 67,000 |
| Middlesex County New Jersey | 65 | $ 17,416,000 | $ 267,000 | $ 92,000 |
| Monterey County California | 64 | $ 24,819,000 | $ 387,000 | $ 138,000 |
| Mercer County New Jersey | 56 | $ 5,303,000 | $ 94,000 | $ 86,000 |
| King County Washington | 55 | $ 15,386,000 | $ 279,000 | $ 121,000 |
| Fairfield County Connecticut | 46 | $ 44,669,000 | $ 971,000 | $ 281,000 |
| Morris County New Jersey | 45 | $ 14,122,000 | $ 313,000 | $ 154,000 |
| New Haven County Connecticut | 42 | $ 6,112,000 | $ 145,000 | $ 138,000 |
| Merced County California | 39 | $ 8,602,000 | $ 220,000 | $ 117,000 |
| Palm Beach County Florida | 38 | $ 10,328,000 | $ 271,000 | $ 178,000 |
| Bronx County New York | 38 | $ 9,868,000 | $ 259,000 | $ 96,000 |
| Stanislaus County California | 37 | $ 7,862,000 | $ 212,000 | $ 93,000 |
| Osceola County Florida | 35 | $ 2,471,000 | $ 70,000 | $ 82,000 |
| Orange County New York | 29 | $ 4,978,000 | $ 171,000 | $ 82,000 |
| Camden County New Jersey | 28 | $ 3,712,000 | $ 132,000 | $ 78,000 |
| Napa County California | 26 | $ 9,242,000 | $ 355,000 | $ 117,000 |
| Philadelphia County Pennsylvania | 26 | $ 2,156,000 | $ 82,000 | $ 112,000 |
| Alameda County California | 23 | $ 6,654,000 | $ 289,000 | $ 103,000 |
| Santa Cruz County California | 23 | $ 7,083,000 | $ 307,000 | $ 108,000 |
| Somerset County New Jersey | 22 | $ 5,327,000 | $ 242,000 | $ 95,000 |
| Contra Costa County California | 20 | $ 7,968,000 | $ 398,000 | $ 118,000 |
| Burlington County New Jersey | 20 | $ 2,698,000 | $ 134,000 | $ 39,000 |
| Fresno County California | 19 | $ 2,896,000 | $ 152,000 | $ 143,000 |
| San Benito County California | 18 | $ 6,242,000 | $ 346,000 | $ 97,000 |
| Baltimore City County Maryland | 18 | $ 1,548,000 | $ 86,000 | $ 93,000 |
| Los Angeles County California | 17 | $ 8,526,000 | $ 501,000 | $ 199,000 |
| San Mateo County California | 17 | $ 6,228,000 | $ 366,000 | $ 111,000 |
| Sullivan County New York | 16 | $ 2,253,000 | $ 140,000 | $ 147,000 |
| Sussex County New Jersey | 15 | $ 2,585,000 | $ 172,000 | $ 77,000 |
| Monroe County Pennsylvania | 15 | $ 2,283,000 | $ 152,000 | $ 86,000 |
| Dallas County Texas | 15 | $ 5,895,000 | $ 393,000 | $ 191,000 |
| Pasco County Florida | 13 | $ 1,125,000 | $ 86,000 | $ 87,000 |
| Hillsborough County Florida | 12 | $ 1,515,000 | $ 126,000 | $ 98,000 |
| Brevard County Florida | 11 | $ 2,133,000 | $ 193,000 | $ 68,000 |
| Montgomery County Pennsylvania | 11 | $ 2,385,000 | $ 216,000 | $ 55,000 |
| Snohomish County Washington | 11 | $ 5,465,000 | $ 496,000 | $ 303,000 |
| Placer County California | 9 | $ 3,247,000 | $ 360,000 | $ 331,000 |
| Riverside County California | 9 | $ 2,017,000 | $ 224,000 | $ 143,000 |
| Solano County California | 9 | $ 1,807,000 | $ 200,000 | $ 79,000 |
| Tuolumne County California | 9 | $ 1,881,000 | $ 209,000 | $ 239,000 |
| Orange County Florida | 9 | $ 1,331,000 | $ 147,000 | $ 76,000 |
| Baltimore County Maryland | 9 | $ 1,238,000 | $ 137,000 | $ 78,000 |
| Montgomery County Maryland | 9 | $ 3,243,000 | $ 360,000 | $ 127,000 |
| Delaware County Pennsylvania | 9 | $ 572,000 | $ 63,000 | $ 92,000 |
| San Bernardino County California | 8 | $ 1,855,000 | $ 231,000 | $ 145,000 |
| Sonoma County California | 8 | $ 2,972,000 | $ 371,000 | $ 142,000 |
| Denver County Colorado | 8 | $ 2,518,000 | $ 314,000 | $ 132,000 |
| Lee County Florida | 8 | $ 1,638,000 | $ 204,000 | $ 200,000 |
| DeKalb County Georgia | 8 | $ 1,075,000 | $ 134,000 | $ 56,000 |
| Ulster County New York | 8 | $ 1,711,000 | $ 213,000 | $ 111,000 |
| Northampton County Pennsylvania | 8 | $ 962,000 | $ 120,000 | $ 59,000 |
| San Francisco County California | 7 | $ 3,615,000 | $ 516,000 | $ 152,000 |
| Pinellas County Florida | 7 | $ 1,737,000 | $ 248,000 | $ 159,000 |
| Fulton County Georgia | 7 | $ 1,380,000 | $ 197,000 | $ 116,000 |
| Warren County New Jersey | 7 | $ 888,000 | $ 126,000 | $ 80,000 |
| Collin County Texas | 7 | $ 1,351,000 | $ 193,000 | $ 109,000 |
| Kern County California | 6 | $ 750,000 | $ 125,000 | $ 117,000 |
| Hartford County Connecticut | 6 | $ 881,000 | $ 146,000 | $ 157,000 |
| Clark County Nevada | 6 | $ 829,000 | $ 138,000 | $ 157,000 |
| Atlantic County New Jersey | 6 | $ 1,486,000 | $ 247,000 | $ 71,000 |
| Dutchess County New York | 6 | $ 2,465,000 | $ 410,000 | $ 219,000 |
| Orange County California | 5 | $ 1,315,000 | $ 263,000 | $ 147,000 |
| San Diego County California | 5 | $ 1,283,000 | $ 256,000 | $ 178,000 |
| New Castle County Delaware | 5 | $ 924,000 | $ 184,000 | $ 61,000 |
| Lake County Florida | 5 | $ 801,000 | $ 160,000 | $ 78,000 |
| St. Johns County Florida | 5 | $ 654,000 | $ 130,000 | $ 172,000 |
| Prince George's County Maryland | 5 | $ 1,092,000 | $ 218,000 | $ 75,000 |
| Oakland County Michigan | 5 | $ 815,000 | $ 163,000 | $ 78,000 |
| Washoe County Nevada | 5 | $ 992,000 | $ 198,000 | $ 44,000 |
| Cape May County New Jersey | 5 | $ 1,012,000 | $ 202,000 | $ 220,000 |
| Hunterdon County New Jersey | 5 | $ 1,871,000 | $ 374,000 | $ 252,000 |
| Putnam County New York | 5 | $ 1,513,000 | $ 302,000 | $ 142,000 |
| Bucks County Pennsylvania | 5 | $ 1,457,000 | $ 291,000 | $ 104,000 |
| Lackawanna County Pennsylvania | 5 | $ 363,000 | $ 72,000 | $ 28,000 |
| Lehigh County Pennsylvania | 5 | $ 519,000 | $ 103,000 | $ 62,000 |
| Madera County California | 4 | $ 423,000 | $ 105,000 | $ 143,000 |
| Collier County Florida | 4 | $ 1,435,000 | $ 358,000 | $ 84,000 |
| Cumberland County New Jersey | 4 | $ 578,000 | $ 144,000 | $ 67,000 |
| Gloucester County New Jersey | 4 | $ 267,000 | $ 66,000 | $ 37,000 |
| Salem County New Jersey | 4 | $ 379,000 | $ 94,000 | $ 62,000 |
| Wayne County Pennsylvania | 4 | $ 556,000 | $ 139,000 | $ 92,000 |
| Denton County Texas | 4 | $ 780,000 | $ 195,000 | $ 65,000 |
| Rockwall County Texas | 4 | $ 1,845,000 | $ 461,000 | $ 140,000 |
| Butte County California | 3 | $ 480,000 | $ 160,000 | $ 48,000 |
| Calaveras County California | 3 | $ 847,000 | $ 282,000 | $ 98,000 |
| El Dorado County California | 3 | $ 1,038,000 | $ 346,000 | $ 138,000 |
| Imperial County California | 3 | $ 413,000 | $ 137,000 | $ 65,000 |
| Lake County California | 3 | $ 1,063,000 | $ 354,000 | $ 118,000 |
| Marin County California | 3 | $ 1,148,000 | $ 382,000 | $ 222,000 |
| Nevada County California | 3 | $ 1,285,000 | $ 428,000 | $ 242,000 |
| Tehama County California | 3 | $ 513,000 | $ 171,000 | $ 190,000 |
| Tulare County California | 3 | $ 495,000 | $ 165,000 | $ 174,000 |
| Yolo County California | 3 | $ 1,037,000 | $ 345,000 | $ 581,000 |
| Yuba County California | 3 | $ 536,000 | $ 178,000 | $ 160,000 |
| Litchfield County Connecticut | 3 | $ 2,388,000 | $ 796,000 | $ 410,000 |
| District of Columbia County District Of Columbia | 3 | $ 2,442,000 | $ 814,000 | $ 476,000 |
| Manatee County Florida | 3 | $ 802,000 | $ 267,000 | $ 41,000 |
| Martin County Florida | 3 | $ 1,482,000 | $ 494,000 | $ 276,000 |
| Seminole County Florida | 3 | $ 292,000 | $ 97,000 | $ 135,000 |
| Volusia County Florida | 3 | $ 1,577,000 | $ 525,000 | $ 51,000 |
| Hampden County Massachusetts | 3 | $ 371,000 | $ 123,000 | $ 50,000 |
| Middlesex County Massachusetts | 3 | $ 1,658,000 | $ 552,000 | $ 189,000 |
| Nye County Nevada | 3 | $ 507,000 | $ 169,000 | $ 450,000 |
| Albany County New York | 3 | $ 335,000 | $ 111,000 | $ 118,000 |
| Broome County New York | 3 | $ 280,000 | $ 93,000 | $ 143,000 |
| Erie County New York | 3 | $ 245,000 | $ 81,000 | $ 162,000 |
| Deschutes County Oregon | 3 | $ 322,000 | $ 107,000 | $ 155,000 |
| Multnomah County Oregon | 3 | $ 475,000 | $ 158,000 | $ 148,000 |
| Allegheny County Pennsylvania | 3 | $ 357,000 | $ 119,000 | $ 100,000 |
| Lancaster County Pennsylvania | 3 | $ 246,000 | $ 82,000 | $ 201,000 |
| Tarrant County Texas | 3 | $ 445,000 | $ 148,000 | $ 65,000 |
| Travis County Texas | 3 | $ 743,000 | $ 247,000 | $ 108,000 |
| Pierce County Washington | 3 | $ 614,000 | $ 204,000 | $ 91,000 |
| Humboldt County California | 2 | $ 643,000 | $ 321,000 | $ 337,000 |
| San Luis Obispo County California | 2 | $ 898,000 | $ 449,000 | $ 43,000 |
| Shasta County California | 2 | $ 299,000 | $ 149,000 | $ 133,000 |
| Ventura County California | 2 | $ 775,000 | $ 387,000 | $ 194,000 |
| Alachua County Florida | 2 | $ 283,000 | $ 141,000 | $ 77,000 |
| Charlotte County Florida | 2 | $ 340,000 | $ 170,000 | $ 100,000 |
| Sarasota County Florida | 2 | $ 695,000 | $ 347,000 | $ 48,000 |
| Troup County Georgia | 2 | $ 152,000 | $ 76,000 | $ 64,000 |
| Cook County Illinois | 2 | $ 1,849,000 | $ 924,000 | $ 345,000 |
| Lincoln County Maine | 2 | $ 473,000 | $ 236,000 | $ 278,000 |
| Anne Arundel County Maryland | 2 | $ 276,000 | $ 138,000 | $ 0 |
| Barnstable County Massachusetts | 2 | $ 961,000 | $ 480,000 | $ 198,000 |
| Dukes County Massachusetts | 2 | $ 5,200,000 | $ 2,600,000 | $ 970,000 |
| Nantucket County Massachusetts | 2 | $ 3,038,000 | $ 1,519,000 | $ 387,000 |
| Columbia County New York | 2 | $ 442,000 | $ 221,000 | $ 140,000 |
| New Hanover County North Carolina | 2 | $ 594,000 | $ 297,000 | $ 400,000 |
| Klamath County Oregon | 2 | $ 162,000 | $ 81,000 | $ 165,000 |
| Marion County Oregon | 2 | $ 151,000 | $ 75,000 | $ 146,000 |
| Pike County Pennsylvania | 2 | $ 200,000 | $ 100,000 | $ 57,000 |
| Ellis County Texas | 2 | $ 162,000 | $ 81,000 | $ 114,000 |
| Parker County Texas | 2 | $ 425,000 | $ 212,000 | $ 180,000 |
| Rockingham County Virginia | 2 | $ 604,000 | $ 302,000 | $ 112,000 |
| Clark County Washington | 2 | $ 409,000 | $ 204,000 | $ 211,000 |
| Island County Washington | 2 | $ 299,000 | $ 149,000 | $ 96,000 |
| Kings County California | 1 | $ 200,000 | $ 200,000 | $ 96,000 |
| Santa Barbara County California | 1 | $ 258,000 | $ 258,000 | $ 67,000 |
| Sutter County California | 1 | $ 308,000 | $ 308,000 | $ 55,000 |
| Bay County Florida | 1 | $ 168,000 | $ 168,000 | $ 0 |
| Duval County Florida | 1 | $ 160,000 | $ 160,000 | $ 38,000 |
| Hernando County Florida | 1 | $ 156,000 | $ 156,000 | $ 49,000 |
| Okaloosa County Florida | 1 | $ 448,000 | $ 448,000 | $ 240,000 |
| Polk County Florida | 1 | $ 169,000 | $ 169,000 | $ 200,000 |
| Chatham County Georgia | 1 | $ 92,000 | $ 92,000 | $ 31,000 |
| Clarke County Georgia | 1 | $ 67,000 | $ 67,000 | $ 80,000 |
| Clayton County Georgia | 1 | $ 80,000 | $ 80,000 | $ 51,000 |
| Douglas County Georgia | 1 | $ 158,000 | $ 158,000 | $ 43,000 |
| Effingham County Georgia | 1 | $ 124,000 | $ 124,000 | $ 0 |
| Gwinnett County Georgia | 1 | $ 175,000 | $ 175,000 | $ 65,000 |
| Rockdale County Georgia | 1 | $ 216,000 | $ 216,000 | $ 83,000 |
| Frederick County Maryland | 1 | $ 280,000 | $ 280,000 | $ 119,000 |
| Essex County Massachusetts | 1 | $ 400,000 | $ 400,000 | $ 114,000 |
| Hampshire County Massachusetts | 1 | $ 213,000 | $ 213,000 | $ 58,000 |
| Plymouth County Massachusetts | 1 | $ 289,000 | $ 289,000 | $ 73,000 |
| Suffolk County Massachusetts | 1 | $ 1,161,000 | $ 1,161,000 | $ 1,941,000 |
| Kent County Michigan | 1 | $ 204,000 | $ 204,000 | $ 83,000 |
| Leelanau County Michigan | 1 | $ 152,000 | $ 152,000 | $ 26,000 |
| Wayne County Michigan | 1 | $ 130,000 | $ 130,000 | $ 32,000 |
| Douglas County Nevada | 1 | $ 375,000 | $ 375,000 | $ 87,000 |
| Delaware County New York | 1 | $ 80,000 | $ 80,000 | $ 270,000 |
| Greene County New York | 1 | $ 220,000 | $ 220,000 | $ 115,000 |
| Herkimer County New York | 1 | $ 166,000 | $ 166,000 | $ 49,000 |
| Niagara County New York | 1 | $ 66,000 | $ 66,000 | $ 173,000 |
| Saratoga County New York | 1 | $ 92,000 | $ 92,000 | $ 51,000 |
| Schenectady County New York | 1 | $ 368,000 | $ 368,000 | $ 144,000 |
| Warren County New York | 1 | $ 180,000 | $ 180,000 | $ 86,000 |
| Guilford County North Carolina | 1 | $ 84,000 | $ 84,000 | $ 38,000 |
| Randolph County North Carolina | 1 | $ 110,000 | $ 110,000 | $ 81,000 |
| Berks County Pennsylvania | 1 | $ 55,000 | $ 55,000 | $ 52,000 |
| Dauphin County Pennsylvania | 1 | $ 228,000 | $ 228,000 | $ 100,000 |
| Luzerne County Pennsylvania | 1 | $ 82,000 | $ 82,000 | $ 114,000 |
| Kent County Rhode Island | 1 | $ 110,000 | $ 110,000 | $ 18,000 |
| Washington County Rhode Island | 1 | $ 300,000 | $ 300,000 | $ 111,000 |
| Bexar County Texas | 1 | $ 222,000 | $ 222,000 | $ 240,000 |
| Cameron County Texas | 1 | $ 76,000 | $ 76,000 | $ 0 |
| Fort Bend County Texas | 1 | $ 113,000 | $ 113,000 | $ 79,000 |
| Galveston County Texas | 1 | $ 188,000 | $ 188,000 | $ 145,000 |
| Harris County Texas | 1 | $ 203,000 | $ 203,000 | $ 240,000 |
| Lubbock County Texas | 1 | $ 70,000 | $ 70,000 | $ 51,000 |
| Amelia County Virginia | 1 | $ 188,000 | $ 188,000 | $ 67,000 |
| Bristol County Virginia | 1 | $ 146,000 | $ 146,000 | $ 54,000 |
| Fairfax County Virginia | 1 | $ 468,000 | $ 468,000 | $ 139,000 |
| Prince William County Virginia | 1 | $ 195,000 | $ 195,000 | $ 54,000 |
| Kitsap County Washington | 1 | $ 225,000 | $ 225,000 | $ 127,000 |
| Spokane County Washington | 1 | $ 105,000 | $ 105,000 | $ 18,000 |
Mortgage Loan Application Detail Totals for First Financial Equities, Inc. in 2005
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Home Purchase | 3,085 | $807,873,000 | $304,956 | $6,000,000 | $163,869 | $3,322,000 |
| Refinancing | 2,319 | $722,022,000 | $360,421 | $5,000,000 | $116,894 | $6,000,000 |
| Home Improvement | 0 | $0 | $0 | $0 | $0 | $0 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| White | 3,529 | $1,029,608,000 | $403,304 | $6,000,000 | $195,565 | $6,000,000 |
| Hispanic | 930 | $247,911,000 | $195,066 | $3,640,000 | $81,333 | $1,620,000 |
| Not Provided | 435 | $118,214,000 | $248,923 | $3,560,000 | $96,076 | $1,332,000 |
| Asian | 246 | $70,583,000 | $185,538 | $1,604,000 | $110,384 | $1,044,000 |
| Black or African American | 239 | $56,856,000 | $383,272 | $3,250,000 | $174,636 | $900,000 |
| Native Hawaiian or Other Pacific Islander | 19 | $4,337,000 | $248,200 | $472,000 | $91,800 | $330,000 |
| American Indian or Alaskan Native | 6 | $2,386,000 | $415,000 | $656,000 | $162,333 | $226,000 |
| Not applicable | 0 | $0 | $0 | $0 | $0 | $0 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 5,384 | $1,524,943,000 | $322,826 | $6,000,000 | $162,000 | $6,000,000 |
| FHA-insured (Federal Housing Administration) | 18 | $4,196,000 | $202,333 | $400,000 | $100,333 | $888,000 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 1 | $486,000 | $486,000 | $486,000 | $475,000 | $475,000 |
| VA-guaranteed (Veterans Administration) | 1 | $270,000 | $270,000 | $270,000 | $168,000 | $168,000 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Loan Originated | 3,760 | $1,042,268,000 | $308,047 | $5,000,000 | $167,095 | $6,000,000 |
| Application Withdrawn By Applicant | 626 | $197,507,000 | $303,882 | $6,000,000 | $136,411 | $2,500,000 |
| Application Denied By Financial Institution | 508 | $142,507,000 | $330,666 | $2,325,000 | $118,666 | $1,200,000 |
| Application Approved But Not Accepted | 413 | $114,495,000 | $184,545 | $1,440,000 | $130,909 | $1,044,000 |
| Preapproval Approved but not Accepted | 81 | $24,424,000 | $470,500 | $900,000 | $182,500 | $273,000 |
| File Closed For Incompleteness | 10 | $7,257,000 | $914,166 | $3,250,000 | $269,666 | $900,000 |
| Preapproval Denied by Financial Institution | 6 | $1,437,000 | $239,000 | $580,000 | $116,000 | $210,000 |
| Loan Purchased By The Institution | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Debt-To-Income Ratio | 185 | $67,488,000 | $375,153 | $2,325,000 | $118,615 | $960,000 |
| Credit History | 159 | $37,418,000 | $214,500 | $1,479,000 | $77,000 | $830,000 |
| Collateral | 55 | $12,204,000 | $215,000 | $561,000 | $96,250 | $408,000 |
| Employment History | 39 | $7,234,000 | $166,571 | $520,000 | $113,428 | $717,000 |
| Insufficient Cash (Downpayment, Closing Cost) | 38 | $11,368,000 | $433,500 | $1,500,000 | $121,625 | $360,000 |
| Other | 35 | $7,812,000 | $228,333 | $850,000 | $175,166 | $1,200,000 |
| Unverifiable Information | 2 | $120,000 | $60,000 | $93,000 | $95,500 | $191,000 |
| Mortgage Insurance Denied | 1 | $300,000 | $300,000 | $300,000 | $200,000 | $200,000 |
| Credit Application Incomplete | 0 | $0 | $0 | $0 | $0 | $0 |
Our comprehensive HMDA mortgage statistics provide invaluable insights into First Financial Equities, Inc.'s 2005 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.
This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics,
and assess First Financial Equities, Inc.'s mortgage approval patterns.
Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
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