First Liberty Financial Group
HMDA Loan Application Totals
and Mortgage Lending Details
for 2016
First Liberty Financial Group 2016 HMDA loan application data provides key insights into its mortgage lending trends, applicant demographics, and loan distribution.
The Home Mortgage Disclosure Act (HMDA) requires lenders to report detailed loan application data, offering transparency into lending patterns.
The data reveals trends in average loan size, applicant income, and mortgage approval rates, helping consumers and analysts understand lending accessibility.
Below, explore a breakdown of loan applications by county, metro area, loan purpose, applicant race, loan type, and more.
Whether you're an industry professional, homebuyer, or researcher,
this information provides valuable insights into mortgage lending activity.
Scroll down to view the full dataset and analyze lending trends in greater detail.
| Mortgage Company & Address | First Liberty Financial Group 9520 Ormsby Station Rd Suite 20 Louisville, KY 40223 Tel #: available with data download |
| Federal Regulator | * available with data download |
| Years | 2016 |
| Total Number of Mortgage Applications | 2,110 |
| Total Mortgage Loan Application Amount | $331,041,000 |
| Average Mortgage Loan Application Amount | $161,333 |
| Highest Mortgage Loan Application Amount | $2,500,000 |
| Average Applicant Income | $65,000 |
| Highest Applicant Income | $2,477,000 |
Explore comprehensive HMDA mortgage statistics and lending trends for 2016 with First Liberty Financial Group. Below, you'll find key insights into this lender's mortgage activity, including total loan applications, average mortgage amounts, highest application values, and income levels of top applicants. Whether you're analyzing First Liberty Financial Group's lending patterns or researching mortgage trends, these statistics provide valuable transparency into their loan activity.
Our HMDA dataset for 2016 breaks down First Liberty Financial Group's mortgage applications by loan purpose, applicant race, loan type, approval outcomes, and reasons for denial. These insights help homebuyers, financial analysts, and industry professionals assess borrower demographics and lending practices, offering a clearer view of how First Liberty Financial Group serves its applicants.
Each category highlights the total number of mortgage applications processed by First Liberty Financial Group, total loan amounts, average mortgage values, and the highest mortgage amounts recorded. You can also review borrower income trends, including the average and highest reported applicant incomes for loans issued by this lender. Whether you're evaluating lender performance, comparing mortgage approval rates, or exploring loan options, this HMDA-backed data offers a crucial look at First Liberty Financial Group's mortgage activity for 2016.
| County | Total Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loans Applications | Average Mortgage Loan Application Amount | Average Applicant Income |
|---|---|---|---|---|
| Jefferson County Kentucky | 425 | $ 72,601,000 | $ 170,000 | $ 71,000 |
| Daviess County Kentucky | 283 | $ 36,757,000 | $ 129,000 | $ 58,000 |
| Jefferson County Alabama | 110 | $ 14,069,000 | $ 127,000 | $ 72,000 |
| Davidson County Tennessee | 83 | $ 16,125,000 | $ 194,000 | $ 68,000 |
| St. Clair County Alabama | 60 | $ 5,784,000 | $ 96,000 | $ 51,000 |
| Oldham County Kentucky | 55 | $ 15,326,000 | $ 278,000 | $ 89,000 |
| Henderson County Kentucky | 54 | $ 6,349,000 | $ 117,000 | $ 57,000 |
| Bullitt County Kentucky | 51 | $ 8,769,000 | $ 171,000 | $ 54,000 |
| Warren County Kentucky | 43 | $ 6,767,000 | $ 157,000 | $ 62,000 |
| Fayette County Kentucky | 40 | $ 6,646,000 | $ 166,000 | $ 65,000 |
| Sumner County Tennessee | 40 | $ 7,428,000 | $ 185,000 | $ 75,000 |
| Shelby County Kentucky | 38 | $ 5,719,000 | $ 150,000 | $ 57,000 |
| Shelby County Alabama | 36 | $ 4,896,000 | $ 136,000 | $ 58,000 |
| Montgomery County Tennessee | 36 | $ 4,819,000 | $ 133,000 | $ 56,000 |
| Rutherford County Tennessee | 36 | $ 6,149,000 | $ 170,000 | $ 55,000 |
| Logan County Kentucky | 34 | $ 3,876,000 | $ 114,000 | $ 52,000 |
| Clark County Indiana | 33 | $ 4,951,000 | $ 150,000 | $ 53,000 |
| Madison County Mississippi | 29 | $ 6,255,000 | $ 215,000 | $ 88,000 |
| Wilson County Tennessee | 29 | $ 5,018,000 | $ 173,000 | $ 63,000 |
| Spencer County Kentucky | 28 | $ 4,334,000 | $ 154,000 | $ 57,000 |
| Rankin County Mississippi | 27 | $ 4,667,000 | $ 172,000 | $ 62,000 |
| Talladega County Alabama | 24 | $ 2,274,000 | $ 94,000 | $ 62,000 |
| Ohio County Kentucky | 23 | $ 2,421,000 | $ 105,000 | $ 47,000 |
| Floyd County Indiana | 22 | $ 3,472,000 | $ 157,000 | $ 82,000 |
| Hardin County Kentucky | 18 | $ 1,765,000 | $ 98,000 | $ 39,000 |
| Jefferson County Indiana | 17 | $ 2,180,000 | $ 128,000 | $ 44,000 |
| Hancock County Kentucky | 14 | $ 1,312,000 | $ 93,000 | $ 46,000 |
| Robertson County Tennessee | 14 | $ 2,417,000 | $ 172,000 | $ 68,000 |
| Maury County Tennessee | 12 | $ 2,347,000 | $ 195,000 | $ 72,000 |
| Cheatham County Tennessee | 11 | $ 1,826,000 | $ 166,000 | $ 74,000 |
| Calhoun County Alabama | 10 | $ 1,220,000 | $ 122,000 | $ 63,000 |
| Simpson County Kentucky | 10 | $ 1,352,000 | $ 135,000 | $ 45,000 |
| Hinds County Mississippi | 10 | $ 1,255,000 | $ 125,000 | $ 129,000 |
| Williamson County Tennessee | 10 | $ 3,272,000 | $ 327,000 | $ 83,000 |
| Tuscaloosa County Alabama | 8 | $ 1,838,000 | $ 229,000 | $ 292,000 |
| Harrison County Indiana | 8 | $ 1,017,000 | $ 127,000 | $ 46,000 |
| Grayson County Kentucky | 8 | $ 1,001,000 | $ 125,000 | $ 43,000 |
| Henry County Kentucky | 8 | $ 1,198,000 | $ 149,000 | $ 61,000 |
| Nelson County Kentucky | 8 | $ 902,000 | $ 112,000 | $ 51,000 |
| Montgomery County Alabama | 7 | $ 667,000 | $ 95,000 | $ 51,000 |
| Washington County Indiana | 7 | $ 851,000 | $ 121,000 | $ 57,000 |
| Barren County Kentucky | 7 | $ 950,000 | $ 135,000 | $ 61,000 |
| Kenton County Kentucky | 7 | $ 1,051,000 | $ 150,000 | $ 41,000 |
| Meade County Kentucky | 7 | $ 973,000 | $ 139,000 | $ 46,000 |
| Jackson County Indiana | 6 | $ 701,000 | $ 116,000 | $ 46,000 |
| Allen County Kentucky | 6 | $ 745,000 | $ 124,000 | $ 76,000 |
| McLean County Kentucky | 6 | $ 872,000 | $ 145,000 | $ 66,000 |
| Scott County Kentucky | 6 | $ 801,000 | $ 133,000 | $ 52,000 |
| Madison County Alabama | 5 | $ 848,000 | $ 169,000 | $ 76,000 |
| Tallapoosa County Alabama | 5 | $ 323,000 | $ 64,000 | $ 27,000 |
| Boone County Kentucky | 5 | $ 878,000 | $ 175,000 | $ 27,000 |
| Breckinridge County Kentucky | 5 | $ 362,000 | $ 72,000 | $ 82,000 |
| Clark County Kentucky | 5 | $ 728,000 | $ 145,000 | $ 58,000 |
| Madison County Kentucky | 5 | $ 1,249,000 | $ 249,000 | $ 57,000 |
| Shelby County Tennessee | 5 | $ 1,107,000 | $ 221,000 | $ 97,000 |
| Blount County Alabama | 4 | $ 1,135,000 | $ 283,000 | $ 53,000 |
| Warrick County Indiana | 4 | $ 711,000 | $ 177,000 | $ 88,000 |
| Hopkins County Kentucky | 4 | $ 491,000 | $ 122,000 | $ 45,000 |
| Yazoo County Mississippi | 4 | $ 435,000 | $ 108,000 | $ 45,000 |
| Dickson County Tennessee | 4 | $ 522,000 | $ 130,000 | $ 44,000 |
| Hamilton County Tennessee | 4 | $ 579,000 | $ 144,000 | $ 45,000 |
| Cullman County Alabama | 3 | $ 214,000 | $ 71,000 | $ 34,000 |
| Etowah County Alabama | 3 | $ 612,000 | $ 204,000 | $ 102,000 |
| Limestone County Alabama | 3 | $ 595,000 | $ 198,000 | $ 43,000 |
| Palm Beach County Florida | 3 | $ 3,182,000 | $ 1,060,000 | $ 884,000 |
| Spencer County Indiana | 3 | $ 300,000 | $ 100,000 | $ 42,000 |
| Anderson County Kentucky | 3 | $ 525,000 | $ 175,000 | $ 61,000 |
| Butler County Kentucky | 3 | $ 448,000 | $ 149,000 | $ 72,000 |
| Campbell County Kentucky | 3 | $ 397,000 | $ 132,000 | $ 27,000 |
| Franklin County Kentucky | 3 | $ 393,000 | $ 131,000 | $ 34,000 |
| Hart County Kentucky | 3 | $ 292,000 | $ 97,000 | $ 46,000 |
| Muhlenberg County Kentucky | 3 | $ 328,000 | $ 109,000 | $ 54,000 |
| Benton County Tennessee | 3 | $ 390,000 | $ 130,000 | $ 65,000 |
| Coffee County Tennessee | 3 | $ 367,000 | $ 122,000 | $ 52,000 |
| Gibson County Tennessee | 3 | $ 344,000 | $ 114,000 | $ 54,000 |
| Baldwin County Alabama | 2 | $ 238,000 | $ 119,000 | $ 35,000 |
| Chilton County Alabama | 2 | $ 530,000 | $ 265,000 | $ 99,000 |
| DeKalb County Alabama | 2 | $ 246,000 | $ 123,000 | $ 82,000 |
| Houston County Alabama | 2 | $ 521,000 | $ 260,000 | $ 812,000 |
| Los Angeles County California | 2 | $ 1,005,000 | $ 502,000 | $ 90,000 |
| Charlotte County Florida | 2 | $ 425,000 | $ 212,000 | $ 62,000 |
| Collier County Florida | 2 | $ 508,000 | $ 254,000 | $ 79,000 |
| Lee County Florida | 2 | $ 377,000 | $ 188,000 | $ 61,000 |
| Pasco County Florida | 2 | $ 301,000 | $ 150,000 | $ 84,000 |
| Pinellas County Florida | 2 | $ 1,022,000 | $ 511,000 | $ 171,000 |
| Butts County Georgia | 2 | $ 568,000 | $ 284,000 | $ 157,000 |
| Fayette County Indiana | 2 | $ 464,000 | $ 232,000 | $ 49,000 |
| Porter County Indiana | 2 | $ 563,000 | $ 281,000 | $ 116,000 |
| Vanderburgh County Indiana | 2 | $ 172,000 | $ 86,000 | $ 61,000 |
| Adair County Kentucky | 2 | $ 398,000 | $ 199,000 | $ 59,000 |
| Bath County Kentucky | 2 | $ 342,000 | $ 171,000 | $ 32,000 |
| Boyd County Kentucky | 2 | $ 283,000 | $ 141,000 | $ 74,000 |
| Caldwell County Kentucky | 2 | $ 182,000 | $ 91,000 | $ 50,000 |
| Edmonson County Kentucky | 2 | $ 440,000 | $ 220,000 | $ 61,000 |
| Garrard County Kentucky | 2 | $ 312,000 | $ 156,000 | $ 52,000 |
| Jessamine County Kentucky | 2 | $ 615,000 | $ 307,000 | $ 111,000 |
| Metcalfe County Kentucky | 2 | $ 202,000 | $ 101,000 | $ 36,000 |
| Perry County Kentucky | 2 | $ 275,000 | $ 137,000 | $ 19,000 |
| Pulaski County Kentucky | 2 | $ 362,000 | $ 181,000 | $ 34,000 |
| Rockcastle County Kentucky | 2 | $ 334,000 | $ 167,000 | $ 71,000 |
| Taylor County Kentucky | 2 | $ 255,000 | $ 127,000 | $ 63,000 |
| Todd County Kentucky | 2 | $ 253,000 | $ 126,000 | $ 36,000 |
| Webster County Kentucky | 2 | $ 182,000 | $ 91,000 | $ 109,000 |
| Woodford County Kentucky | 2 | $ 283,000 | $ 141,000 | $ 57,000 |
| Knox County Tennessee | 2 | $ 264,000 | $ 132,000 | $ 80,000 |
| Lincoln County Tennessee | 2 | $ 252,000 | $ 126,000 | $ 42,000 |
| Marion County Tennessee | 2 | $ 218,000 | $ 109,000 | $ 58,000 |
| Putnam County Tennessee | 2 | $ 187,000 | $ 93,000 | $ 24,000 |
| Smith County Tennessee | 2 | $ 228,000 | $ 114,000 | $ 45,000 |
| Warren County Tennessee | 2 | $ 358,000 | $ 179,000 | $ 62,000 |
| Spotsylvania County Virginia | 2 | $ 780,000 | $ 390,000 | $ 136,000 |
| Hale County Alabama | 1 | $ 117,000 | $ 117,000 | $ 84,000 |
| Lee County Alabama | 1 | $ 128,000 | $ 128,000 | $ 147,000 |
| Marion County Alabama | 1 | $ 95,000 | $ 95,000 | $ 38,000 |
| Marshall County Alabama | 1 | $ 142,000 | $ 142,000 | $ 80,000 |
| Russell County Alabama | 1 | $ 199,000 | $ 199,000 | $ 55,000 |
| San Diego County California | 1 | $ 417,000 | $ 417,000 | $ 240,000 |
| Duval County Florida | 1 | $ 111,000 | $ 111,000 | $ 0 |
| Volusia County Florida | 1 | $ 417,000 | $ 417,000 | $ 525,000 |
| Walton County Florida | 1 | $ 312,000 | $ 312,000 | $ 80,000 |
| Bryan County Georgia | 1 | $ 183,000 | $ 183,000 | $ 50,000 |
| Fayette County Georgia | 1 | $ 262,000 | $ 262,000 | $ 61,000 |
| Rock Island County Illinois | 1 | $ 80,000 | $ 80,000 | $ 730,000 |
| Allen County Indiana | 1 | $ 195,000 | $ 195,000 | $ 0 |
| Bartholomew County Indiana | 1 | $ 90,000 | $ 90,000 | $ 38,000 |
| Crawford County Indiana | 1 | $ 93,000 | $ 93,000 | $ 39,000 |
| Daviess County Indiana | 1 | $ 180,000 | $ 180,000 | $ 100,000 |
| Jennings County Indiana | 1 | $ 88,000 | $ 88,000 | $ 24,000 |
| LaGrange County Indiana | 1 | $ 124,000 | $ 124,000 | $ 56,000 |
| Lawrence County Indiana | 1 | $ 80,000 | $ 80,000 | $ 48,000 |
| Marion County Indiana | 1 | $ 211,000 | $ 211,000 | $ 135,000 |
| Orange County Indiana | 1 | $ 95,000 | $ 95,000 | $ 51,000 |
| Scott County Indiana | 1 | $ 67,000 | $ 67,000 | $ 24,000 |
| Breathitt County Kentucky | 1 | $ 170,000 | $ 170,000 | $ 53,000 |
| Clinton County Kentucky | 1 | $ 138,000 | $ 138,000 | $ 41,000 |
| Cumberland County Kentucky | 1 | $ 216,000 | $ 216,000 | $ 40,000 |
| Grant County Kentucky | 1 | $ 144,000 | $ 144,000 | $ 92,000 |
| Graves County Kentucky | 1 | $ 133,000 | $ 133,000 | $ 42,000 |
| Knott County Kentucky | 1 | $ 78,000 | $ 78,000 | $ 30,000 |
| Knox County Kentucky | 1 | $ 40,000 | $ 40,000 | $ 34,000 |
| Larue County Kentucky | 1 | $ 80,000 | $ 80,000 | $ 30,000 |
| Letcher County Kentucky | 1 | $ 115,000 | $ 115,000 | $ 52,000 |
| McCracken County Kentucky | 1 | $ 96,000 | $ 96,000 | $ 34,000 |
| Monroe County Kentucky | 1 | $ 64,000 | $ 64,000 | $ 19,000 |
| Owen County Kentucky | 1 | $ 83,000 | $ 83,000 | $ 38,000 |
| Pendleton County Kentucky | 1 | $ 165,000 | $ 165,000 | $ 87,000 |
| Powell County Kentucky | 1 | $ 200,000 | $ 200,000 | $ 31,000 |
| Russell County Kentucky | 1 | $ 147,000 | $ 147,000 | $ 115,000 |
| Union County Kentucky | 1 | $ 93,000 | $ 93,000 | $ 58,000 |
| Wayne County Kentucky | 1 | $ 96,000 | $ 96,000 | $ 53,000 |
| Carroll County Mississippi | 1 | $ 255,000 | $ 255,000 | $ 188,000 |
| Forrest County Mississippi | 1 | $ 103,000 | $ 103,000 | $ 30,000 |
| Harrison County Mississippi | 1 | $ 250,000 | $ 250,000 | $ 2,088,000 |
| Jasper County Mississippi | 1 | $ 49,000 | $ 49,000 | $ 54,000 |
| Montgomery County Mississippi | 1 | $ 154,000 | $ 154,000 | $ 28,000 |
| Sunflower County Mississippi | 1 | $ 118,000 | $ 118,000 | $ 68,000 |
| Washington County Mississippi | 1 | $ 154,000 | $ 154,000 | $ 47,000 |
| Bradley County Tennessee | 1 | $ 119,000 | $ 119,000 | $ 56,000 |
| Carter County Tennessee | 1 | $ 170,000 | $ 170,000 | $ 60,000 |
| Claiborne County Tennessee | 1 | $ 144,000 | $ 144,000 | $ 52,000 |
| Dyer County Tennessee | 1 | $ 86,000 | $ 86,000 | $ 18,000 |
| Grainger County Tennessee | 1 | $ 103,000 | $ 103,000 | $ 34,000 |
| Hamblen County Tennessee | 1 | $ 220,000 | $ 220,000 | $ 125,000 |
| Hardin County Tennessee | 1 | $ 118,000 | $ 118,000 | $ 18,000 |
| Humphreys County Tennessee | 1 | $ 130,000 | $ 130,000 | $ 81,000 |
| Lake County Tennessee | 1 | $ 58,000 | $ 58,000 | $ 61,000 |
| Macon County Tennessee | 1 | $ 136,000 | $ 136,000 | $ 47,000 |
| Madison County Tennessee | 1 | $ 155,000 | $ 155,000 | $ 38,000 |
| McMinn County Tennessee | 1 | $ 100,000 | $ 100,000 | $ 92,000 |
| McNairy County Tennessee | 1 | $ 108,000 | $ 108,000 | $ 98,000 |
| Monroe County Tennessee | 1 | $ 132,000 | $ 132,000 | $ 60,000 |
| Rhea County Tennessee | 1 | $ 80,000 | $ 80,000 | $ 79,000 |
| Roane County Tennessee | 1 | $ 60,000 | $ 60,000 | $ 41,000 |
| Sequatchie County Tennessee | 1 | $ 120,000 | $ 120,000 | $ 22,000 |
| Sevier County Tennessee | 1 | $ 199,000 | $ 199,000 | $ 84,000 |
| Sullivan County Tennessee | 1 | $ 188,000 | $ 188,000 | $ 0 |
| Bexar County Texas | 1 | $ 171,000 | $ 171,000 | $ 58,000 |
| Dallas County Texas | 1 | $ 504,000 | $ 504,000 | $ 2,184,000 |
| Bedford County Virginia | 1 | $ 91,000 | $ 91,000 | $ 77,000 |
| Chesapeake County Virginia | 1 | $ 194,000 | $ 194,000 | $ 0 |
| Chesterfield County Virginia | 1 | $ 242,000 | $ 242,000 | $ 47,000 |
| Fairfax County Virginia | 1 | $ 636,000 | $ 636,000 | $ 264,000 |
| Frederick County Virginia | 1 | $ 173,000 | $ 173,000 | $ 40,000 |
| Pittsylvania County Virginia | 1 | $ 92,000 | $ 92,000 | $ 23,000 |
Mortgage Loan Application Detail Totals for First Liberty Financial Group in 2016
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Home Purchase | 1,545 | $224,399,000 | $145,000 | $605,000 | $67,000 | $2,184,000 |
| Refinancing | 561 | $106,039,000 | $189,000 | $2,500,000 | $74,000 | $2,477,000 |
| Home Improvement | 4 | $603,000 | $150,000 | $268,000 | $54,000 | $85,000 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| White | 1,476 | $238,353,000 | $161,000 | $2,500,000 | $65,000 | $2,477,000 |
| Not Provided | 339 | $51,551,000 | $152,000 | $720,000 | $99,000 | $2,184,000 |
| Black or African American | 226 | $31,029,000 | $137,000 | $415,000 | $54,000 | $149,000 |
| Hispanic | 40 | $5,150,000 | $128,000 | $263,000 | $49,000 | $138,000 |
| Asian | 19 | $3,304,000 | $173,000 | $387,000 | $75,000 | $218,000 |
| Native Hawaiin or Other Pacific Islander | 7 | $1,212,000 | $173,000 | $215,000 | $67,000 | $101,000 |
| American Indian or Alaskan Native | 3 | $442,000 | $147,000 | $244,000 | $48,000 | $113,000 |
| Not applicable | 0 | $0 | $0 | $0 | $0 | $0 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| FHA-insured (Federal Housing Administration) | 1,017 | $143,098,000 | $140,000 | $636,000 | $55,000 | $1,005,000 |
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 743 | $130,649,000 | $175,000 | $2,500,000 | $93,000 | $2,477,000 |
| VA-guaranteed (Veterans Administration) | 187 | $35,276,000 | $188,000 | $515,000 | $65,000 | $2,088,000 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 163 | $22,018,000 | $135,000 | $323,000 | $47,000 | $480,000 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Loan Originated | 1,379 | $216,202,000 | $156,000 | $636,000 | $62,000 | $481,000 |
| Application Withdrawn By Applicant | 346 | $53,012,000 | $153,000 | $480,000 | $71,000 | $900,000 |
| File Closed For Incompleteness | 266 | $40,884,000 | $153,000 | $605,000 | $90,000 | $2,184,000 |
| Application Denied By Financial Institution | 119 | $20,943,000 | $175,000 | $2,500,000 | $93,000 | $2,477,000 |
| Application Approved But Not Accepted | 0 | $0 | $0 | $0 | $0 | $0 |
| Loan Purchased By The Institution | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Approved but not Accepted | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Denied by Financial Institution | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Other | 13 | $1,947,000 | $149,000 | $250,000 | $60,000 | $95,000 |
| Insufficient Cash (Downpayment, Closing Cost) | 5 | $600,000 | $120,000 | $212,000 | $41,000 | $51,000 |
| Debt-To-Income Ratio | 5 | $737,000 | $147,000 | $235,000 | $42,000 | $54,000 |
| Credit History | 2 | $413,000 | $206,000 | $276,000 | $74,000 | $74,000 |
| Employment History | 1 | $78,000 | $78,000 | $78,000 | $29,000 | $29,000 |
| Collateral | 0 | $0 | $0 | $0 | $0 | $0 |
| Credit Application Incomplete | 0 | $0 | $0 | $0 | $0 | $0 |
| Mortgage Insurance Denied | 0 | $0 | $0 | $0 | $0 | $0 |
| Unverifiable Information | 0 | $0 | $0 | $0 | $0 | $0 |
Our comprehensive HMDA mortgage statistics provide invaluable insights into First Liberty Financial Group's 2016 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.
This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics,
and assess First Liberty Financial Group's mortgage approval patterns.
Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
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