Talmer Bank And Trust
HMDA Loan Application Totals
and Mortgage Lending Details
for 2015
Talmer Bank And Trust 2015 HMDA loan application data provides key insights into its mortgage lending trends, applicant demographics, and loan distribution.
The Home Mortgage Disclosure Act (HMDA) requires lenders to report detailed loan application data, offering transparency into lending patterns.
The data reveals trends in average loan size, applicant income, and mortgage approval rates, helping consumers and analysts understand lending accessibility.
Below, explore a breakdown of loan applications by county, metro area, loan purpose, applicant race, loan type, and more.
Whether you're an industry professional, homebuyer, or researcher,
this information provides valuable insights into mortgage lending activity.
Scroll down to view the full dataset and analyze lending trends in greater detail.
| Mortgage Company & Address | Talmer Bank And Trust 2301 W. Big Beaver Rd., Suite 200 Troy, MI 48084 Tel #: available with data download |
| Federal Regulator | * available with data download |
| Years | 2015 2014 2013 2012 2011 2010 2009 |
| Total Number of Mortgage Applications | 9,256 |
| Total Mortgage Loan Application Amount | $1,979,336,000 |
| Average Mortgage Loan Application Amount | $205,333 |
| Highest Mortgage Loan Application Amount | $2,750,000 |
| Average Applicant Income | $115,333 |
| Highest Applicant Income | $3,502,000 |
Explore comprehensive HMDA mortgage statistics and lending trends for 2015 with Talmer Bank And Trust. Below, you'll find key insights into this lender's mortgage activity, including total loan applications, average mortgage amounts, highest application values, and income levels of top applicants. Whether you're analyzing Talmer Bank And Trust's lending patterns or researching mortgage trends, these statistics provide valuable transparency into their loan activity.
Our HMDA dataset for 2015 breaks down Talmer Bank And Trust's mortgage applications by loan purpose, applicant race, loan type, approval outcomes, and reasons for denial. These insights help homebuyers, financial analysts, and industry professionals assess borrower demographics and lending practices, offering a clearer view of how Talmer Bank And Trust serves its applicants.
Each category highlights the total number of mortgage applications processed by Talmer Bank And Trust, total loan amounts, average mortgage values, and the highest mortgage amounts recorded. You can also review borrower income trends, including the average and highest reported applicant incomes for loans issued by this lender. Whether you're evaluating lender performance, comparing mortgage approval rates, or exploring loan options, this HMDA-backed data offers a crucial look at Talmer Bank And Trust's mortgage activity for 2015.
| Metro Area | Total Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Application Amount | Average Applicant Income |
|---|---|---|---|---|
| WARREN-TROY-FARMINGTON HILLS, MI | 2,791 | $ 634,096,000 | $ 227,000 | $ 131,000 |
| CINCINNATI, OH-KY-IN | 1,434 | $ 290,701,000 | $ 201,666 | $ 123,000 |
| GRAND RAPIDS-WYOMING, MI | 582 | $ 87,762,000 | $ 150,000 | $ 77,000 |
| DETROIT-DEARBORN-LIVONIA, MI | 574 | $ 117,564,000 | $ 204,000 | $ 127,000 |
| YOUNGSTOWN-WARREN-BOARDMAN, OH-PA | 406 | $ 45,464,000 | $ 202,500 | $ 119,500 |
| CLEVELAND-ELYRIA, OH | 388 | $ 56,959,000 | $ 146,000 | $ 100,000 |
| SILVER SPRING-FREDERICK-ROCKVILLE, MD | 331 | $ 136,279,000 | $ 411,000 | $ 172,000 |
| COLUMBUS, OH | 305 | $ 75,186,000 | $ 246,000 | $ 126,000 |
| INDIANAPOLIS-CARMEL-ANDERSON, IN | 239 | $ 30,868,000 | $ 129,000 | $ 150,000 |
| WASHINGTON-ARLINGTON-ALEXANDRIA, DC-VA-MD-WV | 235 | $ 104,129,000 | $ 380,000 | $ 174,250 |
| FLINT, MI | 234 | $ 28,468,000 | $ 121,000 | $ 53,000 |
| DAYTON, OH | 232 | $ 38,933,000 | $ 167,000 | $ 108,000 |
| ANN ARBOR, MI | 213 | $ 48,138,000 | $ 226,000 | $ 160,000 |
| BALTIMORE-COLUMBIA-TOWSON, MD | 154 | $ 50,374,000 | $ 327,000 | $ 186,000 |
| CHICAGO-NAPERVILLE-ARLINGTON HEIGHTS, IL | 96 | $ 32,270,000 | $ 336,000 | $ 124,000 |
| AKRON, OH | 93 | $ 16,421,000 | $ 176,000 | $ 101,000 |
| BIRMINGHAM-HOOVER, AL | 41 | $ 2,530,000 | $ 61,000 | $ 129,000 |
| TOLEDO, OH | 32 | $ 5,806,000 | $ 181,000 | $ 132,000 |
| LAS VEGAS-HENDERSON-PARADISE, NV | 30 | $ 9,025,000 | $ 300,000 | $ 107,000 |
| KANSAS CITY, MO-KS | 26 | $ 2,155,000 | $ 150,500 | $ 142,000 |
| MEMPHIS, TN-MS-AR | 18 | $ 1,468,000 | $ 81,000 | $ 119,000 |
| MUSKEGON, MI | 17 | $ 2,120,000 | $ 124,000 | $ 95,000 |
| JACKSON, MI | 16 | $ 2,493,000 | $ 155,000 | $ 80,000 |
| MONROE, MI | 16 | $ 2,496,000 | $ 156,000 | $ 93,000 |
| LANSING-EAST LANSING, MI | 15 | $ 2,562,000 | $ 170,000 | $ 76,000 |
| KALAMAZOO-PORTAGE, MI | 14 | $ 2,727,000 | $ 194,000 | $ 125,000 |
| NAPLES-IMMOKALEE-MARCO ISLAND, FL | 13 | $ 6,450,000 | $ 496,000 | $ 475,000 |
| CAPE CORAL-FORT MYERS, FL | 12 | $ 3,243,000 | $ 270,000 | $ 190,000 |
| CANTON-MASSILLON, OH | 11 | $ 1,582,000 | $ 143,000 | $ 73,000 |
| ATLANTA-SANDY SPRINGS-ROSWELL, GA | 10 | $ 2,277,000 | $ 227,000 | $ 123,000 |
| ELKHART-GOSHEN, IN | 9 | $ 878,000 | $ 97,000 | $ 62,000 |
| PHILADELPHIA, PA | 9 | $ 1,489,000 | $ 165,000 | $ 274,000 |
| SAGINAW, MI | 9 | $ 1,678,000 | $ 186,000 | $ 59,000 |
| NASHVILLE-DAVIDSON--MURFREESBORO--FRANKLIN, TN | 8 | $ 2,137,000 | $ 267,000 | $ 174,000 |
| NORTH PORT-SARASOTA-BRADENTON, FL | 8 | $ 2,923,000 | $ 365,000 | $ 361,000 |
| OAKLAND-HAYWARD-BERKELEY, CA | 8 | $ 2,577,000 | $ 322,000 | $ 119,000 |
| JACKSONVILLE, FL | 7 | $ 724,000 | $ 103,000 | $ 104,000 |
| SPRINGFIELD, OH | 7 | $ 1,233,000 | $ 176,000 | $ 120,000 |
| CAMBRIDGE-NEWTON-FRAMINGHAM, MA | 6 | $ 2,219,000 | $ 369,000 | $ 185,000 |
| CHARLOTTE-CONCORD-GASTONIA, NC-SC | 6 | $ 1,712,000 | $ 285,000 | $ 220,000 |
| HILTON HEAD ISLAND-BLUFFTON-BEAUFORT, SC | 6 | $ 1,961,000 | $ 326,000 | $ 204,000 |
| KNOXVILLE, TN | 6 | $ 1,399,000 | $ 233,000 | $ 187,000 |
| LOS ANGELES-LONG BEACH-GLENDALE, CA | 6 | $ 5,578,000 | $ 929,000 | $ 509,000 |
| MANSFIELD, OH | 6 | $ 1,677,000 | $ 279,000 | $ 218,000 |
| ORLANDO-KISSIMMEE-SANFORD, FL | 5 | $ 1,606,000 | $ 321,000 | $ 196,000 |
| PITTSBURGH, PA | 5 | $ 752,000 | $ 150,000 | $ 110,000 |
| PORTLAND-VANCOUVER-HILLSBORO, OR-WA | 5 | $ 1,299,000 | $ 304,500 | $ 129,000 |
| TAMPA-ST. PETERSBURG-CLEARWATER, FL | 5 | $ 1,075,000 | $ 215,000 | $ 194,000 |
| ASHEVILLE, NC | 4 | $ 1,513,000 | $ 378,000 | $ 141,000 |
| DELTONA-DAYTONA BEACH-ORMOND BEACH, FL | 4 | $ 1,114,000 | $ 278,000 | $ 196,000 |
| DENVER-AURORA-LAKEWOOD, CO | 4 | $ 1,206,000 | $ 301,000 | $ 138,000 |
| FORT LAUDERDALE-POMPANO BEACH-DEERFIELD BEACH, FL | 4 | $ 1,395,000 | $ 348,000 | $ 438,000 |
| GARY, IN | 4 | $ 554,000 | $ 138,000 | $ 93,000 |
| MIAMI-MIAMI BEACH-KENDALL, FL | 4 | $ 1,346,000 | $ 336,000 | $ 213,000 |
| MILWAUKEE-WAUKESHA-WEST ALLIS, WI | 4 | $ 300,000 | $ 75,000 | $ 115,000 |
| SOUTH BEND-MISHAWAKA, IN-MI | 4 | $ 563,000 | $ 140,000 | $ 75,000 |
| WEST PALM BEACH-BOCA RATON-DELRAY BEACH, FL | 4 | $ 940,000 | $ 235,000 | $ 109,000 |
| BATTLE CREEK, MI | 3 | $ 577,000 | $ 192,000 | $ 91,000 |
| ELGIN, IL | 3 | $ 599,000 | $ 199,000 | $ 186,000 |
| NILES-BENTON HARBOR, MI | 3 | $ 556,000 | $ 185,000 | $ 316,000 |
| PHOENIX-MESA-SCOTTSDALE, AZ | 3 | $ 474,000 | $ 158,000 | $ 111,000 |
| PUNTA GORDA, FL | 3 | $ 470,000 | $ 156,000 | $ 53,000 |
| RALEIGH, NC | 3 | $ 687,000 | $ 229,000 | $ 126,000 |
| SAN JOSE-SUNNYVALE-SANTA CLARA, CA | 3 | $ 1,924,000 | $ 641,000 | $ 204,000 |
| SANTA CRUZ-WATSONVILLE, CA | 3 | $ 971,000 | $ 323,000 | $ 68,000 |
| ALLENTOWN-BETHLEHEM-EASTON, PA-NJ | 2 | $ 459,000 | $ 229,000 | $ 208,000 |
| ANAHEIM-SANTA ANA-IRVINE, CA | 2 | $ 251,000 | $ 125,000 | $ 86,000 |
| BAY CITY, MI | 2 | $ 253,000 | $ 126,000 | $ 298,000 |
| BECKLEY, WV | 2 | $ 591,000 | $ 295,000 | $ 250,000 |
| BRIDGEPORT-STAMFORD-NORWALK, CT | 2 | $ 1,086,000 | $ 543,000 | $ 157,000 |
| CHARLOTTESVILLE, VA | 2 | $ 900,000 | $ 450,000 | $ 200,000 |
| COLORADO SPRINGS, CO | 2 | $ 569,000 | $ 284,000 | $ 116,000 |
| DURHAM-CHAPEL HILL, NC | 2 | $ 261,000 | $ 130,000 | $ 153,000 |
| EVANSVILLE, IN-KY | 2 | $ 192,000 | $ 96,000 | $ 138,000 |
| GREENSBORO-HIGH POINT, NC | 2 | $ 599,000 | $ 299,000 | $ 198,000 |
| HINESVILLE, GA | 2 | $ 326,000 | $ 163,000 | $ 79,000 |
| LEXINGTON-FAYETTE, KY | 2 | $ 377,000 | $ 188,000 | $ 102,000 |
| LOUISVILLE/JEFFERSON COUNTY, KY-IN | 2 | $ 494,000 | $ 247,000 | $ 162,000 |
| MINNEAPOLIS-ST. PAUL-BLOOMINGTON, MN-WI | 2 | $ 632,000 | $ 316,000 | $ 133,000 |
| MODESTO, CA | 2 | $ 1,710,000 | $ 855,000 | $ 228,000 |
| MONTGOMERY, AL | 2 | $ 193,000 | $ 96,000 | $ 91,000 |
| NEW ORLEANS-METAIRIE, LA | 2 | $ 834,000 | $ 417,000 | $ 79,000 |
| OXNARD-THOUSAND OAKS-VENTURA, CA | 2 | $ 700,000 | $ 350,000 | $ 77,000 |
| SALISBURY, MD-DE | 2 | $ 428,000 | $ 214,000 | $ 225,000 |
| SALT LAKE CITY, UT | 2 | $ 305,000 | $ 152,000 | $ 53,000 |
| SAN DIEGO-CARLSBAD, CA | 2 | $ 978,000 | $ 489,000 | $ 169,000 |
| SAN FRANCISCO-REDWOOD CITY-SOUTH SAN FRANCISCO, CA | 2 | $ 889,000 | $ 444,000 | $ 134,000 |
| SAN RAFAEL, CA | 2 | $ 685,000 | $ 342,000 | $ 93,000 |
| SPRINGFIELD, MA | 2 | $ 355,000 | $ 177,000 | $ 206,000 |
| BARNSTABLE TOWN, MA | 1 | $ 417,000 | $ 417,000 | $ 263,000 |
| BLOOMINGTON, IN | 1 | $ 296,000 | $ 296,000 | $ 85,000 |
| BOISE CITY, ID | 1 | $ 417,000 | $ 417,000 | $ 103,000 |
| BOSTON, MA | 1 | $ 470,000 | $ 470,000 | $ 170,000 |
| BOULDER, CO | 1 | $ 1,400,000 | $ 1,400,000 | $ 1,603,000 |
| CHAMPAIGN-URBANA, IL | 1 | $ 320,000 | $ 320,000 | $ 104,000 |
| CHICO, CA | 1 | $ 120,000 | $ 120,000 | $ 21,000 |
| COLUMBIA, SC | 1 | $ 146,000 | $ 146,000 | $ 61,000 |
| COLUMBUS, IN | 1 | $ 92,000 | $ 92,000 | $ 124,000 |
| CORVALLIS, OR | 1 | $ 178,000 | $ 178,000 | $ 80,000 |
| DALLAS-PLANO-IRVING, TX | 1 | $ 283,000 | $ 283,000 | $ 104,000 |
| FORT WAYNE, IN | 1 | $ 282,000 | $ 282,000 | $ 229,000 |
| GAINESVILLE, FL | 1 | $ 185,000 | $ 185,000 | $ 49,000 |
| GLENS FALLS, NY | 1 | $ 395,000 | $ 395,000 | $ 240,000 |
| GREELEY, CO | 1 | $ 207,000 | $ 207,000 | $ 95,000 |
| JACKSONVILLE, NC | 1 | $ 383,000 | $ 383,000 | $ 204,000 |
| JANESVILLE-BELOIT, WI | 1 | $ 141,000 | $ 141,000 | $ 115,000 |
| JEFFERSON CITY, MO | 1 | $ 99,000 | $ 99,000 | $ 131,000 |
| KENNEWICK-RICHLAND, WA | 1 | $ 116,000 | $ 116,000 | $ 77,000 |
| LAKE COUNTY-KENOSHA COUNTY, IL-WI | 1 | $ 62,000 | $ 62,000 | $ 103,000 |
| LANCASTER, PA | 1 | $ 396,000 | $ 396,000 | $ 370,000 |
| LITTLE ROCK-NORTH LITTLE ROCK-CONWAY, AR | 1 | $ 60,000 | $ 60,000 | $ 57,000 |
| MADISON, WI | 1 | $ 120,000 | $ 120,000 | $ 83,000 |
| MIDLAND, MI | 1 | $ 377,000 | $ 377,000 | $ 140,000 |
| MONTGOMERY COUNTY-BUCKS COUNTY-CHESTER COUNTY, PA | 1 | $ 396,000 | $ 396,000 | $ 277,000 |
| MUNCIE, IN | 1 | $ 52,000 | $ 52,000 | $ 92,000 |
| MYRTLE BEACH-CONWAY-NORTH MYRTLE BEACH, SC-NC | 1 | $ 72,000 | $ 72,000 | $ 48,000 |
| PALM BAY-MELBOURNE-TITUSVILLE, FL | 1 | $ 106,000 | $ 106,000 | $ 263,000 |
| PORT ST. LUCIE, FL | 1 | $ 118,000 | $ 118,000 | $ 30,000 |
| RACINE, WI | 1 | $ 105,000 | $ 105,000 | $ 169,000 |
| RICHMOND, VA | 1 | $ 567,000 | $ 567,000 | $ 369,000 |
| RIVERSIDE-SAN BERNARDINO-ONTARIO, CA | 1 | $ 356,000 | $ 356,000 | $ 226,000 |
| SACRAMENTO--ROSEVILLE--ARDEN-ARCADE, CA | 1 | $ 298,000 | $ 298,000 | $ 65,000 |
| SAN ANTONIO-NEW BRAUNFELS, TX | 1 | $ 215,000 | $ 215,000 | $ 149,000 |
| SCRANTON--WILKES-BARRE--HAZLETON, PA | 1 | $ 105,000 | $ 105,000 | $ 78,000 |
| SEATTLE-BELLEVUE-EVERETT, WA | 1 | $ 239,000 | $ 239,000 | $ 101,000 |
| SPRINGFIELD, IL | 1 | $ 136,000 | $ 136,000 | $ 62,000 |
| TUCSON, AZ | 1 | $ 273,000 | $ 273,000 | $ 179,000 |
| VIRGINIA BEACH-NORFOLK-NEWPORT NEWS, VA-NC | 1 | $ 178,000 | $ 178,000 | $ 282,000 |
Mortgage Loan Application Detail Totals for Talmer Bank And Trust in 2015
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Home Purchase | 5,757 | $1,186,002,000 | $206,000 | $2,640,000 | $127,000 | $3,502,000 |
| Refinancing | 3,241 | $746,783,000 | $230,000 | $2,700,000 | $125,000 | $1,924,000 |
| Home Improvement | 258 | $46,551,000 | $180,000 | $2,750,000 | $94,000 | $829,000 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| White | 7,649 | $1,635,033,000 | $213,000 | $2,700,000 | $129,000 | $3,502,000 |
| Not Provided | 487 | $116,248,000 | $238,000 | $2,200,000 | $133,000 | $1,291,000 |
| Asian | 411 | $87,491,000 | $212,000 | $1,750,000 | $145,000 | $1,150,000 |
| Black or African American | 288 | $47,615,000 | $165,000 | $1,440,000 | $95,000 | $1,200,000 |
| Not applicable | 208 | $52,281,000 | $251,000 | $2,750,000 | $0 | $0 |
| Hispanic | 195 | $37,485,000 | $192,000 | $1,500,000 | $109,000 | $947,000 |
| Native Hawaiian or Other Pacific Islander | 9 | $2,179,000 | $242,000 | $608,000 | $189,000 | $424,000 |
| American Indian or Alaskan Native | 9 | $1,004,000 | $111,000 | $346,000 | $53,000 | $123,000 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 7,929 | $1,793,054,000 | $226,000 | $2,750,000 | $136,000 | $3,502,000 |
| FHA-insured (Federal Housing Administration) | 1,072 | $139,258,000 | $129,000 | $599,000 | $60,000 | $428,000 |
| VA-guaranteed (Veterans Administration) | 157 | $33,808,000 | $215,000 | $788,000 | $82,000 | $340,000 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 98 | $13,216,000 | $134,000 | $270,000 | $52,000 | $104,000 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Loan Originated | 6,576 | $1,449,029,000 | $220,000 | $2,750,000 | $131,000 | $3,502,000 |
| Application Withdrawn By Applicant | 1,100 | $244,377,000 | $222,000 | $2,700,000 | $125,000 | $1,924,000 |
| Application Denied By Financial Institution | 725 | $105,843,000 | $145,000 | $2,200,000 | $73,000 | $763,000 |
| File Closed For Incompleteness | 407 | $96,503,000 | $237,000 | $1,440,000 | $136,000 | $2,136,000 |
| Application Approved But Not Accepted | 368 | $76,380,000 | $207,000 | $1,425,000 | $133,000 | $1,872,000 |
| Loan Purchased By The Institution | 80 | $7,204,000 | $90,000 | $187,000 | $44,000 | $320,000 |
| Preapproval Approved but not Accepted | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Denied by Financial Institution | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Collateral | 0 | $0 | $0 | $0 | $0 | $0 |
| Credit Application Incomplete | 0 | $0 | $0 | $0 | $0 | $0 |
| Credit History | 0 | $0 | $0 | $0 | $0 | $0 |
| Debt-To-Income Ratio | 0 | $0 | $0 | $0 | $0 | $0 |
| Employment History | 0 | $0 | $0 | $0 | $0 | $0 |
| Insufficient Cash (Downpayment, Closing Cost) | 0 | $0 | $0 | $0 | $0 | $0 |
| Mortgage Insurance Denied | 0 | $0 | $0 | $0 | $0 | $0 |
| Other | 0 | $0 | $0 | $0 | $0 | $0 |
| Unverifiable Information | 0 | $0 | $0 | $0 | $0 | $0 |
Our comprehensive HMDA mortgage statistics provide invaluable insights into Talmer Bank And Trust's 2015 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.
This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics,
and assess Talmer Bank And Trust's mortgage approval patterns.
Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
For a list of all lenders in Michigan, download the full spreadsheet
with aggregated HMDA statistics today.