First Midwest Bank Mortgage Lending & HMDA Data, 2018
In 2018, First Midwest Bank of Gurnee, IL reported 9,572 mortgage applications totaling $1.6 billion, up 9% from 2017. The average application was for $169,549, and applicants reported an average income of $122,756. 46% of its applications resulted in an originated loan and 30% were denied. Its largest markets were Chicago-Naperville-Arlington Heights, IL (5,216), Gary, IN (892) and Lake County-Kenosha County, IL-WI (780) (applications in parentheses).
| Mortgage Company & Address | First Midwest Bank 300 N. Hunt Club Road Gurnee, IL 60031 Tel #: available with data download |
| Federal Regulator | * available with data download |
| Years | 2022 2021 2020 2019 2018 2017 |
| Total Number of Mortgage Applications | 9,572 |
| Total Mortgage Loan Application Amount | $1,622,930,000 |
| Average Mortgage Loan Application Amount | $169,549 |
| Highest Mortgage Loan Application Amount | $30,005,000 |
| Average Applicant Income | $122,756 |
| Highest Applicant Income | $7,374,000 |
About this data: figures come from the Home Mortgage Disclosure Act (HMDA) records First Midwest Bank filed with the FFIEC and count every application it reported (approved, denied, withdrawn or purchased), not just closed loans. Applications reported at $100 million or more are left out of these totals.
| County | Total Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loans Applications | Average Mortgage Loan Application Amount | Average Applicant Income |
|---|---|---|---|---|
| Cook, Illinois | 3,098 | $ 591,900,000 | $ 191,058 | $ 122,000 |
| Will, Illinois | 1,127 | $ 141,025,000 | $ 125,133 | $ 110,000 |
| Lake, Indiana | 805 | $ 90,475,000 | $ 112,391 | $ 90,000 |
| Lake, Illinois | 763 | $ 112,375,000 | $ 147,280 | $ 120,000 |
| DuPage, Illinois | 409 | $ 130,235,000 | $ 318,422 | $ 198,000 |
| DeKalb, Illinois | 264 | $ 37,340,000 | $ 141,439 | $ 99,000 |
| Grundy, Illinois | 238 | $ 33,750,000 | $ 141,806 | $ 128,000 |
| Kane, Illinois | 230 | $ 39,080,000 | $ 169,913 | $ 124,000 |
| McHenry, Illinois | 230 | $ 37,870,000 | $ 164,652 | $ 110,000 |
| Los Angeles, California | 115 | $ 17,305,000 | $ 150,478 | $ 150,000 |
| Kendall, Illinois | 114 | $ 17,740,000 | $ 155,614 | $ 115,000 |
| Vermilion, Illinois | 102 | $ 7,070,000 | $ 69,313 | $ 75,000 |
| LaSalle, Illinois | 88 | $ 8,330,000 | $ 94,659 | $ 90,000 |
| Scott, Iowa | 78 | $ 10,140,000 | $ 130,000 | $ 99,000 |
| Alameda, California | 74 | $ 9,990,000 | $ 135,000 | $ 167,000 |
| Maricopa, Arizona | 63 | $ 11,875,000 | $ 188,492 | $ 224,000 |
| Orange, California | 62 | $ 10,130,000 | $ 163,387 | $ 0 |
| Porter, Indiana | 62 | $ 9,400,000 | $ 151,612 | $ 118,000 |
| Rock Island, Illinois | 60 | $ 6,460,000 | $ 107,666 | $ 79,000 |
| King, Washington | 57 | $ 12,885,000 | $ 226,052 | $ 0 |
| Riverside, California | 54 | $ 8,380,000 | $ 155,185 | $ 923,000 |
| San Diego, California | 54 | $ 8,820,000 | $ 163,333 | $ 865,000 |
| Santa Clara, California | 54 | $ 7,590,000 | $ 140,555 | $ 0 |
| Knox, Illinois | 54 | $ 3,180,000 | $ 58,888 | $ 69,000 |
| Kankakee, Illinois | 43 | $ 4,975,000 | $ 115,697 | $ 89,000 |
| Contra Costa, California | 42 | $ 5,100,000 | $ 121,428 | $ 0 |
| Broward, Florida | 33 | $ 4,655,000 | $ 141,060 | $ 108,000 |
| San Bernardino, California | 30 | $ 3,040,000 | $ 101,333 | $ 0 |
| San Joaquin, California | 30 | $ 3,550,000 | $ 118,333 | $ 0 |
| Solano, California | 28 | $ 2,570,000 | $ 91,785 | $ 0 |
| Fulton, Georgia | 26 | $ 8,110,000 | $ 311,923 | $ 0 |
| Miami-Dade, Florida | 24 | $ 3,670,000 | $ 152,916 | $ 461,000 |
| Washington, Oregon | 24 | $ 2,200,000 | $ 91,666 | $ 0 |
| Multnomah, Oregon | 21 | $ 3,145,000 | $ 149,761 | $ 0 |
| Ventura, California | 19 | $ 2,365,000 | $ 124,473 | $ 258,000 |
| Clark, Nevada | 18 | $ 2,570,000 | $ 142,777 | $ 0 |
| Champaign, Illinois | 17 | $ 6,415,000 | $ 377,352 | $ 88,000 |
| Kenosha, Wisconsin | 17 | $ 2,805,000 | $ 165,000 | $ 154,000 |
| Walworth, Wisconsin | 17 | $ 5,855,000 | $ 344,411 | $ 628,000 |
| Fairfield, Connecticut | 16 | $ 1,620,000 | $ 101,250 | $ 0 |
| Palm Beach, Florida | 16 | $ 2,210,000 | $ 138,125 | $ 272,000 |
| Marin, California | 14 | $ 4,920,000 | $ 351,428 | $ 731,000 |
| Denver, Colorado | 14 | $ 3,610,000 | $ 257,857 | $ 128,000 |
| Douglas, Colorado | 14 | $ 2,800,000 | $ 200,000 | $ 0 |
| Newton, Indiana | 14 | $ 1,400,000 | $ 100,000 | $ 63,000 |
| Orange, Florida | 13 | $ 2,115,000 | $ 162,692 | $ 217,000 |
| Oakland, Michigan | 13 | $ 5,785,000 | $ 445,000 | $ 115,000 |
| Snohomish, Washington | 13 | $ 2,025,000 | $ 155,769 | $ 0 |
| Sacramento, California | 12 | $ 1,090,000 | $ 90,833 | $ 0 |
| Utah, Utah | 12 | $ 1,160,000 | $ 96,666 | $ 0 |
| Placer, California | 11 | $ 1,115,000 | $ 101,363 | $ 0 |
| Jefferson, Colorado | 11 | $ 2,585,000 | $ 235,000 | $ 240,000 |
| Collier, Florida | 11 | $ 8,135,000 | $ 739,545 | $ 1,169,000 |
| Henry, Illinois | 11 | $ 825,000 | $ 75,000 | $ 53,000 |
| Jasper, Indiana | 11 | $ 825,000 | $ 75,000 | $ 73,000 |
| Clackamas, Oregon | 11 | $ 1,215,000 | $ 110,454 | $ 0 |
| Santa Cruz, California | 10 | $ 1,000,000 | $ 100,000 | $ 0 |
| Sonoma, California | 10 | $ 2,410,000 | $ 241,000 | $ 0 |
| Hillsborough, Florida | 10 | $ 2,590,000 | $ 259,000 | $ 143,000 |
| Ogle, Illinois | 10 | $ 820,000 | $ 82,000 | $ 92,000 |
| Livingston, Illinois | 9 | $ 955,000 | $ 106,111 | $ 102,000 |
| El Dorado, California | 8 | $ 660,000 | $ 82,500 | $ 0 |
| Lee, Florida | 8 | $ 5,480,000 | $ 685,000 | $ 1,528,000 |
| Lee, Illinois | 8 | $ 1,030,000 | $ 128,750 | $ 119,000 |
| Winnebago, Illinois | 8 | $ 540,000 | $ 67,500 | $ 53,000 |
| Hamilton, Indiana | 8 | $ 490,000 | $ 61,250 | $ 213,000 |
| Marion, Indiana | 8 | $ 620,000 | $ 77,500 | $ 96,000 |
| Berrien, Michigan | 8 | $ 1,580,000 | $ 197,500 | $ 327,000 |
| Salt Lake, Utah | 8 | $ 1,400,000 | $ 175,000 | $ 0 |
| Clark, Washington | 8 | $ 880,000 | $ 110,000 | $ 0 |
| Monterey, California | 7 | $ 865,000 | $ 123,571 | $ 0 |
| Arapahoe, Colorado | 7 | $ 765,000 | $ 109,285 | $ 0 |
| New Haven, Connecticut | 7 | $ 535,000 | $ 76,428 | $ 0 |
| Pinellas, Florida | 7 | $ 665,000 | $ 95,000 | $ 51,000 |
| White, Indiana | 7 | $ 545,000 | $ 77,857 | $ 110,000 |
| Monmouth, New Jersey | 7 | $ 1,285,000 | $ 183,571 | $ 0 |
| Wake, North Carolina | 7 | $ 785,000 | $ 112,142 | $ 0 |
| Bucks, Pennsylvania | 7 | $ 445,000 | $ 63,571 | $ 0 |
| San Mateo, California | 6 | $ 780,000 | $ 130,000 | $ 0 |
| Boulder, Colorado | 6 | $ 1,620,000 | $ 270,000 | $ 72,000 |
| El Paso, Colorado | 6 | $ 1,150,000 | $ 191,666 | $ 0 |
| St. Johns, Florida | 6 | $ 1,260,000 | $ 210,000 | $ 0 |
| Cobb, Georgia | 6 | $ 1,060,000 | $ 176,666 | $ 175,000 |
| Peoria, Illinois | 6 | $ 630,000 | $ 105,000 | $ 98,000 |
| St. Louis, Missouri | 6 | $ 3,180,000 | $ 530,000 | $ 34,000 |
| Morris, New Jersey | 6 | $ 550,000 | $ 91,666 | $ 0 |
| Davis, Utah | 6 | $ 890,000 | $ 148,333 | $ 0 |
| Kitsap, Washington | 6 | $ 540,000 | $ 90,000 | $ 0 |
| Adams, Colorado | 5 | $ 555,000 | $ 111,000 | $ 225,000 |
| District of Columbia, District Of Columbia | 5 | $ 615,000 | $ 123,000 | $ 0 |
| Seminole, Florida | 5 | $ 365,000 | $ 73,000 | $ 0 |
| Fulton, Illinois | 5 | $ 565,000 | $ 113,000 | $ 71,000 |
| McLean, Illinois | 5 | $ 1,355,000 | $ 271,000 | $ 163,000 |
| Nassau, New York | 5 | $ 825,000 | $ 165,000 | $ 0 |
| Chester, Pennsylvania | 5 | $ 475,000 | $ 95,000 | $ 0 |
| Delaware, Pennsylvania | 5 | $ 445,000 | $ 89,000 | $ 0 |
| Montgomery, Pennsylvania | 5 | $ 255,000 | $ 51,000 | $ 0 |
| Philadelphia, Pennsylvania | 5 | $ 345,000 | $ 69,000 | $ 0 |
| Racine, Wisconsin | 5 | $ 2,345,000 | $ 469,000 | $ 76,000 |
| Pima, Arizona | 4 | $ 310,000 | $ 77,500 | $ 0 |
| Fresno, California | 4 | $ 660,000 | $ 165,000 | $ 0 |
| San Luis Obispo, California | 4 | $ 1,320,000 | $ 330,000 | $ 180,000 |
| Santa Barbara, California | 4 | $ 590,000 | $ 147,500 | $ 0 |
| Boone, Illinois | 4 | $ 620,000 | $ 155,000 | $ 73,000 |
| Carroll, Illinois | 4 | $ 270,000 | $ 67,500 | $ 35,000 |
| Coles, Illinois | 4 | $ 190,000 | $ 47,500 | $ 31,000 |
| Johnson, Indiana | 4 | $ 280,000 | $ 70,000 | $ 149,000 |
| Johnson, Kansas | 4 | $ 460,000 | $ 115,000 | $ 0 |
| Van Buren, Michigan | 4 | $ 800,000 | $ 200,000 | $ 168,000 |
| Hennepin, Minnesota | 4 | $ 2,350,000 | $ 587,500 | $ 0 |
| Deschutes, Oregon | 4 | $ 550,000 | $ 137,500 | $ 0 |
| Loudoun, Virginia | 4 | $ 810,000 | $ 202,500 | $ 0 |
| Washington, Wisconsin | 4 | $ 810,000 | $ 202,500 | $ 103,000 |
| San Francisco, California | 3 | $ 265,000 | $ 88,333 | $ 0 |
| Broomfield, Colorado | 3 | $ 155,000 | $ 51,666 | $ 0 |
| Larimer, Colorado | 3 | $ 1,105,000 | $ 368,333 | $ 0 |
| Weld, Colorado | 3 | $ 675,000 | $ 225,000 | $ 0 |
| Martin, Florida | 3 | $ 295,000 | $ 98,333 | $ 141,000 |
| Pasco, Florida | 3 | $ 785,000 | $ 261,666 | $ 161,000 |
| Sarasota, Florida | 3 | $ 345,000 | $ 115,000 | $ 0 |
| DeKalb, Georgia | 3 | $ 1,315,000 | $ 438,333 | $ 0 |
| Forsyth, Georgia | 3 | $ 295,000 | $ 98,333 | $ 0 |
| Gwinnett, Georgia | 3 | $ 375,000 | $ 125,000 | $ 0 |
| Ada, Idaho | 3 | $ 735,000 | $ 245,000 | $ 0 |
| Iroquois, Illinois | 3 | $ 205,000 | $ 68,333 | $ 268,000 |
| McDonough, Illinois | 3 | $ 605,000 | $ 201,666 | $ 48,000 |
| Piatt, Illinois | 3 | $ 205,000 | $ 68,333 | $ 60,000 |
| Whiteside, Illinois | 3 | $ 1,855,000 | $ 618,333 | $ 86,000 |
| Fountain, Indiana | 3 | $ 295,000 | $ 98,333 | $ 26,000 |
| Kosciusko, Indiana | 3 | $ 695,000 | $ 231,666 | $ 146,000 |
| LaPorte, Indiana | 3 | $ 425,000 | $ 141,666 | $ 276,000 |
| St. Joseph, Indiana | 3 | $ 595,000 | $ 198,333 | $ 366,000 |
| Starke, Indiana | 3 | $ 205,000 | $ 68,333 | $ 120,000 |
| Steuben, Indiana | 3 | $ 265,000 | $ 88,333 | $ 222,000 |
| Vermillion, Indiana | 3 | $ 295,000 | $ 98,333 | $ 79,000 |
| Cass, Michigan | 3 | $ 505,000 | $ 168,333 | $ 148,000 |
| Jackson, Missouri | 3 | $ 785,000 | $ 261,666 | $ 60,000 |
| Washoe, Nevada | 3 | $ 375,000 | $ 125,000 | $ 0 |
| Essex, New Jersey | 3 | $ 295,000 | $ 98,333 | $ 0 |
| Middlesex, New Jersey | 3 | $ 355,000 | $ 118,333 | $ 0 |
| Bernalillo, New Mexico | 3 | $ 1,345,000 | $ 448,333 | $ 0 |
| Suffolk, New York | 3 | $ 485,000 | $ 161,666 | $ 0 |
| Westchester, New York | 3 | $ 275,000 | $ 91,666 | $ 0 |
| Franklin, Ohio | 3 | $ 5,525,000 | $ 1,841,666 | $ 0 |
| Dallas, Texas | 3 | $ 1,835,000 | $ 611,666 | $ 0 |
| Tarrant, Texas | 3 | $ 1,665,000 | $ 555,000 | $ 0 |
| Wasatch, Utah | 3 | $ 355,000 | $ 118,333 | $ 0 |
| Pierce, Washington | 3 | $ 275,000 | $ 91,666 | $ 0 |
| Green Lake, Wisconsin | 3 | $ 895,000 | $ 298,333 | $ 258,000 |
| Milwaukee, Wisconsin | 3 | $ 155,000 | $ 51,666 | $ 92,000 |
| Stanislaus, California | 2 | $ 140,000 | $ 70,000 | $ 0 |
| Tulare, California | 2 | $ 110,000 | $ 55,000 | $ 0 |
| Mesa, Colorado | 2 | $ 310,000 | $ 155,000 | $ 175,000 |
| Hartford, Connecticut | 2 | $ 250,000 | $ 125,000 | $ 0 |
| Brevard, Florida | 2 | $ 370,000 | $ 185,000 | $ 46,000 |
| Duval, Florida | 2 | $ 160,000 | $ 80,000 | $ 0 |
| Manatee, Florida | 2 | $ 170,000 | $ 85,000 | $ 108,000 |
| Polk, Florida | 2 | $ 120,000 | $ 60,000 | $ 112,000 |
| Volusia, Florida | 2 | $ 150,000 | $ 75,000 | $ 139,000 |
| Bureau, Illinois | 2 | $ 240,000 | $ 120,000 | $ 93,000 |
| Ford, Illinois | 2 | $ 120,000 | $ 60,000 | $ 56,000 |
| Madison, Illinois | 2 | $ 530,000 | $ 265,000 | $ 256,000 |
| Morgan, Illinois | 2 | $ 190,000 | $ 95,000 | $ 40,000 |
| Sangamon, Illinois | 2 | $ 240,000 | $ 120,000 | $ 49,000 |
| Warren, Illinois | 2 | $ 90,000 | $ 45,000 | $ 118,000 |
| Marshall, Indiana | 2 | $ 570,000 | $ 285,000 | $ 171,000 |
| Cedar, Iowa | 2 | $ 40,000 | $ 20,000 | $ 69,000 |
| Clinton, Iowa | 2 | $ 80,000 | $ 40,000 | $ 28,000 |
| Des Moines, Iowa | 2 | $ 90,000 | $ 45,000 | $ 61,000 |
| Polk, Iowa | 2 | $ 90,000 | $ 45,000 | $ 92,000 |
| Howard, Maryland | 2 | $ 190,000 | $ 95,000 | $ 0 |
| Montgomery, Maryland | 2 | $ 210,000 | $ 105,000 | $ 0 |
| Genesee, Michigan | 2 | $ 210,000 | $ 105,000 | $ 30,000 |
| Leelanau, Michigan | 2 | $ 1,350,000 | $ 675,000 | $ 907,000 |
| Wayne, Michigan | 2 | $ 800,000 | $ 400,000 | $ 89,000 |
| Carver, Minnesota | 2 | $ 610,000 | $ 305,000 | $ 0 |
| Rockingham, New Hampshire | 2 | $ 140,000 | $ 70,000 | $ 0 |
| Bergen, New Jersey | 2 | $ 1,220,000 | $ 610,000 | $ 0 |
| Burlington, New Jersey | 2 | $ 220,000 | $ 110,000 | $ 0 |
| Santa Fe, New Mexico | 2 | $ 470,000 | $ 235,000 | $ 0 |
| Iredell, North Carolina | 2 | $ 470,000 | $ 235,000 | $ 0 |
| Mecklenburg, North Carolina | 2 | $ 850,000 | $ 425,000 | $ 0 |
| Cuyahoga, Ohio | 2 | $ 670,000 | $ 335,000 | $ 0 |
| Lorain, Ohio | 2 | $ 1,010,000 | $ 505,000 | $ 0 |
| Jackson, Oregon | 2 | $ 280,000 | $ 140,000 | $ 0 |
| Allegheny, Pennsylvania | 2 | $ 210,000 | $ 105,000 | $ 0 |
| Cumberland, Pennsylvania | 2 | $ 210,000 | $ 105,000 | $ 106,000 |
| Kent, Rhode Island | 2 | $ 150,000 | $ 75,000 | $ 0 |
| Charleston, South Carolina | 2 | $ 570,000 | $ 285,000 | $ 0 |
| Collin, Texas | 2 | $ 1,380,000 | $ 690,000 | $ 0 |
| Denton, Texas | 2 | $ 1,180,000 | $ 590,000 | $ 0 |
| Harris, Texas | 2 | $ 1,120,000 | $ 560,000 | $ 0 |
| Chittenden, Vermont | 2 | $ 190,000 | $ 95,000 | $ 0 |
| Arlington, Virginia | 2 | $ 180,000 | $ 90,000 | $ 0 |
| Fairfax, Virginia | 2 | $ 190,000 | $ 95,000 | $ 0 |
| Virginia Beach, Virginia | 2 | $ 350,000 | $ 175,000 | $ 0 |
| Thurston, Washington | 2 | $ 290,000 | $ 145,000 | $ 0 |
| Whatcom, Washington | 2 | $ 190,000 | $ 95,000 | $ 0 |
| Dane, Wisconsin | 2 | $ 950,000 | $ 475,000 | $ 34,000 |
| Waukesha, Wisconsin | 2 | $ 300,000 | $ 150,000 | $ 187,000 |
| Lee, Alabama | 1 | $ 595,000 | $ 595,000 | $ 0 |
| Coconino, Arizona | 1 | $ 75,000 | $ 75,000 | $ 0 |
| Mohave, Arizona | 1 | $ 505,000 | $ 505,000 | $ 0 |
| Alpine, California | 1 | $ 85,000 | $ 85,000 | $ 0 |
| Amador, California | 1 | $ 45,000 | $ 45,000 | $ 0 |
| Butte, California | 1 | $ 95,000 | $ 95,000 | $ 0 |
| Calaveras, California | 1 | $ 115,000 | $ 115,000 | $ 0 |
| Humboldt, California | 1 | $ 75,000 | $ 75,000 | $ 0 |
| Kern, California | 1 | $ 125,000 | $ 125,000 | $ 0 |
| Mendocino, California | 1 | $ 55,000 | $ 55,000 | $ 0 |
| Merced, California | 1 | $ 145,000 | $ 145,000 | $ 0 |
| Napa, California | 1 | $ 125,000 | $ 125,000 | $ 0 |
| Shasta, California | 1 | $ 225,000 | $ 225,000 | $ 0 |
| Sutter, California | 1 | $ 65,000 | $ 65,000 | $ 0 |
| Delta, Colorado | 1 | $ 115,000 | $ 115,000 | $ 0 |
| Elbert, Colorado | 1 | $ 185,000 | $ 185,000 | $ 0 |
| Grand, Colorado | 1 | $ 635,000 | $ 635,000 | $ 0 |
| La Plata, Colorado | 1 | $ 135,000 | $ 135,000 | $ 0 |
| Summit, Colorado | 1 | $ 1,035,000 | $ 1,035,000 | $ 0 |
| Middlesex, Connecticut | 1 | $ 85,000 | $ 85,000 | $ 0 |
| New Castle, Delaware | 1 | $ 55,000 | $ 55,000 | $ 0 |
| Sussex, Delaware | 1 | $ 515,000 | $ 515,000 | $ 0 |
| Charlotte, Florida | 1 | $ 205,000 | $ 205,000 | $ 352,000 |
| Lake, Florida | 1 | $ 305,000 | $ 305,000 | $ 84,000 |
| Nassau, Florida | 1 | $ 165,000 | $ 165,000 | $ 0 |
| Osceola, Florida | 1 | $ 185,000 | $ 185,000 | $ 0 |
| St. Lucie, Florida | 1 | $ 245,000 | $ 245,000 | $ 0 |
| Walton, Florida | 1 | $ 1,405,000 | $ 1,405,000 | $ 1,111,000 |
| Cherokee, Georgia | 1 | $ 205,000 | $ 205,000 | $ 0 |
| Columbia, Georgia | 1 | $ 495,000 | $ 495,000 | $ 0 |
| Treutlen, Georgia | 1 | $ 225,000 | $ 225,000 | $ 139,000 |
| Honolulu, Hawaii | 1 | $ 1,395,000 | $ 1,395,000 | $ 0 |
| Cumberland, Illinois | 1 | $ 45,000 | $ 45,000 | $ 32,000 |
| Marshall, Illinois | 1 | $ 105,000 | $ 105,000 | $ 39,000 |
| Mercer, Illinois | 1 | $ 85,000 | $ 85,000 | $ 0 |
| Putnam, Illinois | 1 | $ 265,000 | $ 265,000 | $ 95,000 |
| Shelby, Illinois | 1 | $ 35,000 | $ 35,000 | $ 153,000 |
| Tazewell, Illinois | 1 | $ 55,000 | $ 55,000 | $ 42,000 |
| Wabash, Illinois | 1 | $ 35,000 | $ 35,000 | $ 59,000 |
| Williamson, Illinois | 1 | $ 35,000 | $ 35,000 | $ 26,000 |
| Allen, Indiana | 1 | $ 45,000 | $ 45,000 | $ 107,000 |
| Boone, Indiana | 1 | $ 595,000 | $ 595,000 | $ 0 |
| Brown, Indiana | 1 | $ 15,000 | $ 15,000 | $ 55,000 |
| Hancock, Indiana | 1 | $ 25,000 | $ 25,000 | $ 65,000 |
| Henry, Indiana | 1 | $ 95,000 | $ 95,000 | $ 66,000 |
| Howard, Indiana | 1 | $ 25,000 | $ 25,000 | $ 83,000 |
| LaGrange, Indiana | 1 | $ 35,000 | $ 35,000 | $ 61,000 |
| Madison, Indiana | 1 | $ 25,000 | $ 25,000 | $ 119,000 |
| Miami, Indiana | 1 | $ 15,000 | $ 15,000 | $ 62,000 |
| Monroe, Indiana | 1 | $ 165,000 | $ 165,000 | $ 34,000 |
| Switzerland, Indiana | 1 | $ 35,000 | $ 35,000 | $ 131,000 |
| Tippecanoe, Indiana | 1 | $ 225,000 | $ 225,000 | $ 0 |
| Vigo, Indiana | 1 | $ 55,000 | $ 55,000 | $ 110,000 |
| Warren, Indiana | 1 | $ 185,000 | $ 185,000 | $ 102,000 |
| Wells, Indiana | 1 | $ 105,000 | $ 105,000 | $ 113,000 |
| Whitley, Indiana | 1 | $ 215,000 | $ 215,000 | $ 106,000 |
| Clarke, Iowa | 1 | $ 25,000 | $ 25,000 | $ 56,000 |
| Madison, Iowa | 1 | $ 615,000 | $ 615,000 | $ 0 |
| Muscatine, Iowa | 1 | $ 145,000 | $ 145,000 | $ 320,000 |
| Plymouth, Iowa | 1 | $ 185,000 | $ 185,000 | $ 77,000 |
| Story, Iowa | 1 | $ 195,000 | $ 195,000 | $ 197,000 |
| Van Buren, Iowa | 1 | $ 25,000 | $ 25,000 | $ 41,000 |
| Winnebago, Iowa | 1 | $ 105,000 | $ 105,000 | $ 45,000 |
| Woodbury, Iowa | 1 | $ 75,000 | $ 75,000 | $ 113,000 |
| Douglas, Kansas | 1 | $ 125,000 | $ 125,000 | $ 0 |
| Jefferson, Kentucky | 1 | $ 14,045,000 | $ 14,045,000 | $ 0 |
| Oldham, Kentucky | 1 | $ 615,000 | $ 615,000 | $ 0 |
| Orleans, Louisiana | 1 | $ 1,335,000 | $ 1,335,000 | $ 0 |
| Anne Arundel, Maryland | 1 | $ 515,000 | $ 515,000 | $ 0 |
| Baltimore, Maryland | 1 | $ 135,000 | $ 135,000 | $ 0 |
| Baltimore City, Maryland | 1 | $ 65,000 | $ 65,000 | $ 0 |
| Frederick, Maryland | 1 | $ 485,000 | $ 485,000 | $ 0 |
| Garrett, Maryland | 1 | $ 305,000 | $ 305,000 | $ 0 |
| Talbot, Maryland | 1 | $ 575,000 | $ 575,000 | $ 0 |
| Middlesex, Massachusetts | 1 | $ 505,000 | $ 505,000 | $ 0 |
| Norfolk, Massachusetts | 1 | $ 575,000 | $ 575,000 | $ 0 |
| Plymouth, Massachusetts | 1 | $ 455,000 | $ 455,000 | $ 185,000 |
| Suffolk, Massachusetts | 1 | $ 545,000 | $ 545,000 | $ 0 |
| Benzie, Michigan | 1 | $ 225,000 | $ 225,000 | $ 237,000 |
| Hillsdale, Michigan | 1 | $ 105,000 | $ 105,000 | $ 25,000 |
| Ingham, Michigan | 1 | $ 135,000 | $ 135,000 | $ 0 |
| Kent, Michigan | 1 | $ 175,000 | $ 175,000 | $ 91,000 |
| Macomb, Michigan | 1 | $ 95,000 | $ 95,000 | $ 0 |
| Oceana, Michigan | 1 | $ 105,000 | $ 105,000 | $ 63,000 |
| Ottawa, Michigan | 1 | $ 285,000 | $ 285,000 | $ 0 |
| St. Joseph, Michigan | 1 | $ 245,000 | $ 245,000 | $ 74,000 |
| Washtenaw, Michigan | 1 | $ 45,000 | $ 45,000 | $ 0 |
| Goodhue, Minnesota | 1 | $ 25,000 | $ 25,000 | $ 44,000 |
| Ramsey, Minnesota | 1 | $ 685,000 | $ 685,000 | $ 0 |
| Hudson, New Jersey | 1 | $ 65,000 | $ 65,000 | $ 0 |
| Hunterdon, New Jersey | 1 | $ 75,000 | $ 75,000 | $ 0 |
| Mercer, New Jersey | 1 | $ 45,000 | $ 45,000 | $ 0 |
| Union, New Jersey | 1 | $ 75,000 | $ 75,000 | $ 0 |
| Sandoval, New Mexico | 1 | $ 45,000 | $ 45,000 | $ 0 |
| Kings, New York | 1 | $ 975,000 | $ 975,000 | $ 0 |
| Orange, New York | 1 | $ 495,000 | $ 495,000 | $ 0 |
| Queens, New York | 1 | $ 75,000 | $ 75,000 | $ 0 |
| Rockland, New York | 1 | $ 75,000 | $ 75,000 | $ 0 |
| Ulster, New York | 1 | $ 85,000 | $ 85,000 | $ 0 |
| Orange, North Carolina | 1 | $ 185,000 | $ 185,000 | $ 0 |
| Rockingham, North Carolina | 1 | $ 85,000 | $ 85,000 | $ 0 |
| Union, North Carolina | 1 | $ 95,000 | $ 95,000 | $ 0 |
| Geauga, Ohio | 1 | $ 205,000 | $ 205,000 | $ 0 |
| Greene, Ohio | 1 | $ 595,000 | $ 595,000 | $ 0 |
| Hamilton, Ohio | 1 | $ 1,075,000 | $ 1,075,000 | $ 0 |
| Summit, Ohio | 1 | $ 55,000 | $ 55,000 | $ 0 |
| Warren, Ohio | 1 | $ 55,000 | $ 55,000 | $ 0 |
| Benton, Oregon | 1 | $ 145,000 | $ 145,000 | $ 0 |
| Lane, Oregon | 1 | $ 895,000 | $ 895,000 | $ 0 |
| Linn, Oregon | 1 | $ 175,000 | $ 175,000 | $ 0 |
| Marion, Oregon | 1 | $ 55,000 | $ 55,000 | $ 0 |
| Polk, Oregon | 1 | $ 55,000 | $ 55,000 | $ 0 |
| Yamhill, Oregon | 1 | $ 55,000 | $ 55,000 | $ 0 |
| Lancaster, Pennsylvania | 1 | $ 55,000 | $ 55,000 | $ 0 |
| Northampton, Pennsylvania | 1 | $ 125,000 | $ 125,000 | $ 0 |
| Westmoreland, Pennsylvania | 1 | $ 55,000 | $ 55,000 | $ 0 |
| Washington, Rhode Island | 1 | $ 85,000 | $ 85,000 | $ 0 |
| Anderson, South Carolina | 1 | $ 515,000 | $ 515,000 | $ 0 |
| Berkeley, South Carolina | 1 | $ 45,000 | $ 45,000 | $ 0 |
| York, South Carolina | 1 | $ 75,000 | $ 75,000 | $ 0 |
| Davidson, Tennessee | 1 | $ 495,000 | $ 495,000 | $ 0 |
| Dickson, Tennessee | 1 | $ 155,000 | $ 155,000 | $ 48,000 |
| Bexar, Texas | 1 | $ 625,000 | $ 625,000 | $ 0 |
| Taylor, Texas | 1 | $ 625,000 | $ 625,000 | $ 0 |
| Travis, Texas | 1 | $ 605,000 | $ 605,000 | $ 0 |
| Box Elder, Utah | 1 | $ 165,000 | $ 165,000 | $ 0 |
| Summit, Utah | 1 | $ 55,000 | $ 55,000 | $ 0 |
| Weber, Utah | 1 | $ 185,000 | $ 185,000 | $ 0 |
| Chesterfield, Virginia | 1 | $ 705,000 | $ 705,000 | $ 0 |
| Fairfax City, Virginia | 1 | $ 105,000 | $ 105,000 | $ 0 |
| Frederick, Virginia | 1 | $ 75,000 | $ 75,000 | $ 75,000 |
| Prince William, Virginia | 1 | $ 65,000 | $ 65,000 | $ 0 |
| Washington, Virginia | 1 | $ 905,000 | $ 905,000 | $ 414,000 |
| Benton, Washington | 1 | $ 55,000 | $ 55,000 | $ 0 |
| Chelan, Washington | 1 | $ 515,000 | $ 515,000 | $ 0 |
| Clallam, Washington | 1 | $ 505,000 | $ 505,000 | $ 190,000 |
| Cowlitz, Washington | 1 | $ 65,000 | $ 65,000 | $ 0 |
| Franklin, Washington | 1 | $ 95,000 | $ 95,000 | $ 0 |
| Island, Washington | 1 | $ 85,000 | $ 85,000 | $ 0 |
| Skagit, Washington | 1 | $ 55,000 | $ 55,000 | $ 0 |
| Spokane, Washington | 1 | $ 165,000 | $ 165,000 | $ 0 |
| Yakima, Washington | 1 | $ 135,000 | $ 135,000 | $ 0 |
| Barron, Wisconsin | 1 | $ 85,000 | $ 85,000 | $ 109,000 |
| Juneau, Wisconsin | 1 | $ 675,000 | $ 675,000 | $ 631,000 |
| Manitowoc, Wisconsin | 1 | $ 235,000 | $ 235,000 | $ 62,000 |
| Marathon, Wisconsin | 1 | $ 35,000 | $ 35,000 | $ 38,000 |
| Marquette, Wisconsin | 1 | $ 255,000 | $ 255,000 | $ 235,000 |
| Oneida, Wisconsin | 1 | $ 125,000 | $ 125,000 | $ 138,000 |
| Ozaukee, Wisconsin | 1 | $ 335,000 | $ 335,000 | $ 118,000 |
| Rock, Wisconsin | 1 | $ 65,000 | $ 65,000 | $ 0 |
| Sheboygan, Wisconsin | 1 | $ 305,000 | $ 305,000 | $ 142,000 |
| Vilas, Wisconsin | 1 | $ 155,000 | $ 155,000 | $ 241,000 |
Mortgage Loan Application Detail Totals for First Midwest Bank in 2018
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Home Purchase | 2,351 | $638,445,000 | $271,000 | $30,005,000 | $127,000 | $7,374,000 |
| Other Purpose | 2,318 | $177,850,000 | $76,000 | $1,505,000 | $113,000 | $4,808,000 |
| Refinancing | 2,181 | $467,665,000 | $214,000 | $14,045,000 | $130,000 | $3,904,000 |
| Not Applicable | 1,093 | $118,045,000 | $108,000 | $905,000 | $0 | $0 |
| Home Improvement | 1,064 | $77,300,000 | $72,000 | $5,005,000 | $117,000 | $1,754,000 |
| Cash-out Refinancing | 565 | $143,625,000 | $254,000 | $2,995,000 | $128,000 | $2,136,000 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| White | 5,039 | $746,345,000 | $148,000 | $4,005,000 | $127,000 | $3,904,000 |
| Not applicable | 1,810 | $557,000,000 | $307,000 | $30,005,000 | $0 | $0 |
| Hispanic | 1,101 | $117,445,000 | $106,000 | $1,495,000 | $74,000 | $623,000 |
| Not Provided | 812 | $108,690,000 | $133,000 | $2,875,000 | $180,000 | $7,374,000 |
| Black or African American | 574 | $45,880,000 | $79,000 | $875,000 | $83,000 | $1,435,000 |
| Asian | 191 | $42,115,000 | $220,000 | $1,425,000 | $169,000 | $1,586,000 |
| American Indian or Alaskan Native | 20 | $850,000 | $42,000 | $125,000 | $57,000 | $150,000 |
| Native Hawaiian or Other Pacific Islander | 8 | $2,880,000 | $360,000 | $945,000 | $147,000 | $278,000 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 9,133 | $1,556,505,000 | $170,000 | $30,005,000 | $126,000 | $7,374,000 |
| FHA-insured (Federal Housing Administration) | 364 | $54,080,000 | $148,000 | $375,000 | $60,000 | $243,000 |
| VA-guaranteed (Veterans Administration) | 48 | $8,560,000 | $178,000 | $465,000 | $70,000 | $165,000 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 27 | $3,785,000 | $140,000 | $245,000 | $52,000 | $89,000 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Loan Originated | 4,417 | $907,495,000 | $205,000 | $30,005,000 | $139,000 | $7,374,000 |
| Application Denied By Financial Institution | 2,890 | $309,380,000 | $107,000 | $3,005,000 | $98,000 | $2,775,000 |
| Loan Purchased By The Institution | 1,555 | $269,775,000 | $173,000 | $1,595,000 | $0 | $0 |
| Application Withdrawn By Applicant | 543 | $85,875,000 | $158,000 | $1,235,000 | $119,000 | $3,600,000 |
| Application Approved But Not Accepted | 155 | $47,195,000 | $304,000 | $7,045,000 | $148,000 | $2,023,000 |
| File Closed For Incompleteness | 12 | $3,210,000 | $267,000 | $1,045,000 | $135,000 | $381,000 |
| Preapproval Approved but not Accepted | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Denied by Financial Institution | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Not applicable | 6,682 | $1,313,550,000 | $196,000 | $30,005,000 | $137,000 | $7,374,000 |
| Collateral | 836 | $67,960,000 | $81,000 | $1,435,000 | $113,000 | $2,775,000 |
| Debt-To-Income Ratio | 712 | $82,310,000 | $115,000 | $2,005,000 | $71,000 | $597,000 |
| Credit History | 692 | $50,830,000 | $73,000 | $1,115,000 | $80,000 | $1,435,000 |
| Credit Application Incomplete | 539 | $85,045,000 | $157,000 | $1,995,000 | $126,000 | $1,800,000 |
| Other | 62 | $12,140,000 | $195,000 | $1,415,000 | $155,000 | $650,000 |
| Unverifiable Information | 28 | $6,440,000 | $230,000 | $3,005,000 | $110,000 | $731,000 |
| Insufficient Cash (Downpayment, Closing Cost) | 17 | $3,065,000 | $180,000 | $265,000 | $84,000 | $152,000 |
| Employment History | 4 | $1,590,000 | $397,000 | $965,000 | $137,000 | $269,000 |
| Mortgage Insurance Denied | 0 | $0 | $0 | $0 | $0 | $0 |
Our comprehensive HMDA mortgage statistics provide invaluable insights into First Midwest Bank's 2018 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.
This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics,
and assess First Midwest Bank's mortgage approval patterns.
Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
For a list of all lenders in Illinois, download the full spreadsheet
with aggregated HMDA statistics today.
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