First Midwest Bank
HMDA Loan Application Totals
and Mortgage Lending Details
for 2018
First Midwest Bank 2018 HMDA loan application data provides key insights into its mortgage lending trends, applicant demographics, and loan distribution.
The Home Mortgage Disclosure Act (HMDA) requires lenders to report detailed loan application data, offering transparency into lending patterns.
The data reveals trends in average loan size, applicant income, and mortgage approval rates, helping consumers and analysts understand lending accessibility.
Below, explore a breakdown of loan applications by county, metro area, loan purpose, applicant race, loan type, and more.
Whether you're an industry professional, homebuyer, or researcher,
this information provides valuable insights into mortgage lending activity.
Scroll down to view the full dataset and analyze lending trends in greater detail.
| Mortgage Company & Address | First Midwest Bank 300 N. Hunt Club Road Gurnee, IL 60031 Tel #: available with data download |
| Federal Regulator | * available with data download |
| Years | 2022 2021 2020 2019 2018 2017 |
| Total Number of Mortgage Applications | 9,572 |
| Total Mortgage Loan Application Amount | $1,622,930,000 |
| Average Mortgage Loan Application Amount | $165,833 |
| Highest Mortgage Loan Application Amount | $30,005,000 |
| Average Applicant Income | $102,500 |
| Highest Applicant Income | $7,374,000 |
Explore comprehensive HMDA mortgage statistics and lending trends for 2018 with First Midwest Bank. Below, you'll find key insights into this lender's mortgage activity, including total loan applications, average mortgage amounts, highest application values, and income levels of top applicants. Whether you're analyzing First Midwest Bank's lending patterns or researching mortgage trends, these statistics provide valuable transparency into their loan activity.
Our HMDA dataset for 2018 breaks down First Midwest Bank's mortgage applications by loan purpose, applicant race, loan type, approval outcomes, and reasons for denial. These insights help homebuyers, financial analysts, and industry professionals assess borrower demographics and lending practices, offering a clearer view of how First Midwest Bank serves its applicants.
Each category highlights the total number of mortgage applications processed by First Midwest Bank, total loan amounts, average mortgage values, and the highest mortgage amounts recorded. You can also review borrower income trends, including the average and highest reported applicant incomes for loans issued by this lender. Whether you're evaluating lender performance, comparing mortgage approval rates, or exploring loan options, this HMDA-backed data offers a crucial look at First Midwest Bank's mortgage activity for 2018.
| Metro Area | Total Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Application Amount | Average Applicant Income |
|---|---|---|---|---|
| CHICAGO-NAPERVILLE-ARLINGTON HEIGHTS, IL | 5,216 | $ 952,520,000 | $ 182,000 | $ 125,000 |
| GARY, IN | 892 | $ 102,100,000 | $ 114,000 | $ 91,000 |
| LAKE COUNTY-KENOSHA COUNTY, IL-WI | 780 | $ 115,180,000 | $ 156,000 | $ 137,000 |
| ELGIN, IL | 494 | $ 76,420,000 | $ 154,000 | $ 111,000 |
| NA (OUTSIDE OF MSA/MD) | 288 | $ 37,090,000 | $ 213,000 | $ 175,250 |
| DAVENPORT-MOLINE-ROCK ISLAND, IA-IL | 150 | $ 17,510,000 | $ 116,000 | $ 87,000 |
| OAKLAND-HAYWARD-BERKELEY, CA | 116 | $ 15,090,000 | $ 130,000 | $ 167,000 |
| LOS ANGELES-LONG BEACH-GLENDALE, CA | 115 | $ 17,305,000 | $ 150,000 | $ 150,000 |
| DANVILLE, IL | 102 | $ 7,070,000 | $ 69,000 | $ 75,000 |
| RIVERSIDE-SAN BERNARDINO-ONTARIO, CA | 84 | $ 11,420,000 | $ 135,000 | $ 923,000 |
| SEATTLE-BELLEVUE-EVERETT, WA | 70 | $ 14,910,000 | $ 213,000 | $ 0 |
| PORTLAND-VANCOUVER-HILLSBORO, OR-WA | 65 | $ 7,495,000 | $ 113,000 | $ 0 |
| PHOENIX-MESA-SCOTTSDALE, AZ | 63 | $ 11,875,000 | $ 188,000 | $ 224,000 |
| ANAHEIM-SANTA ANA-IRVINE, CA | 62 | $ 10,130,000 | $ 163,000 | $ 0 |
| DENVER-AURORA-LAKEWOOD, CO | 55 | $ 10,655,000 | $ 193,000 | $ 197,000 |
| SAN DIEGO-CARLSBAD, CA | 54 | $ 8,820,000 | $ 163,000 | $ 865,000 |
| SAN JOSE-SUNNYVALE-SANTA CLARA, CA | 54 | $ 7,590,000 | $ 140,000 | $ 0 |
| KANKAKEE, IL | 43 | $ 4,975,000 | $ 115,000 | $ 89,000 |
| ATLANTA-SANDY SPRINGS-ROSWELL, GA | 42 | $ 11,360,000 | $ 270,000 | $ 175,000 |
| FORT LAUDERDALE-POMPANO BEACH-DEERFIELD BEACH, FL | 33 | $ 4,655,000 | $ 141,000 | $ 108,000 |
| SACRAMENTO--ROSEVILLE--ARDEN-ARCADE, CA | 31 | $ 2,865,000 | $ 92,000 | $ 0 |
| STOCKTON-LODI, CA | 30 | $ 3,550,000 | $ 118,000 | $ 0 |
| VALLEJO-FAIRFIELD, CA | 28 | $ 2,570,000 | $ 91,000 | $ 0 |
| INDIANAPOLIS-CARMEL-ANDERSON, IN | 24 | $ 2,050,000 | $ 85,000 | $ 146,000 |
| MIAMI-MIAMI BEACH-KENDALL, FL | 24 | $ 3,670,000 | $ 152,000 | $ 461,000 |
| CHAMPAIGN-URBANA, IL | 22 | $ 6,740,000 | $ 306,000 | $ 80,000 |
| NEW YORK-JERSEY CITY-WHITE PLAINS, NY-NJ | 20 | $ 4,820,000 | $ 247,500 | $ 0 |
| ORLANDO-KISSIMMEE-SANFORD, FL | 20 | $ 2,970,000 | $ 148,000 | $ 150,000 |
| TAMPA-ST. PETERSBURG-CLEARWATER, FL | 20 | $ 4,040,000 | $ 202,000 | $ 124,000 |
| OXNARD-THOUSAND OAKS-VENTURA, CA | 19 | $ 2,365,000 | $ 124,000 | $ 258,000 |
| LAS VEGAS-HENDERSON-PARADISE, NV | 18 | $ 2,570,000 | $ 142,000 | $ 0 |
| MONTGOMERY COUNTY-BUCKS COUNTY-CHESTER COUNTY, PA | 17 | $ 1,175,000 | $ 69,000 | $ 0 |
| BRIDGEPORT-STAMFORD-NORWALK, CT | 16 | $ 1,620,000 | $ 101,000 | $ 0 |
| WEST PALM BEACH-BOCA RATON-DELRAY BEACH, FL | 16 | $ 2,210,000 | $ 138,000 | $ 272,000 |
| WASHINGTON-ARLINGTON-ALEXANDRIA, DC-VA-MD-WV | 15 | $ 1,965,000 | $ 129,000 | $ 0 |
| SAN RAFAEL, CA | 14 | $ 4,920,000 | $ 351,000 | $ 731,000 |
| WARREN-TROY-FARMINGTON HILLS, MI | 14 | $ 5,880,000 | $ 420,000 | $ 115,000 |
| PROVO-OREM, UT | 12 | $ 1,160,000 | $ 96,000 | $ 0 |
| ROCKFORD, IL | 12 | $ 1,160,000 | $ 96,000 | $ 59,000 |
| NAPLES-IMMOKALEE-MARCO ISLAND, FL | 11 | $ 8,135,000 | $ 739,000 | $ 1,169,000 |
| NEWARK, NJ-PA | 11 | $ 995,000 | $ 90,000 | $ 0 |
| MILWAUKEE-WAUKESHA-WEST ALLIS, WI | 10 | $ 1,600,000 | $ 160,000 | $ 118,000 |
| PHILADELPHIA, PA | 10 | $ 790,000 | $ 79,000 | $ 0 |
| SANTA CRUZ-WATSONVILLE, CA | 10 | $ 1,000,000 | $ 100,000 | $ 0 |
| SANTA ROSA, CA | 10 | $ 2,410,000 | $ 241,000 | $ 0 |
| JACKSONVILLE, FL | 9 | $ 1,585,000 | $ 176,000 | $ 0 |
| SAN FRANCISCO-REDWOOD CITY-SOUTH SAN FRANCISCO, CA | 9 | $ 1,045,000 | $ 116,000 | $ 0 |
| CAPE CORAL-FORT MYERS, FL | 8 | $ 5,480,000 | $ 685,000 | $ 1,528,000 |
| NASSAU COUNTY-SUFFOLK COUNTY, NY | 8 | $ 1,310,000 | $ 163,000 | $ 0 |
| NILES-BENTON HARBOR, MI | 8 | $ 1,580,000 | $ 197,000 | $ 327,000 |
| OGDEN-CLEARFIELD, UT | 8 | $ 1,240,000 | $ 155,000 | $ 0 |
| PEORIA, IL | 8 | $ 790,000 | $ 98,000 | $ 83,000 |
| SALT LAKE CITY, UT | 8 | $ 1,400,000 | $ 175,000 | $ 0 |
| ST. LOUIS, MO-IL | 8 | $ 3,710,000 | $ 397,500 | $ 145,000 |
| DALLAS-PLANO-IRVING, TX | 7 | $ 4,395,000 | $ 627,000 | $ 0 |
| KANSAS CITY, MO-KS | 7 | $ 1,245,000 | $ 188,000 | $ 60,000 |
| MINNEAPOLIS-ST. PAUL-BLOOMINGTON, MN-WI | 7 | $ 3,645,000 | $ 520,000 | $ 0 |
| NEW HAVEN-MILFORD, CT | 7 | $ 535,000 | $ 76,000 | $ 0 |
| RALEIGH, NC | 7 | $ 785,000 | $ 112,000 | $ 0 |
| SALINAS, CA | 7 | $ 865,000 | $ 123,000 | $ 0 |
| BOULDER, CO | 6 | $ 1,620,000 | $ 270,000 | $ 72,000 |
| BREMERTON-SILVERDALE, WA | 6 | $ 540,000 | $ 90,000 | $ 0 |
| CHARLOTTE-CONCORD-GASTONIA, NC-SC | 6 | $ 1,490,000 | $ 179,000 | $ 0 |
| COLORADO SPRINGS, CO | 6 | $ 1,150,000 | $ 191,000 | $ 0 |
| SOUTH BEND-MISHAWAKA, IN-MI | 6 | $ 1,100,000 | $ 183,000 | $ 257,000 |
| BALTIMORE-COLUMBIA-TOWSON, MD | 5 | $ 905,000 | $ 181,000 | $ 0 |
| BLOOMINGTON, IL | 5 | $ 1,355,000 | $ 271,000 | $ 163,000 |
| CLEVELAND-ELYRIA, OH | 5 | $ 1,885,000 | $ 377,000 | $ 0 |
| NORTH PORT-SARASOTA-BRADENTON, FL | 5 | $ 515,000 | $ 103,000 | $ 108,000 |
| RACINE, WI | 5 | $ 2,345,000 | $ 469,000 | $ 76,000 |
| ALBUQUERQUE, NM | 4 | $ 1,390,000 | $ 347,000 | $ 0 |
| BEND-REDMOND, OR | 4 | $ 550,000 | $ 137,000 | $ 0 |
| FRESNO, CA | 4 | $ 660,000 | $ 165,000 | $ 0 |
| KALAMAZOO-PORTAGE, MI | 4 | $ 800,000 | $ 200,000 | $ 168,000 |
| PORT ST. LUCIE, FL | 4 | $ 540,000 | $ 135,000 | $ 141,000 |
| SAN LUIS OBISPO-PASO ROBLES-ARROYO GRANDE, CA | 4 | $ 1,320,000 | $ 330,000 | $ 180,000 |
| SANTA MARIA-SANTA BARBARA, CA | 4 | $ 590,000 | $ 147,000 | $ 0 |
| TERRE HAUTE, IN | 4 | $ 350,000 | $ 87,000 | $ 87,000 |
| TUCSON, AZ | 4 | $ 310,000 | $ 77,000 | $ 0 |
| BOISE CITY, ID | 3 | $ 735,000 | $ 245,000 | $ 0 |
| BOSTON, MA | 3 | $ 1,575,000 | $ 525,000 | $ 185,000 |
| CHARLESTON-NORTH CHARLESTON, SC | 3 | $ 615,000 | $ 205,000 | $ 0 |
| COLUMBUS, OH | 3 | $ 5,525,000 | $ 1,841,000 | $ 0 |
| DES MOINES-WEST DES MOINES, IA | 3 | $ 705,000 | $ 235,000 | $ 92,000 |
| FORT COLLINS, CO | 3 | $ 1,105,000 | $ 368,000 | $ 0 |
| FORT WAYNE, IN | 3 | $ 365,000 | $ 121,000 | $ 108,000 |
| FORT WORTH-ARLINGTON, TX | 3 | $ 1,665,000 | $ 555,000 | $ 0 |
| GREELEY, CO | 3 | $ 675,000 | $ 225,000 | $ 0 |
| HARTFORD-WEST HARTFORD-EAST HARTFORD, CT | 3 | $ 335,000 | $ 111,000 | $ 0 |
| MICHIGAN CITY-LA PORTE, IN | 3 | $ 425,000 | $ 141,000 | $ 276,000 |
| PITTSBURGH, PA | 3 | $ 265,000 | $ 88,000 | $ 0 |
| PROVIDENCE-WARWICK, RI-MA | 3 | $ 235,000 | $ 78,000 | $ 0 |
| RENO, NV | 3 | $ 375,000 | $ 125,000 | $ 0 |
| SILVER SPRING-FREDERICK-ROCKVILLE, MD | 3 | $ 695,000 | $ 231,000 | $ 0 |
| TACOMA-LAKEWOOD, WA | 3 | $ 275,000 | $ 91,000 | $ 0 |
| BELLINGHAM, WA | 2 | $ 190,000 | $ 95,000 | $ 0 |
| BURLINGTON-SOUTH BURLINGTON, VT | 2 | $ 190,000 | $ 95,000 | $ 0 |
| CAMDEN, NJ | 2 | $ 220,000 | $ 110,000 | $ 0 |
| CINCINNATI, OH-KY-IN | 2 | $ 1,130,000 | $ 565,000 | $ 0 |
| DELTONA-DAYTONA BEACH-ORMOND BEACH, FL | 2 | $ 150,000 | $ 75,000 | $ 139,000 |
| DETROIT-DEARBORN-LIVONIA, MI | 2 | $ 800,000 | $ 400,000 | $ 89,000 |
| FLINT, MI | 2 | $ 210,000 | $ 105,000 | $ 30,000 |
| GRAND JUNCTION, CO | 2 | $ 310,000 | $ 155,000 | $ 175,000 |
| GRAND RAPIDS-WYOMING, MI | 2 | $ 460,000 | $ 230,000 | $ 91,000 |
| HARRISBURG-CARLISLE, PA | 2 | $ 210,000 | $ 105,000 | $ 106,000 |
| HOUSTON-THE WOODLANDS-SUGAR LAND, TX | 2 | $ 1,120,000 | $ 560,000 | $ 0 |
| KENNEWICK-RICHLAND, WA | 2 | $ 150,000 | $ 75,000 | $ 0 |
| LAKELAND-WINTER HAVEN, FL | 2 | $ 120,000 | $ 60,000 | $ 112,000 |
| LOUISVILLE/JEFFERSON COUNTY, KY-IN | 2 | $ 14,660,000 | $ 7,330,000 | $ 0 |
| MADISON, WI | 2 | $ 950,000 | $ 475,000 | $ 34,000 |
| MEDFORD, OR | 2 | $ 280,000 | $ 140,000 | $ 0 |
| MODESTO, CA | 2 | $ 140,000 | $ 70,000 | $ 0 |
| NASHVILLE-DAVIDSON--MURFREESBORO--FRANKLIN, TN | 2 | $ 650,000 | $ 325,000 | $ 48,000 |
| OLYMPIA-TUMWATER, WA | 2 | $ 290,000 | $ 145,000 | $ 0 |
| PALM BAY-MELBOURNE-TITUSVILLE, FL | 2 | $ 370,000 | $ 185,000 | $ 46,000 |
| ROCKINGHAM COUNTY-STRAFFORD COUNTY, NH | 2 | $ 140,000 | $ 70,000 | $ 0 |
| SALEM, OR | 2 | $ 110,000 | $ 55,000 | $ 0 |
| SANTA FE, NM | 2 | $ 470,000 | $ 235,000 | $ 0 |
| SIOUX CITY, IA-NE-SD | 2 | $ 260,000 | $ 130,000 | $ 95,000 |
| SPRINGFIELD, IL | 2 | $ 240,000 | $ 120,000 | $ 49,000 |
| VIRGINIA BEACH-NORFOLK-NEWPORT NEWS, VA-NC | 2 | $ 350,000 | $ 175,000 | $ 0 |
| VISALIA-PORTERVILLE, CA | 2 | $ 110,000 | $ 55,000 | $ 0 |
| ABILENE, TX | 1 | $ 625,000 | $ 625,000 | $ 0 |
| AKRON, OH | 1 | $ 55,000 | $ 55,000 | $ 0 |
| ALBANY, OR | 1 | $ 175,000 | $ 175,000 | $ 0 |
| ALLENTOWN-BETHLEHEM-EASTON, PA-NJ | 1 | $ 125,000 | $ 125,000 | $ 0 |
| AMES, IA | 1 | $ 195,000 | $ 195,000 | $ 197,000 |
| ANN ARBOR, MI | 1 | $ 45,000 | $ 45,000 | $ 0 |
| AUBURN-OPELIKA, AL | 1 | $ 595,000 | $ 595,000 | $ 0 |
| AUGUSTA-RICHMOND COUNTY, GA-SC | 1 | $ 495,000 | $ 495,000 | $ 0 |
| AUSTIN-ROUND ROCK, TX | 1 | $ 605,000 | $ 605,000 | $ 0 |
| BAKERSFIELD, CA | 1 | $ 125,000 | $ 125,000 | $ 0 |
| BLOOMINGTON, IN | 1 | $ 165,000 | $ 165,000 | $ 34,000 |
| CAMBRIDGE-NEWTON-FRAMINGHAM, MA | 1 | $ 505,000 | $ 505,000 | $ 0 |
| CARBONDALE-MARION, IL | 1 | $ 35,000 | $ 35,000 | $ 26,000 |
| CHICO, CA | 1 | $ 95,000 | $ 95,000 | $ 0 |
| CORVALLIS, OR | 1 | $ 145,000 | $ 145,000 | $ 0 |
| CRESTVIEW-FORT WALTON BEACH-DESTIN, FL | 1 | $ 1,405,000 | $ 1,405,000 | $ 1,111,000 |
| DAYTON, OH | 1 | $ 595,000 | $ 595,000 | $ 0 |
| DURHAM-CHAPEL HILL, NC | 1 | $ 185,000 | $ 185,000 | $ 0 |
| EUGENE, OR | 1 | $ 895,000 | $ 895,000 | $ 0 |
| FLAGSTAFF, AZ | 1 | $ 75,000 | $ 75,000 | $ 0 |
| GREENSBORO-HIGH POINT, NC | 1 | $ 85,000 | $ 85,000 | $ 0 |
| GREENVILLE-ANDERSON-MAULDIN, SC | 1 | $ 515,000 | $ 515,000 | $ 0 |
| JANESVILLE-BELOIT, WI | 1 | $ 65,000 | $ 65,000 | $ 0 |
| KINGSPORT-BRISTOL-BRISTOL, TN-VA | 1 | $ 905,000 | $ 905,000 | $ 414,000 |
| KINGSTON, NY | 1 | $ 85,000 | $ 85,000 | $ 0 |
| KOKOMO, IN | 1 | $ 25,000 | $ 25,000 | $ 83,000 |
| LAFAYETTE-WEST LAFAYETTE, IN | 1 | $ 225,000 | $ 225,000 | $ 0 |
| LAKE HAVASU CITY-KINGMAN, AZ | 1 | $ 505,000 | $ 505,000 | $ 0 |
| LANCASTER, PA | 1 | $ 55,000 | $ 55,000 | $ 0 |
| LANSING-EAST LANSING, MI | 1 | $ 135,000 | $ 135,000 | $ 0 |
| LAWRENCE, KS | 1 | $ 125,000 | $ 125,000 | $ 0 |
| LONGVIEW, WA | 1 | $ 65,000 | $ 65,000 | $ 0 |
| MERCED, CA | 1 | $ 145,000 | $ 145,000 | $ 0 |
| MOUNT VERNON-ANACORTES, WA | 1 | $ 55,000 | $ 55,000 | $ 0 |
| NAPA, CA | 1 | $ 125,000 | $ 125,000 | $ 0 |
| NEW ORLEANS-METAIRIE, LA | 1 | $ 1,335,000 | $ 1,335,000 | $ 0 |
| PUNTA GORDA, FL | 1 | $ 205,000 | $ 205,000 | $ 352,000 |
| REDDING, CA | 1 | $ 225,000 | $ 225,000 | $ 0 |
| RICHMOND, VA | 1 | $ 705,000 | $ 705,000 | $ 0 |
| SALISBURY, MD-DE | 1 | $ 515,000 | $ 515,000 | $ 0 |
| SAN ANTONIO-NEW BRAUNFELS, TX | 1 | $ 625,000 | $ 625,000 | $ 0 |
| SHEBOYGAN, WI | 1 | $ 305,000 | $ 305,000 | $ 142,000 |
| SPOKANE-SPOKANE VALLEY, WA | 1 | $ 165,000 | $ 165,000 | $ 0 |
| TRENTON, NJ | 1 | $ 45,000 | $ 45,000 | $ 0 |
| URBAN HONOLULU, HI | 1 | $ 1,395,000 | $ 1,395,000 | $ 0 |
| WAUSAU, WI | 1 | $ 35,000 | $ 35,000 | $ 38,000 |
| WENATCHEE, WA | 1 | $ 515,000 | $ 515,000 | $ 0 |
| WILMINGTON, DE-MD-NJ | 1 | $ 55,000 | $ 55,000 | $ 0 |
| WINCHESTER, VA-WV | 1 | $ 75,000 | $ 75,000 | $ 75,000 |
| YAKIMA, WA | 1 | $ 135,000 | $ 135,000 | $ 0 |
| YUBA CITY, CA | 1 | $ 65,000 | $ 65,000 | $ 0 |
Mortgage Loan Application Detail Totals for First Midwest Bank in 2018
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Home Purchase | 2,351 | $638,445,000 | $271,000 | $30,005,000 | $127,000 | $7,374,000 |
| Other Purpose | 2,318 | $177,850,000 | $76,000 | $1,505,000 | $113,000 | $4,808,000 |
| Refinancing | 2,181 | $467,665,000 | $214,000 | $14,045,000 | $130,000 | $3,904,000 |
| Not Applicable | 1,093 | $118,045,000 | $108,000 | $905,000 | $0 | $0 |
| Home Improvement | 1,064 | $77,300,000 | $72,000 | $5,005,000 | $117,000 | $1,754,000 |
| Cash-out Refinancing | 565 | $143,625,000 | $254,000 | $2,995,000 | $128,000 | $2,136,000 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| White | 5,039 | $746,345,000 | $148,000 | $4,005,000 | $127,000 | $3,904,000 |
| Not applicable | 1,810 | $557,000,000 | $307,000 | $30,005,000 | $0 | $0 |
| Hispanic | 1,101 | $117,445,000 | $106,000 | $1,495,000 | $74,000 | $623,000 |
| Not Provided | 812 | $108,690,000 | $133,000 | $2,875,000 | $180,000 | $7,374,000 |
| Black or African American | 574 | $45,880,000 | $79,000 | $875,000 | $83,000 | $1,435,000 |
| Asian | 191 | $42,115,000 | $220,000 | $1,425,000 | $169,000 | $1,586,000 |
| American Indian or Alaskan Native | 20 | $850,000 | $42,000 | $125,000 | $57,000 | $150,000 |
| Native Hawaiian or Other Pacific Islander | 8 | $2,880,000 | $360,000 | $945,000 | $147,000 | $278,000 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 9,133 | $1,556,505,000 | $170,000 | $30,005,000 | $126,000 | $7,374,000 |
| FHA-insured (Federal Housing Administration) | 364 | $54,080,000 | $148,000 | $375,000 | $60,000 | $243,000 |
| VA-guaranteed (Veterans Administration) | 48 | $8,560,000 | $178,000 | $465,000 | $70,000 | $165,000 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 27 | $3,785,000 | $140,000 | $245,000 | $52,000 | $89,000 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Loan Originated | 4,417 | $907,495,000 | $205,000 | $30,005,000 | $139,000 | $7,374,000 |
| Application Denied By Financial Institution | 2,890 | $309,380,000 | $107,000 | $3,005,000 | $98,000 | $2,775,000 |
| Loan Purchased By The Institution | 1,555 | $269,775,000 | $173,000 | $1,595,000 | $0 | $0 |
| Application Withdrawn By Applicant | 543 | $85,875,000 | $158,000 | $1,235,000 | $119,000 | $3,600,000 |
| Application Approved But Not Accepted | 155 | $47,195,000 | $304,000 | $7,045,000 | $148,000 | $2,023,000 |
| File Closed For Incompleteness | 12 | $3,210,000 | $267,000 | $1,045,000 | $135,000 | $381,000 |
| Preapproval Approved but not Accepted | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Denied by Financial Institution | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Not applicable | 6,682 | $1,313,550,000 | $196,000 | $30,005,000 | $137,000 | $7,374,000 |
| Collateral | 836 | $67,960,000 | $81,000 | $1,435,000 | $113,000 | $2,775,000 |
| Debt-To-Income Ratio | 712 | $82,310,000 | $115,000 | $2,005,000 | $71,000 | $597,000 |
| Credit History | 692 | $50,830,000 | $73,000 | $1,115,000 | $80,000 | $1,435,000 |
| Credit Application Incomplete | 539 | $85,045,000 | $157,000 | $1,995,000 | $126,000 | $1,800,000 |
| Other | 62 | $12,140,000 | $195,000 | $1,415,000 | $155,000 | $650,000 |
| Unverifiable Information | 28 | $6,440,000 | $230,000 | $3,005,000 | $110,000 | $731,000 |
| Insufficient Cash (Downpayment, Closing Cost) | 17 | $3,065,000 | $180,000 | $265,000 | $84,000 | $152,000 |
| Employment History | 4 | $1,590,000 | $397,000 | $965,000 | $137,000 | $269,000 |
| Mortgage Insurance Denied | 0 | $0 | $0 | $0 | $0 | $0 |
Our comprehensive HMDA mortgage statistics provide invaluable insights into First Midwest Bank's 2018 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.
This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics,
and assess First Midwest Bank's mortgage approval patterns.
Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
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