First Midwest Bank
HMDA Loan Application Totals
and Mortgage Lending Details
for 2014
First Midwest Bank 2014 HMDA loan application data provides key insights into its mortgage lending trends, applicant demographics, and loan distribution.
The Home Mortgage Disclosure Act (HMDA) requires lenders to report detailed loan application data, offering transparency into lending patterns.
The data reveals trends in average loan size, applicant income, and mortgage approval rates, helping consumers and analysts understand lending accessibility.
Below, explore a breakdown of loan applications by county, metro area, loan purpose, applicant race, loan type, and more.
Whether you're an industry professional, homebuyer, or researcher,
this information provides valuable insights into mortgage lending activity.
Scroll down to view the full dataset and analyze lending trends in greater detail.
| Mortgage Company & Address | First Midwest Bank 300 N. Hunt Club Road Gurnee, IL 60031 Tel #: available with data download |
| Federal Regulator | * available with data download |
| Years | 2016 2015 2014 2013 2012 2011 2010 2009 2008 2007 2006 2005 2004 2003 |
| Total Number of Mortgage Applications | 5,898 |
| Total Mortgage Loan Application Amount | $706,719,000 |
| Average Mortgage Loan Application Amount | $156,666 |
| Highest Mortgage Loan Application Amount | $11,500,000 |
| Average Applicant Income | $84,333 |
| Highest Applicant Income | $3,560,000 |
Explore comprehensive HMDA mortgage statistics and lending trends for 2014 with First Midwest Bank. Below, you'll find key insights into this lender's mortgage activity, including total loan applications, average mortgage amounts, highest application values, and income levels of top applicants. Whether you're analyzing First Midwest Bank's lending patterns or researching mortgage trends, these statistics provide valuable transparency into their loan activity.
Our HMDA dataset for 2014 breaks down First Midwest Bank's mortgage applications by loan purpose, applicant race, loan type, approval outcomes, and reasons for denial. These insights help homebuyers, financial analysts, and industry professionals assess borrower demographics and lending practices, offering a clearer view of how First Midwest Bank serves its applicants.
Each category highlights the total number of mortgage applications processed by First Midwest Bank, total loan amounts, average mortgage values, and the highest mortgage amounts recorded. You can also review borrower income trends, including the average and highest reported applicant incomes for loans issued by this lender. Whether you're evaluating lender performance, comparing mortgage approval rates, or exploring loan options, this HMDA-backed data offers a crucial look at First Midwest Bank's mortgage activity for 2014.
| County | Total Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loans Applications | Average Mortgage Loan Application Amount | Average Applicant Income |
|---|---|---|---|---|
| Cook County Illinois | 1,705 | $ 345,205,000 | $ 202,000 | $ 80,000 |
| Lake County Indiana | 855 | $ 52,836,000 | $ 61,000 | $ 65,000 |
| Will County Illinois | 852 | $ 63,551,000 | $ 74,000 | $ 82,000 |
| Lake County Illinois | 642 | $ 62,602,000 | $ 97,000 | $ 94,000 |
| Vermilion County Illinois | 293 | $ 11,774,000 | $ 40,000 | $ 62,000 |
| DuPage County Illinois | 160 | $ 39,828,000 | $ 248,000 | $ 183,000 |
| McHenry County Illinois | 156 | $ 18,877,000 | $ 121,000 | $ 89,000 |
| Rock Island County Illinois | 145 | $ 6,368,000 | $ 43,000 | $ 65,000 |
| Scott County Iowa | 117 | $ 5,862,000 | $ 50,000 | $ 71,000 |
| Knox County Illinois | 111 | $ 4,533,000 | $ 40,000 | $ 62,000 |
| Grundy County Illinois | 96 | $ 8,591,000 | $ 89,000 | $ 68,000 |
| Kane County Illinois | 52 | $ 10,795,000 | $ 207,000 | $ 90,000 |
| LaSalle County Illinois | 52 | $ 1,938,000 | $ 37,000 | $ 79,000 |
| Porter County Indiana | 48 | $ 5,673,000 | $ 118,000 | $ 93,000 |
| Kendall County Illinois | 45 | $ 4,051,000 | $ 90,000 | $ 97,000 |
| Kankakee County Illinois | 38 | $ 3,741,000 | $ 98,000 | $ 62,000 |
| Champaign County Illinois | 28 | $ 8,077,000 | $ 288,000 | $ 72,000 |
| Henry County Illinois | 20 | $ 845,000 | $ 42,000 | $ 62,000 |
| Kenosha County Wisconsin | 19 | $ 1,132,000 | $ 59,000 | $ 164,000 |
| Sangamon County Illinois | 13 | $ 309,000 | $ 23,000 | $ 77,000 |
| Livingston County Illinois | 12 | $ 747,000 | $ 62,000 | $ 67,000 |
| Hamilton County Indiana | 11 | $ 323,000 | $ 29,000 | $ 96,000 |
| Marion County Indiana | 11 | $ 608,000 | $ 55,000 | $ 79,000 |
| Mercer County Illinois | 9 | $ 176,000 | $ 19,000 | $ 72,000 |
| Walworth County Wisconsin | 9 | $ 546,000 | $ 60,000 | $ 86,000 |
| LaPorte County Indiana | 8 | $ 2,263,000 | $ 282,000 | $ 106,000 |
| St. Joseph County Indiana | 8 | $ 1,638,000 | $ 204,000 | $ 33,000 |
| Iroquois County Illinois | 6 | $ 582,000 | $ 97,000 | $ 87,000 |
| Peoria County Illinois | 6 | $ 221,000 | $ 36,000 | $ 81,000 |
| Warren County Indiana | 6 | $ 206,000 | $ 34,000 | $ 62,000 |
| Clinton County Iowa | 6 | $ 95,000 | $ 15,000 | $ 70,000 |
| Winnebago County Illinois | 5 | $ 551,000 | $ 110,000 | $ 80,000 |
| Allen County Indiana | 5 | $ 80,000 | $ 16,000 | $ 70,000 |
| Starke County Indiana | 5 | $ 560,000 | $ 112,000 | $ 86,000 |
| Lee County Florida | 4 | $ 957,000 | $ 239,000 | $ 153,000 |
| Tazewell County Illinois | 4 | $ 131,000 | $ 32,000 | $ 91,000 |
| Williamson County Illinois | 4 | $ 251,000 | $ 62,000 | $ 91,000 |
| Elkhart County Indiana | 4 | $ 110,000 | $ 27,000 | $ 43,000 |
| Fountain County Indiana | 4 | $ 223,000 | $ 55,000 | $ 39,000 |
| Richland County Montana | 4 | $ 391,000 | $ 97,000 | $ 68,000 |
| Berks County Pennsylvania | 4 | $ 243,000 | $ 60,000 | $ 53,000 |
| Collier County Florida | 3 | $ 1,761,000 | $ 587,000 | $ 807,000 |
| Escambia County Florida | 3 | $ 256,000 | $ 85,000 | $ 65,000 |
| Carroll County Illinois | 3 | $ 287,000 | $ 95,000 | $ 64,000 |
| DeKalb County Illinois | 3 | $ 180,000 | $ 60,000 | $ 261,000 |
| Macon County Illinois | 3 | $ 63,000 | $ 21,000 | $ 94,000 |
| Madison County Illinois | 3 | $ 75,000 | $ 25,000 | $ 68,000 |
| Whiteside County Illinois | 3 | $ 112,000 | $ 37,000 | $ 101,000 |
| Clark County Indiana | 3 | $ 50,000 | $ 16,000 | $ 67,000 |
| Vermillion County Indiana | 3 | $ 169,000 | $ 56,000 | $ 58,000 |
| White County Indiana | 3 | $ 205,000 | $ 68,000 | $ 66,000 |
| Dallas County Iowa | 3 | $ 62,000 | $ 20,000 | $ 63,000 |
| Linn County Iowa | 3 | $ 80,000 | $ 26,000 | $ 72,000 |
| Muscatine County Iowa | 3 | $ 58,000 | $ 19,000 | $ 42,000 |
| Van Buren County Michigan | 3 | $ 412,000 | $ 137,000 | $ 107,000 |
| Cumberland County Pennsylvania | 3 | $ 190,000 | $ 63,000 | $ 75,000 |
| Poquoson County Virginia | 3 | $ 202,000 | $ 67,000 | $ 116,000 |
| Wayne County West Virginia | 3 | $ 151,000 | $ 50,000 | $ 26,000 |
| Racine County Wisconsin | 3 | $ 115,000 | $ 38,000 | $ 49,000 |
| Maricopa County Arizona | 2 | $ 2,786,000 | $ 1,393,000 | $ 1,700,000 |
| Charlotte County Florida | 2 | $ 407,000 | $ 203,000 | $ 49,000 |
| Bureau County Illinois | 2 | $ 93,000 | $ 46,000 | $ 61,000 |
| Franklin County Illinois | 2 | $ 48,000 | $ 24,000 | $ 135,000 |
| McDonough County Illinois | 2 | $ 215,000 | $ 107,000 | $ 130,000 |
| McLean County Illinois | 2 | $ 197,000 | $ 98,000 | $ 78,000 |
| Piatt County Illinois | 2 | $ 116,000 | $ 58,000 | $ 66,000 |
| St. Clair County Illinois | 2 | $ 67,000 | $ 33,000 | $ 30,000 |
| Warren County Illinois | 2 | $ 45,000 | $ 22,000 | $ 56,000 |
| Jasper County Indiana | 2 | $ 147,000 | $ 73,000 | $ 74,000 |
| Monroe County Indiana | 2 | $ 40,000 | $ 20,000 | $ 97,000 |
| Shelby County Indiana | 2 | $ 40,000 | $ 20,000 | $ 57,000 |
| Steuben County Indiana | 2 | $ 28,000 | $ 14,000 | $ 72,000 |
| Dubuque County Iowa | 2 | $ 110,000 | $ 55,000 | $ 33,000 |
| Polk County Iowa | 2 | $ 42,000 | $ 21,000 | $ 61,000 |
| Clinton County Kentucky | 2 | $ 105,000 | $ 52,000 | $ 25,000 |
| Menifee County Kentucky | 2 | $ 152,000 | $ 76,000 | $ 121,000 |
| Anne Arundel County Maryland | 2 | $ 119,000 | $ 59,000 | $ 53,000 |
| Berrien County Michigan | 2 | $ 850,000 | $ 425,000 | $ 854,000 |
| Newaygo County Michigan | 2 | $ 130,000 | $ 65,000 | $ 94,000 |
| Bollinger County Missouri | 2 | $ 119,000 | $ 59,000 | $ 49,000 |
| Herkimer County New York | 2 | $ 164,000 | $ 82,000 | $ 41,000 |
| Saratoga County New York | 2 | $ 114,000 | $ 57,000 | $ 45,000 |
| Dunn County North Dakota | 2 | $ 197,000 | $ 98,000 | $ 80,000 |
| Butler County Pennsylvania | 2 | $ 82,000 | $ 41,000 | $ 44,000 |
| Lancaster County Pennsylvania | 2 | $ 103,000 | $ 51,000 | $ 65,000 |
| Westmoreland County Pennsylvania | 2 | $ 166,000 | $ 83,000 | $ 59,000 |
| Jackson County West Virginia | 2 | $ 96,000 | $ 48,000 | $ 69,000 |
| Preston County West Virginia | 2 | $ 115,000 | $ 57,000 | $ 48,000 |
| Door County Wisconsin | 2 | $ 304,000 | $ 152,000 | $ 96,000 |
| Sauk County Wisconsin | 2 | $ 50,000 | $ 25,000 | $ 129,000 |
| Vilas County Wisconsin | 2 | $ 195,000 | $ 97,000 | $ 153,000 |
| Waukesha County Wisconsin | 2 | $ 171,000 | $ 85,000 | $ 119,000 |
| Natrona County Wyoming | 2 | $ 100,000 | $ 50,000 | $ 62,000 |
| Platte County Wyoming | 2 | $ 179,000 | $ 89,000 | $ 34,000 |
| Yavapai County Arizona | 1 | $ 178,000 | $ 178,000 | $ 227,000 |
| San Diego County California | 1 | $ 4,000 | $ 4,000 | $ 12,000 |
| San Francisco County California | 1 | $ 20,000 | $ 20,000 | $ 64,000 |
| Archuleta County Colorado | 1 | $ 116,000 | $ 116,000 | $ 283,000 |
| Eagle County Colorado | 1 | $ 620,000 | $ 620,000 | $ 1,191,000 |
| La Plata County Colorado | 1 | $ 25,000 | $ 25,000 | $ 150,000 |
| Kent County Delaware | 1 | $ 49,000 | $ 49,000 | $ 125,000 |
| Sussex County Delaware | 1 | $ 86,000 | $ 86,000 | $ 90,000 |
| Broward County Florida | 1 | $ 385,000 | $ 385,000 | $ 57,000 |
| Flagler County Florida | 1 | $ 255,000 | $ 255,000 | $ 282,000 |
| Manatee County Florida | 1 | $ 25,000 | $ 25,000 | $ 896,000 |
| Boone County Illinois | 1 | $ 1,750,000 | $ 1,750,000 | $ 0 |
| Clark County Illinois | 1 | $ 50,000 | $ 50,000 | $ 126,000 |
| Clinton County Illinois | 1 | $ 46,000 | $ 46,000 | $ 26,000 |
| Coles County Illinois | 1 | $ 50,000 | $ 50,000 | $ 38,000 |
| De Witt County Illinois | 1 | $ 92,000 | $ 92,000 | $ 354,000 |
| Douglas County Illinois | 1 | $ 45,000 | $ 45,000 | $ 45,000 |
| Effingham County Illinois | 1 | $ 15,000 | $ 15,000 | $ 49,000 |
| Ford County Illinois | 1 | $ 10,000 | $ 10,000 | $ 87,000 |
| Fulton County Illinois | 1 | $ 20,000 | $ 20,000 | $ 57,000 |
| Gallatin County Illinois | 1 | $ 79,000 | $ 79,000 | $ 96,000 |
| Jackson County Illinois | 1 | $ 10,000 | $ 10,000 | $ 62,000 |
| Jo Daviess County Illinois | 1 | $ 281,000 | $ 281,000 | $ 0 |
| Logan County Illinois | 1 | $ 39,000 | $ 39,000 | $ 50,000 |
| Macoupin County Illinois | 1 | $ 24,000 | $ 24,000 | $ 45,000 |
| Montgomery County Illinois | 1 | $ 15,000 | $ 15,000 | $ 62,000 |
| Putnam County Illinois | 1 | $ 20,000 | $ 20,000 | $ 71,000 |
| Saline County Illinois | 1 | $ 21,000 | $ 21,000 | $ 103,000 |
| Stephenson County Illinois | 1 | $ 615,000 | $ 615,000 | $ 0 |
| White County Illinois | 1 | $ 28,000 | $ 28,000 | $ 24,000 |
| Woodford County Illinois | 1 | $ 15,000 | $ 15,000 | $ 49,000 |
| Boone County Indiana | 1 | $ 20,000 | $ 20,000 | $ 175,000 |
| Cass County Indiana | 1 | $ 75,000 | $ 75,000 | $ 50,000 |
| Dearborn County Indiana | 1 | $ 25,000 | $ 25,000 | $ 68,000 |
| Decatur County Indiana | 1 | $ 15,000 | $ 15,000 | $ 78,000 |
| Delaware County Indiana | 1 | $ 10,000 | $ 10,000 | $ 37,000 |
| Grant County Indiana | 1 | $ 50,000 | $ 50,000 | $ 109,000 |
| Greene County Indiana | 1 | $ 25,000 | $ 25,000 | $ 70,000 |
| Hancock County Indiana | 1 | $ 25,000 | $ 25,000 | $ 48,000 |
| Harrison County Indiana | 1 | $ 10,000 | $ 10,000 | $ 114,000 |
| Johnson County Indiana | 1 | $ 20,000 | $ 20,000 | $ 60,000 |
| Kosciusko County Indiana | 1 | $ 86,000 | $ 86,000 | $ 96,000 |
| Madison County Indiana | 1 | $ 45,000 | $ 45,000 | $ 63,000 |
| Montgomery County Indiana | 1 | $ 15,000 | $ 15,000 | $ 36,000 |
| Morgan County Indiana | 1 | $ 5,000 | $ 5,000 | $ 47,000 |
| Newton County Indiana | 1 | $ 93,000 | $ 93,000 | $ 80,000 |
| Noble County Indiana | 1 | $ 46,000 | $ 46,000 | $ 56,000 |
| Pike County Indiana | 1 | $ 3,000 | $ 3,000 | $ 32,000 |
| Tippecanoe County Indiana | 1 | $ 6,000 | $ 6,000 | $ 32,000 |
| Washington County Indiana | 1 | $ 56,000 | $ 56,000 | $ 40,000 |
| Cedar County Iowa | 1 | $ 68,000 | $ 68,000 | $ 0 |
| Jones County Iowa | 1 | $ 61,000 | $ 61,000 | $ 68,000 |
| Kossuth County Iowa | 1 | $ 9,000 | $ 9,000 | $ 50,000 |
| Mahaska County Iowa | 1 | $ 50,000 | $ 50,000 | $ 94,000 |
| Marshall County Iowa | 1 | $ 20,000 | $ 20,000 | $ 28,000 |
| Mills County Iowa | 1 | $ 48,000 | $ 48,000 | $ 22,000 |
| Pottawattamie County Iowa | 1 | $ 104,000 | $ 104,000 | $ 120,000 |
| Winnebago County Iowa | 1 | $ 4,000 | $ 4,000 | $ 107,000 |
| Barber County Kansas | 1 | $ 69,000 | $ 69,000 | $ 80,000 |
| Cowley County Kansas | 1 | $ 37,000 | $ 37,000 | $ 69,000 |
| Geary County Kansas | 1 | $ 57,000 | $ 57,000 | $ 72,000 |
| Pottawatomie County Kansas | 1 | $ 57,000 | $ 57,000 | $ 36,000 |
| Sedgwick County Kansas | 1 | $ 45,000 | $ 45,000 | $ 29,000 |
| Casey County Kentucky | 1 | $ 62,000 | $ 62,000 | $ 55,000 |
| Clark County Kentucky | 1 | $ 97,000 | $ 97,000 | $ 54,000 |
| Cumberland County Kentucky | 1 | $ 40,000 | $ 40,000 | $ 53,000 |
| Floyd County Kentucky | 1 | $ 63,000 | $ 63,000 | $ 65,000 |
| Jackson County Kentucky | 1 | $ 49,000 | $ 49,000 | $ 32,000 |
| Letcher County Kentucky | 1 | $ 57,000 | $ 57,000 | $ 45,000 |
| Magoffin County Kentucky | 1 | $ 56,000 | $ 56,000 | $ 44,000 |
| Marion County Kentucky | 1 | $ 73,000 | $ 73,000 | $ 62,000 |
| Meade County Kentucky | 1 | $ 38,000 | $ 38,000 | $ 113,000 |
| Pike County Kentucky | 1 | $ 96,000 | $ 96,000 | $ 72,000 |
| Warren County Kentucky | 1 | $ 42,000 | $ 42,000 | $ 26,000 |
| Howard County Maryland | 1 | $ 69,000 | $ 69,000 | $ 29,000 |
| Talbot County Maryland | 1 | $ 61,000 | $ 61,000 | $ 32,000 |
| Cass County Michigan | 1 | $ 12,000 | $ 12,000 | $ 26,000 |
| Dickinson County Michigan | 1 | $ 10,000 | $ 10,000 | $ 42,000 |
| Hillsdale County Michigan | 1 | $ 192,000 | $ 192,000 | $ 125,000 |
| Kent County Michigan | 1 | $ 11,500,000 | $ 11,500,000 | $ 0 |
| Livingston County Michigan | 1 | $ 71,000 | $ 71,000 | $ 83,000 |
| Ottawa County Michigan | 1 | $ 32,000 | $ 32,000 | $ 74,000 |
| Washtenaw County Michigan | 1 | $ 36,000 | $ 36,000 | $ 27,000 |
| Carver County Minnesota | 1 | $ 115,000 | $ 115,000 | $ 80,000 |
| Chisago County Minnesota | 1 | $ 103,000 | $ 103,000 | $ 108,000 |
| Hennepin County Minnesota | 1 | $ 130,000 | $ 130,000 | $ 660,000 |
| Otter Tail County Minnesota | 1 | $ 92,000 | $ 92,000 | $ 49,000 |
| Stearns County Minnesota | 1 | $ 57,000 | $ 57,000 | $ 130,000 |
| Jasper County Mississippi | 1 | $ 13,000 | $ 13,000 | $ 52,000 |
| Cape Girardeau County Missouri | 1 | $ 33,000 | $ 33,000 | $ 27,000 |
| Cedar County Missouri | 1 | $ 73,000 | $ 73,000 | $ 42,000 |
| Clay County Missouri | 1 | $ 33,000 | $ 33,000 | $ 90,000 |
| Hickory County Missouri | 1 | $ 37,000 | $ 37,000 | $ 125,000 |
| Laclede County Missouri | 1 | $ 98,000 | $ 98,000 | $ 108,000 |
| Lawrence County Missouri | 1 | $ 62,000 | $ 62,000 | $ 29,000 |
| Lincoln County Missouri | 1 | $ 49,000 | $ 49,000 | $ 24,000 |
| Perry County Missouri | 1 | $ 37,000 | $ 37,000 | $ 14,000 |
| Scott County Missouri | 1 | $ 38,000 | $ 38,000 | $ 50,000 |
| St. Louis County Missouri | 1 | $ 25,000 | $ 25,000 | $ 55,000 |
| Sullivan County Missouri | 1 | $ 31,000 | $ 31,000 | $ 32,000 |
| Vernon County Missouri | 1 | $ 33,000 | $ 33,000 | $ 33,000 |
| Cascade County Montana | 1 | $ 64,000 | $ 64,000 | $ 56,000 |
| Flathead County Montana | 1 | $ 90,000 | $ 90,000 | $ 195,000 |
| Powder River County Montana | 1 | $ 58,000 | $ 58,000 | $ 108,000 |
| Cherry County Nebraska | 1 | $ 100,000 | $ 100,000 | $ 45,000 |
| Albany County New York | 1 | $ 95,000 | $ 95,000 | $ 53,000 |
| Broome County New York | 1 | $ 52,000 | $ 52,000 | $ 36,000 |
| Chautauqua County New York | 1 | $ 43,000 | $ 43,000 | $ 59,000 |
| Chenango County New York | 1 | $ 100,000 | $ 100,000 | $ 51,000 |
| Niagara County New York | 1 | $ 32,000 | $ 32,000 | $ 20,000 |
| Onondaga County New York | 1 | $ 39,000 | $ 39,000 | $ 35,000 |
| Otsego County New York | 1 | $ 47,000 | $ 47,000 | $ 21,000 |
| LaMoure County North Dakota | 1 | $ 45,000 | $ 45,000 | $ 45,000 |
| Renville County North Dakota | 1 | $ 94,000 | $ 94,000 | $ 93,000 |
| Stutsman County North Dakota | 1 | $ 52,000 | $ 52,000 | $ 80,000 |
| Ward County North Dakota | 1 | $ 56,000 | $ 56,000 | $ 61,000 |
| Williams County North Dakota | 1 | $ 146,000 | $ 146,000 | $ 94,000 |
| Belmont County Ohio | 1 | $ 54,000 | $ 54,000 | $ 66,000 |
| Guernsey County Ohio | 1 | $ 29,000 | $ 29,000 | $ 62,000 |
| Hocking County Ohio | 1 | $ 31,000 | $ 31,000 | $ 36,000 |
| Licking County Ohio | 1 | $ 68,000 | $ 68,000 | $ 91,000 |
| Lorain County Ohio | 1 | $ 48,000 | $ 48,000 | $ 70,000 |
| Portage County Ohio | 1 | $ 36,000 | $ 36,000 | $ 30,000 |
| Ross County Ohio | 1 | $ 48,000 | $ 48,000 | $ 32,000 |
| Adams County Pennsylvania | 1 | $ 23,000 | $ 23,000 | $ 41,000 |
| Blair County Pennsylvania | 1 | $ 82,000 | $ 82,000 | $ 104,000 |
| Bradford County Pennsylvania | 1 | $ 36,000 | $ 36,000 | $ 12,000 |
| Bucks County Pennsylvania | 1 | $ 65,000 | $ 65,000 | $ 27,000 |
| Centre County Pennsylvania | 1 | $ 70,000 | $ 70,000 | $ 87,000 |
| Clarion County Pennsylvania | 1 | $ 26,000 | $ 26,000 | $ 31,000 |
| Indiana County Pennsylvania | 1 | $ 60,000 | $ 60,000 | $ 59,000 |
| Lebanon County Pennsylvania | 1 | $ 76,000 | $ 76,000 | $ 78,000 |
| Lycoming County Pennsylvania | 1 | $ 35,000 | $ 35,000 | $ 38,000 |
| Northampton County Pennsylvania | 1 | $ 48,000 | $ 48,000 | $ 46,000 |
| Custer County South Dakota | 1 | $ 54,000 | $ 54,000 | $ 31,000 |
| Lawrence County South Dakota | 1 | $ 68,000 | $ 68,000 | $ 71,000 |
| Minnehaha County South Dakota | 1 | $ 98,000 | $ 98,000 | $ 71,000 |
| Harris County Texas | 1 | $ 361,000 | $ 361,000 | $ 287,000 |
| Chittenden County Vermont | 1 | $ 66,000 | $ 66,000 | $ 70,000 |
| Orange County Vermont | 1 | $ 73,000 | $ 73,000 | $ 74,000 |
| Bedford County Virginia | 1 | $ 27,000 | $ 27,000 | $ 28,000 |
| Brunswick County Virginia | 1 | $ 51,000 | $ 51,000 | $ 118,000 |
| Buchanan County Virginia | 1 | $ 93,000 | $ 93,000 | $ 98,000 |
| Patrick County Virginia | 1 | $ 37,000 | $ 37,000 | $ 22,000 |
| Russell County Virginia | 1 | $ 40,000 | $ 40,000 | $ 27,000 |
| Wythe County Virginia | 1 | $ 86,000 | $ 86,000 | $ 61,000 |
| Jefferson County West Virginia | 1 | $ 32,000 | $ 32,000 | $ 77,000 |
| Kanawha County West Virginia | 1 | $ 60,000 | $ 60,000 | $ 18,000 |
| Lincoln County West Virginia | 1 | $ 27,000 | $ 27,000 | $ 15,000 |
| Mason County West Virginia | 1 | $ 69,000 | $ 69,000 | $ 71,000 |
| Putnam County West Virginia | 1 | $ 35,000 | $ 35,000 | $ 37,000 |
| Raleigh County West Virginia | 1 | $ 44,000 | $ 44,000 | $ 54,000 |
| Tyler County West Virginia | 1 | $ 65,000 | $ 65,000 | $ 35,000 |
| Manitowoc County Wisconsin | 1 | $ 275,000 | $ 275,000 | $ 50,000 |
| Marathon County Wisconsin | 1 | $ 260,000 | $ 260,000 | $ 113,000 |
| Marquette County Wisconsin | 1 | $ 750,000 | $ 750,000 | $ 284,000 |
| Ozaukee County Wisconsin | 1 | $ 250,000 | $ 250,000 | $ 96,000 |
| Washington County Wisconsin | 1 | $ 16,000 | $ 16,000 | $ 32,000 |
Mortgage Loan Application Detail Totals for First Midwest Bank in 2014
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Home Improvement | 3,210 | $82,076,000 | $25,000 | $5,573,000 | $77,000 | $1,400,000 |
| Refinancing | 1,633 | $437,849,000 | $268,000 | $11,500,000 | $93,000 | $3,158,000 |
| Home Purchase | 1,055 | $186,794,000 | $177,000 | $3,023,000 | $83,000 | $3,560,000 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| White | 3,540 | $302,130,000 | $85,000 | $2,800,000 | $93,000 | $3,560,000 |
| Hispanic | 797 | $37,644,000 | $47,000 | $499,000 | $57,000 | $423,000 |
| Black or African American | 622 | $21,490,000 | $34,000 | $2,000,000 | $68,000 | $3,158,000 |
| Not Provided | 400 | $32,785,000 | $81,000 | $1,479,000 | $108,000 | $1,400,000 |
| Not applicable | 365 | $286,280,000 | $784,000 | $11,500,000 | $0 | $73,000 |
| Asian | 123 | $15,873,000 | $129,000 | $1,800,000 | $159,000 | $1,064,000 |
| American Indian or Alaskan Native | 32 | $2,657,000 | $83,000 | $809,000 | $90,000 | $511,000 |
| Native Hawaiian or Other Pacific Islander | 19 | $7,860,000 | $413,000 | $1,500,000 | $255,000 | $610,000 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 5,687 | $679,690,000 | $119,000 | $11,500,000 | $83,000 | $3,560,000 |
| FHA-insured (Federal Housing Administration) | 179 | $21,651,000 | $120,000 | $272,000 | $52,000 | $125,000 |
| VA-guaranteed (Veterans Administration) | 32 | $5,378,000 | $168,000 | $425,000 | $76,000 | $164,000 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 0 | $0 | $0 | $0 | $0 | $0 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Loan Originated | 2,748 | $334,782,000 | $121,000 | $6,900,000 | $92,000 | $3,560,000 |
| Application Denied By Financial Institution | 2,465 | $146,179,000 | $59,000 | $2,800,000 | $74,000 | $3,158,000 |
| Application Approved But Not Accepted | 312 | $28,040,000 | $89,000 | $6,915,000 | $87,000 | $1,407,000 |
| Application Withdrawn By Applicant | 192 | $42,706,000 | $222,000 | $11,500,000 | $98,000 | $1,097,000 |
| Loan Purchased By The Institution | 169 | $153,289,000 | $907,000 | $6,125,000 | $0 | $0 |
| File Closed For Incompleteness | 11 | $1,603,000 | $145,000 | $262,000 | $128,000 | $277,000 |
| Preapproval Denied by Financial Institution | 1 | $120,000 | $120,000 | $120,000 | $420,000 | $420,000 |
| Preapproval Approved but not Accepted | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Credit History | 1,195 | $34,630,000 | $28,000 | $905,000 | $73,000 | $896,000 |
| Debt-To-Income Ratio | 895 | $46,588,000 | $52,000 | $1,860,000 | $58,000 | $682,000 |
| Credit Application Incomplete | 167 | $39,026,000 | $233,000 | $2,800,000 | $140,000 | $2,315,000 |
| Collateral | 144 | $15,247,000 | $105,000 | $1,500,000 | $89,000 | $945,000 |
| Other | 32 | $3,106,000 | $97,000 | $613,000 | $89,000 | $420,000 |
| Unverifiable Information | 15 | $4,059,000 | $270,000 | $2,000,000 | $282,000 | $3,158,000 |
| Employment History | 9 | $2,187,000 | $243,000 | $1,073,000 | $132,000 | $535,000 |
| Insufficient Cash (Downpayment, Closing Cost) | 9 | $1,456,000 | $161,000 | $945,000 | $66,000 | $276,000 |
| Mortgage Insurance Denied | 0 | $0 | $0 | $0 | $0 | $0 |
Our comprehensive HMDA mortgage statistics provide invaluable insights into First Midwest Bank's 2014 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.
This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics,
and assess First Midwest Bank's mortgage approval patterns.
Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
For a list of all lenders in Illinois, download the full spreadsheet
with aggregated HMDA statistics today.