First National Acceptance Company
HMDA Loan Application Totals
and Mortgage Lending Details
for 2005
First National Acceptance Company 2005 HMDA loan application data provides key insights into its mortgage lending trends, applicant demographics, and loan distribution.
The Home Mortgage Disclosure Act (HMDA) requires lenders to report detailed loan application data, offering transparency into lending patterns.
The data reveals trends in average loan size, applicant income, and mortgage approval rates, helping consumers and analysts understand lending accessibility.
Below, explore a breakdown of loan applications by county, metro area, loan purpose, applicant race, loan type, and more.
Whether you're an industry professional, homebuyer, or researcher,
this information provides valuable insights into mortgage lending activity.
Scroll down to view the full dataset and analyze lending trends in greater detail.
| Mortgage Company & Address | First National Acceptance Company 241 East Saginaw/P.O. Box 980 East Lansing, MI 48826 Tel #: available with data download |
| Federal Regulator | * available with data download |
| Years | 2017 2016 2015 2014 2013 2012 2011 2010 2009 2008 2007 2006 2005 2004 2003 |
| Total Number of Mortgage Applications | 290 |
| Total Mortgage Loan Application Amount | $8,592,000 |
| Average Mortgage Loan Application Amount | $30,128 |
| Highest Mortgage Loan Application Amount | $292,000 |
| Average Applicant Income | $15,333 |
| Highest Applicant Income | $97,000 |
Explore comprehensive HMDA mortgage statistics and lending trends for 2005 with First National Acceptance Company. Below, you'll find key insights into this lender's mortgage activity, including total loan applications, average mortgage amounts, highest application values, and income levels of top applicants. Whether you're analyzing First National Acceptance Company's lending patterns or researching mortgage trends, these statistics provide valuable transparency into their loan activity.
Our HMDA dataset for 2005 breaks down First National Acceptance Company's mortgage applications by loan purpose, applicant race, loan type, approval outcomes, and reasons for denial. These insights help homebuyers, financial analysts, and industry professionals assess borrower demographics and lending practices, offering a clearer view of how First National Acceptance Company serves its applicants.
Each category highlights the total number of mortgage applications processed by First National Acceptance Company, total loan amounts, average mortgage values, and the highest mortgage amounts recorded. You can also review borrower income trends, including the average and highest reported applicant incomes for loans issued by this lender. Whether you're evaluating lender performance, comparing mortgage approval rates, or exploring loan options, this HMDA-backed data offers a crucial look at First National Acceptance Company's mortgage activity for 2005.
| County | Total Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loans Applications | Average Mortgage Loan Application Amount | Average Applicant Income |
|---|---|---|---|---|
| Erie County New York | 7 | $ 151,000 | $ 21,000 | $ 32,000 |
| Jefferson County Texas | 7 | $ 206,000 | $ 29,000 | $ 0 |
| Cameron County Texas | 6 | $ 256,000 | $ 42,000 | $ 22,000 |
| Jackson County Missouri | 4 | $ 85,000 | $ 21,000 | $ 10,000 |
| Bexar County Texas | 4 | $ 141,000 | $ 35,000 | $ 0 |
| Harris County Texas | 4 | $ 109,000 | $ 27,000 | $ 0 |
| Baldwin County Alabama | 3 | $ 144,000 | $ 48,000 | $ 7,000 |
| Newaygo County Michigan | 3 | $ 64,000 | $ 21,000 | $ 0 |
| Chautauqua County New York | 3 | $ 56,000 | $ 18,000 | $ 0 |
| Monroe County New York | 3 | $ 164,000 | $ 54,000 | $ 0 |
| Luzerne County Pennsylvania | 3 | $ 41,000 | $ 13,000 | $ 0 |
| Shelby County Tennessee | 3 | $ 73,000 | $ 24,000 | $ 0 |
| Ector County Texas | 3 | $ 78,000 | $ 26,000 | $ 0 |
| El Paso County Texas | 3 | $ 77,000 | $ 25,000 | $ 9,000 |
| Hood County Texas | 3 | $ 98,000 | $ 32,000 | $ 0 |
| Hunt County Texas | 3 | $ 90,000 | $ 30,000 | $ 12,000 |
| Lubbock County Texas | 3 | $ 77,000 | $ 25,000 | $ 0 |
| Montgomery County Texas | 3 | $ 64,000 | $ 21,000 | $ 0 |
| Navarro County Texas | 3 | $ 71,000 | $ 23,000 | $ 8,000 |
| Nueces County Texas | 3 | $ 64,000 | $ 21,000 | $ 0 |
| Mobile County Alabama | 2 | $ 71,000 | $ 35,000 | $ 48,000 |
| Navajo County Arizona | 2 | $ 79,000 | $ 39,000 | $ 17,000 |
| San Bernardino County California | 2 | $ 89,000 | $ 44,000 | $ 22,000 |
| Columbia County Florida | 2 | $ 333,000 | $ 166,000 | $ 0 |
| Duval County Florida | 2 | $ 57,000 | $ 28,000 | $ 0 |
| Leon County Florida | 2 | $ 50,000 | $ 25,000 | $ 0 |
| Palm Beach County Florida | 2 | $ 40,000 | $ 20,000 | $ 0 |
| Volusia County Florida | 2 | $ 44,000 | $ 22,000 | $ 0 |
| Houston County Georgia | 2 | $ 62,000 | $ 31,000 | $ 0 |
| Ionia County Michigan | 2 | $ 35,000 | $ 17,000 | $ 0 |
| Roscommon County Michigan | 2 | $ 39,000 | $ 19,000 | $ 0 |
| Pike County Mississippi | 2 | $ 67,000 | $ 33,000 | $ 0 |
| Jasper County Missouri | 2 | $ 58,000 | $ 29,000 | $ 0 |
| Niagara County New York | 2 | $ 36,000 | $ 18,000 | $ 0 |
| Steuben County New York | 2 | $ 44,000 | $ 22,000 | $ 0 |
| Buncombe County North Carolina | 2 | $ 96,000 | $ 48,000 | $ 0 |
| Nash County North Carolina | 2 | $ 71,000 | $ 35,000 | $ 0 |
| Sampson County North Carolina | 2 | $ 54,000 | $ 27,000 | $ 0 |
| Wilkes County North Carolina | 2 | $ 56,000 | $ 28,000 | $ 22,000 |
| Spartanburg County South Carolina | 2 | $ 58,000 | $ 29,000 | $ 0 |
| Maury County Tennessee | 2 | $ 64,000 | $ 32,000 | $ 0 |
| Bandera County Texas | 2 | $ 39,000 | $ 19,000 | $ 0 |
| Bosque County Texas | 2 | $ 40,000 | $ 20,000 | $ 0 |
| Brazoria County Texas | 2 | $ 40,000 | $ 20,000 | $ 0 |
| Cherokee County Texas | 2 | $ 42,000 | $ 21,000 | $ 0 |
| Grayson County Texas | 2 | $ 41,000 | $ 20,000 | $ 0 |
| Henderson County Texas | 2 | $ 71,000 | $ 35,000 | $ 0 |
| Hill County Texas | 2 | $ 48,000 | $ 24,000 | $ 0 |
| Howard County Texas | 2 | $ 46,000 | $ 23,000 | $ 0 |
| Hutchinson County Texas | 2 | $ 23,000 | $ 11,000 | $ 0 |
| Johnson County Texas | 2 | $ 95,000 | $ 47,000 | $ 0 |
| Llano County Texas | 2 | $ 54,000 | $ 27,000 | $ 0 |
| Orange County Texas | 2 | $ 42,000 | $ 21,000 | $ 15,000 |
| San Augustine County Texas | 2 | $ 62,000 | $ 31,000 | $ 0 |
| Tom Green County Texas | 2 | $ 98,000 | $ 49,000 | $ 0 |
| Wichita County Texas | 2 | $ 53,000 | $ 26,000 | $ 0 |
| Jefferson County Alabama | 1 | $ 55,000 | $ 55,000 | $ 0 |
| Montgomery County Alabama | 1 | $ 14,000 | $ 14,000 | $ 60,000 |
| Shelby County Alabama | 1 | $ 35,000 | $ 35,000 | $ 0 |
| Cochise County Arizona | 1 | $ 33,000 | $ 33,000 | $ 0 |
| Graham County Arizona | 1 | $ 19,000 | $ 19,000 | $ 0 |
| Mohave County Arizona | 1 | $ 14,000 | $ 14,000 | $ 0 |
| Yuma County Arizona | 1 | $ 33,000 | $ 33,000 | $ 0 |
| Garland County Arkansas | 1 | $ 21,000 | $ 21,000 | $ 0 |
| Pulaski County Arkansas | 1 | $ 24,000 | $ 24,000 | $ 0 |
| Butte County California | 1 | $ 5,000 | $ 5,000 | $ 32,000 |
| Mendocino County California | 1 | $ 81,000 | $ 81,000 | $ 38,000 |
| Riverside County California | 1 | $ 29,000 | $ 29,000 | $ 0 |
| Custer County Colorado | 1 | $ 26,000 | $ 26,000 | $ 0 |
| Gunnison County Colorado | 1 | $ 66,000 | $ 66,000 | $ 0 |
| Washington County Colorado | 1 | $ 14,000 | $ 14,000 | $ 0 |
| Brevard County Florida | 1 | $ 41,000 | $ 41,000 | $ 0 |
| Broward County Florida | 1 | $ 14,000 | $ 14,000 | $ 0 |
| Citrus County Florida | 1 | $ 21,000 | $ 21,000 | $ 13,000 |
| Clay County Florida | 1 | $ 47,000 | $ 47,000 | $ 0 |
| Hillsborough County Florida | 1 | $ 19,000 | $ 19,000 | $ 0 |
| Lake County Florida | 1 | $ 42,000 | $ 42,000 | $ 0 |
| Miami-Dade County Florida | 1 | $ 34,000 | $ 34,000 | $ 0 |
| Osceola County Florida | 1 | $ 17,000 | $ 17,000 | $ 0 |
| Polk County Florida | 1 | $ 29,000 | $ 29,000 | $ 0 |
| Sarasota County Florida | 1 | $ 35,000 | $ 35,000 | $ 32,000 |
| Seminole County Florida | 1 | $ 27,000 | $ 27,000 | $ 0 |
| Sumter County Florida | 1 | $ 20,000 | $ 20,000 | $ 0 |
| Taylor County Florida | 1 | $ 29,000 | $ 29,000 | $ 0 |
| Chatham County Georgia | 1 | $ 42,000 | $ 42,000 | $ 0 |
| Crawford County Georgia | 1 | $ 25,000 | $ 25,000 | $ 27,000 |
| Decatur County Georgia | 1 | $ 30,000 | $ 30,000 | $ 36,000 |
| Dougherty County Georgia | 1 | $ 19,000 | $ 19,000 | $ 16,000 |
| Habersham County Georgia | 1 | $ 45,000 | $ 45,000 | $ 0 |
| Hall County Georgia | 1 | $ 8,000 | $ 8,000 | $ 16,000 |
| Liberty County Georgia | 1 | $ 21,000 | $ 21,000 | $ 0 |
| Newton County Georgia | 1 | $ 50,000 | $ 50,000 | $ 0 |
| Richmond County Georgia | 1 | $ 8,000 | $ 8,000 | $ 0 |
| Troup County Georgia | 1 | $ 13,000 | $ 13,000 | $ 0 |
| Walker County Georgia | 1 | $ 54,000 | $ 54,000 | $ 0 |
| Boise County Idaho | 1 | $ 35,000 | $ 35,000 | $ 0 |
| Hancock County Maine | 1 | $ 20,000 | $ 20,000 | $ 0 |
| Berrien County Michigan | 1 | $ 12,000 | $ 12,000 | $ 0 |
| Crawford County Michigan | 1 | $ 8,000 | $ 8,000 | $ 0 |
| Oceana County Michigan | 1 | $ 18,000 | $ 18,000 | $ 0 |
| Otsego County Michigan | 1 | $ 7,000 | $ 7,000 | $ 0 |
| Ottawa County Michigan | 1 | $ 7,000 | $ 7,000 | $ 0 |
| Presque Isle County Michigan | 1 | $ 34,000 | $ 34,000 | $ 0 |
| Forrest County Mississippi | 1 | $ 9,000 | $ 9,000 | $ 16,000 |
| Tate County Mississippi | 1 | $ 55,000 | $ 55,000 | $ 0 |
| Johnson County Missouri | 1 | $ 11,000 | $ 11,000 | $ 0 |
| Lafayette County Missouri | 1 | $ 21,000 | $ 21,000 | $ 0 |
| Stoddard County Missouri | 1 | $ 22,000 | $ 22,000 | $ 0 |
| Missoula County Montana | 1 | $ 63,000 | $ 63,000 | $ 0 |
| Belknap County New Hampshire | 1 | $ 71,000 | $ 71,000 | $ 0 |
| Cheshire County New Hampshire | 1 | $ 12,000 | $ 12,000 | $ 0 |
| Allegany County New York | 1 | $ 14,000 | $ 14,000 | $ 0 |
| Broome County New York | 1 | $ 19,000 | $ 19,000 | $ 0 |
| Cattaraugus County New York | 1 | $ 13,000 | $ 13,000 | $ 0 |
| Cortland County New York | 1 | $ 13,000 | $ 13,000 | $ 0 |
| Herkimer County New York | 1 | $ 16,000 | $ 16,000 | $ 0 |
| Lewis County New York | 1 | $ 31,000 | $ 31,000 | $ 0 |
| Livingston County New York | 1 | $ 21,000 | $ 21,000 | $ 0 |
| Oneida County New York | 1 | $ 13,000 | $ 13,000 | $ 0 |
| Oswego County New York | 1 | $ 24,000 | $ 24,000 | $ 0 |
| Otsego County New York | 1 | $ 45,000 | $ 45,000 | $ 0 |
| Tioga County New York | 1 | $ 37,000 | $ 37,000 | $ 0 |
| Wayne County New York | 1 | $ 101,000 | $ 101,000 | $ 0 |
| Avery County North Carolina | 1 | $ 26,000 | $ 26,000 | $ 0 |
| Beaufort County North Carolina | 1 | $ 37,000 | $ 37,000 | $ 24,000 |
| Camden County North Carolina | 1 | $ 24,000 | $ 24,000 | $ 81,000 |
| Cherokee County North Carolina | 1 | $ 61,000 | $ 61,000 | $ 0 |
| Columbus County North Carolina | 1 | $ 37,000 | $ 37,000 | $ 0 |
| Greene County North Carolina | 1 | $ 18,000 | $ 18,000 | $ 0 |
| Jackson County North Carolina | 1 | $ 30,000 | $ 30,000 | $ 0 |
| Mecklenburg County North Carolina | 1 | $ 27,000 | $ 27,000 | $ 0 |
| Richmond County North Carolina | 1 | $ 9,000 | $ 9,000 | $ 0 |
| Stanly County North Carolina | 1 | $ 39,000 | $ 39,000 | $ 0 |
| Tyrrell County North Carolina | 1 | $ 37,000 | $ 37,000 | $ 0 |
| Vance County North Carolina | 1 | $ 35,000 | $ 35,000 | $ 0 |
| Fayette County Ohio | 1 | $ 38,000 | $ 38,000 | $ 0 |
| Lucas County Ohio | 1 | $ 26,000 | $ 26,000 | $ 0 |
| Stark County Ohio | 1 | $ 16,000 | $ 16,000 | $ 0 |
| Oklahoma County Oklahoma | 1 | $ 28,000 | $ 28,000 | $ 23,000 |
| Wagoner County Oklahoma | 1 | $ 24,000 | $ 24,000 | $ 0 |
| Erie County Pennsylvania | 1 | $ 23,000 | $ 23,000 | $ 0 |
| Philadelphia County Pennsylvania | 1 | $ 31,000 | $ 31,000 | $ 0 |
| York County Pennsylvania | 1 | $ 34,000 | $ 34,000 | $ 0 |
| Abbeville County South Carolina | 1 | $ 30,000 | $ 30,000 | $ 39,000 |
| Charleston County South Carolina | 1 | $ 76,000 | $ 76,000 | $ 0 |
| Chesterfield County South Carolina | 1 | $ 16,000 | $ 16,000 | $ 0 |
| Clarendon County South Carolina | 1 | $ 31,000 | $ 31,000 | $ 0 |
| Greenville County South Carolina | 1 | $ 24,000 | $ 24,000 | $ 0 |
| Union County South Carolina | 1 | $ 38,000 | $ 38,000 | $ 0 |
| Williamsburg County South Carolina | 1 | $ 7,000 | $ 7,000 | $ 0 |
| York County South Carolina | 1 | $ 23,000 | $ 23,000 | $ 0 |
| Hamilton County Tennessee | 1 | $ 24,000 | $ 24,000 | $ 0 |
| Lawrence County Tennessee | 1 | $ 17,000 | $ 17,000 | $ 0 |
| Andrews County Texas | 1 | $ 10,000 | $ 10,000 | $ 0 |
| Atascosa County Texas | 1 | $ 36,000 | $ 36,000 | $ 0 |
| Bell County Texas | 1 | $ 39,000 | $ 39,000 | $ 0 |
| Brown County Texas | 1 | $ 20,000 | $ 20,000 | $ 0 |
| Caldwell County Texas | 1 | $ 24,000 | $ 24,000 | $ 0 |
| Callahan County Texas | 1 | $ 23,000 | $ 23,000 | $ 0 |
| Cass County Texas | 1 | $ 22,000 | $ 22,000 | $ 0 |
| Comal County Texas | 1 | $ 28,000 | $ 28,000 | $ 0 |
| Dallas County Texas | 1 | $ 20,000 | $ 20,000 | $ 0 |
| DeWitt County Texas | 1 | $ 10,000 | $ 10,000 | $ 0 |
| Ellis County Texas | 1 | $ 18,000 | $ 18,000 | $ 48,000 |
| Erath County Texas | 1 | $ 21,000 | $ 21,000 | $ 30,000 |
| Fannin County Texas | 1 | $ 11,000 | $ 11,000 | $ 0 |
| Galveston County Texas | 1 | $ 26,000 | $ 26,000 | $ 0 |
| Grimes County Texas | 1 | $ 42,000 | $ 42,000 | $ 44,000 |
| Hale County Texas | 1 | $ 11,000 | $ 11,000 | $ 0 |
| Hamilton County Texas | 1 | $ 20,000 | $ 20,000 | $ 0 |
| Harrison County Texas | 1 | $ 23,000 | $ 23,000 | $ 0 |
| Hidalgo County Texas | 1 | $ 28,000 | $ 28,000 | $ 0 |
| Hopkins County Texas | 1 | $ 21,000 | $ 21,000 | $ 0 |
| Houston County Texas | 1 | $ 40,000 | $ 40,000 | $ 0 |
| Lavaca County Texas | 1 | $ 39,000 | $ 39,000 | $ 0 |
| Marion County Texas | 1 | $ 25,000 | $ 25,000 | $ 0 |
| Matagorda County Texas | 1 | $ 14,000 | $ 14,000 | $ 0 |
| Mitchell County Texas | 1 | $ 25,000 | $ 25,000 | $ 0 |
| Nacogdoches County Texas | 1 | $ 22,000 | $ 22,000 | $ 0 |
| Nolan County Texas | 1 | $ 18,000 | $ 18,000 | $ 0 |
| Parker County Texas | 1 | $ 21,000 | $ 21,000 | $ 0 |
| Polk County Texas | 1 | $ 16,000 | $ 16,000 | $ 0 |
| Potter County Texas | 1 | $ 10,000 | $ 10,000 | $ 0 |
| Randall County Texas | 1 | $ 31,000 | $ 31,000 | $ 0 |
| Runnels County Texas | 1 | $ 292,000 | $ 292,000 | $ 0 |
| Sabine County Texas | 1 | $ 29,000 | $ 29,000 | $ 0 |
| Scurry County Texas | 1 | $ 16,000 | $ 16,000 | $ 0 |
| Shackelford County Texas | 1 | $ 16,000 | $ 16,000 | $ 0 |
| Smith County Texas | 1 | $ 9,000 | $ 9,000 | $ 0 |
| Tarrant County Texas | 1 | $ 26,000 | $ 26,000 | $ 0 |
| Travis County Texas | 1 | $ 29,000 | $ 29,000 | $ 0 |
| Trinity County Texas | 1 | $ 19,000 | $ 19,000 | $ 0 |
| Tyler County Texas | 1 | $ 25,000 | $ 25,000 | $ 0 |
| Upton County Texas | 1 | $ 27,000 | $ 27,000 | $ 0 |
| Van Zandt County Texas | 1 | $ 39,000 | $ 39,000 | $ 0 |
| Walker County Texas | 1 | $ 30,000 | $ 30,000 | $ 0 |
| Wharton County Texas | 1 | $ 25,000 | $ 25,000 | $ 0 |
| Zapata County Texas | 1 | $ 25,000 | $ 25,000 | $ 0 |
| Southampton County Virginia | 1 | $ 43,000 | $ 43,000 | $ 0 |
| Grays Harbor County Washington | 1 | $ 25,000 | $ 25,000 | $ 58,000 |
Mortgage Loan Application Detail Totals for First National Acceptance Company in 2005
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Home Purchase | 265 | $7,866,000 | $31,695 | $292,000 | $739 | $60,000 |
| Refinancing | 15 | $386,000 | $23,900 | $46,000 | $38,200 | $97,000 |
| Home Improvement | 10 | $340,000 | $34,500 | $81,000 | $33,166 | $58,000 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Not applicable | 259 | $7,719,000 | $31,913 | $292,000 | $0 | $0 |
| White | 15 | $481,000 | $33,000 | $81,000 | $34,625 | $81,000 |
| Not Provided | 5 | $136,000 | $29,750 | $37,000 | $29,000 | $48,000 |
| Hispanic | 5 | $141,000 | $28,200 | $46,000 | $28,400 | $44,000 |
| Black or African American | 4 | $47,000 | $11,750 | $19,000 | $31,000 | $60,000 |
| American Indian or Alaskan Native | 2 | $68,000 | $34,000 | $43,000 | $81,000 | $97,000 |
| Asian | 0 | $0 | $0 | $0 | $0 | $0 |
| Native Hawaiian or Other Pacific Islander | 0 | $0 | $0 | $0 | $0 | $0 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 290 | $8,592,000 | $31,041 | $292,000 | $6,458 | $97,000 |
| FHA-insured (Federal Housing Administration) | 0 | $0 | $0 | $0 | $0 | $0 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 0 | $0 | $0 | $0 | $0 | $0 |
| VA-guaranteed (Veterans Administration) | 0 | $0 | $0 | $0 | $0 | $0 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Loan Purchased By The Institution | 259 | $7,719,000 | $31,913 | $292,000 | $0 | $0 |
| Loan Originated | 31 | $873,000 | $26,769 | $81,000 | $36,461 | $97,000 |
| Preapproval Approved but not Accepted | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Denied by Financial Institution | 0 | $0 | $0 | $0 | $0 | $0 |
| Application Approved But Not Accepted | 0 | $0 | $0 | $0 | $0 | $0 |
| Application Denied By Financial Institution | 0 | $0 | $0 | $0 | $0 | $0 |
| Application Withdrawn By Applicant | 0 | $0 | $0 | $0 | $0 | $0 |
| File Closed For Incompleteness | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Collateral | 0 | $0 | $0 | $0 | $0 | $0 |
| Credit Application Incomplete | 0 | $0 | $0 | $0 | $0 | $0 |
| Credit History | 0 | $0 | $0 | $0 | $0 | $0 |
| Debt-To-Income Ratio | 0 | $0 | $0 | $0 | $0 | $0 |
| Employment History | 0 | $0 | $0 | $0 | $0 | $0 |
| Insufficient Cash (Downpayment, Closing Cost) | 0 | $0 | $0 | $0 | $0 | $0 |
| Mortgage Insurance Denied | 0 | $0 | $0 | $0 | $0 | $0 |
| Other | 0 | $0 | $0 | $0 | $0 | $0 |
| Unverifiable Information | 0 | $0 | $0 | $0 | $0 | $0 |
Our comprehensive HMDA mortgage statistics provide invaluable insights into First National Acceptance Company's 2005 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.
This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics,
and assess First National Acceptance Company's mortgage approval patterns.
Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
For a list of all lenders in Michigan, download the full spreadsheet
with aggregated HMDA statistics today.