First National Bank Of America
HMDA Loan Application Totals
and Mortgage Lending Details
for 2003
First National Bank Of America 2003 HMDA loan application data provides key insights into its mortgage lending trends, applicant demographics, and loan distribution.
The Home Mortgage Disclosure Act (HMDA) requires lenders to report detailed loan application data, offering transparency into lending patterns.
The data reveals trends in average loan size, applicant income, and mortgage approval rates, helping consumers and analysts understand lending accessibility.
Below, explore a breakdown of loan applications by county, metro area, loan purpose, applicant race, loan type, and more.
Whether you're an industry professional, homebuyer, or researcher,
this information provides valuable insights into mortgage lending activity.
Scroll down to view the full dataset and analyze lending trends in greater detail.
| Mortgage Company & Address | First National Bank Of America 241 East Saginaw East Lansing, MI 48823 Tel #: available with data download |
| Federal Regulator | * available with data download |
| Years | 2023 2022 2021 2020 2019 2018 2017 2016 2015 2014 2013 2012 2011 2010 2009 2008 2007 2006 2005 2004 2003 |
| Total Number of Mortgage Applications | 2,948 |
| Total Mortgage Loan Application Amount | $266,305,000 |
| Average Mortgage Loan Application Amount | $59,052 |
| Highest Mortgage Loan Application Amount | $449,000 |
| Average Applicant Income | $40,342 |
| Highest Applicant Income | $1,022,000 |
Explore comprehensive HMDA mortgage statistics and lending trends for 2003 with First National Bank Of America. Below, you'll find key insights into this lender's mortgage activity, including total loan applications, average mortgage amounts, highest application values, and income levels of top applicants. Whether you're analyzing First National Bank Of America's lending patterns or researching mortgage trends, these statistics provide valuable transparency into their loan activity.
Our HMDA dataset for 2003 breaks down First National Bank Of America's mortgage applications by loan purpose, applicant race, loan type, approval outcomes, and reasons for denial. These insights help homebuyers, financial analysts, and industry professionals assess borrower demographics and lending practices, offering a clearer view of how First National Bank Of America serves its applicants.
Each category highlights the total number of mortgage applications processed by First National Bank Of America, total loan amounts, average mortgage values, and the highest mortgage amounts recorded. You can also review borrower income trends, including the average and highest reported applicant incomes for loans issued by this lender. Whether you're evaluating lender performance, comparing mortgage approval rates, or exploring loan options, this HMDA-backed data offers a crucial look at First National Bank Of America's mortgage activity for 2003.
| County | Total Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loans Applications | Average Mortgage Loan Application Amount | Average Applicant Income |
|---|---|---|---|---|
| Ingham County Michigan | 447 | $ 56,865,000 | $ 127,000 | $ 50,000 |
| Clinton County Michigan | 189 | $ 28,633,000 | $ 151,000 | $ 54,000 |
| Eaton County Michigan | 161 | $ 21,613,000 | $ 134,000 | $ 58,000 |
| Calhoun County Michigan | 89 | $ 4,694,000 | $ 52,000 | $ 34,000 |
| Saginaw County Michigan | 89 | $ 3,783,000 | $ 42,000 | $ 33,000 |
| Kent County Michigan | 85 | $ 7,785,000 | $ 91,000 | $ 41,000 |
| Genesee County Michigan | 83 | $ 6,595,000 | $ 79,000 | $ 40,000 |
| Jackson County Michigan | 76 | $ 6,033,000 | $ 79,000 | $ 48,000 |
| Shiawassee County Michigan | 75 | $ 8,067,000 | $ 107,000 | $ 57,000 |
| Oakland County Michigan | 74 | $ 12,767,000 | $ 172,000 | $ 63,000 |
| Midland County Michigan | 66 | $ 4,444,000 | $ 67,000 | $ 42,000 |
| Wayne County Michigan | 59 | $ 7,165,000 | $ 121,000 | $ 53,000 |
| Muskegon County Michigan | 50 | $ 2,356,000 | $ 47,000 | $ 27,000 |
| Montcalm County Michigan | 49 | $ 2,218,000 | $ 45,000 | $ 32,000 |
| Macomb County Michigan | 42 | $ 5,209,000 | $ 124,000 | $ 56,000 |
| Ionia County Michigan | 38 | $ 2,728,000 | $ 71,000 | $ 39,000 |
| Gladwin County Michigan | 36 | $ 1,710,000 | $ 47,000 | $ 45,000 |
| Livingston County Michigan | 29 | $ 4,145,000 | $ 142,000 | $ 61,000 |
| Mecosta County Michigan | 29 | $ 1,405,000 | $ 48,000 | $ 52,000 |
| St. Joseph County Michigan | 29 | $ 1,360,000 | $ 46,000 | $ 35,000 |
| Clare County Michigan | 28 | $ 1,343,000 | $ 47,000 | $ 39,000 |
| Van Buren County Michigan | 28 | $ 1,222,000 | $ 43,000 | $ 31,000 |
| Arenac County Michigan | 27 | $ 891,000 | $ 33,000 | $ 25,000 |
| Isabella County Michigan | 27 | $ 1,655,000 | $ 61,000 | $ 40,000 |
| St. Clair County Michigan | 27 | $ 2,865,000 | $ 106,000 | $ 53,000 |
| Newaygo County Michigan | 25 | $ 1,124,000 | $ 44,000 | $ 45,000 |
| Wexford County Michigan | 24 | $ 1,496,000 | $ 62,000 | $ 37,000 |
| Allegan County Michigan | 23 | $ 2,235,000 | $ 97,000 | $ 57,000 |
| Kalamazoo County Michigan | 23 | $ 3,556,000 | $ 154,000 | $ 68,000 |
| Lake County Michigan | 23 | $ 735,000 | $ 31,000 | $ 38,000 |
| Washtenaw County Michigan | 23 | $ 3,915,000 | $ 170,000 | $ 100,000 |
| Oceana County Michigan | 22 | $ 1,318,000 | $ 59,000 | $ 42,000 |
| Cheboygan County Michigan | 20 | $ 932,000 | $ 46,000 | $ 117,000 |
| Lenawee County Michigan | 20 | $ 1,518,000 | $ 75,000 | $ 37,000 |
| Grand Traverse County Michigan | 19 | $ 1,059,000 | $ 55,000 | $ 39,000 |
| Osceola County Michigan | 19 | $ 889,000 | $ 46,000 | $ 39,000 |
| Roscommon County Michigan | 19 | $ 2,002,000 | $ 105,000 | $ 39,000 |
| Barry County Michigan | 16 | $ 1,193,000 | $ 74,000 | $ 42,000 |
| Crawford County Michigan | 16 | $ 829,000 | $ 51,000 | $ 56,000 |
| Hillsdale County Michigan | 16 | $ 1,071,000 | $ 66,000 | $ 43,000 |
| Monroe County Michigan | 16 | $ 1,824,000 | $ 114,000 | $ 51,000 |
| Tuscola County Michigan | 16 | $ 1,115,000 | $ 69,000 | $ 46,000 |
| Lapeer County Michigan | 15 | $ 1,188,000 | $ 79,000 | $ 49,000 |
| Alpena County Michigan | 14 | $ 606,000 | $ 43,000 | $ 35,000 |
| Missaukee County Michigan | 14 | $ 754,000 | $ 53,000 | $ 47,000 |
| Clark County Ohio | 14 | $ 676,000 | $ 48,000 | $ 38,000 |
| Ogemaw County Michigan | 13 | $ 613,000 | $ 47,000 | $ 35,000 |
| Emmet County Michigan | 12 | $ 1,392,000 | $ 116,000 | $ 104,000 |
| Marquette County Michigan | 12 | $ 540,000 | $ 45,000 | $ 43,000 |
| Otsego County Michigan | 12 | $ 554,000 | $ 46,000 | $ 38,000 |
| Washington County Ohio | 12 | $ 363,000 | $ 30,000 | $ 28,000 |
| Bay County Michigan | 11 | $ 974,000 | $ 88,000 | $ 57,000 |
| Ottawa County Michigan | 11 | $ 1,218,000 | $ 110,000 | $ 60,000 |
| Antrim County Michigan | 10 | $ 854,000 | $ 85,000 | $ 68,000 |
| Benzie County Michigan | 10 | $ 975,000 | $ 97,000 | $ 52,000 |
| Gratiot County Michigan | 10 | $ 390,000 | $ 39,000 | $ 26,000 |
| Montmorency County Michigan | 10 | $ 518,000 | $ 51,000 | $ 40,000 |
| Franklin County Ohio | 10 | $ 775,000 | $ 77,000 | $ 52,000 |
| Berrien County Michigan | 9 | $ 682,000 | $ 75,000 | $ 44,000 |
| Branch County Michigan | 9 | $ 462,000 | $ 51,000 | $ 40,000 |
| Sanilac County Michigan | 9 | $ 412,000 | $ 45,000 | $ 36,000 |
| Lorain County Ohio | 9 | $ 590,000 | $ 65,000 | $ 22,000 |
| Adams County Wisconsin | 9 | $ 411,000 | $ 45,000 | $ 42,000 |
| Charlevoix County Michigan | 8 | $ 897,000 | $ 112,000 | $ 93,000 |
| Chippewa County Michigan | 8 | $ 398,000 | $ 49,000 | $ 36,000 |
| Dickinson County Michigan | 8 | $ 470,000 | $ 58,000 | $ 39,000 |
| Iosco County Michigan | 8 | $ 302,000 | $ 37,000 | $ 34,000 |
| Mason County Michigan | 8 | $ 434,000 | $ 54,000 | $ 33,000 |
| Lucas County Ohio | 8 | $ 388,000 | $ 48,000 | $ 60,000 |
| Presque Isle County Michigan | 7 | $ 235,000 | $ 33,000 | $ 63,000 |
| Licking County Ohio | 7 | $ 381,000 | $ 54,000 | $ 36,000 |
| Sandusky County Ohio | 7 | $ 350,000 | $ 50,000 | $ 53,000 |
| Marinette County Wisconsin | 7 | $ 159,000 | $ 22,000 | $ 29,000 |
| Leelanau County Michigan | 6 | $ 890,000 | $ 148,000 | $ 61,000 |
| Mackinac County Michigan | 6 | $ 302,000 | $ 50,000 | $ 40,000 |
| Oscoda County Michigan | 6 | $ 379,000 | $ 63,000 | $ 37,000 |
| Crawford County Ohio | 6 | $ 276,000 | $ 46,000 | $ 36,000 |
| Logan County Ohio | 6 | $ 224,000 | $ 37,000 | $ 53,000 |
| Portage County Ohio | 6 | $ 532,000 | $ 88,000 | $ 40,000 |
| Trumbull County Ohio | 6 | $ 300,000 | $ 50,000 | $ 42,000 |
| Manistee County Michigan | 5 | $ 512,000 | $ 102,000 | $ 115,000 |
| Clinton County Ohio | 5 | $ 488,000 | $ 97,000 | $ 51,000 |
| Hancock County Ohio | 5 | $ 305,000 | $ 61,000 | $ 43,000 |
| Knox County Ohio | 5 | $ 496,000 | $ 99,000 | $ 64,000 |
| Tuscarawas County Ohio | 5 | $ 280,000 | $ 56,000 | $ 37,000 |
| Dallas County Texas | 5 | $ 247,000 | $ 49,000 | $ 41,000 |
| Jackson County Wisconsin | 5 | $ 208,000 | $ 41,000 | $ 22,000 |
| Jefferson County Alabama | 4 | $ 148,000 | $ 37,000 | $ 21,000 |
| Orange County Florida | 4 | $ 381,000 | $ 95,000 | $ 43,000 |
| Allen County Indiana | 4 | $ 224,000 | $ 56,000 | $ 45,000 |
| Cass County Michigan | 4 | $ 784,000 | $ 196,000 | $ 43,000 |
| Iron County Michigan | 4 | $ 91,000 | $ 22,000 | $ 25,000 |
| Ontonagon County Michigan | 4 | $ 94,000 | $ 23,000 | $ 33,000 |
| Ashland County Ohio | 4 | $ 135,000 | $ 33,000 | $ 24,000 |
| Cuyahoga County Ohio | 4 | $ 306,000 | $ 76,000 | $ 78,000 |
| Hardin County Ohio | 4 | $ 141,000 | $ 35,000 | $ 21,000 |
| Meigs County Ohio | 4 | $ 230,000 | $ 57,000 | $ 30,000 |
| Montgomery County Ohio | 4 | $ 428,000 | $ 107,000 | $ 37,000 |
| Chippewa County Wisconsin | 4 | $ 273,000 | $ 68,000 | $ 34,000 |
| Lincoln County Wisconsin | 4 | $ 263,000 | $ 65,000 | $ 33,000 |
| Marquette County Wisconsin | 4 | $ 174,000 | $ 43,000 | $ 45,000 |
| Marion County Indiana | 3 | $ 192,000 | $ 64,000 | $ 57,000 |
| Marshall County Indiana | 3 | $ 158,000 | $ 52,000 | $ 37,000 |
| Putnam County Indiana | 3 | $ 233,000 | $ 77,000 | $ 53,000 |
| Wayne County Indiana | 3 | $ 143,000 | $ 47,000 | $ 39,000 |
| Delta County Michigan | 3 | $ 181,000 | $ 60,000 | $ 48,000 |
| Kalkaska County Michigan | 3 | $ 184,000 | $ 61,000 | $ 21,000 |
| Allen County Ohio | 3 | $ 113,000 | $ 37,000 | $ 38,000 |
| Brown County Ohio | 3 | $ 147,000 | $ 49,000 | $ 39,000 |
| Clermont County Ohio | 3 | $ 161,000 | $ 53,000 | $ 40,000 |
| Columbiana County Ohio | 3 | $ 133,000 | $ 44,000 | $ 33,000 |
| Lawrence County Ohio | 3 | $ 250,000 | $ 83,000 | $ 94,000 |
| Wayne County Ohio | 3 | $ 150,000 | $ 50,000 | $ 29,000 |
| Harris County Texas | 3 | $ 209,000 | $ 69,000 | $ 35,000 |
| Henderson County Texas | 3 | $ 96,000 | $ 32,000 | $ 39,000 |
| Jefferson County Texas | 3 | $ 135,000 | $ 45,000 | $ 51,000 |
| Dodge County Wisconsin | 3 | $ 142,000 | $ 47,000 | $ 26,000 |
| Grant County Wisconsin | 3 | $ 147,000 | $ 49,000 | $ 20,000 |
| Portage County Wisconsin | 3 | $ 192,000 | $ 64,000 | $ 26,000 |
| Rusk County Wisconsin | 3 | $ 178,000 | $ 59,000 | $ 35,000 |
| Shawano County Wisconsin | 3 | $ 183,000 | $ 61,000 | $ 56,000 |
| Vilas County Wisconsin | 3 | $ 326,000 | $ 108,000 | $ 37,000 |
| Hernando County Florida | 2 | $ 152,000 | $ 76,000 | $ 62,000 |
| Hillsborough County Florida | 2 | $ 464,000 | $ 232,000 | $ 170,000 |
| Clark County Indiana | 2 | $ 95,000 | $ 47,000 | $ 41,000 |
| Hendricks County Indiana | 2 | $ 304,000 | $ 152,000 | $ 80,000 |
| Lake County Indiana | 2 | $ 100,000 | $ 50,000 | $ 0 |
| Scott County Indiana | 2 | $ 99,000 | $ 49,000 | $ 31,000 |
| Alcona County Michigan | 2 | $ 77,000 | $ 38,000 | $ 40,000 |
| Luce County Michigan | 2 | $ 69,000 | $ 34,000 | $ 40,000 |
| Ashtabula County Ohio | 2 | $ 74,000 | $ 37,000 | $ 78,000 |
| Carroll County Ohio | 2 | $ 174,000 | $ 87,000 | $ 115,000 |
| Champaign County Ohio | 2 | $ 124,000 | $ 62,000 | $ 49,000 |
| Jackson County Ohio | 2 | $ 91,000 | $ 45,000 | $ 39,000 |
| Medina County Ohio | 2 | $ 226,000 | $ 113,000 | $ 38,000 |
| Miami County Ohio | 2 | $ 332,000 | $ 166,000 | $ 108,000 |
| Morrow County Ohio | 2 | $ 180,000 | $ 90,000 | $ 47,000 |
| Putnam County Ohio | 2 | $ 140,000 | $ 70,000 | $ 42,000 |
| Richland County Ohio | 2 | $ 139,000 | $ 69,000 | $ 41,000 |
| Ross County Ohio | 2 | $ 120,000 | $ 60,000 | $ 30,000 |
| Wood County Ohio | 2 | $ 134,000 | $ 67,000 | $ 48,000 |
| Hunt County Texas | 2 | $ 17,000 | $ 8,000 | $ 16,000 |
| Johnson County Texas | 2 | $ 78,000 | $ 39,000 | $ 11,000 |
| Liberty County Texas | 2 | $ 125,000 | $ 62,000 | $ 56,000 |
| Orange County Texas | 2 | $ 52,000 | $ 26,000 | $ 44,000 |
| Tarrant County Texas | 2 | $ 70,000 | $ 35,000 | $ 100,000 |
| Ashland County Wisconsin | 2 | $ 134,000 | $ 67,000 | $ 55,000 |
| Calumet County Wisconsin | 2 | $ 120,000 | $ 60,000 | $ 69,000 |
| Dane County Wisconsin | 2 | $ 188,000 | $ 94,000 | $ 42,000 |
| Douglas County Wisconsin | 2 | $ 119,000 | $ 59,000 | $ 34,000 |
| Fond du Lac County Wisconsin | 2 | $ 90,000 | $ 45,000 | $ 34,000 |
| Outagamie County Wisconsin | 2 | $ 240,000 | $ 120,000 | $ 51,000 |
| Ozaukee County Wisconsin | 2 | $ 115,000 | $ 57,000 | $ 33,000 |
| Walworth County Wisconsin | 2 | $ 115,000 | $ 57,000 | $ 23,000 |
| Wood County Wisconsin | 2 | $ 76,000 | $ 38,000 | $ 23,000 |
| Dale County Alabama | 1 | $ 11,000 | $ 11,000 | $ 84,000 |
| Montgomery County Alabama | 1 | $ 28,000 | $ 28,000 | $ 14,000 |
| Anchorage County Alaska | 1 | $ 63,000 | $ 63,000 | $ 38,000 |
| Lassen County California | 1 | $ 47,000 | $ 47,000 | $ 50,000 |
| Los Angeles County California | 1 | $ 72,000 | $ 72,000 | $ 75,000 |
| Mariposa County California | 1 | $ 63,000 | $ 63,000 | $ 38,000 |
| Riverside County California | 1 | $ 17,000 | $ 17,000 | $ 31,000 |
| Las Animas County Colorado | 1 | $ 30,000 | $ 30,000 | $ 17,000 |
| Pueblo County Colorado | 1 | $ 32,000 | $ 32,000 | $ 16,000 |
| Charlotte County Florida | 1 | $ 135,000 | $ 135,000 | $ 680,000 |
| Escambia County Florida | 1 | $ 200,000 | $ 200,000 | $ 135,000 |
| Indian River County Florida | 1 | $ 148,000 | $ 148,000 | $ 50,000 |
| Lee County Florida | 1 | $ 191,000 | $ 191,000 | $ 63,000 |
| Osceola County Florida | 1 | $ 137,000 | $ 137,000 | $ 48,000 |
| Polk County Florida | 1 | $ 154,000 | $ 154,000 | $ 133,000 |
| Santa Rosa County Florida | 1 | $ 88,000 | $ 88,000 | $ 56,000 |
| Banks County Georgia | 1 | $ 10,000 | $ 10,000 | $ 46,000 |
| DeKalb County Georgia | 1 | $ 56,000 | $ 56,000 | $ 70,000 |
| Hall County Georgia | 1 | $ 11,000 | $ 11,000 | $ 25,000 |
| Randolph County Georgia | 1 | $ 33,000 | $ 33,000 | $ 26,000 |
| Walker County Georgia | 1 | $ 31,000 | $ 31,000 | $ 28,000 |
| Cook County Illinois | 1 | $ 12,000 | $ 12,000 | $ 30,000 |
| Cass County Indiana | 1 | $ 19,000 | $ 19,000 | $ 14,000 |
| Clinton County Indiana | 1 | $ 90,000 | $ 90,000 | $ 24,000 |
| Crawford County Indiana | 1 | $ 5,000 | $ 5,000 | $ 24,000 |
| Dubois County Indiana | 1 | $ 79,000 | $ 79,000 | $ 49,000 |
| Elkhart County Indiana | 1 | $ 48,000 | $ 48,000 | $ 90,000 |
| Hamilton County Indiana | 1 | $ 121,000 | $ 121,000 | $ 60,000 |
| Hancock County Indiana | 1 | $ 79,000 | $ 79,000 | $ 50,000 |
| Jackson County Indiana | 1 | $ 31,000 | $ 31,000 | $ 46,000 |
| Kosciusko County Indiana | 1 | $ 45,000 | $ 45,000 | $ 48,000 |
| LaGrange County Indiana | 1 | $ 62,000 | $ 62,000 | $ 50,000 |
| LaPorte County Indiana | 1 | $ 70,000 | $ 70,000 | $ 60,000 |
| Lawrence County Indiana | 1 | $ 50,000 | $ 50,000 | $ 37,000 |
| Miami County Indiana | 1 | $ 21,000 | $ 21,000 | $ 35,000 |
| Orange County Indiana | 1 | $ 20,000 | $ 20,000 | $ 25,000 |
| Owen County Indiana | 1 | $ 41,000 | $ 41,000 | $ 21,000 |
| Pulaski County Indiana | 1 | $ 57,000 | $ 57,000 | $ 17,000 |
| Randolph County Indiana | 1 | $ 27,000 | $ 27,000 | $ 29,000 |
| Ripley County Indiana | 1 | $ 240,000 | $ 240,000 | $ 62,000 |
| St. Joseph County Indiana | 1 | $ 51,000 | $ 51,000 | $ 51,000 |
| Warrick County Indiana | 1 | $ 24,000 | $ 24,000 | $ 22,000 |
| Kossuth County Iowa | 1 | $ 16,000 | $ 16,000 | $ 33,000 |
| Marion County Iowa | 1 | $ 41,000 | $ 41,000 | $ 63,000 |
| Tama County Iowa | 1 | $ 33,000 | $ 33,000 | $ 22,000 |
| Sedgwick County Kansas | 1 | $ 106,000 | $ 106,000 | $ 38,000 |
| Orleans County Louisiana | 1 | $ 18,000 | $ 18,000 | $ 8,000 |
| Baraga County Michigan | 1 | $ 42,000 | $ 42,000 | $ 40,000 |
| Houghton County Michigan | 1 | $ 20,000 | $ 20,000 | $ 20,000 |
| Huron County Michigan | 1 | $ 20,000 | $ 20,000 | $ 25,000 |
| Columbia County New York | 1 | $ 23,000 | $ 23,000 | $ 53,000 |
| Herkimer County New York | 1 | $ 53,000 | $ 53,000 | $ 53,000 |
| Onondaga County New York | 1 | $ 22,000 | $ 22,000 | $ 45,000 |
| Oswego County New York | 1 | $ 43,000 | $ 43,000 | $ 48,000 |
| Otsego County New York | 1 | $ 20,000 | $ 20,000 | $ 112,000 |
| Rensselaer County New York | 1 | $ 55,000 | $ 55,000 | $ 23,000 |
| Sullivan County New York | 1 | $ 37,000 | $ 37,000 | $ 40,000 |
| Alexander County North Carolina | 1 | $ 64,000 | $ 64,000 | $ 75,000 |
| Burke County North Carolina | 1 | $ 23,000 | $ 23,000 | $ 19,000 |
| Caswell County North Carolina | 1 | $ 25,000 | $ 25,000 | $ 27,000 |
| Jackson County North Carolina | 1 | $ 74,000 | $ 74,000 | $ 48,000 |
| Mecklenburg County North Carolina | 1 | $ 22,000 | $ 22,000 | $ 9,000 |
| Adams County Ohio | 1 | $ 77,000 | $ 77,000 | $ 25,000 |
| Coshocton County Ohio | 1 | $ 41,000 | $ 41,000 | $ 30,000 |
| Geauga County Ohio | 1 | $ 65,000 | $ 65,000 | $ 96,000 |
| Guernsey County Ohio | 1 | $ 43,000 | $ 43,000 | $ 46,000 |
| Lake County Ohio | 1 | $ 83,000 | $ 83,000 | $ 37,000 |
| Pike County Ohio | 1 | $ 46,000 | $ 46,000 | $ 26,000 |
| Preble County Ohio | 1 | $ 77,000 | $ 77,000 | $ 51,000 |
| Van Wert County Ohio | 1 | $ 30,000 | $ 30,000 | $ 42,000 |
| Williams County Ohio | 1 | $ 40,000 | $ 40,000 | $ 22,000 |
| Anderson County Texas | 1 | $ 38,000 | $ 38,000 | $ 24,000 |
| Angelina County Texas | 1 | $ 49,000 | $ 49,000 | $ 23,000 |
| Brazoria County Texas | 1 | $ 62,000 | $ 62,000 | $ 172,000 |
| Caldwell County Texas | 1 | $ 23,000 | $ 23,000 | $ 22,000 |
| Cameron County Texas | 1 | $ 32,000 | $ 32,000 | $ 30,000 |
| Collin County Texas | 1 | $ 67,000 | $ 67,000 | $ 36,000 |
| Fannin County Texas | 1 | $ 30,000 | $ 30,000 | $ 28,000 |
| Grayson County Texas | 1 | $ 19,000 | $ 19,000 | $ 32,000 |
| Guadalupe County Texas | 1 | $ 15,000 | $ 15,000 | $ 59,000 |
| Hidalgo County Texas | 1 | $ 61,000 | $ 61,000 | $ 26,000 |
| Hood County Texas | 1 | $ 56,000 | $ 56,000 | $ 20,000 |
| Kaufman County Texas | 1 | $ 47,000 | $ 47,000 | $ 46,000 |
| Lavaca County Texas | 1 | $ 2,000 | $ 2,000 | $ 20,000 |
| Live Oak County Texas | 1 | $ 52,000 | $ 52,000 | $ 73,000 |
| McLennan County Texas | 1 | $ 22,000 | $ 22,000 | $ 14,000 |
| Parker County Texas | 1 | $ 33,000 | $ 33,000 | $ 40,000 |
| Washington County Texas | 1 | $ 28,000 | $ 28,000 | $ 58,000 |
| Grays Harbor County Washington | 1 | $ 36,000 | $ 36,000 | $ 46,000 |
| Buffalo County Wisconsin | 1 | $ 10,000 | $ 10,000 | $ 23,000 |
| Columbia County Wisconsin | 1 | $ 48,000 | $ 48,000 | $ 73,000 |
| Green Lake County Wisconsin | 1 | $ 20,000 | $ 20,000 | $ 14,000 |
| Juneau County Wisconsin | 1 | $ 69,000 | $ 69,000 | $ 118,000 |
| Langlade County Wisconsin | 1 | $ 35,000 | $ 35,000 | $ 24,000 |
| Manitowoc County Wisconsin | 1 | $ 61,000 | $ 61,000 | $ 68,000 |
| Marathon County Wisconsin | 1 | $ 57,000 | $ 57,000 | $ 82,000 |
| Milwaukee County Wisconsin | 1 | $ 144,000 | $ 144,000 | $ 56,000 |
| Monroe County Wisconsin | 1 | $ 23,000 | $ 23,000 | $ 77,000 |
| Oneida County Wisconsin | 1 | $ 27,000 | $ 27,000 | $ 43,000 |
| Pierce County Wisconsin | 1 | $ 38,000 | $ 38,000 | $ 36,000 |
| Racine County Wisconsin | 1 | $ 75,000 | $ 75,000 | $ 15,000 |
| Washburn County Wisconsin | 1 | $ 143,000 | $ 143,000 | $ 50,000 |
| Waukesha County Wisconsin | 1 | $ 155,000 | $ 155,000 | $ 70,000 |
Mortgage Loan Application Detail Totals for First National Bank Of America in 2003
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Refinancing (home purchase or home improvement, one-to-four family) | 1,870 | $194,412,000 | $52,750 | $400,000 | $43,312 | $1,022,000 |
| Home Improvement (one-to-four family) | 726 | $34,786,000 | $45,214 | $323,000 | $37,857 | $904,000 |
| Home Purchase (one-to-four family) | 339 | $35,526,000 | $96,166 | $323,000 | $51,666 | $325,000 |
| Multifamily dwelling (home purchase, home improvement, and refinancings) | 13 | $1,581,000 | $95,000 | $449,000 | $0 | $0 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| White | 2,194 | $208,247,000 | $56,562 | $400,000 | $49,625 | $1,022,000 |
| Information not provided by applicant in mail or telephone application | 435 | $39,575,000 | $53,200 | $449,000 | $43,000 | $284,000 |
| Black | 205 | $10,067,000 | $43,000 | $319,000 | $34,000 | $163,000 |
| Hispanic | 59 | $4,003,000 | $49,166 | $319,000 | $45,166 | $128,000 |
| American Indian or Alaskan Native | 28 | $1,419,000 | $56,333 | $160,000 | $40,000 | $135,000 |
| Asian or Pacific Islander | 15 | $2,044,000 | $136,000 | $282,000 | $59,000 | $143,000 |
| Other | 11 | $795,000 | $75,250 | $176,000 | $44,250 | $130,000 |
| Not applicable | 1 | $155,000 | $155,000 | $155,000 | $0 | $0 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 2,948 | $266,305,000 | $51,722 | $449,000 | $42,222 | $1,022,000 |
| FHA-insured (Federal Housing Administration) | 0 | $0 | $0 | $0 | $0 | $0 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 0 | $0 | $0 | $0 | $0 | $0 |
| VA-guaranteed (Veterans Administration) | 0 | $0 | $0 | $0 | $0 | $0 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Loan Originated | 1,554 | $187,310,000 | $71,833 | $323,000 | $57,500 | $1,022,000 |
| Application Denied By Financial Institution | 1,126 | $67,684,000 | $49,588 | $400,000 | $39,764 | $200,000 |
| Application Approved But Not Accepted | 248 | $9,702,000 | $31,076 | $182,000 | $40,000 | $284,000 |
| Application Withdrawn By Applicant | 14 | $1,376,000 | $99,000 | $449,000 | $73,000 | $163,000 |
| File Closed For Incompleteness | 5 | $200,000 | $39,500 | $56,000 | $47,250 | $83,000 |
| Loan Purchased By The Institution | 1 | $33,000 | $33,000 | $33,000 | $56,000 | $56,000 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Credit History | 634 | $36,714,000 | $56,750 | $350,000 | $45,833 | $200,000 |
| Debt-To-Income Ratio | 317 | $21,466,000 | $51,181 | $400,000 | $31,636 | $162,000 |
| Collateral | 151 | $8,559,000 | $42,454 | $204,000 | $46,181 | $172,000 |
| Other | 11 | $285,000 | $29,000 | $45,000 | $29,000 | $88,000 |
| Unverifiable Information | 8 | $389,000 | $44,500 | $80,000 | $44,500 | $192,000 |
| Employment History | 4 | $208,000 | $52,000 | $85,000 | $27,000 | $33,000 |
| Insufficient Cash (Downpayment, Closing Cost) | 1 | $63,000 | $63,000 | $63,000 | $45,000 | $45,000 |
| Mortgage Insurance Denied | 0 | $0 | $0 | $0 | $0 | $0 |
| Credit Application Incomplete | 0 | $0 | $0 | $0 | $0 | $0 |
Our comprehensive HMDA mortgage statistics provide invaluable insights into First National Bank Of America's 2003 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.
This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics,
and assess First National Bank Of America's mortgage approval patterns.
Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
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with aggregated HMDA statistics today.