First National Bank Of America
HMDA Loan Application Totals
and Mortgage Lending Details
for 2007
First National Bank Of America 2007 HMDA loan application data provides key insights into its mortgage lending trends, applicant demographics, and loan distribution.
The Home Mortgage Disclosure Act (HMDA) requires lenders to report detailed loan application data, offering transparency into lending patterns.
The data reveals trends in average loan size, applicant income, and mortgage approval rates, helping consumers and analysts understand lending accessibility.
Below, explore a breakdown of loan applications by county, metro area, loan purpose, applicant race, loan type, and more.
Whether you're an industry professional, homebuyer, or researcher,
this information provides valuable insights into mortgage lending activity.
Scroll down to view the full dataset and analyze lending trends in greater detail.
| Mortgage Company & Address | First National Bank Of America 241 East Saginaw East Lansing, MI 48823 Tel #: available with data download |
| Federal Regulator | * available with data download |
| Years | 2023 2022 2021 2020 2019 2018 2017 2016 2015 2014 2013 2012 2011 2010 2009 2008 2007 2006 2005 2004 2003 |
| Total Number of Mortgage Applications | 4,405 |
| Total Mortgage Loan Application Amount | $212,494,000 |
| Average Mortgage Loan Application Amount | $51,666 |
| Highest Mortgage Loan Application Amount | $500,000 |
| Average Applicant Income | $43,333 |
| Highest Applicant Income | $1,287,000 |
Explore comprehensive HMDA mortgage statistics and lending trends for 2007 with First National Bank Of America. Below, you'll find key insights into this lender's mortgage activity, including total loan applications, average mortgage amounts, highest application values, and income levels of top applicants. Whether you're analyzing First National Bank Of America's lending patterns or researching mortgage trends, these statistics provide valuable transparency into their loan activity.
Our HMDA dataset for 2007 breaks down First National Bank Of America's mortgage applications by loan purpose, applicant race, loan type, approval outcomes, and reasons for denial. These insights help homebuyers, financial analysts, and industry professionals assess borrower demographics and lending practices, offering a clearer view of how First National Bank Of America serves its applicants.
Each category highlights the total number of mortgage applications processed by First National Bank Of America, total loan amounts, average mortgage values, and the highest mortgage amounts recorded. You can also review borrower income trends, including the average and highest reported applicant incomes for loans issued by this lender. Whether you're evaluating lender performance, comparing mortgage approval rates, or exploring loan options, this HMDA-backed data offers a crucial look at First National Bank Of America's mortgage activity for 2007.
| County | Total Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loans Applications | Average Mortgage Loan Application Amount | Average Applicant Income |
|---|---|---|---|---|
| Genesee County Michigan | 130 | $ 4,009,000 | $ 30,000 | $ 32,000 |
| Marion County Florida | 103 | $ 4,391,000 | $ 42,000 | $ 37,000 |
| Polk County Florida | 83 | $ 3,979,000 | $ 47,000 | $ 37,000 |
| Putnam County Florida | 77 | $ 3,184,000 | $ 41,000 | $ 31,000 |
| Ingham County Michigan | 77 | $ 5,791,000 | $ 75,000 | $ 40,000 |
| Clare County Michigan | 68 | $ 2,610,000 | $ 38,000 | $ 36,000 |
| Pasco County Florida | 59 | $ 3,502,000 | $ 59,000 | $ 65,000 |
| Gladwin County Michigan | 57 | $ 2,444,000 | $ 42,000 | $ 35,000 |
| Muskegon County Michigan | 56 | $ 2,444,000 | $ 43,000 | $ 35,000 |
| Jackson County Michigan | 55 | $ 2,779,000 | $ 50,000 | $ 38,000 |
| Calhoun County Michigan | 54 | $ 2,594,000 | $ 48,000 | $ 36,000 |
| Hillsborough County Florida | 53 | $ 4,091,000 | $ 77,000 | $ 46,000 |
| Lake County Florida | 51 | $ 3,358,000 | $ 65,000 | $ 42,000 |
| Newaygo County Michigan | 51 | $ 2,108,000 | $ 41,000 | $ 44,000 |
| Berrien County Michigan | 50 | $ 1,559,000 | $ 31,000 | $ 28,000 |
| Clay County Florida | 48 | $ 2,951,000 | $ 61,000 | $ 51,000 |
| Kent County Michigan | 48 | $ 2,731,000 | $ 56,000 | $ 36,000 |
| Roscommon County Michigan | 48 | $ 2,385,000 | $ 49,000 | $ 41,000 |
| Ionia County Michigan | 46 | $ 2,236,000 | $ 48,000 | $ 44,000 |
| Van Buren County Michigan | 46 | $ 2,033,000 | $ 44,000 | $ 30,000 |
| Montcalm County Michigan | 44 | $ 2,363,000 | $ 53,000 | $ 38,000 |
| Midland County Michigan | 41 | $ 1,986,000 | $ 48,000 | $ 40,000 |
| Saginaw County Michigan | 41 | $ 2,032,000 | $ 49,000 | $ 37,000 |
| Columbia County Florida | 39 | $ 1,712,000 | $ 43,000 | $ 43,000 |
| St. Joseph County Michigan | 35 | $ 1,824,000 | $ 52,000 | $ 35,000 |
| Lake County Michigan | 34 | $ 1,095,000 | $ 32,000 | $ 37,000 |
| Orange County Florida | 33 | $ 2,403,000 | $ 72,000 | $ 55,000 |
| Allen County Indiana | 31 | $ 821,000 | $ 26,000 | $ 37,000 |
| Hillsdale County Michigan | 30 | $ 1,465,000 | $ 48,000 | $ 43,000 |
| Mecosta County Michigan | 30 | $ 1,265,000 | $ 42,000 | $ 34,000 |
| Arenac County Michigan | 29 | $ 1,068,000 | $ 36,000 | $ 34,000 |
| Duval County Florida | 28 | $ 1,732,000 | $ 61,000 | $ 46,000 |
| Bay County Michigan | 27 | $ 1,661,000 | $ 61,000 | $ 41,000 |
| St. Louis County Minnesota | 27 | $ 1,015,000 | $ 37,000 | $ 27,000 |
| Alachua County Florida | 26 | $ 1,206,000 | $ 46,000 | $ 34,000 |
| Hernando County Florida | 26 | $ 1,376,000 | $ 52,000 | $ 41,000 |
| Levy County Florida | 26 | $ 1,182,000 | $ 45,000 | $ 37,000 |
| Allegan County Michigan | 26 | $ 1,595,000 | $ 61,000 | $ 43,000 |
| Crawford County Michigan | 26 | $ 1,275,000 | $ 49,000 | $ 40,000 |
| Hendry County Florida | 25 | $ 1,563,000 | $ 62,000 | $ 54,000 |
| Oceana County Michigan | 25 | $ 1,158,000 | $ 46,000 | $ 35,000 |
| Wayne County Michigan | 25 | $ 1,384,000 | $ 55,000 | $ 41,000 |
| Nassau County Florida | 24 | $ 1,684,000 | $ 70,000 | $ 50,000 |
| Pinellas County Florida | 24 | $ 1,264,000 | $ 52,000 | $ 38,000 |
| Eaton County Michigan | 24 | $ 2,250,000 | $ 93,000 | $ 35,000 |
| Osceola County Michigan | 24 | $ 1,424,000 | $ 59,000 | $ 42,000 |
| Wexford County Michigan | 24 | $ 749,000 | $ 31,000 | $ 32,000 |
| Broward County Florida | 23 | $ 1,687,000 | $ 73,000 | $ 59,000 |
| Leon County Florida | 23 | $ 790,000 | $ 34,000 | $ 40,000 |
| St. Johns County Florida | 22 | $ 1,242,000 | $ 56,000 | $ 55,000 |
| Cass County Michigan | 22 | $ 835,000 | $ 37,000 | $ 40,000 |
| Isabella County Michigan | 22 | $ 1,187,000 | $ 53,000 | $ 35,000 |
| Tuscola County Michigan | 22 | $ 1,140,000 | $ 51,000 | $ 39,000 |
| Calhoun County Alabama | 21 | $ 592,000 | $ 28,000 | $ 29,000 |
| Jackson County Florida | 21 | $ 878,000 | $ 41,000 | $ 34,000 |
| Lee County Florida | 21 | $ 1,370,000 | $ 65,000 | $ 162,000 |
| Suwannee County Florida | 21 | $ 1,213,000 | $ 57,000 | $ 37,000 |
| Branch County Michigan | 21 | $ 714,000 | $ 34,000 | $ 45,000 |
| Kalkaska County Michigan | 21 | $ 795,000 | $ 37,000 | $ 31,000 |
| Ogemaw County Michigan | 21 | $ 534,000 | $ 25,000 | $ 19,000 |
| Citrus County Florida | 20 | $ 951,000 | $ 47,000 | $ 33,000 |
| Antrim County Michigan | 20 | $ 881,000 | $ 44,000 | $ 35,000 |
| Lenawee County Michigan | 20 | $ 1,361,000 | $ 68,000 | $ 42,000 |
| Macomb County Michigan | 20 | $ 1,314,000 | $ 65,000 | $ 52,000 |
| Sanilac County Michigan | 20 | $ 856,000 | $ 42,000 | $ 34,000 |
| Bay County Florida | 19 | $ 1,198,000 | $ 63,000 | $ 40,000 |
| Gadsden County Florida | 19 | $ 717,000 | $ 37,000 | $ 32,000 |
| Grant County Indiana | 19 | $ 447,000 | $ 23,000 | $ 31,000 |
| Barry County Michigan | 19 | $ 1,217,000 | $ 64,000 | $ 43,000 |
| Clinton County Michigan | 19 | $ 1,554,000 | $ 81,000 | $ 33,000 |
| Manistee County Michigan | 19 | $ 855,000 | $ 45,000 | $ 39,000 |
| Sumter County Florida | 18 | $ 930,000 | $ 51,000 | $ 39,000 |
| Cheboygan County Michigan | 18 | $ 660,000 | $ 36,000 | $ 41,000 |
| Highlands County Florida | 17 | $ 951,000 | $ 55,000 | $ 47,000 |
| Santa Rosa County Florida | 17 | $ 997,000 | $ 58,000 | $ 45,000 |
| Grand Traverse County Michigan | 17 | $ 1,031,000 | $ 60,000 | $ 32,000 |
| Shiawassee County Michigan | 17 | $ 957,000 | $ 56,000 | $ 41,000 |
| Gibson County Tennessee | 17 | $ 451,000 | $ 26,000 | $ 28,000 |
| Brevard County Florida | 16 | $ 1,065,000 | $ 66,000 | $ 52,000 |
| Escambia County Florida | 16 | $ 562,000 | $ 35,000 | $ 31,000 |
| Okaloosa County Florida | 16 | $ 752,000 | $ 47,000 | $ 45,000 |
| Gratiot County Michigan | 16 | $ 957,000 | $ 59,000 | $ 36,000 |
| Marquette County Michigan | 16 | $ 674,000 | $ 42,000 | $ 39,000 |
| Oakland County Michigan | 16 | $ 1,222,000 | $ 76,000 | $ 78,000 |
| Marshall County Mississippi | 16 | $ 482,000 | $ 30,000 | $ 30,000 |
| Etowah County Alabama | 15 | $ 263,000 | $ 17,000 | $ 29,000 |
| Lee County Alabama | 15 | $ 333,000 | $ 22,000 | $ 41,000 |
| Miami-Dade County Florida | 15 | $ 1,123,000 | $ 74,000 | $ 47,000 |
| Palm Beach County Florida | 15 | $ 1,075,000 | $ 71,000 | $ 48,000 |
| Warren County Mississippi | 15 | $ 354,000 | $ 23,000 | $ 25,000 |
| Marinette County Wisconsin | 15 | $ 755,000 | $ 50,000 | $ 41,000 |
| Bradford County Florida | 14 | $ 479,000 | $ 34,000 | $ 33,000 |
| Manatee County Florida | 14 | $ 920,000 | $ 65,000 | $ 35,000 |
| Volusia County Florida | 14 | $ 620,000 | $ 44,000 | $ 30,000 |
| Washington County Florida | 14 | $ 669,000 | $ 47,000 | $ 52,000 |
| Pulaski County Kentucky | 14 | $ 763,000 | $ 54,000 | $ 32,000 |
| Alcona County Michigan | 14 | $ 486,000 | $ 34,000 | $ 26,000 |
| Charlevoix County Michigan | 14 | $ 773,000 | $ 55,000 | $ 29,000 |
| Iosco County Michigan | 14 | $ 617,000 | $ 44,000 | $ 30,000 |
| Lapeer County Michigan | 14 | $ 936,000 | $ 66,000 | $ 44,000 |
| Oscoda County Michigan | 14 | $ 583,000 | $ 41,000 | $ 35,000 |
| Morgan County Missouri | 14 | $ 359,000 | $ 25,000 | $ 30,000 |
| Carroll County Tennessee | 14 | $ 398,000 | $ 28,000 | $ 31,000 |
| Adams County Wisconsin | 14 | $ 601,000 | $ 42,000 | $ 31,000 |
| Osceola County Florida | 13 | $ 836,000 | $ 64,000 | $ 42,000 |
| Marquette County Wisconsin | 13 | $ 1,165,000 | $ 89,000 | $ 106,000 |
| Charlotte County Florida | 12 | $ 489,000 | $ 40,000 | $ 35,000 |
| Seminole County Florida | 12 | $ 761,000 | $ 63,000 | $ 60,000 |
| Steuben County Indiana | 12 | $ 539,000 | $ 44,000 | $ 52,000 |
| Alpena County Michigan | 12 | $ 412,000 | $ 34,000 | $ 28,000 |
| Adams County Mississippi | 12 | $ 234,000 | $ 19,000 | $ 22,000 |
| Yazoo County Mississippi | 12 | $ 265,000 | $ 22,000 | $ 23,000 |
| Hawkins County Tennessee | 12 | $ 520,000 | $ 43,000 | $ 30,000 |
| Juneau County Wisconsin | 12 | $ 478,000 | $ 39,000 | $ 34,000 |
| Missaukee County Michigan | 11 | $ 416,000 | $ 37,000 | $ 42,000 |
| Presque Isle County Michigan | 11 | $ 465,000 | $ 42,000 | $ 29,000 |
| St. Clair County Michigan | 11 | $ 755,000 | $ 68,000 | $ 47,000 |
| Copiah County Mississippi | 11 | $ 222,000 | $ 20,000 | $ 31,000 |
| Rock County Wisconsin | 11 | $ 887,000 | $ 80,000 | $ 44,000 |
| DeSoto County Florida | 10 | $ 470,000 | $ 47,000 | $ 39,000 |
| Walton County Florida | 10 | $ 366,000 | $ 36,000 | $ 32,000 |
| Emmet County Michigan | 10 | $ 760,000 | $ 76,000 | $ 23,000 |
| Gogebic County Michigan | 10 | $ 417,000 | $ 41,000 | $ 45,000 |
| Harrison County Mississippi | 10 | $ 708,000 | $ 70,000 | $ 38,000 |
| Rankin County Mississippi | 10 | $ 291,000 | $ 29,000 | $ 28,000 |
| Campbell County Tennessee | 10 | $ 325,000 | $ 32,000 | $ 30,000 |
| Roane County Tennessee | 10 | $ 380,000 | $ 38,000 | $ 29,000 |
| Oneida County Wisconsin | 10 | $ 332,000 | $ 33,000 | $ 39,000 |
| Portage County Wisconsin | 10 | $ 539,000 | $ 53,000 | $ 40,000 |
| Shawano County Wisconsin | 10 | $ 409,000 | $ 40,000 | $ 27,000 |
| Jefferson County Alabama | 9 | $ 259,000 | $ 28,000 | $ 25,000 |
| Jefferson County Florida | 9 | $ 320,000 | $ 35,000 | $ 27,000 |
| Huron County Michigan | 9 | $ 354,000 | $ 39,000 | $ 29,000 |
| Kalamazoo County Michigan | 9 | $ 515,000 | $ 57,000 | $ 36,000 |
| Monroe County Michigan | 9 | $ 253,000 | $ 28,000 | $ 28,000 |
| Otsego County Michigan | 9 | $ 393,000 | $ 43,000 | $ 43,000 |
| Ottawa County Michigan | 9 | $ 605,000 | $ 67,000 | $ 51,000 |
| Hennepin County Minnesota | 9 | $ 499,000 | $ 55,000 | $ 32,000 |
| Lauderdale County Mississippi | 9 | $ 133,000 | $ 14,000 | $ 27,000 |
| Lauderdale County Tennessee | 9 | $ 300,000 | $ 33,000 | $ 29,000 |
| Douglas County Wisconsin | 9 | $ 326,000 | $ 36,000 | $ 31,000 |
| Waushara County Wisconsin | 9 | $ 568,000 | $ 63,000 | $ 35,000 |
| Houston County Alabama | 8 | $ 123,000 | $ 15,000 | $ 24,000 |
| Gilchrist County Florida | 8 | $ 473,000 | $ 59,000 | $ 42,000 |
| LaPorte County Indiana | 8 | $ 159,000 | $ 19,000 | $ 24,000 |
| Mason County Michigan | 8 | $ 239,000 | $ 29,000 | $ 28,000 |
| Crow Wing County Minnesota | 8 | $ 303,000 | $ 37,000 | $ 40,000 |
| Humphreys County Mississippi | 8 | $ 235,000 | $ 29,000 | $ 27,000 |
| Claiborne County Tennessee | 8 | $ 270,000 | $ 33,000 | $ 23,000 |
| Greene County Tennessee | 8 | $ 242,000 | $ 30,000 | $ 24,000 |
| Hardeman County Tennessee | 8 | $ 165,000 | $ 20,000 | $ 24,000 |
| Obion County Tennessee | 8 | $ 95,000 | $ 11,000 | $ 21,000 |
| Sumner County Tennessee | 8 | $ 282,000 | $ 35,000 | $ 23,000 |
| Waupaca County Wisconsin | 8 | $ 449,000 | $ 56,000 | $ 37,000 |
| Mobile County Alabama | 7 | $ 369,000 | $ 52,000 | $ 36,000 |
| St. Lucie County Florida | 7 | $ 212,000 | $ 30,000 | $ 24,000 |
| Alger County Michigan | 7 | $ 291,000 | $ 41,000 | $ 31,000 |
| Benzie County Michigan | 7 | $ 218,000 | $ 31,000 | $ 21,000 |
| Washtenaw County Michigan | 7 | $ 380,000 | $ 54,000 | $ 43,000 |
| Beltrami County Minnesota | 7 | $ 302,000 | $ 43,000 | $ 30,000 |
| Morrison County Minnesota | 7 | $ 386,000 | $ 55,000 | $ 42,000 |
| George County Mississippi | 7 | $ 211,000 | $ 30,000 | $ 43,000 |
| Newton County Mississippi | 7 | $ 228,000 | $ 32,000 | $ 38,000 |
| Madison County Tennessee | 7 | $ 167,000 | $ 23,000 | $ 33,000 |
| Polk County Tennessee | 7 | $ 289,000 | $ 41,000 | $ 30,000 |
| Racine County Wisconsin | 7 | $ 504,000 | $ 72,000 | $ 39,000 |
| Washburn County Wisconsin | 7 | $ 249,000 | $ 35,000 | $ 37,000 |
| Baldwin County Alabama | 6 | $ 251,000 | $ 41,000 | $ 35,000 |
| DeKalb County Alabama | 6 | $ 201,000 | $ 33,000 | $ 32,000 |
| Hardee County Florida | 6 | $ 113,000 | $ 18,000 | $ 20,000 |
| Sarasota County Florida | 6 | $ 365,000 | $ 60,000 | $ 26,000 |
| Wakulla County Florida | 6 | $ 526,000 | $ 87,000 | $ 56,000 |
| Marion County Indiana | 6 | $ 311,000 | $ 51,000 | $ 53,000 |
| Pulaski County Indiana | 6 | $ 274,000 | $ 45,000 | $ 31,000 |
| Clearwater County Minnesota | 6 | $ 358,000 | $ 59,000 | $ 45,000 |
| Otter Tail County Minnesota | 6 | $ 391,000 | $ 65,000 | $ 41,000 |
| Pine County Minnesota | 6 | $ 447,000 | $ 74,000 | $ 57,000 |
| Jackson County Mississippi | 6 | $ 155,000 | $ 25,000 | $ 32,000 |
| Jones County Mississippi | 6 | $ 154,000 | $ 25,000 | $ 77,000 |
| Lee County Mississippi | 6 | $ 113,000 | $ 18,000 | $ 21,000 |
| Scott County Mississippi | 6 | $ 145,000 | $ 24,000 | $ 25,000 |
| Bedford County Tennessee | 6 | $ 264,000 | $ 44,000 | $ 33,000 |
| Bradley County Tennessee | 6 | $ 325,000 | $ 54,000 | $ 34,000 |
| Cocke County Tennessee | 6 | $ 160,000 | $ 26,000 | $ 22,000 |
| Cumberland County Tennessee | 6 | $ 201,000 | $ 33,000 | $ 24,000 |
| Dickson County Tennessee | 6 | $ 178,000 | $ 29,000 | $ 25,000 |
| Henry County Tennessee | 6 | $ 175,000 | $ 29,000 | $ 38,000 |
| Hickman County Tennessee | 6 | $ 174,000 | $ 29,000 | $ 30,000 |
| McMinn County Tennessee | 6 | $ 257,000 | $ 42,000 | $ 30,000 |
| Warren County Tennessee | 6 | $ 158,000 | $ 26,000 | $ 29,000 |
| Wilson County Tennessee | 6 | $ 234,000 | $ 39,000 | $ 43,000 |
| Chippewa County Wisconsin | 6 | $ 299,000 | $ 49,000 | $ 52,000 |
| Rusk County Wisconsin | 6 | $ 311,000 | $ 51,000 | $ 34,000 |
| Wood County Wisconsin | 6 | $ 204,000 | $ 34,000 | $ 24,000 |
| Flagler County Florida | 5 | $ 277,000 | $ 55,000 | $ 33,000 |
| Indian River County Florida | 5 | $ 395,000 | $ 79,000 | $ 53,000 |
| Marshall County Indiana | 5 | $ 183,000 | $ 36,000 | $ 22,000 |
| Wayne County Kentucky | 5 | $ 209,000 | $ 41,000 | $ 28,000 |
| Houghton County Michigan | 5 | $ 63,000 | $ 12,000 | $ 32,000 |
| Livingston County Michigan | 5 | $ 299,000 | $ 59,000 | $ 35,000 |
| Mackinac County Michigan | 5 | $ 506,000 | $ 101,000 | $ 35,000 |
| Menominee County Michigan | 5 | $ 327,000 | $ 65,000 | $ 36,000 |
| Polk County Minnesota | 5 | $ 224,000 | $ 44,000 | $ 39,000 |
| Alcorn County Mississippi | 5 | $ 114,000 | $ 22,000 | $ 26,000 |
| Lincoln County Mississippi | 5 | $ 87,000 | $ 17,000 | $ 37,000 |
| Neshoba County Mississippi | 5 | $ 264,000 | $ 52,000 | $ 35,000 |
| Oktibbeha County Mississippi | 5 | $ 171,000 | $ 34,000 | $ 22,000 |
| Pearl River County Mississippi | 5 | $ 227,000 | $ 45,000 | $ 48,000 |
| Cheatham County Tennessee | 5 | $ 289,000 | $ 57,000 | $ 64,000 |
| Henderson County Tennessee | 5 | $ 157,000 | $ 31,000 | $ 29,000 |
| Marion County Tennessee | 5 | $ 174,000 | $ 34,000 | $ 31,000 |
| Maury County Tennessee | 5 | $ 196,000 | $ 39,000 | $ 29,000 |
| Sevier County Tennessee | 5 | $ 266,000 | $ 53,000 | $ 35,000 |
| Tipton County Tennessee | 5 | $ 207,000 | $ 41,000 | $ 35,000 |
| Dodge County Wisconsin | 5 | $ 266,000 | $ 53,000 | $ 38,000 |
| Langlade County Wisconsin | 5 | $ 308,000 | $ 61,000 | $ 36,000 |
| Lincoln County Wisconsin | 5 | $ 276,000 | $ 55,000 | $ 36,000 |
| Marathon County Wisconsin | 5 | $ 297,000 | $ 59,000 | $ 66,000 |
| Vilas County Wisconsin | 5 | $ 293,000 | $ 58,000 | $ 40,000 |
| Marshall County Alabama | 4 | $ 96,000 | $ 24,000 | $ 32,000 |
| Henry County Indiana | 4 | $ 209,000 | $ 52,000 | $ 35,000 |
| Dickinson County Michigan | 4 | $ 217,000 | $ 54,000 | $ 53,000 |
| Iron County Michigan | 4 | $ 66,000 | $ 16,000 | $ 16,000 |
| Ontonagon County Michigan | 4 | $ 155,000 | $ 38,000 | $ 15,000 |
| Becker County Minnesota | 4 | $ 222,000 | $ 55,000 | $ 30,000 |
| Cass County Minnesota | 4 | $ 155,000 | $ 38,000 | $ 28,000 |
| Kanabec County Minnesota | 4 | $ 261,000 | $ 65,000 | $ 75,000 |
| Covington County Mississippi | 4 | $ 104,000 | $ 26,000 | $ 33,000 |
| Itawamba County Mississippi | 4 | $ 158,000 | $ 39,000 | $ 36,000 |
| Prentiss County Mississippi | 4 | $ 122,000 | $ 30,000 | $ 35,000 |
| Tippah County Mississippi | 4 | $ 98,000 | $ 24,000 | $ 40,000 |
| Benton County Tennessee | 4 | $ 117,000 | $ 29,000 | $ 23,000 |
| Coffee County Tennessee | 4 | $ 175,000 | $ 43,000 | $ 33,000 |
| Jefferson County Tennessee | 4 | $ 112,000 | $ 28,000 | $ 24,000 |
| Loudon County Tennessee | 4 | $ 101,000 | $ 25,000 | $ 31,000 |
| McNairy County Tennessee | 4 | $ 172,000 | $ 43,000 | $ 22,000 |
| Morgan County Tennessee | 4 | $ 213,000 | $ 53,000 | $ 22,000 |
| Perry County Tennessee | 4 | $ 155,000 | $ 38,000 | $ 26,000 |
| Stewart County Tennessee | 4 | $ 202,000 | $ 50,000 | $ 39,000 |
| Weakley County Tennessee | 4 | $ 99,000 | $ 24,000 | $ 38,000 |
| Bayfield County Wisconsin | 4 | $ 209,000 | $ 52,000 | $ 25,000 |
| Burnett County Wisconsin | 4 | $ 219,000 | $ 54,000 | $ 41,000 |
| Dunn County Wisconsin | 4 | $ 318,000 | $ 79,000 | $ 40,000 |
| Fond du Lac County Wisconsin | 4 | $ 370,000 | $ 92,000 | $ 41,000 |
| Grant County Wisconsin | 4 | $ 104,000 | $ 26,000 | $ 25,000 |
| Jackson County Wisconsin | 4 | $ 193,000 | $ 48,000 | $ 30,000 |
| Milwaukee County Wisconsin | 4 | $ 461,000 | $ 115,000 | $ 77,000 |
| Dixie County Florida | 3 | $ 121,000 | $ 40,000 | $ 24,000 |
| Hamilton County Florida | 3 | $ 157,000 | $ 52,000 | $ 36,000 |
| Martin County Florida | 3 | $ 154,000 | $ 51,000 | $ 26,000 |
| Monroe County Florida | 3 | $ 387,000 | $ 129,000 | $ 44,000 |
| Fulton County Indiana | 3 | $ 97,000 | $ 32,000 | $ 32,000 |
| St. Joseph County Indiana | 3 | $ 130,000 | $ 43,000 | $ 37,000 |
| Delta County Michigan | 3 | $ 111,000 | $ 37,000 | $ 21,000 |
| Luce County Michigan | 3 | $ 312,000 | $ 104,000 | $ 58,000 |
| Montmorency County Michigan | 3 | $ 189,000 | $ 63,000 | $ 48,000 |
| Aitkin County Minnesota | 3 | $ 43,000 | $ 14,000 | $ 14,000 |
| Carlton County Minnesota | 3 | $ 293,000 | $ 97,000 | $ 44,000 |
| Cottonwood County Minnesota | 3 | $ 31,000 | $ 10,000 | $ 23,000 |
| Wright County Minnesota | 3 | $ 193,000 | $ 64,000 | $ 47,000 |
| Greene County Mississippi | 3 | $ 349,000 | $ 116,000 | $ 113,000 |
| Hinds County Mississippi | 3 | $ 61,000 | $ 20,000 | $ 26,000 |
| Lafayette County Mississippi | 3 | $ 78,000 | $ 26,000 | $ 24,000 |
| Marion County Mississippi | 3 | $ 155,000 | $ 51,000 | $ 35,000 |
| Decatur County Tennessee | 3 | $ 40,000 | $ 13,000 | $ 11,000 |
| Fayette County Tennessee | 3 | $ 63,000 | $ 21,000 | $ 34,000 |
| Grainger County Tennessee | 3 | $ 166,000 | $ 55,000 | $ 42,000 |
| Grundy County Tennessee | 3 | $ 126,000 | $ 42,000 | $ 24,000 |
| Johnson County Tennessee | 3 | $ 82,000 | $ 27,000 | $ 19,000 |
| Lawrence County Tennessee | 3 | $ 118,000 | $ 39,000 | $ 30,000 |
| Lewis County Tennessee | 3 | $ 197,000 | $ 65,000 | $ 41,000 |
| Lincoln County Tennessee | 3 | $ 149,000 | $ 49,000 | $ 56,000 |
| Macon County Tennessee | 3 | $ 140,000 | $ 46,000 | $ 31,000 |
| Robertson County Tennessee | 3 | $ 120,000 | $ 40,000 | $ 31,000 |
| Smith County Tennessee | 3 | $ 77,000 | $ 25,000 | $ 25,000 |
| Wayne County Tennessee | 3 | $ 109,000 | $ 36,000 | $ 44,000 |
| Barron County Wisconsin | 3 | $ 129,000 | $ 43,000 | $ 33,000 |
| Calumet County Wisconsin | 3 | $ 255,000 | $ 85,000 | $ 52,000 |
| Crawford County Wisconsin | 3 | $ 340,000 | $ 113,000 | $ 51,000 |
| Door County Wisconsin | 3 | $ 133,000 | $ 44,000 | $ 71,000 |
| Florence County Wisconsin | 3 | $ 64,000 | $ 21,000 | $ 20,000 |
| Forest County Wisconsin | 3 | $ 157,000 | $ 52,000 | $ 26,000 |
| Green County Wisconsin | 3 | $ 131,000 | $ 43,000 | $ 48,000 |
| Kenosha County Wisconsin | 3 | $ 210,000 | $ 70,000 | $ 38,000 |
| Manitowoc County Wisconsin | 3 | $ 133,000 | $ 44,000 | $ 36,000 |
| Monroe County Wisconsin | 3 | $ 116,000 | $ 38,000 | $ 32,000 |
| Oconto County Wisconsin | 3 | $ 542,000 | $ 180,000 | $ 79,000 |
| Outagamie County Wisconsin | 3 | $ 116,000 | $ 38,000 | $ 35,000 |
| Polk County Wisconsin | 3 | $ 154,000 | $ 51,000 | $ 66,000 |
| Price County Wisconsin | 3 | $ 86,000 | $ 28,000 | $ 45,000 |
| Sheboygan County Wisconsin | 3 | $ 97,000 | $ 32,000 | $ 29,000 |
| Taylor County Wisconsin | 3 | $ 157,000 | $ 52,000 | $ 26,000 |
| Covington County Alabama | 2 | $ 50,000 | $ 25,000 | $ 20,000 |
| Escambia County Alabama | 2 | $ 54,000 | $ 27,000 | $ 27,000 |
| Madison County Alabama | 2 | $ 76,000 | $ 38,000 | $ 24,000 |
| Morgan County Alabama | 2 | $ 102,000 | $ 51,000 | $ 27,000 |
| Russell County Alabama | 2 | $ 54,000 | $ 27,000 | $ 19,000 |
| Mohave County Arizona | 2 | $ 42,000 | $ 21,000 | $ 15,000 |
| Calhoun County Florida | 2 | $ 60,000 | $ 30,000 | $ 21,000 |
| Collier County Florida | 2 | $ 116,000 | $ 58,000 | $ 41,000 |
| Gulf County Florida | 2 | $ 94,000 | $ 47,000 | $ 52,000 |
| Holmes County Florida | 2 | $ 230,000 | $ 115,000 | $ 61,000 |
| Taylor County Florida | 2 | $ 131,000 | $ 65,000 | $ 55,000 |
| Union County Florida | 2 | $ 118,000 | $ 59,000 | $ 85,000 |
| Bibb County Georgia | 2 | $ 159,000 | $ 79,000 | $ 69,000 |
| Delaware County Indiana | 2 | $ 75,000 | $ 37,000 | $ 29,000 |
| Gibson County Indiana | 2 | $ 111,000 | $ 55,000 | $ 30,000 |
| Jennings County Indiana | 2 | $ 119,000 | $ 59,000 | $ 43,000 |
| Kosciusko County Indiana | 2 | $ 112,000 | $ 56,000 | $ 52,000 |
| Lake County Indiana | 2 | $ 126,000 | $ 63,000 | $ 50,000 |
| Lawrence County Indiana | 2 | $ 56,000 | $ 28,000 | $ 51,000 |
| Morgan County Indiana | 2 | $ 63,000 | $ 31,000 | $ 31,000 |
| Starke County Indiana | 2 | $ 45,000 | $ 22,000 | $ 25,000 |
| Switzerland County Indiana | 2 | $ 181,000 | $ 90,000 | $ 41,000 |
| Chippewa County Michigan | 2 | $ 118,000 | $ 59,000 | $ 31,000 |
| Chisago County Minnesota | 2 | $ 228,000 | $ 114,000 | $ 42,000 |
| Dakota County Minnesota | 2 | $ 35,000 | $ 17,000 | $ 15,000 |
| Isanti County Minnesota | 2 | $ 210,000 | $ 105,000 | $ 35,000 |
| Itasca County Minnesota | 2 | $ 137,000 | $ 68,000 | $ 32,000 |
| Koochiching County Minnesota | 2 | $ 17,000 | $ 8,000 | $ 13,000 |
| Mower County Minnesota | 2 | $ 25,000 | $ 12,000 | $ 14,000 |
| Norman County Minnesota | 2 | $ 31,000 | $ 15,000 | $ 21,000 |
| Pennington County Minnesota | 2 | $ 31,000 | $ 15,000 | $ 18,000 |
| Ramsey County Minnesota | 2 | $ 188,000 | $ 94,000 | $ 58,000 |
| Roseau County Minnesota | 2 | $ 66,000 | $ 33,000 | $ 55,000 |
| Stearns County Minnesota | 2 | $ 43,000 | $ 21,000 | $ 35,000 |
| Todd County Minnesota | 2 | $ 178,000 | $ 89,000 | $ 42,000 |
| Wadena County Minnesota | 2 | $ 95,000 | $ 47,000 | $ 16,000 |
| Watonwan County Minnesota | 2 | $ 51,000 | $ 25,000 | $ 32,000 |
| Benton County Mississippi | 2 | $ 70,000 | $ 35,000 | $ 51,000 |
| Grenada County Mississippi | 2 | $ 23,000 | $ 11,000 | $ 26,000 |
| Jasper County Mississippi | 2 | $ 36,000 | $ 18,000 | $ 23,000 |
| Lamar County Mississippi | 2 | $ 145,000 | $ 72,000 | $ 27,000 |
| Madison County Mississippi | 2 | $ 75,000 | $ 37,000 | $ 50,000 |
| Perry County Mississippi | 2 | $ 32,000 | $ 16,000 | $ 41,000 |
| Dyer County Tennessee | 2 | $ 56,000 | $ 28,000 | $ 23,000 |
| Hardin County Tennessee | 2 | $ 87,000 | $ 43,000 | $ 37,000 |
| Jackson County Tennessee | 2 | $ 56,000 | $ 28,000 | $ 17,000 |
| Overton County Tennessee | 2 | $ 49,000 | $ 24,000 | $ 19,000 |
| Rhea County Tennessee | 2 | $ 55,000 | $ 27,000 | $ 19,000 |
| Rutherford County Tennessee | 2 | $ 370,000 | $ 185,000 | $ 48,000 |
| Scott County Tennessee | 2 | $ 10,000 | $ 5,000 | $ 11,000 |
| Sequatchie County Tennessee | 2 | $ 122,000 | $ 61,000 | $ 68,000 |
| White County Tennessee | 2 | $ 79,000 | $ 39,000 | $ 19,000 |
| Williamson County Tennessee | 2 | $ 540,000 | $ 270,000 | $ 115,000 |
| Ashland County Wisconsin | 2 | $ 71,000 | $ 35,000 | $ 26,000 |
| Brown County Wisconsin | 2 | $ 150,000 | $ 75,000 | $ 27,000 |
| Green Lake County Wisconsin | 2 | $ 155,000 | $ 77,000 | $ 53,000 |
| Jefferson County Wisconsin | 2 | $ 183,000 | $ 91,000 | $ 67,000 |
| Kewaunee County Wisconsin | 2 | $ 47,000 | $ 23,000 | $ 33,000 |
| La Crosse County Wisconsin | 2 | $ 174,000 | $ 87,000 | $ 53,000 |
| Lafayette County Wisconsin | 2 | $ 80,000 | $ 40,000 | $ 24,000 |
| Menominee County Wisconsin | 2 | $ 10,000 | $ 5,000 | $ 21,000 |
| Richland County Wisconsin | 2 | $ 83,000 | $ 41,000 | $ 20,000 |
| Sawyer County Wisconsin | 2 | $ 157,000 | $ 78,000 | $ 43,000 |
| Butler County Alabama | 1 | $ 5,000 | $ 5,000 | $ 30,000 |
| Chambers County Alabama | 1 | $ 10,000 | $ 10,000 | $ 13,000 |
| Lauderdale County Alabama | 1 | $ 13,000 | $ 13,000 | $ 15,000 |
| Montgomery County Alabama | 1 | $ 38,000 | $ 38,000 | $ 36,000 |
| Tallapoosa County Alabama | 1 | $ 53,000 | $ 53,000 | $ 59,000 |
| Yavapai County Arizona | 1 | $ 45,000 | $ 45,000 | $ 0 |
| Franklin County Florida | 1 | $ 135,000 | $ 135,000 | $ 55,000 |
| Madison County Florida | 1 | $ 57,000 | $ 57,000 | $ 39,000 |
| Okeechobee County Florida | 1 | $ 21,000 | $ 21,000 | $ 25,000 |
| Camden County Georgia | 1 | $ 69,000 | $ 69,000 | $ 38,000 |
| Fulton County Georgia | 1 | $ 41,000 | $ 41,000 | $ 9,000 |
| Monroe County Georgia | 1 | $ 30,000 | $ 30,000 | $ 44,000 |
| Cook County Illinois | 1 | $ 22,000 | $ 22,000 | $ 19,000 |
| Lake County Illinois | 1 | $ 70,000 | $ 70,000 | $ 224,000 |
| Benton County Indiana | 1 | $ 30,000 | $ 30,000 | $ 34,000 |
| Dubois County Indiana | 1 | $ 65,000 | $ 65,000 | $ 45,000 |
| Fountain County Indiana | 1 | $ 48,000 | $ 48,000 | $ 23,000 |
| Greene County Indiana | 1 | $ 38,000 | $ 38,000 | $ 30,000 |
| Jasper County Indiana | 1 | $ 38,000 | $ 38,000 | $ 17,000 |
| Jefferson County Indiana | 1 | $ 56,000 | $ 56,000 | $ 52,000 |
| Knox County Indiana | 1 | $ 81,000 | $ 81,000 | $ 63,000 |
| Madison County Indiana | 1 | $ 7,000 | $ 7,000 | $ 22,000 |
| Miami County Indiana | 1 | $ 80,000 | $ 80,000 | $ 97,000 |
| Noble County Indiana | 1 | $ 62,000 | $ 62,000 | $ 76,000 |
| Owen County Indiana | 1 | $ 44,000 | $ 44,000 | $ 56,000 |
| Porter County Indiana | 1 | $ 43,000 | $ 43,000 | $ 114,000 |
| Putnam County Indiana | 1 | $ 47,000 | $ 47,000 | $ 26,000 |
| Scott County Indiana | 1 | $ 48,000 | $ 48,000 | $ 31,000 |
| Spencer County Indiana | 1 | $ 35,000 | $ 35,000 | $ 58,000 |
| Vanderburgh County Indiana | 1 | $ 45,000 | $ 45,000 | $ 24,000 |
| Washington County Indiana | 1 | $ 60,000 | $ 60,000 | $ 78,000 |
| Wells County Indiana | 1 | $ 120,000 | $ 120,000 | $ 52,000 |
| Clinton County Kentucky | 1 | $ 5,000 | $ 5,000 | $ 17,000 |
| Keweenaw County Michigan | 1 | $ 146,000 | $ 146,000 | $ 35,000 |
| Leelanau County Michigan | 1 | $ 75,000 | $ 75,000 | $ 43,000 |
| Brown County Minnesota | 1 | $ 72,000 | $ 72,000 | $ 41,000 |
| Clay County Minnesota | 1 | $ 28,000 | $ 28,000 | $ 20,000 |
| Dodge County Minnesota | 1 | $ 160,000 | $ 160,000 | $ 66,000 |
| Houston County Minnesota | 1 | $ 41,000 | $ 41,000 | $ 12,000 |
| Hubbard County Minnesota | 1 | $ 32,000 | $ 32,000 | $ 33,000 |
| Kandiyohi County Minnesota | 1 | $ 20,000 | $ 20,000 | $ 25,000 |
| Lac qui Parle County Minnesota | 1 | $ 10,000 | $ 10,000 | $ 9,000 |
| Martin County Minnesota | 1 | $ 6,000 | $ 6,000 | $ 22,000 |
| Olmsted County Minnesota | 1 | $ 7,000 | $ 7,000 | $ 17,000 |
| Pipestone County Minnesota | 1 | $ 11,000 | $ 11,000 | $ 33,000 |
| Pope County Minnesota | 1 | $ 5,000 | $ 5,000 | $ 13,000 |
| Rice County Minnesota | 1 | $ 30,000 | $ 30,000 | $ 46,000 |
| Scott County Minnesota | 1 | $ 125,000 | $ 125,000 | $ 50,000 |
| Sherburne County Minnesota | 1 | $ 245,000 | $ 245,000 | $ 121,000 |
| Swift County Minnesota | 1 | $ 200,000 | $ 200,000 | $ 96,000 |
| Yellow Medicine County Minnesota | 1 | $ 5,000 | $ 5,000 | $ 29,000 |
| Clarke County Mississippi | 1 | $ 98,000 | $ 98,000 | $ 57,000 |
| Franklin County Mississippi | 1 | $ 5,000 | $ 5,000 | $ 21,000 |
| Kemper County Mississippi | 1 | $ 12,000 | $ 12,000 | $ 30,000 |
| Leake County Mississippi | 1 | $ 40,000 | $ 40,000 | $ 19,000 |
| Monroe County Mississippi | 1 | $ 36,000 | $ 36,000 | $ 26,000 |
| Simpson County Mississippi | 1 | $ 64,000 | $ 64,000 | $ 123,000 |
| Smith County Mississippi | 1 | $ 70,000 | $ 70,000 | $ 29,000 |
| Stone County Mississippi | 1 | $ 11,000 | $ 11,000 | $ 11,000 |
| Tate County Mississippi | 1 | $ 74,000 | $ 74,000 | $ 38,000 |
| Union County Mississippi | 1 | $ 12,000 | $ 12,000 | $ 20,000 |
| Barry County Missouri | 1 | $ 125,000 | $ 125,000 | $ 43,000 |
| Boone County Missouri | 1 | $ 14,000 | $ 14,000 | $ 0 |
| Cass County Missouri | 1 | $ 128,000 | $ 128,000 | $ 95,000 |
| Christian County Missouri | 1 | $ 75,000 | $ 75,000 | $ 25,000 |
| Jasper County Missouri | 1 | $ 57,000 | $ 57,000 | $ 135,000 |
| Stone County Missouri | 1 | $ 90,000 | $ 90,000 | $ 108,000 |
| Washington County Missouri | 1 | $ 10,000 | $ 10,000 | $ 19,000 |
| Ravalli County Montana | 1 | $ 95,000 | $ 95,000 | $ 100,000 |
| Douglas County Nebraska | 1 | $ 31,000 | $ 31,000 | $ 46,000 |
| Washoe County Nevada | 1 | $ 76,000 | $ 76,000 | $ 48,000 |
| Orange County New York | 1 | $ 65,000 | $ 65,000 | $ 151,000 |
| Jackson County North Carolina | 1 | $ 10,000 | $ 10,000 | $ 18,000 |
| Wilkes County North Carolina | 1 | $ 11,000 | $ 11,000 | $ 58,000 |
| Carroll County Ohio | 1 | $ 40,000 | $ 40,000 | $ 26,000 |
| Columbiana County Ohio | 1 | $ 110,000 | $ 110,000 | $ 64,000 |
| Logan County Ohio | 1 | $ 48,000 | $ 48,000 | $ 23,000 |
| Meigs County Ohio | 1 | $ 49,000 | $ 49,000 | $ 37,000 |
| Montgomery County Ohio | 1 | $ 70,000 | $ 70,000 | $ 0 |
| Lehigh County Pennsylvania | 1 | $ 61,000 | $ 61,000 | $ 24,000 |
| Richland County South Carolina | 1 | $ 29,000 | $ 29,000 | $ 29,000 |
| Bledsoe County Tennessee | 1 | $ 32,000 | $ 32,000 | $ 43,000 |
| Blount County Tennessee | 1 | $ 47,000 | $ 47,000 | $ 42,000 |
| Carter County Tennessee | 1 | $ 38,000 | $ 38,000 | $ 18,000 |
| Clay County Tennessee | 1 | $ 12,000 | $ 12,000 | $ 17,000 |
| Crockett County Tennessee | 1 | $ 70,000 | $ 70,000 | $ 27,000 |
| Franklin County Tennessee | 1 | $ 42,000 | $ 42,000 | $ 25,000 |
| Giles County Tennessee | 1 | $ 28,000 | $ 28,000 | $ 19,000 |
| Hancock County Tennessee | 1 | $ 119,000 | $ 119,000 | $ 73,000 |
| Haywood County Tennessee | 1 | $ 49,000 | $ 49,000 | $ 20,000 |
| Humphreys County Tennessee | 1 | $ 75,000 | $ 75,000 | $ 25,000 |
| Knox County Tennessee | 1 | $ 53,000 | $ 53,000 | $ 24,000 |
| Monroe County Tennessee | 1 | $ 60,000 | $ 60,000 | $ 30,000 |
| Shelby County Tennessee | 1 | $ 10,000 | $ 10,000 | $ 18,000 |
| Trousdale County Tennessee | 1 | $ 40,000 | $ 40,000 | $ 36,000 |
| Van Buren County Tennessee | 1 | $ 28,000 | $ 28,000 | $ 26,000 |
| Bandera County Texas | 1 | $ 25,000 | $ 25,000 | $ 51,000 |
| Dallas County Texas | 1 | $ 140,000 | $ 140,000 | $ 85,000 |
| Harris County Texas | 1 | $ 32,000 | $ 32,000 | $ 68,000 |
| Cabell County West Virginia | 1 | $ 100,000 | $ 100,000 | $ 69,000 |
| Clark County Wisconsin | 1 | $ 50,000 | $ 50,000 | $ 23,000 |
| Columbia County Wisconsin | 1 | $ 287,000 | $ 287,000 | $ 55,000 |
| Dane County Wisconsin | 1 | $ 170,000 | $ 170,000 | $ 52,000 |
| Eau Claire County Wisconsin | 1 | $ 158,000 | $ 158,000 | $ 59,000 |
| Iron County Wisconsin | 1 | $ 68,000 | $ 68,000 | $ 28,000 |
| Pepin County Wisconsin | 1 | $ 60,000 | $ 60,000 | $ 50,000 |
| Vernon County Wisconsin | 1 | $ 42,000 | $ 42,000 | $ 21,000 |
| Walworth County Wisconsin | 1 | $ 15,000 | $ 15,000 | $ 37,000 |
| Winnebago County Wisconsin | 1 | $ 73,000 | $ 73,000 | $ 30,000 |
Mortgage Loan Application Detail Totals for First National Bank Of America in 2007
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Home Improvement | 2,367 | $84,096,000 | $35,000 | $480,000 | $33,000 | $453,000 |
| Refinancing | 1,636 | $105,684,000 | $64,000 | $500,000 | $43,000 | $1,287,000 |
| Home Purchase | 402 | $22,714,000 | $56,000 | $281,000 | $54,000 | $1,106,000 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| White | 2,754 | $141,005,000 | $51,000 | $460,000 | $41,000 | $1,287,000 |
| Not Provided | 709 | $32,918,000 | $46,000 | $500,000 | $37,000 | $300,000 |
| Black or African American | 638 | $21,945,000 | $34,000 | $280,000 | $33,000 | $239,000 |
| Hispanic | 131 | $7,545,000 | $57,000 | $266,000 | $46,000 | $310,000 |
| American Indian or Alaskan Native | 124 | $5,161,000 | $41,000 | $275,000 | $33,000 | $266,000 |
| Not applicable | 39 | $3,451,000 | $88,000 | $389,000 | $1,000 | $42,000 |
| Asian | 5 | $239,000 | $47,000 | $98,000 | $63,000 | $121,000 |
| Native Hawaiian or Other Pacific Islander | 5 | $230,000 | $46,000 | $69,000 | $27,000 | $50,000 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 4,405 | $212,494,000 | $48,000 | $500,000 | $39,000 | $1,287,000 |
| FHA-insured (Federal Housing Administration) | 0 | $0 | $0 | $0 | $0 | $0 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 0 | $0 | $0 | $0 | $0 | $0 |
| VA-guaranteed (Veterans Administration) | 0 | $0 | $0 | $0 | $0 | $0 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Application Denied By Financial Institution | 2,592 | $143,132,000 | $55,000 | $500,000 | $40,000 | $1,287,000 |
| Loan Originated | 1,104 | $46,929,000 | $42,000 | $281,000 | $40,000 | $1,106,000 |
| Application Approved But Not Accepted | 643 | $17,222,000 | $26,000 | $150,000 | $31,000 | $293,000 |
| Loan Purchased By The Institution | 39 | $3,451,000 | $88,000 | $389,000 | $1,000 | $42,000 |
| Application Withdrawn By Applicant | 23 | $1,650,000 | $71,000 | $246,000 | $53,000 | $300,000 |
| File Closed For Incompleteness | 4 | $110,000 | $27,000 | $63,000 | $37,000 | $72,000 |
| Preapproval Approved but not Accepted | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Denied by Financial Institution | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Credit History | 1,537 | $78,970,000 | $51,000 | $485,000 | $39,000 | $1,106,000 |
| Collateral | 400 | $24,353,000 | $60,000 | $460,000 | $50,000 | $1,287,000 |
| Debt-To-Income Ratio | 399 | $24,493,000 | $61,000 | $400,000 | $31,000 | $311,000 |
| Other | 193 | $9,220,000 | $47,000 | $168,000 | $39,000 | $198,000 |
| Unverifiable Information | 52 | $5,157,000 | $99,000 | $480,000 | $87,000 | $822,000 |
| Employment History | 8 | $330,000 | $41,000 | $56,000 | $28,000 | $48,000 |
| Insufficient Cash (Downpayment, Closing Cost) | 3 | $609,000 | $203,000 | $500,000 | $143,000 | $182,000 |
| Mortgage Insurance Denied | 0 | $0 | $0 | $0 | $0 | $0 |
| Credit Application Incomplete | 0 | $0 | $0 | $0 | $0 | $0 |
Our comprehensive HMDA mortgage statistics provide invaluable insights into First National Bank Of America's 2007 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.
This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics,
and assess First National Bank Of America's mortgage approval patterns.
Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
For a list of all lenders in Michigan, download the full spreadsheet
with aggregated HMDA statistics today.