First National Bank of America Mortgage Lending & HMDA Data, 2017
In 2017, First National Bank of America of East Lansing, MI reported 3,213 mortgage applications totaling $609.3 million, down 12% from 2016. The average application was for $189,636, and applicants reported an average income of $53,753. 28% of its applications resulted in an originated loan and 21% were denied. Its largest markets were Chicago-Naperville-Arlington Heights, IL (124), Los Angeles-Long Beach-Glendale, CA (89) and Atlanta-Sandy Springs-Roswell, GA (87) (applications in parentheses).
| Mortgage Company & Address | First National Bank of America 241 East Saginaw East Lansing, MI 48823 Tel #: available with data download |
| Federal Regulator | * available with data download |
| Years | 2025 2024 2023 2022 2021 2020 2019 2018 2017 2016 2015 2014 2013 2012 2011 2010 2009 2008 2007 2006 2005 2004 2003 |
| Total Number of Mortgage Applications | 3,213 |
| Total Mortgage Loan Application Amount | $609,303,000 |
| Average Mortgage Loan Application Amount | $189,636 |
| Highest Mortgage Loan Application Amount | $8,600,000 |
| Average Applicant Income | $53,753 |
| Highest Applicant Income | $1,700,000 |
About this data: figures come from the Home Mortgage Disclosure Act (HMDA) records First National Bank of America filed with the FFIEC and count every application it reported (approved, denied, withdrawn or purchased), not just closed loans. Applications reported at $100 million or more are left out of these totals.
| Metro Area | Total Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Application Amount | Average Applicant Income |
|---|---|---|---|---|
| Chicago-Naperville-Arlington Heights, IL | 124 | $ 17,309,000 | $ 139,588 | $ 57,000 |
| Los Angeles-Long Beach-Glendale, CA | 89 | $ 41,364,000 | $ 464,764 | $ 9,000 |
| Atlanta-Sandy Springs-Roswell, GA | 87 | $ 15,722,000 | $ 180,712 | $ 48,000 |
| Miami-Miami Beach-Kendall, FL | 87 | $ 14,048,000 | $ 161,471 | $ 41,000 |
| Orlando-Kissimmee-Sanford, FL | 87 | $ 14,870,000 | $ 170,919 | $ 76,000 |
| New York-Jersey City-White Plains, NY-NJ | 76 | $ 24,400,000 | $ 321,052 | $ 66,907 |
| Washington-Arlington-Alexandria, DC-VA-MD-WV | 73 | $ 19,263,000 | $ 263,876 | $ 77,520 |
| Fort Lauderdale-Pompano Beach-Deerfield Beach, FL | 71 | $ 12,567,000 | $ 177,000 | $ 82,000 |
| Las Vegas-Henderson-Paradise, NV | 64 | $ 9,993,000 | $ 156,140 | $ 39,000 |
| Tampa-St. Petersburg-Clearwater, FL | 63 | $ 8,870,000 | $ 140,793 | $ 79,000 |
| Houston-The Woodlands-Sugar Land, TX | 57 | $ 13,868,000 | $ 243,298 | $ 39,000 |
| Lansing-East Lansing, MI | 54 | $ 13,114,000 | $ 242,851 | $ 44,000 |
| Phoenix-Mesa-Scottsdale, AZ | 54 | $ 6,787,000 | $ 125,685 | $ 18,000 |
| Riverside-San Bernardino-Ontario, CA | 52 | $ 12,369,000 | $ 237,865 | $ 21,000 |
| Bridgeport-Stamford-Norwalk, CT | 51 | $ 9,721,000 | $ 190,607 | $ 75,000 |
| Minneapolis-St. Paul-Bloomington, MN-WI | 51 | $ 6,966,000 | $ 136,588 | $ 43,568 |
| Warren-Troy-Farmington Hills, MI | 51 | $ 17,421,000 | $ 341,588 | $ 95,000 |
| Baltimore-Columbia-Towson, MD | 47 | $ 7,734,000 | $ 164,553 | $ 60,000 |
| Cambridge-Newton-Framingham, MA | 46 | $ 11,446,000 | $ 248,826 | $ 78,000 |
| West Palm Beach-Boca Raton-Delray Beach, FL | 46 | $ 7,858,000 | $ 170,826 | $ 57,000 |
| Dallas-Plano-Irving, TX | 42 | $ 8,942,000 | $ 212,904 | $ 25,000 |
| Grand Rapids-Wyoming, MI | 41 | $ 3,694,000 | $ 90,097 | $ 47,000 |
| New Haven-Milford, CT | 35 | $ 6,628,000 | $ 189,371 | $ 88,000 |
| Jacksonville, FL | 32 | $ 4,412,000 | $ 137,875 | $ 30,000 |
| Memphis, TN-MS-AR | 32 | $ 2,543,000 | $ 79,468 | $ 11,375 |
| Newark, NJ-PA | 31 | $ 5,591,000 | $ 180,354 | $ 74,774 |
| Silver Spring-Frederick-Rockville, MD | 29 | $ 5,885,000 | $ 202,931 | $ 62,000 |
| Detroit-Dearborn-Livonia, MI | 27 | $ 3,253,000 | $ 120,481 | $ 51,000 |
| Camden, NJ | 26 | $ 3,686,000 | $ 141,769 | $ 78,000 |
| Portland-Vancouver-Hillsboro, OR-WA | 26 | $ 6,278,000 | $ 241,461 | $ 38,538 |
| Deltona-Daytona Beach-Ormond Beach, FL | 25 | $ 4,736,000 | $ 189,440 | $ 71,000 |
| Cape Coral-Fort Myers, FL | 24 | $ 3,821,000 | $ 159,208 | $ 42,000 |
| Richmond, VA | 23 | $ 3,380,000 | $ 146,956 | $ 31,000 |
| Nassau County-Suffolk County, NY | 22 | $ 8,908,000 | $ 404,909 | $ 98,000 |
| San Diego-Carlsbad, CA | 22 | $ 8,285,000 | $ 376,590 | $ 0 |
| North Port-Sarasota-Bradenton, FL | 21 | $ 4,116,000 | $ 196,000 | $ 56,000 |
| Denver-Aurora-Lakewood, CO | 20 | $ 6,192,000 | $ 309,600 | $ 62,000 |
| Oakland-Hayward-Berkeley, CA | 20 | $ 7,842,000 | $ 392,100 | $ 21,000 |
| Sacramento--Roseville--Arden-Arcade, CA | 20 | $ 5,671,000 | $ 283,550 | $ 33,000 |
| Seattle-Bellevue-Everett, WA | 20 | $ 7,489,000 | $ 374,450 | $ 147,000 |
| Nashville-Davidson--Murfreesboro--Franklin, TN | 19 | $ 2,903,000 | $ 152,789 | $ 51,000 |
| Anaheim-Santa Ana-Irvine, CA | 17 | $ 8,828,000 | $ 519,294 | $ 4,000 |
| San Jose-Sunnyvale-Santa Clara, CA | 17 | $ 12,781,000 | $ 751,823 | $ 113,000 |
| Boston, MA | 16 | $ 3,664,000 | $ 229,000 | $ 66,000 |
| Fort Worth-Arlington, TX | 16 | $ 1,896,000 | $ 118,500 | $ 31,000 |
| Lakeland-Winter Haven, FL | 16 | $ 2,207,000 | $ 137,937 | $ 73,000 |
| St. Louis, MO-IL | 16 | $ 1,492,000 | $ 93,250 | $ 25,000 |
| Worcester, MA-CT | 16 | $ 2,876,000 | $ 179,750 | $ 69,750 |
| Pittsburgh, PA | 15 | $ 893,000 | $ 59,533 | $ 48,000 |
| Lake County-Kenosha County, IL-WI | 14 | $ 1,926,000 | $ 137,571 | $ 54,642 |
| Myrtle Beach-Conway-North Myrtle Beach, SC-NC | 14 | $ 2,012,000 | $ 143,714 | $ 130,000 |
| Cleveland-Elyria, OH | 13 | $ 1,596,000 | $ 122,769 | $ 65,000 |
| Columbus, OH | 13 | $ 1,936,000 | $ 148,923 | $ 33,000 |
| Naples-Immokalee-Marco Island, FL | 13 | $ 2,797,000 | $ 215,153 | $ 77,000 |
| Ocala, FL | 13 | $ 2,302,000 | $ 177,076 | $ 49,000 |
| Port St. Lucie, FL | 13 | $ 2,285,000 | $ 175,769 | $ 74,000 |
| Charleston-North Charleston, SC | 12 | $ 9,994,000 | $ 832,833 | $ 56,000 |
| Montgomery County-Bucks County-Chester County, PA | 12 | $ 1,767,000 | $ 147,250 | $ 29,000 |
| Barnstable Town, MA | 11 | $ 2,126,000 | $ 193,272 | $ 71,000 |
| Charlotte-Concord-Gastonia, NC-SC | 11 | $ 1,344,000 | $ 122,181 | $ 36,000 |
| Indianapolis-Carmel-Anderson, IN | 11 | $ 1,254,000 | $ 114,000 | $ 89,000 |
| Modesto, CA | 11 | $ 2,635,000 | $ 239,545 | $ 17,000 |
| Salisbury, MD-DE | 11 | $ 968,000 | $ 88,000 | $ 74,545 |
| Bakersfield, CA | 10 | $ 1,154,000 | $ 115,400 | $ 0 |
| Elgin, IL | 10 | $ 1,084,000 | $ 108,400 | $ 42,000 |
| Kansas City, MO-KS | 10 | $ 1,221,000 | $ 122,100 | $ 96,500 |
| San Antonio-New Braunfels, TX | 10 | $ 1,624,000 | $ 162,400 | $ 39,000 |
| Austin-Round Rock, TX | 9 | $ 1,925,000 | $ 213,888 | $ 7,000 |
| Jackson, MI | 9 | $ 592,000 | $ 65,777 | $ 54,000 |
| Palm Bay-Melbourne-Titusville, FL | 9 | $ 1,429,000 | $ 158,777 | $ 63,000 |
| Billings, MT | 8 | $ 1,639,000 | $ 204,875 | $ 42,000 |
| Hartford-West Hartford-East Hartford, CT | 8 | $ 1,575,000 | $ 196,875 | $ 106,000 |
| New Orleans-Metairie, LA | 8 | $ 936,000 | $ 117,000 | $ 62,000 |
| Oklahoma City, OK | 8 | $ 1,197,000 | $ 149,625 | $ 33,000 |
| Salt Lake City, UT | 8 | $ 1,317,000 | $ 164,625 | $ 30,000 |
| Virginia Beach-Norfolk-Newport News, VA-NC | 8 | $ 959,000 | $ 119,875 | $ 43,000 |
| Battle Creek, MI | 7 | $ 403,000 | $ 57,571 | $ 45,000 |
| Cincinnati, OH-KY-IN | 7 | $ 436,000 | $ 62,285 | $ 22,000 |
| Dutchess County-Putnam County, NY | 7 | $ 1,044,000 | $ 149,142 | $ 78,000 |
| Greenville-Anderson-Mauldin, SC | 7 | $ 397,000 | $ 56,714 | $ 38,000 |
| Knoxville, TN | 7 | $ 704,000 | $ 100,571 | $ 44,000 |
| Merced, CA | 7 | $ 1,372,000 | $ 196,000 | $ 42,000 |
| Milwaukee-Waukesha-West Allis, WI | 7 | $ 847,000 | $ 121,000 | $ 10,000 |
| Ocean City, NJ | 7 | $ 1,132,000 | $ 161,714 | $ 93,000 |
| Philadelphia, PA | 7 | $ 971,000 | $ 138,714 | $ 34,000 |
| Providence-Warwick, RI-MA | 7 | $ 1,003,000 | $ 143,285 | $ 30,714 |
| Stockton-Lodi, CA | 7 | $ 1,866,000 | $ 266,571 | $ 14,000 |
| Wilmington, DE-MD-NJ | 7 | $ 1,320,000 | $ 188,571 | $ 87,571 |
| Columbia, SC | 6 | $ 319,000 | $ 53,166 | $ 28,000 |
| Columbus, GA-AL | 6 | $ 372,000 | $ 62,000 | $ 22,666 |
| Davenport-Moline-Rock Island, IA-IL | 6 | $ 292,000 | $ 48,666 | $ 11,666 |
| Dayton, OH | 6 | $ 847,000 | $ 141,166 | $ 34,000 |
| Gainesville, FL | 6 | $ 522,000 | $ 87,000 | $ 47,000 |
| Lake Havasu City-Kingman, AZ | 6 | $ 887,000 | $ 147,833 | $ 84,000 |
| Provo-Orem, UT | 6 | $ 651,000 | $ 108,500 | $ 18,000 |
| Sebastian-Vero Beach, FL | 6 | $ 971,000 | $ 161,833 | $ 134,000 |
| Tulsa, OK | 6 | $ 792,000 | $ 132,000 | $ 29,000 |
| Albuquerque, NM | 5 | $ 1,072,000 | $ 214,400 | $ 82,000 |
| Amarillo, TX | 5 | $ 614,000 | $ 122,800 | $ 57,000 |
| Ann Arbor, MI | 5 | $ 1,165,000 | $ 233,000 | $ 118,000 |
| Birmingham-Hoover, AL | 5 | $ 329,000 | $ 65,800 | $ 42,000 |
| Des Moines-West Des Moines, IA | 5 | $ 451,000 | $ 90,200 | $ 52,000 |
| East Stroudsburg, PA | 5 | $ 436,000 | $ 87,200 | $ 64,000 |
| El Paso, TX | 5 | $ 720,000 | $ 144,000 | $ 7,000 |
| Flint, MI | 5 | $ 284,000 | $ 56,800 | $ 72,000 |
| Fresno, CA | 5 | $ 1,210,000 | $ 242,000 | $ 0 |
| Gainesville, GA | 5 | $ 550,000 | $ 110,000 | $ 13,000 |
| Kalamazoo-Portage, MI | 5 | $ 1,128,000 | $ 225,600 | $ 40,000 |
| Lexington-Fayette, KY | 5 | $ 618,000 | $ 123,600 | $ 62,000 |
| Oxnard-Thousand Oaks-Ventura, CA | 5 | $ 2,694,000 | $ 538,800 | $ 0 |
| Waco, TX | 5 | $ 91,000 | $ 18,200 | $ 16,000 |
| Abilene, TX | 4 | $ 209,000 | $ 52,250 | $ 79,000 |
| Baton Rouge, LA | 4 | $ 467,000 | $ 116,750 | $ 119,000 |
| Beaumont-Port Arthur, TX | 4 | $ 405,000 | $ 101,250 | $ 47,000 |
| Daphne-Fairhope-Foley, AL | 4 | $ 363,000 | $ 90,750 | $ 44,000 |
| Fayetteville-Springdale-Rogers, AR-MO | 4 | $ 328,000 | $ 82,000 | $ 32,000 |
| Fort Wayne, IN | 4 | $ 214,000 | $ 53,500 | $ 52,000 |
| Louisville/Jefferson County, KY-IN | 4 | $ 599,000 | $ 149,750 | $ 95,000 |
| Muskegon, MI | 4 | $ 4,379,000 | $ 1,094,750 | $ 50,000 |
| New Bern, NC | 4 | $ 306,000 | $ 76,500 | $ 50,000 |
| Omaha-Council Bluffs, NE-IA | 4 | $ 200,000 | $ 50,000 | $ 21,500 |
| Prescott, AZ | 4 | $ 791,000 | $ 197,750 | $ 17,000 |
| Rochester, NY | 4 | $ 439,000 | $ 109,750 | $ 27,000 |
| Salem, OR | 4 | $ 545,000 | $ 136,250 | $ 34,000 |
| Salinas, CA | 4 | $ 1,574,000 | $ 393,500 | $ 0 |
| San Francisco-Redwood City-South San Francisco, CA | 4 | $ 1,927,000 | $ 481,750 | $ 0 |
| Scranton--Wilkes-Barre--Hazleton, PA | 4 | $ 377,000 | $ 94,250 | $ 99,000 |
| St. Cloud, MN | 4 | $ 625,000 | $ 156,250 | $ 52,000 |
| Tucson, AZ | 4 | $ 244,000 | $ 61,000 | $ 7,000 |
| Albany-Schenectady-Troy, NY | 3 | $ 355,000 | $ 118,333 | $ 66,000 |
| Allentown-Bethlehem-Easton, PA-NJ | 3 | $ 362,000 | $ 120,666 | $ 67,000 |
| Atlantic City-Hammonton, NJ | 3 | $ 647,000 | $ 215,666 | $ 137,000 |
| Canton-Massillon, OH | 3 | $ 219,000 | $ 73,000 | $ 10,000 |
| Colorado Springs, CO | 3 | $ 516,000 | $ 172,000 | $ 0 |
| Fort Collins, CO | 3 | $ 636,000 | $ 212,000 | $ 16,000 |
| Great Falls, MT | 3 | $ 960,000 | $ 320,000 | $ 0 |
| Greensboro-High Point, NC | 3 | $ 566,000 | $ 188,666 | $ 103,000 |
| Harrisburg-Carlisle, PA | 3 | $ 287,000 | $ 95,666 | $ 42,000 |
| Homosassa Springs, FL | 3 | $ 125,000 | $ 41,666 | $ 30,000 |
| Jacksonville, NC | 3 | $ 203,000 | $ 67,666 | $ 34,000 |
| Lancaster, PA | 3 | $ 308,000 | $ 102,666 | $ 32,000 |
| Manchester-Nashua, NH | 3 | $ 761,000 | $ 253,666 | $ 170,000 |
| Missoula, MT | 3 | $ 534,000 | $ 178,000 | $ 42,000 |
| Pueblo, CO | 3 | $ 305,000 | $ 101,666 | $ 15,000 |
| Raleigh, NC | 3 | $ 305,000 | $ 101,666 | $ 15,000 |
| Rockford, IL | 3 | $ 312,000 | $ 104,000 | $ 48,000 |
| Santa Rosa, CA | 3 | $ 879,000 | $ 293,000 | $ 26,000 |
| Springfield, MA | 3 | $ 143,000 | $ 47,666 | $ 24,000 |
| Springfield, MO | 3 | $ 282,000 | $ 94,000 | $ 145,000 |
| St. George, UT | 3 | $ 839,000 | $ 279,666 | $ 124,000 |
| Syracuse, NY | 3 | $ 219,000 | $ 73,000 | $ 64,000 |
| Tacoma-Lakewood, WA | 3 | $ 515,000 | $ 171,666 | $ 17,000 |
| Tallahassee, FL | 3 | $ 422,000 | $ 140,666 | $ 64,000 |
| Toledo, OH | 3 | $ 298,000 | $ 99,333 | $ 48,000 |
| Trenton, NJ | 3 | $ 446,000 | $ 148,666 | $ 18,000 |
| Visalia-Porterville, CA | 3 | $ 554,000 | $ 184,666 | $ 38,000 |
| Winston-Salem, NC | 3 | $ 779,000 | $ 259,666 | $ 95,000 |
| York-Hanover, PA | 3 | $ 215,000 | $ 71,666 | $ 40,000 |
| Youngstown-Warren-Boardman, OH-PA | 3 | $ 257,000 | $ 85,666 | $ 80,000 |
| Akron, OH | 2 | $ 379,000 | $ 189,500 | $ 16,000 |
| Anchorage, AK | 2 | $ 500,000 | $ 250,000 | $ 34,000 |
| Asheville, NC | 2 | $ 375,000 | $ 187,500 | $ 60,000 |
| Augusta-Richmond County, GA-SC | 2 | $ 135,000 | $ 67,500 | $ 0 |
| Bangor, ME | 2 | $ 264,000 | $ 132,000 | $ 56,000 |
| Bend-Redmond, OR | 2 | $ 282,000 | $ 141,000 | $ 0 |
| Bloomington, IN | 2 | $ 333,000 | $ 166,500 | $ 135,000 |
| Bremerton-Silverdale, WA | 2 | $ 818,000 | $ 409,000 | $ 0 |
| Buffalo-Cheektowaga-Niagara Falls, NY | 2 | $ 126,000 | $ 63,000 | $ 19,000 |
| Chambersburg-Waynesboro, PA | 2 | $ 125,000 | $ 62,500 | $ 52,000 |
| Charleston, WV | 2 | $ 126,000 | $ 63,000 | $ 44,000 |
| Charlottesville, VA | 2 | $ 438,000 | $ 219,000 | $ 151,000 |
| Chattanooga, TN-GA | 2 | $ 153,000 | $ 76,500 | $ 11,500 |
| Chico, CA | 2 | $ 406,000 | $ 203,000 | $ 0 |
| Cleveland, TN | 2 | $ 477,000 | $ 238,500 | $ 120,000 |
| Corpus Christi, TX | 2 | $ 311,000 | $ 155,500 | $ 0 |
| Dothan, AL | 2 | $ 103,000 | $ 51,500 | $ 16,000 |
| Duluth, MN-WI | 2 | $ 91,000 | $ 45,500 | $ 20,500 |
| Evansville, IN-KY | 2 | $ 82,000 | $ 41,000 | $ 25,000 |
| Flagstaff, AZ | 2 | $ 258,000 | $ 129,000 | $ 16,000 |
| Gary, IN | 2 | $ 128,000 | $ 64,000 | $ 29,000 |
| Goldsboro, NC | 2 | $ 242,000 | $ 121,000 | $ 106,000 |
| Grand Junction, CO | 2 | $ 356,000 | $ 178,000 | $ 24,000 |
| Grants Pass, OR | 2 | $ 445,000 | $ 222,500 | $ 0 |
| Greeley, CO | 2 | $ 331,000 | $ 165,500 | $ 57,000 |
| Hagerstown-Martinsburg, MD-WV | 2 | $ 256,000 | $ 128,000 | $ 125,500 |
| Hanford-Corcoran, CA | 2 | $ 174,000 | $ 87,000 | $ 0 |
| Hot Springs, AR | 2 | $ 72,000 | $ 36,000 | $ 31,000 |
| Idaho Falls, ID | 2 | $ 226,000 | $ 113,000 | $ 67,000 |
| Kahului-Wailuku-Lahaina, HI | 2 | $ 483,000 | $ 241,500 | $ 108,000 |
| Kankakee, IL | 2 | $ 135,000 | $ 67,500 | $ 66,000 |
| Kokomo, IN | 2 | $ 136,000 | $ 68,000 | $ 46,000 |
| Laredo, TX | 2 | $ 268,000 | $ 134,000 | $ 0 |
| Lewiston-Auburn, ME | 2 | $ 242,000 | $ 121,000 | $ 66,000 |
| Medford, OR | 2 | $ 603,000 | $ 301,500 | $ 47,000 |
| Michigan City-La Porte, IN | 2 | $ 222,000 | $ 111,000 | $ 34,000 |
| Midland, MI | 2 | $ 158,000 | $ 79,000 | $ 58,000 |
| Montgomery, AL | 2 | $ 344,000 | $ 172,000 | $ 87,000 |
| Niles-Benton Harbor, MI | 2 | $ 124,000 | $ 62,000 | $ 70,000 |
| Pensacola-Ferry Pass-Brent, FL | 2 | $ 260,000 | $ 130,000 | $ 58,000 |
| Punta Gorda, FL | 2 | $ 721,000 | $ 360,500 | $ 342,000 |
| Reno, NV | 2 | $ 496,000 | $ 248,000 | $ 0 |
| San Angelo, TX | 2 | $ 77,000 | $ 38,500 | $ 10,000 |
| San Luis Obispo-Paso Robles-Arroyo Grande, CA | 2 | $ 746,000 | $ 373,000 | $ 133,000 |
| Santa Fe, NM | 2 | $ 275,000 | $ 137,500 | $ 24,000 |
| South Bend-Mishawaka, IN-MI | 2 | $ 106,000 | $ 53,000 | $ 47,000 |
| Spokane-Spokane Valley, WA | 2 | $ 307,000 | $ 153,500 | $ 0 |
| Terre Haute, IN | 2 | $ 68,000 | $ 34,000 | $ 13,000 |
| The Villages, FL | 2 | $ 117,000 | $ 58,500 | $ 59,000 |
| Vallejo-Fairfield, CA | 2 | $ 320,000 | $ 160,000 | $ 36,000 |
| Vineland-Bridgeton, NJ | 2 | $ 166,000 | $ 83,000 | $ 122,000 |
| Waterloo-Cedar Falls, IA | 2 | $ 150,000 | $ 75,000 | $ 45,000 |
| Wheeling, WV-OH | 2 | $ 39,000 | $ 19,500 | $ 29,000 |
| Wichita Falls, TX | 2 | $ 76,000 | $ 38,000 | $ 46,000 |
| Ames, IA | 1 | $ 344,000 | $ 344,000 | $ 0 |
| Anniston-Oxford-Jacksonville, AL | 1 | $ 32,000 | $ 32,000 | $ 115,000 |
| Appleton, WI | 1 | $ 165,000 | $ 165,000 | $ 83,000 |
| Athens-Clarke County, GA | 1 | $ 63,000 | $ 63,000 | $ 0 |
| Auburn-Opelika, AL | 1 | $ 63,000 | $ 63,000 | $ 44,000 |
| Beckley, WV | 1 | $ 39,000 | $ 39,000 | $ 37,000 |
| Bellingham, WA | 1 | $ 300,000 | $ 300,000 | $ 67,000 |
| Binghamton, NY | 1 | $ 105,000 | $ 105,000 | $ 30,000 |
| Blacksburg-Christiansburg-Radford, VA | 1 | $ 63,000 | $ 63,000 | $ 0 |
| Boise City, ID | 1 | $ 537,000 | $ 537,000 | $ 0 |
| Brownsville-Harlingen, TX | 1 | $ 136,000 | $ 136,000 | $ 96,000 |
| Brunswick, GA | 1 | $ 25,000 | $ 25,000 | $ 25,000 |
| Burlington, NC | 1 | $ 144,000 | $ 144,000 | $ 40,000 |
| Burlington-South Burlington, VT | 1 | $ 330,000 | $ 330,000 | $ 113,000 |
| Casper, WY | 1 | $ 123,000 | $ 123,000 | $ 89,000 |
| Clarksville, TN-KY | 1 | $ 198,000 | $ 198,000 | $ 88,000 |
| Crestview-Fort Walton Beach-Destin, FL | 1 | $ 62,000 | $ 62,000 | $ 0 |
| Danville, IL | 1 | $ 19,000 | $ 19,000 | $ 42,000 |
| Decatur, AL | 1 | $ 27,000 | $ 27,000 | $ 27,000 |
| Dubuque, IA | 1 | $ 152,000 | $ 152,000 | $ 94,000 |
| Durham-Chapel Hill, NC | 1 | $ 310,000 | $ 310,000 | $ 108,000 |
| El Centro, CA | 1 | $ 168,000 | $ 168,000 | $ 0 |
| Elizabethtown-Fort Knox, KY | 1 | $ 56,000 | $ 56,000 | $ 0 |
| Elkhart-Goshen, IN | 1 | $ 36,000 | $ 36,000 | $ 0 |
| Eugene, OR | 1 | $ 210,000 | $ 210,000 | $ 96,000 |
| Fayetteville, NC | 1 | $ 36,000 | $ 36,000 | $ 0 |
| Florence-Muscle Shoals, AL | 1 | $ 110,000 | $ 110,000 | $ 0 |
| Fort Smith, AR-OK | 1 | $ 20,000 | $ 20,000 | $ 61,000 |
| Glens Falls, NY | 1 | $ 55,000 | $ 55,000 | $ 29,000 |
| Green Bay, WI | 1 | $ 150,000 | $ 150,000 | $ 61,000 |
| Gulfport-Biloxi-Pascagoula, MS | 1 | $ 90,000 | $ 90,000 | $ 57,000 |
| Harrisonburg, VA | 1 | $ 27,000 | $ 27,000 | $ 0 |
| Hickory-Lenoir-Morganton, NC | 1 | $ 47,000 | $ 47,000 | $ 26,000 |
| Hilton Head Island-Bluffton-Beaufort, SC | 1 | $ 136,000 | $ 136,000 | $ 0 |
| Lafayette, LA | 1 | $ 42,000 | $ 42,000 | $ 26,000 |
| Lafayette-West Lafayette, IN | 1 | $ 237,000 | $ 237,000 | $ 0 |
| Las Cruces, NM | 1 | $ 23,000 | $ 23,000 | $ 0 |
| Little Rock-North Little Rock-Conway, AR | 1 | $ 119,000 | $ 119,000 | $ 0 |
| Longview, WA | 1 | $ 114,000 | $ 114,000 | $ 0 |
| Madison, WI | 1 | $ 150,000 | $ 150,000 | $ 66,000 |
| Mansfield, OH | 1 | $ 123,000 | $ 123,000 | $ 0 |
| McAllen-Edinburg-Mission, TX | 1 | $ 192,000 | $ 192,000 | $ 0 |
| Midland, TX | 1 | $ 100,000 | $ 100,000 | $ 0 |
| Monroe, MI | 1 | $ 184,000 | $ 184,000 | $ 74,000 |
| Muncie, IN | 1 | $ 59,000 | $ 59,000 | $ 55,000 |
| Norwich-New London, CT | 1 | $ 132,000 | $ 132,000 | $ 59,000 |
| Oshkosh-Neenah, WI | 1 | $ 60,000 | $ 60,000 | $ 126,000 |
| Panama City, FL | 1 | $ 25,000 | $ 25,000 | $ 32,000 |
| Peoria, IL | 1 | $ 90,000 | $ 90,000 | $ 0 |
| Portland-South Portland, ME | 1 | $ 30,000 | $ 30,000 | $ 0 |
| Roanoke, VA | 1 | $ 19,000 | $ 19,000 | $ 0 |
| Rochester, MN | 1 | $ 62,000 | $ 62,000 | $ 30,000 |
| Rockingham County-Strafford County, NH | 1 | $ 54,000 | $ 54,000 | $ 47,000 |
| Rocky Mount, NC | 1 | $ 28,000 | $ 28,000 | $ 0 |
| Rome, GA | 1 | $ 60,000 | $ 60,000 | $ 51,000 |
| Saginaw, MI | 1 | $ 71,000 | $ 71,000 | $ 26,000 |
| San Rafael, CA | 1 | $ 142,000 | $ 142,000 | $ 0 |
| Santa Cruz-Watsonville, CA | 1 | $ 219,000 | $ 219,000 | $ 0 |
| Savannah, GA | 1 | $ 104,000 | $ 104,000 | $ 0 |
| Sheboygan, WI | 1 | $ 35,000 | $ 35,000 | $ 59,000 |
| Sherman-Denison, TX | 1 | $ 313,000 | $ 313,000 | $ 0 |
| Sioux City, IA-NE-SD | 1 | $ 235,000 | $ 235,000 | $ 0 |
| Spartanburg, SC | 1 | $ 165,000 | $ 165,000 | $ 46,000 |
| Springfield, IL | 1 | $ 39,000 | $ 39,000 | $ 41,000 |
| State College, PA | 1 | $ 100,000 | $ 100,000 | $ 50,000 |
| Tyler, TX | 1 | $ 63,000 | $ 63,000 | $ 0 |
| Urban Honolulu, HI | 1 | $ 190,000 | $ 190,000 | $ 0 |
| Utica-Rome, NY | 1 | $ 140,000 | $ 140,000 | $ 179,000 |
| Warner Robins, GA | 1 | $ 215,000 | $ 215,000 | $ 303,000 |
| Wausau, WI | 1 | $ 63,000 | $ 63,000 | $ 26,000 |
| Wenatchee, WA | 1 | $ 202,000 | $ 202,000 | $ 0 |
| Wichita, KS | 1 | $ 70,000 | $ 70,000 | $ 0 |
| Yuma, AZ | 1 | $ 28,000 | $ 28,000 | $ 0 |
Mortgage Loan Application Detail Totals for First National Bank of America in 2017
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Home Purchase | 2,241 | $430,186,000 | $191,000 | $8,600,000 | $54,000 | $1,700,000 |
| Refinancing | 560 | $122,233,000 | $218,000 | $5,200,000 | $57,000 | $896,000 |
| Home Improvement | 412 | $56,884,000 | $138,000 | $2,700,000 | $48,000 | $465,000 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Not applicable | 1,242 | $269,081,000 | $216,000 | $8,600,000 | $0 | $0 |
| White | 691 | $136,588,000 | $197,000 | $5,122,000 | $101,000 | $1,005,000 |
| Hispanic | 584 | $106,112,000 | $181,000 | $2,260,000 | $76,000 | $477,000 |
| Not Provided | 494 | $59,881,000 | $121,000 | $1,056,000 | $81,000 | $1,700,000 |
| Black or African American | 157 | $25,378,000 | $161,000 | $2,600,000 | $93,000 | $559,000 |
| Asian | 32 | $10,205,000 | $318,000 | $1,200,000 | $136,000 | $821,000 |
| American Indian or Alaskan Native | 13 | $2,058,000 | $158,000 | $469,000 | $81,000 | $157,000 |
| Native Hawaiian or Other Pacific Islander | 0 | $0 | $0 | $0 | $0 | $0 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 3,213 | $609,303,000 | $189,000 | $8,600,000 | $54,000 | $1,700,000 |
| FHA-insured (Federal Housing Administration) | 0 | $0 | $0 | $0 | $0 | $0 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 0 | $0 | $0 | $0 | $0 | $0 |
| VA-guaranteed (Veterans Administration) | 0 | $0 | $0 | $0 | $0 | $0 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Loan Purchased By The Institution | 1,204 | $241,783,000 | $200,000 | $2,700,000 | $0 | $0 |
| Loan Originated | 892 | $161,585,000 | $181,000 | $5,200,000 | $82,000 | $821,000 |
| Application Denied By Financial Institution | 670 | $125,404,000 | $187,000 | $5,122,000 | $88,000 | $1,700,000 |
| Application Approved But Not Accepted | 262 | $36,990,000 | $141,000 | $1,056,000 | $90,000 | $896,000 |
| Application Withdrawn By Applicant | 185 | $43,541,000 | $235,000 | $8,600,000 | $100,000 | $630,000 |
| File Closed For Incompleteness | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Approved but not Accepted | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Denied by Financial Institution | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Credit History | 292 | $38,796,000 | $132,000 | $1,200,000 | $78,000 | $658,000 |
| Debt-To-Income Ratio | 153 | $31,031,000 | $202,000 | $2,600,000 | $64,000 | $409,000 |
| Collateral | 147 | $39,962,000 | $271,000 | $5,122,000 | $121,000 | $1,700,000 |
| Other | 45 | $10,755,000 | $239,000 | $1,700,000 | $141,000 | $1,005,000 |
| Unverifiable Information | 16 | $2,569,000 | $160,000 | $342,000 | $60,000 | $103,000 |
| Insufficient Cash (Downpayment, Closing Cost) | 8 | $958,000 | $119,000 | $330,000 | $83,000 | $144,000 |
| Employment History | 5 | $552,000 | $110,000 | $150,000 | $49,000 | $93,000 |
| Credit Application Incomplete | 4 | $781,000 | $195,000 | $575,000 | $0 | $0 |
| Mortgage Insurance Denied | 0 | $0 | $0 | $0 | $0 | $0 |
Our comprehensive HMDA mortgage statistics provide invaluable insights into First National Bank of America's 2017 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.
This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics,
and assess First National Bank of America's mortgage approval patterns.
Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
For a list of all lenders in Michigan, download the full spreadsheet
with aggregated HMDA statistics today.
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