First National Bank Of America
HMDA Loan Application Totals
and Mortgage Lending Details
for 2017
First National Bank Of America 2017 HMDA loan application data provides key insights into its mortgage lending trends, applicant demographics, and loan distribution.
The Home Mortgage Disclosure Act (HMDA) requires lenders to report detailed loan application data, offering transparency into lending patterns.
The data reveals trends in average loan size, applicant income, and mortgage approval rates, helping consumers and analysts understand lending accessibility.
Below, explore a breakdown of loan applications by county, metro area, loan purpose, applicant race, loan type, and more.
Whether you're an industry professional, homebuyer, or researcher,
this information provides valuable insights into mortgage lending activity.
Scroll down to view the full dataset and analyze lending trends in greater detail.
| Mortgage Company & Address | First National Bank Of America 241 East Saginaw East Lansing, MI 48823 Tel #: available with data download |
| Federal Regulator | * available with data download |
| Years | 2023 2022 2021 2020 2019 2018 2017 2016 2015 2014 2013 2012 2011 2010 2009 2008 2007 2006 2005 2004 2003 |
| Total Number of Mortgage Applications | 3,213 |
| Total Mortgage Loan Application Amount | $609,303,000 |
| Average Mortgage Loan Application Amount | $182,333 |
| Highest Mortgage Loan Application Amount | $8,600,000 |
| Average Applicant Income | $53,000 |
| Highest Applicant Income | $1,700,000 |
Explore comprehensive HMDA mortgage statistics and lending trends for 2017 with First National Bank Of America. Below, you'll find key insights into this lender's mortgage activity, including total loan applications, average mortgage amounts, highest application values, and income levels of top applicants. Whether you're analyzing First National Bank Of America's lending patterns or researching mortgage trends, these statistics provide valuable transparency into their loan activity.
Our HMDA dataset for 2017 breaks down First National Bank Of America's mortgage applications by loan purpose, applicant race, loan type, approval outcomes, and reasons for denial. These insights help homebuyers, financial analysts, and industry professionals assess borrower demographics and lending practices, offering a clearer view of how First National Bank Of America serves its applicants.
Each category highlights the total number of mortgage applications processed by First National Bank Of America, total loan amounts, average mortgage values, and the highest mortgage amounts recorded. You can also review borrower income trends, including the average and highest reported applicant incomes for loans issued by this lender. Whether you're evaluating lender performance, comparing mortgage approval rates, or exploring loan options, this HMDA-backed data offers a crucial look at First National Bank Of America's mortgage activity for 2017.
| Metro Area | Total Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Application Amount | Average Applicant Income |
|---|---|---|---|---|
| CHICAGO-NAPERVILLE-ARLINGTON HEIGHTS, IL | 124 | $ 17,309,000 | $ 139,000 | $ 57,000 |
| LOS ANGELES-LONG BEACH-GLENDALE, CA | 89 | $ 41,364,000 | $ 464,000 | $ 9,000 |
| ATLANTA-SANDY SPRINGS-ROSWELL, GA | 87 | $ 15,722,000 | $ 180,000 | $ 48,000 |
| MIAMI-MIAMI BEACH-KENDALL, FL | 87 | $ 14,048,000 | $ 161,000 | $ 41,000 |
| ORLANDO-KISSIMMEE-SANFORD, FL | 87 | $ 14,870,000 | $ 170,000 | $ 76,000 |
| NEW YORK-JERSEY CITY-WHITE PLAINS, NY-NJ | 76 | $ 24,400,000 | $ 323,000 | $ 67,500 |
| WASHINGTON-ARLINGTON-ALEXANDRIA, DC-VA-MD-WV | 73 | $ 19,263,000 | $ 375,333 | $ 83,000 |
| FORT LAUDERDALE-POMPANO BEACH-DEERFIELD BEACH, FL | 71 | $ 12,567,000 | $ 177,000 | $ 82,000 |
| LAS VEGAS-HENDERSON-PARADISE, NV | 64 | $ 9,993,000 | $ 156,000 | $ 39,000 |
| TAMPA-ST. PETERSBURG-CLEARWATER, FL | 63 | $ 8,870,000 | $ 140,000 | $ 79,000 |
| HOUSTON-THE WOODLANDS-SUGAR LAND, TX | 57 | $ 13,868,000 | $ 243,000 | $ 39,000 |
| LANSING-EAST LANSING, MI | 54 | $ 13,114,000 | $ 242,000 | $ 44,000 |
| PHOENIX-MESA-SCOTTSDALE, AZ | 54 | $ 6,787,000 | $ 125,000 | $ 18,000 |
| RIVERSIDE-SAN BERNARDINO-ONTARIO, CA | 52 | $ 12,369,000 | $ 237,000 | $ 21,000 |
| BRIDGEPORT-STAMFORD-NORWALK, CT | 51 | $ 9,721,000 | $ 190,000 | $ 75,000 |
| MINNEAPOLIS-ST. PAUL-BLOOMINGTON, MN-WI | 51 | $ 6,966,000 | $ 167,500 | $ 57,500 |
| WARREN-TROY-FARMINGTON HILLS, MI | 51 | $ 17,421,000 | $ 341,000 | $ 95,000 |
| BALTIMORE-COLUMBIA-TOWSON, MD | 47 | $ 7,734,000 | $ 164,000 | $ 60,000 |
| CAMBRIDGE-NEWTON-FRAMINGHAM, MA | 46 | $ 11,446,000 | $ 248,000 | $ 78,000 |
| WEST PALM BEACH-BOCA RATON-DELRAY BEACH, FL | 46 | $ 7,858,000 | $ 170,000 | $ 57,000 |
| DALLAS-PLANO-IRVING, TX | 42 | $ 8,942,000 | $ 212,000 | $ 25,000 |
| GRAND RAPIDS-WYOMING, MI | 41 | $ 3,694,000 | $ 90,000 | $ 47,000 |
| NEW HAVEN-MILFORD, CT | 35 | $ 6,628,000 | $ 189,000 | $ 88,000 |
| JACKSONVILLE, FL | 32 | $ 4,412,000 | $ 137,000 | $ 30,000 |
| MEMPHIS, TN-MS-AR | 32 | $ 2,543,000 | $ 67,000 | $ 6,500 |
| NEWARK, NJ-PA | 31 | $ 5,591,000 | $ 164,000 | $ 90,500 |
| SILVER SPRING-FREDERICK-ROCKVILLE, MD | 29 | $ 5,885,000 | $ 202,000 | $ 62,000 |
| DETROIT-DEARBORN-LIVONIA, MI | 27 | $ 3,253,000 | $ 120,000 | $ 51,000 |
| CAMDEN, NJ | 26 | $ 3,686,000 | $ 141,000 | $ 78,000 |
| PORTLAND-VANCOUVER-HILLSBORO, OR-WA | 26 | $ 6,278,000 | $ 242,500 | $ 41,500 |
| DELTONA-DAYTONA BEACH-ORMOND BEACH, FL | 25 | $ 4,736,000 | $ 189,000 | $ 71,000 |
| CAPE CORAL-FORT MYERS, FL | 24 | $ 3,821,000 | $ 159,000 | $ 42,000 |
| RICHMOND, VA | 23 | $ 3,380,000 | $ 146,000 | $ 31,000 |
| NASSAU COUNTY-SUFFOLK COUNTY, NY | 22 | $ 8,908,000 | $ 404,000 | $ 98,000 |
| SAN DIEGO-CARLSBAD, CA | 22 | $ 8,285,000 | $ 376,000 | $ 0 |
| NORTH PORT-SARASOTA-BRADENTON, FL | 21 | $ 4,116,000 | $ 196,000 | $ 56,000 |
| DENVER-AURORA-LAKEWOOD, CO | 20 | $ 6,192,000 | $ 309,000 | $ 62,000 |
| OAKLAND-HAYWARD-BERKELEY, CA | 20 | $ 7,842,000 | $ 392,000 | $ 21,000 |
| SACRAMENTO--ROSEVILLE--ARDEN-ARCADE, CA | 20 | $ 5,671,000 | $ 283,000 | $ 33,000 |
| SEATTLE-BELLEVUE-EVERETT, WA | 20 | $ 7,489,000 | $ 374,000 | $ 147,000 |
| NASHVILLE-DAVIDSON--MURFREESBORO--FRANKLIN, TN | 19 | $ 2,903,000 | $ 152,000 | $ 51,000 |
| ANAHEIM-SANTA ANA-IRVINE, CA | 17 | $ 8,828,000 | $ 519,000 | $ 4,000 |
| SAN JOSE-SUNNYVALE-SANTA CLARA, CA | 17 | $ 12,781,000 | $ 751,000 | $ 113,000 |
| BOSTON, MA | 16 | $ 3,664,000 | $ 229,000 | $ 66,000 |
| FORT WORTH-ARLINGTON, TX | 16 | $ 1,896,000 | $ 118,000 | $ 31,000 |
| LAKELAND-WINTER HAVEN, FL | 16 | $ 2,207,000 | $ 137,000 | $ 73,000 |
| ST. LOUIS, MO-IL | 16 | $ 1,492,000 | $ 75,000 | $ 33,000 |
| WORCESTER, MA-CT | 16 | $ 2,876,000 | $ 147,500 | $ 76,000 |
| PITTSBURGH, PA | 15 | $ 893,000 | $ 59,000 | $ 48,000 |
| LAKE COUNTY-KENOSHA COUNTY, IL-WI | 14 | $ 1,926,000 | $ 182,000 | $ 100,500 |
| MYRTLE BEACH-CONWAY-NORTH MYRTLE BEACH, SC-NC | 14 | $ 2,012,000 | $ 143,500 | $ 130,000 |
| CLEVELAND-ELYRIA, OH | 13 | $ 1,596,000 | $ 122,000 | $ 65,000 |
| COLUMBUS, OH | 13 | $ 1,936,000 | $ 148,000 | $ 33,000 |
| NAPLES-IMMOKALEE-MARCO ISLAND, FL | 13 | $ 2,797,000 | $ 215,000 | $ 77,000 |
| OCALA, FL | 13 | $ 2,302,000 | $ 177,000 | $ 49,000 |
| PORT ST. LUCIE, FL | 13 | $ 2,285,000 | $ 175,000 | $ 74,000 |
| CHARLESTON-NORTH CHARLESTON, SC | 12 | $ 9,994,000 | $ 832,000 | $ 56,000 |
| MONTGOMERY COUNTY-BUCKS COUNTY-CHESTER COUNTY, PA | 12 | $ 1,767,000 | $ 147,000 | $ 29,000 |
| BARNSTABLE TOWN, MA | 11 | $ 2,126,000 | $ 193,000 | $ 71,000 |
| CHARLOTTE-CONCORD-GASTONIA, NC-SC | 11 | $ 1,344,000 | $ 122,000 | $ 36,000 |
| INDIANAPOLIS-CARMEL-ANDERSON, IN | 11 | $ 1,254,000 | $ 114,000 | $ 89,000 |
| MODESTO, CA | 11 | $ 2,635,000 | $ 239,000 | $ 17,000 |
| SALISBURY, MD-DE | 11 | $ 968,000 | $ 77,000 | $ 71,000 |
| BAKERSFIELD, CA | 10 | $ 1,154,000 | $ 115,000 | $ 0 |
| ELGIN, IL | 10 | $ 1,084,000 | $ 108,000 | $ 42,000 |
| KANSAS CITY, MO-KS | 10 | $ 1,221,000 | $ 116,500 | $ 91,500 |
| SAN ANTONIO-NEW BRAUNFELS, TX | 10 | $ 1,624,000 | $ 162,000 | $ 39,000 |
| AUSTIN-ROUND ROCK, TX | 9 | $ 1,925,000 | $ 213,000 | $ 7,000 |
| JACKSON, MI | 9 | $ 592,000 | $ 65,000 | $ 54,000 |
| PALM BAY-MELBOURNE-TITUSVILLE, FL | 9 | $ 1,429,000 | $ 158,000 | $ 63,000 |
| BILLINGS, MT | 8 | $ 1,639,000 | $ 204,000 | $ 42,000 |
| HARTFORD-WEST HARTFORD-EAST HARTFORD, CT | 8 | $ 1,575,000 | $ 196,000 | $ 106,000 |
| NEW ORLEANS-METAIRIE, LA | 8 | $ 936,000 | $ 117,000 | $ 62,000 |
| OKLAHOMA CITY, OK | 8 | $ 1,197,000 | $ 149,000 | $ 33,000 |
| SALT LAKE CITY, UT | 8 | $ 1,317,000 | $ 164,000 | $ 30,000 |
| VIRGINIA BEACH-NORFOLK-NEWPORT NEWS, VA-NC | 8 | $ 959,000 | $ 119,000 | $ 43,000 |
| BATTLE CREEK, MI | 7 | $ 403,000 | $ 57,000 | $ 45,000 |
| CINCINNATI, OH-KY-IN | 7 | $ 436,000 | $ 52,000 | $ 27,000 |
| DUTCHESS COUNTY-PUTNAM COUNTY, NY | 7 | $ 1,044,000 | $ 149,000 | $ 78,000 |
| GREENVILLE-ANDERSON-MAULDIN, SC | 7 | $ 397,000 | $ 56,000 | $ 38,000 |
| KNOXVILLE, TN | 7 | $ 704,000 | $ 100,000 | $ 44,000 |
| MERCED, CA | 7 | $ 1,372,000 | $ 196,000 | $ 42,000 |
| MILWAUKEE-WAUKESHA-WEST ALLIS, WI | 7 | $ 847,000 | $ 121,000 | $ 10,000 |
| OCEAN CITY, NJ | 7 | $ 1,132,000 | $ 161,000 | $ 93,000 |
| PHILADELPHIA, PA | 7 | $ 971,000 | $ 138,000 | $ 34,000 |
| PROVIDENCE-WARWICK, RI-MA | 7 | $ 1,003,000 | $ 147,000 | $ 33,500 |
| STOCKTON-LODI, CA | 7 | $ 1,866,000 | $ 266,000 | $ 14,000 |
| WILMINGTON, DE-MD-NJ | 7 | $ 1,320,000 | $ 212,000 | $ 96,500 |
| COLUMBIA, SC | 6 | $ 319,000 | $ 53,000 | $ 28,000 |
| COLUMBUS, GA-AL | 6 | $ 372,000 | $ 47,500 | $ 26,000 |
| DAVENPORT-MOLINE-ROCK ISLAND, IA-IL | 6 | $ 292,000 | $ 53,000 | $ 7,000 |
| DAYTON, OH | 6 | $ 847,000 | $ 141,000 | $ 34,000 |
| GAINESVILLE, FL | 6 | $ 522,000 | $ 87,000 | $ 47,000 |
| LAKE HAVASU CITY-KINGMAN, AZ | 6 | $ 887,000 | $ 147,000 | $ 84,000 |
| PROVO-OREM, UT | 6 | $ 651,000 | $ 108,000 | $ 18,000 |
| SEBASTIAN-VERO BEACH, FL | 6 | $ 971,000 | $ 161,000 | $ 134,000 |
| TULSA, OK | 6 | $ 792,000 | $ 132,000 | $ 29,000 |
| ALBUQUERQUE, NM | 5 | $ 1,072,000 | $ 214,000 | $ 82,000 |
| AMARILLO, TX | 5 | $ 614,000 | $ 122,000 | $ 57,000 |
| ANN ARBOR, MI | 5 | $ 1,165,000 | $ 233,000 | $ 118,000 |
| BIRMINGHAM-HOOVER, AL | 5 | $ 329,000 | $ 65,000 | $ 42,000 |
| DES MOINES-WEST DES MOINES, IA | 5 | $ 451,000 | $ 90,000 | $ 52,000 |
| EAST STROUDSBURG, PA | 5 | $ 436,000 | $ 87,000 | $ 64,000 |
| EL PASO, TX | 5 | $ 720,000 | $ 144,000 | $ 7,000 |
| FLINT, MI | 5 | $ 284,000 | $ 56,000 | $ 72,000 |
| FRESNO, CA | 5 | $ 1,210,000 | $ 242,000 | $ 0 |
| GAINESVILLE, GA | 5 | $ 550,000 | $ 110,000 | $ 13,000 |
| KALAMAZOO-PORTAGE, MI | 5 | $ 1,128,000 | $ 225,000 | $ 40,000 |
| LEXINGTON-FAYETTE, KY | 5 | $ 618,000 | $ 123,000 | $ 62,000 |
| OXNARD-THOUSAND OAKS-VENTURA, CA | 5 | $ 2,694,000 | $ 538,000 | $ 0 |
| WACO, TX | 5 | $ 91,000 | $ 18,000 | $ 16,000 |
| ABILENE, TX | 4 | $ 209,000 | $ 52,000 | $ 79,000 |
| BATON ROUGE, LA | 4 | $ 467,000 | $ 116,000 | $ 119,000 |
| BEAUMONT-PORT ARTHUR, TX | 4 | $ 405,000 | $ 101,000 | $ 47,000 |
| DAPHNE-FAIRHOPE-FOLEY, AL | 4 | $ 363,000 | $ 90,000 | $ 44,000 |
| FAYETTEVILLE-SPRINGDALE-ROGERS, AR-MO | 4 | $ 328,000 | $ 82,000 | $ 32,000 |
| FORT WAYNE, IN | 4 | $ 214,000 | $ 53,000 | $ 52,000 |
| LOUISVILLE/JEFFERSON COUNTY, KY-IN | 4 | $ 599,000 | $ 149,000 | $ 95,000 |
| MUSKEGON, MI | 4 | $ 4,379,000 | $ 1,094,000 | $ 50,000 |
| NEW BERN, NC | 4 | $ 306,000 | $ 76,000 | $ 50,000 |
| OMAHA-COUNCIL BLUFFS, NE-IA | 4 | $ 200,000 | $ 53,000 | $ 29,000 |
| PRESCOTT, AZ | 4 | $ 791,000 | $ 197,000 | $ 17,000 |
| ROCHESTER, NY | 4 | $ 439,000 | $ 109,000 | $ 27,000 |
| SALEM, OR | 4 | $ 545,000 | $ 136,000 | $ 34,000 |
| SALINAS, CA | 4 | $ 1,574,000 | $ 393,000 | $ 0 |
| SAN FRANCISCO-REDWOOD CITY-SOUTH SAN FRANCISCO, CA | 4 | $ 1,927,000 | $ 481,000 | $ 0 |
| SCRANTON--WILKES-BARRE--HAZLETON, PA | 4 | $ 377,000 | $ 94,000 | $ 99,000 |
| ST. CLOUD, MN | 4 | $ 625,000 | $ 156,000 | $ 52,000 |
| TUCSON, AZ | 4 | $ 244,000 | $ 61,000 | $ 7,000 |
| ALBANY-SCHENECTADY-TROY, NY | 3 | $ 355,000 | $ 118,000 | $ 66,000 |
| ALLENTOWN-BETHLEHEM-EASTON, PA-NJ | 3 | $ 362,000 | $ 120,000 | $ 67,000 |
| ATLANTIC CITY-HAMMONTON, NJ | 3 | $ 647,000 | $ 215,000 | $ 137,000 |
| CANTON-MASSILLON, OH | 3 | $ 219,000 | $ 73,000 | $ 10,000 |
| COLORADO SPRINGS, CO | 3 | $ 516,000 | $ 172,000 | $ 0 |
| FORT COLLINS, CO | 3 | $ 636,000 | $ 212,000 | $ 16,000 |
| GREAT FALLS, MT | 3 | $ 960,000 | $ 320,000 | $ 0 |
| GREENSBORO-HIGH POINT, NC | 3 | $ 566,000 | $ 188,000 | $ 103,000 |
| HARRISBURG-CARLISLE, PA | 3 | $ 287,000 | $ 95,000 | $ 42,000 |
| HOMOSASSA SPRINGS, FL | 3 | $ 125,000 | $ 41,000 | $ 30,000 |
| JACKSONVILLE, NC | 3 | $ 203,000 | $ 67,000 | $ 34,000 |
| LANCASTER, PA | 3 | $ 308,000 | $ 102,000 | $ 32,000 |
| MANCHESTER-NASHUA, NH | 3 | $ 761,000 | $ 253,000 | $ 170,000 |
| MISSOULA, MT | 3 | $ 534,000 | $ 178,000 | $ 42,000 |
| PUEBLO, CO | 3 | $ 305,000 | $ 101,000 | $ 15,000 |
| RALEIGH, NC | 3 | $ 305,000 | $ 101,000 | $ 15,000 |
| ROCKFORD, IL | 3 | $ 312,000 | $ 104,000 | $ 48,000 |
| SANTA ROSA, CA | 3 | $ 879,000 | $ 293,000 | $ 26,000 |
| SPRINGFIELD, MA | 3 | $ 143,000 | $ 47,000 | $ 24,000 |
| SPRINGFIELD, MO | 3 | $ 282,000 | $ 94,000 | $ 145,000 |
| ST. GEORGE, UT | 3 | $ 839,000 | $ 279,000 | $ 124,000 |
| SYRACUSE, NY | 3 | $ 219,000 | $ 73,000 | $ 64,000 |
| TACOMA-LAKEWOOD, WA | 3 | $ 515,000 | $ 171,000 | $ 17,000 |
| TALLAHASSEE, FL | 3 | $ 422,000 | $ 140,000 | $ 64,000 |
| TOLEDO, OH | 3 | $ 298,000 | $ 99,000 | $ 48,000 |
| TRENTON, NJ | 3 | $ 446,000 | $ 148,000 | $ 18,000 |
| VISALIA-PORTERVILLE, CA | 3 | $ 554,000 | $ 184,000 | $ 38,000 |
| WINSTON-SALEM, NC | 3 | $ 779,000 | $ 259,000 | $ 95,000 |
| YORK-HANOVER, PA | 3 | $ 215,000 | $ 71,000 | $ 40,000 |
| YOUNGSTOWN-WARREN-BOARDMAN, OH-PA | 3 | $ 257,000 | $ 85,000 | $ 80,000 |
| AKRON, OH | 2 | $ 379,000 | $ 189,000 | $ 16,000 |
| ANCHORAGE, AK | 2 | $ 500,000 | $ 250,000 | $ 34,000 |
| ASHEVILLE, NC | 2 | $ 375,000 | $ 187,000 | $ 60,000 |
| AUGUSTA-RICHMOND COUNTY, GA-SC | 2 | $ 135,000 | $ 67,000 | $ 0 |
| BANGOR, ME | 2 | $ 264,000 | $ 132,000 | $ 56,000 |
| BEND-REDMOND, OR | 2 | $ 282,000 | $ 141,000 | $ 0 |
| BLOOMINGTON, IN | 2 | $ 333,000 | $ 166,000 | $ 135,000 |
| BREMERTON-SILVERDALE, WA | 2 | $ 818,000 | $ 409,000 | $ 0 |
| BUFFALO-CHEEKTOWAGA-NIAGARA FALLS, NY | 2 | $ 126,000 | $ 63,000 | $ 19,000 |
| CHAMBERSBURG-WAYNESBORO, PA | 2 | $ 125,000 | $ 62,000 | $ 52,000 |
| CHARLESTON, WV | 2 | $ 126,000 | $ 63,000 | $ 44,000 |
| CHARLOTTESVILLE, VA | 2 | $ 438,000 | $ 219,000 | $ 151,000 |
| CHATTANOOGA, TN-GA | 2 | $ 153,000 | $ 76,500 | $ 11,500 |
| CHICO, CA | 2 | $ 406,000 | $ 203,000 | $ 0 |
| CLEVELAND, TN | 2 | $ 477,000 | $ 238,000 | $ 120,000 |
| CORPUS CHRISTI, TX | 2 | $ 311,000 | $ 155,000 | $ 0 |
| DOTHAN, AL | 2 | $ 103,000 | $ 51,000 | $ 16,000 |
| DULUTH, MN-WI | 2 | $ 91,000 | $ 45,500 | $ 20,500 |
| EVANSVILLE, IN-KY | 2 | $ 82,000 | $ 41,000 | $ 25,000 |
| FLAGSTAFF, AZ | 2 | $ 258,000 | $ 129,000 | $ 16,000 |
| GARY, IN | 2 | $ 128,000 | $ 64,000 | $ 29,000 |
| GOLDSBORO, NC | 2 | $ 242,000 | $ 121,000 | $ 106,000 |
| GRAND JUNCTION, CO | 2 | $ 356,000 | $ 178,000 | $ 24,000 |
| GRANTS PASS, OR | 2 | $ 445,000 | $ 222,000 | $ 0 |
| GREELEY, CO | 2 | $ 331,000 | $ 165,000 | $ 57,000 |
| HAGERSTOWN-MARTINSBURG, MD-WV | 2 | $ 256,000 | $ 128,000 | $ 125,500 |
| HANFORD-CORCORAN, CA | 2 | $ 174,000 | $ 87,000 | $ 0 |
| HOT SPRINGS, AR | 2 | $ 72,000 | $ 36,000 | $ 31,000 |
| IDAHO FALLS, ID | 2 | $ 226,000 | $ 113,000 | $ 67,000 |
| KAHULUI-WAILUKU-LAHAINA, HI | 2 | $ 483,000 | $ 241,000 | $ 108,000 |
| KANKAKEE, IL | 2 | $ 135,000 | $ 67,000 | $ 66,000 |
| KOKOMO, IN | 2 | $ 136,000 | $ 68,000 | $ 46,000 |
| LAREDO, TX | 2 | $ 268,000 | $ 134,000 | $ 0 |
| LEWISTON-AUBURN, ME | 2 | $ 242,000 | $ 121,000 | $ 66,000 |
| MEDFORD, OR | 2 | $ 603,000 | $ 301,000 | $ 47,000 |
| MICHIGAN CITY-LA PORTE, IN | 2 | $ 222,000 | $ 111,000 | $ 34,000 |
| MIDLAND, MI | 2 | $ 158,000 | $ 79,000 | $ 58,000 |
| MONTGOMERY, AL | 2 | $ 344,000 | $ 172,000 | $ 87,000 |
| NILES-BENTON HARBOR, MI | 2 | $ 124,000 | $ 62,000 | $ 70,000 |
| PENSACOLA-FERRY PASS-BRENT, FL | 2 | $ 260,000 | $ 130,000 | $ 58,000 |
| PUNTA GORDA, FL | 2 | $ 721,000 | $ 360,000 | $ 342,000 |
| RENO, NV | 2 | $ 496,000 | $ 248,000 | $ 0 |
| SAN ANGELO, TX | 2 | $ 77,000 | $ 38,000 | $ 10,000 |
| SAN LUIS OBISPO-PASO ROBLES-ARROYO GRANDE, CA | 2 | $ 746,000 | $ 373,000 | $ 133,000 |
| SANTA FE, NM | 2 | $ 275,000 | $ 137,000 | $ 24,000 |
| SOUTH BEND-MISHAWAKA, IN-MI | 2 | $ 106,000 | $ 53,000 | $ 47,000 |
| SPOKANE-SPOKANE VALLEY, WA | 2 | $ 307,000 | $ 153,000 | $ 0 |
| TERRE HAUTE, IN | 2 | $ 68,000 | $ 34,000 | $ 13,000 |
| THE VILLAGES, FL | 2 | $ 117,000 | $ 58,000 | $ 59,000 |
| VALLEJO-FAIRFIELD, CA | 2 | $ 320,000 | $ 160,000 | $ 36,000 |
| VINELAND-BRIDGETON, NJ | 2 | $ 166,000 | $ 83,000 | $ 122,000 |
| WATERLOO-CEDAR FALLS, IA | 2 | $ 150,000 | $ 75,000 | $ 45,000 |
| WHEELING, WV-OH | 2 | $ 39,000 | $ 19,000 | $ 29,000 |
| WICHITA FALLS, TX | 2 | $ 76,000 | $ 38,000 | $ 46,000 |
| AMES, IA | 1 | $ 344,000 | $ 344,000 | $ 0 |
| ANNISTON-OXFORD-JACKSONVILLE, AL | 1 | $ 32,000 | $ 32,000 | $ 115,000 |
| APPLETON, WI | 1 | $ 165,000 | $ 165,000 | $ 83,000 |
| ATHENS-CLARKE COUNTY, GA | 1 | $ 63,000 | $ 63,000 | $ 0 |
| AUBURN-OPELIKA, AL | 1 | $ 63,000 | $ 63,000 | $ 44,000 |
| BECKLEY, WV | 1 | $ 39,000 | $ 39,000 | $ 37,000 |
| BELLINGHAM, WA | 1 | $ 300,000 | $ 300,000 | $ 67,000 |
| BINGHAMTON, NY | 1 | $ 105,000 | $ 105,000 | $ 30,000 |
| BLACKSBURG-CHRISTIANSBURG-RADFORD, VA | 1 | $ 63,000 | $ 63,000 | $ 0 |
| BOISE CITY, ID | 1 | $ 537,000 | $ 537,000 | $ 0 |
| BROWNSVILLE-HARLINGEN, TX | 1 | $ 136,000 | $ 136,000 | $ 96,000 |
| BRUNSWICK, GA | 1 | $ 25,000 | $ 25,000 | $ 25,000 |
| BURLINGTON, NC | 1 | $ 144,000 | $ 144,000 | $ 40,000 |
| BURLINGTON-SOUTH BURLINGTON, VT | 1 | $ 330,000 | $ 330,000 | $ 113,000 |
| CASPER, WY | 1 | $ 123,000 | $ 123,000 | $ 89,000 |
| CLARKSVILLE, TN-KY | 1 | $ 198,000 | $ 198,000 | $ 88,000 |
| CRESTVIEW-FORT WALTON BEACH-DESTIN, FL | 1 | $ 62,000 | $ 62,000 | $ 0 |
| DANVILLE, IL | 1 | $ 19,000 | $ 19,000 | $ 42,000 |
| DECATUR, AL | 1 | $ 27,000 | $ 27,000 | $ 27,000 |
| DUBUQUE, IA | 1 | $ 152,000 | $ 152,000 | $ 94,000 |
| DURHAM-CHAPEL HILL, NC | 1 | $ 310,000 | $ 310,000 | $ 108,000 |
| EL CENTRO, CA | 1 | $ 168,000 | $ 168,000 | $ 0 |
| ELIZABETHTOWN-FORT KNOX, KY | 1 | $ 56,000 | $ 56,000 | $ 0 |
| ELKHART-GOSHEN, IN | 1 | $ 36,000 | $ 36,000 | $ 0 |
| EUGENE, OR | 1 | $ 210,000 | $ 210,000 | $ 96,000 |
| FAYETTEVILLE, NC | 1 | $ 36,000 | $ 36,000 | $ 0 |
| FLORENCE-MUSCLE SHOALS, AL | 1 | $ 110,000 | $ 110,000 | $ 0 |
| FORT SMITH, AR-OK | 1 | $ 20,000 | $ 20,000 | $ 61,000 |
| GLENS FALLS, NY | 1 | $ 55,000 | $ 55,000 | $ 29,000 |
| GREEN BAY, WI | 1 | $ 150,000 | $ 150,000 | $ 61,000 |
| GULFPORT-BILOXI-PASCAGOULA, MS | 1 | $ 90,000 | $ 90,000 | $ 57,000 |
| HARRISONBURG, VA | 1 | $ 27,000 | $ 27,000 | $ 0 |
| HICKORY-LENOIR-MORGANTON, NC | 1 | $ 47,000 | $ 47,000 | $ 26,000 |
| HILTON HEAD ISLAND-BLUFFTON-BEAUFORT, SC | 1 | $ 136,000 | $ 136,000 | $ 0 |
| LAFAYETTE, LA | 1 | $ 42,000 | $ 42,000 | $ 26,000 |
| LAFAYETTE-WEST LAFAYETTE, IN | 1 | $ 237,000 | $ 237,000 | $ 0 |
| LAS CRUCES, NM | 1 | $ 23,000 | $ 23,000 | $ 0 |
| LITTLE ROCK-NORTH LITTLE ROCK-CONWAY, AR | 1 | $ 119,000 | $ 119,000 | $ 0 |
| LONGVIEW, WA | 1 | $ 114,000 | $ 114,000 | $ 0 |
| MADISON, WI | 1 | $ 150,000 | $ 150,000 | $ 66,000 |
| MANSFIELD, OH | 1 | $ 123,000 | $ 123,000 | $ 0 |
| MCALLEN-EDINBURG-MISSION, TX | 1 | $ 192,000 | $ 192,000 | $ 0 |
| MIDLAND, TX | 1 | $ 100,000 | $ 100,000 | $ 0 |
| MONROE, MI | 1 | $ 184,000 | $ 184,000 | $ 74,000 |
| MUNCIE, IN | 1 | $ 59,000 | $ 59,000 | $ 55,000 |
| NORWICH-NEW LONDON, CT | 1 | $ 132,000 | $ 132,000 | $ 59,000 |
| OSHKOSH-NEENAH, WI | 1 | $ 60,000 | $ 60,000 | $ 126,000 |
| PANAMA CITY, FL | 1 | $ 25,000 | $ 25,000 | $ 32,000 |
| PEORIA, IL | 1 | $ 90,000 | $ 90,000 | $ 0 |
| PORTLAND-SOUTH PORTLAND, ME | 1 | $ 30,000 | $ 30,000 | $ 0 |
| ROANOKE, VA | 1 | $ 19,000 | $ 19,000 | $ 0 |
| ROCHESTER, MN | 1 | $ 62,000 | $ 62,000 | $ 30,000 |
| ROCKINGHAM COUNTY-STRAFFORD COUNTY, NH | 1 | $ 54,000 | $ 54,000 | $ 47,000 |
| ROCKY MOUNT, NC | 1 | $ 28,000 | $ 28,000 | $ 0 |
| ROME, GA | 1 | $ 60,000 | $ 60,000 | $ 51,000 |
| SAGINAW, MI | 1 | $ 71,000 | $ 71,000 | $ 26,000 |
| SAN RAFAEL, CA | 1 | $ 142,000 | $ 142,000 | $ 0 |
| SANTA CRUZ-WATSONVILLE, CA | 1 | $ 219,000 | $ 219,000 | $ 0 |
| SAVANNAH, GA | 1 | $ 104,000 | $ 104,000 | $ 0 |
| SHEBOYGAN, WI | 1 | $ 35,000 | $ 35,000 | $ 59,000 |
| SHERMAN-DENISON, TX | 1 | $ 313,000 | $ 313,000 | $ 0 |
| SIOUX CITY, IA-NE-SD | 1 | $ 235,000 | $ 235,000 | $ 0 |
| SPARTANBURG, SC | 1 | $ 165,000 | $ 165,000 | $ 46,000 |
| SPRINGFIELD, IL | 1 | $ 39,000 | $ 39,000 | $ 41,000 |
| STATE COLLEGE, PA | 1 | $ 100,000 | $ 100,000 | $ 50,000 |
| TYLER, TX | 1 | $ 63,000 | $ 63,000 | $ 0 |
| URBAN HONOLULU, HI | 1 | $ 190,000 | $ 190,000 | $ 0 |
| UTICA-ROME, NY | 1 | $ 140,000 | $ 140,000 | $ 179,000 |
| WARNER ROBINS, GA | 1 | $ 215,000 | $ 215,000 | $ 303,000 |
| WAUSAU, WI | 1 | $ 63,000 | $ 63,000 | $ 26,000 |
| WENATCHEE, WA | 1 | $ 202,000 | $ 202,000 | $ 0 |
| WICHITA, KS | 1 | $ 70,000 | $ 70,000 | $ 0 |
| YUMA, AZ | 1 | $ 28,000 | $ 28,000 | $ 0 |
Mortgage Loan Application Detail Totals for First National Bank Of America in 2017
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Home Purchase | 2,241 | $430,186,000 | $191,000 | $8,600,000 | $54,000 | $1,700,000 |
| Refinancing | 560 | $122,233,000 | $218,000 | $5,200,000 | $57,000 | $896,000 |
| Home Improvement | 412 | $56,884,000 | $138,000 | $2,700,000 | $48,000 | $465,000 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Not applicable | 1,242 | $269,081,000 | $216,000 | $8,600,000 | $0 | $0 |
| White | 691 | $136,588,000 | $197,000 | $5,122,000 | $101,000 | $1,005,000 |
| Hispanic | 584 | $106,112,000 | $181,000 | $2,260,000 | $76,000 | $477,000 |
| Not Provided | 494 | $59,881,000 | $121,000 | $1,056,000 | $81,000 | $1,700,000 |
| Black or African American | 157 | $25,378,000 | $161,000 | $2,600,000 | $93,000 | $559,000 |
| Asian | 32 | $10,205,000 | $318,000 | $1,200,000 | $136,000 | $821,000 |
| American Indian or Alaskan Native | 13 | $2,058,000 | $158,000 | $469,000 | $81,000 | $157,000 |
| Native Hawaiian or Other Pacific Islander | 0 | $0 | $0 | $0 | $0 | $0 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 3,213 | $609,303,000 | $189,000 | $8,600,000 | $54,000 | $1,700,000 |
| FHA-insured (Federal Housing Administration) | 0 | $0 | $0 | $0 | $0 | $0 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 0 | $0 | $0 | $0 | $0 | $0 |
| VA-guaranteed (Veterans Administration) | 0 | $0 | $0 | $0 | $0 | $0 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Loan Purchased By The Institution | 1,204 | $241,783,000 | $200,000 | $2,700,000 | $0 | $0 |
| Loan Originated | 892 | $161,585,000 | $181,000 | $5,200,000 | $82,000 | $821,000 |
| Application Denied By Financial Institution | 670 | $125,404,000 | $187,000 | $5,122,000 | $88,000 | $1,700,000 |
| Application Approved But Not Accepted | 262 | $36,990,000 | $141,000 | $1,056,000 | $90,000 | $896,000 |
| Application Withdrawn By Applicant | 185 | $43,541,000 | $235,000 | $8,600,000 | $100,000 | $630,000 |
| File Closed For Incompleteness | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Approved but not Accepted | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Denied by Financial Institution | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Credit History | 292 | $38,796,000 | $132,000 | $1,200,000 | $78,000 | $658,000 |
| Debt-To-Income Ratio | 153 | $31,031,000 | $202,000 | $2,600,000 | $64,000 | $409,000 |
| Collateral | 147 | $39,962,000 | $271,000 | $5,122,000 | $121,000 | $1,700,000 |
| Other | 45 | $10,755,000 | $239,000 | $1,700,000 | $141,000 | $1,005,000 |
| Unverifiable Information | 16 | $2,569,000 | $160,000 | $342,000 | $60,000 | $103,000 |
| Insufficient Cash (Downpayment, Closing Cost) | 8 | $958,000 | $119,000 | $330,000 | $83,000 | $144,000 |
| Employment History | 5 | $552,000 | $110,000 | $150,000 | $49,000 | $93,000 |
| Credit Application Incomplete | 4 | $781,000 | $195,000 | $575,000 | $0 | $0 |
| Mortgage Insurance Denied | 0 | $0 | $0 | $0 | $0 | $0 |
Our comprehensive HMDA mortgage statistics provide invaluable insights into First National Bank Of America's 2017 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.
This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics,
and assess First National Bank Of America's mortgage approval patterns.
Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
For a list of all lenders in Michigan, download the full spreadsheet
with aggregated HMDA statistics today.