First National Bank Of America
HMDA Loan Application Totals
and Mortgage Lending Details
for 2017

First National Bank Of America 2017 HMDA loan application data provides key insights into its mortgage lending trends, applicant demographics, and loan distribution.
The Home Mortgage Disclosure Act (HMDA) requires lenders to report detailed loan application data, offering transparency into lending patterns.
The data reveals trends in average loan size, applicant income, and mortgage approval rates, helping consumers and analysts understand lending accessibility.

Below, explore a breakdown of loan applications by county, metro area, loan purpose, applicant race, loan type, and more.
Whether you're an industry professional, homebuyer, or researcher, this information provides valuable insights into mortgage lending activity.
Scroll down to view the full dataset and analyze lending trends in greater detail.

Mortgage Company & Address First National Bank Of America
241 East Saginaw
East Lansing, MI 48823
Tel #: available with data download
Federal Regulator * available with data download
Years 2023  2022  2021  2020  2019  2018  2017  2016  2015  2014  2013  2012  2011  2010  2009  2008  2007  2006  2005  2004  2003  
Total Number of Mortgage Applications 3,213
Total Mortgage Loan Application Amount $609,303,000
Average Mortgage Loan Application Amount $182,333
Highest Mortgage Loan Application Amount $8,600,000
Average Applicant Income $53,000
Highest Applicant Income $1,700,000

Explore comprehensive HMDA mortgage statistics and lending trends for 2017 with First National Bank Of America. Below, you'll find key insights into this lender's mortgage activity, including total loan applications, average mortgage amounts, highest application values, and income levels of top applicants. Whether you're analyzing First National Bank Of America's lending patterns or researching mortgage trends, these statistics provide valuable transparency into their loan activity.

Our HMDA dataset for 2017 breaks down First National Bank Of America's mortgage applications by loan purpose, applicant race, loan type, approval outcomes, and reasons for denial. These insights help homebuyers, financial analysts, and industry professionals assess borrower demographics and lending practices, offering a clearer view of how First National Bank Of America serves its applicants.

Each category highlights the total number of mortgage applications processed by First National Bank Of America, total loan amounts, average mortgage values, and the highest mortgage amounts recorded. You can also review borrower income trends, including the average and highest reported applicant incomes for loans issued by this lender. Whether you're evaluating lender performance, comparing mortgage approval rates, or exploring loan options, this HMDA-backed data offers a crucial look at First National Bank Of America's mortgage activity for 2017.

Mortgage Loan Application Totals for First National Bank Of America by County in 2017

County Total Number of Mortgage Loan Applications Total Dollar Amount of Mortgage Loans Applications Average Mortgage Loan Application Amount Average Applicant Income
Cook County Illinois 90 $ 12,127,000 $ 134,000 $ 55,000
Los Angeles County California 89 $ 41,364,000 $ 464,000 $ 9,000
Miami-Dade County Florida 87 $ 14,048,000 $ 161,000 $ 41,000
Broward County Florida 71 $ 12,567,000 $ 177,000 $ 82,000
Clark County Nevada 64 $ 9,993,000 $ 156,000 $ 39,000
Fairfield County Connecticut 51 $ 9,721,000 $ 190,000 $ 75,000
Maricopa County Arizona 50 $ 6,281,000 $ 125,000 $ 15,000
Orange County Florida 48 $ 8,114,000 $ 169,000 $ 74,000
Palm Beach County Florida 46 $ 7,858,000 $ 170,000 $ 57,000
Ingham County Michigan 41 $ 11,539,000 $ 281,000 $ 38,000
Harris County Texas 37 $ 7,046,000 $ 190,000 $ 20,000
Prince George's County Maryland 36 $ 8,432,000 $ 234,000 $ 83,000
New Haven County Connecticut 35 $ 6,628,000 $ 189,000 $ 88,000
Riverside County California 30 $ 7,181,000 $ 239,000 $ 31,000
Middlesex County Massachusetts 29 $ 7,801,000 $ 269,000 $ 90,000
Hennepin County Minnesota 29 $ 2,855,000 $ 98,000 $ 24,000
Shelby County Tennessee 28 $ 2,336,000 $ 83,000 $ 13,000
Gwinnett County Georgia 27 $ 3,838,000 $ 142,000 $ 38,000
Wayne County Michigan 27 $ 3,253,000 $ 120,000 $ 51,000
Hillsborough County Florida 26 $ 4,989,000 $ 191,000 $ 107,000
Duval County Florida 24 $ 2,062,000 $ 85,000 $ 21,000
Lee County Florida 24 $ 3,821,000 $ 159,000 $ 42,000
Osceola County Florida 24 $ 4,787,000 $ 199,000 $ 99,000
Montgomery County Maryland 24 $ 5,101,000 $ 212,000 $ 64,000
Dallas County Texas 24 $ 3,891,000 $ 162,000 $ 23,000
Oakland County Michigan 23 $ 4,849,000 $ 210,000 $ 99,000
San Bernardino County California 22 $ 5,188,000 $ 235,000 $ 8,000
San Diego County California 22 $ 8,285,000 $ 376,000 $ 0
Volusia County Florida 22 $ 4,067,000 $ 184,000 $ 73,000
Pasco County Florida 20 $ 1,764,000 $ 88,000 $ 61,000
Cobb County Georgia 20 $ 3,052,000 $ 152,000 $ 24,000
Baltimore County Maryland 20 $ 2,684,000 $ 134,000 $ 53,000
Kent County Michigan 20 $ 1,928,000 $ 96,000 $ 48,000
Macomb County Michigan 18 $ 11,622,000 $ 645,000 $ 102,000
Orange County California 17 $ 8,828,000 $ 519,000 $ 4,000
Essex County Massachusetts 17 $ 3,645,000 $ 214,000 $ 58,000
Polk County Florida 16 $ 2,207,000 $ 137,000 $ 73,000
Santa Clara County California 15 $ 12,200,000 $ 813,000 $ 119,000
Manatee County Florida 15 $ 2,728,000 $ 181,000 $ 60,000
Fulton County Georgia 15 $ 5,640,000 $ 376,000 $ 105,000
Suffolk County New York 15 $ 6,683,000 $ 445,000 $ 127,000
Sacramento County California 14 $ 2,952,000 $ 210,000 $ 43,000
Pinellas County Florida 14 $ 1,911,000 $ 136,000 $ 63,000
Westchester County New York 14 $ 4,695,000 $ 335,000 $ 84,000
Washington County Oregon 14 $ 3,599,000 $ 257,000 $ 42,000
King County Washington 14 $ 6,327,000 $ 451,000 $ 194,000
Alameda County California 13 $ 5,190,000 $ 399,000 $ 30,000
Collier County Florida 13 $ 2,797,000 $ 215,000 $ 77,000
Marion County Florida 13 $ 2,302,000 $ 177,000 $ 49,000
Lake County Illinois 13 $ 1,692,000 $ 130,000 $ 47,000
Worcester County Massachusetts 13 $ 2,583,000 $ 198,000 $ 66,000
Tarrant County Texas 13 $ 1,753,000 $ 134,000 $ 35,000
St. Lucie County Florida 12 $ 1,890,000 $ 157,000 $ 63,000
Will County Illinois 12 $ 1,909,000 $ 159,000 $ 76,000
Stanislaus County California 11 $ 2,635,000 $ 239,000 $ 17,000
Lake County Florida 11 $ 1,389,000 $ 126,000 $ 57,000
McHenry County Illinois 11 $ 1,711,000 $ 155,000 $ 59,000
Barnstable County Massachusetts 11 $ 2,126,000 $ 193,000 $ 71,000
Allegheny County Pennsylvania 11 $ 673,000 $ 61,000 $ 51,000
Chesterfield County Virginia 11 $ 1,760,000 $ 160,000 $ 33,000
Kern County California 10 $ 1,154,000 $ 115,000 $ 0
Anne Arundel County Maryland 10 $ 2,217,000 $ 221,000 $ 96,000
Newaygo County Michigan 10 $ 529,000 $ 52,000 $ 72,000
Bergen County New Jersey 10 $ 1,873,000 $ 187,000 $ 70,000
Camden County New Jersey 10 $ 1,471,000 $ 147,000 $ 63,000
Essex County New Jersey 10 $ 1,164,000 $ 116,000 $ 37,000
Gloucester County New Jersey 10 $ 1,653,000 $ 165,000 $ 107,000
Brevard County Florida 9 $ 1,429,000 $ 158,000 $ 63,000
DuPage County Illinois 9 $ 1,316,000 $ 146,000 $ 60,000
Kane County Illinois 9 $ 1,014,000 $ 112,000 $ 41,000
Eaton County Michigan 9 $ 695,000 $ 77,000 $ 67,000
Jackson County Michigan 9 $ 592,000 $ 65,000 $ 54,000
Union County New Jersey 9 $ 2,171,000 $ 241,000 $ 135,000
Queens County New York 9 $ 4,183,000 $ 464,000 $ 124,000
Franklin County Ohio 9 $ 1,082,000 $ 120,000 $ 31,000
Fort Bend County Texas 9 $ 4,125,000 $ 458,000 $ 101,000
Fairfax County Virginia 9 $ 2,101,000 $ 233,000 $ 60,000
Prince William County Virginia 9 $ 2,263,000 $ 251,000 $ 80,000
Barry County Michigan 8 $ 484,000 $ 60,000 $ 40,000
Yellowstone County Montana 8 $ 1,639,000 $ 204,000 $ 42,000
Monmouth County New Jersey 8 $ 2,881,000 $ 360,000 $ 23,000
Ocean County New Jersey 8 $ 1,683,000 $ 210,000 $ 49,000
Kings County New York 8 $ 5,475,000 $ 684,000 $ 49,000
Davidson County Tennessee 8 $ 1,054,000 $ 131,000 $ 42,000
Travis County Texas 8 $ 1,801,000 $ 225,000 $ 8,000
Salt Lake County Utah 8 $ 1,317,000 $ 164,000 $ 30,000
Contra Costa County California 7 $ 2,652,000 $ 378,000 $ 5,000
Merced County California 7 $ 1,372,000 $ 196,000 $ 42,000
San Joaquin County California 7 $ 1,866,000 $ 266,000 $ 14,000
Hartford County Connecticut 7 $ 1,395,000 $ 199,000 $ 109,000
Sussex County Delaware 7 $ 813,000 $ 116,000 $ 84,000
Monroe County Florida 7 $ 1,653,000 $ 236,000 $ 120,000
St. Johns County Florida 7 $ 2,202,000 $ 314,000 $ 58,000
DeKalb County Georgia 7 $ 754,000 $ 107,000 $ 58,000
Plymouth County Massachusetts 7 $ 1,335,000 $ 190,000 $ 72,000
Calhoun County Michigan 7 $ 403,000 $ 57,000 $ 45,000
Missaukee County Michigan 7 $ 334,000 $ 47,000 $ 72,000
Ottawa County Michigan 7 $ 1,017,000 $ 145,000 $ 66,000
Anoka County Minnesota 7 $ 1,312,000 $ 187,000 $ 75,000
Lake County Montana 7 $ 3,520,000 $ 502,000 $ 274,000
Cape May County New Jersey 7 $ 1,132,000 $ 161,000 $ 93,000
Nassau County New York 7 $ 2,225,000 $ 317,000 $ 35,000
Brunswick County North Carolina 7 $ 1,253,000 $ 179,000 $ 209,000
Charleston County South Carolina 7 $ 9,216,000 $ 1,316,000 $ 44,000
Horry County South Carolina 7 $ 759,000 $ 108,000 $ 51,000
Bexar County Texas 7 $ 710,000 $ 101,000 $ 26,000
Collin County Texas 7 $ 1,720,000 $ 245,000 $ 0
Denton County Texas 7 $ 2,440,000 $ 348,000 $ 64,000
Montgomery County Texas 7 $ 2,194,000 $ 313,000 $ 61,000
Mohave County Arizona 6 $ 887,000 $ 147,000 $ 84,000
New Castle County Delaware 6 $ 1,075,000 $ 179,000 $ 84,000
Alachua County Florida 6 $ 522,000 $ 87,000 $ 47,000
Indian River County Florida 6 $ 971,000 $ 161,000 $ 134,000
Putnam County Florida 6 $ 192,000 $ 32,000 $ 26,000
Sarasota County Florida 6 $ 1,388,000 $ 231,000 $ 46,000
Marion County Indiana 6 $ 630,000 $ 105,000 $ 97,000
Charles County Maryland 6 $ 1,966,000 $ 327,000 $ 99,000
Ionia County Michigan 6 $ 532,000 $ 88,000 $ 67,000
Livingston County Michigan 6 $ 762,000 $ 127,000 $ 102,000
Montcalm County Michigan 6 $ 265,000 $ 44,000 $ 33,000
Ramsey County Minnesota 6 $ 664,000 $ 110,000 $ 68,000
Jackson County Missouri 6 $ 868,000 $ 144,000 $ 114,000
Lewis and Clark County Montana 6 $ 760,000 $ 126,000 $ 0
Burlington County New Jersey 6 $ 562,000 $ 93,000 $ 54,000
Middlesex County New Jersey 6 $ 878,000 $ 146,000 $ 11,000
Montgomery County Pennsylvania 6 $ 1,093,000 $ 182,000 $ 42,000
Greenville County South Carolina 6 $ 354,000 $ 59,000 $ 37,000
Duchesne County Utah 6 $ 731,000 $ 121,000 $ 75,000
Utah County Utah 6 $ 651,000 $ 108,000 $ 18,000
Henrico County Virginia 6 $ 756,000 $ 126,000 $ 18,000
Snohomish County Washington 6 $ 1,162,000 $ 193,000 $ 36,000
Fresno County California 5 $ 1,210,000 $ 242,000 $ 0
Ventura County California 5 $ 2,694,000 $ 538,000 $ 0
Denver County Colorado 5 $ 1,389,000 $ 277,000 $ 27,000
Douglas County Colorado 5 $ 1,605,000 $ 321,000 $ 150,000
District of Columbia County District Of Columbia 5 $ 3,335,000 $ 667,000 $ 103,000
Hall County Georgia 5 $ 550,000 $ 110,000 $ 13,000
Muscogee County Georgia 5 $ 346,000 $ 69,000 $ 21,000
Frederick County Maryland 5 $ 784,000 $ 156,000 $ 51,000
Harford County Maryland 5 $ 668,000 $ 133,000 $ 22,000
Howard County Maryland 5 $ 879,000 $ 175,000 $ 70,000
Suffolk County Massachusetts 5 $ 1,177,000 $ 235,000 $ 52,000
Genesee County Michigan 5 $ 284,000 $ 56,000 $ 72,000
Grand Traverse County Michigan 5 $ 445,000 $ 89,000 $ 36,000
Lenawee County Michigan 5 $ 1,240,000 $ 248,000 $ 32,000
Mecosta County Michigan 5 $ 316,000 $ 63,000 $ 55,000
Washtenaw County Michigan 5 $ 1,165,000 $ 233,000 $ 118,000
St. Louis County Missouri 5 $ 514,000 $ 102,000 $ 13,000
Gallatin County Montana 5 $ 944,000 $ 188,000 $ 0
Mecklenburg County North Carolina 5 $ 409,000 $ 81,000 $ 33,000
Cuyahoga County Ohio 5 $ 559,000 $ 111,000 $ 76,000
Montgomery County Ohio 5 $ 712,000 $ 142,000 $ 37,000
Tulsa County Oklahoma 5 $ 777,000 $ 155,000 $ 27,000
Multnomah County Oregon 5 $ 966,000 $ 193,000 $ 17,000
Monroe County Pennsylvania 5 $ 436,000 $ 87,000 $ 64,000
Philadelphia County Pennsylvania 5 $ 681,000 $ 136,000 $ 40,000
El Paso County Texas 5 $ 720,000 $ 144,000 $ 7,000
Henderson County Texas 5 $ 147,000 $ 29,000 $ 27,000
McLennan County Texas 5 $ 91,000 $ 18,000 $ 16,000
Baldwin County Alabama 4 $ 363,000 $ 90,000 $ 44,000
Pima County Arizona 4 $ 244,000 $ 61,000 $ 7,000
Pinal County Arizona 4 $ 506,000 $ 126,000 $ 49,000
Yavapai County Arizona 4 $ 791,000 $ 197,000 $ 17,000
El Dorado County California 4 $ 2,183,000 $ 545,000 $ 17,000
Monterey County California 4 $ 1,574,000 $ 393,000 $ 0
Jefferson County Colorado 4 $ 932,000 $ 233,000 $ 59,000
Seminole County Florida 4 $ 580,000 $ 145,000 $ 0
Cherokee County Georgia 4 $ 158,000 $ 39,000 $ 0
Douglas County Georgia 4 $ 597,000 $ 149,000 $ 14,000
Rock Island County Illinois 4 $ 156,000 $ 39,000 $ 0
Polk County Iowa 4 $ 416,000 $ 104,000 $ 46,000
Baltimore City County Maryland 4 $ 798,000 $ 199,000 $ 74,000
Bristol County Massachusetts 4 $ 480,000 $ 120,000 $ 14,000
Norfolk County Massachusetts 4 $ 1,152,000 $ 288,000 $ 73,000
Allegan County Michigan 4 $ 271,000 $ 67,000 $ 40,000
Clinton County Michigan 4 $ 880,000 $ 220,000 $ 55,000
Muskegon County Michigan 4 $ 4,379,000 $ 1,094,000 $ 50,000
Oceana County Michigan 4 $ 356,000 $ 89,000 $ 60,000
St. Clair County Michigan 4 $ 188,000 $ 47,000 $ 27,000
St. Charles County Missouri 4 $ 616,000 $ 154,000 $ 0
Grafton County New Hampshire 4 $ 439,000 $ 109,000 $ 74,000
Passaic County New Jersey 4 $ 574,000 $ 143,000 $ 64,000
Sussex County New Jersey 4 $ 499,000 $ 124,000 $ 75,000
Bernalillo County New Mexico 4 $ 752,000 $ 188,000 $ 75,000
Dutchess County New York 4 $ 550,000 $ 137,000 $ 71,000
Logan County Ohio 4 $ 182,000 $ 45,000 $ 74,000
Seneca County Ohio 4 $ 217,000 $ 54,000 $ 44,000
Cleveland County Oklahoma 4 $ 750,000 $ 187,000 $ 39,000
Marion County Oregon 4 $ 545,000 $ 136,000 $ 34,000
Bucks County Pennsylvania 4 $ 467,000 $ 116,000 $ 12,000
Richland County South Carolina 4 $ 193,000 $ 48,000 $ 0
Knox County Tennessee 4 $ 519,000 $ 129,000 $ 60,000
Richmond City County Virginia 4 $ 484,000 $ 121,000 $ 28,000
Milwaukee County Wisconsin 4 $ 348,000 $ 87,000 $ 0
Jefferson County Alabama 3 $ 235,000 $ 78,000 $ 71,000
Lake County California 3 $ 425,000 $ 141,000 $ 39,000
Sonoma County California 3 $ 879,000 $ 293,000 $ 26,000
Tulare County California 3 $ 554,000 $ 184,000 $ 38,000
Adams County Colorado 3 $ 702,000 $ 234,000 $ 0
Arapahoe County Colorado 3 $ 1,564,000 $ 521,000 $ 40,000
El Paso County Colorado 3 $ 516,000 $ 172,000 $ 0
Larimer County Colorado 3 $ 636,000 $ 212,000 $ 16,000
Pueblo County Colorado 3 $ 305,000 $ 101,000 $ 15,000
Windham County Connecticut 3 $ 293,000 $ 97,000 $ 86,000
Citrus County Florida 3 $ 125,000 $ 41,000 $ 30,000
Flagler County Florida 3 $ 669,000 $ 223,000 $ 59,000
Hernando County Florida 3 $ 206,000 $ 68,000 $ 36,000
Leon County Florida 3 $ 422,000 $ 140,000 $ 64,000
Levy County Florida 3 $ 141,000 $ 47,000 $ 78,000
Okeechobee County Florida 3 $ 215,000 $ 71,000 $ 44,000
Washington County Florida 3 $ 251,000 $ 83,000 $ 92,000
Winnebago County Illinois 3 $ 312,000 $ 104,000 $ 48,000
Allen County Indiana 3 $ 98,000 $ 32,000 $ 44,000
Fayette County Kentucky 3 $ 250,000 $ 83,000 $ 78,000
Jefferson County Kentucky 3 $ 364,000 $ 121,000 $ 97,000
Jefferson County Louisiana 3 $ 479,000 $ 159,000 $ 76,000
St. Tammany County Louisiana 3 $ 182,000 $ 60,000 $ 0
Carroll County Maryland 3 $ 488,000 $ 162,000 $ 17,000
Wicomico County Maryland 3 $ 90,000 $ 30,000 $ 40,000
Alpena County Michigan 3 $ 105,000 $ 35,000 $ 10,000
Clare County Michigan 3 $ 109,000 $ 36,000 $ 79,000
Emmet County Michigan 3 $ 488,000 $ 162,000 $ 41,000
Hillsdale County Michigan 3 $ 160,000 $ 53,000 $ 49,000
Leelanau County Michigan 3 $ 333,000 $ 111,000 $ 53,000
Van Buren County Michigan 3 $ 1,027,000 $ 342,000 $ 24,000
Dakota County Minnesota 3 $ 1,057,000 $ 352,000 $ 44,000
DeSoto County Mississippi 3 $ 170,000 $ 56,000 $ 0
Cascade County Montana 3 $ 960,000 $ 320,000 $ 0
Missoula County Montana 3 $ 534,000 $ 178,000 $ 42,000
Douglas County Nebraska 3 $ 141,000 $ 47,000 $ 14,000
Hillsborough County New Hampshire 3 $ 761,000 $ 253,000 $ 170,000
Atlantic County New Jersey 3 $ 647,000 $ 215,000 $ 137,000
Hudson County New Jersey 3 $ 568,000 $ 189,000 $ 57,000
Mercer County New Jersey 3 $ 446,000 $ 148,000 $ 18,000
Putnam County New York 3 $ 494,000 $ 164,000 $ 86,000
Forsyth County North Carolina 3 $ 779,000 $ 259,000 $ 95,000
Onslow County North Carolina 3 $ 203,000 $ 67,000 $ 34,000
Adams County Ohio 3 $ 68,000 $ 22,000 $ 33,000
Lake County Ohio 3 $ 544,000 $ 181,000 $ 65,000
Trumbull County Ohio 3 $ 257,000 $ 85,000 $ 80,000
Clackamas County Oregon 3 $ 794,000 $ 264,000 $ 62,000
Lancaster County Pennsylvania 3 $ 308,000 $ 102,000 $ 32,000
Northampton County Pennsylvania 3 $ 362,000 $ 120,000 $ 67,000
Pike County Pennsylvania 3 $ 432,000 $ 144,000 $ 110,000
York County Pennsylvania 3 $ 215,000 $ 71,000 $ 40,000
Dorchester County South Carolina 3 $ 385,000 $ 128,000 $ 96,000
Rutherford County Tennessee 3 $ 590,000 $ 196,000 $ 76,000
Williamson County Tennessee 3 $ 493,000 $ 164,000 $ 35,000
Jefferson County Texas 3 $ 115,000 $ 38,000 $ 62,000
Jones County Texas 3 $ 159,000 $ 53,000 $ 91,000
Randall County Texas 3 $ 416,000 $ 138,000 $ 82,000
Washington County Utah 3 $ 839,000 $ 279,000 $ 124,000
Pierce County Washington 3 $ 515,000 $ 171,000 $ 17,000
Dunn County Wisconsin 3 $ 88,000 $ 29,000 $ 43,000
Geneva County Alabama 2 $ 103,000 $ 51,000 $ 16,000
Montgomery County Alabama 2 $ 344,000 $ 172,000 $ 87,000
Shelby County Alabama 2 $ 94,000 $ 47,000 $ 0
Talladega County Alabama 2 $ 349,000 $ 174,000 $ 120,000
Matanuska-Susitna County Alaska 2 $ 500,000 $ 250,000 $ 34,000
Coconino County Arizona 2 $ 258,000 $ 129,000 $ 16,000
Navajo County Arizona 2 $ 244,000 $ 122,000 $ 48,000
Benton County Arkansas 2 $ 109,000 $ 54,000 $ 59,000
Boone County Arkansas 2 $ 306,000 $ 153,000 $ 193,000
Garland County Arkansas 2 $ 72,000 $ 36,000 $ 31,000
Washington County Arkansas 2 $ 219,000 $ 109,000 $ 6,000
Butte County California 2 $ 406,000 $ 203,000 $ 0
Colusa County California 2 $ 365,000 $ 182,000 $ 65,000
Humboldt County California 2 $ 690,000 $ 345,000 $ 0
Kings County California 2 $ 174,000 $ 87,000 $ 0
Placer County California 2 $ 536,000 $ 268,000 $ 0
San Benito County California 2 $ 581,000 $ 290,000 $ 65,000
San Francisco County California 2 $ 760,000 $ 380,000 $ 0
San Luis Obispo County California 2 $ 746,000 $ 373,000 $ 133,000
San Mateo County California 2 $ 1,167,000 $ 583,000 $ 0
Solano County California 2 $ 320,000 $ 160,000 $ 36,000
Eagle County Colorado 2 $ 3,445,000 $ 1,722,000 $ 0
Mesa County Colorado 2 $ 356,000 $ 178,000 $ 24,000
Weld County Colorado 2 $ 331,000 $ 165,000 $ 57,000
Litchfield County Connecticut 2 $ 403,000 $ 201,000 $ 73,000
Charlotte County Florida 2 $ 721,000 $ 360,000 $ 342,000
Escambia County Florida 2 $ 260,000 $ 130,000 $ 58,000
Sumter County Florida 2 $ 117,000 $ 58,000 $ 59,000
Camden County Georgia 2 $ 916,000 $ 458,000 $ 190,000
Fannin County Georgia 2 $ 148,000 $ 74,000 $ 85,000
Forsyth County Georgia 2 $ 655,000 $ 327,000 $ 86,000
Henry County Georgia 2 $ 196,000 $ 98,000 $ 0
Paulding County Georgia 2 $ 220,000 $ 110,000 $ 0
Richmond County Georgia 2 $ 135,000 $ 67,000 $ 0
Thomas County Georgia 2 $ 139,000 $ 69,000 $ 53,000
Maui County Hawaii 2 $ 483,000 $ 241,000 $ 108,000
Bonneville County Idaho 2 $ 226,000 $ 113,000 $ 67,000
Kankakee County Illinois 2 $ 135,000 $ 67,000 $ 66,000
Madison County Illinois 2 $ 85,000 $ 42,000 $ 31,000
Howard County Indiana 2 $ 136,000 $ 68,000 $ 46,000
Kosciusko County Indiana 2 $ 165,000 $ 82,000 $ 0
LaPorte County Indiana 2 $ 222,000 $ 111,000 $ 34,000
St. Joseph County Indiana 2 $ 106,000 $ 53,000 $ 47,000
Vigo County Indiana 2 $ 68,000 $ 34,000 $ 13,000
Johnson County Kansas 2 $ 188,000 $ 94,000 $ 92,000
Madison County Kentucky 2 $ 498,000 $ 249,000 $ 168,000
East Baton Rouge County Louisiana 2 $ 314,000 $ 157,000 $ 170,000
Orleans County Louisiana 2 $ 275,000 $ 137,000 $ 135,000
Androscoggin County Maine 2 $ 242,000 $ 121,000 $ 66,000
Penobscot County Maine 2 $ 264,000 $ 132,000 $ 56,000
Hampden County Massachusetts 2 $ 125,000 $ 62,000 $ 36,000
Alcona County Michigan 2 $ 86,000 $ 43,000 $ 17,000
Benzie County Michigan 2 $ 290,000 $ 145,000 $ 73,000
Berrien County Michigan 2 $ 124,000 $ 62,000 $ 70,000
Kalamazoo County Michigan 2 $ 101,000 $ 50,000 $ 65,000
Midland County Michigan 2 $ 158,000 $ 79,000 $ 58,000
Ogemaw County Michigan 2 $ 143,000 $ 71,000 $ 41,000
Roscommon County Michigan 2 $ 237,000 $ 118,000 $ 81,000
Sanilac County Michigan 2 $ 85,000 $ 42,000 $ 70,000
Benton County Minnesota 2 $ 336,000 $ 168,000 $ 45,000
Stearns County Minnesota 2 $ 289,000 $ 144,000 $ 60,000
Washington County Minnesota 2 $ 504,000 $ 252,000 $ 41,000
Lauderdale County Mississippi 2 $ 163,000 $ 81,000 $ 54,000
Christian County Missouri 2 $ 162,000 $ 81,000 $ 99,000
Jefferson County Missouri 2 $ 93,000 $ 46,000 $ 67,000
Flathead County Montana 2 $ 1,118,000 $ 559,000 $ 217,000
Nye County Nevada 2 $ 88,000 $ 44,000 $ 56,000
Washoe County Nevada 2 $ 496,000 $ 248,000 $ 0
Belknap County New Hampshire 2 $ 275,000 $ 137,000 $ 96,000
Carroll County New Hampshire 2 $ 202,000 $ 101,000 $ 78,000
Cumberland County New Jersey 2 $ 166,000 $ 83,000 $ 122,000
Morris County New Jersey 2 $ 1,032,000 $ 516,000 $ 50,000
Somerset County New Jersey 2 $ 111,000 $ 55,000 $ 0
Santa Fe County New Mexico 2 $ 275,000 $ 137,000 $ 24,000
Delaware County New York 2 $ 229,000 $ 114,000 $ 128,000
Monroe County New York 2 $ 297,000 $ 148,000 $ 34,000
Onondaga County New York 2 $ 179,000 $ 89,000 $ 76,000
Rockland County New York 2 $ 629,000 $ 314,000 $ 214,000
Wayne County New York 2 $ 142,000 $ 71,000 $ 21,000
Craven County North Carolina 2 $ 133,000 $ 66,000 $ 44,000
Guilford County North Carolina 2 $ 499,000 $ 249,000 $ 139,000
Robeson County North Carolina 2 $ 54,000 $ 27,000 $ 46,000
Union County North Carolina 2 $ 319,000 $ 159,000 $ 51,000
Wake County North Carolina 2 $ 200,000 $ 100,000 $ 23,000
Wayne County North Carolina 2 $ 242,000 $ 121,000 $ 106,000
Belmont County Ohio 2 $ 39,000 $ 19,000 $ 29,000
Butler County Ohio 2 $ 135,000 $ 67,000 $ 32,000
Clermont County Ohio 2 $ 135,000 $ 67,000 $ 19,000
Geauga County Ohio 2 $ 294,000 $ 147,000 $ 55,000
Guernsey County Ohio 2 $ 143,000 $ 71,000 $ 69,000
Licking County Ohio 2 $ 335,000 $ 167,000 $ 76,000
Medina County Ohio 2 $ 129,000 $ 64,000 $ 34,000
Meigs County Ohio 2 $ 56,000 $ 28,000 $ 44,000
Stark County Ohio 2 $ 140,000 $ 70,000 $ 0
Summit County Ohio 2 $ 379,000 $ 189,000 $ 16,000
Wood County Ohio 2 $ 241,000 $ 120,000 $ 72,000
Oklahoma County Oklahoma 2 $ 192,000 $ 96,000 $ 0
Columbia County Oregon 2 $ 430,000 $ 215,000 $ 26,000
Deschutes County Oregon 2 $ 282,000 $ 141,000 $ 0
Jackson County Oregon 2 $ 603,000 $ 301,000 $ 47,000
Josephine County Oregon 2 $ 445,000 $ 222,000 $ 0
Chester County Pennsylvania 2 $ 207,000 $ 103,000 $ 26,000
Dauphin County Pennsylvania 2 $ 187,000 $ 93,000 $ 17,000
Delaware County Pennsylvania 2 $ 290,000 $ 145,000 $ 19,000
Franklin County Pennsylvania 2 $ 125,000 $ 62,000 $ 52,000
Lackawanna County Pennsylvania 2 $ 272,000 $ 136,000 $ 105,000
Luzerne County Pennsylvania 2 $ 105,000 $ 52,000 $ 94,000
Somerset County Pennsylvania 2 $ 254,000 $ 127,000 $ 65,000
Washington County Pennsylvania 2 $ 74,000 $ 37,000 $ 55,000
Westmoreland County Pennsylvania 2 $ 146,000 $ 73,000 $ 30,000
Providence County Rhode Island 2 $ 287,000 $ 143,000 $ 33,000
Berkeley County South Carolina 2 $ 393,000 $ 196,000 $ 37,000
Lexington County South Carolina 2 $ 126,000 $ 63,000 $ 85,000
Anderson County Tennessee 2 $ 150,000 $ 75,000 $ 16,000
Bradley County Tennessee 2 $ 477,000 $ 238,000 $ 120,000
Sumner County Tennessee 2 $ 395,000 $ 197,000 $ 95,000
Galveston County Texas 2 $ 352,000 $ 176,000 $ 49,000
Johnson County Texas 2 $ 73,000 $ 36,000 $ 26,000
Potter County Texas 2 $ 198,000 $ 99,000 $ 20,000
Rockwall County Texas 2 $ 486,000 $ 243,000 $ 28,000
Tom Green County Texas 2 $ 77,000 $ 38,000 $ 10,000
Webb County Texas 2 $ 268,000 $ 134,000 $ 0
Wichita County Texas 2 $ 76,000 $ 38,000 $ 46,000
Loudoun County Virginia 2 $ 239,000 $ 119,000 $ 44,000
Norfolk County Virginia 2 $ 111,000 $ 55,000 $ 81,000
Portsmouth County Virginia 2 $ 167,000 $ 83,000 $ 72,000
Spotsylvania County Virginia 2 $ 348,000 $ 174,000 $ 59,000
Clark County Washington 2 $ 489,000 $ 244,000 $ 45,000
Kitsap County Washington 2 $ 818,000 $ 409,000 $ 0
Spokane County Washington 2 $ 307,000 $ 153,000 $ 0
Kanawha County West Virginia 2 $ 126,000 $ 63,000 $ 44,000
Buffalo County Wisconsin 2 $ 65,000 $ 32,000 $ 23,000
Washington County Wisconsin 2 $ 341,000 $ 170,000 $ 18,000
Waushara County Wisconsin 2 $ 167,000 $ 83,000 $ 48,000
Calhoun County Alabama 1 $ 32,000 $ 32,000 $ 115,000
Dale County Alabama 1 $ 53,000 $ 53,000 $ 65,000
Franklin County Alabama 1 $ 112,000 $ 112,000 $ 68,000
Lauderdale County Alabama 1 $ 110,000 $ 110,000 $ 0
Lee County Alabama 1 $ 63,000 $ 63,000 $ 44,000
Morgan County Alabama 1 $ 27,000 $ 27,000 $ 27,000
Russell County Alabama 1 $ 26,000 $ 26,000 $ 31,000
Gila County Arizona 1 $ 40,000 $ 40,000 $ 27,000
Yuma County Arizona 1 $ 28,000 $ 28,000 $ 0
Crawford County Arkansas 1 $ 20,000 $ 20,000 $ 61,000
Pope County Arkansas 1 $ 104,000 $ 104,000 $ 68,000
Pulaski County Arkansas 1 $ 119,000 $ 119,000 $ 0
Calaveras County California 1 $ 220,000 $ 220,000 $ 0
Glenn County California 1 $ 139,000 $ 139,000 $ 0
Imperial County California 1 $ 168,000 $ 168,000 $ 0
Lassen County California 1 $ 92,000 $ 92,000 $ 144,000
Marin County California 1 $ 142,000 $ 142,000 $ 0
Mendocino County California 1 $ 389,000 $ 389,000 $ 0
Mono County California 1 $ 718,000 $ 718,000 $ 0
Plumas County California 1 $ 50,000 $ 50,000 $ 66,000
Santa Cruz County California 1 $ 219,000 $ 219,000 $ 0
Siskiyou County California 1 $ 125,000 $ 125,000 $ 39,000
Tuolumne County California 1 $ 361,000 $ 361,000 $ 0
Delta County Colorado 1 $ 120,000 $ 120,000 $ 0
Fremont County Colorado 1 $ 35,000 $ 35,000 $ 66,000
Garfield County Colorado 1 $ 130,000 $ 130,000 $ 83,000
Routt County Colorado 1 $ 370,000 $ 370,000 $ 124,000
Saguache County Colorado 1 $ 150,000 $ 150,000 $ 41,000
Yuma County Colorado 1 $ 114,000 $ 114,000 $ 31,000
Middlesex County Connecticut 1 $ 180,000 $ 180,000 $ 91,000
New London County Connecticut 1 $ 132,000 $ 132,000 $ 59,000
Bay County Florida 1 $ 25,000 $ 25,000 $ 32,000
Clay County Florida 1 $ 148,000 $ 148,000 $ 60,000
DeSoto County Florida 1 $ 55,000 $ 55,000 $ 45,000
Madison County Florida 1 $ 46,000 $ 46,000 $ 130,000
Martin County Florida 1 $ 395,000 $ 395,000 $ 208,000
Okaloosa County Florida 1 $ 62,000 $ 62,000 $ 0
Suwannee County Florida 1 $ 390,000 $ 390,000 $ 658,000
Taylor County Florida 1 $ 80,000 $ 80,000 $ 49,000
Bulloch County Georgia 1 $ 82,000 $ 82,000 $ 40,000
Candler County Georgia 1 $ 110,000 $ 110,000 $ 70,000
Carroll County Georgia 1 $ 55,000 $ 55,000 $ 127,000
Clarke County Georgia 1 $ 63,000 $ 63,000 $ 0
Colquitt County Georgia 1 $ 58,000 $ 58,000 $ 41,000
Effingham County Georgia 1 $ 104,000 $ 104,000 $ 0
Fayette County Georgia 1 $ 148,000 $ 148,000 $ 79,000
Floyd County Georgia 1 $ 60,000 $ 60,000 $ 51,000
Houston County Georgia 1 $ 215,000 $ 215,000 $ 303,000
Jasper County Georgia 1 $ 304,000 $ 304,000 $ 229,000
McIntosh County Georgia 1 $ 25,000 $ 25,000 $ 25,000
Meriwether County Georgia 1 $ 105,000 $ 105,000 $ 65,000
Walker County Georgia 1 $ 123,000 $ 123,000 $ 0
Wayne County Georgia 1 $ 42,000 $ 42,000 $ 104,000
Honolulu County Hawaii 1 $ 190,000 $ 190,000 $ 0
Ada County Idaho 1 $ 537,000 $ 537,000 $ 0
DeKalb County Illinois 1 $ 70,000 $ 70,000 $ 56,000
Edgar County Illinois 1 $ 37,000 $ 37,000 $ 0
Grundy County Illinois 1 $ 18,000 $ 18,000 $ 0
Henry County Illinois 1 $ 76,000 $ 76,000 $ 73,000
Jefferson County Illinois 1 $ 21,000 $ 21,000 $ 0
Kendall County Illinois 1 $ 228,000 $ 228,000 $ 0
Livingston County Illinois 1 $ 55,000 $ 55,000 $ 76,000
Macoupin County Illinois 1 $ 46,000 $ 46,000 $ 71,000
Peoria County Illinois 1 $ 90,000 $ 90,000 $ 0
Sangamon County Illinois 1 $ 39,000 $ 39,000 $ 41,000
St. Clair County Illinois 1 $ 30,000 $ 30,000 $ 63,000
Vermilion County Illinois 1 $ 19,000 $ 19,000 $ 42,000
Blackford County Indiana 1 $ 54,000 $ 54,000 $ 23,000
Delaware County Indiana 1 $ 59,000 $ 59,000 $ 55,000
Elkhart County Indiana 1 $ 36,000 $ 36,000 $ 0
Fayette County Indiana 1 $ 51,000 $ 51,000 $ 52,000
Hamilton County Indiana 1 $ 161,000 $ 161,000 $ 77,000
Hancock County Indiana 1 $ 51,000 $ 51,000 $ 0
Huntington County Indiana 1 $ 80,000 $ 80,000 $ 24,000
Jackson County Indiana 1 $ 70,000 $ 70,000 $ 38,000
Jennings County Indiana 1 $ 27,000 $ 27,000 $ 28,000
Johnson County Indiana 1 $ 81,000 $ 81,000 $ 33,000
Knox County Indiana 1 $ 74,000 $ 74,000 $ 62,000
Lake County Indiana 1 $ 75,000 $ 75,000 $ 59,000
Monroe County Indiana 1 $ 225,000 $ 225,000 $ 187,000
Morgan County Indiana 1 $ 142,000 $ 142,000 $ 0
Noble County Indiana 1 $ 83,000 $ 83,000 $ 72,000
Owen County Indiana 1 $ 108,000 $ 108,000 $ 84,000
Porter County Indiana 1 $ 53,000 $ 53,000 $ 0
Shelby County Indiana 1 $ 189,000 $ 189,000 $ 285,000
Steuben County Indiana 1 $ 25,000 $ 25,000 $ 34,000
Tippecanoe County Indiana 1 $ 237,000 $ 237,000 $ 0
Vanderburgh County Indiana 1 $ 21,000 $ 21,000 $ 50,000
Warrick County Indiana 1 $ 61,000 $ 61,000 $ 0
Wells County Indiana 1 $ 116,000 $ 116,000 $ 78,000
Bremer County Iowa 1 $ 135,000 $ 135,000 $ 54,000
Butler County Iowa 1 $ 124,000 $ 124,000 $ 52,000
Dubuque County Iowa 1 $ 152,000 $ 152,000 $ 94,000
Franklin County Iowa 1 $ 55,000 $ 55,000 $ 41,000
Grundy County Iowa 1 $ 15,000 $ 15,000 $ 37,000
Guthrie County Iowa 1 $ 35,000 $ 35,000 $ 77,000
Hardin County Iowa 1 $ 143,000 $ 143,000 $ 82,000
Jackson County Iowa 1 $ 70,000 $ 70,000 $ 41,000
Monroe County Iowa 1 $ 37,000 $ 37,000 $ 18,000
Plymouth County Iowa 1 $ 235,000 $ 235,000 $ 0
Pocahontas County Iowa 1 $ 50,000 $ 50,000 $ 68,000
Pottawattamie County Iowa 1 $ 59,000 $ 59,000 $ 44,000
Scott County Iowa 1 $ 60,000 $ 60,000 $ 0
Story County Iowa 1 $ 344,000 $ 344,000 $ 0
Webster County Iowa 1 $ 54,000 $ 54,000 $ 0
Atchison County Kansas 1 $ 80,000 $ 80,000 $ 55,000
Finney County Kansas 1 $ 66,000 $ 66,000 $ 0
Miami County Kansas 1 $ 125,000 $ 125,000 $ 53,000
Sedgwick County Kansas 1 $ 70,000 $ 70,000 $ 0
Boone County Kentucky 1 $ 38,000 $ 38,000 $ 34,000
Breckinridge County Kentucky 1 $ 188,000 $ 188,000 $ 95,000
Bullitt County Kentucky 1 $ 235,000 $ 235,000 $ 89,000
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Mortgage Loan Application Detail Totals for First National Bank Of America in 2017

Loan Purpose

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Home Purchase 2,241 $430,186,000 $191,000 $8,600,000 $54,000 $1,700,000
Refinancing 560 $122,233,000 $218,000 $5,200,000 $57,000 $896,000
Home Improvement 412 $56,884,000 $138,000 $2,700,000 $48,000 $465,000

Applicant Race

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Not applicable 1,242 $269,081,000 $216,000 $8,600,000 $0 $0
White 691 $136,588,000 $197,000 $5,122,000 $101,000 $1,005,000
Hispanic 584 $106,112,000 $181,000 $2,260,000 $76,000 $477,000
Not Provided 494 $59,881,000 $121,000 $1,056,000 $81,000 $1,700,000
Black or African American 157 $25,378,000 $161,000 $2,600,000 $93,000 $559,000
Asian 32 $10,205,000 $318,000 $1,200,000 $136,000 $821,000
American Indian or Alaskan Native 13 $2,058,000 $158,000 $469,000 $81,000 $157,000
Native Hawaiian or Other Pacific Islander 0 $0 $0 $0 $0 $0

Loan Type

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Conventional (any loan other than FHA, VA, FSA, or RHS loans) 3,213 $609,303,000 $189,000 $8,600,000 $54,000 $1,700,000
FHA-insured (Federal Housing Administration) 0 $0 $0 $0 $0 $0
FSA/RHS (Farm Service Agency or Rural Housing Service) 0 $0 $0 $0 $0 $0
VA-guaranteed (Veterans Administration) 0 $0 $0 $0 $0 $0

Outcome

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Loan Purchased By The Institution 1,204 $241,783,000 $200,000 $2,700,000 $0 $0
Loan Originated 892 $161,585,000 $181,000 $5,200,000 $82,000 $821,000
Application Denied By Financial Institution 670 $125,404,000 $187,000 $5,122,000 $88,000 $1,700,000
Application Approved But Not Accepted 262 $36,990,000 $141,000 $1,056,000 $90,000 $896,000
Application Withdrawn By Applicant 185 $43,541,000 $235,000 $8,600,000 $100,000 $630,000
File Closed For Incompleteness 0 $0 $0 $0 $0 $0
Preapproval Approved but not Accepted 0 $0 $0 $0 $0 $0
Preapproval Denied by Financial Institution 0 $0 $0 $0 $0 $0

Denial Reason

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Credit History 292 $38,796,000 $132,000 $1,200,000 $78,000 $658,000
Debt-To-Income Ratio 153 $31,031,000 $202,000 $2,600,000 $64,000 $409,000
Collateral 147 $39,962,000 $271,000 $5,122,000 $121,000 $1,700,000
Other 45 $10,755,000 $239,000 $1,700,000 $141,000 $1,005,000
Unverifiable Information 16 $2,569,000 $160,000 $342,000 $60,000 $103,000
Insufficient Cash (Downpayment, Closing Cost) 8 $958,000 $119,000 $330,000 $83,000 $144,000
Employment History 5 $552,000 $110,000 $150,000 $49,000 $93,000
Credit Application Incomplete 4 $781,000 $195,000 $575,000 $0 $0
Mortgage Insurance Denied 0 $0 $0 $0 $0 $0

Our comprehensive HMDA mortgage statistics provide invaluable insights into First National Bank Of America's 2017 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.

This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics, and assess First National Bank Of America's mortgage approval patterns. Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
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