First National Bank of America Mortgage Lending & HMDA Data, 2017

In 2017, First National Bank of America of East Lansing, MI reported 3,213 mortgage applications totaling $609.3 million, down 12% from 2016. The average application was for $189,636, and applicants reported an average income of $53,753. 28% of its applications resulted in an originated loan and 21% were denied. Its largest markets were Chicago-Naperville-Arlington Heights, IL (124), Los Angeles-Long Beach-Glendale, CA (89) and Atlanta-Sandy Springs-Roswell, GA (87) (applications in parentheses).

Mortgage Company & Address First National Bank of America
241 East Saginaw
East Lansing, MI 48823
Tel #: available with data download
Federal Regulator * available with data download
Years 2025  2024  2023  2022  2021  2020  2019  2018  2017  2016  2015  2014  2013  2012  2011  2010  2009  2008  2007  2006  2005  2004  2003  
Total Number of Mortgage Applications 3,213
Total Mortgage Loan Application Amount $609,303,000
Average Mortgage Loan Application Amount $189,636
Highest Mortgage Loan Application Amount $8,600,000
Average Applicant Income $53,753
Highest Applicant Income $1,700,000

About this data: figures come from the Home Mortgage Disclosure Act (HMDA) records First National Bank of America filed with the FFIEC and count every application it reported (approved, denied, withdrawn or purchased), not just closed loans. Applications reported at $100 million or more are left out of these totals.

Mortgage Loan Application Totals for First National Bank of America by County in 2017

County Total Number of Mortgage Loan Applications Total Dollar Amount of Mortgage Loans Applications Average Mortgage Loan Application Amount Average Applicant Income
Cook, Illinois 90 $ 12,127,000 $ 134,744 $ 55,000
Los Angeles, California 89 $ 41,364,000 $ 464,764 $ 9,000
Miami-Dade, Florida 87 $ 14,048,000 $ 161,471 $ 41,000
Broward, Florida 71 $ 12,567,000 $ 177,000 $ 82,000
Clark, Nevada 64 $ 9,993,000 $ 156,140 $ 39,000
Fairfield, Connecticut 51 $ 9,721,000 $ 190,607 $ 75,000
Maricopa, Arizona 50 $ 6,281,000 $ 125,620 $ 15,000
Orange, Florida 48 $ 8,114,000 $ 169,041 $ 74,000
Palm Beach, Florida 46 $ 7,858,000 $ 170,826 $ 57,000
Ingham, Michigan 41 $ 11,539,000 $ 281,439 $ 38,000
Harris, Texas 37 $ 7,046,000 $ 190,432 $ 20,000
Prince George's, Maryland 36 $ 8,432,000 $ 234,222 $ 83,000
New Haven, Connecticut 35 $ 6,628,000 $ 189,371 $ 88,000
Riverside, California 30 $ 7,181,000 $ 239,366 $ 31,000
Middlesex, Massachusetts 29 $ 7,801,000 $ 269,000 $ 90,000
Hennepin, Minnesota 29 $ 2,855,000 $ 98,448 $ 24,000
Shelby, Tennessee 28 $ 2,336,000 $ 83,428 $ 13,000
Gwinnett, Georgia 27 $ 3,838,000 $ 142,148 $ 38,000
Wayne, Michigan 27 $ 3,253,000 $ 120,481 $ 51,000
Hillsborough, Florida 26 $ 4,989,000 $ 191,884 $ 107,000
Duval, Florida 24 $ 2,062,000 $ 85,916 $ 21,000
Lee, Florida 24 $ 3,821,000 $ 159,208 $ 42,000
Osceola, Florida 24 $ 4,787,000 $ 199,458 $ 99,000
Montgomery, Maryland 24 $ 5,101,000 $ 212,541 $ 64,000
Dallas, Texas 24 $ 3,891,000 $ 162,125 $ 23,000
Oakland, Michigan 23 $ 4,849,000 $ 210,826 $ 99,000
San Bernardino, California 22 $ 5,188,000 $ 235,818 $ 8,000
San Diego, California 22 $ 8,285,000 $ 376,590 $ 0
Volusia, Florida 22 $ 4,067,000 $ 184,863 $ 73,000
Pasco, Florida 20 $ 1,764,000 $ 88,200 $ 61,000
Cobb, Georgia 20 $ 3,052,000 $ 152,600 $ 24,000
Baltimore, Maryland 20 $ 2,684,000 $ 134,200 $ 53,000
Kent, Michigan 20 $ 1,928,000 $ 96,400 $ 48,000
Macomb, Michigan 18 $ 11,622,000 $ 645,666 $ 102,000
Orange, California 17 $ 8,828,000 $ 519,294 $ 4,000
Essex, Massachusetts 17 $ 3,645,000 $ 214,411 $ 58,000
Polk, Florida 16 $ 2,207,000 $ 137,937 $ 73,000
Santa Clara, California 15 $ 12,200,000 $ 813,333 $ 119,000
Manatee, Florida 15 $ 2,728,000 $ 181,866 $ 60,000
Fulton, Georgia 15 $ 5,640,000 $ 376,000 $ 105,000
Suffolk, New York 15 $ 6,683,000 $ 445,533 $ 127,000
Sacramento, California 14 $ 2,952,000 $ 210,857 $ 43,000
Pinellas, Florida 14 $ 1,911,000 $ 136,500 $ 63,000
Westchester, New York 14 $ 4,695,000 $ 335,357 $ 84,000
Washington, Oregon 14 $ 3,599,000 $ 257,071 $ 42,000
King, Washington 14 $ 6,327,000 $ 451,928 $ 194,000
Alameda, California 13 $ 5,190,000 $ 399,230 $ 30,000
Collier, Florida 13 $ 2,797,000 $ 215,153 $ 77,000
Marion, Florida 13 $ 2,302,000 $ 177,076 $ 49,000
Lake, Illinois 13 $ 1,692,000 $ 130,153 $ 47,000
Worcester, Massachusetts 13 $ 2,583,000 $ 198,692 $ 66,000
Tarrant, Texas 13 $ 1,753,000 $ 134,846 $ 35,000
St. Lucie, Florida 12 $ 1,890,000 $ 157,500 $ 63,000
Will, Illinois 12 $ 1,909,000 $ 159,083 $ 76,000
Stanislaus, California 11 $ 2,635,000 $ 239,545 $ 17,000
Lake, Florida 11 $ 1,389,000 $ 126,272 $ 57,000
McHenry, Illinois 11 $ 1,711,000 $ 155,545 $ 59,000
Barnstable, Massachusetts 11 $ 2,126,000 $ 193,272 $ 71,000
Allegheny, Pennsylvania 11 $ 673,000 $ 61,181 $ 51,000
Chesterfield, Virginia 11 $ 1,760,000 $ 160,000 $ 33,000
Kern, California 10 $ 1,154,000 $ 115,400 $ 0
Anne Arundel, Maryland 10 $ 2,217,000 $ 221,700 $ 96,000
Newaygo, Michigan 10 $ 529,000 $ 52,900 $ 72,000
Bergen, New Jersey 10 $ 1,873,000 $ 187,300 $ 70,000
Camden, New Jersey 10 $ 1,471,000 $ 147,100 $ 63,000
Essex, New Jersey 10 $ 1,164,000 $ 116,400 $ 37,000
Gloucester, New Jersey 10 $ 1,653,000 $ 165,300 $ 107,000
Brevard, Florida 9 $ 1,429,000 $ 158,777 $ 63,000
DuPage, Illinois 9 $ 1,316,000 $ 146,222 $ 60,000
Kane, Illinois 9 $ 1,014,000 $ 112,666 $ 41,000
Eaton, Michigan 9 $ 695,000 $ 77,222 $ 67,000
Jackson, Michigan 9 $ 592,000 $ 65,777 $ 54,000
Union, New Jersey 9 $ 2,171,000 $ 241,222 $ 135,000
Queens, New York 9 $ 4,183,000 $ 464,777 $ 124,000
Franklin, Ohio 9 $ 1,082,000 $ 120,222 $ 31,000
Fort Bend, Texas 9 $ 4,125,000 $ 458,333 $ 101,000
Fairfax, Virginia 9 $ 2,101,000 $ 233,444 $ 60,000
Prince William, Virginia 9 $ 2,263,000 $ 251,444 $ 80,000
Barry, Michigan 8 $ 484,000 $ 60,500 $ 40,000
Yellowstone, Montana 8 $ 1,639,000 $ 204,875 $ 42,000
Monmouth, New Jersey 8 $ 2,881,000 $ 360,125 $ 23,000
Ocean, New Jersey 8 $ 1,683,000 $ 210,375 $ 49,000
Kings, New York 8 $ 5,475,000 $ 684,375 $ 49,000
Davidson, Tennessee 8 $ 1,054,000 $ 131,750 $ 42,000
Travis, Texas 8 $ 1,801,000 $ 225,125 $ 8,000
Salt Lake, Utah 8 $ 1,317,000 $ 164,625 $ 30,000
Contra Costa, California 7 $ 2,652,000 $ 378,857 $ 5,000
Merced, California 7 $ 1,372,000 $ 196,000 $ 42,000
San Joaquin, California 7 $ 1,866,000 $ 266,571 $ 14,000
Hartford, Connecticut 7 $ 1,395,000 $ 199,285 $ 109,000
Sussex, Delaware 7 $ 813,000 $ 116,142 $ 84,000
Monroe, Florida 7 $ 1,653,000 $ 236,142 $ 120,000
St. Johns, Florida 7 $ 2,202,000 $ 314,571 $ 58,000
DeKalb, Georgia 7 $ 754,000 $ 107,714 $ 58,000
Plymouth, Massachusetts 7 $ 1,335,000 $ 190,714 $ 72,000
Calhoun, Michigan 7 $ 403,000 $ 57,571 $ 45,000
Missaukee, Michigan 7 $ 334,000 $ 47,714 $ 72,000
Ottawa, Michigan 7 $ 1,017,000 $ 145,285 $ 66,000
Anoka, Minnesota 7 $ 1,312,000 $ 187,428 $ 75,000
Lake, Montana 7 $ 3,520,000 $ 502,857 $ 274,000
Cape May, New Jersey 7 $ 1,132,000 $ 161,714 $ 93,000
Nassau, New York 7 $ 2,225,000 $ 317,857 $ 35,000
Brunswick, North Carolina 7 $ 1,253,000 $ 179,000 $ 209,000
Charleston, South Carolina 7 $ 9,216,000 $ 1,316,571 $ 44,000
Horry, South Carolina 7 $ 759,000 $ 108,428 $ 51,000
Bexar, Texas 7 $ 710,000 $ 101,428 $ 26,000
Collin, Texas 7 $ 1,720,000 $ 245,714 $ 0
Denton, Texas 7 $ 2,440,000 $ 348,571 $ 64,000
Montgomery, Texas 7 $ 2,194,000 $ 313,428 $ 61,000
Mohave, Arizona 6 $ 887,000 $ 147,833 $ 84,000
New Castle, Delaware 6 $ 1,075,000 $ 179,166 $ 84,000
Alachua, Florida 6 $ 522,000 $ 87,000 $ 47,000
Indian River, Florida 6 $ 971,000 $ 161,833 $ 134,000
Putnam, Florida 6 $ 192,000 $ 32,000 $ 26,000
Sarasota, Florida 6 $ 1,388,000 $ 231,333 $ 46,000
Marion, Indiana 6 $ 630,000 $ 105,000 $ 97,000
Charles, Maryland 6 $ 1,966,000 $ 327,666 $ 99,000
Ionia, Michigan 6 $ 532,000 $ 88,666 $ 67,000
Livingston, Michigan 6 $ 762,000 $ 127,000 $ 102,000
Montcalm, Michigan 6 $ 265,000 $ 44,166 $ 33,000
Ramsey, Minnesota 6 $ 664,000 $ 110,666 $ 68,000
Jackson, Missouri 6 $ 868,000 $ 144,666 $ 114,000
Lewis and Clark, Montana 6 $ 760,000 $ 126,666 $ 0
Burlington, New Jersey 6 $ 562,000 $ 93,666 $ 54,000
Middlesex, New Jersey 6 $ 878,000 $ 146,333 $ 11,000
Montgomery, Pennsylvania 6 $ 1,093,000 $ 182,166 $ 42,000
Greenville, South Carolina 6 $ 354,000 $ 59,000 $ 37,000
Duchesne, Utah 6 $ 731,000 $ 121,833 $ 75,000
Utah, Utah 6 $ 651,000 $ 108,500 $ 18,000
Henrico, Virginia 6 $ 756,000 $ 126,000 $ 18,000
Snohomish, Washington 6 $ 1,162,000 $ 193,666 $ 36,000
Fresno, California 5 $ 1,210,000 $ 242,000 $ 0
Ventura, California 5 $ 2,694,000 $ 538,800 $ 0
Denver, Colorado 5 $ 1,389,000 $ 277,800 $ 27,000
Douglas, Colorado 5 $ 1,605,000 $ 321,000 $ 150,000
District of Columbia, District Of Columbia 5 $ 3,335,000 $ 667,000 $ 103,000
Hall, Georgia 5 $ 550,000 $ 110,000 $ 13,000
Muscogee, Georgia 5 $ 346,000 $ 69,200 $ 21,000
Frederick, Maryland 5 $ 784,000 $ 156,800 $ 51,000
Harford, Maryland 5 $ 668,000 $ 133,600 $ 22,000
Howard, Maryland 5 $ 879,000 $ 175,800 $ 70,000
Suffolk, Massachusetts 5 $ 1,177,000 $ 235,400 $ 52,000
Genesee, Michigan 5 $ 284,000 $ 56,800 $ 72,000
Grand Traverse, Michigan 5 $ 445,000 $ 89,000 $ 36,000
Lenawee, Michigan 5 $ 1,240,000 $ 248,000 $ 32,000
Mecosta, Michigan 5 $ 316,000 $ 63,200 $ 55,000
Washtenaw, Michigan 5 $ 1,165,000 $ 233,000 $ 118,000
St. Louis, Missouri 5 $ 514,000 $ 102,800 $ 13,000
Gallatin, Montana 5 $ 944,000 $ 188,800 $ 0
Mecklenburg, North Carolina 5 $ 409,000 $ 81,800 $ 33,000
Cuyahoga, Ohio 5 $ 559,000 $ 111,800 $ 76,000
Montgomery, Ohio 5 $ 712,000 $ 142,400 $ 37,000
Tulsa, Oklahoma 5 $ 777,000 $ 155,400 $ 27,000
Multnomah, Oregon 5 $ 966,000 $ 193,200 $ 17,000
Monroe, Pennsylvania 5 $ 436,000 $ 87,200 $ 64,000
Philadelphia, Pennsylvania 5 $ 681,000 $ 136,200 $ 40,000
El Paso, Texas 5 $ 720,000 $ 144,000 $ 7,000
Henderson, Texas 5 $ 147,000 $ 29,400 $ 27,000
McLennan, Texas 5 $ 91,000 $ 18,200 $ 16,000
Baldwin, Alabama 4 $ 363,000 $ 90,750 $ 44,000
Pima, Arizona 4 $ 244,000 $ 61,000 $ 7,000
Pinal, Arizona 4 $ 506,000 $ 126,500 $ 49,000
Yavapai, Arizona 4 $ 791,000 $ 197,750 $ 17,000
El Dorado, California 4 $ 2,183,000 $ 545,750 $ 17,000
Monterey, California 4 $ 1,574,000 $ 393,500 $ 0
Jefferson, Colorado 4 $ 932,000 $ 233,000 $ 59,000
Seminole, Florida 4 $ 580,000 $ 145,000 $ 0
Cherokee, Georgia 4 $ 158,000 $ 39,500 $ 0
Douglas, Georgia 4 $ 597,000 $ 149,250 $ 14,000
Rock Island, Illinois 4 $ 156,000 $ 39,000 $ 0
Polk, Iowa 4 $ 416,000 $ 104,000 $ 46,000
Baltimore City, Maryland 4 $ 798,000 $ 199,500 $ 74,000
Bristol, Massachusetts 4 $ 480,000 $ 120,000 $ 14,000
Norfolk, Massachusetts 4 $ 1,152,000 $ 288,000 $ 73,000
Allegan, Michigan 4 $ 271,000 $ 67,750 $ 40,000
Clinton, Michigan 4 $ 880,000 $ 220,000 $ 55,000
Muskegon, Michigan 4 $ 4,379,000 $ 1,094,750 $ 50,000
Oceana, Michigan 4 $ 356,000 $ 89,000 $ 60,000
St. Clair, Michigan 4 $ 188,000 $ 47,000 $ 27,000
St. Charles, Missouri 4 $ 616,000 $ 154,000 $ 0
Grafton, New Hampshire 4 $ 439,000 $ 109,750 $ 74,000
Passaic, New Jersey 4 $ 574,000 $ 143,500 $ 64,000
Sussex, New Jersey 4 $ 499,000 $ 124,750 $ 75,000
Bernalillo, New Mexico 4 $ 752,000 $ 188,000 $ 75,000
Dutchess, New York 4 $ 550,000 $ 137,500 $ 71,000
Logan, Ohio 4 $ 182,000 $ 45,500 $ 74,000
Seneca, Ohio 4 $ 217,000 $ 54,250 $ 44,000
Cleveland, Oklahoma 4 $ 750,000 $ 187,500 $ 39,000
Marion, Oregon 4 $ 545,000 $ 136,250 $ 34,000
Bucks, Pennsylvania 4 $ 467,000 $ 116,750 $ 12,000
Richland, South Carolina 4 $ 193,000 $ 48,250 $ 0
Knox, Tennessee 4 $ 519,000 $ 129,750 $ 60,000
Richmond City, Virginia 4 $ 484,000 $ 121,000 $ 28,000
Milwaukee, Wisconsin 4 $ 348,000 $ 87,000 $ 0
Jefferson, Alabama 3 $ 235,000 $ 78,333 $ 71,000
Lake, California 3 $ 425,000 $ 141,666 $ 39,000
Sonoma, California 3 $ 879,000 $ 293,000 $ 26,000
Tulare, California 3 $ 554,000 $ 184,666 $ 38,000
Adams, Colorado 3 $ 702,000 $ 234,000 $ 0
Arapahoe, Colorado 3 $ 1,564,000 $ 521,333 $ 40,000
El Paso, Colorado 3 $ 516,000 $ 172,000 $ 0
Larimer, Colorado 3 $ 636,000 $ 212,000 $ 16,000
Pueblo, Colorado 3 $ 305,000 $ 101,666 $ 15,000
Windham, Connecticut 3 $ 293,000 $ 97,666 $ 86,000
Citrus, Florida 3 $ 125,000 $ 41,666 $ 30,000
Flagler, Florida 3 $ 669,000 $ 223,000 $ 59,000
Hernando, Florida 3 $ 206,000 $ 68,666 $ 36,000
Leon, Florida 3 $ 422,000 $ 140,666 $ 64,000
Levy, Florida 3 $ 141,000 $ 47,000 $ 78,000
Okeechobee, Florida 3 $ 215,000 $ 71,666 $ 44,000
Washington, Florida 3 $ 251,000 $ 83,666 $ 92,000
Winnebago, Illinois 3 $ 312,000 $ 104,000 $ 48,000
Allen, Indiana 3 $ 98,000 $ 32,666 $ 44,000
Fayette, Kentucky 3 $ 250,000 $ 83,333 $ 78,000
Jefferson, Kentucky 3 $ 364,000 $ 121,333 $ 97,000
Jefferson, Louisiana 3 $ 479,000 $ 159,666 $ 76,000
St. Tammany, Louisiana 3 $ 182,000 $ 60,666 $ 0
Carroll, Maryland 3 $ 488,000 $ 162,666 $ 17,000
Wicomico, Maryland 3 $ 90,000 $ 30,000 $ 40,000
Alpena, Michigan 3 $ 105,000 $ 35,000 $ 10,000
Clare, Michigan 3 $ 109,000 $ 36,333 $ 79,000
Emmet, Michigan 3 $ 488,000 $ 162,666 $ 41,000
Hillsdale, Michigan 3 $ 160,000 $ 53,333 $ 49,000
Leelanau, Michigan 3 $ 333,000 $ 111,000 $ 53,000
Van Buren, Michigan 3 $ 1,027,000 $ 342,333 $ 24,000
Dakota, Minnesota 3 $ 1,057,000 $ 352,333 $ 44,000
DeSoto, Mississippi 3 $ 170,000 $ 56,666 $ 0
Cascade, Montana 3 $ 960,000 $ 320,000 $ 0
Missoula, Montana 3 $ 534,000 $ 178,000 $ 42,000
Douglas, Nebraska 3 $ 141,000 $ 47,000 $ 14,000
Hillsborough, New Hampshire 3 $ 761,000 $ 253,666 $ 170,000
Atlantic, New Jersey 3 $ 647,000 $ 215,666 $ 137,000
Hudson, New Jersey 3 $ 568,000 $ 189,333 $ 57,000
Mercer, New Jersey 3 $ 446,000 $ 148,666 $ 18,000
Putnam, New York 3 $ 494,000 $ 164,666 $ 86,000
Forsyth, North Carolina 3 $ 779,000 $ 259,666 $ 95,000
Onslow, North Carolina 3 $ 203,000 $ 67,666 $ 34,000
Adams, Ohio 3 $ 68,000 $ 22,666 $ 33,000
Lake, Ohio 3 $ 544,000 $ 181,333 $ 65,000
Trumbull, Ohio 3 $ 257,000 $ 85,666 $ 80,000
Clackamas, Oregon 3 $ 794,000 $ 264,666 $ 62,000
Lancaster, Pennsylvania 3 $ 308,000 $ 102,666 $ 32,000
Northampton, Pennsylvania 3 $ 362,000 $ 120,666 $ 67,000
Pike, Pennsylvania 3 $ 432,000 $ 144,000 $ 110,000
York, Pennsylvania 3 $ 215,000 $ 71,666 $ 40,000
Dorchester, South Carolina 3 $ 385,000 $ 128,333 $ 96,000
Rutherford, Tennessee 3 $ 590,000 $ 196,666 $ 76,000
Williamson, Tennessee 3 $ 493,000 $ 164,333 $ 35,000
Jefferson, Texas 3 $ 115,000 $ 38,333 $ 62,000
Jones, Texas 3 $ 159,000 $ 53,000 $ 91,000
Randall, Texas 3 $ 416,000 $ 138,666 $ 82,000
Washington, Utah 3 $ 839,000 $ 279,666 $ 124,000
Pierce, Washington 3 $ 515,000 $ 171,666 $ 17,000
Dunn, Wisconsin 3 $ 88,000 $ 29,333 $ 43,000
Geneva, Alabama 2 $ 103,000 $ 51,500 $ 16,000
Montgomery, Alabama 2 $ 344,000 $ 172,000 $ 87,000
Shelby, Alabama 2 $ 94,000 $ 47,000 $ 0
Talladega, Alabama 2 $ 349,000 $ 174,500 $ 120,000
Matanuska-Susitna, Alaska 2 $ 500,000 $ 250,000 $ 34,000
Coconino, Arizona 2 $ 258,000 $ 129,000 $ 16,000
Navajo, Arizona 2 $ 244,000 $ 122,000 $ 48,000
Benton, Arkansas 2 $ 109,000 $ 54,500 $ 59,000
Boone, Arkansas 2 $ 306,000 $ 153,000 $ 193,000
Garland, Arkansas 2 $ 72,000 $ 36,000 $ 31,000
Washington, Arkansas 2 $ 219,000 $ 109,500 $ 6,000
Butte, California 2 $ 406,000 $ 203,000 $ 0
Colusa, California 2 $ 365,000 $ 182,500 $ 65,000
Humboldt, California 2 $ 690,000 $ 345,000 $ 0
Kings, California 2 $ 174,000 $ 87,000 $ 0
Placer, California 2 $ 536,000 $ 268,000 $ 0
San Benito, California 2 $ 581,000 $ 290,500 $ 65,000
San Francisco, California 2 $ 760,000 $ 380,000 $ 0
San Luis Obispo, California 2 $ 746,000 $ 373,000 $ 133,000
San Mateo, California 2 $ 1,167,000 $ 583,500 $ 0
Solano, California 2 $ 320,000 $ 160,000 $ 36,000
Eagle, Colorado 2 $ 3,445,000 $ 1,722,500 $ 0
Mesa, Colorado 2 $ 356,000 $ 178,000 $ 24,000
Weld, Colorado 2 $ 331,000 $ 165,500 $ 57,000
Litchfield, Connecticut 2 $ 403,000 $ 201,500 $ 73,000
Charlotte, Florida 2 $ 721,000 $ 360,500 $ 342,000
Escambia, Florida 2 $ 260,000 $ 130,000 $ 58,000
Sumter, Florida 2 $ 117,000 $ 58,500 $ 59,000
Camden, Georgia 2 $ 916,000 $ 458,000 $ 190,000
Fannin, Georgia 2 $ 148,000 $ 74,000 $ 85,000
Forsyth, Georgia 2 $ 655,000 $ 327,500 $ 86,000
Henry, Georgia 2 $ 196,000 $ 98,000 $ 0
Paulding, Georgia 2 $ 220,000 $ 110,000 $ 0
Richmond, Georgia 2 $ 135,000 $ 67,500 $ 0
Thomas, Georgia 2 $ 139,000 $ 69,500 $ 53,000
Maui, Hawaii 2 $ 483,000 $ 241,500 $ 108,000
Bonneville, Idaho 2 $ 226,000 $ 113,000 $ 67,000
Kankakee, Illinois 2 $ 135,000 $ 67,500 $ 66,000
Madison, Illinois 2 $ 85,000 $ 42,500 $ 31,000
Howard, Indiana 2 $ 136,000 $ 68,000 $ 46,000
Kosciusko, Indiana 2 $ 165,000 $ 82,500 $ 0
LaPorte, Indiana 2 $ 222,000 $ 111,000 $ 34,000
St. Joseph, Indiana 2 $ 106,000 $ 53,000 $ 47,000
Vigo, Indiana 2 $ 68,000 $ 34,000 $ 13,000
Johnson, Kansas 2 $ 188,000 $ 94,000 $ 92,000
Madison, Kentucky 2 $ 498,000 $ 249,000 $ 168,000
East Baton Rouge, Louisiana 2 $ 314,000 $ 157,000 $ 170,000
Orleans, Louisiana 2 $ 275,000 $ 137,500 $ 135,000
Androscoggin, Maine 2 $ 242,000 $ 121,000 $ 66,000
Penobscot, Maine 2 $ 264,000 $ 132,000 $ 56,000
Hampden, Massachusetts 2 $ 125,000 $ 62,500 $ 36,000
Alcona, Michigan 2 $ 86,000 $ 43,000 $ 17,000
Benzie, Michigan 2 $ 290,000 $ 145,000 $ 73,000
Berrien, Michigan 2 $ 124,000 $ 62,000 $ 70,000
Kalamazoo, Michigan 2 $ 101,000 $ 50,500 $ 65,000
Midland, Michigan 2 $ 158,000 $ 79,000 $ 58,000
Ogemaw, Michigan 2 $ 143,000 $ 71,500 $ 41,000
Roscommon, Michigan 2 $ 237,000 $ 118,500 $ 81,000
Sanilac, Michigan 2 $ 85,000 $ 42,500 $ 70,000
Benton, Minnesota 2 $ 336,000 $ 168,000 $ 45,000
Stearns, Minnesota 2 $ 289,000 $ 144,500 $ 60,000
Washington, Minnesota 2 $ 504,000 $ 252,000 $ 41,000
Lauderdale, Mississippi 2 $ 163,000 $ 81,500 $ 54,000
Christian, Missouri 2 $ 162,000 $ 81,000 $ 99,000
Jefferson, Missouri 2 $ 93,000 $ 46,500 $ 67,000
Flathead, Montana 2 $ 1,118,000 $ 559,000 $ 217,000
Nye, Nevada 2 $ 88,000 $ 44,000 $ 56,000
Washoe, Nevada 2 $ 496,000 $ 248,000 $ 0
Belknap, New Hampshire 2 $ 275,000 $ 137,500 $ 96,000
Carroll, New Hampshire 2 $ 202,000 $ 101,000 $ 78,000
Cumberland, New Jersey 2 $ 166,000 $ 83,000 $ 122,000
Morris, New Jersey 2 $ 1,032,000 $ 516,000 $ 50,000
Somerset, New Jersey 2 $ 111,000 $ 55,500 $ 0
Santa Fe, New Mexico 2 $ 275,000 $ 137,500 $ 24,000
Delaware, New York 2 $ 229,000 $ 114,500 $ 128,000
Monroe, New York 2 $ 297,000 $ 148,500 $ 34,000
Onondaga, New York 2 $ 179,000 $ 89,500 $ 76,000
Rockland, New York 2 $ 629,000 $ 314,500 $ 214,000
Wayne, New York 2 $ 142,000 $ 71,000 $ 21,000
Craven, North Carolina 2 $ 133,000 $ 66,500 $ 44,000
Guilford, North Carolina 2 $ 499,000 $ 249,500 $ 139,000
Robeson, North Carolina 2 $ 54,000 $ 27,000 $ 46,000
Union, North Carolina 2 $ 319,000 $ 159,500 $ 51,000
Wake, North Carolina 2 $ 200,000 $ 100,000 $ 23,000
Wayne, North Carolina 2 $ 242,000 $ 121,000 $ 106,000
Belmont, Ohio 2 $ 39,000 $ 19,500 $ 29,000
Butler, Ohio 2 $ 135,000 $ 67,500 $ 32,000
Clermont, Ohio 2 $ 135,000 $ 67,500 $ 19,000
Geauga, Ohio 2 $ 294,000 $ 147,000 $ 55,000
Guernsey, Ohio 2 $ 143,000 $ 71,500 $ 69,000
Licking, Ohio 2 $ 335,000 $ 167,500 $ 76,000
Medina, Ohio 2 $ 129,000 $ 64,500 $ 34,000
Meigs, Ohio 2 $ 56,000 $ 28,000 $ 44,000
Stark, Ohio 2 $ 140,000 $ 70,000 $ 0
Summit, Ohio 2 $ 379,000 $ 189,500 $ 16,000
Wood, Ohio 2 $ 241,000 $ 120,500 $ 72,000
Oklahoma, Oklahoma 2 $ 192,000 $ 96,000 $ 0
Columbia, Oregon 2 $ 430,000 $ 215,000 $ 26,000
Deschutes, Oregon 2 $ 282,000 $ 141,000 $ 0
Jackson, Oregon 2 $ 603,000 $ 301,500 $ 47,000
Josephine, Oregon 2 $ 445,000 $ 222,500 $ 0
Chester, Pennsylvania 2 $ 207,000 $ 103,500 $ 26,000
Dauphin, Pennsylvania 2 $ 187,000 $ 93,500 $ 17,000
Delaware, Pennsylvania 2 $ 290,000 $ 145,000 $ 19,000
Franklin, Pennsylvania 2 $ 125,000 $ 62,500 $ 52,000
Lackawanna, Pennsylvania 2 $ 272,000 $ 136,000 $ 105,000
Luzerne, Pennsylvania 2 $ 105,000 $ 52,500 $ 94,000
Somerset, Pennsylvania 2 $ 254,000 $ 127,000 $ 65,000
Washington, Pennsylvania 2 $ 74,000 $ 37,000 $ 55,000
Westmoreland, Pennsylvania 2 $ 146,000 $ 73,000 $ 30,000
Providence, Rhode Island 2 $ 287,000 $ 143,500 $ 33,000
Berkeley, South Carolina 2 $ 393,000 $ 196,500 $ 37,000
Lexington, South Carolina 2 $ 126,000 $ 63,000 $ 85,000
Anderson, Tennessee 2 $ 150,000 $ 75,000 $ 16,000
Bradley, Tennessee 2 $ 477,000 $ 238,500 $ 120,000
Sumner, Tennessee 2 $ 395,000 $ 197,500 $ 95,000
Galveston, Texas 2 $ 352,000 $ 176,000 $ 49,000
Johnson, Texas 2 $ 73,000 $ 36,500 $ 26,000
Potter, Texas 2 $ 198,000 $ 99,000 $ 20,000
Rockwall, Texas 2 $ 486,000 $ 243,000 $ 28,000
Tom Green, Texas 2 $ 77,000 $ 38,500 $ 10,000
Webb, Texas 2 $ 268,000 $ 134,000 $ 0
Wichita, Texas 2 $ 76,000 $ 38,000 $ 46,000
Loudoun, Virginia 2 $ 239,000 $ 119,500 $ 44,000
Norfolk, Virginia 2 $ 111,000 $ 55,500 $ 81,000
Portsmouth, Virginia 2 $ 167,000 $ 83,500 $ 72,000
Spotsylvania, Virginia 2 $ 348,000 $ 174,000 $ 59,000
Clark, Washington 2 $ 489,000 $ 244,500 $ 45,000
Kitsap, Washington 2 $ 818,000 $ 409,000 $ 0
Spokane, Washington 2 $ 307,000 $ 153,500 $ 0
Kanawha, West Virginia 2 $ 126,000 $ 63,000 $ 44,000
Buffalo, Wisconsin 2 $ 65,000 $ 32,500 $ 23,000
Washington, Wisconsin 2 $ 341,000 $ 170,500 $ 18,000
Waushara, Wisconsin 2 $ 167,000 $ 83,500 $ 48,000
Calhoun, Alabama 1 $ 32,000 $ 32,000 $ 115,000
Dale, Alabama 1 $ 53,000 $ 53,000 $ 65,000
Franklin, Alabama 1 $ 112,000 $ 112,000 $ 68,000
Lauderdale, Alabama 1 $ 110,000 $ 110,000 $ 0
Lee, Alabama 1 $ 63,000 $ 63,000 $ 44,000
Morgan, Alabama 1 $ 27,000 $ 27,000 $ 27,000
Russell, Alabama 1 $ 26,000 $ 26,000 $ 31,000
Gila, Arizona 1 $ 40,000 $ 40,000 $ 27,000
Yuma, Arizona 1 $ 28,000 $ 28,000 $ 0
Crawford, Arkansas 1 $ 20,000 $ 20,000 $ 61,000
Pope, Arkansas 1 $ 104,000 $ 104,000 $ 68,000
Pulaski, Arkansas 1 $ 119,000 $ 119,000 $ 0
Calaveras, California 1 $ 220,000 $ 220,000 $ 0
Glenn, California 1 $ 139,000 $ 139,000 $ 0
Imperial, California 1 $ 168,000 $ 168,000 $ 0
Lassen, California 1 $ 92,000 $ 92,000 $ 144,000
Marin, California 1 $ 142,000 $ 142,000 $ 0
Mendocino, California 1 $ 389,000 $ 389,000 $ 0
Mono, California 1 $ 718,000 $ 718,000 $ 0
Plumas, California 1 $ 50,000 $ 50,000 $ 66,000
Santa Cruz, California 1 $ 219,000 $ 219,000 $ 0
Siskiyou, California 1 $ 125,000 $ 125,000 $ 39,000
Tuolumne, California 1 $ 361,000 $ 361,000 $ 0
Delta, Colorado 1 $ 120,000 $ 120,000 $ 0
Fremont, Colorado 1 $ 35,000 $ 35,000 $ 66,000
Garfield, Colorado 1 $ 130,000 $ 130,000 $ 83,000
Routt, Colorado 1 $ 370,000 $ 370,000 $ 124,000
Saguache, Colorado 1 $ 150,000 $ 150,000 $ 41,000
Yuma, Colorado 1 $ 114,000 $ 114,000 $ 31,000
Middlesex, Connecticut 1 $ 180,000 $ 180,000 $ 91,000
New London, Connecticut 1 $ 132,000 $ 132,000 $ 59,000
Bay, Florida 1 $ 25,000 $ 25,000 $ 32,000
Clay, Florida 1 $ 148,000 $ 148,000 $ 60,000
DeSoto, Florida 1 $ 55,000 $ 55,000 $ 45,000
Madison, Florida 1 $ 46,000 $ 46,000 $ 130,000
Martin, Florida 1 $ 395,000 $ 395,000 $ 208,000
Okaloosa, Florida 1 $ 62,000 $ 62,000 $ 0
Suwannee, Florida 1 $ 390,000 $ 390,000 $ 658,000
Taylor, Florida 1 $ 80,000 $ 80,000 $ 49,000
Bulloch, Georgia 1 $ 82,000 $ 82,000 $ 40,000
Candler, Georgia 1 $ 110,000 $ 110,000 $ 70,000
Carroll, Georgia 1 $ 55,000 $ 55,000 $ 127,000
Clarke, Georgia 1 $ 63,000 $ 63,000 $ 0
Colquitt, Georgia 1 $ 58,000 $ 58,000 $ 41,000
Effingham, Georgia 1 $ 104,000 $ 104,000 $ 0
Fayette, Georgia 1 $ 148,000 $ 148,000 $ 79,000
Floyd, Georgia 1 $ 60,000 $ 60,000 $ 51,000
Houston, Georgia 1 $ 215,000 $ 215,000 $ 303,000
Jasper, Georgia 1 $ 304,000 $ 304,000 $ 229,000
McIntosh, Georgia 1 $ 25,000 $ 25,000 $ 25,000
Meriwether, Georgia 1 $ 105,000 $ 105,000 $ 65,000
Walker, Georgia 1 $ 123,000 $ 123,000 $ 0
Wayne, Georgia 1 $ 42,000 $ 42,000 $ 104,000
Honolulu, Hawaii 1 $ 190,000 $ 190,000 $ 0
Ada, Idaho 1 $ 537,000 $ 537,000 $ 0
DeKalb, Illinois 1 $ 70,000 $ 70,000 $ 56,000
Edgar, Illinois 1 $ 37,000 $ 37,000 $ 0
Grundy, Illinois 1 $ 18,000 $ 18,000 $ 0
Henry, Illinois 1 $ 76,000 $ 76,000 $ 73,000
Jefferson, Illinois 1 $ 21,000 $ 21,000 $ 0
Kendall, Illinois 1 $ 228,000 $ 228,000 $ 0
Livingston, Illinois 1 $ 55,000 $ 55,000 $ 76,000
Macoupin, Illinois 1 $ 46,000 $ 46,000 $ 71,000
Peoria, Illinois 1 $ 90,000 $ 90,000 $ 0
Sangamon, Illinois 1 $ 39,000 $ 39,000 $ 41,000
St. Clair, Illinois 1 $ 30,000 $ 30,000 $ 63,000
Vermilion, Illinois 1 $ 19,000 $ 19,000 $ 42,000
Blackford, Indiana 1 $ 54,000 $ 54,000 $ 23,000
Delaware, Indiana 1 $ 59,000 $ 59,000 $ 55,000
Elkhart, Indiana 1 $ 36,000 $ 36,000 $ 0
Fayette, Indiana 1 $ 51,000 $ 51,000 $ 52,000
Hamilton, Indiana 1 $ 161,000 $ 161,000 $ 77,000
Hancock, Indiana 1 $ 51,000 $ 51,000 $ 0
Huntington, Indiana 1 $ 80,000 $ 80,000 $ 24,000
Jackson, Indiana 1 $ 70,000 $ 70,000 $ 38,000
Jennings, Indiana 1 $ 27,000 $ 27,000 $ 28,000
Johnson, Indiana 1 $ 81,000 $ 81,000 $ 33,000
Knox, Indiana 1 $ 74,000 $ 74,000 $ 62,000
Lake, Indiana 1 $ 75,000 $ 75,000 $ 59,000
Monroe, Indiana 1 $ 225,000 $ 225,000 $ 187,000
Morgan, Indiana 1 $ 142,000 $ 142,000 $ 0
Noble, Indiana 1 $ 83,000 $ 83,000 $ 72,000
Owen, Indiana 1 $ 108,000 $ 108,000 $ 84,000
Porter, Indiana 1 $ 53,000 $ 53,000 $ 0
Shelby, Indiana 1 $ 189,000 $ 189,000 $ 285,000
Steuben, Indiana 1 $ 25,000 $ 25,000 $ 34,000
Tippecanoe, Indiana 1 $ 237,000 $ 237,000 $ 0
Vanderburgh, Indiana 1 $ 21,000 $ 21,000 $ 50,000
Warrick, Indiana 1 $ 61,000 $ 61,000 $ 0
Wells, Indiana 1 $ 116,000 $ 116,000 $ 78,000
Bremer, Iowa 1 $ 135,000 $ 135,000 $ 54,000
Butler, Iowa 1 $ 124,000 $ 124,000 $ 52,000
Dubuque, Iowa 1 $ 152,000 $ 152,000 $ 94,000
Franklin, Iowa 1 $ 55,000 $ 55,000 $ 41,000
Grundy, Iowa 1 $ 15,000 $ 15,000 $ 37,000
Guthrie, Iowa 1 $ 35,000 $ 35,000 $ 77,000
Hardin, Iowa 1 $ 143,000 $ 143,000 $ 82,000
Jackson, Iowa 1 $ 70,000 $ 70,000 $ 41,000
Monroe, Iowa 1 $ 37,000 $ 37,000 $ 18,000
Plymouth, Iowa 1 $ 235,000 $ 235,000 $ 0
Pocahontas, Iowa 1 $ 50,000 $ 50,000 $ 68,000
Pottawattamie, Iowa 1 $ 59,000 $ 59,000 $ 44,000
Scott, Iowa 1 $ 60,000 $ 60,000 $ 0
Story, Iowa 1 $ 344,000 $ 344,000 $ 0
Webster, Iowa 1 $ 54,000 $ 54,000 $ 0
Atchison, Kansas 1 $ 80,000 $ 80,000 $ 55,000
Finney, Kansas 1 $ 66,000 $ 66,000 $ 0
Miami, Kansas 1 $ 125,000 $ 125,000 $ 53,000
Sedgwick, Kansas 1 $ 70,000 $ 70,000 $ 0
Boone, Kentucky 1 $ 38,000 $ 38,000 $ 34,000
Breckinridge, Kentucky 1 $ 188,000 $ 188,000 $ 95,000
Bullitt, Kentucky 1 $ 235,000 $ 235,000 $ 89,000
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Mortgage Loan Application Detail Totals for First National Bank of America in 2017

Loan Purpose

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Home Purchase 2,241 $430,186,000 $191,000 $8,600,000 $54,000 $1,700,000
Refinancing 560 $122,233,000 $218,000 $5,200,000 $57,000 $896,000
Home Improvement 412 $56,884,000 $138,000 $2,700,000 $48,000 $465,000

Applicant Race

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Not applicable 1,242 $269,081,000 $216,000 $8,600,000 $0 $0
White 691 $136,588,000 $197,000 $5,122,000 $101,000 $1,005,000
Hispanic 584 $106,112,000 $181,000 $2,260,000 $76,000 $477,000
Not Provided 494 $59,881,000 $121,000 $1,056,000 $81,000 $1,700,000
Black or African American 157 $25,378,000 $161,000 $2,600,000 $93,000 $559,000
Asian 32 $10,205,000 $318,000 $1,200,000 $136,000 $821,000
American Indian or Alaskan Native 13 $2,058,000 $158,000 $469,000 $81,000 $157,000
Native Hawaiian or Other Pacific Islander 0 $0 $0 $0 $0 $0

Loan Type

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Conventional (any loan other than FHA, VA, FSA, or RHS loans) 3,213 $609,303,000 $189,000 $8,600,000 $54,000 $1,700,000
FHA-insured (Federal Housing Administration) 0 $0 $0 $0 $0 $0
FSA/RHS (Farm Service Agency or Rural Housing Service) 0 $0 $0 $0 $0 $0
VA-guaranteed (Veterans Administration) 0 $0 $0 $0 $0 $0

Outcome

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Loan Purchased By The Institution 1,204 $241,783,000 $200,000 $2,700,000 $0 $0
Loan Originated 892 $161,585,000 $181,000 $5,200,000 $82,000 $821,000
Application Denied By Financial Institution 670 $125,404,000 $187,000 $5,122,000 $88,000 $1,700,000
Application Approved But Not Accepted 262 $36,990,000 $141,000 $1,056,000 $90,000 $896,000
Application Withdrawn By Applicant 185 $43,541,000 $235,000 $8,600,000 $100,000 $630,000
File Closed For Incompleteness 0 $0 $0 $0 $0 $0
Preapproval Approved but not Accepted 0 $0 $0 $0 $0 $0
Preapproval Denied by Financial Institution 0 $0 $0 $0 $0 $0

Denial Reason

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Credit History 292 $38,796,000 $132,000 $1,200,000 $78,000 $658,000
Debt-To-Income Ratio 153 $31,031,000 $202,000 $2,600,000 $64,000 $409,000
Collateral 147 $39,962,000 $271,000 $5,122,000 $121,000 $1,700,000
Other 45 $10,755,000 $239,000 $1,700,000 $141,000 $1,005,000
Unverifiable Information 16 $2,569,000 $160,000 $342,000 $60,000 $103,000
Insufficient Cash (Downpayment, Closing Cost) 8 $958,000 $119,000 $330,000 $83,000 $144,000
Employment History 5 $552,000 $110,000 $150,000 $49,000 $93,000
Credit Application Incomplete 4 $781,000 $195,000 $575,000 $0 $0
Mortgage Insurance Denied 0 $0 $0 $0 $0 $0

Our comprehensive HMDA mortgage statistics provide invaluable insights into First National Bank of America's 2017 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.

This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics, and assess First National Bank of America's mortgage approval patterns. Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
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