First National Bank Of America
HMDA Loan Application Totals
and Mortgage Lending Details
for 2019
First National Bank Of America 2019 HMDA loan application data provides key insights into its mortgage lending trends, applicant demographics, and loan distribution.
The Home Mortgage Disclosure Act (HMDA) requires lenders to report detailed loan application data, offering transparency into lending patterns.
The data reveals trends in average loan size, applicant income, and mortgage approval rates, helping consumers and analysts understand lending accessibility.
Below, explore a breakdown of loan applications by county, metro area, loan purpose, applicant race, loan type, and more.
Whether you're an industry professional, homebuyer, or researcher,
this information provides valuable insights into mortgage lending activity.
Scroll down to view the full dataset and analyze lending trends in greater detail.
| Mortgage Company & Address | First National Bank Of America 241 East Saginaw East Lansing, MI 48823 Tel #: available with data download |
| Federal Regulator | * available with data download |
| Years | 2023 2022 2021 2020 2019 2018 2017 2016 2015 2014 2013 2012 2011 2010 2009 2008 2007 2006 2005 2004 2003 |
| Total Number of Mortgage Applications | 5,349 |
| Total Mortgage Loan Application Amount | $1,029,865,000 |
| Average Mortgage Loan Application Amount | $176,400 |
| Highest Mortgage Loan Application Amount | $4,355,000 |
| Average Applicant Income | $82,200 |
| Highest Applicant Income | $3,600,000 |
Explore comprehensive HMDA mortgage statistics and lending trends for 2019 with First National Bank Of America. Below, you'll find key insights into this lender's mortgage activity, including total loan applications, average mortgage amounts, highest application values, and income levels of top applicants. Whether you're analyzing First National Bank Of America's lending patterns or researching mortgage trends, these statistics provide valuable transparency into their loan activity.
Our HMDA dataset for 2019 breaks down First National Bank Of America's mortgage applications by loan purpose, applicant race, loan type, approval outcomes, and reasons for denial. These insights help homebuyers, financial analysts, and industry professionals assess borrower demographics and lending practices, offering a clearer view of how First National Bank Of America serves its applicants.
Each category highlights the total number of mortgage applications processed by First National Bank Of America, total loan amounts, average mortgage values, and the highest mortgage amounts recorded. You can also review borrower income trends, including the average and highest reported applicant incomes for loans issued by this lender. Whether you're evaluating lender performance, comparing mortgage approval rates, or exploring loan options, this HMDA-backed data offers a crucial look at First National Bank Of America's mortgage activity for 2019.
| Metro Area | Total Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Application Amount | Average Applicant Income |
|---|---|---|---|---|
| ATLANTA-SANDY SPRINGS-ROSWELL, GA | 271 | $ 47,225,000 | $ 174,000 | $ 87,000 |
| CHICAGO-NAPERVILLE, IL | 270 | $ 40,310,000 | $ 149,000 | $ 66,000 |
| NA (OUTSIDE OF MSA/MD) | 268 | $ 34,520,000 | $ 124,275 | $ 77,736 |
| WASHINGTON-ARLINGTON-ALEXANDRIA, DC-VA-MD-WV | 224 | $ 52,520,000 | $ 253,500 | $ 88,000 |
| HOUSTON-THE WOODLANDS-SUGAR LAND, TX | 217 | $ 35,145,000 | $ 161,000 | $ 99,000 |
| NASHVILLE-DAVIDSON--MURFREESBORO--FRANKLIN, TN | 200 | $ 37,410,000 | $ 187,000 | $ 74,000 |
| BRIDGEPORT-STAMFORD-NORWALK, CT | 170 | $ 37,120,000 | $ 218,000 | $ 90,000 |
| LAS VEGAS-HENDERSON-PARADISE, NV | 142 | $ 26,540,000 | $ 186,000 | $ 81,000 |
| PHOENIX-MESA-SCOTTSDALE, AZ | 135 | $ 23,245,000 | $ 172,000 | $ 68,000 |
| BALTIMORE-COLUMBIA-TOWSON, MD | 131 | $ 23,145,000 | $ 176,000 | $ 76,000 |
| SALT LAKE CITY, UT | 116 | $ 24,700,000 | $ 212,000 | $ 73,000 |
| SEATTLE-BELLEVUE-EVERETT, WA | 113 | $ 33,715,000 | $ 298,000 | $ 116,000 |
| CAMBRIDGE-NEWTON-FRAMINGHAM, MA | 97 | $ 30,375,000 | $ 313,000 | $ 110,000 |
| INDIANAPOLIS-CARMEL-ANDERSON, IN | 94 | $ 11,920,000 | $ 126,000 | $ 59,000 |
| WASHINGTON-BALTIMORE-ARLINGTON, DC | 93 | $ 22,985,000 | $ 247,000 | $ 84,000 |
| DENVER-AURORA-LAKEWOOD, CO | 79 | $ 20,415,000 | $ 258,000 | $ 81,000 |
| DALLAS-PLANO-IRVING, TX | 68 | $ 15,060,000 | $ 221,000 | $ 97,000 |
| MINNEAPOLIS-ST. PAUL-BLOOMINGTON, MN-WI | 66 | $ 11,820,000 | $ 179,000 | $ 61,000 |
| NEW YORK-NEWARK, NY | 65 | $ 15,755,000 | $ 270,000 | $ 127,500 |
| NEW HAVEN-MILFORD, CT | 64 | $ 9,840,000 | $ 153,000 | $ 74,000 |
| TAMPA-ST. PETERSBURG-CLEARWATER, FL | 61 | $ 11,935,000 | $ 195,000 | $ 152,000 |
| NASSAU COUNTY-SUFFOLK COUNTY, NY | 59 | $ 18,175,000 | $ 308,000 | $ 112,000 |
| NEWARK, NJ-PA | 58 | $ 12,380,000 | $ 130,500 | $ 119,000 |
| ORLANDO-KISSIMMEE-SANFORD, FL | 58 | $ 12,160,000 | $ 209,000 | $ 108,000 |
| RIVERSIDE-SAN BERNARDINO-ONTARIO, CA | 54 | $ 11,420,000 | $ 211,000 | $ 74,000 |
| AUSTIN-ROUND ROCK, TX | 51 | $ 9,785,000 | $ 191,000 | $ 74,000 |
| BIRMINGHAM-HOOVER, AL | 48 | $ 6,280,000 | $ 130,000 | $ 52,000 |
| NEW YORK-JERSEY CITY-WHITE PLAINS, NY-NJ | 48 | $ 16,450,000 | $ 344,500 | $ 129,000 |
| RICHMOND, VA | 45 | $ 7,615,000 | $ 169,000 | $ 81,000 |
| CHARLESTON-NORTH CHARLESTON, SC | 44 | $ 8,150,000 | $ 185,000 | $ 73,000 |
| LANSING-EAST LANSING, MI | 43 | $ 7,615,000 | $ 177,000 | $ 114,000 |
| WORCESTER, MA-CT | 40 | $ 9,920,000 | $ 220,500 | $ 77,000 |
| GRAND RAPIDS-WYOMING, MI | 38 | $ 5,950,000 | $ 156,000 | $ 66,000 |
| LAKE COUNTY-KENOSHA COUNTY, IL-WI | 38 | $ 5,620,000 | $ 121,500 | $ 59,000 |
| FORT LAUDERDALE-POMPANO BEACH-DEERFIELD BEACH, FL | 37 | $ 6,945,000 | $ 187,000 | $ 94,000 |
| WEST PALM BEACH-BOCA RATON-DELRAY BEACH, FL | 37 | $ 7,185,000 | $ 194,000 | $ 69,000 |
| BOSTON, MA | 36 | $ 10,550,000 | $ 293,000 | $ 107,000 |
| HARTFORD-WEST HARTFORD-EAST HARTFORD, CT | 36 | $ 5,790,000 | $ 160,000 | $ 63,000 |
| LOS ANGELES-LONG BEACH-GLENDALE, CA | 36 | $ 11,380,000 | $ 316,000 | $ 68,000 |
| PROVO-OREM, UT | 32 | $ 8,150,000 | $ 254,000 | $ 87,000 |
| CAMDEN, NJ | 30 | $ 4,130,000 | $ 137,000 | $ 80,000 |
| ELGIN, IL | 30 | $ 3,950,000 | $ 131,000 | $ 54,000 |
| KANSAS CITY, MO-KS | 30 | $ 4,730,000 | $ 158,000 | $ 63,500 |
| NORTH PORT-SARASOTA-BRADENTON, FL | 29 | $ 4,725,000 | $ 162,000 | $ 65,000 |
| OAKLAND-HAYWARD-BERKELEY, CA | 29 | $ 10,155,000 | $ 350,000 | $ 94,000 |
| PORTLAND-VANCOUVER-HILLSBORO, OR-WA | 29 | $ 7,715,000 | $ 265,000 | $ 97,500 |
| TACOMA-LAKEWOOD, WA | 29 | $ 7,145,000 | $ 246,000 | $ 90,000 |
| RENO, NV | 28 | $ 5,810,000 | $ 207,000 | $ 78,000 |
| BAKERSFIELD, CA | 27 | $ 4,235,000 | $ 156,000 | $ 58,000 |
| LEXINGTON-FAYETTE, KY | 27 | $ 3,245,000 | $ 120,000 | $ 57,000 |
| LOUISVILLE/JEFFERSON COUNTY, KY-IN | 26 | $ 3,990,000 | $ 151,500 | $ 70,000 |
| SAN JOSE-SUNNYVALE-SANTA CLARA, CA | 26 | $ 12,100,000 | $ 465,000 | $ 139,000 |
| CINCINNATI, OH-KY-IN | 24 | $ 2,900,000 | $ 126,000 | $ 70,000 |
| WILMINGTON, DE-MD-NJ | 24 | $ 4,170,000 | $ 139,333 | $ 77,666 |
| MODESTO, CA | 22 | $ 5,060,000 | $ 230,000 | $ 115,000 |
| PROVIDENCE-WARWICK, RI-MA | 22 | $ 4,720,000 | $ 185,500 | $ 72,500 |
| BARNSTABLE TOWN, MA | 21 | $ 5,375,000 | $ 255,000 | $ 75,000 |
| FRESNO, CA | 21 | $ 3,345,000 | $ 159,000 | $ 61,000 |
| STOCKTON-LODI, CA | 21 | $ 5,095,000 | $ 242,000 | $ 89,000 |
| CHARLOTTE-CONCORD-GASTONIA, NC-SC | 19 | $ 3,665,000 | $ 241,000 | $ 82,500 |
| GREELEY, CO | 19 | $ 4,665,000 | $ 245,000 | $ 72,000 |
| OGDEN-CLEARFIELD, UT | 19 | $ 4,945,000 | $ 260,000 | $ 72,000 |
| SAN ANTONIO-NEW BRAUNFELS, TX | 19 | $ 3,005,000 | $ 158,000 | $ 59,000 |
| WARREN-TROY-FARMINGTON HILLS, MI | 19 | $ 3,365,000 | $ 177,000 | $ 80,000 |
| MIAMI-MIAMI BEACH-KENDALL, FL | 18 | $ 3,500,000 | $ 194,000 | $ 101,000 |
| DES MOINES-WEST DES MOINES, IA | 17 | $ 2,025,000 | $ 119,000 | $ 66,000 |
| LAKELAND-WINTER HAVEN, FL | 17 | $ 2,285,000 | $ 134,000 | $ 99,000 |
| MONTGOMERY COUNTY-BUCKS COUNTY-CHESTER COUNTY, PA | 17 | $ 3,095,000 | $ 182,000 | $ 155,000 |
| PORT ST. LUCIE, FL | 15 | $ 2,615,000 | $ 174,000 | $ 67,000 |
| ATLANTIC CITY-HAMMONTON, NJ | 14 | $ 1,470,000 | $ 105,000 | $ 115,000 |
| MEMPHIS, TN-MS-AR | 14 | $ 1,680,000 | $ 147,000 | $ 73,000 |
| MERCED, CA | 14 | $ 2,440,000 | $ 174,000 | $ 66,000 |
| NEW ORLEANS-METAIRIE, LA | 14 | $ 1,690,000 | $ 120,000 | $ 59,000 |
| SAN DIEGO-CARLSBAD, CA | 14 | $ 5,160,000 | $ 368,000 | $ 114,000 |
| DETROIT-DEARBORN-LIVONIA, MI | 13 | $ 1,445,000 | $ 111,000 | $ 64,000 |
| FORT WORTH-ARLINGTON, TX | 13 | $ 2,335,000 | $ 179,000 | $ 96,000 |
| JACKSONVILLE, FL | 13 | $ 1,765,000 | $ 135,000 | $ 55,000 |
| RALEIGH, NC | 13 | $ 2,645,000 | $ 203,000 | $ 93,000 |
| SALEM, OR | 13 | $ 2,605,000 | $ 200,000 | $ 69,000 |
| VINELAND-BRIDGETON, NJ | 13 | $ 1,185,000 | $ 91,000 | $ 63,000 |
| CAPE CORAL-FORT MYERS, FL | 11 | $ 1,565,000 | $ 142,000 | $ 69,000 |
| CLEVELAND-ELYRIA, OH | 11 | $ 1,795,000 | $ 163,000 | $ 141,000 |
| COLUMBUS, OH | 11 | $ 1,395,000 | $ 126,000 | $ 46,000 |
| DELTONA-DAYTONA BEACH-ORMOND BEACH, FL | 11 | $ 2,565,000 | $ 233,000 | $ 150,000 |
| GARY, IN | 11 | $ 1,185,000 | $ 107,000 | $ 72,000 |
| HAGERSTOWN-MARTINSBURG, MD-WV | 11 | $ 1,635,000 | $ 156,000 | $ 122,000 |
| OKLAHOMA CITY, OK | 11 | $ 1,445,000 | $ 131,000 | $ 52,000 |
| PHILADELPHIA, PA | 11 | $ 1,065,000 | $ 96,000 | $ 37,000 |
| ST. GEORGE, UT | 11 | $ 1,845,000 | $ 167,000 | $ 50,000 |
| TRENTON, NJ | 11 | $ 1,685,000 | $ 153,000 | $ 85,000 |
| TUCSON, AZ | 11 | $ 1,545,000 | $ 140,000 | $ 51,000 |
| BOISE CITY, ID | 10 | $ 1,680,000 | $ 168,000 | $ 99,000 |
| CHATTANOOGA, TN-GA | 10 | $ 880,000 | $ 73,500 | $ 59,000 |
| GREENVILLE-ANDERSON-MAULDIN, SC | 10 | $ 1,360,000 | $ 136,000 | $ 44,000 |
| OCALA, FL | 10 | $ 710,000 | $ 71,000 | $ 44,000 |
| SACRAMENTO--ROSEVILLE--ARDEN-ARCADE, CA | 10 | $ 2,560,000 | $ 256,000 | $ 70,000 |
| LITTLE ROCK-NORTH LITTLE ROCK-CONWAY, AR | 9 | $ 945,000 | $ 105,000 | $ 41,000 |
| MADERA, CA | 9 | $ 1,735,000 | $ 192,000 | $ 96,000 |
| MYRTLE BEACH-CONWAY-NORTH MYRTLE BEACH, SC-NC | 9 | $ 965,000 | $ 88,500 | $ 64,000 |
| RACINE, WI | 9 | $ 1,035,000 | $ 115,000 | $ 68,000 |
| TULSA, OK | 9 | $ 955,000 | $ 106,000 | $ 41,000 |
| VALLEJO-FAIRFIELD, CA | 9 | $ 2,365,000 | $ 262,000 | $ 65,000 |
| CLARKSVILLE, TN-KY | 8 | $ 1,170,000 | $ 146,000 | $ 50,000 |
| COLUMBIA, SC | 8 | $ 840,000 | $ 105,000 | $ 63,000 |
| KENNEWICK-RICHLAND, WA | 8 | $ 1,340,000 | $ 167,000 | $ 55,000 |
| MILWAUKEE-WAUKESHA-WEST ALLIS, WI | 8 | $ 880,000 | $ 110,000 | $ 63,000 |
| OMAHA-COUNCIL BLUFFS, NE-IA | 8 | $ 1,720,000 | $ 215,000 | $ 77,000 |
| SANTA ROSA, CA | 8 | $ 3,140,000 | $ 392,000 | $ 120,000 |
| YAKIMA, WA | 8 | $ 1,160,000 | $ 145,000 | $ 50,000 |
| YOUNGSTOWN-WARREN-BOARDMAN, OH-PA | 8 | $ 650,000 | $ 80,500 | $ 75,500 |
| CRESTVIEW-FORT WALTON BEACH-DESTIN, FL | 7 | $ 1,105,000 | $ 157,000 | $ 104,000 |
| FORT COLLINS, CO | 7 | $ 1,185,000 | $ 169,000 | $ 72,000 |
| JACKSON, MI | 7 | $ 1,225,000 | $ 175,000 | $ 184,000 |
| MONTGOMERY, AL | 7 | $ 395,000 | $ 56,000 | $ 75,000 |
| OCEAN CITY, NJ | 7 | $ 535,000 | $ 76,000 | $ 169,000 |
| PALM BAY-MELBOURNE-TITUSVILLE, FL | 7 | $ 1,055,000 | $ 150,000 | $ 71,000 |
| PITTSBURGH, PA | 7 | $ 335,000 | $ 47,000 | $ 57,000 |
| ROCHESTER, NY | 7 | $ 705,000 | $ 100,000 | $ 52,000 |
| SALISBURY, MD-DE | 7 | $ 1,315,000 | $ 253,000 | $ 121,000 |
| SPOKANE-SPOKANE VALLEY, WA | 7 | $ 1,455,000 | $ 207,000 | $ 139,000 |
| WENATCHEE, WA | 7 | $ 1,475,000 | $ 210,000 | $ 41,000 |
| COLORADO SPRINGS, CO | 6 | $ 1,090,000 | $ 181,000 | $ 352,000 |
| DULUTH, MN-WI | 6 | $ 570,000 | $ 87,000 | $ 111,500 |
| NAPLES-IMMOKALEE-MARCO ISLAND, FL | 6 | $ 1,820,000 | $ 303,000 | $ 83,000 |
| ROCKFORD, IL | 6 | $ 740,000 | $ 123,000 | $ 62,000 |
| THE VILLAGES, FL | 6 | $ 690,000 | $ 115,000 | $ 75,000 |
| AMARILLO, TX | 5 | $ 265,000 | $ 53,000 | $ 82,000 |
| ANAHEIM-SANTA ANA-IRVINE, CA | 5 | $ 2,295,000 | $ 459,000 | $ 125,000 |
| CHEYENNE, WY | 5 | $ 915,000 | $ 183,000 | $ 45,000 |
| FAYETTEVILLE-SPRINGDALE-ROGERS, AR-MO | 5 | $ 505,000 | $ 101,000 | $ 54,000 |
| GREENSBORO-HIGH POINT, NC | 5 | $ 875,000 | $ 175,000 | $ 74,000 |
| HILTON HEAD ISLAND-BLUFFTON-BEAUFORT, SC | 5 | $ 625,000 | $ 125,000 | $ 36,000 |
| LAFAYETTE-WEST LAFAYETTE, IN | 5 | $ 535,000 | $ 107,000 | $ 39,000 |
| LAKE HAVASU CITY-KINGMAN, AZ | 5 | $ 425,000 | $ 85,000 | $ 59,000 |
| MUSKEGON, MI | 5 | $ 685,000 | $ 137,000 | $ 69,000 |
| PORTLAND-SOUTH PORTLAND, ME | 5 | $ 855,000 | $ 171,000 | $ 64,000 |
| VISALIA-PORTERVILLE, CA | 5 | $ 1,015,000 | $ 203,000 | $ 153,000 |
| WINCHESTER, VA-WV | 5 | $ 1,025,000 | $ 205,000 | $ 54,000 |
| BUFFALO-CHEEKTOWAGA-NIAGARA FALLS, NY | 4 | $ 950,000 | $ 237,000 | $ 148,000 |
| DAYTON-SPRINGFIELD-KETTERING, OH | 4 | $ 280,000 | $ 70,000 | $ 96,000 |
| DURHAM-CHAPEL HILL, NC | 4 | $ 800,000 | $ 200,000 | $ 84,000 |
| GAINESVILLE, FL | 4 | $ 390,000 | $ 97,000 | $ 54,000 |
| GAINESVILLE, GA | 4 | $ 670,000 | $ 167,000 | $ 153,000 |
| HOMOSASSA SPRINGS, FL | 4 | $ 360,000 | $ 90,000 | $ 111,000 |
| JONESBORO, AR | 4 | $ 420,000 | $ 105,000 | $ 54,000 |
| LINCOLN, NE | 4 | $ 760,000 | $ 190,000 | $ 99,000 |
| LOGAN, UT-ID | 4 | $ 770,000 | $ 192,000 | $ 59,000 |
| OXNARD-THOUSAND OAKS-VENTURA, CA | 4 | $ 910,000 | $ 227,000 | $ 62,000 |
| PENSACOLA-FERRY PASS-BRENT, FL | 4 | $ 1,030,000 | $ 257,000 | $ 269,000 |
| REDDING, CA | 4 | $ 730,000 | $ 182,000 | $ 66,000 |
| ROANOKE, VA | 4 | $ 410,000 | $ 102,000 | $ 46,000 |
| ROCKINGHAM COUNTY-STRAFFORD COUNTY, NH | 4 | $ 1,140,000 | $ 285,000 | $ 96,000 |
| SAVANNAH, GA | 4 | $ 490,000 | $ 122,000 | $ 96,000 |
| SPARTANBURG, SC | 4 | $ 450,000 | $ 112,000 | $ 49,000 |
| ST. LOUIS, MO-IL | 4 | $ 330,000 | $ 73,000 | $ 66,500 |
| TALLAHASSEE, FL | 4 | $ 910,000 | $ 227,000 | $ 97,000 |
| VIRGINIA BEACH-NORFOLK-NEWPORT NEWS, VA-NC | 4 | $ 630,000 | $ 157,000 | $ 96,000 |
| ALLENTOWN-BETHLEHEM-EASTON, PA-NJ | 3 | $ 495,000 | $ 182,500 | $ 0 |
| ASHEVILLE, NC | 3 | $ 425,000 | $ 141,000 | $ 83,000 |
| BATON ROUGE, LA | 3 | $ 375,000 | $ 125,000 | $ 40,000 |
| BURLINGTON-SOUTH BURLINGTON, VT | 3 | $ 1,315,000 | $ 438,000 | $ 213,000 |
| CANTON-MASSILLON, OH | 3 | $ 335,000 | $ 111,000 | $ 41,000 |
| CARSON CITY, NV | 3 | $ 565,000 | $ 188,000 | $ 42,000 |
| CHARLOTTESVILLE, VA | 3 | $ 765,000 | $ 255,000 | $ 101,000 |
| COLUMBUS, IN | 3 | $ 395,000 | $ 131,000 | $ 73,000 |
| FAYETTEVILLE, NC | 3 | $ 205,000 | $ 68,000 | $ 59,000 |
| GETTYSBURG, PA | 3 | $ 385,000 | $ 128,000 | $ 65,000 |
| HUNTSVILLE, AL | 3 | $ 235,000 | $ 78,000 | $ 0 |
| JANESVILLE-BELOIT, WI | 3 | $ 435,000 | $ 145,000 | $ 77,000 |
| KALAMAZOO-PORTAGE, MI | 3 | $ 7,635,000 | $ 2,545,000 | $ 0 |
| KNOXVILLE, TN | 3 | $ 335,000 | $ 111,000 | $ 42,000 |
| LAFAYETTE, LA | 3 | $ 465,000 | $ 155,000 | $ 110,000 |
| MADISON, WI | 3 | $ 925,000 | $ 308,000 | $ 118,000 |
| MANCHESTER-NASHUA, NH | 3 | $ 395,000 | $ 131,000 | $ 123,000 |
| PANAMA CITY, FL | 3 | $ 405,000 | $ 135,000 | $ 40,000 |
| PUNTA GORDA, FL | 3 | $ 1,135,000 | $ 378,000 | $ 120,000 |
| SALINAS, CA | 3 | $ 795,000 | $ 265,000 | $ 87,000 |
| SAN FRANCISCO-REDWOOD CITY-SOUTH SAN FRANCISCO, CA | 3 | $ 1,335,000 | $ 445,000 | $ 257,000 |
| SAN RAFAEL, CA | 3 | $ 1,105,000 | $ 368,000 | $ 145,000 |
| SANTA MARIA-SANTA BARBARA, CA | 3 | $ 675,000 | $ 225,000 | $ 0 |
| SPRINGFIELD, MA | 3 | $ 525,000 | $ 175,000 | $ 79,000 |
| TERRE HAUTE, IN | 3 | $ 375,000 | $ 125,000 | $ 44,000 |
| WICHITA, KS | 3 | $ 305,000 | $ 101,000 | $ 0 |
| ANN ARBOR, MI | 2 | $ 220,000 | $ 110,000 | $ 165,000 |
| ATHENS-CLARKE COUNTY, GA | 2 | $ 380,000 | $ 190,000 | $ 0 |
| AUBURN-OPELIKA, AL | 2 | $ 150,000 | $ 75,000 | $ 185,000 |
| BILLINGS, MT | 2 | $ 140,000 | $ 70,000 | $ 50,000 |
| BOULDER, CO | 2 | $ 910,000 | $ 455,000 | $ 118,000 |
| CHAMPAIGN-URBANA, IL | 2 | $ 220,000 | $ 110,000 | $ 66,000 |
| CORPUS CHRISTI, TX | 2 | $ 240,000 | $ 120,000 | $ 86,000 |
| DAPHNE-FAIRHOPE-FOLEY, AL | 2 | $ 210,000 | $ 105,000 | $ 38,000 |
| EUGENE, OR | 2 | $ 290,000 | $ 145,000 | $ 117,000 |
| FARGO, ND-MN | 2 | $ 230,000 | $ 115,000 | $ 89,000 |
| FLAGSTAFF, AZ | 2 | $ 310,000 | $ 155,000 | $ 40,000 |
| FLINT, MI | 2 | $ 170,000 | $ 85,000 | $ 31,000 |
| FLORENCE-MUSCLE SHOALS, AL | 2 | $ 210,000 | $ 105,000 | $ 38,000 |
| FOND DU LAC, WI | 2 | $ 120,000 | $ 60,000 | $ 51,000 |
| GRAND FORKS, ND-MN | 2 | $ 190,000 | $ 95,000 | $ 107,000 |
| GRANTS PASS, OR | 2 | $ 720,000 | $ 360,000 | $ 111,000 |
| IOWA CITY, IA | 2 | $ 150,000 | $ 75,000 | $ 51,000 |
| LAREDO, TX | 2 | $ 250,000 | $ 125,000 | $ 0 |
| MACON-BIBB COUNTY, GA | 2 | $ 190,000 | $ 95,000 | $ 105,000 |
| MCALLEN-EDINBURG-MISSION, TX | 2 | $ 130,000 | $ 65,000 | $ 25,000 |
| MONROE, MI | 2 | $ 380,000 | $ 190,000 | $ 43,000 |
| NORWICH-NEW LONDON, CT | 2 | $ 250,000 | $ 125,000 | $ 69,000 |
| OLYMPIA-TUMWATER, WA | 2 | $ 390,000 | $ 195,000 | $ 104,000 |
| PRESCOTT VALLEY-PRESCOTT, AZ | 2 | $ 370,000 | $ 185,000 | $ 97,000 |
| ROCHESTER, MN | 2 | $ 600,000 | $ 300,000 | $ 149,000 |
| ROME, GA | 2 | $ 150,000 | $ 75,000 | $ 43,000 |
| SCRANTON--WILKES-BARRE--HAZLETON, PA | 2 | $ 320,000 | $ 160,000 | $ 45,000 |
| SEBASTIAN-VERO BEACH, FL | 2 | $ 360,000 | $ 180,000 | $ 87,000 |
| SYRACUSE, NY | 2 | $ 170,000 | $ 85,000 | $ 31,000 |
| URBAN HONOLULU, HI | 2 | $ 430,000 | $ 215,000 | $ 96,000 |
| UTICA-ROME, NY | 2 | $ 80,000 | $ 40,000 | $ 36,000 |
| WAUSAU, WI | 2 | $ 250,000 | $ 125,000 | $ 62,000 |
| WILMINGTON, NC | 2 | $ 330,000 | $ 165,000 | $ 0 |
| WINSTON-SALEM, NC | 2 | $ 290,000 | $ 145,000 | $ 44,000 |
| AKRON, OH | 1 | $ 225,000 | $ 225,000 | $ 0 |
| ALBUQUERQUE, NM | 1 | $ 45,000 | $ 45,000 | $ 49,000 |
| ANCHORAGE, AK | 1 | $ 335,000 | $ 335,000 | $ 109,000 |
| BATTLE CREEK, MI | 1 | $ 15,000 | $ 15,000 | $ 22,000 |
| BAY CITY, MI | 1 | $ 25,000 | $ 25,000 | $ 68,000 |
| BELLINGHAM, WA | 1 | $ 75,000 | $ 75,000 | $ 87,000 |
| BINGHAMTON, NY | 1 | $ 105,000 | $ 105,000 | $ 67,000 |
| BLOOMINGTON, IN | 1 | $ 145,000 | $ 145,000 | $ 58,000 |
| BLOOMSBURG-BERWICK, PA | 1 | $ 55,000 | $ 55,000 | $ 61,000 |
| BOWLING GREEN, KY | 1 | $ 205,000 | $ 205,000 | $ 61,000 |
| BREMERTON-SILVERDALE, WA | 1 | $ 275,000 | $ 275,000 | $ 174,000 |
| BURLINGTON, NC | 1 | $ 415,000 | $ 415,000 | $ 146,000 |
| CAPE GIRARDEAU, MO-IL | 1 | $ 185,000 | $ 185,000 | $ 85,000 |
| CASPER, WY | 1 | $ 145,000 | $ 145,000 | $ 68,000 |
| CHAMBERSBURG-WAYNESBORO, PA | 1 | $ 185,000 | $ 185,000 | $ 47,000 |
| CHARLESTON, WV | 1 | $ 65,000 | $ 65,000 | $ 58,000 |
| COLLEGE STATION-BRYAN, TX | 1 | $ 115,000 | $ 115,000 | $ 43,000 |
| COLUMBUS, GA-AL | 1 | $ 35,000 | $ 35,000 | $ 62,000 |
| DALTON, GA | 1 | $ 115,000 | $ 115,000 | $ 43,000 |
| DOTHAN, AL | 1 | $ 85,000 | $ 85,000 | $ 26,000 |
| EAST STROUDSBURG, PA | 1 | $ 135,000 | $ 135,000 | $ 0 |
| EVANSVILLE, IN-KY | 1 | $ 125,000 | $ 125,000 | $ 43,000 |
| FORT SMITH, AR-OK | 1 | $ 195,000 | $ 195,000 | $ 101,000 |
| FORT WAYNE, IN | 1 | $ 75,000 | $ 75,000 | $ 26,000 |
| GADSDEN, AL | 1 | $ 55,000 | $ 55,000 | $ 40,000 |
| GOLDSBORO, NC | 1 | $ 15,000 | $ 15,000 | $ 26,000 |
| GRAND ISLAND, NE | 1 | $ 165,000 | $ 165,000 | $ 64,000 |
| GREEN BAY, WI | 1 | $ 95,000 | $ 95,000 | $ 0 |
| GREENVILLE, NC | 1 | $ 45,000 | $ 45,000 | $ 118,000 |
| GULFPORT-BILOXI-PASCAGOULA, MS | 1 | $ 75,000 | $ 75,000 | $ 80,000 |
| HARRISONBURG, VA | 1 | $ 45,000 | $ 45,000 | $ 48,000 |
| HATTIESBURG, MS | 1 | $ 55,000 | $ 55,000 | $ 54,000 |
| HICKORY-LENOIR-MORGANTON, NC | 1 | $ 185,000 | $ 185,000 | $ 89,000 |
| HOUMA-THIBODAUX, LA | 1 | $ 35,000 | $ 35,000 | $ 62,000 |
| IDAHO FALLS, ID | 1 | $ 185,000 | $ 185,000 | $ 70,000 |
| KAHULUI-WAILUKU-LAHAINA, HI | 1 | $ 435,000 | $ 435,000 | $ 362,000 |
| KILLEEN-TEMPLE, TX | 1 | $ 155,000 | $ 155,000 | $ 45,000 |
| KINGSPORT-BRISTOL-BRISTOL, TN-VA | 1 | $ 155,000 | $ 155,000 | $ 97,000 |
| KINGSTON, NY | 1 | $ 115,000 | $ 115,000 | $ 1,030,000 |
| LANCASTER, PA | 1 | $ 155,000 | $ 155,000 | $ 74,000 |
| LAS CRUCES, NM | 1 | $ 55,000 | $ 55,000 | $ 74,000 |
| LAWTON, OK | 1 | $ 195,000 | $ 195,000 | $ 0 |
| LONGVIEW, WA | 1 | $ 175,000 | $ 175,000 | $ 132,000 |
| LUBBOCK, TX | 1 | $ 105,000 | $ 105,000 | $ 52,000 |
| MANKATO-NORTH MANKATO, MN | 1 | $ 115,000 | $ 115,000 | $ 60,000 |
| MIDLAND, MI | 1 | $ 95,000 | $ 95,000 | $ 76,000 |
| MOBILE, AL | 1 | $ 125,000 | $ 125,000 | $ 45,000 |
| MOUNT VERNON-ANACORTES, WA | 1 | $ 295,000 | $ 295,000 | $ 0 |
| NAPA, CA | 1 | $ 185,000 | $ 185,000 | $ 0 |
| ODESSA, TX | 1 | $ 215,000 | $ 215,000 | $ 76,000 |
| OSHKOSH-NEENAH, WI | 1 | $ 35,000 | $ 35,000 | $ 70,000 |
| READING, PA | 1 | $ 205,000 | $ 205,000 | $ 72,000 |
| ROCKY MOUNT, NC | 1 | $ 15,000 | $ 15,000 | $ 39,000 |
| SAN ANGELO, TX | 1 | $ 35,000 | $ 35,000 | $ 86,000 |
| SANTA FE, NM | 1 | $ 135,000 | $ 135,000 | $ 40,000 |
| SEBRING, FL | 1 | $ 55,000 | $ 55,000 | $ 41,000 |
| SIOUX CITY, IA-NE-SD | 1 | $ 75,000 | $ 75,000 | $ 66,000 |
| SIOUX FALLS, SD | 1 | $ 75,000 | $ 75,000 | $ 32,000 |
| SOUTH BEND-MISHAWAKA, IN-MI | 1 | $ 45,000 | $ 45,000 | $ 36,000 |
| SPRINGFIELD, OH | 1 | $ 125,000 | $ 125,000 | $ 73,000 |
| ST. JOSEPH, MO-KS | 1 | $ 45,000 | $ 45,000 | $ 24,000 |
| SUMTER, SC | 1 | $ 95,000 | $ 95,000 | $ 0 |
| TOLEDO, OH | 1 | $ 105,000 | $ 105,000 | $ 98,000 |
| TOPEKA, KS | 1 | $ 135,000 | $ 135,000 | $ 90,000 |
| WATERLOO-CEDAR FALLS, IA | 1 | $ 25,000 | $ 25,000 | $ 79,000 |
| WATERTOWN-FORT DRUM, NY | 1 | $ 95,000 | $ 95,000 | $ 42,000 |
| YORK-HANOVER, PA | 1 | $ 155,000 | $ 155,000 | $ 0 |
Mortgage Loan Application Detail Totals for First National Bank Of America in 2019
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Home Purchase | 4,474 | $872,780,000 | $195,000 | $4,355,000 | $85,000 | $3,600,000 |
| Cash-out Refinancing | 335 | $63,455,000 | $189,000 | $1,205,000 | $80,000 | $840,000 |
| Refinancing | 239 | $46,975,000 | $196,000 | $895,000 | $92,000 | $706,000 |
| Other Purpose | 188 | $30,950,000 | $164,000 | $635,000 | $81,000 | $542,000 |
| Home Improvement | 113 | $15,705,000 | $138,000 | $755,000 | $73,000 | $361,000 |
| Not Applicable | 0 | $0 | $0 | $0 | $0 | $0 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Hispanic | 2,666 | $519,790,000 | $194,000 | $975,000 | $78,000 | $2,778,000 |
| Not applicable | 1,425 | $282,475,000 | $198,000 | $4,355,000 | $0 | $0 |
| White | 811 | $143,915,000 | $177,000 | $2,945,000 | $98,000 | $3,600,000 |
| Not Provided | 237 | $41,755,000 | $176,000 | $1,205,000 | $85,000 | $943,000 |
| Black or African American | 130 | $21,530,000 | $165,000 | $925,000 | $102,000 | $603,000 |
| Asian | 51 | $14,155,000 | $277,000 | $975,000 | $149,000 | $1,096,000 |
| American Indian or Alaskan Native | 3 | $485,000 | $161,000 | $265,000 | $71,000 | $96,000 |
| Native Hawaiian or Other Pacific Islander | 1 | $105,000 | $105,000 | $105,000 | $42,000 | $42,000 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 5,349 | $1,029,865,000 | $192,000 | $4,355,000 | $84,000 | $3,600,000 |
| FHA-insured (Federal Housing Administration) | 0 | $0 | $0 | $0 | $0 | $0 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 0 | $0 | $0 | $0 | $0 | $0 |
| VA-guaranteed (Veterans Administration) | 0 | $0 | $0 | $0 | $0 | $0 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Loan Originated | 2,565 | $514,395,000 | $200,000 | $4,355,000 | $83,000 | $1,030,000 |
| Loan Purchased By The Institution | 1,367 | $264,825,000 | $193,000 | $1,505,000 | $0 | $0 |
| Application Denied By Financial Institution | 691 | $117,165,000 | $169,000 | $2,945,000 | $86,000 | $3,600,000 |
| Application Withdrawn By Applicant | 649 | $120,785,000 | $186,000 | $775,000 | $90,000 | $2,778,000 |
| File Closed For Incompleteness | 49 | $8,335,000 | $170,000 | $815,000 | $79,000 | $203,000 |
| Application Approved But Not Accepted | 28 | $4,360,000 | $155,000 | $575,000 | $68,000 | $135,000 |
| Preapproval Approved but not Accepted | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Denied by Financial Institution | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Not applicable | 4,658 | $912,700,000 | $195,000 | $4,355,000 | $84,000 | $2,778,000 |
| Credit History | 284 | $46,680,000 | $164,000 | $1,035,000 | $80,000 | $670,000 |
| Collateral | 202 | $34,260,000 | $169,000 | $1,205,000 | $96,000 | $943,000 |
| Debt-To-Income Ratio | 72 | $12,110,000 | $168,000 | $485,000 | $45,000 | $159,000 |
| Other | 53 | $8,915,000 | $168,000 | $505,000 | $88,000 | $477,000 |
| Unverifiable Information | 32 | $7,970,000 | $249,000 | $2,945,000 | $171,000 | $3,600,000 |
| Insufficient Cash (Downpayment, Closing Cost) | 29 | $5,105,000 | $176,000 | $725,000 | $97,000 | $1,096,000 |
| Credit Application Incomplete | 17 | $1,835,000 | $107,000 | $305,000 | $47,000 | $73,000 |
| Employment History | 2 | $290,000 | $145,000 | $225,000 | $67,000 | $100,000 |
| Mortgage Insurance Denied | 0 | $0 | $0 | $0 | $0 | $0 |
Our comprehensive HMDA mortgage statistics provide invaluable insights into First National Bank Of America's 2019 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.
This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics,
and assess First National Bank Of America's mortgage approval patterns.
Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
For a list of all lenders in Michigan, download the full spreadsheet
with aggregated HMDA statistics today.