First National Bank Of America
HMDA Loan Application Totals
and Mortgage Lending Details
for 2019

First National Bank Of America 2019 HMDA loan application data provides key insights into its mortgage lending trends, applicant demographics, and loan distribution.
The Home Mortgage Disclosure Act (HMDA) requires lenders to report detailed loan application data, offering transparency into lending patterns.
The data reveals trends in average loan size, applicant income, and mortgage approval rates, helping consumers and analysts understand lending accessibility.

Below, explore a breakdown of loan applications by county, metro area, loan purpose, applicant race, loan type, and more.
Whether you're an industry professional, homebuyer, or researcher, this information provides valuable insights into mortgage lending activity.
Scroll down to view the full dataset and analyze lending trends in greater detail.

Mortgage Company & Address First National Bank Of America
241 East Saginaw
East Lansing, MI 48823
Tel #: available with data download
Federal Regulator * available with data download
Years 2023  2022  2021  2020  2019  2018  2017  2016  2015  2014  2013  2012  2011  2010  2009  2008  2007  2006  2005  2004  2003  
Total Number of Mortgage Applications 5,349
Total Mortgage Loan Application Amount $1,029,865,000
Average Mortgage Loan Application Amount $176,400
Highest Mortgage Loan Application Amount $4,355,000
Average Applicant Income $82,200
Highest Applicant Income $3,600,000

Explore comprehensive HMDA mortgage statistics and lending trends for 2019 with First National Bank Of America. Below, you'll find key insights into this lender's mortgage activity, including total loan applications, average mortgage amounts, highest application values, and income levels of top applicants. Whether you're analyzing First National Bank Of America's lending patterns or researching mortgage trends, these statistics provide valuable transparency into their loan activity.

Our HMDA dataset for 2019 breaks down First National Bank Of America's mortgage applications by loan purpose, applicant race, loan type, approval outcomes, and reasons for denial. These insights help homebuyers, financial analysts, and industry professionals assess borrower demographics and lending practices, offering a clearer view of how First National Bank Of America serves its applicants.

Each category highlights the total number of mortgage applications processed by First National Bank Of America, total loan amounts, average mortgage values, and the highest mortgage amounts recorded. You can also review borrower income trends, including the average and highest reported applicant incomes for loans issued by this lender. Whether you're evaluating lender performance, comparing mortgage approval rates, or exploring loan options, this HMDA-backed data offers a crucial look at First National Bank Of America's mortgage activity for 2019.

Mortgage Loan Application Totals for First National Bank Of America by County in 2019

County Total Number of Mortgage Loan Applications Total Dollar Amount of Mortgage Loans Applications Average Mortgage Loan Application Amount Average Applicant Income
Cook County Illinois 215 $ 30,935,000 $ 143,000 $ 63,000
Harris County Texas 171 $ 25,675,000 $ 150,000 $ 81,000
Fairfield County Connecticut 170 $ 37,120,000 $ 218,000 $ 90,000
Clark County Nevada 142 $ 26,540,000 $ 186,000 $ 81,000
Maricopa County Arizona 126 $ 21,920,000 $ 173,000 $ 69,000
Prince George's County Maryland 119 $ 25,725,000 $ 216,000 $ 91,000
Salt Lake County Utah 113 $ 23,875,000 $ 211,000 $ 73,000
Gwinnett County Georgia 97 $ 16,965,000 $ 174,000 $ 67,000
Davidson County Tennessee 87 $ 15,315,000 $ 176,000 $ 70,000
Montgomery County Maryland 78 $ 19,990,000 $ 256,000 $ 87,000
Middlesex County Massachusetts 74 $ 22,090,000 $ 298,000 $ 104,000
Marion County Indiana 69 $ 8,215,000 $ 119,000 $ 58,000
New Haven County Connecticut 64 $ 9,840,000 $ 153,000 $ 74,000
King County Washington 64 $ 18,920,000 $ 295,000 $ 138,000
Rutherford County Tennessee 61 $ 11,515,000 $ 188,000 $ 64,000
Baltimore County Maryland 60 $ 9,920,000 $ 165,000 $ 59,000
Cobb County Georgia 59 $ 10,795,000 $ 182,000 $ 132,000
Snohomish County Washington 49 $ 14,795,000 $ 301,000 $ 90,000
Suffolk County New York 43 $ 12,445,000 $ 289,000 $ 101,000
Hillsborough County Florida 39 $ 5,715,000 $ 146,000 $ 71,000
Worcester County Massachusetts 38 $ 9,540,000 $ 251,000 $ 94,000
Hennepin County Minnesota 38 $ 6,480,000 $ 170,000 $ 60,000
Broward County Florida 37 $ 6,945,000 $ 187,000 $ 94,000
Palm Beach County Florida 37 $ 7,185,000 $ 194,000 $ 69,000
Dallas County Texas 37 $ 7,385,000 $ 199,000 $ 105,000
Los Angeles County California 36 $ 11,380,000 $ 316,000 $ 68,000
Lake County Illinois 35 $ 5,345,000 $ 152,000 $ 71,000
Utah County Utah 32 $ 8,150,000 $ 254,000 $ 87,000
Fairfax County Virginia 31 $ 9,235,000 $ 297,000 $ 95,000
San Bernardino County California 30 $ 5,660,000 $ 188,000 $ 62,000
Anne Arundel County Maryland 30 $ 6,190,000 $ 206,000 $ 99,000
Ingham County Michigan 30 $ 5,640,000 $ 188,000 $ 119,000
Travis County Texas 29 $ 5,935,000 $ 204,000 $ 76,000
Pierce County Washington 29 $ 7,145,000 $ 246,000 $ 90,000
Kane County Illinois 28 $ 3,650,000 $ 130,000 $ 51,000
Washoe County Nevada 28 $ 5,810,000 $ 207,000 $ 78,000
Fort Bend County Texas 28 $ 6,030,000 $ 215,000 $ 83,000
Kern County California 27 $ 4,235,000 $ 156,000 $ 58,000
Denver County Colorado 27 $ 5,845,000 $ 216,000 $ 67,000
Union County New Jersey 26 $ 5,940,000 $ 228,000 $ 85,000
Riverside County California 24 $ 5,760,000 $ 240,000 $ 90,000
Adams County Colorado 24 $ 6,810,000 $ 283,000 $ 109,000
DeKalb County Georgia 24 $ 3,690,000 $ 153,000 $ 90,000
Will County Illinois 24 $ 4,110,000 $ 171,000 $ 78,000
Kent County Michigan 24 $ 3,190,000 $ 132,000 $ 61,000
Monmouth County New Jersey 24 $ 5,770,000 $ 240,000 $ 79,000
Berkeley County South Carolina 24 $ 4,800,000 $ 200,000 $ 77,000
Jefferson County Alabama 23 $ 2,995,000 $ 130,000 $ 50,000
Hartford County Connecticut 23 $ 3,565,000 $ 155,000 $ 59,000
Jefferson County Kentucky 23 $ 3,565,000 $ 155,000 $ 65,000
Essex County Massachusetts 23 $ 8,285,000 $ 360,000 $ 129,000
Prince William County Virginia 23 $ 5,945,000 $ 258,000 $ 130,000
Shelby County Alabama 22 $ 2,910,000 $ 132,000 $ 48,000
Stanislaus County California 22 $ 5,060,000 $ 230,000 $ 115,000
Litchfield County Connecticut 22 $ 3,750,000 $ 170,000 $ 95,000
Manatee County Florida 22 $ 3,710,000 $ 168,000 $ 67,000
Osceola County Florida 22 $ 4,300,000 $ 195,000 $ 123,000
Fayette County Kentucky 22 $ 2,670,000 $ 121,000 $ 56,000
Baltimore City County Maryland 22 $ 2,500,000 $ 113,000 $ 47,000
Fresno County California 21 $ 3,345,000 $ 159,000 $ 61,000
San Joaquin County California 21 $ 5,095,000 $ 242,000 $ 89,000
Barnstable County Massachusetts 21 $ 5,375,000 $ 255,000 $ 75,000
Plymouth County Massachusetts 21 $ 5,435,000 $ 258,000 $ 102,000
Essex County New Jersey 21 $ 4,505,000 $ 214,000 $ 112,000
Chesterfield County Virginia 21 $ 3,555,000 $ 169,000 $ 63,000
Santa Clara County California 20 $ 9,420,000 $ 471,000 $ 140,000
New Castle County Delaware 20 $ 3,560,000 $ 178,000 $ 69,000
Arapahoe County Colorado 19 $ 4,395,000 $ 231,000 $ 58,000
Weld County Colorado 19 $ 4,665,000 $ 245,000 $ 72,000
DuPage County Illinois 19 $ 3,655,000 $ 192,000 $ 82,000
Miami-Dade County Florida 18 $ 3,500,000 $ 194,000 $ 101,000
Orange County Florida 18 $ 3,990,000 $ 221,000 $ 92,000
Henrico County Virginia 18 $ 3,130,000 $ 173,000 $ 102,000
Polk County Florida 17 $ 2,285,000 $ 134,000 $ 99,000
Bristol County Massachusetts 17 $ 4,055,000 $ 238,000 $ 82,000
Ocean County New Jersey 17 $ 4,335,000 $ 255,000 $ 116,000
Bexar County Texas 17 $ 2,665,000 $ 156,000 $ 59,000
Contra Costa County California 16 $ 5,050,000 $ 315,000 $ 94,000
Polk County Iowa 16 $ 1,800,000 $ 112,000 $ 66,000
Nassau County New York 16 $ 5,730,000 $ 358,000 $ 141,000
Fulton County Georgia 15 $ 3,045,000 $ 203,000 $ 98,000
Frederick County Maryland 15 $ 2,995,000 $ 199,000 $ 66,000
Middlesex County New Jersey 15 $ 3,025,000 $ 201,000 $ 84,000
Merced County California 14 $ 2,440,000 $ 174,000 $ 66,000
San Diego County California 14 $ 5,160,000 $ 368,000 $ 114,000
St. Lucie County Florida 14 $ 2,530,000 $ 180,000 $ 69,000
Anoka County Minnesota 14 $ 2,670,000 $ 190,000 $ 58,000
Atlantic County New Jersey 14 $ 1,470,000 $ 105,000 $ 115,000
Burlington County New Jersey 14 $ 2,390,000 $ 170,000 $ 93,000
Clark County Washington 14 $ 3,520,000 $ 251,000 $ 84,000
Grant County Washington 14 $ 2,010,000 $ 143,000 $ 58,000
Alameda County California 13 $ 5,105,000 $ 392,000 $ 95,000
Johnson County Kansas 13 $ 1,975,000 $ 151,000 $ 53,000
Charles County Maryland 13 $ 2,805,000 $ 215,000 $ 75,000
Wayne County Michigan 13 $ 1,445,000 $ 111,000 $ 64,000
Bergen County New Jersey 13 $ 3,595,000 $ 276,000 $ 113,000
Cumberland County New Jersey 13 $ 1,185,000 $ 91,000 $ 63,000
Charleston County South Carolina 13 $ 2,295,000 $ 176,000 $ 58,000
Sumner County Tennessee 13 $ 3,075,000 $ 236,000 $ 160,000
McHenry County Illinois 12 $ 1,610,000 $ 134,000 $ 96,000
Camden County New Jersey 12 $ 1,210,000 $ 100,000 $ 70,000
Marion County Oregon 12 $ 2,410,000 $ 200,000 $ 68,000
Williamson County Tennessee 12 $ 2,920,000 $ 243,000 $ 126,000
Tarrant County Texas 12 $ 2,120,000 $ 176,000 $ 103,000
Pima County Arizona 11 $ 1,545,000 $ 140,000 $ 51,000
Middlesex County Connecticut 11 $ 1,855,000 $ 168,000 $ 71,000
Lee County Florida 11 $ 1,565,000 $ 142,000 $ 69,000
Clayton County Georgia 11 $ 1,175,000 $ 106,000 $ 105,000
Mercer County New Jersey 11 $ 1,685,000 $ 153,000 $ 85,000
Westchester County New York 11 $ 4,295,000 $ 390,000 $ 182,000
Wake County North Carolina 11 $ 2,335,000 $ 212,000 $ 100,000
Shelby County Tennessee 11 $ 1,095,000 $ 99,000 $ 64,000
Washington County Utah 11 $ 1,845,000 $ 167,000 $ 50,000
Weber County Utah 11 $ 2,505,000 $ 227,000 $ 75,000
Lake County Florida 10 $ 1,900,000 $ 190,000 $ 100,000
Marion County Florida 10 $ 710,000 $ 71,000 $ 44,000
Cherokee County Georgia 10 $ 2,090,000 $ 209,000 $ 128,000
Forsyth County Georgia 10 $ 2,020,000 $ 202,000 $ 78,000
Jefferson County Louisiana 10 $ 1,130,000 $ 113,000 $ 54,000
Washington County Maryland 10 $ 1,470,000 $ 147,000 $ 67,000
Norfolk County Massachusetts 10 $ 2,950,000 $ 295,000 $ 109,000
Hamilton County Ohio 10 $ 790,000 $ 79,000 $ 49,000
Bastrop County Texas 10 $ 1,940,000 $ 194,000 $ 72,000
Collin County Texas 10 $ 3,460,000 $ 346,000 $ 93,000
Pinal County Arizona 9 $ 1,325,000 $ 147,000 $ 57,000
Madera County California 9 $ 1,735,000 $ 192,000 $ 96,000
Sacramento County California 9 $ 2,455,000 $ 272,000 $ 70,000
Solano County California 9 $ 2,365,000 $ 262,000 $ 65,000
Volusia County Florida 9 $ 2,265,000 $ 251,000 $ 161,000
Wyandotte County Kansas 9 $ 1,475,000 $ 163,000 $ 96,000
Franklin County Ohio 9 $ 1,065,000 $ 118,000 $ 46,000
Washington County Oregon 9 $ 2,675,000 $ 297,000 $ 137,000
Montgomery County Pennsylvania 9 $ 1,405,000 $ 156,000 $ 53,000
Wilson County Tennessee 9 $ 1,555,000 $ 172,000 $ 56,000
Denton County Texas 9 $ 1,915,000 $ 212,000 $ 92,000
Racine County Wisconsin 9 $ 1,035,000 $ 115,000 $ 68,000
Sonoma County California 8 $ 3,140,000 $ 392,000 $ 120,000
Hernando County Florida 8 $ 1,110,000 $ 138,000 $ 88,000
Seminole County Florida 8 $ 1,970,000 $ 246,000 $ 118,000
Henry County Georgia 8 $ 1,670,000 $ 208,000 $ 53,000
Canyon County Idaho 8 $ 1,310,000 $ 163,000 $ 103,000
Howard County Maryland 8 $ 2,210,000 $ 276,000 $ 143,000
Eaton County Michigan 8 $ 1,330,000 $ 166,000 $ 111,000
Philadelphia County Pennsylvania 8 $ 720,000 $ 90,000 $ 37,000
Horry County South Carolina 8 $ 900,000 $ 112,000 $ 78,000
Hamilton County Tennessee 8 $ 780,000 $ 97,000 $ 90,000
Montgomery County Tennessee 8 $ 1,170,000 $ 146,000 $ 50,000
Yakima County Washington 8 $ 1,160,000 $ 145,000 $ 50,000
Milwaukee County Wisconsin 8 $ 880,000 $ 110,000 $ 63,000
Larimer County Colorado 7 $ 1,185,000 $ 169,000 $ 72,000
Brevard County Florida 7 $ 1,055,000 $ 150,000 $ 71,000
Duval County Florida 7 $ 915,000 $ 130,000 $ 61,000
Pasco County Florida 7 $ 1,265,000 $ 180,000 $ 163,000
Pinellas County Florida 7 $ 3,845,000 $ 549,000 $ 674,000
Sarasota County Florida 7 $ 1,015,000 $ 145,000 $ 61,000
Rockdale County Georgia 7 $ 1,065,000 $ 152,000 $ 41,000
Hamilton County Indiana 7 $ 1,625,000 $ 232,000 $ 75,000
Lake County Indiana 7 $ 615,000 $ 87,000 $ 83,000
Jackson County Michigan 7 $ 1,225,000 $ 175,000 $ 184,000
Macomb County Michigan 7 $ 1,155,000 $ 165,000 $ 61,000
Oakland County Michigan 7 $ 1,585,000 $ 226,000 $ 101,000
Cape May County New Jersey 7 $ 535,000 $ 76,000 $ 169,000
Hudson County New Jersey 7 $ 2,235,000 $ 319,000 $ 99,000
Mecklenburg County North Carolina 7 $ 1,265,000 $ 180,000 $ 80,000
Tulsa County Oklahoma 7 $ 715,000 $ 102,000 $ 41,000
Dorchester County South Carolina 7 $ 1,055,000 $ 150,000 $ 92,000
Maury County Tennessee 7 $ 1,435,000 $ 205,000 $ 73,000
Hays County Texas 7 $ 1,225,000 $ 175,000 $ 66,000
Loudoun County Virginia 7 $ 1,865,000 $ 266,000 $ 51,000
Montgomery County Alabama 6 $ 260,000 $ 43,000 $ 74,000
San Benito County California 6 $ 2,680,000 $ 446,000 $ 137,000
Collier County Florida 6 $ 1,820,000 $ 303,000 $ 83,000
Okaloosa County Florida 6 $ 970,000 $ 161,000 $ 104,000
Sumter County Florida 6 $ 690,000 $ 115,000 $ 75,000
Douglas County Georgia 6 $ 850,000 $ 141,000 $ 46,000
Paulding County Georgia 6 $ 920,000 $ 153,000 $ 58,000
Harford County Maryland 6 $ 1,090,000 $ 181,000 $ 76,000
Ramsey County Minnesota 6 $ 940,000 $ 156,000 $ 70,000
Queens County New York 6 $ 2,250,000 $ 375,000 $ 89,000
Chester County Pennsylvania 6 $ 1,080,000 $ 180,000 $ 67,000
Davis County Utah 6 $ 1,500,000 $ 250,000 $ 47,000
Adams County Washington 6 $ 900,000 $ 150,000 $ 51,000
Chelan County Washington 6 $ 1,290,000 $ 215,000 $ 41,000
Franklin County Washington 6 $ 970,000 $ 161,000 $ 55,000
Spokane County Washington 6 $ 1,310,000 $ 218,000 $ 125,000
Mohave County Arizona 5 $ 425,000 $ 85,000 $ 59,000
Saline County Arkansas 5 $ 475,000 $ 95,000 $ 45,000
Orange County California 5 $ 2,295,000 $ 459,000 $ 125,000
Tulare County California 5 $ 1,015,000 $ 203,000 $ 153,000
El Paso County Colorado 5 $ 925,000 $ 185,000 $ 412,000
Jefferson County Colorado 5 $ 1,295,000 $ 259,000 $ 91,000
District of Columbia County District Of Columbia 5 $ 1,255,000 $ 251,000 $ 96,000
Barrow County Georgia 5 $ 775,000 $ 155,000 $ 44,000
Madison County Indiana 5 $ 465,000 $ 93,000 $ 31,000
Tippecanoe County Indiana 5 $ 535,000 $ 107,000 $ 39,000
Carroll County Maryland 5 $ 1,235,000 $ 247,000 $ 102,000
Suffolk County Massachusetts 5 $ 2,165,000 $ 433,000 $ 129,000
Ionia County Michigan 5 $ 375,000 $ 75,000 $ 71,000
Muskegon County Michigan 5 $ 685,000 $ 137,000 $ 69,000
Ottawa County Michigan 5 $ 1,975,000 $ 395,000 $ 50,000
Dakota County Minnesota 5 $ 1,205,000 $ 241,000 $ 75,000
St. Louis County Minnesota 5 $ 495,000 $ 99,000 $ 69,000
Jackson County Missouri 5 $ 525,000 $ 105,000 $ 43,000
Douglas County Nebraska 5 $ 625,000 $ 125,000 $ 64,000
Morris County New Jersey 5 $ 1,065,000 $ 213,000 $ 68,000
Passaic County New Jersey 5 $ 1,535,000 $ 307,000 $ 142,000
Orange County New York 5 $ 1,545,000 $ 309,000 $ 160,000
Union County North Carolina 5 $ 1,065,000 $ 213,000 $ 58,000
Butler County Ohio 5 $ 585,000 $ 117,000 $ 90,000
Cuyahoga County Ohio 5 $ 685,000 $ 137,000 $ 318,000
Allegheny County Pennsylvania 5 $ 225,000 $ 45,000 $ 71,000
Lexington County South Carolina 5 $ 365,000 $ 73,000 $ 72,000
Bedford County Tennessee 5 $ 585,000 $ 117,000 $ 36,000
Brazoria County Texas 5 $ 1,215,000 $ 243,000 $ 92,000
Galveston County Texas 5 $ 645,000 $ 129,000 $ 73,000
Williamson County Texas 5 $ 685,000 $ 137,000 $ 79,000
Frederick County Virginia 5 $ 1,025,000 $ 205,000 $ 54,000
Richmond City County Virginia 5 $ 495,000 $ 99,000 $ 57,000
Spotsylvania County Virginia 5 $ 1,065,000 $ 213,000 $ 74,000
Laramie County Wyoming 5 $ 915,000 $ 183,000 $ 45,000
Benton County Arkansas 4 $ 410,000 $ 102,000 $ 56,000
Craighead County Arkansas 4 $ 420,000 $ 105,000 $ 54,000
Pulaski County Arkansas 4 $ 470,000 $ 117,000 $ 36,000
Lake County California 4 $ 660,000 $ 165,000 $ 49,000
Shasta County California 4 $ 730,000 $ 182,000 $ 66,000
Ventura County California 4 $ 910,000 $ 227,000 $ 62,000
Citrus County Florida 4 $ 360,000 $ 90,000 $ 111,000
Monroe County Florida 4 $ 990,000 $ 247,000 $ 191,000
Hall County Georgia 4 $ 670,000 $ 167,000 $ 153,000
Winnebago County Illinois 4 $ 470,000 $ 117,000 $ 62,000
Hendricks County Indiana 4 $ 480,000 $ 120,000 $ 74,000
Johnson County Indiana 4 $ 520,000 $ 130,000 $ 73,000
Boone County Kentucky 4 $ 670,000 $ 167,000 $ 81,000
Calvert County Maryland 4 $ 920,000 $ 230,000 $ 170,000
Clinton County Michigan 4 $ 580,000 $ 145,000 $ 87,000
Grand Traverse County Michigan 4 $ 810,000 $ 202,000 $ 88,000
Montcalm County Michigan 4 $ 410,000 $ 102,000 $ 103,000
Lancaster County Nebraska 4 $ 760,000 $ 190,000 $ 99,000
Gloucester County New Jersey 4 $ 530,000 $ 132,000 $ 71,000
Erie County New York 4 $ 950,000 $ 237,000 $ 148,000
Monroe County New York 4 $ 430,000 $ 107,000 $ 56,000
Cleveland County Oklahoma 4 $ 460,000 $ 115,000 $ 42,000
Multnomah County Oregon 4 $ 910,000 $ 227,000 $ 60,000
Greenville County South Carolina 4 $ 650,000 $ 162,000 $ 50,000
Spartanburg County South Carolina 4 $ 450,000 $ 112,000 $ 49,000
Dickson County Tennessee 4 $ 820,000 $ 205,000 $ 39,000
Ellis County Texas 4 $ 1,060,000 $ 265,000 $ 102,000
Kaufman County Texas 4 $ 800,000 $ 200,000 $ 57,000
Liberty County Texas 4 $ 500,000 $ 125,000 $ 0
Potter County Texas 4 $ 210,000 $ 52,000 $ 83,000
Cache County Utah 4 $ 770,000 $ 192,000 $ 59,000
Uintah County Utah 4 $ 600,000 $ 150,000 $ 120,000
Culpeper County Virginia 4 $ 820,000 $ 205,000 $ 62,000
Madison County Alabama 3 $ 235,000 $ 78,000 $ 0
Marin County California 3 $ 1,105,000 $ 368,000 $ 145,000
Monterey County California 3 $ 795,000 $ 265,000 $ 87,000
San Mateo County California 3 $ 1,335,000 $ 445,000 $ 257,000
Santa Barbara County California 3 $ 675,000 $ 225,000 $ 0
Bay County Florida 3 $ 405,000 $ 135,000 $ 40,000
Charlotte County Florida 3 $ 1,135,000 $ 378,000 $ 120,000
Clay County Florida 3 $ 335,000 $ 111,000 $ 43,000
Leon County Florida 3 $ 425,000 $ 141,000 $ 78,000
St. Johns County Florida 3 $ 515,000 $ 171,000 $ 54,000
Bartow County Georgia 3 $ 425,000 $ 141,000 $ 50,000
Chatham County Georgia 3 $ 335,000 $ 111,000 $ 90,000
Bartholomew County Indiana 3 $ 395,000 $ 131,000 $ 73,000
Hancock County Indiana 3 $ 335,000 $ 111,000 $ 26,000
Porter County Indiana 3 $ 505,000 $ 168,000 $ 42,000
Orleans County Louisiana 3 $ 515,000 $ 171,000 $ 91,000
Cumberland County Maine 3 $ 435,000 $ 145,000 $ 66,000
Cecil County Maryland 3 $ 555,000 $ 185,000 $ 56,000
Worcester County Maryland 3 $ 355,000 $ 118,000 $ 136,000
Dukes County Massachusetts 3 $ 1,145,000 $ 381,000 $ 147,000
Hampden County Massachusetts 3 $ 525,000 $ 175,000 $ 79,000
Clare County Michigan 3 $ 215,000 $ 71,000 $ 48,000
Hillsdale County Michigan 3 $ 245,000 $ 81,000 $ 51,000
Kalamazoo County Michigan 3 $ 7,635,000 $ 2,545,000 $ 0
DeSoto County Mississippi 3 $ 585,000 $ 195,000 $ 82,000
St. Louis County Missouri 3 $ 275,000 $ 91,000 $ 90,000
Carson City County Nevada 3 $ 565,000 $ 188,000 $ 42,000
Hillsborough County New Hampshire 3 $ 395,000 $ 131,000 $ 123,000
Hunterdon County New Jersey 3 $ 655,000 $ 218,000 $ 81,000
Durham County North Carolina 3 $ 695,000 $ 231,000 $ 84,000
Guilford County North Carolina 3 $ 705,000 $ 235,000 $ 87,000
Iredell County North Carolina 3 $ 425,000 $ 141,000 $ 79,000
Mahoning County Ohio 3 $ 235,000 $ 78,000 $ 72,000
Medina County Ohio 3 $ 665,000 $ 221,000 $ 121,000
Montgomery County Ohio 3 $ 215,000 $ 71,000 $ 48,000
Stark County Ohio 3 $ 335,000 $ 111,000 $ 41,000
Canadian County Oklahoma 3 $ 605,000 $ 201,000 $ 49,000
Oklahoma County Oklahoma 3 $ 285,000 $ 95,000 $ 64,000
Adams County Pennsylvania 3 $ 385,000 $ 128,000 $ 65,000
Delaware County Pennsylvania 3 $ 345,000 $ 115,000 $ 0
Mercer County Pennsylvania 3 $ 235,000 $ 78,000 $ 90,000
Providence County Rhode Island 3 $ 465,000 $ 155,000 $ 51,000
Anderson County South Carolina 3 $ 445,000 $ 148,000 $ 50,000
Beaufort County South Carolina 3 $ 495,000 $ 165,000 $ 43,000
Oconee County South Carolina 3 $ 305,000 $ 101,000 $ 170,000
Pickens County South Carolina 3 $ 265,000 $ 88,000 $ 33,000
Richland County South Carolina 3 $ 475,000 $ 158,000 $ 41,000
Cheatham County Tennessee 3 $ 355,000 $ 118,000 $ 39,000
Marshall County Tennessee 3 $ 395,000 $ 131,000 $ 68,000
Robertson County Tennessee 3 $ 345,000 $ 115,000 $ 53,000
Tooele County Utah 3 $ 825,000 $ 275,000 $ 70,000
Chittenden County Vermont 3 $ 1,315,000 $ 438,000 $ 213,000
Manassas County Virginia 3 $ 855,000 $ 285,000 $ 114,000
Roanoke City County Virginia 3 $ 275,000 $ 91,000 $ 47,000
Dane County Wisconsin 3 $ 925,000 $ 308,000 $ 118,000
Kenosha County Wisconsin 3 $ 275,000 $ 91,000 $ 47,000
Rock County Wisconsin 3 $ 435,000 $ 145,000 $ 77,000
Baldwin County Alabama 2 $ 210,000 $ 105,000 $ 38,000
Lauderdale County Alabama 2 $ 210,000 $ 105,000 $ 38,000
Lee County Alabama 2 $ 150,000 $ 75,000 $ 185,000
Marshall County Alabama 2 $ 110,000 $ 55,000 $ 90,000
Coconino County Arizona 2 $ 310,000 $ 155,000 $ 40,000
Gila County Arizona 2 $ 170,000 $ 85,000 $ 102,000
La Paz County Arizona 2 $ 190,000 $ 95,000 $ 150,000
Navajo County Arizona 2 $ 210,000 $ 105,000 $ 194,000
Yavapai County Arizona 2 $ 370,000 $ 185,000 $ 97,000
Boulder County Colorado 2 $ 910,000 $ 455,000 $ 118,000
Douglas County Colorado 2 $ 1,300,000 $ 650,000 $ 166,000
New London County Connecticut 2 $ 250,000 $ 125,000 $ 69,000
Tolland County Connecticut 2 $ 370,000 $ 185,000 $ 68,000
Windham County Connecticut 2 $ 380,000 $ 190,000 $ 60,000
Sussex County Delaware 2 $ 810,000 $ 405,000 $ 145,000
Escambia County Florida 2 $ 190,000 $ 95,000 $ 60,000
Flagler County Florida 2 $ 300,000 $ 150,000 $ 106,000
Gilchrist County Florida 2 $ 200,000 $ 100,000 $ 49,000
Hardee County Florida 2 $ 220,000 $ 110,000 $ 48,000
Indian River County Florida 2 $ 360,000 $ 180,000 $ 87,000
Jackson County Florida 2 $ 50,000 $ 25,000 $ 27,000
Santa Rosa County Florida 2 $ 840,000 $ 420,000 $ 477,000
Catoosa County Georgia 2 $ 100,000 $ 50,000 $ 28,000
Clarke County Georgia 2 $ 380,000 $ 190,000 $ 0
Floyd County Georgia 2 $ 150,000 $ 75,000 $ 43,000
Lamar County Georgia 2 $ 290,000 $ 145,000 $ 33,000
Macon County Georgia 2 $ 90,000 $ 45,000 $ 92,000
Newton County Georgia 2 $ 400,000 $ 200,000 $ 66,000
Walton County Georgia 2 $ 340,000 $ 170,000 $ 47,000
White County Georgia 2 $ 150,000 $ 75,000 $ 57,000
Honolulu County Hawaii 2 $ 430,000 $ 215,000 $ 96,000
Ada County Idaho 2 $ 370,000 $ 185,000 $ 85,000
Boone County Illinois 2 $ 270,000 $ 135,000 $ 0
Jackson County Indiana 2 $ 200,000 $ 100,000 $ 0
Kosciusko County Indiana 2 $ 200,000 $ 100,000 $ 41,000
Vigo County Indiana 2 $ 320,000 $ 160,000 $ 53,000
Wayne County Indiana 2 $ 230,000 $ 115,000 $ 0
Johnson County Iowa 2 $ 150,000 $ 75,000 $ 51,000
Sedgwick County Kansas 2 $ 240,000 $ 120,000 $ 0
Bourbon County Kentucky 2 $ 220,000 $ 110,000 $ 27,000
Grant County Kentucky 2 $ 120,000 $ 60,000 $ 57,000
Jessamine County Kentucky 2 $ 230,000 $ 115,000 $ 91,000
Marshall County Kentucky 2 $ 50,000 $ 25,000 $ 48,000
East Baton Rouge County Louisiana 2 $ 240,000 $ 120,000 $ 40,000
Iberia County Louisiana 2 $ 320,000 $ 160,000 $ 174,000
York County Maine 2 $ 420,000 $ 210,000 $ 60,000
Wicomico County Maryland 2 $ 150,000 $ 75,000 $ 38,000
Antrim County Michigan 2 $ 90,000 $ 45,000 $ 27,000
Barry County Michigan 2 $ 250,000 $ 125,000 $ 50,000
Emmet County Michigan 2 $ 380,000 $ 190,000 $ 118,000
Genesee County Michigan 2 $ 170,000 $ 85,000 $ 31,000
Lapeer County Michigan 2 $ 230,000 $ 115,000 $ 85,000
Manistee County Michigan 2 $ 160,000 $ 80,000 $ 75,000
Monroe County Michigan 2 $ 380,000 $ 190,000 $ 43,000
Newaygo County Michigan 2 $ 350,000 $ 175,000 $ 92,000
Sanilac County Michigan 2 $ 130,000 $ 65,000 $ 38,000
St. Clair County Michigan 2 $ 150,000 $ 75,000 $ 43,000
St. Joseph County Michigan 2 $ 160,000 $ 80,000 $ 65,000
Van Buren County Michigan 2 $ 210,000 $ 105,000 $ 44,000
Washtenaw County Michigan 2 $ 220,000 $ 110,000 $ 165,000
Clay County Mississippi 2 $ 320,000 $ 160,000 $ 72,000
Cass County Missouri 2 $ 410,000 $ 205,000 $ 50,000
Ravalli County Montana 2 $ 190,000 $ 95,000 $ 36,000
Yellowstone County Montana 2 $ 140,000 $ 70,000 $ 50,000
Sarpy County Nebraska 2 $ 960,000 $ 480,000 $ 124,000
Lyon County Nevada 2 $ 310,000 $ 155,000 $ 0
Merrimack County New Hampshire 2 $ 210,000 $ 105,000 $ 106,000
Rockingham County New Hampshire 2 $ 700,000 $ 350,000 $ 103,000
Strafford County New Hampshire 2 $ 440,000 $ 220,000 $ 89,000
Somerset County New Jersey 2 $ 480,000 $ 240,000 $ 0
Sussex County New Jersey 2 $ 170,000 $ 85,000 $ 76,000
Warren County New Jersey 2 $ 260,000 $ 130,000 $ 0
Bronx County New York 2 $ 460,000 $ 230,000 $ 70,000
Dutchess County New York 2 $ 600,000 $ 300,000 $ 188,000
Livingston County New York 2 $ 170,000 $ 85,000 $ 50,000
Onondaga County New York 2 $ 170,000 $ 85,000 $ 31,000
Richmond County New York 2 $ 1,410,000 $ 705,000 $ 285,000
Buncombe County North Carolina 2 $ 240,000 $ 120,000 $ 59,000
Cabarrus County North Carolina 2 $ 450,000 $ 225,000 $ 84,000
Cumberland County North Carolina 2 $ 160,000 $ 80,000 $ 82,000
Forsyth County North Carolina 2 $ 290,000 $ 145,000 $ 44,000
Johnston County North Carolina 2 $ 310,000 $ 155,000 $ 38,000
Randolph County North Carolina 2 $ 170,000 $ 85,000 $ 54,000
Wilkes County North Carolina 2 $ 160,000 $ 80,000 $ 50,000
Cass County North Dakota 2 $ 230,000 $ 115,000 $ 89,000
Lake County Ohio 2 $ 160,000 $ 80,000 $ 98,000
Paulding County Ohio 2 $ 170,000 $ 85,000 $ 46,000
Trumbull County Ohio 2 $ 180,000 $ 90,000 $ 45,000
Josephine County Oregon 2 $ 720,000 $ 360,000 $ 111,000
Lane County Oregon 2 $ 290,000 $ 145,000 $ 117,000
Bucks County Pennsylvania 2 $ 610,000 $ 305,000 $ 552,000
Lackawanna County Pennsylvania 2 $ 320,000 $ 160,000 $ 45,000
Washington County Pennsylvania 2 $ 110,000 $ 55,000 $ 30,000
Jasper County South Carolina 2 $ 130,000 $ 65,000 $ 26,000
Anderson County Tennessee 2 $ 210,000 $ 105,000 $ 42,000
Cumberland County Tennessee 2 $ 230,000 $ 115,000 $ 72,000
Hidalgo County Texas 2 $ 130,000 $ 65,000 $ 25,000
Hunt County Texas 2 $ 130,000 $ 65,000 $ 69,000
Montgomery County Texas 2 $ 640,000 $ 320,000 $ 99,000
Nueces County Texas 2 $ 240,000 $ 120,000 $ 86,000
Rockwall County Texas 2 $ 310,000 $ 155,000 $ 39,000
Waller County Texas 2 $ 440,000 $ 220,000 $ 2,778,000
Webb County Texas 2 $ 250,000 $ 125,000 $ 0
Box Elder County Utah 2 $ 940,000 $ 470,000 $ 147,000
Duchesne County Utah 2 $ 260,000 $ 130,000 $ 72,000
Wasatch County Utah 2 $ 470,000 $ 235,000 $ 68,000
Rutland County Vermont 2 $ 170,000 $ 85,000 $ 26,000
Albemarle County Virginia 2 $ 600,000 $ 300,000 $ 127,000
Arlington County Virginia 2 $ 250,000 $ 125,000 $ 74,000
Hampton County Virginia 2 $ 370,000 $ 185,000 $ 133,000
Patrick County Virginia 2 $ 120,000 $ 60,000 $ 64,000
Stafford County Virginia 2 $ 350,000 $ 175,000 $ 0
Benton County Washington 2 $ 370,000 $ 185,000 $ 54,000
Thurston County Washington 2 $ 390,000 $ 195,000 $ 104,000
Door County Wisconsin 2 $ 310,000 $ 155,000 $ 145,000
Fond du Lac County Wisconsin 2 $ 120,000 $ 60,000 $ 51,000
Marathon County Wisconsin 2 $ 250,000 $ 125,000 $ 62,000
Sweetwater County Wyoming 2 $ 500,000 $ 250,000 $ 204,000
Bibb County Alabama 1 $ 65,000 $ 65,000 $ 43,000
Blount County Alabama 1 $ 185,000 $ 185,000 $ 180,000
Cherokee County Alabama 1 $ 55,000 $ 55,000 $ 33,000
Elmore County Alabama 1 $ 135,000 $ 135,000 $ 84,000
Etowah County Alabama 1 $ 55,000 $ 55,000 $ 40,000
Houston County Alabama 1 $ 85,000 $ 85,000 $ 26,000
Marion County Alabama 1 $ 185,000 $ 185,000 $ 64,000
Mobile County Alabama 1 $ 125,000 $ 125,000 $ 45,000
Russell County Alabama 1 $ 35,000 $ 35,000 $ 62,000
St. Clair County Alabama 1 $ 125,000 $ 125,000 $ 77,000
Winston County Alabama 1 $ 45,000 $ 45,000 $ 51,000
Matanuska-Susitna County Alaska 1 $ 335,000 $ 335,000 $ 109,000
Apache County Arizona 1 $ 45,000 $ 45,000 $ 61,000
Crawford County Arkansas 1 $ 195,000 $ 195,000 $ 101,000
Mississippi County Arkansas 1 $ 125,000 $ 125,000 $ 84,000
Pope County Arkansas 1 $ 35,000 $ 35,000 $ 22,000
Washington County Arkansas 1 $ 95,000 $ 95,000 $ 45,000
Calaveras County California 1 $ 305,000 $ 305,000 $ 0
Lassen County California 1 $ 155,000 $ 155,000 $ 0
Napa County California 1 $ 185,000 $ 185,000 $ 0
Nevada County California 1 $ 415,000 $ 415,000 $ 96,000
Placer County California 1 $ 105,000 $ 105,000 $ 0
Trinity County California 1 $ 115,000 $ 115,000 $ 66,000
Clear Creek County Colorado 1 $ 435,000 $ 435,000 $ 62,000
Elbert County Colorado 1 $ 335,000 $ 335,000 $ 0
Teller County Colorado 1 $ 165,000 $ 165,000 $ 50,000
Alachua County Florida 1 $ 75,000 $ 75,000 $ 36,000
Calhoun County Florida 1 $ 135,000 $ 135,000 $ 0
Columbia County Florida 1 $ 75,000 $ 75,000 $ 83,000
Hendry County Florida 1 $ 75,000 $ 75,000 $ 97,000
Highlands County Florida 1 $ 55,000 $ 55,000 $ 41,000
Levy County Florida 1 $ 115,000 $ 115,000 $ 83,000
Martin County Florida 1 $ 85,000 $ 85,000 $ 41,000
Putnam County Florida 1 $ 345,000 $ 345,000 $ 375,000
Wakulla County Florida 1 $ 485,000 $ 485,000 $ 156,000
Walton County Florida 1 $ 135,000 $ 135,000 $ 0
Washington County Florida 1 $ 235,000 $ 235,000 $ 43,000
Bibb County Georgia 1 $ 145,000 $ 145,000 $ 47,000
Bulloch County Georgia 1 $ 155,000 $ 155,000 $ 75,000
Carroll County Georgia 1 $ 225,000 $ 225,000 $ 72,000
Coweta County Georgia 1 $ 185,000 $ 185,000 $ 0
Dawson County Georgia 1 $ 235,000 $ 235,000 $ 0
Effingham County Georgia 1 $ 155,000 $ 155,000 $ 108,000
Gilmer County Georgia 1 $ 125,000 $ 125,000 $ 70,000
Jackson County Georgia 1 $ 125,000 $ 125,000 $ 0
Monroe County Georgia 1 $ 45,000 $ 45,000 $ 163,000
Spalding County Georgia 1 $ 65,000 $ 65,000 $ 22,000
Thomas County Georgia 1 $ 145,000 $ 145,000 $ 83,000
Washington County Georgia 1 $ 45,000 $ 45,000 $ 81,000
Whitfield County Georgia 1 $ 115,000 $ 115,000 $ 43,000
Maui County Hawaii 1 $ 435,000 $ 435,000 $ 362,000
Bingham County Idaho 1 $ 215,000 $ 215,000 $ 89,000
Bonneville County Idaho 1 $ 185,000 $ 185,000 $ 70,000
Adams County Illinois 1 $ 135,000 $ 135,000 $ 85,000
Champaign County Illinois 1 $ 135,000 $ 135,000 $ 95,000
Coles County Illinois 1 $ 115,000 $ 115,000 $ 347,000
DeKalb County Illinois 1 $ 155,000 $ 155,000 $ 40,000
Kendall County Illinois 1 $ 145,000 $ 145,000 $ 97,000
LaSalle County Illinois 1 $ 105,000 $ 105,000 $ 71,000
Livingston County Illinois 1 $ 55,000 $ 55,000 $ 58,000
McDonough County Illinois 1 $ 115,000 $ 115,000 $ 182,000
Piatt County Illinois 1 $ 85,000 $ 85,000 $ 38,000
St. Clair County Illinois 1 $ 55,000 $ 55,000 $ 43,000
Union County Illinois 1 $ 55,000 $ 55,000 $ 135,000
Allen County Indiana 1 $ 75,000 $ 75,000 $ 26,000
Clark County Indiana 1 $ 135,000 $ 135,000 $ 41,000
DeKalb County Indiana 1 $ 45,000 $ 45,000 $ 53,000
Floyd County Indiana 1 $ 165,000 $ 165,000 $ 111,000
Grant County Indiana 1 $ 105,000 $ 105,000 $ 23,000
Jasper County Indiana 1 $ 65,000 $ 65,000 $ 51,000
Jennings County Indiana 1 $ 85,000 $ 85,000 $ 64,000
Morgan County Indiana 1 $ 175,000 $ 175,000 $ 43,000
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Mortgage Loan Application Detail Totals for First National Bank Of America in 2019

Loan Purpose

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Home Purchase 4,474 $872,780,000 $195,000 $4,355,000 $85,000 $3,600,000
Cash-out Refinancing 335 $63,455,000 $189,000 $1,205,000 $80,000 $840,000
Refinancing 239 $46,975,000 $196,000 $895,000 $92,000 $706,000
Other Purpose 188 $30,950,000 $164,000 $635,000 $81,000 $542,000
Home Improvement 113 $15,705,000 $138,000 $755,000 $73,000 $361,000
Not Applicable 0 $0 $0 $0 $0 $0

Applicant Race

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Hispanic 2,666 $519,790,000 $194,000 $975,000 $78,000 $2,778,000
Not applicable 1,425 $282,475,000 $198,000 $4,355,000 $0 $0
White 811 $143,915,000 $177,000 $2,945,000 $98,000 $3,600,000
Not Provided 237 $41,755,000 $176,000 $1,205,000 $85,000 $943,000
Black or African American 130 $21,530,000 $165,000 $925,000 $102,000 $603,000
Asian 51 $14,155,000 $277,000 $975,000 $149,000 $1,096,000
American Indian or Alaskan Native 3 $485,000 $161,000 $265,000 $71,000 $96,000
Native Hawaiian or Other Pacific Islander 1 $105,000 $105,000 $105,000 $42,000 $42,000

Loan Type

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Conventional (any loan other than FHA, VA, FSA, or RHS loans) 5,349 $1,029,865,000 $192,000 $4,355,000 $84,000 $3,600,000
FHA-insured (Federal Housing Administration) 0 $0 $0 $0 $0 $0
FSA/RHS (Farm Service Agency or Rural Housing Service) 0 $0 $0 $0 $0 $0
VA-guaranteed (Veterans Administration) 0 $0 $0 $0 $0 $0

Outcome

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Loan Originated 2,565 $514,395,000 $200,000 $4,355,000 $83,000 $1,030,000
Loan Purchased By The Institution 1,367 $264,825,000 $193,000 $1,505,000 $0 $0
Application Denied By Financial Institution 691 $117,165,000 $169,000 $2,945,000 $86,000 $3,600,000
Application Withdrawn By Applicant 649 $120,785,000 $186,000 $775,000 $90,000 $2,778,000
File Closed For Incompleteness 49 $8,335,000 $170,000 $815,000 $79,000 $203,000
Application Approved But Not Accepted 28 $4,360,000 $155,000 $575,000 $68,000 $135,000
Preapproval Approved but not Accepted 0 $0 $0 $0 $0 $0
Preapproval Denied by Financial Institution 0 $0 $0 $0 $0 $0

Denial Reason

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Not applicable 4,658 $912,700,000 $195,000 $4,355,000 $84,000 $2,778,000
Credit History 284 $46,680,000 $164,000 $1,035,000 $80,000 $670,000
Collateral 202 $34,260,000 $169,000 $1,205,000 $96,000 $943,000
Debt-To-Income Ratio 72 $12,110,000 $168,000 $485,000 $45,000 $159,000
Other 53 $8,915,000 $168,000 $505,000 $88,000 $477,000
Unverifiable Information 32 $7,970,000 $249,000 $2,945,000 $171,000 $3,600,000
Insufficient Cash (Downpayment, Closing Cost) 29 $5,105,000 $176,000 $725,000 $97,000 $1,096,000
Credit Application Incomplete 17 $1,835,000 $107,000 $305,000 $47,000 $73,000
Employment History 2 $290,000 $145,000 $225,000 $67,000 $100,000
Mortgage Insurance Denied 0 $0 $0 $0 $0 $0

Our comprehensive HMDA mortgage statistics provide invaluable insights into First National Bank Of America's 2019 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.

This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics, and assess First National Bank Of America's mortgage approval patterns. Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
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