First National Bank of America Mortgage Lending & HMDA Data, 2019

In 2019, First National Bank of America of East Lansing, MI reported 5,349 mortgage applications totaling $1.0 billion, up 48% from 2018. The average application was for $192,534, and applicants reported an average income of $84,605. 48% of its applications resulted in an originated loan and 13% were denied. Its largest markets were Atlanta-Sandy Springs-Roswell, GA (271), Chicago-Naperville, IL (270) and Washington-Arlington-Alexandria, DC-VA-MD-WV (224) (applications in parentheses).

Mortgage Company & Address First National Bank of America
241 East Saginaw
East Lansing, MI 48823
Tel #: available with data download
Federal Regulator * available with data download
Years 2025  2024  2023  2022  2021  2020  2019  2018  2017  2016  2015  2014  2013  2012  2011  2010  2009  2008  2007  2006  2005  2004  2003  
Total Number of Mortgage Applications 5,349
Total Mortgage Loan Application Amount $1,029,865,000
Average Mortgage Loan Application Amount $192,534
Highest Mortgage Loan Application Amount $4,355,000
Average Applicant Income $84,605
Highest Applicant Income $3,600,000

About this data: figures come from the Home Mortgage Disclosure Act (HMDA) records First National Bank of America filed with the FFIEC and count every application it reported (approved, denied, withdrawn or purchased), not just closed loans. Applications reported at $100 million or more are left out of these totals.

Mortgage Loan Application Totals for First National Bank of America by County in 2019

County Total Number of Mortgage Loan Applications Total Dollar Amount of Mortgage Loans Applications Average Mortgage Loan Application Amount Average Applicant Income
Cook, Illinois 215 $ 30,935,000 $ 143,883 $ 63,000
Harris, Texas 171 $ 25,675,000 $ 150,146 $ 81,000
Fairfield, Connecticut 170 $ 37,120,000 $ 218,352 $ 90,000
Clark, Nevada 142 $ 26,540,000 $ 186,901 $ 81,000
Maricopa, Arizona 126 $ 21,920,000 $ 173,968 $ 69,000
Prince George's, Maryland 119 $ 25,725,000 $ 216,176 $ 91,000
Salt Lake, Utah 113 $ 23,875,000 $ 211,283 $ 73,000
Gwinnett, Georgia 97 $ 16,965,000 $ 174,896 $ 67,000
Davidson, Tennessee 87 $ 15,315,000 $ 176,034 $ 70,000
Montgomery, Maryland 78 $ 19,990,000 $ 256,282 $ 87,000
Middlesex, Massachusetts 74 $ 22,090,000 $ 298,513 $ 104,000
Marion, Indiana 69 $ 8,215,000 $ 119,057 $ 58,000
New Haven, Connecticut 64 $ 9,840,000 $ 153,750 $ 74,000
King, Washington 64 $ 18,920,000 $ 295,625 $ 138,000
Rutherford, Tennessee 61 $ 11,515,000 $ 188,770 $ 64,000
Baltimore, Maryland 60 $ 9,920,000 $ 165,333 $ 59,000
Cobb, Georgia 59 $ 10,795,000 $ 182,966 $ 132,000
Snohomish, Washington 49 $ 14,795,000 $ 301,938 $ 90,000
Suffolk, New York 43 $ 12,445,000 $ 289,418 $ 101,000
Hillsborough, Florida 39 $ 5,715,000 $ 146,538 $ 71,000
Worcester, Massachusetts 38 $ 9,540,000 $ 251,052 $ 94,000
Hennepin, Minnesota 38 $ 6,480,000 $ 170,526 $ 60,000
Broward, Florida 37 $ 6,945,000 $ 187,702 $ 94,000
Palm Beach, Florida 37 $ 7,185,000 $ 194,189 $ 69,000
Dallas, Texas 37 $ 7,385,000 $ 199,594 $ 105,000
Los Angeles, California 36 $ 11,380,000 $ 316,111 $ 68,000
Lake, Illinois 35 $ 5,345,000 $ 152,714 $ 71,000
Utah, Utah 32 $ 8,150,000 $ 254,687 $ 87,000
Fairfax, Virginia 31 $ 9,235,000 $ 297,903 $ 95,000
San Bernardino, California 30 $ 5,660,000 $ 188,666 $ 62,000
Anne Arundel, Maryland 30 $ 6,190,000 $ 206,333 $ 99,000
Ingham, Michigan 30 $ 5,640,000 $ 188,000 $ 119,000
Travis, Texas 29 $ 5,935,000 $ 204,655 $ 76,000
Pierce, Washington 29 $ 7,145,000 $ 246,379 $ 90,000
Kane, Illinois 28 $ 3,650,000 $ 130,357 $ 51,000
Washoe, Nevada 28 $ 5,810,000 $ 207,500 $ 78,000
Fort Bend, Texas 28 $ 6,030,000 $ 215,357 $ 83,000
Kern, California 27 $ 4,235,000 $ 156,851 $ 58,000
Denver, Colorado 27 $ 5,845,000 $ 216,481 $ 67,000
Union, New Jersey 26 $ 5,940,000 $ 228,461 $ 85,000
Riverside, California 24 $ 5,760,000 $ 240,000 $ 90,000
Adams, Colorado 24 $ 6,810,000 $ 283,750 $ 109,000
DeKalb, Georgia 24 $ 3,690,000 $ 153,750 $ 90,000
Will, Illinois 24 $ 4,110,000 $ 171,250 $ 78,000
Kent, Michigan 24 $ 3,190,000 $ 132,916 $ 61,000
Monmouth, New Jersey 24 $ 5,770,000 $ 240,416 $ 79,000
Berkeley, South Carolina 24 $ 4,800,000 $ 200,000 $ 77,000
Jefferson, Alabama 23 $ 2,995,000 $ 130,217 $ 50,000
Hartford, Connecticut 23 $ 3,565,000 $ 155,000 $ 59,000
Jefferson, Kentucky 23 $ 3,565,000 $ 155,000 $ 65,000
Essex, Massachusetts 23 $ 8,285,000 $ 360,217 $ 129,000
Prince William, Virginia 23 $ 5,945,000 $ 258,478 $ 130,000
Shelby, Alabama 22 $ 2,910,000 $ 132,272 $ 48,000
Stanislaus, California 22 $ 5,060,000 $ 230,000 $ 115,000
Litchfield, Connecticut 22 $ 3,750,000 $ 170,454 $ 95,000
Manatee, Florida 22 $ 3,710,000 $ 168,636 $ 67,000
Osceola, Florida 22 $ 4,300,000 $ 195,454 $ 123,000
Fayette, Kentucky 22 $ 2,670,000 $ 121,363 $ 56,000
Baltimore City, Maryland 22 $ 2,500,000 $ 113,636 $ 47,000
Fresno, California 21 $ 3,345,000 $ 159,285 $ 61,000
San Joaquin, California 21 $ 5,095,000 $ 242,619 $ 89,000
Barnstable, Massachusetts 21 $ 5,375,000 $ 255,952 $ 75,000
Plymouth, Massachusetts 21 $ 5,435,000 $ 258,809 $ 102,000
Essex, New Jersey 21 $ 4,505,000 $ 214,523 $ 112,000
Chesterfield, Virginia 21 $ 3,555,000 $ 169,285 $ 63,000
Santa Clara, California 20 $ 9,420,000 $ 471,000 $ 140,000
New Castle, Delaware 20 $ 3,560,000 $ 178,000 $ 69,000
Arapahoe, Colorado 19 $ 4,395,000 $ 231,315 $ 58,000
Weld, Colorado 19 $ 4,665,000 $ 245,526 $ 72,000
DuPage, Illinois 19 $ 3,655,000 $ 192,368 $ 82,000
Miami-Dade, Florida 18 $ 3,500,000 $ 194,444 $ 101,000
Orange, Florida 18 $ 3,990,000 $ 221,666 $ 92,000
Henrico, Virginia 18 $ 3,130,000 $ 173,888 $ 102,000
Polk, Florida 17 $ 2,285,000 $ 134,411 $ 99,000
Bristol, Massachusetts 17 $ 4,055,000 $ 238,529 $ 82,000
Ocean, New Jersey 17 $ 4,335,000 $ 255,000 $ 116,000
Bexar, Texas 17 $ 2,665,000 $ 156,764 $ 59,000
Contra Costa, California 16 $ 5,050,000 $ 315,625 $ 94,000
Polk, Iowa 16 $ 1,800,000 $ 112,500 $ 66,000
Nassau, New York 16 $ 5,730,000 $ 358,125 $ 141,000
Fulton, Georgia 15 $ 3,045,000 $ 203,000 $ 98,000
Frederick, Maryland 15 $ 2,995,000 $ 199,666 $ 66,000
Middlesex, New Jersey 15 $ 3,025,000 $ 201,666 $ 84,000
Merced, California 14 $ 2,440,000 $ 174,285 $ 66,000
San Diego, California 14 $ 5,160,000 $ 368,571 $ 114,000
St. Lucie, Florida 14 $ 2,530,000 $ 180,714 $ 69,000
Anoka, Minnesota 14 $ 2,670,000 $ 190,714 $ 58,000
Atlantic, New Jersey 14 $ 1,470,000 $ 105,000 $ 115,000
Burlington, New Jersey 14 $ 2,390,000 $ 170,714 $ 93,000
Clark, Washington 14 $ 3,520,000 $ 251,428 $ 84,000
Grant, Washington 14 $ 2,010,000 $ 143,571 $ 58,000
Alameda, California 13 $ 5,105,000 $ 392,692 $ 95,000
Johnson, Kansas 13 $ 1,975,000 $ 151,923 $ 53,000
Charles, Maryland 13 $ 2,805,000 $ 215,769 $ 75,000
Wayne, Michigan 13 $ 1,445,000 $ 111,153 $ 64,000
Bergen, New Jersey 13 $ 3,595,000 $ 276,538 $ 113,000
Cumberland, New Jersey 13 $ 1,185,000 $ 91,153 $ 63,000
Charleston, South Carolina 13 $ 2,295,000 $ 176,538 $ 58,000
Sumner, Tennessee 13 $ 3,075,000 $ 236,538 $ 160,000
McHenry, Illinois 12 $ 1,610,000 $ 134,166 $ 96,000
Camden, New Jersey 12 $ 1,210,000 $ 100,833 $ 70,000
Marion, Oregon 12 $ 2,410,000 $ 200,833 $ 68,000
Williamson, Tennessee 12 $ 2,920,000 $ 243,333 $ 126,000
Tarrant, Texas 12 $ 2,120,000 $ 176,666 $ 103,000
Pima, Arizona 11 $ 1,545,000 $ 140,454 $ 51,000
Middlesex, Connecticut 11 $ 1,855,000 $ 168,636 $ 71,000
Lee, Florida 11 $ 1,565,000 $ 142,272 $ 69,000
Clayton, Georgia 11 $ 1,175,000 $ 106,818 $ 105,000
Mercer, New Jersey 11 $ 1,685,000 $ 153,181 $ 85,000
Westchester, New York 11 $ 4,295,000 $ 390,454 $ 182,000
Wake, North Carolina 11 $ 2,335,000 $ 212,272 $ 100,000
Shelby, Tennessee 11 $ 1,095,000 $ 99,545 $ 64,000
Washington, Utah 11 $ 1,845,000 $ 167,727 $ 50,000
Weber, Utah 11 $ 2,505,000 $ 227,727 $ 75,000
Lake, Florida 10 $ 1,900,000 $ 190,000 $ 100,000
Marion, Florida 10 $ 710,000 $ 71,000 $ 44,000
Cherokee, Georgia 10 $ 2,090,000 $ 209,000 $ 128,000
Forsyth, Georgia 10 $ 2,020,000 $ 202,000 $ 78,000
Jefferson, Louisiana 10 $ 1,130,000 $ 113,000 $ 54,000
Washington, Maryland 10 $ 1,470,000 $ 147,000 $ 67,000
Norfolk, Massachusetts 10 $ 2,950,000 $ 295,000 $ 109,000
Hamilton, Ohio 10 $ 790,000 $ 79,000 $ 49,000
Bastrop, Texas 10 $ 1,940,000 $ 194,000 $ 72,000
Collin, Texas 10 $ 3,460,000 $ 346,000 $ 93,000
Pinal, Arizona 9 $ 1,325,000 $ 147,222 $ 57,000
Madera, California 9 $ 1,735,000 $ 192,777 $ 96,000
Sacramento, California 9 $ 2,455,000 $ 272,777 $ 70,000
Solano, California 9 $ 2,365,000 $ 262,777 $ 65,000
Volusia, Florida 9 $ 2,265,000 $ 251,666 $ 161,000
Wyandotte, Kansas 9 $ 1,475,000 $ 163,888 $ 96,000
Franklin, Ohio 9 $ 1,065,000 $ 118,333 $ 46,000
Washington, Oregon 9 $ 2,675,000 $ 297,222 $ 137,000
Montgomery, Pennsylvania 9 $ 1,405,000 $ 156,111 $ 53,000
Wilson, Tennessee 9 $ 1,555,000 $ 172,777 $ 56,000
Denton, Texas 9 $ 1,915,000 $ 212,777 $ 92,000
Racine, Wisconsin 9 $ 1,035,000 $ 115,000 $ 68,000
Sonoma, California 8 $ 3,140,000 $ 392,500 $ 120,000
Hernando, Florida 8 $ 1,110,000 $ 138,750 $ 88,000
Seminole, Florida 8 $ 1,970,000 $ 246,250 $ 118,000
Henry, Georgia 8 $ 1,670,000 $ 208,750 $ 53,000
Canyon, Idaho 8 $ 1,310,000 $ 163,750 $ 103,000
Howard, Maryland 8 $ 2,210,000 $ 276,250 $ 143,000
Eaton, Michigan 8 $ 1,330,000 $ 166,250 $ 111,000
Philadelphia, Pennsylvania 8 $ 720,000 $ 90,000 $ 37,000
Horry, South Carolina 8 $ 900,000 $ 112,500 $ 78,000
Hamilton, Tennessee 8 $ 780,000 $ 97,500 $ 90,000
Montgomery, Tennessee 8 $ 1,170,000 $ 146,250 $ 50,000
Yakima, Washington 8 $ 1,160,000 $ 145,000 $ 50,000
Milwaukee, Wisconsin 8 $ 880,000 $ 110,000 $ 63,000
Larimer, Colorado 7 $ 1,185,000 $ 169,285 $ 72,000
Brevard, Florida 7 $ 1,055,000 $ 150,714 $ 71,000
Duval, Florida 7 $ 915,000 $ 130,714 $ 61,000
Pasco, Florida 7 $ 1,265,000 $ 180,714 $ 163,000
Pinellas, Florida 7 $ 3,845,000 $ 549,285 $ 674,000
Sarasota, Florida 7 $ 1,015,000 $ 145,000 $ 61,000
Rockdale, Georgia 7 $ 1,065,000 $ 152,142 $ 41,000
Hamilton, Indiana 7 $ 1,625,000 $ 232,142 $ 75,000
Lake, Indiana 7 $ 615,000 $ 87,857 $ 83,000
Jackson, Michigan 7 $ 1,225,000 $ 175,000 $ 184,000
Macomb, Michigan 7 $ 1,155,000 $ 165,000 $ 61,000
Oakland, Michigan 7 $ 1,585,000 $ 226,428 $ 101,000
Cape May, New Jersey 7 $ 535,000 $ 76,428 $ 169,000
Hudson, New Jersey 7 $ 2,235,000 $ 319,285 $ 99,000
Mecklenburg, North Carolina 7 $ 1,265,000 $ 180,714 $ 80,000
Tulsa, Oklahoma 7 $ 715,000 $ 102,142 $ 41,000
Dorchester, South Carolina 7 $ 1,055,000 $ 150,714 $ 92,000
Maury, Tennessee 7 $ 1,435,000 $ 205,000 $ 73,000
Hays, Texas 7 $ 1,225,000 $ 175,000 $ 66,000
Loudoun, Virginia 7 $ 1,865,000 $ 266,428 $ 51,000
Montgomery, Alabama 6 $ 260,000 $ 43,333 $ 74,000
San Benito, California 6 $ 2,680,000 $ 446,666 $ 137,000
Collier, Florida 6 $ 1,820,000 $ 303,333 $ 83,000
Okaloosa, Florida 6 $ 970,000 $ 161,666 $ 104,000
Sumter, Florida 6 $ 690,000 $ 115,000 $ 75,000
Douglas, Georgia 6 $ 850,000 $ 141,666 $ 46,000
Paulding, Georgia 6 $ 920,000 $ 153,333 $ 58,000
Harford, Maryland 6 $ 1,090,000 $ 181,666 $ 76,000
Ramsey, Minnesota 6 $ 940,000 $ 156,666 $ 70,000
Queens, New York 6 $ 2,250,000 $ 375,000 $ 89,000
Chester, Pennsylvania 6 $ 1,080,000 $ 180,000 $ 67,000
Davis, Utah 6 $ 1,500,000 $ 250,000 $ 47,000
Adams, Washington 6 $ 900,000 $ 150,000 $ 51,000
Chelan, Washington 6 $ 1,290,000 $ 215,000 $ 41,000
Franklin, Washington 6 $ 970,000 $ 161,666 $ 55,000
Spokane, Washington 6 $ 1,310,000 $ 218,333 $ 125,000
Mohave, Arizona 5 $ 425,000 $ 85,000 $ 59,000
Saline, Arkansas 5 $ 475,000 $ 95,000 $ 45,000
Orange, California 5 $ 2,295,000 $ 459,000 $ 125,000
Tulare, California 5 $ 1,015,000 $ 203,000 $ 153,000
El Paso, Colorado 5 $ 925,000 $ 185,000 $ 412,000
Jefferson, Colorado 5 $ 1,295,000 $ 259,000 $ 91,000
District of Columbia, District Of Columbia 5 $ 1,255,000 $ 251,000 $ 96,000
Barrow, Georgia 5 $ 775,000 $ 155,000 $ 44,000
Madison, Indiana 5 $ 465,000 $ 93,000 $ 31,000
Tippecanoe, Indiana 5 $ 535,000 $ 107,000 $ 39,000
Carroll, Maryland 5 $ 1,235,000 $ 247,000 $ 102,000
Suffolk, Massachusetts 5 $ 2,165,000 $ 433,000 $ 129,000
Ionia, Michigan 5 $ 375,000 $ 75,000 $ 71,000
Muskegon, Michigan 5 $ 685,000 $ 137,000 $ 69,000
Ottawa, Michigan 5 $ 1,975,000 $ 395,000 $ 50,000
Dakota, Minnesota 5 $ 1,205,000 $ 241,000 $ 75,000
St. Louis, Minnesota 5 $ 495,000 $ 99,000 $ 69,000
Jackson, Missouri 5 $ 525,000 $ 105,000 $ 43,000
Douglas, Nebraska 5 $ 625,000 $ 125,000 $ 64,000
Morris, New Jersey 5 $ 1,065,000 $ 213,000 $ 68,000
Passaic, New Jersey 5 $ 1,535,000 $ 307,000 $ 142,000
Orange, New York 5 $ 1,545,000 $ 309,000 $ 160,000
Union, North Carolina 5 $ 1,065,000 $ 213,000 $ 58,000
Butler, Ohio 5 $ 585,000 $ 117,000 $ 90,000
Cuyahoga, Ohio 5 $ 685,000 $ 137,000 $ 318,000
Allegheny, Pennsylvania 5 $ 225,000 $ 45,000 $ 71,000
Lexington, South Carolina 5 $ 365,000 $ 73,000 $ 72,000
Bedford, Tennessee 5 $ 585,000 $ 117,000 $ 36,000
Brazoria, Texas 5 $ 1,215,000 $ 243,000 $ 92,000
Galveston, Texas 5 $ 645,000 $ 129,000 $ 73,000
Williamson, Texas 5 $ 685,000 $ 137,000 $ 79,000
Frederick, Virginia 5 $ 1,025,000 $ 205,000 $ 54,000
Richmond City, Virginia 5 $ 495,000 $ 99,000 $ 57,000
Spotsylvania, Virginia 5 $ 1,065,000 $ 213,000 $ 74,000
Laramie, Wyoming 5 $ 915,000 $ 183,000 $ 45,000
Benton, Arkansas 4 $ 410,000 $ 102,500 $ 56,000
Craighead, Arkansas 4 $ 420,000 $ 105,000 $ 54,000
Pulaski, Arkansas 4 $ 470,000 $ 117,500 $ 36,000
Lake, California 4 $ 660,000 $ 165,000 $ 49,000
Shasta, California 4 $ 730,000 $ 182,500 $ 66,000
Ventura, California 4 $ 910,000 $ 227,500 $ 62,000
Citrus, Florida 4 $ 360,000 $ 90,000 $ 111,000
Monroe, Florida 4 $ 990,000 $ 247,500 $ 191,000
Hall, Georgia 4 $ 670,000 $ 167,500 $ 153,000
Winnebago, Illinois 4 $ 470,000 $ 117,500 $ 62,000
Hendricks, Indiana 4 $ 480,000 $ 120,000 $ 74,000
Johnson, Indiana 4 $ 520,000 $ 130,000 $ 73,000
Boone, Kentucky 4 $ 670,000 $ 167,500 $ 81,000
Calvert, Maryland 4 $ 920,000 $ 230,000 $ 170,000
Clinton, Michigan 4 $ 580,000 $ 145,000 $ 87,000
Grand Traverse, Michigan 4 $ 810,000 $ 202,500 $ 88,000
Montcalm, Michigan 4 $ 410,000 $ 102,500 $ 103,000
Lancaster, Nebraska 4 $ 760,000 $ 190,000 $ 99,000
Gloucester, New Jersey 4 $ 530,000 $ 132,500 $ 71,000
Erie, New York 4 $ 950,000 $ 237,500 $ 148,000
Monroe, New York 4 $ 430,000 $ 107,500 $ 56,000
Cleveland, Oklahoma 4 $ 460,000 $ 115,000 $ 42,000
Multnomah, Oregon 4 $ 910,000 $ 227,500 $ 60,000
Greenville, South Carolina 4 $ 650,000 $ 162,500 $ 50,000
Spartanburg, South Carolina 4 $ 450,000 $ 112,500 $ 49,000
Dickson, Tennessee 4 $ 820,000 $ 205,000 $ 39,000
Ellis, Texas 4 $ 1,060,000 $ 265,000 $ 102,000
Kaufman, Texas 4 $ 800,000 $ 200,000 $ 57,000
Liberty, Texas 4 $ 500,000 $ 125,000 $ 0
Potter, Texas 4 $ 210,000 $ 52,500 $ 83,000
Cache, Utah 4 $ 770,000 $ 192,500 $ 59,000
Uintah, Utah 4 $ 600,000 $ 150,000 $ 120,000
Culpeper, Virginia 4 $ 820,000 $ 205,000 $ 62,000
Madison, Alabama 3 $ 235,000 $ 78,333 $ 0
Marin, California 3 $ 1,105,000 $ 368,333 $ 145,000
Monterey, California 3 $ 795,000 $ 265,000 $ 87,000
San Mateo, California 3 $ 1,335,000 $ 445,000 $ 257,000
Santa Barbara, California 3 $ 675,000 $ 225,000 $ 0
Bay, Florida 3 $ 405,000 $ 135,000 $ 40,000
Charlotte, Florida 3 $ 1,135,000 $ 378,333 $ 120,000
Clay, Florida 3 $ 335,000 $ 111,666 $ 43,000
Leon, Florida 3 $ 425,000 $ 141,666 $ 78,000
St. Johns, Florida 3 $ 515,000 $ 171,666 $ 54,000
Bartow, Georgia 3 $ 425,000 $ 141,666 $ 50,000
Chatham, Georgia 3 $ 335,000 $ 111,666 $ 90,000
Bartholomew, Indiana 3 $ 395,000 $ 131,666 $ 73,000
Hancock, Indiana 3 $ 335,000 $ 111,666 $ 26,000
Porter, Indiana 3 $ 505,000 $ 168,333 $ 42,000
Orleans, Louisiana 3 $ 515,000 $ 171,666 $ 91,000
Cumberland, Maine 3 $ 435,000 $ 145,000 $ 66,000
Cecil, Maryland 3 $ 555,000 $ 185,000 $ 56,000
Worcester, Maryland 3 $ 355,000 $ 118,333 $ 136,000
Dukes, Massachusetts 3 $ 1,145,000 $ 381,666 $ 147,000
Hampden, Massachusetts 3 $ 525,000 $ 175,000 $ 79,000
Clare, Michigan 3 $ 215,000 $ 71,666 $ 48,000
Hillsdale, Michigan 3 $ 245,000 $ 81,666 $ 51,000
Kalamazoo, Michigan 3 $ 7,635,000 $ 2,545,000 $ 0
DeSoto, Mississippi 3 $ 585,000 $ 195,000 $ 82,000
St. Louis, Missouri 3 $ 275,000 $ 91,666 $ 90,000
Carson City, Nevada 3 $ 565,000 $ 188,333 $ 42,000
Hillsborough, New Hampshire 3 $ 395,000 $ 131,666 $ 123,000
Hunterdon, New Jersey 3 $ 655,000 $ 218,333 $ 81,000
Durham, North Carolina 3 $ 695,000 $ 231,666 $ 84,000
Guilford, North Carolina 3 $ 705,000 $ 235,000 $ 87,000
Iredell, North Carolina 3 $ 425,000 $ 141,666 $ 79,000
Mahoning, Ohio 3 $ 235,000 $ 78,333 $ 72,000
Medina, Ohio 3 $ 665,000 $ 221,666 $ 121,000
Montgomery, Ohio 3 $ 215,000 $ 71,666 $ 48,000
Stark, Ohio 3 $ 335,000 $ 111,666 $ 41,000
Canadian, Oklahoma 3 $ 605,000 $ 201,666 $ 49,000
Oklahoma, Oklahoma 3 $ 285,000 $ 95,000 $ 64,000
Adams, Pennsylvania 3 $ 385,000 $ 128,333 $ 65,000
Delaware, Pennsylvania 3 $ 345,000 $ 115,000 $ 0
Mercer, Pennsylvania 3 $ 235,000 $ 78,333 $ 90,000
Providence, Rhode Island 3 $ 465,000 $ 155,000 $ 51,000
Anderson, South Carolina 3 $ 445,000 $ 148,333 $ 50,000
Beaufort, South Carolina 3 $ 495,000 $ 165,000 $ 43,000
Oconee, South Carolina 3 $ 305,000 $ 101,666 $ 170,000
Pickens, South Carolina 3 $ 265,000 $ 88,333 $ 33,000
Richland, South Carolina 3 $ 475,000 $ 158,333 $ 41,000
Cheatham, Tennessee 3 $ 355,000 $ 118,333 $ 39,000
Marshall, Tennessee 3 $ 395,000 $ 131,666 $ 68,000
Robertson, Tennessee 3 $ 345,000 $ 115,000 $ 53,000
Tooele, Utah 3 $ 825,000 $ 275,000 $ 70,000
Chittenden, Vermont 3 $ 1,315,000 $ 438,333 $ 213,000
Manassas, Virginia 3 $ 855,000 $ 285,000 $ 114,000
Roanoke City, Virginia 3 $ 275,000 $ 91,666 $ 47,000
Dane, Wisconsin 3 $ 925,000 $ 308,333 $ 118,000
Kenosha, Wisconsin 3 $ 275,000 $ 91,666 $ 47,000
Rock, Wisconsin 3 $ 435,000 $ 145,000 $ 77,000
Baldwin, Alabama 2 $ 210,000 $ 105,000 $ 38,000
Lauderdale, Alabama 2 $ 210,000 $ 105,000 $ 38,000
Lee, Alabama 2 $ 150,000 $ 75,000 $ 185,000
Marshall, Alabama 2 $ 110,000 $ 55,000 $ 90,000
Coconino, Arizona 2 $ 310,000 $ 155,000 $ 40,000
Gila, Arizona 2 $ 170,000 $ 85,000 $ 102,000
La Paz, Arizona 2 $ 190,000 $ 95,000 $ 150,000
Navajo, Arizona 2 $ 210,000 $ 105,000 $ 194,000
Yavapai, Arizona 2 $ 370,000 $ 185,000 $ 97,000
Boulder, Colorado 2 $ 910,000 $ 455,000 $ 118,000
Douglas, Colorado 2 $ 1,300,000 $ 650,000 $ 166,000
New London, Connecticut 2 $ 250,000 $ 125,000 $ 69,000
Tolland, Connecticut 2 $ 370,000 $ 185,000 $ 68,000
Windham, Connecticut 2 $ 380,000 $ 190,000 $ 60,000
Sussex, Delaware 2 $ 810,000 $ 405,000 $ 145,000
Escambia, Florida 2 $ 190,000 $ 95,000 $ 60,000
Flagler, Florida 2 $ 300,000 $ 150,000 $ 106,000
Gilchrist, Florida 2 $ 200,000 $ 100,000 $ 49,000
Hardee, Florida 2 $ 220,000 $ 110,000 $ 48,000
Indian River, Florida 2 $ 360,000 $ 180,000 $ 87,000
Jackson, Florida 2 $ 50,000 $ 25,000 $ 27,000
Santa Rosa, Florida 2 $ 840,000 $ 420,000 $ 477,000
Catoosa, Georgia 2 $ 100,000 $ 50,000 $ 28,000
Clarke, Georgia 2 $ 380,000 $ 190,000 $ 0
Floyd, Georgia 2 $ 150,000 $ 75,000 $ 43,000
Lamar, Georgia 2 $ 290,000 $ 145,000 $ 33,000
Macon, Georgia 2 $ 90,000 $ 45,000 $ 92,000
Newton, Georgia 2 $ 400,000 $ 200,000 $ 66,000
Walton, Georgia 2 $ 340,000 $ 170,000 $ 47,000
White, Georgia 2 $ 150,000 $ 75,000 $ 57,000
Honolulu, Hawaii 2 $ 430,000 $ 215,000 $ 96,000
Ada, Idaho 2 $ 370,000 $ 185,000 $ 85,000
Boone, Illinois 2 $ 270,000 $ 135,000 $ 0
Jackson, Indiana 2 $ 200,000 $ 100,000 $ 0
Kosciusko, Indiana 2 $ 200,000 $ 100,000 $ 41,000
Vigo, Indiana 2 $ 320,000 $ 160,000 $ 53,000
Wayne, Indiana 2 $ 230,000 $ 115,000 $ 0
Johnson, Iowa 2 $ 150,000 $ 75,000 $ 51,000
Sedgwick, Kansas 2 $ 240,000 $ 120,000 $ 0
Bourbon, Kentucky 2 $ 220,000 $ 110,000 $ 27,000
Grant, Kentucky 2 $ 120,000 $ 60,000 $ 57,000
Jessamine, Kentucky 2 $ 230,000 $ 115,000 $ 91,000
Marshall, Kentucky 2 $ 50,000 $ 25,000 $ 48,000
East Baton Rouge, Louisiana 2 $ 240,000 $ 120,000 $ 40,000
Iberia, Louisiana 2 $ 320,000 $ 160,000 $ 174,000
York, Maine 2 $ 420,000 $ 210,000 $ 60,000
Wicomico, Maryland 2 $ 150,000 $ 75,000 $ 38,000
Antrim, Michigan 2 $ 90,000 $ 45,000 $ 27,000
Barry, Michigan 2 $ 250,000 $ 125,000 $ 50,000
Emmet, Michigan 2 $ 380,000 $ 190,000 $ 118,000
Genesee, Michigan 2 $ 170,000 $ 85,000 $ 31,000
Lapeer, Michigan 2 $ 230,000 $ 115,000 $ 85,000
Manistee, Michigan 2 $ 160,000 $ 80,000 $ 75,000
Monroe, Michigan 2 $ 380,000 $ 190,000 $ 43,000
Newaygo, Michigan 2 $ 350,000 $ 175,000 $ 92,000
Sanilac, Michigan 2 $ 130,000 $ 65,000 $ 38,000
St. Clair, Michigan 2 $ 150,000 $ 75,000 $ 43,000
St. Joseph, Michigan 2 $ 160,000 $ 80,000 $ 65,000
Van Buren, Michigan 2 $ 210,000 $ 105,000 $ 44,000
Washtenaw, Michigan 2 $ 220,000 $ 110,000 $ 165,000
Clay, Mississippi 2 $ 320,000 $ 160,000 $ 72,000
Cass, Missouri 2 $ 410,000 $ 205,000 $ 50,000
Ravalli, Montana 2 $ 190,000 $ 95,000 $ 36,000
Yellowstone, Montana 2 $ 140,000 $ 70,000 $ 50,000
Sarpy, Nebraska 2 $ 960,000 $ 480,000 $ 124,000
Lyon, Nevada 2 $ 310,000 $ 155,000 $ 0
Merrimack, New Hampshire 2 $ 210,000 $ 105,000 $ 106,000
Rockingham, New Hampshire 2 $ 700,000 $ 350,000 $ 103,000
Strafford, New Hampshire 2 $ 440,000 $ 220,000 $ 89,000
Somerset, New Jersey 2 $ 480,000 $ 240,000 $ 0
Sussex, New Jersey 2 $ 170,000 $ 85,000 $ 76,000
Warren, New Jersey 2 $ 260,000 $ 130,000 $ 0
Bronx, New York 2 $ 460,000 $ 230,000 $ 70,000
Dutchess, New York 2 $ 600,000 $ 300,000 $ 188,000
Livingston, New York 2 $ 170,000 $ 85,000 $ 50,000
Onondaga, New York 2 $ 170,000 $ 85,000 $ 31,000
Richmond, New York 2 $ 1,410,000 $ 705,000 $ 285,000
Buncombe, North Carolina 2 $ 240,000 $ 120,000 $ 59,000
Cabarrus, North Carolina 2 $ 450,000 $ 225,000 $ 84,000
Cumberland, North Carolina 2 $ 160,000 $ 80,000 $ 82,000
Forsyth, North Carolina 2 $ 290,000 $ 145,000 $ 44,000
Johnston, North Carolina 2 $ 310,000 $ 155,000 $ 38,000
Randolph, North Carolina 2 $ 170,000 $ 85,000 $ 54,000
Wilkes, North Carolina 2 $ 160,000 $ 80,000 $ 50,000
Cass, North Dakota 2 $ 230,000 $ 115,000 $ 89,000
Lake, Ohio 2 $ 160,000 $ 80,000 $ 98,000
Paulding, Ohio 2 $ 170,000 $ 85,000 $ 46,000
Trumbull, Ohio 2 $ 180,000 $ 90,000 $ 45,000
Josephine, Oregon 2 $ 720,000 $ 360,000 $ 111,000
Lane, Oregon 2 $ 290,000 $ 145,000 $ 117,000
Bucks, Pennsylvania 2 $ 610,000 $ 305,000 $ 552,000
Lackawanna, Pennsylvania 2 $ 320,000 $ 160,000 $ 45,000
Washington, Pennsylvania 2 $ 110,000 $ 55,000 $ 30,000
Jasper, South Carolina 2 $ 130,000 $ 65,000 $ 26,000
Anderson, Tennessee 2 $ 210,000 $ 105,000 $ 42,000
Cumberland, Tennessee 2 $ 230,000 $ 115,000 $ 72,000
Hidalgo, Texas 2 $ 130,000 $ 65,000 $ 25,000
Hunt, Texas 2 $ 130,000 $ 65,000 $ 69,000
Montgomery, Texas 2 $ 640,000 $ 320,000 $ 99,000
Nueces, Texas 2 $ 240,000 $ 120,000 $ 86,000
Rockwall, Texas 2 $ 310,000 $ 155,000 $ 39,000
Waller, Texas 2 $ 440,000 $ 220,000 $ 2,778,000
Webb, Texas 2 $ 250,000 $ 125,000 $ 0
Box Elder, Utah 2 $ 940,000 $ 470,000 $ 147,000
Duchesne, Utah 2 $ 260,000 $ 130,000 $ 72,000
Wasatch, Utah 2 $ 470,000 $ 235,000 $ 68,000
Rutland, Vermont 2 $ 170,000 $ 85,000 $ 26,000
Albemarle, Virginia 2 $ 600,000 $ 300,000 $ 127,000
Arlington, Virginia 2 $ 250,000 $ 125,000 $ 74,000
Hampton, Virginia 2 $ 370,000 $ 185,000 $ 133,000
Patrick, Virginia 2 $ 120,000 $ 60,000 $ 64,000
Stafford, Virginia 2 $ 350,000 $ 175,000 $ 0
Benton, Washington 2 $ 370,000 $ 185,000 $ 54,000
Thurston, Washington 2 $ 390,000 $ 195,000 $ 104,000
Door, Wisconsin 2 $ 310,000 $ 155,000 $ 145,000
Fond du Lac, Wisconsin 2 $ 120,000 $ 60,000 $ 51,000
Marathon, Wisconsin 2 $ 250,000 $ 125,000 $ 62,000
Sweetwater, Wyoming 2 $ 500,000 $ 250,000 $ 204,000
Bibb, Alabama 1 $ 65,000 $ 65,000 $ 43,000
Blount, Alabama 1 $ 185,000 $ 185,000 $ 180,000
Cherokee, Alabama 1 $ 55,000 $ 55,000 $ 33,000
Elmore, Alabama 1 $ 135,000 $ 135,000 $ 84,000
Etowah, Alabama 1 $ 55,000 $ 55,000 $ 40,000
Houston, Alabama 1 $ 85,000 $ 85,000 $ 26,000
Marion, Alabama 1 $ 185,000 $ 185,000 $ 64,000
Mobile, Alabama 1 $ 125,000 $ 125,000 $ 45,000
Russell, Alabama 1 $ 35,000 $ 35,000 $ 62,000
St. Clair, Alabama 1 $ 125,000 $ 125,000 $ 77,000
Winston, Alabama 1 $ 45,000 $ 45,000 $ 51,000
Matanuska-Susitna, Alaska 1 $ 335,000 $ 335,000 $ 109,000
Apache, Arizona 1 $ 45,000 $ 45,000 $ 61,000
Crawford, Arkansas 1 $ 195,000 $ 195,000 $ 101,000
Mississippi, Arkansas 1 $ 125,000 $ 125,000 $ 84,000
Pope, Arkansas 1 $ 35,000 $ 35,000 $ 22,000
Washington, Arkansas 1 $ 95,000 $ 95,000 $ 45,000
Calaveras, California 1 $ 305,000 $ 305,000 $ 0
Lassen, California 1 $ 155,000 $ 155,000 $ 0
Napa, California 1 $ 185,000 $ 185,000 $ 0
Nevada, California 1 $ 415,000 $ 415,000 $ 96,000
Placer, California 1 $ 105,000 $ 105,000 $ 0
Trinity, California 1 $ 115,000 $ 115,000 $ 66,000
Clear Creek, Colorado 1 $ 435,000 $ 435,000 $ 62,000
Elbert, Colorado 1 $ 335,000 $ 335,000 $ 0
Teller, Colorado 1 $ 165,000 $ 165,000 $ 50,000
Alachua, Florida 1 $ 75,000 $ 75,000 $ 36,000
Calhoun, Florida 1 $ 135,000 $ 135,000 $ 0
Columbia, Florida 1 $ 75,000 $ 75,000 $ 83,000
Hendry, Florida 1 $ 75,000 $ 75,000 $ 97,000
Highlands, Florida 1 $ 55,000 $ 55,000 $ 41,000
Levy, Florida 1 $ 115,000 $ 115,000 $ 83,000
Martin, Florida 1 $ 85,000 $ 85,000 $ 41,000
Putnam, Florida 1 $ 345,000 $ 345,000 $ 375,000
Wakulla, Florida 1 $ 485,000 $ 485,000 $ 156,000
Walton, Florida 1 $ 135,000 $ 135,000 $ 0
Washington, Florida 1 $ 235,000 $ 235,000 $ 43,000
Bibb, Georgia 1 $ 145,000 $ 145,000 $ 47,000
Bulloch, Georgia 1 $ 155,000 $ 155,000 $ 75,000
Carroll, Georgia 1 $ 225,000 $ 225,000 $ 72,000
Coweta, Georgia 1 $ 185,000 $ 185,000 $ 0
Dawson, Georgia 1 $ 235,000 $ 235,000 $ 0
Effingham, Georgia 1 $ 155,000 $ 155,000 $ 108,000
Gilmer, Georgia 1 $ 125,000 $ 125,000 $ 70,000
Jackson, Georgia 1 $ 125,000 $ 125,000 $ 0
Monroe, Georgia 1 $ 45,000 $ 45,000 $ 163,000
Spalding, Georgia 1 $ 65,000 $ 65,000 $ 22,000
Thomas, Georgia 1 $ 145,000 $ 145,000 $ 83,000
Washington, Georgia 1 $ 45,000 $ 45,000 $ 81,000
Whitfield, Georgia 1 $ 115,000 $ 115,000 $ 43,000
Maui, Hawaii 1 $ 435,000 $ 435,000 $ 362,000
Bingham, Idaho 1 $ 215,000 $ 215,000 $ 89,000
Bonneville, Idaho 1 $ 185,000 $ 185,000 $ 70,000
Adams, Illinois 1 $ 135,000 $ 135,000 $ 85,000
Champaign, Illinois 1 $ 135,000 $ 135,000 $ 95,000
Coles, Illinois 1 $ 115,000 $ 115,000 $ 347,000
DeKalb, Illinois 1 $ 155,000 $ 155,000 $ 40,000
Kendall, Illinois 1 $ 145,000 $ 145,000 $ 97,000
LaSalle, Illinois 1 $ 105,000 $ 105,000 $ 71,000
Livingston, Illinois 1 $ 55,000 $ 55,000 $ 58,000
McDonough, Illinois 1 $ 115,000 $ 115,000 $ 182,000
Piatt, Illinois 1 $ 85,000 $ 85,000 $ 38,000
St. Clair, Illinois 1 $ 55,000 $ 55,000 $ 43,000
Union, Illinois 1 $ 55,000 $ 55,000 $ 135,000
Allen, Indiana 1 $ 75,000 $ 75,000 $ 26,000
Clark, Indiana 1 $ 135,000 $ 135,000 $ 41,000
DeKalb, Indiana 1 $ 45,000 $ 45,000 $ 53,000
Floyd, Indiana 1 $ 165,000 $ 165,000 $ 111,000
Grant, Indiana 1 $ 105,000 $ 105,000 $ 23,000
Jasper, Indiana 1 $ 65,000 $ 65,000 $ 51,000
Jennings, Indiana 1 $ 85,000 $ 85,000 $ 64,000
Morgan, Indiana 1 $ 175,000 $ 175,000 $ 43,000
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Mortgage Loan Application Detail Totals for First National Bank of America in 2019

Loan Purpose

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Home Purchase 4,474 $872,780,000 $195,000 $4,355,000 $85,000 $3,600,000
Cash-out Refinancing 335 $63,455,000 $189,000 $1,205,000 $80,000 $840,000
Refinancing 239 $46,975,000 $196,000 $895,000 $92,000 $706,000
Other Purpose 188 $30,950,000 $164,000 $635,000 $81,000 $542,000
Home Improvement 113 $15,705,000 $138,000 $755,000 $73,000 $361,000
Not Applicable 0 $0 $0 $0 $0 $0

Applicant Race

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Hispanic 2,666 $519,790,000 $194,000 $975,000 $78,000 $2,778,000
Not applicable 1,425 $282,475,000 $198,000 $4,355,000 $0 $0
White 811 $143,915,000 $177,000 $2,945,000 $98,000 $3,600,000
Not Provided 237 $41,755,000 $176,000 $1,205,000 $85,000 $943,000
Black or African American 130 $21,530,000 $165,000 $925,000 $102,000 $603,000
Asian 51 $14,155,000 $277,000 $975,000 $149,000 $1,096,000
American Indian or Alaskan Native 3 $485,000 $161,000 $265,000 $71,000 $96,000
Native Hawaiian or Other Pacific Islander 1 $105,000 $105,000 $105,000 $42,000 $42,000

Loan Type

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Conventional (any loan other than FHA, VA, FSA, or RHS loans) 5,349 $1,029,865,000 $192,000 $4,355,000 $84,000 $3,600,000
FHA-insured (Federal Housing Administration) 0 $0 $0 $0 $0 $0
FSA/RHS (Farm Service Agency or Rural Housing Service) 0 $0 $0 $0 $0 $0
VA-guaranteed (Veterans Administration) 0 $0 $0 $0 $0 $0

Outcome

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Loan Originated 2,565 $514,395,000 $200,000 $4,355,000 $83,000 $1,030,000
Loan Purchased By The Institution 1,367 $264,825,000 $193,000 $1,505,000 $0 $0
Application Denied By Financial Institution 691 $117,165,000 $169,000 $2,945,000 $86,000 $3,600,000
Application Withdrawn By Applicant 649 $120,785,000 $186,000 $775,000 $90,000 $2,778,000
File Closed For Incompleteness 49 $8,335,000 $170,000 $815,000 $79,000 $203,000
Application Approved But Not Accepted 28 $4,360,000 $155,000 $575,000 $68,000 $135,000
Preapproval Approved but not Accepted 0 $0 $0 $0 $0 $0
Preapproval Denied by Financial Institution 0 $0 $0 $0 $0 $0

Denial Reason

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Not applicable 4,658 $912,700,000 $195,000 $4,355,000 $84,000 $2,778,000
Credit History 284 $46,680,000 $164,000 $1,035,000 $80,000 $670,000
Collateral 202 $34,260,000 $169,000 $1,205,000 $96,000 $943,000
Debt-To-Income Ratio 72 $12,110,000 $168,000 $485,000 $45,000 $159,000
Other 53 $8,915,000 $168,000 $505,000 $88,000 $477,000
Unverifiable Information 32 $7,970,000 $249,000 $2,945,000 $171,000 $3,600,000
Insufficient Cash (Downpayment, Closing Cost) 29 $5,105,000 $176,000 $725,000 $97,000 $1,096,000
Credit Application Incomplete 17 $1,835,000 $107,000 $305,000 $47,000 $73,000
Employment History 2 $290,000 $145,000 $225,000 $67,000 $100,000
Mortgage Insurance Denied 0 $0 $0 $0 $0 $0

Our comprehensive HMDA mortgage statistics provide invaluable insights into First National Bank of America's 2019 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.

This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics, and assess First National Bank of America's mortgage approval patterns. Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
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