First National Bank Of America
Mortgage Loan Application
Totals and Details
for 2019
Find mortgage loan statistics, lending data, and loan application totals for Michigan.
The mortgage statistics and data below are specific to mortgage loan applications for First National Bank Of America.
Search for mortgage lenders by state, county, or metropolitan area
and explore the loan application details and stats broken down by several loan categories from 2003-2021.
| Mortgage Company & Address | First National Bank Of America 241 East Saginaw East Lansing, MI 48823 Tel #: available with data download |
| Federal Regulator | * available with data download |
| Years | 2021 2020 2019 2018 2017 2016 2015 2014 2013 2012 2011 2010 2009 2008 2007 2006 2005 2004 2003 |
| Total Number of Mortgage Applications | 5,349 |
| Total Mortgage Loan Application Amount | $1,029,865,000 |
| Average Mortgage Loan Application Amount | $176,400 |
| Highest Mortgage Loan Application Amount | $4,355,000 |
| Average Applicant Income | $82,200 |
| Highest Applicant Income | $3,600,000 |
Overall mortgage application loan totals and averages for this lender are provided for each year by county, metro area, and the entire US.
The loan data is broken down by loan purpose, loan type, applicant race, application outcome, and denial reason. With this information, you can get a detailed view of locations
where the mortgage lender is actively processing applications as well as the types and outcomes of loans from these applications.
As you search for mortgage loan stats and lending data in MI, the totals and averages will help you understand where the lender does business as well as the volume of business they do.
| County | Total Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loans Applications | Average Mortgage Loan Application Amount | Average Applicant Income |
|---|---|---|---|---|
| Owen County Indiana | 1 | $ 145,000 | $ 145,000 | $ 58,000 |
| Shelby County Indiana | 1 | $ 105,000 | $ 105,000 | $ 0 |
| Starke County Indiana | 1 | $ 85,000 | $ 85,000 | $ 34,000 |
| Steuben County Indiana | 1 | $ 305,000 | $ 305,000 | $ 0 |
| Sullivan County Indiana | 1 | $ 55,000 | $ 55,000 | $ 25,000 |
| Warrick County Indiana | 1 | $ 125,000 | $ 125,000 | $ 43,000 |
| Black Hawk County Iowa | 1 | $ 25,000 | $ 25,000 | $ 79,000 |
| Dallas County Iowa | 1 | $ 225,000 | $ 225,000 | $ 0 |
| Lee County Iowa | 1 | $ 95,000 | $ 95,000 | $ 41,000 |
| Woodbury County Iowa | 1 | $ 75,000 | $ 75,000 | $ 66,000 |
| Butler County Kansas | 1 | $ 65,000 | $ 65,000 | $ 0 |
| Nemaha County Kansas | 1 | $ 25,000 | $ 25,000 | $ 55,000 |
| Shawnee County Kansas | 1 | $ 135,000 | $ 135,000 | $ 90,000 |
| Sherman County Kansas | 1 | $ 45,000 | $ 45,000 | $ 31,000 |
| Calloway County Kentucky | 1 | $ 75,000 | $ 75,000 | $ 39,000 |
| Campbell County Kentucky | 1 | $ 215,000 | $ 215,000 | $ 107,000 |
| Henry County Kentucky | 1 | $ 125,000 | $ 125,000 | $ 53,000 |
| Kenton County Kentucky | 1 | $ 135,000 | $ 135,000 | $ 59,000 |
| Nelson County Kentucky | 1 | $ 145,000 | $ 145,000 | $ 52,000 |
| Scott County Kentucky | 1 | $ 125,000 | $ 125,000 | $ 63,000 |
| Warren County Kentucky | 1 | $ 205,000 | $ 205,000 | $ 61,000 |
| Lafayette County Louisiana | 1 | $ 145,000 | $ 145,000 | $ 46,000 |
| Lafourche County Louisiana | 1 | $ 35,000 | $ 35,000 | $ 62,000 |
| Livingston County Louisiana | 1 | $ 135,000 | $ 135,000 | $ 0 |
| St. Tammany County Louisiana | 1 | $ 45,000 | $ 45,000 | $ 21,000 |
| Kennebec County Maine | 1 | $ 65,000 | $ 65,000 | $ 109,000 |
| Dorchester County Maryland | 1 | $ 155,000 | $ 155,000 | $ 44,000 |
| Talbot County Maryland | 1 | $ 185,000 | $ 185,000 | $ 63,000 |
| Alcona County Michigan | 1 | $ 95,000 | $ 95,000 | $ 55,000 |
| Allegan County Michigan | 1 | $ 135,000 | $ 135,000 | $ 49,000 |
| Alpena County Michigan | 1 | $ 45,000 | $ 45,000 | $ 56,000 |
| Bay County Michigan | 1 | $ 25,000 | $ 25,000 | $ 68,000 |
| Calhoun County Michigan | 1 | $ 15,000 | $ 15,000 | $ 22,000 |
| Cass County Michigan | 1 | $ 45,000 | $ 45,000 | $ 36,000 |
| Charlevoix County Michigan | 1 | $ 55,000 | $ 55,000 | $ 34,000 |
| Gladwin County Michigan | 1 | $ 85,000 | $ 85,000 | $ 82,000 |
| Gogebic County Michigan | 1 | $ 135,000 | $ 135,000 | $ 0 |
| Lake County Michigan | 1 | $ 55,000 | $ 55,000 | $ 40,000 |
| Leelanau County Michigan | 1 | $ 55,000 | $ 55,000 | $ 72,000 |
| Lenawee County Michigan | 1 | $ 95,000 | $ 95,000 | $ 0 |
| Livingston County Michigan | 1 | $ 245,000 | $ 245,000 | $ 117,000 |
| Mecosta County Michigan | 1 | $ 155,000 | $ 155,000 | $ 0 |
| Midland County Michigan | 1 | $ 95,000 | $ 95,000 | $ 76,000 |
| Oceana County Michigan | 1 | $ 25,000 | $ 25,000 | $ 34,000 |
| Ogemaw County Michigan | 1 | $ 45,000 | $ 45,000 | $ 71,000 |
| Otsego County Michigan | 1 | $ 85,000 | $ 85,000 | $ 0 |
| Presque Isle County Michigan | 1 | $ 105,000 | $ 105,000 | $ 89,000 |
| Shiawassee County Michigan | 1 | $ 65,000 | $ 65,000 | $ 0 |
| Blue Earth County Minnesota | 1 | $ 115,000 | $ 115,000 | $ 60,000 |
| Carver County Minnesota | 1 | $ 185,000 | $ 185,000 | $ 42,000 |
| Dodge County Minnesota | 1 | $ 155,000 | $ 155,000 | $ 0 |
| Isanti County Minnesota | 1 | $ 235,000 | $ 235,000 | $ 0 |
| Olmsted County Minnesota | 1 | $ 445,000 | $ 445,000 | $ 149,000 |
| Polk County Minnesota | 1 | $ 85,000 | $ 85,000 | $ 61,000 |
| Washington County Minnesota | 1 | $ 105,000 | $ 105,000 | $ 34,000 |
| Winona County Minnesota | 1 | $ 55,000 | $ 55,000 | $ 62,000 |
| Forrest County Mississippi | 1 | $ 55,000 | $ 55,000 | $ 54,000 |
| Jackson County Mississippi | 1 | $ 75,000 | $ 75,000 | $ 80,000 |
| Lowndes County Mississippi | 1 | $ 45,000 | $ 45,000 | $ 22,000 |
| Panola County Mississippi | 1 | $ 55,000 | $ 55,000 | $ 51,000 |
| Pontotoc County Mississippi | 1 | $ 55,000 | $ 55,000 | $ 0 |
| Tishomingo County Mississippi | 1 | $ 65,000 | $ 65,000 | $ 37,000 |
| Yalobusha County Mississippi | 1 | $ 25,000 | $ 25,000 | $ 25,000 |
| Cape Girardeau County Missouri | 1 | $ 185,000 | $ 185,000 | $ 85,000 |
| Clay County Missouri | 1 | $ 345,000 | $ 345,000 | $ 128,000 |
| DeKalb County Missouri | 1 | $ 45,000 | $ 45,000 | $ 24,000 |
| Livingston County Missouri | 1 | $ 95,000 | $ 95,000 | $ 30,000 |
| McDonald County Missouri | 1 | $ 65,000 | $ 65,000 | $ 64,000 |
| Scotland County Missouri | 1 | $ 255,000 | $ 255,000 | $ 76,000 |
| Deer Lodge County Montana | 1 | $ 315,000 | $ 315,000 | $ 114,000 |
| Flathead County Montana | 1 | $ 225,000 | $ 225,000 | $ 76,000 |
| Sanders County Montana | 1 | $ 205,000 | $ 205,000 | $ 85,000 |
| Adams County Nebraska | 1 | $ 45,000 | $ 45,000 | $ 0 |
| Cass County Nebraska | 1 | $ 135,000 | $ 135,000 | $ 45,000 |
| Hall County Nebraska | 1 | $ 165,000 | $ 165,000 | $ 64,000 |
| Elko County Nevada | 1 | $ 155,000 | $ 155,000 | $ 0 |
| Nye County Nevada | 1 | $ 175,000 | $ 175,000 | $ 0 |
| Sullivan County New Hampshire | 1 | $ 115,000 | $ 115,000 | $ 59,000 |
| Salem County New Jersey | 1 | $ 55,000 | $ 55,000 | $ 108,000 |
| Bernalillo County New Mexico | 1 | $ 45,000 | $ 45,000 | $ 49,000 |
| Dona Ana County New Mexico | 1 | $ 55,000 | $ 55,000 | $ 74,000 |
| Lea County New Mexico | 1 | $ 65,000 | $ 65,000 | $ 46,000 |
| Otero County New Mexico | 1 | $ 105,000 | $ 105,000 | $ 155,000 |
| Santa Fe County New Mexico | 1 | $ 135,000 | $ 135,000 | $ 40,000 |
| Broome County New York | 1 | $ 105,000 | $ 105,000 | $ 67,000 |
| Chautauqua County New York | 1 | $ 65,000 | $ 65,000 | $ 35,000 |
| Herkimer County New York | 1 | $ 55,000 | $ 55,000 | $ 45,000 |
| Jefferson County New York | 1 | $ 95,000 | $ 95,000 | $ 42,000 |
| Kings County New York | 1 | $ 385,000 | $ 385,000 | $ 122,000 |
| Oneida County New York | 1 | $ 25,000 | $ 25,000 | $ 27,000 |
| Orleans County New York | 1 | $ 105,000 | $ 105,000 | $ 53,000 |
| Putnam County New York | 1 | $ 285,000 | $ 285,000 | $ 116,000 |
| Ulster County New York | 1 | $ 115,000 | $ 115,000 | $ 1,030,000 |
| Alamance County North Carolina | 1 | $ 415,000 | $ 415,000 | $ 146,000 |
| Brunswick County North Carolina | 1 | $ 65,000 | $ 65,000 | $ 50,000 |
| Catawba County North Carolina | 1 | $ 185,000 | $ 185,000 | $ 89,000 |
| Chatham County North Carolina | 1 | $ 105,000 | $ 105,000 | $ 0 |
| Cherokee County North Carolina | 1 | $ 85,000 | $ 85,000 | $ 51,000 |
| Dare County North Carolina | 1 | $ 215,000 | $ 215,000 | $ 53,000 |
| Edgecombe County North Carolina | 1 | $ 15,000 | $ 15,000 | $ 39,000 |
| Gaston County North Carolina | 1 | $ 165,000 | $ 165,000 | $ 0 |
| Harnett County North Carolina | 1 | $ 45,000 | $ 45,000 | $ 36,000 |
| Henderson County North Carolina | 1 | $ 185,000 | $ 185,000 | $ 132,000 |
| Macon County North Carolina | 1 | $ 135,000 | $ 135,000 | $ 91,000 |
| New Hanover County North Carolina | 1 | $ 155,000 | $ 155,000 | $ 0 |
| Pender County North Carolina | 1 | $ 175,000 | $ 175,000 | $ 0 |
| Pitt County North Carolina | 1 | $ 45,000 | $ 45,000 | $ 118,000 |
| Richmond County North Carolina | 1 | $ 25,000 | $ 25,000 | $ 54,000 |
| Warren County North Carolina | 1 | $ 25,000 | $ 25,000 | $ 92,000 |
| Wayne County North Carolina | 1 | $ 15,000 | $ 15,000 | $ 26,000 |
| Grand Forks County North Dakota | 1 | $ 105,000 | $ 105,000 | $ 153,000 |
| Adams County Ohio | 1 | $ 105,000 | $ 105,000 | $ 72,000 |
| Ashtabula County Ohio | 1 | $ 45,000 | $ 45,000 | $ 61,000 |
| Auglaize County Ohio | 1 | $ 125,000 | $ 125,000 | $ 54,000 |
| Clark County Ohio | 1 | $ 125,000 | $ 125,000 | $ 73,000 |
| Coshocton County Ohio | 1 | $ 95,000 | $ 95,000 | $ 80,000 |
| Darke County Ohio | 1 | $ 65,000 | $ 65,000 | $ 52,000 |
| Defiance County Ohio | 1 | $ 95,000 | $ 95,000 | $ 46,000 |
| Delaware County Ohio | 1 | $ 155,000 | $ 155,000 | $ 0 |
| Fayette County Ohio | 1 | $ 85,000 | $ 85,000 | $ 26,000 |
| Geauga County Ohio | 1 | $ 285,000 | $ 285,000 | $ 115,000 |
| Greene County Ohio | 1 | $ 65,000 | $ 65,000 | $ 240,000 |
| Licking County Ohio | 1 | $ 175,000 | $ 175,000 | $ 0 |
| Lucas County Ohio | 1 | $ 105,000 | $ 105,000 | $ 98,000 |
| Preble County Ohio | 1 | $ 185,000 | $ 185,000 | $ 50,000 |
| Summit County Ohio | 1 | $ 225,000 | $ 225,000 | $ 0 |
| Van Wert County Ohio | 1 | $ 55,000 | $ 55,000 | $ 25,000 |
| Warren County Ohio | 1 | $ 385,000 | $ 385,000 | $ 0 |
| Comanche County Oklahoma | 1 | $ 195,000 | $ 195,000 | $ 0 |
| Lincoln County Oklahoma | 1 | $ 95,000 | $ 95,000 | $ 54,000 |
| Rogers County Oklahoma | 1 | $ 145,000 | $ 145,000 | $ 0 |
| Wagoner County Oklahoma | 1 | $ 95,000 | $ 95,000 | $ 0 |
| Clackamas County Oregon | 1 | $ 325,000 | $ 325,000 | $ 80,000 |
| Coos County Oregon | 1 | $ 255,000 | $ 255,000 | $ 141,000 |
| Crook County Oregon | 1 | $ 655,000 | $ 655,000 | $ 127,000 |
| Curry County Oregon | 1 | $ 75,000 | $ 75,000 | $ 29,000 |
| Grant County Oregon | 1 | $ 55,000 | $ 55,000 | $ 48,000 |
| Jefferson County Oregon | 1 | $ 95,000 | $ 95,000 | $ 116,000 |
| Klamath County Oregon | 1 | $ 145,000 | $ 145,000 | $ 93,000 |
| Polk County Oregon | 1 | $ 195,000 | $ 195,000 | $ 79,000 |
| Wallowa County Oregon | 1 | $ 65,000 | $ 65,000 | $ 16,000 |
| Yamhill County Oregon | 1 | $ 285,000 | $ 285,000 | $ 0 |
| Berks County Pennsylvania | 1 | $ 205,000 | $ 205,000 | $ 72,000 |
| Columbia County Pennsylvania | 1 | $ 55,000 | $ 55,000 | $ 61,000 |
| Franklin County Pennsylvania | 1 | $ 185,000 | $ 185,000 | $ 47,000 |
| Greene County Pennsylvania | 1 | $ 85,000 | $ 85,000 | $ 28,000 |
| Lancaster County Pennsylvania | 1 | $ 155,000 | $ 155,000 | $ 74,000 |
| Lawrence County Pennsylvania | 1 | $ 85,000 | $ 85,000 | $ 50,000 |
| Monroe County Pennsylvania | 1 | $ 135,000 | $ 135,000 | $ 0 |
| Northampton County Pennsylvania | 1 | $ 235,000 | $ 235,000 | $ 0 |
| Pike County Pennsylvania | 1 | $ 45,000 | $ 45,000 | $ 146,000 |
| Venango County Pennsylvania | 1 | $ 295,000 | $ 295,000 | $ 84,000 |
| Wayne County Pennsylvania | 1 | $ 35,000 | $ 35,000 | $ 67,000 |
| York County Pennsylvania | 1 | $ 155,000 | $ 155,000 | $ 0 |
| Newport County Rhode Island | 1 | $ 125,000 | $ 125,000 | $ 95,000 |
| Washington County Rhode Island | 1 | $ 75,000 | $ 75,000 | $ 68,000 |
| Barnwell County South Carolina | 1 | $ 25,000 | $ 25,000 | $ 156,000 |
| Georgetown County South Carolina | 1 | $ 135,000 | $ 135,000 | $ 85,000 |
| Newberry County South Carolina | 1 | $ 105,000 | $ 105,000 | $ 78,000 |
| Sumter County South Carolina | 1 | $ 95,000 | $ 95,000 | $ 0 |
| York County South Carolina | 1 | $ 295,000 | $ 295,000 | $ 91,000 |
| Lincoln County South Dakota | 1 | $ 75,000 | $ 75,000 | $ 32,000 |
| Perkins County South Dakota | 1 | $ 75,000 | $ 75,000 | $ 12,000 |
| Greene County Tennessee | 1 | $ 155,000 | $ 155,000 | $ 94,000 |
| Knox County Tennessee | 1 | $ 125,000 | $ 125,000 | $ 0 |
| Macon County Tennessee | 1 | $ 75,000 | $ 75,000 | $ 36,000 |
| Sullivan County Tennessee | 1 | $ 155,000 | $ 155,000 | $ 97,000 |
| Bandera County Texas | 1 | $ 105,000 | $ 105,000 | $ 55,000 |
| Bell County Texas | 1 | $ 155,000 | $ 155,000 | $ 45,000 |
| Brazos County Texas | 1 | $ 115,000 | $ 115,000 | $ 43,000 |
| Colorado County Texas | 1 | $ 235,000 | $ 235,000 | $ 104,000 |
| Ector County Texas | 1 | $ 215,000 | $ 215,000 | $ 76,000 |
| Guadalupe County Texas | 1 | $ 235,000 | $ 235,000 | $ 0 |
| Johnson County Texas | 1 | $ 215,000 | $ 215,000 | $ 60,000 |
| Lamar County Texas | 1 | $ 25,000 | $ 25,000 | $ 31,000 |
| Lubbock County Texas | 1 | $ 105,000 | $ 105,000 | $ 52,000 |
| Montague County Texas | 1 | $ 95,000 | $ 95,000 | $ 75,000 |
| Polk County Texas | 1 | $ 165,000 | $ 165,000 | $ 123,000 |
| Randall County Texas | 1 | $ 55,000 | $ 55,000 | $ 78,000 |
| Tom Green County Texas | 1 | $ 35,000 | $ 35,000 | $ 86,000 |
| Van Zandt County Texas | 1 | $ 75,000 | $ 75,000 | $ 0 |
| Wood County Texas | 1 | $ 125,000 | $ 125,000 | $ 93,000 |
| Summit County Utah | 1 | $ 255,000 | $ 255,000 | $ 175,000 |
| Lamoille County Vermont | 1 | $ 195,000 | $ 195,000 | $ 74,000 |
| Windham County Vermont | 1 | $ 175,000 | $ 175,000 | $ 83,000 |
| Windsor County Vermont | 1 | $ 75,000 | $ 75,000 | $ 65,000 |
| Alexandria County Virginia | 1 | $ 195,000 | $ 195,000 | $ 65,000 |
| Caroline County Virginia | 1 | $ 185,000 | $ 185,000 | $ 68,000 |
| Charlottesville County Virginia | 1 | $ 165,000 | $ 165,000 | $ 50,000 |
| Clarke County Virginia | 1 | $ 215,000 | $ 215,000 | $ 255,000 |
| Fauquier County Virginia | 1 | $ 255,000 | $ 255,000 | $ 56,000 |
| Hanover County Virginia | 1 | $ 435,000 | $ 435,000 | $ 183,000 |
| Harrisonburg County Virginia | 1 | $ 45,000 | $ 45,000 | $ 48,000 |
| Manassas Park County Virginia | 1 | $ 295,000 | $ 295,000 | $ 0 |
| Middlesex County Virginia | 1 | $ 175,000 | $ 175,000 | $ 53,000 |
| Norfolk County Virginia | 1 | $ 75,000 | $ 75,000 | $ 51,000 |
| Orange County Virginia | 1 | $ 95,000 | $ 95,000 | $ 33,000 |
| Roanoke County Virginia | 1 | $ 135,000 | $ 135,000 | $ 44,000 |
| Shenandoah County Virginia | 1 | $ 135,000 | $ 135,000 | $ 37,000 |
| Virginia Beach County Virginia | 1 | $ 185,000 | $ 185,000 | $ 104,000 |
| Warren County Virginia | 1 | $ 185,000 | $ 185,000 | $ 35,000 |
| Cowlitz County Washington | 1 | $ 175,000 | $ 175,000 | $ 132,000 |
| Douglas County Washington | 1 | $ 185,000 | $ 185,000 | $ 40,000 |
| Kitsap County Washington | 1 | $ 275,000 | $ 275,000 | $ 174,000 |
| Lewis County Washington | 1 | $ 215,000 | $ 215,000 | $ 0 |
| Skagit County Washington | 1 | $ 295,000 | $ 295,000 | $ 0 |
| Stevens County Washington | 1 | $ 145,000 | $ 145,000 | $ 182,000 |
| Whatcom County Washington | 1 | $ 75,000 | $ 75,000 | $ 87,000 |
| Berkeley County West Virginia | 1 | $ 165,000 | $ 165,000 | $ 177,000 |
| Jefferson County West Virginia | 1 | $ 285,000 | $ 285,000 | $ 66,000 |
| Kanawha County West Virginia | 1 | $ 65,000 | $ 65,000 | $ 58,000 |
| Barron County Wisconsin | 1 | $ 45,000 | $ 45,000 | $ 34,000 |
| Brown County Wisconsin | 1 | $ 95,000 | $ 95,000 | $ 0 |
| Crawford County Wisconsin | 1 | $ 105,000 | $ 105,000 | $ 46,000 |
| Douglas County Wisconsin | 1 | $ 75,000 | $ 75,000 | $ 154,000 |
| Grant County Wisconsin | 1 | $ 55,000 | $ 55,000 | $ 101,000 |
| Sauk County Wisconsin | 1 | $ 125,000 | $ 125,000 | $ 71,000 |
| Walworth County Wisconsin | 1 | $ 115,000 | $ 115,000 | $ 0 |
| Waushara County Wisconsin | 1 | $ 35,000 | $ 35,000 | $ 28,000 |
| Winnebago County Wisconsin | 1 | $ 35,000 | $ 35,000 | $ 70,000 |
| Natrona County Wyoming | 1 | $ 145,000 | $ 145,000 | $ 68,000 |
The mortgage data stats below are displayed in sortable categories such as loan purpose, race of mortgage applicant, loan type, the outcome of the application, and reason for denial.
Each category breaks down the total number of mortgage applications, the total dollar amount for those applications, the average mortgage amount, the highest mortgage loan applied for within that category,
the average income of the mortgage applicants, and the highest income of the mortgage applicants.
You can also download the entire list of mortgage lenders along with their aggregated lending data for the state of Michigan,
and search the same numbers and information back through 2003.
Mortgage Loan Application Detail Totals for First National Bank Of America in 2019
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Home Purchase | 4,474 | $872,780,000 | $195,000 | $4,355,000 | $85,000 | $3,600,000 |
| Cash-out Refinancing | 335 | $63,455,000 | $189,000 | $1,205,000 | $80,000 | $840,000 |
| Refinancing | 239 | $46,975,000 | $196,000 | $895,000 | $92,000 | $706,000 |
| Other Purpose | 188 | $30,950,000 | $164,000 | $635,000 | $81,000 | $542,000 |
| Home Improvement | 113 | $15,705,000 | $138,000 | $755,000 | $73,000 | $361,000 |
| Not Applicable | 0 | $0 | $0 | $0 | $0 | $0 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Hispanic | 2,666 | $519,790,000 | $194,000 | $975,000 | $78,000 | $2,778,000 |
| Not applicable | 1,425 | $282,475,000 | $198,000 | $4,355,000 | $0 | $0 |
| White | 811 | $143,915,000 | $177,000 | $2,945,000 | $98,000 | $3,600,000 |
| Not Provided | 237 | $41,755,000 | $176,000 | $1,205,000 | $85,000 | $943,000 |
| Black or African American | 130 | $21,530,000 | $165,000 | $925,000 | $102,000 | $603,000 |
| Asian | 51 | $14,155,000 | $277,000 | $975,000 | $149,000 | $1,096,000 |
| American Indian or Alaskan Native | 3 | $485,000 | $161,000 | $265,000 | $71,000 | $96,000 |
| Native Hawaiian or Other Pacific Islander | 1 | $105,000 | $105,000 | $105,000 | $42,000 | $42,000 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 5,349 | $1,029,865,000 | $192,000 | $4,355,000 | $84,000 | $3,600,000 |
| FHA-insured (Federal Housing Administration) | 0 | $0 | $0 | $0 | $0 | $0 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 0 | $0 | $0 | $0 | $0 | $0 |
| VA-guaranteed (Veterans Administration) | 0 | $0 | $0 | $0 | $0 | $0 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Loan Originated | 2,565 | $514,395,000 | $200,000 | $4,355,000 | $83,000 | $1,030,000 |
| Loan Purchased By The Institution | 1,367 | $264,825,000 | $193,000 | $1,505,000 | $0 | $0 |
| Application Denied By Financial Institution | 691 | $117,165,000 | $169,000 | $2,945,000 | $86,000 | $3,600,000 |
| Application Withdrawn By Applicant | 649 | $120,785,000 | $186,000 | $775,000 | $90,000 | $2,778,000 |
| File Closed For Incompleteness | 49 | $8,335,000 | $170,000 | $815,000 | $79,000 | $203,000 |
| Application Approved But Not Accepted | 28 | $4,360,000 | $155,000 | $575,000 | $68,000 | $135,000 |
| Preapproval Approved but not Accepted | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Denied by Financial Institution | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Not applicable | 4,658 | $912,700,000 | $195,000 | $4,355,000 | $84,000 | $2,778,000 |
| Credit History | 284 | $46,680,000 | $164,000 | $1,035,000 | $80,000 | $670,000 |
| Collateral | 202 | $34,260,000 | $169,000 | $1,205,000 | $96,000 | $943,000 |
| Debt-To-Income Ratio | 72 | $12,110,000 | $168,000 | $485,000 | $45,000 | $159,000 |
| Other | 53 | $8,915,000 | $168,000 | $505,000 | $88,000 | $477,000 |
| Unverifiable Information | 32 | $7,970,000 | $249,000 | $2,945,000 | $171,000 | $3,600,000 |
| Insufficient Cash (Downpayment, Closing Cost) | 29 | $5,105,000 | $176,000 | $725,000 | $97,000 | $1,096,000 |
| Credit Application Incomplete | 17 | $1,835,000 | $107,000 | $305,000 | $47,000 | $73,000 |
| Employment History | 2 | $290,000 | $145,000 | $225,000 | $67,000 | $100,000 |
| Mortgage Insurance Denied | 0 | $0 | $0 | $0 | $0 | $0 |
These totals and details for mortgage applications will give you a better idea of what to expect when researching mortgage lenders. Whether you are looking for a home loan, for home refinancing, or for home improvement loan statistics, we have the information you need. This mortgage loan data gives you everything you need to know as you start your search for the best lenders in MI, and gives you an idea of what the best mortgage lenders really are.
If you prefer, you can download a copy of the entire list of mortgage lenders in Michigan, and search similar information at your convenience.