First National Bank Of Arizona
HMDA Loan Application Totals
and Mortgage Lending Details
for 2005
First National Bank Of Arizona 2005 HMDA loan application data provides key insights into its mortgage lending trends, applicant demographics, and loan distribution.
The Home Mortgage Disclosure Act (HMDA) requires lenders to report detailed loan application data, offering transparency into lending patterns.
The data reveals trends in average loan size, applicant income, and mortgage approval rates, helping consumers and analysts understand lending accessibility.
Below, explore a breakdown of loan applications by county, metro area, loan purpose, applicant race, loan type, and more.
Whether you're an industry professional, homebuyer, or researcher,
this information provides valuable insights into mortgage lending activity.
Scroll down to view the full dataset and analyze lending trends in greater detail.
| Mortgage Company & Address | First National Bank Of Arizona 17600 North Perimeter Drive Scottsdale, AZ 85255 Tel #: available with data download |
| Federal Regulator | * available with data download |
| Years | 2007 2006 2005 2004 2003 |
| Total Number of Mortgage Applications | 56,135 |
| Total Mortgage Loan Application Amount | $12,341,918,000 |
| Average Mortgage Loan Application Amount | $192,081 |
| Highest Mortgage Loan Application Amount | $5,155,000 |
| Average Applicant Income | $69,318 |
| Highest Applicant Income | $7,481,000 |
Explore comprehensive HMDA mortgage statistics and lending trends for 2005 with First National Bank Of Arizona. Below, you'll find key insights into this lender's mortgage activity, including total loan applications, average mortgage amounts, highest application values, and income levels of top applicants. Whether you're analyzing First National Bank Of Arizona's lending patterns or researching mortgage trends, these statistics provide valuable transparency into their loan activity.
Our HMDA dataset for 2005 breaks down First National Bank Of Arizona's mortgage applications by loan purpose, applicant race, loan type, approval outcomes, and reasons for denial. These insights help homebuyers, financial analysts, and industry professionals assess borrower demographics and lending practices, offering a clearer view of how First National Bank Of Arizona serves its applicants.
Each category highlights the total number of mortgage applications processed by First National Bank Of Arizona, total loan amounts, average mortgage values, and the highest mortgage amounts recorded. You can also review borrower income trends, including the average and highest reported applicant incomes for loans issued by this lender. Whether you're evaluating lender performance, comparing mortgage approval rates, or exploring loan options, this HMDA-backed data offers a crucial look at First National Bank Of Arizona's mortgage activity for 2005.
| Metro Area | Total Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Application Amount | Average Applicant Income |
|---|---|---|---|---|
| PHOENIX-MESA-SCOTTSDALE, AZ | 5,666 | $ 1,038,316,000 | $ 183,000 | $ 89,000 |
| LAS VEGAS-PARADISE, NV | 2,132 | $ 495,413,000 | $ 232,000 | $ 94,000 |
| NEW YORK-WAYNE-WHITE PLAINS, NY-NJ | 1,922 | $ 656,073,000 | $ 341,000 | $ 99,000 |
| CHICAGO-NAPERVILLE-JOLIET, IL | 1,805 | $ 325,297,000 | $ 180,000 | $ 72,000 |
| MIAMI-MIAMI BEACH-KENDALL, FL | 1,653 | $ 349,874,000 | $ 211,000 | $ 97,000 |
| LOS ANGELES-LONG BEACH-GLENDALE, CA | 1,574 | $ 555,368,000 | $ 352,000 | $ 124,000 |
| SAN DIEGO-CARLSBAD-SAN MARCOS, CA | 1,389 | $ 508,806,000 | $ 366,000 | $ 133,000 |
| RIVERSIDE-SAN BERNARDINO-ONTARIO, CA | 1,362 | $ 351,825,000 | $ 258,000 | $ 100,000 |
| NASSAU-SUFFOLK, NY | 1,275 | $ 376,847,000 | $ 295,000 | $ 97,000 |
| TAMPA-ST. PETERSBURG-CLEARWATER, FL | 1,153 | $ 174,574,000 | $ 151,000 | $ 75,000 |
| FORT LAUDERDALE-POMPANO BEACH-DEERFIELD BEACH, FL | 1,143 | $ 232,930,000 | $ 203,000 | $ 87,000 |
| ATLANTA-SANDY SPRINGS-MARIETTA, GA | 1,026 | $ 182,442,000 | $ 177,000 | $ 81,000 |
| PORTLAND-VANCOUVER-BEAVERTON, OR-WA | 965 | $ 119,210,000 | $ 123,000 | $ 74,000 |
| ORLANDO, FL | 917 | $ 165,911,000 | $ 180,000 | $ 70,000 |
| WEST PALM BEACH-BOCA RATON-BOYNTON BEACH, FL | 899 | $ 198,266,000 | $ 220,000 | $ 86,000 |
| MINNEAPOLIS-ST. PAUL-BLOOMINGTON, MN-WI | 877 | $ 153,191,000 | $ 174,000 | $ 75,000 |
| SEATTLE-BELLEVUE-EVERETT, WA | 752 | $ 165,147,000 | $ 219,000 | $ 80,000 |
| CAPE CORAL-FORT MYERS, FL | 636 | $ 126,411,000 | $ 198,000 | $ 95,000 |
| OAKLAND-FREMONT-HAYWARD, CA | 616 | $ 235,355,000 | $ 382,000 | $ 140,000 |
| SAN JOSE-SUNNYVALE-SANTA CLARA, CA | 582 | $ 257,841,000 | $ 443,000 | $ 148,000 |
| BALTIMORE-TOWSON, MD | 567 | $ 117,181,000 | $ 206,000 | $ 76,000 |
| BETHESDA-FREDERICK-GAITHERSBURG, MD | 511 | $ 142,305,000 | $ 278,000 | $ 100,000 |
| NEWARK-UNION, NJ-PA | 498 | $ 139,854,000 | $ 280,000 | $ 98,000 |
| BRIDGEPORT-STAMFORD-NORWALK, CT | 486 | $ 164,080,000 | $ 337,000 | $ 109,000 |
| VIRGINIA BEACH-NORFOLK-NEWPORT NEWS, VA-NC | 476 | $ 68,658,000 | $ 144,000 | $ 65,000 |
| WARREN-FARMINGTON HILLS-TROY, MI | 471 | $ 92,002,000 | $ 195,000 | $ 102,000 |
| DETROIT-LIVONIA-DEARBORN, MI | 466 | $ 53,812,000 | $ 115,000 | $ 71,000 |
| SARASOTA-BRADENTON-VENICE, FL | 456 | $ 98,442,000 | $ 215,000 | $ 83,000 |
| SANTA ANA-ANAHEIM-IRVINE, CA | 451 | $ 199,038,000 | $ 441,000 | $ 173,000 |
| CHARLOTTE-GASTONIA-CONCORD, NC-SC | 435 | $ 63,366,000 | $ 145,000 | $ 76,000 |
| DENVER-AURORA, CO | 428 | $ 83,762,000 | $ 195,000 | $ 82,000 |
| SACRAMENTO--ARDEN-ARCADE--ROSEVILLE, CA | 412 | $ 120,813,000 | $ 293,000 | $ 118,000 |
| BOSTON-QUINCY, MA | 404 | $ 111,438,000 | $ 275,000 | $ 113,000 |
| TUCSON, AZ | 400 | $ 48,787,000 | $ 121,000 | $ 181,000 |
| HOUSTON-BAYTOWN-SUGAR LAND, TX | 383 | $ 58,035,000 | $ 151,000 | $ 95,000 |
| PHILADELPHIA, PA | 370 | $ 62,661,000 | $ 169,000 | $ 100,000 |
| EDISON, NJ | 324 | $ 86,505,000 | $ 266,000 | $ 113,000 |
| CLEVELAND-ELYRIA-MENTOR, OH | 320 | $ 37,563,000 | $ 117,000 | $ 53,000 |
| SAN FRANCISCO-SAN MATEO-REDWOOD CITY, CA | 305 | $ 151,000,000 | $ 495,000 | $ 142,000 |
| JACKSONVILLE, FL | 295 | $ 45,528,000 | $ 154,000 | $ 65,000 |
| ALBANY-SCHENECTADY-TROY, NY | 268 | $ 32,361,000 | $ 120,000 | $ 52,000 |
| NEW HAVEN-MILFORD, CT | 249 | $ 40,407,000 | $ 162,000 | $ 56,000 |
| CAMBRIDGE-NEWTON-FRAMINGHAM, MA | 240 | $ 71,965,000 | $ 299,000 | $ 100,000 |
| SANTA ROSA-PETALUMA, CA | 230 | $ 78,184,000 | $ 339,000 | $ 94,000 |
| POUGHKEEPSIE-NEWBURGH-MIDDLETOWN, NY | 225 | $ 48,574,000 | $ 215,000 | $ 68,000 |
| HARTFORD-WEST HARTFORD-EAST HARTFORD, CT | 223 | $ 40,085,000 | $ 179,000 | $ 56,000 |
| COLORADO SPRINGS, CO | 210 | $ 30,755,000 | $ 146,000 | $ 75,000 |
| PORT ST. LUCIE-FORT PIERCE, FL | 207 | $ 38,722,000 | $ 187,000 | $ 83,000 |
| EUGENE-SPRINGFIELD, OR | 203 | $ 16,953,000 | $ 83,000 | $ 46,000 |
| PALM BAY-MELBOURNE-TITUSVILLE, FL | 199 | $ 38,490,000 | $ 193,000 | $ 54,000 |
| MEMPHIS, TN-MS-AR | 192 | $ 18,212,000 | $ 94,000 | $ 72,000 |
| WORCESTER, MA | 177 | $ 35,175,000 | $ 198,000 | $ 81,000 |
| ESSEX COUNTY, MA | 175 | $ 49,206,000 | $ 281,000 | $ 82,000 |
| PRESCOTT, AZ | 175 | $ 38,991,000 | $ 222,000 | $ 115,000 |
| STOCKTON, CA | 175 | $ 52,479,000 | $ 299,000 | $ 96,000 |
| PROVIDENCE-NEW BEDFORD-FALL RIVER, RI-MA | 173 | $ 44,567,000 | $ 257,000 | $ 82,000 |
| TACOMA, WA | 173 | $ 26,136,000 | $ 151,000 | $ 78,000 |
| ALBUQUERQUE, NM | 172 | $ 30,691,000 | $ 178,000 | $ 68,000 |
| ROCHESTER, NY | 164 | $ 13,933,000 | $ 84,000 | $ 57,000 |
| NAPLES-MARCO ISLAND, FL | 159 | $ 45,428,000 | $ 285,000 | $ 93,000 |
| BAKERSFIELD, CA | 151 | $ 30,186,000 | $ 199,000 | $ 79,000 |
| WASHINGTON-ARLINGTON-ALEXANDRIA, DC-VA-MD-WV | 151 | $ 43,556,000 | $ 288,000 | $ 99,000 |
| MCALLEN-EDINBURG-PHARR, TX | 150 | $ 16,576,000 | $ 110,000 | $ 37,000 |
| OXNARD-THOUSAND OAKS-VENTURA, CA | 150 | $ 56,210,000 | $ 374,000 | $ 138,000 |
| LAKELAND, FL | 149 | $ 23,398,000 | $ 157,000 | $ 86,000 |
| NASHVILLE-DAVIDSON--MURFREESBORO, TN | 144 | $ 23,712,000 | $ 164,000 | $ 81,000 |
| RICHMOND, VA | 141 | $ 24,033,000 | $ 170,000 | $ 65,000 |
| DALLAS-PLANO-IRVING, TX | 140 | $ 22,557,000 | $ 161,000 | $ 86,000 |
| DELTONA-DAYTONA BEACH-ORMOND BEACH, FL | 138 | $ 21,006,000 | $ 152,000 | $ 66,000 |
| COLUMBUS, OH | 128 | $ 14,527,000 | $ 113,000 | $ 76,000 |
| CINCINNATI-MIDDLETOWN, OH-KY-IN | 126 | $ 15,630,000 | $ 124,000 | $ 74,000 |
| ST. GEORGE, UT | 125 | $ 19,883,000 | $ 159,000 | $ 62,000 |
| NEW ORLEANS-METAIRIE-KENNER, LA | 121 | $ 19,045,000 | $ 157,000 | $ 85,000 |
| FRESNO, CA | 119 | $ 23,769,000 | $ 199,000 | $ 97,000 |
| INDIANAPOLIS, IN | 119 | $ 13,592,000 | $ 114,000 | $ 64,000 |
| MODESTO, CA | 109 | $ 25,859,000 | $ 237,000 | $ 63,000 |
| BUFFALO-NIAGARA FALLS, NY | 108 | $ 8,126,000 | $ 75,000 | $ 34,000 |
| CAMDEN, NJ | 107 | $ 19,302,000 | $ 180,000 | $ 80,000 |
| LAKE COUNTY-KENOSHA COUNTY, IL-WI | 107 | $ 22,692,000 | $ 212,000 | $ 101,000 |
| SYRACUSE, NY | 107 | $ 10,328,000 | $ 96,000 | $ 57,000 |
| CHARLESTON-NORTH CHARLESTON, SC | 106 | $ 20,910,000 | $ 197,000 | $ 57,000 |
| BEND, OR | 102 | $ 12,090,000 | $ 118,000 | $ 53,000 |
| SALINAS, CA | 101 | $ 40,591,000 | $ 401,000 | $ 144,000 |
| MYRTLE BEACH-CONWAY-NORTH MYRTLE BEACH, SC | 100 | $ 24,688,000 | $ 246,000 | $ 168,000 |
| COLUMBIA, SC | 98 | $ 9,944,000 | $ 101,000 | $ 65,000 |
| ST. LOUIS, MO-IL | 97 | $ 10,599,000 | $ 109,000 | $ 55,000 |
| SALT LAKE CITY, UT | 96 | $ 16,904,000 | $ 176,000 | $ 81,000 |
| SALEM, OR | 89 | $ 6,994,000 | $ 78,000 | $ 56,000 |
| YORK-HANOVER, PA | 89 | $ 7,972,000 | $ 89,000 | $ 52,000 |
| KANSAS CITY, MO-KS | 88 | $ 11,750,000 | $ 133,000 | $ 64,000 |
| ALLENTOWN-BETHLEHEM-EASTON, PA-NJ | 87 | $ 11,102,000 | $ 127,000 | $ 65,000 |
| OKLAHOMA CITY, OK | 81 | $ 12,336,000 | $ 152,000 | $ 143,000 |
| HARRISBURG-CARLISLE, PA | 80 | $ 7,949,000 | $ 99,000 | $ 74,000 |
| PITTSBURGH, PA | 80 | $ 10,787,000 | $ 134,000 | $ 79,000 |
| VALLEJO-FAIRFIELD, CA | 80 | $ 22,458,000 | $ 280,000 | $ 90,000 |
| SAN ANTONIO, TX | 79 | $ 11,599,000 | $ 146,000 | $ 90,000 |
| SANTA CRUZ-WATSONVILLE, CA | 78 | $ 39,685,000 | $ 508,000 | $ 158,000 |
| LANSING-EAST LANSING, MI | 77 | $ 7,874,000 | $ 102,000 | $ 67,000 |
| MERCED, CA | 75 | $ 18,476,000 | $ 246,000 | $ 89,000 |
| AKRON, OH | 74 | $ 10,987,000 | $ 148,000 | $ 86,000 |
| PUNTA GORDA, FL | 71 | $ 12,710,000 | $ 179,000 | $ 127,000 |
| RALEIGH-CARY, NC | 70 | $ 11,353,000 | $ 162,000 | $ 70,000 |
| SPRINGFIELD, MA | 70 | $ 9,228,000 | $ 131,000 | $ 42,000 |
| ROCKINGHAM COUNTY-STRAFFORD COUNTY, NH | 69 | $ 15,562,000 | $ 225,000 | $ 75,000 |
| BARNSTABLE TOWN, MA | 65 | $ 21,434,000 | $ 329,000 | $ 103,000 |
| OCALA, FL | 64 | $ 7,337,000 | $ 114,000 | $ 63,000 |
| MILWAUKEE-WAUKESHA-WEST ALLIS, WI | 63 | $ 9,698,000 | $ 153,000 | $ 71,000 |
| LOUISVILLE, KY-IN | 61 | $ 7,444,000 | $ 122,000 | $ 85,000 |
| DAYTON, OH | 60 | $ 5,432,000 | $ 90,000 | $ 59,000 |
| FORT WAYNE, IN | 60 | $ 4,254,000 | $ 70,000 | $ 41,000 |
| MANCHESTER-NASHUA, NH | 59 | $ 13,246,000 | $ 224,000 | $ 67,000 |
| WILMINGTON, DE-MD-NJ | 58 | $ 7,619,000 | $ 131,000 | $ 60,000 |
| FLAGSTAFF, AZ | 56 | $ 12,371,000 | $ 220,000 | $ 107,000 |
| BELLINGHAM, WA | 55 | $ 9,615,000 | $ 174,000 | $ 64,000 |
| GARY, IN | 55 | $ 5,603,000 | $ 101,000 | $ 67,000 |
| KINGSTON, NY | 51 | $ 8,570,000 | $ 168,000 | $ 82,000 |
| RENO-SPARKS, NV | 50 | $ 12,584,000 | $ 251,000 | $ 73,000 |
| SAN LUIS OBISPO-PASO ROBLES, CA | 50 | $ 18,875,000 | $ 377,000 | $ 179,000 |
| BIRMINGHAM-HOOVER, AL | 49 | $ 6,180,000 | $ 126,000 | $ 63,000 |
| OGDEN-CLEARFIELD, UT | 49 | $ 7,904,000 | $ 161,000 | $ 80,000 |
| FLINT, MI | 48 | $ 5,217,000 | $ 108,000 | $ 56,000 |
| MEDFORD, OR | 48 | $ 8,497,000 | $ 177,000 | $ 121,000 |
| BROWNSVILLE-HARLINGEN, TX | 46 | $ 4,622,000 | $ 100,000 | $ 53,000 |
| GRAND RAPIDS-WYOMING, MI | 46 | $ 5,943,000 | $ 129,000 | $ 81,000 |
| SANTA FE, NM | 45 | $ 14,775,000 | $ 328,000 | $ 128,000 |
| SCRANTON--WILKES-BARRE, PA | 44 | $ 3,458,000 | $ 78,000 | $ 31,000 |
| OLYMPIA, WA | 43 | $ 7,033,000 | $ 163,000 | $ 54,000 |
| FORT WORTH-ARLINGTON, TX | 42 | $ 8,339,000 | $ 198,000 | $ 120,000 |
| ATLANTIC CITY, NJ | 41 | $ 9,634,000 | $ 234,000 | $ 52,000 |
| BATON ROUGE, LA | 41 | $ 4,499,000 | $ 109,000 | $ 76,000 |
| MOUNT VERNON-ANACORTES, WA | 41 | $ 5,876,000 | $ 143,000 | $ 68,000 |
| ROANOKE, VA | 41 | $ 4,308,000 | $ 105,000 | $ 50,000 |
| EL CENTRO, CA | 40 | $ 6,465,000 | $ 161,000 | $ 81,000 |
| HONOLULU, HI | 40 | $ 15,102,000 | $ 377,000 | $ 133,000 |
| LANCASTER, PA | 40 | $ 4,183,000 | $ 104,000 | $ 37,000 |
| SANTA BARBARA-SANTA MARIA-GOLETA, CA | 39 | $ 16,237,000 | $ 416,000 | $ 138,000 |
| EL PASO, TX | 38 | $ 3,612,000 | $ 95,000 | $ 56,000 |
| GREELEY, CO | 38 | $ 6,921,000 | $ 182,000 | $ 148,000 |
| YUBA CITY, CA | 37 | $ 7,559,000 | $ 204,000 | $ 91,000 |
| GLENS FALLS, NY | 36 | $ 5,706,000 | $ 158,000 | $ 29,000 |
| WILMINGTON, NC | 36 | $ 5,226,000 | $ 145,000 | $ 68,000 |
| JACKSON, MS | 35 | $ 3,062,000 | $ 87,000 | $ 49,000 |
| PENSACOLA-FERRY PASS-BRENT, FL | 35 | $ 6,679,000 | $ 190,000 | $ 86,000 |
| SOUTH BEND-MISHAWAKA, IN-MI | 34 | $ 2,699,000 | $ 79,000 | $ 47,000 |
| TRENTON-EWING, NJ | 34 | $ 6,144,000 | $ 180,000 | $ 115,000 |
| UTICA-ROME, NY | 34 | $ 2,061,000 | $ 60,000 | $ 43,000 |
| VISALIA-PORTERVILLE, CA | 34 | $ 6,164,000 | $ 181,000 | $ 86,000 |
| AUSTIN-ROUND ROCK, TX | 32 | $ 4,975,000 | $ 155,000 | $ 67,000 |
| KNOXVILLE, TN | 32 | $ 4,358,000 | $ 136,000 | $ 62,000 |
| TALLAHASSEE, FL | 32 | $ 5,030,000 | $ 157,000 | $ 57,000 |
| SPOKANE, WA | 31 | $ 4,541,000 | $ 146,000 | $ 55,000 |
| NORWICH-NEW LONDON, CT | 30 | $ 5,850,000 | $ 195,000 | $ 65,000 |
| VERO BEACH, FL | 30 | $ 6,261,000 | $ 208,000 | $ 60,000 |
| ANN ARBOR, MI | 29 | $ 7,398,000 | $ 255,000 | $ 131,000 |
| GAINESVILLE, GA | 29 | $ 5,741,000 | $ 197,000 | $ 44,000 |
| BOISE CITY-NAMPA, ID | 28 | $ 4,895,000 | $ 174,000 | $ 172,000 |
| BREMERTON-SILVERDALE, WA | 28 | $ 5,838,000 | $ 208,000 | $ 76,000 |
| GREENVILLE, SC | 28 | $ 4,232,000 | $ 151,000 | $ 73,000 |
| PANAMA CITY-LYNN HAVEN, FL | 28 | $ 7,632,000 | $ 272,000 | $ 135,000 |
| PROVO-OREM, UT | 28 | $ 6,452,000 | $ 230,000 | $ 109,000 |
| FORT COLLINS-LOVELAND, CO | 27 | $ 4,834,000 | $ 179,000 | $ 70,000 |
| HAGERSTOWN-MARTINSBURG, MD-WV | 27 | $ 5,266,000 | $ 195,000 | $ 77,000 |
| LAKE CHARLES, LA | 27 | $ 2,309,000 | $ 85,000 | $ 42,000 |
| NAPA, CA | 27 | $ 12,107,000 | $ 448,000 | $ 149,000 |
| OCEAN CITY, NJ | 27 | $ 8,577,000 | $ 317,000 | $ 101,000 |
| ELMIRA, NY | 25 | $ 1,548,000 | $ 61,000 | $ 70,000 |
| HICKORY-LENOIR-MORGANTON, NC | 25 | $ 3,572,000 | $ 142,000 | $ 31,000 |
| FAYETTEVILLE-SPRINGDALE-ROGERS, AR-MO | 24 | $ 3,222,000 | $ 134,000 | $ 77,000 |
| JACKSON, MI | 24 | $ 1,787,000 | $ 74,000 | $ 22,000 |
| AUGUSTA-RICHMOND COUNTY, GA-SC | 23 | $ 2,859,000 | $ 124,000 | $ 73,000 |
| CHICO, CA | 23 | $ 4,506,000 | $ 195,000 | $ 80,000 |
| MADERA, CA | 23 | $ 5,159,000 | $ 224,000 | $ 57,000 |
| ASHEVILLE, NC | 22 | $ 3,551,000 | $ 161,000 | $ 52,000 |
| CANTON-MASSILLON, OH | 22 | $ 1,655,000 | $ 75,000 | $ 61,000 |
| DANVILLE, VA | 22 | $ 1,143,000 | $ 51,000 | $ 104,000 |
| ELKHART-GOSHEN, IN | 22 | $ 3,060,000 | $ 139,000 | $ 81,000 |
| READING, PA | 22 | $ 1,801,000 | $ 81,000 | $ 53,000 |
| ROCKFORD, IL | 22 | $ 1,995,000 | $ 90,000 | $ 52,000 |
| TOLEDO, OH | 22 | $ 1,898,000 | $ 86,000 | $ 27,000 |
| GREENSBORO-HIGH POINT, NC | 21 | $ 2,536,000 | $ 120,000 | $ 69,000 |
| LAS CRUCES, NM | 21 | $ 2,322,000 | $ 110,000 | $ 64,000 |
| NILES-BENTON HARBOR, MI | 21 | $ 2,685,000 | $ 127,000 | $ 52,000 |
| BINGHAMTON, NY | 20 | $ 1,474,000 | $ 73,000 | $ 56,000 |
| BOULDER, CO | 20 | $ 5,796,000 | $ 289,000 | $ 131,000 |
| CHATTANOOGA, TN-GA | 20 | $ 2,002,000 | $ 100,000 | $ 63,000 |
| CORVALLIS, OR | 20 | $ 1,531,000 | $ 76,000 | $ 53,000 |
| GAINESVILLE, FL | 20 | $ 2,412,000 | $ 120,000 | $ 24,000 |
| DURHAM, NC | 19 | $ 4,705,000 | $ 247,000 | $ 60,000 |
| LAREDO, TX | 19 | $ 2,224,000 | $ 117,000 | $ 43,000 |
| TULSA, OK | 19 | $ 1,932,000 | $ 101,000 | $ 55,000 |
| DOVER, DE | 18 | $ 1,755,000 | $ 97,000 | $ 66,000 |
| FAYETTEVILLE, NC | 18 | $ 1,362,000 | $ 75,000 | $ 32,000 |
| SHREVEPORT-BOSSIER CITY, LA | 18 | $ 1,744,000 | $ 96,000 | $ 43,000 |
| CORPUS CHRISTI, TX | 17 | $ 2,005,000 | $ 117,000 | $ 162,000 |
| PORTLAND-SOUTH PORTLAND-BIDDEFORD, ME | 17 | $ 3,819,000 | $ 224,000 | $ 97,000 |
| SAVANNAH, GA | 17 | $ 1,980,000 | $ 116,000 | $ 61,000 |
| WINSTON-SALEM, NC | 17 | $ 2,041,000 | $ 120,000 | $ 80,000 |
| SPARTANBURG, SC | 16 | $ 1,188,000 | $ 74,000 | $ 82,000 |
| WINCHESTER, VA-WV | 16 | $ 2,420,000 | $ 151,000 | $ 81,000 |
| CHARLOTTESVILLE, VA | 15 | $ 3,067,000 | $ 204,000 | $ 80,000 |
| LAFAYETTE, LA | 15 | $ 2,505,000 | $ 167,000 | $ 106,000 |
| LONGVIEW, WA | 15 | $ 1,836,000 | $ 122,000 | $ 65,000 |
| MOBILE, AL | 15 | $ 2,374,000 | $ 158,000 | $ 69,000 |
| MONROE, MI | 15 | $ 1,767,000 | $ 117,000 | $ 28,000 |
| PUEBLO, CO | 15 | $ 1,911,000 | $ 127,000 | $ 47,000 |
| REDDING, CA | 15 | $ 2,547,000 | $ 169,000 | $ 45,000 |
| ROCKY MOUNT, NC | 15 | $ 749,000 | $ 49,000 | $ 127,000 |
| SALISBURY, MD | 15 | $ 1,925,000 | $ 128,000 | $ 52,000 |
| YUMA, AZ | 15 | $ 2,070,000 | $ 138,000 | $ 74,000 |
| COEUR D'ALENE, ID | 14 | $ 3,406,000 | $ 243,000 | $ 64,000 |
| LEBANON, PA | 14 | $ 948,000 | $ 67,000 | $ 68,000 |
| SPRINGFIELD, MO | 14 | $ 2,509,000 | $ 179,000 | $ 81,000 |
| ST. CLOUD, MN | 14 | $ 1,310,000 | $ 93,000 | $ 32,000 |
| FORT WALTON BEACH-CRESTVIEW-DESTIN, FL | 13 | $ 6,476,000 | $ 498,000 | $ 323,000 |
| KALAMAZOO-PORTAGE, MI | 13 | $ 2,063,000 | $ 158,000 | $ 50,000 |
| KANKAKEE-BRADLEY, IL | 13 | $ 1,335,000 | $ 102,000 | $ 67,000 |
| OMAHA-COUNCIL BLUFFS, NE-IA | 13 | $ 2,550,000 | $ 196,000 | $ 65,000 |
| GREEN BAY, WI | 12 | $ 1,555,000 | $ 129,000 | $ 77,000 |
| HANFORD-CORCORAN, CA | 12 | $ 1,965,000 | $ 163,000 | $ 58,000 |
| HOLLAND-GRAND HAVEN, MI | 12 | $ 1,284,000 | $ 107,000 | $ 12,000 |
| ANCHORAGE, AK | 11 | $ 1,293,000 | $ 117,000 | $ 0 |
| EVANSVILLE, IN-KY | 11 | $ 2,107,000 | $ 191,000 | $ 62,000 |
| GULFPORT-BILOXI, MS | 11 | $ 1,372,000 | $ 124,000 | $ 90,000 |
| SAGINAW-SAGINAW TOWNSHIP NORTH, MI | 11 | $ 1,347,000 | $ 122,000 | $ 57,000 |
| WATERLOO-CEDAR FALLS, IA | 11 | $ 510,000 | $ 46,000 | $ 186,000 |
| BURLINGTON-SOUTH BURLINGTON, VT | 10 | $ 1,902,000 | $ 190,000 | $ 44,000 |
| DAVENPORT-MOLINE-ROCK ISLAND, IA-IL | 10 | $ 1,617,000 | $ 161,000 | $ 114,000 |
| DES MOINES, IA | 10 | $ 993,000 | $ 99,000 | $ 14,000 |
| JACKSON, TN | 10 | $ 1,082,000 | $ 108,000 | $ 54,000 |
| LITTLE ROCK-NORTH LITTLE ROCK, AR | 10 | $ 1,321,000 | $ 132,000 | $ 46,000 |
| PEORIA, IL | 10 | $ 702,000 | $ 70,000 | $ 29,000 |
| SPRINGFIELD, OH | 10 | $ 851,000 | $ 85,000 | $ 75,000 |
| WAUSAU, WI | 10 | $ 699,000 | $ 69,000 | $ 72,000 |
| LEXINGTON-FAYETTE, KY | 9 | $ 1,346,000 | $ 149,000 | $ 124,000 |
| LYNCHBURG, VA | 9 | $ 1,075,000 | $ 119,000 | $ 38,000 |
| MADISON, WI | 9 | $ 1,472,000 | $ 163,000 | $ 171,000 |
| ANDERSON, IN | 8 | $ 361,000 | $ 45,000 | $ 26,000 |
| ANNISTON-OXFORD, AL | 8 | $ 656,000 | $ 82,000 | $ 231,000 |
| OSHKOSH-NEENAH, WI | 8 | $ 1,371,000 | $ 171,000 | $ 85,000 |
| ROCHESTER, MN | 8 | $ 1,031,000 | $ 128,000 | $ 102,000 |
| STATE COLLEGE, PA | 8 | $ 923,000 | $ 115,000 | $ 63,000 |
| VINELAND-MILLVILLE-BRIDGETON, NJ | 8 | $ 857,000 | $ 107,000 | $ 101,000 |
| ALTOONA, PA | 7 | $ 393,000 | $ 56,000 | $ 25,000 |
| APPLETON, WI | 7 | $ 732,000 | $ 104,000 | $ 57,000 |
| ATHENS-CLARKE COUNTY, GA | 7 | $ 779,000 | $ 111,000 | $ 42,000 |
| DALTON, GA | 7 | $ 600,000 | $ 85,000 | $ 61,000 |
| HATTIESBURG, MS | 7 | $ 481,000 | $ 68,000 | $ 25,000 |
| LIMA, OH | 7 | $ 196,000 | $ 28,000 | $ 151,000 |
| RACINE, WI | 7 | $ 756,000 | $ 108,000 | $ 37,000 |
| WICHITA, KS | 7 | $ 1,004,000 | $ 143,000 | $ 32,000 |
| BLOOMINGTON-NORMAL, IL | 6 | $ 715,000 | $ 119,000 | $ 69,000 |
| CLARKSVILLE, TN-KY | 6 | $ 691,000 | $ 115,000 | $ 0 |
| DULUTH, MN-WI | 6 | $ 888,000 | $ 148,000 | $ 41,000 |
| FARMINGTON, NM | 6 | $ 894,000 | $ 149,000 | $ 79,000 |
| GRAND JUNCTION, CO | 6 | $ 821,000 | $ 136,000 | $ 75,000 |
| KENNEWICK-RICHLAND-PASCO, WA | 6 | $ 619,000 | $ 103,000 | $ 26,000 |
| MICHIGAN CITY-LA PORTE, IN | 6 | $ 782,000 | $ 130,000 | $ 21,000 |
| MONROE, LA | 6 | $ 1,155,000 | $ 192,000 | $ 133,000 |
| MUNCIE, IN | 6 | $ 2,252,000 | $ 375,000 | $ 139,000 |
| PITTSFIELD, MA | 6 | $ 816,000 | $ 136,000 | $ 83,000 |
| SANDUSKY, OH | 6 | $ 660,000 | $ 110,000 | $ 36,000 |
| SPRINGFIELD, IL | 6 | $ 920,000 | $ 153,000 | $ 103,000 |
| ALBANY, GA | 5 | $ 220,000 | $ 44,000 | $ 48,000 |
| ALEXANDRIA, LA | 5 | $ 601,000 | $ 120,000 | $ 51,000 |
| BEAUMONT-PORT ARTHUR, TX | 5 | $ 443,000 | $ 88,000 | $ 34,000 |
| BLACKSBURG-CHRISTIANSBURG-RADFORD, VA | 5 | $ 623,000 | $ 124,000 | $ 77,000 |
| BLOOMINGTON, IN | 5 | $ 779,000 | $ 155,000 | $ 37,000 |
| COLLEGE STATION-BRYAN, TX | 5 | $ 426,000 | $ 85,000 | $ 44,000 |
| COLUMBUS, GA-AL | 5 | $ 815,000 | $ 163,000 | $ 118,000 |
| EAU CLAIRE, WI | 5 | $ 556,000 | $ 111,000 | $ 55,000 |
| FORT SMITH, AR-OK | 5 | $ 1,633,000 | $ 326,000 | $ 50,000 |
| HARRISONBURG, VA | 5 | $ 664,000 | $ 132,000 | $ 0 |
| JANESVILLE, WI | 5 | $ 399,000 | $ 79,000 | $ 45,000 |
| LA CROSSE, WI-MN | 5 | $ 774,000 | $ 154,000 | $ 84,000 |
| LAWRENCE, KS | 5 | $ 919,000 | $ 183,000 | $ 80,000 |
| MANSFIELD, OH | 5 | $ 308,000 | $ 61,000 | $ 24,000 |
| MONTGOMERY, AL | 5 | $ 1,175,000 | $ 235,000 | $ 20,000 |
| WENATCHEE, WA | 5 | $ 864,000 | $ 172,000 | $ 61,000 |
| BRUNSWICK, GA | 4 | $ 1,492,000 | $ 373,000 | $ 245,000 |
| CARSON CITY, NV | 4 | $ 806,000 | $ 201,000 | $ 104,000 |
| CHARLESTON, WV | 4 | $ 259,000 | $ 64,000 | $ 49,000 |
| GREENVILLE, NC | 4 | $ 387,000 | $ 96,000 | $ 14,000 |
| HUNTSVILLE, AL | 4 | $ 478,000 | $ 119,000 | $ 55,000 |
| LEWISTON-AUBURN, ME | 4 | $ 342,000 | $ 85,000 | $ 0 |
| LINCOLN, NE | 4 | $ 283,000 | $ 70,000 | $ 31,000 |
| LUBBOCK, TX | 4 | $ 285,000 | $ 71,000 | $ 41,000 |
| PASCAGOULA, MS | 4 | $ 313,000 | $ 78,000 | $ 39,000 |
| ROME, GA | 4 | $ 353,000 | $ 88,000 | $ 78,000 |
| SHEBOYGAN, WI | 4 | $ 228,000 | $ 57,000 | $ 94,000 |
| SHERMAN-DENISON, TX | 4 | $ 459,000 | $ 114,000 | $ 29,000 |
| WACO, TX | 4 | $ 286,000 | $ 71,000 | $ 126,000 |
| YAKIMA, WA | 4 | $ 212,000 | $ 53,000 | $ 31,000 |
| YOUNGSTOWN-WARREN-BOARDMAN, OH-PA | 4 | $ 316,000 | $ 79,000 | $ 63,000 |
| AMARILLO, TX | 3 | $ 266,000 | $ 88,000 | $ 217,000 |
| BATTLE CREEK, MI | 3 | $ 276,000 | $ 92,000 | $ 108,000 |
| BAY CITY, MI | 3 | $ 307,000 | $ 102,000 | $ 0 |
| BURLINGTON, NC | 3 | $ 331,000 | $ 110,000 | $ 75,000 |
| CHAMPAIGN-URBANA, IL | 3 | $ 286,000 | $ 95,000 | $ 42,000 |
| COLUMBUS, IN | 3 | $ 359,000 | $ 119,000 | $ 68,000 |
| HINESVILLE-FORT STEWART, GA | 3 | $ 227,000 | $ 75,000 | $ 64,000 |
| HOT SPRINGS, AR | 3 | $ 196,000 | $ 65,000 | $ 54,000 |
| ITHACA, NY | 3 | $ 582,000 | $ 194,000 | $ 40,000 |
| JEFFERSON CITY, MO | 3 | $ 381,000 | $ 127,000 | $ 93,000 |
| JOHNSTOWN, PA | 3 | $ 195,000 | $ 65,000 | $ 23,000 |
| KINGSPORT-BRISTOL-BRISTOL, TN-VA | 3 | $ 343,000 | $ 114,000 | $ 10,000 |
| SAN ANGELO, TX | 3 | $ 218,000 | $ 72,000 | $ 0 |
| TERRE HAUTE, IN | 3 | $ 133,000 | $ 44,000 | $ 9,000 |
| TOPEKA, KS | 3 | $ 247,000 | $ 82,000 | $ 18,000 |
| WILLIAMSPORT, PA | 3 | $ 276,000 | $ 92,000 | $ 59,000 |
| ANDERSON, SC | 2 | $ 197,000 | $ 98,000 | $ 95,000 |
| AUBURN-OPELIKA, AL | 2 | $ 202,000 | $ 101,000 | $ 66,000 |
| BANGOR, ME | 2 | $ 924,000 | $ 462,000 | $ 90,000 |
| BILLINGS, MT | 2 | $ 236,000 | $ 118,000 | $ 20,000 |
| CASPER, WY | 2 | $ 160,000 | $ 80,000 | $ 77,000 |
| CHEYENNE, WY | 2 | $ 232,000 | $ 116,000 | $ 102,000 |
| DOTHAN, AL | 2 | $ 120,000 | $ 60,000 | $ 0 |
| ERIE, PA | 2 | $ 444,000 | $ 222,000 | $ 118,000 |
| FAIRBANKS, AK | 2 | $ 245,000 | $ 122,000 | $ 0 |
| FLORENCE, SC | 2 | $ 267,000 | $ 133,000 | $ 30,000 |
| FLORENCE-MUSCLE SHOALS, AL | 2 | $ 396,000 | $ 198,000 | $ 230,000 |
| FOND DU LAC, WI | 2 | $ 248,000 | $ 124,000 | $ 27,000 |
| GOLDSBORO, NC | 2 | $ 164,000 | $ 82,000 | $ 0 |
| JOPLIN, MO | 2 | $ 221,000 | $ 110,000 | $ 0 |
| KILLEEN-TEMPLE-FORT HOOD, TX | 2 | $ 229,000 | $ 114,000 | $ 30,000 |
| LAFAYETTE, IN | 2 | $ 135,000 | $ 67,000 | $ 35,000 |
| LOGAN, UT-ID | 2 | $ 214,000 | $ 107,000 | $ 50,000 |
| MACON, GA | 2 | $ 179,000 | $ 89,000 | $ 79,000 |
| MORGANTOWN, WV | 2 | $ 172,000 | $ 86,000 | $ 12,000 |
| MORRISTOWN, TN | 2 | $ 232,000 | $ 116,000 | $ 108,000 |
| MUSKEGON-NORTON SHORES, MI | 2 | $ 101,000 | $ 50,000 | $ 26,000 |
| TYLER, TX | 2 | $ 313,000 | $ 156,000 | $ 106,000 |
| WARNER ROBINS, GA | 2 | $ 220,000 | $ 110,000 | $ 144,000 |
| AMES, IA | 1 | $ 160,000 | $ 160,000 | $ 96,000 |
| CLEVELAND, TN | 1 | $ 163,000 | $ 163,000 | $ 0 |
| CUMBERLAND, MD-WV | 1 | $ 64,000 | $ 64,000 | $ 22,000 |
| DECATUR, AL | 1 | $ 290,000 | $ 290,000 | $ 165,000 |
| DUBUQUE, IA | 1 | $ 90,000 | $ 90,000 | $ 0 |
| ELIZABETHTOWN, KY | 1 | $ 107,000 | $ 107,000 | $ 0 |
| IOWA CITY, IA | 1 | $ 176,000 | $ 176,000 | $ 71,000 |
| JACKSONVILLE, NC | 1 | $ 81,000 | $ 81,000 | $ 0 |
| JOHNSON CITY, TN | 1 | $ 110,000 | $ 110,000 | $ 0 |
| LAWTON, OK | 1 | $ 38,000 | $ 38,000 | $ 40,000 |
| MIDLAND, TX | 1 | $ 69,000 | $ 69,000 | $ 52,000 |
| MISSOULA, MT | 1 | $ 518,000 | $ 518,000 | $ 0 |
| PINE BLUFF, AR | 1 | $ 88,000 | $ 88,000 | $ 43,000 |
| SIOUX FALLS, SD | 1 | $ 128,000 | $ 128,000 | $ 0 |
| ST. JOSEPH, MO-KS | 1 | $ 53,000 | $ 53,000 | $ 0 |
| VALDOSTA, GA | 1 | $ 232,000 | $ 232,000 | $ 0 |
| VICTORIA, TX | 1 | $ 75,000 | $ 75,000 | $ 0 |
Mortgage Loan Application Detail Totals for First National Bank Of Arizona in 2005
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Home Purchase | 33,840 | $6,709,398,000 | $158,020 | $4,000,000 | $75,740 | $7,481,000 |
| Refinancing | 21,298 | $5,599,068,000 | $223,900 | $5,155,000 | $72,940 | $6,333,000 |
| Home Improvement | 997 | $33,452,000 | $203,300 | $459,000 | $19,100 | $686,000 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| White | 27,168 | $5,985,910,000 | $196,500 | $4,000,000 | $83,020 | $3,458,000 |
| Hispanic | 11,117 | $2,369,776,000 | $154,590 | $2,756,000 | $84,250 | $2,596,000 |
| Not applicable | 5,031 | $917,027,000 | $170,000 | $3,915,000 | $13,340 | $7,481,000 |
| Black or African American | 4,970 | $967,980,000 | $167,142 | $5,155,000 | $74,119 | $6,333,000 |
| Not Provided | 3,698 | $964,786,000 | $210,468 | $4,000,000 | $96,765 | $3,698,000 |
| Asian | 3,650 | $1,007,650,000 | $195,333 | $4,000,000 | $77,714 | $1,596,000 |
| Native Hawaiian or Other Pacific Islander | 336 | $91,849,000 | $320,000 | $2,700,000 | $109,115 | $715,000 |
| American Indian or Alaskan Native | 165 | $36,940,000 | $190,083 | $1,000,000 | $80,500 | $600,000 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 56,036 | $12,325,447,000 | $182,313 | $5,155,000 | $73,294 | $7,481,000 |
| FHA-insured (Federal Housing Administration) | 70 | $10,182,000 | $135,625 | $310,000 | $51,250 | $312,000 |
| VA-guaranteed (Veterans Administration) | 29 | $6,289,000 | $227,833 | $318,000 | $73,333 | $153,000 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 0 | $0 | $0 | $0 | $0 | $0 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Loan Originated | 28,743 | $6,221,765,000 | $177,102 | $4,000,000 | $77,020 | $7,481,000 |
| Application Withdrawn By Applicant | 13,194 | $3,240,551,000 | $192,755 | $5,155,000 | $80,673 | $6,333,000 |
| Application Denied By Financial Institution | 7,398 | $1,603,986,000 | $198,958 | $4,000,000 | $97,312 | $3,698,000 |
| Loan Purchased By The Institution | 5,148 | $940,447,000 | $169,562 | $3,915,000 | $9,187 | $762,000 |
| Application Approved But Not Accepted | 1,485 | $295,534,000 | $185,475 | $2,600,000 | $76,175 | $955,000 |
| File Closed For Incompleteness | 166 | $39,435,000 | $185,833 | $2,570,000 | $74,208 | $840,000 |
| Preapproval Approved but not Accepted | 1 | $200,000 | $200,000 | $200,000 | $0 | $0 |
| Preapproval Denied by Financial Institution | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Other | 2,176 | $496,825,000 | $204,913 | $3,570,000 | $100,565 | $3,000,000 |
| Credit History | 1,925 | $393,497,000 | $195,500 | $4,000,000 | $86,181 | $3,458,000 |
| Collateral | 1,323 | $280,421,000 | $204,533 | $3,510,000 | $104,955 | $1,680,000 |
| Debt-To-Income Ratio | 964 | $183,540,000 | $200,390 | $2,345,000 | $82,609 | $3,458,000 |
| Credit Application Incomplete | 400 | $112,653,000 | $278,743 | $4,000,000 | $111,743 | $3,698,000 |
| Employment History | 352 | $80,788,000 | $175,666 | $1,788,000 | $89,393 | $1,800,000 |
| Unverifiable Information | 217 | $45,141,000 | $194,629 | $1,365,000 | $115,148 | $1,380,000 |
| Insufficient Cash (Downpayment, Closing Cost) | 41 | $11,121,000 | $243,833 | $2,927,000 | $101,388 | $1,596,000 |
| Mortgage Insurance Denied | 0 | $0 | $0 | $0 | $0 | $0 |
Our comprehensive HMDA mortgage statistics provide invaluable insights into First National Bank Of Arizona's 2005 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.
This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics,
and assess First National Bank Of Arizona's mortgage approval patterns.
Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
For a list of all lenders in Arizona, download the full spreadsheet
with aggregated HMDA statistics today.