First National Bank of Arizona Mortgage Lending & HMDA Data, 2005
In 2005, First National Bank of Arizona of Scottsdale, AZ reported 56,135 mortgage applications totaling $12.3 billion, up 18% from 2004. The average application was for $219,861, and applicants reported an average income of $88,016. 51% of its applications resulted in an originated loan and 13% were denied. Its largest markets were Phoenix-Mesa-Scottsdale, AZ (5,666), Las Vegas-Paradise, NV (2,132) and New York-Wayne-White Plains, NY-NJ (1,922) (applications in parentheses).
| Mortgage Company & Address | First National Bank of Arizona 17600 North Perimeter Drive Scottsdale, AZ 85255 Tel #: available with data download |
| Federal Regulator | * available with data download |
| Years | 2007 2006 2005 2004 2003 |
| Total Number of Mortgage Applications | 56,135 |
| Total Mortgage Loan Application Amount | $12,341,918,000 |
| Average Mortgage Loan Application Amount | $219,861 |
| Highest Mortgage Loan Application Amount | $5,155,000 |
| Average Applicant Income | $88,016 |
| Highest Applicant Income | $7,481,000 |
About this data: figures come from the Home Mortgage Disclosure Act (HMDA) records First National Bank of Arizona filed with the FFIEC and count every application it reported (approved, denied, withdrawn or purchased), not just closed loans. Applications reported at $100 million or more are left out of these totals.
| Metro Area | Total Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Application Amount | Average Applicant Income |
|---|---|---|---|---|
| Phoenix-Mesa-Scottsdale, AZ | 5,666 | $ 1,038,316,000 | $ 183,253 | $ 89,000 |
| Las Vegas-Paradise, NV | 2,132 | $ 495,413,000 | $ 232,370 | $ 94,000 |
| New York-Wayne-White Plains, NY-NJ | 1,922 | $ 656,073,000 | $ 341,349 | $ 99,000 |
| Chicago-Naperville-Joliet, IL | 1,805 | $ 325,297,000 | $ 180,219 | $ 72,000 |
| Miami-Miami Beach-Kendall, FL | 1,653 | $ 349,874,000 | $ 211,660 | $ 97,000 |
| Los Angeles-Long Beach-Glendale, CA | 1,574 | $ 555,368,000 | $ 352,838 | $ 124,000 |
| San Diego-Carlsbad-San Marcos, CA | 1,389 | $ 508,806,000 | $ 366,311 | $ 133,000 |
| Riverside-San Bernardino-Ontario, CA | 1,362 | $ 351,825,000 | $ 258,314 | $ 100,000 |
| Nassau-Suffolk, NY | 1,275 | $ 376,847,000 | $ 295,566 | $ 97,000 |
| Tampa-St. Petersburg-Clearwater, FL | 1,153 | $ 174,574,000 | $ 151,408 | $ 75,000 |
| Fort Lauderdale-Pompano Beach-Deerfield Beach, FL | 1,143 | $ 232,930,000 | $ 203,788 | $ 87,000 |
| Atlanta-Sandy Springs-Marietta, GA | 1,026 | $ 182,442,000 | $ 177,818 | $ 81,000 |
| Portland-Vancouver-Beaverton, OR-WA | 965 | $ 119,210,000 | $ 123,533 | $ 74,000 |
| Orlando, FL | 917 | $ 165,911,000 | $ 180,928 | $ 70,000 |
| West Palm Beach-Boca Raton-Boynton Beach, FL | 899 | $ 198,266,000 | $ 220,540 | $ 86,000 |
| Minneapolis-St. Paul-Bloomington, MN-WI | 877 | $ 153,191,000 | $ 174,676 | $ 75,000 |
| Seattle-Bellevue-Everett, WA | 752 | $ 165,147,000 | $ 219,610 | $ 80,000 |
| Cape Coral-Fort Myers, FL | 636 | $ 126,411,000 | $ 198,759 | $ 95,000 |
| Oakland-Fremont-Hayward, CA | 616 | $ 235,355,000 | $ 382,069 | $ 140,000 |
| San Jose-Sunnyvale-Santa Clara, CA | 582 | $ 257,841,000 | $ 443,025 | $ 148,000 |
| Baltimore-Towson, MD | 567 | $ 117,181,000 | $ 206,668 | $ 76,000 |
| Bethesda-Frederick-Gaithersburg, MD | 511 | $ 142,305,000 | $ 278,483 | $ 100,000 |
| Newark-Union, NJ-PA | 498 | $ 139,854,000 | $ 280,831 | $ 98,000 |
| Bridgeport-Stamford-Norwalk, CT | 486 | $ 164,080,000 | $ 337,613 | $ 109,000 |
| Virginia Beach-Norfolk-Newport News, VA-NC | 476 | $ 68,658,000 | $ 144,239 | $ 65,000 |
| Warren-Farmington Hills-Troy, MI | 471 | $ 92,002,000 | $ 195,333 | $ 102,000 |
| Detroit-Livonia-Dearborn, MI | 466 | $ 53,812,000 | $ 115,476 | $ 71,000 |
| Sarasota-Bradenton-Venice, FL | 456 | $ 98,442,000 | $ 215,881 | $ 83,000 |
| Santa Ana-Anaheim-Irvine, CA | 451 | $ 199,038,000 | $ 441,325 | $ 173,000 |
| Charlotte-Gastonia-Concord, NC-SC | 435 | $ 63,366,000 | $ 145,668 | $ 76,000 |
| Denver-Aurora, CO | 428 | $ 83,762,000 | $ 195,705 | $ 82,000 |
| Sacramento--Arden-Arcade--Roseville, CA | 412 | $ 120,813,000 | $ 293,235 | $ 118,000 |
| Boston-Quincy, MA | 404 | $ 111,438,000 | $ 275,836 | $ 113,000 |
| Tucson, AZ | 400 | $ 48,787,000 | $ 121,967 | $ 181,000 |
| Houston-Baytown-Sugar Land, TX | 383 | $ 58,035,000 | $ 151,527 | $ 95,000 |
| Philadelphia, PA | 370 | $ 62,661,000 | $ 169,354 | $ 100,000 |
| Edison, NJ | 324 | $ 86,505,000 | $ 266,990 | $ 113,000 |
| Cleveland-Elyria-Mentor, OH | 320 | $ 37,563,000 | $ 117,384 | $ 53,000 |
| San Francisco-San Mateo-Redwood City, CA | 305 | $ 151,000,000 | $ 495,081 | $ 142,000 |
| Jacksonville, FL | 295 | $ 45,528,000 | $ 154,332 | $ 65,000 |
| Albany-Schenectady-Troy, NY | 268 | $ 32,361,000 | $ 120,750 | $ 52,000 |
| New Haven-Milford, CT | 249 | $ 40,407,000 | $ 162,277 | $ 56,000 |
| Cambridge-Newton-Framingham, MA | 240 | $ 71,965,000 | $ 299,854 | $ 100,000 |
| Santa Rosa-Petaluma, CA | 230 | $ 78,184,000 | $ 339,930 | $ 94,000 |
| Poughkeepsie-Newburgh-Middletown, NY | 225 | $ 48,574,000 | $ 215,884 | $ 68,000 |
| Hartford-West Hartford-East Hartford, CT | 223 | $ 40,085,000 | $ 179,753 | $ 56,000 |
| Colorado Springs, CO | 210 | $ 30,755,000 | $ 146,452 | $ 75,000 |
| Port St. Lucie-Fort Pierce, FL | 207 | $ 38,722,000 | $ 187,062 | $ 83,000 |
| Eugene-Springfield, OR | 203 | $ 16,953,000 | $ 83,512 | $ 46,000 |
| Palm Bay-Melbourne-Titusville, FL | 199 | $ 38,490,000 | $ 193,417 | $ 54,000 |
| Memphis, TN-MS-AR | 192 | $ 18,212,000 | $ 94,854 | $ 72,000 |
| Worcester, MA | 177 | $ 35,175,000 | $ 198,728 | $ 81,000 |
| Essex County, MA | 175 | $ 49,206,000 | $ 281,177 | $ 82,000 |
| Prescott, AZ | 175 | $ 38,991,000 | $ 222,805 | $ 115,000 |
| Stockton, CA | 175 | $ 52,479,000 | $ 299,880 | $ 96,000 |
| Providence-New Bedford-Fall River, RI-MA | 173 | $ 44,567,000 | $ 257,612 | $ 82,000 |
| Tacoma, WA | 173 | $ 26,136,000 | $ 151,075 | $ 78,000 |
| Albuquerque, NM | 172 | $ 30,691,000 | $ 178,436 | $ 68,000 |
| Rochester, NY | 164 | $ 13,933,000 | $ 84,957 | $ 57,000 |
| Naples-Marco Island, FL | 159 | $ 45,428,000 | $ 285,710 | $ 93,000 |
| Bakersfield, CA | 151 | $ 30,186,000 | $ 199,907 | $ 79,000 |
| Washington-Arlington-Alexandria, DC-VA-MD-WV | 151 | $ 43,556,000 | $ 288,450 | $ 99,000 |
| McAllen-Edinburg-Pharr, TX | 150 | $ 16,576,000 | $ 110,506 | $ 37,000 |
| Oxnard-Thousand Oaks-Ventura, CA | 150 | $ 56,210,000 | $ 374,733 | $ 138,000 |
| Lakeland, FL | 149 | $ 23,398,000 | $ 157,033 | $ 86,000 |
| Nashville-Davidson--Murfreesboro, TN | 144 | $ 23,712,000 | $ 164,666 | $ 81,000 |
| Richmond, VA | 141 | $ 24,033,000 | $ 170,446 | $ 65,000 |
| Dallas-Plano-Irving, TX | 140 | $ 22,557,000 | $ 161,121 | $ 86,000 |
| Deltona-Daytona Beach-Ormond Beach, FL | 138 | $ 21,006,000 | $ 152,217 | $ 66,000 |
| Columbus, OH | 128 | $ 14,527,000 | $ 113,492 | $ 76,000 |
| Cincinnati-Middletown, OH-KY-IN | 126 | $ 15,630,000 | $ 124,047 | $ 74,000 |
| St. George, UT | 125 | $ 19,883,000 | $ 159,064 | $ 62,000 |
| New Orleans-Metairie-Kenner, LA | 121 | $ 19,045,000 | $ 157,396 | $ 85,000 |
| Fresno, CA | 119 | $ 23,769,000 | $ 199,739 | $ 97,000 |
| Indianapolis, IN | 119 | $ 13,592,000 | $ 114,218 | $ 64,000 |
| Modesto, CA | 109 | $ 25,859,000 | $ 237,238 | $ 63,000 |
| Buffalo-Niagara Falls, NY | 108 | $ 8,126,000 | $ 75,240 | $ 34,000 |
| Camden, NJ | 107 | $ 19,302,000 | $ 180,392 | $ 80,000 |
| Lake County-Kenosha County, IL-WI | 107 | $ 22,692,000 | $ 212,074 | $ 101,000 |
| Syracuse, NY | 107 | $ 10,328,000 | $ 96,523 | $ 57,000 |
| Charleston-North Charleston, SC | 106 | $ 20,910,000 | $ 197,264 | $ 57,000 |
| Bend, OR | 102 | $ 12,090,000 | $ 118,529 | $ 53,000 |
| Salinas, CA | 101 | $ 40,591,000 | $ 401,891 | $ 144,000 |
| Myrtle Beach-Conway-North Myrtle Beach, SC | 100 | $ 24,688,000 | $ 246,880 | $ 168,000 |
| Columbia, SC | 98 | $ 9,944,000 | $ 101,469 | $ 65,000 |
| St. Louis, MO-IL | 97 | $ 10,599,000 | $ 109,268 | $ 55,000 |
| Salt Lake City, UT | 96 | $ 16,904,000 | $ 176,083 | $ 81,000 |
| Salem, OR | 89 | $ 6,994,000 | $ 78,584 | $ 56,000 |
| York-Hanover, PA | 89 | $ 7,972,000 | $ 89,573 | $ 52,000 |
| Kansas City, MO-KS | 88 | $ 11,750,000 | $ 133,522 | $ 64,000 |
| Allentown-Bethlehem-Easton, PA-NJ | 87 | $ 11,102,000 | $ 127,609 | $ 65,000 |
| Oklahoma City, OK | 81 | $ 12,336,000 | $ 152,296 | $ 143,000 |
| Harrisburg-Carlisle, PA | 80 | $ 7,949,000 | $ 99,362 | $ 74,000 |
| Pittsburgh, PA | 80 | $ 10,787,000 | $ 134,837 | $ 79,000 |
| Vallejo-Fairfield, CA | 80 | $ 22,458,000 | $ 280,725 | $ 90,000 |
| San Antonio, TX | 79 | $ 11,599,000 | $ 146,822 | $ 90,000 |
| Santa Cruz-Watsonville, CA | 78 | $ 39,685,000 | $ 508,782 | $ 158,000 |
| Lansing-East Lansing, MI | 77 | $ 7,874,000 | $ 102,259 | $ 67,000 |
| Merced, CA | 75 | $ 18,476,000 | $ 246,346 | $ 89,000 |
| Akron, OH | 74 | $ 10,987,000 | $ 148,472 | $ 86,000 |
| Punta Gorda, FL | 71 | $ 12,710,000 | $ 179,014 | $ 127,000 |
| Raleigh-Cary, NC | 70 | $ 11,353,000 | $ 162,185 | $ 70,000 |
| Springfield, MA | 70 | $ 9,228,000 | $ 131,828 | $ 42,000 |
| Rockingham County-Strafford County, NH | 69 | $ 15,562,000 | $ 225,536 | $ 75,000 |
| Barnstable Town, MA | 65 | $ 21,434,000 | $ 329,753 | $ 103,000 |
| Ocala, FL | 64 | $ 7,337,000 | $ 114,640 | $ 63,000 |
| Milwaukee-Waukesha-West Allis, WI | 63 | $ 9,698,000 | $ 153,936 | $ 71,000 |
| Louisville, KY-IN | 61 | $ 7,444,000 | $ 122,032 | $ 85,000 |
| Dayton, OH | 60 | $ 5,432,000 | $ 90,533 | $ 59,000 |
| Fort Wayne, IN | 60 | $ 4,254,000 | $ 70,900 | $ 41,000 |
| Manchester-Nashua, NH | 59 | $ 13,246,000 | $ 224,508 | $ 67,000 |
| Wilmington, DE-MD-NJ | 58 | $ 7,619,000 | $ 131,362 | $ 60,000 |
| Flagstaff, AZ | 56 | $ 12,371,000 | $ 220,910 | $ 107,000 |
| Bellingham, WA | 55 | $ 9,615,000 | $ 174,818 | $ 64,000 |
| Gary, IN | 55 | $ 5,603,000 | $ 101,872 | $ 67,000 |
| Kingston, NY | 51 | $ 8,570,000 | $ 168,039 | $ 82,000 |
| Reno-Sparks, NV | 50 | $ 12,584,000 | $ 251,680 | $ 73,000 |
| San Luis Obispo-Paso Robles, CA | 50 | $ 18,875,000 | $ 377,500 | $ 179,000 |
| Birmingham-Hoover, AL | 49 | $ 6,180,000 | $ 126,122 | $ 63,000 |
| Ogden-Clearfield, UT | 49 | $ 7,904,000 | $ 161,306 | $ 80,000 |
| Flint, MI | 48 | $ 5,217,000 | $ 108,687 | $ 56,000 |
| Medford, OR | 48 | $ 8,497,000 | $ 177,020 | $ 121,000 |
| Brownsville-Harlingen, TX | 46 | $ 4,622,000 | $ 100,478 | $ 53,000 |
| Grand Rapids-Wyoming, MI | 46 | $ 5,943,000 | $ 129,195 | $ 81,000 |
| Santa Fe, NM | 45 | $ 14,775,000 | $ 328,333 | $ 128,000 |
| Scranton--Wilkes-Barre, PA | 44 | $ 3,458,000 | $ 78,590 | $ 31,000 |
| Olympia, WA | 43 | $ 7,033,000 | $ 163,558 | $ 54,000 |
| Fort Worth-Arlington, TX | 42 | $ 8,339,000 | $ 198,547 | $ 120,000 |
| Atlantic City, NJ | 41 | $ 9,634,000 | $ 234,975 | $ 52,000 |
| Baton Rouge, LA | 41 | $ 4,499,000 | $ 109,731 | $ 76,000 |
| Mount Vernon-Anacortes, WA | 41 | $ 5,876,000 | $ 143,317 | $ 68,000 |
| Roanoke, VA | 41 | $ 4,308,000 | $ 105,073 | $ 50,000 |
| El Centro, CA | 40 | $ 6,465,000 | $ 161,625 | $ 81,000 |
| Honolulu, HI | 40 | $ 15,102,000 | $ 377,550 | $ 133,000 |
| Lancaster, PA | 40 | $ 4,183,000 | $ 104,575 | $ 37,000 |
| Santa Barbara-Santa Maria-Goleta, CA | 39 | $ 16,237,000 | $ 416,333 | $ 138,000 |
| El Paso, TX | 38 | $ 3,612,000 | $ 95,052 | $ 56,000 |
| Greeley, CO | 38 | $ 6,921,000 | $ 182,131 | $ 148,000 |
| Yuba City, CA | 37 | $ 7,559,000 | $ 204,297 | $ 91,000 |
| Glens Falls, NY | 36 | $ 5,706,000 | $ 158,500 | $ 29,000 |
| Wilmington, NC | 36 | $ 5,226,000 | $ 145,166 | $ 68,000 |
| Jackson, MS | 35 | $ 3,062,000 | $ 87,485 | $ 49,000 |
| Pensacola-Ferry Pass-Brent, FL | 35 | $ 6,679,000 | $ 190,828 | $ 86,000 |
| South Bend-Mishawaka, IN-MI | 34 | $ 2,699,000 | $ 79,382 | $ 47,000 |
| Trenton-Ewing, NJ | 34 | $ 6,144,000 | $ 180,705 | $ 115,000 |
| Utica-Rome, NY | 34 | $ 2,061,000 | $ 60,617 | $ 43,000 |
| Visalia-Porterville, CA | 34 | $ 6,164,000 | $ 181,294 | $ 86,000 |
| Austin-Round Rock, TX | 32 | $ 4,975,000 | $ 155,468 | $ 67,000 |
| Knoxville, TN | 32 | $ 4,358,000 | $ 136,187 | $ 62,000 |
| Tallahassee, FL | 32 | $ 5,030,000 | $ 157,187 | $ 57,000 |
| Spokane, WA | 31 | $ 4,541,000 | $ 146,483 | $ 55,000 |
| Norwich-New London, CT | 30 | $ 5,850,000 | $ 195,000 | $ 65,000 |
| Vero Beach, FL | 30 | $ 6,261,000 | $ 208,700 | $ 60,000 |
| Ann Arbor, MI | 29 | $ 7,398,000 | $ 255,103 | $ 131,000 |
| Gainesville, GA | 29 | $ 5,741,000 | $ 197,965 | $ 44,000 |
| Boise City-Nampa, ID | 28 | $ 4,895,000 | $ 174,821 | $ 172,000 |
| Bremerton-Silverdale, WA | 28 | $ 5,838,000 | $ 208,500 | $ 76,000 |
| Greenville, SC | 28 | $ 4,232,000 | $ 151,142 | $ 73,000 |
| Panama City-Lynn Haven, FL | 28 | $ 7,632,000 | $ 272,571 | $ 135,000 |
| Provo-Orem, UT | 28 | $ 6,452,000 | $ 230,428 | $ 109,000 |
| Fort Collins-Loveland, CO | 27 | $ 4,834,000 | $ 179,037 | $ 70,000 |
| Hagerstown-Martinsburg, MD-WV | 27 | $ 5,266,000 | $ 195,037 | $ 77,000 |
| Lake Charles, LA | 27 | $ 2,309,000 | $ 85,518 | $ 42,000 |
| Napa, CA | 27 | $ 12,107,000 | $ 448,407 | $ 149,000 |
| Ocean City, NJ | 27 | $ 8,577,000 | $ 317,666 | $ 101,000 |
| Elmira, NY | 25 | $ 1,548,000 | $ 61,920 | $ 70,000 |
| Hickory-Lenoir-Morganton, NC | 25 | $ 3,572,000 | $ 142,880 | $ 31,000 |
| Fayetteville-Springdale-Rogers, AR-MO | 24 | $ 3,222,000 | $ 134,250 | $ 77,000 |
| Jackson, MI | 24 | $ 1,787,000 | $ 74,458 | $ 22,000 |
| Augusta-Richmond County, GA-SC | 23 | $ 2,859,000 | $ 124,304 | $ 73,000 |
| Chico, CA | 23 | $ 4,506,000 | $ 195,913 | $ 80,000 |
| Madera, CA | 23 | $ 5,159,000 | $ 224,304 | $ 57,000 |
| Asheville, NC | 22 | $ 3,551,000 | $ 161,409 | $ 52,000 |
| Canton-Massillon, OH | 22 | $ 1,655,000 | $ 75,227 | $ 61,000 |
| Danville, VA | 22 | $ 1,143,000 | $ 51,954 | $ 104,000 |
| Elkhart-Goshen, IN | 22 | $ 3,060,000 | $ 139,090 | $ 81,000 |
| Reading, PA | 22 | $ 1,801,000 | $ 81,863 | $ 53,000 |
| Rockford, IL | 22 | $ 1,995,000 | $ 90,681 | $ 52,000 |
| Toledo, OH | 22 | $ 1,898,000 | $ 86,272 | $ 27,000 |
| Greensboro-High Point, NC | 21 | $ 2,536,000 | $ 120,761 | $ 69,000 |
| Las Cruces, NM | 21 | $ 2,322,000 | $ 110,571 | $ 64,000 |
| Niles-Benton Harbor, MI | 21 | $ 2,685,000 | $ 127,857 | $ 52,000 |
| Binghamton, NY | 20 | $ 1,474,000 | $ 73,700 | $ 56,000 |
| Boulder, CO | 20 | $ 5,796,000 | $ 289,800 | $ 131,000 |
| Chattanooga, TN-GA | 20 | $ 2,002,000 | $ 100,100 | $ 63,000 |
| Corvallis, OR | 20 | $ 1,531,000 | $ 76,550 | $ 53,000 |
| Gainesville, FL | 20 | $ 2,412,000 | $ 120,600 | $ 24,000 |
| Durham, NC | 19 | $ 4,705,000 | $ 247,631 | $ 60,000 |
| Laredo, TX | 19 | $ 2,224,000 | $ 117,052 | $ 43,000 |
| Tulsa, OK | 19 | $ 1,932,000 | $ 101,684 | $ 55,000 |
| Dover, DE | 18 | $ 1,755,000 | $ 97,500 | $ 66,000 |
| Fayetteville, NC | 18 | $ 1,362,000 | $ 75,666 | $ 32,000 |
| Shreveport-Bossier City, LA | 18 | $ 1,744,000 | $ 96,888 | $ 43,000 |
| Corpus Christi, TX | 17 | $ 2,005,000 | $ 117,941 | $ 162,000 |
| Portland-South Portland-Biddeford, ME | 17 | $ 3,819,000 | $ 224,647 | $ 97,000 |
| Savannah, GA | 17 | $ 1,980,000 | $ 116,470 | $ 61,000 |
| Winston-Salem, NC | 17 | $ 2,041,000 | $ 120,058 | $ 80,000 |
| Spartanburg, SC | 16 | $ 1,188,000 | $ 74,250 | $ 82,000 |
| Winchester, VA-WV | 16 | $ 2,420,000 | $ 151,250 | $ 81,000 |
| Charlottesville, VA | 15 | $ 3,067,000 | $ 204,466 | $ 80,000 |
| Lafayette, LA | 15 | $ 2,505,000 | $ 167,000 | $ 106,000 |
| Longview, WA | 15 | $ 1,836,000 | $ 122,400 | $ 65,000 |
| Mobile, AL | 15 | $ 2,374,000 | $ 158,266 | $ 69,000 |
| Monroe, MI | 15 | $ 1,767,000 | $ 117,800 | $ 28,000 |
| Pueblo, CO | 15 | $ 1,911,000 | $ 127,400 | $ 47,000 |
| Redding, CA | 15 | $ 2,547,000 | $ 169,800 | $ 45,000 |
| Rocky Mount, NC | 15 | $ 749,000 | $ 49,933 | $ 127,000 |
| Salisbury, MD | 15 | $ 1,925,000 | $ 128,333 | $ 52,000 |
| Yuma, AZ | 15 | $ 2,070,000 | $ 138,000 | $ 74,000 |
| Coeur D'Alene, ID | 14 | $ 3,406,000 | $ 243,285 | $ 64,000 |
| Lebanon, PA | 14 | $ 948,000 | $ 67,714 | $ 68,000 |
| Springfield, MO | 14 | $ 2,509,000 | $ 179,214 | $ 81,000 |
| St. Cloud, MN | 14 | $ 1,310,000 | $ 93,571 | $ 32,000 |
| Fort Walton Beach-Crestview-Destin, FL | 13 | $ 6,476,000 | $ 498,153 | $ 323,000 |
| Kalamazoo-Portage, MI | 13 | $ 2,063,000 | $ 158,692 | $ 50,000 |
| Kankakee-Bradley, IL | 13 | $ 1,335,000 | $ 102,692 | $ 67,000 |
| Omaha-Council Bluffs, NE-IA | 13 | $ 2,550,000 | $ 196,153 | $ 65,000 |
| Green Bay, WI | 12 | $ 1,555,000 | $ 129,583 | $ 77,000 |
| Hanford-Corcoran, CA | 12 | $ 1,965,000 | $ 163,750 | $ 58,000 |
| Holland-Grand Haven, MI | 12 | $ 1,284,000 | $ 107,000 | $ 12,000 |
| Anchorage, AK | 11 | $ 1,293,000 | $ 117,545 | $ 0 |
| Evansville, IN-KY | 11 | $ 2,107,000 | $ 191,545 | $ 62,000 |
| Gulfport-Biloxi, MS | 11 | $ 1,372,000 | $ 124,727 | $ 90,000 |
| Saginaw-Saginaw Township North, MI | 11 | $ 1,347,000 | $ 122,454 | $ 57,000 |
| Waterloo-Cedar Falls, IA | 11 | $ 510,000 | $ 46,363 | $ 186,000 |
| Burlington-South Burlington, VT | 10 | $ 1,902,000 | $ 190,200 | $ 44,000 |
| Davenport-Moline-Rock Island, IA-IL | 10 | $ 1,617,000 | $ 161,700 | $ 114,000 |
| Des Moines, IA | 10 | $ 993,000 | $ 99,300 | $ 14,000 |
| Jackson, TN | 10 | $ 1,082,000 | $ 108,200 | $ 54,000 |
| Little Rock-North Little Rock, AR | 10 | $ 1,321,000 | $ 132,100 | $ 46,000 |
| Peoria, IL | 10 | $ 702,000 | $ 70,200 | $ 29,000 |
| Springfield, OH | 10 | $ 851,000 | $ 85,100 | $ 75,000 |
| Wausau, WI | 10 | $ 699,000 | $ 69,900 | $ 72,000 |
| Lexington-Fayette, KY | 9 | $ 1,346,000 | $ 149,555 | $ 124,000 |
| Lynchburg, VA | 9 | $ 1,075,000 | $ 119,444 | $ 38,000 |
| Madison, WI | 9 | $ 1,472,000 | $ 163,555 | $ 171,000 |
| Anderson, IN | 8 | $ 361,000 | $ 45,125 | $ 26,000 |
| Anniston-Oxford, AL | 8 | $ 656,000 | $ 82,000 | $ 231,000 |
| Oshkosh-Neenah, WI | 8 | $ 1,371,000 | $ 171,375 | $ 85,000 |
| Rochester, MN | 8 | $ 1,031,000 | $ 128,875 | $ 102,000 |
| State College, PA | 8 | $ 923,000 | $ 115,375 | $ 63,000 |
| Vineland-Millville-Bridgeton, NJ | 8 | $ 857,000 | $ 107,125 | $ 101,000 |
| Altoona, PA | 7 | $ 393,000 | $ 56,142 | $ 25,000 |
| Appleton, WI | 7 | $ 732,000 | $ 104,571 | $ 57,000 |
| Athens-Clarke County, GA | 7 | $ 779,000 | $ 111,285 | $ 42,000 |
| Dalton, GA | 7 | $ 600,000 | $ 85,714 | $ 61,000 |
| Hattiesburg, MS | 7 | $ 481,000 | $ 68,714 | $ 25,000 |
| Lima, OH | 7 | $ 196,000 | $ 28,000 | $ 151,000 |
| Racine, WI | 7 | $ 756,000 | $ 108,000 | $ 37,000 |
| Wichita, KS | 7 | $ 1,004,000 | $ 143,428 | $ 32,000 |
| Bloomington-Normal, IL | 6 | $ 715,000 | $ 119,166 | $ 69,000 |
| Clarksville, TN-KY | 6 | $ 691,000 | $ 115,166 | $ 0 |
| Duluth, MN-WI | 6 | $ 888,000 | $ 148,000 | $ 41,000 |
| Farmington, NM | 6 | $ 894,000 | $ 149,000 | $ 79,000 |
| Grand Junction, CO | 6 | $ 821,000 | $ 136,833 | $ 75,000 |
| Kennewick-Richland-Pasco, WA | 6 | $ 619,000 | $ 103,166 | $ 26,000 |
| Michigan City-La Porte, IN | 6 | $ 782,000 | $ 130,333 | $ 21,000 |
| Monroe, LA | 6 | $ 1,155,000 | $ 192,500 | $ 133,000 |
| Muncie, IN | 6 | $ 2,252,000 | $ 375,333 | $ 139,000 |
| Pittsfield, MA | 6 | $ 816,000 | $ 136,000 | $ 83,000 |
| Sandusky, OH | 6 | $ 660,000 | $ 110,000 | $ 36,000 |
| Springfield, IL | 6 | $ 920,000 | $ 153,333 | $ 103,000 |
| Albany, GA | 5 | $ 220,000 | $ 44,000 | $ 48,000 |
| Alexandria, LA | 5 | $ 601,000 | $ 120,200 | $ 51,000 |
| Beaumont-Port Arthur, TX | 5 | $ 443,000 | $ 88,600 | $ 34,000 |
| Blacksburg-Christiansburg-Radford, VA | 5 | $ 623,000 | $ 124,600 | $ 77,000 |
| Bloomington, IN | 5 | $ 779,000 | $ 155,800 | $ 37,000 |
| College Station-Bryan, TX | 5 | $ 426,000 | $ 85,200 | $ 44,000 |
| Columbus, GA-AL | 5 | $ 815,000 | $ 163,000 | $ 118,000 |
| Eau Claire, WI | 5 | $ 556,000 | $ 111,200 | $ 55,000 |
| Fort Smith, AR-OK | 5 | $ 1,633,000 | $ 326,600 | $ 50,000 |
| Harrisonburg, VA | 5 | $ 664,000 | $ 132,800 | $ 0 |
| Janesville, WI | 5 | $ 399,000 | $ 79,800 | $ 45,000 |
| La Crosse, WI-MN | 5 | $ 774,000 | $ 154,800 | $ 84,000 |
| Lawrence, KS | 5 | $ 919,000 | $ 183,800 | $ 80,000 |
| Mansfield, OH | 5 | $ 308,000 | $ 61,600 | $ 24,000 |
| Montgomery, AL | 5 | $ 1,175,000 | $ 235,000 | $ 20,000 |
| Wenatchee, WA | 5 | $ 864,000 | $ 172,800 | $ 61,000 |
| Brunswick, GA | 4 | $ 1,492,000 | $ 373,000 | $ 245,000 |
| Carson City, NV | 4 | $ 806,000 | $ 201,500 | $ 104,000 |
| Charleston, WV | 4 | $ 259,000 | $ 64,750 | $ 49,000 |
| Greenville, NC | 4 | $ 387,000 | $ 96,750 | $ 14,000 |
| Huntsville, AL | 4 | $ 478,000 | $ 119,500 | $ 55,000 |
| Lewiston-Auburn, ME | 4 | $ 342,000 | $ 85,500 | $ 0 |
| Lincoln, NE | 4 | $ 283,000 | $ 70,750 | $ 31,000 |
| Lubbock, TX | 4 | $ 285,000 | $ 71,250 | $ 41,000 |
| Pascagoula, MS | 4 | $ 313,000 | $ 78,250 | $ 39,000 |
| Rome, GA | 4 | $ 353,000 | $ 88,250 | $ 78,000 |
| Sheboygan, WI | 4 | $ 228,000 | $ 57,000 | $ 94,000 |
| Sherman-Denison, TX | 4 | $ 459,000 | $ 114,750 | $ 29,000 |
| Waco, TX | 4 | $ 286,000 | $ 71,500 | $ 126,000 |
| Yakima, WA | 4 | $ 212,000 | $ 53,000 | $ 31,000 |
| Youngstown-Warren-Boardman, OH-PA | 4 | $ 316,000 | $ 79,000 | $ 63,000 |
| Amarillo, TX | 3 | $ 266,000 | $ 88,666 | $ 217,000 |
| Battle Creek, MI | 3 | $ 276,000 | $ 92,000 | $ 108,000 |
| Bay City, MI | 3 | $ 307,000 | $ 102,333 | $ 0 |
| Burlington, NC | 3 | $ 331,000 | $ 110,333 | $ 75,000 |
| Champaign-Urbana, IL | 3 | $ 286,000 | $ 95,333 | $ 42,000 |
| Columbus, IN | 3 | $ 359,000 | $ 119,666 | $ 68,000 |
| Hinesville-Fort Stewart, GA | 3 | $ 227,000 | $ 75,666 | $ 64,000 |
| Hot Springs, AR | 3 | $ 196,000 | $ 65,333 | $ 54,000 |
| Ithaca, NY | 3 | $ 582,000 | $ 194,000 | $ 40,000 |
| Jefferson City, MO | 3 | $ 381,000 | $ 127,000 | $ 93,000 |
| Johnstown, PA | 3 | $ 195,000 | $ 65,000 | $ 23,000 |
| Kingsport-Bristol-Bristol, TN-VA | 3 | $ 343,000 | $ 114,333 | $ 10,000 |
| San Angelo, TX | 3 | $ 218,000 | $ 72,666 | $ 0 |
| Terre Haute, IN | 3 | $ 133,000 | $ 44,333 | $ 9,000 |
| Topeka, KS | 3 | $ 247,000 | $ 82,333 | $ 18,000 |
| Williamsport, PA | 3 | $ 276,000 | $ 92,000 | $ 59,000 |
| Anderson, SC | 2 | $ 197,000 | $ 98,500 | $ 95,000 |
| Auburn-Opelika, AL | 2 | $ 202,000 | $ 101,000 | $ 66,000 |
| Bangor, ME | 2 | $ 924,000 | $ 462,000 | $ 90,000 |
| Billings, MT | 2 | $ 236,000 | $ 118,000 | $ 20,000 |
| Casper, WY | 2 | $ 160,000 | $ 80,000 | $ 77,000 |
| Cheyenne, WY | 2 | $ 232,000 | $ 116,000 | $ 102,000 |
| Dothan, AL | 2 | $ 120,000 | $ 60,000 | $ 0 |
| Erie, PA | 2 | $ 444,000 | $ 222,000 | $ 118,000 |
| Fairbanks, AK | 2 | $ 245,000 | $ 122,500 | $ 0 |
| Florence, SC | 2 | $ 267,000 | $ 133,500 | $ 30,000 |
| Florence-Muscle Shoals, AL | 2 | $ 396,000 | $ 198,000 | $ 230,000 |
| Fond Du Lac, WI | 2 | $ 248,000 | $ 124,000 | $ 27,000 |
| Goldsboro, NC | 2 | $ 164,000 | $ 82,000 | $ 0 |
| Joplin, MO | 2 | $ 221,000 | $ 110,500 | $ 0 |
| Killeen-Temple-Fort Hood, TX | 2 | $ 229,000 | $ 114,500 | $ 30,000 |
| Lafayette, IN | 2 | $ 135,000 | $ 67,500 | $ 35,000 |
| Logan, UT-ID | 2 | $ 214,000 | $ 107,000 | $ 50,000 |
| Macon, GA | 2 | $ 179,000 | $ 89,500 | $ 79,000 |
| Morgantown, WV | 2 | $ 172,000 | $ 86,000 | $ 12,000 |
| Morristown, TN | 2 | $ 232,000 | $ 116,000 | $ 108,000 |
| Muskegon-Norton Shores, MI | 2 | $ 101,000 | $ 50,500 | $ 26,000 |
| Tyler, TX | 2 | $ 313,000 | $ 156,500 | $ 106,000 |
| Warner Robins, GA | 2 | $ 220,000 | $ 110,000 | $ 144,000 |
| Ames, IA | 1 | $ 160,000 | $ 160,000 | $ 96,000 |
| Cleveland, TN | 1 | $ 163,000 | $ 163,000 | $ 0 |
| Cumberland, MD-WV | 1 | $ 64,000 | $ 64,000 | $ 22,000 |
| Decatur, AL | 1 | $ 290,000 | $ 290,000 | $ 165,000 |
| Dubuque, IA | 1 | $ 90,000 | $ 90,000 | $ 0 |
| Elizabethtown, KY | 1 | $ 107,000 | $ 107,000 | $ 0 |
| Iowa City, IA | 1 | $ 176,000 | $ 176,000 | $ 71,000 |
| Jacksonville, NC | 1 | $ 81,000 | $ 81,000 | $ 0 |
| Johnson City, TN | 1 | $ 110,000 | $ 110,000 | $ 0 |
| Lawton, OK | 1 | $ 38,000 | $ 38,000 | $ 40,000 |
| Midland, TX | 1 | $ 69,000 | $ 69,000 | $ 52,000 |
| Missoula, MT | 1 | $ 518,000 | $ 518,000 | $ 0 |
| Pine Bluff, AR | 1 | $ 88,000 | $ 88,000 | $ 43,000 |
| Sioux Falls, SD | 1 | $ 128,000 | $ 128,000 | $ 0 |
| St. Joseph, MO-KS | 1 | $ 53,000 | $ 53,000 | $ 0 |
| Valdosta, GA | 1 | $ 232,000 | $ 232,000 | $ 0 |
| Victoria, TX | 1 | $ 75,000 | $ 75,000 | $ 0 |
Mortgage Loan Application Detail Totals for First National Bank of Arizona in 2005
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Home Purchase | 33,840 | $6,709,398,000 | $158,020 | $4,000,000 | $75,740 | $7,481,000 |
| Refinancing | 21,298 | $5,599,068,000 | $223,900 | $5,155,000 | $72,940 | $6,333,000 |
| Home Improvement | 997 | $33,452,000 | $203,300 | $459,000 | $19,100 | $686,000 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| White | 27,168 | $5,985,910,000 | $196,500 | $4,000,000 | $83,020 | $3,458,000 |
| Hispanic | 11,117 | $2,369,776,000 | $154,590 | $2,756,000 | $84,250 | $2,596,000 |
| Not applicable | 5,031 | $917,027,000 | $170,000 | $3,915,000 | $13,340 | $7,481,000 |
| Black or African American | 4,970 | $967,980,000 | $167,142 | $5,155,000 | $74,119 | $6,333,000 |
| Not Provided | 3,698 | $964,786,000 | $210,468 | $4,000,000 | $96,765 | $3,698,000 |
| Asian | 3,650 | $1,007,650,000 | $195,333 | $4,000,000 | $77,714 | $1,596,000 |
| Native Hawaiian or Other Pacific Islander | 336 | $91,849,000 | $320,000 | $2,700,000 | $109,115 | $715,000 |
| American Indian or Alaskan Native | 165 | $36,940,000 | $190,083 | $1,000,000 | $80,500 | $600,000 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 56,036 | $12,325,447,000 | $182,313 | $5,155,000 | $73,294 | $7,481,000 |
| FHA-insured (Federal Housing Administration) | 70 | $10,182,000 | $135,625 | $310,000 | $51,250 | $312,000 |
| VA-guaranteed (Veterans Administration) | 29 | $6,289,000 | $227,833 | $318,000 | $73,333 | $153,000 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 0 | $0 | $0 | $0 | $0 | $0 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Loan Originated | 28,743 | $6,221,765,000 | $177,102 | $4,000,000 | $77,020 | $7,481,000 |
| Application Withdrawn By Applicant | 13,194 | $3,240,551,000 | $192,755 | $5,155,000 | $80,673 | $6,333,000 |
| Application Denied By Financial Institution | 7,398 | $1,603,986,000 | $198,958 | $4,000,000 | $97,312 | $3,698,000 |
| Loan Purchased By The Institution | 5,148 | $940,447,000 | $169,562 | $3,915,000 | $9,187 | $762,000 |
| Application Approved But Not Accepted | 1,485 | $295,534,000 | $185,475 | $2,600,000 | $76,175 | $955,000 |
| File Closed For Incompleteness | 166 | $39,435,000 | $185,833 | $2,570,000 | $74,208 | $840,000 |
| Preapproval Approved but not Accepted | 1 | $200,000 | $200,000 | $200,000 | $0 | $0 |
| Preapproval Denied by Financial Institution | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Other | 2,176 | $496,825,000 | $204,913 | $3,570,000 | $100,565 | $3,000,000 |
| Credit History | 1,925 | $393,497,000 | $195,500 | $4,000,000 | $86,181 | $3,458,000 |
| Collateral | 1,323 | $280,421,000 | $204,533 | $3,510,000 | $104,955 | $1,680,000 |
| Debt-To-Income Ratio | 964 | $183,540,000 | $200,390 | $2,345,000 | $82,609 | $3,458,000 |
| Credit Application Incomplete | 400 | $112,653,000 | $278,743 | $4,000,000 | $111,743 | $3,698,000 |
| Employment History | 352 | $80,788,000 | $175,666 | $1,788,000 | $89,393 | $1,800,000 |
| Unverifiable Information | 217 | $45,141,000 | $194,629 | $1,365,000 | $115,148 | $1,380,000 |
| Insufficient Cash (Downpayment, Closing Cost) | 41 | $11,121,000 | $243,833 | $2,927,000 | $101,388 | $1,596,000 |
| Mortgage Insurance Denied | 0 | $0 | $0 | $0 | $0 | $0 |
Our comprehensive HMDA mortgage statistics provide invaluable insights into First National Bank of Arizona's 2005 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.
This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics,
and assess First National Bank of Arizona's mortgage approval patterns.
Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
For a list of all lenders in Arizona, download the full spreadsheet
with aggregated HMDA statistics today.
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