First National Bank of Arizona Mortgage Lending & HMDA Data, 2005

In 2005, First National Bank of Arizona of Scottsdale, AZ reported 56,135 mortgage applications totaling $12.3 billion, up 18% from 2004. The average application was for $219,861, and applicants reported an average income of $88,016. 51% of its applications resulted in an originated loan and 13% were denied. Its largest markets were Phoenix-Mesa-Scottsdale, AZ (5,666), Las Vegas-Paradise, NV (2,132) and New York-Wayne-White Plains, NY-NJ (1,922) (applications in parentheses).

Mortgage Company & Address First National Bank of Arizona
17600 North Perimeter Drive
Scottsdale, AZ 85255
Tel #: available with data download
Federal Regulator * available with data download
Years 2007  2006  2005  2004  2003  
Total Number of Mortgage Applications 56,135
Total Mortgage Loan Application Amount $12,341,918,000
Average Mortgage Loan Application Amount $219,861
Highest Mortgage Loan Application Amount $5,155,000
Average Applicant Income $88,016
Highest Applicant Income $7,481,000

About this data: figures come from the Home Mortgage Disclosure Act (HMDA) records First National Bank of Arizona filed with the FFIEC and count every application it reported (approved, denied, withdrawn or purchased), not just closed loans. Applications reported at $100 million or more are left out of these totals.

Mortgage Loan Application Totals for First National Bank of Arizona by County in 2005

County Total Number of Mortgage Loan Applications Total Dollar Amount of Mortgage Loans Applications Average Mortgage Loan Application Amount Average Applicant Income
Maricopa, Arizona 5,297 $ 990,308,000 $ 186,956 $ 95,000
Clark, Nevada 2,132 $ 495,413,000 $ 232,370 $ 94,000
Miami-Dade, Florida 1,653 $ 349,874,000 $ 211,660 $ 97,000
Los Angeles, California 1,574 $ 555,368,000 $ 352,838 $ 124,000
San Diego, California 1,389 $ 508,806,000 $ 366,311 $ 133,000
Cook, Illinois 1,353 $ 251,124,000 $ 185,605 $ 78,000
Broward, Florida 1,143 $ 232,930,000 $ 203,788 $ 87,000
Palm Beach, Florida 899 $ 198,266,000 $ 220,540 $ 86,000
Riverside, California 851 $ 229,781,000 $ 270,012 $ 105,000
Suffolk, New York 779 $ 216,448,000 $ 277,853 $ 93,000
Queens, New York 739 $ 235,366,000 $ 318,492 $ 85,000
Fairfax, Virginia 663 $ 200,981,000 $ 303,138 $ 140,000
Lee, Florida 636 $ 126,411,000 $ 198,759 $ 95,000
Santa Clara, California 566 $ 251,625,000 $ 444,567 $ 153,000
Hillsborough, Florida 542 $ 84,878,000 $ 156,601 $ 71,000
San Bernardino, California 511 $ 122,044,000 $ 238,833 $ 95,000
Multnomah, Oregon 497 $ 60,734,000 $ 122,201 $ 78,000
Nassau, New York 496 $ 160,399,000 $ 323,385 $ 102,000
Fairfield, Connecticut 486 $ 164,080,000 $ 337,613 $ 109,000
Kings, New York 486 $ 168,854,000 $ 347,436 $ 109,000
Prince William, Virginia 481 $ 127,391,000 $ 264,846 $ 89,000
Wayne, Michigan 466 $ 53,812,000 $ 115,476 $ 71,000
Prince George's, Maryland 463 $ 99,096,000 $ 214,030 $ 82,000
Orange, California 451 $ 199,038,000 $ 441,325 $ 173,000
Orange, Florida 451 $ 82,697,000 $ 183,363 $ 75,000
Montgomery, Maryland 434 $ 125,280,000 $ 288,663 $ 113,000
King, Washington 410 $ 104,304,000 $ 254,400 $ 94,000
Pima, Arizona 400 $ 48,787,000 $ 121,967 $ 181,000
Pinellas, Florida 375 $ 57,770,000 $ 154,053 $ 82,000
Mohave, Arizona 371 $ 64,255,000 $ 173,194 $ 80,000
Pinal, Arizona 369 $ 48,008,000 $ 130,102 $ 76,000
Snohomish, Washington 342 $ 60,843,000 $ 177,903 $ 65,000
Hennepin, Minnesota 316 $ 58,310,000 $ 184,525 $ 74,000
Contra Costa, California 313 $ 120,248,000 $ 384,178 $ 126,000
Fulton, Georgia 307 $ 69,257,000 $ 225,592 $ 111,000
Alameda, California 303 $ 115,107,000 $ 379,891 $ 153,000
Sacramento, California 303 $ 81,533,000 $ 269,085 $ 104,000
Mecklenburg, North Carolina 297 $ 43,772,000 $ 147,380 $ 75,000
Sarasota, Florida 273 $ 61,554,000 $ 225,472 $ 85,000
Hudson, New Jersey 270 $ 70,754,000 $ 262,051 $ 83,000
Bergen, New Jersey 261 $ 105,512,000 $ 404,260 $ 138,000
Clark, Washington 260 $ 37,652,000 $ 144,815 $ 77,000
Washington, Oregon 259 $ 29,764,000 $ 114,918 $ 72,000
Loudoun, Virginia 251 $ 82,867,000 $ 330,147 $ 110,000
New Haven, Connecticut 249 $ 40,407,000 $ 162,277 $ 56,000
Oakland, Michigan 249 $ 59,752,000 $ 239,967 $ 158,000
Harris, Texas 243 $ 37,457,000 $ 154,144 $ 120,000
Middlesex, Massachusetts 240 $ 71,965,000 $ 299,854 $ 100,000
Sonoma, California 230 $ 78,184,000 $ 339,930 $ 94,000
Cuyahoga, Ohio 222 $ 24,755,000 $ 111,509 $ 57,000
Passaic, New Jersey 216 $ 52,506,000 $ 243,083 $ 97,000
Osceola, Florida 213 $ 38,299,000 $ 179,807 $ 64,000
Essex, New Jersey 203 $ 53,995,000 $ 265,985 $ 97,000
Lane, Oregon 203 $ 16,953,000 $ 83,512 $ 46,000
El Paso, Colorado 201 $ 29,803,000 $ 148,273 $ 73,000
Brevard, Florida 199 $ 38,490,000 $ 193,417 $ 54,000
Will, Illinois 194 $ 28,976,000 $ 149,360 $ 68,000
Richmond, New York 190 $ 57,506,000 $ 302,663 $ 69,000
Clackamas, Oregon 188 $ 26,146,000 $ 139,074 $ 86,000
Westchester, New York 186 $ 78,216,000 $ 420,516 $ 123,000
Manatee, Florida 183 $ 36,888,000 $ 201,573 $ 81,000
Pasco, Florida 180 $ 25,201,000 $ 140,005 $ 64,000
Gwinnett, Georgia 179 $ 26,686,000 $ 149,083 $ 72,000
Virginia Beach, Virginia 179 $ 28,124,000 $ 157,117 $ 57,000
Duval, Florida 178 $ 23,525,000 $ 132,162 $ 58,000
Worcester, Massachusetts 177 $ 35,175,000 $ 198,728 $ 81,000
Shelby, Tennessee 176 $ 15,891,000 $ 90,289 $ 71,000
Yavapai, Arizona 175 $ 38,991,000 $ 222,805 $ 115,000
San Joaquin, California 175 $ 52,479,000 $ 299,880 $ 96,000
Essex, Massachusetts 175 $ 49,206,000 $ 281,177 $ 82,000
Pierce, Washington 173 $ 26,136,000 $ 151,075 $ 78,000
Hartford, Connecticut 172 $ 29,526,000 $ 171,662 $ 59,000
Bronx, New York 169 $ 45,596,000 $ 269,798 $ 79,000
St. Lucie, Florida 168 $ 26,688,000 $ 158,857 $ 50,000
Macomb, Michigan 161 $ 22,155,000 $ 137,608 $ 66,000
Anne Arundel, Maryland 160 $ 36,382,000 $ 227,387 $ 81,000
Ramsey, Minnesota 160 $ 21,562,000 $ 134,762 $ 67,000
Collier, Florida 159 $ 45,428,000 $ 285,710 $ 93,000
Philadelphia, Pennsylvania 153 $ 17,219,000 $ 112,542 $ 66,000
Kern, California 151 $ 30,186,000 $ 199,907 $ 79,000
District of Columbia, District Of Columbia 151 $ 43,556,000 $ 288,450 $ 99,000
DeKalb, Georgia 151 $ 24,265,000 $ 160,695 $ 92,000
Ventura, California 150 $ 56,210,000 $ 374,733 $ 138,000
Hidalgo, Texas 150 $ 16,576,000 $ 110,506 $ 37,000
San Mateo, California 149 $ 73,120,000 $ 490,738 $ 148,000
Polk, Florida 149 $ 23,398,000 $ 157,033 $ 86,000
Union, New Jersey 148 $ 38,654,000 $ 261,175 $ 102,000
Baltimore, Maryland 146 $ 31,150,000 $ 213,356 $ 82,000
Suffolk, Massachusetts 144 $ 42,673,000 $ 296,340 $ 83,000
Volusia, Florida 138 $ 21,006,000 $ 152,217 $ 66,000
DuPage, Illinois 137 $ 25,468,000 $ 185,897 $ 80,000
Plymouth, Massachusetts 137 $ 33,162,000 $ 242,058 $ 91,000
San Francisco, California 134 $ 67,938,000 $ 507,000 $ 156,000
Seminole, Florida 129 $ 23,266,000 $ 180,356 $ 80,000
Arapahoe, Colorado 125 $ 25,656,000 $ 205,248 $ 90,000
Cobb, Georgia 125 $ 18,175,000 $ 145,400 $ 70,000
Washington, Utah 125 $ 19,883,000 $ 159,064 $ 62,000
Lake, Florida 124 $ 21,649,000 $ 174,588 $ 55,000
Norfolk, Massachusetts 123 $ 35,603,000 $ 289,455 $ 156,000
Anoka, Minnesota 123 $ 20,539,000 $ 166,983 $ 71,000
Bernalillo, New Mexico 120 $ 23,057,000 $ 192,141 $ 88,000
Fresno, California 119 $ 23,769,000 $ 199,739 $ 97,000
Dutchess, New York 119 $ 26,861,000 $ 225,722 $ 68,000
Baltimore City, Maryland 118 $ 14,565,000 $ 123,432 $ 56,000
Monroe, New York 116 $ 9,280,000 $ 80,000 $ 54,000
Stanislaus, California 109 $ 25,859,000 $ 237,238 $ 63,000
Morris, New Jersey 108 $ 36,997,000 $ 342,564 $ 106,000
Lake, Illinois 107 $ 22,692,000 $ 212,074 $ 101,000
Orange, New York 106 $ 21,713,000 $ 204,839 $ 69,000
Bristol, Massachusetts 104 $ 23,512,000 $ 226,076 $ 77,000
Providence, Rhode Island 104 $ 20,907,000 $ 201,028 $ 71,000
Denver, Colorado 103 $ 18,227,000 $ 176,961 $ 82,000
Deschutes, Oregon 102 $ 12,090,000 $ 118,529 $ 53,000
Monterey, California 101 $ 40,591,000 $ 401,891 $ 144,000
Franklin, Ohio 101 $ 10,441,000 $ 103,376 $ 72,000
Horry, South Carolina 100 $ 24,688,000 $ 246,880 $ 168,000
Albany, New York 96 $ 12,427,000 $ 129,447 $ 67,000
Middlesex, New Jersey 94 $ 21,063,000 $ 224,074 $ 85,000
York, Pennsylvania 89 $ 7,972,000 $ 89,573 $ 52,000
Erie, New York 88 $ 6,609,000 $ 75,102 $ 39,000
Salt Lake, Utah 87 $ 14,130,000 $ 162,413 $ 69,000
Chesapeake, Virginia 85 $ 13,593,000 $ 159,917 $ 78,000
Onondaga, New York 83 $ 7,753,000 $ 93,409 $ 59,000
Monmouth, New Jersey 82 $ 29,187,000 $ 355,939 $ 112,000
Ocean, New Jersey 82 $ 19,029,000 $ 232,060 $ 176,000
Solano, California 80 $ 22,458,000 $ 280,725 $ 90,000
Santa Cruz, California 78 $ 39,685,000 $ 508,782 $ 158,000
Monroe, Florida 78 $ 43,613,000 $ 559,141 $ 203,000
Howard, Maryland 78 $ 21,116,000 $ 270,717 $ 103,000
Norfolk, Virginia 78 $ 8,855,000 $ 113,525 $ 57,000
Marion, Indiana 77 $ 7,137,000 $ 92,688 $ 58,000
Frederick, Maryland 77 $ 17,025,000 $ 221,103 $ 66,000
Marion, Oregon 76 $ 6,156,000 $ 81,000 $ 64,000
Merced, California 75 $ 18,476,000 $ 246,346 $ 89,000
Dakota, Minnesota 75 $ 12,999,000 $ 173,320 $ 77,000
Bucks, Pennsylvania 75 $ 19,441,000 $ 259,213 $ 181,000
Dallas, Texas 74 $ 11,618,000 $ 157,000 $ 80,000
St. Tammany, Louisiana 72 $ 10,504,000 $ 145,888 $ 84,000
Charlotte, Florida 71 $ 12,710,000 $ 179,014 $ 127,000
St. Johns, Florida 71 $ 15,042,000 $ 211,859 $ 83,000
Kane, Illinois 70 $ 12,376,000 $ 176,800 $ 53,000
Jackson, Missouri 70 $ 9,659,000 $ 137,985 $ 64,000
Spotsylvania, Virginia 70 $ 14,078,000 $ 201,114 $ 100,000
Jefferson, Colorado 69 $ 12,975,000 $ 188,043 $ 87,000
New York, New York 68 $ 43,054,000 $ 633,147 $ 127,000
Somerset, New Jersey 66 $ 17,226,000 $ 261,000 $ 83,000
Barnstable, Massachusetts 65 $ 21,434,000 $ 329,753 $ 103,000
Placer, California 64 $ 23,772,000 $ 371,437 $ 160,000
Marion, Florida 64 $ 7,337,000 $ 114,640 $ 63,000
Arlington, Virginia 64 $ 20,642,000 $ 322,531 $ 89,000
Summit, Ohio 63 $ 10,045,000 $ 159,444 $ 93,000
Bexar, Texas 63 $ 8,425,000 $ 133,730 $ 93,000
Rensselaer, New York 61 $ 5,252,000 $ 86,098 $ 43,000
Saratoga, New York 61 $ 9,975,000 $ 163,524 $ 74,000
Union, North Carolina 61 $ 11,331,000 $ 185,754 $ 68,000
Charleston, South Carolina 61 $ 14,479,000 $ 237,360 $ 68,000
Douglas, Colorado 60 $ 16,008,000 $ 266,800 $ 97,000
Flagler, Florida 60 $ 10,653,000 $ 177,550 $ 46,000
Charles, Maryland 60 $ 16,829,000 $ 280,483 $ 98,000
Hillsborough, New Hampshire 59 $ 13,246,000 $ 224,508 $ 67,000
Davidson, Tennessee 59 $ 10,768,000 $ 182,508 $ 121,000
New Castle, Delaware 58 $ 7,619,000 $ 131,362 $ 60,000
Allen, Indiana 58 $ 4,097,000 $ 70,637 $ 48,000
Scott, Minnesota 58 $ 12,930,000 $ 222,931 $ 78,000
Wake, North Carolina 58 $ 9,904,000 $ 170,758 $ 100,000
Fort Bend, Texas 58 $ 8,268,000 $ 142,551 $ 82,000
Adams, Colorado 57 $ 8,317,000 $ 145,912 $ 68,000
Stafford, Virginia 57 $ 15,174,000 $ 266,210 $ 84,000
Coconino, Arizona 56 $ 12,371,000 $ 220,910 $ 107,000
Hernando, Florida 56 $ 6,725,000 $ 120,089 $ 98,000
Camden, New Jersey 56 $ 7,525,000 $ 134,375 $ 70,000
Delaware, Pennsylvania 56 $ 7,494,000 $ 133,821 $ 77,000
Richland, South Carolina 56 $ 5,515,000 $ 98,482 $ 53,000
Whatcom, Washington 55 $ 9,615,000 $ 174,818 $ 64,000
Litchfield, Connecticut 53 $ 11,109,000 $ 209,603 $ 62,000
Josephine, Oregon 53 $ 6,092,000 $ 114,943 $ 75,000
Hampden, Massachusetts 52 $ 6,797,000 $ 130,711 $ 35,000
Rockingham, New Hampshire 52 $ 12,137,000 $ 233,403 $ 86,000
Rockland, New York 52 $ 17,487,000 $ 336,288 $ 124,000
Hamilton, Ohio 52 $ 5,789,000 $ 111,326 $ 57,000
Alexandria, Virginia 52 $ 11,211,000 $ 215,596 $ 91,000
Ingham, Michigan 51 $ 4,547,000 $ 89,156 $ 65,000
Ulster, New York 51 $ 8,570,000 $ 168,039 $ 82,000
San Luis Obispo, California 50 $ 18,875,000 $ 377,500 $ 179,000
Montgomery, Ohio 50 $ 4,382,000 $ 87,640 $ 58,000
Washoe, Nevada 49 $ 12,434,000 $ 253,755 $ 74,000
Oklahoma, Oklahoma 49 $ 8,547,000 $ 174,428 $ 212,000
Montgomery, Pennsylvania 49 $ 9,729,000 $ 198,551 $ 101,000
Genesee, Michigan 48 $ 5,217,000 $ 108,687 $ 56,000
Jackson, Oregon 48 $ 8,497,000 $ 177,020 $ 121,000
Washington, Minnesota 47 $ 8,270,000 $ 175,957 $ 70,000
Dauphin, Pennsylvania 47 $ 3,365,000 $ 71,595 $ 67,000
Jefferson, Kentucky 46 $ 4,809,000 $ 104,543 $ 80,000
Cameron, Texas 46 $ 4,622,000 $ 100,478 $ 53,000
Santa Fe, New Mexico 45 $ 14,775,000 $ 328,333 $ 128,000
Schenectady, New York 45 $ 4,101,000 $ 91,133 $ 34,000
Cabarrus, North Carolina 45 $ 5,241,000 $ 116,466 $ 95,000
Allegheny, Pennsylvania 45 $ 6,068,000 $ 134,844 $ 113,000
Sandoval, New Mexico 44 $ 6,202,000 $ 140,954 $ 36,000
Lorain, Ohio 43 $ 4,732,000 $ 110,046 $ 56,000
Chesterfield, Virginia 43 $ 8,079,000 $ 187,883 $ 69,000
Thurston, Washington 43 $ 7,033,000 $ 163,558 $ 54,000
Cochise, Arizona 42 $ 4,097,000 $ 97,547 $ 70,000
Cherokee, Georgia 42 $ 8,814,000 $ 209,857 $ 121,000
Lehigh, Pennsylvania 42 $ 5,101,000 $ 121,452 $ 62,000
Portsmouth, Virginia 42 $ 4,723,000 $ 112,452 $ 81,000
Clay, Florida 41 $ 5,506,000 $ 134,292 $ 69,000
Atlantic, New Jersey 41 $ 9,634,000 $ 234,975 $ 52,000
Manassas, Virginia 41 $ 7,977,000 $ 194,560 $ 77,000
Skagit, Washington 41 $ 5,876,000 $ 143,317 $ 68,000
Imperial, California 40 $ 6,465,000 $ 161,625 $ 81,000
Honolulu, Hawaii 40 $ 15,102,000 $ 377,550 $ 133,000
Kent, Michigan 40 $ 5,095,000 $ 127,375 $ 90,000
Lancaster, Pennsylvania 40 $ 4,183,000 $ 104,575 $ 37,000
Monroe, Pennsylvania 40 $ 4,703,000 $ 117,575 $ 54,000
Santa Barbara, California 39 $ 16,237,000 $ 416,333 $ 138,000
Martin, Florida 39 $ 12,034,000 $ 308,564 $ 153,000
St. Louis, Missouri 39 $ 4,175,000 $ 107,051 $ 80,000
Dare, North Carolina 39 $ 12,658,000 $ 324,564 $ 90,000
Weld, Colorado 38 $ 6,921,000 $ 182,131 $ 148,000
Lake, Indiana 38 $ 2,903,000 $ 76,394 $ 56,000
El Paso, Texas 38 $ 3,612,000 $ 95,052 $ 56,000
Montgomery, Texas 38 $ 7,354,000 $ 193,526 $ 88,000
Milwaukee, Wisconsin 38 $ 3,733,000 $ 98,236 $ 49,000
Henry, Georgia 37 $ 5,519,000 $ 149,162 $ 76,000
Livingston, Michigan 37 $ 6,429,000 $ 173,756 $ 63,000
Chester, Pennsylvania 37 $ 8,778,000 $ 237,243 $ 136,000
Tarrant, Texas 37 $ 7,540,000 $ 203,783 $ 142,000
Iredell, North Carolina 36 $ 5,475,000 $ 152,083 $ 68,000
Henrico, Virginia 36 $ 5,929,000 $ 164,694 $ 43,000
Island, Washington 36 $ 6,327,000 $ 175,750 $ 89,000
Clayton, Georgia 35 $ 3,207,000 $ 91,628 $ 26,000
Butler, Ohio 35 $ 3,979,000 $ 113,685 $ 75,000
Northampton, Pennsylvania 35 $ 4,846,000 $ 138,457 $ 45,000
York, South Carolina 35 $ 6,454,000 $ 184,400 $ 87,000
Tulare, California 34 $ 6,164,000 $ 181,294 $ 86,000
St. Joseph, Indiana 34 $ 2,699,000 $ 79,382 $ 47,000
Mercer, New Jersey 34 $ 6,144,000 $ 180,705 $ 115,000
Lexington, South Carolina 34 $ 3,985,000 $ 117,205 $ 100,000
Eagle, Colorado 33 $ 4,926,000 $ 149,272 $ 64,000
Wright, Minnesota 33 $ 5,619,000 $ 170,272 $ 63,000
Putnam, New York 32 $ 9,994,000 $ 312,312 $ 118,000
Luzerne, Pennsylvania 32 $ 2,583,000 $ 80,718 $ 24,000
Middlesex, Connecticut 31 $ 7,484,000 $ 241,419 $ 54,000
Leon, Florida 31 $ 4,805,000 $ 155,000 $ 55,000
Gaston, North Carolina 31 $ 2,920,000 $ 94,193 $ 72,000
Suffolk, Virginia 31 $ 5,027,000 $ 162,161 $ 73,000
Spokane, Washington 31 $ 4,541,000 $ 146,483 $ 55,000
New London, Connecticut 30 $ 5,850,000 $ 195,000 $ 65,000
Indian River, Florida 30 $ 6,261,000 $ 208,700 $ 60,000
Carroll, Maryland 30 $ 6,115,000 $ 203,833 $ 71,000
Linn, Oregon 30 $ 2,169,000 $ 72,300 $ 48,000
Jefferson, Alabama 29 $ 2,984,000 $ 102,896 $ 45,000
Navajo, Arizona 29 $ 4,698,000 $ 162,000 $ 86,000
Hall, Georgia 29 $ 5,741,000 $ 197,965 $ 44,000
Paulding, Georgia 29 $ 3,445,000 $ 118,793 $ 65,000
Worcester, Maryland 29 $ 10,390,000 $ 358,275 $ 158,000
Washtenaw, Michigan 29 $ 7,398,000 $ 255,103 $ 131,000
Sherburne, Minnesota 29 $ 6,385,000 $ 220,172 $ 105,000
Sussex, New Jersey 29 $ 5,866,000 $ 202,275 $ 52,000
Fauquier, Virginia 29 $ 7,380,000 $ 254,482 $ 91,000
Jefferson, West Virginia 29 $ 5,252,000 $ 181,103 $ 54,000
Bay, Florida 28 $ 7,632,000 $ 272,571 $ 135,000
McHenry, Illinois 28 $ 3,645,000 $ 130,178 $ 59,000
Johnson, Kansas 28 $ 5,284,000 $ 188,714 $ 60,000
Cumberland, Pennsylvania 28 $ 4,079,000 $ 145,678 $ 106,000
Utah, Utah 28 $ 6,452,000 $ 230,428 $ 109,000
Newport News, Virginia 28 $ 3,033,000 $ 108,321 $ 66,000
Kitsap, Washington 28 $ 5,838,000 $ 208,500 $ 76,000
Napa, California 27 $ 12,107,000 $ 448,407 $ 149,000
Larimer, Colorado 27 $ 4,834,000 $ 179,037 $ 70,000
Calcasieu, Louisiana 27 $ 2,309,000 $ 85,518 $ 42,000
Harford, Maryland 27 $ 6,150,000 $ 227,777 $ 51,000
Washington, Maryland 27 $ 5,266,000 $ 195,037 $ 77,000
Burlington, New Jersey 27 $ 7,771,000 $ 287,814 $ 101,000
Cape May, New Jersey 27 $ 8,577,000 $ 317,666 $ 101,000
Warren, Ohio 27 $ 4,225,000 $ 156,481 $ 63,000
Berkeley, South Carolina 27 $ 3,852,000 $ 142,666 $ 46,000
Rutherford, Tennessee 27 $ 2,550,000 $ 94,444 $ 39,000
Collin, Texas 27 $ 4,468,000 $ 165,481 $ 117,000
Weber, Utah 27 $ 4,717,000 $ 174,703 $ 107,000
Lake, Ohio 26 $ 3,156,000 $ 121,384 $ 35,000
Greenville, South Carolina 26 $ 4,018,000 $ 154,538 $ 79,000
St. Charles, Missouri 25 $ 3,079,000 $ 123,160 $ 50,000
Chemung, New York 25 $ 1,548,000 $ 61,920 $ 70,000
Beaufort, South Carolina 25 $ 5,638,000 $ 225,520 $ 178,000
Brazoria, Texas 25 $ 2,884,000 $ 115,360 $ 83,000
Baldwin, Alabama 24 $ 9,650,000 $ 402,083 $ 204,000
El Dorado, California 24 $ 8,580,000 $ 357,500 $ 127,000
Yuba, California 24 $ 4,674,000 $ 194,750 $ 90,000
Ada, Idaho 24 $ 4,055,000 $ 168,958 $ 187,000
East Baton Rouge, Louisiana 24 $ 2,660,000 $ 110,833 $ 88,000
Jackson, Michigan 24 $ 1,787,000 $ 74,458 $ 22,000
Gloucester, New Jersey 24 $ 4,006,000 $ 166,916 $ 73,000
Oneida, New York 24 $ 1,294,000 $ 53,916 $ 30,000
Butte, California 23 $ 4,506,000 $ 195,913 $ 80,000
Madera, California 23 $ 5,159,000 $ 224,304 $ 57,000
Mendocino, California 23 $ 6,992,000 $ 304,000 $ 91,000
Lyon, Nevada 23 $ 3,535,000 $ 153,695 $ 57,000
Nye, Nevada 23 $ 3,725,000 $ 161,956 $ 63,000
New Hanover, North Carolina 23 $ 3,217,000 $ 139,869 $ 77,000
Kent, Rhode Island 23 $ 4,005,000 $ 174,130 $ 45,000
Knox, Tennessee 23 $ 2,992,000 $ 130,086 $ 65,000
Denton, Texas 23 $ 4,741,000 $ 206,130 $ 107,000
Roanoke City, Virginia 23 $ 1,726,000 $ 75,043 $ 48,000
Marin, California 22 $ 9,942,000 $ 451,909 $ 84,000
Escambia, Florida 22 $ 4,910,000 $ 223,181 $ 129,000
Elkhart, Indiana 22 $ 3,060,000 $ 139,090 $ 81,000
Orleans, Louisiana 22 $ 5,225,000 $ 237,500 $ 112,000
Rowan, North Carolina 22 $ 1,605,000 $ 72,954 $ 54,000
Berks, Pennsylvania 22 $ 1,801,000 $ 81,863 $ 53,000
Newport, Rhode Island 22 $ 11,073,000 $ 503,318 $ 93,000
Yolo, California 21 $ 6,928,000 $ 329,904 $ 105,000
Highlands, Florida 21 $ 1,864,000 $ 88,761 $ 28,000
Jefferson, Louisiana 21 $ 2,828,000 $ 134,666 $ 58,000
Berrien, Michigan 21 $ 2,685,000 $ 127,857 $ 52,000
Hinds, Mississippi 21 $ 1,472,000 $ 70,095 $ 77,000
Warren, New Jersey 21 $ 4,319,000 $ 205,666 $ 115,000
Dona Ana, New Mexico 21 $ 2,322,000 $ 110,571 $ 64,000
Sullivan, New York 21 $ 4,274,000 $ 203,523 $ 87,000
Warren, New York 21 $ 2,912,000 $ 138,666 $ 40,000
Medina, Ohio 21 $ 3,004,000 $ 143,047 $ 42,000
Cleveland, Oklahoma 21 $ 2,761,000 $ 131,476 $ 70,000
Davis, Utah 21 $ 3,024,000 $ 144,000 $ 57,000
Culpeper, Virginia 21 $ 5,399,000 $ 257,095 $ 62,000
St. Croix, Wisconsin 21 $ 3,615,000 $ 172,142 $ 77,000
Boulder, Colorado 20 $ 5,796,000 $ 289,800 $ 131,000
Tolland, Connecticut 20 $ 3,075,000 $ 153,750 $ 47,000
Citrus, Florida 20 $ 1,885,000 $ 94,250 $ 53,000
DeSoto, Mississippi 20 $ 2,150,000 $ 107,500 $ 102,000
Niagara, New York 20 $ 1,517,000 $ 75,850 $ 28,000
Stark, Ohio 20 $ 1,535,000 $ 76,750 $ 73,000
Benton, Oregon 20 $ 1,531,000 $ 76,550 $ 53,000
Danville, Virginia 20 $ 908,000 $ 45,400 $ 121,000
Fairfax City, Virginia 20 $ 4,622,000 $ 231,100 $ 78,000
Mason, Washington 20 $ 2,485,000 $ 124,250 $ 60,000
Alachua, Florida 19 $ 2,342,000 $ 123,263 $ 27,000
Forsyth, Georgia 19 $ 6,208,000 $ 326,736 $ 92,000
Newton, Georgia 19 $ 2,055,000 $ 108,157 $ 34,000
Rockdale, Georgia 19 $ 3,124,000 $ 164,421 $ 60,000
Williamson, Tennessee 19 $ 3,684,000 $ 193,894 $ 144,000
Webb, Texas 19 $ 2,224,000 $ 117,052 $ 43,000
Richmond City, Virginia 19 $ 1,513,000 $ 79,631 $ 49,000
Santa Cruz, Arizona 18 $ 2,189,000 $ 121,611 $ 66,000
Benton, Arkansas 18 $ 2,762,000 $ 153,444 $ 90,000
Kent, Delaware 18 $ 1,755,000 $ 97,500 $ 66,000
Wyandotte, Kansas 18 $ 1,569,000 $ 87,166 $ 35,000
Eaton, Michigan 18 $ 2,218,000 $ 123,222 $ 60,000
Wayne, New York 18 $ 1,446,000 $ 80,333 $ 35,000
Dorchester, South Carolina 18 $ 2,579,000 $ 143,277 $ 45,000
Sussex, Delaware 17 $ 5,701,000 $ 335,352 $ 92,000
Hamilton, Indiana 17 $ 2,501,000 $ 147,117 $ 50,000
Calvert, Maryland 17 $ 4,312,000 $ 253,647 $ 84,000
Strafford, New Hampshire 17 $ 3,425,000 $ 201,470 $ 53,000
Currituck, North Carolina 17 $ 3,672,000 $ 216,000 $ 59,000
Hamilton, Tennessee 17 $ 1,452,000 $ 85,411 $ 72,000
Travis, Texas 17 $ 2,360,000 $ 138,823 $ 80,000
Gila, Arizona 16 $ 2,824,000 $ 176,500 $ 115,000
San Benito, California 16 $ 6,216,000 $ 388,500 $ 115,000
Madison, Illinois 16 $ 1,946,000 $ 121,625 $ 70,000
Cecil, Maryland 16 $ 2,506,000 $ 156,625 $ 63,000
Carver, Minnesota 16 $ 3,224,000 $ 201,500 $ 62,000
Broome, New York 16 $ 1,184,000 $ 74,000 $ 47,000
Cumberland, North Carolina 16 $ 1,202,000 $ 75,125 $ 29,000
Lucas, Ohio 16 $ 1,238,000 $ 77,375 $ 21,000
Coos, Oregon 16 $ 2,231,000 $ 139,437 $ 50,000
Washington, Rhode Island 16 $ 6,428,000 $ 401,750 $ 144,000
Spartanburg, South Carolina 16 $ 1,188,000 $ 74,250 $ 82,000
Hampton, Virginia 16 $ 1,745,000 $ 109,062 $ 69,000
Waukesha, Wisconsin 16 $ 3,883,000 $ 242,687 $ 89,000
Mobile, Alabama 15 $ 2,374,000 $ 158,266 $ 69,000
Yuma, Arizona 15 $ 2,070,000 $ 138,000 $ 74,000
Shasta, California 15 $ 2,547,000 $ 169,800 $ 45,000
Pueblo, Colorado 15 $ 1,911,000 $ 127,400 $ 47,000
St. Mary's, Maryland 15 $ 3,015,000 $ 201,000 $ 32,000
Monroe, Michigan 15 $ 1,767,000 $ 117,800 $ 28,000
St. Louis City, Missouri 15 $ 1,598,000 $ 106,533 $ 39,000
Ontario, New York 15 $ 2,470,000 $ 164,666 $ 123,000
Washington, New York 15 $ 2,794,000 $ 186,266 $ 14,000
Guilford, North Carolina 15 $ 1,872,000 $ 124,800 $ 75,000
Iron, Utah 15 $ 1,591,000 $ 106,066 $ 120,000
Cowlitz, Washington 15 $ 1,836,000 $ 122,400 $ 65,000
Nevada, California 14 $ 5,013,000 $ 358,071 $ 108,000
Kootenai, Idaho 14 $ 3,406,000 $ 243,285 $ 64,000
Winnebago, Illinois 14 $ 1,310,000 $ 93,571 $ 41,000
Johnson, Indiana 14 $ 2,525,000 $ 180,357 $ 76,000
Porter, Indiana 14 $ 2,272,000 $ 162,285 $ 121,000
Isanti, Minnesota 14 $ 1,967,000 $ 140,500 $ 101,000
Jefferson, Missouri 14 $ 1,373,000 $ 98,071 $ 32,000
Cheshire, New Hampshire 14 $ 2,000,000 $ 142,857 $ 23,000
Fulton, New York 14 $ 1,012,000 $ 72,285 $ 32,000
Greene, New York 14 $ 2,979,000 $ 212,785 $ 78,000
Montgomery, New York 14 $ 957,000 $ 68,357 $ 52,000
Buncombe, North Carolina 14 $ 2,258,000 $ 161,285 $ 45,000
Catawba, North Carolina 14 $ 2,604,000 $ 186,000 $ 36,000
Lincoln, Oregon 14 $ 1,593,000 $ 113,785 $ 88,000
Yamhill, Oregon 14 $ 1,245,000 $ 88,928 $ 32,000
Lebanon, Pennsylvania 14 $ 948,000 $ 67,714 $ 68,000
Warren, Virginia 14 $ 2,115,000 $ 151,071 $ 42,000
Berkeley, West Virginia 14 $ 2,319,000 $ 165,642 $ 78,000
Sutter, California 13 $ 2,885,000 $ 221,923 $ 93,000
Windham, Connecticut 13 $ 2,209,000 $ 169,923 $ 58,000
Okaloosa, Florida 13 $ 6,476,000 $ 498,153 $ 323,000
Santa Rosa, Florida 13 $ 1,769,000 $ 136,076 $ 37,000
Chatham, Georgia 13 $ 1,595,000 $ 122,692 $ 76,000
Kankakee, Illinois 13 $ 1,335,000 $ 102,692 $ 67,000
Caddo, Louisiana 13 $ 1,228,000 $ 94,461 $ 42,000
Wicomico, Maryland 13 $ 1,652,000 $ 127,076 $ 57,000
Hampshire, Massachusetts 13 $ 1,945,000 $ 149,615 $ 68,000
St. Clair, Michigan 13 $ 1,504,000 $ 115,692 $ 78,000
Merrimack, New Hampshire 13 $ 3,185,000 $ 245,000 $ 66,000
Chautauqua, New York 13 $ 770,000 $ 59,230 $ 96,000
Madison, New York 13 $ 1,530,000 $ 117,692 $ 64,000
Polk, Oregon 13 $ 838,000 $ 64,461 $ 33,000
Pike, Pennsylvania 13 $ 2,170,000 $ 166,923 $ 42,000
Westmoreland, Pennsylvania 13 $ 1,339,000 $ 103,000 $ 44,000
Kenosha, Wisconsin 13 $ 2,060,000 $ 158,461 $ 70,000
Walworth, Wisconsin 13 $ 2,294,000 $ 176,461 $ 170,000
Kings, California 12 $ 1,965,000 $ 163,750 $ 58,000
Walton, Florida 12 $ 6,462,000 $ 538,500 $ 237,000
Hawaii, Hawaii 12 $ 3,001,000 $ 250,083 $ 131,000
Ottawa, Michigan 12 $ 1,284,000 $ 107,000 $ 12,000
Brunswick, North Carolina 12 $ 1,796,000 $ 149,666 $ 71,000
Tillamook, Oregon 12 $ 2,384,000 $ 198,666 $ 125,000
Lackawanna, Pennsylvania 12 $ 875,000 $ 72,916 $ 51,000
Wilson, Tennessee 12 $ 1,477,000 $ 123,083 $ 42,000
Galveston, Texas 12 $ 1,385,000 $ 115,416 $ 69,000
Roanoke, Virginia 12 $ 1,334,000 $ 111,166 $ 50,000
Lake, California 11 $ 2,065,000 $ 187,727 $ 81,000
Tehama, California 11 $ 1,854,000 $ 168,545 $ 62,000
Fayette, Georgia 11 $ 3,943,000 $ 358,454 $ 235,000
Black Hawk, Iowa 11 $ 510,000 $ 46,363 $ 186,000
Lafayette, Louisiana 11 $ 1,801,000 $ 163,727 $ 88,000
York, Maine 11 $ 2,095,000 $ 190,454 $ 107,000
Nantucket, Massachusetts 11 $ 9,078,000 $ 825,272 $ 188,000
Lapeer, Michigan 11 $ 2,162,000 $ 196,545 $ 59,000
Saginaw, Michigan 11 $ 1,347,000 $ 122,454 $ 57,000
Rice, Minnesota 11 $ 1,995,000 $ 181,363 $ 85,000
Stearns, Minnesota 11 $ 944,000 $ 85,818 $ 43,000
Greene, Missouri 11 $ 2,173,000 $ 197,545 $ 115,000
Belknap, New Hampshire 11 $ 2,320,000 $ 210,909 $ 84,000
Oswego, New York 11 $ 1,045,000 $ 95,000 $ 41,000
Portage, Ohio 11 $ 942,000 $ 85,636 $ 61,000
Tulsa, Oklahoma 11 $ 1,207,000 $ 109,727 $ 69,000
Washington, Pennsylvania 11 $ 2,324,000 $ 211,272 $ 50,000
Sumner, Tennessee 11 $ 3,189,000 $ 289,909 $ 91,000
Manassas Park, Virginia 11 $ 2,375,000 $ 215,909 $ 67,000
Brown, Wisconsin 11 $ 1,426,000 $ 129,636 $ 81,000
Shelby, Alabama 10 $ 2,251,000 $ 225,100 $ 97,000
Pulaski, Arkansas 10 $ 1,321,000 $ 132,100 $ 46,000
Calaveras, California 10 $ 2,632,000 $ 263,200 $ 138,000
Barrow, Georgia 10 $ 1,005,000 $ 100,500 $ 46,000
Grundy, Illinois 10 $ 1,244,000 $ 124,400 $ 56,000
Scott, Iowa 10 $ 1,617,000 $ 161,700 $ 114,000
Kalamazoo, Michigan 10 $ 1,624,000 $ 162,400 $ 37,000
Crow Wing, Minnesota 10 $ 3,676,000 $ 367,600 $ 125,000
Douglas, Nebraska 10 $ 1,004,000 $ 100,400 $ 23,000
Grafton, New Hampshire 10 $ 2,375,000 $ 237,500 $ 154,000
Hunterdon, New Jersey 10 $ 4,342,000 $ 434,200 $ 141,000
Herkimer, New York 10 $ 767,000 $ 76,700 $ 66,000
Durham, North Carolina 10 $ 959,000 $ 95,900 $ 50,000
Johnston, North Carolina 10 $ 1,265,000 $ 126,500 $ 12,000
Clark, Ohio 10 $ 851,000 $ 85,100 $ 75,000
Adams, Pennsylvania 10 $ 1,448,000 $ 144,800 $ 49,000
Carbon, Pennsylvania 10 $ 1,155,000 $ 115,500 $ 140,000
Northumberland, Pennsylvania 10 $ 575,000 $ 57,500 $ 62,000
Fayette, Tennessee 10 $ 1,788,000 $ 178,800 $ 93,000
Madison, Tennessee 10 $ 1,082,000 $ 108,200 $ 54,000
Ellis, Texas 10 $ 1,084,000 $ 108,400 $ 58,000
Frederick, Virginia 10 $ 1,752,000 $ 175,200 $ 86,000
Marathon, Wisconsin 10 $ 699,000 $ 69,900 $ 72,000
Teller, Colorado 9 $ 952,000 $ 105,777 $ 87,000
Columbia, Georgia 9 $ 1,569,000 $ 174,333 $ 94,000
Douglas, Georgia 9 $ 1,933,000 $ 214,777 $ 67,000
Richmond, Georgia 9 $ 735,000 $ 81,666 $ 58,000
Maui, Hawaii 9 $ 4,093,000 $ 454,777 $ 202,000
Tazewell, Illinois 9 $ 587,000 $ 65,222 $ 34,000
Livingston, Louisiana 9 $ 635,000 $ 70,555 $ 66,000
Dukes, Massachusetts 9 $ 4,222,000 $ 469,111 $ 138,000
Shiawassee, Michigan 9 $ 923,000 $ 102,555 $ 62,000
Harrison, Mississippi 9 $ 1,237,000 $ 137,444 $ 121,000
Taney, Missouri 9 $ 1,133,000 $ 125,888 $ 25,000
Genesee, New York 9 $ 721,000 $ 80,111 $ 33,000
Forsyth, North Carolina 9 $ 912,000 $ 101,333 $ 126,000
Lincoln, North Carolina 9 $ 1,241,000 $ 137,888 $ 63,000
Nash, North Carolina 9 $ 493,000 $ 54,777 $ 145,000
Ashtabula, Ohio 9 $ 640,000 $ 71,111 $ 24,000
Delaware, Ohio 9 $ 1,748,000 $ 194,222 $ 101,000
Canadian, Oklahoma 9 $ 912,000 $ 101,333 $ 61,000
Schuylkill, Pennsylvania 9 $ 810,000 $ 90,000 $ 45,000
Nueces, Texas 9 $ 1,173,000 $ 130,333 $ 246,000
Williamson, Texas 9 $ 1,486,000 $ 165,111 $ 82,000
Grays Harbor, Washington 9 $ 938,000 $ 104,222 $ 75,000
Calhoun, Alabama 8 $ 656,000 $ 82,000 $ 231,000
Elbert, Colorado 8 $ 1,758,000 $ 219,750 $ 33,000
Sumter, Florida 8 $ 891,000 $ 111,375 $ 69,000
Coweta, Georgia 8 $ 878,000 $ 109,750 $ 26,000
Kauai, Hawaii 8 $ 3,060,000 $ 382,500 $ 139,000
Boone, Illinois 8 $ 685,000 $ 85,625 $ 77,000
Rock Island, Illinois 8 $ 609,000 $ 76,125 $ 64,000
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Mortgage Loan Application Detail Totals for First National Bank of Arizona in 2005

Loan Purpose

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Home Purchase 33,840 $6,709,398,000 $158,020 $4,000,000 $75,740 $7,481,000
Refinancing 21,298 $5,599,068,000 $223,900 $5,155,000 $72,940 $6,333,000
Home Improvement 997 $33,452,000 $203,300 $459,000 $19,100 $686,000

Applicant Race

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
White 27,168 $5,985,910,000 $196,500 $4,000,000 $83,020 $3,458,000
Hispanic 11,117 $2,369,776,000 $154,590 $2,756,000 $84,250 $2,596,000
Not applicable 5,031 $917,027,000 $170,000 $3,915,000 $13,340 $7,481,000
Black or African American 4,970 $967,980,000 $167,142 $5,155,000 $74,119 $6,333,000
Not Provided 3,698 $964,786,000 $210,468 $4,000,000 $96,765 $3,698,000
Asian 3,650 $1,007,650,000 $195,333 $4,000,000 $77,714 $1,596,000
Native Hawaiian or Other Pacific Islander 336 $91,849,000 $320,000 $2,700,000 $109,115 $715,000
American Indian or Alaskan Native 165 $36,940,000 $190,083 $1,000,000 $80,500 $600,000

Loan Type

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Conventional (any loan other than FHA, VA, FSA, or RHS loans) 56,036 $12,325,447,000 $182,313 $5,155,000 $73,294 $7,481,000
FHA-insured (Federal Housing Administration) 70 $10,182,000 $135,625 $310,000 $51,250 $312,000
VA-guaranteed (Veterans Administration) 29 $6,289,000 $227,833 $318,000 $73,333 $153,000
FSA/RHS (Farm Service Agency or Rural Housing Service) 0 $0 $0 $0 $0 $0

Outcome

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Loan Originated 28,743 $6,221,765,000 $177,102 $4,000,000 $77,020 $7,481,000
Application Withdrawn By Applicant 13,194 $3,240,551,000 $192,755 $5,155,000 $80,673 $6,333,000
Application Denied By Financial Institution 7,398 $1,603,986,000 $198,958 $4,000,000 $97,312 $3,698,000
Loan Purchased By The Institution 5,148 $940,447,000 $169,562 $3,915,000 $9,187 $762,000
Application Approved But Not Accepted 1,485 $295,534,000 $185,475 $2,600,000 $76,175 $955,000
File Closed For Incompleteness 166 $39,435,000 $185,833 $2,570,000 $74,208 $840,000
Preapproval Approved but not Accepted 1 $200,000 $200,000 $200,000 $0 $0
Preapproval Denied by Financial Institution 0 $0 $0 $0 $0 $0

Denial Reason

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Other 2,176 $496,825,000 $204,913 $3,570,000 $100,565 $3,000,000
Credit History 1,925 $393,497,000 $195,500 $4,000,000 $86,181 $3,458,000
Collateral 1,323 $280,421,000 $204,533 $3,510,000 $104,955 $1,680,000
Debt-To-Income Ratio 964 $183,540,000 $200,390 $2,345,000 $82,609 $3,458,000
Credit Application Incomplete 400 $112,653,000 $278,743 $4,000,000 $111,743 $3,698,000
Employment History 352 $80,788,000 $175,666 $1,788,000 $89,393 $1,800,000
Unverifiable Information 217 $45,141,000 $194,629 $1,365,000 $115,148 $1,380,000
Insufficient Cash (Downpayment, Closing Cost) 41 $11,121,000 $243,833 $2,927,000 $101,388 $1,596,000
Mortgage Insurance Denied 0 $0 $0 $0 $0 $0

Our comprehensive HMDA mortgage statistics provide invaluable insights into First National Bank of Arizona's 2005 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.

This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics, and assess First National Bank of Arizona's mortgage approval patterns. Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
For a list of all lenders in Arizona, download the full spreadsheet with aggregated HMDA statistics today.

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