First National Bank Of Omaha
HMDA Loan Application Totals
and Mortgage Lending Details
for 2004
First National Bank Of Omaha 2004 HMDA loan application data provides key insights into its mortgage lending trends, applicant demographics, and loan distribution.
The Home Mortgage Disclosure Act (HMDA) requires lenders to report detailed loan application data, offering transparency into lending patterns.
The data reveals trends in average loan size, applicant income, and mortgage approval rates, helping consumers and analysts understand lending accessibility.
Below, explore a breakdown of loan applications by county, metro area, loan purpose, applicant race, loan type, and more.
Whether you're an industry professional, homebuyer, or researcher,
this information provides valuable insights into mortgage lending activity.
Scroll down to view the full dataset and analyze lending trends in greater detail.
| Mortgage Company & Address | First National Bank Of Omaha 1620 Dodge Street Omaha, NE 68197 Tel #: available with data download |
| Federal Regulator | * available with data download |
| Years | 2010 2009 2008 2007 2006 2005 2004 2003 |
| Total Number of Mortgage Applications | 6,712 |
| Total Mortgage Loan Application Amount | $708,376,000 |
| Average Mortgage Loan Application Amount | $109,395 |
| Highest Mortgage Loan Application Amount | $9,800,000 |
| Average Applicant Income | $85,520 |
| Highest Applicant Income | $2,617,000 |
Explore comprehensive HMDA mortgage statistics and lending trends for 2004 with First National Bank Of Omaha. Below, you'll find key insights into this lender's mortgage activity, including total loan applications, average mortgage amounts, highest application values, and income levels of top applicants. Whether you're analyzing First National Bank Of Omaha's lending patterns or researching mortgage trends, these statistics provide valuable transparency into their loan activity.
Our HMDA dataset for 2004 breaks down First National Bank Of Omaha's mortgage applications by loan purpose, applicant race, loan type, approval outcomes, and reasons for denial. These insights help homebuyers, financial analysts, and industry professionals assess borrower demographics and lending practices, offering a clearer view of how First National Bank Of Omaha serves its applicants.
Each category highlights the total number of mortgage applications processed by First National Bank Of Omaha, total loan amounts, average mortgage values, and the highest mortgage amounts recorded. You can also review borrower income trends, including the average and highest reported applicant incomes for loans issued by this lender. Whether you're evaluating lender performance, comparing mortgage approval rates, or exploring loan options, this HMDA-backed data offers a crucial look at First National Bank Of Omaha's mortgage activity for 2004.
| County | Total Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loans Applications | Average Mortgage Loan Application Amount | Average Applicant Income |
|---|---|---|---|---|
| Douglas County Nebraska | 2,560 | $ 242,811,000 | $ 94,000 | $ 58,000 |
| Sarpy County Nebraska | 652 | $ 64,305,000 | $ 98,000 | $ 47,000 |
| Lancaster County Nebraska | 382 | $ 52,451,000 | $ 137,000 | $ 66,000 |
| Johnson County Kansas | 331 | $ 51,012,000 | $ 154,000 | $ 61,000 |
| Buffalo County Nebraska | 240 | $ 27,943,000 | $ 116,000 | $ 27,000 |
| Dodge County Nebraska | 238 | $ 23,985,000 | $ 100,000 | $ 27,000 |
| Platte County Nebraska | 165 | $ 17,180,000 | $ 104,000 | $ 14,000 |
| Pottawattamie County Iowa | 153 | $ 12,585,000 | $ 82,000 | $ 42,000 |
| Gage County Nebraska | 121 | $ 7,734,000 | $ 63,000 | $ 48,000 |
| Cass County Nebraska | 89 | $ 9,782,000 | $ 109,000 | $ 51,000 |
| Washington County Nebraska | 87 | $ 11,253,000 | $ 129,000 | $ 51,000 |
| Seward County Nebraska | 72 | $ 8,230,000 | $ 114,000 | $ 31,000 |
| Butler County Nebraska | 71 | $ 4,202,000 | $ 59,000 | $ 36,000 |
| Saunders County Nebraska | 68 | $ 8,348,000 | $ 122,000 | $ 58,000 |
| Jackson County Missouri | 55 | $ 15,606,000 | $ 283,000 | $ 84,000 |
| Polk County Iowa | 47 | $ 6,752,000 | $ 143,000 | $ 22,000 |
| Otoe County Nebraska | 46 | $ 5,063,000 | $ 110,000 | $ 13,000 |
| Crawford County Iowa | 45 | $ 4,002,000 | $ 88,000 | $ 20,000 |
| Saline County Nebraska | 42 | $ 4,495,000 | $ 107,000 | $ 18,000 |
| Lincoln County Nebraska | 40 | $ 5,208,000 | $ 130,000 | $ 27,000 |
| Shelby County Iowa | 37 | $ 3,001,000 | $ 81,000 | $ 24,000 |
| Madison County Nebraska | 36 | $ 3,398,000 | $ 94,000 | $ 27,000 |
| Collin County Texas | 36 | $ 5,882,000 | $ 163,000 | $ 95,000 |
| Barton County Kansas | 33 | $ 2,833,000 | $ 85,000 | $ 23,000 |
| Dallas County Texas | 33 | $ 4,924,000 | $ 149,000 | $ 119,000 |
| Wyandotte County Kansas | 30 | $ 2,645,000 | $ 88,000 | $ 73,000 |
| Knox County Nebraska | 27 | $ 2,144,000 | $ 79,000 | $ 49,000 |
| Pierce County Nebraska | 27 | $ 2,926,000 | $ 108,000 | $ 0 |
| Harrison County Iowa | 26 | $ 2,235,000 | $ 85,000 | $ 53,000 |
| Wayne County Nebraska | 25 | $ 2,384,000 | $ 95,000 | $ 21,000 |
| Colfax County Nebraska | 21 | $ 1,583,000 | $ 75,000 | $ 13,000 |
| DeKalb County Illinois | 19 | $ 3,110,000 | $ 163,000 | $ 0 |
| York County Nebraska | 19 | $ 2,027,000 | $ 106,000 | $ 17,000 |
| Denton County Texas | 19 | $ 2,458,000 | $ 129,000 | $ 123,000 |
| Scotts Bluff County Nebraska | 18 | $ 1,405,000 | $ 78,000 | $ 28,000 |
| Cedar County Nebraska | 17 | $ 1,718,000 | $ 101,000 | $ 25,000 |
| Dawson County Nebraska | 17 | $ 1,492,000 | $ 87,000 | $ 0 |
| Clay County Missouri | 16 | $ 2,403,000 | $ 150,000 | $ 65,000 |
| Burt County Nebraska | 14 | $ 1,390,000 | $ 99,000 | $ 15,000 |
| Kearney County Nebraska | 14 | $ 1,542,000 | $ 110,000 | $ 0 |
| Mills County Iowa | 13 | $ 793,000 | $ 61,000 | $ 44,000 |
| Box Butte County Nebraska | 13 | $ 1,299,000 | $ 99,000 | $ 14,000 |
| Cheyenne County Nebraska | 13 | $ 1,140,000 | $ 87,000 | $ 52,000 |
| Cook County Illinois | 12 | $ 1,460,000 | $ 121,000 | $ 61,000 |
| Adams County Nebraska | 12 | $ 1,118,000 | $ 93,000 | $ 11,000 |
| Kendall County Illinois | 11 | $ 1,860,000 | $ 169,000 | $ 0 |
| Audubon County Iowa | 11 | $ 777,000 | $ 70,000 | $ 0 |
| Hall County Nebraska | 11 | $ 1,441,000 | $ 131,000 | $ 0 |
| Jasper County Iowa | 10 | $ 1,285,000 | $ 128,000 | $ 0 |
| St. Louis County Missouri | 10 | $ 1,110,000 | $ 111,000 | $ 88,000 |
| Maricopa County Arizona | 9 | $ 543,000 | $ 60,000 | $ 59,000 |
| Dawes County Nebraska | 9 | $ 1,025,000 | $ 113,000 | $ 0 |
| Will County Illinois | 8 | $ 1,407,000 | $ 175,000 | $ 39,000 |
| Kane County Illinois | 7 | $ 1,029,000 | $ 147,000 | $ 22,000 |
| McHenry County Illinois | 7 | $ 756,000 | $ 108,000 | $ 62,000 |
| Cuming County Nebraska | 7 | $ 354,000 | $ 50,000 | $ 59,000 |
| Harlan County Nebraska | 7 | $ 591,000 | $ 84,000 | $ 25,000 |
| Gwinnett County Georgia | 6 | $ 80,000 | $ 13,000 | $ 70,000 |
| Montgomery County Iowa | 6 | $ 668,000 | $ 111,000 | $ 39,000 |
| Cass County Missouri | 6 | $ 755,000 | $ 125,000 | $ 41,000 |
| Platte County Missouri | 6 | $ 1,664,000 | $ 277,000 | $ 230,000 |
| Johnson County Nebraska | 6 | $ 642,000 | $ 107,000 | $ 0 |
| Nance County Nebraska | 6 | $ 399,000 | $ 66,000 | $ 30,000 |
| Phelps County Nebraska | 6 | $ 368,000 | $ 61,000 | $ 0 |
| Douglas County Kansas | 5 | $ 502,000 | $ 100,000 | $ 46,000 |
| Leavenworth County Kansas | 5 | $ 856,000 | $ 171,000 | $ 45,000 |
| Camden County Missouri | 5 | $ 670,000 | $ 134,000 | $ 143,000 |
| Nemaha County Nebraska | 5 | $ 418,000 | $ 83,000 | $ 25,000 |
| Polk County Nebraska | 5 | $ 331,000 | $ 66,000 | $ 0 |
| Stanton County Nebraska | 5 | $ 372,000 | $ 74,000 | $ 0 |
| Larimer County Colorado | 4 | $ 1,172,000 | $ 293,000 | $ 8,000 |
| Cobb County Georgia | 4 | $ 48,000 | $ 12,000 | $ 111,000 |
| Ogle County Illinois | 4 | $ 263,000 | $ 65,000 | $ 26,000 |
| Linn County Iowa | 4 | $ 303,000 | $ 75,000 | $ 7,000 |
| Rush County Kansas | 4 | $ 312,000 | $ 78,000 | $ 0 |
| Morgan County Missouri | 4 | $ 466,000 | $ 116,000 | $ 85,000 |
| Fillmore County Nebraska | 4 | $ 291,000 | $ 72,000 | $ 6,000 |
| Franklin County Nebraska | 4 | $ 287,000 | $ 71,000 | $ 20,000 |
| Jefferson County Nebraska | 4 | $ 260,000 | $ 65,000 | $ 41,000 |
| Yankton County South Dakota | 4 | $ 332,000 | $ 83,000 | $ 15,000 |
| San Bernardino County California | 3 | $ 31,000 | $ 10,000 | $ 60,000 |
| San Diego County California | 3 | $ 33,000 | $ 11,000 | $ 100,000 |
| Arapahoe County Colorado | 3 | $ 195,000 | $ 65,000 | $ 73,000 |
| El Paso County Colorado | 3 | $ 666,000 | $ 222,000 | $ 300,000 |
| Carroll County Iowa | 3 | $ 305,000 | $ 101,000 | $ 0 |
| Cass County Iowa | 3 | $ 226,000 | $ 75,000 | $ 36,000 |
| Dallas County Iowa | 3 | $ 427,000 | $ 142,000 | $ 0 |
| Fremont County Iowa | 3 | $ 319,000 | $ 106,000 | $ 14,000 |
| Scott County Iowa | 3 | $ 439,000 | $ 146,000 | $ 34,000 |
| Woodbury County Iowa | 3 | $ 312,000 | $ 104,000 | $ 0 |
| Miami County Kansas | 3 | $ 287,000 | $ 95,000 | $ 50,000 |
| Shawnee County Kansas | 3 | $ 286,000 | $ 95,000 | $ 68,000 |
| Lafayette County Missouri | 3 | $ 229,000 | $ 76,000 | $ 41,000 |
| Stone County Missouri | 3 | $ 258,000 | $ 86,000 | $ 75,000 |
| Custer County Nebraska | 3 | $ 143,000 | $ 47,000 | $ 18,000 |
| Hamilton County Nebraska | 3 | $ 393,000 | $ 131,000 | $ 0 |
| Holt County Nebraska | 3 | $ 137,000 | $ 45,000 | $ 17,000 |
| Merrick County Nebraska | 3 | $ 443,000 | $ 147,000 | $ 0 |
| Nuckolls County Nebraska | 3 | $ 228,000 | $ 76,000 | $ 0 |
| Valley County Nebraska | 3 | $ 183,000 | $ 61,000 | $ 25,000 |
| Wake County North Carolina | 3 | $ 103,000 | $ 34,000 | $ 75,000 |
| Tulsa County Oklahoma | 3 | $ 33,000 | $ 11,000 | $ 65,000 |
| Davison County South Dakota | 3 | $ 360,000 | $ 120,000 | $ 0 |
| Pennington County South Dakota | 3 | $ 654,000 | $ 218,000 | $ 0 |
| Harris County Texas | 3 | $ 3,278,000 | $ 1,092,000 | $ 908,000 |
| Tarrant County Texas | 3 | $ 579,000 | $ 193,000 | $ 207,000 |
| Pinal County Arizona | 2 | $ 171,000 | $ 85,000 | $ 45,000 |
| Saline County Arkansas | 2 | $ 20,000 | $ 10,000 | $ 57,000 |
| Los Angeles County California | 2 | $ 23,000 | $ 11,000 | $ 91,000 |
| Santa Clara County California | 2 | $ 20,000 | $ 10,000 | $ 55,000 |
| Douglas County Colorado | 2 | $ 325,000 | $ 162,000 | $ 42,000 |
| Pitkin County Colorado | 2 | $ 100,000 | $ 50,000 | $ 568,000 |
| Summit County Colorado | 2 | $ 633,000 | $ 316,000 | $ 1,379,000 |
| Teller County Colorado | 2 | $ 462,000 | $ 231,000 | $ 182,000 |
| District of Columbia County District Of Columbia | 2 | $ 1,980,000 | $ 990,000 | $ 385,000 |
| DeKalb County Georgia | 2 | $ 15,000 | $ 7,000 | $ 116,000 |
| LaSalle County Illinois | 2 | $ 375,000 | $ 187,000 | $ 0 |
| Madison County Illinois | 2 | $ 98,000 | $ 49,000 | $ 39,000 |
| Adams County Iowa | 2 | $ 190,000 | $ 95,000 | $ 33,000 |
| Boone County Iowa | 2 | $ 220,000 | $ 110,000 | $ 0 |
| Dickinson County Iowa | 2 | $ 858,000 | $ 429,000 | $ 544,000 |
| Guthrie County Iowa | 2 | $ 386,000 | $ 193,000 | $ 87,000 |
| Johnson County Iowa | 2 | $ 201,000 | $ 100,000 | $ 42,000 |
| Marion County Iowa | 2 | $ 364,000 | $ 182,000 | $ 0 |
| Page County Iowa | 2 | $ 259,000 | $ 129,000 | $ 16,000 |
| Palo Alto County Iowa | 2 | $ 99,000 | $ 49,000 | $ 14,000 |
| Pocahontas County Iowa | 2 | $ 135,000 | $ 67,000 | $ 25,000 |
| Ringgold County Iowa | 2 | $ 371,000 | $ 185,000 | $ 19,000 |
| Story County Iowa | 2 | $ 269,000 | $ 134,000 | $ 36,000 |
| Taylor County Iowa | 2 | $ 65,000 | $ 32,000 | $ 51,000 |
| Warren County Iowa | 2 | $ 265,000 | $ 132,000 | $ 0 |
| Ellis County Kansas | 2 | $ 185,000 | $ 92,000 | $ 0 |
| Sedgwick County Kansas | 2 | $ 220,000 | $ 110,000 | $ 0 |
| Kenton County Kentucky | 2 | $ 239,000 | $ 119,000 | $ 109,000 |
| St. Mary's County Maryland | 2 | $ 361,000 | $ 180,000 | $ 96,000 |
| Worcester County Massachusetts | 2 | $ 452,000 | $ 226,000 | $ 93,000 |
| Wayne County Michigan | 2 | $ 20,000 | $ 10,000 | $ 137,000 |
| Olmsted County Minnesota | 2 | $ 100,000 | $ 50,000 | $ 30,000 |
| Bates County Missouri | 2 | $ 236,000 | $ 118,000 | $ 58,000 |
| Cherry County Nebraska | 2 | $ 189,000 | $ 94,000 | $ 31,000 |
| Dakota County Nebraska | 2 | $ 120,000 | $ 60,000 | $ 26,000 |
| Richardson County Nebraska | 2 | $ 161,000 | $ 80,000 | $ 37,000 |
| Thayer County Nebraska | 2 | $ 189,000 | $ 94,000 | $ 0 |
| Webster County Nebraska | 2 | $ 156,000 | $ 78,000 | $ 29,000 |
| Westchester County New York | 2 | $ 403,000 | $ 201,000 | $ 144,000 |
| Harnett County North Carolina | 2 | $ 18,000 | $ 9,000 | $ 68,000 |
| Mecklenburg County North Carolina | 2 | $ 28,000 | $ 14,000 | $ 55,000 |
| Orange County North Carolina | 2 | $ 242,000 | $ 121,000 | $ 133,000 |
| Cuyahoga County Ohio | 2 | $ 190,000 | $ 95,000 | $ 92,000 |
| Cleveland County Oklahoma | 2 | $ 269,000 | $ 134,000 | $ 25,000 |
| Chester County Pennsylvania | 2 | $ 263,000 | $ 131,000 | $ 129,000 |
| York County South Carolina | 2 | $ 23,000 | $ 11,000 | $ 61,000 |
| Bexar County Texas | 2 | $ 125,000 | $ 62,000 | $ 86,000 |
| Travis County Texas | 2 | $ 1,421,000 | $ 710,000 | $ 0 |
| Wilson County Texas | 2 | $ 131,000 | $ 65,000 | $ 44,000 |
| King County Washington | 2 | $ 18,000 | $ 9,000 | $ 88,000 |
| Pierce County Washington | 2 | $ 18,000 | $ 9,000 | $ 104,000 |
| Bayfield County Wisconsin | 2 | $ 157,000 | $ 78,000 | $ 227,000 |
| Dane County Wisconsin | 2 | $ 204,000 | $ 102,000 | $ 20,000 |
| Walworth County Wisconsin | 2 | $ 446,000 | $ 223,000 | $ 0 |
| Fayette County Alabama | 1 | $ 6,000 | $ 6,000 | $ 29,000 |
| Lauderdale County Alabama | 1 | $ 13,000 | $ 13,000 | $ 70,000 |
| Walker County Alabama | 1 | $ 15,000 | $ 15,000 | $ 95,000 |
| Coconino County Arizona | 1 | $ 15,000 | $ 15,000 | $ 65,000 |
| Pima County Arizona | 1 | $ 63,000 | $ 63,000 | $ 140,000 |
| Clark County Arkansas | 1 | $ 10,000 | $ 10,000 | $ 37,000 |
| Craighead County Arkansas | 1 | $ 6,000 | $ 6,000 | $ 19,000 |
| Poinsett County Arkansas | 1 | $ 10,000 | $ 10,000 | $ 40,000 |
| Pulaski County Arkansas | 1 | $ 10,000 | $ 10,000 | $ 48,000 |
| Sebastian County Arkansas | 1 | $ 15,000 | $ 15,000 | $ 9,000 |
| Alameda County California | 1 | $ 20,000 | $ 20,000 | $ 86,000 |
| Contra Costa County California | 1 | $ 10,000 | $ 10,000 | $ 92,000 |
| El Dorado County California | 1 | $ 10,000 | $ 10,000 | $ 125,000 |
| Fresno County California | 1 | $ 15,000 | $ 15,000 | $ 70,000 |
| Lassen County California | 1 | $ 3,000 | $ 3,000 | $ 17,000 |
| Napa County California | 1 | $ 10,000 | $ 10,000 | $ 200,000 |
| Nevada County California | 1 | $ 8,000 | $ 8,000 | $ 43,000 |
| Orange County California | 1 | $ 15,000 | $ 15,000 | $ 120,000 |
| Placer County California | 1 | $ 11,000 | $ 11,000 | $ 79,000 |
| Riverside County California | 1 | $ 315,000 | $ 315,000 | $ 78,000 |
| Sacramento County California | 1 | $ 15,000 | $ 15,000 | $ 130,000 |
| San Francisco County California | 1 | $ 10,000 | $ 10,000 | $ 50,000 |
| San Luis Obispo County California | 1 | $ 10,000 | $ 10,000 | $ 24,000 |
| Shasta County California | 1 | $ 15,000 | $ 15,000 | $ 90,000 |
| Sonoma County California | 1 | $ 17,000 | $ 17,000 | $ 60,000 |
| Tulare County California | 1 | $ 15,000 | $ 15,000 | $ 60,000 |
| Denver County Colorado | 1 | $ 230,000 | $ 230,000 | $ 55,000 |
| Eagle County Colorado | 1 | $ 8,000 | $ 8,000 | $ 32,000 |
| Grand County Colorado | 1 | $ 170,000 | $ 170,000 | $ 0 |
| Jefferson County Colorado | 1 | $ 123,000 | $ 123,000 | $ 80,000 |
| Routt County Colorado | 1 | $ 120,000 | $ 120,000 | $ 0 |
| Fairfield County Connecticut | 1 | $ 10,000 | $ 10,000 | $ 192,000 |
| New Haven County Connecticut | 1 | $ 185,000 | $ 185,000 | $ 139,000 |
| Windham County Connecticut | 1 | $ 13,000 | $ 13,000 | $ 162,000 |
| New Castle County Delaware | 1 | $ 10,000 | $ 10,000 | $ 62,000 |
| Citrus County Florida | 1 | $ 8,000 | $ 8,000 | $ 50,000 |
| Duval County Florida | 1 | $ 10,000 | $ 10,000 | $ 115,000 |
| Flagler County Florida | 1 | $ 440,000 | $ 440,000 | $ 350,000 |
| Lake County Florida | 1 | $ 68,000 | $ 68,000 | $ 65,000 |
| Lee County Florida | 1 | $ 288,000 | $ 288,000 | $ 115,000 |
| Manatee County Florida | 1 | $ 15,000 | $ 15,000 | $ 55,000 |
| Marion County Florida | 1 | $ 8,000 | $ 8,000 | $ 60,000 |
| Monroe County Florida | 1 | $ 15,000 | $ 15,000 | $ 48,000 |
| Pinellas County Florida | 1 | $ 180,000 | $ 180,000 | $ 163,000 |
| Sarasota County Florida | 1 | $ 5,000 | $ 5,000 | $ 14,000 |
| Douglas County Georgia | 1 | $ 286,000 | $ 286,000 | $ 0 |
| Houston County Georgia | 1 | $ 13,000 | $ 13,000 | $ 48,000 |
| Meriwether County Georgia | 1 | $ 10,000 | $ 10,000 | $ 45,000 |
| Polk County Georgia | 1 | $ 3,000 | $ 3,000 | $ 14,000 |
| Wilkes County Georgia | 1 | $ 10,000 | $ 10,000 | $ 50,000 |
| Canyon County Idaho | 1 | $ 15,000 | $ 15,000 | $ 21,000 |
| Cumberland County Illinois | 1 | $ 117,000 | $ 117,000 | $ 50,000 |
| DuPage County Illinois | 1 | $ 155,000 | $ 155,000 | $ 0 |
| Henry County Illinois | 1 | $ 3,000 | $ 3,000 | $ 10,000 |
| Lake County Illinois | 1 | $ 20,000 | $ 20,000 | $ 45,000 |
| Marshall County Illinois | 1 | $ 8,000 | $ 8,000 | $ 45,000 |
| Peoria County Illinois | 1 | $ 5,000 | $ 5,000 | $ 48,000 |
| Sangamon County Illinois | 1 | $ 56,000 | $ 56,000 | $ 42,000 |
| Winnebago County Illinois | 1 | $ 110,000 | $ 110,000 | $ 0 |
| Woodford County Illinois | 1 | $ 120,000 | $ 120,000 | $ 0 |
| Crawford County Indiana | 1 | $ 42,000 | $ 42,000 | $ 90,000 |
| Madison County Indiana | 1 | $ 130,000 | $ 130,000 | $ 71,000 |
| Marion County Indiana | 1 | $ 78,000 | $ 78,000 | $ 82,000 |
| Perry County Indiana | 1 | $ 3,000 | $ 3,000 | $ 18,000 |
| Porter County Indiana | 1 | $ 64,000 | $ 64,000 | $ 113,000 |
| Vanderburgh County Indiana | 1 | $ 15,000 | $ 15,000 | $ 36,000 |
| Black Hawk County Iowa | 1 | $ 200,000 | $ 200,000 | $ 0 |
| Bremer County Iowa | 1 | $ 315,000 | $ 315,000 | $ 0 |
| Cedar County Iowa | 1 | $ 251,000 | $ 251,000 | $ 0 |
| Chickasaw County Iowa | 1 | $ 210,000 | $ 210,000 | $ 0 |
| Clayton County Iowa | 1 | $ 100,000 | $ 100,000 | $ 0 |
| Keokuk County Iowa | 1 | $ 136,000 | $ 136,000 | $ 0 |
| Madison County Iowa | 1 | $ 130,000 | $ 130,000 | $ 0 |
| Marshall County Iowa | 1 | $ 280,000 | $ 280,000 | $ 0 |
| Monona County Iowa | 1 | $ 39,000 | $ 39,000 | $ 0 |
| Poweshiek County Iowa | 1 | $ 200,000 | $ 200,000 | $ 0 |
| Sioux County Iowa | 1 | $ 15,000 | $ 15,000 | $ 60,000 |
| Tama County Iowa | 1 | $ 163,000 | $ 163,000 | $ 0 |
| Union County Iowa | 1 | $ 183,000 | $ 183,000 | $ 0 |
| Worth County Iowa | 1 | $ 176,000 | $ 176,000 | $ 0 |
| Butler County Kansas | 1 | $ 91,000 | $ 91,000 | $ 43,000 |
| Cowley County Kansas | 1 | $ 83,000 | $ 83,000 | $ 0 |
| Linn County Kansas | 1 | $ 69,000 | $ 69,000 | $ 33,000 |
| Osage County Kansas | 1 | $ 82,000 | $ 82,000 | $ 32,000 |
| Thomas County Kansas | 1 | $ 9,000 | $ 9,000 | $ 37,000 |
| Hopkins County Kentucky | 1 | $ 80,000 | $ 80,000 | $ 54,000 |
| Jefferson County Kentucky | 1 | $ 15,000 | $ 15,000 | $ 22,000 |
| Lafayette County Louisiana | 1 | $ 10,000 | $ 10,000 | $ 36,000 |
| Baltimore County Maryland | 1 | $ 10,000 | $ 10,000 | $ 56,000 |
| Frederick County Maryland | 1 | $ 15,000 | $ 15,000 | $ 60,000 |
| Howard County Maryland | 1 | $ 334,000 | $ 334,000 | $ 162,000 |
| Bristol County Massachusetts | 1 | $ 15,000 | $ 15,000 | $ 80,000 |
| Calhoun County Michigan | 1 | $ 8,000 | $ 8,000 | $ 95,000 |
| Macomb County Michigan | 1 | $ 92,000 | $ 92,000 | $ 122,000 |
| Muskegon County Michigan | 1 | $ 13,000 | $ 13,000 | $ 61,000 |
| Dakota County Minnesota | 1 | $ 15,000 | $ 15,000 | $ 75,000 |
| Hennepin County Minnesota | 1 | $ 10,000 | $ 10,000 | $ 50,000 |
| Steele County Minnesota | 1 | $ 5,000 | $ 5,000 | $ 60,000 |
| Copiah County Mississippi | 1 | $ 15,000 | $ 15,000 | $ 60,000 |
| Madison County Mississippi | 1 | $ 3,000 | $ 3,000 | $ 29,000 |
| Atchison County Missouri | 1 | $ 52,000 | $ 52,000 | $ 30,000 |
| Barry County Missouri | 1 | $ 208,000 | $ 208,000 | $ 75,000 |
| Boone County Missouri | 1 | $ 118,000 | $ 118,000 | $ 66,000 |
| Buchanan County Missouri | 1 | $ 183,000 | $ 183,000 | $ 0 |
| Caldwell County Missouri | 1 | $ 111,000 | $ 111,000 | $ 34,000 |
| Callaway County Missouri | 1 | $ 80,000 | $ 80,000 | $ 150,000 |
| Daviess County Missouri | 1 | $ 123,000 | $ 123,000 | $ 350,000 |
| Greene County Missouri | 1 | $ 175,000 | $ 175,000 | $ 51,000 |
| Jefferson County Missouri | 1 | $ 124,000 | $ 124,000 | $ 41,000 |
| Johnson County Missouri | 1 | $ 88,000 | $ 88,000 | $ 81,000 |
| St. Louis City County Missouri | 1 | $ 144,000 | $ 144,000 | $ 56,000 |
| Taney County Missouri | 1 | $ 78,000 | $ 78,000 | $ 0 |
| Flathead County Montana | 1 | $ 276,000 | $ 276,000 | $ 75,000 |
| Yellowstone County Montana | 1 | $ 13,000 | $ 13,000 | $ 62,000 |
| Antelope County Nebraska | 1 | $ 48,000 | $ 48,000 | $ 0 |
| Boyd County Nebraska | 1 | $ 70,000 | $ 70,000 | $ 0 |
| Dixon County Nebraska | 1 | $ 54,000 | $ 54,000 | $ 0 |
| Frontier County Nebraska | 1 | $ 35,000 | $ 35,000 | $ 0 |
| Furnas County Nebraska | 1 | $ 78,000 | $ 78,000 | $ 0 |
| Gosper County Nebraska | 1 | $ 128,000 | $ 128,000 | $ 0 |
| Howard County Nebraska | 1 | $ 52,000 | $ 52,000 | $ 0 |
| Keith County Nebraska | 1 | $ 156,000 | $ 156,000 | $ 0 |
| Kimball County Nebraska | 1 | $ 66,000 | $ 66,000 | $ 0 |
| McPherson County Nebraska | 1 | $ 87,000 | $ 87,000 | $ 0 |
| Pawnee County Nebraska | 1 | $ 133,000 | $ 133,000 | $ 0 |
| Rock County Nebraska | 1 | $ 48,000 | $ 48,000 | $ 40,000 |
| Sherman County Nebraska | 1 | $ 118,000 | $ 118,000 | $ 0 |
| Clark County Nevada | 1 | $ 260,000 | $ 260,000 | $ 0 |
| Lyon County Nevada | 1 | $ 10,000 | $ 10,000 | $ 38,000 |
| Hillsborough County New Hampshire | 1 | $ 45,000 | $ 45,000 | $ 0 |
| Sullivan County New Hampshire | 1 | $ 15,000 | $ 15,000 | $ 50,000 |
| Bergen County New Jersey | 1 | $ 596,000 | $ 596,000 | $ 185,000 |
| Burlington County New Jersey | 1 | $ 7,000 | $ 7,000 | $ 90,000 |
| Middlesex County New Jersey | 1 | $ 15,000 | $ 15,000 | $ 100,000 |
| Bernalillo County New Mexico | 1 | $ 134,000 | $ 134,000 | $ 91,000 |
| Nassau County New York | 1 | $ 10,000 | $ 10,000 | $ 75,000 |
| Suffolk County New York | 1 | $ 15,000 | $ 15,000 | $ 100,000 |
| Ashe County North Carolina | 1 | $ 5,000 | $ 5,000 | $ 24,000 |
| Catawba County North Carolina | 1 | $ 10,000 | $ 10,000 | $ 80,000 |
| Cherokee County North Carolina | 1 | $ 15,000 | $ 15,000 | $ 75,000 |
| Columbus County North Carolina | 1 | $ 5,000 | $ 5,000 | $ 48,000 |
| Guilford County North Carolina | 1 | $ 10,000 | $ 10,000 | $ 9,000 |
| Haywood County North Carolina | 1 | $ 8,000 | $ 8,000 | $ 49,000 |
| Iredell County North Carolina | 1 | $ 8,000 | $ 8,000 | $ 144,000 |
| Johnston County North Carolina | 1 | $ 8,000 | $ 8,000 | $ 49,000 |
| New Hanover County North Carolina | 1 | $ 10,000 | $ 10,000 | $ 70,000 |
| Person County North Carolina | 1 | $ 7,000 | $ 7,000 | $ 72,000 |
| Burleigh County North Dakota | 1 | $ 9,000 | $ 9,000 | $ 65,000 |
| Sioux County North Dakota | 1 | $ 45,000 | $ 45,000 | $ 13,000 |
| Butler County Ohio | 1 | $ 64,000 | $ 64,000 | $ 64,000 |
| Hamilton County Ohio | 1 | $ 198,000 | $ 198,000 | $ 180,000 |
| Hardin County Ohio | 1 | $ 3,000 | $ 3,000 | $ 20,000 |
| Lorain County Ohio | 1 | $ 5,000 | $ 5,000 | $ 66,000 |
| Scioto County Ohio | 1 | $ 10,000 | $ 10,000 | $ 52,000 |
| Union County Ohio | 1 | $ 13,000 | $ 13,000 | $ 50,000 |
| Comanche County Oklahoma | 1 | $ 10,000 | $ 10,000 | $ 59,000 |
| Logan County Oklahoma | 1 | $ 65,000 | $ 65,000 | $ 57,000 |
| Muskogee County Oklahoma | 1 | $ 10,000 | $ 10,000 | $ 36,000 |
| Multnomah County Oregon | 1 | $ 10,000 | $ 10,000 | $ 65,000 |
| Washington County Oregon | 1 | $ 15,000 | $ 15,000 | $ 120,000 |
| Bucks County Pennsylvania | 1 | $ 15,000 | $ 15,000 | $ 30,000 |
| Lancaster County Pennsylvania | 1 | $ 4,000 | $ 4,000 | $ 22,000 |
| Lawrence County Pennsylvania | 1 | $ 4,000 | $ 4,000 | $ 18,000 |
| Lycoming County Pennsylvania | 1 | $ 13,000 | $ 13,000 | $ 105,000 |
| Philadelphia County Pennsylvania | 1 | $ 8,000 | $ 8,000 | $ 38,000 |
| Washington County Pennsylvania | 1 | $ 13,000 | $ 13,000 | $ 82,000 |
| Anderson County South Carolina | 1 | $ 8,000 | $ 8,000 | $ 48,000 |
| Greenville County South Carolina | 1 | $ 15,000 | $ 15,000 | $ 70,000 |
| Greenwood County South Carolina | 1 | $ 10,000 | $ 10,000 | $ 67,000 |
| Lancaster County South Carolina | 1 | $ 8,000 | $ 8,000 | $ 81,000 |
| Lexington County South Carolina | 1 | $ 15,000 | $ 15,000 | $ 100,000 |
| Richland County South Carolina | 1 | $ 10,000 | $ 10,000 | $ 20,000 |
| Clay County South Dakota | 1 | $ 152,000 | $ 152,000 | $ 0 |
| Fall River County South Dakota | 1 | $ 119,000 | $ 119,000 | $ 0 |
| Meade County South Dakota | 1 | $ 135,000 | $ 135,000 | $ 0 |
| Sanborn County South Dakota | 1 | $ 60,000 | $ 60,000 | $ 0 |
| Union County South Dakota | 1 | $ 118,000 | $ 118,000 | $ 0 |
| Davidson County Tennessee | 1 | $ 170,000 | $ 170,000 | $ 90,000 |
| Hamilton County Tennessee | 1 | $ 8,000 | $ 8,000 | $ 38,000 |
| Henry County Tennessee | 1 | $ 45,000 | $ 45,000 | $ 46,000 |
| Knox County Tennessee | 1 | $ 15,000 | $ 15,000 | $ 46,000 |
| Monroe County Tennessee | 1 | $ 10,000 | $ 10,000 | $ 135,000 |
| Shelby County Tennessee | 1 | $ 173,000 | $ 173,000 | $ 110,000 |
| Bell County Texas | 1 | $ 10,000 | $ 10,000 | $ 44,000 |
| Brazoria County Texas | 1 | $ 150,000 | $ 150,000 | $ 36,000 |
| Grayson County Texas | 1 | $ 129,000 | $ 129,000 | $ 30,000 |
| Harrison County Texas | 1 | $ 15,000 | $ 15,000 | $ 47,000 |
| Hays County Texas | 1 | $ 10,000 | $ 10,000 | $ 7,000 |
| Hidalgo County Texas | 1 | $ 86,000 | $ 86,000 | $ 48,000 |
| Montgomery County Texas | 1 | $ 30,000 | $ 30,000 | $ 0 |
| Navarro County Texas | 1 | $ 15,000 | $ 15,000 | $ 5,000 |
| Ochiltree County Texas | 1 | $ 15,000 | $ 15,000 | $ 80,000 |
| Williamson County Texas | 1 | $ 91,000 | $ 91,000 | $ 56,000 |
| Duchesne County Utah | 1 | $ 15,000 | $ 15,000 | $ 120,000 |
| Salt Lake County Utah | 1 | $ 13,000 | $ 13,000 | $ 67,000 |
| Utah County Utah | 1 | $ 134,000 | $ 134,000 | $ 63,000 |
| Washington County Utah | 1 | $ 270,000 | $ 270,000 | $ 275,000 |
| Albemarle County Virginia | 1 | $ 107,000 | $ 107,000 | $ 75,000 |
| Campbell County Virginia | 1 | $ 75,000 | $ 75,000 | $ 29,000 |
| Lynchburg County Virginia | 1 | $ 225,000 | $ 225,000 | $ 133,000 |
| Kittitas County Washington | 1 | $ 10,000 | $ 10,000 | $ 79,000 |
| Snohomish County Washington | 1 | $ 10,000 | $ 10,000 | $ 72,000 |
| Calumet County Wisconsin | 1 | $ 10,000 | $ 10,000 | $ 50,000 |
| Green County Wisconsin | 1 | $ 10,000 | $ 10,000 | $ 102,000 |
| Marinette County Wisconsin | 1 | $ 5,000 | $ 5,000 | $ 70,000 |
| Fremont County Wyoming | 1 | $ 20,000 | $ 20,000 | $ 80,000 |
| Johnson County Wyoming | 1 | $ 130,000 | $ 130,000 | $ 0 |
Mortgage Loan Application Detail Totals for First National Bank Of Omaha in 2004
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Refinancing | 3,245 | $364,626,000 | $179,461 | $9,000,000 | $110,153 | $2,617,000 |
| Home Purchase | 2,615 | $328,077,000 | $182,827 | $9,800,000 | $82,206 | $1,882,000 |
| Home Improvement | 852 | $15,673,000 | $13,024 | $136,000 | $72,243 | $1,164,000 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| White | 3,394 | $329,948,000 | $169,200 | $1,000,000 | $95,700 | $1,606,000 |
| Not applicable | 1,970 | $272,927,000 | $380,538 | $9,800,000 | $230 | $1,703,000 |
| Not Provided | 777 | $67,304,000 | $47,136 | $3,000,000 | $86,000 | $2,617,000 |
| Hispanic | 309 | $15,904,000 | $79,714 | $253,000 | $49,428 | $312,000 |
| Black or African American | 142 | $9,511,000 | $57,900 | $405,000 | $49,800 | $300,000 |
| Asian | 104 | $12,045,000 | $131,600 | $350,000 | $115,000 | $560,000 |
| American Indian or Alaskan Native | 13 | $531,000 | $42,500 | $152,000 | $32,000 | $95,000 |
| Native Hawaiian or Other Pacific Islander | 3 | $206,000 | $83,500 | $129,000 | $15,500 | $34,000 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 6,401 | $674,107,000 | $99,369 | $9,800,000 | $81,217 | $2,617,000 |
| FHA-insured (Federal Housing Administration) | 194 | $20,475,000 | $108,166 | $208,000 | $29,500 | $138,000 |
| VA-guaranteed (Veterans Administration) | 87 | $11,684,000 | $127,000 | $245,000 | $26,833 | $127,000 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 30 | $2,110,000 | $69,250 | $129,000 | $2,000 | $40,000 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Loan Originated | 3,459 | $392,009,000 | $206,379 | $9,800,000 | $125,586 | $2,617,000 |
| Loan Purchased By The Institution | 2,016 | $245,241,000 | $143,687 | $1,394,000 | $16,750 | $525,000 |
| Application Denied By Financial Institution | 535 | $18,302,000 | $16,292 | $864,000 | $64,902 | $325,000 |
| Application Approved But Not Accepted | 400 | $19,420,000 | $78,153 | $334,000 | $135,461 | $568,000 |
| Application Withdrawn By Applicant | 204 | $22,784,000 | $121,466 | $880,000 | $111,066 | $1,606,000 |
| File Closed For Incompleteness | 49 | $5,585,000 | $130,333 | $228,000 | $67,555 | $123,000 |
| Preapproval Denied by Financial Institution | 26 | $2,386,000 | $91,000 | $153,000 | $42,000 | $94,000 |
| Preapproval Approved but not Accepted | 23 | $2,649,000 | $115,000 | $228,000 | $61,000 | $109,000 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Credit History | 272 | $8,611,000 | $15,354 | $454,000 | $67,193 | $200,000 |
| Debt-To-Income Ratio | 169 | $6,465,000 | $21,846 | $200,000 | $57,538 | $192,000 |
| Unverifiable Information | 45 | $826,000 | $14,565 | $165,000 | $70,565 | $325,000 |
| Other | 38 | $2,718,000 | $36,555 | $864,000 | $59,333 | $130,000 |
| Collateral | 27 | $1,562,000 | $107,250 | $198,000 | $86,750 | $180,000 |
| Employment History | 5 | $130,000 | $20,666 | $55,000 | $94,333 | $162,000 |
| Credit Application Incomplete | 3 | $171,000 | $45,000 | $96,000 | $55,000 | $75,000 |
| Insufficient Cash (Downpayment, Closing Cost) | 1 | $133,000 | $133,000 | $133,000 | $57,000 | $57,000 |
| Mortgage Insurance Denied | 1 | $72,000 | $72,000 | $72,000 | $19,000 | $19,000 |
Our comprehensive HMDA mortgage statistics provide invaluable insights into First National Bank Of Omaha's 2004 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.
This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics,
and assess First National Bank Of Omaha's mortgage approval patterns.
Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
For a list of all lenders in Nebraska, download the full spreadsheet
with aggregated HMDA statistics today.