First National Bank of Omaha Mortgage Lending & HMDA Data, 2020

In 2020, First National Bank of Omaha of Omaha, NE reported 16,885 mortgage applications totaling $3.6 billion, up 17% from 2019. The average application was for $211,484, and applicants reported an average income of $117,196. 76% of its applications resulted in an originated loan and 8% were denied. Its largest markets were Omaha-Council Bluffs, NE-IA (6,389), Fort Collins, CO (1,684) and Kansas City, MO-KS (1,370) (applications in parentheses).

Mortgage Company & Address First National Bank of Omaha
1620 Dodge Street
Omaha, NE 68197
Tel #: available with data download
Federal Regulator * available with data download
Years 2025  2024  2023  2022  2021  2020  2019  2018  2017  2016  2015  2014  2013  2012  2011  
Total Number of Mortgage Applications 16,885
Total Mortgage Loan Application Amount $3,570,915,000
Average Mortgage Loan Application Amount $211,484
Highest Mortgage Loan Application Amount $50,005,000
Average Applicant Income $117,196
Highest Applicant Income $9,827,000

About this data: figures come from the Home Mortgage Disclosure Act (HMDA) records First National Bank of Omaha filed with the FFIEC and count every application it reported (approved, denied, withdrawn or purchased), not just closed loans. Applications reported at $100 million or more are left out of these totals.

Mortgage Loan Application Totals for First National Bank of Omaha by County in 2020

County Total Number of Mortgage Loan Applications Total Dollar Amount of Mortgage Loans Applications Average Mortgage Loan Application Amount Average Applicant Income
Douglas, Nebraska 4,114 $ 795,810,000 $ 193,439 $ 116,000
Larimer, Colorado 1,684 $ 446,410,000 $ 265,089 $ 134,000
Sarpy, Nebraska 1,179 $ 212,345,000 $ 180,106 $ 113,000
Johnson, Kansas 879 $ 214,465,000 $ 243,987 $ 148,000
Weld, Colorado 705 $ 161,095,000 $ 228,503 $ 111,000
Lancaster, Nebraska 702 $ 130,520,000 $ 185,925 $ 104,000
Pottawattamie, Iowa 643 $ 102,295,000 $ 159,090 $ 83,000
DeKalb, Illinois 601 $ 105,625,000 $ 175,748 $ 99,000
Buffalo, Nebraska 392 $ 67,760,000 $ 172,857 $ 101,000
McHenry, Illinois 328 $ 47,230,000 $ 143,993 $ 95,000
Boulder, Colorado 323 $ 129,165,000 $ 399,891 $ 182,000
Dodge, Nebraska 321 $ 39,015,000 $ 121,542 $ 94,000
Kane, Illinois 264 $ 55,610,000 $ 210,643 $ 117,000
Hall, Nebraska 250 $ 35,860,000 $ 143,440 $ 79,000
Kendall, Illinois 237 $ 40,865,000 $ 172,426 $ 108,000
Lincoln, Nebraska 191 $ 26,915,000 $ 140,916 $ 95,000
Jackson, Missouri 185 $ 40,105,000 $ 216,783 $ 113,000
Box Butte, Nebraska 153 $ 16,645,000 $ 108,790 $ 77,000
Platte, Nebraska 141 $ 20,675,000 $ 146,631 $ 93,000
Collin, Texas 137 $ 50,655,000 $ 369,744 $ 166,000
Winnebago, Illinois 132 $ 15,250,000 $ 115,530 $ 69,000
Washington, Nebraska 115 $ 22,345,000 $ 194,304 $ 113,000
Mills, Iowa 107 $ 18,315,000 $ 171,168 $ 104,000
Cass, Nebraska 101 $ 19,125,000 $ 189,356 $ 110,000
Denton, Texas 101 $ 33,115,000 $ 327,871 $ 137,000
Boone, Illinois 100 $ 12,940,000 $ 129,400 $ 70,000
Gage, Nebraska 97 $ 11,195,000 $ 115,412 $ 75,000
Madison, Nebraska 91 $ 13,225,000 $ 145,329 $ 97,000
Adams, Colorado 89 $ 23,855,000 $ 268,033 $ 124,000
Dallas, Texas 89 $ 27,215,000 $ 305,786 $ 257,000
Saunders, Nebraska 87 $ 19,005,000 $ 218,448 $ 137,000
Leavenworth, Kansas 81 $ 15,695,000 $ 193,765 $ 80,000
Scotts Bluff, Nebraska 81 $ 12,545,000 $ 154,876 $ 91,000
Denver, Colorado 73 $ 21,035,000 $ 288,150 $ 186,000
Cook, Illinois 73 $ 23,085,000 $ 316,232 $ 136,000
LaSalle, Illinois 69 $ 9,815,000 $ 142,246 $ 125,000
Wyandotte, Kansas 66 $ 13,150,000 $ 199,242 $ 88,000
Yankton, South Dakota 65 $ 10,915,000 $ 167,923 $ 96,000
DuPage, Illinois 60 $ 15,030,000 $ 250,500 $ 147,000
Jefferson, Colorado 58 $ 17,880,000 $ 308,275 $ 139,000
Dawes, Nebraska 58 $ 5,720,000 $ 98,620 $ 80,000
Davison, South Dakota 54 $ 8,330,000 $ 154,259 $ 117,000
Broomfield, Colorado 53 $ 14,825,000 $ 279,716 $ 152,000
Clay, Missouri 51 $ 10,245,000 $ 200,882 $ 121,000
Will, Illinois 48 $ 9,240,000 $ 192,500 $ 126,000
Cass, Missouri 45 $ 10,565,000 $ 234,777 $ 110,000
Harrison, Iowa 43 $ 7,665,000 $ 178,255 $ 96,000
Ogle, Illinois 42 $ 6,410,000 $ 152,619 $ 74,000
Arapahoe, Colorado 39 $ 9,615,000 $ 246,538 $ 155,000
Kearney, Nebraska 38 $ 4,680,000 $ 123,157 $ 80,000
Platte, Missouri 35 $ 9,195,000 $ 262,714 $ 140,000
Douglas, Colorado 30 $ 9,660,000 $ 322,000 $ 212,000
Seward, Nebraska 29 $ 4,705,000 $ 162,241 $ 88,000
Miami, Kansas 27 $ 6,345,000 $ 235,000 $ 121,000
Tarrant, Texas 27 $ 8,815,000 $ 326,481 $ 122,000
Lake, Illinois 23 $ 8,205,000 $ 356,739 $ 276,000
Adams, Nebraska 22 $ 3,330,000 $ 151,363 $ 97,000
Butler, Nebraska 22 $ 2,970,000 $ 135,000 $ 110,000
Merrick, Nebraska 21 $ 4,205,000 $ 200,238 $ 109,000
Maricopa, Arizona 19 $ 7,925,000 $ 417,105 $ 231,000
El Paso, Colorado 19 $ 5,355,000 $ 281,842 $ 110,000
Otoe, Nebraska 19 $ 2,805,000 $ 147,631 $ 79,000
Hamilton, Nebraska 18 $ 2,170,000 $ 120,555 $ 77,000
Howard, Nebraska 18 $ 2,480,000 $ 137,777 $ 69,000
Phelps, Nebraska 17 $ 2,005,000 $ 117,941 $ 48,000
Fremont, Iowa 16 $ 2,180,000 $ 136,250 $ 79,000
Dawson, Nebraska 16 $ 2,720,000 $ 170,000 $ 78,000
Douglas, Kansas 15 $ 3,345,000 $ 223,000 $ 131,000
Saline, Nebraska 15 $ 1,765,000 $ 117,666 $ 78,000
Cheyenne, Nebraska 14 $ 2,760,000 $ 197,142 $ 134,000
Beadle, South Dakota 13 $ 1,305,000 $ 100,384 $ 90,000
Laramie, Wyoming 13 $ 3,215,000 $ 247,307 $ 90,000
Camden, Missouri 12 $ 3,410,000 $ 284,166 $ 182,000
Custer, Nebraska 11 $ 1,295,000 $ 117,727 $ 77,000
Knox, Nebraska 11 $ 1,655,000 $ 150,454 $ 116,000
Wayne, Nebraska 11 $ 1,765,000 $ 160,454 $ 78,000
Walworth, Wisconsin 11 $ 2,165,000 $ 196,818 $ 197,000
Polk, Iowa 10 $ 1,080,000 $ 108,000 $ 176,000
Shelby, Iowa 10 $ 1,290,000 $ 129,000 $ 77,000
St. Louis, Missouri 10 $ 1,590,000 $ 159,000 $ 103,000
Routt, Colorado 9 $ 6,835,000 $ 759,444 $ 401,000
Lee, Illinois 9 $ 1,675,000 $ 186,111 $ 77,000
Stanton, Nebraska 9 $ 745,000 $ 82,777 $ 62,000
York, Nebraska 9 $ 845,000 $ 93,888 $ 96,000
Montgomery, Iowa 8 $ 1,180,000 $ 147,500 $ 115,000
Burt, Nebraska 8 $ 610,000 $ 76,250 $ 108,000
Colfax, Nebraska 8 $ 1,070,000 $ 133,750 $ 99,000
Kaufman, Texas 8 $ 2,110,000 $ 263,750 $ 137,000
Travis, Texas 8 $ 2,400,000 $ 300,000 $ 162,000
Summit, Colorado 7 $ 3,955,000 $ 565,000 $ 837,000
Jefferson, Nebraska 7 $ 635,000 $ 90,714 $ 94,000
Oklahoma, Oklahoma 7 $ 43,475,000 $ 6,210,714 $ 115,000
Rockwall, Texas 7 $ 1,965,000 $ 280,714 $ 170,000
Grundy, Illinois 6 $ 1,440,000 $ 240,000 $ 110,000
Cedar, Nebraska 6 $ 710,000 $ 118,333 $ 91,000
Franklin, Nebraska 6 $ 290,000 $ 48,333 $ 44,000
Frontier, Nebraska 6 $ 490,000 $ 81,666 $ 74,000
Furnas, Nebraska 6 $ 360,000 $ 60,000 $ 82,000
Pierce, Nebraska 6 $ 570,000 $ 95,000 $ 83,000
Polk, Nebraska 6 $ 770,000 $ 128,333 $ 69,000
Sheridan, Nebraska 6 $ 620,000 $ 103,333 $ 75,000
Bon Homme, South Dakota 6 $ 350,000 $ 58,333 $ 70,000
Pennington, South Dakota 6 $ 7,670,000 $ 1,278,333 $ 89,000
Bexar, Texas 6 $ 1,460,000 $ 243,333 $ 95,000
Riverside, California 5 $ 1,525,000 $ 305,000 $ 136,000
Logan, Colorado 5 $ 1,625,000 $ 325,000 $ 97,000
Park, Colorado 5 $ 2,015,000 $ 403,000 $ 133,000
Pueblo, Colorado 5 $ 895,000 $ 179,000 $ 69,000
Dickinson, Iowa 5 $ 1,145,000 $ 229,000 $ 247,000
Kimball, Nebraska 5 $ 485,000 $ 97,000 $ 87,000
Nance, Nebraska 5 $ 625,000 $ 125,000 $ 89,000
Lincoln, South Dakota 5 $ 1,015,000 $ 203,000 $ 68,000
Minnehaha, South Dakota 5 $ 685,000 $ 137,000 $ 68,000
Harris, Texas 5 $ 1,235,000 $ 247,000 $ 101,000
Pinal, Arizona 4 $ 1,070,000 $ 267,500 $ 261,000
Eagle, Colorado 4 $ 2,310,000 $ 577,500 $ 379,000
Lee, Florida 4 $ 1,080,000 $ 270,000 $ 647,000
Page, Iowa 4 $ 440,000 $ 110,000 $ 73,000
Atchison, Kansas 4 $ 400,000 $ 100,000 $ 78,000
Riley, Kansas 4 $ 820,000 $ 205,000 $ 129,000
Hennepin, Minnesota 4 $ 1,200,000 $ 300,000 $ 191,000
Morgan, Missouri 4 $ 1,130,000 $ 282,500 $ 197,000
Morrill, Nebraska 4 $ 300,000 $ 75,000 $ 105,000
Valley, Nebraska 4 $ 280,000 $ 70,000 $ 95,000
Camden, New Jersey 4 $ 750,000 $ 187,500 $ 123,000
Middlesex, New Jersey 4 $ 1,070,000 $ 267,500 $ 151,000
Hutchinson, South Dakota 4 $ 400,000 $ 100,000 $ 58,000
Sanborn, South Dakota 4 $ 520,000 $ 130,000 $ 39,000
Grayson, Texas 4 $ 1,090,000 $ 272,500 $ 159,000
Clear Creek, Colorado 3 $ 695,000 $ 231,666 $ 192,000
Gunnison, Colorado 3 $ 1,105,000 $ 368,333 $ 280,000
Morgan, Colorado 3 $ 365,000 $ 121,666 $ 107,000
Fairfield, Connecticut 3 $ 1,225,000 $ 408,333 $ 88,000
Jo Daviess, Illinois 3 $ 375,000 $ 125,000 $ 115,000
Rock Island, Illinois 3 $ 305,000 $ 101,666 $ 68,000
Cass, Iowa 3 $ 445,000 $ 148,333 $ 56,000
Woodbury, Iowa 3 $ 445,000 $ 148,333 $ 79,000
Franklin, Kansas 3 $ 305,000 $ 101,666 $ 177,000
Sedgwick, Kansas 3 $ 455,000 $ 151,666 $ 88,000
Crow Wing, Minnesota 3 $ 565,000 $ 188,333 $ 140,000
Barry, Missouri 3 $ 685,000 $ 228,333 $ 132,000
St. Charles, Missouri 3 $ 385,000 $ 128,333 $ 152,000
St. Louis City, Missouri 3 $ 825,000 $ 275,000 $ 127,000
Stone, Missouri 3 $ 715,000 $ 238,333 $ 458,000
Cherry, Nebraska 3 $ 695,000 $ 231,666 $ 296,000
Fillmore, Nebraska 3 $ 535,000 $ 178,333 $ 99,000
Gosper, Nebraska 3 $ 785,000 $ 261,666 $ 85,000
Keith, Nebraska 3 $ 405,000 $ 135,000 $ 84,000
Red Willow, Nebraska 3 $ 655,000 $ 218,333 $ 139,000
Sherman, Nebraska 3 $ 495,000 $ 165,000 $ 67,000
Clark, Nevada 3 $ 1,315,000 $ 438,333 $ 325,000
Somerset, New Jersey 3 $ 705,000 $ 235,000 $ 82,000
Hanson, South Dakota 3 $ 385,000 $ 128,333 $ 54,000
Kingsbury, South Dakota 3 $ 305,000 $ 101,666 $ 47,000
Fort Bend, Texas 3 $ 655,000 $ 218,333 $ 94,000
Clark, Washington 3 $ 1,145,000 $ 381,666 $ 141,000
Columbia, Wisconsin 3 $ 385,000 $ 128,333 $ 91,000
Door, Wisconsin 3 $ 325,000 $ 108,333 $ 115,000
Rock, Wisconsin 3 $ 465,000 $ 155,000 $ 107,000
Benton, Arkansas 2 $ 490,000 $ 245,000 $ 72,000
Los Angeles, California 2 $ 1,200,000 $ 600,000 $ 173,000
Elbert, Colorado 2 $ 660,000 $ 330,000 $ 91,000
Gilpin, Colorado 2 $ 710,000 $ 355,000 $ 88,000
Grand, Colorado 2 $ 460,000 $ 230,000 $ 392,000
Yuma, Colorado 2 $ 290,000 $ 145,000 $ 51,000
Miami-Dade, Florida 2 $ 240,000 $ 120,000 $ 207,000
Palm Beach, Florida 2 $ 1,360,000 $ 680,000 $ 459,000
Sarasota, Florida 2 $ 600,000 $ 300,000 $ 284,000
St. Johns, Florida 2 $ 380,000 $ 190,000 $ 116,000
Christian, Illinois 2 $ 410,000 $ 205,000 $ 165,000
Henry, Illinois 2 $ 290,000 $ 145,000 $ 63,000
Stephenson, Illinois 2 $ 350,000 $ 175,000 $ 75,000
Audubon, Iowa 2 $ 410,000 $ 205,000 $ 70,000
Clinton, Iowa 2 $ 90,000 $ 45,000 $ 98,000
Dallas, Iowa 2 $ 500,000 $ 250,000 $ 150,000
Johnson, Iowa 2 $ 710,000 $ 355,000 $ 228,000
Ringgold, Iowa 2 $ 400,000 $ 200,000 $ 324,000
Scott, Iowa 2 $ 430,000 $ 215,000 $ 118,000
Barton, Kansas 2 $ 350,000 $ 175,000 $ 78,000
Jefferson, Kansas 2 $ 450,000 $ 225,000 $ 135,000
Labette, Kansas 2 $ 50,000 $ 25,000 $ 50,000
Shawnee, Kansas 2 $ 360,000 $ 180,000 $ 84,000
Owsley, Kentucky 2 $ 150,000 $ 75,000 $ 101,000
Cass, Minnesota 2 $ 280,000 $ 140,000 $ 146,000
Olmsted, Minnesota 2 $ 9,150,000 $ 4,575,000 $ 60,000
Benton, Missouri 2 $ 480,000 $ 240,000 $ 428,000
Buchanan, Missouri 2 $ 510,000 $ 255,000 $ 213,000
Taney, Missouri 2 $ 500,000 $ 250,000 $ 217,000
Antelope, Nebraska 2 $ 510,000 $ 255,000 $ 84,000
Boone, Nebraska 2 $ 260,000 $ 130,000 $ 44,000
Cuming, Nebraska 2 $ 310,000 $ 155,000 $ 60,000
Garfield, Nebraska 2 $ 320,000 $ 160,000 $ 89,000
Grant, Nebraska 2 $ 110,000 $ 55,000 $ 52,000
Harlan, Nebraska 2 $ 180,000 $ 90,000 $ 60,000
Johnson, Nebraska 2 $ 360,000 $ 180,000 $ 119,000
Logan, Nebraska 2 $ 330,000 $ 165,000 $ 106,000
McPherson, Nebraska 2 $ 130,000 $ 65,000 $ 55,000
Pawnee, Nebraska 2 $ 110,000 $ 55,000 $ 35,000
Sioux, Nebraska 2 $ 130,000 $ 65,000 $ 64,000
Hillsborough, New Hampshire 2 $ 440,000 $ 220,000 $ 90,000
Rowan, North Carolina 2 $ 630,000 $ 315,000 $ 127,000
Summit, Ohio 2 $ 340,000 $ 170,000 $ 112,000
Berks, Pennsylvania 2 $ 530,000 $ 265,000 $ 169,000
Lancaster, Pennsylvania 2 $ 520,000 $ 260,000 $ 129,000
Montgomery, Pennsylvania 2 $ 700,000 $ 350,000 $ 121,000
Clay, South Dakota 2 $ 280,000 $ 140,000 $ 51,000
Douglas, South Dakota 2 $ 160,000 $ 80,000 $ 88,000
Fall River, South Dakota 2 $ 220,000 $ 110,000 $ 30,000
Hughes, South Dakota 2 $ 490,000 $ 245,000 $ 318,000
Lawrence, South Dakota 2 $ 550,000 $ 275,000 $ 185,000
Union, South Dakota 2 $ 610,000 $ 305,000 $ 185,000
Brazos, Texas 2 $ 560,000 $ 280,000 $ 142,000
El Paso, Texas 2 $ 450,000 $ 225,000 $ 181,000
Ellis, Texas 2 $ 680,000 $ 340,000 $ 118,000
Johnson, Texas 2 $ 530,000 $ 265,000 $ 97,000
Montgomery, Texas 2 $ 760,000 $ 380,000 $ 358,000
Wood, Texas 2 $ 260,000 $ 130,000 $ 76,000
Jefferson, Washington 2 $ 370,000 $ 185,000 $ 67,000
Skagit, Washington 2 $ 490,000 $ 245,000 $ 101,000
Skamania, Washington 2 $ 630,000 $ 315,000 $ 158,000
Menominee, Wisconsin 2 $ 590,000 $ 295,000 $ 123,000
Vilas, Wisconsin 2 $ 340,000 $ 170,000 $ 84,000
Carbon, Wyoming 2 $ 640,000 $ 320,000 $ 229,000
Platte, Wyoming 2 $ 560,000 $ 280,000 $ 104,000
Autauga, Alabama 1 $ 185,000 $ 185,000 $ 165,000
Baldwin, Alabama 1 $ 145,000 $ 145,000 $ 101,000
Madison, Alabama 1 $ 95,000 $ 95,000 $ 44,000
Mobile, Alabama 1 $ 155,000 $ 155,000 $ 119,000
Montgomery, Alabama 1 $ 285,000 $ 285,000 $ 111,000
Pima, Arizona 1 $ 335,000 $ 335,000 $ 150,000
Yavapai, Arizona 1 $ 205,000 $ 205,000 $ 41,000
Pulaski, Arkansas 1 $ 175,000 $ 175,000 $ 166,000
Butte, California 1 $ 305,000 $ 305,000 $ 65,000
Contra Costa, California 1 $ 425,000 $ 425,000 $ 159,000
Orange, California 1 $ 245,000 $ 245,000 $ 103,000
San Bernardino, California 1 $ 255,000 $ 255,000 $ 60,000
San Mateo, California 1 $ 425,000 $ 425,000 $ 234,000
Santa Clara, California 1 $ 515,000 $ 515,000 $ 141,000
Santa Cruz, California 1 $ 425,000 $ 425,000 $ 79,000
Stanislaus, California 1 $ 255,000 $ 255,000 $ 61,000
Delta, Colorado 1 $ 165,000 $ 165,000 $ 69,000
Fremont, Colorado 1 $ 435,000 $ 435,000 $ 85,000
Garfield, Colorado 1 $ 35,000 $ 35,000 $ 9,000
Kit Carson, Colorado 1 $ 15,000 $ 15,000 $ 29,000
La Plata, Colorado 1 $ 305,000 $ 305,000 $ 52,000
Las Animas, Colorado 1 $ 245,000 $ 245,000 $ 90,000
Mesa, Colorado 1 $ 185,000 $ 185,000 $ 183,000
Pitkin, Colorado 1 $ 55,000 $ 55,000 $ 110,000
Teller, Colorado 1 $ 315,000 $ 315,000 $ 43,000
Washington, Colorado 1 $ 205,000 $ 205,000 $ 44,000
Hartford, Connecticut 1 $ 565,000 $ 565,000 $ 500,000
Kent, Delaware 1 $ 155,000 $ 155,000 $ 124,000
New Castle, Delaware 1 $ 285,000 $ 285,000 $ 168,000
Brevard, Florida 1 $ 245,000 $ 245,000 $ 103,000
Charlotte, Florida 1 $ 275,000 $ 275,000 $ 126,000
Collier, Florida 1 $ 855,000 $ 855,000 $ 463,000
Duval, Florida 1 $ 105,000 $ 105,000 $ 49,000
Indian River, Florida 1 $ 165,000 $ 165,000 $ 81,000
Manatee, Florida 1 $ 295,000 $ 295,000 $ 79,000
Pasco, Florida 1 $ 165,000 $ 165,000 $ 47,000
Seminole, Florida 1 $ 245,000 $ 245,000 $ 145,000
Clayton, Georgia 1 $ 185,000 $ 185,000 $ 80,000
Fulton, Georgia 1 $ 155,000 $ 155,000 $ 83,000
Ada, Idaho 1 $ 165,000 $ 165,000 $ 97,000
Blaine, Idaho 1 $ 285,000 $ 285,000 $ 62,000
Canyon, Idaho 1 $ 95,000 $ 95,000 $ 64,000
Nez Perce, Idaho 1 $ 205,000 $ 205,000 $ 60,000
Teton, Idaho 1 $ 225,000 $ 225,000 $ 128,000
Carroll, Illinois 1 $ 275,000 $ 275,000 $ 183,000
Champaign, Illinois 1 $ 125,000 $ 125,000 $ 89,000
Hancock, Illinois 1 $ 95,000 $ 95,000 $ 40,000
Jackson, Illinois 1 $ 85,000 $ 85,000 $ 93,000
Knox, Illinois 1 $ 155,000 $ 155,000 $ 108,000
Livingston, Illinois 1 $ 105,000 $ 105,000 $ 66,000
Marion, Illinois 1 $ 15,000 $ 15,000 $ 94,000
McLean, Illinois 1 $ 125,000 $ 125,000 $ 77,000
Morgan, Illinois 1 $ 195,000 $ 195,000 $ 289,000
Peoria, Illinois 1 $ 115,000 $ 115,000 $ 64,000
Piatt, Illinois 1 $ 125,000 $ 125,000 $ 41,000
Putnam, Illinois 1 $ 135,000 $ 135,000 $ 103,000
Tazewell, Illinois 1 $ 185,000 $ 185,000 $ 134,000
White, Illinois 1 $ 65,000 $ 65,000 $ 54,000
Whiteside, Illinois 1 $ 205,000 $ 205,000 $ 102,000
Monroe, Indiana 1 $ 205,000 $ 205,000 $ 99,000
Shelby, Indiana 1 $ 55,000 $ 55,000 $ 84,000
Vanderburgh, Indiana 1 $ 175,000 $ 175,000 $ 93,000
Bremer, Iowa 1 $ 285,000 $ 285,000 $ 163,000
Carroll, Iowa 1 $ 195,000 $ 195,000 $ 72,000
Cherokee, Iowa 1 $ 25,000 $ 25,000 $ 0
Crawford, Iowa 1 $ 435,000 $ 435,000 $ 238,000
Dubuque, Iowa 1 $ 115,000 $ 115,000 $ 222,000
Guthrie, Iowa 1 $ 405,000 $ 405,000 $ 44,000
Hamilton, Iowa 1 $ 255,000 $ 255,000 $ 0
Monona, Iowa 1 $ 165,000 $ 165,000 $ 414,000
Sac, Iowa 1 $ 235,000 $ 235,000 $ 262,000
Union, Iowa 1 $ 65,000 $ 65,000 $ 45,000
Warren, Iowa 1 $ 155,000 $ 155,000 $ 289,000
Anderson, Kansas 1 $ 315,000 $ 315,000 $ 376,000
Brown, Kansas 1 $ 275,000 $ 275,000 $ 97,000
Cloud, Kansas 1 $ 45,000 $ 45,000 $ 26,000
Ellis, Kansas 1 $ 165,000 $ 165,000 $ 61,000
Montgomery, Kansas 1 $ 235,000 $ 235,000 $ 178,000
Pottawatomie, Kansas 1 $ 185,000 $ 185,000 $ 84,000
Rush, Kansas 1 $ 65,000 $ 65,000 $ 84,000
Sherman, Kansas 1 $ 55,000 $ 55,000 $ 163,000
Sumner, Kansas 1 $ 225,000 $ 225,000 $ 122,000
Breathitt, Kentucky 1 $ 65,000 $ 65,000 $ 100,000
Muhlenberg, Kentucky 1 $ 45,000 $ 45,000 $ 69,000
Cumberland, Maine 1 $ 135,000 $ 135,000 $ 117,000
Kennebec, Maine 1 $ 335,000 $ 335,000 $ 91,000
Waldo, Maine 1 $ 195,000 $ 195,000 $ 63,000
Frederick, Maryland 1 $ 245,000 $ 245,000 $ 53,000
Harford, Maryland 1 $ 275,000 $ 275,000 $ 99,000
Howard, Maryland 1 $ 455,000 $ 455,000 $ 195,000
Kent, Maryland 1 $ 235,000 $ 235,000 $ 89,000
Montgomery, Maryland 1 $ 255,000 $ 255,000 $ 98,000
Prince George's, Maryland 1 $ 305,000 $ 305,000 $ 112,000
Middlesex, Massachusetts 1 $ 345,000 $ 345,000 $ 69,000
Norfolk, Massachusetts 1 $ 365,000 $ 365,000 $ 169,000
Allegan, Michigan 1 $ 255,000 $ 255,000 $ 77,000
Eaton, Michigan 1 $ 225,000 $ 225,000 $ 64,000
Isabella, Michigan 1 $ 365,000 $ 365,000 $ 157,000
Kalamazoo, Michigan 1 $ 145,000 $ 145,000 $ 102,000
Oakland, Michigan 1 $ 145,000 $ 145,000 $ 61,000
Ontonagon, Michigan 1 $ 95,000 $ 95,000 $ 154,000
Saginaw, Michigan 1 $ 105,000 $ 105,000 $ 39,000
Wayne, Michigan 1 $ 135,000 $ 135,000 $ 31,000
Big Stone, Minnesota 1 $ 65,000 $ 65,000 $ 153,000
Dakota, Minnesota 1 $ 265,000 $ 265,000 $ 174,000
Ramsey, Minnesota 1 $ 515,000 $ 515,000 $ 71,000
St. Louis, Minnesota 1 $ 195,000 $ 195,000 $ 91,000
Washington, Minnesota 1 $ 195,000 $ 195,000 $ 89,000
Lauderdale, Mississippi 1 $ 135,000 $ 135,000 $ 396,000
Dade, Missouri 1 $ 95,000 $ 95,000 $ 50,000
Gasconade, Missouri 1 $ 475,000 $ 475,000 $ 128,000
Greene, Missouri 1 $ 75,000 $ 75,000 $ 24,000
Grundy, Missouri 1 $ 65,000 $ 65,000 $ 27,000
Holt, Missouri 1 $ 85,000 $ 85,000 $ 94,000
Johnson, Missouri 1 $ 175,000 $ 175,000 $ 52,000
Macon, Missouri 1 $ 105,000 $ 105,000 $ 264,000
Miller, Missouri 1 $ 165,000 $ 165,000 $ 25,000
Nodaway, Missouri 1 $ 125,000 $ 125,000 $ 43,000
Pettis, Missouri 1 $ 175,000 $ 175,000 $ 79,000
Polk, Missouri 1 $ 145,000 $ 145,000 $ 36,000
Pulaski, Missouri 1 $ 285,000 $ 285,000 $ 99,000
Ray, Missouri 1 $ 285,000 $ 285,000 $ 76,000
Wright, Missouri 1 $ 155,000 $ 155,000 $ 61,000
Gallatin, Montana 1 $ 125,000 $ 125,000 $ 68,000
Meagher, Montana 1 $ 165,000 $ 165,000 $ 100,000
Yellowstone, Montana 1 $ 515,000 $ 515,000 $ 112,000
Clay, Nebraska 1 $ 235,000 $ 235,000 $ 105,000
Deuel, Nebraska 1 $ 75,000 $ 75,000 $ 34,000
Greeley, Nebraska 1 $ 45,000 $ 45,000 $ 31,000
Holt, Nebraska 1 $ 255,000 $ 255,000 $ 93,000
Nemaha, Nebraska 1 $ 145,000 $ 145,000 $ 89,000
Perkins, Nebraska 1 $ 185,000 $ 185,000 $ 42,000
Webster, Nebraska 1 $ 135,000 $ 135,000 $ 90,000
Atlantic, New Jersey 1 $ 215,000 $ 215,000 $ 164,000
Burlington, New Jersey 1 $ 255,000 $ 255,000 $ 96,000
Essex, New Jersey 1 $ 145,000 $ 145,000 $ 75,000
Hunterdon, New Jersey 1 $ 445,000 $ 445,000 $ 284,000
Monmouth, New Jersey 1 $ 215,000 $ 215,000 $ 159,000
Morris, New Jersey 1 $ 235,000 $ 235,000 $ 350,000
Sussex, New Jersey 1 $ 255,000 $ 255,000 $ 140,000
Curry, New Mexico 1 $ 85,000 $ 85,000 $ 93,000
Cabarrus, North Carolina 1 $ 175,000 $ 175,000 $ 144,000
Cumberland, North Carolina 1 $ 265,000 $ 265,000 $ 54,000
Robeson, North Carolina 1 $ 175,000 $ 175,000 $ 68,000
Wake, North Carolina 1 $ 38,205,000 $ 38,205,000 $ 0
Rolette, North Dakota 1 $ 95,000 $ 95,000 $ 93,000
Butler, Ohio 1 $ 125,000 $ 125,000 $ 72,000
Franklin, Ohio 1 $ 255,000 $ 255,000 $ 358,000
Licking, Ohio 1 $ 55,000 $ 55,000 $ 53,000
Lorain, Ohio 1 $ 285,000 $ 285,000 $ 59,000
Stark, Ohio 1 $ 125,000 $ 125,000 $ 119,000
Comanche, Oklahoma 1 $ 155,000 $ 155,000 $ 0
Tulsa, Oklahoma 1 $ 305,000 $ 305,000 $ 136,000
Lincoln, Oregon 1 $ 715,000 $ 715,000 $ 0
Marion, Oregon 1 $ 215,000 $ 215,000 $ 112,000
Chester, Pennsylvania 1 $ 295,000 $ 295,000 $ 112,000
Cumberland, Pennsylvania 1 $ 125,000 $ 125,000 $ 96,000
Dauphin, Pennsylvania 1 $ 125,000 $ 125,000 $ 67,000
Mifflin, Pennsylvania 1 $ 45,000 $ 45,000 $ 60,000
Northampton, Pennsylvania 1 $ 235,000 $ 235,000 $ 72,000
Beaufort, South Carolina 1 $ 205,000 $ 205,000 $ 42,000
Aurora, South Dakota 1 $ 185,000 $ 185,000 $ 43,000
Brule, South Dakota 1 $ 165,000 $ 165,000 $ 55,000
Charles Mix, South Dakota 1 $ 305,000 $ 305,000 $ 0
Custer, South Dakota 1 $ 195,000 $ 195,000 $ 49,000
Grant, South Dakota 1 $ 25,000 $ 25,000 $ 74,000
Haakon, South Dakota 1 $ 165,000 $ 165,000 $ 3,000
Hamlin, South Dakota 1 $ 225,000 $ 225,000 $ 37,000
Hand, South Dakota 1 $ 335,000 $ 335,000 $ 106,000
Lake, South Dakota 1 $ 145,000 $ 145,000 $ 97,000
McCook, South Dakota 1 $ 105,000 $ 105,000 $ 0
Spink, South Dakota 1 $ 285,000 $ 285,000 $ 498,000
Turner, South Dakota 1 $ 225,000 $ 225,000 $ 77,000
Grundy, Tennessee 1 $ 175,000 $ 175,000 $ 60,000
Putnam, Tennessee 1 $ 205,000 $ 205,000 $ 98,000
Wilson, Tennessee 1 $ 255,000 $ 255,000 $ 174,000
Bastrop, Texas 1 $ 275,000 $ 275,000 $ 147,000
Bell, Texas 1 $ 95,000 $ 95,000 $ 113,000
Brazoria, Texas 1 $ 415,000 $ 415,000 $ 157,000
Childress, Texas 1 $ 85,000 $ 85,000 $ 95,000
Cooke, Texas 1 $ 415,000 $ 415,000 $ 88,000
Ector, Texas 1 $ 205,000 $ 205,000 $ 69,000
Erath, Texas 1 $ 165,000 $ 165,000 $ 74,000
Hays, Texas 1 $ 245,000 $ 245,000 $ 87,000
Henderson, Texas 1 $ 75,000 $ 75,000 $ 38,000
Hood, Texas 1 $ 185,000 $ 185,000 $ 129,000
Newton, Texas 1 $ 165,000 $ 165,000 $ 42,000
Parker, Texas 1 $ 195,000 $ 195,000 $ 102,000
Smith, Texas 1 $ 195,000 $ 195,000 $ 121,000
Tom Green, Texas 1 $ 495,000 $ 495,000 $ 212,000
Van Zandt, Texas 1 $ 195,000 $ 195,000 $ 35,000
Washington, Utah 1 $ 295,000 $ 295,000 $ 45,000
Addison, Vermont 1 $ 375,000 $ 375,000 $ 123,000
Fairfax, Virginia 1 $ 315,000 $ 315,000 $ 147,000
James City, Virginia 1 $ 355,000 $ 355,000 $ 153,000
Loudoun, Virginia 1 $ 345,000 $ 345,000 $ 91,000
Madison, Virginia 1 $ 295,000 $ 295,000 $ 118,000
Prince William, Virginia 1 $ 245,000 $ 245,000 $ 80,000
Richmond City, Virginia 1 $ 33,155,000 $ 33,155,000 $ 0
Cowlitz, Washington 1 $ 215,000 $ 215,000 $ 90,000
Grant, Washington 1 $ 35,000 $ 35,000 $ 88,000
King, Washington 1 $ 145,000 $ 145,000 $ 109,000
Pierce, Washington 1 $ 245,000 $ 245,000 $ 109,000
Snohomish, Washington 1 $ 145,000 $ 145,000 $ 125,000
Spokane, Washington 1 $ 225,000 $ 225,000 $ 79,000
Jefferson, West Virginia 1 $ 145,000 $ 145,000 $ 54,000
Dane, Wisconsin 1 $ 335,000 $ 335,000 $ 275,000
Florence, Wisconsin 1 $ 215,000 $ 215,000 $ 99,000
Juneau, Wisconsin 1 $ 75,000 $ 75,000 $ 0
Milwaukee, Wisconsin 1 $ 105,000 $ 105,000 $ 65,000
Oneida, Wisconsin 1 $ 115,000 $ 115,000 $ 49,000
Price, Wisconsin 1 $ 55,000 $ 55,000 $ 71,000
Winnebago, Wisconsin 1 $ 195,000 $ 195,000 $ 123,000
Albany, Wyoming 1 $ 175,000 $ 175,000 $ 332,000
Crook, Wyoming 1 $ 205,000 $ 205,000 $ 84,000
Niobrara, Wyoming 1 $ 55,000 $ 55,000 $ 137,000

Mortgage Loan Application Detail Totals for First National Bank of Omaha in 2020

Loan Purpose

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Refinancing 5,904 $1,284,230,000 $217,000 $6,255,000 $125,000 $3,266,000
Home Purchase 5,850 $1,515,880,000 $259,000 $50,005,000 $108,000 $9,827,000
Cash-out Refinancing 2,450 $564,760,000 $230,000 $1,805,000 $114,000 $1,407,000
Home Improvement 1,585 $112,585,000 $71,000 $1,655,000 $123,000 $1,100,000
Other Purpose 1,096 $93,460,000 $85,000 $2,285,000 $123,000 $2,164,000
Not Applicable 0 $0 $0 $0 $0 $0

Applicant Race

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
White 13,023 $2,564,055,000 $196,000 $3,375,000 $117,000 $2,164,000
Not Provided 1,774 $406,770,000 $229,000 $2,045,000 $140,000 $9,827,000
Hispanic 1,197 $173,095,000 $144,000 $985,000 $78,000 $761,000
Asian 340 $84,610,000 $248,000 $1,145,000 $144,000 $1,600,000
Not applicable 285 $293,575,000 $1,030,000 $50,005,000 $0 $0
Black or African American 197 $35,485,000 $180,000 $555,000 $91,000 $680,000
American Indian or Alaskan Native 43 $7,045,000 $163,000 $565,000 $89,000 $362,000
Native Hawaiian or Other Pacific Islander 5 $1,345,000 $269,000 $325,000 $119,000 $143,000

Loan Type

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Conventional (any loan other than FHA, VA, FSA, or RHS loans) 15,502 $3,295,660,000 $212,000 $50,005,000 $121,000 $9,827,000
FHA-insured (Federal Housing Administration) 867 $155,815,000 $179,000 $565,000 $68,000 $816,000
VA-guaranteed (Veterans Administration) 394 $100,300,000 $254,000 $1,565,000 $92,000 $330,000
FSA/RHS (Farm Service Agency or Rural Housing Service) 122 $19,140,000 $156,000 $465,000 $58,000 $123,000

Outcome

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Loan Originated 12,880 $2,840,020,000 $220,000 $50,005,000 $119,000 $9,827,000
Application Withdrawn By Applicant 2,089 $448,825,000 $214,000 $3,375,000 $113,000 $1,198,000
Application Denied By Financial Institution 1,430 $179,320,000 $125,000 $1,505,000 $106,000 $1,052,000
Application Approved But Not Accepted 250 $45,980,000 $183,000 $3,625,000 $112,000 $599,000
File Closed For Incompleteness 236 $56,770,000 $240,000 $1,805,000 $106,000 $675,000
Loan Purchased By The Institution 0 $0 $0 $0 $0 $0
Preapproval Approved but not Accepted 0 $0 $0 $0 $0 $0
Preapproval Denied by Financial Institution 0 $0 $0 $0 $0 $0

Denial Reason

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Not applicable 15,455 $3,391,595,000 $219,000 $50,005,000 $118,000 $9,827,000
Credit History 429 $36,845,000 $85,000 $1,005,000 $108,000 $1,011,000
Debt-To-Income Ratio 426 $67,140,000 $157,000 $1,115,000 $59,000 $494,000
Collateral 357 $42,915,000 $120,000 $995,000 $138,000 $1,052,000
Unverifiable Information 117 $15,335,000 $131,000 $1,505,000 $144,000 $600,000
Other 63 $9,885,000 $156,000 $815,000 $168,000 $946,000
Employment History 22 $3,100,000 $140,000 $515,000 $41,000 $120,000
Credit Application Incomplete 9 $2,135,000 $237,000 $545,000 $196,000 $340,000
Insufficient Cash (Downpayment, Closing Cost) 7 $1,965,000 $280,000 $655,000 $100,000 $200,000
Mortgage Insurance Denied 0 $0 $0 $0 $0 $0

Our comprehensive HMDA mortgage statistics provide invaluable insights into First National Bank of Omaha's 2020 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.

This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics, and assess First National Bank of Omaha's mortgage approval patterns. Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
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