First National Bank Of Omaha
HMDA Loan Application Totals
and Mortgage Lending Details
for 2020

First National Bank Of Omaha 2020 HMDA loan application data provides key insights into its mortgage lending trends, applicant demographics, and loan distribution.
The Home Mortgage Disclosure Act (HMDA) requires lenders to report detailed loan application data, offering transparency into lending patterns.
The data reveals trends in average loan size, applicant income, and mortgage approval rates, helping consumers and analysts understand lending accessibility.

Below, explore a breakdown of loan applications by county, metro area, loan purpose, applicant race, loan type, and more.
Whether you're an industry professional, homebuyer, or researcher, this information provides valuable insights into mortgage lending activity.
Scroll down to view the full dataset and analyze lending trends in greater detail.

Mortgage Company & Address First National Bank Of Omaha
1620 Dodge Street
Omaha, NE 68197
Tel #: available with data download
Federal Regulator * available with data download
Years 2023  2022  2021  2020  2019  2018  2017  2016  2015  2014  2013  2012  2011  
Total Number of Mortgage Applications 16,885
Total Mortgage Loan Application Amount $3,570,915,000
Average Mortgage Loan Application Amount $172,400
Highest Mortgage Loan Application Amount $50,005,000
Average Applicant Income $118,600
Highest Applicant Income $9,827,000

Explore comprehensive HMDA mortgage statistics and lending trends for 2020 with First National Bank Of Omaha. Below, you'll find key insights into this lender's mortgage activity, including total loan applications, average mortgage amounts, highest application values, and income levels of top applicants. Whether you're analyzing First National Bank Of Omaha's lending patterns or researching mortgage trends, these statistics provide valuable transparency into their loan activity.

Our HMDA dataset for 2020 breaks down First National Bank Of Omaha's mortgage applications by loan purpose, applicant race, loan type, approval outcomes, and reasons for denial. These insights help homebuyers, financial analysts, and industry professionals assess borrower demographics and lending practices, offering a clearer view of how First National Bank Of Omaha serves its applicants.

Each category highlights the total number of mortgage applications processed by First National Bank Of Omaha, total loan amounts, average mortgage values, and the highest mortgage amounts recorded. You can also review borrower income trends, including the average and highest reported applicant incomes for loans issued by this lender. Whether you're evaluating lender performance, comparing mortgage approval rates, or exploring loan options, this HMDA-backed data offers a crucial look at First National Bank Of Omaha's mortgage activity for 2020.

Mortgage Loan Application Totals for First National Bank Of Omaha by Metropolitan Area in 2020

Metro Area Total Number of Mortgage Loan Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Application Amount Average Applicant Income
OMAHA-COUNCIL BLUFFS, NE-IA 6,389 $ 1,196,905,000 $ 175,500 $ 101,000
NA (OUTSIDE OF MSA/MD) 2,422 $ 358,300,000 $ 202,500 $ 124,880
FORT COLLINS, CO 1,684 $ 446,410,000 $ 265,000 $ 134,000
KANSAS CITY, MO-KS 1,370 $ 320,050,000 $ 229,500 $ 127,500
ELGIN, IL 1,102 $ 202,100,000 $ 183,000 $ 105,000
LINCOLN, NE 731 $ 135,225,000 $ 184,000 $ 104,000
GREELEY, CO 705 $ 161,095,000 $ 228,000 $ 111,000
CHICAGO-NAPERVILLE, IL 515 $ 96,025,000 $ 186,000 $ 110,000
DENVER-AURORA-LAKEWOOD, CO 354 $ 100,950,000 $ 285,000 $ 155,000
DALLAS-PLANO-IRVING, TX 344 $ 115,740,000 $ 336,000 $ 181,000
BOULDER, CO 323 $ 129,165,000 $ 399,000 $ 182,000
GRAND ISLAND, NE 289 $ 42,545,000 $ 147,000 $ 80,000
ROCKFORD, IL 232 $ 28,190,000 $ 121,000 $ 69,000
FORT WORTH-ARLINGTON, TX 30 $ 9,540,000 $ 318,000 $ 120,000
LAKE COUNTY-KENOSHA COUNTY, IL-WI 23 $ 8,205,000 $ 356,000 $ 276,000
PHOENIX-MESA-SCOTTSDALE, AZ 23 $ 8,995,000 $ 391,000 $ 237,000
COLORADO SPRINGS, CO 20 $ 5,670,000 $ 283,000 $ 107,000
ST. LOUIS, MO-IL 16 $ 2,800,000 $ 175,000 $ 117,000
LAWRENCE, KS 15 $ 3,345,000 $ 223,000 $ 131,000
DES MOINES-WEST DES MOINES, IA 14 $ 2,140,000 $ 152,000 $ 169,000
CHEYENNE, WY 13 $ 3,215,000 $ 247,000 $ 90,000
SIOUX FALLS, SD 12 $ 2,030,000 $ 169,000 $ 68,000
HOUSTON-THE WOODLANDS-SUGAR LAND, TX 11 $ 3,065,000 $ 278,000 $ 133,000
AUSTIN-ROUND ROCK, TX 10 $ 2,920,000 $ 292,000 $ 153,000
NEW YORK-NEWARK, NY 8 $ 1,990,000 $ 248,000 $ 126,000
DAVENPORT-MOLINE-ROCK ISLAND, IA-IL 7 $ 1,025,000 $ 167,000 $ 92,000
MINNEAPOLIS-ST. PAUL-BLOOMINGTON, MN-WI 7 $ 2,175,000 $ 310,000 $ 157,000
OKLAHOMA CITY, OK 7 $ 43,475,000 $ 6,210,000 $ 115,000
RAPID CITY, SD 6 $ 7,670,000 $ 1,278,000 $ 89,000
RIVERSIDE-SAN BERNARDINO-ONTARIO, CA 6 $ 1,780,000 $ 296,000 $ 123,000
SAN ANTONIO-NEW BRAUNFELS, TX 6 $ 1,460,000 $ 243,000 $ 95,000
WASHINGTON-ARLINGTON-ALEXANDRIA, DC-VA-MD-WV 6 $ 1,650,000 $ 250,000 $ 91,666
CAMDEN, NJ 5 $ 1,005,000 $ 201,000 $ 117,000
MANHATTAN, KS 5 $ 1,005,000 $ 201,000 $ 120,000
PORTLAND-VANCOUVER-HILLSBORO, OR-WA 5 $ 1,775,000 $ 355,000 $ 147,000
PUEBLO, CO 5 $ 895,000 $ 179,000 $ 69,000
SIOUX CITY, IA-NE-SD 5 $ 1,055,000 $ 226,500 $ 132,000
CAPE CORAL-FORT MYERS, FL 4 $ 1,080,000 $ 270,000 $ 647,000
MADISON, WI 4 $ 720,000 $ 180,000 $ 137,000
NEWARK, NJ-PA 4 $ 1,080,000 $ 270,000 $ 212,000
SHERMAN-DENISON, TX 4 $ 1,090,000 $ 272,000 $ 159,000
TOPEKA, KS 4 $ 810,000 $ 202,000 $ 110,000
WICHITA, KS 4 $ 680,000 $ 170,000 $ 96,000
BRIDGEPORT-STAMFORD-NORWALK, CT 3 $ 1,225,000 $ 408,000 $ 88,000
CHARLOTTE-CONCORD-GASTONIA, NC-SC 3 $ 805,000 $ 268,000 $ 133,000
JACKSONVILLE, FL 3 $ 485,000 $ 161,000 $ 94,000
JANESVILLE-BELOIT, WI 3 $ 465,000 $ 155,000 $ 107,000
LAS VEGAS-HENDERSON-PARADISE, NV 3 $ 1,315,000 $ 438,000 $ 325,000
MONTGOMERY COUNTY-BUCKS COUNTY-CHESTER COUNTY, PA 3 $ 995,000 $ 331,000 $ 118,000
NORTH PORT-SARASOTA-BRADENTON, FL 3 $ 895,000 $ 298,000 $ 215,000
AKRON, OH 2 $ 340,000 $ 170,000 $ 112,000
ATLANTA-SANDY SPRINGS-ROSWELL, GA 2 $ 340,000 $ 170,000 $ 81,000
BALTIMORE-COLUMBIA-TOWSON, MD 2 $ 730,000 $ 365,000 $ 147,000
BOISE CITY, ID 2 $ 260,000 $ 130,000 $ 80,000
CHAMPAIGN-URBANA, IL 2 $ 250,000 $ 125,000 $ 65,000
COLLEGE STATION-BRYAN, TX 2 $ 560,000 $ 280,000 $ 142,000
COLUMBUS, OH 2 $ 310,000 $ 155,000 $ 205,000
EL PASO, TX 2 $ 450,000 $ 225,000 $ 181,000
FAYETTEVILLE-SPRINGDALE-ROGERS, AR-MO 2 $ 490,000 $ 245,000 $ 72,000
HARRISBURG-CARLISLE, PA 2 $ 250,000 $ 125,000 $ 81,000
IOWA CITY, IA 2 $ 710,000 $ 355,000 $ 228,000
LANCASTER, PA 2 $ 520,000 $ 260,000 $ 129,000
LOS ANGELES-LONG BEACH-GLENDALE, CA 2 $ 1,200,000 $ 600,000 $ 173,000
MANCHESTER-NASHUA, NH 2 $ 440,000 $ 220,000 $ 90,000
MIAMI-MIAMI BEACH-KENDALL, FL 2 $ 240,000 $ 120,000 $ 207,000
MONTGOMERY, AL 2 $ 470,000 $ 235,000 $ 138,000
MOUNT VERNON-ANACORTES, WA 2 $ 490,000 $ 245,000 $ 101,000
PEORIA, IL 2 $ 300,000 $ 150,000 $ 99,000
READING, PA 2 $ 530,000 $ 265,000 $ 169,000
ROCHESTER, MN 2 $ 9,150,000 $ 4,575,000 $ 60,000
SEATTLE-BELLEVUE-EVERETT, WA 2 $ 290,000 $ 145,000 $ 117,000
SPRINGFIELD, MO 2 $ 220,000 $ 110,000 $ 30,000
ST. JOSEPH, MO-KS 2 $ 510,000 $ 255,000 $ 213,000
WASHINGTON-BALTIMORE-ARLINGTON, DC 2 $ 500,000 $ 250,000 $ 75,000
WEST PALM BEACH-BOCA RATON-DELRAY BEACH, FL 2 $ 1,360,000 $ 680,000 $ 459,000
ALLENTOWN-BETHLEHEM-EASTON, PA-NJ 1 $ 235,000 $ 235,000 $ 72,000
ANAHEIM-SANTA ANA-IRVINE, CA 1 $ 245,000 $ 245,000 $ 103,000
ATLANTIC CITY-HAMMONTON, NJ 1 $ 215,000 $ 215,000 $ 164,000
BILLINGS, MT 1 $ 515,000 $ 515,000 $ 112,000
BLOOMINGTON, IL 1 $ 125,000 $ 125,000 $ 77,000
BLOOMINGTON, IN 1 $ 205,000 $ 205,000 $ 99,000
BOSTON, MA 1 $ 365,000 $ 365,000 $ 169,000
CAMBRIDGE-NEWTON-FRAMINGHAM, MA 1 $ 345,000 $ 345,000 $ 69,000
CANTON-MASSILLON, OH 1 $ 125,000 $ 125,000 $ 119,000
CARBONDALE-MARION, IL 1 $ 85,000 $ 85,000 $ 93,000
CHICO, CA 1 $ 305,000 $ 305,000 $ 65,000
CINCINNATI, OH-KY-IN 1 $ 125,000 $ 125,000 $ 72,000
CLEVELAND-ELYRIA, OH 1 $ 285,000 $ 285,000 $ 59,000
DAPHNE-FAIRHOPE-FOLEY, AL 1 $ 145,000 $ 145,000 $ 101,000
DETROIT-DEARBORN-LIVONIA, MI 1 $ 135,000 $ 135,000 $ 31,000
DOVER, DE 1 $ 155,000 $ 155,000 $ 124,000
DUBUQUE, IA 1 $ 115,000 $ 115,000 $ 222,000
DULUTH, MN-WI 1 $ 195,000 $ 195,000 $ 91,000
EVANSVILLE, IN-KY 1 $ 175,000 $ 175,000 $ 93,000
FAYETTEVILLE, NC 1 $ 265,000 $ 265,000 $ 54,000
GRAND JUNCTION, CO 1 $ 185,000 $ 185,000 $ 183,000
HARTFORD-WEST HARTFORD-EAST HARTFORD, CT 1 $ 565,000 $ 565,000 $ 500,000
HILTON HEAD ISLAND-BLUFFTON-BEAUFORT, SC 1 $ 205,000 $ 205,000 $ 42,000
HUNTSVILLE, AL 1 $ 95,000 $ 95,000 $ 44,000
INDIANAPOLIS-CARMEL-ANDERSON, IN 1 $ 55,000 $ 55,000 $ 84,000
KALAMAZOO-PORTAGE, MI 1 $ 145,000 $ 145,000 $ 102,000
KILLEEN-TEMPLE, TX 1 $ 95,000 $ 95,000 $ 113,000
LANSING-EAST LANSING, MI 1 $ 225,000 $ 225,000 $ 64,000
LAWTON, OK 1 $ 155,000 $ 155,000 $ 0
LEWISTON, ID-WA 1 $ 205,000 $ 205,000 $ 60,000
LITTLE ROCK-NORTH LITTLE ROCK-CONWAY, AR 1 $ 175,000 $ 175,000 $ 166,000
LONGVIEW, WA 1 $ 215,000 $ 215,000 $ 90,000
MILWAUKEE-WAUKESHA-WEST ALLIS, WI 1 $ 105,000 $ 105,000 $ 65,000
MOBILE, AL 1 $ 155,000 $ 155,000 $ 119,000
MODESTO, CA 1 $ 255,000 $ 255,000 $ 61,000
NAPLES-IMMOKALEE-MARCO ISLAND, FL 1 $ 855,000 $ 855,000 $ 463,000
NASHVILLE-DAVIDSON--MURFREESBORO--FRANKLIN, TN 1 $ 255,000 $ 255,000 $ 174,000
OAKLAND-HAYWARD-BERKELEY, CA 1 $ 425,000 $ 425,000 $ 159,000
ODESSA, TX 1 $ 205,000 $ 205,000 $ 69,000
ORLANDO-KISSIMMEE-SANFORD, FL 1 $ 245,000 $ 245,000 $ 145,000
OSHKOSH-NEENAH, WI 1 $ 195,000 $ 195,000 $ 123,000
PALM BAY-MELBOURNE-TITUSVILLE, FL 1 $ 245,000 $ 245,000 $ 103,000
PORTLAND-SOUTH PORTLAND, ME 1 $ 135,000 $ 135,000 $ 117,000
PRESCOTT VALLEY-PRESCOTT, AZ 1 $ 205,000 $ 205,000 $ 41,000
PUNTA GORDA, FL 1 $ 275,000 $ 275,000 $ 126,000
RALEIGH, NC 1 $ 38,205,000 $ 38,205,000 $ 0
RICHMOND, VA 1 $ 33,155,000 $ 33,155,000 $ 0
SAGINAW, MI 1 $ 105,000 $ 105,000 $ 39,000
SALEM, OR 1 $ 215,000 $ 215,000 $ 112,000
SAN ANGELO, TX 1 $ 495,000 $ 495,000 $ 212,000
SAN FRANCISCO-REDWOOD CITY-SOUTH SAN FRANCISCO, CA 1 $ 425,000 $ 425,000 $ 234,000
SAN JOSE-SUNNYVALE-SANTA CLARA, CA 1 $ 515,000 $ 515,000 $ 141,000
SANTA CRUZ-WATSONVILLE, CA 1 $ 425,000 $ 425,000 $ 79,000
SEBASTIAN-VERO BEACH, FL 1 $ 165,000 $ 165,000 $ 81,000
SPOKANE-SPOKANE VALLEY, WA 1 $ 225,000 $ 225,000 $ 79,000
ST. GEORGE, UT 1 $ 295,000 $ 295,000 $ 45,000
TACOMA-LAKEWOOD, WA 1 $ 245,000 $ 245,000 $ 109,000
TAMPA-ST. PETERSBURG-CLEARWATER, FL 1 $ 165,000 $ 165,000 $ 47,000
TUCSON, AZ 1 $ 335,000 $ 335,000 $ 150,000
TULSA, OK 1 $ 305,000 $ 305,000 $ 136,000
TYLER, TX 1 $ 195,000 $ 195,000 $ 121,000
VIRGINIA BEACH-NORFOLK-NEWPORT NEWS, VA-NC 1 $ 355,000 $ 355,000 $ 153,000
WARREN-TROY-FARMINGTON HILLS, MI 1 $ 145,000 $ 145,000 $ 61,000
WATERLOO-CEDAR FALLS, IA 1 $ 285,000 $ 285,000 $ 163,000
WILMINGTON, DE-MD-NJ 1 $ 285,000 $ 285,000 $ 168,000

Mortgage Loan Application Detail Totals for First National Bank Of Omaha in 2020

Loan Purpose

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Refinancing 5,904 $1,284,230,000 $217,000 $6,255,000 $125,000 $3,266,000
Home Purchase 5,850 $1,515,880,000 $259,000 $50,005,000 $108,000 $9,827,000
Cash-out Refinancing 2,450 $564,760,000 $230,000 $1,805,000 $114,000 $1,407,000
Home Improvement 1,585 $112,585,000 $71,000 $1,655,000 $123,000 $1,100,000
Other Purpose 1,096 $93,460,000 $85,000 $2,285,000 $123,000 $2,164,000
Not Applicable 0 $0 $0 $0 $0 $0

Applicant Race

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
White 13,023 $2,564,055,000 $196,000 $3,375,000 $117,000 $2,164,000
Not Provided 1,774 $406,770,000 $229,000 $2,045,000 $140,000 $9,827,000
Hispanic 1,197 $173,095,000 $144,000 $985,000 $78,000 $761,000
Asian 340 $84,610,000 $248,000 $1,145,000 $144,000 $1,600,000
Not applicable 285 $293,575,000 $1,030,000 $50,005,000 $0 $0
Black or African American 197 $35,485,000 $180,000 $555,000 $91,000 $680,000
American Indian or Alaskan Native 43 $7,045,000 $163,000 $565,000 $89,000 $362,000
Native Hawaiian or Other Pacific Islander 5 $1,345,000 $269,000 $325,000 $119,000 $143,000

Loan Type

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Conventional (any loan other than FHA, VA, FSA, or RHS loans) 15,502 $3,295,660,000 $212,000 $50,005,000 $121,000 $9,827,000
FHA-insured (Federal Housing Administration) 867 $155,815,000 $179,000 $565,000 $68,000 $816,000
VA-guaranteed (Veterans Administration) 394 $100,300,000 $254,000 $1,565,000 $92,000 $330,000
FSA/RHS (Farm Service Agency or Rural Housing Service) 122 $19,140,000 $156,000 $465,000 $58,000 $123,000

Outcome

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Loan Originated 12,880 $2,840,020,000 $220,000 $50,005,000 $119,000 $9,827,000
Application Withdrawn By Applicant 2,089 $448,825,000 $214,000 $3,375,000 $113,000 $1,198,000
Application Denied By Financial Institution 1,430 $179,320,000 $125,000 $1,505,000 $106,000 $1,052,000
Application Approved But Not Accepted 250 $45,980,000 $183,000 $3,625,000 $112,000 $599,000
File Closed For Incompleteness 236 $56,770,000 $240,000 $1,805,000 $106,000 $675,000
Loan Purchased By The Institution 0 $0 $0 $0 $0 $0
Preapproval Approved but not Accepted 0 $0 $0 $0 $0 $0
Preapproval Denied by Financial Institution 0 $0 $0 $0 $0 $0

Denial Reason

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Not applicable 15,455 $3,391,595,000 $219,000 $50,005,000 $118,000 $9,827,000
Credit History 429 $36,845,000 $85,000 $1,005,000 $108,000 $1,011,000
Debt-To-Income Ratio 426 $67,140,000 $157,000 $1,115,000 $59,000 $494,000
Collateral 357 $42,915,000 $120,000 $995,000 $138,000 $1,052,000
Unverifiable Information 117 $15,335,000 $131,000 $1,505,000 $144,000 $600,000
Other 63 $9,885,000 $156,000 $815,000 $168,000 $946,000
Employment History 22 $3,100,000 $140,000 $515,000 $41,000 $120,000
Credit Application Incomplete 9 $2,135,000 $237,000 $545,000 $196,000 $340,000
Insufficient Cash (Downpayment, Closing Cost) 7 $1,965,000 $280,000 $655,000 $100,000 $200,000
Mortgage Insurance Denied 0 $0 $0 $0 $0 $0

Our comprehensive HMDA mortgage statistics provide invaluable insights into First National Bank Of Omaha's 2020 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.

This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics, and assess First National Bank Of Omaha's mortgage approval patterns. Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
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