First National Bank of Pa Mortgage Lending & HMDA Data, 2021

In 2021, First National Bank of Pa of Hermitage, PA reported 28,749 mortgage applications totaling $7.2 billion, up 6% from 2020. The average application was for $251,337, and applicants reported an average income of $155,942. 63% of its applications resulted in an originated loan and 19% were denied. Its largest markets were Pittsburgh, PA (5,043), Baltimore-Columbia-Towson, MD (2,271) and Cleveland-Elyria, OH (1,848) (applications in parentheses).

Mortgage Company & Address First National Bank of Pa
1 Fnb Boulevard
Hermitage, PA 16148
Tel #: available with data download
Federal Regulator * available with data download
Years 2025  2024  2023  2022  2021  2020  2019  2018  2017  2016  2015  2014  2013  2012  
Total Number of Mortgage Applications 28,749
Total Mortgage Loan Application Amount $7,225,695,000
Average Mortgage Loan Application Amount $251,337
Highest Mortgage Loan Application Amount $60,005,000
Average Applicant Income $155,942
Highest Applicant Income $8,440,000

About this data: figures come from the Home Mortgage Disclosure Act (HMDA) records First National Bank of Pa filed with the FFIEC and count every application it reported (approved, denied, withdrawn or purchased), not just closed loans. Applications reported at $100 million or more are left out of these totals.

Mortgage Loan Application Totals for First National Bank of Pa by County in 2021

County Total Number of Mortgage Loan Applications Total Dollar Amount of Mortgage Loans Applications Average Mortgage Loan Application Amount Average Applicant Income
Allegheny, Pennsylvania 2,537 $ 521,355,000 $ 205,500 $ 162,000
Westmoreland, Pennsylvania 981 $ 137,945,000 $ 140,616 $ 117,000
Cuyahoga, Ohio 870 $ 279,460,000 $ 321,218 $ 175,000
Wake, North Carolina 806 $ 279,060,000 $ 346,228 $ 230,000
Baltimore, Maryland 750 $ 228,840,000 $ 305,120 $ 185,000
Mercer, Pennsylvania 699 $ 80,775,000 $ 115,557 $ 95,000
Butler, Pennsylvania 555 $ 114,925,000 $ 207,072 $ 173,000
Brunswick, North Carolina 520 $ 182,720,000 $ 351,384 $ 153,000
Davidson, North Carolina 515 $ 85,825,000 $ 166,650 $ 103,000
Cambria, Pennsylvania 487 $ 52,405,000 $ 107,607 $ 103,000
Dauphin, Pennsylvania 484 $ 96,340,000 $ 199,049 $ 150,000
Anne Arundel, Maryland 460 $ 187,220,000 $ 407,000 $ 218,000
Harford, Maryland 451 $ 121,915,000 $ 270,321 $ 178,000
Erie, Pennsylvania 450 $ 60,830,000 $ 135,177 $ 122,000
Montgomery, Maryland 436 $ 182,810,000 $ 419,288 $ 224,000
Mecklenburg, North Carolina 424 $ 194,810,000 $ 459,457 $ 242,000
Fairfax, Virginia 399 $ 202,165,000 $ 506,679 $ 246,000
Berks, Pennsylvania 398 $ 70,200,000 $ 176,381 $ 114,000
York, Pennsylvania 394 $ 71,860,000 $ 182,385 $ 130,000
Blair, Pennsylvania 384 $ 49,700,000 $ 129,427 $ 97,000
Centre, Pennsylvania 383 $ 71,945,000 $ 187,845 $ 109,000
Lawrence, Pennsylvania 376 $ 46,380,000 $ 123,351 $ 95,000
Cumberland, Pennsylvania 375 $ 101,395,000 $ 270,386 $ 170,000
Mahoning, Ohio 347 $ 46,225,000 $ 133,213 $ 145,000
Somerset, Pennsylvania 329 $ 35,205,000 $ 107,006 $ 92,000
New Hanover, North Carolina 323 $ 97,015,000 $ 300,356 $ 193,000
Summit, Ohio 320 $ 59,720,000 $ 186,625 $ 137,000
Fayette, Pennsylvania 315 $ 33,035,000 $ 104,873 $ 90,000
Lancaster, Pennsylvania 312 $ 74,970,000 $ 240,288 $ 172,000
Lake, Ohio 311 $ 62,555,000 $ 201,141 $ 131,000
Beaver, Pennsylvania 298 $ 36,660,000 $ 123,020 $ 102,000
Guilford, North Carolina 279 $ 70,305,000 $ 251,989 $ 153,000
Washington, Pennsylvania 269 $ 59,695,000 $ 221,914 $ 175,000
Trumbull, Ohio 267 $ 33,695,000 $ 126,198 $ 98,000
Charleston, South Carolina 264 $ 137,560,000 $ 521,060 $ 281,000
Iredell, North Carolina 263 $ 60,655,000 $ 230,627 $ 197,000
Howard, Maryland 260 $ 127,130,000 $ 488,961 $ 284,000
Forsyth, North Carolina 247 $ 88,645,000 $ 358,886 $ 132,000
Lorain, Ohio 237 $ 57,225,000 $ 241,455 $ 154,000
Crawford, Pennsylvania 236 $ 24,010,000 $ 101,737 $ 73,000
Geauga, Ohio 219 $ 49,295,000 $ 225,091 $ 138,000
Medina, Ohio 211 $ 48,835,000 $ 231,445 $ 139,000
District of Columbia, District Of Columbia 202 $ 121,080,000 $ 599,405 $ 273,000
Dare, North Carolina 200 $ 48,340,000 $ 241,700 $ 142,000
Lackawanna, Pennsylvania 195 $ 35,095,000 $ 179,974 $ 149,000
Loudoun, Virginia 188 $ 82,490,000 $ 438,776 $ 222,000
Baltimore City, Maryland 182 $ 42,040,000 $ 230,989 $ 178,000
Union, North Carolina 178 $ 54,700,000 $ 307,303 $ 161,000
Luzerne, Pennsylvania 175 $ 31,345,000 $ 179,114 $ 127,000
Lebanon, Pennsylvania 171 $ 31,975,000 $ 186,988 $ 110,000
Bedford, Pennsylvania 164 $ 20,410,000 $ 124,451 $ 83,000
Wilkes, North Carolina 152 $ 22,360,000 $ 147,105 $ 102,000
Rockingham, North Carolina 151 $ 20,115,000 $ 133,211 $ 80,000
Durham, North Carolina 149 $ 53,625,000 $ 359,899 $ 178,000
Orange, North Carolina 136 $ 52,200,000 $ 383,823 $ 166,000
Mifflin, Pennsylvania 136 $ 16,540,000 $ 121,617 $ 86,000
Huntingdon, Pennsylvania 135 $ 15,815,000 $ 117,148 $ 84,000
Prince George's, Maryland 127 $ 43,155,000 $ 339,803 $ 144,000
Prince William, Virginia 125 $ 49,985,000 $ 399,880 $ 176,000
Northumberland, Pennsylvania 121 $ 12,925,000 $ 106,818 $ 72,000
Carroll, Maryland 118 $ 45,130,000 $ 382,457 $ 164,000
Ashe, North Carolina 117 $ 20,105,000 $ 171,837 $ 101,000
Portage, Ohio 113 $ 18,925,000 $ 167,477 $ 134,000
Brooke, West Virginia 112 $ 11,300,000 $ 100,892 $ 92,000
Indiana, Pennsylvania 110 $ 13,150,000 $ 119,545 $ 86,000
Watauga, North Carolina 108 $ 28,780,000 $ 266,481 $ 178,000
Moore, North Carolina 107 $ 29,445,000 $ 275,186 $ 154,000
Pitt, North Carolina 107 $ 20,975,000 $ 196,028 $ 129,000
Rowan, North Carolina 99 $ 19,515,000 $ 197,121 $ 121,000
Venango, Pennsylvania 96 $ 9,470,000 $ 98,645 $ 86,000
Union, Pennsylvania 95 $ 19,525,000 $ 205,526 $ 146,000
Schuylkill, Pennsylvania 89 $ 11,345,000 $ 127,471 $ 75,000
Armstrong, Pennsylvania 88 $ 9,900,000 $ 112,500 $ 94,000
Surry, North Carolina 85 $ 15,895,000 $ 187,000 $ 119,000
Horry, South Carolina 85 $ 21,355,000 $ 251,235 $ 231,000
Beaufort, North Carolina 83 $ 14,965,000 $ 180,301 $ 99,000
Yadkin, North Carolina 83 $ 8,285,000 $ 99,819 $ 88,000
Worcester, Maryland 82 $ 22,800,000 $ 278,048 $ 256,000
Johnston, North Carolina 81 $ 15,015,000 $ 185,370 $ 110,000
Jefferson, Ohio 81 $ 8,555,000 $ 105,617 $ 90,000
Greene, Pennsylvania 79 $ 11,645,000 $ 147,405 $ 119,000
Lycoming, Pennsylvania 78 $ 11,360,000 $ 145,641 $ 126,000
Clinton, Pennsylvania 77 $ 10,065,000 $ 130,714 $ 78,000
Pender, North Carolina 76 $ 16,540,000 $ 217,631 $ 166,000
Susquehanna, Pennsylvania 75 $ 10,355,000 $ 138,066 $ 121,000
Arlington, Virginia 72 $ 45,070,000 $ 625,972 $ 283,000
Frederick, Maryland 71 $ 25,155,000 $ 354,295 $ 160,000
Juniata, Pennsylvania 70 $ 9,630,000 $ 137,571 $ 102,000
Sussex, Delaware 69 $ 25,795,000 $ 373,840 $ 323,000
Lee, North Carolina 65 $ 12,755,000 $ 196,230 $ 112,000
Snyder, Pennsylvania 65 $ 8,655,000 $ 133,153 $ 72,000
York, South Carolina 63 $ 21,445,000 $ 340,396 $ 271,000
Cabarrus, North Carolina 60 $ 19,820,000 $ 330,333 $ 154,000
Stokes, North Carolina 59 $ 10,255,000 $ 173,813 $ 99,000
Alexandria, Virginia 59 $ 43,075,000 $ 730,084 $ 326,000
Chatham, North Carolina 58 $ 29,170,000 $ 502,931 $ 214,000
Randolph, North Carolina 58 $ 10,650,000 $ 183,620 $ 105,000
Philadelphia, Pennsylvania 57 $ 20,305,000 $ 356,228 $ 201,000
Montgomery, Pennsylvania 55 $ 19,785,000 $ 359,727 $ 224,000
Delaware, Pennsylvania 54 $ 29,770,000 $ 551,296 $ 233,000
Monroe, Pennsylvania 52 $ 10,070,000 $ 193,653 $ 125,000
Queen Anne's, Maryland 50 $ 12,550,000 $ 251,000 $ 152,000
Wyoming, Pennsylvania 49 $ 7,135,000 $ 145,612 $ 106,000
Chester, Pennsylvania 47 $ 23,315,000 $ 496,063 $ 210,000
Carteret, North Carolina 46 $ 18,550,000 $ 403,260 $ 334,000
Alamance, North Carolina 45 $ 9,155,000 $ 203,444 $ 91,000
Clearfield, Pennsylvania 45 $ 7,595,000 $ 168,777 $ 90,000
Currituck, North Carolina 44 $ 12,760,000 $ 290,000 $ 154,000
Perry, Pennsylvania 44 $ 9,380,000 $ 213,181 $ 98,000
Virginia Beach, Virginia 44 $ 16,700,000 $ 379,545 $ 226,000
Berkeley, South Carolina 43 $ 22,155,000 $ 515,232 $ 187,000
Cumberland, North Carolina 42 $ 8,910,000 $ 212,142 $ 110,000
Fulton, Georgia 38 $ 21,250,000 $ 559,210 $ 308,000
Onslow, North Carolina 37 $ 10,395,000 $ 280,945 $ 145,000
Stafford, Virginia 37 $ 14,365,000 $ 388,243 $ 142,000
Buncombe, North Carolina 36 $ 19,220,000 $ 533,888 $ 304,000
Beaufort, South Carolina 36 $ 14,750,000 $ 409,722 $ 402,000
Harnett, North Carolina 34 $ 9,290,000 $ 273,235 $ 101,000
Cecil, Maryland 33 $ 7,695,000 $ 233,181 $ 134,000
Stark, Ohio 33 $ 5,265,000 $ 159,545 $ 95,000
Catawba, North Carolina 31 $ 12,285,000 $ 396,290 $ 245,000
Gaston, North Carolina 31 $ 11,085,000 $ 357,580 $ 169,000
Perquimans, North Carolina 31 $ 4,955,000 $ 159,838 $ 94,000
Wayne, Pennsylvania 31 $ 5,995,000 $ 193,387 $ 144,000
New Castle, Delaware 30 $ 8,850,000 $ 295,000 $ 251,000
Albemarle, Virginia 30 $ 12,210,000 $ 407,000 $ 329,000
Chesterfield, Virginia 30 $ 10,370,000 $ 345,666 $ 219,000
Calvert, Maryland 29 $ 8,895,000 $ 306,724 $ 224,000
Davie, North Carolina 29 $ 9,035,000 $ 311,551 $ 268,000
Ashtabula, Ohio 29 $ 5,245,000 $ 180,862 $ 186,000
Franklin, Ohio 29 $ 7,935,000 $ 273,620 $ 176,000
Fauquier, Virginia 29 $ 16,975,000 $ 585,344 $ 630,000
Avery, North Carolina 26 $ 7,290,000 $ 280,384 $ 189,000
Collier, Florida 25 $ 13,265,000 $ 530,600 $ 482,000
Charles, Maryland 25 $ 7,165,000 $ 286,600 $ 163,000
Bucks, Pennsylvania 25 $ 9,625,000 $ 385,000 $ 235,000
Adams, Pennsylvania 24 $ 7,690,000 $ 320,416 $ 169,000
Greenville, South Carolina 24 $ 10,460,000 $ 435,833 $ 224,000
Lancaster, South Carolina 24 $ 9,280,000 $ 386,666 $ 182,000
Spotsylvania, Virginia 24 $ 34,150,000 $ 1,422,916 $ 170,000
Washington, Maryland 23 $ 7,275,000 $ 316,304 $ 150,000
Martin, North Carolina 23 $ 2,835,000 $ 123,260 $ 72,000
Lehigh, Pennsylvania 23 $ 7,615,000 $ 331,086 $ 227,000
Northampton, Pennsylvania 23 $ 8,475,000 $ 368,478 $ 151,000
Hancock, West Virginia 23 $ 2,895,000 $ 125,869 $ 87,000
Chautauqua, New York 22 $ 4,260,000 $ 193,636 $ 256,000
Hyde, North Carolina 22 $ 6,490,000 $ 295,000 $ 373,000
Lincoln, North Carolina 22 $ 9,420,000 $ 428,181 $ 211,000
Columbia, Pennsylvania 22 $ 5,410,000 $ 245,909 $ 157,000
Lee, Florida 21 $ 8,375,000 $ 398,809 $ 221,000
Dorchester, South Carolina 21 $ 6,175,000 $ 294,047 $ 135,000
Henrico, Virginia 21 $ 7,005,000 $ 333,571 $ 206,000
Columbiana, Ohio 20 $ 2,570,000 $ 128,500 $ 104,000
Carbon, Pennsylvania 20 $ 2,800,000 $ 140,000 $ 85,000
Cape May, New Jersey 19 $ 8,255,000 $ 434,473 $ 784,000
Ottawa, Ohio 19 $ 9,095,000 $ 478,684 $ 344,000
Richmond City, Virginia 19 $ 7,325,000 $ 385,526 $ 233,000
Palm Beach, Florida 18 $ 14,450,000 $ 802,777 $ 280,000
Garrett, Maryland 18 $ 8,320,000 $ 462,222 $ 263,000
Granville, North Carolina 18 $ 3,440,000 $ 191,111 $ 128,000
Person, North Carolina 18 $ 4,140,000 $ 230,000 $ 95,000
Sarasota, Florida 17 $ 14,235,000 $ 837,352 $ 399,000
Cherokee, South Carolina 17 $ 1,295,000 $ 76,176 $ 86,000
James City, Virginia 17 $ 7,895,000 $ 464,411 $ 172,000
Ohio, West Virginia 17 $ 1,705,000 $ 100,294 $ 83,000
Talbot, Maryland 16 $ 7,120,000 $ 445,000 $ 233,000
Stanly, North Carolina 16 $ 4,070,000 $ 254,375 $ 120,000
Broward, Florida 15 $ 9,785,000 $ 652,333 $ 571,000
Pinellas, Florida 15 $ 5,525,000 $ 368,333 $ 220,000
DeKalb, Georgia 15 $ 7,945,000 $ 529,666 $ 210,000
St. Mary's, Maryland 15 $ 5,155,000 $ 343,666 $ 95,000
Chesapeake, Virginia 15 $ 4,675,000 $ 311,666 $ 181,000
Norfolk, Virginia 15 $ 5,175,000 $ 345,000 $ 166,000
Caldwell, North Carolina 14 $ 4,040,000 $ 288,571 $ 211,000
Franklin, North Carolina 14 $ 2,980,000 $ 212,857 $ 144,000
Erie, Ohio 14 $ 5,080,000 $ 362,857 $ 198,000
Jefferson, Pennsylvania 14 $ 1,410,000 $ 100,714 $ 65,000
Warren, Pennsylvania 14 $ 1,570,000 $ 112,142 $ 71,000
Duval, Florida 12 $ 4,300,000 $ 358,333 $ 139,000
Hillsborough, Florida 12 $ 5,180,000 $ 431,666 $ 198,000
Cobb, Georgia 12 $ 4,310,000 $ 359,166 $ 194,000
Craven, North Carolina 12 $ 4,680,000 $ 390,000 $ 201,000
Delaware, Ohio 12 $ 5,280,000 $ 440,000 $ 312,000
Wayne, Ohio 12 $ 2,380,000 $ 198,333 $ 104,000
Clarion, Pennsylvania 12 $ 1,180,000 $ 98,333 $ 85,000
Georgetown, South Carolina 12 $ 7,290,000 $ 607,500 $ 327,000
Davidson, Tennessee 12 $ 5,910,000 $ 492,500 $ 204,000
Hanover, Virginia 12 $ 3,460,000 $ 288,333 $ 118,000
Monongalia, West Virginia 12 $ 3,590,000 $ 299,166 $ 225,000
Alexander, North Carolina 11 $ 2,605,000 $ 236,818 $ 128,000
Nash, North Carolina 11 $ 2,595,000 $ 235,909 $ 125,000
Manatee, Florida 10 $ 3,660,000 $ 366,000 $ 288,000
Orange, Florida 10 $ 4,640,000 $ 464,000 $ 271,000
Cherokee, Georgia 10 $ 3,300,000 $ 330,000 $ 228,000
Atlantic, New Jersey 10 $ 2,030,000 $ 203,000 $ 69,000
Burlington, New Jersey 10 $ 2,440,000 $ 244,000 $ 0
Alleghany, North Carolina 10 $ 1,880,000 $ 188,000 $ 120,000
Jackson, North Carolina 10 $ 6,160,000 $ 616,000 $ 459,000
Belmont, Ohio 10 $ 770,000 $ 77,000 $ 78,000
Montour, Pennsylvania 10 $ 3,650,000 $ 365,000 $ 259,000
Forsyth, Georgia 9 $ 4,415,000 $ 490,555 $ 227,000
Wicomico, Maryland 9 $ 2,685,000 $ 298,333 $ 208,000
Ocean, New Jersey 9 $ 3,365,000 $ 373,888 $ 294,000
Sampson, North Carolina 9 $ 1,425,000 $ 158,333 $ 618,000
Richland, South Carolina 9 $ 2,785,000 $ 309,444 $ 370,000
Williamson, Tennessee 9 $ 6,605,000 $ 733,888 $ 294,000
Orange, Virginia 9 $ 3,095,000 $ 343,888 $ 104,000
Caroline, Maryland 8 $ 2,300,000 $ 287,500 $ 210,000
Chowan, North Carolina 8 $ 1,800,000 $ 225,000 $ 105,000
Henderson, North Carolina 8 $ 2,410,000 $ 301,250 $ 112,000
Robeson, North Carolina 8 $ 2,000,000 $ 250,000 $ 159,000
Warren, North Carolina 8 $ 2,740,000 $ 342,500 $ 290,000
Knox, Ohio 8 $ 1,740,000 $ 217,500 $ 203,000
Franklin, Pennsylvania 8 $ 2,020,000 $ 252,500 $ 150,000
Lexington, South Carolina 8 $ 2,770,000 $ 346,250 $ 179,000
Hamilton, Tennessee 8 $ 4,030,000 $ 503,750 $ 256,000
Accomack, Virginia 8 $ 2,210,000 $ 276,250 $ 230,000
Charlottesville, Virginia 8 $ 5,070,000 $ 633,750 $ 307,000
Culpeper, Virginia 8 $ 2,490,000 $ 311,250 $ 88,000
Franklin, Virginia 8 $ 3,890,000 $ 486,250 $ 212,000
Frederick, Virginia 8 $ 3,560,000 $ 445,000 $ 251,000
Kent, Delaware 7 $ 2,185,000 $ 312,142 $ 155,000
Miami-Dade, Florida 7 $ 4,615,000 $ 659,285 $ 725,000
Columbia, Georgia 7 $ 18,335,000 $ 2,619,285 $ 177,000
Gwinnett, Georgia 7 $ 3,035,000 $ 433,571 $ 277,000
Kent, Maryland 7 $ 1,885,000 $ 269,285 $ 118,000
Burke, North Carolina 7 $ 3,715,000 $ 530,714 $ 466,000
Columbus, North Carolina 7 $ 965,000 $ 137,857 $ 84,000
Edgecombe, North Carolina 7 $ 775,000 $ 110,714 $ 101,000
Montgomery, North Carolina 7 $ 4,585,000 $ 655,000 $ 287,000
Hamilton, Ohio 7 $ 2,385,000 $ 340,714 $ 181,000
Louisa, Virginia 7 $ 2,255,000 $ 322,142 $ 103,000
Montgomery, Virginia 7 $ 1,965,000 $ 280,714 $ 108,000
Roanoke, Virginia 7 $ 3,305,000 $ 472,142 $ 287,000
Charlotte, Florida 6 $ 1,800,000 $ 300,000 $ 183,000
Monroe, Florida 6 $ 5,190,000 $ 865,000 $ 1,048,000
McDowell, North Carolina 6 $ 3,570,000 $ 595,000 $ 234,000
Wilson, North Carolina 6 $ 1,080,000 $ 180,000 $ 117,000
Bradford, Pennsylvania 6 $ 1,110,000 $ 185,000 $ 76,000
Knox, Tennessee 6 $ 3,190,000 $ 531,666 $ 165,000
Fairfax City, Virginia 6 $ 4,350,000 $ 725,000 $ 273,000
Manassas, Virginia 6 $ 2,040,000 $ 340,000 $ 306,000
Suffolk, Virginia 6 $ 2,140,000 $ 356,666 $ 217,000
Warren, Virginia 6 $ 2,040,000 $ 340,000 $ 38,000
Berkeley, West Virginia 6 $ 1,950,000 $ 325,000 $ 252,000
Kanawha, West Virginia 6 $ 1,580,000 $ 263,333 $ 473,000
Osceola, Florida 5 $ 1,895,000 $ 379,000 $ 511,000
Chatham, Georgia 5 $ 2,355,000 $ 471,000 $ 300,000
Fayette, Georgia 5 $ 2,935,000 $ 587,000 $ 318,000
Morris, New Jersey 5 $ 1,125,000 $ 225,000 $ 254,000
Washington, North Carolina 5 $ 825,000 $ 165,000 $ 163,000
Sullivan, Pennsylvania 5 $ 985,000 $ 197,000 $ 68,000
Colleton, South Carolina 5 $ 1,565,000 $ 313,000 $ 200,000
Oconee, South Carolina 5 $ 2,015,000 $ 403,000 $ 269,000
Spartanburg, South Carolina 5 $ 1,175,000 $ 235,000 $ 161,000
Goochland, Virginia 5 $ 1,925,000 $ 385,000 $ 0
Grayson, Virginia 5 $ 935,000 $ 187,000 $ 308,000
King George, Virginia 5 $ 1,525,000 $ 305,000 $ 67,000
Mecklenburg, Virginia 5 $ 1,435,000 $ 287,000 $ 317,000
Nelson, Virginia 5 $ 1,915,000 $ 383,000 $ 273,000
New Kent, Virginia 5 $ 1,225,000 $ 245,000 $ 153,000
St. Johns, Florida 4 $ 1,620,000 $ 405,000 $ 207,000
Bibb, Georgia 4 $ 1,390,000 $ 347,500 $ 168,000
Richmond, Georgia 4 $ 1,390,000 $ 347,500 $ 102,000
Allegany, Maryland 4 $ 960,000 $ 240,000 $ 107,000
Monmouth, New Jersey 4 $ 3,410,000 $ 852,500 $ 672,000
Camden, North Carolina 4 $ 1,140,000 $ 285,000 $ 84,000
Halifax, North Carolina 4 $ 1,570,000 $ 392,500 $ 254,000
Haywood, North Carolina 4 $ 2,170,000 $ 542,500 $ 371,000
Hoke, North Carolina 4 $ 1,450,000 $ 362,500 $ 158,000
Lenoir, North Carolina 4 $ 680,000 $ 170,000 $ 86,000
Pasquotank, North Carolina 4 $ 680,000 $ 170,000 $ 141,000
Tyrrell, North Carolina 4 $ 530,000 $ 132,500 $ 120,000
Vance, North Carolina 4 $ 1,120,000 $ 280,000 $ 117,000
Yancey, North Carolina 4 $ 560,000 $ 140,000 $ 92,000
Huron, Ohio 4 $ 920,000 $ 230,000 $ 70,000
Lucas, Ohio 4 $ 3,160,000 $ 790,000 $ 103,000
Union, Ohio 4 $ 820,000 $ 205,000 $ 291,000
Forest, Pennsylvania 4 $ 250,000 $ 62,500 $ 95,000
Fredericksburg, Virginia 4 $ 2,500,000 $ 625,000 $ 246,000
Gloucester, Virginia 4 $ 1,770,000 $ 442,500 $ 248,000
King William, Virginia 4 $ 1,050,000 $ 262,500 $ 0
Madison, Virginia 4 $ 1,010,000 $ 252,500 $ 0
Manassas Park, Virginia 4 $ 1,090,000 $ 272,500 $ 94,000
Middlesex, Virginia 4 $ 1,590,000 $ 397,500 $ 0
Portsmouth, Virginia 4 $ 1,090,000 $ 272,500 $ 0
Rappahannock, Virginia 4 $ 2,040,000 $ 510,000 $ 0
Roanoke City, Virginia 4 $ 1,340,000 $ 335,000 $ 86,000
Rockingham, Virginia 4 $ 1,230,000 $ 307,500 $ 136,000
York, Virginia 4 $ 1,180,000 $ 295,000 $ 230,000
Alachua, Florida 3 $ 1,045,000 $ 348,333 $ 115,000
Sumter, Florida 3 $ 975,000 $ 325,000 $ 371,000
Volusia, Florida 3 $ 1,035,000 $ 345,000 $ 346,000
Camden, New Jersey 3 $ 755,000 $ 251,666 $ 0
Cattaraugus, New York 3 $ 1,075,000 $ 358,333 $ 256,000
Anson, North Carolina 3 $ 315,000 $ 105,000 $ 74,000
Caswell, North Carolina 3 $ 375,000 $ 125,000 $ 103,000
Duplin, North Carolina 3 $ 865,000 $ 288,333 $ 108,000
Mitchell, North Carolina 3 $ 845,000 $ 281,666 $ 220,000
Fulton, Pennsylvania 3 $ 275,000 $ 91,666 $ 50,000
Tioga, Pennsylvania 3 $ 495,000 $ 165,000 $ 66,000
Chesterfield, South Carolina 3 $ 425,000 $ 141,666 $ 45,000
Orangeburg, South Carolina 3 $ 685,000 $ 228,333 $ 77,000
Shelby, Tennessee 3 $ 1,365,000 $ 455,000 $ 220,000
Sullivan, Tennessee 3 $ 985,000 $ 328,333 $ 380,000
Campbell, Virginia 3 $ 815,000 $ 271,666 $ 0
Caroline, Virginia 3 $ 1,125,000 $ 375,000 $ 135,000
Falls Church, Virginia 3 $ 2,285,000 $ 761,666 $ 219,000
Greene, Virginia 3 $ 1,075,000 $ 358,333 $ 175,000
Pittsylvania, Virginia 3 $ 415,000 $ 138,333 $ 56,000
Southampton, Virginia 3 $ 795,000 $ 265,000 $ 112,000
Waynesboro, Virginia 3 $ 545,000 $ 181,666 $ 0
Westmoreland, Virginia 3 $ 805,000 $ 268,333 $ 45,000
Jackson, West Virginia 3 $ 345,000 $ 115,000 $ 78,000
Marshall, West Virginia 3 $ 285,000 $ 95,000 $ 111,000
Preston, West Virginia 3 $ 435,000 $ 145,000 $ 168,000
Clay, Florida 2 $ 540,000 $ 270,000 $ 125,000
Escambia, Florida 2 $ 1,330,000 $ 665,000 $ 458,000
Flagler, Florida 2 $ 320,000 $ 160,000 $ 82,000
Lake, Florida 2 $ 660,000 $ 330,000 $ 125,000
Marion, Florida 2 $ 690,000 $ 345,000 $ 136,000
Martin, Florida 2 $ 1,280,000 $ 640,000 $ 260,000
Okaloosa, Florida 2 $ 670,000 $ 335,000 $ 302,000
Polk, Florida 2 $ 450,000 $ 225,000 $ 200,000
St. Lucie, Florida 2 $ 1,080,000 $ 540,000 $ 220,000
Clarke, Georgia 2 $ 600,000 $ 300,000 $ 232,000
Gilmer, Georgia 2 $ 730,000 $ 365,000 $ 0
Morgan, Georgia 2 $ 660,000 $ 330,000 $ 0
Muscogee, Georgia 2 $ 980,000 $ 490,000 $ 328,000
Dorchester, Maryland 2 $ 310,000 $ 155,000 $ 131,000
Somerset, Maryland 2 $ 560,000 $ 280,000 $ 0
Gloucester, New Jersey 2 $ 800,000 $ 400,000 $ 0
Clay, North Carolina 2 $ 370,000 $ 185,000 $ 302,000
Madison, North Carolina 2 $ 710,000 $ 355,000 $ 111,000
Polk, North Carolina 2 $ 620,000 $ 310,000 $ 134,000
Wayne, North Carolina 2 $ 650,000 $ 325,000 $ 264,000
Butler, Ohio 2 $ 530,000 $ 265,000 $ 0
Carroll, Ohio 2 $ 530,000 $ 265,000 $ 40,000
Harrison, Ohio 2 $ 120,000 $ 60,000 $ 23,000
Lawrence, Ohio 2 $ 510,000 $ 255,000 $ 139,000
Licking, Ohio 2 $ 510,000 $ 255,000 $ 405,000
Montgomery, Ohio 2 $ 450,000 $ 225,000 $ 64,000
Warren, Ohio 2 $ 690,000 $ 345,000 $ 123,000
Williams, Ohio 2 $ 490,000 $ 245,000 $ 58,000
Pike, Pennsylvania 2 $ 500,000 $ 250,000 $ 97,000
Aiken, South Carolina 2 $ 560,000 $ 280,000 $ 80,000
Anderson, South Carolina 2 $ 1,670,000 $ 835,000 $ 628,000
Chester, South Carolina 2 $ 260,000 $ 130,000 $ 52,000
Clarendon, South Carolina 2 $ 870,000 $ 435,000 $ 382,000
Augusta, Virginia 2 $ 580,000 $ 290,000 $ 0
Bedford, Virginia 2 $ 260,000 $ 130,000 $ 200,000
Brunswick, Virginia 2 $ 840,000 $ 420,000 $ 0
Carroll, Virginia 2 $ 370,000 $ 185,000 $ 50,000
Clarke, Virginia 2 $ 310,000 $ 155,000 $ 28,000
Colonial Heights, Virginia 2 $ 540,000 $ 270,000 $ 158,000
Essex, Virginia 2 $ 420,000 $ 210,000 $ 0
Hampton, Virginia 2 $ 420,000 $ 210,000 $ 0
Henry, Virginia 2 $ 220,000 $ 110,000 $ 80,000
Isle of Wight, Virginia 2 $ 780,000 $ 390,000 $ 229,000
King and Queen, Virginia 2 $ 350,000 $ 175,000 $ 32,000
Lancaster, Virginia 2 $ 420,000 $ 210,000 $ 0
Mathews, Virginia 2 $ 810,000 $ 405,000 $ 0
Northumberland, Virginia 2 $ 750,000 $ 375,000 $ 65,000
Powhatan, Virginia 2 $ 780,000 $ 390,000 $ 0
Radford, Virginia 2 $ 180,000 $ 90,000 $ 0
Rockbridge, Virginia 2 $ 250,000 $ 125,000 $ 0
Shenandoah, Virginia 2 $ 310,000 $ 155,000 $ 118,000
Tazewell, Virginia 2 $ 270,000 $ 135,000 $ 76,000
Washington, Virginia 2 $ 480,000 $ 240,000 $ 50,000
Barbour, West Virginia 2 $ 80,000 $ 40,000 $ 73,000
Cabell, West Virginia 2 $ 1,450,000 $ 725,000 $ 314,000
Jefferson, West Virginia 2 $ 740,000 $ 370,000 $ 0
Morgan, West Virginia 2 $ 530,000 $ 265,000 $ 81,000
Custer, Colorado 1 $ 755,000 $ 755,000 $ 567,000
Bay, Florida 1 $ 375,000 $ 375,000 $ 60,000
Brevard, Florida 1 $ 155,000 $ 155,000 $ 268,000
Indian River, Florida 1 $ 265,000 $ 265,000 $ 57,000
Levy, Florida 1 $ 855,000 $ 855,000 $ 260,000
Nassau, Florida 1 $ 515,000 $ 515,000 $ 500,000
Santa Rosa, Florida 1 $ 925,000 $ 925,000 $ 550,000
Seminole, Florida 1 $ 345,000 $ 345,000 $ 190,000
Walton, Florida 1 $ 445,000 $ 445,000 $ 0
Dawson, Georgia 1 $ 375,000 $ 375,000 $ 0
Douglas, Georgia 1 $ 125,000 $ 125,000 $ 0
Henry, Georgia 1 $ 285,000 $ 285,000 $ 0
Jackson, Georgia 1 $ 275,000 $ 275,000 $ 0
Lowndes, Georgia 1 $ 415,000 $ 415,000 $ 150,000
Lumpkin, Georgia 1 $ 545,000 $ 545,000 $ 0
McIntosh, Georgia 1 $ 485,000 $ 485,000 $ 0
Pike, Georgia 1 $ 215,000 $ 215,000 $ 0
Putnam, Georgia 1 $ 375,000 $ 375,000 $ 0
Schley, Georgia 1 $ 225,000 $ 225,000 $ 81,000
Union, Georgia 1 $ 235,000 $ 235,000 $ 0
Walton, Georgia 1 $ 575,000 $ 575,000 $ 468,000
Clark, Nevada 1 $ 385,000 $ 385,000 $ 467,000
Bergen, New Jersey 1 $ 105,000 $ 105,000 $ 896,000
Essex, New Jersey 1 $ 395,000 $ 395,000 $ 0
Mercer, New Jersey 1 $ 545,000 $ 545,000 $ 0
Warren, New Jersey 1 $ 475,000 $ 475,000 $ 0
Ontario, New York 1 $ 225,000 $ 225,000 $ 75,000
Orange, New York 1 $ 185,000 $ 185,000 $ 550,000
Otsego, New York 1 $ 45,000 $ 45,000 $ 90,000
Suffolk, New York 1 $ 665,000 $ 665,000 $ 200,000
Tioga, New York 1 $ 55,000 $ 55,000 $ 86,000
Bertie, North Carolina 1 $ 105,000 $ 105,000 $ 39,000
Cleveland, North Carolina 1 $ 105,000 $ 105,000 $ 72,000
Gates, North Carolina 1 $ 215,000 $ 215,000 $ 62,000
Greene, North Carolina 1 $ 235,000 $ 235,000 $ 170,000
Macon, North Carolina 1 $ 495,000 $ 495,000 $ 194,000
Pamlico, North Carolina 1 $ 345,000 $ 345,000 $ 139,000
Scotland, North Carolina 1 $ 55,000 $ 55,000 $ 41,000
Swain, North Carolina 1 $ 215,000 $ 215,000 $ 85,000
Ashland, Ohio 1 $ 175,000 $ 175,000 $ 0
Brown, Ohio 1 $ 175,000 $ 175,000 $ 322,000
Clark, Ohio 1 $ 345,000 $ 345,000 $ 0
Clinton, Ohio 1 $ 645,000 $ 645,000 $ 189,000
Fulton, Ohio 1 $ 135,000 $ 135,000 $ 25,000
Greene, Ohio 1 $ 505,000 $ 505,000 $ 500,000
Hocking, Ohio 1 $ 415,000 $ 415,000 $ 0
Logan, Ohio 1 $ 225,000 $ 225,000 $ 0
Madison, Ohio 1 $ 295,000 $ 295,000 $ 0
Miami, Ohio 1 $ 155,000 $ 155,000 $ 110,000
Morrow, Ohio 1 $ 85,000 $ 85,000 $ 0
Noble, Ohio 1 $ 115,000 $ 115,000 $ 93,000
Pickaway, Ohio 1 $ 535,000 $ 535,000 $ 345,000
Richland, Ohio 1 $ 155,000 $ 155,000 $ 97,000
Sandusky, Ohio 1 $ 55,000 $ 55,000 $ 47,000
Tuscarawas, Ohio 1 $ 75,000 $ 75,000 $ 80,000
Washington, Ohio 1 $ 125,000 $ 125,000 $ 54,000
Wood, Ohio 1 $ 95,000 $ 95,000 $ 82,000
Benton, Oregon 1 $ 15,000 $ 15,000 $ 30,000
Elk, Pennsylvania 1 $ 95,000 $ 95,000 $ 43,000
Potter, Pennsylvania 1 $ 95,000 $ 95,000 $ 38,000
Greenwood, South Carolina 1 $ 545,000 $ 545,000 $ 161,000
Jasper, South Carolina 1 $ 245,000 $ 245,000 $ 124,000
Kershaw, South Carolina 1 $ 295,000 $ 295,000 $ 0
Laurens, South Carolina 1 $ 165,000 $ 165,000 $ 46,000
Pickens, South Carolina 1 $ 20,505,000 $ 20,505,000 $ 0
Sumter, South Carolina 1 $ 45,000 $ 45,000 $ 55,000
Cumberland, Tennessee 1 $ 155,000 $ 155,000 $ 48,000
Decatur, Tennessee 1 $ 355,000 $ 355,000 $ 0
Franklin, Tennessee 1 $ 655,000 $ 655,000 $ 340,000
Johnson, Tennessee 1 $ 65,000 $ 65,000 $ 61,000
Madison, Tennessee 1 $ 435,000 $ 435,000 $ 560,000
Montgomery, Tennessee 1 $ 125,000 $ 125,000 $ 0
Unicoi, Tennessee 1 $ 155,000 $ 155,000 $ 0
Washington, Tennessee 1 $ 415,000 $ 415,000 $ 72,000
Wilson, Tennessee 1 $ 325,000 $ 325,000 $ 0
Travis, Texas 1 $ 105,000 $ 105,000 $ 161,000
Amelia, Virginia 1 $ 395,000 $ 395,000 $ 0
Amherst, Virginia 1 $ 85,000 $ 85,000 $ 0
Bristol, Virginia 1 $ 265,000 $ 265,000 $ 52,000
Buena Vista, Virginia 1 $ 95,000 $ 95,000 $ 0
Charles City, Virginia 1 $ 375,000 $ 375,000 $ 101,000
Charlotte, Virginia 1 $ 155,000 $ 155,000 $ 0
Danville, Virginia 1 $ 75,000 $ 75,000 $ 45,000
Dinwiddie, Virginia 1 $ 265,000 $ 265,000 $ 0
Fluvanna, Virginia 1 $ 535,000 $ 535,000 $ 183,000
Franklin City, Virginia 1 $ 155,000 $ 155,000 $ 76,000
Giles, Virginia 1 $ 375,000 $ 375,000 $ 0
Greensville, Virginia 1 $ 135,000 $ 135,000 $ 0
Martinsville, Virginia 1 $ 55,000 $ 55,000 $ 36,000
Newport News, Virginia 1 $ 85,000 $ 85,000 $ 0
Northampton, Virginia 1 $ 635,000 $ 635,000 $ 396,000
Nottoway, Virginia 1 $ 65,000 $ 65,000 $ 0
Page, Virginia 1 $ 205,000 $ 205,000 $ 0
Patrick, Virginia 1 $ 145,000 $ 145,000 $ 61,000
Richmond, Virginia 1 $ 215,000 $ 215,000 $ 160,000
Williamsburg, Virginia 1 $ 95,000 $ 95,000 $ 0
Winchester, Virginia 1 $ 245,000 $ 245,000 $ 0
Boone, West Virginia 1 $ 75,000 $ 75,000 $ 0
Braxton, West Virginia 1 $ 155,000 $ 155,000 $ 142,000
Logan, West Virginia 1 $ 135,000 $ 135,000 $ 0
Mineral, West Virginia 1 $ 395,000 $ 395,000 $ 340,000
Monroe, West Virginia 1 $ 375,000 $ 375,000 $ 0
Nicholas, West Virginia 1 $ 115,000 $ 115,000 $ 118,000
Pocahontas, West Virginia 1 $ 65,000 $ 65,000 $ 0
Putnam, West Virginia 1 $ 395,000 $ 395,000 $ 0
Taylor, West Virginia 1 $ 355,000 $ 355,000 $ 0
Tucker, West Virginia 1 $ 245,000 $ 245,000 $ 0
Wood, West Virginia 1 $ 485,000 $ 485,000 $ 198,000

Mortgage Loan Application Detail Totals for First National Bank of Pa in 2021

Loan Purpose

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Refinancing 12,702 $2,791,560,000 $219,000 $27,005,000 $143,000 $7,151,000
Home Purchase 7,280 $3,001,550,000 $412,000 $36,005,000 $180,000 $8,440,000
Home Improvement 4,956 $608,070,000 $122,000 $60,005,000 $147,000 $7,207,000
Other Purpose 2,282 $314,330,000 $137,000 $5,105,000 $180,000 $6,363,000
Cash-out Refinancing 1,529 $510,185,000 $333,000 $1,945,000 $142,000 $3,913,000
Not Applicable 0 $0 $0 $0 $0 $0

Applicant Race

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
White 20,722 $4,552,770,000 $219,000 $5,105,000 $153,000 $8,440,000
Not Provided 2,832 $898,830,000 $317,000 $2,685,000 $162,000 $3,696,000
Not applicable 2,625 $1,060,505,000 $404,000 $60,005,000 $332,000 $711,000
Asian 1,056 $339,530,000 $321,000 $3,075,000 $192,000 $7,207,000
Black or African American 776 $174,190,000 $224,000 $1,885,000 $143,000 $7,151,000
Hispanic 547 $121,565,000 $222,000 $2,005,000 $119,000 $2,515,000
American Indian or Alaskan Native 45 $12,235,000 $271,000 $675,000 $175,000 $605,000
Native Hawaiian or Other Pacific Islander 22 $5,110,000 $232,000 $665,000 $153,000 $467,000

Loan Type

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Conventional (any loan other than FHA, VA, FSA, or RHS loans) 28,460 $7,151,360,000 $251,000 $60,005,000 $156,000 $8,440,000
FHA-insured (Federal Housing Administration) 123 $25,025,000 $203,000 $725,000 $73,000 $236,000
VA-guaranteed (Veterans Administration) 104 $39,410,000 $378,000 $1,305,000 $123,000 $507,000
FSA/RHS (Farm Service Agency or Rural Housing Service) 62 $9,900,000 $159,000 $395,000 $53,000 $84,000

Outcome

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Loan Originated 18,035 $4,730,475,000 $262,000 $60,005,000 $167,000 $8,440,000
Application Denied By Financial Institution 5,535 $995,635,000 $179,000 $3,005,000 $100,000 $6,363,000
Loan Purchased By The Institution 1,980 $688,170,000 $347,000 $955,000 $106,000 $194,000
File Closed For Incompleteness 1,499 $316,275,000 $210,000 $3,005,000 $179,000 $7,207,000
Application Withdrawn By Applicant 1,451 $452,685,000 $311,000 $5,105,000 $188,000 $3,218,000
Application Approved But Not Accepted 249 $42,455,000 $170,000 $1,065,000 $148,000 $918,000
Preapproval Approved but not Accepted 0 $0 $0 $0 $0 $0
Preapproval Denied by Financial Institution 0 $0 $0 $0 $0 $0

Denial Reason

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Not applicable 23,214 $6,230,060,000 $268,000 $60,005,000 $169,000 $8,440,000
Credit History 2,286 $289,370,000 $126,000 $2,255,000 $100,000 $6,363,000
Debt-To-Income Ratio 1,598 $332,440,000 $208,000 $2,685,000 $58,000 $506,000
Collateral 1,200 $228,590,000 $190,000 $1,785,000 $135,000 $2,518,000
Other 297 $88,275,000 $297,000 $3,005,000 $176,000 $3,913,000
Employment History 64 $22,680,000 $354,000 $1,445,000 $156,000 $1,642,000
Unverifiable Information 42 $16,000,000 $380,000 $1,485,000 $108,000 $613,000
Insufficient Cash (Downpayment, Closing Cost) 34 $13,700,000 $402,000 $1,275,000 $121,000 $577,000
Credit Application Incomplete 13 $4,135,000 $318,000 $1,265,000 $176,000 $754,000
Mortgage Insurance Denied 1 $445,000 $445,000 $445,000 $0 $0

Our comprehensive HMDA mortgage statistics provide invaluable insights into First National Bank of Pa's 2021 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.

This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics, and assess First National Bank of Pa's mortgage approval patterns. Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
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