First National Bank of Pa Mortgage Lending & HMDA Data, 2022

In 2022, First National Bank of Pa of Hermitage, PA reported 24,881 mortgage applications totaling $6.3 billion, down 13% from 2021. The average application was for $252,508, and applicants reported an average income of $167,290. 61% of its applications resulted in an originated loan and 22% were denied. Its largest markets were Pittsburgh, PA (3,921), Baltimore-Columbia-Towson, MD (1,997) and Cleveland-Elyria, OH (1,385) (applications in parentheses).

Mortgage Company & Address First National Bank of Pa
1 Fnb Boulevard
Hermitage, PA 16148
Tel #: available with data download
Federal Regulator * available with data download
Years 2025  2024  2023  2022  2021  2020  2019  2018  2017  2016  2015  2014  2013  2012  
Total Number of Mortgage Applications 24,881
Total Mortgage Loan Application Amount $6,282,655,000
Average Mortgage Loan Application Amount $252,508
Highest Mortgage Loan Application Amount $52,055,000
Average Applicant Income $167,290
Highest Applicant Income $9,618,000

About this data: figures come from the Home Mortgage Disclosure Act (HMDA) records First National Bank of Pa filed with the FFIEC and count every application it reported (approved, denied, withdrawn or purchased), not just closed loans. Applications reported at $100 million or more are left out of these totals.

Mortgage Loan Application Totals for First National Bank of Pa by County in 2022

County Total Number of Mortgage Loan Applications Total Dollar Amount of Mortgage Loans Applications Average Mortgage Loan Application Amount Average Applicant Income
Allegheny, Pennsylvania 2,054 $ 375,270,000 $ 182,702 $ 164,000
Wake, North Carolina 864 $ 339,220,000 $ 392,615 $ 238,000
Cuyahoga, Ohio 727 $ 173,805,000 $ 239,071 $ 182,000
Baltimore, Maryland 721 $ 174,655,000 $ 242,239 $ 186,000
Westmoreland, Pennsylvania 697 $ 93,985,000 $ 134,842 $ 114,000
Mercer, Pennsylvania 524 $ 57,390,000 $ 109,522 $ 99,000
Cambria, Pennsylvania 454 $ 44,700,000 $ 98,458 $ 89,000
Mecklenburg, North Carolina 445 $ 189,265,000 $ 425,314 $ 250,000
Davidson, North Carolina 433 $ 72,285,000 $ 166,939 $ 101,000
Butler, Pennsylvania 427 $ 76,575,000 $ 179,332 $ 159,000
Dauphin, Pennsylvania 405 $ 84,375,000 $ 208,333 $ 136,000
Brunswick, North Carolina 404 $ 163,790,000 $ 405,420 $ 160,000
Blair, Pennsylvania 383 $ 46,725,000 $ 121,997 $ 111,000
Harford, Maryland 379 $ 88,055,000 $ 232,335 $ 150,000
Centre, Pennsylvania 371 $ 65,785,000 $ 177,318 $ 117,000
Montgomery, Maryland 369 $ 141,585,000 $ 383,699 $ 210,000
Anne Arundel, Maryland 367 $ 119,385,000 $ 325,299 $ 242,000
York, Pennsylvania 367 $ 65,245,000 $ 177,779 $ 116,000
Cumberland, Pennsylvania 362 $ 110,500,000 $ 305,248 $ 186,000
Berks, Pennsylvania 353 $ 58,815,000 $ 166,614 $ 154,000
Erie, Pennsylvania 349 $ 51,755,000 $ 148,295 $ 137,000
Summit, Ohio 296 $ 58,940,000 $ 199,121 $ 223,000
Lawrence, Pennsylvania 293 $ 33,505,000 $ 114,351 $ 111,000
New Hanover, North Carolina 289 $ 96,535,000 $ 334,031 $ 244,000
Somerset, Pennsylvania 283 $ 31,095,000 $ 109,876 $ 103,000
Charleston, South Carolina 279 $ 208,125,000 $ 745,967 $ 285,000
Mahoning, Ohio 276 $ 38,280,000 $ 138,695 $ 114,000
Lancaster, Pennsylvania 262 $ 55,980,000 $ 213,664 $ 160,000
Guilford, North Carolina 259 $ 62,695,000 $ 242,065 $ 175,000
Fayette, Pennsylvania 248 $ 25,290,000 $ 101,975 $ 95,000
Forsyth, North Carolina 243 $ 134,915,000 $ 555,205 $ 159,000
Crawford, Pennsylvania 221 $ 24,105,000 $ 109,072 $ 91,000
Beaver, Pennsylvania 214 $ 28,310,000 $ 132,289 $ 123,000
Washington, Pennsylvania 214 $ 41,700,000 $ 194,859 $ 171,000
Fairfax, Virginia 204 $ 109,100,000 $ 534,803 $ 272,000
Lake, Ohio 199 $ 34,375,000 $ 172,738 $ 134,000
Iredell, North Carolina 198 $ 41,370,000 $ 208,939 $ 151,000
Trumbull, Ohio 193 $ 22,715,000 $ 117,694 $ 114,000
Mifflin, Pennsylvania 189 $ 21,015,000 $ 111,190 $ 81,000
Baltimore City, Maryland 184 $ 40,150,000 $ 218,206 $ 190,000
Howard, Maryland 182 $ 62,800,000 $ 345,054 $ 268,000
Geauga, Ohio 179 $ 43,455,000 $ 242,765 $ 159,000
Union, North Carolina 178 $ 54,740,000 $ 307,528 $ 196,000
Lackawanna, Pennsylvania 177 $ 28,725,000 $ 162,288 $ 163,000
Lorain, Ohio 165 $ 36,775,000 $ 222,878 $ 164,000
Loudoun, Virginia 165 $ 76,795,000 $ 465,424 $ 255,000
Durham, North Carolina 154 $ 51,640,000 $ 335,324 $ 170,000
Rockingham, North Carolina 154 $ 20,820,000 $ 135,194 $ 92,000
Bedford, Pennsylvania 152 $ 17,330,000 $ 114,013 $ 95,000
Wilkes, North Carolina 149 $ 19,645,000 $ 131,845 $ 94,000
District of Columbia, District Of Columbia 142 $ 74,190,000 $ 522,464 $ 314,000
Lebanon, Pennsylvania 141 $ 22,375,000 $ 158,687 $ 115,000
Luzerne, Pennsylvania 139 $ 23,605,000 $ 169,820 $ 165,000
Huntingdon, Pennsylvania 137 $ 14,775,000 $ 107,846 $ 92,000
Dare, North Carolina 126 $ 29,400,000 $ 233,333 $ 185,000
Moore, North Carolina 124 $ 40,490,000 $ 326,532 $ 192,000
Carroll, Maryland 120 $ 44,890,000 $ 374,083 $ 167,000
Medina, Ohio 115 $ 26,135,000 $ 227,260 $ 162,000
Northumberland, Pennsylvania 115 $ 10,415,000 $ 90,565 $ 81,000
Prince George's, Maryland 113 $ 29,755,000 $ 263,318 $ 144,000
Orange, North Carolina 105 $ 50,465,000 $ 480,619 $ 273,000
Indiana, Pennsylvania 102 $ 10,700,000 $ 104,901 $ 85,000
Ashe, North Carolina 100 $ 15,670,000 $ 156,700 $ 109,000
Johnston, North Carolina 97 $ 16,075,000 $ 165,721 $ 164,000
Watauga, North Carolina 96 $ 27,420,000 $ 285,625 $ 213,000
Clinton, Pennsylvania 96 $ 13,270,000 $ 138,229 $ 96,000
Venango, Pennsylvania 96 $ 8,980,000 $ 93,541 $ 106,000
Brooke, West Virginia 92 $ 9,080,000 $ 98,695 $ 91,000
Prince William, Virginia 90 $ 30,280,000 $ 336,444 $ 149,000
Montgomery, Pennsylvania 89 $ 42,715,000 $ 479,943 $ 225,000
York, South Carolina 89 $ 30,705,000 $ 345,000 $ 213,000
Frederick, Maryland 88 $ 34,120,000 $ 387,727 $ 196,000
Yadkin, North Carolina 88 $ 12,560,000 $ 142,727 $ 91,000
Philadelphia, Pennsylvania 88 $ 38,510,000 $ 437,613 $ 249,000
Portage, Ohio 80 $ 15,790,000 $ 197,375 $ 172,000
Lycoming, Pennsylvania 76 $ 11,380,000 $ 149,736 $ 146,000
Snyder, Pennsylvania 76 $ 9,630,000 $ 126,710 $ 86,000
Susquehanna, Pennsylvania 76 $ 10,400,000 $ 136,842 $ 174,000
Juniata, Pennsylvania 74 $ 9,280,000 $ 125,405 $ 81,000
Chesterfield, Virginia 72 $ 24,000,000 $ 333,333 $ 189,000
Pitt, North Carolina 71 $ 13,045,000 $ 183,732 $ 110,000
Horry, South Carolina 70 $ 18,240,000 $ 260,571 $ 247,000
Surry, North Carolina 68 $ 11,530,000 $ 169,558 $ 116,000
Delaware, Pennsylvania 68 $ 32,950,000 $ 484,558 $ 283,000
Cecil, Maryland 67 $ 10,865,000 $ 162,164 $ 156,000
Pender, North Carolina 67 $ 18,835,000 $ 281,119 $ 164,000
Armstrong, Pennsylvania 67 $ 7,755,000 $ 115,746 $ 82,000
Sussex, Delaware 66 $ 30,490,000 $ 461,969 $ 269,000
Rowan, North Carolina 62 $ 14,400,000 $ 232,258 $ 150,000
Jefferson, Ohio 62 $ 5,420,000 $ 87,419 $ 80,000
Schuylkill, Pennsylvania 62 $ 9,160,000 $ 147,741 $ 91,000
Alamance, North Carolina 60 $ 13,200,000 $ 220,000 $ 111,000
Buncombe, North Carolina 59 $ 25,095,000 $ 425,338 $ 262,000
Randolph, North Carolina 59 $ 10,565,000 $ 179,067 $ 112,000
Cabarrus, North Carolina 56 $ 17,940,000 $ 320,357 $ 224,000
Union, Pennsylvania 55 $ 9,355,000 $ 170,090 $ 134,000
Wyoming, Pennsylvania 55 $ 7,665,000 $ 139,363 $ 119,000
Carteret, North Carolina 53 $ 27,435,000 $ 517,641 $ 438,000
Chester, Pennsylvania 53 $ 27,615,000 $ 521,037 $ 259,000
Clearfield, Pennsylvania 53 $ 6,945,000 $ 131,037 $ 83,000
Chatham, North Carolina 50 $ 26,710,000 $ 534,200 $ 272,000
New Castle, Delaware 47 $ 12,425,000 $ 264,361 $ 207,000
Stokes, North Carolina 45 $ 8,895,000 $ 197,666 $ 103,000
Greene, Pennsylvania 45 $ 4,435,000 $ 98,555 $ 130,000
Alexandria, Virginia 45 $ 23,845,000 $ 529,888 $ 272,000
Queen Anne's, Maryland 44 $ 13,110,000 $ 297,954 $ 188,000
Berkeley, South Carolina 44 $ 23,850,000 $ 542,045 $ 224,000
Calvert, Maryland 43 $ 11,415,000 $ 265,465 $ 186,000
Lee, North Carolina 42 $ 10,230,000 $ 243,571 $ 164,000
Arlington, Virginia 42 $ 24,260,000 $ 577,619 $ 254,000
Henrico, Virginia 41 $ 17,585,000 $ 428,902 $ 260,000
Beaufort, North Carolina 40 $ 6,030,000 $ 150,750 $ 109,000
Perry, Pennsylvania 38 $ 8,900,000 $ 234,210 $ 167,000
Bucks, Pennsylvania 37 $ 11,695,000 $ 316,081 $ 269,000
Beaufort, South Carolina 35 $ 22,195,000 $ 634,142 $ 407,000
Worcester, Maryland 34 $ 10,430,000 $ 306,764 $ 228,000
Monroe, Pennsylvania 33 $ 6,395,000 $ 193,787 $ 141,000
Stafford, Virginia 33 $ 9,785,000 $ 296,515 $ 265,000
Cumberland, North Carolina 32 $ 9,360,000 $ 292,500 $ 204,000
Onslow, North Carolina 32 $ 10,090,000 $ 315,312 $ 212,000
Greenville, South Carolina 30 $ 12,680,000 $ 422,666 $ 303,000
Franklin, Ohio 29 $ 7,605,000 $ 262,241 $ 175,000
Catawba, North Carolina 28 $ 10,500,000 $ 375,000 $ 216,000
Gaston, North Carolina 28 $ 8,710,000 $ 311,071 $ 189,000
Virginia Beach, Virginia 28 $ 10,180,000 $ 363,571 $ 274,000
DeKalb, Georgia 27 $ 19,745,000 $ 731,296 $ 317,000
Dorchester, South Carolina 27 $ 6,325,000 $ 234,259 $ 137,000
Fulton, Georgia 26 $ 17,430,000 $ 670,384 $ 263,000
Adams, Pennsylvania 26 $ 6,070,000 $ 233,461 $ 133,000
Lehigh, Pennsylvania 26 $ 6,320,000 $ 243,076 $ 141,000
Franklin, North Carolina 25 $ 5,885,000 $ 235,400 $ 170,000
Hanover, Virginia 25 $ 9,665,000 $ 386,600 $ 183,000
Washington, Maryland 24 $ 7,800,000 $ 325,000 $ 220,000
Garrett, Maryland 22 $ 8,920,000 $ 405,454 $ 261,000
Avery, North Carolina 22 $ 5,070,000 $ 230,454 $ 177,000
Harnett, North Carolina 22 $ 4,210,000 $ 191,363 $ 117,000
Lincoln, North Carolina 22 $ 7,120,000 $ 323,636 $ 257,000
Ashtabula, Ohio 22 $ 2,670,000 $ 121,363 $ 142,000
Hancock, West Virginia 22 $ 1,610,000 $ 73,181 $ 77,000
Chesapeake, Virginia 21 $ 6,675,000 $ 317,857 $ 254,000
Kent, Delaware 20 $ 4,860,000 $ 243,000 $ 116,000
Lee, Florida 20 $ 7,730,000 $ 386,500 $ 386,000
Wayne, Pennsylvania 20 $ 4,670,000 $ 233,500 $ 130,000
Norfolk, Virginia 19 $ 5,625,000 $ 296,052 $ 149,000
Spotsylvania, Virginia 19 $ 7,135,000 $ 375,526 $ 301,000
Palm Beach, Florida 18 $ 16,440,000 $ 913,333 $ 1,614,000
Columbiana, Ohio 18 $ 2,910,000 $ 161,666 $ 96,000
Stark, Ohio 18 $ 3,460,000 $ 192,222 $ 136,000
Northampton, Pennsylvania 18 $ 6,790,000 $ 377,222 $ 160,000
Fauquier, Virginia 18 $ 6,940,000 $ 385,555 $ 128,000
Hillsborough, Florida 17 $ 10,285,000 $ 605,000 $ 241,000
Burlington, New Jersey 17 $ 5,985,000 $ 352,058 $ 218,000
Currituck, North Carolina 17 $ 5,685,000 $ 334,411 $ 118,000
Franklin, Pennsylvania 17 $ 3,895,000 $ 229,117 $ 92,000
Lancaster, South Carolina 17 $ 27,065,000 $ 1,592,058 $ 182,000
Albemarle, Virginia 17 $ 6,175,000 $ 363,235 $ 316,000
Richmond City, Virginia 17 $ 7,465,000 $ 439,117 $ 307,000
Broward, Florida 16 $ 12,760,000 $ 797,500 $ 755,000
Miami-Dade, Florida 16 $ 13,240,000 $ 827,500 $ 701,000
Talbot, Maryland 16 $ 4,840,000 $ 302,500 $ 419,000
Martin, North Carolina 16 $ 1,770,000 $ 110,625 $ 101,000
Person, North Carolina 16 $ 4,910,000 $ 306,875 $ 188,000
Cherokee, South Carolina 16 $ 2,330,000 $ 145,625 $ 102,000
St. Mary's, Maryland 15 $ 3,865,000 $ 257,666 $ 105,000
Granville, North Carolina 15 $ 3,515,000 $ 234,333 $ 144,000
Perquimans, North Carolina 15 $ 2,185,000 $ 145,666 $ 99,000
Kanawha, West Virginia 15 $ 3,865,000 $ 257,666 $ 384,000
Cobb, Georgia 14 $ 9,920,000 $ 708,571 $ 331,000
Caldwell, North Carolina 14 $ 4,400,000 $ 314,285 $ 144,000
Montour, Pennsylvania 14 $ 4,430,000 $ 316,428 $ 209,000
Richland, South Carolina 14 $ 4,250,000 $ 303,571 $ 188,000
Monongalia, West Virginia 14 $ 5,140,000 $ 367,142 $ 269,000
Pinellas, Florida 13 $ 5,925,000 $ 455,769 $ 305,000
Charles, Maryland 13 $ 4,295,000 $ 330,384 $ 101,000
Wicomico, Maryland 13 $ 4,735,000 $ 364,230 $ 381,000
Sampson, North Carolina 13 $ 1,735,000 $ 133,461 $ 115,000
Gwinnett, Georgia 12 $ 7,060,000 $ 588,333 $ 268,000
Erie, Ohio 12 $ 2,720,000 $ 226,666 $ 135,000
Stanly, North Carolina 11 $ 3,235,000 $ 294,090 $ 135,000
Jefferson, Pennsylvania 11 $ 2,355,000 $ 214,090 $ 65,000
Lexington, South Carolina 11 $ 5,285,000 $ 480,454 $ 349,000
Frederick, Virginia 11 $ 3,945,000 $ 358,636 $ 161,000
Collier, Florida 10 $ 7,860,000 $ 786,000 $ 602,000
Chautauqua, New York 10 $ 1,320,000 $ 132,000 $ 171,000
Davie, North Carolina 10 $ 2,530,000 $ 253,000 $ 110,000
Warren, North Carolina 10 $ 4,640,000 $ 464,000 $ 563,000
Belmont, Ohio 10 $ 1,040,000 $ 104,000 $ 128,000
Carbon, Pennsylvania 10 $ 1,490,000 $ 149,000 $ 72,000
Davidson, Tennessee 10 $ 6,210,000 $ 621,000 $ 167,000
Louisa, Virginia 10 $ 4,020,000 $ 402,000 $ 179,000
Sarasota, Florida 9 $ 5,805,000 $ 645,000 $ 326,000
Alexander, North Carolina 9 $ 1,185,000 $ 131,666 $ 91,000
Burke, North Carolina 9 $ 2,255,000 $ 250,555 $ 133,000
Craven, North Carolina 9 $ 35,545,000 $ 3,949,444 $ 131,000
Nash, North Carolina 9 $ 3,085,000 $ 342,777 $ 151,000
Delaware, Ohio 9 $ 3,865,000 $ 429,444 $ 224,000
Warren, Pennsylvania 9 $ 1,075,000 $ 119,444 $ 131,000
Culpeper, Virginia 9 $ 2,365,000 $ 262,777 $ 135,000
Fairfax City, Virginia 9 $ 3,985,000 $ 442,777 $ 308,000
Berkeley, West Virginia 9 $ 2,615,000 $ 290,555 $ 162,000
Duval, Florida 8 $ 3,780,000 $ 472,500 $ 245,000
Orange, Florida 8 $ 3,440,000 $ 430,000 $ 305,000
Alleghany, North Carolina 8 $ 2,460,000 $ 307,500 $ 121,000
Caswell, North Carolina 8 $ 1,580,000 $ 197,500 $ 263,000
Henderson, North Carolina 8 $ 1,740,000 $ 217,500 $ 105,000
Hamilton, Ohio 8 $ 2,760,000 $ 345,000 $ 213,000
Charlottesville, Virginia 8 $ 3,180,000 $ 397,500 $ 225,000
Suffolk, Virginia 8 $ 2,920,000 $ 365,000 $ 236,000
Warren, Virginia 8 $ 2,770,000 $ 346,250 $ 73,000
Jefferson, West Virginia 8 $ 2,430,000 $ 303,750 $ 0
St. Johns, Florida 7 $ 4,495,000 $ 642,142 $ 562,000
Chatham, Georgia 7 $ 40,275,000 $ 5,753,571 $ 234,000
Camden, New Jersey 7 $ 2,275,000 $ 325,000 $ 199,000
Columbus, North Carolina 7 $ 1,365,000 $ 195,000 $ 205,000
Montgomery, North Carolina 7 $ 2,615,000 $ 373,571 $ 169,000
Robeson, North Carolina 7 $ 2,065,000 $ 295,000 $ 125,000
Wayne, Ohio 7 $ 1,335,000 $ 190,714 $ 148,000
Clarion, Pennsylvania 7 $ 1,065,000 $ 152,142 $ 151,000
Columbia, Pennsylvania 7 $ 1,195,000 $ 170,714 $ 145,000
Pike, Pennsylvania 7 $ 1,065,000 $ 152,142 $ 284,000
Hamilton, Tennessee 7 $ 3,035,000 $ 433,571 $ 157,000
Dinwiddie, Virginia 7 $ 1,635,000 $ 233,571 $ 0
Fluvanna, Virginia 7 $ 1,995,000 $ 285,000 $ 240,000
Manassas Park, Virginia 7 $ 1,835,000 $ 262,142 $ 151,000
New Kent, Virginia 7 $ 2,625,000 $ 375,000 $ 0
Roanoke, Virginia 7 $ 2,965,000 $ 423,571 $ 228,000
Ohio, West Virginia 7 $ 585,000 $ 83,571 $ 94,000
Pasco, Florida 6 $ 2,130,000 $ 355,000 $ 128,000
Volusia, Florida 6 $ 1,850,000 $ 308,333 $ 128,000
Atlantic, New Jersey 6 $ 1,740,000 $ 290,000 $ 120,000
Cape May, New Jersey 6 $ 1,690,000 $ 281,666 $ 245,000
Hyde, North Carolina 6 $ 1,520,000 $ 253,333 $ 112,000
Lucas, Ohio 6 $ 21,020,000 $ 3,503,333 $ 127,000
Anderson, South Carolina 6 $ 1,470,000 $ 245,000 $ 162,000
Georgetown, South Carolina 6 $ 2,030,000 $ 338,333 $ 167,000
Spartanburg, South Carolina 6 $ 1,770,000 $ 295,000 $ 150,000
Shelby, Tennessee 6 $ 3,040,000 $ 506,666 $ 282,000
Bedford, Virginia 6 $ 1,710,000 $ 285,000 $ 203,000
Caroline, Virginia 6 $ 1,790,000 $ 298,333 $ 79,000
Essex, Virginia 6 $ 890,000 $ 148,333 $ 129,000
King William, Virginia 6 $ 1,510,000 $ 251,666 $ 0
Manassas, Virginia 6 $ 1,730,000 $ 288,333 $ 160,000
Powhatan, Virginia 6 $ 2,640,000 $ 440,000 $ 316,000
Cabell, West Virginia 6 $ 1,580,000 $ 263,333 $ 199,000
Charlotte, Florida 5 $ 3,215,000 $ 643,000 $ 102,000
Manatee, Florida 5 $ 3,575,000 $ 715,000 $ 395,000
Osceola, Florida 5 $ 2,455,000 $ 491,000 $ 219,000
Cherokee, Georgia 5 $ 3,015,000 $ 603,000 $ 272,000
Dorchester, Maryland 5 $ 945,000 $ 189,000 $ 108,000
Ocean, New Jersey 5 $ 4,265,000 $ 853,000 $ 759,000
Jackson, North Carolina 5 $ 4,785,000 $ 957,000 $ 475,000
Madison, North Carolina 5 $ 1,095,000 $ 219,000 $ 100,000
Pasquotank, North Carolina 5 $ 1,185,000 $ 237,000 $ 105,000
Polk, North Carolina 5 $ 1,965,000 $ 393,000 $ 177,000
Scotland, North Carolina 5 $ 1,295,000 $ 259,000 $ 100,000
Washington, North Carolina 5 $ 485,000 $ 97,000 $ 80,000
Ottawa, Ohio 5 $ 1,585,000 $ 317,000 $ 338,000
Johnson, Tennessee 5 $ 1,195,000 $ 239,000 $ 242,000
Falls Church, Virginia 5 $ 3,675,000 $ 735,000 $ 692,000
Montgomery, Virginia 5 $ 1,335,000 $ 267,000 $ 110,000
Orange, Virginia 5 $ 1,795,000 $ 359,000 $ 155,000
Prince George, Virginia 5 $ 1,405,000 $ 281,000 $ 0
Roanoke City, Virginia 5 $ 1,035,000 $ 207,000 $ 56,000
Rockingham, Virginia 5 $ 1,715,000 $ 343,000 $ 0
Waynesboro, Virginia 5 $ 1,835,000 $ 367,000 $ 0
Hampshire, West Virginia 5 $ 1,555,000 $ 311,000 $ 528,000
Preston, West Virginia 5 $ 715,000 $ 143,000 $ 71,000
Wood, West Virginia 5 $ 1,385,000 $ 277,000 $ 248,000
Bay, Florida 4 $ 1,280,000 $ 320,000 $ 960,000
Brevard, Florida 4 $ 1,670,000 $ 417,500 $ 128,000
Columbia, Georgia 4 $ 2,100,000 $ 525,000 $ 245,000
Caroline, Maryland 4 $ 690,000 $ 172,500 $ 40,000
Bladen, North Carolina 4 $ 720,000 $ 180,000 $ 126,000
Hoke, North Carolina 4 $ 1,040,000 $ 260,000 $ 75,000
Lenoir, North Carolina 4 $ 290,000 $ 72,500 $ 46,000
Montgomery, Ohio 4 $ 720,000 $ 180,000 $ 235,000
Fulton, Pennsylvania 4 $ 710,000 $ 177,500 $ 81,000
Oconee, South Carolina 4 $ 1,360,000 $ 340,000 $ 346,000
Augusta, Virginia 4 $ 1,460,000 $ 365,000 $ 168,000
Colonial Heights, Virginia 4 $ 790,000 $ 197,500 $ 0
Franklin, Virginia 4 $ 2,760,000 $ 690,000 $ 405,000
Goochland, Virginia 4 $ 1,000,000 $ 250,000 $ 0
Isle of Wight, Virginia 4 $ 1,370,000 $ 342,500 $ 0
James City, Virginia 4 $ 1,030,000 $ 257,500 $ 141,000
Newport News, Virginia 4 $ 1,170,000 $ 292,500 $ 58,000
Northumberland, Virginia 4 $ 2,010,000 $ 502,500 $ 272,000
York, Virginia 4 $ 2,230,000 $ 557,500 $ 208,000
Marion, West Virginia 4 $ 290,000 $ 72,500 $ 74,000
Clay, Florida 3 $ 595,000 $ 198,333 $ 86,000
Escambia, Florida 3 $ 1,255,000 $ 418,333 $ 190,000
Indian River, Florida 3 $ 1,175,000 $ 391,666 $ 236,000
Lake, Florida 3 $ 1,365,000 $ 455,000 $ 223,000
Leon, Florida 3 $ 595,000 $ 198,333 $ 100,000
Marion, Florida 3 $ 985,000 $ 328,333 $ 171,000
Monroe, Florida 3 $ 1,915,000 $ 638,333 $ 489,000
Seminole, Florida 3 $ 1,535,000 $ 511,666 $ 339,000
Bibb, Georgia 3 $ 1,065,000 $ 355,000 $ 295,000
Coweta, Georgia 3 $ 1,015,000 $ 338,333 $ 265,000
Forsyth, Georgia 3 $ 2,075,000 $ 691,666 $ 272,000
Glynn, Georgia 3 $ 1,885,000 $ 628,333 $ 252,000
Allegany, Maryland 3 $ 365,000 $ 121,666 $ 100,000
Hunterdon, New Jersey 3 $ 1,855,000 $ 618,333 $ 425,000
Anson, North Carolina 3 $ 655,000 $ 218,333 $ 100,000
Chowan, North Carolina 3 $ 575,000 $ 191,666 $ 210,000
Greene, North Carolina 3 $ 305,000 $ 101,666 $ 65,000
McDowell, North Carolina 3 $ 895,000 $ 298,333 $ 266,000
Northampton, North Carolina 3 $ 1,905,000 $ 635,000 $ 721,000
Rutherford, North Carolina 3 $ 1,535,000 $ 511,666 $ 373,000
Wilson, North Carolina 3 $ 515,000 $ 171,666 $ 194,000
Licking, Ohio 3 $ 375,000 $ 125,000 $ 199,000
Richland, Ohio 3 $ 555,000 $ 185,000 $ 134,000
Union, Ohio 3 $ 1,085,000 $ 361,666 $ 304,000
Warren, Ohio 3 $ 1,565,000 $ 521,666 $ 618,000
Tioga, Pennsylvania 3 $ 715,000 $ 238,333 $ 114,000
Aiken, South Carolina 3 $ 825,000 $ 275,000 $ 169,000
Jasper, South Carolina 3 $ 865,000 $ 288,333 $ 0
Orangeburg, South Carolina 3 $ 495,000 $ 165,000 $ 154,000
Sumter, South Carolina 3 $ 565,000 $ 188,333 $ 76,000
Williamson, Tennessee 3 $ 1,945,000 $ 648,333 $ 206,000
Clarke, Virginia 3 $ 1,375,000 $ 458,333 $ 0
Henry, Virginia 3 $ 405,000 $ 135,000 $ 44,000
Mecklenburg, Virginia 3 $ 2,235,000 $ 745,000 $ 316,000
Pittsylvania, Virginia 3 $ 335,000 $ 111,666 $ 46,000
Shenandoah, Virginia 3 $ 985,000 $ 328,333 $ 283,000
Westmoreland, Virginia 3 $ 825,000 $ 275,000 $ 0
Harrison, West Virginia 3 $ 395,000 $ 131,666 $ 75,000
Mineral, West Virginia 3 $ 465,000 $ 155,000 $ 72,000
Morgan, West Virginia 3 $ 445,000 $ 148,333 $ 279,000
Alachua, Florida 2 $ 1,040,000 $ 520,000 $ 134,000
Hernando, Florida 2 $ 560,000 $ 280,000 $ 55,000
Nassau, Florida 2 $ 1,870,000 $ 935,000 $ 422,000
Polk, Florida 2 $ 660,000 $ 330,000 $ 129,000
St. Lucie, Florida 2 $ 760,000 $ 380,000 $ 280,000
Walton, Florida 2 $ 1,430,000 $ 715,000 $ 438,000
Bartow, Georgia 2 $ 790,000 $ 395,000 $ 250,000
Floyd, Georgia 2 $ 950,000 $ 475,000 $ 204,000
Hall, Georgia 2 $ 550,000 $ 275,000 $ 161,000
Houston, Georgia 2 $ 680,000 $ 340,000 $ 166,000
Richmond, Georgia 2 $ 1,080,000 $ 540,000 $ 197,000
Kent, Maryland 2 $ 730,000 $ 365,000 $ 171,000
Somerset, Maryland 2 $ 300,000 $ 150,000 $ 280,000
Barnstable, Massachusetts 2 $ 810,000 $ 405,000 $ 190,000
Bergen, New Jersey 2 $ 1,500,000 $ 750,000 $ 370,000
Gloucester, New Jersey 2 $ 380,000 $ 190,000 $ 82,000
Mercer, New Jersey 2 $ 550,000 $ 275,000 $ 238,000
Middlesex, New Jersey 2 $ 1,360,000 $ 680,000 $ 233,000
Cleveland, North Carolina 2 $ 480,000 $ 240,000 $ 287,000
Duplin, North Carolina 2 $ 920,000 $ 460,000 $ 93,000
Halifax, North Carolina 2 $ 480,000 $ 240,000 $ 2,218,000
Haywood, North Carolina 2 $ 630,000 $ 315,000 $ 343,000
Swain, North Carolina 2 $ 1,380,000 $ 690,000 $ 633,000
Wayne, North Carolina 2 $ 50,000 $ 25,000 $ 37,000
Yancey, North Carolina 2 $ 990,000 $ 495,000 $ 225,000
Butler, Ohio 2 $ 120,000 $ 60,000 $ 155,000
Huron, Ohio 2 $ 170,000 $ 85,000 $ 68,000
Lawrence, Ohio 2 $ 230,000 $ 115,000 $ 0
Washington, Ohio 2 $ 960,000 $ 480,000 $ 221,000
Bradford, Pennsylvania 2 $ 280,000 $ 140,000 $ 51,000
Forest, Pennsylvania 2 $ 260,000 $ 130,000 $ 43,000
Chesterfield, South Carolina 2 $ 350,000 $ 175,000 $ 67,000
Clarendon, South Carolina 2 $ 380,000 $ 190,000 $ 0
Edgefield, South Carolina 2 $ 1,560,000 $ 780,000 $ 639,000
Florence, South Carolina 2 $ 610,000 $ 305,000 $ 268,000
Greenwood, South Carolina 2 $ 310,000 $ 155,000 $ 122,000
Kershaw, South Carolina 2 $ 1,270,000 $ 635,000 $ 239,000
Pickens, South Carolina 2 $ 710,000 $ 355,000 $ 682,000
Hawkins, Tennessee 2 $ 950,000 $ 475,000 $ 100,000
Montgomery, Tennessee 2 $ 1,180,000 $ 590,000 $ 311,000
Carroll, Virginia 2 $ 200,000 $ 100,000 $ 111,000
Gloucester, Virginia 2 $ 370,000 $ 185,000 $ 0
Grayson, Virginia 2 $ 320,000 $ 160,000 $ 101,000
Halifax, Virginia 2 $ 1,120,000 $ 560,000 $ 296,000
Hopewell, Virginia 2 $ 370,000 $ 185,000 $ 0
King George, Virginia 2 $ 620,000 $ 310,000 $ 132,000
Lancaster, Virginia 2 $ 200,000 $ 100,000 $ 262,000
Lynchburg, Virginia 2 $ 620,000 $ 310,000 $ 72,000
Madison, Virginia 2 $ 1,200,000 $ 600,000 $ 190,000
Page, Virginia 2 $ 450,000 $ 225,000 $ 0
Poquoson, Virginia 2 $ 1,450,000 $ 725,000 $ 187,000
Hardy, West Virginia 2 $ 550,000 $ 275,000 $ 0
Marshall, West Virginia 2 $ 90,000 $ 45,000 $ 53,000
Mason, West Virginia 2 $ 200,000 $ 100,000 $ 0
Wayne, West Virginia 2 $ 450,000 $ 225,000 $ 214,000
Citrus, Florida 1 $ 435,000 $ 435,000 $ 153,000
Flagler, Florida 1 $ 365,000 $ 365,000 $ 287,000
Franklin, Florida 1 $ 505,000 $ 505,000 $ 507,000
Martin, Florida 1 $ 525,000 $ 525,000 $ 150,000
Okaloosa, Florida 1 $ 285,000 $ 285,000 $ 413,000
Putnam, Florida 1 $ 155,000 $ 155,000 $ 185,000
Sumter, Florida 1 $ 555,000 $ 555,000 $ 0
Banks, Georgia 1 $ 285,000 $ 285,000 $ 60,000
Bleckley, Georgia 1 $ 165,000 $ 165,000 $ 34,000
Bryan, Georgia 1 $ 185,000 $ 185,000 $ 0
Camden, Georgia 1 $ 755,000 $ 755,000 $ 440,000
Dade, Georgia 1 $ 545,000 $ 545,000 $ 300,000
Dawson, Georgia 1 $ 775,000 $ 775,000 $ 311,000
Decatur, Georgia 1 $ 225,000 $ 225,000 $ 100,000
Fannin, Georgia 1 $ 475,000 $ 475,000 $ 507,000
Fayette, Georgia 1 $ 325,000 $ 325,000 $ 0
Jackson, Georgia 1 $ 425,000 $ 425,000 $ 0
Lumpkin, Georgia 1 $ 585,000 $ 585,000 $ 138,000
Oconee, Georgia 1 $ 175,000 $ 175,000 $ 105,000
Putnam, Georgia 1 $ 275,000 $ 275,000 $ 91,000
Schley, Georgia 1 $ 15,000 $ 15,000 $ 81,000
Union, Georgia 1 $ 345,000 $ 345,000 $ 0
Middlesex, Massachusetts 1 $ 55,000 $ 55,000 $ 492,000
Plymouth, Massachusetts 1 $ 505,000 $ 505,000 $ 1,316,000
Missaukee, Michigan 1 $ 75,000 $ 75,000 $ 120,000
Cumberland, New Jersey 1 $ 105,000 $ 105,000 $ 0
Monmouth, New Jersey 1 $ 285,000 $ 285,000 $ 855,000
Morris, New Jersey 1 $ 555,000 $ 555,000 $ 228,000
Somerset, New Jersey 1 $ 525,000 $ 525,000 $ 0
Broome, New York 1 $ 155,000 $ 155,000 $ 57,000
Hamilton, New York 1 $ 365,000 $ 365,000 $ 659,000
Onondaga, New York 1 $ 185,000 $ 185,000 $ 58,000
Steuben, New York 1 $ 125,000 $ 125,000 $ 75,000
Sullivan, New York 1 $ 185,000 $ 185,000 $ 48,000
Ulster, New York 1 $ 355,000 $ 355,000 $ 145,000
Westchester, New York 1 $ 715,000 $ 715,000 $ 240,000
Camden, North Carolina 1 $ 455,000 $ 455,000 $ 145,000
Edgecombe, North Carolina 1 $ 35,000 $ 35,000 $ 135,000
Gates, North Carolina 1 $ 325,000 $ 325,000 $ 0
Graham, North Carolina 1 $ 295,000 $ 295,000 $ 0
Hertford, North Carolina 1 $ 645,000 $ 645,000 $ 869,000
Jones, North Carolina 1 $ 305,000 $ 305,000 $ 121,000
Pamlico, North Carolina 1 $ 175,000 $ 175,000 $ 293,000
Transylvania, North Carolina 1 $ 405,000 $ 405,000 $ 819,000
Tyrrell, North Carolina 1 $ 55,000 $ 55,000 $ 62,000
Vance, North Carolina 1 $ 295,000 $ 295,000 $ 0
Ashland, Ohio 1 $ 155,000 $ 155,000 $ 92,000
Athens, Ohio 1 $ 155,000 $ 155,000 $ 55,000
Carroll, Ohio 1 $ 195,000 $ 195,000 $ 134,000
Clark, Ohio 1 $ 25,000 $ 25,000 $ 36,000
Clermont, Ohio 1 $ 255,000 $ 255,000 $ 428,000
Clinton, Ohio 1 $ 695,000 $ 695,000 $ 128,000
Fairfield, Ohio 1 $ 115,000 $ 115,000 $ 0
Guernsey, Ohio 1 $ 155,000 $ 155,000 $ 469,000
Hancock, Ohio 1 $ 195,000 $ 195,000 $ 83,000
Harrison, Ohio 1 $ 315,000 $ 315,000 $ 0
Knox, Ohio 1 $ 225,000 $ 225,000 $ 65,000
Meigs, Ohio 1 $ 185,000 $ 185,000 $ 0
Miami, Ohio 1 $ 175,000 $ 175,000 $ 103,000
Muskingum, Ohio 1 $ 195,000 $ 195,000 $ 0
Pickaway, Ohio 1 $ 175,000 $ 175,000 $ 0
Tuscarawas, Ohio 1 $ 245,000 $ 245,000 $ 0
Wood, Ohio 1 $ 545,000 $ 545,000 $ 0
Cameron, Pennsylvania 1 $ 105,000 $ 105,000 $ 155,000
Elk, Pennsylvania 1 $ 185,000 $ 185,000 $ 661,000
McKean, Pennsylvania 1 $ 85,000 $ 85,000 $ 64,000
Barnwell, South Carolina 1 $ 75,000 $ 75,000 $ 0
Fairfield, South Carolina 1 $ 385,000 $ 385,000 $ 83,000
Marlboro, South Carolina 1 $ 155,000 $ 155,000 $ 0
Saluda, South Carolina 1 $ 505,000 $ 505,000 $ 251,000
Blount, Tennessee 1 $ 345,000 $ 345,000 $ 56,000
Franklin, Tennessee 1 $ 785,000 $ 785,000 $ 218,000
Sevier, Tennessee 1 $ 385,000 $ 385,000 $ 0
Wilson, Tennessee 1 $ 245,000 $ 245,000 $ 0
Accomack, Virginia 1 $ 245,000 $ 245,000 $ 0
Buckingham, Virginia 1 $ 75,000 $ 75,000 $ 0
Charles City, Virginia 1 $ 315,000 $ 315,000 $ 0
Giles, Virginia 1 $ 65,000 $ 65,000 $ 0
Greene, Virginia 1 $ 235,000 $ 235,000 $ 0
Greensville, Virginia 1 $ 225,000 $ 225,000 $ 0
Hampton, Virginia 1 $ 435,000 $ 435,000 $ 220,000
Harrisonburg, Virginia 1 $ 255,000 $ 255,000 $ 0
King and Queen, Virginia 1 $ 225,000 $ 225,000 $ 0
Mathews, Virginia 1 $ 565,000 $ 565,000 $ 280,000
Northampton, Virginia 1 $ 765,000 $ 765,000 $ 245,000
Prince Edward, Virginia 1 $ 235,000 $ 235,000 $ 0
Rappahannock, Virginia 1 $ 305,000 $ 305,000 $ 0
Southampton, Virginia 1 $ 425,000 $ 425,000 $ 0
Washington, Virginia 1 $ 85,000 $ 85,000 $ 57,000
Winchester, Virginia 1 $ 895,000 $ 895,000 $ 530,000
Wythe, Virginia 1 $ 185,000 $ 185,000 $ 0
Jackson, West Virginia 1 $ 115,000 $ 115,000 $ 0
Putnam, West Virginia 1 $ 75,000 $ 75,000 $ 0
Roane, West Virginia 1 $ 115,000 $ 115,000 $ 0

Mortgage Loan Application Detail Totals for First National Bank of Pa in 2022

Loan Purpose

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Refinancing 7,828 $1,532,990,000 $195,000 $11,915,000 $148,000 $9,618,000
Home Purchase 7,103 $3,349,955,000 $471,000 $52,055,000 $195,000 $6,526,000
Home Improvement 6,510 $794,380,000 $122,000 $34,005,000 $155,000 $6,535,000
Other Purpose 2,793 $402,415,000 $144,000 $5,505,000 $184,000 $8,871,000
Cash-out Refinancing 647 $202,915,000 $313,000 $1,995,000 $148,000 $2,248,000
Not Applicable 0 $0 $0 $0 $0 $0

Applicant Race

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
White 17,772 $3,863,240,000 $217,000 $5,505,000 $162,000 $8,871,000
Not applicable 2,258 $1,018,040,000 $450,000 $52,055,000 $209,000 $209,000
Not Provided 2,140 $584,880,000 $273,000 $3,305,000 $182,000 $9,618,000
Asian 1,044 $377,410,000 $361,000 $2,005,000 $215,000 $4,800,000
Black or African American 833 $188,415,000 $226,000 $1,385,000 $147,000 $5,027,000
Hispanic 567 $129,035,000 $227,000 $1,395,000 $130,000 $4,447,000
American Indian or Alaskan Native 39 $10,835,000 $277,000 $955,000 $183,000 $2,204,000
Native Hawaiian or Other Pacific Islander 18 $2,500,000 $138,000 $275,000 $154,000 $287,000

Loan Type

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Conventional (any loan other than FHA, VA, FSA, or RHS loans) 24,698 $6,241,850,000 $252,000 $52,055,000 $167,000 $9,618,000
FHA-insured (Federal Housing Administration) 103 $19,475,000 $189,000 $485,000 $72,000 $371,000
VA-guaranteed (Veterans Administration) 43 $15,435,000 $358,000 $1,125,000 $117,000 $324,000
FSA/RHS (Farm Service Agency or Rural Housing Service) 37 $5,895,000 $159,000 $425,000 $58,000 $102,000

Outcome

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Loan Originated 15,267 $4,213,875,000 $276,000 $52,055,000 $181,000 $8,871,000
Application Denied By Financial Institution 5,427 $934,715,000 $172,000 $2,995,000 $117,000 $9,618,000
Loan Purchased By The Institution 1,691 $504,155,000 $298,000 $1,305,000 $110,000 $110,000
File Closed For Incompleteness 1,216 $246,480,000 $202,000 $2,005,000 $182,000 $6,535,000
Application Withdrawn By Applicant 1,106 $353,110,000 $319,000 $2,925,000 $185,000 $3,852,000
Application Approved But Not Accepted 174 $30,320,000 $174,000 $1,185,000 $156,000 $1,805,000
Preapproval Approved but not Accepted 0 $0 $0 $0 $0 $0
Preapproval Denied by Financial Institution 0 $0 $0 $0 $0 $0

Denial Reason

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Not applicable 19,454 $5,347,940,000 $274,000 $52,055,000 $181,000 $8,871,000
Credit History 2,218 $261,720,000 $117,000 $1,805,000 $120,000 $9,618,000
Debt-To-Income Ratio 1,624 $315,910,000 $194,000 $2,005,000 $66,000 $855,000
Collateral 1,183 $227,965,000 $192,000 $2,295,000 $171,000 $5,027,000
Other 245 $69,315,000 $282,000 $2,995,000 $167,000 $1,800,000
Employment History 72 $28,400,000 $394,000 $1,875,000 $122,000 $661,000
Insufficient Cash (Downpayment, Closing Cost) 38 $18,420,000 $484,000 $2,005,000 $147,000 $642,000
Unverifiable Information 29 $9,575,000 $330,000 $1,385,000 $143,000 $720,000
Credit Application Incomplete 18 $3,410,000 $189,000 $405,000 $127,000 $461,000
Mortgage Insurance Denied 0 $0 $0 $0 $0 $0

Our comprehensive HMDA mortgage statistics provide invaluable insights into First National Bank of Pa's 2022 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.

This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics, and assess First National Bank of Pa's mortgage approval patterns. Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
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