Captex Bank, National Association
HMDA Loan Application Totals
and Mortgage Lending Details
for 2014
Captex Bank, National Association 2014 HMDA loan application data provides key insights into its mortgage lending trends, applicant demographics, and loan distribution.
The Home Mortgage Disclosure Act (HMDA) requires lenders to report detailed loan application data, offering transparency into lending patterns.
The data reveals trends in average loan size, applicant income, and mortgage approval rates, helping consumers and analysts understand lending accessibility.
Below, explore a breakdown of loan applications by county, metro area, loan purpose, applicant race, loan type, and more.
Whether you're an industry professional, homebuyer, or researcher,
this information provides valuable insights into mortgage lending activity.
Scroll down to view the full dataset and analyze lending trends in greater detail.
| Mortgage Company & Address | Captex Bank, National Association Po Box 4 Trenton, TX 75490 Tel #: available with data download |
| Federal Regulator | * available with data download |
| Years | 2019 2018 2017 2016 2015 2014 2013 2012 2011 2010 2009 2008 2007 2006 2005 2004 2003 |
| Total Number of Mortgage Applications | 1,438 |
| Total Mortgage Loan Application Amount | $271,187,000 |
| Average Mortgage Loan Application Amount | $141,000 |
| Highest Mortgage Loan Application Amount | $1,594,000 |
| Average Applicant Income | $84,000 |
| Highest Applicant Income | $1,200,000 |
Explore comprehensive HMDA mortgage statistics and lending trends for 2014 with Captex Bank, National Association. Below, you'll find key insights into this lender's mortgage activity, including total loan applications, average mortgage amounts, highest application values, and income levels of top applicants. Whether you're analyzing Captex Bank, National Association's lending patterns or researching mortgage trends, these statistics provide valuable transparency into their loan activity.
Our HMDA dataset for 2014 breaks down Captex Bank, National Association's mortgage applications by loan purpose, applicant race, loan type, approval outcomes, and reasons for denial. These insights help homebuyers, financial analysts, and industry professionals assess borrower demographics and lending practices, offering a clearer view of how Captex Bank, National Association serves its applicants.
Each category highlights the total number of mortgage applications processed by Captex Bank, National Association, total loan amounts, average mortgage values, and the highest mortgage amounts recorded. You can also review borrower income trends, including the average and highest reported applicant incomes for loans issued by this lender. Whether you're evaluating lender performance, comparing mortgage approval rates, or exploring loan options, this HMDA-backed data offers a crucial look at Captex Bank, National Association's mortgage activity for 2014.
| County | Total Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loans Applications | Average Mortgage Loan Application Amount | Average Applicant Income |
|---|---|---|---|---|
| Tarrant County Texas | 208 | $ 36,980,000 | $ 177,000 | $ 89,000 |
| Bexar County Texas | 160 | $ 30,520,000 | $ 190,000 | $ 92,000 |
| Dallas County Texas | 141 | $ 25,321,000 | $ 179,000 | $ 96,000 |
| Collin County Texas | 113 | $ 22,540,000 | $ 199,000 | $ 99,000 |
| Denton County Texas | 111 | $ 24,553,000 | $ 221,000 | $ 102,000 |
| Fannin County Texas | 65 | $ 3,916,000 | $ 60,000 | $ 61,000 |
| Harris County Texas | 55 | $ 11,100,000 | $ 201,000 | $ 106,000 |
| Grand Forks County North Dakota | 33 | $ 6,206,000 | $ 188,000 | $ 92,000 |
| Rockwall County Texas | 26 | $ 6,017,000 | $ 231,000 | $ 124,000 |
| Grayson County Texas | 23 | $ 2,335,000 | $ 101,000 | $ 81,000 |
| Webb County Texas | 21 | $ 3,510,000 | $ 167,000 | $ 63,000 |
| Denver County Colorado | 19 | $ 6,211,000 | $ 326,000 | $ 169,000 |
| Ellis County Texas | 19 | $ 3,747,000 | $ 197,000 | $ 84,000 |
| Colfax County New Mexico | 18 | $ 2,860,000 | $ 158,000 | $ 85,000 |
| Kaufman County Texas | 16 | $ 2,639,000 | $ 164,000 | $ 68,000 |
| Kerr County Texas | 16 | $ 3,010,000 | $ 188,000 | $ 96,000 |
| Cass County North Dakota | 15 | $ 2,753,000 | $ 183,000 | $ 80,000 |
| Comal County Texas | 14 | $ 4,515,000 | $ 322,000 | $ 110,000 |
| Parker County Texas | 14 | $ 3,189,000 | $ 227,000 | $ 216,000 |
| Adams County Colorado | 13 | $ 2,779,000 | $ 213,000 | $ 66,000 |
| Polk County Minnesota | 12 | $ 1,940,000 | $ 161,000 | $ 73,000 |
| Gillespie County Texas | 12 | $ 2,939,000 | $ 244,000 | $ 158,000 |
| El Paso County Texas | 10 | $ 1,454,000 | $ 145,000 | $ 60,000 |
| Arapahoe County Colorado | 9 | $ 2,301,000 | $ 255,000 | $ 85,000 |
| Jefferson County Colorado | 9 | $ 2,066,000 | $ 229,000 | $ 83,000 |
| Walsh County North Dakota | 9 | $ 620,000 | $ 68,000 | $ 56,000 |
| Brazoria County Texas | 9 | $ 1,776,000 | $ 197,000 | $ 116,000 |
| Guadalupe County Texas | 9 | $ 1,455,000 | $ 161,000 | $ 64,000 |
| Kendall County Texas | 9 | $ 2,231,000 | $ 247,000 | $ 102,000 |
| Hunt County Texas | 8 | $ 885,000 | $ 110,000 | $ 66,000 |
| Montgomery County Texas | 8 | $ 2,078,000 | $ 259,000 | $ 119,000 |
| Travis County Texas | 8 | $ 1,644,000 | $ 205,000 | $ 91,000 |
| Fort Bend County Texas | 7 | $ 1,783,000 | $ 254,000 | $ 79,000 |
| Boulder County Colorado | 6 | $ 1,884,000 | $ 314,000 | $ 109,000 |
| Larimer County Colorado | 6 | $ 1,478,000 | $ 246,000 | $ 104,000 |
| Weld County Colorado | 6 | $ 971,000 | $ 161,000 | $ 59,000 |
| Galveston County Texas | 6 | $ 1,025,000 | $ 170,000 | $ 80,000 |
| Hays County Texas | 6 | $ 1,255,000 | $ 209,000 | $ 106,000 |
| Hidalgo County Texas | 6 | $ 673,000 | $ 112,000 | $ 98,000 |
| Medina County Texas | 6 | $ 1,320,000 | $ 220,000 | $ 76,000 |
| Douglas County Colorado | 5 | $ 1,301,000 | $ 260,000 | $ 106,000 |
| Brazos County Texas | 5 | $ 690,000 | $ 138,000 | $ 93,000 |
| Cooke County Texas | 5 | $ 577,000 | $ 115,000 | $ 59,000 |
| Hood County Texas | 5 | $ 834,000 | $ 166,000 | $ 63,000 |
| Johnson County Texas | 5 | $ 1,382,000 | $ 276,000 | $ 95,000 |
| Lubbock County Texas | 5 | $ 960,000 | $ 192,000 | $ 179,000 |
| Taylor County Texas | 5 | $ 1,176,000 | $ 235,000 | $ 118,000 |
| Wilson County Texas | 5 | $ 1,400,000 | $ 280,000 | $ 91,000 |
| El Paso County Colorado | 4 | $ 1,166,000 | $ 291,000 | $ 57,000 |
| Clay County Minnesota | 4 | $ 560,000 | $ 140,000 | $ 103,000 |
| Cavalier County North Dakota | 4 | $ 400,000 | $ 100,000 | $ 83,000 |
| Pembina County North Dakota | 4 | $ 419,000 | $ 104,000 | $ 86,000 |
| Midland County Texas | 4 | $ 1,048,000 | $ 262,000 | $ 114,000 |
| Nueces County Texas | 4 | $ 636,000 | $ 159,000 | $ 101,000 |
| Wise County Texas | 4 | $ 632,000 | $ 158,000 | $ 62,000 |
| Routt County Colorado | 3 | $ 1,246,000 | $ 415,000 | $ 185,000 |
| Stark County North Dakota | 3 | $ 485,000 | $ 161,000 | $ 61,000 |
| Atascosa County Texas | 3 | $ 732,000 | $ 244,000 | $ 91,000 |
| Bastrop County Texas | 3 | $ 628,000 | $ 209,000 | $ 97,000 |
| Bowie County Texas | 3 | $ 560,000 | $ 186,000 | $ 75,000 |
| Gregg County Texas | 3 | $ 341,000 | $ 113,000 | $ 58,000 |
| Hale County Texas | 3 | $ 679,000 | $ 226,000 | $ 231,000 |
| McLennan County Texas | 3 | $ 514,000 | $ 171,000 | $ 86,000 |
| Randall County Texas | 3 | $ 502,000 | $ 167,000 | $ 64,000 |
| Wood County Texas | 3 | $ 477,000 | $ 159,000 | $ 78,000 |
| Santa Clara County California | 2 | $ 1,004,000 | $ 502,000 | $ 122,000 |
| Elbert County Colorado | 2 | $ 440,000 | $ 220,000 | $ 82,000 |
| Morgan County Colorado | 2 | $ 307,000 | $ 153,000 | $ 47,000 |
| Mecklenburg County North Carolina | 2 | $ 399,000 | $ 199,000 | $ 12,000 |
| Wake County North Carolina | 2 | $ 607,000 | $ 303,000 | $ 0 |
| Traill County North Dakota | 2 | $ 271,000 | $ 135,000 | $ 32,000 |
| Cameron County Texas | 2 | $ 338,000 | $ 169,000 | $ 64,000 |
| Harrison County Texas | 2 | $ 458,000 | $ 229,000 | $ 106,000 |
| Navarro County Texas | 2 | $ 297,000 | $ 148,000 | $ 45,000 |
| Williamson County Texas | 2 | $ 318,000 | $ 159,000 | $ 68,000 |
| Lauderdale County Alabama | 1 | $ 101,000 | $ 101,000 | $ 50,000 |
| Clark County Arkansas | 1 | $ 311,000 | $ 311,000 | $ 0 |
| Pulaski County Arkansas | 1 | $ 251,000 | $ 251,000 | $ 0 |
| Washington County Arkansas | 1 | $ 130,000 | $ 130,000 | $ 113,000 |
| San Bernardino County California | 1 | $ 102,000 | $ 102,000 | $ 38,000 |
| San Diego County California | 1 | $ 225,000 | $ 225,000 | $ 163,000 |
| Broomfield County Colorado | 1 | $ 203,000 | $ 203,000 | $ 77,000 |
| Clear Creek County Colorado | 1 | $ 417,000 | $ 417,000 | $ 162,000 |
| Park County Colorado | 1 | $ 295,000 | $ 295,000 | $ 51,000 |
| Summit County Colorado | 1 | $ 550,000 | $ 550,000 | $ 215,000 |
| Palm Beach County Florida | 1 | $ 197,000 | $ 197,000 | $ 0 |
| Pasco County Florida | 1 | $ 160,000 | $ 160,000 | $ 42,000 |
| Polk County Florida | 1 | $ 150,000 | $ 150,000 | $ 52,000 |
| Chatham County Georgia | 1 | $ 158,000 | $ 158,000 | $ 0 |
| Clarke County Georgia | 1 | $ 146,000 | $ 146,000 | $ 53,000 |
| Fulton County Georgia | 1 | $ 200,000 | $ 200,000 | $ 0 |
| Richmond County Georgia | 1 | $ 57,000 | $ 57,000 | $ 29,000 |
| Becker County Minnesota | 1 | $ 417,000 | $ 417,000 | $ 350,000 |
| Hennepin County Minnesota | 1 | $ 143,000 | $ 143,000 | $ 72,000 |
| Curry County New Mexico | 1 | $ 87,000 | $ 87,000 | $ 131,000 |
| San Miguel County New Mexico | 1 | $ 152,000 | $ 152,000 | $ 56,000 |
| Union County New Mexico | 1 | $ 71,000 | $ 71,000 | $ 40,000 |
| Wayne County North Carolina | 1 | $ 160,000 | $ 160,000 | $ 0 |
| Billings County North Dakota | 1 | $ 251,000 | $ 251,000 | $ 187,000 |
| Burleigh County North Dakota | 1 | $ 176,000 | $ 176,000 | $ 468,000 |
| Nelson County North Dakota | 1 | $ 49,000 | $ 49,000 | $ 62,000 |
| Richland County North Dakota | 1 | $ 270,000 | $ 270,000 | $ 383,000 |
| Angelina County Texas | 1 | $ 82,000 | $ 82,000 | $ 58,000 |
| Austin County Texas | 1 | $ 188,000 | $ 188,000 | $ 91,000 |
| Bandera County Texas | 1 | $ 160,000 | $ 160,000 | $ 108,000 |
| Bell County Texas | 1 | $ 163,000 | $ 163,000 | $ 47,000 |
| Bosque County Texas | 1 | $ 216,000 | $ 216,000 | $ 60,000 |
| Brown County Texas | 1 | $ 305,000 | $ 305,000 | $ 117,000 |
| Burnet County Texas | 1 | $ 268,000 | $ 268,000 | $ 157,000 |
| Chambers County Texas | 1 | $ 300,000 | $ 300,000 | $ 123,000 |
| Coryell County Texas | 1 | $ 279,000 | $ 279,000 | $ 132,000 |
| Dallam County Texas | 1 | $ 71,000 | $ 71,000 | $ 74,000 |
| Floyd County Texas | 1 | $ 77,000 | $ 77,000 | $ 55,000 |
| Gaines County Texas | 1 | $ 173,000 | $ 173,000 | $ 54,000 |
| Jack County Texas | 1 | $ 51,000 | $ 51,000 | $ 42,000 |
| Jasper County Texas | 1 | $ 215,000 | $ 215,000 | $ 150,000 |
| Live Oak County Texas | 1 | $ 196,000 | $ 196,000 | $ 110,000 |
| McCulloch County Texas | 1 | $ 85,000 | $ 85,000 | $ 62,000 |
| Nacogdoches County Texas | 1 | $ 49,000 | $ 49,000 | $ 126,000 |
| Ochiltree County Texas | 1 | $ 123,000 | $ 123,000 | $ 50,000 |
| Reeves County Texas | 1 | $ 107,000 | $ 107,000 | $ 39,000 |
| San Patricio County Texas | 1 | $ 134,000 | $ 134,000 | $ 54,000 |
| Smith County Texas | 1 | $ 76,000 | $ 76,000 | $ 34,000 |
| Somervell County Texas | 1 | $ 287,000 | $ 287,000 | $ 183,000 |
| Swisher County Texas | 1 | $ 99,000 | $ 99,000 | $ 88,000 |
| Victoria County Texas | 1 | $ 147,000 | $ 147,000 | $ 99,000 |
| Waller County Texas | 1 | $ 407,000 | $ 407,000 | $ 0 |
| Washington County Texas | 1 | $ 155,000 | $ 155,000 | $ 92,000 |
| Willacy County Texas | 1 | $ 71,000 | $ 71,000 | $ 34,000 |
| Chesterfield County Virginia | 1 | $ 225,000 | $ 225,000 | $ 0 |
| Galax County Virginia | 1 | $ 183,000 | $ 183,000 | $ 74,000 |
| Virginia Beach County Virginia | 1 | $ 152,000 | $ 152,000 | $ 61,000 |
| Laramie County Wyoming | 1 | $ 306,000 | $ 306,000 | $ 102,000 |
| Natrona County Wyoming | 1 | $ 145,000 | $ 145,000 | $ 96,000 |
Mortgage Loan Application Detail Totals for Captex Bank, National Association in 2014
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Home Purchase | 998 | $193,084,000 | $193,000 | $1,594,000 | $93,000 | $1,200,000 |
| Refinancing | 390 | $76,306,000 | $195,000 | $697,000 | $100,000 | $819,000 |
| Home Improvement | 50 | $1,797,000 | $35,000 | $193,000 | $59,000 | $389,000 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| White | 1,016 | $199,857,000 | $196,000 | $1,594,000 | $101,000 | $1,200,000 |
| Hispanic | 242 | $37,892,000 | $156,000 | $579,000 | $70,000 | $266,000 |
| Black or African American | 77 | $14,179,000 | $184,000 | $409,000 | $66,000 | $235,000 |
| Asian | 50 | $9,207,000 | $184,000 | $391,000 | $90,000 | $226,000 |
| Not Provided | 37 | $7,157,000 | $193,000 | $417,000 | $116,000 | $461,000 |
| American Indian or Alaskan Native | 9 | $1,521,000 | $169,000 | $360,000 | $122,000 | $389,000 |
| Native Hawaiian or Other Pacific Islander | 6 | $1,322,000 | $220,000 | $425,000 | $73,000 | $146,000 |
| Not applicable | 1 | $52,000 | $52,000 | $52,000 | $0 | $0 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 798 | $153,280,000 | $192,000 | $1,594,000 | $112,000 | $1,200,000 |
| FHA-insured (Federal Housing Administration) | 437 | $73,526,000 | $168,000 | $579,000 | $70,000 | $468,000 |
| VA-guaranteed (Veterans Administration) | 166 | $39,713,000 | $239,000 | $626,000 | $78,000 | $306,000 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 37 | $4,668,000 | $126,000 | $244,000 | $50,000 | $88,000 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Loan Originated | 1,093 | $209,450,000 | $191,000 | $780,000 | $96,000 | $819,000 |
| Loan Purchased By The Institution | 133 | $25,451,000 | $191,000 | $453,000 | $82,000 | $420,000 |
| Application Approved But Not Accepted | 101 | $18,469,000 | $182,000 | $456,000 | $97,000 | $1,200,000 |
| Application Denied By Financial Institution | 66 | $8,769,000 | $132,000 | $404,000 | $67,000 | $383,000 |
| File Closed For Incompleteness | 24 | $5,844,000 | $243,000 | $1,594,000 | $107,000 | $600,000 |
| Application Withdrawn By Applicant | 21 | $3,204,000 | $152,000 | $417,000 | $86,000 | $190,000 |
| Preapproval Approved but not Accepted | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Denied by Financial Institution | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Credit History | 26 | $2,582,000 | $99,000 | $310,000 | $58,000 | $141,000 |
| Collateral | 15 | $2,249,000 | $149,000 | $330,000 | $101,000 | $383,000 |
| Debt-To-Income Ratio | 14 | $2,263,000 | $161,000 | $404,000 | $54,000 | $225,000 |
| Employment History | 6 | $1,109,000 | $184,000 | $311,000 | $60,000 | $88,000 |
| Other | 2 | $333,000 | $166,000 | $208,000 | $80,000 | $128,000 |
| Unverifiable Information | 2 | $185,000 | $92,000 | $145,000 | $35,000 | $71,000 |
| Insufficient Cash (Downpayment, Closing Cost) | 1 | $48,000 | $48,000 | $48,000 | $42,000 | $42,000 |
| Mortgage Insurance Denied | 0 | $0 | $0 | $0 | $0 | $0 |
| Credit Application Incomplete | 0 | $0 | $0 | $0 | $0 | $0 |
Our comprehensive HMDA mortgage statistics provide invaluable insights into Captex Bank, National Association's 2014 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.
This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics,
and assess Captex Bank, National Association's mortgage approval patterns.
Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
For a list of all lenders in Texas, download the full spreadsheet
with aggregated HMDA statistics today.