First Nlc Financial Services, Mortgage Lending & HMDA Data, 2006

In 2006, First Nlc Financial Services, of Boca Raton, FL reported 266,409 mortgage applications totaling $48.3 billion, up 82% from 2005. The average application was for $181,466, and applicants reported an average income of $46,522. 15% of its applications resulted in an originated loan and 17% were denied. Its largest markets were Chicago-Naperville-Joliet, IL (16,569), Houston-Sugar Land-Baytown, TX (9,148) and Phoenix-Mesa-Scottsdale, AZ (8,568) (applications in parentheses).

Mortgage Company & Address First Nlc Financial Services,
4680 Conference Way South
Boca Raton, FL 33431
Tel #: available with data download
Federal Regulator * available with data download
Years 2007  2006  2005  2004  2003  
Total Number of Mortgage Applications 266,409
Total Mortgage Loan Application Amount $48,344,271,000
Average Mortgage Loan Application Amount $181,466
Highest Mortgage Loan Application Amount $5,000,000
Average Applicant Income $46,522
Highest Applicant Income $3,000,000

About this data: figures come from the Home Mortgage Disclosure Act (HMDA) records First Nlc Financial Services, filed with the FFIEC and count every application it reported (approved, denied, withdrawn or purchased), not just closed loans. Applications reported at $100 million or more are left out of these totals.

Mortgage Loan Application Totals for First Nlc Financial Services, by County in 2006

County Total Number of Mortgage Loan Applications Total Dollar Amount of Mortgage Loans Applications Average Mortgage Loan Application Amount Average Applicant Income
Cook, Illinois 11,256 $ 2,038,752,000 $ 181,125 $ 51,000
Maricopa, Arizona 8,065 $ 1,312,045,000 $ 162,683 $ 48,000
Miami-Dade, Florida 6,991 $ 1,394,547,000 $ 199,477 $ 77,000
Los Angeles, California 6,777 $ 2,240,210,000 $ 330,560 $ 95,000
Harris, Texas 6,727 $ 760,334,000 $ 113,027 $ 35,000
Broward, Florida 5,226 $ 1,049,531,000 $ 200,828 $ 70,000
Dallas, Texas 4,014 $ 463,956,000 $ 115,584 $ 32,000
Clark, Nevada 3,721 $ 816,314,000 $ 219,380 $ 63,000
Wayne, Michigan 3,484 $ 351,583,000 $ 100,913 $ 39,000
Riverside, California 3,283 $ 891,116,000 $ 271,433 $ 88,000
Tarrant, Texas 2,942 $ 358,960,000 $ 122,012 $ 31,000
San Bernardino, California 2,898 $ 729,134,000 $ 251,599 $ 83,000
Prince George's, Maryland 2,707 $ 692,702,000 $ 255,892 $ 54,000
Sacramento, California 2,617 $ 701,959,000 $ 268,230 $ 69,000
Palm Beach, Florida 2,599 $ 549,662,000 $ 211,489 $ 70,000
San Diego, California 2,184 $ 734,342,000 $ 336,237 $ 93,000
Providence, Rhode Island 2,159 $ 445,276,000 $ 206,241 $ 46,000
Orange, Florida 2,052 $ 363,590,000 $ 177,188 $ 44,000
Duval, Florida 1,989 $ 257,017,000 $ 129,219 $ 34,000
Fresno, California 1,912 $ 378,408,000 $ 197,912 $ 49,000
Hillsborough, Florida 1,824 $ 276,456,000 $ 151,565 $ 47,000
Orange, California 1,762 $ 653,736,000 $ 371,019 $ 111,000
Shelby, Tennessee 1,689 $ 191,659,000 $ 113,474 $ 31,000
Will, Illinois 1,670 $ 305,300,000 $ 182,814 $ 44,000
Baltimore City, Maryland 1,516 $ 181,336,000 $ 119,614 $ 40,000
San Joaquin, California 1,471 $ 443,583,000 $ 301,552 $ 76,000
Lake, Illinois 1,423 $ 249,330,000 $ 175,214 $ 50,000
Bexar, Texas 1,422 $ 152,243,000 $ 107,062 $ 31,000
Lee, Florida 1,397 $ 253,470,000 $ 181,438 $ 68,000
King, Washington 1,373 $ 359,963,000 $ 262,172 $ 42,000
Alameda, California 1,350 $ 493,665,000 $ 365,677 $ 115,000
Kane, Illinois 1,329 $ 201,349,000 $ 151,504 $ 43,000
Baltimore, Maryland 1,291 $ 245,813,000 $ 190,405 $ 47,000
Pierce, Washington 1,287 $ 272,968,000 $ 212,096 $ 35,000
Contra Costa, California 1,275 $ 445,516,000 $ 349,424 $ 108,000
Fulton, Georgia 1,273 $ 201,222,000 $ 158,069 $ 57,000
DuPage, Illinois 1,246 $ 247,924,000 $ 198,975 $ 53,000
Honolulu, Hawaii 1,218 $ 420,526,000 $ 345,259 $ 29,000
Kern, California 1,207 $ 233,153,000 $ 193,167 $ 40,000
Marion, Indiana 1,201 $ 112,569,000 $ 93,729 $ 27,000
Philadelphia, Pennsylvania 1,175 $ 133,332,000 $ 113,474 $ 26,000
Fort Bend, Texas 1,162 $ 153,711,000 $ 132,281 $ 39,000
Pinellas, Florida 1,157 $ 182,823,000 $ 158,014 $ 46,000
St. Louis, Missouri 1,140 $ 130,643,000 $ 114,599 $ 40,000
Tulare, California 1,118 $ 204,116,000 $ 182,572 $ 39,000
Jackson, Missouri 1,115 $ 112,626,000 $ 101,009 $ 41,000
Milwaukee, Wisconsin 1,114 $ 127,691,000 $ 114,623 $ 40,000
New Haven, Connecticut 1,107 $ 222,919,000 $ 201,372 $ 34,000
Hartford, Connecticut 1,099 $ 205,815,000 $ 187,274 $ 31,000
Lake, Indiana 1,071 $ 98,050,000 $ 91,549 $ 30,000
Montgomery, Maryland 1,051 $ 307,519,000 $ 292,596 $ 53,000
Stanislaus, California 1,046 $ 268,904,000 $ 257,078 $ 81,000
Santa Clara, California 1,036 $ 397,642,000 $ 383,824 $ 113,000
Pima, Arizona 1,032 $ 159,238,000 $ 154,300 $ 32,000
DeKalb, Georgia 1,009 $ 141,416,000 $ 140,154 $ 44,000
Franklin, Ohio 992 $ 125,095,000 $ 126,103 $ 25,000
Worcester, Massachusetts 977 $ 222,981,000 $ 228,230 $ 46,000
Collin, Texas 909 $ 154,066,000 $ 169,489 $ 45,000
Denver, Colorado 907 $ 164,503,000 $ 181,370 $ 33,000
Oakland, Michigan 875 $ 135,614,000 $ 154,987 $ 50,000
Adams, Colorado 858 $ 165,012,000 $ 192,321 $ 31,000
El Paso, Colorado 853 $ 156,514,000 $ 183,486 $ 23,000
Polk, Florida 814 $ 120,484,000 $ 148,014 $ 43,000
Camden, New Jersey 811 $ 136,062,000 $ 167,770 $ 41,000
St. Lucie, Florida 801 $ 135,689,000 $ 169,399 $ 61,000
Denton, Texas 797 $ 124,624,000 $ 156,366 $ 40,000
Volusia, Florida 788 $ 129,756,000 $ 164,664 $ 43,000
Fairfield, Connecticut 748 $ 211,016,000 $ 282,106 $ 50,000
Snohomish, Washington 747 $ 187,124,000 $ 250,500 $ 36,000
Davidson, Tennessee 744 $ 99,737,000 $ 134,055 $ 27,000
Suffolk, Massachusetts 737 $ 231,913,000 $ 314,671 $ 61,000
Solano, California 732 $ 229,626,000 $ 313,696 $ 105,000
Hampden, Massachusetts 732 $ 117,815,000 $ 160,949 $ 35,000
Pasco, Florida 729 $ 110,274,000 $ 151,267 $ 48,000
Douglas, Nebraska 717 $ 79,622,000 $ 111,048 $ 27,000
Gwinnett, Georgia 715 $ 114,585,000 $ 160,258 $ 51,000
Bernalillo, New Mexico 708 $ 105,978,000 $ 149,686 $ 24,000
Essex, Massachusetts 692 $ 186,955,000 $ 270,166 $ 46,000
Virginia Beach, Virginia 687 $ 126,627,000 $ 184,318 $ 34,000
New Castle, Delaware 679 $ 124,444,000 $ 183,275 $ 52,000
Hennepin, Minnesota 675 $ 140,508,000 $ 208,160 $ 26,000
Osceola, Florida 673 $ 122,515,000 $ 182,043 $ 50,000
Brevard, Florida 665 $ 109,674,000 $ 164,923 $ 35,000
Maui, Hawaii 660 $ 259,412,000 $ 393,048 $ 19,000
Macomb, Michigan 660 $ 89,330,000 $ 135,348 $ 38,000
Travis, Texas 656 $ 91,557,000 $ 139,568 $ 39,000
Allegheny, Pennsylvania 654 $ 79,226,000 $ 121,140 $ 40,000
Middlesex, Massachusetts 644 $ 202,441,000 $ 314,349 $ 47,000
Arapahoe, Colorado 637 $ 131,668,000 $ 206,700 $ 37,000
Plymouth, Massachusetts 627 $ 167,811,000 $ 267,641 $ 47,000
Kent, Michigan 626 $ 71,140,000 $ 113,642 $ 41,000
Anne Arundel, Maryland 620 $ 157,961,000 $ 254,775 $ 59,000
Hamilton, Ohio 615 $ 74,743,000 $ 121,533 $ 23,000
Monroe, Pennsylvania 610 $ 100,902,000 $ 165,413 $ 33,000
Bristol, Massachusetts 605 $ 146,070,000 $ 241,438 $ 35,000
McHenry, Illinois 603 $ 115,357,000 $ 191,305 $ 39,000
El Paso, Texas 599 $ 67,305,000 $ 112,362 $ 22,000
Fairfax, Virginia 588 $ 200,472,000 $ 340,938 $ 51,000
Winnebago, Illinois 585 $ 64,572,000 $ 110,379 $ 27,000
Ventura, California 581 $ 252,589,000 $ 434,748 $ 52,000
Clayton, Georgia 569 $ 68,364,000 $ 120,147 $ 30,000
Prince William, Virginia 569 $ 173,268,000 $ 304,513 $ 48,000
Merced, California 565 $ 132,989,000 $ 235,378 $ 73,000
Essex, New Jersey 565 $ 143,725,000 $ 254,380 $ 53,000
Spokane, Washington 552 $ 74,431,000 $ 134,838 $ 26,000
Multnomah, Oregon 533 $ 105,923,000 $ 198,729 $ 28,000
Cobb, Georgia 524 $ 78,196,000 $ 149,229 $ 38,000
Pinal, Arizona 503 $ 80,615,000 $ 160,268 $ 48,000
Chesterfield, Virginia 502 $ 85,966,000 $ 171,247 $ 32,000
Hawaii, Hawaii 490 $ 133,354,000 $ 272,151 $ 27,000
Burlington, New Jersey 484 $ 98,893,000 $ 204,324 $ 39,000
Seminole, Florida 482 $ 93,106,000 $ 193,165 $ 46,000
Genesee, Michigan 465 $ 52,911,000 $ 113,787 $ 26,000
East Baton Rouge, Louisiana 463 $ 54,885,000 $ 118,542 $ 22,000
Jefferson, Colorado 453 $ 104,624,000 $ 230,958 $ 36,000
Collier, Florida 450 $ 112,755,000 $ 250,566 $ 81,000
St. Louis City, Missouri 449 $ 43,901,000 $ 97,775 $ 47,000
St. Clair, Illinois 447 $ 48,514,000 $ 108,532 $ 22,000
Ocean, New Jersey 444 $ 112,466,000 $ 253,301 $ 43,000
Salt Lake, Utah 444 $ 72,399,000 $ 163,060 $ 63,000
Hidalgo, Texas 443 $ 46,049,000 $ 103,948 $ 22,000
Marion, Florida 439 $ 63,870,000 $ 145,489 $ 36,000
Clark, Washington 435 $ 93,920,000 $ 215,908 $ 27,000
Madison, Illinois 429 $ 46,349,000 $ 108,039 $ 23,000
Montgomery, Texas 423 $ 64,908,000 $ 153,446 $ 41,000
Mecklenburg, North Carolina 403 $ 49,779,000 $ 123,521 $ 61,000
Kent, Rhode Island 403 $ 85,706,000 $ 212,669 $ 29,000
Weld, Colorado 402 $ 75,987,000 $ 189,022 $ 28,000
Chesapeake, Virginia 402 $ 74,554,000 $ 185,457 $ 32,000
Allen, Indiana 396 $ 33,412,000 $ 84,373 $ 27,000
York, Pennsylvania 390 $ 65,053,000 $ 166,802 $ 24,000
Gloucester, New Jersey 389 $ 70,467,000 $ 181,149 $ 40,000
Pueblo, Colorado 387 $ 51,015,000 $ 131,821 $ 26,000
Middlesex, New Jersey 384 $ 108,674,000 $ 283,005 $ 52,000
Norfolk, Massachusetts 383 $ 120,275,000 $ 314,033 $ 47,000
Sonoma, California 382 $ 122,697,000 $ 321,196 $ 111,000
Madera, California 378 $ 81,645,000 $ 215,992 $ 60,000
Jefferson, Louisiana 377 $ 50,951,000 $ 135,148 $ 29,000
Yakima, Washington 376 $ 55,658,000 $ 148,026 $ 25,000
Manatee, Florida 374 $ 68,638,000 $ 183,524 $ 45,000
Sarasota, Florida 374 $ 76,711,000 $ 205,109 $ 51,000
Atlantic, New Jersey 363 $ 76,091,000 $ 209,617 $ 45,000
Monmouth, New Jersey 363 $ 105,230,000 $ 289,889 $ 48,000
Norfolk, Virginia 355 $ 50,895,000 $ 143,366 $ 27,000
Frederick, Maryland 352 $ 89,047,000 $ 252,974 $ 50,000
Union, New Jersey 341 $ 93,447,000 $ 274,038 $ 51,000
Henrico, Virginia 338 $ 53,427,000 $ 158,068 $ 26,000
Williamson, Texas 336 $ 45,438,000 $ 135,232 $ 28,000
Mercer, New Jersey 333 $ 64,521,000 $ 193,756 $ 49,000
Brazoria, Texas 333 $ 47,949,000 $ 143,990 $ 43,000
Rutherford, Tennessee 329 $ 43,502,000 $ 132,224 $ 21,000
Lucas, Ohio 328 $ 37,367,000 $ 113,923 $ 27,000
Cameron, Texas 328 $ 32,036,000 $ 97,670 $ 27,000
Galveston, Texas 328 $ 43,569,000 $ 132,832 $ 55,000
Hampton, Virginia 322 $ 44,679,000 $ 138,754 $ 27,000
Hernando, Florida 319 $ 44,557,000 $ 139,677 $ 48,000
Harford, Maryland 318 $ 70,642,000 $ 222,144 $ 58,000
Charles, Maryland 316 $ 86,283,000 $ 273,047 $ 83,000
Jefferson, Kentucky 315 $ 36,843,000 $ 116,961 $ 47,000
Anoka, Minnesota 315 $ 64,280,000 $ 204,063 $ 23,000
Washoe, Nevada 314 $ 79,034,000 $ 251,700 $ 45,000
Newport News, Virginia 313 $ 47,808,000 $ 152,741 $ 30,000
Dauphin, Pennsylvania 311 $ 38,668,000 $ 124,334 $ 25,000
Guilford, North Carolina 310 $ 33,508,000 $ 108,090 $ 56,000
Summit, Ohio 310 $ 37,432,000 $ 120,748 $ 24,000
St. Joseph, Indiana 309 $ 25,986,000 $ 84,097 $ 23,000
Montgomery, Ohio 305 $ 32,004,000 $ 104,931 $ 21,000
Escambia, Florida 304 $ 41,193,000 $ 135,503 $ 24,000
Marion, Oregon 304 $ 49,796,000 $ 163,802 $ 28,000
Henry, Georgia 302 $ 46,277,000 $ 153,235 $ 42,000
Montgomery, Pennsylvania 297 $ 58,758,000 $ 197,838 $ 35,000
Washington, Oregon 294 $ 67,476,000 $ 229,510 $ 28,000
Washington, Maryland 293 $ 57,661,000 $ 196,795 $ 41,000
Lake, Florida 292 $ 60,536,000 $ 207,315 $ 67,000
Ramsey, Minnesota 291 $ 55,981,000 $ 192,374 $ 22,000
Mohave, Arizona 288 $ 50,305,000 $ 174,670 $ 47,000
Ingham, Michigan 287 $ 28,592,000 $ 99,623 $ 31,000
Lancaster, Pennsylvania 286 $ 41,736,000 $ 145,930 $ 21,000
Thurston, Washington 286 $ 62,055,000 $ 216,975 $ 33,000
New London, Connecticut 283 $ 63,662,000 $ 224,954 $ 31,000
Webb, Texas 281 $ 32,553,000 $ 115,846 $ 27,000
Portsmouth, Virginia 280 $ 37,010,000 $ 132,178 $ 29,000
Placer, California 278 $ 92,203,000 $ 331,665 $ 96,000
Stark, Ohio 277 $ 32,530,000 $ 117,436 $ 17,000
Delaware, Pennsylvania 276 $ 42,600,000 $ 154,347 $ 27,000
Clay, Florida 275 $ 44,261,000 $ 160,949 $ 42,000
Hamilton, Tennessee 273 $ 32,050,000 $ 117,399 $ 21,000
Kings, California 271 $ 40,272,000 $ 148,605 $ 45,000
Nueces, Texas 271 $ 29,182,000 $ 107,682 $ 25,000
Caddo, Louisiana 270 $ 30,111,000 $ 111,522 $ 16,000
Wake, North Carolina 268 $ 40,244,000 $ 150,164 $ 72,000
Knox, Tennessee 268 $ 35,913,000 $ 134,003 $ 23,000
Luzerne, Pennsylvania 267 $ 29,497,000 $ 110,475 $ 19,000
Cumberland, New Jersey 266 $ 39,860,000 $ 149,849 $ 37,000
Bell, Texas 263 $ 28,982,000 $ 110,197 $ 23,000
Richmond City, Virginia 259 $ 28,967,000 $ 111,841 $ 23,000
Elkhart, Indiana 257 $ 26,168,000 $ 101,821 $ 21,000
Sussex, Delaware 256 $ 47,491,000 $ 185,511 $ 48,000
Bergen, New Jersey 254 $ 96,802,000 $ 381,110 $ 63,000
Lane, Oregon 252 $ 43,413,000 $ 172,273 $ 31,000
San Mateo, California 251 $ 113,897,000 $ 453,772 $ 97,000
Spotsylvania, Virginia 249 $ 61,154,000 $ 245,598 $ 37,000
Lehigh, Pennsylvania 244 $ 35,546,000 $ 145,680 $ 26,000
Ellis, Texas 244 $ 34,956,000 $ 143,262 $ 38,000
Peoria, Illinois 243 $ 24,650,000 $ 101,440 $ 19,000
Jefferson, Missouri 243 $ 34,116,000 $ 140,395 $ 25,000
Larimer, Colorado 241 $ 52,070,000 $ 216,058 $ 26,000
Litchfield, Connecticut 240 $ 51,049,000 $ 212,704 $ 26,000
Kauai, Hawaii 239 $ 81,523,000 $ 341,100 $ 25,000
Passaic, New Jersey 238 $ 69,508,000 $ 292,050 $ 51,000
St. Charles, Missouri 236 $ 38,303,000 $ 162,300 $ 48,000
Suffolk, Virginia 235 $ 43,312,000 $ 184,306 $ 30,000
Clay, Missouri 231 $ 28,162,000 $ 121,913 $ 43,000
Tulsa, Oklahoma 231 $ 26,053,000 $ 112,783 $ 54,000
Berks, Pennsylvania 230 $ 34,895,000 $ 151,717 $ 21,000
Kankakee, Illinois 229 $ 27,269,000 $ 119,078 $ 26,000
Jefferson, Texas 225 $ 22,168,000 $ 98,524 $ 27,000
Kendall, Illinois 224 $ 41,414,000 $ 184,883 $ 51,000
Bucks, Pennsylvania 224 $ 53,418,000 $ 238,473 $ 34,000
Cuyahoga, Ohio 223 $ 26,645,000 $ 119,484 $ 57,000
Yolo, California 221 $ 62,300,000 $ 281,900 $ 72,000
Loudoun, Virginia 221 $ 79,882,000 $ 361,457 $ 53,000
Kitsap, Washington 220 $ 48,973,000 $ 222,604 $ 39,000
Lancaster, Nebraska 219 $ 26,767,000 $ 122,223 $ 19,000
Butler, Ohio 219 $ 30,108,000 $ 137,479 $ 25,000
Clackamas, Oregon 214 $ 52,178,000 $ 243,822 $ 39,000
Muskegon, Michigan 213 $ 20,410,000 $ 95,821 $ 24,000
Ada, Idaho 212 $ 33,925,000 $ 160,023 $ 28,000
Santa Barbara, California 211 $ 75,867,000 $ 359,559 $ 43,000
Forsyth, North Carolina 211 $ 22,297,000 $ 105,672 $ 49,000
Yuma, Arizona 209 $ 29,681,000 $ 142,014 $ 37,000
Oklahoma, Oklahoma 208 $ 21,790,000 $ 104,759 $ 39,000
Douglas, Colorado 207 $ 59,143,000 $ 285,714 $ 55,000
Kalamazoo, Michigan 207 $ 22,796,000 $ 110,125 $ 21,000
Paulding, Georgia 206 $ 28,354,000 $ 137,640 $ 32,000
McLennan, Texas 204 $ 22,246,000 $ 109,049 $ 36,000
Dakota, Minnesota 202 $ 45,009,000 $ 222,816 $ 25,000
Yavapai, Arizona 201 $ 35,135,000 $ 174,800 $ 53,000
Mesa, Colorado 201 $ 34,102,000 $ 169,661 $ 32,000
LaPorte, Indiana 201 $ 18,379,000 $ 91,437 $ 22,000
Hudson, New Jersey 196 $ 60,857,000 $ 310,494 $ 53,000
Kent, Delaware 195 $ 35,701,000 $ 183,082 $ 51,000
Howard, Maryland 193 $ 56,095,000 $ 290,647 $ 47,000
Canyon, Idaho 192 $ 24,509,000 $ 127,651 $ 18,000
Rock, Wisconsin 192 $ 23,061,000 $ 120,109 $ 27,000
Kenosha, Wisconsin 191 $ 26,158,000 $ 136,952 $ 49,000
Douglas, Georgia 190 $ 26,313,000 $ 138,489 $ 40,000
Westmoreland, Pennsylvania 189 $ 23,091,000 $ 122,174 $ 29,000
Newton, Georgia 186 $ 25,164,000 $ 135,290 $ 31,000
Northampton, Pennsylvania 186 $ 32,389,000 $ 174,134 $ 30,000
Racine, Wisconsin 185 $ 25,255,000 $ 136,513 $ 36,000
St. Tammany, Louisiana 183 $ 28,672,000 $ 156,677 $ 24,000
Johnson, Texas 183 $ 22,707,000 $ 124,081 $ 33,000
Windham, Connecticut 182 $ 36,650,000 $ 201,373 $ 24,000
Chatham, Georgia 180 $ 24,462,000 $ 135,900 $ 29,000
Charlotte, Florida 179 $ 31,643,000 $ 176,776 $ 50,000
Rock Island, Illinois 179 $ 17,414,000 $ 97,284 $ 17,000
Flagler, Florida 175 $ 35,355,000 $ 202,028 $ 49,000
Benton, Washington 175 $ 26,238,000 $ 149,931 $ 25,000
Smith, Texas 174 $ 20,101,000 $ 115,522 $ 29,000
Tazewell, Illinois 173 $ 16,971,000 $ 98,098 $ 28,000
Porter, Indiana 173 $ 18,574,000 $ 107,364 $ 30,000
Jackson, Michigan 173 $ 18,462,000 $ 106,716 $ 25,000
Kaufman, Texas 173 $ 22,715,000 $ 131,300 $ 37,000
Leon, Florida 172 $ 28,394,000 $ 165,081 $ 39,000
Ottawa, Michigan 171 $ 22,104,000 $ 129,263 $ 31,000
Chester, Pennsylvania 171 $ 37,145,000 $ 217,222 $ 37,000
Roanoke City, Virginia 170 $ 18,637,000 $ 109,629 $ 23,000
Washtenaw, Michigan 168 $ 28,611,000 $ 170,303 $ 50,000
Washington, Pennsylvania 168 $ 20,242,000 $ 120,488 $ 28,000
Stafford, Virginia 168 $ 49,041,000 $ 291,910 $ 36,000
Lafayette, Louisiana 166 $ 21,632,000 $ 130,313 $ 16,000
Imperial, California 164 $ 34,189,000 $ 208,469 $ 50,000
Montgomery, Tennessee 164 $ 20,408,000 $ 124,439 $ 27,000
Wicomico, Maryland 163 $ 24,953,000 $ 153,085 $ 49,000
Muscogee, Georgia 162 $ 18,080,000 $ 111,604 $ 17,000
Richmond, Georgia 161 $ 15,465,000 $ 96,055 $ 18,000
DeKalb, Illinois 161 $ 25,849,000 $ 160,552 $ 33,000
Barnstable, Massachusetts 161 $ 46,048,000 $ 286,012 $ 41,000
Indian River, Florida 160 $ 26,318,000 $ 164,487 $ 42,000
Johnson, Kansas 160 $ 28,181,000 $ 176,131 $ 81,000
Berrien, Michigan 160 $ 16,814,000 $ 105,087 $ 25,000
Calhoun, Michigan 157 $ 15,591,000 $ 99,305 $ 32,000
Boulder, Colorado 156 $ 38,007,000 $ 243,634 $ 41,000
Pike, Pennsylvania 155 $ 24,837,000 $ 160,238 $ 25,000
Sangamon, Illinois 154 $ 17,286,000 $ 112,246 $ 23,000
Highlands, Florida 153 $ 22,383,000 $ 146,294 $ 46,000
Frederick, Virginia 153 $ 34,516,000 $ 225,594 $ 40,000
Franklin, Washington 153 $ 21,407,000 $ 139,915 $ 26,000
Sutter, California 152 $ 35,975,000 $ 236,677 $ 73,000
Sandoval, New Mexico 152 $ 23,531,000 $ 154,809 $ 35,000
Trumbull, Ohio 152 $ 16,758,000 $ 110,250 $ 16,000
Butte, California 150 $ 29,979,000 $ 199,860 $ 63,000
St. Johns, Florida 150 $ 31,598,000 $ 210,653 $ 46,000
Lubbock, Texas 150 $ 15,122,000 $ 100,813 $ 26,000
Monterey, California 149 $ 56,523,000 $ 379,348 $ 137,000
Calcasieu, Louisiana 149 $ 15,985,000 $ 107,281 $ 15,000
LaSalle, Illinois 148 $ 16,994,000 $ 114,824 $ 40,000
Beaver, Pennsylvania 147 $ 16,900,000 $ 114,965 $ 24,000
Utah, Utah 147 $ 24,559,000 $ 167,068 $ 67,000
Dane, Wisconsin 147 $ 25,914,000 $ 176,285 $ 52,000
Jackson, Oregon 146 $ 33,220,000 $ 227,534 $ 48,000
Franklin, Pennsylvania 146 $ 21,332,000 $ 146,109 $ 23,000
Parker, Texas 146 $ 22,005,000 $ 150,719 $ 64,000
Okaloosa, Florida 145 $ 25,541,000 $ 176,144 $ 42,000
Orleans, Louisiana 144 $ 21,511,000 $ 149,381 $ 43,000
Greene, Missouri 144 $ 15,165,000 $ 105,312 $ 27,000
Champaign, Illinois 143 $ 15,646,000 $ 109,412 $ 28,000
Saginaw, Michigan 143 $ 14,723,000 $ 102,958 $ 16,000
Morris, New Jersey 143 $ 45,787,000 $ 320,188 $ 66,000
Hamilton, Indiana 142 $ 18,589,000 $ 130,908 $ 44,000
Madison, Tennessee 142 $ 14,840,000 $ 104,507 $ 26,000
San Francisco, California 141 $ 54,735,000 $ 388,191 $ 118,000
Alachua, Florida 141 $ 18,029,000 $ 127,865 $ 30,000
Cowlitz, Washington 141 $ 21,743,000 $ 154,205 $ 34,000
Wyandotte, Kansas 140 $ 13,211,000 $ 94,364 $ 47,000
Lackawanna, Pennsylvania 140 $ 16,859,000 $ 120,421 $ 21,000
Cherokee, Georgia 139 $ 24,842,000 $ 178,719 $ 64,000
Erie, Pennsylvania 138 $ 15,429,000 $ 111,804 $ 22,000
Washington, Rhode Island 137 $ 36,415,000 $ 265,802 $ 36,000
Sarpy, Nebraska 136 $ 18,298,000 $ 134,544 $ 30,000
Mahoning, Ohio 136 $ 14,985,000 $ 110,183 $ 23,000
Hall, Georgia 135 $ 18,690,000 $ 138,444 $ 35,000
Boone, Illinois 135 $ 18,971,000 $ 140,525 $ 34,000
St. Louis, Minnesota 135 $ 18,266,000 $ 135,303 $ 18,000
Sumner, Tennessee 135 $ 23,643,000 $ 175,133 $ 31,000
Johnson, Indiana 134 $ 12,856,000 $ 95,940 $ 23,000
Rockwall, Texas 134 $ 25,039,000 $ 186,858 $ 57,000
Rapides, Louisiana 133 $ 14,008,000 $ 105,323 $ 17,000
Sherburne, Minnesota 133 $ 26,835,000 $ 201,766 $ 28,000
Middlesex, Connecticut 132 $ 29,958,000 $ 226,954 $ 35,000
St. Clair, Michigan 132 $ 17,447,000 $ 132,174 $ 23,000
Cumberland, Pennsylvania 132 $ 20,277,000 $ 153,613 $ 20,000
Shasta, California 131 $ 25,581,000 $ 195,274 $ 60,000
McLean, Illinois 131 $ 16,371,000 $ 124,969 $ 25,000
Carroll, Maryland 131 $ 31,494,000 $ 240,412 $ 33,000
Ascension, Louisiana 128 $ 18,018,000 $ 140,765 $ 22,000
Calvert, Maryland 128 $ 35,495,000 $ 277,304 $ 63,000
Tolland, Connecticut 127 $ 23,854,000 $ 187,826 $ 24,000
Walton, Georgia 127 $ 18,055,000 $ 142,165 $ 45,000
Madison, Indiana 126 $ 10,621,000 $ 84,293 $ 15,000
Waukesha, Wisconsin 126 $ 23,845,000 $ 189,246 $ 71,000
Carroll, Georgia 125 $ 15,802,000 $ 126,416 $ 28,000
Livingston, Louisiana 124 $ 15,549,000 $ 125,395 $ 16,000
Fairfield, Ohio 124 $ 18,107,000 $ 146,024 $ 20,000
St. John the Baptist, Louisiana 123 $ 16,469,000 $ 133,894 $ 21,000
Durham, North Carolina 123 $ 13,351,000 $ 108,544 $ 59,000
Yuba, California 121 $ 27,988,000 $ 231,305 $ 69,000
Bay, Florida 121 $ 18,296,000 $ 151,206 $ 37,000
Rockdale, Georgia 121 $ 20,819,000 $ 172,057 $ 41,000
Cecil, Maryland 121 $ 28,040,000 $ 231,735 $ 53,000
Bibb, Georgia 120 $ 13,223,000 $ 110,191 $ 28,000
Washington, Minnesota 120 $ 25,038,000 $ 208,650 $ 23,000
Licking, Ohio 119 $ 18,032,000 $ 151,529 $ 18,000
Warren, Ohio 119 $ 18,195,000 $ 152,899 $ 23,000
Cochise, Arizona 118 $ 17,405,000 $ 147,500 $ 43,000
Citrus, Florida 116 $ 17,486,000 $ 150,741 $ 32,000
Coweta, Georgia 116 $ 15,313,000 $ 132,008 $ 27,000
Sussex, New Jersey 116 $ 29,006,000 $ 250,051 $ 43,000
Pulaski, Arkansas 114 $ 10,964,000 $ 96,175 $ 47,000
St. Mary's, Maryland 113 $ 25,854,000 $ 228,796 $ 52,000
Brown, Wisconsin 113 $ 15,983,000 $ 141,442 $ 34,000
Terrebonne, Louisiana 112 $ 13,446,000 $ 120,053 $ 20,000
Tangipahoa, Louisiana 111 $ 12,269,000 $ 110,531 $ 20,000
Lenawee, Michigan 111 $ 13,169,000 $ 118,639 $ 27,000
Santa Cruz, Arizona 110 $ 14,934,000 $ 135,763 $ 30,000
Vanderburgh, Indiana 110 $ 9,272,000 $ 84,290 $ 22,000
Clark, Ohio 110 $ 12,914,000 $ 117,400 $ 15,000
Bay, Michigan 109 $ 10,429,000 $ 95,678 $ 16,000
Stearns, Minnesota 107 $ 15,458,000 $ 144,467 $ 13,000
Somerset, New Jersey 107 $ 28,530,000 $ 266,635 $ 51,000
Santa Rosa, Florida 106 $ 16,404,000 $ 154,754 $ 21,000
Cape May, New Jersey 106 $ 23,221,000 $ 219,066 $ 45,000
Douglas, Oregon 106 $ 18,297,000 $ 172,613 $ 29,000
Santa Cruz, California 105 $ 44,572,000 $ 424,495 $ 77,000
Fremont, Colorado 105 $ 15,747,000 $ 149,971 $ 17,000
Grayson, Texas 105 $ 11,419,000 $ 108,752 $ 28,000
Augusta, Virginia 105 $ 16,232,000 $ 154,590 $ 27,000
El Dorado, California 104 $ 38,416,000 $ 369,384 $ 112,000
Martin, Florida 104 $ 23,444,000 $ 225,423 $ 53,000
Lycoming, Pennsylvania 103 $ 11,264,000 $ 109,359 $ 14,000
Skagit, Washington 103 $ 21,648,000 $ 210,174 $ 36,000
Hendricks, Indiana 102 $ 12,988,000 $ 127,333 $ 26,000
Cumberland, North Carolina 102 $ 10,657,000 $ 104,480 $ 53,000
Guadalupe, Texas 102 $ 11,615,000 $ 113,872 $ 24,000
Culpeper, Virginia 102 $ 25,259,000 $ 247,637 $ 33,000
Kosciusko, Indiana 101 $ 9,796,000 $ 96,990 $ 23,000
Randall, Texas 101 $ 12,464,000 $ 123,405 $ 24,000
Davis, Utah 101 $ 16,473,000 $ 163,099 $ 60,000
Macon, Illinois 100 $ 10,131,000 $ 101,310 $ 25,000
Adams, Pennsylvania 99 $ 16,929,000 $ 171,000 $ 21,000
Grays Harbor, Washington 99 $ 13,740,000 $ 138,787 $ 24,000
Wayne, Indiana 98 $ 8,576,000 $ 87,510 $ 23,000
Monroe, Michigan 98 $ 14,149,000 $ 144,377 $ 29,000
Wright, Minnesota 97 $ 19,102,000 $ 196,927 $ 26,000
Richland, Ohio 97 $ 10,727,000 $ 110,587 $ 22,000
Lebanon, Pennsylvania 97 $ 11,912,000 $ 122,804 $ 19,000
Cass, Missouri 96 $ 14,350,000 $ 149,479 $ 45,000
Clermont, Ohio 96 $ 13,649,000 $ 142,177 $ 35,000
Schuylkill, Pennsylvania 96 $ 8,753,000 $ 91,177 $ 15,000
Midland, Texas 96 $ 10,962,000 $ 114,187 $ 29,000
Weber, Utah 96 $ 13,326,000 $ 138,812 $ 52,000
Tippecanoe, Indiana 95 $ 9,754,000 $ 102,673 $ 23,000
Sedgwick, Kansas 95 $ 10,174,000 $ 107,094 $ 43,000
Brazos, Texas 94 $ 11,342,000 $ 120,659 $ 40,000
Bossier, Louisiana 93 $ 11,403,000 $ 122,612 $ 18,000
Barrow, Georgia 92 $ 11,964,000 $ 130,043 $ 25,000
Clark, Indiana 92 $ 9,398,000 $ 102,152 $ 26,000
Johnston, North Carolina 92 $ 10,223,000 $ 111,119 $ 56,000
Fayette, Pennsylvania 92 $ 10,865,000 $ 118,097 $ 19,000
Mercer, Pennsylvania 92 $ 8,967,000 $ 97,467 $ 23,000
Hunt, Texas 92 $ 10,385,000 $ 112,880 $ 29,000
Lafourche, Louisiana 91 $ 9,571,000 $ 105,175 $ 26,000
Eaton, Michigan 91 $ 11,214,000 $ 123,230 $ 33,000
Deschutes, Oregon 91 $ 21,166,000 $ 232,593 $ 47,000
Henderson, Texas 91 $ 9,892,000 $ 108,703 $ 27,000
Napa, California 90 $ 31,478,000 $ 349,755 $ 118,000
Pittsylvania, Virginia 90 $ 9,735,000 $ 108,166 $ 17,000
Salem, New Jersey 89 $ 14,679,000 $ 164,932 $ 39,000
Williamson, Tennessee 89 $ 22,184,000 $ 249,258 $ 39,000
Lake, California 88 $ 18,608,000 $ 211,454 $ 73,000
Crow Wing, Minnesota 88 $ 16,909,000 $ 192,147 $ 20,000
Olmsted, Minnesota 88 $ 14,113,000 $ 160,375 $ 21,000
Davidson, North Carolina 87 $ 7,531,000 $ 86,563 $ 57,000
Carbon, Pennsylvania 87 $ 12,909,000 $ 148,379 $ 24,000
Gregg, Texas 87 $ 9,252,000 $ 106,344 $ 24,000
Wilson, Tennessee 86 $ 11,933,000 $ 138,755 $ 23,000
Wichita, Texas 86 $ 7,982,000 $ 92,813 $ 27,000
Warren, Virginia 86 $ 15,915,000 $ 185,058 $ 36,000
Spalding, Georgia 85 $ 9,456,000 $ 111,247 $ 34,000
Delaware, Indiana 85 $ 7,284,000 $ 85,694 $ 29,000
Howard, Indiana 85 $ 7,818,000 $ 91,976 $ 21,000
Livingston, Michigan 85 $ 16,747,000 $ 197,023 $ 53,000
Van Buren, Michigan 85 $ 7,817,000 $ 91,964 $ 19,000
Dona Ana, New Mexico 85 $ 11,464,000 $ 134,870 $ 35,000
Walworth, Wisconsin 85 $ 13,341,000 $ 156,952 $ 50,000
Franklin, Missouri 84 $ 10,614,000 $ 126,357 $ 30,000
Potter, Texas 84 $ 7,184,000 $ 85,523 $ 27,000
Lewis, Washington 84 $ 13,549,000 $ 161,297 $ 33,000
Walla Walla, Washington 84 $ 10,217,000 $ 121,630 $ 21,000
Ouachita, Louisiana 83 $ 9,784,000 $ 117,879 $ 16,000
Isanti, Minnesota 83 $ 13,709,000 $ 165,168 $ 19,000
Polk, Oregon 83 $ 14,229,000 $ 171,433 $ 28,000
Ogle, Illinois 82 $ 10,622,000 $ 129,536 $ 26,000
Whatcom, Washington 82 $ 19,469,000 $ 237,426 $ 27,000
Coconino, Arizona 81 $ 15,695,000 $ 193,765 $ 29,000
Shiawassee, Michigan 81 $ 9,409,000 $ 116,160 $ 29,000
Scott, Minnesota 81 $ 19,092,000 $ 235,703 $ 23,000
Delaware, Ohio 81 $ 18,931,000 $ 233,716 $ 41,000
Rockingham, Virginia 81 $ 14,294,000 $ 176,469 $ 16,000
Houston, Georgia 80 $ 9,109,000 $ 113,862 $ 24,000
Grundy, Illinois 80 $ 13,053,000 $ 163,162 $ 36,000
Sullivan, Tennessee 80 $ 8,813,000 $ 110,162 $ 21,000
Hanover, Virginia 80 $ 15,146,000 $ 189,325 $ 39,000
Humboldt, California 79 $ 16,794,000 $ 212,582 $ 54,000
Jasper, Missouri 79 $ 8,703,000 $ 110,164 $ 31,000
Fauquier, Virginia 79 $ 21,814,000 $ 276,126 $ 39,000
Roanoke, Virginia 79 $ 12,294,000 $ 155,620 $ 33,000
Mason, Washington 79 $ 13,268,000 $ 167,949 $ 36,000
Marathon, Wisconsin 79 $ 9,559,000 $ 121,000 $ 24,000
Bartow, Georgia 78 $ 9,699,000 $ 124,346 $ 20,000
Barry, Michigan 78 $ 9,948,000 $ 127,538 $ 22,000
Outagamie, Wisconsin 78 $ 11,656,000 $ 149,435 $ 35,000
Hall, Nebraska 77 $ 7,483,000 $ 97,181 $ 32,000
Allegan, Michigan 76 $ 9,008,000 $ 118,526 $ 27,000
Gaston, North Carolina 76 $ 8,357,000 $ 109,960 $ 53,000
Umatilla, Oregon 76 $ 9,629,000 $ 126,697 $ 27,000
Orange, Virginia 76 $ 13,711,000 $ 180,407 $ 31,000
Petersburg, Virginia 76 $ 8,071,000 $ 106,197 $ 26,000
Winnebago, Wisconsin 76 $ 9,642,000 $ 126,868 $ 34,000
Morgan, Indiana 75 $ 6,942,000 $ 92,560 $ 23,000
Hampshire, Massachusetts 75 $ 14,415,000 $ 192,200 $ 47,000
Montcalm, Michigan 75 $ 7,957,000 $ 106,093 $ 22,000
Bedford, Virginia 75 $ 11,510,000 $ 153,466 $ 32,000
Fayette, Georgia 74 $ 18,771,000 $ 253,662 $ 84,000
Vigo, Indiana 74 $ 5,859,000 $ 79,175 $ 19,000
Santa Fe, New Mexico 74 $ 17,652,000 $ 238,540 $ 50,000
Louisa, Virginia 74 $ 12,490,000 $ 168,783 $ 36,000
Nassau, Florida 73 $ 11,582,000 $ 158,657 $ 36,000
Butler, Pennsylvania 73 $ 10,919,000 $ 149,575 $ 33,000
Taylor, Texas 73 $ 7,522,000 $ 103,041 $ 46,000
Grant, Washington 73 $ 9,076,000 $ 124,328 $ 13,000
Chisago, Minnesota 72 $ 16,126,000 $ 223,972 $ 28,000
Boone, Missouri 72 $ 8,541,000 $ 118,625 $ 23,000
Catawba, North Carolina 72 $ 9,046,000 $ 125,638 $ 50,000
Columbia, Pennsylvania 72 $ 7,275,000 $ 101,041 $ 23,000
Hays, Texas 72 $ 11,060,000 $ 153,611 $ 29,000
Liberty, Texas 72 $ 7,730,000 $ 107,361 $ 34,000
Manassas, Virginia 72 $ 21,856,000 $ 303,555 $ 42,000
San Benito, California 71 $ 26,471,000 $ 372,830 $ 109,000
Allegany, Maryland 71 $ 7,837,000 $ 110,380 $ 26,000
Newaygo, Michigan 71 $ 6,828,000 $ 96,169 $ 23,000
Buchanan, Missouri 71 $ 7,455,000 $ 105,000 $ 22,000
Tom Green, Texas 71 $ 6,224,000 $ 87,661 $ 31,000
Alamance, North Carolina 70 $ 6,897,000 $ 98,528 $ 43,000
James City, Virginia 70 $ 13,643,000 $ 194,900 $ 34,000
Jackson, Georgia 69 $ 10,175,000 $ 147,463 $ 27,000
Noble, Indiana 69 $ 5,558,000 $ 80,550 $ 19,000
Portage, Ohio 69 $ 10,110,000 $ 146,521 $ 22,000
Cambria, Pennsylvania 69 $ 7,479,000 $ 108,391 $ 17,000
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Mortgage Loan Application Detail Totals for First Nlc Financial Services, in 2006

Loan Purpose

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Refinancing 208,717 $38,823,078,000 $186,000 $5,000,000 $37,000 $3,000,000
Home Purchase 57,649 $9,516,634,000 $165,000 $4,988,000 $81,000 $1,996,000
Home Improvement 43 $4,559,000 $106,000 $270,000 $42,000 $500,000

Applicant Race

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
White 106,908 $18,616,908,000 $174,000 $5,000,000 $41,000 $3,000,000
Not Provided 58,452 $11,515,105,000 $197,000 $3,600,000 $33,000 $1,920,000
Black or African American 49,852 $7,865,146,000 $157,000 $4,000,000 $48,000 $1,584,000
Hispanic 42,904 $8,296,997,000 $193,000 $4,800,000 $68,000 $1,884,000
Asian 4,883 $1,252,014,000 $256,000 $3,055,000 $85,000 $1,800,000
Native Hawaiian or Other Pacific Islander 1,771 $452,537,000 $255,000 $1,952,000 $71,000 $1,556,000
American Indian or Alaskan Native 1,639 $345,564,000 $210,000 $1,300,000 $57,000 $756,000
Not applicable 0 $0 $0 $0 $0 $0

Loan Type

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Conventional (any loan other than FHA, VA, FSA, or RHS loans) 266,409 $48,344,271,000 $181,000 $5,000,000 $46,000 $3,000,000
FHA-insured (Federal Housing Administration) 0 $0 $0 $0 $0 $0
FSA/RHS (Farm Service Agency or Rural Housing Service) 0 $0 $0 $0 $0 $0
VA-guaranteed (Veterans Administration) 0 $0 $0 $0 $0 $0

Outcome

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Application Withdrawn By Applicant 96,869 $19,067,104,000 $196,000 $5,000,000 $27,000 $3,000,000
File Closed For Incompleteness 51,778 $9,264,321,000 $178,000 $4,000,000 $24,000 $1,920,000
Application Denied By Financial Institution 46,080 $7,670,090,000 $166,000 $4,800,000 $57,000 $1,996,000
Loan Originated 39,759 $6,508,344,000 $163,000 $2,866,000 $77,000 $1,884,000
Application Approved But Not Accepted 30,236 $5,565,123,000 $184,000 $4,988,000 $88,000 $1,800,000
Loan Purchased By The Institution 1,687 $269,289,000 $159,000 $700,000 $78,000 $444,000
Preapproval Approved but not Accepted 0 $0 $0 $0 $0 $0
Preapproval Denied by Financial Institution 0 $0 $0 $0 $0 $0

Denial Reason

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Collateral 0 $0 $0 $0 $0 $0
Credit Application Incomplete 0 $0 $0 $0 $0 $0
Credit History 0 $0 $0 $0 $0 $0
Debt-To-Income Ratio 0 $0 $0 $0 $0 $0
Employment History 0 $0 $0 $0 $0 $0
Insufficient Cash (Downpayment, Closing Cost) 0 $0 $0 $0 $0 $0
Mortgage Insurance Denied 0 $0 $0 $0 $0 $0
Other 0 $0 $0 $0 $0 $0
Unverifiable Information 0 $0 $0 $0 $0 $0

Our comprehensive HMDA mortgage statistics provide invaluable insights into First Nlc Financial Services,'s 2006 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.

This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics, and assess First Nlc Financial Services,'s mortgage approval patterns. Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
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