First Ohio Banc & Lending Inc
HMDA Loan Application Totals
and Mortgage Lending Details
for 2007
First Ohio Banc & Lending Inc 2007 HMDA loan application data provides key insights into its mortgage lending trends, applicant demographics, and loan distribution.
The Home Mortgage Disclosure Act (HMDA) requires lenders to report detailed loan application data, offering transparency into lending patterns.
The data reveals trends in average loan size, applicant income, and mortgage approval rates, helping consumers and analysts understand lending accessibility.
Below, explore a breakdown of loan applications by county, metro area, loan purpose, applicant race, loan type, and more.
Whether you're an industry professional, homebuyer, or researcher,
this information provides valuable insights into mortgage lending activity.
Scroll down to view the full dataset and analyze lending trends in greater detail.
| Mortgage Company & Address | First Ohio Banc & Lending Inc 6100 Rockside Woods Blvd Independence, OH 44131 Tel #: available with data download |
| Federal Regulator | * available with data download |
| Years | 2010 2009 2008 2007 2006 2005 2004 2003 |
| Total Number of Mortgage Applications | 898 |
| Total Mortgage Loan Application Amount | $148,533,000 |
| Average Mortgage Loan Application Amount | $149,666 |
| Highest Mortgage Loan Application Amount | $390,000 |
| Average Applicant Income | $56,000 |
| Highest Applicant Income | $210,000 |
Explore comprehensive HMDA mortgage statistics and lending trends for 2007 with First Ohio Banc & Lending Inc. Below, you'll find key insights into this lender's mortgage activity, including total loan applications, average mortgage amounts, highest application values, and income levels of top applicants. Whether you're analyzing First Ohio Banc & Lending Inc's lending patterns or researching mortgage trends, these statistics provide valuable transparency into their loan activity.
Our HMDA dataset for 2007 breaks down First Ohio Banc & Lending Inc's mortgage applications by loan purpose, applicant race, loan type, approval outcomes, and reasons for denial. These insights help homebuyers, financial analysts, and industry professionals assess borrower demographics and lending practices, offering a clearer view of how First Ohio Banc & Lending Inc serves its applicants.
Each category highlights the total number of mortgage applications processed by First Ohio Banc & Lending Inc, total loan amounts, average mortgage values, and the highest mortgage amounts recorded. You can also review borrower income trends, including the average and highest reported applicant incomes for loans issued by this lender. Whether you're evaluating lender performance, comparing mortgage approval rates, or exploring loan options, this HMDA-backed data offers a crucial look at First Ohio Banc & Lending Inc's mortgage activity for 2007.
| County | Total Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loans Applications | Average Mortgage Loan Application Amount | Average Applicant Income |
|---|---|---|---|---|
| Cuyahoga County Ohio | 35 | $ 4,626,000 | $ 132,000 | $ 52,000 |
| Cook County Illinois | 30 | $ 5,529,000 | $ 184,000 | $ 71,000 |
| Lake County Ohio | 19 | $ 2,434,000 | $ 128,000 | $ 44,000 |
| Wayne County Michigan | 14 | $ 1,908,000 | $ 136,000 | $ 56,000 |
| Gwinnett County Georgia | 12 | $ 2,114,000 | $ 176,000 | $ 60,000 |
| Summit County Ohio | 12 | $ 1,603,000 | $ 133,000 | $ 58,000 |
| Lake County Illinois | 10 | $ 1,807,000 | $ 180,000 | $ 64,000 |
| Hamilton County Ohio | 10 | $ 1,494,000 | $ 149,000 | $ 73,000 |
| Prince George's County Maryland | 9 | $ 2,276,000 | $ 252,000 | $ 61,000 |
| Jackson County Missouri | 9 | $ 1,096,000 | $ 121,000 | $ 55,000 |
| Fulton County Georgia | 8 | $ 1,605,000 | $ 200,000 | $ 60,000 |
| Baltimore County Maryland | 8 | $ 1,858,000 | $ 232,000 | $ 66,000 |
| Hillsborough County Florida | 7 | $ 1,241,000 | $ 177,000 | $ 60,000 |
| Cobb County Georgia | 7 | $ 1,175,000 | $ 167,000 | $ 75,000 |
| Will County Illinois | 7 | $ 1,558,000 | $ 222,000 | $ 76,000 |
| Johnson County Kansas | 7 | $ 1,223,000 | $ 174,000 | $ 62,000 |
| Baltimore City County Maryland | 7 | $ 1,289,000 | $ 184,000 | $ 62,000 |
| Jackson County Michigan | 7 | $ 1,152,000 | $ 164,000 | $ 72,000 |
| Macomb County Michigan | 7 | $ 1,045,000 | $ 149,000 | $ 55,000 |
| Oakland County Michigan | 7 | $ 1,154,000 | $ 164,000 | $ 62,000 |
| Franklin County Ohio | 7 | $ 1,086,000 | $ 155,000 | $ 92,000 |
| El Paso County Colorado | 6 | $ 1,110,000 | $ 185,000 | $ 65,000 |
| Hartford County Connecticut | 6 | $ 1,234,000 | $ 205,000 | $ 62,000 |
| Paulding County Georgia | 6 | $ 1,006,000 | $ 167,000 | $ 78,000 |
| Lake County Indiana | 6 | $ 958,000 | $ 159,000 | $ 87,000 |
| Ashtabula County Ohio | 6 | $ 640,000 | $ 106,000 | $ 52,000 |
| Fairfield County Ohio | 6 | $ 1,122,000 | $ 187,000 | $ 70,000 |
| Lorain County Ohio | 6 | $ 765,000 | $ 127,000 | $ 42,000 |
| Stark County Ohio | 6 | $ 662,000 | $ 110,000 | $ 48,000 |
| Trumbull County Ohio | 6 | $ 1,073,000 | $ 178,000 | $ 45,000 |
| San Bernardino County California | 5 | $ 1,295,000 | $ 259,000 | $ 97,000 |
| Clayton County Georgia | 5 | $ 639,000 | $ 127,000 | $ 35,000 |
| Kent County Michigan | 5 | $ 703,000 | $ 140,000 | $ 42,000 |
| Clay County Missouri | 5 | $ 746,000 | $ 149,000 | $ 92,000 |
| Wake County North Carolina | 5 | $ 867,000 | $ 173,000 | $ 59,000 |
| York County South Carolina | 5 | $ 704,000 | $ 140,000 | $ 48,000 |
| New Haven County Connecticut | 4 | $ 781,000 | $ 195,000 | $ 77,000 |
| Duval County Florida | 4 | $ 784,000 | $ 196,000 | $ 61,000 |
| Leon County Florida | 4 | $ 518,000 | $ 129,000 | $ 58,000 |
| Polk County Florida | 4 | $ 689,000 | $ 172,000 | $ 55,000 |
| Columbia County Georgia | 4 | $ 623,000 | $ 155,000 | $ 63,000 |
| DeKalb County Georgia | 4 | $ 731,000 | $ 182,000 | $ 71,000 |
| Henry County Georgia | 4 | $ 852,000 | $ 213,000 | $ 78,000 |
| Marion County Indiana | 4 | $ 509,000 | $ 127,000 | $ 64,000 |
| Plymouth County Massachusetts | 4 | $ 1,086,000 | $ 271,000 | $ 84,000 |
| Berrien County Michigan | 4 | $ 666,000 | $ 166,000 | $ 48,000 |
| Jefferson County Ohio | 4 | $ 496,000 | $ 124,000 | $ 67,000 |
| Montgomery County Ohio | 4 | $ 463,000 | $ 115,000 | $ 50,000 |
| Portage County Ohio | 4 | $ 600,000 | $ 150,000 | $ 44,000 |
| Shelby County Tennessee | 4 | $ 536,000 | $ 134,000 | $ 70,000 |
| Henrico County Virginia | 4 | $ 829,000 | $ 207,000 | $ 68,000 |
| Mason County Washington | 4 | $ 804,000 | $ 201,000 | $ 85,000 |
| Snohomish County Washington | 4 | $ 881,000 | $ 220,000 | $ 63,000 |
| Kern County California | 3 | $ 542,000 | $ 180,000 | $ 61,000 |
| Arapahoe County Colorado | 3 | $ 523,000 | $ 174,000 | $ 56,000 |
| Weld County Colorado | 3 | $ 455,000 | $ 151,000 | $ 74,000 |
| Marion County Florida | 3 | $ 451,000 | $ 150,000 | $ 47,000 |
| Orange County Florida | 3 | $ 585,000 | $ 195,000 | $ 51,000 |
| Osceola County Florida | 3 | $ 558,000 | $ 186,000 | $ 58,000 |
| Barrow County Georgia | 3 | $ 444,000 | $ 148,000 | $ 47,000 |
| Jackson County Georgia | 3 | $ 364,000 | $ 121,000 | $ 29,000 |
| Newton County Georgia | 3 | $ 376,000 | $ 125,000 | $ 62,000 |
| Whitfield County Georgia | 3 | $ 373,000 | $ 124,000 | $ 52,000 |
| DeKalb County Illinois | 3 | $ 624,000 | $ 208,000 | $ 82,000 |
| McHenry County Illinois | 3 | $ 611,000 | $ 203,000 | $ 83,000 |
| Allen County Indiana | 3 | $ 336,000 | $ 112,000 | $ 55,000 |
| Elkhart County Indiana | 3 | $ 448,000 | $ 149,000 | $ 76,000 |
| Hamilton County Indiana | 3 | $ 455,000 | $ 151,000 | $ 57,000 |
| Hendricks County Indiana | 3 | $ 424,000 | $ 141,000 | $ 63,000 |
| Morgan County Indiana | 3 | $ 377,000 | $ 125,000 | $ 49,000 |
| Leavenworth County Kansas | 3 | $ 532,000 | $ 177,000 | $ 78,000 |
| Linn County Kansas | 3 | $ 368,000 | $ 122,000 | $ 55,000 |
| Sedgwick County Kansas | 3 | $ 436,000 | $ 145,000 | $ 76,000 |
| Anne Arundel County Maryland | 3 | $ 810,000 | $ 270,000 | $ 121,000 |
| Harford County Maryland | 3 | $ 629,000 | $ 209,000 | $ 61,000 |
| Allegan County Michigan | 3 | $ 349,000 | $ 116,000 | $ 56,000 |
| Kalamazoo County Michigan | 3 | $ 542,000 | $ 180,000 | $ 73,000 |
| Hennepin County Minnesota | 3 | $ 686,000 | $ 228,000 | $ 106,000 |
| St. Charles County Missouri | 3 | $ 483,000 | $ 161,000 | $ 75,000 |
| Columbiana County Ohio | 3 | $ 276,000 | $ 92,000 | $ 61,000 |
| Holmes County Ohio | 3 | $ 388,000 | $ 129,000 | $ 79,000 |
| Medina County Ohio | 3 | $ 571,000 | $ 190,000 | $ 66,000 |
| Perry County Ohio | 3 | $ 375,000 | $ 125,000 | $ 60,000 |
| Ross County Ohio | 3 | $ 418,000 | $ 139,000 | $ 53,000 |
| Union County Ohio | 3 | $ 479,000 | $ 159,000 | $ 66,000 |
| Wayne County Ohio | 3 | $ 304,000 | $ 101,000 | $ 43,000 |
| Rutherford County Tennessee | 3 | $ 426,000 | $ 142,000 | $ 56,000 |
| Tipton County Tennessee | 3 | $ 445,000 | $ 148,000 | $ 62,000 |
| Chesterfield County Virginia | 3 | $ 639,000 | $ 213,000 | $ 95,000 |
| Louisa County Virginia | 3 | $ 559,000 | $ 186,000 | $ 88,000 |
| Newport News County Virginia | 3 | $ 565,000 | $ 188,000 | $ 71,000 |
| Norfolk County Virginia | 3 | $ 607,000 | $ 202,000 | $ 70,000 |
| Rockingham County Virginia | 3 | $ 609,000 | $ 203,000 | $ 70,000 |
| Virginia Beach County Virginia | 3 | $ 756,000 | $ 252,000 | $ 82,000 |
| Pierce County Washington | 3 | $ 605,000 | $ 201,000 | $ 56,000 |
| Spokane County Washington | 3 | $ 510,000 | $ 170,000 | $ 44,000 |
| Yakima County Washington | 3 | $ 364,000 | $ 121,000 | $ 60,000 |
| Bay County Florida | 2 | $ 315,000 | $ 157,000 | $ 54,000 |
| Clay County Florida | 2 | $ 467,000 | $ 233,000 | $ 79,000 |
| Lee County Florida | 2 | $ 397,000 | $ 198,000 | $ 78,000 |
| Palm Beach County Florida | 2 | $ 384,000 | $ 192,000 | $ 89,000 |
| Pasco County Florida | 2 | $ 313,000 | $ 156,000 | $ 53,000 |
| Pinellas County Florida | 2 | $ 342,000 | $ 171,000 | $ 48,000 |
| Putnam County Florida | 2 | $ 236,000 | $ 118,000 | $ 53,000 |
| Volusia County Florida | 2 | $ 288,000 | $ 144,000 | $ 68,000 |
| Bartow County Georgia | 2 | $ 306,000 | $ 153,000 | $ 59,000 |
| Bibb County Georgia | 2 | $ 245,000 | $ 122,000 | $ 78,000 |
| Chatham County Georgia | 2 | $ 262,000 | $ 131,000 | $ 52,000 |
| Coweta County Georgia | 2 | $ 350,000 | $ 175,000 | $ 50,000 |
| Glynn County Georgia | 2 | $ 272,000 | $ 136,000 | $ 63,000 |
| Hall County Georgia | 2 | $ 339,000 | $ 169,000 | $ 101,000 |
| Liberty County Georgia | 2 | $ 256,000 | $ 128,000 | $ 77,000 |
| DuPage County Illinois | 2 | $ 271,000 | $ 135,000 | $ 63,000 |
| Kane County Illinois | 2 | $ 442,000 | $ 221,000 | $ 74,000 |
| Madison County Illinois | 2 | $ 270,000 | $ 135,000 | $ 71,000 |
| St. Clair County Illinois | 2 | $ 323,000 | $ 161,000 | $ 58,000 |
| Stephenson County Illinois | 2 | $ 368,000 | $ 184,000 | $ 84,000 |
| Tazewell County Illinois | 2 | $ 323,000 | $ 161,000 | $ 69,000 |
| Winnebago County Illinois | 2 | $ 296,000 | $ 148,000 | $ 44,000 |
| Dearborn County Indiana | 2 | $ 326,000 | $ 163,000 | $ 87,000 |
| Delaware County Indiana | 2 | $ 228,000 | $ 114,000 | $ 58,000 |
| Porter County Indiana | 2 | $ 302,000 | $ 151,000 | $ 94,000 |
| Vigo County Indiana | 2 | $ 259,000 | $ 129,000 | $ 60,000 |
| Frederick County Maryland | 2 | $ 440,000 | $ 220,000 | $ 78,000 |
| Washington County Maryland | 2 | $ 393,000 | $ 196,000 | $ 112,000 |
| Worcester County Maryland | 2 | $ 442,000 | $ 221,000 | $ 49,000 |
| Barnstable County Massachusetts | 2 | $ 753,000 | $ 376,000 | $ 150,000 |
| Ingham County Michigan | 2 | $ 321,000 | $ 160,000 | $ 75,000 |
| Lapeer County Michigan | 2 | $ 343,000 | $ 171,000 | $ 43,000 |
| Lenawee County Michigan | 2 | $ 304,000 | $ 152,000 | $ 57,000 |
| Livingston County Michigan | 2 | $ 384,000 | $ 192,000 | $ 78,000 |
| Marquette County Michigan | 2 | $ 247,000 | $ 123,000 | $ 45,000 |
| Mason County Michigan | 2 | $ 277,000 | $ 138,000 | $ 63,000 |
| Washtenaw County Michigan | 2 | $ 348,000 | $ 174,000 | $ 54,000 |
| Dakota County Minnesota | 2 | $ 404,000 | $ 202,000 | $ 76,000 |
| Roseau County Minnesota | 2 | $ 320,000 | $ 160,000 | $ 77,000 |
| Sherburne County Minnesota | 2 | $ 463,000 | $ 231,000 | $ 101,000 |
| Jasper County Missouri | 2 | $ 380,000 | $ 190,000 | $ 75,000 |
| Harnett County North Carolina | 2 | $ 322,000 | $ 161,000 | $ 37,000 |
| Mecklenburg County North Carolina | 2 | $ 315,000 | $ 157,000 | $ 38,000 |
| Delaware County Ohio | 2 | $ 340,000 | $ 170,000 | $ 49,000 |
| Knox County Ohio | 2 | $ 276,000 | $ 138,000 | $ 45,000 |
| Mahoning County Ohio | 2 | $ 278,000 | $ 139,000 | $ 63,000 |
| Morrow County Ohio | 2 | $ 247,000 | $ 123,000 | $ 61,000 |
| Muskingum County Ohio | 2 | $ 269,000 | $ 134,000 | $ 49,000 |
| Scioto County Ohio | 2 | $ 297,000 | $ 148,000 | $ 66,000 |
| Shelby County Ohio | 2 | $ 247,000 | $ 123,000 | $ 58,000 |
| Anderson County South Carolina | 2 | $ 326,000 | $ 163,000 | $ 60,000 |
| Charleston County South Carolina | 2 | $ 414,000 | $ 207,000 | $ 59,000 |
| Spartanburg County South Carolina | 2 | $ 328,000 | $ 164,000 | $ 77,000 |
| Anderson County Tennessee | 2 | $ 264,000 | $ 132,000 | $ 50,000 |
| Blount County Tennessee | 2 | $ 324,000 | $ 162,000 | $ 79,000 |
| Bradley County Tennessee | 2 | $ 256,000 | $ 128,000 | $ 40,000 |
| Davidson County Tennessee | 2 | $ 274,000 | $ 137,000 | $ 60,000 |
| Hamilton County Tennessee | 2 | $ 296,000 | $ 148,000 | $ 68,000 |
| Madison County Tennessee | 2 | $ 235,000 | $ 117,000 | $ 41,000 |
| Sumner County Tennessee | 2 | $ 353,000 | $ 176,000 | $ 72,000 |
| Williamson County Tennessee | 2 | $ 367,000 | $ 183,000 | $ 51,000 |
| Amelia County Virginia | 2 | $ 332,000 | $ 166,000 | $ 55,000 |
| Campbell County Virginia | 2 | $ 294,000 | $ 147,000 | $ 70,000 |
| Colonial Heights County Virginia | 2 | $ 349,000 | $ 174,000 | $ 64,000 |
| Pittsylvania County Virginia | 2 | $ 220,000 | $ 110,000 | $ 35,000 |
| Portsmouth County Virginia | 2 | $ 388,000 | $ 194,000 | $ 79,000 |
| Roanoke County Virginia | 2 | $ 276,000 | $ 138,000 | $ 53,000 |
| Roanoke City County Virginia | 2 | $ 309,000 | $ 154,000 | $ 43,000 |
| King County Washington | 2 | $ 660,000 | $ 330,000 | $ 91,000 |
| Thurston County Washington | 2 | $ 497,000 | $ 248,000 | $ 74,000 |
| Calhoun County Alabama | 1 | $ 146,000 | $ 146,000 | $ 37,000 |
| Jefferson County Alabama | 1 | $ 132,000 | $ 132,000 | $ 57,000 |
| Madison County Alabama | 1 | $ 158,000 | $ 158,000 | $ 51,000 |
| Shelby County Alabama | 1 | $ 197,000 | $ 197,000 | $ 151,000 |
| Tuscaloosa County Alabama | 1 | $ 132,000 | $ 132,000 | $ 61,000 |
| Amador County California | 1 | $ 265,000 | $ 265,000 | $ 0 |
| Fresno County California | 1 | $ 254,000 | $ 254,000 | $ 59,000 |
| Humboldt County California | 1 | $ 233,000 | $ 233,000 | $ 61,000 |
| Lake County California | 1 | $ 164,000 | $ 164,000 | $ 44,000 |
| Los Angeles County California | 1 | $ 367,000 | $ 367,000 | $ 145,000 |
| Merced County California | 1 | $ 304,000 | $ 304,000 | $ 84,000 |
| Riverside County California | 1 | $ 183,000 | $ 183,000 | $ 76,000 |
| San Diego County California | 1 | $ 135,000 | $ 135,000 | $ 46,000 |
| Solano County California | 1 | $ 233,000 | $ 233,000 | $ 67,000 |
| Boulder County Colorado | 1 | $ 230,000 | $ 230,000 | $ 66,000 |
| Denver County Colorado | 1 | $ 260,000 | $ 260,000 | $ 74,000 |
| Fremont County Colorado | 1 | $ 173,000 | $ 173,000 | $ 30,000 |
| Jefferson County Colorado | 1 | $ 276,000 | $ 276,000 | $ 97,000 |
| La Plata County Colorado | 1 | $ 263,000 | $ 263,000 | $ 80,000 |
| Park County Colorado | 1 | $ 183,000 | $ 183,000 | $ 60,000 |
| Pueblo County Colorado | 1 | $ 188,000 | $ 188,000 | $ 53,000 |
| Teller County Colorado | 1 | $ 121,000 | $ 121,000 | $ 29,000 |
| Fairfield County Connecticut | 1 | $ 221,000 | $ 221,000 | $ 63,000 |
| Middlesex County Connecticut | 1 | $ 199,000 | $ 199,000 | $ 71,000 |
| New London County Connecticut | 1 | $ 274,000 | $ 274,000 | $ 106,000 |
| Tolland County Connecticut | 1 | $ 176,000 | $ 176,000 | $ 51,000 |
| Baker County Florida | 1 | $ 172,000 | $ 172,000 | $ 55,000 |
| Charlotte County Florida | 1 | $ 182,000 | $ 182,000 | $ 51,000 |
| Collier County Florida | 1 | $ 195,000 | $ 195,000 | $ 62,000 |
| Glades County Florida | 1 | $ 121,000 | $ 121,000 | $ 46,000 |
| Hernando County Florida | 1 | $ 138,000 | $ 138,000 | $ 49,000 |
| Highlands County Florida | 1 | $ 121,000 | $ 121,000 | $ 26,000 |
| Manatee County Florida | 1 | $ 112,000 | $ 112,000 | $ 37,000 |
| Martin County Florida | 1 | $ 246,000 | $ 246,000 | $ 62,000 |
| Miami-Dade County Florida | 1 | $ 180,000 | $ 180,000 | $ 69,000 |
| Okeechobee County Florida | 1 | $ 180,000 | $ 180,000 | $ 57,000 |
| St. Johns County Florida | 1 | $ 155,000 | $ 155,000 | $ 32,000 |
| Sumter County Florida | 1 | $ 158,000 | $ 158,000 | $ 37,000 |
| Appling County Georgia | 1 | $ 149,000 | $ 149,000 | $ 99,000 |
| Bacon County Georgia | 1 | $ 157,000 | $ 157,000 | $ 60,000 |
| Baldwin County Georgia | 1 | $ 150,000 | $ 150,000 | $ 32,000 |
| Bryan County Georgia | 1 | $ 152,000 | $ 152,000 | $ 78,000 |
| Bulloch County Georgia | 1 | $ 157,000 | $ 157,000 | $ 60,000 |
| Butts County Georgia | 1 | $ 241,000 | $ 241,000 | $ 84,000 |
| Camden County Georgia | 1 | $ 151,000 | $ 151,000 | $ 56,000 |
| Carroll County Georgia | 1 | $ 132,000 | $ 132,000 | $ 49,000 |
| Catoosa County Georgia | 1 | $ 125,000 | $ 125,000 | $ 83,000 |
| Clarke County Georgia | 1 | $ 199,000 | $ 199,000 | $ 102,000 |
| Dawson County Georgia | 1 | $ 148,000 | $ 148,000 | $ 57,000 |
| Douglas County Georgia | 1 | $ 182,000 | $ 182,000 | $ 81,000 |
| Effingham County Georgia | 1 | $ 203,000 | $ 203,000 | $ 48,000 |
| Fayette County Georgia | 1 | $ 198,000 | $ 198,000 | $ 54,000 |
| Floyd County Georgia | 1 | $ 187,000 | $ 187,000 | $ 83,000 |
| Forsyth County Georgia | 1 | $ 126,000 | $ 126,000 | $ 48,000 |
| Harris County Georgia | 1 | $ 176,000 | $ 176,000 | $ 69,000 |
| Jefferson County Georgia | 1 | $ 89,000 | $ 89,000 | $ 36,000 |
| Lowndes County Georgia | 1 | $ 150,000 | $ 150,000 | $ 63,000 |
| Muscogee County Georgia | 1 | $ 169,000 | $ 169,000 | $ 50,000 |
| Pickens County Georgia | 1 | $ 129,000 | $ 129,000 | $ 45,000 |
| Stephens County Georgia | 1 | $ 193,000 | $ 193,000 | $ 86,000 |
| Toombs County Georgia | 1 | $ 117,000 | $ 117,000 | $ 42,000 |
| Upson County Georgia | 1 | $ 124,000 | $ 124,000 | $ 43,000 |
| Walker County Georgia | 1 | $ 131,000 | $ 131,000 | $ 41,000 |
| Wilkinson County Georgia | 1 | $ 124,000 | $ 124,000 | $ 45,000 |
| Champaign County Illinois | 1 | $ 125,000 | $ 125,000 | $ 60,000 |
| Kendall County Illinois | 1 | $ 160,000 | $ 160,000 | $ 39,000 |
| Knox County Illinois | 1 | $ 164,000 | $ 164,000 | $ 94,000 |
| LaSalle County Illinois | 1 | $ 166,000 | $ 166,000 | $ 67,000 |
| Macon County Illinois | 1 | $ 141,000 | $ 141,000 | $ 72,000 |
| Macoupin County Illinois | 1 | $ 150,000 | $ 150,000 | $ 44,000 |
| Marshall County Illinois | 1 | $ 143,000 | $ 143,000 | $ 56,000 |
| Peoria County Illinois | 1 | $ 156,000 | $ 156,000 | $ 64,000 |
| Sangamon County Illinois | 1 | $ 145,000 | $ 145,000 | $ 75,000 |
| Williamson County Illinois | 1 | $ 113,000 | $ 113,000 | $ 63,000 |
| Boone County Indiana | 1 | $ 143,000 | $ 143,000 | $ 70,000 |
| Clark County Indiana | 1 | $ 193,000 | $ 193,000 | $ 81,000 |
| Fulton County Indiana | 1 | $ 124,000 | $ 124,000 | $ 35,000 |
| Grant County Indiana | 1 | $ 123,000 | $ 123,000 | $ 48,000 |
| Huntington County Indiana | 1 | $ 138,000 | $ 138,000 | $ 40,000 |
| Jackson County Indiana | 1 | $ 124,000 | $ 124,000 | $ 35,000 |
| Jefferson County Indiana | 1 | $ 154,000 | $ 154,000 | $ 77,000 |
| Johnson County Indiana | 1 | $ 128,000 | $ 128,000 | $ 51,000 |
| LaPorte County Indiana | 1 | $ 170,000 | $ 170,000 | $ 67,000 |
| Lawrence County Indiana | 1 | $ 125,000 | $ 125,000 | $ 55,000 |
| Montgomery County Indiana | 1 | $ 58,000 | $ 58,000 | $ 29,000 |
| Randolph County Indiana | 1 | $ 120,000 | $ 120,000 | $ 84,000 |
| Shelby County Indiana | 1 | $ 173,000 | $ 173,000 | $ 105,000 |
| St. Joseph County Indiana | 1 | $ 158,000 | $ 158,000 | $ 59,000 |
| Tippecanoe County Indiana | 1 | $ 202,000 | $ 202,000 | $ 84,000 |
| Vanderburgh County Indiana | 1 | $ 131,000 | $ 131,000 | $ 57,000 |
| Warrick County Indiana | 1 | $ 143,000 | $ 143,000 | $ 54,000 |
| Wayne County Indiana | 1 | $ 143,000 | $ 143,000 | $ 77,000 |
| Butler County Kansas | 1 | $ 140,000 | $ 140,000 | $ 186,000 |
| Ellis County Kansas | 1 | $ 126,000 | $ 126,000 | $ 50,000 |
| Saline County Kansas | 1 | $ 170,000 | $ 170,000 | $ 112,000 |
| Shawnee County Kansas | 1 | $ 120,000 | $ 120,000 | $ 63,000 |
| Calvert County Maryland | 1 | $ 357,000 | $ 357,000 | $ 90,000 |
| Charles County Maryland | 1 | $ 236,000 | $ 236,000 | $ 78,000 |
| Montgomery County Maryland | 1 | $ 260,000 | $ 260,000 | $ 70,000 |
| Somerset County Maryland | 1 | $ 195,000 | $ 195,000 | $ 76,000 |
| Hampden County Massachusetts | 1 | $ 207,000 | $ 207,000 | $ 60,000 |
| Hampshire County Massachusetts | 1 | $ 211,000 | $ 211,000 | $ 49,000 |
| Middlesex County Massachusetts | 1 | $ 183,000 | $ 183,000 | $ 66,000 |
| Norfolk County Massachusetts | 1 | $ 366,000 | $ 366,000 | $ 110,000 |
| Alger County Michigan | 1 | $ 203,000 | $ 203,000 | $ 67,000 |
| Branch County Michigan | 1 | $ 169,000 | $ 169,000 | $ 61,000 |
| Cheboygan County Michigan | 1 | $ 203,000 | $ 203,000 | $ 78,000 |
| Crawford County Michigan | 1 | $ 144,000 | $ 144,000 | $ 0 |
| Delta County Michigan | 1 | $ 164,000 | $ 164,000 | $ 50,000 |
| Eaton County Michigan | 1 | $ 146,000 | $ 146,000 | $ 69,000 |
| Genesee County Michigan | 1 | $ 162,000 | $ 162,000 | $ 65,000 |
| Grand Traverse County Michigan | 1 | $ 116,000 | $ 116,000 | $ 44,000 |
| Ionia County Michigan | 1 | $ 145,000 | $ 145,000 | $ 48,000 |
| Iosco County Michigan | 1 | $ 200,000 | $ 200,000 | $ 86,000 |
| Missaukee County Michigan | 1 | $ 145,000 | $ 145,000 | $ 64,000 |
| Monroe County Michigan | 1 | $ 151,000 | $ 151,000 | $ 73,000 |
| Muskegon County Michigan | 1 | $ 122,000 | $ 122,000 | $ 65,000 |
| Ogemaw County Michigan | 1 | $ 145,000 | $ 145,000 | $ 43,000 |
| Otsego County Michigan | 1 | $ 200,000 | $ 200,000 | $ 85,000 |
| Ottawa County Michigan | 1 | $ 147,000 | $ 147,000 | $ 41,000 |
| Roscommon County Michigan | 1 | $ 154,000 | $ 154,000 | $ 55,000 |
| St. Clair County Michigan | 1 | $ 132,000 | $ 132,000 | $ 60,000 |
| Van Buren County Michigan | 1 | $ 204,000 | $ 204,000 | $ 54,000 |
| Anoka County Minnesota | 1 | $ 230,000 | $ 230,000 | $ 74,000 |
| Clay County Minnesota | 1 | $ 166,000 | $ 166,000 | $ 102,000 |
| Freeborn County Minnesota | 1 | $ 167,000 | $ 167,000 | $ 86,000 |
| Goodhue County Minnesota | 1 | $ 192,000 | $ 192,000 | $ 64,000 |
| Olmsted County Minnesota | 1 | $ 131,000 | $ 131,000 | $ 68,000 |
| Ramsey County Minnesota | 1 | $ 135,000 | $ 135,000 | $ 35,000 |
| Rice County Minnesota | 1 | $ 193,000 | $ 193,000 | $ 78,000 |
| St. Louis County Minnesota | 1 | $ 124,000 | $ 124,000 | $ 35,000 |
| Steele County Minnesota | 1 | $ 135,000 | $ 135,000 | $ 44,000 |
| Wadena County Minnesota | 1 | $ 196,000 | $ 196,000 | $ 51,000 |
| Washington County Minnesota | 1 | $ 262,000 | $ 262,000 | $ 92,000 |
| Cass County Missouri | 1 | $ 137,000 | $ 137,000 | $ 25,000 |
| Cedar County Missouri | 1 | $ 182,000 | $ 182,000 | $ 65,000 |
| Christian County Missouri | 1 | $ 187,000 | $ 187,000 | $ 41,000 |
| Cole County Missouri | 1 | $ 150,000 | $ 150,000 | $ 80,000 |
| Franklin County Missouri | 1 | $ 214,000 | $ 214,000 | $ 61,000 |
| Greene County Missouri | 1 | $ 117,000 | $ 117,000 | $ 52,000 |
| Jefferson County Missouri | 1 | $ 148,000 | $ 148,000 | $ 51,000 |
| Livingston County Missouri | 1 | $ 112,000 | $ 112,000 | $ 72,000 |
| Phelps County Missouri | 1 | $ 139,000 | $ 139,000 | $ 42,000 |
| Platte County Missouri | 1 | $ 173,000 | $ 173,000 | $ 73,000 |
| Stoddard County Missouri | 1 | $ 128,000 | $ 128,000 | $ 142,000 |
| Taney County Missouri | 1 | $ 162,000 | $ 162,000 | $ 40,000 |
| Warren County Missouri | 1 | $ 155,000 | $ 155,000 | $ 38,000 |
| Buncombe County North Carolina | 1 | $ 126,000 | $ 126,000 | $ 93,000 |
| Craven County North Carolina | 1 | $ 156,000 | $ 156,000 | $ 59,000 |
| Davidson County North Carolina | 1 | $ 127,000 | $ 127,000 | $ 59,000 |
| Gaston County North Carolina | 1 | $ 121,000 | $ 121,000 | $ 65,000 |
| Guilford County North Carolina | 1 | $ 134,000 | $ 134,000 | $ 106,000 |
| Henderson County North Carolina | 1 | $ 138,000 | $ 138,000 | $ 51,000 |
| Iredell County North Carolina | 1 | $ 130,000 | $ 130,000 | $ 49,000 |
| Johnston County North Carolina | 1 | $ 132,000 | $ 132,000 | $ 67,000 |
| Lincoln County North Carolina | 1 | $ 184,000 | $ 184,000 | $ 44,000 |
| Orange County North Carolina | 1 | $ 241,000 | $ 241,000 | $ 103,000 |
| Pasquotank County North Carolina | 1 | $ 143,000 | $ 143,000 | $ 39,000 |
| Robeson County North Carolina | 1 | $ 151,000 | $ 151,000 | $ 41,000 |
| Rockingham County North Carolina | 1 | $ 145,000 | $ 145,000 | $ 60,000 |
| Rowan County North Carolina | 1 | $ 142,000 | $ 142,000 | $ 60,000 |
| Stanly County North Carolina | 1 | $ 178,000 | $ 178,000 | $ 63,000 |
| Union County North Carolina | 1 | $ 170,000 | $ 170,000 | $ 50,000 |
| Allen County Ohio | 1 | $ 200,000 | $ 200,000 | $ 89,000 |
| Butler County Ohio | 1 | $ 169,000 | $ 169,000 | $ 54,000 |
| Carroll County Ohio | 1 | $ 150,000 | $ 150,000 | $ 63,000 |
| Clark County Ohio | 1 | $ 68,000 | $ 68,000 | $ 53,000 |
| Clinton County Ohio | 1 | $ 202,000 | $ 202,000 | $ 85,000 |
| Fulton County Ohio | 1 | $ 133,000 | $ 133,000 | $ 88,000 |
| Gallia County Ohio | 1 | $ 119,000 | $ 119,000 | $ 51,000 |
| Geauga County Ohio | 1 | $ 158,000 | $ 158,000 | $ 47,000 |
| Greene County Ohio | 1 | $ 193,000 | $ 193,000 | $ 57,000 |
| Guernsey County Ohio | 1 | $ 96,000 | $ 96,000 | $ 51,000 |
| Huron County Ohio | 1 | $ 142,000 | $ 142,000 | $ 34,000 |
| Licking County Ohio | 1 | $ 140,000 | $ 140,000 | $ 37,000 |
| Logan County Ohio | 1 | $ 137,000 | $ 137,000 | $ 45,000 |
| Lucas County Ohio | 1 | $ 187,000 | $ 187,000 | $ 72,000 |
| Mercer County Ohio | 1 | $ 129,000 | $ 129,000 | $ 59,000 |
| Ottawa County Ohio | 1 | $ 114,000 | $ 114,000 | $ 36,000 |
| Pickaway County Ohio | 1 | $ 71,000 | $ 71,000 | $ 36,000 |
| Seneca County Ohio | 1 | $ 172,000 | $ 172,000 | $ 62,000 |
| Van Wert County Ohio | 1 | $ 84,000 | $ 84,000 | $ 41,000 |
| Washington County Ohio | 1 | $ 183,000 | $ 183,000 | $ 53,000 |
| Wood County Ohio | 1 | $ 101,000 | $ 101,000 | $ 40,000 |
| Berkeley County South Carolina | 1 | $ 191,000 | $ 191,000 | $ 44,000 |
| Clarendon County South Carolina | 1 | $ 174,000 | $ 174,000 | $ 39,000 |
| Dorchester County South Carolina | 1 | $ 228,000 | $ 228,000 | $ 69,000 |
| Lancaster County South Carolina | 1 | $ 116,000 | $ 116,000 | $ 84,000 |
| Oconee County South Carolina | 1 | $ 193,000 | $ 193,000 | $ 50,000 |
| Richland County South Carolina | 1 | $ 138,000 | $ 138,000 | $ 46,000 |
| Bedford County Tennessee | 1 | $ 137,000 | $ 137,000 | $ 36,000 |
| Campbell County Tennessee | 1 | $ 90,000 | $ 90,000 | $ 36,000 |
| Carter County Tennessee | 1 | $ 197,000 | $ 197,000 | $ 47,000 |
| Cocke County Tennessee | 1 | $ 71,000 | $ 71,000 | $ 54,000 |
| Franklin County Tennessee | 1 | $ 172,000 | $ 172,000 | $ 64,000 |
| Knox County Tennessee | 1 | $ 165,000 | $ 165,000 | $ 55,000 |
| Lincoln County Tennessee | 1 | $ 202,000 | $ 202,000 | $ 96,000 |
| McMinn County Tennessee | 1 | $ 160,000 | $ 160,000 | $ 56,000 |
| Montgomery County Tennessee | 1 | $ 140,000 | $ 140,000 | $ 55,000 |
| Morgan County Tennessee | 1 | $ 129,000 | $ 129,000 | $ 52,000 |
| Putnam County Tennessee | 1 | $ 114,000 | $ 114,000 | $ 34,000 |
| Sevier County Tennessee | 1 | $ 125,000 | $ 125,000 | $ 49,000 |
| Sullivan County Tennessee | 1 | $ 108,000 | $ 108,000 | $ 45,000 |
| Wilson County Tennessee | 1 | $ 217,000 | $ 217,000 | $ 68,000 |
| Appomattox County Virginia | 1 | $ 116,000 | $ 116,000 | $ 57,000 |
| Augusta County Virginia | 1 | $ 169,000 | $ 169,000 | $ 49,000 |
| Bristol County Virginia | 1 | $ 114,000 | $ 114,000 | $ 80,000 |
| Caroline County Virginia | 1 | $ 145,000 | $ 145,000 | $ 47,000 |
| Charlotte County Virginia | 1 | $ 192,000 | $ 192,000 | $ 37,000 |
| Chesapeake County Virginia | 1 | $ 151,000 | $ 151,000 | $ 35,000 |
| Essex County Virginia | 1 | $ 122,000 | $ 122,000 | $ 44,000 |
| Fairfax County Virginia | 1 | $ 163,000 | $ 163,000 | $ 41,000 |
| Gloucester County Virginia | 1 | $ 173,000 | $ 173,000 | $ 50,000 |
| Grayson County Virginia | 1 | $ 109,000 | $ 109,000 | $ 42,000 |
| Hanover County Virginia | 1 | $ 241,000 | $ 241,000 | $ 52,000 |
| Hopewell County Virginia | 1 | $ 193,000 | $ 193,000 | $ 51,000 |
| Lynchburg County Virginia | 1 | $ 160,000 | $ 160,000 | $ 48,000 |
| Mathews County Virginia | 1 | $ 191,000 | $ 191,000 | $ 90,000 |
| Montgomery County Virginia | 1 | $ 183,000 | $ 183,000 | $ 50,000 |
| Nelson County Virginia | 1 | $ 147,000 | $ 147,000 | $ 59,000 |
| Petersburg County Virginia | 1 | $ 151,000 | $ 151,000 | $ 57,000 |
| Powhatan County Virginia | 1 | $ 184,000 | $ 184,000 | $ 59,000 |
| Prince William County Virginia | 1 | $ 368,000 | $ 368,000 | $ 121,000 |
| Shenandoah County Virginia | 1 | $ 195,000 | $ 195,000 | $ 56,000 |
| Southampton County Virginia | 1 | $ 182,000 | $ 182,000 | $ 62,000 |
| Spotsylvania County Virginia | 1 | $ 215,000 | $ 215,000 | $ 93,000 |
| Suffolk County Virginia | 1 | $ 147,000 | $ 147,000 | $ 54,000 |
| Surry County Virginia | 1 | $ 164,000 | $ 164,000 | $ 74,000 |
| Asotin County Washington | 1 | $ 121,000 | $ 121,000 | $ 53,000 |
| Benton County Washington | 1 | $ 142,000 | $ 142,000 | $ 65,000 |
| Clark County Washington | 1 | $ 217,000 | $ 217,000 | $ 69,000 |
| Cowlitz County Washington | 1 | $ 203,000 | $ 203,000 | $ 59,000 |
| Franklin County Washington | 1 | $ 125,000 | $ 125,000 | $ 52,000 |
| Island County Washington | 1 | $ 183,000 | $ 183,000 | $ 64,000 |
| Kitsap County Washington | 1 | $ 203,000 | $ 203,000 | $ 54,000 |
Mortgage Loan Application Detail Totals for First Ohio Banc & Lending Inc in 2007
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Refinancing | 863 | $143,818,000 | $166,000 | $390,000 | $63,000 | $210,000 |
| Home Purchase | 29 | $3,796,000 | $130,000 | $224,000 | $56,000 | $117,000 |
| Home Improvement | 6 | $919,000 | $153,000 | $180,000 | $49,000 | $61,000 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Not Provided | 557 | $90,707,000 | $162,000 | $367,000 | $62,000 | $186,000 |
| White | 238 | $39,776,000 | $167,000 | $390,000 | $64,000 | $210,000 |
| Black or African American | 52 | $8,715,000 | $167,000 | $322,000 | $64,000 | $172,000 |
| Hispanic | 43 | $7,999,000 | $186,000 | $364,000 | $59,000 | $107,000 |
| Asian | 6 | $1,003,000 | $167,000 | $260,000 | $63,000 | $99,000 |
| American Indian or Alaskan Native | 1 | $162,000 | $162,000 | $162,000 | $105,000 | $105,000 |
| Native Hawaiian or Other Pacific Islander | 1 | $171,000 | $171,000 | $171,000 | $49,000 | $49,000 |
| Not applicable | 0 | $0 | $0 | $0 | $0 | $0 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| FHA-insured (Federal Housing Administration) | 886 | $146,687,000 | $165,000 | $390,000 | $63,000 | $210,000 |
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 9 | $1,352,000 | $150,000 | $237,000 | $56,000 | $126,000 |
| VA-guaranteed (Veterans Administration) | 3 | $494,000 | $164,000 | $224,000 | $55,000 | $99,000 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 0 | $0 | $0 | $0 | $0 | $0 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Loan Originated | 720 | $118,870,000 | $165,000 | $368,000 | $63,000 | $186,000 |
| Application Denied By Financial Institution | 93 | $15,717,000 | $169,000 | $390,000 | $64,000 | $210,000 |
| Application Withdrawn By Applicant | 85 | $13,946,000 | $164,000 | $364,000 | $59,000 | $112,000 |
| File Closed For Incompleteness | 0 | $0 | $0 | $0 | $0 | $0 |
| Application Approved But Not Accepted | 0 | $0 | $0 | $0 | $0 | $0 |
| Loan Purchased By The Institution | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Approved but not Accepted | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Denied by Financial Institution | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Other | 65 | $10,669,000 | $164,000 | $356,000 | $60,000 | $113,000 |
| Credit History | 12 | $2,111,000 | $175,000 | $240,000 | $79,000 | $185,000 |
| Collateral | 10 | $1,963,000 | $196,000 | $280,000 | $69,000 | $99,000 |
| Debt-To-Income Ratio | 3 | $287,000 | $95,000 | $145,000 | $37,000 | $58,000 |
| Employment History | 1 | $390,000 | $390,000 | $390,000 | $210,000 | $210,000 |
| Insufficient Cash (Downpayment, Closing Cost) | 1 | $169,000 | $169,000 | $169,000 | $49,000 | $49,000 |
| Mortgage Insurance Denied | 0 | $0 | $0 | $0 | $0 | $0 |
| Credit Application Incomplete | 0 | $0 | $0 | $0 | $0 | $0 |
| Unverifiable Information | 0 | $0 | $0 | $0 | $0 | $0 |
Our comprehensive HMDA mortgage statistics provide invaluable insights into First Ohio Banc & Lending Inc's 2007 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.
This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics,
and assess First Ohio Banc & Lending Inc's mortgage approval patterns.
Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
For a list of all lenders in Ohio, download the full spreadsheet
with aggregated HMDA statistics today.