First Place Bank
HMDA Loan Application Totals
and Mortgage Lending Details
for 2011
First Place Bank 2011 HMDA loan application data provides key insights into its mortgage lending trends, applicant demographics, and loan distribution.
The Home Mortgage Disclosure Act (HMDA) requires lenders to report detailed loan application data, offering transparency into lending patterns.
The data reveals trends in average loan size, applicant income, and mortgage approval rates, helping consumers and analysts understand lending accessibility.
Below, explore a breakdown of loan applications by county, metro area, loan purpose, applicant race, loan type, and more.
Whether you're an industry professional, homebuyer, or researcher,
this information provides valuable insights into mortgage lending activity.
Scroll down to view the full dataset and analyze lending trends in greater detail.
| Mortgage Company & Address | First Place Bank 185 East Market Warren, OH 44481 Tel #: available with data download |
| Federal Regulator | * available with data download |
| Years | 2013 2012 2011 |
| Total Number of Mortgage Applications | 15,011 |
| Total Mortgage Loan Application Amount | $3,025,133,000 |
| Average Mortgage Loan Application Amount | $139,000 |
| Highest Mortgage Loan Application Amount | $7,000,000 |
| Average Applicant Income | $96,333 |
| Highest Applicant Income | $4,003,000 |
Explore comprehensive HMDA mortgage statistics and lending trends for 2011 with First Place Bank. Below, you'll find key insights into this lender's mortgage activity, including total loan applications, average mortgage amounts, highest application values, and income levels of top applicants. Whether you're analyzing First Place Bank's lending patterns or researching mortgage trends, these statistics provide valuable transparency into their loan activity.
Our HMDA dataset for 2011 breaks down First Place Bank's mortgage applications by loan purpose, applicant race, loan type, approval outcomes, and reasons for denial. These insights help homebuyers, financial analysts, and industry professionals assess borrower demographics and lending practices, offering a clearer view of how First Place Bank serves its applicants.
Each category highlights the total number of mortgage applications processed by First Place Bank, total loan amounts, average mortgage values, and the highest mortgage amounts recorded. You can also review borrower income trends, including the average and highest reported applicant incomes for loans issued by this lender. Whether you're evaluating lender performance, comparing mortgage approval rates, or exploring loan options, this HMDA-backed data offers a crucial look at First Place Bank's mortgage activity for 2011.
| County | Total Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loans Applications | Average Mortgage Loan Application Amount | Average Applicant Income |
|---|---|---|---|---|
| Hamilton County Ohio | 958 | $ 189,881,000 | $ 198,000 | $ 121,000 |
| Cuyahoga County Ohio | 926 | $ 156,960,000 | $ 169,000 | $ 118,000 |
| Oakland County Michigan | 645 | $ 145,423,000 | $ 225,000 | $ 123,000 |
| Mahoning County Ohio | 615 | $ 91,451,000 | $ 148,000 | $ 85,000 |
| Trumbull County Ohio | 494 | $ 56,158,000 | $ 113,000 | $ 74,000 |
| Ottawa County Michigan | 493 | $ 72,945,000 | $ 147,000 | $ 77,000 |
| Franklin County Ohio | 482 | $ 101,034,000 | $ 209,000 | $ 130,000 |
| Kent County Michigan | 446 | $ 66,796,000 | $ 149,000 | $ 103,000 |
| Montgomery County Maryland | 419 | $ 165,832,000 | $ 395,000 | $ 179,000 |
| Lorain County Ohio | 380 | $ 59,597,000 | $ 156,000 | $ 95,000 |
| Genesee County Michigan | 359 | $ 48,239,000 | $ 134,000 | $ 87,000 |
| Wayne County Michigan | 354 | $ 64,258,000 | $ 181,000 | $ 100,000 |
| Lucas County Ohio | 342 | $ 53,958,000 | $ 157,000 | $ 99,000 |
| Warren County Ohio | 335 | $ 77,558,000 | $ 231,000 | $ 129,000 |
| Hamilton County Indiana | 330 | $ 87,133,000 | $ 264,000 | $ 134,000 |
| Summit County Ohio | 286 | $ 56,165,000 | $ 196,000 | $ 115,000 |
| Marion County Indiana | 251 | $ 42,748,000 | $ 170,000 | $ 94,000 |
| Rockingham County New Hampshire | 250 | $ 64,236,000 | $ 256,000 | $ 139,000 |
| Butler County Ohio | 246 | $ 36,315,000 | $ 147,000 | $ 105,000 |
| Montgomery County Ohio | 229 | $ 44,432,000 | $ 194,000 | $ 141,000 |
| Clermont County Ohio | 215 | $ 33,545,000 | $ 156,000 | $ 85,000 |
| Delaware County Ohio | 210 | $ 49,825,000 | $ 237,000 | $ 120,000 |
| Greene County Ohio | 181 | $ 45,118,000 | $ 249,000 | $ 152,000 |
| Lake County Ohio | 171 | $ 27,691,000 | $ 161,000 | $ 91,000 |
| Portage County Ohio | 159 | $ 27,003,000 | $ 169,000 | $ 92,000 |
| Grand Traverse County Michigan | 156 | $ 27,908,000 | $ 178,000 | $ 87,000 |
| Cook County Illinois | 155 | $ 38,979,000 | $ 251,000 | $ 63,000 |
| Washtenaw County Michigan | 149 | $ 29,348,000 | $ 196,000 | $ 78,000 |
| District of Columbia County District Of Columbia | 140 | $ 59,917,000 | $ 427,000 | $ 184,000 |
| Allegan County Michigan | 139 | $ 22,149,000 | $ 159,000 | $ 89,000 |
| Middlesex County Massachusetts | 137 | $ 41,966,000 | $ 306,000 | $ 148,000 |
| Macomb County Michigan | 137 | $ 28,685,000 | $ 209,000 | $ 103,000 |
| Licking County Ohio | 133 | $ 25,981,000 | $ 195,000 | $ 109,000 |
| Will County Illinois | 132 | $ 26,628,000 | $ 201,000 | $ 59,000 |
| Hendricks County Indiana | 120 | $ 24,594,000 | $ 204,000 | $ 91,000 |
| Stark County Ohio | 119 | $ 17,919,000 | $ 150,000 | $ 66,000 |
| Jackson County Michigan | 116 | $ 15,614,000 | $ 134,000 | $ 88,000 |
| Wood County Ohio | 111 | $ 21,520,000 | $ 193,000 | $ 120,000 |
| Howard County Maryland | 105 | $ 35,327,000 | $ 336,000 | $ 169,000 |
| Geauga County Ohio | 105 | $ 24,738,000 | $ 235,000 | $ 139,000 |
| Medina County Ohio | 97 | $ 20,070,000 | $ 206,000 | $ 101,000 |
| Montgomery County Pennsylvania | 93 | $ 21,557,000 | $ 231,000 | $ 107,000 |
| Livingston County Michigan | 84 | $ 17,518,000 | $ 208,000 | $ 101,000 |
| Norfolk County Massachusetts | 80 | $ 22,701,000 | $ 283,000 | $ 141,000 |
| Worcester County Massachusetts | 75 | $ 19,837,000 | $ 264,000 | $ 139,000 |
| Hancock County Indiana | 68 | $ 11,833,000 | $ 174,000 | $ 83,000 |
| Essex County Massachusetts | 65 | $ 17,721,000 | $ 272,000 | $ 126,000 |
| Hillsborough County New Hampshire | 63 | $ 14,583,000 | $ 231,000 | $ 140,000 |
| Cumberland County Maine | 62 | $ 14,022,000 | $ 226,000 | $ 146,000 |
| DuPage County Illinois | 54 | $ 14,364,000 | $ 266,000 | $ 66,000 |
| Kenton County Kentucky | 54 | $ 10,827,000 | $ 200,000 | $ 128,000 |
| Columbiana County Ohio | 54 | $ 6,372,000 | $ 118,000 | $ 71,000 |
| Hampden County Massachusetts | 53 | $ 11,202,000 | $ 211,000 | $ 119,000 |
| Strafford County New Hampshire | 53 | $ 10,509,000 | $ 198,000 | $ 110,000 |
| Ingham County Michigan | 46 | $ 5,773,000 | $ 125,000 | $ 66,000 |
| Boone County Indiana | 45 | $ 14,990,000 | $ 333,000 | $ 190,000 |
| Monroe County Michigan | 44 | $ 7,652,000 | $ 173,000 | $ 128,000 |
| Boone County Kentucky | 43 | $ 8,690,000 | $ 202,000 | $ 97,000 |
| Suffolk County Massachusetts | 43 | $ 12,797,000 | $ 297,000 | $ 123,000 |
| Morgan County Indiana | 42 | $ 6,415,000 | $ 152,000 | $ 61,000 |
| York County Maine | 41 | $ 10,723,000 | $ 261,000 | $ 129,000 |
| Johnson County Indiana | 38 | $ 6,402,000 | $ 168,000 | $ 83,000 |
| Fairfield County Ohio | 38 | $ 8,759,000 | $ 230,000 | $ 105,000 |
| Knox County Ohio | 38 | $ 4,657,000 | $ 122,000 | $ 64,000 |
| Union County Ohio | 38 | $ 11,176,000 | $ 294,000 | $ 168,000 |
| Eaton County Michigan | 37 | $ 4,655,000 | $ 125,000 | $ 62,000 |
| Campbell County Kentucky | 36 | $ 7,292,000 | $ 202,000 | $ 113,000 |
| Fairfax County Virginia | 36 | $ 14,319,000 | $ 397,000 | $ 173,000 |
| Arlington County Virginia | 34 | $ 14,263,000 | $ 419,000 | $ 296,000 |
| St. Johns County Florida | 30 | $ 7,348,000 | $ 244,000 | $ 168,000 |
| Bucks County Pennsylvania | 27 | $ 6,247,000 | $ 231,000 | $ 117,000 |
| Hampshire County Massachusetts | 26 | $ 5,989,000 | $ 230,000 | $ 125,000 |
| Lapeer County Michigan | 26 | $ 3,657,000 | $ 140,000 | $ 57,000 |
| Anne Arundel County Maryland | 25 | $ 7,244,000 | $ 289,000 | $ 172,000 |
| Plymouth County Massachusetts | 24 | $ 6,247,000 | $ 260,000 | $ 110,000 |
| Lake County Illinois | 23 | $ 6,582,000 | $ 286,000 | $ 81,000 |
| Lee County Florida | 22 | $ 4,241,000 | $ 192,000 | $ 142,000 |
| Benzie County Michigan | 22 | $ 4,820,000 | $ 219,000 | $ 150,000 |
| Erie County Ohio | 22 | $ 3,379,000 | $ 153,000 | $ 111,000 |
| Muskegon County Michigan | 21 | $ 4,376,000 | $ 208,000 | $ 209,000 |
| Leelanau County Michigan | 20 | $ 3,451,000 | $ 172,000 | $ 101,000 |
| Ottawa County Ohio | 20 | $ 4,020,000 | $ 201,000 | $ 137,000 |
| Hartford County Connecticut | 19 | $ 3,178,000 | $ 167,000 | $ 111,000 |
| Madison County Indiana | 19 | $ 3,599,000 | $ 189,000 | $ 92,000 |
| Frederick County Maryland | 18 | $ 4,822,000 | $ 267,000 | $ 108,000 |
| Clinton County Michigan | 18 | $ 3,419,000 | $ 189,000 | $ 87,000 |
| Howard County Indiana | 17 | $ 1,877,000 | $ 110,000 | $ 40,000 |
| Barry County Michigan | 17 | $ 2,826,000 | $ 166,000 | $ 74,000 |
| Kalamazoo County Michigan | 17 | $ 3,275,000 | $ 192,000 | $ 124,000 |
| Pickaway County Ohio | 17 | $ 2,814,000 | $ 165,000 | $ 78,000 |
| Prince George's County Maryland | 16 | $ 3,455,000 | $ 215,000 | $ 98,000 |
| Clinton County Ohio | 16 | $ 2,143,000 | $ 133,000 | $ 71,000 |
| Madison County Ohio | 16 | $ 3,255,000 | $ 203,000 | $ 97,000 |
| Tippecanoe County Indiana | 15 | $ 1,878,000 | $ 125,000 | $ 72,000 |
| Barnstable County Massachusetts | 15 | $ 3,402,000 | $ 226,000 | $ 189,000 |
| Antrim County Michigan | 15 | $ 3,398,000 | $ 226,000 | $ 170,000 |
| Ashtabula County Ohio | 15 | $ 1,659,000 | $ 110,000 | $ 76,000 |
| Collier County Florida | 14 | $ 4,962,000 | $ 354,000 | $ 435,000 |
| Charlevoix County Michigan | 14 | $ 3,451,000 | $ 246,000 | $ 211,000 |
| Saginaw County Michigan | 14 | $ 2,769,000 | $ 197,000 | $ 122,000 |
| Brown County Ohio | 14 | $ 2,311,000 | $ 165,000 | $ 104,000 |
| Defiance County Ohio | 14 | $ 1,615,000 | $ 115,000 | $ 54,000 |
| Fulton County Ohio | 14 | $ 2,481,000 | $ 177,000 | $ 79,000 |
| Alexandria County Virginia | 14 | $ 6,261,000 | $ 447,000 | $ 201,000 |
| Dearborn County Indiana | 13 | $ 2,373,000 | $ 182,000 | $ 118,000 |
| Baltimore County Maryland | 13 | $ 3,131,000 | $ 240,000 | $ 146,000 |
| Carroll County Maryland | 13 | $ 4,603,000 | $ 354,000 | $ 123,000 |
| Lenawee County Michigan | 13 | $ 2,113,000 | $ 162,000 | $ 83,000 |
| Newaygo County Michigan | 13 | $ 1,422,000 | $ 109,000 | $ 99,000 |
| Monmouth County New Jersey | 13 | $ 4,481,000 | $ 344,000 | $ 151,000 |
| Miami County Ohio | 13 | $ 2,612,000 | $ 200,000 | $ 98,000 |
| Monroe County Indiana | 12 | $ 3,790,000 | $ 315,000 | $ 136,000 |
| Kalkaska County Michigan | 12 | $ 2,399,000 | $ 199,000 | $ 153,000 |
| Merrimack County New Hampshire | 12 | $ 2,569,000 | $ 214,000 | $ 90,000 |
| Ionia County Michigan | 11 | $ 1,431,000 | $ 130,000 | $ 67,000 |
| Oceana County Michigan | 11 | $ 2,267,000 | $ 206,000 | $ 200,000 |
| Champaign County Ohio | 11 | $ 1,762,000 | $ 160,000 | $ 163,000 |
| Chester County Pennsylvania | 11 | $ 3,225,000 | $ 293,000 | $ 127,000 |
| Philadelphia County Pennsylvania | 11 | $ 2,290,000 | $ 208,000 | $ 135,000 |
| Sussex County Delaware | 10 | $ 2,033,000 | $ 203,000 | $ 222,000 |
| Duval County Florida | 10 | $ 2,512,000 | $ 251,000 | $ 100,000 |
| Shiawassee County Michigan | 10 | $ 1,419,000 | $ 141,000 | $ 85,000 |
| Wayne County Ohio | 10 | $ 1,664,000 | $ 166,000 | $ 61,000 |
| Windham County Vermont | 10 | $ 1,673,000 | $ 167,000 | $ 74,000 |
| Maricopa County Arizona | 9 | $ 1,969,000 | $ 218,000 | $ 134,000 |
| Kane County Illinois | 9 | $ 2,428,000 | $ 269,000 | $ 41,000 |
| Calhoun County Michigan | 9 | $ 1,302,000 | $ 144,000 | $ 80,000 |
| Iosco County Michigan | 9 | $ 1,328,000 | $ 147,000 | $ 173,000 |
| Manistee County Michigan | 9 | $ 1,357,000 | $ 150,000 | $ 98,000 |
| Montcalm County Michigan | 9 | $ 2,264,000 | $ 251,000 | $ 281,000 |
| St. Clair County Michigan | 9 | $ 1,565,000 | $ 173,000 | $ 93,000 |
| Bergen County New Jersey | 9 | $ 2,705,000 | $ 300,000 | $ 126,000 |
| Morris County New Jersey | 9 | $ 2,173,000 | $ 241,000 | $ 120,000 |
| Allegheny County Pennsylvania | 9 | $ 1,529,000 | $ 169,000 | $ 133,000 |
| Beaufort County South Carolina | 9 | $ 2,681,000 | $ 297,000 | $ 423,000 |
| Charleston County South Carolina | 9 | $ 3,097,000 | $ 344,000 | $ 112,000 |
| McHenry County Illinois | 8 | $ 2,173,000 | $ 271,000 | $ 35,000 |
| Grant County Kentucky | 8 | $ 1,570,000 | $ 196,000 | $ 110,000 |
| Bristol County Massachusetts | 8 | $ 1,886,000 | $ 235,000 | $ 99,000 |
| Hillsdale County Michigan | 8 | $ 999,000 | $ 124,000 | $ 102,000 |
| Carroll County New Hampshire | 8 | $ 2,078,000 | $ 259,000 | $ 190,000 |
| Grafton County New Hampshire | 8 | $ 1,196,000 | $ 149,000 | $ 130,000 |
| Delaware County Pennsylvania | 8 | $ 1,744,000 | $ 218,000 | $ 99,000 |
| Sarasota County Florida | 7 | $ 1,178,000 | $ 168,000 | $ 107,000 |
| Allen County Indiana | 7 | $ 938,000 | $ 134,000 | $ 58,000 |
| Cheshire County New Hampshire | 7 | $ 1,496,000 | $ 213,000 | $ 92,000 |
| Perry County Ohio | 7 | $ 1,158,000 | $ 165,000 | $ 125,000 |
| Lake County Indiana | 6 | $ 807,000 | $ 134,000 | $ 64,000 |
| Porter County Indiana | 6 | $ 1,033,000 | $ 172,000 | $ 87,000 |
| Oxford County Maine | 6 | $ 811,000 | $ 135,000 | $ 153,000 |
| Emmet County Michigan | 6 | $ 1,681,000 | $ 280,000 | $ 144,000 |
| Wexford County Michigan | 6 | $ 853,000 | $ 142,000 | $ 122,000 |
| Belknap County New Hampshire | 6 | $ 1,088,000 | $ 181,000 | $ 140,000 |
| Ocean County New Jersey | 6 | $ 1,207,000 | $ 201,000 | $ 82,000 |
| Auglaize County Ohio | 6 | $ 797,000 | $ 132,000 | $ 75,000 |
| Hancock County Ohio | 6 | $ 2,361,000 | $ 393,000 | $ 23,000 |
| Henry County Ohio | 6 | $ 657,000 | $ 109,000 | $ 52,000 |
| Huron County Ohio | 6 | $ 759,000 | $ 126,000 | $ 104,000 |
| Sandusky County Ohio | 6 | $ 883,000 | $ 147,000 | $ 81,000 |
| Butler County Pennsylvania | 6 | $ 1,593,000 | $ 265,000 | $ 130,000 |
| Campbell County Tennessee | 6 | $ 1,450,000 | $ 241,000 | $ 152,000 |
| Loudoun County Virginia | 6 | $ 1,942,000 | $ 323,000 | $ 155,000 |
| Broward County Florida | 5 | $ 965,000 | $ 193,000 | $ 105,000 |
| Palm Beach County Florida | 5 | $ 794,000 | $ 158,000 | $ 287,000 |
| Sumter County Florida | 5 | $ 878,000 | $ 175,000 | $ 178,000 |
| Baltimore City County Maryland | 5 | $ 1,587,000 | $ 317,000 | $ 285,000 |
| Berrien County Michigan | 5 | $ 1,047,000 | $ 209,000 | $ 150,000 |
| Crawford County Michigan | 5 | $ 964,000 | $ 192,000 | $ 215,000 |
| Tuscola County Michigan | 5 | $ 304,000 | $ 60,000 | $ 27,000 |
| Burlington County New Jersey | 5 | $ 1,087,000 | $ 217,000 | $ 146,000 |
| Passaic County New Jersey | 5 | $ 1,811,000 | $ 362,000 | $ 106,000 |
| Clark County Ohio | 5 | $ 1,111,000 | $ 222,000 | $ 255,000 |
| Highland County Ohio | 5 | $ 959,000 | $ 191,000 | $ 89,000 |
| Logan County Ohio | 5 | $ 1,104,000 | $ 220,000 | $ 204,000 |
| Morrow County Ohio | 5 | $ 585,000 | $ 117,000 | $ 84,000 |
| Tuscarawas County Ohio | 5 | $ 847,000 | $ 169,000 | $ 71,000 |
| Cumberland County Pennsylvania | 5 | $ 1,434,000 | $ 286,000 | $ 203,000 |
| Rutland County Vermont | 5 | $ 1,054,000 | $ 210,000 | $ 77,000 |
| Windsor County Vermont | 5 | $ 1,481,000 | $ 296,000 | $ 103,000 |
| Prince William County Virginia | 5 | $ 1,768,000 | $ 353,000 | $ 125,000 |
| Arapahoe County Colorado | 4 | $ 895,000 | $ 223,000 | $ 125,000 |
| Tolland County Connecticut | 4 | $ 1,073,000 | $ 268,000 | $ 166,000 |
| Charlotte County Florida | 4 | $ 246,000 | $ 61,000 | $ 51,000 |
| Manatee County Florida | 4 | $ 858,000 | $ 214,000 | $ 179,000 |
| Polk County Florida | 4 | $ 733,000 | $ 183,000 | $ 109,000 |
| Fulton County Georgia | 4 | $ 1,820,000 | $ 455,000 | $ 641,000 |
| Bartholomew County Indiana | 4 | $ 1,024,000 | $ 256,000 | $ 134,000 |
| Shelby County Indiana | 4 | $ 501,000 | $ 125,000 | $ 48,000 |
| Androscoggin County Maine | 4 | $ 806,000 | $ 201,000 | $ 83,000 |
| Queen Anne's County Maryland | 4 | $ 1,565,000 | $ 391,000 | $ 128,000 |
| Bay County Michigan | 4 | $ 585,000 | $ 146,000 | $ 79,000 |
| Missaukee County Michigan | 4 | $ 527,000 | $ 131,000 | $ 87,000 |
| Presque Isle County Michigan | 4 | $ 610,000 | $ 152,000 | $ 103,000 |
| Roscommon County Michigan | 4 | $ 1,022,000 | $ 255,000 | $ 450,000 |
| Van Buren County Michigan | 4 | $ 508,000 | $ 127,000 | $ 86,000 |
| Berkeley County South Carolina | 4 | $ 1,046,000 | $ 261,000 | $ 116,000 |
| Davidson County Tennessee | 4 | $ 767,000 | $ 191,000 | $ 69,000 |
| Denver County Colorado | 3 | $ 1,159,000 | $ 386,000 | $ 357,000 |
| Middlesex County Connecticut | 3 | $ 863,000 | $ 287,000 | $ 130,000 |
| New London County Connecticut | 3 | $ 572,000 | $ 190,000 | $ 95,000 |
| Osceola County Florida | 3 | $ 528,000 | $ 176,000 | $ 286,000 |
| Gwinnett County Georgia | 3 | $ 575,000 | $ 191,000 | $ 167,000 |
| Kendall County Illinois | 3 | $ 1,068,000 | $ 356,000 | $ 73,000 |
| Delaware County Indiana | 3 | $ 658,000 | $ 219,000 | $ 172,000 |
| Elkhart County Indiana | 3 | $ 479,000 | $ 159,000 | $ 98,000 |
| Putnam County Indiana | 3 | $ 511,000 | $ 170,000 | $ 59,000 |
| Jefferson County Kentucky | 3 | $ 530,000 | $ 176,000 | $ 92,000 |
| Kennebec County Maine | 3 | $ 363,000 | $ 121,000 | $ 96,000 |
| Sagadahoc County Maine | 3 | $ 384,000 | $ 128,000 | $ 83,000 |
| Worcester County Maryland | 3 | $ 614,000 | $ 204,000 | $ 209,000 |
| Nantucket County Massachusetts | 3 | $ 1,137,000 | $ 379,000 | $ 142,000 |
| Alcona County Michigan | 3 | $ 407,000 | $ 135,000 | $ 219,000 |
| Branch County Michigan | 3 | $ 458,000 | $ 152,000 | $ 288,000 |
| Cheboygan County Michigan | 3 | $ 995,000 | $ 331,000 | $ 260,000 |
| Gladwin County Michigan | 3 | $ 292,000 | $ 97,000 | $ 78,000 |
| Huron County Michigan | 3 | $ 566,000 | $ 188,000 | $ 356,000 |
| Lake County Michigan | 3 | $ 454,000 | $ 151,000 | $ 132,000 |
| Mason County Michigan | 3 | $ 573,000 | $ 191,000 | $ 87,000 |
| Mecosta County Michigan | 3 | $ 416,000 | $ 138,000 | $ 107,000 |
| St. Louis County Missouri | 3 | $ 842,000 | $ 280,000 | $ 310,000 |
| Clark County Nevada | 3 | $ 594,000 | $ 198,000 | $ 63,000 |
| Middlesex County New Jersey | 3 | $ 938,000 | $ 312,000 | $ 111,000 |
| Somerset County New Jersey | 3 | $ 749,000 | $ 249,000 | $ 200,000 |
| Chatham County North Carolina | 3 | $ 797,000 | $ 265,000 | $ 207,000 |
| Durham County North Carolina | 3 | $ 879,000 | $ 293,000 | $ 172,000 |
| Belmont County Ohio | 3 | $ 539,000 | $ 179,000 | $ 88,000 |
| Fayette County Ohio | 3 | $ 842,000 | $ 280,000 | $ 199,000 |
| Guernsey County Ohio | 3 | $ 1,173,000 | $ 391,000 | $ 122,000 |
| Pike County Ohio | 3 | $ 481,000 | $ 160,000 | $ 81,000 |
| Scioto County Ohio | 3 | $ 619,000 | $ 206,000 | $ 133,000 |
| Beaver County Pennsylvania | 3 | $ 696,000 | $ 232,000 | $ 144,000 |
| Luzerne County Pennsylvania | 3 | $ 682,000 | $ 227,000 | $ 109,000 |
| York County Pennsylvania | 3 | $ 771,000 | $ 257,000 | $ 124,000 |
| Kershaw County South Carolina | 3 | $ 662,000 | $ 220,000 | $ 124,000 |
| Lexington County South Carolina | 3 | $ 969,000 | $ 323,000 | $ 129,000 |
| Sevier County Tennessee | 3 | $ 456,000 | $ 152,000 | $ 81,000 |
| Williamson County Tennessee | 3 | $ 1,021,000 | $ 340,000 | $ 118,000 |
| Stafford County Virginia | 3 | $ 943,000 | $ 314,000 | $ 126,000 |
| Virginia Beach County Virginia | 3 | $ 796,000 | $ 265,000 | $ 156,000 |
| Pima County Arizona | 2 | $ 219,000 | $ 109,000 | $ 96,000 |
| Eagle County Colorado | 2 | $ 518,000 | $ 259,000 | $ 267,000 |
| El Paso County Colorado | 2 | $ 477,000 | $ 238,000 | $ 100,000 |
| Summit County Colorado | 2 | $ 811,000 | $ 405,000 | $ 254,000 |
| Brevard County Florida | 2 | $ 155,000 | $ 77,000 | $ 108,000 |
| Rock Island County Illinois | 2 | $ 564,000 | $ 282,000 | $ 80,000 |
| Clinton County Indiana | 2 | $ 339,000 | $ 169,000 | $ 100,000 |
| Dubois County Indiana | 2 | $ 640,000 | $ 320,000 | $ 232,000 |
| Floyd County Indiana | 2 | $ 163,000 | $ 81,000 | $ 58,000 |
| Franklin County Indiana | 2 | $ 271,000 | $ 135,000 | $ 47,000 |
| Jasper County Indiana | 2 | $ 265,000 | $ 132,000 | $ 48,000 |
| Kosciusko County Indiana | 2 | $ 244,000 | $ 122,000 | $ 81,000 |
| Lawrence County Indiana | 2 | $ 271,000 | $ 135,000 | $ 97,000 |
| Posey County Indiana | 2 | $ 72,000 | $ 36,000 | $ 97,000 |
| St. Joseph County Indiana | 2 | $ 364,000 | $ 182,000 | $ 199,000 |
| White County Indiana | 2 | $ 310,000 | $ 155,000 | $ 129,000 |
| Fayette County Kentucky | 2 | $ 507,000 | $ 253,000 | $ 58,000 |
| Shelby County Kentucky | 2 | $ 526,000 | $ 263,000 | $ 0 |
| Calcasieu County Louisiana | 2 | $ 539,000 | $ 269,000 | $ 63,000 |
| St. Martin County Louisiana | 2 | $ 502,000 | $ 251,000 | $ 137,000 |
| Aroostook County Maine | 2 | $ 616,000 | $ 308,000 | $ 308,000 |
| Charles County Maryland | 2 | $ 524,000 | $ 262,000 | $ 159,000 |
| Dukes County Massachusetts | 2 | $ 438,000 | $ 219,000 | $ 289,000 |
| Clare County Michigan | 2 | $ 140,000 | $ 70,000 | $ 158,000 |
| Osceola County Michigan | 2 | $ 226,000 | $ 113,000 | $ 89,000 |
| Otsego County Michigan | 2 | $ 176,000 | $ 88,000 | $ 87,000 |
| Sullivan County New Hampshire | 2 | $ 588,000 | $ 294,000 | $ 138,000 |
| Atlantic County New Jersey | 2 | $ 648,000 | $ 324,000 | $ 576,000 |
| Sussex County New Jersey | 2 | $ 450,000 | $ 225,000 | $ 112,000 |
| Union County New Jersey | 2 | $ 749,000 | $ 374,000 | $ 196,000 |
| Alamance County North Carolina | 2 | $ 322,000 | $ 161,000 | $ 116,000 |
| Guilford County North Carolina | 2 | $ 738,000 | $ 369,000 | $ 147,000 |
| Orange County North Carolina | 2 | $ 389,000 | $ 194,000 | $ 61,000 |
| Union County North Carolina | 2 | $ 479,000 | $ 239,000 | $ 69,000 |
| Adams County Ohio | 2 | $ 379,000 | $ 189,000 | $ 90,000 |
| Ashland County Ohio | 2 | $ 194,000 | $ 97,000 | $ 58,000 |
| Athens County Ohio | 2 | $ 468,000 | $ 234,000 | $ 122,000 |
| Lawrence County Ohio | 2 | $ 477,000 | $ 238,000 | $ 87,000 |
| Mercer County Ohio | 2 | $ 278,000 | $ 139,000 | $ 99,000 |
| Muskingum County Ohio | 2 | $ 252,000 | $ 126,000 | $ 34,000 |
| Noble County Ohio | 2 | $ 487,000 | $ 243,000 | $ 118,000 |
| Paulding County Ohio | 2 | $ 81,000 | $ 40,000 | $ 47,000 |
| Ross County Ohio | 2 | $ 201,000 | $ 100,000 | $ 40,000 |
| Washington County Ohio | 2 | $ 297,000 | $ 148,000 | $ 42,000 |
| Williams County Ohio | 2 | $ 131,000 | $ 65,000 | $ 36,000 |
| Cambria County Pennsylvania | 2 | $ 626,000 | $ 313,000 | $ 346,000 |
| Dauphin County Pennsylvania | 2 | $ 324,000 | $ 162,000 | $ 166,000 |
| Lackawanna County Pennsylvania | 2 | $ 254,000 | $ 127,000 | $ 80,000 |
| Washington County Pennsylvania | 2 | $ 286,000 | $ 143,000 | $ 112,000 |
| Providence County Rhode Island | 2 | $ 459,000 | $ 229,000 | $ 181,000 |
| Dorchester County South Carolina | 2 | $ 526,000 | $ 263,000 | $ 104,000 |
| Horry County South Carolina | 2 | $ 406,000 | $ 203,000 | $ 195,000 |
| Richland County South Carolina | 2 | $ 592,000 | $ 296,000 | $ 94,000 |
| Harrison County Texas | 2 | $ 591,000 | $ 295,000 | $ 168,000 |
| Kanawha County West Virginia | 2 | $ 495,000 | $ 247,000 | $ 144,000 |
| Marshall County West Virginia | 2 | $ 382,000 | $ 191,000 | $ 86,000 |
| Monongalia County West Virginia | 2 | $ 343,000 | $ 171,000 | $ 275,000 |
| Madison County Alabama | 1 | $ 208,000 | $ 208,000 | $ 163,000 |
| Benton County Arkansas | 1 | $ 208,000 | $ 208,000 | $ 155,000 |
| Napa County California | 1 | $ 380,000 | $ 380,000 | $ 157,000 |
| Orange County California | 1 | $ 334,000 | $ 334,000 | $ 172,000 |
| San Diego County California | 1 | $ 515,000 | $ 515,000 | $ 127,000 |
| Boulder County Colorado | 1 | $ 192,000 | $ 192,000 | $ 0 |
| Jefferson County Colorado | 1 | $ 417,000 | $ 417,000 | $ 219,000 |
| Fairfield County Connecticut | 1 | $ 275,000 | $ 275,000 | $ 108,000 |
| New Haven County Connecticut | 1 | $ 150,000 | $ 150,000 | $ 57,000 |
| Kent County Delaware | 1 | $ 292,000 | $ 292,000 | $ 106,000 |
| New Castle County Delaware | 1 | $ 185,000 | $ 185,000 | $ 169,000 |
| Clay County Florida | 1 | $ 254,000 | $ 254,000 | $ 0 |
| DeSoto County Florida | 1 | $ 43,000 | $ 43,000 | $ 90,000 |
| Highlands County Florida | 1 | $ 50,000 | $ 50,000 | $ 70,000 |
| Hillsborough County Florida | 1 | $ 49,000 | $ 49,000 | $ 147,000 |
| Orange County Florida | 1 | $ 97,000 | $ 97,000 | $ 76,000 |
| Pinellas County Florida | 1 | $ 135,000 | $ 135,000 | $ 134,000 |
| Seminole County Florida | 1 | $ 188,000 | $ 188,000 | $ 145,000 |
| Volusia County Florida | 1 | $ 367,000 | $ 367,000 | $ 279,000 |
| Walton County Florida | 1 | $ 280,000 | $ 280,000 | $ 260,000 |
| Fayette County Georgia | 1 | $ 417,000 | $ 417,000 | $ 184,000 |
| Greene County Georgia | 1 | $ 401,000 | $ 401,000 | $ 337,000 |
| Jackson County Georgia | 1 | $ 100,000 | $ 100,000 | $ 53,000 |
| Whitfield County Georgia | 1 | $ 119,000 | $ 119,000 | $ 66,000 |
| Grundy County Illinois | 1 | $ 154,000 | $ 154,000 | $ 0 |
| Knox County Illinois | 1 | $ 285,000 | $ 285,000 | $ 0 |
| Peoria County Illinois | 1 | $ 392,000 | $ 392,000 | $ 165,000 |
| Winnebago County Illinois | 1 | $ 178,000 | $ 178,000 | $ 82,000 |
| Brown County Indiana | 1 | $ 260,000 | $ 260,000 | $ 74,000 |
| Clark County Indiana | 1 | $ 110,000 | $ 110,000 | $ 48,000 |
| DeKalb County Indiana | 1 | $ 160,000 | $ 160,000 | $ 0 |
| Fountain County Indiana | 1 | $ 170,000 | $ 170,000 | $ 55,000 |
| Fulton County Indiana | 1 | $ 150,000 | $ 150,000 | $ 255,000 |
| Greene County Indiana | 1 | $ 199,000 | $ 199,000 | $ 77,000 |
| Henry County Indiana | 1 | $ 179,000 | $ 179,000 | $ 86,000 |
| Jackson County Indiana | 1 | $ 201,000 | $ 201,000 | $ 123,000 |
| Miami County Indiana | 1 | $ 98,000 | $ 98,000 | $ 84,000 |
| Owen County Indiana | 1 | $ 183,000 | $ 183,000 | $ 100,000 |
| Pike County Indiana | 1 | $ 226,000 | $ 226,000 | $ 102,000 |
| Ripley County Indiana | 1 | $ 175,000 | $ 175,000 | $ 34,000 |
| Steuben County Indiana | 1 | $ 254,000 | $ 254,000 | $ 283,000 |
| Tipton County Indiana | 1 | $ 116,000 | $ 116,000 | $ 54,000 |
| Vermillion County Indiana | 1 | $ 236,000 | $ 236,000 | $ 159,000 |
| Warren County Indiana | 1 | $ 230,000 | $ 230,000 | $ 79,000 |
| Whitley County Indiana | 1 | $ 85,000 | $ 85,000 | $ 73,000 |
| Boyd County Kentucky | 1 | $ 286,000 | $ 286,000 | $ 138,000 |
| Boyle County Kentucky | 1 | $ 91,000 | $ 91,000 | $ 107,000 |
| Breckinridge County Kentucky | 1 | $ 190,000 | $ 190,000 | $ 33,000 |
| Bullitt County Kentucky | 1 | $ 202,000 | $ 202,000 | $ 79,000 |
| Gallatin County Kentucky | 1 | $ 129,000 | $ 129,000 | $ 30,000 |
| Greenup County Kentucky | 1 | $ 115,000 | $ 115,000 | $ 60,000 |
| Henry County Kentucky | 1 | $ 192,000 | $ 192,000 | $ 200,000 |
| Larue County Kentucky | 1 | $ 214,000 | $ 214,000 | $ 75,000 |
| Madison County Kentucky | 1 | $ 91,000 | $ 91,000 | $ 34,000 |
| Meade County Kentucky | 1 | $ 206,000 | $ 206,000 | $ 99,000 |
| Nelson County Kentucky | 1 | $ 251,000 | $ 251,000 | $ 104,000 |
| Pendleton County Kentucky | 1 | $ 155,000 | $ 155,000 | $ 46,000 |
| Russell County Kentucky | 1 | $ 53,000 | $ 53,000 | $ 0 |
| Scott County Kentucky | 1 | $ 217,000 | $ 217,000 | $ 99,000 |
| Simpson County Kentucky | 1 | $ 174,000 | $ 174,000 | $ 103,000 |
| Warren County Kentucky | 1 | $ 403,000 | $ 403,000 | $ 208,000 |
| Ascension County Louisiana | 1 | $ 333,000 | $ 333,000 | $ 385,000 |
| Bienville County Louisiana | 1 | $ 268,000 | $ 268,000 | $ 79,000 |
| Caddo County Louisiana | 1 | $ 330,000 | $ 330,000 | $ 75,000 |
| East Baton Rouge County Louisiana | 1 | $ 242,000 | $ 242,000 | $ 69,000 |
| Jefferson Davis County Louisiana | 1 | $ 306,000 | $ 306,000 | $ 182,000 |
| Lafayette County Louisiana | 1 | $ 209,000 | $ 209,000 | $ 50,000 |
| Rapides County Louisiana | 1 | $ 246,000 | $ 246,000 | $ 82,000 |
| St. Landry County Louisiana | 1 | $ 320,000 | $ 320,000 | $ 123,000 |
| St. Tammany County Louisiana | 1 | $ 410,000 | $ 410,000 | $ 157,000 |
| Franklin County Maine | 1 | $ 232,000 | $ 232,000 | $ 240,000 |
| Hancock County Maine | 1 | $ 100,000 | $ 100,000 | $ 67,000 |
| Knox County Maine | 1 | $ 336,000 | $ 336,000 | $ 300,000 |
| Somerset County Maine | 1 | $ 132,000 | $ 132,000 | $ 366,000 |
| Talbot County Maryland | 1 | $ 224,000 | $ 224,000 | $ 78,000 |
| Franklin County Massachusetts | 1 | $ 281,000 | $ 281,000 | $ 44,000 |
| Cass County Michigan | 1 | $ 94,000 | $ 94,000 | $ 27,000 |
| Houghton County Michigan | 1 | $ 284,000 | $ 284,000 | $ 0 |
| Mackinac County Michigan | 1 | $ 283,000 | $ 283,000 | $ 179,000 |
| Ogemaw County Michigan | 1 | $ 233,000 | $ 233,000 | $ 127,000 |
| Oscoda County Michigan | 1 | $ 188,000 | $ 188,000 | $ 102,000 |
| Hennepin County Minnesota | 1 | $ 297,000 | $ 297,000 | $ 104,000 |
| Ramsey County Minnesota | 1 | $ 296,000 | $ 296,000 | $ 241,000 |
| Rankin County Mississippi | 1 | $ 116,000 | $ 116,000 | $ 170,000 |
| Tishomingo County Mississippi | 1 | $ 63,000 | $ 63,000 | $ 57,000 |
| Clay County Missouri | 1 | $ 282,000 | $ 282,000 | $ 204,000 |
| Newton County Missouri | 1 | $ 387,000 | $ 387,000 | $ 303,000 |
| Perry County Missouri | 1 | $ 128,000 | $ 128,000 | $ 119,000 |
| Taney County Missouri | 1 | $ 138,000 | $ 138,000 | $ 189,000 |
| Camden County New Jersey | 1 | $ 405,000 | $ 405,000 | $ 213,000 |
| Cape May County New Jersey | 1 | $ 400,000 | $ 400,000 | $ 349,000 |
| Essex County New Jersey | 1 | $ 292,000 | $ 292,000 | $ 150,000 |
| Hudson County New Jersey | 1 | $ 227,000 | $ 227,000 | $ 42,000 |
| Warren County New Jersey | 1 | $ 417,000 | $ 417,000 | $ 152,000 |
| Onondaga County New York | 1 | $ 163,000 | $ 163,000 | $ 87,000 |
| Buncombe County North Carolina | 1 | $ 66,000 | $ 66,000 | $ 30,000 |
| Carteret County North Carolina | 1 | $ 399,000 | $ 399,000 | $ 1,084,000 |
| Duplin County North Carolina | 1 | $ 417,000 | $ 417,000 | $ 198,000 |
| Franklin County North Carolina | 1 | $ 207,000 | $ 207,000 | $ 55,000 |
| Haywood County North Carolina | 1 | $ 179,000 | $ 179,000 | $ 136,000 |
| Iredell County North Carolina | 1 | $ 295,000 | $ 295,000 | $ 156,000 |
| Johnston County North Carolina | 1 | $ 163,000 | $ 163,000 | $ 48,000 |
| Mecklenburg County North Carolina | 1 | $ 246,000 | $ 246,000 | $ 115,000 |
| Person County North Carolina | 1 | $ 257,000 | $ 257,000 | $ 90,000 |
| Randolph County North Carolina | 1 | $ 63,000 | $ 63,000 | $ 0 |
| Rockingham County North Carolina | 1 | $ 244,000 | $ 244,000 | $ 91,000 |
| Allen County Ohio | 1 | $ 228,000 | $ 228,000 | $ 84,000 |
| Carroll County Ohio | 1 | $ 239,000 | $ 239,000 | $ 150,000 |
| Coshocton County Ohio | 1 | $ 205,000 | $ 205,000 | $ 196,000 |
| Darke County Ohio | 1 | $ 78,000 | $ 78,000 | $ 35,000 |
| Holmes County Ohio | 1 | $ 186,000 | $ 186,000 | $ 124,000 |
| Jefferson County Ohio | 1 | $ 354,000 | $ 354,000 | $ 228,000 |
| Preble County Ohio | 1 | $ 76,000 | $ 76,000 | $ 33,000 |
| Putnam County Ohio | 1 | $ 366,000 | $ 366,000 | $ 156,000 |
| Wyandot County Ohio | 1 | $ 190,000 | $ 190,000 | $ 143,000 |
| Payne County Oklahoma | 1 | $ 112,000 | $ 112,000 | $ 30,000 |
| Tulsa County Oklahoma | 1 | $ 131,000 | $ 131,000 | $ 170,000 |
| Adams County Pennsylvania | 1 | $ 115,000 | $ 115,000 | $ 29,000 |
| Bedford County Pennsylvania | 1 | $ 62,000 | $ 62,000 | $ 27,000 |
| Berks County Pennsylvania | 1 | $ 194,000 | $ 194,000 | $ 93,000 |
| Bradford County Pennsylvania | 1 | $ 113,000 | $ 113,000 | $ 204,000 |
| Carbon County Pennsylvania | 1 | $ 215,000 | $ 215,000 | $ 82,000 |
| Clarion County Pennsylvania | 1 | $ 51,000 | $ 51,000 | $ 36,000 |
| Huntingdon County Pennsylvania | 1 | $ 103,000 | $ 103,000 | $ 49,000 |
| Lawrence County Pennsylvania | 1 | $ 80,000 | $ 80,000 | $ 48,000 |
| Northampton County Pennsylvania | 1 | $ 290,000 | $ 290,000 | $ 118,000 |
| Warren County Pennsylvania | 1 | $ 70,000 | $ 70,000 | $ 54,000 |
| Wayne County Pennsylvania | 1 | $ 100,000 | $ 100,000 | $ 202,000 |
| Kent County Rhode Island | 1 | $ 116,000 | $ 116,000 | $ 71,000 |
| Clarendon County South Carolina | 1 | $ 137,000 | $ 137,000 | $ 76,000 |
| Fairfield County South Carolina | 1 | $ 309,000 | $ 309,000 | $ 109,000 |
| Georgetown County South Carolina | 1 | $ 54,000 | $ 54,000 | $ 100,000 |
| Greenville County South Carolina | 1 | $ 241,000 | $ 241,000 | $ 80,000 |
| York County South Carolina | 1 | $ 210,000 | $ 210,000 | $ 76,000 |
| Knox County Tennessee | 1 | $ 417,000 | $ 417,000 | $ 141,000 |
| Montgomery County Tennessee | 1 | $ 178,000 | $ 178,000 | $ 85,000 |
| Sumner County Tennessee | 1 | $ 350,000 | $ 350,000 | $ 157,000 |
| Aransas County Texas | 1 | $ 119,000 | $ 119,000 | $ 33,000 |
| Dallas County Texas | 1 | $ 1,294,000 | $ 1,294,000 | $ 616,000 |
| Harris County Texas | 1 | $ 185,000 | $ 185,000 | $ 64,000 |
| Montgomery County Texas | 1 | $ 275,000 | $ 275,000 | $ 109,000 |
| Salt Lake County Utah | 1 | $ 730,000 | $ 730,000 | $ 398,000 |
| Bennington County Vermont | 1 | $ 157,000 | $ 157,000 | $ 56,000 |
| Chittenden County Vermont | 1 | $ 171,000 | $ 171,000 | $ 94,000 |
| Chesapeake County Virginia | 1 | $ 316,000 | $ 316,000 | $ 159,000 |
| Fairfax City County Virginia | 1 | $ 450,000 | $ 450,000 | $ 116,000 |
| Falls Church County Virginia | 1 | $ 502,000 | $ 502,000 | $ 172,000 |
| Newport News County Virginia | 1 | $ 200,000 | $ 200,000 | $ 65,000 |
| Spotsylvania County Virginia | 1 | $ 343,000 | $ 343,000 | $ 116,000 |
| Spokane County Washington | 1 | $ 388,000 | $ 388,000 | $ 131,000 |
| Barbour County West Virginia | 1 | $ 298,000 | $ 298,000 | $ 118,000 |
| Cabell County West Virginia | 1 | $ 253,000 | $ 253,000 | $ 148,000 |
| Ohio County West Virginia | 1 | $ 224,000 | $ 224,000 | $ 0 |
| Dane County Wisconsin | 1 | $ 125,000 | $ 125,000 | $ 60,000 |
| Kenosha County Wisconsin | 1 | $ 294,000 | $ 294,000 | $ 94,000 |
| Langlade County Wisconsin | 1 | $ 160,000 | $ 160,000 | $ 111,000 |
| Oneida County Wisconsin | 1 | $ 267,000 | $ 267,000 | $ 218,000 |
| Washington County Wisconsin | 1 | $ 333,000 | $ 333,000 | $ 227,000 |
| Teton County Wyoming | 1 | $ 220,000 | $ 220,000 | $ 149,000 |
Mortgage Loan Application Detail Totals for First Place Bank in 2011
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Refinancing | 7,908 | $1,717,393,000 | $217,000 | $1,832,000 | $125,000 | $4,003,000 |
| Home Purchase | 7,074 | $1,307,263,000 | $184,000 | $7,000,000 | $100,000 | $1,859,000 |
| Home Improvement | 29 | $477,000 | $16,000 | $110,000 | $64,000 | $256,000 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| White | 13,521 | $2,687,251,000 | $198,000 | $2,000,000 | $113,000 | $2,970,000 |
| Asian | 507 | $122,000,000 | $240,000 | $986,000 | $120,000 | $1,183,000 |
| Not Provided | 352 | $90,517,000 | $257,000 | $730,000 | $136,000 | $594,000 |
| Black or African American | 317 | $50,036,000 | $157,000 | $691,000 | $109,000 | $4,003,000 |
| Hispanic | 260 | $48,148,000 | $185,000 | $718,000 | $98,000 | $936,000 |
| Not applicable | 22 | $20,376,000 | $926,000 | $7,000,000 | $3,000 | $28,000 |
| American Indian or Alaskan Native | 19 | $3,072,000 | $161,000 | $354,000 | $125,000 | $318,000 |
| Native Hawaiian or Other Pacific Islander | 13 | $3,733,000 | $287,000 | $405,000 | $182,000 | $446,000 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 12,540 | $2,684,697,000 | $214,000 | $7,000,000 | $123,000 | $4,003,000 |
| FHA-insured (Federal Housing Administration) | 2,033 | $271,039,000 | $133,000 | $737,000 | $62,000 | $637,000 |
| VA-guaranteed (Veterans Administration) | 225 | $46,267,000 | $205,000 | $835,000 | $85,000 | $570,000 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 213 | $23,130,000 | $108,000 | $285,000 | $42,000 | $88,000 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Loan Originated | 11,651 | $2,368,411,000 | $203,000 | $2,000,000 | $121,000 | $4,003,000 |
| Application Withdrawn By Applicant | 1,240 | $233,636,000 | $188,000 | $5,600,000 | $105,000 | $1,300,000 |
| Application Denied By Financial Institution | 1,172 | $205,528,000 | $175,000 | $1,625,000 | $95,000 | $1,652,000 |
| Loan Purchased By The Institution | 594 | $135,394,000 | $227,000 | $417,000 | $0 | $0 |
| Application Approved But Not Accepted | 354 | $82,164,000 | $232,000 | $7,000,000 | $116,000 | $734,000 |
| File Closed For Incompleteness | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Approved but not Accepted | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Denied by Financial Institution | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Collateral | 344 | $62,164,000 | $180,000 | $1,000,000 | $113,000 | $1,338,000 |
| Credit Application Incomplete | 253 | $49,412,000 | $195,000 | $678,000 | $111,000 | $664,000 |
| Debt-To-Income Ratio | 211 | $39,590,000 | $187,000 | $1,625,000 | $64,000 | $274,000 |
| Other | 142 | $23,367,000 | $164,000 | $524,000 | $116,000 | $1,652,000 |
| Credit History | 133 | $17,948,000 | $134,000 | $500,000 | $62,000 | $300,000 |
| Insufficient Cash (Downpayment, Closing Cost) | 26 | $2,817,000 | $108,000 | $417,000 | $66,000 | $305,000 |
| Mortgage Insurance Denied | 22 | $3,643,000 | $165,000 | $415,000 | $78,000 | $159,000 |
| Unverifiable Information | 21 | $3,951,000 | $188,000 | $512,000 | $91,000 | $300,000 |
| Employment History | 20 | $2,636,000 | $131,000 | $417,000 | $51,000 | $224,000 |
Our comprehensive HMDA mortgage statistics provide invaluable insights into First Place Bank's 2011 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.
This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics,
and assess First Place Bank's mortgage approval patterns.
Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
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with aggregated HMDA statistics today.