First Place Bank Mortgage Lending & HMDA Data, 2011
In 2011, First Place Bank of Warren, OH reported 15,011 mortgage applications totaling $3.0 billion. The average application was for $201,527, and applicants reported an average income of $113,100. 78% of its applications resulted in an originated loan and 8% were denied. Its largest markets were Cincinnati-Middletown, OH-KY-IN (1,926), Cleveland-Elyria-Mentor, OH (1,679) and Youngstown-Warren-Boardman, OH-PA (1,109) (applications in parentheses).
| Mortgage Company & Address | First Place Bank 185 East Market Warren, OH 44481 Tel #: available with data download |
| Federal Regulator | * available with data download |
| Years | 2013 2012 2011 |
| Total Number of Mortgage Applications | 15,011 |
| Total Mortgage Loan Application Amount | $3,025,133,000 |
| Average Mortgage Loan Application Amount | $201,527 |
| Highest Mortgage Loan Application Amount | $7,000,000 |
| Average Applicant Income | $113,100 |
| Highest Applicant Income | $4,003,000 |
About this data: figures come from the Home Mortgage Disclosure Act (HMDA) records First Place Bank filed with the FFIEC and count every application it reported (approved, denied, withdrawn or purchased), not just closed loans. Applications reported at $100 million or more are left out of these totals.
| County | Total Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loans Applications | Average Mortgage Loan Application Amount | Average Applicant Income |
|---|---|---|---|---|
| Hamilton, Ohio | 958 | $ 189,881,000 | $ 198,205 | $ 121,000 |
| Cuyahoga, Ohio | 926 | $ 156,960,000 | $ 169,503 | $ 118,000 |
| Oakland, Michigan | 645 | $ 145,423,000 | $ 225,462 | $ 123,000 |
| Mahoning, Ohio | 615 | $ 91,451,000 | $ 148,700 | $ 85,000 |
| Trumbull, Ohio | 494 | $ 56,158,000 | $ 113,680 | $ 74,000 |
| Ottawa, Michigan | 493 | $ 72,945,000 | $ 147,961 | $ 77,000 |
| Franklin, Ohio | 482 | $ 101,034,000 | $ 209,614 | $ 130,000 |
| Kent, Michigan | 446 | $ 66,796,000 | $ 149,766 | $ 103,000 |
| Montgomery, Maryland | 419 | $ 165,832,000 | $ 395,780 | $ 179,000 |
| Lorain, Ohio | 380 | $ 59,597,000 | $ 156,834 | $ 95,000 |
| Genesee, Michigan | 359 | $ 48,239,000 | $ 134,370 | $ 87,000 |
| Wayne, Michigan | 354 | $ 64,258,000 | $ 181,519 | $ 100,000 |
| Lucas, Ohio | 342 | $ 53,958,000 | $ 157,771 | $ 99,000 |
| Warren, Ohio | 335 | $ 77,558,000 | $ 231,516 | $ 129,000 |
| Hamilton, Indiana | 330 | $ 87,133,000 | $ 264,039 | $ 134,000 |
| Summit, Ohio | 286 | $ 56,165,000 | $ 196,381 | $ 115,000 |
| Marion, Indiana | 251 | $ 42,748,000 | $ 170,310 | $ 94,000 |
| Rockingham, New Hampshire | 250 | $ 64,236,000 | $ 256,944 | $ 139,000 |
| Butler, Ohio | 246 | $ 36,315,000 | $ 147,621 | $ 105,000 |
| Montgomery, Ohio | 229 | $ 44,432,000 | $ 194,026 | $ 141,000 |
| Clermont, Ohio | 215 | $ 33,545,000 | $ 156,023 | $ 85,000 |
| Delaware, Ohio | 210 | $ 49,825,000 | $ 237,261 | $ 120,000 |
| Greene, Ohio | 181 | $ 45,118,000 | $ 249,270 | $ 152,000 |
| Lake, Ohio | 171 | $ 27,691,000 | $ 161,935 | $ 91,000 |
| Portage, Ohio | 159 | $ 27,003,000 | $ 169,830 | $ 92,000 |
| Grand Traverse, Michigan | 156 | $ 27,908,000 | $ 178,897 | $ 87,000 |
| Cook, Illinois | 155 | $ 38,979,000 | $ 251,477 | $ 63,000 |
| Washtenaw, Michigan | 149 | $ 29,348,000 | $ 196,966 | $ 78,000 |
| District of Columbia, District Of Columbia | 140 | $ 59,917,000 | $ 427,978 | $ 184,000 |
| Allegan, Michigan | 139 | $ 22,149,000 | $ 159,345 | $ 89,000 |
| Middlesex, Massachusetts | 137 | $ 41,966,000 | $ 306,321 | $ 148,000 |
| Macomb, Michigan | 137 | $ 28,685,000 | $ 209,379 | $ 103,000 |
| Licking, Ohio | 133 | $ 25,981,000 | $ 195,345 | $ 109,000 |
| Will, Illinois | 132 | $ 26,628,000 | $ 201,727 | $ 59,000 |
| Hendricks, Indiana | 120 | $ 24,594,000 | $ 204,950 | $ 91,000 |
| Stark, Ohio | 119 | $ 17,919,000 | $ 150,579 | $ 66,000 |
| Jackson, Michigan | 116 | $ 15,614,000 | $ 134,603 | $ 88,000 |
| Wood, Ohio | 111 | $ 21,520,000 | $ 193,873 | $ 120,000 |
| Howard, Maryland | 105 | $ 35,327,000 | $ 336,447 | $ 169,000 |
| Geauga, Ohio | 105 | $ 24,738,000 | $ 235,600 | $ 139,000 |
| Medina, Ohio | 97 | $ 20,070,000 | $ 206,907 | $ 101,000 |
| Montgomery, Pennsylvania | 93 | $ 21,557,000 | $ 231,795 | $ 107,000 |
| Livingston, Michigan | 84 | $ 17,518,000 | $ 208,547 | $ 101,000 |
| Norfolk, Massachusetts | 80 | $ 22,701,000 | $ 283,762 | $ 141,000 |
| Worcester, Massachusetts | 75 | $ 19,837,000 | $ 264,493 | $ 139,000 |
| Hancock, Indiana | 68 | $ 11,833,000 | $ 174,014 | $ 83,000 |
| Essex, Massachusetts | 65 | $ 17,721,000 | $ 272,630 | $ 126,000 |
| Hillsborough, New Hampshire | 63 | $ 14,583,000 | $ 231,476 | $ 140,000 |
| Cumberland, Maine | 62 | $ 14,022,000 | $ 226,161 | $ 146,000 |
| DuPage, Illinois | 54 | $ 14,364,000 | $ 266,000 | $ 66,000 |
| Kenton, Kentucky | 54 | $ 10,827,000 | $ 200,500 | $ 128,000 |
| Columbiana, Ohio | 54 | $ 6,372,000 | $ 118,000 | $ 71,000 |
| Hampden, Massachusetts | 53 | $ 11,202,000 | $ 211,358 | $ 119,000 |
| Strafford, New Hampshire | 53 | $ 10,509,000 | $ 198,283 | $ 110,000 |
| Ingham, Michigan | 46 | $ 5,773,000 | $ 125,500 | $ 66,000 |
| Boone, Indiana | 45 | $ 14,990,000 | $ 333,111 | $ 190,000 |
| Monroe, Michigan | 44 | $ 7,652,000 | $ 173,909 | $ 128,000 |
| Boone, Kentucky | 43 | $ 8,690,000 | $ 202,093 | $ 97,000 |
| Suffolk, Massachusetts | 43 | $ 12,797,000 | $ 297,604 | $ 123,000 |
| Morgan, Indiana | 42 | $ 6,415,000 | $ 152,738 | $ 61,000 |
| York, Maine | 41 | $ 10,723,000 | $ 261,536 | $ 129,000 |
| Johnson, Indiana | 38 | $ 6,402,000 | $ 168,473 | $ 83,000 |
| Fairfield, Ohio | 38 | $ 8,759,000 | $ 230,500 | $ 105,000 |
| Knox, Ohio | 38 | $ 4,657,000 | $ 122,552 | $ 64,000 |
| Union, Ohio | 38 | $ 11,176,000 | $ 294,105 | $ 168,000 |
| Eaton, Michigan | 37 | $ 4,655,000 | $ 125,810 | $ 62,000 |
| Campbell, Kentucky | 36 | $ 7,292,000 | $ 202,555 | $ 113,000 |
| Fairfax, Virginia | 36 | $ 14,319,000 | $ 397,750 | $ 173,000 |
| Arlington, Virginia | 34 | $ 14,263,000 | $ 419,500 | $ 296,000 |
| St. Johns, Florida | 30 | $ 7,348,000 | $ 244,933 | $ 168,000 |
| Bucks, Pennsylvania | 27 | $ 6,247,000 | $ 231,370 | $ 117,000 |
| Hampshire, Massachusetts | 26 | $ 5,989,000 | $ 230,346 | $ 125,000 |
| Lapeer, Michigan | 26 | $ 3,657,000 | $ 140,653 | $ 57,000 |
| Anne Arundel, Maryland | 25 | $ 7,244,000 | $ 289,760 | $ 172,000 |
| Plymouth, Massachusetts | 24 | $ 6,247,000 | $ 260,291 | $ 110,000 |
| Lake, Illinois | 23 | $ 6,582,000 | $ 286,173 | $ 81,000 |
| Lee, Florida | 22 | $ 4,241,000 | $ 192,772 | $ 142,000 |
| Benzie, Michigan | 22 | $ 4,820,000 | $ 219,090 | $ 150,000 |
| Erie, Ohio | 22 | $ 3,379,000 | $ 153,590 | $ 111,000 |
| Muskegon, Michigan | 21 | $ 4,376,000 | $ 208,380 | $ 209,000 |
| Leelanau, Michigan | 20 | $ 3,451,000 | $ 172,550 | $ 101,000 |
| Ottawa, Ohio | 20 | $ 4,020,000 | $ 201,000 | $ 137,000 |
| Hartford, Connecticut | 19 | $ 3,178,000 | $ 167,263 | $ 111,000 |
| Madison, Indiana | 19 | $ 3,599,000 | $ 189,421 | $ 92,000 |
| Frederick, Maryland | 18 | $ 4,822,000 | $ 267,888 | $ 108,000 |
| Clinton, Michigan | 18 | $ 3,419,000 | $ 189,944 | $ 87,000 |
| Howard, Indiana | 17 | $ 1,877,000 | $ 110,411 | $ 40,000 |
| Barry, Michigan | 17 | $ 2,826,000 | $ 166,235 | $ 74,000 |
| Kalamazoo, Michigan | 17 | $ 3,275,000 | $ 192,647 | $ 124,000 |
| Pickaway, Ohio | 17 | $ 2,814,000 | $ 165,529 | $ 78,000 |
| Prince George's, Maryland | 16 | $ 3,455,000 | $ 215,937 | $ 98,000 |
| Clinton, Ohio | 16 | $ 2,143,000 | $ 133,937 | $ 71,000 |
| Madison, Ohio | 16 | $ 3,255,000 | $ 203,437 | $ 97,000 |
| Tippecanoe, Indiana | 15 | $ 1,878,000 | $ 125,200 | $ 72,000 |
| Barnstable, Massachusetts | 15 | $ 3,402,000 | $ 226,800 | $ 189,000 |
| Antrim, Michigan | 15 | $ 3,398,000 | $ 226,533 | $ 170,000 |
| Ashtabula, Ohio | 15 | $ 1,659,000 | $ 110,600 | $ 76,000 |
| Collier, Florida | 14 | $ 4,962,000 | $ 354,428 | $ 435,000 |
| Charlevoix, Michigan | 14 | $ 3,451,000 | $ 246,500 | $ 211,000 |
| Saginaw, Michigan | 14 | $ 2,769,000 | $ 197,785 | $ 122,000 |
| Brown, Ohio | 14 | $ 2,311,000 | $ 165,071 | $ 104,000 |
| Defiance, Ohio | 14 | $ 1,615,000 | $ 115,357 | $ 54,000 |
| Fulton, Ohio | 14 | $ 2,481,000 | $ 177,214 | $ 79,000 |
| Alexandria, Virginia | 14 | $ 6,261,000 | $ 447,214 | $ 201,000 |
| Dearborn, Indiana | 13 | $ 2,373,000 | $ 182,538 | $ 118,000 |
| Baltimore, Maryland | 13 | $ 3,131,000 | $ 240,846 | $ 146,000 |
| Carroll, Maryland | 13 | $ 4,603,000 | $ 354,076 | $ 123,000 |
| Lenawee, Michigan | 13 | $ 2,113,000 | $ 162,538 | $ 83,000 |
| Newaygo, Michigan | 13 | $ 1,422,000 | $ 109,384 | $ 99,000 |
| Monmouth, New Jersey | 13 | $ 4,481,000 | $ 344,692 | $ 151,000 |
| Miami, Ohio | 13 | $ 2,612,000 | $ 200,923 | $ 98,000 |
| Monroe, Indiana | 12 | $ 3,790,000 | $ 315,833 | $ 136,000 |
| Kalkaska, Michigan | 12 | $ 2,399,000 | $ 199,916 | $ 153,000 |
| Merrimack, New Hampshire | 12 | $ 2,569,000 | $ 214,083 | $ 90,000 |
| Ionia, Michigan | 11 | $ 1,431,000 | $ 130,090 | $ 67,000 |
| Oceana, Michigan | 11 | $ 2,267,000 | $ 206,090 | $ 200,000 |
| Champaign, Ohio | 11 | $ 1,762,000 | $ 160,181 | $ 163,000 |
| Chester, Pennsylvania | 11 | $ 3,225,000 | $ 293,181 | $ 127,000 |
| Philadelphia, Pennsylvania | 11 | $ 2,290,000 | $ 208,181 | $ 135,000 |
| Sussex, Delaware | 10 | $ 2,033,000 | $ 203,300 | $ 222,000 |
| Duval, Florida | 10 | $ 2,512,000 | $ 251,200 | $ 100,000 |
| Shiawassee, Michigan | 10 | $ 1,419,000 | $ 141,900 | $ 85,000 |
| Wayne, Ohio | 10 | $ 1,664,000 | $ 166,400 | $ 61,000 |
| Windham, Vermont | 10 | $ 1,673,000 | $ 167,300 | $ 74,000 |
| Maricopa, Arizona | 9 | $ 1,969,000 | $ 218,777 | $ 134,000 |
| Kane, Illinois | 9 | $ 2,428,000 | $ 269,777 | $ 41,000 |
| Calhoun, Michigan | 9 | $ 1,302,000 | $ 144,666 | $ 80,000 |
| Iosco, Michigan | 9 | $ 1,328,000 | $ 147,555 | $ 173,000 |
| Manistee, Michigan | 9 | $ 1,357,000 | $ 150,777 | $ 98,000 |
| Montcalm, Michigan | 9 | $ 2,264,000 | $ 251,555 | $ 281,000 |
| St. Clair, Michigan | 9 | $ 1,565,000 | $ 173,888 | $ 93,000 |
| Bergen, New Jersey | 9 | $ 2,705,000 | $ 300,555 | $ 126,000 |
| Morris, New Jersey | 9 | $ 2,173,000 | $ 241,444 | $ 120,000 |
| Allegheny, Pennsylvania | 9 | $ 1,529,000 | $ 169,888 | $ 133,000 |
| Beaufort, South Carolina | 9 | $ 2,681,000 | $ 297,888 | $ 423,000 |
| Charleston, South Carolina | 9 | $ 3,097,000 | $ 344,111 | $ 112,000 |
| McHenry, Illinois | 8 | $ 2,173,000 | $ 271,625 | $ 35,000 |
| Grant, Kentucky | 8 | $ 1,570,000 | $ 196,250 | $ 110,000 |
| Bristol, Massachusetts | 8 | $ 1,886,000 | $ 235,750 | $ 99,000 |
| Hillsdale, Michigan | 8 | $ 999,000 | $ 124,875 | $ 102,000 |
| Carroll, New Hampshire | 8 | $ 2,078,000 | $ 259,750 | $ 190,000 |
| Grafton, New Hampshire | 8 | $ 1,196,000 | $ 149,500 | $ 130,000 |
| Delaware, Pennsylvania | 8 | $ 1,744,000 | $ 218,000 | $ 99,000 |
| Sarasota, Florida | 7 | $ 1,178,000 | $ 168,285 | $ 107,000 |
| Allen, Indiana | 7 | $ 938,000 | $ 134,000 | $ 58,000 |
| Cheshire, New Hampshire | 7 | $ 1,496,000 | $ 213,714 | $ 92,000 |
| Perry, Ohio | 7 | $ 1,158,000 | $ 165,428 | $ 125,000 |
| Lake, Indiana | 6 | $ 807,000 | $ 134,500 | $ 64,000 |
| Porter, Indiana | 6 | $ 1,033,000 | $ 172,166 | $ 87,000 |
| Oxford, Maine | 6 | $ 811,000 | $ 135,166 | $ 153,000 |
| Emmet, Michigan | 6 | $ 1,681,000 | $ 280,166 | $ 144,000 |
| Wexford, Michigan | 6 | $ 853,000 | $ 142,166 | $ 122,000 |
| Belknap, New Hampshire | 6 | $ 1,088,000 | $ 181,333 | $ 140,000 |
| Ocean, New Jersey | 6 | $ 1,207,000 | $ 201,166 | $ 82,000 |
| Auglaize, Ohio | 6 | $ 797,000 | $ 132,833 | $ 75,000 |
| Hancock, Ohio | 6 | $ 2,361,000 | $ 393,500 | $ 23,000 |
| Henry, Ohio | 6 | $ 657,000 | $ 109,500 | $ 52,000 |
| Huron, Ohio | 6 | $ 759,000 | $ 126,500 | $ 104,000 |
| Sandusky, Ohio | 6 | $ 883,000 | $ 147,166 | $ 81,000 |
| Butler, Pennsylvania | 6 | $ 1,593,000 | $ 265,500 | $ 130,000 |
| Campbell, Tennessee | 6 | $ 1,450,000 | $ 241,666 | $ 152,000 |
| Loudoun, Virginia | 6 | $ 1,942,000 | $ 323,666 | $ 155,000 |
| Broward, Florida | 5 | $ 965,000 | $ 193,000 | $ 105,000 |
| Palm Beach, Florida | 5 | $ 794,000 | $ 158,800 | $ 287,000 |
| Sumter, Florida | 5 | $ 878,000 | $ 175,600 | $ 178,000 |
| Baltimore City, Maryland | 5 | $ 1,587,000 | $ 317,400 | $ 285,000 |
| Berrien, Michigan | 5 | $ 1,047,000 | $ 209,400 | $ 150,000 |
| Crawford, Michigan | 5 | $ 964,000 | $ 192,800 | $ 215,000 |
| Tuscola, Michigan | 5 | $ 304,000 | $ 60,800 | $ 27,000 |
| Burlington, New Jersey | 5 | $ 1,087,000 | $ 217,400 | $ 146,000 |
| Passaic, New Jersey | 5 | $ 1,811,000 | $ 362,200 | $ 106,000 |
| Clark, Ohio | 5 | $ 1,111,000 | $ 222,200 | $ 255,000 |
| Highland, Ohio | 5 | $ 959,000 | $ 191,800 | $ 89,000 |
| Logan, Ohio | 5 | $ 1,104,000 | $ 220,800 | $ 204,000 |
| Morrow, Ohio | 5 | $ 585,000 | $ 117,000 | $ 84,000 |
| Tuscarawas, Ohio | 5 | $ 847,000 | $ 169,400 | $ 71,000 |
| Cumberland, Pennsylvania | 5 | $ 1,434,000 | $ 286,800 | $ 203,000 |
| Rutland, Vermont | 5 | $ 1,054,000 | $ 210,800 | $ 77,000 |
| Windsor, Vermont | 5 | $ 1,481,000 | $ 296,200 | $ 103,000 |
| Prince William, Virginia | 5 | $ 1,768,000 | $ 353,600 | $ 125,000 |
| Arapahoe, Colorado | 4 | $ 895,000 | $ 223,750 | $ 125,000 |
| Tolland, Connecticut | 4 | $ 1,073,000 | $ 268,250 | $ 166,000 |
| Charlotte, Florida | 4 | $ 246,000 | $ 61,500 | $ 51,000 |
| Manatee, Florida | 4 | $ 858,000 | $ 214,500 | $ 179,000 |
| Polk, Florida | 4 | $ 733,000 | $ 183,250 | $ 109,000 |
| Fulton, Georgia | 4 | $ 1,820,000 | $ 455,000 | $ 641,000 |
| Bartholomew, Indiana | 4 | $ 1,024,000 | $ 256,000 | $ 134,000 |
| Shelby, Indiana | 4 | $ 501,000 | $ 125,250 | $ 48,000 |
| Androscoggin, Maine | 4 | $ 806,000 | $ 201,500 | $ 83,000 |
| Queen Anne's, Maryland | 4 | $ 1,565,000 | $ 391,250 | $ 128,000 |
| Bay, Michigan | 4 | $ 585,000 | $ 146,250 | $ 79,000 |
| Missaukee, Michigan | 4 | $ 527,000 | $ 131,750 | $ 87,000 |
| Presque Isle, Michigan | 4 | $ 610,000 | $ 152,500 | $ 103,000 |
| Roscommon, Michigan | 4 | $ 1,022,000 | $ 255,500 | $ 450,000 |
| Van Buren, Michigan | 4 | $ 508,000 | $ 127,000 | $ 86,000 |
| Berkeley, South Carolina | 4 | $ 1,046,000 | $ 261,500 | $ 116,000 |
| Davidson, Tennessee | 4 | $ 767,000 | $ 191,750 | $ 69,000 |
| Denver, Colorado | 3 | $ 1,159,000 | $ 386,333 | $ 357,000 |
| Middlesex, Connecticut | 3 | $ 863,000 | $ 287,666 | $ 130,000 |
| New London, Connecticut | 3 | $ 572,000 | $ 190,666 | $ 95,000 |
| Osceola, Florida | 3 | $ 528,000 | $ 176,000 | $ 286,000 |
| Gwinnett, Georgia | 3 | $ 575,000 | $ 191,666 | $ 167,000 |
| Kendall, Illinois | 3 | $ 1,068,000 | $ 356,000 | $ 73,000 |
| Delaware, Indiana | 3 | $ 658,000 | $ 219,333 | $ 172,000 |
| Elkhart, Indiana | 3 | $ 479,000 | $ 159,666 | $ 98,000 |
| Putnam, Indiana | 3 | $ 511,000 | $ 170,333 | $ 59,000 |
| Jefferson, Kentucky | 3 | $ 530,000 | $ 176,666 | $ 92,000 |
| Kennebec, Maine | 3 | $ 363,000 | $ 121,000 | $ 96,000 |
| Sagadahoc, Maine | 3 | $ 384,000 | $ 128,000 | $ 83,000 |
| Worcester, Maryland | 3 | $ 614,000 | $ 204,666 | $ 209,000 |
| Nantucket, Massachusetts | 3 | $ 1,137,000 | $ 379,000 | $ 142,000 |
| Alcona, Michigan | 3 | $ 407,000 | $ 135,666 | $ 219,000 |
| Branch, Michigan | 3 | $ 458,000 | $ 152,666 | $ 288,000 |
| Cheboygan, Michigan | 3 | $ 995,000 | $ 331,666 | $ 260,000 |
| Gladwin, Michigan | 3 | $ 292,000 | $ 97,333 | $ 78,000 |
| Huron, Michigan | 3 | $ 566,000 | $ 188,666 | $ 356,000 |
| Lake, Michigan | 3 | $ 454,000 | $ 151,333 | $ 132,000 |
| Mason, Michigan | 3 | $ 573,000 | $ 191,000 | $ 87,000 |
| Mecosta, Michigan | 3 | $ 416,000 | $ 138,666 | $ 107,000 |
| St. Louis, Missouri | 3 | $ 842,000 | $ 280,666 | $ 310,000 |
| Clark, Nevada | 3 | $ 594,000 | $ 198,000 | $ 63,000 |
| Middlesex, New Jersey | 3 | $ 938,000 | $ 312,666 | $ 111,000 |
| Somerset, New Jersey | 3 | $ 749,000 | $ 249,666 | $ 200,000 |
| Chatham, North Carolina | 3 | $ 797,000 | $ 265,666 | $ 207,000 |
| Durham, North Carolina | 3 | $ 879,000 | $ 293,000 | $ 172,000 |
| Belmont, Ohio | 3 | $ 539,000 | $ 179,666 | $ 88,000 |
| Fayette, Ohio | 3 | $ 842,000 | $ 280,666 | $ 199,000 |
| Guernsey, Ohio | 3 | $ 1,173,000 | $ 391,000 | $ 122,000 |
| Pike, Ohio | 3 | $ 481,000 | $ 160,333 | $ 81,000 |
| Scioto, Ohio | 3 | $ 619,000 | $ 206,333 | $ 133,000 |
| Beaver, Pennsylvania | 3 | $ 696,000 | $ 232,000 | $ 144,000 |
| Luzerne, Pennsylvania | 3 | $ 682,000 | $ 227,333 | $ 109,000 |
| York, Pennsylvania | 3 | $ 771,000 | $ 257,000 | $ 124,000 |
| Kershaw, South Carolina | 3 | $ 662,000 | $ 220,666 | $ 124,000 |
| Lexington, South Carolina | 3 | $ 969,000 | $ 323,000 | $ 129,000 |
| Sevier, Tennessee | 3 | $ 456,000 | $ 152,000 | $ 81,000 |
| Williamson, Tennessee | 3 | $ 1,021,000 | $ 340,333 | $ 118,000 |
| Stafford, Virginia | 3 | $ 943,000 | $ 314,333 | $ 126,000 |
| Virginia Beach, Virginia | 3 | $ 796,000 | $ 265,333 | $ 156,000 |
| Pima, Arizona | 2 | $ 219,000 | $ 109,500 | $ 96,000 |
| Eagle, Colorado | 2 | $ 518,000 | $ 259,000 | $ 267,000 |
| El Paso, Colorado | 2 | $ 477,000 | $ 238,500 | $ 100,000 |
| Summit, Colorado | 2 | $ 811,000 | $ 405,500 | $ 254,000 |
| Brevard, Florida | 2 | $ 155,000 | $ 77,500 | $ 108,000 |
| Rock Island, Illinois | 2 | $ 564,000 | $ 282,000 | $ 80,000 |
| Clinton, Indiana | 2 | $ 339,000 | $ 169,500 | $ 100,000 |
| Dubois, Indiana | 2 | $ 640,000 | $ 320,000 | $ 232,000 |
| Floyd, Indiana | 2 | $ 163,000 | $ 81,500 | $ 58,000 |
| Franklin, Indiana | 2 | $ 271,000 | $ 135,500 | $ 47,000 |
| Jasper, Indiana | 2 | $ 265,000 | $ 132,500 | $ 48,000 |
| Kosciusko, Indiana | 2 | $ 244,000 | $ 122,000 | $ 81,000 |
| Lawrence, Indiana | 2 | $ 271,000 | $ 135,500 | $ 97,000 |
| Posey, Indiana | 2 | $ 72,000 | $ 36,000 | $ 97,000 |
| St. Joseph, Indiana | 2 | $ 364,000 | $ 182,000 | $ 199,000 |
| White, Indiana | 2 | $ 310,000 | $ 155,000 | $ 129,000 |
| Fayette, Kentucky | 2 | $ 507,000 | $ 253,500 | $ 58,000 |
| Shelby, Kentucky | 2 | $ 526,000 | $ 263,000 | $ 0 |
| Calcasieu, Louisiana | 2 | $ 539,000 | $ 269,500 | $ 63,000 |
| St. Martin, Louisiana | 2 | $ 502,000 | $ 251,000 | $ 137,000 |
| Aroostook, Maine | 2 | $ 616,000 | $ 308,000 | $ 308,000 |
| Charles, Maryland | 2 | $ 524,000 | $ 262,000 | $ 159,000 |
| Dukes, Massachusetts | 2 | $ 438,000 | $ 219,000 | $ 289,000 |
| Clare, Michigan | 2 | $ 140,000 | $ 70,000 | $ 158,000 |
| Osceola, Michigan | 2 | $ 226,000 | $ 113,000 | $ 89,000 |
| Otsego, Michigan | 2 | $ 176,000 | $ 88,000 | $ 87,000 |
| Sullivan, New Hampshire | 2 | $ 588,000 | $ 294,000 | $ 138,000 |
| Atlantic, New Jersey | 2 | $ 648,000 | $ 324,000 | $ 576,000 |
| Sussex, New Jersey | 2 | $ 450,000 | $ 225,000 | $ 112,000 |
| Union, New Jersey | 2 | $ 749,000 | $ 374,500 | $ 196,000 |
| Alamance, North Carolina | 2 | $ 322,000 | $ 161,000 | $ 116,000 |
| Guilford, North Carolina | 2 | $ 738,000 | $ 369,000 | $ 147,000 |
| Orange, North Carolina | 2 | $ 389,000 | $ 194,500 | $ 61,000 |
| Union, North Carolina | 2 | $ 479,000 | $ 239,500 | $ 69,000 |
| Adams, Ohio | 2 | $ 379,000 | $ 189,500 | $ 90,000 |
| Ashland, Ohio | 2 | $ 194,000 | $ 97,000 | $ 58,000 |
| Athens, Ohio | 2 | $ 468,000 | $ 234,000 | $ 122,000 |
| Lawrence, Ohio | 2 | $ 477,000 | $ 238,500 | $ 87,000 |
| Mercer, Ohio | 2 | $ 278,000 | $ 139,000 | $ 99,000 |
| Muskingum, Ohio | 2 | $ 252,000 | $ 126,000 | $ 34,000 |
| Noble, Ohio | 2 | $ 487,000 | $ 243,500 | $ 118,000 |
| Paulding, Ohio | 2 | $ 81,000 | $ 40,500 | $ 47,000 |
| Ross, Ohio | 2 | $ 201,000 | $ 100,500 | $ 40,000 |
| Washington, Ohio | 2 | $ 297,000 | $ 148,500 | $ 42,000 |
| Williams, Ohio | 2 | $ 131,000 | $ 65,500 | $ 36,000 |
| Cambria, Pennsylvania | 2 | $ 626,000 | $ 313,000 | $ 346,000 |
| Dauphin, Pennsylvania | 2 | $ 324,000 | $ 162,000 | $ 166,000 |
| Lackawanna, Pennsylvania | 2 | $ 254,000 | $ 127,000 | $ 80,000 |
| Washington, Pennsylvania | 2 | $ 286,000 | $ 143,000 | $ 112,000 |
| Providence, Rhode Island | 2 | $ 459,000 | $ 229,500 | $ 181,000 |
| Dorchester, South Carolina | 2 | $ 526,000 | $ 263,000 | $ 104,000 |
| Horry, South Carolina | 2 | $ 406,000 | $ 203,000 | $ 195,000 |
| Richland, South Carolina | 2 | $ 592,000 | $ 296,000 | $ 94,000 |
| Harrison, Texas | 2 | $ 591,000 | $ 295,500 | $ 168,000 |
| Kanawha, West Virginia | 2 | $ 495,000 | $ 247,500 | $ 144,000 |
| Marshall, West Virginia | 2 | $ 382,000 | $ 191,000 | $ 86,000 |
| Monongalia, West Virginia | 2 | $ 343,000 | $ 171,500 | $ 275,000 |
| Madison, Alabama | 1 | $ 208,000 | $ 208,000 | $ 163,000 |
| Benton, Arkansas | 1 | $ 208,000 | $ 208,000 | $ 155,000 |
| Napa, California | 1 | $ 380,000 | $ 380,000 | $ 157,000 |
| Orange, California | 1 | $ 334,000 | $ 334,000 | $ 172,000 |
| San Diego, California | 1 | $ 515,000 | $ 515,000 | $ 127,000 |
| Boulder, Colorado | 1 | $ 192,000 | $ 192,000 | $ 0 |
| Jefferson, Colorado | 1 | $ 417,000 | $ 417,000 | $ 219,000 |
| Fairfield, Connecticut | 1 | $ 275,000 | $ 275,000 | $ 108,000 |
| New Haven, Connecticut | 1 | $ 150,000 | $ 150,000 | $ 57,000 |
| Kent, Delaware | 1 | $ 292,000 | $ 292,000 | $ 106,000 |
| New Castle, Delaware | 1 | $ 185,000 | $ 185,000 | $ 169,000 |
| Clay, Florida | 1 | $ 254,000 | $ 254,000 | $ 0 |
| DeSoto, Florida | 1 | $ 43,000 | $ 43,000 | $ 90,000 |
| Highlands, Florida | 1 | $ 50,000 | $ 50,000 | $ 70,000 |
| Hillsborough, Florida | 1 | $ 49,000 | $ 49,000 | $ 147,000 |
| Orange, Florida | 1 | $ 97,000 | $ 97,000 | $ 76,000 |
| Pinellas, Florida | 1 | $ 135,000 | $ 135,000 | $ 134,000 |
| Seminole, Florida | 1 | $ 188,000 | $ 188,000 | $ 145,000 |
| Volusia, Florida | 1 | $ 367,000 | $ 367,000 | $ 279,000 |
| Walton, Florida | 1 | $ 280,000 | $ 280,000 | $ 260,000 |
| Fayette, Georgia | 1 | $ 417,000 | $ 417,000 | $ 184,000 |
| Greene, Georgia | 1 | $ 401,000 | $ 401,000 | $ 337,000 |
| Jackson, Georgia | 1 | $ 100,000 | $ 100,000 | $ 53,000 |
| Whitfield, Georgia | 1 | $ 119,000 | $ 119,000 | $ 66,000 |
| Grundy, Illinois | 1 | $ 154,000 | $ 154,000 | $ 0 |
| Knox, Illinois | 1 | $ 285,000 | $ 285,000 | $ 0 |
| Peoria, Illinois | 1 | $ 392,000 | $ 392,000 | $ 165,000 |
| Winnebago, Illinois | 1 | $ 178,000 | $ 178,000 | $ 82,000 |
| Brown, Indiana | 1 | $ 260,000 | $ 260,000 | $ 74,000 |
| Clark, Indiana | 1 | $ 110,000 | $ 110,000 | $ 48,000 |
| DeKalb, Indiana | 1 | $ 160,000 | $ 160,000 | $ 0 |
| Fountain, Indiana | 1 | $ 170,000 | $ 170,000 | $ 55,000 |
| Fulton, Indiana | 1 | $ 150,000 | $ 150,000 | $ 255,000 |
| Greene, Indiana | 1 | $ 199,000 | $ 199,000 | $ 77,000 |
| Henry, Indiana | 1 | $ 179,000 | $ 179,000 | $ 86,000 |
| Jackson, Indiana | 1 | $ 201,000 | $ 201,000 | $ 123,000 |
| Miami, Indiana | 1 | $ 98,000 | $ 98,000 | $ 84,000 |
| Owen, Indiana | 1 | $ 183,000 | $ 183,000 | $ 100,000 |
| Pike, Indiana | 1 | $ 226,000 | $ 226,000 | $ 102,000 |
| Ripley, Indiana | 1 | $ 175,000 | $ 175,000 | $ 34,000 |
| Steuben, Indiana | 1 | $ 254,000 | $ 254,000 | $ 283,000 |
| Tipton, Indiana | 1 | $ 116,000 | $ 116,000 | $ 54,000 |
| Vermillion, Indiana | 1 | $ 236,000 | $ 236,000 | $ 159,000 |
| Warren, Indiana | 1 | $ 230,000 | $ 230,000 | $ 79,000 |
| Whitley, Indiana | 1 | $ 85,000 | $ 85,000 | $ 73,000 |
| Boyd, Kentucky | 1 | $ 286,000 | $ 286,000 | $ 138,000 |
| Boyle, Kentucky | 1 | $ 91,000 | $ 91,000 | $ 107,000 |
| Breckinridge, Kentucky | 1 | $ 190,000 | $ 190,000 | $ 33,000 |
| Bullitt, Kentucky | 1 | $ 202,000 | $ 202,000 | $ 79,000 |
| Gallatin, Kentucky | 1 | $ 129,000 | $ 129,000 | $ 30,000 |
| Greenup, Kentucky | 1 | $ 115,000 | $ 115,000 | $ 60,000 |
| Henry, Kentucky | 1 | $ 192,000 | $ 192,000 | $ 200,000 |
| Larue, Kentucky | 1 | $ 214,000 | $ 214,000 | $ 75,000 |
| Madison, Kentucky | 1 | $ 91,000 | $ 91,000 | $ 34,000 |
| Meade, Kentucky | 1 | $ 206,000 | $ 206,000 | $ 99,000 |
| Nelson, Kentucky | 1 | $ 251,000 | $ 251,000 | $ 104,000 |
| Pendleton, Kentucky | 1 | $ 155,000 | $ 155,000 | $ 46,000 |
| Russell, Kentucky | 1 | $ 53,000 | $ 53,000 | $ 0 |
| Scott, Kentucky | 1 | $ 217,000 | $ 217,000 | $ 99,000 |
| Simpson, Kentucky | 1 | $ 174,000 | $ 174,000 | $ 103,000 |
| Warren, Kentucky | 1 | $ 403,000 | $ 403,000 | $ 208,000 |
| Ascension, Louisiana | 1 | $ 333,000 | $ 333,000 | $ 385,000 |
| Bienville, Louisiana | 1 | $ 268,000 | $ 268,000 | $ 79,000 |
| Caddo, Louisiana | 1 | $ 330,000 | $ 330,000 | $ 75,000 |
| East Baton Rouge, Louisiana | 1 | $ 242,000 | $ 242,000 | $ 69,000 |
| Jefferson Davis, Louisiana | 1 | $ 306,000 | $ 306,000 | $ 182,000 |
| Lafayette, Louisiana | 1 | $ 209,000 | $ 209,000 | $ 50,000 |
| Rapides, Louisiana | 1 | $ 246,000 | $ 246,000 | $ 82,000 |
| St. Landry, Louisiana | 1 | $ 320,000 | $ 320,000 | $ 123,000 |
| St. Tammany, Louisiana | 1 | $ 410,000 | $ 410,000 | $ 157,000 |
| Franklin, Maine | 1 | $ 232,000 | $ 232,000 | $ 240,000 |
| Hancock, Maine | 1 | $ 100,000 | $ 100,000 | $ 67,000 |
| Knox, Maine | 1 | $ 336,000 | $ 336,000 | $ 300,000 |
| Somerset, Maine | 1 | $ 132,000 | $ 132,000 | $ 366,000 |
| Talbot, Maryland | 1 | $ 224,000 | $ 224,000 | $ 78,000 |
| Franklin, Massachusetts | 1 | $ 281,000 | $ 281,000 | $ 44,000 |
| Cass, Michigan | 1 | $ 94,000 | $ 94,000 | $ 27,000 |
| Houghton, Michigan | 1 | $ 284,000 | $ 284,000 | $ 0 |
| Mackinac, Michigan | 1 | $ 283,000 | $ 283,000 | $ 179,000 |
| Ogemaw, Michigan | 1 | $ 233,000 | $ 233,000 | $ 127,000 |
| Oscoda, Michigan | 1 | $ 188,000 | $ 188,000 | $ 102,000 |
| Hennepin, Minnesota | 1 | $ 297,000 | $ 297,000 | $ 104,000 |
| Ramsey, Minnesota | 1 | $ 296,000 | $ 296,000 | $ 241,000 |
| Rankin, Mississippi | 1 | $ 116,000 | $ 116,000 | $ 170,000 |
| Tishomingo, Mississippi | 1 | $ 63,000 | $ 63,000 | $ 57,000 |
| Clay, Missouri | 1 | $ 282,000 | $ 282,000 | $ 204,000 |
| Newton, Missouri | 1 | $ 387,000 | $ 387,000 | $ 303,000 |
| Perry, Missouri | 1 | $ 128,000 | $ 128,000 | $ 119,000 |
| Taney, Missouri | 1 | $ 138,000 | $ 138,000 | $ 189,000 |
| Camden, New Jersey | 1 | $ 405,000 | $ 405,000 | $ 213,000 |
| Cape May, New Jersey | 1 | $ 400,000 | $ 400,000 | $ 349,000 |
| Essex, New Jersey | 1 | $ 292,000 | $ 292,000 | $ 150,000 |
| Hudson, New Jersey | 1 | $ 227,000 | $ 227,000 | $ 42,000 |
| Warren, New Jersey | 1 | $ 417,000 | $ 417,000 | $ 152,000 |
| Onondaga, New York | 1 | $ 163,000 | $ 163,000 | $ 87,000 |
| Buncombe, North Carolina | 1 | $ 66,000 | $ 66,000 | $ 30,000 |
| Carteret, North Carolina | 1 | $ 399,000 | $ 399,000 | $ 1,084,000 |
| Duplin, North Carolina | 1 | $ 417,000 | $ 417,000 | $ 198,000 |
| Franklin, North Carolina | 1 | $ 207,000 | $ 207,000 | $ 55,000 |
| Haywood, North Carolina | 1 | $ 179,000 | $ 179,000 | $ 136,000 |
| Iredell, North Carolina | 1 | $ 295,000 | $ 295,000 | $ 156,000 |
| Johnston, North Carolina | 1 | $ 163,000 | $ 163,000 | $ 48,000 |
| Mecklenburg, North Carolina | 1 | $ 246,000 | $ 246,000 | $ 115,000 |
| Person, North Carolina | 1 | $ 257,000 | $ 257,000 | $ 90,000 |
| Randolph, North Carolina | 1 | $ 63,000 | $ 63,000 | $ 0 |
| Rockingham, North Carolina | 1 | $ 244,000 | $ 244,000 | $ 91,000 |
| Allen, Ohio | 1 | $ 228,000 | $ 228,000 | $ 84,000 |
| Carroll, Ohio | 1 | $ 239,000 | $ 239,000 | $ 150,000 |
| Coshocton, Ohio | 1 | $ 205,000 | $ 205,000 | $ 196,000 |
| Darke, Ohio | 1 | $ 78,000 | $ 78,000 | $ 35,000 |
| Holmes, Ohio | 1 | $ 186,000 | $ 186,000 | $ 124,000 |
| Jefferson, Ohio | 1 | $ 354,000 | $ 354,000 | $ 228,000 |
| Preble, Ohio | 1 | $ 76,000 | $ 76,000 | $ 33,000 |
| Putnam, Ohio | 1 | $ 366,000 | $ 366,000 | $ 156,000 |
| Wyandot, Ohio | 1 | $ 190,000 | $ 190,000 | $ 143,000 |
| Payne, Oklahoma | 1 | $ 112,000 | $ 112,000 | $ 30,000 |
| Tulsa, Oklahoma | 1 | $ 131,000 | $ 131,000 | $ 170,000 |
| Adams, Pennsylvania | 1 | $ 115,000 | $ 115,000 | $ 29,000 |
| Bedford, Pennsylvania | 1 | $ 62,000 | $ 62,000 | $ 27,000 |
| Berks, Pennsylvania | 1 | $ 194,000 | $ 194,000 | $ 93,000 |
| Bradford, Pennsylvania | 1 | $ 113,000 | $ 113,000 | $ 204,000 |
| Carbon, Pennsylvania | 1 | $ 215,000 | $ 215,000 | $ 82,000 |
| Clarion, Pennsylvania | 1 | $ 51,000 | $ 51,000 | $ 36,000 |
| Huntingdon, Pennsylvania | 1 | $ 103,000 | $ 103,000 | $ 49,000 |
| Lawrence, Pennsylvania | 1 | $ 80,000 | $ 80,000 | $ 48,000 |
| Northampton, Pennsylvania | 1 | $ 290,000 | $ 290,000 | $ 118,000 |
| Warren, Pennsylvania | 1 | $ 70,000 | $ 70,000 | $ 54,000 |
| Wayne, Pennsylvania | 1 | $ 100,000 | $ 100,000 | $ 202,000 |
| Kent, Rhode Island | 1 | $ 116,000 | $ 116,000 | $ 71,000 |
| Clarendon, South Carolina | 1 | $ 137,000 | $ 137,000 | $ 76,000 |
| Fairfield, South Carolina | 1 | $ 309,000 | $ 309,000 | $ 109,000 |
| Georgetown, South Carolina | 1 | $ 54,000 | $ 54,000 | $ 100,000 |
| Greenville, South Carolina | 1 | $ 241,000 | $ 241,000 | $ 80,000 |
| York, South Carolina | 1 | $ 210,000 | $ 210,000 | $ 76,000 |
| Knox, Tennessee | 1 | $ 417,000 | $ 417,000 | $ 141,000 |
| Montgomery, Tennessee | 1 | $ 178,000 | $ 178,000 | $ 85,000 |
| Sumner, Tennessee | 1 | $ 350,000 | $ 350,000 | $ 157,000 |
| Aransas, Texas | 1 | $ 119,000 | $ 119,000 | $ 33,000 |
| Dallas, Texas | 1 | $ 1,294,000 | $ 1,294,000 | $ 616,000 |
| Harris, Texas | 1 | $ 185,000 | $ 185,000 | $ 64,000 |
| Montgomery, Texas | 1 | $ 275,000 | $ 275,000 | $ 109,000 |
| Salt Lake, Utah | 1 | $ 730,000 | $ 730,000 | $ 398,000 |
| Bennington, Vermont | 1 | $ 157,000 | $ 157,000 | $ 56,000 |
| Chittenden, Vermont | 1 | $ 171,000 | $ 171,000 | $ 94,000 |
| Chesapeake, Virginia | 1 | $ 316,000 | $ 316,000 | $ 159,000 |
| Fairfax City, Virginia | 1 | $ 450,000 | $ 450,000 | $ 116,000 |
| Falls Church, Virginia | 1 | $ 502,000 | $ 502,000 | $ 172,000 |
| Newport News, Virginia | 1 | $ 200,000 | $ 200,000 | $ 65,000 |
| Spotsylvania, Virginia | 1 | $ 343,000 | $ 343,000 | $ 116,000 |
| Spokane, Washington | 1 | $ 388,000 | $ 388,000 | $ 131,000 |
| Barbour, West Virginia | 1 | $ 298,000 | $ 298,000 | $ 118,000 |
| Cabell, West Virginia | 1 | $ 253,000 | $ 253,000 | $ 148,000 |
| Ohio, West Virginia | 1 | $ 224,000 | $ 224,000 | $ 0 |
| Dane, Wisconsin | 1 | $ 125,000 | $ 125,000 | $ 60,000 |
| Kenosha, Wisconsin | 1 | $ 294,000 | $ 294,000 | $ 94,000 |
| Langlade, Wisconsin | 1 | $ 160,000 | $ 160,000 | $ 111,000 |
| Oneida, Wisconsin | 1 | $ 267,000 | $ 267,000 | $ 218,000 |
| Washington, Wisconsin | 1 | $ 333,000 | $ 333,000 | $ 227,000 |
| Teton, Wyoming | 1 | $ 220,000 | $ 220,000 | $ 149,000 |
Mortgage Loan Application Detail Totals for First Place Bank in 2011
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Refinancing | 7,908 | $1,717,393,000 | $217,000 | $1,832,000 | $125,000 | $4,003,000 |
| Home Purchase | 7,074 | $1,307,263,000 | $184,000 | $7,000,000 | $100,000 | $1,859,000 |
| Home Improvement | 29 | $477,000 | $16,000 | $110,000 | $64,000 | $256,000 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| White | 13,521 | $2,687,251,000 | $198,000 | $2,000,000 | $113,000 | $2,970,000 |
| Asian | 507 | $122,000,000 | $240,000 | $986,000 | $120,000 | $1,183,000 |
| Not Provided | 352 | $90,517,000 | $257,000 | $730,000 | $136,000 | $594,000 |
| Black or African American | 317 | $50,036,000 | $157,000 | $691,000 | $109,000 | $4,003,000 |
| Hispanic | 260 | $48,148,000 | $185,000 | $718,000 | $98,000 | $936,000 |
| Not applicable | 22 | $20,376,000 | $926,000 | $7,000,000 | $3,000 | $28,000 |
| American Indian or Alaskan Native | 19 | $3,072,000 | $161,000 | $354,000 | $125,000 | $318,000 |
| Native Hawaiian or Other Pacific Islander | 13 | $3,733,000 | $287,000 | $405,000 | $182,000 | $446,000 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 12,540 | $2,684,697,000 | $214,000 | $7,000,000 | $123,000 | $4,003,000 |
| FHA-insured (Federal Housing Administration) | 2,033 | $271,039,000 | $133,000 | $737,000 | $62,000 | $637,000 |
| VA-guaranteed (Veterans Administration) | 225 | $46,267,000 | $205,000 | $835,000 | $85,000 | $570,000 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 213 | $23,130,000 | $108,000 | $285,000 | $42,000 | $88,000 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Loan Originated | 11,651 | $2,368,411,000 | $203,000 | $2,000,000 | $121,000 | $4,003,000 |
| Application Withdrawn By Applicant | 1,240 | $233,636,000 | $188,000 | $5,600,000 | $105,000 | $1,300,000 |
| Application Denied By Financial Institution | 1,172 | $205,528,000 | $175,000 | $1,625,000 | $95,000 | $1,652,000 |
| Loan Purchased By The Institution | 594 | $135,394,000 | $227,000 | $417,000 | $0 | $0 |
| Application Approved But Not Accepted | 354 | $82,164,000 | $232,000 | $7,000,000 | $116,000 | $734,000 |
| File Closed For Incompleteness | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Approved but not Accepted | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Denied by Financial Institution | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Collateral | 344 | $62,164,000 | $180,000 | $1,000,000 | $113,000 | $1,338,000 |
| Credit Application Incomplete | 253 | $49,412,000 | $195,000 | $678,000 | $111,000 | $664,000 |
| Debt-To-Income Ratio | 211 | $39,590,000 | $187,000 | $1,625,000 | $64,000 | $274,000 |
| Other | 142 | $23,367,000 | $164,000 | $524,000 | $116,000 | $1,652,000 |
| Credit History | 133 | $17,948,000 | $134,000 | $500,000 | $62,000 | $300,000 |
| Insufficient Cash (Downpayment, Closing Cost) | 26 | $2,817,000 | $108,000 | $417,000 | $66,000 | $305,000 |
| Mortgage Insurance Denied | 22 | $3,643,000 | $165,000 | $415,000 | $78,000 | $159,000 |
| Unverifiable Information | 21 | $3,951,000 | $188,000 | $512,000 | $91,000 | $300,000 |
| Employment History | 20 | $2,636,000 | $131,000 | $417,000 | $51,000 | $224,000 |
Our comprehensive HMDA mortgage statistics provide invaluable insights into First Place Bank's 2011 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.
This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics,
and assess First Place Bank's mortgage approval patterns.
Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
For a list of all lenders in Ohio, download the full spreadsheet
with aggregated HMDA statistics today.
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