First Place Bank
HMDA Loan Application Totals
and Mortgage Lending Details
for 2013
First Place Bank 2013 HMDA loan application data provides key insights into its mortgage lending trends, applicant demographics, and loan distribution.
The Home Mortgage Disclosure Act (HMDA) requires lenders to report detailed loan application data, offering transparency into lending patterns.
The data reveals trends in average loan size, applicant income, and mortgage approval rates, helping consumers and analysts understand lending accessibility.
Below, explore a breakdown of loan applications by county, metro area, loan purpose, applicant race, loan type, and more.
Whether you're an industry professional, homebuyer, or researcher,
this information provides valuable insights into mortgage lending activity.
Scroll down to view the full dataset and analyze lending trends in greater detail.
| Mortgage Company & Address | First Place Bank 185 East Market Warren, OH 44481 Tel #: available with data download |
| Federal Regulator | * available with data download |
| Years | 2013 2012 2011 |
| Total Number of Mortgage Applications | 14,634 |
| Total Mortgage Loan Application Amount | $3,100,798,000 |
| Average Mortgage Loan Application Amount | $211,333 |
| Highest Mortgage Loan Application Amount | $7,600,000 |
| Average Applicant Income | $108,000 |
| Highest Applicant Income | $5,244,000 |
Explore comprehensive HMDA mortgage statistics and lending trends for 2013 with First Place Bank. Below, you'll find key insights into this lender's mortgage activity, including total loan applications, average mortgage amounts, highest application values, and income levels of top applicants. Whether you're analyzing First Place Bank's lending patterns or researching mortgage trends, these statistics provide valuable transparency into their loan activity.
Our HMDA dataset for 2013 breaks down First Place Bank's mortgage applications by loan purpose, applicant race, loan type, approval outcomes, and reasons for denial. These insights help homebuyers, financial analysts, and industry professionals assess borrower demographics and lending practices, offering a clearer view of how First Place Bank serves its applicants.
Each category highlights the total number of mortgage applications processed by First Place Bank, total loan amounts, average mortgage values, and the highest mortgage amounts recorded. You can also review borrower income trends, including the average and highest reported applicant incomes for loans issued by this lender. Whether you're evaluating lender performance, comparing mortgage approval rates, or exploring loan options, this HMDA-backed data offers a crucial look at First Place Bank's mortgage activity for 2013.
| County | Total Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loans Applications | Average Mortgage Loan Application Amount | Average Applicant Income |
|---|---|---|---|---|
| Hamilton County Ohio | 1,145 | $ 225,471,000 | $ 196,000 | $ 119,000 |
| Cuyahoga County Ohio | 822 | $ 133,249,000 | $ 162,000 | $ 107,000 |
| Kent County Michigan | 623 | $ 93,687,000 | $ 150,000 | $ 89,000 |
| Ottawa County Michigan | 593 | $ 97,357,000 | $ 164,000 | $ 82,000 |
| Rockingham County New Hampshire | 491 | $ 126,775,000 | $ 258,000 | $ 129,000 |
| Franklin County Ohio | 424 | $ 86,131,000 | $ 203,000 | $ 112,000 |
| Montgomery County Maryland | 393 | $ 148,158,000 | $ 376,000 | $ 176,000 |
| Mahoning County Ohio | 364 | $ 55,221,000 | $ 151,000 | $ 75,000 |
| Warren County Ohio | 333 | $ 77,163,000 | $ 231,000 | $ 128,000 |
| Oakland County Michigan | 332 | $ 89,596,000 | $ 269,000 | $ 149,000 |
| Marion County Indiana | 331 | $ 62,576,000 | $ 189,000 | $ 106,000 |
| Lorain County Ohio | 325 | $ 51,226,000 | $ 157,000 | $ 89,000 |
| Genesee County Michigan | 318 | $ 45,169,000 | $ 142,000 | $ 95,000 |
| Lucas County Ohio | 303 | $ 57,699,000 | $ 190,000 | $ 107,000 |
| Hamilton County Indiana | 295 | $ 81,335,000 | $ 275,000 | $ 146,000 |
| Montgomery County Ohio | 283 | $ 50,980,000 | $ 180,000 | $ 119,000 |
| Butler County Ohio | 276 | $ 40,861,000 | $ 148,000 | $ 106,000 |
| Summit County Ohio | 263 | $ 48,930,000 | $ 186,000 | $ 105,000 |
| Clermont County Ohio | 259 | $ 46,169,000 | $ 178,000 | $ 94,000 |
| Middlesex County Massachusetts | 253 | $ 74,477,000 | $ 294,000 | $ 141,000 |
| Trumbull County Ohio | 249 | $ 27,830,000 | $ 111,000 | $ 75,000 |
| Norfolk County Massachusetts | 188 | $ 53,299,000 | $ 283,000 | $ 122,000 |
| Allegan County Michigan | 176 | $ 29,593,000 | $ 168,000 | $ 109,000 |
| District of Columbia County District Of Columbia | 175 | $ 73,357,000 | $ 419,000 | $ 177,000 |
| Wayne County Michigan | 170 | $ 31,639,000 | $ 186,000 | $ 119,000 |
| Delaware County Ohio | 154 | $ 39,278,000 | $ 255,000 | $ 134,000 |
| Montgomery County Pennsylvania | 138 | $ 35,005,000 | $ 253,000 | $ 124,000 |
| Portage County Ohio | 136 | $ 24,980,000 | $ 183,000 | $ 103,000 |
| Strafford County New Hampshire | 134 | $ 27,692,000 | $ 206,000 | $ 108,000 |
| Essex County Massachusetts | 132 | $ 35,391,000 | $ 268,000 | $ 117,000 |
| Macomb County Michigan | 131 | $ 32,403,000 | $ 247,000 | $ 130,000 |
| Worcester County Massachusetts | 127 | $ 31,987,000 | $ 251,000 | $ 131,000 |
| Greene County Ohio | 124 | $ 30,225,000 | $ 243,000 | $ 116,000 |
| Washtenaw County Michigan | 122 | $ 26,541,000 | $ 217,000 | $ 105,000 |
| Lake County Ohio | 121 | $ 22,401,000 | $ 185,000 | $ 103,000 |
| Medina County Ohio | 116 | $ 22,681,000 | $ 195,000 | $ 99,000 |
| Hendricks County Indiana | 114 | $ 24,365,000 | $ 213,000 | $ 95,000 |
| Jackson County Michigan | 112 | $ 17,321,000 | $ 154,000 | $ 95,000 |
| Wood County Ohio | 104 | $ 23,004,000 | $ 221,000 | $ 108,000 |
| Licking County Ohio | 102 | $ 21,203,000 | $ 207,000 | $ 102,000 |
| Grafton County New Hampshire | 96 | $ 22,355,000 | $ 232,000 | $ 43,000 |
| Geauga County Ohio | 96 | $ 21,206,000 | $ 220,000 | $ 134,000 |
| Kenton County Kentucky | 95 | $ 16,251,000 | $ 171,000 | $ 115,000 |
| Howard County Maryland | 91 | $ 31,000,000 | $ 340,000 | $ 182,000 |
| Hillsborough County New Hampshire | 91 | $ 21,869,000 | $ 240,000 | $ 132,000 |
| Suffolk County Massachusetts | 81 | $ 24,861,000 | $ 306,000 | $ 143,000 |
| Stark County Ohio | 81 | $ 16,065,000 | $ 198,000 | $ 100,000 |
| Livingston County Michigan | 80 | $ 19,915,000 | $ 248,000 | $ 126,000 |
| Fairfax County Virginia | 76 | $ 27,574,000 | $ 362,000 | $ 173,000 |
| Campbell County Kentucky | 64 | $ 14,758,000 | $ 230,000 | $ 125,000 |
| Hancock County Indiana | 60 | $ 11,736,000 | $ 195,000 | $ 86,000 |
| Boone County Indiana | 58 | $ 18,538,000 | $ 319,000 | $ 179,000 |
| Morgan County Indiana | 56 | $ 8,395,000 | $ 149,000 | $ 61,000 |
| York County Maine | 55 | $ 11,856,000 | $ 215,000 | $ 128,000 |
| Monroe County Michigan | 54 | $ 11,460,000 | $ 212,000 | $ 125,000 |
| Johnson County Indiana | 51 | $ 9,244,000 | $ 181,000 | $ 88,000 |
| Hampden County Massachusetts | 49 | $ 10,628,000 | $ 216,000 | $ 104,000 |
| Plymouth County Massachusetts | 49 | $ 11,766,000 | $ 240,000 | $ 116,000 |
| Fairfield County Ohio | 49 | $ 9,405,000 | $ 191,000 | $ 79,000 |
| Boone County Kentucky | 47 | $ 7,824,000 | $ 166,000 | $ 100,000 |
| Bucks County Pennsylvania | 45 | $ 11,287,000 | $ 250,000 | $ 113,000 |
| Windsor County Vermont | 45 | $ 11,668,000 | $ 259,000 | $ 33,000 |
| St. Johns County Florida | 44 | $ 8,612,000 | $ 195,000 | $ 112,000 |
| Cumberland County Maine | 43 | $ 10,506,000 | $ 244,000 | $ 126,000 |
| Merrimack County New Hampshire | 43 | $ 7,922,000 | $ 184,000 | $ 89,000 |
| Union County Ohio | 42 | $ 11,129,000 | $ 264,000 | $ 137,000 |
| Prince George's County Maryland | 34 | $ 8,744,000 | $ 257,000 | $ 153,000 |
| Anne Arundel County Maryland | 32 | $ 10,268,000 | $ 320,000 | $ 150,000 |
| Barnstable County Massachusetts | 32 | $ 8,124,000 | $ 253,000 | $ 227,000 |
| Frederick County Maryland | 30 | $ 9,651,000 | $ 321,000 | $ 121,000 |
| Sullivan County New Hampshire | 30 | $ 6,115,000 | $ 203,000 | $ 27,000 |
| Brown County Ohio | 29 | $ 3,928,000 | $ 135,000 | $ 260,000 |
| Barry County Michigan | 27 | $ 4,590,000 | $ 170,000 | $ 80,000 |
| Philadelphia County Pennsylvania | 27 | $ 5,638,000 | $ 208,000 | $ 96,000 |
| Bristol County Massachusetts | 26 | $ 6,777,000 | $ 260,000 | $ 99,000 |
| Carroll County New Hampshire | 26 | $ 5,866,000 | $ 225,000 | $ 179,000 |
| Calhoun County Michigan | 25 | $ 1,667,000 | $ 66,000 | $ 145,000 |
| Belknap County New Hampshire | 25 | $ 4,450,000 | $ 178,000 | $ 114,000 |
| Arlington County Virginia | 24 | $ 9,731,000 | $ 405,000 | $ 214,000 |
| Hartford County Connecticut | 23 | $ 5,199,000 | $ 226,000 | $ 132,000 |
| Cook County Illinois | 23 | $ 6,217,000 | $ 270,000 | $ 177,000 |
| Lapeer County Michigan | 21 | $ 3,650,000 | $ 173,000 | $ 102,000 |
| Erie County Ohio | 21 | $ 3,553,000 | $ 169,000 | $ 85,000 |
| Carroll County Maryland | 20 | $ 6,333,000 | $ 316,000 | $ 153,000 |
| Collier County Florida | 19 | $ 5,888,000 | $ 309,000 | $ 462,000 |
| Monroe County Indiana | 19 | $ 4,021,000 | $ 211,000 | $ 200,000 |
| Alexandria County Virginia | 19 | $ 8,082,000 | $ 425,000 | $ 169,000 |
| Ionia County Michigan | 18 | $ 2,153,000 | $ 119,000 | $ 58,000 |
| Lee County Florida | 17 | $ 3,970,000 | $ 233,000 | $ 179,000 |
| Baltimore County Maryland | 17 | $ 4,680,000 | $ 275,000 | $ 108,000 |
| Columbiana County Ohio | 17 | $ 2,531,000 | $ 148,000 | $ 87,000 |
| Madison County Ohio | 17 | $ 3,489,000 | $ 205,000 | $ 101,000 |
| Ingham County Michigan | 16 | $ 2,474,000 | $ 154,000 | $ 82,000 |
| Orange County Vermont | 15 | $ 2,864,000 | $ 190,000 | $ 16,000 |
| Baltimore City County Maryland | 14 | $ 3,805,000 | $ 271,000 | $ 247,000 |
| Hampshire County Massachusetts | 14 | $ 3,430,000 | $ 245,000 | $ 117,000 |
| Cheshire County New Hampshire | 14 | $ 2,811,000 | $ 200,000 | $ 89,000 |
| Clark County Ohio | 14 | $ 2,814,000 | $ 201,000 | $ 194,000 |
| Clinton County Ohio | 14 | $ 2,072,000 | $ 148,000 | $ 64,000 |
| Madison County Indiana | 13 | $ 3,157,000 | $ 242,000 | $ 149,000 |
| Oxford County Maine | 13 | $ 2,477,000 | $ 190,000 | $ 254,000 |
| Grand Traverse County Michigan | 13 | $ 2,954,000 | $ 227,000 | $ 141,000 |
| Muskegon County Michigan | 13 | $ 1,884,000 | $ 144,000 | $ 78,000 |
| Montcalm County Michigan | 12 | $ 1,376,000 | $ 114,000 | $ 117,000 |
| Newaygo County Michigan | 12 | $ 1,763,000 | $ 146,000 | $ 77,000 |
| Pickaway County Ohio | 12 | $ 2,543,000 | $ 211,000 | $ 85,000 |
| Charleston County South Carolina | 12 | $ 3,494,000 | $ 291,000 | $ 116,000 |
| Duval County Florida | 11 | $ 2,780,000 | $ 252,000 | $ 143,000 |
| Lenawee County Michigan | 11 | $ 2,545,000 | $ 231,000 | $ 134,000 |
| Knox County Ohio | 11 | $ 1,529,000 | $ 139,000 | $ 66,000 |
| Delaware County Pennsylvania | 11 | $ 2,940,000 | $ 267,000 | $ 162,000 |
| Loudoun County Virginia | 11 | $ 4,348,000 | $ 395,000 | $ 166,000 |
| Dearborn County Indiana | 10 | $ 1,492,000 | $ 149,000 | $ 106,000 |
| Hillsdale County Michigan | 10 | $ 1,742,000 | $ 174,000 | $ 136,000 |
| Kalamazoo County Michigan | 10 | $ 1,607,000 | $ 160,000 | $ 89,000 |
| Miami County Ohio | 10 | $ 2,446,000 | $ 244,000 | $ 108,000 |
| Antrim County Michigan | 9 | $ 1,433,000 | $ 159,000 | $ 147,000 |
| Emmet County Michigan | 9 | $ 1,995,000 | $ 221,000 | $ 166,000 |
| Fulton County Ohio | 9 | $ 1,726,000 | $ 191,000 | $ 80,000 |
| Ottawa County Ohio | 9 | $ 1,787,000 | $ 198,000 | $ 181,000 |
| Sandusky County Ohio | 9 | $ 1,741,000 | $ 193,000 | $ 115,000 |
| Clinton County Michigan | 8 | $ 1,572,000 | $ 196,000 | $ 103,000 |
| Mason County Michigan | 8 | $ 878,000 | $ 109,000 | $ 75,000 |
| Ashtabula County Ohio | 8 | $ 1,293,000 | $ 161,000 | $ 184,000 |
| Belmont County Ohio | 8 | $ 2,106,000 | $ 263,000 | $ 110,000 |
| Hancock County Ohio | 8 | $ 1,732,000 | $ 216,000 | $ 98,000 |
| Chester County Pennsylvania | 8 | $ 2,482,000 | $ 310,000 | $ 229,000 |
| Campbell County Tennessee | 8 | $ 2,188,000 | $ 273,000 | $ 208,000 |
| Middlesex County Connecticut | 7 | $ 1,387,000 | $ 198,000 | $ 117,000 |
| Worcester County Maryland | 7 | $ 1,784,000 | $ 254,000 | $ 236,000 |
| Saginaw County Michigan | 7 | $ 1,231,000 | $ 175,000 | $ 101,000 |
| Tuscola County Michigan | 7 | $ 981,000 | $ 140,000 | $ 80,000 |
| Logan County Ohio | 7 | $ 1,313,000 | $ 187,000 | $ 95,000 |
| Preble County Ohio | 7 | $ 914,000 | $ 130,000 | $ 45,000 |
| Beaufort County South Carolina | 7 | $ 2,452,000 | $ 350,000 | $ 180,000 |
| Prince William County Virginia | 7 | $ 1,544,000 | $ 220,000 | $ 104,000 |
| Maricopa County Arizona | 6 | $ 1,599,000 | $ 266,000 | $ 79,000 |
| Fairfield County Connecticut | 6 | $ 1,746,000 | $ 291,000 | $ 94,000 |
| Charlotte County Florida | 6 | $ 1,193,000 | $ 198,000 | $ 150,000 |
| Hillsborough County Florida | 6 | $ 1,691,000 | $ 281,000 | $ 127,000 |
| Sarasota County Florida | 6 | $ 1,110,000 | $ 185,000 | $ 153,000 |
| Pendleton County Kentucky | 6 | $ 1,595,000 | $ 265,000 | $ 97,000 |
| Berrien County Michigan | 6 | $ 832,000 | $ 138,000 | $ 83,000 |
| Eaton County Michigan | 6 | $ 814,000 | $ 135,000 | $ 74,000 |
| Iosco County Michigan | 6 | $ 442,000 | $ 73,000 | $ 84,000 |
| Lake County Michigan | 6 | $ 692,000 | $ 115,000 | $ 135,000 |
| Bergen County New Jersey | 6 | $ 1,704,000 | $ 284,000 | $ 90,000 |
| Morris County New Jersey | 6 | $ 1,647,000 | $ 274,000 | $ 115,000 |
| Muskingum County Ohio | 6 | $ 1,449,000 | $ 241,000 | $ 132,000 |
| Putnam County Ohio | 6 | $ 1,386,000 | $ 231,000 | $ 80,000 |
| Ross County Ohio | 6 | $ 1,321,000 | $ 220,000 | $ 103,000 |
| Wayne County Ohio | 6 | $ 1,150,000 | $ 191,000 | $ 75,000 |
| Allegheny County Pennsylvania | 6 | $ 1,320,000 | $ 220,000 | $ 142,000 |
| Dorchester County South Carolina | 6 | $ 1,806,000 | $ 301,000 | $ 96,000 |
| Windham County Connecticut | 5 | $ 1,151,000 | $ 230,000 | $ 116,000 |
| Palm Beach County Florida | 5 | $ 823,000 | $ 164,000 | $ 132,000 |
| Fulton County Georgia | 5 | $ 1,309,000 | $ 261,000 | $ 150,000 |
| DuPage County Illinois | 5 | $ 1,385,000 | $ 277,000 | $ 145,000 |
| Fayette County Kentucky | 5 | $ 913,000 | $ 182,000 | $ 137,000 |
| Charlevoix County Michigan | 5 | $ 650,000 | $ 130,000 | $ 133,000 |
| Leelanau County Michigan | 5 | $ 1,412,000 | $ 282,000 | $ 238,000 |
| Shiawassee County Michigan | 5 | $ 465,000 | $ 93,000 | $ 63,000 |
| Van Buren County Michigan | 5 | $ 1,037,000 | $ 207,000 | $ 100,000 |
| Cape May County New Jersey | 5 | $ 1,341,000 | $ 268,000 | $ 153,000 |
| Mecklenburg County North Carolina | 5 | $ 1,086,000 | $ 217,000 | $ 103,000 |
| Fayette County Ohio | 5 | $ 1,543,000 | $ 308,000 | $ 114,000 |
| Perry County Ohio | 5 | $ 1,053,000 | $ 210,000 | $ 107,000 |
| York County South Carolina | 5 | $ 1,591,000 | $ 318,000 | $ 143,000 |
| Windham County Vermont | 5 | $ 715,000 | $ 143,000 | $ 125,000 |
| Sussex County Delaware | 4 | $ 1,284,000 | $ 321,000 | $ 160,000 |
| Pinellas County Florida | 4 | $ 769,000 | $ 192,000 | $ 220,000 |
| Cobb County Georgia | 4 | $ 1,212,000 | $ 303,000 | $ 134,000 |
| Lake County Illinois | 4 | $ 961,000 | $ 240,000 | $ 101,000 |
| Will County Illinois | 4 | $ 646,000 | $ 161,000 | $ 59,000 |
| Jackson County Indiana | 4 | $ 861,000 | $ 215,000 | $ 88,000 |
| Lake County Indiana | 4 | $ 484,000 | $ 121,000 | $ 55,000 |
| Putnam County Indiana | 4 | $ 595,000 | $ 148,000 | $ 68,000 |
| Shelby County Indiana | 4 | $ 995,000 | $ 248,000 | $ 81,000 |
| Tippecanoe County Indiana | 4 | $ 1,332,000 | $ 333,000 | $ 96,000 |
| Grant County Kentucky | 4 | $ 1,004,000 | $ 251,000 | $ 113,000 |
| Pulaski County Kentucky | 4 | $ 440,000 | $ 110,000 | $ 177,000 |
| Calvert County Maryland | 4 | $ 1,478,000 | $ 369,000 | $ 156,000 |
| Queen Anne's County Maryland | 4 | $ 1,051,000 | $ 262,000 | $ 107,000 |
| Manistee County Michigan | 4 | $ 570,000 | $ 142,000 | $ 146,000 |
| Oceana County Michigan | 4 | $ 565,000 | $ 141,000 | $ 163,000 |
| Presque Isle County Michigan | 4 | $ 282,000 | $ 70,000 | $ 82,000 |
| St. Clair County Michigan | 4 | $ 764,000 | $ 191,000 | $ 94,000 |
| Union County New Jersey | 4 | $ 1,269,000 | $ 317,000 | $ 132,000 |
| Champaign County Ohio | 4 | $ 759,000 | $ 189,000 | $ 97,000 |
| Huron County Ohio | 4 | $ 738,000 | $ 184,000 | $ 71,000 |
| Tuscarawas County Ohio | 4 | $ 1,002,000 | $ 250,000 | $ 132,000 |
| Lawrence County Pennsylvania | 4 | $ 675,000 | $ 168,000 | $ 59,000 |
| Berkeley County South Carolina | 4 | $ 1,233,000 | $ 308,000 | $ 124,000 |
| Virginia Beach County Virginia | 4 | $ 1,355,000 | $ 338,000 | $ 141,000 |
| San Diego County California | 3 | $ 1,457,000 | $ 485,000 | $ 131,000 |
| New Haven County Connecticut | 3 | $ 625,000 | $ 208,000 | $ 104,000 |
| New London County Connecticut | 3 | $ 478,000 | $ 159,000 | $ 99,000 |
| Tolland County Connecticut | 3 | $ 799,000 | $ 266,000 | $ 96,000 |
| Brevard County Florida | 3 | $ 612,000 | $ 204,000 | $ 129,000 |
| Okaloosa County Florida | 3 | $ 1,018,000 | $ 339,000 | $ 350,000 |
| Kane County Illinois | 3 | $ 826,000 | $ 275,000 | $ 53,000 |
| Brown County Indiana | 3 | $ 766,000 | $ 255,000 | $ 127,000 |
| Clark County Indiana | 3 | $ 688,000 | $ 229,000 | $ 118,000 |
| Delaware County Indiana | 3 | $ 356,000 | $ 118,000 | $ 57,000 |
| Howard County Indiana | 3 | $ 637,000 | $ 212,000 | $ 81,000 |
| Porter County Indiana | 3 | $ 461,000 | $ 153,000 | $ 101,000 |
| Steuben County Indiana | 3 | $ 593,000 | $ 197,000 | $ 127,000 |
| Jefferson County Kentucky | 3 | $ 386,000 | $ 128,000 | $ 55,000 |
| Penobscot County Maine | 3 | $ 586,000 | $ 195,000 | $ 91,000 |
| Arenac County Michigan | 3 | $ 428,000 | $ 142,000 | $ 138,000 |
| Benzie County Michigan | 3 | $ 1,442,000 | $ 480,000 | $ 393,000 |
| Crawford County Michigan | 3 | $ 471,000 | $ 157,000 | $ 146,000 |
| Gladwin County Michigan | 3 | $ 230,000 | $ 76,000 | $ 78,000 |
| Hennepin County Minnesota | 3 | $ 751,000 | $ 250,000 | $ 183,000 |
| Coos County New Hampshire | 3 | $ 392,000 | $ 130,000 | $ 25,000 |
| Mercer County New Jersey | 3 | $ 1,061,000 | $ 353,000 | $ 246,000 |
| Monmouth County New Jersey | 3 | $ 800,000 | $ 266,000 | $ 112,000 |
| Adams County Ohio | 3 | $ 390,000 | $ 130,000 | $ 45,000 |
| Butler County Pennsylvania | 3 | $ 600,000 | $ 200,000 | $ 142,000 |
| Newport County Rhode Island | 3 | $ 786,000 | $ 262,000 | $ 331,000 |
| Providence County Rhode Island | 3 | $ 924,000 | $ 308,000 | $ 162,000 |
| Washington County Rhode Island | 3 | $ 845,000 | $ 281,000 | $ 275,000 |
| Rutland County Vermont | 3 | $ 344,000 | $ 114,000 | $ 54,000 |
| Fairfax City County Virginia | 3 | $ 1,207,000 | $ 402,000 | $ 136,000 |
| San Mateo County California | 2 | $ 964,000 | $ 482,000 | $ 299,000 |
| Arapahoe County Colorado | 2 | $ 639,000 | $ 319,000 | $ 104,000 |
| Denver County Colorado | 2 | $ 404,000 | $ 202,000 | $ 93,000 |
| Broward County Florida | 2 | $ 358,000 | $ 179,000 | $ 102,000 |
| Manatee County Florida | 2 | $ 559,000 | $ 279,000 | $ 109,000 |
| Marion County Florida | 2 | $ 139,000 | $ 69,000 | $ 73,000 |
| Martin County Florida | 2 | $ 443,000 | $ 221,000 | $ 414,000 |
| Miami-Dade County Florida | 2 | $ 520,000 | $ 260,000 | $ 1,031,000 |
| Orange County Florida | 2 | $ 461,000 | $ 230,000 | $ 142,000 |
| Pasco County Florida | 2 | $ 495,000 | $ 247,000 | $ 178,000 |
| Allen County Indiana | 2 | $ 249,000 | $ 124,000 | $ 79,000 |
| Clay County Indiana | 2 | $ 126,000 | $ 63,000 | $ 101,000 |
| Clinton County Indiana | 2 | $ 583,000 | $ 291,000 | $ 106,000 |
| Decatur County Indiana | 2 | $ 255,000 | $ 127,000 | $ 57,000 |
| Elkhart County Indiana | 2 | $ 304,000 | $ 152,000 | $ 119,000 |
| Fountain County Indiana | 2 | $ 348,000 | $ 174,000 | $ 94,000 |
| Franklin County Indiana | 2 | $ 418,000 | $ 209,000 | $ 111,000 |
| Henry County Indiana | 2 | $ 264,000 | $ 132,000 | $ 67,000 |
| Montgomery County Indiana | 2 | $ 504,000 | $ 252,000 | $ 92,000 |
| St. Joseph County Indiana | 2 | $ 308,000 | $ 154,000 | $ 50,000 |
| Washington County Indiana | 2 | $ 388,000 | $ 194,000 | $ 73,000 |
| Franklin County Kentucky | 2 | $ 410,000 | $ 205,000 | $ 62,000 |
| Hardin County Kentucky | 2 | $ 456,000 | $ 228,000 | $ 102,000 |
| Mason County Kentucky | 2 | $ 476,000 | $ 238,000 | $ 87,000 |
| Bossier County Louisiana | 2 | $ 658,000 | $ 329,000 | $ 121,000 |
| Androscoggin County Maine | 2 | $ 721,000 | $ 360,000 | $ 250,000 |
| Hancock County Maine | 2 | $ 337,000 | $ 168,000 | $ 66,000 |
| Lincoln County Maine | 2 | $ 607,000 | $ 303,000 | $ 401,000 |
| Sagadahoc County Maine | 2 | $ 353,000 | $ 176,000 | $ 55,000 |
| Waldo County Maine | 2 | $ 340,000 | $ 170,000 | $ 51,000 |
| Charles County Maryland | 2 | $ 496,000 | $ 248,000 | $ 62,000 |
| Talbot County Maryland | 2 | $ 604,000 | $ 302,000 | $ 140,000 |
| Berkshire County Massachusetts | 2 | $ 605,000 | $ 302,000 | $ 605,000 |
| Franklin County Massachusetts | 2 | $ 552,000 | $ 276,000 | $ 188,000 |
| Nantucket County Massachusetts | 2 | $ 928,000 | $ 464,000 | $ 210,000 |
| Clare County Michigan | 2 | $ 226,000 | $ 113,000 | $ 57,000 |
| Mecosta County Michigan | 2 | $ 232,000 | $ 116,000 | $ 60,000 |
| Roscommon County Michigan | 2 | $ 108,000 | $ 54,000 | $ 75,000 |
| Sanilac County Michigan | 2 | $ 224,000 | $ 112,000 | $ 41,000 |
| St. Louis County Missouri | 2 | $ 526,000 | $ 263,000 | $ 160,000 |
| Atlantic County New Jersey | 2 | $ 834,000 | $ 417,000 | $ 438,000 |
| Burlington County New Jersey | 2 | $ 375,000 | $ 187,000 | $ 159,000 |
| Camden County New Jersey | 2 | $ 524,000 | $ 262,000 | $ 130,000 |
| Middlesex County New Jersey | 2 | $ 550,000 | $ 275,000 | $ 106,000 |
| Passaic County New Jersey | 2 | $ 351,000 | $ 175,000 | $ 76,000 |
| Chautauqua County New York | 2 | $ 550,000 | $ 275,000 | $ 346,000 |
| Essex County New York | 2 | $ 372,000 | $ 186,000 | $ 85,000 |
| Dare County North Carolina | 2 | $ 812,000 | $ 406,000 | $ 150,000 |
| Onslow County North Carolina | 2 | $ 434,000 | $ 217,000 | $ 121,000 |
| Rowan County North Carolina | 2 | $ 760,000 | $ 380,000 | $ 214,000 |
| Wake County North Carolina | 2 | $ 385,000 | $ 192,000 | $ 52,000 |
| Allen County Ohio | 2 | $ 344,000 | $ 172,000 | $ 128,000 |
| Ashland County Ohio | 2 | $ 172,000 | $ 86,000 | $ 177,000 |
| Carroll County Ohio | 2 | $ 173,000 | $ 86,000 | $ 63,000 |
| Hardin County Ohio | 2 | $ 367,000 | $ 183,000 | $ 72,000 |
| Highland County Ohio | 2 | $ 287,000 | $ 143,000 | $ 170,000 |
| Scioto County Ohio | 2 | $ 479,000 | $ 239,000 | $ 125,000 |
| Washington County Ohio | 2 | $ 335,000 | $ 167,000 | $ 65,000 |
| Centre County Pennsylvania | 2 | $ 274,000 | $ 137,000 | $ 217,000 |
| Lehigh County Pennsylvania | 2 | $ 374,000 | $ 187,000 | $ 102,000 |
| Mercer County Pennsylvania | 2 | $ 337,000 | $ 168,000 | $ 98,000 |
| Knox County Tennessee | 2 | $ 532,000 | $ 266,000 | $ 360,000 |
| Sevier County Tennessee | 2 | $ 597,000 | $ 298,000 | $ 109,000 |
| Williamson County Tennessee | 2 | $ 710,000 | $ 355,000 | $ 103,000 |
| Collin County Texas | 2 | $ 996,000 | $ 498,000 | $ 317,000 |
| Dallas County Texas | 2 | $ 796,000 | $ 398,000 | $ 159,000 |
| Tarrant County Texas | 2 | $ 680,000 | $ 340,000 | $ 390,000 |
| Lamoille County Vermont | 2 | $ 631,000 | $ 315,000 | $ 0 |
| Falls Church County Virginia | 2 | $ 975,000 | $ 487,000 | $ 183,000 |
| Kanawha County West Virginia | 2 | $ 330,000 | $ 165,000 | $ 64,000 |
| Madison County Alabama | 1 | $ 201,000 | $ 201,000 | $ 201,000 |
| Pima County Arizona | 1 | $ 156,000 | $ 156,000 | $ 63,000 |
| Yavapai County Arizona | 1 | $ 284,000 | $ 284,000 | $ 129,000 |
| Alameda County California | 1 | $ 389,000 | $ 389,000 | $ 84,000 |
| Contra Costa County California | 1 | $ 335,000 | $ 335,000 | $ 60,000 |
| Los Angeles County California | 1 | $ 426,000 | $ 426,000 | $ 232,000 |
| Monterey County California | 1 | $ 125,000 | $ 125,000 | $ 100,000 |
| Riverside County California | 1 | $ 226,000 | $ 226,000 | $ 81,000 |
| San Bernardino County California | 1 | $ 151,000 | $ 151,000 | $ 48,000 |
| Santa Clara County California | 1 | $ 300,000 | $ 300,000 | $ 58,000 |
| Santa Cruz County California | 1 | $ 372,000 | $ 372,000 | $ 47,000 |
| Clear Creek County Colorado | 1 | $ 343,000 | $ 343,000 | $ 213,000 |
| El Paso County Colorado | 1 | $ 352,000 | $ 352,000 | $ 125,000 |
| Litchfield County Connecticut | 1 | $ 251,000 | $ 251,000 | $ 77,000 |
| Alachua County Florida | 1 | $ 94,000 | $ 94,000 | $ 61,000 |
| Flagler County Florida | 1 | $ 275,000 | $ 275,000 | $ 96,000 |
| Gulf County Florida | 1 | $ 262,000 | $ 262,000 | $ 157,000 |
| Hernando County Florida | 1 | $ 45,000 | $ 45,000 | $ 80,000 |
| Indian River County Florida | 1 | $ 350,000 | $ 350,000 | $ 236,000 |
| Lake County Florida | 1 | $ 130,000 | $ 130,000 | $ 56,000 |
| Monroe County Florida | 1 | $ 280,000 | $ 280,000 | $ 163,000 |
| St. Lucie County Florida | 1 | $ 65,000 | $ 65,000 | $ 46,000 |
| Sumter County Florida | 1 | $ 276,000 | $ 276,000 | $ 66,000 |
| Volusia County Florida | 1 | $ 95,000 | $ 95,000 | $ 25,000 |
| Douglas County Georgia | 1 | $ 90,000 | $ 90,000 | $ 37,000 |
| Whitfield County Georgia | 1 | $ 89,000 | $ 89,000 | $ 69,000 |
| McHenry County Illinois | 1 | $ 228,000 | $ 228,000 | $ 173,000 |
| Peoria County Illinois | 1 | $ 62,000 | $ 62,000 | $ 150,000 |
| St. Clair County Illinois | 1 | $ 149,000 | $ 149,000 | $ 95,000 |
| Bartholomew County Indiana | 1 | $ 238,000 | $ 238,000 | $ 102,000 |
| Cass County Indiana | 1 | $ 138,000 | $ 138,000 | $ 48,000 |
| Crawford County Indiana | 1 | $ 249,000 | $ 249,000 | $ 97,000 |
| DeKalb County Indiana | 1 | $ 56,000 | $ 56,000 | $ 12,000 |
| Fulton County Indiana | 1 | $ 173,000 | $ 173,000 | $ 218,000 |
| Grant County Indiana | 1 | $ 256,000 | $ 256,000 | $ 72,000 |
| Greene County Indiana | 1 | $ 240,000 | $ 240,000 | $ 136,000 |
| Harrison County Indiana | 1 | $ 236,000 | $ 236,000 | $ 159,000 |
| Huntington County Indiana | 1 | $ 268,000 | $ 268,000 | $ 176,000 |
| Jefferson County Indiana | 1 | $ 175,000 | $ 175,000 | $ 59,000 |
| Jennings County Indiana | 1 | $ 165,000 | $ 165,000 | $ 113,000 |
| Kosciusko County Indiana | 1 | $ 144,000 | $ 144,000 | $ 120,000 |
| Marshall County Indiana | 1 | $ 54,000 | $ 54,000 | $ 206,000 |
| Orange County Indiana | 1 | $ 160,000 | $ 160,000 | $ 55,000 |
| Posey County Indiana | 1 | $ 20,000 | $ 20,000 | $ 0 |
| Starke County Indiana | 1 | $ 40,000 | $ 40,000 | $ 89,000 |
| Tipton County Indiana | 1 | $ 95,000 | $ 95,000 | $ 37,000 |
| Vigo County Indiana | 1 | $ 70,000 | $ 70,000 | $ 42,000 |
| Warrick County Indiana | 1 | $ 258,000 | $ 258,000 | $ 92,000 |
| White County Indiana | 1 | $ 127,000 | $ 127,000 | $ 40,000 |
| Dallas County Iowa | 1 | $ 54,000 | $ 54,000 | $ 243,000 |
| Monroe County Iowa | 1 | $ 64,000 | $ 64,000 | $ 35,000 |
| Polk County Iowa | 1 | $ 248,000 | $ 248,000 | $ 243,000 |
| Douglas County Kansas | 1 | $ 1,760,000 | $ 1,760,000 | $ 0 |
| Boyd County Kentucky | 1 | $ 185,000 | $ 185,000 | $ 87,000 |
| Bracken County Kentucky | 1 | $ 218,000 | $ 218,000 | $ 42,000 |
| Bullitt County Kentucky | 1 | $ 148,000 | $ 148,000 | $ 63,000 |
| Daviess County Kentucky | 1 | $ 177,000 | $ 177,000 | $ 81,000 |
| Fleming County Kentucky | 1 | $ 151,000 | $ 151,000 | $ 73,000 |
| Gallatin County Kentucky | 1 | $ 326,000 | $ 326,000 | $ 160,000 |
| Greenup County Kentucky | 1 | $ 179,000 | $ 179,000 | $ 95,000 |
| Henry County Kentucky | 1 | $ 140,000 | $ 140,000 | $ 81,000 |
| Lewis County Kentucky | 1 | $ 143,000 | $ 143,000 | $ 73,000 |
| Lyon County Kentucky | 1 | $ 405,000 | $ 405,000 | $ 73,000 |
| Ohio County Kentucky | 1 | $ 204,000 | $ 204,000 | $ 73,000 |
| Owen County Kentucky | 1 | $ 343,000 | $ 343,000 | $ 142,000 |
| Russell County Kentucky | 1 | $ 58,000 | $ 58,000 | $ 45,000 |
| Scott County Kentucky | 1 | $ 248,000 | $ 248,000 | $ 199,000 |
| Shelby County Kentucky | 1 | $ 231,000 | $ 231,000 | $ 77,000 |
| Union County Kentucky | 1 | $ 205,000 | $ 205,000 | $ 42,000 |
| Warren County Kentucky | 1 | $ 277,000 | $ 277,000 | $ 120,000 |
| Lafourche County Louisiana | 1 | $ 372,000 | $ 372,000 | $ 140,000 |
| Plaquemines County Louisiana | 1 | $ 270,000 | $ 270,000 | $ 56,000 |
| Franklin County Maine | 1 | $ 288,000 | $ 288,000 | $ 265,000 |
| Cecil County Maryland | 1 | $ 374,000 | $ 374,000 | $ 400,000 |
| Garrett County Maryland | 1 | $ 140,000 | $ 140,000 | $ 127,000 |
| Harford County Maryland | 1 | $ 308,000 | $ 308,000 | $ 154,000 |
| Kent County Maryland | 1 | $ 400,000 | $ 400,000 | $ 157,000 |
| Washington County Maryland | 1 | $ 200,000 | $ 200,000 | $ 376,000 |
| Bay County Michigan | 1 | $ 125,000 | $ 125,000 | $ 76,000 |
| Cass County Michigan | 1 | $ 155,000 | $ 155,000 | $ 70,000 |
| Cheboygan County Michigan | 1 | $ 244,000 | $ 244,000 | $ 178,000 |
| Delta County Michigan | 1 | $ 49,000 | $ 49,000 | $ 37,000 |
| Gratiot County Michigan | 1 | $ 211,000 | $ 211,000 | $ 57,000 |
| Huron County Michigan | 1 | $ 189,000 | $ 189,000 | $ 159,000 |
| Midland County Michigan | 1 | $ 82,000 | $ 82,000 | $ 96,000 |
| Missaukee County Michigan | 1 | $ 189,000 | $ 189,000 | $ 59,000 |
| Montmorency County Michigan | 1 | $ 70,000 | $ 70,000 | $ 50,000 |
| St. Joseph County Michigan | 1 | $ 174,000 | $ 174,000 | $ 49,000 |
| Washington County Minnesota | 1 | $ 248,000 | $ 248,000 | $ 90,000 |
| Jackson County Mississippi | 1 | $ 250,000 | $ 250,000 | $ 106,000 |
| Jackson County Missouri | 1 | $ 133,000 | $ 133,000 | $ 80,000 |
| Sussex County New Jersey | 1 | $ 143,000 | $ 143,000 | $ 50,000 |
| Bernalillo County New Mexico | 1 | $ 121,000 | $ 121,000 | $ 79,000 |
| Cattaraugus County New York | 1 | $ 117,000 | $ 117,000 | $ 828,000 |
| Nassau County New York | 1 | $ 300,000 | $ 300,000 | $ 167,000 |
| Onondaga County New York | 1 | $ 113,000 | $ 113,000 | $ 76,000 |
| Warren County New York | 1 | $ 338,000 | $ 338,000 | $ 223,000 |
| Brunswick County North Carolina | 1 | $ 347,000 | $ 347,000 | $ 174,000 |
| Buncombe County North Carolina | 1 | $ 130,000 | $ 130,000 | $ 93,000 |
| Caswell County North Carolina | 1 | $ 107,000 | $ 107,000 | $ 96,000 |
| Durham County North Carolina | 1 | $ 320,000 | $ 320,000 | $ 112,000 |
| Forsyth County North Carolina | 1 | $ 400,000 | $ 400,000 | $ 425,000 |
| Guilford County North Carolina | 1 | $ 384,000 | $ 384,000 | $ 221,000 |
| Orange County North Carolina | 1 | $ 323,000 | $ 323,000 | $ 77,000 |
| Pender County North Carolina | 1 | $ 120,000 | $ 120,000 | $ 60,000 |
| Polk County North Carolina | 1 | $ 171,000 | $ 171,000 | $ 215,000 |
| Transylvania County North Carolina | 1 | $ 347,000 | $ 347,000 | $ 198,000 |
| Union County North Carolina | 1 | $ 417,000 | $ 417,000 | $ 107,000 |
| Athens County Ohio | 1 | $ 268,000 | $ 268,000 | $ 138,000 |
| Defiance County Ohio | 1 | $ 176,000 | $ 176,000 | $ 67,000 |
| Harrison County Ohio | 1 | $ 55,000 | $ 55,000 | $ 16,000 |
| Jefferson County Ohio | 1 | $ 359,000 | $ 359,000 | $ 228,000 |
| Marion County Ohio | 1 | $ 138,000 | $ 138,000 | $ 47,000 |
| Morrow County Ohio | 1 | $ 264,000 | $ 264,000 | $ 198,000 |
| Richland County Ohio | 1 | $ 230,000 | $ 230,000 | $ 137,000 |
| Van Wert County Ohio | 1 | $ 256,000 | $ 256,000 | $ 100,000 |
| Williams County Ohio | 1 | $ 50,000 | $ 50,000 | $ 130,000 |
| Multnomah County Oregon | 1 | $ 100,000 | $ 100,000 | $ 102,000 |
| Adams County Pennsylvania | 1 | $ 335,000 | $ 335,000 | $ 125,000 |
| Beaver County Pennsylvania | 1 | $ 351,000 | $ 351,000 | $ 341,000 |
| Berks County Pennsylvania | 1 | $ 198,000 | $ 198,000 | $ 99,000 |
| Bradford County Pennsylvania | 1 | $ 158,000 | $ 158,000 | $ 55,000 |
| Carbon County Pennsylvania | 1 | $ 95,000 | $ 95,000 | $ 86,000 |
| Clearfield County Pennsylvania | 1 | $ 95,000 | $ 95,000 | $ 21,000 |
| Cumberland County Pennsylvania | 1 | $ 352,000 | $ 352,000 | $ 95,000 |
| Dauphin County Pennsylvania | 1 | $ 90,000 | $ 90,000 | $ 157,000 |
| Lebanon County Pennsylvania | 1 | $ 262,000 | $ 262,000 | $ 67,000 |
| Pike County Pennsylvania | 1 | $ 102,000 | $ 102,000 | $ 123,000 |
| Venango County Pennsylvania | 1 | $ 85,000 | $ 85,000 | $ 43,000 |
| Washington County Pennsylvania | 1 | $ 409,000 | $ 409,000 | $ 181,000 |
| Westmoreland County Pennsylvania | 1 | $ 130,000 | $ 130,000 | $ 71,000 |
| York County Pennsylvania | 1 | $ 45,000 | $ 45,000 | $ 140,000 |
| Kent County Rhode Island | 1 | $ 306,000 | $ 306,000 | $ 110,000 |
| Fairfield County South Carolina | 1 | $ 303,000 | $ 303,000 | $ 127,000 |
| Horry County South Carolina | 1 | $ 273,000 | $ 273,000 | $ 337,000 |
| Lexington County South Carolina | 1 | $ 195,000 | $ 195,000 | $ 67,000 |
| Pickens County South Carolina | 1 | $ 350,000 | $ 350,000 | $ 140,000 |
| Claiborne County Tennessee | 1 | $ 360,000 | $ 360,000 | $ 64,000 |
| Hamilton County Tennessee | 1 | $ 408,000 | $ 408,000 | $ 100,000 |
| Loudon County Tennessee | 1 | $ 346,000 | $ 346,000 | $ 80,000 |
| Montgomery County Tennessee | 1 | $ 252,000 | $ 252,000 | $ 143,000 |
| Sumner County Tennessee | 1 | $ 370,000 | $ 370,000 | $ 117,000 |
| White County Tennessee | 1 | $ 124,000 | $ 124,000 | $ 52,000 |
| Denton County Texas | 1 | $ 346,000 | $ 346,000 | $ 131,000 |
| Bennington County Vermont | 1 | $ 170,000 | $ 170,000 | $ 141,000 |
| Bedford County Virginia | 1 | $ 290,000 | $ 290,000 | $ 156,000 |
| Chesapeake County Virginia | 1 | $ 158,000 | $ 158,000 | $ 65,000 |
| Culpeper County Virginia | 1 | $ 354,000 | $ 354,000 | $ 110,000 |
| Shenandoah County Virginia | 1 | $ 175,000 | $ 175,000 | $ 85,000 |
| Spotsylvania County Virginia | 1 | $ 326,000 | $ 326,000 | $ 78,000 |
| Cabell County West Virginia | 1 | $ 227,000 | $ 227,000 | $ 72,000 |
| Jefferson County West Virginia | 1 | $ 154,000 | $ 154,000 | $ 100,000 |
| Lewis County West Virginia | 1 | $ 117,000 | $ 117,000 | $ 105,000 |
| Marshall County West Virginia | 1 | $ 175,000 | $ 175,000 | $ 95,000 |
| Tucker County West Virginia | 1 | $ 215,000 | $ 215,000 | $ 82,000 |
| Wood County West Virginia | 1 | $ 242,000 | $ 242,000 | $ 119,000 |
| Dane County Wisconsin | 1 | $ 113,000 | $ 113,000 | $ 50,000 |
| Waukesha County Wisconsin | 1 | $ 216,000 | $ 216,000 | $ 102,000 |
Mortgage Loan Application Detail Totals for First Place Bank in 2013
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Home Purchase | 7,883 | $1,679,255,000 | $213,000 | $3,185,000 | $112,000 | $2,673,000 |
| Refinancing | 6,684 | $1,407,374,000 | $210,000 | $7,600,000 | $121,000 | $5,244,000 |
| Home Improvement | 67 | $14,169,000 | $211,000 | $1,760,000 | $91,000 | $296,000 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| White | 13,219 | $2,771,927,000 | $209,000 | $3,185,000 | $115,000 | $5,244,000 |
| Asian | 447 | $107,107,000 | $239,000 | $934,000 | $127,000 | $612,000 |
| Not Provided | 388 | $94,333,000 | $243,000 | $1,320,000 | $137,000 | $2,544,000 |
| Black or African American | 280 | $53,708,000 | $191,000 | $720,000 | $115,000 | $2,673,000 |
| Hispanic | 241 | $52,031,000 | $215,000 | $950,000 | $120,000 | $1,960,000 |
| American Indian or Alaskan Native | 24 | $4,495,000 | $187,000 | $491,000 | $93,000 | $208,000 |
| Native Hawaiian or Other Pacific Islander | 19 | $5,080,000 | $267,000 | $600,000 | $126,000 | $250,000 |
| Not applicable | 16 | $12,117,000 | $757,000 | $7,600,000 | $0 | $0 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 12,987 | $2,851,755,000 | $219,000 | $7,600,000 | $122,000 | $5,244,000 |
| FHA-insured (Federal Housing Administration) | 1,286 | $182,213,000 | $141,000 | $595,000 | $63,000 | $1,176,000 |
| VA-guaranteed (Veterans Administration) | 198 | $46,159,000 | $233,000 | $761,000 | $91,000 | $325,000 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 163 | $20,671,000 | $126,000 | $286,000 | $44,000 | $99,000 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Loan Originated | 10,278 | $2,237,606,000 | $217,000 | $7,600,000 | $121,000 | $2,673,000 |
| Application Withdrawn By Applicant | 2,167 | $433,771,000 | $200,000 | $1,760,000 | $109,000 | $2,544,000 |
| Application Denied By Financial Institution | 1,407 | $252,070,000 | $179,000 | $3,185,000 | $99,000 | $1,960,000 |
| Application Approved But Not Accepted | 477 | $108,632,000 | $227,000 | $820,000 | $123,000 | $996,000 |
| Loan Purchased By The Institution | 192 | $47,334,000 | $246,000 | $417,000 | $0 | $0 |
| File Closed For Incompleteness | 113 | $21,385,000 | $189,000 | $1,700,000 | $163,000 | $5,244,000 |
| Preapproval Approved but not Accepted | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Denied by Financial Institution | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Credit Application Incomplete | 408 | $72,643,000 | $178,000 | $756,000 | $104,000 | $1,112,000 |
| Collateral | 285 | $54,994,000 | $192,000 | $1,875,000 | $123,000 | $1,550,000 |
| Credit History | 267 | $43,341,000 | $162,000 | $3,185,000 | $77,000 | $584,000 |
| Debt-To-Income Ratio | 209 | $37,957,000 | $181,000 | $596,000 | $65,000 | $397,000 |
| Other | 144 | $27,346,000 | $189,000 | $900,000 | $131,000 | $1,960,000 |
| Unverifiable Information | 39 | $6,960,000 | $178,000 | $417,000 | $105,000 | $305,000 |
| Insufficient Cash (Downpayment, Closing Cost) | 23 | $3,877,000 | $168,000 | $522,000 | $78,000 | $168,000 |
| Employment History | 22 | $3,640,000 | $165,000 | $269,000 | $59,000 | $135,000 |
| Mortgage Insurance Denied | 10 | $1,312,000 | $131,000 | $308,000 | $86,000 | $251,000 |
Our comprehensive HMDA mortgage statistics provide invaluable insights into First Place Bank's 2013 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.
This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics,
and assess First Place Bank's mortgage approval patterns.
Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
For a list of all lenders in Ohio, download the full spreadsheet
with aggregated HMDA statistics today.