First Solution Lending, Inc.
HMDA Loan Application Totals
and Mortgage Lending Details
for 2005
First Solution Lending, Inc. 2005 HMDA loan application data provides key insights into its mortgage lending trends, applicant demographics, and loan distribution.
The Home Mortgage Disclosure Act (HMDA) requires lenders to report detailed loan application data, offering transparency into lending patterns.
The data reveals trends in average loan size, applicant income, and mortgage approval rates, helping consumers and analysts understand lending accessibility.
Below, explore a breakdown of loan applications by county, metro area, loan purpose, applicant race, loan type, and more.
Whether you're an industry professional, homebuyer, or researcher,
this information provides valuable insights into mortgage lending activity.
Scroll down to view the full dataset and analyze lending trends in greater detail.
| Mortgage Company & Address | First Solution Lending, Inc. 11332 86Th Avenue North Maple Grove, MN 55369 |
| Federal Regulator | * available with data download |
| Years | 2006 2005 |
| Total Number of Mortgage Applications | 876 |
| Total Mortgage Loan Application Amount | $143,253,000 |
| Average Mortgage Loan Application Amount | $171,562 |
| Highest Mortgage Loan Application Amount | $699,000 |
| Average Applicant Income | $72,812 |
| Highest Applicant Income | $904,000 |
Explore comprehensive HMDA mortgage statistics and lending trends for 2005 with First Solution Lending, Inc.. Below, you'll find key insights into this lender's mortgage activity, including total loan applications, average mortgage amounts, highest application values, and income levels of top applicants. Whether you're analyzing First Solution Lending, Inc.'s lending patterns or researching mortgage trends, these statistics provide valuable transparency into their loan activity.
Our HMDA dataset for 2005 breaks down First Solution Lending, Inc.'s mortgage applications by loan purpose, applicant race, loan type, approval outcomes, and reasons for denial. These insights help homebuyers, financial analysts, and industry professionals assess borrower demographics and lending practices, offering a clearer view of how First Solution Lending, Inc. serves its applicants.
Each category highlights the total number of mortgage applications processed by First Solution Lending, Inc., total loan amounts, average mortgage values, and the highest mortgage amounts recorded. You can also review borrower income trends, including the average and highest reported applicant incomes for loans issued by this lender. Whether you're evaluating lender performance, comparing mortgage approval rates, or exploring loan options, this HMDA-backed data offers a crucial look at First Solution Lending, Inc.'s mortgage activity for 2005.
| County | Total Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loans Applications | Average Mortgage Loan Application Amount | Average Applicant Income |
|---|---|---|---|---|
| Maricopa County Arizona | 158 | $ 25,682,000 | $ 162,000 | $ 57,000 |
| Wayne County Michigan | 110 | $ 11,547,000 | $ 104,000 | $ 47,000 |
| Hennepin County Minnesota | 86 | $ 15,827,000 | $ 184,000 | $ 60,000 |
| Oakland County Michigan | 52 | $ 10,631,000 | $ 204,000 | $ 95,000 |
| Anoka County Minnesota | 44 | $ 8,178,000 | $ 185,000 | $ 58,000 |
| Ramsey County Minnesota | 42 | $ 7,819,000 | $ 186,000 | $ 60,000 |
| Genesee County Michigan | 35 | $ 3,961,000 | $ 113,000 | $ 60,000 |
| Dakota County Minnesota | 28 | $ 5,788,000 | $ 206,000 | $ 67,000 |
| Macomb County Michigan | 22 | $ 2,600,000 | $ 118,000 | $ 58,000 |
| Pima County Arizona | 18 | $ 3,202,000 | $ 177,000 | $ 57,000 |
| Washington County Minnesota | 14 | $ 3,184,000 | $ 227,000 | $ 85,000 |
| Chisago County Minnesota | 13 | $ 2,957,000 | $ 227,000 | $ 89,000 |
| Orange County Florida | 12 | $ 2,393,000 | $ 199,000 | $ 85,000 |
| Sherburne County Minnesota | 12 | $ 3,080,000 | $ 256,000 | $ 152,000 |
| Lapeer County Michigan | 10 | $ 1,479,000 | $ 147,000 | $ 60,000 |
| Scott County Minnesota | 9 | $ 2,136,000 | $ 237,000 | $ 65,000 |
| Carver County Minnesota | 8 | $ 2,049,000 | $ 256,000 | $ 89,000 |
| Pinal County Arizona | 7 | $ 877,000 | $ 125,000 | $ 43,000 |
| Crow Wing County Minnesota | 6 | $ 899,000 | $ 149,000 | $ 60,000 |
| Wright County Minnesota | 6 | $ 1,186,000 | $ 197,000 | $ 65,000 |
| Livingston County Michigan | 5 | $ 962,000 | $ 192,000 | $ 88,000 |
| Tuscola County Michigan | 5 | $ 613,000 | $ 122,000 | $ 59,000 |
| Washtenaw County Michigan | 5 | $ 780,000 | $ 156,000 | $ 201,000 |
| Goodhue County Minnesota | 5 | $ 770,000 | $ 154,000 | $ 56,000 |
| St. Louis County Minnesota | 5 | $ 1,064,000 | $ 212,000 | $ 58,000 |
| Monroe County Michigan | 4 | $ 972,000 | $ 243,000 | $ 108,000 |
| Saginaw County Michigan | 4 | $ 400,000 | $ 100,000 | $ 36,000 |
| Shiawassee County Michigan | 4 | $ 382,000 | $ 95,000 | $ 53,000 |
| St. Clair County Michigan | 4 | $ 582,000 | $ 145,000 | $ 63,000 |
| Mille Lacs County Minnesota | 4 | $ 649,000 | $ 162,000 | $ 80,000 |
| Kenosha County Wisconsin | 4 | $ 723,000 | $ 180,000 | $ 44,000 |
| Osceola County Florida | 3 | $ 639,000 | $ 213,000 | $ 62,000 |
| Kent County Michigan | 3 | $ 245,000 | $ 81,000 | $ 21,000 |
| Benton County Minnesota | 3 | $ 625,000 | $ 208,000 | $ 60,000 |
| Freeborn County Minnesota | 3 | $ 212,000 | $ 70,000 | $ 30,000 |
| Isanti County Minnesota | 3 | $ 678,000 | $ 226,000 | $ 62,000 |
| Morrison County Minnesota | 3 | $ 273,000 | $ 91,000 | $ 54,000 |
| Olmsted County Minnesota | 3 | $ 440,000 | $ 146,000 | $ 51,000 |
| Otter Tail County Minnesota | 3 | $ 337,000 | $ 112,000 | $ 47,000 |
| Stearns County Minnesota | 3 | $ 579,000 | $ 193,000 | $ 122,000 |
| Mohave County Arizona | 2 | $ 277,000 | $ 138,000 | $ 40,000 |
| Santa Cruz County Arizona | 2 | $ 194,000 | $ 97,000 | $ 34,000 |
| Broward County Florida | 2 | $ 571,000 | $ 285,000 | $ 65,000 |
| Hillsborough County Florida | 2 | $ 260,000 | $ 130,000 | $ 54,000 |
| Seminole County Florida | 2 | $ 392,000 | $ 196,000 | $ 46,000 |
| Volusia County Florida | 2 | $ 278,000 | $ 139,000 | $ 47,000 |
| Eaton County Michigan | 2 | $ 223,000 | $ 111,000 | $ 32,000 |
| Gladwin County Michigan | 2 | $ 243,000 | $ 121,000 | $ 68,000 |
| Jackson County Michigan | 2 | $ 197,000 | $ 98,000 | $ 55,000 |
| Blue Earth County Minnesota | 2 | $ 326,000 | $ 163,000 | $ 63,000 |
| Carlton County Minnesota | 2 | $ 238,000 | $ 119,000 | $ 47,000 |
| Clay County Minnesota | 2 | $ 341,000 | $ 170,000 | $ 62,000 |
| Kanabec County Minnesota | 2 | $ 628,000 | $ 314,000 | $ 73,000 |
| Mower County Minnesota | 2 | $ 226,000 | $ 113,000 | $ 41,000 |
| Pine County Minnesota | 2 | $ 256,000 | $ 128,000 | $ 69,000 |
| Sibley County Minnesota | 2 | $ 206,000 | $ 103,000 | $ 53,000 |
| Steele County Minnesota | 2 | $ 259,000 | $ 129,000 | $ 43,000 |
| Fairfax County Virginia | 2 | $ 610,000 | $ 305,000 | $ 68,000 |
| Henrico County Virginia | 2 | $ 212,000 | $ 106,000 | $ 41,000 |
| Prince William County Virginia | 2 | $ 683,000 | $ 341,000 | $ 106,000 |
| Polk County Wisconsin | 2 | $ 392,000 | $ 196,000 | $ 31,000 |
| Cochise County Arizona | 1 | $ 56,000 | $ 56,000 | $ 24,000 |
| Gila County Arizona | 1 | $ 56,000 | $ 56,000 | $ 54,000 |
| San Bernardino County California | 1 | $ 152,000 | $ 152,000 | $ 59,000 |
| Pueblo County Colorado | 1 | $ 350,000 | $ 350,000 | $ 180,000 |
| Collier County Florida | 1 | $ 315,000 | $ 315,000 | $ 0 |
| Hernando County Florida | 1 | $ 210,000 | $ 210,000 | $ 60,000 |
| Lake County Florida | 1 | $ 128,000 | $ 128,000 | $ 50,000 |
| Polk County Florida | 1 | $ 155,000 | $ 155,000 | $ 97,000 |
| Sarasota County Florida | 1 | $ 203,000 | $ 203,000 | $ 50,000 |
| Allegany County Maryland | 1 | $ 94,000 | $ 94,000 | $ 31,000 |
| Allegan County Michigan | 1 | $ 71,000 | $ 71,000 | $ 30,000 |
| Arenac County Michigan | 1 | $ 85,000 | $ 85,000 | $ 62,000 |
| Berrien County Michigan | 1 | $ 128,000 | $ 128,000 | $ 42,000 |
| Branch County Michigan | 1 | $ 81,000 | $ 81,000 | $ 80,000 |
| Chippewa County Michigan | 1 | $ 71,000 | $ 71,000 | $ 30,000 |
| Clinton County Michigan | 1 | $ 110,000 | $ 110,000 | $ 32,000 |
| Crawford County Michigan | 1 | $ 70,000 | $ 70,000 | $ 48,000 |
| Grand Traverse County Michigan | 1 | $ 279,000 | $ 279,000 | $ 57,000 |
| Huron County Michigan | 1 | $ 66,000 | $ 66,000 | $ 54,000 |
| Ingham County Michigan | 1 | $ 93,000 | $ 93,000 | $ 39,000 |
| Kalamazoo County Michigan | 1 | $ 194,000 | $ 194,000 | $ 24,000 |
| Kalkaska County Michigan | 1 | $ 68,000 | $ 68,000 | $ 60,000 |
| Manistee County Michigan | 1 | $ 94,000 | $ 94,000 | $ 35,000 |
| Mason County Michigan | 1 | $ 75,000 | $ 75,000 | $ 38,000 |
| Osceola County Michigan | 1 | $ 190,000 | $ 190,000 | $ 91,000 |
| Otsego County Michigan | 1 | $ 176,000 | $ 176,000 | $ 72,000 |
| Becker County Minnesota | 1 | $ 88,000 | $ 88,000 | $ 31,000 |
| Brown County Minnesota | 1 | $ 140,000 | $ 140,000 | $ 34,000 |
| Cass County Minnesota | 1 | $ 200,000 | $ 200,000 | $ 41,000 |
| Dodge County Minnesota | 1 | $ 170,000 | $ 170,000 | $ 84,000 |
| Faribault County Minnesota | 1 | $ 30,000 | $ 30,000 | $ 30,000 |
| Fillmore County Minnesota | 1 | $ 86,000 | $ 86,000 | $ 26,000 |
| Itasca County Minnesota | 1 | $ 183,000 | $ 183,000 | $ 38,000 |
| Jackson County Minnesota | 1 | $ 60,000 | $ 60,000 | $ 25,000 |
| Kandiyohi County Minnesota | 1 | $ 82,000 | $ 82,000 | $ 31,000 |
| Koochiching County Minnesota | 1 | $ 73,000 | $ 73,000 | $ 30,000 |
| Lake County Minnesota | 1 | $ 500,000 | $ 500,000 | $ 261,000 |
| Le Sueur County Minnesota | 1 | $ 118,000 | $ 118,000 | $ 35,000 |
| Lincoln County Minnesota | 1 | $ 106,000 | $ 106,000 | $ 51,000 |
| Marshall County Minnesota | 1 | $ 55,000 | $ 55,000 | $ 46,000 |
| Martin County Minnesota | 1 | $ 70,000 | $ 70,000 | $ 48,000 |
| McLeod County Minnesota | 1 | $ 168,000 | $ 168,000 | $ 89,000 |
| Nicollet County Minnesota | 1 | $ 110,000 | $ 110,000 | $ 46,000 |
| Watonwan County Minnesota | 1 | $ 107,000 | $ 107,000 | $ 0 |
| Burleigh County North Dakota | 1 | $ 93,000 | $ 93,000 | $ 0 |
| Pembina County North Dakota | 1 | $ 54,000 | $ 54,000 | $ 58,000 |
| Pierce County North Dakota | 1 | $ 71,000 | $ 71,000 | $ 36,000 |
| Ward County North Dakota | 1 | $ 55,000 | $ 55,000 | $ 28,000 |
| Arlington County Virginia | 1 | $ 150,000 | $ 150,000 | $ 46,000 |
| Norfolk County Virginia | 1 | $ 119,000 | $ 119,000 | $ 52,000 |
| Suffolk County Virginia | 1 | $ 147,000 | $ 147,000 | $ 38,000 |
| Dane County Wisconsin | 1 | $ 144,000 | $ 144,000 | $ 34,000 |
| Douglas County Wisconsin | 1 | $ 70,000 | $ 70,000 | $ 28,000 |
| Eau Claire County Wisconsin | 1 | $ 136,000 | $ 136,000 | $ 48,000 |
| Fond du Lac County Wisconsin | 1 | $ 131,000 | $ 131,000 | $ 125,000 |
| Marathon County Wisconsin | 1 | $ 93,000 | $ 93,000 | $ 32,000 |
| Marquette County Wisconsin | 1 | $ 146,000 | $ 146,000 | $ 48,000 |
| Milwaukee County Wisconsin | 1 | $ 117,000 | $ 117,000 | $ 35,000 |
| Racine County Wisconsin | 1 | $ 170,000 | $ 170,000 | $ 69,000 |
| Rock County Wisconsin | 1 | $ 100,000 | $ 100,000 | $ 40,000 |
| St. Croix County Wisconsin | 1 | $ 202,000 | $ 202,000 | $ 68,000 |
| Washington County Wisconsin | 1 | $ 223,000 | $ 223,000 | $ 69,000 |
| Waukesha County Wisconsin | 1 | $ 152,000 | $ 152,000 | $ 64,000 |
| Winnebago County Wisconsin | 1 | $ 105,000 | $ 105,000 | $ 33,000 |
Mortgage Loan Application Detail Totals for First Solution Lending, Inc. in 2005
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Refinancing | 499 | $88,049,000 | $165,625 | $699,000 | $57,375 | $904,000 |
| Home Purchase | 377 | $55,204,000 | $177,500 | $575,000 | $88,250 | $420,000 |
| Home Improvement | 0 | $0 | $0 | $0 | $0 | $0 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| White | 471 | $78,621,000 | $171,636 | $699,000 | $65,272 | $904,000 |
| Not Provided | 133 | $23,070,000 | $167,142 | $662,000 | $47,142 | $418,000 |
| Black or African American | 123 | $17,441,000 | $163,666 | $600,000 | $68,333 | $300,000 |
| Hispanic | 109 | $17,435,000 | $184,750 | $396,000 | $95,000 | $555,000 |
| Asian | 37 | $6,361,000 | $184,250 | $383,000 | $145,250 | $343,000 |
| Native Hawaiian or Other Pacific Islander | 2 | $274,000 | $137,000 | $152,000 | $53,000 | $60,000 |
| American Indian or Alaskan Native | 1 | $51,000 | $51,000 | $51,000 | $22,000 | $22,000 |
| Not applicable | 0 | $0 | $0 | $0 | $0 | $0 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 876 | $143,253,000 | $175,454 | $699,000 | $78,545 | $904,000 |
| FHA-insured (Federal Housing Administration) | 0 | $0 | $0 | $0 | $0 | $0 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 0 | $0 | $0 | $0 | $0 | $0 |
| VA-guaranteed (Veterans Administration) | 0 | $0 | $0 | $0 | $0 | $0 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Application Denied By Financial Institution | 332 | $54,793,000 | $159,666 | $699,000 | $88,111 | $904,000 |
| Application Withdrawn By Applicant | 331 | $57,101,000 | $194,000 | $662,000 | $69,900 | $446,000 |
| Loan Originated | 210 | $30,776,000 | $162,500 | $473,000 | $56,333 | $555,000 |
| File Closed For Incompleteness | 2 | $323,000 | $161,500 | $203,000 | $68,000 | $70,000 |
| Application Approved But Not Accepted | 1 | $260,000 | $260,000 | $260,000 | $67,000 | $67,000 |
| Loan Purchased By The Institution | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Approved but not Accepted | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Denied by Financial Institution | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Other | 125 | $19,872,000 | $139,857 | $575,000 | $60,428 | $300,000 |
| Credit History | 97 | $16,868,000 | $152,428 | $517,000 | $51,571 | $240,000 |
| Collateral | 73 | $11,950,000 | $173,500 | $699,000 | $62,333 | $904,000 |
| Employment History | 16 | $2,313,000 | $152,400 | $295,000 | $44,000 | $107,000 |
| Debt-To-Income Ratio | 11 | $2,190,000 | $203,333 | $600,000 | $67,333 | $238,000 |
| Unverifiable Information | 5 | $632,000 | $144,333 | $176,000 | $55,666 | $84,000 |
| Credit Application Incomplete | 3 | $578,000 | $244,500 | $400,000 | $95,500 | $156,000 |
| Insufficient Cash (Downpayment, Closing Cost) | 0 | $0 | $0 | $0 | $0 | $0 |
| Mortgage Insurance Denied | 0 | $0 | $0 | $0 | $0 | $0 |
Our comprehensive HMDA mortgage statistics provide invaluable insights into First Solution Lending, Inc.'s 2005 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.
This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics,
and assess First Solution Lending, Inc.'s mortgage approval patterns.
Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
For a list of all lenders in Minnesota, download the full spreadsheet
with aggregated HMDA statistics today.