First Southern Bank.
HMDA Loan Application Totals
and Mortgage Lending Details
for 2016
First Southern Bank. 2016 HMDA loan application data provides key insights into its mortgage lending trends, applicant demographics, and loan distribution.
The Home Mortgage Disclosure Act (HMDA) requires lenders to report detailed loan application data, offering transparency into lending patterns.
The data reveals trends in average loan size, applicant income, and mortgage approval rates, helping consumers and analysts understand lending accessibility.
Below, explore a breakdown of loan applications by county, metro area, loan purpose, applicant race, loan type, and more.
Whether you're an industry professional, homebuyer, or researcher,
this information provides valuable insights into mortgage lending activity.
Scroll down to view the full dataset and analyze lending trends in greater detail.
| Mortgage Company & Address | First Southern Bank. 300 Tower Square Plaza Marion, IL 62959 Tel #: available with data download |
| Federal Regulator | * available with data download |
| Years | 2023 2022 2021 2020 2019 2018 2017 2016 2015 2014 |
| Total Number of Mortgage Applications | 852 |
| Total Mortgage Loan Application Amount | $70,502,000 |
| Average Mortgage Loan Application Amount | $94,333 |
| Highest Mortgage Loan Application Amount | $2,250,000 |
| Average Applicant Income | $90,000 |
| Highest Applicant Income | $1,289,000 |
Explore comprehensive HMDA mortgage statistics and lending trends for 2016 with First Southern Bank.. Below, you'll find key insights into this lender's mortgage activity, including total loan applications, average mortgage amounts, highest application values, and income levels of top applicants. Whether you're analyzing First Southern Bank.'s lending patterns or researching mortgage trends, these statistics provide valuable transparency into their loan activity.
Our HMDA dataset for 2016 breaks down First Southern Bank.'s mortgage applications by loan purpose, applicant race, loan type, approval outcomes, and reasons for denial. These insights help homebuyers, financial analysts, and industry professionals assess borrower demographics and lending practices, offering a clearer view of how First Southern Bank. serves its applicants.
Each category highlights the total number of mortgage applications processed by First Southern Bank., total loan amounts, average mortgage values, and the highest mortgage amounts recorded. You can also review borrower income trends, including the average and highest reported applicant incomes for loans issued by this lender. Whether you're evaluating lender performance, comparing mortgage approval rates, or exploring loan options, this HMDA-backed data offers a crucial look at First Southern Bank.'s mortgage activity for 2016.
| County | Total Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loans Applications | Average Mortgage Loan Application Amount | Average Applicant Income |
|---|---|---|---|---|
| Williamson County Illinois | 188 | $ 22,808,000 | $ 121,000 | $ 107,000 |
| Jackson County Illinois | 136 | $ 15,360,000 | $ 112,000 | $ 100,000 |
| Franklin County Illinois | 24 | $ 1,887,000 | $ 78,000 | $ 67,000 |
| Saline County Illinois | 19 | $ 1,507,000 | $ 79,000 | $ 84,000 |
| Union County Illinois | 16 | $ 1,656,000 | $ 103,000 | $ 69,000 |
| Linn County Iowa | 12 | $ 530,000 | $ 44,000 | $ 62,000 |
| Johnson County Illinois | 10 | $ 853,000 | $ 85,000 | $ 88,000 |
| Boone County Illinois | 7 | $ 291,000 | $ 41,000 | $ 68,000 |
| Story County Iowa | 7 | $ 397,000 | $ 56,000 | $ 57,000 |
| Jefferson County Missouri | 7 | $ 321,000 | $ 45,000 | $ 41,000 |
| Kankakee County Illinois | 6 | $ 253,000 | $ 42,000 | $ 87,000 |
| Polk County Iowa | 6 | $ 273,000 | $ 45,000 | $ 47,000 |
| Greene County Missouri | 6 | $ 314,000 | $ 52,000 | $ 64,000 |
| St. Charles County Missouri | 6 | $ 197,000 | $ 32,000 | $ 42,000 |
| Alexander County Illinois | 5 | $ 218,000 | $ 43,000 | $ 41,000 |
| St. Clair County Illinois | 5 | $ 156,000 | $ 31,000 | $ 43,000 |
| Buchanan County Missouri | 5 | $ 379,000 | $ 75,000 | $ 49,000 |
| Howell County Missouri | 5 | $ 168,000 | $ 33,000 | $ 41,000 |
| Brown County Wisconsin | 5 | $ 269,000 | $ 53,000 | $ 39,000 |
| Cook County Illinois | 4 | $ 160,000 | $ 40,000 | $ 59,000 |
| Morgan County Illinois | 4 | $ 254,000 | $ 63,000 | $ 61,000 |
| Hopkins County Kentucky | 4 | $ 387,000 | $ 96,000 | $ 48,000 |
| Magoffin County Kentucky | 4 | $ 175,000 | $ 43,000 | $ 49,000 |
| Pike County Kentucky | 4 | $ 195,000 | $ 48,000 | $ 33,000 |
| Clay County Missouri | 4 | $ 151,000 | $ 37,000 | $ 44,000 |
| Jackson County Missouri | 4 | $ 390,000 | $ 97,000 | $ 78,000 |
| New Madrid County Missouri | 4 | $ 182,000 | $ 45,000 | $ 42,000 |
| Newton County Missouri | 4 | $ 157,000 | $ 39,000 | $ 46,000 |
| Champaign County Illinois | 3 | $ 123,000 | $ 41,000 | $ 60,000 |
| Sangamon County Illinois | 3 | $ 281,000 | $ 93,000 | $ 230,000 |
| Will County Illinois | 3 | $ 168,000 | $ 56,000 | $ 61,000 |
| Boone County Iowa | 3 | $ 131,000 | $ 43,000 | $ 39,000 |
| Buchanan County Iowa | 3 | $ 165,000 | $ 55,000 | $ 58,000 |
| Pottawattamie County Iowa | 3 | $ 85,000 | $ 28,000 | $ 44,000 |
| Breathitt County Kentucky | 3 | $ 150,000 | $ 50,000 | $ 40,000 |
| Madison County Kentucky | 3 | $ 157,000 | $ 52,000 | $ 54,000 |
| Ohio County Kentucky | 3 | $ 163,000 | $ 54,000 | $ 29,000 |
| Pulaski County Kentucky | 3 | $ 133,000 | $ 44,000 | $ 57,000 |
| Butler County Missouri | 3 | $ 121,000 | $ 40,000 | $ 59,000 |
| Cape Girardeau County Missouri | 3 | $ 108,000 | $ 36,000 | $ 35,000 |
| Cass County Missouri | 3 | $ 119,000 | $ 39,000 | $ 47,000 |
| Lincoln County Missouri | 3 | $ 199,000 | $ 66,000 | $ 54,000 |
| Pike County Missouri | 3 | $ 127,000 | $ 42,000 | $ 35,000 |
| Webster County Missouri | 3 | $ 99,000 | $ 33,000 | $ 49,000 |
| Kenosha County Wisconsin | 3 | $ 144,000 | $ 48,000 | $ 51,000 |
| Portage County Wisconsin | 3 | $ 125,000 | $ 41,000 | $ 41,000 |
| Taylor County Wisconsin | 3 | $ 168,000 | $ 56,000 | $ 79,000 |
| Washburn County Wisconsin | 3 | $ 92,000 | $ 30,000 | $ 40,000 |
| Crawford County Illinois | 2 | $ 241,000 | $ 120,000 | $ 143,000 |
| DeKalb County Illinois | 2 | $ 91,000 | $ 45,000 | $ 40,000 |
| Grundy County Illinois | 2 | $ 62,000 | $ 31,000 | $ 64,000 |
| Jefferson County Illinois | 2 | $ 251,000 | $ 125,000 | $ 85,000 |
| LaSalle County Illinois | 2 | $ 122,000 | $ 61,000 | $ 82,000 |
| Madison County Illinois | 2 | $ 85,000 | $ 42,000 | $ 53,000 |
| Marion County Illinois | 2 | $ 202,000 | $ 101,000 | $ 108,000 |
| McDonough County Illinois | 2 | $ 180,000 | $ 90,000 | $ 62,000 |
| McLean County Illinois | 2 | $ 70,000 | $ 35,000 | $ 32,000 |
| Moultrie County Illinois | 2 | $ 86,000 | $ 43,000 | $ 72,000 |
| Greene County Indiana | 2 | $ 105,000 | $ 52,000 | $ 83,000 |
| Noble County Indiana | 2 | $ 47,000 | $ 23,000 | $ 26,000 |
| Black Hawk County Iowa | 2 | $ 57,000 | $ 28,000 | $ 36,000 |
| Dickinson County Iowa | 2 | $ 93,000 | $ 46,000 | $ 49,000 |
| Johnson County Iowa | 2 | $ 87,000 | $ 43,000 | $ 34,000 |
| Scott County Iowa | 2 | $ 63,000 | $ 31,000 | $ 43,000 |
| Warren County Iowa | 2 | $ 94,000 | $ 47,000 | $ 45,000 |
| Allen County Kentucky | 2 | $ 136,000 | $ 68,000 | $ 35,000 |
| Boyd County Kentucky | 2 | $ 174,000 | $ 87,000 | $ 49,000 |
| Cumberland County Kentucky | 2 | $ 123,000 | $ 61,000 | $ 47,000 |
| Laurel County Kentucky | 2 | $ 137,000 | $ 68,000 | $ 60,000 |
| Letcher County Kentucky | 2 | $ 141,000 | $ 70,000 | $ 49,000 |
| McCracken County Kentucky | 2 | $ 93,000 | $ 46,000 | $ 38,000 |
| McCreary County Kentucky | 2 | $ 65,000 | $ 32,000 | $ 60,000 |
| McLean County Kentucky | 2 | $ 70,000 | $ 35,000 | $ 37,000 |
| Menifee County Kentucky | 2 | $ 169,000 | $ 84,000 | $ 70,000 |
| Montgomery County Kentucky | 2 | $ 173,000 | $ 86,000 | $ 71,000 |
| Muhlenberg County Kentucky | 2 | $ 81,000 | $ 40,000 | $ 40,000 |
| Owsley County Kentucky | 2 | $ 124,000 | $ 62,000 | $ 42,000 |
| Rowan County Kentucky | 2 | $ 88,000 | $ 44,000 | $ 52,000 |
| Wolfe County Kentucky | 2 | $ 97,000 | $ 48,000 | $ 29,000 |
| Andrew County Missouri | 2 | $ 116,000 | $ 58,000 | $ 60,000 |
| Bates County Missouri | 2 | $ 88,000 | $ 44,000 | $ 47,000 |
| Dunklin County Missouri | 2 | $ 167,000 | $ 83,000 | $ 75,000 |
| McDonald County Missouri | 2 | $ 111,000 | $ 55,000 | $ 46,000 |
| Ozark County Missouri | 2 | $ 98,000 | $ 49,000 | $ 24,000 |
| Pulaski County Missouri | 2 | $ 72,000 | $ 36,000 | $ 45,000 |
| Ralls County Missouri | 2 | $ 76,000 | $ 38,000 | $ 72,000 |
| Scott County Missouri | 2 | $ 59,000 | $ 29,000 | $ 45,000 |
| St. Francois County Missouri | 2 | $ 131,000 | $ 65,000 | $ 35,000 |
| Stoddard County Missouri | 2 | $ 103,000 | $ 51,000 | $ 31,000 |
| Wayne County Missouri | 2 | $ 128,000 | $ 64,000 | $ 68,000 |
| Eau Claire County Wisconsin | 2 | $ 38,000 | $ 19,000 | $ 35,000 |
| Oconto County Wisconsin | 2 | $ 73,000 | $ 36,000 | $ 59,000 |
| Lee County Florida | 1 | $ 50,000 | $ 50,000 | $ 382,000 |
| Monroe County Florida | 1 | $ 477,000 | $ 477,000 | $ 1,030,000 |
| Sarasota County Florida | 1 | $ 104,000 | $ 104,000 | $ 329,000 |
| Volusia County Florida | 1 | $ 2,250,000 | $ 2,250,000 | $ 0 |
| Calhoun County Illinois | 1 | $ 103,000 | $ 103,000 | $ 60,000 |
| Cass County Illinois | 1 | $ 47,000 | $ 47,000 | $ 31,000 |
| Clay County Illinois | 1 | $ 20,000 | $ 20,000 | $ 34,000 |
| Clinton County Illinois | 1 | $ 57,000 | $ 57,000 | $ 50,000 |
| Coles County Illinois | 1 | $ 75,000 | $ 75,000 | $ 33,000 |
| Greene County Illinois | 1 | $ 33,000 | $ 33,000 | $ 27,000 |
| Hamilton County Illinois | 1 | $ 26,000 | $ 26,000 | $ 31,000 |
| Hardin County Illinois | 1 | $ 75,000 | $ 75,000 | $ 29,000 |
| Jasper County Illinois | 1 | $ 18,000 | $ 18,000 | $ 24,000 |
| Kane County Illinois | 1 | $ 69,000 | $ 69,000 | $ 162,000 |
| Lake County Illinois | 1 | $ 46,000 | $ 46,000 | $ 74,000 |
| Mason County Illinois | 1 | $ 61,000 | $ 61,000 | $ 31,000 |
| Perry County Illinois | 1 | $ 145,000 | $ 145,000 | $ 108,000 |
| Pulaski County Illinois | 1 | $ 92,000 | $ 92,000 | $ 180,000 |
| Warren County Illinois | 1 | $ 58,000 | $ 58,000 | $ 70,000 |
| Washington County Illinois | 1 | $ 72,000 | $ 72,000 | $ 46,000 |
| White County Illinois | 1 | $ 49,000 | $ 49,000 | $ 42,000 |
| Clay County Indiana | 1 | $ 48,000 | $ 48,000 | $ 90,000 |
| DeKalb County Indiana | 1 | $ 36,000 | $ 36,000 | $ 36,000 |
| Harrison County Indiana | 1 | $ 31,000 | $ 31,000 | $ 48,000 |
| Jackson County Indiana | 1 | $ 36,000 | $ 36,000 | $ 50,000 |
| Lawrence County Indiana | 1 | $ 47,000 | $ 47,000 | $ 35,000 |
| Madison County Indiana | 1 | $ 11,000 | $ 11,000 | $ 42,000 |
| Marion County Indiana | 1 | $ 26,000 | $ 26,000 | $ 30,000 |
| Morgan County Indiana | 1 | $ 46,000 | $ 46,000 | $ 78,000 |
| Porter County Indiana | 1 | $ 12,000 | $ 12,000 | $ 45,000 |
| Tipton County Indiana | 1 | $ 35,000 | $ 35,000 | $ 35,000 |
| Warrick County Indiana | 1 | $ 70,000 | $ 70,000 | $ 60,000 |
| Washington County Indiana | 1 | $ 43,000 | $ 43,000 | $ 61,000 |
| Benton County Iowa | 1 | $ 21,000 | $ 21,000 | $ 32,000 |
| Clarke County Iowa | 1 | $ 57,000 | $ 57,000 | $ 55,000 |
| Dubuque County Iowa | 1 | $ 50,000 | $ 50,000 | $ 55,000 |
| Fayette County Iowa | 1 | $ 14,000 | $ 14,000 | $ 37,000 |
| Grundy County Iowa | 1 | $ 45,000 | $ 45,000 | $ 30,000 |
| Harrison County Iowa | 1 | $ 88,000 | $ 88,000 | $ 162,000 |
| Iowa County Iowa | 1 | $ 44,000 | $ 44,000 | $ 27,000 |
| Jones County Iowa | 1 | $ 18,000 | $ 18,000 | $ 30,000 |
| Keokuk County Iowa | 1 | $ 37,000 | $ 37,000 | $ 19,000 |
| Poweshiek County Iowa | 1 | $ 24,000 | $ 24,000 | $ 15,000 |
| Sioux County Iowa | 1 | $ 78,000 | $ 78,000 | $ 59,000 |
| Van Buren County Iowa | 1 | $ 52,000 | $ 52,000 | $ 77,000 |
| Adair County Kentucky | 1 | $ 31,000 | $ 31,000 | $ 19,000 |
| Boyle County Kentucky | 1 | $ 48,000 | $ 48,000 | $ 37,000 |
| Breckinridge County Kentucky | 1 | $ 34,000 | $ 34,000 | $ 16,000 |
| Caldwell County Kentucky | 1 | $ 32,000 | $ 32,000 | $ 28,000 |
| Casey County Kentucky | 1 | $ 31,000 | $ 31,000 | $ 22,000 |
| Christian County Kentucky | 1 | $ 35,000 | $ 35,000 | $ 55,000 |
| Clay County Kentucky | 1 | $ 31,000 | $ 31,000 | $ 31,000 |
| Clinton County Kentucky | 1 | $ 30,000 | $ 30,000 | $ 11,000 |
| Crittenden County Kentucky | 1 | $ 53,000 | $ 53,000 | $ 92,000 |
| Edmonson County Kentucky | 1 | $ 86,000 | $ 86,000 | $ 34,000 |
| Fayette County Kentucky | 1 | $ 48,000 | $ 48,000 | $ 82,000 |
| Floyd County Kentucky | 1 | $ 57,000 | $ 57,000 | $ 69,000 |
| Grayson County Kentucky | 1 | $ 59,000 | $ 59,000 | $ 58,000 |
| Henderson County Kentucky | 1 | $ 61,000 | $ 61,000 | $ 61,000 |
| Jackson County Kentucky | 1 | $ 76,000 | $ 76,000 | $ 113,000 |
| Knott County Kentucky | 1 | $ 54,000 | $ 54,000 | $ 38,000 |
| Knox County Kentucky | 1 | $ 38,000 | $ 38,000 | $ 62,000 |
| Leslie County Kentucky | 1 | $ 41,000 | $ 41,000 | $ 23,000 |
| Lincoln County Kentucky | 1 | $ 67,000 | $ 67,000 | $ 36,000 |
| Logan County Kentucky | 1 | $ 30,000 | $ 30,000 | $ 54,000 |
| Pendleton County Kentucky | 1 | $ 18,000 | $ 18,000 | $ 25,000 |
| Perry County Kentucky | 1 | $ 52,000 | $ 52,000 | $ 57,000 |
| Rockcastle County Kentucky | 1 | $ 83,000 | $ 83,000 | $ 65,000 |
| Taylor County Kentucky | 1 | $ 107,000 | $ 107,000 | $ 108,000 |
| Trigg County Kentucky | 1 | $ 28,000 | $ 28,000 | $ 76,000 |
| Warren County Kentucky | 1 | $ 91,000 | $ 91,000 | $ 73,000 |
| Wayne County Kentucky | 1 | $ 23,000 | $ 23,000 | $ 28,000 |
| Webster County Kentucky | 1 | $ 42,000 | $ 42,000 | $ 30,000 |
| Whitley County Kentucky | 1 | $ 36,000 | $ 36,000 | $ 58,000 |
| Audrain County Missouri | 1 | $ 47,000 | $ 47,000 | $ 36,000 |
| Benton County Missouri | 1 | $ 26,000 | $ 26,000 | $ 91,000 |
| Bollinger County Missouri | 1 | $ 48,000 | $ 48,000 | $ 86,000 |
| Boone County Missouri | 1 | $ 42,000 | $ 42,000 | $ 20,000 |
| Caldwell County Missouri | 1 | $ 59,000 | $ 59,000 | $ 36,000 |
| Callaway County Missouri | 1 | $ 58,000 | $ 58,000 | $ 88,000 |
| Camden County Missouri | 1 | $ 55,000 | $ 55,000 | $ 38,000 |
| Cedar County Missouri | 1 | $ 85,000 | $ 85,000 | $ 48,000 |
| Christian County Missouri | 1 | $ 77,000 | $ 77,000 | $ 78,000 |
| Cole County Missouri | 1 | $ 65,000 | $ 65,000 | $ 67,000 |
| Dent County Missouri | 1 | $ 75,000 | $ 75,000 | $ 84,000 |
| Iron County Missouri | 1 | $ 31,000 | $ 31,000 | $ 37,000 |
| Lafayette County Missouri | 1 | $ 52,000 | $ 52,000 | $ 43,000 |
| Lawrence County Missouri | 1 | $ 58,000 | $ 58,000 | $ 43,000 |
| Livingston County Missouri | 1 | $ 40,000 | $ 40,000 | $ 26,000 |
| Macon County Missouri | 1 | $ 86,000 | $ 86,000 | $ 66,000 |
| Mercer County Missouri | 1 | $ 41,000 | $ 41,000 | $ 47,000 |
| Morgan County Missouri | 1 | $ 60,000 | $ 60,000 | $ 133,000 |
| Perry County Missouri | 1 | $ 30,000 | $ 30,000 | $ 15,000 |
| Ripley County Missouri | 1 | $ 50,000 | $ 50,000 | $ 34,000 |
| Shannon County Missouri | 1 | $ 39,000 | $ 39,000 | $ 108,000 |
| St. Clair County Missouri | 1 | $ 41,000 | $ 41,000 | $ 63,000 |
| Ste. Genevieve County Missouri | 1 | $ 22,000 | $ 22,000 | $ 71,000 |
| Texas County Missouri | 1 | $ 73,000 | $ 73,000 | $ 75,000 |
| Vernon County Missouri | 1 | $ 55,000 | $ 55,000 | $ 70,000 |
| Warren County Missouri | 1 | $ 43,000 | $ 43,000 | $ 35,000 |
| Washington County Missouri | 1 | $ 31,000 | $ 31,000 | $ 28,000 |
| Barron County Wisconsin | 1 | $ 82,000 | $ 82,000 | $ 42,000 |
| Burnett County Wisconsin | 1 | $ 47,000 | $ 47,000 | $ 62,000 |
| Columbia County Wisconsin | 1 | $ 26,000 | $ 26,000 | $ 32,000 |
| Douglas County Wisconsin | 1 | $ 27,000 | $ 27,000 | $ 55,000 |
| Fond du Lac County Wisconsin | 1 | $ 33,000 | $ 33,000 | $ 86,000 |
| Jefferson County Wisconsin | 1 | $ 13,000 | $ 13,000 | $ 32,000 |
| Marinette County Wisconsin | 1 | $ 71,000 | $ 71,000 | $ 33,000 |
| Outagamie County Wisconsin | 1 | $ 36,000 | $ 36,000 | $ 46,000 |
| Polk County Wisconsin | 1 | $ 31,000 | $ 31,000 | $ 39,000 |
| Price County Wisconsin | 1 | $ 96,000 | $ 96,000 | $ 68,000 |
| Sauk County Wisconsin | 1 | $ 29,000 | $ 29,000 | $ 46,000 |
| Sawyer County Wisconsin | 1 | $ 35,000 | $ 35,000 | $ 35,000 |
| Shawano County Wisconsin | 1 | $ 33,000 | $ 33,000 | $ 25,000 |
| St. Croix County Wisconsin | 1 | $ 46,000 | $ 46,000 | $ 44,000 |
| Waupaca County Wisconsin | 1 | $ 22,000 | $ 22,000 | $ 47,000 |
Mortgage Loan Application Detail Totals for First Southern Bank. in 2016
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Home Purchase | 692 | $51,637,000 | $74,000 | $2,250,000 | $70,000 | $1,030,000 |
| Refinancing | 117 | $15,522,000 | $132,000 | $1,208,000 | $113,000 | $1,289,000 |
| Home Improvement | 43 | $3,343,000 | $77,000 | $300,000 | $87,000 | $382,000 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| White | 769 | $60,226,000 | $78,000 | $1,208,000 | $78,000 | $1,289,000 |
| Not applicable | 37 | $6,170,000 | $166,000 | $2,250,000 | $0 | $0 |
| Hispanic | 17 | $1,292,000 | $76,000 | $300,000 | $79,000 | $474,000 |
| Black or African American | 10 | $650,000 | $65,000 | $218,000 | $68,000 | $226,000 |
| Asian | 9 | $1,520,000 | $168,000 | $264,000 | $333,000 | $780,000 |
| American Indian or Alaskan Native | 5 | $316,000 | $63,000 | $184,000 | $67,000 | $92,000 |
| Not Provided | 5 | $328,000 | $65,000 | $78,000 | $40,000 | $60,000 |
| Native Hawaiin or Other Pacific Islander | 0 | $0 | $0 | $0 | $0 | $0 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 852 | $70,502,000 | $82,000 | $2,250,000 | $77,000 | $1,289,000 |
| FHA-insured (Federal Housing Administration) | 0 | $0 | $0 | $0 | $0 | $0 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 0 | $0 | $0 | $0 | $0 | $0 |
| VA-guaranteed (Veterans Administration) | 0 | $0 | $0 | $0 | $0 | $0 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Loan Originated | 478 | $46,268,000 | $96,000 | $2,250,000 | $90,000 | $1,289,000 |
| Application Approved But Not Accepted | 271 | $16,819,000 | $62,000 | $284,000 | $62,000 | $475,000 |
| Application Denied By Financial Institution | 102 | $7,341,000 | $71,000 | $320,000 | $56,000 | $204,000 |
| Application Withdrawn By Applicant | 1 | $74,000 | $74,000 | $74,000 | $33,000 | $33,000 |
| File Closed For Incompleteness | 0 | $0 | $0 | $0 | $0 | $0 |
| Loan Purchased By The Institution | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Approved but not Accepted | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Denied by Financial Institution | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Collateral | 0 | $0 | $0 | $0 | $0 | $0 |
| Credit Application Incomplete | 0 | $0 | $0 | $0 | $0 | $0 |
| Credit History | 0 | $0 | $0 | $0 | $0 | $0 |
| Debt-To-Income Ratio | 0 | $0 | $0 | $0 | $0 | $0 |
| Employment History | 0 | $0 | $0 | $0 | $0 | $0 |
| Insufficient Cash (Downpayment, Closing Cost) | 0 | $0 | $0 | $0 | $0 | $0 |
| Mortgage Insurance Denied | 0 | $0 | $0 | $0 | $0 | $0 |
| Other | 0 | $0 | $0 | $0 | $0 | $0 |
| Unverifiable Information | 0 | $0 | $0 | $0 | $0 | $0 |
Our comprehensive HMDA mortgage statistics provide invaluable insights into First Southern Bank.'s 2016 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.
This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics,
and assess First Southern Bank.'s mortgage approval patterns.
Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
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with aggregated HMDA statistics today.