First Star Bank, S.S.B.
HMDA Loan Application Totals
and Mortgage Lending Details
for 2004

First Star Bank, S.S.B. 2004 HMDA loan application data provides key insights into its mortgage lending trends, applicant demographics, and loan distribution.
The Home Mortgage Disclosure Act (HMDA) requires lenders to report detailed loan application data, offering transparency into lending patterns.
The data reveals trends in average loan size, applicant income, and mortgage approval rates, helping consumers and analysts understand lending accessibility.

Below, explore a breakdown of loan applications by county, metro area, loan purpose, applicant race, loan type, and more.
Whether you're an industry professional, homebuyer, or researcher, this information provides valuable insights into mortgage lending activity.
Scroll down to view the full dataset and analyze lending trends in greater detail.

Mortgage Company & Address First Star Bank, S.S.B.
109 S Commerce / Po Box 7
Bremond, TX 76629
Tel #: available with data download
Federal Regulator * available with data download
Years 2014  2013  2012  2011  2010  2009  2008  2007  2006  2005  2004  
Total Number of Mortgage Applications 1,520
Total Mortgage Loan Application Amount $188,138,000
Average Mortgage Loan Application Amount $148,946
Highest Mortgage Loan Application Amount $603,000
Average Applicant Income $65,517
Highest Applicant Income $3,359,000

Explore comprehensive HMDA mortgage statistics and lending trends for 2004 with First Star Bank, S.S.B.. Below, you'll find key insights into this lender's mortgage activity, including total loan applications, average mortgage amounts, highest application values, and income levels of top applicants. Whether you're analyzing First Star Bank, S.S.B.'s lending patterns or researching mortgage trends, these statistics provide valuable transparency into their loan activity.

Our HMDA dataset for 2004 breaks down First Star Bank, S.S.B.'s mortgage applications by loan purpose, applicant race, loan type, approval outcomes, and reasons for denial. These insights help homebuyers, financial analysts, and industry professionals assess borrower demographics and lending practices, offering a clearer view of how First Star Bank, S.S.B. serves its applicants.

Each category highlights the total number of mortgage applications processed by First Star Bank, S.S.B., total loan amounts, average mortgage values, and the highest mortgage amounts recorded. You can also review borrower income trends, including the average and highest reported applicant incomes for loans issued by this lender. Whether you're evaluating lender performance, comparing mortgage approval rates, or exploring loan options, this HMDA-backed data offers a crucial look at First Star Bank, S.S.B.'s mortgage activity for 2004.

Mortgage Loan Application Totals for First Star Bank, S.S.B. by County in 2004

County Total Number of Mortgage Loan Applications Total Dollar Amount of Mortgage Loans Applications Average Mortgage Loan Application Amount Average Applicant Income
Clark County Nevada 198 $ 30,443,000 $ 153,000 $ 56,000
Dallas County Texas 117 $ 12,052,000 $ 103,000 $ 43,000
Travis County Texas 110 $ 17,071,000 $ 155,000 $ 216,000
Williamson County Texas 61 $ 7,899,000 $ 129,000 $ 75,000
Robertson County Texas 59 $ 3,783,000 $ 64,000 $ 59,000
Victoria County Texas 45 $ 3,258,000 $ 72,000 $ 54,000
Tarrant County Texas 38 $ 4,602,000 $ 121,000 $ 74,000
St. Louis County Missouri 37 $ 5,044,000 $ 136,000 $ 46,000
Guadalupe County Texas 29 $ 2,481,000 $ 85,000 $ 38,000
Denton County Texas 24 $ 2,997,000 $ 124,000 $ 43,000
Johnson County Texas 24 $ 2,106,000 $ 87,000 $ 38,000
St. Charles County Missouri 22 $ 3,175,000 $ 144,000 $ 61,000
Cullman County Alabama 21 $ 1,913,000 $ 91,000 $ 49,000
Collier County Florida 20 $ 3,259,000 $ 162,000 $ 39,000
Collin County Texas 20 $ 2,624,000 $ 131,000 $ 55,000
Nye County Nevada 18 $ 2,545,000 $ 141,000 $ 50,000
Harris County Texas 15 $ 1,621,000 $ 108,000 $ 169,000
Bastrop County Texas 12 $ 1,286,000 $ 107,000 $ 119,000
Hays County Texas 12 $ 1,556,000 $ 129,000 $ 197,000
Lee County Florida 9 $ 1,097,000 $ 121,000 $ 54,000
Refugio County Texas 9 $ 505,000 $ 56,000 $ 65,000
Bexar County Texas 8 $ 654,000 $ 81,000 $ 40,000
Grayson County Texas 8 $ 655,000 $ 81,000 $ 55,000
Parker County Texas 8 $ 687,000 $ 85,000 $ 46,000
Jefferson County Missouri 7 $ 789,000 $ 112,000 $ 45,000
Aransas County Texas 7 $ 863,000 $ 123,000 $ 89,000
Comal County Texas 7 $ 979,000 $ 139,000 $ 89,000
McLennan County Texas 7 $ 580,000 $ 82,000 $ 45,000
El Paso County Colorado 6 $ 772,000 $ 128,000 $ 68,000
Miami-Dade County Florida 6 $ 1,019,000 $ 169,000 $ 55,000
Brazos County Texas 6 $ 457,000 $ 76,000 $ 95,000
Boulder County Colorado 5 $ 587,000 $ 117,000 $ 70,000
Hillsborough County Florida 5 $ 541,000 $ 108,000 $ 74,000
Pinellas County Florida 5 $ 660,000 $ 132,000 $ 66,000
Burnet County Texas 5 $ 612,000 $ 122,000 $ 87,000
El Paso County Texas 5 $ 319,000 $ 63,000 $ 16,000
Nueces County Texas 5 $ 687,000 $ 137,000 $ 137,000
Tuscaloosa County Alabama 4 $ 698,000 $ 174,000 $ 65,000
Leon County Florida 4 $ 412,000 $ 103,000 $ 45,000
Pasco County Florida 4 $ 421,000 $ 105,000 $ 44,000
Maricopa County Arizona 3 $ 1,178,000 $ 392,000 $ 168,000
Sarasota County Florida 3 $ 413,000 $ 137,000 $ 60,000
Cook County Illinois 3 $ 212,000 $ 70,000 $ 34,000
St. Louis City County Missouri 3 $ 395,000 $ 131,000 $ 66,000
Caldwell County Texas 3 $ 255,000 $ 85,000 $ 62,000
DeWitt County Texas 3 $ 288,000 $ 96,000 $ 44,000
Limestone County Texas 3 $ 209,000 $ 69,000 $ 59,000
San Diego County California 2 $ 799,000 $ 399,000 $ 103,000
Broward County Florida 2 $ 355,000 $ 177,000 $ 62,000
Charlotte County Florida 2 $ 194,000 $ 97,000 $ 37,000
Duval County Florida 2 $ 276,000 $ 138,000 $ 50,000
Hernando County Florida 2 $ 175,000 $ 87,000 $ 40,000
Columbia County Georgia 2 $ 297,000 $ 148,000 $ 61,000
Richmond County Georgia 2 $ 300,000 $ 150,000 $ 56,000
St. Clair County Illinois 2 $ 198,000 $ 99,000 $ 39,000
Johnson County Kansas 2 $ 530,000 $ 265,000 $ 150,000
Berrien County Michigan 2 $ 218,000 $ 109,000 $ 100,000
Jackson County Missouri 2 $ 367,000 $ 183,000 $ 60,000
Washoe County Nevada 2 $ 263,000 $ 131,000 $ 64,000
Buncombe County North Carolina 2 $ 161,000 $ 80,000 $ 34,000
Union County North Carolina 2 $ 205,000 $ 102,000 $ 32,000
Cleveland County Oklahoma 2 $ 170,000 $ 85,000 $ 55,000
Oklahoma County Oklahoma 2 $ 169,000 $ 84,000 $ 45,000
Lackawanna County Pennsylvania 2 $ 80,000 $ 40,000 $ 22,000
Loudon County Tennessee 2 $ 115,000 $ 57,000 $ 87,000
Bell County Texas 2 $ 199,000 $ 99,000 $ 48,000
Brown County Texas 2 $ 124,000 $ 62,000 $ 66,000
Cooke County Texas 2 $ 144,000 $ 72,000 $ 58,000
Ellis County Texas 2 $ 123,000 $ 61,000 $ 26,000
Falls County Texas 2 $ 109,000 $ 54,000 $ 57,000
Fort Bend County Texas 2 $ 191,000 $ 95,000 $ 43,000
Gonzales County Texas 2 $ 234,000 $ 117,000 $ 68,000
Montgomery County Texas 2 $ 237,000 $ 118,000 $ 79,000
San Patricio County Texas 2 $ 177,000 $ 88,000 $ 77,000
Baldwin County Alabama 1 $ 200,000 $ 200,000 $ 67,000
Bibb County Alabama 1 $ 85,000 $ 85,000 $ 35,000
Blount County Alabama 1 $ 98,000 $ 98,000 $ 24,000
Hale County Alabama 1 $ 78,000 $ 78,000 $ 37,000
Jefferson County Alabama 1 $ 150,000 $ 150,000 $ 52,000
Navajo County Arizona 1 $ 144,000 $ 144,000 $ 53,000
Pima County Arizona 1 $ 91,000 $ 91,000 $ 41,000
White County Arkansas 1 $ 252,000 $ 252,000 $ 0
Los Angeles County California 1 $ 96,000 $ 96,000 $ 32,000
Sacramento County California 1 $ 310,000 $ 310,000 $ 70,000
San Mateo County California 1 $ 455,000 $ 455,000 $ 0
Santa Clara County California 1 $ 181,000 $ 181,000 $ 88,000
Arapahoe County Colorado 1 $ 135,000 $ 135,000 $ 0
Larimer County Colorado 1 $ 127,000 $ 127,000 $ 0
New Haven County Connecticut 1 $ 137,000 $ 137,000 $ 50,000
Alachua County Florida 1 $ 110,000 $ 110,000 $ 40,000
Brevard County Florida 1 $ 127,000 $ 127,000 $ 0
Jefferson County Florida 1 $ 210,000 $ 210,000 $ 168,000
Marion County Florida 1 $ 73,000 $ 73,000 $ 39,000
Polk County Florida 1 $ 142,000 $ 142,000 $ 0
Seminole County Florida 1 $ 70,000 $ 70,000 $ 0
Wakulla County Florida 1 $ 146,000 $ 146,000 $ 37,000
Walton County Florida 1 $ 440,000 $ 440,000 $ 324,000
Bibb County Georgia 1 $ 82,000 $ 82,000 $ 70,000
Clayton County Georgia 1 $ 97,000 $ 97,000 $ 39,000
Cobb County Georgia 1 $ 129,000 $ 129,000 $ 0
Fulton County Georgia 1 $ 144,000 $ 144,000 $ 62,000
Gilmer County Georgia 1 $ 106,000 $ 106,000 $ 105,000
Harris County Georgia 1 $ 54,000 $ 54,000 $ 33,000
Meriwether County Georgia 1 $ 59,000 $ 59,000 $ 29,000
Ada County Idaho 1 $ 196,000 $ 196,000 $ 115,000
Tazewell County Illinois 1 $ 192,000 $ 192,000 $ 0
Hamilton County Indiana 1 $ 190,000 $ 190,000 $ 83,000
Lake County Indiana 1 $ 113,000 $ 113,000 $ 0
Polk County Iowa 1 $ 228,000 $ 228,000 $ 56,000
Bullitt County Kentucky 1 $ 120,000 $ 120,000 $ 26,000
Jessamine County Kentucky 1 $ 108,000 $ 108,000 $ 75,000
Anne Arundel County Maryland 1 $ 99,000 $ 99,000 $ 46,000
Montgomery County Maryland 1 $ 215,000 $ 215,000 $ 89,000
Plymouth County Massachusetts 1 $ 77,000 $ 77,000 $ 58,000
Lenawee County Michigan 1 $ 145,000 $ 145,000 $ 59,000
Macomb County Michigan 1 $ 118,000 $ 118,000 $ 41,000
Wayne County Mississippi 1 $ 77,000 $ 77,000 $ 79,000
St. Francois County Missouri 1 $ 78,000 $ 78,000 $ 56,000
Elko County Nevada 1 $ 91,000 $ 91,000 $ 44,000
Burlington County New Jersey 1 $ 224,000 $ 224,000 $ 88,000
Mercer County New Jersey 1 $ 136,000 $ 136,000 $ 71,000
Nassau County New York 1 $ 517,000 $ 517,000 $ 200,000
Queens County New York 1 $ 334,000 $ 334,000 $ 151,000
Cumberland County North Carolina 1 $ 76,000 $ 76,000 $ 0
Gates County North Carolina 1 $ 128,000 $ 128,000 $ 38,000
Onslow County North Carolina 1 $ 102,000 $ 102,000 $ 34,000
Rowan County North Carolina 1 $ 68,000 $ 68,000 $ 43,000
Wake County North Carolina 1 $ 146,000 $ 146,000 $ 40,000
Butler County Ohio 1 $ 66,000 $ 66,000 $ 41,000
Clermont County Ohio 1 $ 83,000 $ 83,000 $ 43,000
Erie County Ohio 1 $ 114,000 $ 114,000 $ 98,000
Highland County Ohio 1 $ 94,000 $ 94,000 $ 41,000
Ottawa County Ohio 1 $ 103,000 $ 103,000 $ 39,000
Wagoner County Oklahoma 1 $ 107,000 $ 107,000 $ 64,000
Aiken County South Carolina 1 $ 166,000 $ 166,000 $ 61,000
Blount County Tennessee 1 $ 137,000 $ 137,000 $ 46,000
Knox County Tennessee 1 $ 125,000 $ 125,000 $ 87,000
Robertson County Tennessee 1 $ 106,000 $ 106,000 $ 64,000
Bandera County Texas 1 $ 71,000 $ 71,000 $ 50,000
Bee County Texas 1 $ 88,000 $ 88,000 $ 68,000
Bowie County Texas 1 $ 97,000 $ 97,000 $ 57,000
Brazoria County Texas 1 $ 94,000 $ 94,000 $ 56,000
Calhoun County Texas 1 $ 89,000 $ 89,000 $ 41,000
Cameron County Texas 1 $ 169,000 $ 169,000 $ 76,000
Chambers County Texas 1 $ 161,000 $ 161,000 $ 60,000
Eastland County Texas 1 $ 120,000 $ 120,000 $ 112,000
Erath County Texas 1 $ 87,000 $ 87,000 $ 37,000
Fannin County Texas 1 $ 43,000 $ 43,000 $ 17,000
Goliad County Texas 1 $ 161,000 $ 161,000 $ 56,000
Gregg County Texas 1 $ 88,000 $ 88,000 $ 72,000
Hardin County Texas 1 $ 74,000 $ 74,000 $ 25,000
Henderson County Texas 1 $ 67,000 $ 67,000 $ 30,000
Hill County Texas 1 $ 72,000 $ 72,000 $ 39,000
Hood County Texas 1 $ 75,000 $ 75,000 $ 44,000
Hunt County Texas 1 $ 45,000 $ 45,000 $ 15,000
Jackson County Texas 1 $ 167,000 $ 167,000 $ 38,000
Jefferson County Texas 1 $ 70,000 $ 70,000 $ 0
Kaufman County Texas 1 $ 107,000 $ 107,000 $ 49,000
Kerr County Texas 1 $ 154,000 $ 154,000 $ 72,000
Lampasas County Texas 1 $ 96,000 $ 96,000 $ 35,000
Lavaca County Texas 1 $ 27,000 $ 27,000 $ 41,000
Live Oak County Texas 1 $ 84,000 $ 84,000 $ 38,000
Llano County Texas 1 $ 168,000 $ 168,000 $ 156,000
Midland County Texas 1 $ 132,000 $ 132,000 $ 70,000
Rockwall County Texas 1 $ 122,000 $ 122,000 $ 48,000
Taylor County Texas 1 $ 62,000 $ 62,000 $ 34,000
Wharton County Texas 1 $ 67,000 $ 67,000 $ 40,000
Wilson County Texas 1 $ 199,000 $ 199,000 $ 96,000
Wise County Texas 1 $ 118,000 $ 118,000 $ 48,000
Prince William County Virginia 1 $ 193,000 $ 193,000 $ 70,000
Virginia Beach County Virginia 1 $ 124,000 $ 124,000 $ 45,000
York County Virginia 1 $ 119,000 $ 119,000 $ 39,000
Pacific County Washington 1 $ 76,000 $ 76,000 $ 0
Spokane County Washington 1 $ 97,000 $ 97,000 $ 0
Barron County Wisconsin 1 $ 79,000 $ 79,000 $ 69,000

Mortgage Loan Application Detail Totals for First Star Bank, S.S.B. in 2004

Loan Purpose

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Home Purchase 1,024 $122,282,000 $152,538 $584,000 $62,192 $3,359,000
Refinancing 479 $64,686,000 $154,222 $603,000 $66,814 $433,000
Home Improvement 17 $1,170,000 $70,333 $145,000 $82,666 $335,000

Applicant Race

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Not applicable 1,421 $181,049,000 $150,242 $603,000 $61,454 $987,000
White 86 $6,384,000 $65,500 $425,000 $154,500 $3,359,000
Hispanic 7 $288,000 $34,000 $144,000 $40,500 $100,000
Black or African American 3 $148,000 $62,000 $100,000 $49,500 $97,000
Not Provided 2 $168,000 $84,000 $137,000 $86,000 $108,000
Native Hawaiian or Other Pacific Islander 1 $101,000 $101,000 $101,000 $29,000 $29,000
American Indian or Alaskan Native 0 $0 $0 $0 $0 $0
Asian 0 $0 $0 $0 $0 $0

Loan Type

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
FHA-insured (Federal Housing Administration) 898 $105,804,000 $115,000 $248,000 $40,777 $972,000
Conventional (any loan other than FHA, VA, FSA, or RHS loans) 509 $67,546,000 $152,370 $603,000 $73,074 $3,359,000
VA-guaranteed (Veterans Administration) 113 $14,788,000 $137,050 $264,000 $49,200 $162,000
FSA/RHS (Farm Service Agency or Rural Housing Service) 0 $0 $0 $0 $0 $0

Outcome

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Loan Purchased By The Institution 1,422 $181,150,000 $150,242 $603,000 $61,454 $987,000
Loan Originated 93 $6,725,000 $64,500 $425,000 $125,000 $3,359,000
Application Denied By Financial Institution 3 $161,000 $41,500 $100,000 $24,500 $36,000
Application Withdrawn By Applicant 2 $102,000 $51,000 $78,000 $34,000 $37,000
File Closed For Incompleteness 0 $0 $0 $0 $0 $0
Application Approved But Not Accepted 0 $0 $0 $0 $0 $0
Preapproval Approved but not Accepted 0 $0 $0 $0 $0 $0
Preapproval Denied by Financial Institution 0 $0 $0 $0 $0 $0

Denial Reason

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Collateral 0 $0 $0 $0 $0 $0
Credit Application Incomplete 0 $0 $0 $0 $0 $0
Credit History 0 $0 $0 $0 $0 $0
Debt-To-Income Ratio 0 $0 $0 $0 $0 $0
Employment History 0 $0 $0 $0 $0 $0
Insufficient Cash (Downpayment, Closing Cost) 0 $0 $0 $0 $0 $0
Mortgage Insurance Denied 0 $0 $0 $0 $0 $0
Other 0 $0 $0 $0 $0 $0
Unverifiable Information 0 $0 $0 $0 $0 $0

Our comprehensive HMDA mortgage statistics provide invaluable insights into First Star Bank, S.S.B.'s 2004 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.

This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics, and assess First Star Bank, S.S.B.'s mortgage approval patterns. Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
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