Centennial Bank
HMDA Loan Application Totals
and Mortgage Lending Details
for 2014
Centennial Bank 2014 HMDA loan application data provides key insights into its mortgage lending trends, applicant demographics, and loan distribution.
The Home Mortgage Disclosure Act (HMDA) requires lenders to report detailed loan application data, offering transparency into lending patterns.
The data reveals trends in average loan size, applicant income, and mortgage approval rates, helping consumers and analysts understand lending accessibility.
Below, explore a breakdown of loan applications by county, metro area, loan purpose, applicant race, loan type, and more.
Whether you're an industry professional, homebuyer, or researcher,
this information provides valuable insights into mortgage lending activity.
Scroll down to view the full dataset and analyze lending trends in greater detail.
| Mortgage Company & Address | Centennial Bank Po Box 966 Conway, AR 72033 Tel #: available with data download |
| Federal Regulator | * available with data download |
| Years | 2023 2022 2021 2020 2019 2018 2017 2016 2015 2014 2013 2012 2011 2010 2009 2008 2007 2006 |
| Total Number of Mortgage Applications | 3,187 |
| Total Mortgage Loan Application Amount | $653,617,000 |
| Average Mortgage Loan Application Amount | $161,666 |
| Highest Mortgage Loan Application Amount | $40,478,000 |
| Average Applicant Income | $88,666 |
| Highest Applicant Income | $4,594,000 |
Explore comprehensive HMDA mortgage statistics and lending trends for 2014 with Centennial Bank. Below, you'll find key insights into this lender's mortgage activity, including total loan applications, average mortgage amounts, highest application values, and income levels of top applicants. Whether you're analyzing Centennial Bank's lending patterns or researching mortgage trends, these statistics provide valuable transparency into their loan activity.
Our HMDA dataset for 2014 breaks down Centennial Bank's mortgage applications by loan purpose, applicant race, loan type, approval outcomes, and reasons for denial. These insights help homebuyers, financial analysts, and industry professionals assess borrower demographics and lending practices, offering a clearer view of how Centennial Bank serves its applicants.
Each category highlights the total number of mortgage applications processed by Centennial Bank, total loan amounts, average mortgage values, and the highest mortgage amounts recorded. You can also review borrower income trends, including the average and highest reported applicant incomes for loans issued by this lender. Whether you're evaluating lender performance, comparing mortgage approval rates, or exploring loan options, this HMDA-backed data offers a crucial look at Centennial Bank's mortgage activity for 2014.
| County | Total Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loans Applications | Average Mortgage Loan Application Amount | Average Applicant Income |
|---|---|---|---|---|
| Faulkner County Arkansas | 363 | $ 60,795,000 | $ 167,000 | $ 91,000 |
| Pulaski County Arkansas | 277 | $ 78,851,000 | $ 284,000 | $ 86,000 |
| Leon County Florida | 181 | $ 33,547,000 | $ 185,000 | $ 85,000 |
| Benton County Arkansas | 180 | $ 27,729,000 | $ 154,000 | $ 75,000 |
| Pope County Arkansas | 164 | $ 18,799,000 | $ 114,000 | $ 57,000 |
| Craighead County Arkansas | 156 | $ 24,864,000 | $ 159,000 | $ 86,000 |
| Bay County Florida | 141 | $ 27,381,000 | $ 194,000 | $ 118,000 |
| Washington County Arkansas | 136 | $ 22,906,000 | $ 168,000 | $ 107,000 |
| Gulf County Florida | 115 | $ 23,779,000 | $ 206,000 | $ 155,000 |
| Lonoke County Arkansas | 97 | $ 13,088,000 | $ 134,000 | $ 57,000 |
| White County Arkansas | 97 | $ 14,788,000 | $ 152,000 | $ 60,000 |
| Greene County Arkansas | 74 | $ 8,913,000 | $ 120,000 | $ 115,000 |
| Walton County Florida | 70 | $ 28,323,000 | $ 404,000 | $ 240,000 |
| Monroe County Florida | 67 | $ 21,004,000 | $ 313,000 | $ 162,000 |
| Yell County Arkansas | 64 | $ 6,668,000 | $ 104,000 | $ 57,000 |
| Baldwin County Alabama | 62 | $ 22,645,000 | $ 365,000 | $ 142,000 |
| Saline County Arkansas | 57 | $ 49,465,000 | $ 867,000 | $ 67,000 |
| Wakulla County Florida | 51 | $ 5,543,000 | $ 108,000 | $ 65,000 |
| Sebastian County Arkansas | 48 | $ 13,299,000 | $ 277,000 | $ 66,000 |
| Crawford County Arkansas | 46 | $ 6,197,000 | $ 134,000 | $ 76,000 |
| Escambia County Florida | 46 | $ 10,793,000 | $ 234,000 | $ 140,000 |
| Okaloosa County Florida | 45 | $ 12,042,000 | $ 267,000 | $ 117,000 |
| Franklin County Florida | 37 | $ 3,335,000 | $ 90,000 | $ 78,000 |
| Santa Rosa County Florida | 29 | $ 6,614,000 | $ 228,000 | $ 127,000 |
| Sharp County Arkansas | 28 | $ 2,724,000 | $ 97,000 | $ 112,000 |
| Johnson County Arkansas | 27 | $ 2,353,000 | $ 87,000 | $ 48,000 |
| Calhoun County Florida | 27 | $ 3,292,000 | $ 121,000 | $ 131,000 |
| Baxter County Arkansas | 26 | $ 3,054,000 | $ 117,000 | $ 93,000 |
| Cleburne County Arkansas | 25 | $ 2,824,000 | $ 112,000 | $ 82,000 |
| Conway County Arkansas | 23 | $ 1,781,000 | $ 77,000 | $ 53,000 |
| Stone County Arkansas | 23 | $ 2,479,000 | $ 107,000 | $ 98,000 |
| Pasco County Florida | 23 | $ 4,660,000 | $ 202,000 | $ 157,000 |
| Independence County Arkansas | 22 | $ 1,895,000 | $ 86,000 | $ 56,000 |
| Charlotte County Florida | 18 | $ 3,779,000 | $ 209,000 | $ 108,000 |
| Hillsborough County Florida | 17 | $ 6,012,000 | $ 353,000 | $ 80,000 |
| Lake County Florida | 17 | $ 3,093,000 | $ 181,000 | $ 93,000 |
| Liberty County Florida | 16 | $ 1,813,000 | $ 113,000 | $ 58,000 |
| Perry County Arkansas | 14 | $ 1,444,000 | $ 103,000 | $ 94,000 |
| Polk County Florida | 14 | $ 3,081,000 | $ 220,000 | $ 78,000 |
| Gadsden County Florida | 12 | $ 1,820,000 | $ 151,000 | $ 131,000 |
| Clay County Arkansas | 11 | $ 401,000 | $ 36,000 | $ 26,000 |
| Orange County Florida | 11 | $ 2,446,000 | $ 222,000 | $ 68,000 |
| Logan County Arkansas | 10 | $ 1,018,000 | $ 101,000 | $ 60,000 |
| Fulton County Arkansas | 8 | $ 1,196,000 | $ 149,000 | $ 59,000 |
| Garland County Arkansas | 8 | $ 2,759,000 | $ 344,000 | $ 698,000 |
| Mississippi County Arkansas | 8 | $ 823,000 | $ 102,000 | $ 56,000 |
| Poinsett County Arkansas | 8 | $ 743,000 | $ 92,000 | $ 70,000 |
| Randolph County Arkansas | 8 | $ 1,010,000 | $ 126,000 | $ 83,000 |
| Washington County Florida | 8 | $ 1,414,000 | $ 176,000 | $ 66,000 |
| Delaware County Oklahoma | 8 | $ 361,000 | $ 45,000 | $ 57,000 |
| Van Buren County Arkansas | 6 | $ 1,062,000 | $ 177,000 | $ 48,000 |
| Le Flore County Oklahoma | 6 | $ 679,000 | $ 113,000 | $ 71,000 |
| Hot Spring County Arkansas | 5 | $ 414,000 | $ 82,000 | $ 47,000 |
| Izard County Arkansas | 5 | $ 632,000 | $ 126,000 | $ 77,000 |
| Brevard County Florida | 5 | $ 196,000 | $ 39,000 | $ 0 |
| Broward County Florida | 5 | $ 1,870,000 | $ 374,000 | $ 155,000 |
| Osceola County Florida | 5 | $ 1,186,000 | $ 237,000 | $ 45,000 |
| Seminole County Florida | 5 | $ 1,416,000 | $ 283,000 | $ 160,000 |
| Cleveland County Arkansas | 4 | $ 191,000 | $ 47,000 | $ 71,000 |
| Cross County Arkansas | 4 | $ 540,000 | $ 135,000 | $ 59,000 |
| Franklin County Arkansas | 4 | $ 847,000 | $ 211,000 | $ 73,000 |
| Jefferson County Arkansas | 4 | $ 366,000 | $ 91,000 | $ 75,000 |
| Lee County Florida | 4 | $ 456,000 | $ 114,000 | $ 109,000 |
| Pinellas County Florida | 4 | $ 565,000 | $ 141,000 | $ 50,000 |
| Dallas County Arkansas | 3 | $ 256,000 | $ 85,000 | $ 30,000 |
| Jackson County Arkansas | 3 | $ 219,000 | $ 73,000 | $ 26,000 |
| Hernando County Florida | 3 | $ 237,000 | $ 79,000 | $ 160,000 |
| Jefferson County Florida | 3 | $ 631,000 | $ 210,000 | $ 96,000 |
| Palm Beach County Florida | 3 | $ 791,000 | $ 263,000 | $ 423,000 |
| Adair County Oklahoma | 3 | $ 64,000 | $ 21,000 | $ 37,000 |
| Oklahoma County Oklahoma | 3 | $ 14,074,000 | $ 4,691,000 | $ 10,000 |
| Seminole County Oklahoma | 3 | $ 179,000 | $ 59,000 | $ 0 |
| Travis County Texas | 3 | $ 330,000 | $ 110,000 | $ 146,000 |
| Houston County Alabama | 2 | $ 158,000 | $ 79,000 | $ 178,000 |
| Mobile County Alabama | 2 | $ 342,000 | $ 171,000 | $ 68,000 |
| Clark County Arkansas | 2 | $ 202,000 | $ 101,000 | $ 16,000 |
| Drew County Arkansas | 2 | $ 213,000 | $ 106,000 | $ 78,000 |
| Grant County Arkansas | 2 | $ 289,000 | $ 144,000 | $ 86,000 |
| Lawrence County Arkansas | 2 | $ 134,000 | $ 67,000 | $ 45,000 |
| Marion County Arkansas | 2 | $ 262,000 | $ 131,000 | $ 570,000 |
| Nevada County Arkansas | 2 | $ 202,000 | $ 101,000 | $ 50,000 |
| Ouachita County Arkansas | 2 | $ 15,000 | $ 7,000 | $ 42,000 |
| Duval County Florida | 2 | $ 308,000 | $ 154,000 | $ 102,000 |
| Jackson County Florida | 2 | $ 265,000 | $ 132,000 | $ 408,000 |
| Miami-Dade County Florida | 2 | $ 261,000 | $ 130,000 | $ 443,000 |
| DeSoto County Mississippi | 2 | $ 286,000 | $ 143,000 | $ 52,000 |
| Tulsa County Oklahoma | 2 | $ 6,682,000 | $ 3,341,000 | $ 54,000 |
| Shelby County Tennessee | 2 | $ 206,000 | $ 103,000 | $ 92,000 |
| Escambia County Alabama | 1 | $ 79,000 | $ 79,000 | $ 77,000 |
| Arkansas County Arkansas | 1 | $ 180,000 | $ 180,000 | $ 131,000 |
| Boone County Arkansas | 1 | $ 120,000 | $ 120,000 | $ 44,000 |
| Calhoun County Arkansas | 1 | $ 113,000 | $ 113,000 | $ 91,000 |
| Carroll County Arkansas | 1 | $ 125,000 | $ 125,000 | $ 178,000 |
| Chicot County Arkansas | 1 | $ 59,000 | $ 59,000 | $ 143,000 |
| Madison County Arkansas | 1 | $ 90,000 | $ 90,000 | $ 55,000 |
| Miller County Arkansas | 1 | $ 144,000 | $ 144,000 | $ 110,000 |
| Phillips County Arkansas | 1 | $ 148,000 | $ 148,000 | $ 0 |
| Polk County Arkansas | 1 | $ 80,000 | $ 80,000 | $ 65,000 |
| Scott County Arkansas | 1 | $ 130,000 | $ 130,000 | $ 48,000 |
| Woodruff County Arkansas | 1 | $ 24,000 | $ 24,000 | $ 104,000 |
| Arapahoe County Colorado | 1 | $ 390,000 | $ 390,000 | $ 206,000 |
| Citrus County Florida | 1 | $ 164,000 | $ 164,000 | $ 73,000 |
| Clay County Florida | 1 | $ 182,000 | $ 182,000 | $ 50,000 |
| Manatee County Florida | 1 | $ 640,000 | $ 640,000 | $ 223,000 |
| Marion County Florida | 1 | $ 293,000 | $ 293,000 | $ 127,000 |
| Martin County Florida | 1 | $ 146,000 | $ 146,000 | $ 51,000 |
| Nassau County Florida | 1 | $ 900,000 | $ 900,000 | $ 596,000 |
| Sarasota County Florida | 1 | $ 137,000 | $ 137,000 | $ 0 |
| St. Johns County Florida | 1 | $ 417,000 | $ 417,000 | $ 147,000 |
| Volusia County Florida | 1 | $ 799,000 | $ 799,000 | $ 223,000 |
| Cobb County Georgia | 1 | $ 161,000 | $ 161,000 | $ 0 |
| Hall County Georgia | 1 | $ 371,000 | $ 371,000 | $ 368,000 |
| Monroe County Illinois | 1 | $ 179,000 | $ 179,000 | $ 105,000 |
| Calcasieu County Louisiana | 1 | $ 175,000 | $ 175,000 | $ 101,000 |
| Winston County Mississippi | 1 | $ 100,000 | $ 100,000 | $ 0 |
| Butler County Missouri | 1 | $ 127,000 | $ 127,000 | $ 93,000 |
| Dunklin County Missouri | 1 | $ 1,000 | $ 1,000 | $ 34,000 |
| McDonald County Missouri | 1 | $ 30,000 | $ 30,000 | $ 45,000 |
| Oregon County Missouri | 1 | $ 50,000 | $ 50,000 | $ 60,000 |
| Ozark County Missouri | 1 | $ 153,000 | $ 153,000 | $ 94,000 |
| Platte County Missouri | 1 | $ 8,840,000 | $ 8,840,000 | $ 0 |
| Craven County North Carolina | 1 | $ 242,000 | $ 242,000 | $ 0 |
| Pittsburg County Oklahoma | 1 | $ 7,000 | $ 7,000 | $ 32,000 |
| Sequoyah County Oklahoma | 1 | $ 56,000 | $ 56,000 | $ 0 |
| Tipton County Tennessee | 1 | $ 60,000 | $ 60,000 | $ 62,000 |
| Burnet County Texas | 1 | $ 314,000 | $ 314,000 | $ 338,000 |
| Dallas County Texas | 1 | $ 239,000 | $ 239,000 | $ 275,000 |
| Harris County Texas | 1 | $ 292,000 | $ 292,000 | $ 60,000 |
| Reeves County Texas | 1 | $ 191,000 | $ 191,000 | $ 0 |
Mortgage Loan Application Detail Totals for Centennial Bank in 2014
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Home Purchase | 2,169 | $457,046,000 | $210,000 | $40,478,000 | $97,000 | $4,594,000 |
| Refinancing | 841 | $187,031,000 | $222,000 | $28,000,000 | $100,000 | $3,000,000 |
| Home Improvement | 177 | $9,540,000 | $53,000 | $1,250,000 | $69,000 | $527,000 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| White | 2,533 | $414,907,000 | $163,000 | $1,907,000 | $107,000 | $3,000,000 |
| Not applicable | 314 | $189,468,000 | $603,000 | $40,478,000 | $0 | $75,000 |
| Not Provided | 105 | $16,399,000 | $156,000 | $1,250,000 | $165,000 | $4,594,000 |
| Hispanic | 103 | $14,323,000 | $139,000 | $605,000 | $70,000 | $600,000 |
| Black or African American | 81 | $9,129,000 | $112,000 | $475,000 | $71,000 | $224,000 |
| Asian | 34 | $7,282,000 | $214,000 | $939,000 | $93,000 | $347,000 |
| American Indian or Alaskan Native | 13 | $1,162,000 | $89,000 | $168,000 | $59,000 | $135,000 |
| Native Hawaiian or Other Pacific Islander | 4 | $947,000 | $236,000 | $284,000 | $106,000 | $251,000 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 2,490 | $556,116,000 | $223,000 | $40,478,000 | $108,000 | $4,594,000 |
| FHA-insured (Federal Housing Administration) | 279 | $39,159,000 | $140,000 | $380,000 | $60,000 | $195,000 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 250 | $27,480,000 | $109,000 | $255,000 | $41,000 | $103,000 |
| VA-guaranteed (Veterans Administration) | 168 | $30,862,000 | $183,000 | $488,000 | $69,000 | $273,000 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Loan Originated | 2,506 | $549,331,000 | $219,000 | $40,478,000 | $95,000 | $2,304,000 |
| Application Withdrawn By Applicant | 360 | $66,066,000 | $183,000 | $1,250,000 | $136,000 | $4,594,000 |
| Application Denied By Financial Institution | 320 | $37,936,000 | $118,000 | $960,000 | $65,000 | $1,092,000 |
| Application Approved But Not Accepted | 1 | $284,000 | $284,000 | $284,000 | $0 | $0 |
| File Closed For Incompleteness | 0 | $0 | $0 | $0 | $0 | $0 |
| Loan Purchased By The Institution | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Approved but not Accepted | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Denied by Financial Institution | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Collateral | 0 | $0 | $0 | $0 | $0 | $0 |
| Credit Application Incomplete | 0 | $0 | $0 | $0 | $0 | $0 |
| Credit History | 0 | $0 | $0 | $0 | $0 | $0 |
| Debt-To-Income Ratio | 0 | $0 | $0 | $0 | $0 | $0 |
| Employment History | 0 | $0 | $0 | $0 | $0 | $0 |
| Insufficient Cash (Downpayment, Closing Cost) | 0 | $0 | $0 | $0 | $0 | $0 |
| Mortgage Insurance Denied | 0 | $0 | $0 | $0 | $0 | $0 |
| Other | 0 | $0 | $0 | $0 | $0 | $0 |
| Unverifiable Information | 0 | $0 | $0 | $0 | $0 | $0 |
Our comprehensive HMDA mortgage statistics provide invaluable insights into Centennial Bank's 2014 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.
This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics,
and assess Centennial Bank's mortgage approval patterns.
Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
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with aggregated HMDA statistics today.