Centennial Bank
HMDA Loan Application Totals
and Mortgage Lending Details
for 2021
Centennial Bank 2021 HMDA loan application data provides key insights into its mortgage lending trends, applicant demographics, and loan distribution.
The Home Mortgage Disclosure Act (HMDA) requires lenders to report detailed loan application data, offering transparency into lending patterns.
The data reveals trends in average loan size, applicant income, and mortgage approval rates, helping consumers and analysts understand lending accessibility.
Below, explore a breakdown of loan applications by county, metro area, loan purpose, applicant race, loan type, and more.
Whether you're an industry professional, homebuyer, or researcher,
this information provides valuable insights into mortgage lending activity.
Scroll down to view the full dataset and analyze lending trends in greater detail.
| Mortgage Company & Address | Centennial Bank Po Box 966 Conway, AR 72033 Tel #: available with data download |
| Federal Regulator | * available with data download |
| Years | 2023 2022 2021 2020 2019 2018 2017 2016 2015 2014 2013 2012 2011 2010 2009 2008 2007 2006 |
| Total Number of Mortgage Applications | 5,647 |
| Total Mortgage Loan Application Amount | $1,637,855,000 |
| Average Mortgage Loan Application Amount | $243,600 |
| Highest Mortgage Loan Application Amount | $68,615,000 |
| Average Applicant Income | $125,200 |
| Highest Applicant Income | $7,534,000 |
Explore comprehensive HMDA mortgage statistics and lending trends for 2021 with Centennial Bank. Below, you'll find key insights into this lender's mortgage activity, including total loan applications, average mortgage amounts, highest application values, and income levels of top applicants. Whether you're analyzing Centennial Bank's lending patterns or researching mortgage trends, these statistics provide valuable transparency into their loan activity.
Our HMDA dataset for 2021 breaks down Centennial Bank's mortgage applications by loan purpose, applicant race, loan type, approval outcomes, and reasons for denial. These insights help homebuyers, financial analysts, and industry professionals assess borrower demographics and lending practices, offering a clearer view of how Centennial Bank serves its applicants.
Each category highlights the total number of mortgage applications processed by Centennial Bank, total loan amounts, average mortgage values, and the highest mortgage amounts recorded. You can also review borrower income trends, including the average and highest reported applicant incomes for loans issued by this lender. Whether you're evaluating lender performance, comparing mortgage approval rates, or exploring loan options, this HMDA-backed data offers a crucial look at Centennial Bank's mortgage activity for 2021.
| County | Total Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loans Applications | Average Mortgage Loan Application Amount | Average Applicant Income |
|---|---|---|---|---|
| Faulkner County Arkansas | 633 | $ 122,975,000 | $ 194,000 | $ 90,000 |
| Pulaski County Arkansas | 409 | $ 80,885,000 | $ 197,000 | $ 90,000 |
| Bay County Florida | 337 | $ 87,505,000 | $ 259,000 | $ 127,000 |
| Benton County Arkansas | 219 | $ 54,675,000 | $ 249,000 | $ 99,000 |
| Lonoke County Arkansas | 218 | $ 39,030,000 | $ 179,000 | $ 83,000 |
| Washington County Arkansas | 209 | $ 47,835,000 | $ 228,000 | $ 114,000 |
| Craighead County Arkansas | 194 | $ 32,890,000 | $ 169,000 | $ 74,000 |
| Leon County Florida | 172 | $ 31,840,000 | $ 185,000 | $ 85,000 |
| Broward County Florida | 146 | $ 75,340,000 | $ 516,000 | $ 226,000 |
| Gulf County Florida | 139 | $ 45,035,000 | $ 323,000 | $ 162,000 |
| White County Arkansas | 137 | $ 21,745,000 | $ 158,000 | $ 82,000 |
| Pope County Arkansas | 132 | $ 19,910,000 | $ 150,000 | $ 73,000 |
| Conway County Arkansas | 116 | $ 15,770,000 | $ 135,000 | $ 66,000 |
| Escambia County Florida | 110 | $ 26,760,000 | $ 243,000 | $ 176,000 |
| Okaloosa County Florida | 109 | $ 33,755,000 | $ 309,000 | $ 119,000 |
| Monroe County Florida | 105 | $ 52,485,000 | $ 499,000 | $ 262,000 |
| Charlotte County Florida | 99 | $ 36,285,000 | $ 366,000 | $ 163,000 |
| Osceola County Florida | 95 | $ 33,885,000 | $ 356,000 | $ 160,000 |
| Sarasota County Florida | 95 | $ 35,285,000 | $ 371,000 | $ 173,000 |
| Baldwin County Alabama | 90 | $ 24,220,000 | $ 269,000 | $ 139,000 |
| Orange County Florida | 89 | $ 110,545,000 | $ 1,242,000 | $ 222,000 |
| Wakulla County Florida | 89 | $ 16,035,000 | $ 180,000 | $ 71,000 |
| Saline County Arkansas | 87 | $ 18,775,000 | $ 215,000 | $ 88,000 |
| Walton County Florida | 80 | $ 39,260,000 | $ 490,000 | $ 232,000 |
| Santa Rosa County Florida | 71 | $ 27,215,000 | $ 383,000 | $ 240,000 |
| Palm Beach County Florida | 68 | $ 42,630,000 | $ 626,000 | $ 288,000 |
| Sebastian County Arkansas | 66 | $ 8,030,000 | $ 121,000 | $ 52,000 |
| Greene County Arkansas | 61 | $ 8,725,000 | $ 143,000 | $ 78,000 |
| Hillsborough County Florida | 61 | $ 29,965,000 | $ 491,000 | $ 169,000 |
| Independence County Arkansas | 58 | $ 7,700,000 | $ 132,000 | $ 81,000 |
| Franklin County Florida | 53 | $ 12,295,000 | $ 231,000 | $ 114,000 |
| Miami-Dade County Florida | 51 | $ 96,135,000 | $ 1,885,000 | $ 557,000 |
| Pasco County Florida | 47 | $ 12,465,000 | $ 265,000 | $ 132,000 |
| Crawford County Arkansas | 42 | $ 5,270,000 | $ 125,000 | $ 60,000 |
| Hernando County Florida | 40 | $ 11,020,000 | $ 275,000 | $ 128,000 |
| Manatee County Florida | 40 | $ 15,930,000 | $ 398,000 | $ 326,000 |
| Pinellas County Florida | 40 | $ 16,900,000 | $ 422,000 | $ 186,000 |
| Polk County Florida | 39 | $ 10,815,000 | $ 277,000 | $ 289,000 |
| Cleburne County Arkansas | 38 | $ 8,890,000 | $ 233,000 | $ 91,000 |
| Sharp County Arkansas | 34 | $ 3,400,000 | $ 100,000 | $ 64,000 |
| Baxter County Arkansas | 29 | $ 4,905,000 | $ 169,000 | $ 87,000 |
| Collier County Florida | 29 | $ 28,595,000 | $ 986,000 | $ 520,000 |
| Lee County Florida | 29 | $ 10,175,000 | $ 350,000 | $ 213,000 |
| Perry County Arkansas | 27 | $ 4,115,000 | $ 152,000 | $ 90,000 |
| Yell County Arkansas | 27 | $ 3,415,000 | $ 126,000 | $ 62,000 |
| Stone County Arkansas | 24 | $ 3,610,000 | $ 150,000 | $ 90,000 |
| Jefferson County Arkansas | 23 | $ 2,815,000 | $ 122,000 | $ 56,000 |
| Phillips County Arkansas | 23 | $ 2,125,000 | $ 92,000 | $ 39,000 |
| Lake County Florida | 22 | $ 10,230,000 | $ 465,000 | $ 181,000 |
| Van Buren County Arkansas | 21 | $ 3,455,000 | $ 164,000 | $ 98,000 |
| Garland County Arkansas | 20 | $ 5,800,000 | $ 290,000 | $ 221,000 |
| Johnson County Arkansas | 17 | $ 2,375,000 | $ 139,000 | $ 86,000 |
| Seminole County Florida | 17 | $ 5,545,000 | $ 326,000 | $ 152,000 |
| Mississippi County Arkansas | 16 | $ 1,220,000 | $ 76,000 | $ 60,000 |
| Poinsett County Arkansas | 14 | $ 1,330,000 | $ 95,000 | $ 54,000 |
| Citrus County Florida | 14 | $ 3,920,000 | $ 280,000 | $ 148,000 |
| Gadsden County Florida | 13 | $ 1,735,000 | $ 133,000 | $ 59,000 |
| Volusia County Florida | 13 | $ 5,255,000 | $ 404,000 | $ 233,000 |
| Washington County Florida | 11 | $ 1,735,000 | $ 157,000 | $ 58,000 |
| Clay County Arkansas | 10 | $ 1,140,000 | $ 114,000 | $ 84,000 |
| Franklin County Arkansas | 8 | $ 1,180,000 | $ 147,000 | $ 74,000 |
| Alachua County Florida | 8 | $ 2,500,000 | $ 312,000 | $ 150,000 |
| Brevard County Florida | 8 | $ 1,680,000 | $ 210,000 | $ 88,000 |
| Fulton County Arkansas | 7 | $ 615,000 | $ 87,000 | $ 67,000 |
| Madison County Arkansas | 7 | $ 1,405,000 | $ 200,000 | $ 80,000 |
| Jackson County Florida | 7 | $ 1,515,000 | $ 216,000 | $ 56,000 |
| Hot Spring County Arkansas | 6 | $ 1,180,000 | $ 196,000 | $ 53,000 |
| Randolph County Arkansas | 6 | $ 550,000 | $ 91,000 | $ 61,000 |
| Calhoun County Florida | 6 | $ 850,000 | $ 141,000 | $ 82,000 |
| Adair County Oklahoma | 6 | $ 1,130,000 | $ 188,000 | $ 46,000 |
| Grant County Arkansas | 5 | $ 975,000 | $ 195,000 | $ 79,000 |
| Izard County Arkansas | 5 | $ 645,000 | $ 129,000 | $ 57,000 |
| Logan County Arkansas | 5 | $ 765,000 | $ 153,000 | $ 81,000 |
| Duval County Florida | 5 | $ 1,765,000 | $ 353,000 | $ 97,000 |
| Marion County Florida | 5 | $ 1,775,000 | $ 355,000 | $ 273,000 |
| Delaware County Oklahoma | 5 | $ 895,000 | $ 179,000 | $ 63,000 |
| Montgomery County Alabama | 4 | $ 280,000 | $ 70,000 | $ 29,000 |
| Carroll County Arkansas | 4 | $ 780,000 | $ 195,000 | $ 60,000 |
| Jackson County Arkansas | 4 | $ 280,000 | $ 70,000 | $ 39,000 |
| Lawrence County Arkansas | 4 | $ 290,000 | $ 72,000 | $ 43,000 |
| Prairie County Arkansas | 4 | $ 730,000 | $ 182,000 | $ 68,000 |
| Liberty County Florida | 4 | $ 410,000 | $ 102,000 | $ 41,000 |
| Martin County Florida | 4 | $ 1,830,000 | $ 457,000 | $ 140,000 |
| Calcasieu County Louisiana | 4 | $ 820,000 | $ 205,000 | $ 71,000 |
| Dallas County Texas | 4 | $ 2,350,000 | $ 587,000 | $ 306,000 |
| Harris County Texas | 4 | $ 1,680,000 | $ 420,000 | $ 325,000 |
| Newton County Arkansas | 3 | $ 515,000 | $ 171,000 | $ 71,000 |
| St. Francis County Arkansas | 3 | $ 115,000 | $ 38,000 | $ 50,000 |
| Jefferson County Florida | 3 | $ 845,000 | $ 281,000 | $ 67,000 |
| St. Lucie County Florida | 3 | $ 1,375,000 | $ 458,000 | $ 52,000 |
| Sumter County Florida | 3 | $ 655,000 | $ 218,000 | $ 55,000 |
| Grady County Georgia | 3 | $ 1,045,000 | $ 348,000 | $ 101,000 |
| Dunklin County Missouri | 3 | $ 295,000 | $ 98,000 | $ 54,000 |
| Transylvania County North Carolina | 3 | $ 805,000 | $ 268,000 | $ 192,000 |
| Sequoyah County Oklahoma | 3 | $ 445,000 | $ 148,000 | $ 62,000 |
| Shelby County Tennessee | 3 | $ 1,165,000 | $ 388,000 | $ 110,000 |
| Mobile County Alabama | 2 | $ 420,000 | $ 210,000 | $ 104,000 |
| Russell County Alabama | 2 | $ 3,510,000 | $ 1,755,000 | $ 0 |
| Los Angeles County California | 2 | $ 890,000 | $ 445,000 | $ 153,000 |
| Flagler County Florida | 2 | $ 650,000 | $ 325,000 | $ 97,000 |
| Holmes County Florida | 2 | $ 380,000 | $ 190,000 | $ 72,000 |
| Indian River County Florida | 2 | $ 720,000 | $ 360,000 | $ 139,000 |
| St. Johns County Florida | 2 | $ 1,120,000 | $ 560,000 | $ 300,000 |
| Cobb County Georgia | 2 | $ 710,000 | $ 355,000 | $ 83,000 |
| DeKalb County Georgia | 2 | $ 580,000 | $ 290,000 | $ 112,000 |
| Lanier County Georgia | 2 | $ 270,000 | $ 135,000 | $ 58,000 |
| Lowndes County Georgia | 2 | $ 550,000 | $ 275,000 | $ 312,000 |
| Vermilion County Louisiana | 2 | $ 420,000 | $ 210,000 | $ 145,000 |
| Norfolk County Massachusetts | 2 | $ 550,000 | $ 275,000 | $ 56,000 |
| Harrison County Mississippi | 2 | $ 240,000 | $ 120,000 | $ 68,000 |
| Scott County Mississippi | 2 | $ 530,000 | $ 265,000 | $ 122,000 |
| Howell County Missouri | 2 | $ 250,000 | $ 125,000 | $ 91,000 |
| St. Charles County Missouri | 2 | $ 400,000 | $ 200,000 | $ 86,000 |
| Clark County Nevada | 2 | $ 1,560,000 | $ 780,000 | $ 226,000 |
| Broome County New York | 2 | $ 140,000 | $ 70,000 | $ 26,000 |
| Jackson County North Carolina | 2 | $ 570,000 | $ 285,000 | $ 116,000 |
| Cherokee County Oklahoma | 2 | $ 720,000 | $ 360,000 | $ 88,000 |
| Charleston County South Carolina | 2 | $ 400,000 | $ 200,000 | $ 604,000 |
| Wilson County Tennessee | 2 | $ 870,000 | $ 435,000 | $ 433,000 |
| Collin County Texas | 2 | $ 780,000 | $ 390,000 | $ 146,000 |
| Jefferson County Alabama | 1 | $ 105,000 | $ 105,000 | $ 20,000 |
| Morgan County Alabama | 1 | $ 255,000 | $ 255,000 | $ 66,000 |
| Shelby County Alabama | 1 | $ 255,000 | $ 255,000 | $ 87,000 |
| Sumter County Alabama | 1 | $ 85,000 | $ 85,000 | $ 30,000 |
| Arkansas County Arkansas | 1 | $ 115,000 | $ 115,000 | $ 22,000 |
| Boone County Arkansas | 1 | $ 165,000 | $ 165,000 | $ 70,000 |
| Clark County Arkansas | 1 | $ 165,000 | $ 165,000 | $ 47,000 |
| Crittenden County Arkansas | 1 | $ 165,000 | $ 165,000 | $ 68,000 |
| Cross County Arkansas | 1 | $ 75,000 | $ 75,000 | $ 31,000 |
| Desha County Arkansas | 1 | $ 105,000 | $ 105,000 | $ 33,000 |
| Drew County Arkansas | 1 | $ 305,000 | $ 305,000 | $ 45,000 |
| Marion County Arkansas | 1 | $ 55,000 | $ 55,000 | $ 68,000 |
| Miller County Arkansas | 1 | $ 205,000 | $ 205,000 | $ 0 |
| Monroe County Arkansas | 1 | $ 215,000 | $ 215,000 | $ 76,000 |
| Pike County Arkansas | 1 | $ 125,000 | $ 125,000 | $ 73,000 |
| Polk County Arkansas | 1 | $ 95,000 | $ 95,000 | $ 46,000 |
| Scott County Arkansas | 1 | $ 345,000 | $ 345,000 | $ 147,000 |
| Woodruff County Arkansas | 1 | $ 135,000 | $ 135,000 | $ 29,000 |
| San Diego County California | 1 | $ 505,000 | $ 505,000 | $ 265,000 |
| Douglas County Colorado | 1 | $ 385,000 | $ 385,000 | $ 109,000 |
| Jefferson County Colorado | 1 | $ 435,000 | $ 435,000 | $ 133,000 |
| Larimer County Colorado | 1 | $ 125,000 | $ 125,000 | $ 36,000 |
| Fairfield County Connecticut | 1 | $ 505,000 | $ 505,000 | $ 74,000 |
| Highlands County Florida | 1 | $ 95,000 | $ 95,000 | $ 47,000 |
| Levy County Florida | 1 | $ 545,000 | $ 545,000 | $ 1,172,000 |
| Madison County Florida | 1 | $ 85,000 | $ 85,000 | $ 28,000 |
| Taylor County Florida | 1 | $ 85,000 | $ 85,000 | $ 17,000 |
| Decatur County Georgia | 1 | $ 335,000 | $ 335,000 | $ 1,332,000 |
| Forsyth County Georgia | 1 | $ 805,000 | $ 805,000 | $ 0 |
| Hall County Georgia | 1 | $ 455,000 | $ 455,000 | $ 120,000 |
| Houston County Georgia | 1 | $ 385,000 | $ 385,000 | $ 127,000 |
| Lumpkin County Georgia | 1 | $ 335,000 | $ 335,000 | $ 829,000 |
| Paulding County Georgia | 1 | $ 155,000 | $ 155,000 | $ 74,000 |
| Putnam County Georgia | 1 | $ 545,000 | $ 545,000 | $ 414,000 |
| Stephens County Georgia | 1 | $ 365,000 | $ 365,000 | $ 222,000 |
| Tattnall County Georgia | 1 | $ 75,000 | $ 75,000 | $ 42,000 |
| Walton County Georgia | 1 | $ 135,000 | $ 135,000 | $ 20,000 |
| Lake County Illinois | 1 | $ 395,000 | $ 395,000 | $ 566,000 |
| McLean County Illinois | 1 | $ 165,000 | $ 165,000 | $ 54,000 |
| Marion County Indiana | 1 | $ 135,000 | $ 135,000 | $ 170,000 |
| St. Joseph County Indiana | 1 | $ 165,000 | $ 165,000 | $ 25,000 |
| Geary County Kansas | 1 | $ 185,000 | $ 185,000 | $ 71,000 |
| Johnson County Kansas | 1 | $ 4,115,000 | $ 4,115,000 | $ 850,000 |
| Wyandotte County Kansas | 1 | $ 175,000 | $ 175,000 | $ 43,000 |
| East Feliciana County Louisiana | 1 | $ 125,000 | $ 125,000 | $ 42,000 |
| Livingston County Louisiana | 1 | $ 225,000 | $ 225,000 | $ 96,000 |
| Orleans County Louisiana | 1 | $ 285,000 | $ 285,000 | $ 299,000 |
| St. Tammany County Louisiana | 1 | $ 165,000 | $ 165,000 | $ 67,000 |
| Union County Louisiana | 1 | $ 115,000 | $ 115,000 | $ 120,000 |
| Copiah County Mississippi | 1 | $ 265,000 | $ 265,000 | $ 88,000 |
| DeSoto County Mississippi | 1 | $ 105,000 | $ 105,000 | $ 61,000 |
| Simpson County Mississippi | 1 | $ 215,000 | $ 215,000 | $ 62,000 |
| Greene County Missouri | 1 | $ 295,000 | $ 295,000 | $ 107,000 |
| McDonald County Missouri | 1 | $ 55,000 | $ 55,000 | $ 107,000 |
| Newton County Missouri | 1 | $ 255,000 | $ 255,000 | $ 70,000 |
| Ripley County Missouri | 1 | $ 65,000 | $ 65,000 | $ 176,000 |
| Shannon County Missouri | 1 | $ 205,000 | $ 205,000 | $ 61,000 |
| Taney County Missouri | 1 | $ 55,000 | $ 55,000 | $ 0 |
| Cascade County Montana | 1 | $ 445,000 | $ 445,000 | $ 82,000 |
| Ravalli County Montana | 1 | $ 2,325,000 | $ 2,325,000 | $ 1,446,000 |
| Cheshire County New Hampshire | 1 | $ 525,000 | $ 525,000 | $ 154,000 |
| Bergen County New Jersey | 1 | $ 235,000 | $ 235,000 | $ 64,000 |
| Sussex County New Jersey | 1 | $ 205,000 | $ 205,000 | $ 61,000 |
| Curry County New Mexico | 1 | $ 235,000 | $ 235,000 | $ 0 |
| Luna County New Mexico | 1 | $ 95,000 | $ 95,000 | $ 47,000 |
| Chenango County New York | 1 | $ 125,000 | $ 125,000 | $ 55,000 |
| Montgomery County New York | 1 | $ 75,000 | $ 75,000 | $ 0 |
| Nassau County New York | 1 | $ 545,000 | $ 545,000 | $ 609,000 |
| Westchester County New York | 1 | $ 1,205,000 | $ 1,205,000 | $ 393,000 |
| Buncombe County North Carolina | 1 | $ 305,000 | $ 305,000 | $ 103,000 |
| Cumberland County North Carolina | 1 | $ 145,000 | $ 145,000 | $ 70,000 |
| Dare County North Carolina | 1 | $ 435,000 | $ 435,000 | $ 283,000 |
| Haywood County North Carolina | 1 | $ 355,000 | $ 355,000 | $ 161,000 |
| Lenoir County North Carolina | 1 | $ 265,000 | $ 265,000 | $ 99,000 |
| Madison County North Carolina | 1 | $ 945,000 | $ 945,000 | $ 191,000 |
| Mecklenburg County North Carolina | 1 | $ 365,000 | $ 365,000 | $ 115,000 |
| Watauga County North Carolina | 1 | $ 1,005,000 | $ 1,005,000 | $ 456,000 |
| Delaware County Ohio | 1 | $ 685,000 | $ 685,000 | $ 197,000 |
| Hamilton County Ohio | 1 | $ 235,000 | $ 235,000 | $ 106,000 |
| Lake County Ohio | 1 | $ 205,000 | $ 205,000 | $ 72,000 |
| Canadian County Oklahoma | 1 | $ 255,000 | $ 255,000 | $ 38,000 |
| Le Flore County Oklahoma | 1 | $ 105,000 | $ 105,000 | $ 73,000 |
| McClain County Oklahoma | 1 | $ 245,000 | $ 245,000 | $ 120,000 |
| Oklahoma County Oklahoma | 1 | $ 135,000 | $ 135,000 | $ 132,000 |
| Pontotoc County Oklahoma | 1 | $ 215,000 | $ 215,000 | $ 78,000 |
| Tulsa County Oklahoma | 1 | $ 145,000 | $ 145,000 | $ 40,000 |
| York County Pennsylvania | 1 | $ 705,000 | $ 705,000 | $ 249,000 |
| Spartanburg County South Carolina | 1 | $ 22,695,000 | $ 22,695,000 | $ 0 |
| Chester County Tennessee | 1 | $ 205,000 | $ 205,000 | $ 75,000 |
| Davidson County Tennessee | 1 | $ 245,000 | $ 245,000 | $ 223,000 |
| Monroe County Tennessee | 1 | $ 205,000 | $ 205,000 | $ 58,000 |
| Union County Tennessee | 1 | $ 215,000 | $ 215,000 | $ 39,000 |
| Bell County Texas | 1 | $ 175,000 | $ 175,000 | $ 154,000 |
| Denton County Texas | 1 | $ 515,000 | $ 515,000 | $ 150,000 |
| Johnson County Texas | 1 | $ 425,000 | $ 425,000 | $ 217,000 |
| Kaufman County Texas | 1 | $ 365,000 | $ 365,000 | $ 133,000 |
| McLennan County Texas | 1 | $ 175,000 | $ 175,000 | $ 108,000 |
| Tarrant County Texas | 1 | $ 705,000 | $ 705,000 | $ 0 |
| Taylor County Texas | 1 | $ 245,000 | $ 245,000 | $ 0 |
| Wasatch County Utah | 1 | $ 705,000 | $ 705,000 | $ 45,000 |
| Franklin County Vermont | 1 | $ 465,000 | $ 465,000 | $ 183,000 |
| Virginia Beach County Virginia | 1 | $ 345,000 | $ 345,000 | $ 108,000 |
| Berkeley County West Virginia | 1 | $ 285,000 | $ 285,000 | $ 152,000 |
| Clark County Wisconsin | 1 | $ 65,000 | $ 65,000 | $ 127,000 |
Mortgage Loan Application Detail Totals for Centennial Bank in 2021
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Home Purchase | 3,800 | $1,161,680,000 | $305,000 | $68,615,000 | $129,000 | $7,534,000 |
| Refinancing | 913 | $242,405,000 | $265,000 | $3,505,000 | $140,000 | $1,584,000 |
| Cash-out Refinancing | 767 | $201,255,000 | $262,000 | $4,115,000 | $120,000 | $3,517,000 |
| Other Purpose | 85 | $20,055,000 | $235,000 | $1,455,000 | $154,000 | $1,560,000 |
| Home Improvement | 82 | $12,460,000 | $151,000 | $1,405,000 | $83,000 | $372,000 |
| Not Applicable | 0 | $0 | $0 | $0 | $0 | $0 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| White | 3,639 | $941,635,000 | $258,000 | $5,005,000 | $128,000 | $7,534,000 |
| Not Provided | 794 | $239,730,000 | $301,000 | $4,115,000 | $143,000 | $3,979,000 |
| Hispanic | 524 | $134,300,000 | $256,000 | $2,105,000 | $135,000 | $6,314,000 |
| Black or African American | 331 | $55,945,000 | $169,000 | $1,365,000 | $81,000 | $1,198,000 |
| Not applicable | 217 | $215,635,000 | $993,000 | $68,615,000 | $0 | $0 |
| Asian | 101 | $41,615,000 | $412,000 | $9,005,000 | $134,000 | $1,800,000 |
| American Indian or Alaskan Native | 34 | $7,400,000 | $217,000 | $765,000 | $263,000 | $5,682,000 |
| Native Hawaiian or Other Pacific Islander | 3 | $665,000 | $221,000 | $375,000 | $84,000 | $112,000 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 4,468 | $1,405,670,000 | $314,000 | $68,615,000 | $147,000 | $7,534,000 |
| FHA-insured (Federal Housing Administration) | 668 | $120,000,000 | $179,000 | $375,000 | $59,000 | $222,000 |
| VA-guaranteed (Veterans Administration) | 302 | $80,700,000 | $267,000 | $725,000 | $89,000 | $322,000 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 209 | $31,485,000 | $150,000 | $395,000 | $50,000 | $98,000 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Loan Originated | 3,538 | $1,025,760,000 | $289,000 | $68,615,000 | $128,000 | $7,460,000 |
| Application Withdrawn By Applicant | 956 | $283,770,000 | $296,000 | $9,005,000 | $165,000 | $7,534,000 |
| Application Denied By Financial Institution | 893 | $229,885,000 | $257,000 | $3,505,000 | $86,000 | $2,706,000 |
| File Closed For Incompleteness | 205 | $61,225,000 | $298,000 | $1,345,000 | $158,000 | $1,545,000 |
| Application Approved But Not Accepted | 39 | $32,495,000 | $833,000 | $22,695,000 | $141,000 | $857,000 |
| Loan Purchased By The Institution | 7 | $1,725,000 | $246,000 | $485,000 | $101,000 | $302,000 |
| Preapproval Denied by Financial Institution | 6 | $2,300,000 | $383,000 | $765,000 | $82,000 | $245,000 |
| Preapproval Approved but not Accepted | 3 | $695,000 | $231,000 | $345,000 | $74,000 | $93,000 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Not applicable | 4,748 | $1,405,670,000 | $296,000 | $68,615,000 | $137,000 | $7,534,000 |
| Debt-To-Income Ratio | 488 | $145,900,000 | $298,000 | $2,135,000 | $65,000 | $658,000 |
| Credit History | 228 | $44,110,000 | $193,000 | $2,005,000 | $100,000 | $1,548,000 |
| Collateral | 103 | $23,025,000 | $223,000 | $1,125,000 | $147,000 | $2,706,000 |
| Other | 50 | $13,160,000 | $263,000 | $3,505,000 | $104,000 | $1,200,000 |
| Insufficient Cash (Downpayment, Closing Cost) | 18 | $3,870,000 | $215,000 | $735,000 | $85,000 | $207,000 |
| Employment History | 9 | $1,435,000 | $159,000 | $645,000 | $46,000 | $260,000 |
| Unverifiable Information | 3 | $685,000 | $228,000 | $405,000 | $213,000 | $395,000 |
| Mortgage Insurance Denied | 0 | $0 | $0 | $0 | $0 | $0 |
| Credit Application Incomplete | 0 | $0 | $0 | $0 | $0 | $0 |
Our comprehensive HMDA mortgage statistics provide invaluable insights into Centennial Bank's 2021 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.
This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics,
and assess Centennial Bank's mortgage approval patterns.
Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
For a list of all lenders in Arkansas, download the full spreadsheet
with aggregated HMDA statistics today.