Centennial Bank
HMDA Loan Application Totals
and Mortgage Lending Details
for 2022
Centennial Bank 2022 HMDA loan application data provides key insights into its mortgage lending trends, applicant demographics, and loan distribution.
The Home Mortgage Disclosure Act (HMDA) requires lenders to report detailed loan application data, offering transparency into lending patterns.
The data reveals trends in average loan size, applicant income, and mortgage approval rates, helping consumers and analysts understand lending accessibility.
Below, explore a breakdown of loan applications by county, metro area, loan purpose, applicant race, loan type, and more.
Whether you're an industry professional, homebuyer, or researcher,
this information provides valuable insights into mortgage lending activity.
Scroll down to view the full dataset and analyze lending trends in greater detail.
| Mortgage Company & Address | Centennial Bank Po Box 966 Conway, AR 72033 Tel #: available with data download |
| Federal Regulator | * available with data download |
| Years | 2023 2022 2021 2020 2019 2018 2017 2016 2015 2014 2013 2012 2011 2010 2009 2008 2007 2006 |
| Total Number of Mortgage Applications | 6,108 |
| Total Mortgage Loan Application Amount | $2,138,160,000 |
| Average Mortgage Loan Application Amount | $308,200 |
| Highest Mortgage Loan Application Amount | $80,705,000 |
| Average Applicant Income | $149,000 |
| Highest Applicant Income | $8,207,000 |
Explore comprehensive HMDA mortgage statistics and lending trends for 2022 with Centennial Bank. Below, you'll find key insights into this lender's mortgage activity, including total loan applications, average mortgage amounts, highest application values, and income levels of top applicants. Whether you're analyzing Centennial Bank's lending patterns or researching mortgage trends, these statistics provide valuable transparency into their loan activity.
Our HMDA dataset for 2022 breaks down Centennial Bank's mortgage applications by loan purpose, applicant race, loan type, approval outcomes, and reasons for denial. These insights help homebuyers, financial analysts, and industry professionals assess borrower demographics and lending practices, offering a clearer view of how Centennial Bank serves its applicants.
Each category highlights the total number of mortgage applications processed by Centennial Bank, total loan amounts, average mortgage values, and the highest mortgage amounts recorded. You can also review borrower income trends, including the average and highest reported applicant incomes for loans issued by this lender. Whether you're evaluating lender performance, comparing mortgage approval rates, or exploring loan options, this HMDA-backed data offers a crucial look at Centennial Bank's mortgage activity for 2022.
| County | Total Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loans Applications | Average Mortgage Loan Application Amount | Average Applicant Income |
|---|---|---|---|---|
| Faulkner County Arkansas | 436 | $ 131,500,000 | $ 301,000 | $ 101,000 |
| Pulaski County Arkansas | 369 | $ 70,945,000 | $ 192,000 | $ 108,000 |
| Bay County Florida | 319 | $ 94,975,000 | $ 297,000 | $ 139,000 |
| Randall County Texas | 315 | $ 81,805,000 | $ 259,000 | $ 119,000 |
| Washington County Arkansas | 246 | $ 58,830,000 | $ 239,000 | $ 104,000 |
| Benton County Arkansas | 209 | $ 49,475,000 | $ 236,000 | $ 104,000 |
| Potter County Texas | 179 | $ 49,165,000 | $ 274,000 | $ 107,000 |
| Gulf County Florida | 136 | $ 48,880,000 | $ 359,000 | $ 200,000 |
| Lubbock County Texas | 136 | $ 31,480,000 | $ 231,000 | $ 143,000 |
| Craighead County Arkansas | 135 | $ 23,355,000 | $ 173,000 | $ 90,000 |
| Pope County Arkansas | 118 | $ 17,410,000 | $ 147,000 | $ 74,000 |
| Tarrant County Texas | 115 | $ 42,655,000 | $ 370,000 | $ 195,000 |
| White County Arkansas | 111 | $ 17,915,000 | $ 161,000 | $ 80,000 |
| Monroe County Florida | 110 | $ 65,330,000 | $ 593,000 | $ 265,000 |
| Lonoke County Arkansas | 102 | $ 19,720,000 | $ 193,000 | $ 87,000 |
| Saline County Arkansas | 101 | $ 19,565,000 | $ 193,000 | $ 78,000 |
| Osceola County Florida | 99 | $ 37,755,000 | $ 381,000 | $ 147,000 |
| Conway County Arkansas | 92 | $ 13,320,000 | $ 144,000 | $ 63,000 |
| Leon County Florida | 92 | $ 17,110,000 | $ 185,000 | $ 101,000 |
| Escambia County Florida | 79 | $ 23,925,000 | $ 302,000 | $ 193,000 |
| Charlotte County Florida | 77 | $ 29,445,000 | $ 382,000 | $ 176,000 |
| Sarasota County Florida | 68 | $ 32,080,000 | $ 471,000 | $ 317,000 |
| Okaloosa County Florida | 67 | $ 26,535,000 | $ 396,000 | $ 148,000 |
| Dallas County Texas | 65 | $ 137,085,000 | $ 2,109,000 | $ 238,000 |
| Orange County Florida | 62 | $ 30,620,000 | $ 493,000 | $ 218,000 |
| Wakulla County Florida | 62 | $ 11,570,000 | $ 186,000 | $ 86,000 |
| Broward County Florida | 61 | $ 83,405,000 | $ 1,367,000 | $ 276,000 |
| Sebastian County Arkansas | 57 | $ 7,735,000 | $ 135,000 | $ 61,000 |
| Hutchinson County Texas | 54 | $ 6,430,000 | $ 119,000 | $ 88,000 |
| Walton County Florida | 53 | $ 33,375,000 | $ 629,000 | $ 303,000 |
| Greene County Arkansas | 52 | $ 6,100,000 | $ 117,000 | $ 73,000 |
| Baldwin County Alabama | 49 | $ 26,685,000 | $ 544,000 | $ 153,000 |
| Santa Rosa County Florida | 48 | $ 19,660,000 | $ 409,000 | $ 188,000 |
| Jefferson County Arkansas | 45 | $ 5,905,000 | $ 131,000 | $ 51,000 |
| Franklin County Florida | 43 | $ 12,395,000 | $ 288,000 | $ 157,000 |
| Yell County Arkansas | 42 | $ 4,770,000 | $ 113,000 | $ 65,000 |
| Cleburne County Arkansas | 39 | $ 8,235,000 | $ 211,000 | $ 93,000 |
| Miami-Dade County Florida | 38 | $ 42,370,000 | $ 1,115,000 | $ 501,000 |
| Hale County Texas | 38 | $ 4,250,000 | $ 111,000 | $ 74,000 |
| Kerr County Texas | 38 | $ 16,280,000 | $ 428,000 | $ 200,000 |
| Moore County Texas | 34 | $ 4,710,000 | $ 138,000 | $ 124,000 |
| Palm Beach County Florida | 31 | $ 50,495,000 | $ 1,628,000 | $ 420,000 |
| Independence County Arkansas | 30 | $ 4,340,000 | $ 144,000 | $ 93,000 |
| Sharp County Arkansas | 29 | $ 3,345,000 | $ 115,000 | $ 86,000 |
| Pinellas County Florida | 28 | $ 14,050,000 | $ 501,000 | $ 305,000 |
| Gray County Texas | 28 | $ 6,940,000 | $ 247,000 | $ 71,000 |
| Lee County Florida | 27 | $ 12,615,000 | $ 467,000 | $ 216,000 |
| Parker County Texas | 26 | $ 12,130,000 | $ 466,000 | $ 146,000 |
| Perry County Arkansas | 25 | $ 3,255,000 | $ 130,000 | $ 66,000 |
| Hillsborough County Florida | 25 | $ 11,145,000 | $ 445,000 | $ 203,000 |
| Polk County Florida | 25 | $ 7,545,000 | $ 301,000 | $ 142,000 |
| Manatee County Florida | 24 | $ 12,430,000 | $ 517,000 | $ 393,000 |
| Washington County Florida | 23 | $ 3,285,000 | $ 142,000 | $ 64,000 |
| Crawford County Arkansas | 22 | $ 3,210,000 | $ 145,000 | $ 64,000 |
| Pasco County Florida | 21 | $ 5,185,000 | $ 246,000 | $ 159,000 |
| Collin County Texas | 21 | $ 47,145,000 | $ 2,245,000 | $ 208,000 |
| Collier County Florida | 20 | $ 13,610,000 | $ 680,000 | $ 310,000 |
| Baxter County Arkansas | 19 | $ 2,255,000 | $ 118,000 | $ 75,000 |
| Gadsden County Florida | 19 | $ 4,555,000 | $ 239,000 | $ 116,000 |
| Carson County Texas | 19 | $ 3,175,000 | $ 167,000 | $ 115,000 |
| Taylor County Texas | 19 | $ 2,555,000 | $ 134,000 | $ 82,000 |
| Stone County Arkansas | 18 | $ 2,490,000 | $ 138,000 | $ 53,000 |
| Lake County Florida | 18 | $ 7,930,000 | $ 440,000 | $ 223,000 |
| Denton County Texas | 17 | $ 11,585,000 | $ 681,000 | $ 280,000 |
| Grayson County Texas | 17 | $ 15,855,000 | $ 932,000 | $ 132,000 |
| Swisher County Texas | 16 | $ 2,430,000 | $ 151,000 | $ 83,000 |
| Marion County Florida | 15 | $ 5,015,000 | $ 334,000 | $ 152,000 |
| Gillespie County Texas | 15 | $ 6,765,000 | $ 451,000 | $ 320,000 |
| Johnson County Arkansas | 14 | $ 2,230,000 | $ 159,000 | $ 96,000 |
| Phillips County Arkansas | 14 | $ 960,000 | $ 68,000 | $ 36,000 |
| Seminole County Florida | 14 | $ 3,630,000 | $ 259,000 | $ 71,000 |
| Garland County Arkansas | 13 | $ 3,045,000 | $ 234,000 | $ 457,000 |
| Bexar County Texas | 13 | $ 3,525,000 | $ 271,000 | $ 139,000 |
| Harris County Texas | 13 | $ 7,245,000 | $ 557,000 | $ 100,000 |
| Johnson County Texas | 13 | $ 3,855,000 | $ 296,000 | $ 182,000 |
| Travis County Texas | 13 | $ 6,345,000 | $ 488,000 | $ 253,000 |
| Deaf Smith County Texas | 12 | $ 1,410,000 | $ 117,000 | $ 70,000 |
| Hunt County Texas | 11 | $ 4,625,000 | $ 420,000 | $ 193,000 |
| Wheeler County Texas | 11 | $ 1,295,000 | $ 117,000 | $ 82,000 |
| Williamson County Texas | 11 | $ 50,535,000 | $ 4,594,000 | $ 223,000 |
| Midland County Texas | 10 | $ 15,500,000 | $ 1,550,000 | $ 387,000 |
| Sherman County Texas | 10 | $ 1,460,000 | $ 146,000 | $ 67,000 |
| Highlands County Florida | 9 | $ 2,795,000 | $ 310,000 | $ 138,000 |
| Volusia County Florida | 9 | $ 2,405,000 | $ 267,000 | $ 115,000 |
| Dallam County Texas | 9 | $ 1,875,000 | $ 208,000 | $ 76,000 |
| Lamb County Texas | 9 | $ 975,000 | $ 108,000 | $ 74,000 |
| Mobile County Alabama | 8 | $ 980,000 | $ 122,000 | $ 86,000 |
| Logan County Arkansas | 8 | $ 780,000 | $ 97,000 | $ 70,000 |
| Duval County Florida | 8 | $ 1,980,000 | $ 247,000 | $ 112,000 |
| Jefferson County Florida | 8 | $ 890,000 | $ 111,000 | $ 67,000 |
| Liberty County Florida | 8 | $ 1,090,000 | $ 136,000 | $ 76,000 |
| Floyd County Texas | 8 | $ 700,000 | $ 87,000 | $ 84,000 |
| Clay County Arkansas | 7 | $ 505,000 | $ 72,000 | $ 69,000 |
| Mississippi County Arkansas | 7 | $ 435,000 | $ 62,000 | $ 93,000 |
| Poinsett County Arkansas | 7 | $ 1,545,000 | $ 220,000 | $ 72,000 |
| Van Buren County Arkansas | 7 | $ 1,595,000 | $ 227,000 | $ 101,000 |
| Citrus County Florida | 7 | $ 2,235,000 | $ 319,000 | $ 226,000 |
| Delaware County Oklahoma | 7 | $ 1,005,000 | $ 143,000 | $ 100,000 |
| Hemphill County Texas | 7 | $ 1,485,000 | $ 212,000 | $ 120,000 |
| Hood County Texas | 7 | $ 3,215,000 | $ 459,000 | $ 138,000 |
| Brevard County Florida | 6 | $ 1,910,000 | $ 318,000 | $ 176,000 |
| Comal County Texas | 6 | $ 3,700,000 | $ 616,000 | $ 312,000 |
| Garza County Texas | 6 | $ 530,000 | $ 88,000 | $ 45,000 |
| Hartley County Texas | 6 | $ 2,690,000 | $ 448,000 | $ 1,145,000 |
| Hays County Texas | 6 | $ 5,720,000 | $ 953,000 | $ 217,000 |
| Wise County Texas | 6 | $ 2,010,000 | $ 335,000 | $ 129,000 |
| Franklin County Arkansas | 5 | $ 605,000 | $ 121,000 | $ 73,000 |
| Fulton County Arkansas | 5 | $ 595,000 | $ 119,000 | $ 101,000 |
| Hot Spring County Arkansas | 5 | $ 415,000 | $ 83,000 | $ 33,000 |
| Madison County Arkansas | 5 | $ 935,000 | $ 187,000 | $ 69,000 |
| McDonald County Missouri | 5 | $ 865,000 | $ 173,000 | $ 54,000 |
| Canadian County Oklahoma | 5 | $ 1,405,000 | $ 281,000 | $ 96,000 |
| Castro County Texas | 5 | $ 785,000 | $ 157,000 | $ 73,000 |
| Kaufman County Texas | 5 | $ 1,255,000 | $ 251,000 | $ 173,000 |
| Lynn County Texas | 5 | $ 875,000 | $ 175,000 | $ 92,000 |
| Parmer County Texas | 5 | $ 345,000 | $ 69,000 | $ 57,000 |
| Smith County Texas | 5 | $ 1,875,000 | $ 375,000 | $ 105,000 |
| Grant County Arkansas | 4 | $ 950,000 | $ 237,000 | $ 82,000 |
| Hernando County Florida | 4 | $ 750,000 | $ 187,000 | $ 73,000 |
| Jackson County Florida | 4 | $ 390,000 | $ 97,000 | $ 268,000 |
| Sumter County Florida | 4 | $ 940,000 | $ 235,000 | $ 39,000 |
| Adair County Oklahoma | 4 | $ 480,000 | $ 120,000 | $ 66,000 |
| Atascosa County Texas | 4 | $ 12,300,000 | $ 3,075,000 | $ 187,000 |
| Bandera County Texas | 4 | $ 1,500,000 | $ 375,000 | $ 153,000 |
| Briscoe County Texas | 4 | $ 220,000 | $ 55,000 | $ 85,000 |
| Burnet County Texas | 4 | $ 6,010,000 | $ 1,502,000 | $ 195,000 |
| Henderson County Texas | 4 | $ 2,910,000 | $ 727,000 | $ 284,000 |
| Kendall County Texas | 4 | $ 1,820,000 | $ 455,000 | $ 127,000 |
| Escambia County Alabama | 3 | $ 595,000 | $ 198,000 | $ 23,000 |
| Crittenden County Arkansas | 3 | $ 195,000 | $ 65,000 | $ 38,000 |
| Jackson County Arkansas | 3 | $ 335,000 | $ 111,000 | $ 108,000 |
| Lawrence County Arkansas | 3 | $ 135,000 | $ 45,000 | $ 32,000 |
| Monroe County Arkansas | 3 | $ 345,000 | $ 115,000 | $ 103,000 |
| Alachua County Florida | 3 | $ 625,000 | $ 208,000 | $ 96,000 |
| Calhoun County Florida | 3 | $ 605,000 | $ 201,000 | $ 116,000 |
| Holmes County Florida | 3 | $ 435,000 | $ 145,000 | $ 37,000 |
| Taylor County Florida | 3 | $ 915,000 | $ 305,000 | $ 68,000 |
| Cobb County Georgia | 3 | $ 1,345,000 | $ 448,000 | $ 201,000 |
| Gilmer County Georgia | 3 | $ 1,635,000 | $ 545,000 | $ 178,000 |
| Grady County Georgia | 3 | $ 1,355,000 | $ 451,000 | $ 123,000 |
| Ouachita County Louisiana | 3 | $ 1,395,000 | $ 465,000 | $ 121,000 |
| Newton County Missouri | 3 | $ 975,000 | $ 325,000 | $ 116,000 |
| Clark County Nevada | 3 | $ 1,605,000 | $ 535,000 | $ 147,000 |
| Sequoyah County Oklahoma | 3 | $ 475,000 | $ 158,000 | $ 72,000 |
| Callahan County Texas | 3 | $ 865,000 | $ 288,000 | $ 117,000 |
| Ellis County Texas | 3 | $ 2,925,000 | $ 975,000 | $ 452,000 |
| Erath County Texas | 3 | $ 1,225,000 | $ 408,000 | $ 49,000 |
| McLennan County Texas | 3 | $ 9,295,000 | $ 3,098,000 | $ 121,000 |
| Montague County Texas | 3 | $ 985,000 | $ 328,000 | $ 96,000 |
| Navarro County Texas | 3 | $ 985,000 | $ 328,000 | $ 103,000 |
| Runnels County Texas | 3 | $ 1,345,000 | $ 448,000 | $ 0 |
| Tom Green County Texas | 3 | $ 1,655,000 | $ 551,000 | $ 0 |
| Blount County Alabama | 2 | $ 400,000 | $ 200,000 | $ 55,000 |
| Houston County Alabama | 2 | $ 700,000 | $ 350,000 | $ 53,000 |
| Boone County Arkansas | 2 | $ 150,000 | $ 75,000 | $ 50,000 |
| Clark County Arkansas | 2 | $ 470,000 | $ 235,000 | $ 76,000 |
| Cross County Arkansas | 2 | $ 170,000 | $ 85,000 | $ 75,000 |
| Dallas County Arkansas | 2 | $ 190,000 | $ 95,000 | $ 52,000 |
| Izard County Arkansas | 2 | $ 450,000 | $ 225,000 | $ 62,000 |
| Lee County Arkansas | 2 | $ 330,000 | $ 165,000 | $ 134,000 |
| Montgomery County Arkansas | 2 | $ 470,000 | $ 235,000 | $ 217,000 |
| Newton County Arkansas | 2 | $ 190,000 | $ 95,000 | $ 77,000 |
| Prairie County Arkansas | 2 | $ 210,000 | $ 105,000 | $ 81,000 |
| Searcy County Arkansas | 2 | $ 260,000 | $ 130,000 | $ 39,000 |
| Bradford County Florida | 2 | $ 340,000 | $ 170,000 | $ 119,000 |
| Indian River County Florida | 2 | $ 400,000 | $ 200,000 | $ 50,000 |
| Lenawee County Michigan | 2 | $ 740,000 | $ 370,000 | $ 82,000 |
| Howell County Missouri | 2 | $ 390,000 | $ 195,000 | $ 78,000 |
| Oregon County Missouri | 2 | $ 260,000 | $ 130,000 | $ 52,000 |
| Bernalillo County New Mexico | 2 | $ 1,080,000 | $ 540,000 | $ 403,000 |
| Montgomery County Ohio | 2 | $ 650,000 | $ 325,000 | $ 102,000 |
| Bryan County Oklahoma | 2 | $ 220,000 | $ 110,000 | $ 0 |
| Dewey County Oklahoma | 2 | $ 50,000 | $ 25,000 | $ 31,000 |
| Logan County Oklahoma | 2 | $ 700,000 | $ 350,000 | $ 141,000 |
| Oklahoma County Oklahoma | 2 | $ 390,000 | $ 195,000 | $ 76,000 |
| Tulsa County Oklahoma | 2 | $ 370,000 | $ 185,000 | $ 0 |
| Shelby County Tennessee | 2 | $ 62,980,000 | $ 31,490,000 | $ 267,000 |
| Bailey County Texas | 2 | $ 250,000 | $ 125,000 | $ 0 |
| Brown County Texas | 2 | $ 5,720,000 | $ 2,860,000 | $ 0 |
| Childress County Texas | 2 | $ 270,000 | $ 135,000 | $ 59,000 |
| Cooke County Texas | 2 | $ 290,000 | $ 145,000 | $ 0 |
| Dawson County Texas | 2 | $ 290,000 | $ 145,000 | $ 110,000 |
| Donley County Texas | 2 | $ 200,000 | $ 100,000 | $ 51,000 |
| El Paso County Texas | 2 | $ 440,000 | $ 220,000 | $ 57,000 |
| Fannin County Texas | 2 | $ 1,970,000 | $ 985,000 | $ 176,000 |
| Galveston County Texas | 2 | $ 260,000 | $ 130,000 | $ 64,000 |
| Hall County Texas | 2 | $ 120,000 | $ 60,000 | $ 112,000 |
| Hansford County Texas | 2 | $ 580,000 | $ 290,000 | $ 161,000 |
| Llano County Texas | 2 | $ 3,340,000 | $ 1,670,000 | $ 464,000 |
| Palo Pinto County Texas | 2 | $ 870,000 | $ 435,000 | $ 321,000 |
| Rockwall County Texas | 2 | $ 1,010,000 | $ 505,000 | $ 336,000 |
| Autauga County Alabama | 1 | $ 155,000 | $ 155,000 | $ 42,000 |
| Choctaw County Alabama | 1 | $ 75,000 | $ 75,000 | $ 107,000 |
| Cullman County Alabama | 1 | $ 265,000 | $ 265,000 | $ 131,000 |
| Geneva County Alabama | 1 | $ 425,000 | $ 425,000 | $ 0 |
| Jefferson County Alabama | 1 | $ 395,000 | $ 395,000 | $ 80,000 |
| Russell County Alabama | 1 | $ 1,005,000 | $ 1,005,000 | $ 0 |
| Maricopa County Arizona | 1 | $ 285,000 | $ 285,000 | $ 0 |
| Pima County Arizona | 1 | $ 545,000 | $ 545,000 | $ 0 |
| Arkansas County Arkansas | 1 | $ 65,000 | $ 65,000 | $ 182,000 |
| Carroll County Arkansas | 1 | $ 195,000 | $ 195,000 | $ 40,000 |
| Marion County Arkansas | 1 | $ 155,000 | $ 155,000 | $ 47,000 |
| Miller County Arkansas | 1 | $ 195,000 | $ 195,000 | $ 65,000 |
| Randolph County Arkansas | 1 | $ 105,000 | $ 105,000 | $ 246,000 |
| St. Francis County Arkansas | 1 | $ 95,000 | $ 95,000 | $ 48,000 |
| Woodruff County Arkansas | 1 | $ 555,000 | $ 555,000 | $ 0 |
| Los Angeles County California | 1 | $ 225,000 | $ 225,000 | $ 66,000 |
| San Diego County California | 1 | $ 2,405,000 | $ 2,405,000 | $ 1,624,000 |
| Sonoma County California | 1 | $ 365,000 | $ 365,000 | $ 175,000 |
| Adams County Colorado | 1 | $ 385,000 | $ 385,000 | $ 128,000 |
| Eagle County Colorado | 1 | $ 415,000 | $ 415,000 | $ 666,000 |
| El Paso County Colorado | 1 | $ 635,000 | $ 635,000 | $ 227,000 |
| La Plata County Colorado | 1 | $ 1,205,000 | $ 1,205,000 | $ 282,000 |
| Mesa County Colorado | 1 | $ 505,000 | $ 505,000 | $ 235,000 |
| Weld County Colorado | 1 | $ 505,000 | $ 505,000 | $ 206,000 |
| Fairfield County Connecticut | 1 | $ 535,000 | $ 535,000 | $ 201,000 |
| Columbia County Florida | 1 | $ 255,000 | $ 255,000 | $ 34,000 |
| Flagler County Florida | 1 | $ 325,000 | $ 325,000 | $ 63,000 |
| Lafayette County Florida | 1 | $ 125,000 | $ 125,000 | $ 53,000 |
| Martin County Florida | 1 | $ 605,000 | $ 605,000 | $ 0 |
| St. Johns County Florida | 1 | $ 715,000 | $ 715,000 | $ 292,000 |
| St. Lucie County Florida | 1 | $ 355,000 | $ 355,000 | $ 70,000 |
| Suwannee County Florida | 1 | $ 225,000 | $ 225,000 | $ 47,000 |
| Chatham County Georgia | 1 | $ 235,000 | $ 235,000 | $ 283,000 |
| Cherokee County Georgia | 1 | $ 325,000 | $ 325,000 | $ 190,000 |
| Coweta County Georgia | 1 | $ 315,000 | $ 315,000 | $ 74,000 |
| Dawson County Georgia | 1 | $ 755,000 | $ 755,000 | $ 173,000 |
| Decatur County Georgia | 1 | $ 135,000 | $ 135,000 | $ 55,000 |
| DeKalb County Georgia | 1 | $ 175,000 | $ 175,000 | $ 85,000 |
| Dougherty County Georgia | 1 | $ 305,000 | $ 305,000 | $ 0 |
| Fannin County Georgia | 1 | $ 505,000 | $ 505,000 | $ 111,000 |
| Fayette County Georgia | 1 | $ 195,000 | $ 195,000 | $ 37,000 |
| Fulton County Georgia | 1 | $ 1,275,000 | $ 1,275,000 | $ 725,000 |
| Gwinnett County Georgia | 1 | $ 205,000 | $ 205,000 | $ 50,000 |
| Houston County Georgia | 1 | $ 105,000 | $ 105,000 | $ 74,000 |
| Macon County Georgia | 1 | $ 495,000 | $ 495,000 | $ 0 |
| McIntosh County Georgia | 1 | $ 215,000 | $ 215,000 | $ 62,000 |
| Meriwether County Georgia | 1 | $ 275,000 | $ 275,000 | $ 33,000 |
| Pike County Georgia | 1 | $ 125,000 | $ 125,000 | $ 38,000 |
| Tattnall County Georgia | 1 | $ 85,000 | $ 85,000 | $ 52,000 |
| Ogle County Illinois | 1 | $ 385,000 | $ 385,000 | $ 253,000 |
| Johnson County Kansas | 1 | $ 205,000 | $ 205,000 | $ 61,000 |
| Linn County Kansas | 1 | $ 85,000 | $ 85,000 | $ 0 |
| Stevens County Kansas | 1 | $ 175,000 | $ 175,000 | $ 220,000 |
| Laurel County Kentucky | 1 | $ 275,000 | $ 275,000 | $ 189,000 |
| Jefferson County Louisiana | 1 | $ 595,000 | $ 595,000 | $ 101,000 |
| Lincoln County Louisiana | 1 | $ 255,000 | $ 255,000 | $ 108,000 |
| St. Tammany County Louisiana | 1 | $ 195,000 | $ 195,000 | $ 171,000 |
| Middlesex County Massachusetts | 1 | $ 405,000 | $ 405,000 | $ 696,000 |
| Wayne County Michigan | 1 | $ 85,000 | $ 85,000 | $ 0 |
| Cass County Minnesota | 1 | $ 295,000 | $ 295,000 | $ 140,000 |
| Adams County Mississippi | 1 | $ 105,000 | $ 105,000 | $ 69,000 |
| Lee County Mississippi | 1 | $ 125,000 | $ 125,000 | $ 46,000 |
| Tishomingo County Mississippi | 1 | $ 125,000 | $ 125,000 | $ 57,000 |
| Butler County Missouri | 1 | $ 205,000 | $ 205,000 | $ 116,000 |
| Pulaski County Missouri | 1 | $ 115,000 | $ 115,000 | $ 77,000 |
| St. Louis City County Missouri | 1 | $ 235,000 | $ 235,000 | $ 58,000 |
| Ravalli County Montana | 1 | $ 375,000 | $ 375,000 | $ 84,000 |
| Lancaster County Nebraska | 1 | $ 225,000 | $ 225,000 | $ 300,000 |
| Burlington County New Jersey | 1 | $ 455,000 | $ 455,000 | $ 153,000 |
| Hudson County New Jersey | 1 | $ 535,000 | $ 535,000 | $ 469,000 |
| Sussex County New Jersey | 1 | $ 305,000 | $ 305,000 | $ 213,000 |
| Dona Ana County New Mexico | 1 | $ 285,000 | $ 285,000 | $ 120,000 |
| Lincoln County New Mexico | 1 | $ 45,000 | $ 45,000 | $ 656,000 |
| Quay County New Mexico | 1 | $ 315,000 | $ 315,000 | $ 438,000 |
| Sandoval County New Mexico | 1 | $ 325,000 | $ 325,000 | $ 75,000 |
| Union County New Mexico | 1 | $ 135,000 | $ 135,000 | $ 48,000 |
| Fulton County New York | 1 | $ 315,000 | $ 315,000 | $ 237,000 |
| New York County New York | 1 | $ 385,000 | $ 385,000 | $ 257,000 |
| Queens County New York | 1 | $ 385,000 | $ 385,000 | $ 206,000 |
| Schenectady County New York | 1 | $ 125,000 | $ 125,000 | $ 44,000 |
| Ulster County New York | 1 | $ 505,000 | $ 505,000 | $ 126,000 |
| Buncombe County North Carolina | 1 | $ 645,000 | $ 645,000 | $ 1,157,000 |
| Dare County North Carolina | 1 | $ 365,000 | $ 365,000 | $ 0 |
| Davidson County North Carolina | 1 | $ 115,000 | $ 115,000 | $ 43,000 |
| Orange County North Carolina | 1 | $ 225,000 | $ 225,000 | $ 293,000 |
| Pasquotank County North Carolina | 1 | $ 85,000 | $ 85,000 | $ 0 |
| Watauga County North Carolina | 1 | $ 505,000 | $ 505,000 | $ 209,000 |
| Wayne County Ohio | 1 | $ 125,000 | $ 125,000 | $ 165,000 |
| Cherokee County Oklahoma | 1 | $ 175,000 | $ 175,000 | $ 53,000 |
| Cimarron County Oklahoma | 1 | $ 155,000 | $ 155,000 | $ 41,000 |
| Coal County Oklahoma | 1 | $ 85,000 | $ 85,000 | $ 0 |
| Custer County Oklahoma | 1 | $ 135,000 | $ 135,000 | $ 57,000 |
| Le Flore County Oklahoma | 1 | $ 145,000 | $ 145,000 | $ 38,000 |
| Ottawa County Oklahoma | 1 | $ 85,000 | $ 85,000 | $ 37,000 |
| Payne County Oklahoma | 1 | $ 125,000 | $ 125,000 | $ 56,000 |
| Rogers County Oklahoma | 1 | $ 225,000 | $ 225,000 | $ 106,000 |
| Clarion County Pennsylvania | 1 | $ 95,000 | $ 95,000 | $ 102,000 |
| Dauphin County Pennsylvania | 1 | $ 135,000 | $ 135,000 | $ 98,000 |
| Westmoreland County Pennsylvania | 1 | $ 45,000 | $ 45,000 | $ 49,000 |
| Charleston County South Carolina | 1 | $ 225,000 | $ 225,000 | $ 162,000 |
| Dorchester County South Carolina | 1 | $ 145,000 | $ 145,000 | $ 66,000 |
| Pickens County South Carolina | 1 | $ 175,000 | $ 175,000 | $ 32,000 |
| Gibson County Tennessee | 1 | $ 165,000 | $ 165,000 | $ 43,000 |
| Knox County Tennessee | 1 | $ 205,000 | $ 205,000 | $ 77,000 |
| McMinn County Tennessee | 1 | $ 195,000 | $ 195,000 | $ 48,000 |
| Roane County Tennessee | 1 | $ 555,000 | $ 555,000 | $ 129,000 |
| Rutherford County Tennessee | 1 | $ 2,605,000 | $ 2,605,000 | $ 236,000 |
| Andrews County Texas | 1 | $ 535,000 | $ 535,000 | $ 0 |
| Armstrong County Texas | 1 | $ 125,000 | $ 125,000 | $ 179,000 |
| Bastrop County Texas | 1 | $ 285,000 | $ 285,000 | $ 80,000 |
| Bee County Texas | 1 | $ 105,000 | $ 105,000 | $ 150,000 |
| Blanco County Texas | 1 | $ 455,000 | $ 455,000 | $ 142,000 |
| Cameron County Texas | 1 | $ 365,000 | $ 365,000 | $ 244,000 |
| Cochran County Texas | 1 | $ 95,000 | $ 95,000 | $ 103,000 |
| Crosby County Texas | 1 | $ 75,000 | $ 75,000 | $ 47,000 |
| Fort Bend County Texas | 1 | $ 205,000 | $ 205,000 | $ 179,000 |
| Frio County Texas | 1 | $ 195,000 | $ 195,000 | $ 48,000 |
| Gaines County Texas | 1 | $ 375,000 | $ 375,000 | $ 103,000 |
| Goliad County Texas | 1 | $ 535,000 | $ 535,000 | $ 134,000 |
| Gregg County Texas | 1 | $ 745,000 | $ 745,000 | $ 210,000 |
| Guadalupe County Texas | 1 | $ 265,000 | $ 265,000 | $ 150,000 |
| Haskell County Texas | 1 | $ 715,000 | $ 715,000 | $ 826,000 |
| Hockley County Texas | 1 | $ 425,000 | $ 425,000 | $ 185,000 |
| Howard County Texas | 1 | $ 205,000 | $ 205,000 | $ 120,000 |
| Jefferson County Texas | 1 | $ 165,000 | $ 165,000 | $ 62,000 |
| Jones County Texas | 1 | $ 355,000 | $ 355,000 | $ 219,000 |
| Kent County Texas | 1 | $ 185,000 | $ 185,000 | $ 179,000 |
| Kimble County Texas | 1 | $ 105,000 | $ 105,000 | $ 359,000 |
| Lipscomb County Texas | 1 | $ 55,000 | $ 55,000 | $ 46,000 |
| Mason County Texas | 1 | $ 175,000 | $ 175,000 | $ 57,000 |
| McCulloch County Texas | 1 | $ 455,000 | $ 455,000 | $ 0 |
| Motley County Texas | 1 | $ 15,000 | $ 15,000 | $ 43,000 |
| Nacogdoches County Texas | 1 | $ 195,000 | $ 195,000 | $ 168,000 |
| Nueces County Texas | 1 | $ 515,000 | $ 515,000 | $ 170,000 |
| Ochiltree County Texas | 1 | $ 155,000 | $ 155,000 | $ 95,000 |
| Oldham County Texas | 1 | $ 275,000 | $ 275,000 | $ 127,000 |
| Scurry County Texas | 1 | $ 685,000 | $ 685,000 | $ 650,000 |
| Shackelford County Texas | 1 | $ 305,000 | $ 305,000 | $ 0 |
| Throckmorton County Texas | 1 | $ 115,000 | $ 115,000 | $ 62,000 |
| Titus County Texas | 1 | $ 425,000 | $ 425,000 | $ 115,000 |
| Wichita County Texas | 1 | $ 95,000 | $ 95,000 | $ 26,000 |
| Wilson County Texas | 1 | $ 1,965,000 | $ 1,965,000 | $ 0 |
| Young County Texas | 1 | $ 235,000 | $ 235,000 | $ 64,000 |
| Orleans County Vermont | 1 | $ 75,000 | $ 75,000 | $ 54,000 |
| St. Croix County Wisconsin | 1 | $ 375,000 | $ 375,000 | $ 185,000 |
| Laramie County Wyoming | 1 | $ 485,000 | $ 485,000 | $ 216,000 |
Mortgage Loan Application Detail Totals for Centennial Bank in 2022
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Home Purchase | 4,727 | $1,711,705,000 | $362,000 | $62,935,000 | $134,000 | $6,750,000 |
| Cash-out Refinancing | 498 | $143,540,000 | $288,000 | $6,505,000 | $128,000 | $1,879,000 |
| Refinancing | 361 | $186,995,000 | $517,000 | $80,705,000 | $150,000 | $1,884,000 |
| Home Improvement | 311 | $52,435,000 | $168,000 | $8,555,000 | $137,000 | $2,570,000 |
| Other Purpose | 211 | $43,485,000 | $206,000 | $3,005,000 | $196,000 | $8,207,000 |
| Not Applicable | 0 | $0 | $0 | $0 | $0 | $0 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| White | 3,454 | $952,110,000 | $275,000 | $17,005,000 | $140,000 | $8,207,000 |
| Not Provided | 899 | $308,245,000 | $342,000 | $8,995,000 | $171,000 | $2,549,000 |
| Hispanic | 761 | $173,605,000 | $228,000 | $2,735,000 | $104,000 | $1,140,000 |
| Not applicable | 465 | $570,865,000 | $1,227,000 | $80,705,000 | $0 | $0 |
| Black or African American | 360 | $74,450,000 | $206,000 | $1,885,000 | $88,000 | $924,000 |
| Asian | 106 | $41,780,000 | $394,000 | $6,505,000 | $150,000 | $1,215,000 |
| American Indian or Alaskan Native | 43 | $9,515,000 | $221,000 | $1,005,000 | $88,000 | $290,000 |
| Native Hawaiian or Other Pacific Islander | 6 | $700,000 | $116,000 | $175,000 | $40,000 | $66,000 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 4,897 | $1,870,535,000 | $381,000 | $80,705,000 | $154,000 | $8,207,000 |
| FHA-insured (Federal Housing Administration) | 831 | $165,815,000 | $199,000 | $565,000 | $68,000 | $332,000 |
| VA-guaranteed (Veterans Administration) | 253 | $82,145,000 | $324,000 | $1,245,000 | $105,000 | $358,000 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 127 | $19,665,000 | $154,000 | $325,000 | $52,000 | $123,000 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Loan Originated | 3,549 | $1,320,245,000 | $372,000 | $62,935,000 | $147,000 | $8,207,000 |
| Application Withdrawn By Applicant | 1,064 | $294,580,000 | $276,000 | $2,455,000 | $148,000 | $4,355,000 |
| Application Denied By Financial Institution | 964 | $339,970,000 | $352,000 | $80,705,000 | $95,000 | $4,778,000 |
| File Closed For Incompleteness | 287 | $94,995,000 | $330,000 | $2,505,000 | $144,000 | $1,261,000 |
| Preapproval Approved but not Accepted | 112 | $27,080,000 | $241,000 | $755,000 | $102,000 | $605,000 |
| Preapproval Denied by Financial Institution | 65 | $14,175,000 | $218,000 | $845,000 | $65,000 | $188,000 |
| Application Approved But Not Accepted | 60 | $45,410,000 | $756,000 | $12,305,000 | $182,000 | $682,000 |
| Loan Purchased By The Institution | 7 | $1,705,000 | $243,000 | $425,000 | $0 | $0 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Not applicable | 5,079 | $1,784,015,000 | $351,000 | $62,935,000 | $146,000 | $8,207,000 |
| Debt-To-Income Ratio | 523 | $172,345,000 | $329,000 | $17,005,000 | $80,000 | $4,778,000 |
| Credit History | 283 | $48,605,000 | $171,000 | $1,105,000 | $106,000 | $1,019,000 |
| Collateral | 78 | $17,270,000 | $221,000 | $2,685,000 | $108,000 | $924,000 |
| Other | 68 | $96,930,000 | $1,425,000 | $80,705,000 | $132,000 | $1,986,000 |
| Insufficient Cash (Downpayment, Closing Cost) | 59 | $15,525,000 | $263,000 | $1,525,000 | $98,000 | $543,000 |
| Employment History | 14 | $2,360,000 | $168,000 | $575,000 | $46,000 | $95,000 |
| Unverifiable Information | 4 | $1,110,000 | $277,000 | $425,000 | $187,000 | $400,000 |
| Mortgage Insurance Denied | 0 | $0 | $0 | $0 | $0 | $0 |
| Credit Application Incomplete | 0 | $0 | $0 | $0 | $0 | $0 |
Our comprehensive HMDA mortgage statistics provide invaluable insights into Centennial Bank's 2022 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.
This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics,
and assess Centennial Bank's mortgage approval patterns.
Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
For a list of all lenders in Arkansas, download the full spreadsheet
with aggregated HMDA statistics today.