Newton County, AR Mortgage Lenders & HMDA Data, 2022
In 2022, lenders reported 289 mortgage applications in Newton County, AR totaling $44.0 million, down 21% from 2021. The average application was for $152,000, and applicants reported an average income of $88,000. 57% of applications resulted in an originated loan and 15% were denied. The most active lender was Anstaff Bank, with 30 applications, followed by Arvest Bank and Plains Commerce Bank.
Looking for lender-specific data?
Download a formatted spreadsheet with aggregated HMDA statistics
for all lenders based in Arkansas.
Whether you're an industry professional, homebuyer, or researcher, this data helps you stay informed
about local mortgage trends and lending activity.
| Years | 2025 2024 2023 2022 2021 2020 2019 2018 2017 2016 2015 2014 2013 2012 2011 2010 2009 2008 2007 2006 2005 2004 2003 |
| Total Number of Mortgage Applications | 289 |
| Total Mortgage Loan Application Amount | $43,975,000 |
| Average Mortgage Loan Application Amount | $152,000 |
| Highest Mortgage Loan Application Amount | $765,000 |
| Average Applicant Income | $88,000 |
| Highest Applicant Income | $890,000 |
Top Mortgage Lenders in Newton County, AR (2022)
Ranked by the number of mortgage applications each lender reported in Newton County, AR in 2022.
| # | Mortgage Lender | Mortgage Applications | Total Dollar Amount | Average Loan Amount | Average Applicant Income |
|---|---|---|---|---|---|
| 1 | Anstaff Bank Green Forest, AR |
30 | $5,090,000 | $169,000 | $103,000 |
| 2 | Arvest Bank Tulsa, OK |
21 | $2,525,000 | $120,000 | $107,000 |
| 3 | Plains Commerce Bank Hoven, SD |
16 | $2,880,000 | $180,000 | $87,000 |
| 4 | Equity Bank Wichita, KS |
15 | $1,605,000 | $107,000 | $65,000 |
| 5 | Bank Ozk Little Rock, AR |
13 | $675,000 | $51,000 | $43,000 |
| 6 | First Community Bank Batesville, AR |
12 | $1,610,000 | $134,000 | $77,000 |
| 7 | Cs Bank Eureka Springs, AR |
10 | $1,260,000 | $126,000 | $105,000 |
| 8 | 21st Mortgage Knoxville, TN |
9 | $835,000 | $92,000 | $65,000 |
| 9 | Guild Mortgage Company San Diego, CA |
8 | $1,140,000 | $142,000 | $62,000 |
| 10 | Bank of 1889 Berryville, AR |
7 | $835,000 | $119,000 | $116,000 |
The tables below break down 2022 mortgage applications in Newton County, AR by loan purpose, applicant race, loan type, outcome and denial reason. Click a column heading to sort.
Mortgage Loan Application Detail Totals for Newton County, AR in 2022
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Home Purchase | 152 | $27,130,000 | $178,000 | $765,000 | $99,000 | $890,000 |
| Refinancing | 52 | $6,890,000 | $132,000 | $365,000 | $70,000 | $242,000 |
| Cash-out Refinancing | 39 | $6,485,000 | $166,000 | $435,000 | $91,000 | $308,000 |
| Home Improvement | 26 | $1,660,000 | $63,000 | $185,000 | $70,000 | $200,000 |
| Other Purpose | 19 | $1,795,000 | $94,000 | $355,000 | $71,000 | $279,000 |
| Not Applicable | 1 | $15,000 | $15,000 | $15,000 | $0 | $0 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| White | 222 | $31,230,000 | $140,000 | $695,000 | $86,000 | $890,000 |
| Not applicable | 32 | $6,540,000 | $204,000 | $765,000 | $114,000 | $114,000 |
| Not Provided | 28 | $4,750,000 | $169,000 | $465,000 | $81,000 | $200,000 |
| Hispanic | 4 | $880,000 | $220,000 | $285,000 | $169,000 | $279,000 |
| American Indian or Alaskan Native | 2 | $310,000 | $155,000 | $185,000 | $46,000 | $59,000 |
| Asian | 1 | $265,000 | $265,000 | $265,000 | $366,000 | $366,000 |
| Black or African American | 0 | $0 | $0 | $0 | $0 | $0 |
| Native Hawaiian or Other Pacific Islander | 0 | $0 | $0 | $0 | $0 | $0 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 229 | $34,195,000 | $149,000 | $765,000 | $94,000 | $890,000 |
| FHA-insured (Federal Housing Administration) | 26 | $3,400,000 | $130,000 | $215,000 | $58,000 | $95,000 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 17 | $2,515,000 | $147,000 | $215,000 | $57,000 | $78,000 |
| VA-guaranteed (Veterans Administration) | 17 | $3,865,000 | $227,000 | $495,000 | $87,000 | $238,000 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Loan Originated | 166 | $27,090,000 | $163,000 | $765,000 | $98,000 | $890,000 |
| Application Denied By Financial Institution | 43 | $4,615,000 | $107,000 | $325,000 | $52,000 | $236,000 |
| Application Withdrawn By Applicant | 33 | $5,155,000 | $156,000 | $335,000 | $92,000 | $248,000 |
| Loan Purchased By The Institution | 28 | $4,710,000 | $168,000 | $525,000 | $111,000 | $308,000 |
| Application Approved But Not Accepted | 10 | $1,330,000 | $133,000 | $175,000 | $82,000 | $164,000 |
| File Closed For Incompleteness | 8 | $960,000 | $120,000 | $245,000 | $56,000 | $95,000 |
| Preapproval Approved but not Accepted | 1 | $115,000 | $115,000 | $115,000 | $92,000 | $92,000 |
| Preapproval Denied by Financial Institution | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Not applicable | 197 | $31,445,000 | $159,000 | $525,000 | $88,000 | $471,000 |
| Debt-To-Income Ratio | 61 | $8,825,000 | $144,000 | $765,000 | $105,000 | $890,000 |
| Credit History | 19 | $2,235,000 | $117,000 | $325,000 | $42,000 | $82,000 |
| Unverifiable Information | 4 | $530,000 | $132,000 | $245,000 | $60,000 | $114,000 |
| Collateral | 3 | $385,000 | $128,000 | $195,000 | $57,000 | $92,000 |
| Insufficient Cash (Downpayment, Closing Cost) | 2 | $330,000 | $165,000 | $185,000 | $136,000 | $236,000 |
| Other | 1 | $55,000 | $55,000 | $55,000 | $47,000 | $47,000 |
| Credit Application Incomplete | 1 | $75,000 | $75,000 | $75,000 | $83,000 | $83,000 |
| Employment History | 1 | $95,000 | $95,000 | $95,000 | $0 | $0 |
| Mortgage Insurance Denied | 0 | $0 | $0 | $0 | $0 | $0 |
About this data: figures come from the Home Mortgage Disclosure Act (HMDA) loan application records that lenders file with the FFIEC each year, and count every application (approved, denied, withdrawn or purchased), not just closed loans. Applications reported at $100 million or more are left out of these totals.
Mortgage lenders & HMDA data by state: Alabama · Alaska · Arizona · Arkansas · California · Colorado · Connecticut · Delaware · District of Columbia · Florida · Georgia · Hawaii · Idaho · Illinois · Indiana · Iowa · Kansas · Kentucky · Louisiana · Maine · Maryland · Massachusetts · Michigan · Minnesota · Mississippi · Missouri · Montana · Nebraska · Nevada · New Hampshire · New Jersey · New Mexico · New York · North Carolina · North Dakota · Ohio · Oklahoma · Oregon · Pennsylvania · Puerto Rico · Rhode Island · South Carolina · South Dakota · Tennessee · Texas · Utah · Vermont · Virginia · Washington · West Virginia · Wisconsin · Wyoming
Home · Mortgage lenders A–Z · Data downloads · Blog · About